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251.80 Td (of ) Tj ET Q q 0 0 0 rg BT 434.12 251.80 Td (this ) Tj ET Q q 0 0 0 rg BT 447.54 251.80 Td (Form ) Tj ET Q q 0 0 0 rg BT 466.74 251.80 Td (10-K ) Tj ET Q q 0 0 0 rg BT 485.04 251.80 Td (or ) Tj ET Q q 0 0 0 rg BT 493.57 251.80 Td (any ) Tj ET Q q 0 0 0 rg BT 506.98 251.80 Td (amendment ) Tj ET Q q 0 0 0 rg BT 546.17 251.80 Td (to ) Tj ET Q q 0 0 0 rg BT 554.25 251.80 Td (this ) Tj ET Q q 0 0 0 rg BT 567.67 251.80 Td (Form ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 27.00 243.80 Td (10-K. ) Tj ET Q /GS0 gs q 7.13 0 0 8.27 47.44 242.07 cm /I11 Do Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 27.00 229.80 Td (Indicate ) Tj ET Q q 0 0 0 rg BT 54.52 229.80 Td (by ) Tj ET Q q 0 0 0 rg BT 64.29 229.80 Td (check ) Tj ET Q q 0 0 0 rg BT 84.70 229.80 Td (mark ) Tj ET Q q 0 0 0 rg BT 102.90 229.80 Td (whether ) Tj ET Q q 0 0 0 rg BT 130.43 229.80 Td (the ) Tj ET Q q 0 0 0 rg BT 141.97 229.80 Td (registrant ) Tj ET Q q 0 0 0 rg BT 173.94 229.80 Td (is ) Tj ET Q q 0 0 0 rg BT 181.04 229.80 Td (a ) Tj ET Q q 0 0 0 rg BT 186.35 229.80 Td (lar) Tj ET Q q 0 0 0 rg BT 194.65 229.80 Td (ge ) Tj ET Q q 0 0 0 rg BT 203.96 229.80 Td (accelerated ) Tj ET Q q 0 0 0 rg BT 241.69 229.80 Td (filer) Tj ET Q q 0 0 0 rg BT 254.69 229.80 Td (, ) Tj ET Q q 0 0 0 rg BT 258.45 229.80 Td (an ) Tj ET Q q 0 0 0 rg BT 267.77 229.80 Td (accelerated ) Tj ET Q q 0 0 0 rg BT 305.49 229.80 Td (filer) Tj ET Q q 0 0 0 rg BT 318.50 229.80 Td (, ) Tj ET Q q 0 0 0 rg BT 322.26 229.80 Td (a ) Tj ET Q q 0 0 0 rg BT 327.57 229.80 Td (non-accelerated ) Tj ET Q q 0 0 0 rg BT 379.97 229.80 Td (filer) Tj ET Q q 0 0 0 rg BT 392.97 229.80 Td (, ) Tj ET Q q 0 0 0 rg BT 396.73 229.80 Td (a ) Tj ET Q q 0 0 0 rg BT 402.05 229.80 Td (smaller ) Tj ET Q q 0 0 0 rg BT 427.36 229.80 Td (reporting ) Tj ET Q q 0 0 0 rg BT 458.44 229.80 Td (company) Tj ET Q q 0 0 0 rg BT 487.25 229.80 Td (, ) Tj ET Q q 0 0 0 rg BT 491.01 229.80 Td (or ) Tj ET Q q 0 0 0 rg BT 499.44 229.80 Td (emer) Tj ET Q q 0 0 0 rg BT 515.28 229.80 Td (ging ) Tj ET Q 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rg BT 117.86 193.25 Td ( \(Do not check if a smaller reporting company\)) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.00 193.25 Td (Smaller reporting company ) Tj ET Q /GS0 gs q 7.13 0 0 8.27 536.53 191.53 cm /I15 Do Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 447.00 182.25 Td (Emer) Tj ET Q q 0 0 0 rg BT 464.18 182.25 Td (ging growth company ) Tj ET Q /GS0 gs q 7.13 0 0 8.27 536.39 180.53 cm /I16 Do Q BT /F1 10.00 Tf ET BT /F1 8.00 Tf ET q 0 0 0 rg BT 27.00 167.20 Td (If ) Tj ET Q q 0 0 0 rg BT 34.41 167.20 Td (an ) Tj ET Q q 0 0 0 rg BT 44.04 167.20 Td (emer) Tj ET Q q 0 0 0 rg BT 59.88 167.20 Td (ging ) Tj ET Q q 0 0 0 rg BT 76.18 167.20 Td (growth ) Tj ET Q q 0 0 0 rg BT 100.92 167.20 Td (company) Tj ET Q q 0 0 0 rg BT 129.73 167.20 Td (, ) Tj ET Q q 0 0 0 rg BT 133.80 167.20 Td (indicate ) Tj ET Q q 0 0 0 rg BT 161.20 167.20 Td (by ) Tj ET Q q 0 0 0 rg BT 171.28 167.20 Td (check ) Tj ET Q q 0 0 0 rg BT 192.01 167.20 Td (mark ) Tj ET Q q 0 0 0 rg BT 210.53 167.20 Td (if ) Tj ET Q q 0 0 0 rg BT 217.49 167.20 Td (the ) Tj ET Q q 0 0 0 rg BT 229.34 167.20 Td (registrant ) Tj ET Q q 0 0 0 rg BT 261.63 167.20 Td (has ) Tj ET Q q 0 0 0 rg BT 274.38 167.20 Td (elected ) Tj ET Q q 0 0 0 rg BT 299.10 167.20 Td (not ) Tj ET Q q 0 0 0 rg BT 311.40 167.20 Td (to ) Tj ET Q q 0 0 0 rg BT 319.70 167.20 Td (use ) Tj ET Q q 0 0 0 rg BT 332.45 167.20 Td (the ) Tj ET Q q 0 0 0 rg BT 344.30 167.20 Td (extended ) Tj ET Q q 0 0 0 rg BT 375.25 167.20 Td (transition ) Tj ET Q q 0 0 0 rg BT 407.55 167.20 Td (period ) Tj ET Q q 0 0 0 rg BT 430.06 167.20 Td (for ) Tj ET Q q 0 0 0 rg BT 441.47 167.20 Td (complying ) Tj ET Q q 0 0 0 rg BT 477.77 167.20 Td (with ) Tj ET Q q 0 0 0 rg BT 494.07 167.20 Td (any ) Tj ET Q q 0 0 0 rg BT 507.70 167.20 Td (new ) Tj ET Q q 0 0 0 rg BT 523.10 167.20 Td (or ) Tj ET Q q 0 0 0 rg BT 531.84 167.20 Td (revised ) Tj ET Q q 0 0 0 rg BT 557.02 167.20 Td (financial ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 27.00 157.60 Td (accounting ) Tj ET Q q 0 0 0 rg BT 64.10 157.60 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0 0 rg BT 428.34 129.60 Td (based ) Tj ET Q q 0 0 0 rg BT 448.61 129.60 Td (on ) Tj ET Q q 0 0 0 rg BT 458.66 129.60 Td (the ) Tj ET Q q 0 0 0 rg BT 470.49 129.60 Td (closing ) Tj ET Q q 0 0 0 rg BT 495.66 129.60 Td (share ) Tj ET Q q 0 0 0 rg BT 514.59 129.60 Td (price ) Tj ET Q q 0 0 0 rg BT 532.63 129.60 Td (as ) Tj ET Q q 0 0 0 rg BT 541.35 129.60 Td (quoted ) Tj ET Q q 0 0 0 rg BT 565.18 129.60 Td (on ) Tj ET Q q 0 0 0 rg BT 575.23 129.60 Td (the ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 27.00 121.60 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 61.95 121.60 Td (Global ) Tj ET Q q 0 0 0 rg BT 85.33 121.60 Td (Market ) Tj ET Q q 0 0 0 rg BT 110.04 121.60 Td (on ) Tj ET Q q 0 0 0 rg BT 119.65 121.60 Td (that ) Tj ET Q q 0 0 0 rg BT 133.26 121.60 Td (day ) Tj ET Q q 0 0 0 rg BT 146.42 121.60 Td (and ) Tj ET Q q 0 0 0 rg BT 159.58 121.60 Td (the ) Tj ET Q q 0 0 0 rg BT 170.96 121.60 Td (assumption ) Tj ET Q q 0 0 0 rg BT 209.02 121.60 Td (that ) Tj ET Q q 0 0 0 rg BT 222.63 121.60 Td (all ) Tj ET Q q 0 0 0 rg BT 232.23 121.60 Td (directors ) Tj ET Q q 0 0 0 rg BT 261.83 121.60 Td (and ) Tj ET Q q 0 0 0 rg BT 274.99 121.60 Td (executive ) Tj ET Q q 0 0 0 rg BT 307.25 121.60 Td (of) Tj ET Q q 0 0 0 rg BT 313.77 121.60 Td (ficers ) Tj ET Q q 0 0 0 rg BT 333.15 121.60 Td (of ) Tj ET Q q 0 0 0 rg BT 341.42 121.60 Td (the ) Tj ET Q q 0 0 0 rg BT 352.81 121.60 Td (Company) Tj ET Q q 0 0 0 rg BT 383.40 121.60 Td (, ) Tj ET Q q 0 0 0 rg BT 387.01 121.60 Td (and ) Tj ET Q q 0 0 0 rg BT 400.17 121.60 Td (their ) Tj ET Q q 0 0 0 rg BT 416.44 121.60 Td (families, ) Tj ET Q q 0 0 0 rg BT 445.82 121.60 Td (are ) Tj ET Q q 0 0 0 rg BT 457.19 121.60 Td (af) Tj ET Q q 0 0 0 rg BT 463.26 121.60 Td (filiates. ) Tj ET Q q 0 0 0 rg BT 488.64 121.60 Td ( ) Tj ET Q q 0 0 0 rg BT 490.14 121.60 Td (This ) Tj ET Q q 0 0 0 rg BT 505.97 121.60 Td (determination ) Tj ET Q q 0 0 0 rg BT 552.01 121.60 Td (of ) Tj ET Q q 0 0 0 rg BT 560.29 121.60 Td (af) Tj ET Q q 0 0 0 rg BT 566.36 121.60 Td (filiate ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 27.00 113.60 Td (status ) Tj ET Q q 0 0 0 rg BT 47.22 113.60 Td (is ) Tj ET Q q 0 0 0 rg BT 54.56 113.60 Td (not ) Tj ET Q q 0 0 0 rg BT 66.78 113.60 Td (necessarily ) Tj ET Q q 0 0 0 rg BT 104.32 113.60 Td (a ) Tj ET Q q 0 0 0 rg BT 109.87 113.60 Td (conclusive ) Tj ET Q q 0 0 0 rg BT 146.08 113.60 Td (determination ) Tj ET Q q 0 0 0 rg BT 192.51 113.60 Td (for ) Tj ET Q q 0 0 0 rg BT 203.84 113.60 Td (any ) Tj ET Q q 0 0 0 rg BT 217.39 113.60 Td (other ) Tj ET Q q 0 0 0 rg BT 235.83 113.60 Td (purpose.) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 27.00 99.60 Td (As ) Tj ET Q q 0 0 0 rg BT 37.89 99.60 Td (of ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 46.55 99.60 Td (February16, ) Tj ET Q q 0 0 0 rg BT 89.43 99.60 Td (2018) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 105.43 99.60 Td (, ) Tj ET Q q 0 0 0 rg BT 109.43 99.60 Td (there ) Tj ET Q q 0 0 0 rg BT 127.42 99.60 Td (were ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 144.96 99.60 Td (17,507,617) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 180.96 99.60 Td ( ) Tj ET Q q 0 0 0 rg BT 182.96 99.60 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 222.30 99.60 Td (shares ) Tj ET Q q 0 0 0 rg BT 244.29 99.60 Td (of ) Tj ET Q q 0 0 0 rg BT 252.95 99.60 Td (the ) Tj ET Q q 0 0 0 rg BT 264.73 99.60 Td (registrant) Tj ET Q q 0 0 0 rg BT 297.16 99.60 Td (s ) Tj ET Q q 0 0 0 rg BT 302.27 99.60 Td (shares ) Tj ET Q q 0 0 0 rg BT 324.27 99.60 Td (of ) Tj ET Q q 0 0 0 rg BT 332.93 99.60 Td (beneficial ) Tj ET Q q 0 0 0 rg BT 366.46 99.60 Td (interest ) Tj ET Q q 0 0 0 rg BT 392.01 99.60 Td (\(excluding ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 428.22 99.60 Td (7,905,131) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 460.22 99.60 Td ( ) Tj ET Q q 0 0 0 rg BT 462.22 99.60 Td (shares ) Tj ET Q q 0 0 0 rg BT 484.21 99.60 Td (held ) Tj ET Q q 0 0 0 rg BT 499.99 99.60 Td (as ) Tj ET Q q 0 0 0 rg BT 508.65 99.60 Td (treasury ) Tj ET Q q 0 0 0 rg BT 536.42 99.60 Td (stock\).) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 219.35 84.00 Td (DOCUMENTS INCORPORA) Tj ET Q q 0 0 0 rg BT 316.48 84.00 Td (TED BY) Tj ET Q q 0 0 0 rg BT 344.84 84.00 Td ( REFERENCE) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 27.00 70.00 Td (Portions ) Tj ET Q q 0 0 0 rg BT 55.85 70.00 Td (of ) Tj ET Q q 0 0 0 rg BT 64.70 70.00 Td (the ) Tj ET Q q 0 0 0 rg BT 76.65 70.00 Td (registrant) Tj ET Q q 0 0 0 rg BT 109.09 70.00 Td (s ) Tj ET Q q 0 0 0 rg BT 114.38 70.00 Td (Definitive ) Tj ET Q q 0 0 0 rg BT 149.00 70.00 Td (Proxy ) Tj ET Q q 0 0 0 rg BT 170.29 70.00 Td (Statement ) Tj ET Q q 0 0 0 rg BT 204.47 70.00 Td (to ) Tj ET Q q 0 0 0 rg BT 212.87 70.00 Td (be ) Tj ET Q q 0 0 0 rg BT 222.60 70.00 Td (filed ) Tj ET Q q 0 0 0 rg BT 239.45 70.00 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 277.18 70.00 Td (to ) Tj ET Q q 0 0 0 rg BT 285.58 70.00 Td (the ) Tj ET Q q 0 0 0 rg BT 297.54 70.00 Td (date ) Tj ET Q q 0 0 0 rg BT 313.04 70.00 Td (hereof ) Tj ET Q q 0 0 0 rg BT 335.65 70.00 Td (with ) Tj ET Q q 0 0 0 rg BT 352.06 70.00 Td (the ) Tj ET Q q 0 0 0 rg BT 364.01 70.00 Td (Securities ) Tj ET Q q 0 0 0 rg BT 397.74 70.00 Td (and ) Tj ET Q q 0 0 0 rg BT 411.47 70.00 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 445.20 70.00 Td (Commission ) Tj ET Q q 0 0 0 rg BT 487.83 70.00 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 517.56 70.00 Td (to ) Tj ET Q q 0 0 0 rg BT 525.97 70.00 Td (Regulation ) Tj ET Q q 0 0 0 rg BT 563.25 70.00 Td (14A) Tj ET Q q 0 0 0 rg BT 576.59 70.00 Td ( ) Tj ET Q q 0 0 0 rg BT 578.77 70.00 Td (in ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 27.00 62.00 Td (connection ) Tj ET Q q 0 0 0 rg BT 64.18 62.00 Td (with ) Tj ET Q q 0 0 0 rg BT 80.48 62.00 Td (the ) Tj ET Q q 0 0 0 rg BT 92.33 62.00 Td (registrant) Tj ET Q q 0 0 0 rg BT 124.77 62.00 Td (s ) Tj ET Q q 0 0 0 rg BT 129.50 62.00 Td (Annual ) Tj ET Q q 0 0 0 rg BT 155.13 62.00 Td (Meeting ) Tj ET Q q 0 0 0 rg BT 183.87 62.00 Td (of ) Tj ET Q q 0 0 0 rg BT 192.62 62.00 Td (Shareholders ) Tj ET Q q 0 0 0 rg BT 236.46 62.00 Td (to ) Tj ET Q q 0 0 0 rg BT 244.77 62.00 Td (be ) Tj ET Q q 0 0 0 rg BT 254.40 62.00 Td (held ) Tj ET Q q 0 0 0 rg BT 270.25 62.00 Td (on ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 280.33 62.00 Td (May15, ) Tj ET Q q 0 0 0 rg BT 309.07 62.00 Td (2018) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 325.07 62.00 Td ( ) Tj ET Q q 0 0 0 rg BT 327.15 62.00 Td (are ) Tj ET Q q 0 0 0 rg BT 339.00 62.00 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 381.51 62.00 Td (by ) Tj ET Q q 0 0 0 rg BT 391.59 62.00 Td (reference ) Tj ET Q q 0 0 0 rg BT 423.41 62.00 Td (into ) Tj ET Q q 0 0 0 rg BT 437.94 62.00 Td (Part ) Tj ET Q q 0 0 0 rg BT 452.90 62.00 Td (III ) Tj ET Q q 0 0 0 rg BT 462.98 62.00 Td (of ) Tj ET Q q 0 0 0 rg BT 471.72 62.00 Td (this ) Tj ET Q q 0 0 0 rg BT 485.36 62.00 Td (Report. ) Tj ET Q q 0 0 0 rg BT 511.21 62.00 Td ( ) Tj ET Q q 0 0 0 rg BT 513.29 62.00 Td (Such ) Tj ET Q q 0 0 0 rg BT 531.37 62.00 Td (Definitive ) Tj ET Q q 0 0 0 rg BT 565.89 62.00 Td (Proxy ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 27.00 54.00 Td (Statement ) Tj ET Q q 0 0 0 rg BT 60.99 54.00 Td (will ) Tj ET Q q 0 0 0 rg BT 75.44 54.00 Td (be ) Tj ET Q q 0 0 0 rg BT 84.99 54.00 Td (filed ) Tj ET Q q 0 0 0 rg BT 101.65 54.00 Td (with ) Tj ET Q q 0 0 0 rg BT 117.87 54.00 Td (the ) Tj ET Q q 0 0 0 rg BT 129.64 54.00 Td (Securities ) Tj ET Q q 0 0 0 rg BT 163.19 54.00 Td (and ) Tj ET Q q 0 0 0 rg BT 176.74 54.00 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 210.28 54.00 Td (Commission ) Tj ET Q q 0 0 0 rg BT 252.73 54.00 Td (not ) Tj ET Q q 0 0 0 rg BT 264.96 54.00 Td (later ) Tj ET Q q 0 0 0 rg BT 281.17 54.00 Td (than ) Tj ET Q q 0 0 0 rg BT 296.94 54.00 Td (120 ) Tj ET Q q 0 0 0 rg BT 310.94 54.00 Td (days ) Tj ET Q q 0 0 0 rg BT 327.61 54.00 Td (after ) Tj ET Q q 0 0 0 rg BT 344.26 54.00 Td (the ) Tj ET Q q 0 0 0 rg BT 356.03 54.00 Td (conclusion ) Tj ET Q q 0 0 0 rg BT 392.69 54.00 Td (of ) Tj ET Q q 0 0 0 rg BT 401.36 54.00 Td (the ) Tj ET Q q 0 0 0 rg BT 413.13 54.00 Td (registrant) Tj ET Q q 0 0 0 rg BT 445.56 54.00 Td (s ) Tj ET Q q 0 0 0 rg BT 450.68 54.00 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 470.00 54.00 Td (year ) Tj ET Q q 0 0 0 rg BT 485.77 54.00 Td (ended ) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 506.87 54.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 553.73 54.00 Td (2017) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 569.73 54.00 Td (.) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 26.5 43.5 m 584.5 43.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 26.5 39.5 m 584.5 39.5 l s BT /F1 10.00 Tf ET endstream endobj 5 0 obj <><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>] /Rotate 0 /Contents 6 0 R>> endobj 6 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.65 731.25 Td (T) Tj ET Q q 0 0 0 rg BT 258.58 731.25 Td (ABLE OF) Tj ET Q q 0 0 0 rg BT 301.82 731.25 Td ( CONTENTS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 707.25 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 707.25 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 707.25 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 278.90 683.25 Td (FORM 10-K) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 518 660.75 m 563 660.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 529.70 663.48 Td (Page) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 52.5 649.91259765625 m 84.8388671875 649.91259765625 l s q 0 0 1 rg BT 52.50 651.48 Td (P) Tj ET Q q 0 0 1 rg BT 57.87 651.48 Td (AR) Tj ET Q q 0 0 1 rg BT 71.96 651.48 Td (T) Tj ET Q q 0 0 1 rg BT 78.45 651.48 Td (I) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 635.9833984375 m 107.9384765625 635.9833984375 l s q 0 0 1 rg BT 73.50 637.32 Td (ITEM 1.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 635.9833984375 m 190.736328125 635.9833984375 l s q 0 0 1 rg BT 143.50 637.32 Td (BUSINESS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 621.9833984375 m 115.16015625 621.9833984375 l s q 0 0 1 rg BT 73.50 623.32 Td (ITEM ) Tj ET Q q 0 0 1 rg BT 100.44 623.32 Td (1A.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 621.9833984375 m 212.875 621.9833984375 l s q 0 0 1 rg BT 143.50 623.32 Td (RISK ) Tj ET Q q 0 0 1 rg BT 168.78 623.32 Td (F) Tj ET Q q 0 0 1 rg BT 173.60 623.32 Td (ACT) Tj ET Q q 0 0 1 rg BT 193.42 623.32 Td (ORS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 607.9833984375 m 114.6083984375 607.9833984375 l s q 0 0 1 rg BT 73.50 609.32 Td (ITEM ) Tj ET Q q 0 0 1 rg BT 100.44 609.32 Td (1B.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 607.9833984375 m 300.1357421875 607.9833984375 l s q 0 0 1 rg BT 143.50 609.32 Td (UNRESOL) Tj ET Q q 0 0 1 rg BT 188.70 609.32 Td (VED ) Tj ET Q q 0 0 1 rg BT 211.75 609.32 Td (ST) Tj ET Q q 0 0 1 rg BT 222.62 609.32 Td (AFF ) Tj ET Q q 0 0 1 rg BT 243.46 609.32 Td (COMMENTS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 593.9833984375 m 107.9384765625 593.9833984375 l s q 0 0 1 rg BT 73.50 595.32 Td (ITEM ) Tj ET Q q 0 0 1 rg BT 100.44 595.32 Td (2.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 593.9833984375 m 201.80078125 593.9833984375 l s q 0 0 1 rg BT 143.50 595.32 Td (PROPER) Tj ET Q q 0 0 1 rg BT 180.69 595.32 Td (TIES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 579.9833984375 m 107.9384765625 579.9833984375 l s q 0 0 1 rg BT 73.50 581.32 Td (ITEM ) Tj ET Q q 0 0 1 rg BT 100.44 581.32 Td (3.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 579.9833984375 m 247.2939453125 579.9833984375 l s q 0 0 1 rg BT 143.50 581.32 Td (LEGAL) Tj ET Q q 0 0 1 rg BT 175.90 581.32 Td ( ) Tj ET Q q 0 0 1 rg BT 178.40 581.32 Td (PROCEEDINGS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 565.9833984375 m 107.9384765625 565.9833984375 l s q 0 0 1 rg BT 73.50 567.32 Td (ITEM ) Tj ET Q q 0 0 1 rg BT 100.44 567.32 Td (4.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 565.9833984375 m 278.7001953125 565.9833984375 l s q 0 0 1 rg BT 143.50 567.32 Td (MINE ) Tj ET Q q 0 0 1 rg BT 171.55 567.32 Td (SAFETY) Tj ET Q q 0 0 1 rg BT 208.96 567.32 Td ( ) Tj ET Q q 0 0 1 rg BT 211.46 567.32 Td (DISCLOSURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 52.5 539.91259765625 m 88.73046875 539.91259765625 l s q 0 0 1 rg BT 52.50 541.48 Td (P) Tj ET Q q 0 0 1 rg BT 57.87 541.48 Td (AR) Tj ET Q q 0 0 1 rg BT 71.96 541.48 Td (T) Tj ET Q q 0 0 1 rg BT 78.45 541.48 Td (II) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 525.9833984375 m 107.9384765625 525.9833984375 l s q 0 0 1 rg BT 73.50 527.32 Td (ITEM 5.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 525.9833984375 m 495.7412109375 525.9833984375 l s q 0 0 1 rg BT 143.50 527.32 Td (MARKET) Tj ET Q q 0 0 1 rg BT 185.54 527.32 Td ( FOR REGISTRANTS COMMON EQUITY) Tj ET Q q 0 0 1 rg BT 368.15 527.32 Td (, RELA) Tj ET Q q 0 0 1 rg BT 398.15 527.32 Td (TED ST) Tj ET Q q 0 0 1 rg BT 431.58 527.32 Td (OCKHOLDER ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 515.9833984375 m 423.7197265625 515.9833984375 l s q 0 0 1 rg BT 143.50 517.32 Td (MA) Tj ET Q q 0 0 1 rg BT 158.50 517.32 Td (TTERS ) Tj ET Q q 0 0 1 rg BT 191.01 517.32 Td (AND ISSUER PURCHASES OF EQUITY) Tj ET Q q 0 0 1 rg BT 364.55 517.32 Td ( SECURITIES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 499.9833984375 m 107.9384765625 499.9833984375 l s q 0 0 1 rg BT 73.50 501.32 Td (ITEM 6.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 499.9833984375 m 277.59912109375 499.9833984375 l s q 0 0 1 rg BT 143.50 501.32 Td (SELECTED ) Tj ET Q q 0 0 1 rg BT 196.00 501.32 Td (FINANCIAL) Tj ET Q q 0 0 1 rg BT 249.51 501.32 Td ( ) Tj ET Q q 0 0 1 rg BT 252.01 501.32 Td (DA) Tj ET Q q 0 0 1 rg BT 265.35 501.32 Td (T) Tj ET Q q 0 0 1 rg BT 270.65 501.32 Td (A) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 485.9833984375 m 107.9384765625 485.9833984375 l s q 0 0 1 rg BT 73.50 487.32 Td (ITEM 7.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 485.9833984375 m 515.4775390625 485.9833984375 l s q 0 0 1 rg BT 143.50 487.32 Td (MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 1 rg BT 287.96 487.32 Td (AND ) Tj ET Q q 0 0 1 rg BT 311.57 487.32 Td (ANAL) Tj ET Q q 0 0 1 rg BT 338.34 487.32 Td (YSIS OF FINANCIAL) Tj ET Q q 0 0 1 rg BT 431.32 487.32 Td ( CONDITION ) Tj ET Q q 0 0 1 rg BT 491.31 487.32 Td (AND ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 475.9833984375 m 264.8232421875 475.9833984375 l s q 0 0 1 rg BT 143.50 477.32 Td (RESUL) Tj ET Q q 0 0 1 rg BT 174.25 477.32 Td (TS OF OPERA) Tj ET Q q 0 0 1 rg BT 235.38 477.32 Td (TIONS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 459.9833984375 m 115.16015625 459.9833984375 l s q 0 0 1 rg BT 73.50 461.32 Td (ITEM 7A.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 459.9833984375 m 483.1923828125 459.9833984375 l s q 0 0 1 rg BT 143.50 461.32 Td (QUANTIT) Tj ET Q q 0 0 1 rg BT 187.13 461.32 Td (A) Tj ET Q q 0 0 1 rg BT 193.25 461.32 Td (TIVE ) Tj ET Q q 0 0 1 rg BT 217.96 461.32 Td (AND QUALIT) Tj ET Q q 0 0 1 rg BT 278.54 461.32 Td (A) Tj ET Q q 0 0 1 rg BT 284.65 461.32 Td (TIVE DISCLOSURES ) Tj ET Q q 0 0 1 rg BT 379.11 461.32 Td (ABOUT) Tj ET Q q 0 0 1 rg BT 413.37 461.32 Td ( MARKET) Tj ET Q q 0 0 1 rg BT 457.91 461.32 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 443.9833984375 m 107.9384765625 443.9833984375 l s q 0 0 1 rg BT 73.50 445.32 Td (ITEM 8.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 443.9833984375 m 400.65087890625 443.9833984375 l s q 0 0 1 rg BT 143.50 445.32 Td (FINANCIAL) Tj ET Q q 0 0 1 rg BT 197.02 445.32 Td ( ST) Tj ET Q q 0 0 1 rg BT 210.38 445.32 Td (A) Tj ET Q q 0 0 1 rg BT 216.50 445.32 Td (TEMENTS ) Tj ET Q q 0 0 1 rg BT 264.55 445.32 Td (AND SUPPLEMENT) Tj ET Q q 0 0 1 rg BT 352.37 445.32 Td (AR) Tj ET Q q 0 0 1 rg BT 365.71 445.32 Td (Y) Tj ET Q q 0 0 1 rg BT 372.56 445.32 Td ( DA) Tj ET Q q 0 0 1 rg BT 388.40 445.32 Td (T) Tj ET Q q 0 0 1 rg BT 393.71 445.32 Td (A) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 429.9833984375 m 107.9384765625 429.9833984375 l s q 0 0 1 rg BT 73.50 431.32 Td (ITEM 9.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 429.9833984375 m 504.740234375 429.9833984375 l s q 0 0 1 rg BT 143.50 431.32 Td (CHANGES IN ) Tj ET Q q 0 0 1 rg BT 205.73 431.32 Td (AND DISAGREEMENTS ) Tj ET Q q 0 0 1 rg BT 315.55 431.32 Td (WITH ) Tj ET Q q 0 0 1 rg BT 343.59 431.32 Td (ACCOUNT) Tj ET Q q 0 0 1 rg BT 391.13 431.32 Td (ANTS ON ) Tj ET Q q 0 0 1 rg BT 436.13 431.32 Td (ACCOUNTING ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 419.9833984375 m 285.35546875 419.9833984375 l s q 0 0 1 rg BT 143.50 421.32 Td (AND FINANCIAL) Tj ET Q q 0 0 1 rg BT 221.18 421.32 Td ( DISCLOSURE) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 403.9833984375 m 115.16015625 403.9833984375 l s q 0 0 1 rg BT 73.50 405.32 Td (ITEM 9A.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 403.9833984375 m 287.4111328125 403.9833984375 l s q 0 0 1 rg BT 143.50 405.32 Td (CONTROLS ) Tj ET Q q 0 0 1 rg BT 198.23 405.32 Td (AND PROCEDURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 389.9833984375 m 114.6083984375 389.9833984375 l s q 0 0 1 rg BT 73.50 391.32 Td (ITEM 9B.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 389.9833984375 m 248.2216796875 389.9833984375 l s q 0 0 1 rg BT 143.50 391.32 Td (OTHER INFORMA) Tj ET Q q 0 0 1 rg BT 224.34 391.32 Td (TION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 52.5 361.91259765625 m 92.6220703125 361.91259765625 l s q 0 0 1 rg BT 52.50 363.48 Td (P) Tj ET Q q 0 0 1 rg BT 57.87 363.48 Td (AR) Tj ET Q q 0 0 1 rg BT 71.96 363.48 Td (T) Tj ET Q q 0 0 1 rg BT 78.45 363.48 Td (III) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 347.9833984375 m 112.9384765625 347.9833984375 l s q 0 0 1 rg BT 73.50 349.32 Td (ITEM 10.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 347.9833984375 m 465.0087890625 347.9833984375 l s q 0 0 1 rg BT 143.50 349.32 Td (DIRECT) Tj ET Q q 0 0 1 rg BT 179.43 349.32 Td (ORS, EXECUTIVE OFFICERS ) Tj ET Q q 0 0 1 rg BT 311.11 349.32 Td (AND CORPORA) Tj ET Q q 0 0 1 rg BT 381.41 349.32 Td (TE GOVERNANCE) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 333.9833984375 m 112.5673828125 333.9833984375 l s q 0 0 1 rg BT 73.50 335.32 Td (ITEM 1) Tj ET Q q 0 0 1 rg BT 105.07 335.32 Td (1.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 333.9833984375 m 279.330078125 333.9833984375 l s q 0 0 1 rg BT 143.50 335.32 Td (EXECUTIVE COMPENSA) Tj ET Q q 0 0 1 rg BT 255.45 335.32 Td (TION) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 319.9833984375 m 112.9384765625 319.9833984375 l s q 0 0 1 rg BT 73.50 321.32 Td (ITEM 12.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 319.9833984375 m 443.490234375 319.9833984375 l s q 0 0 1 rg BT 143.50 321.32 Td (SECURITY) Tj ET Q q 0 0 1 rg BT 192.02 321.32 Td ( OWNERSHIP) Tj ET Q q 0 0 1 rg BT 252.48 321.32 Td ( OF CER) Tj ET Q q 0 0 1 rg BT 289.12 321.32 Td (T) Tj ET Q q 0 0 1 rg BT 294.42 321.32 Td (AIN BENEFICIAL) Tj ET Q q 0 0 1 rg BT 372.66 321.32 Td ( OWNERS ) Tj ET Q q 0 0 1 rg BT 419.33 321.32 Td (AND ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 309.9833984375 m 409.8037109375 309.9833984375 l s q 0 0 1 rg BT 143.50 311.32 Td (MANAGEMENT) Tj ET Q q 0 0 1 rg BT 215.54 311.32 Td ( ) Tj ET Q q 0 0 1 rg BT 217.48 311.32 Td (AND RELA) Tj ET Q q 0 0 1 rg BT 266.65 311.32 Td (TED ST) Tj ET Q q 0 0 1 rg BT 300.08 311.32 Td (OCKHOLDER MA) Tj ET Q q 0 0 1 rg BT 379.25 311.32 Td (TTERS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 293.9833984375 m 112.9384765625 293.9833984375 l s q 0 0 1 rg BT 73.50 295.32 Td (ITEM 13.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 293.9833984375 m 493.96875 293.9833984375 l s q 0 0 1 rg BT 143.50 295.32 Td (CER) Tj ET Q q 0 0 1 rg BT 162.35 295.32 Td (T) Tj ET Q q 0 0 1 rg BT 167.66 295.32 Td (AIN RELA) Tj ET Q q 0 0 1 rg BT 212.93 295.32 Td (TIONSHIPS ) Tj ET Q q 0 0 1 rg BT 266.00 295.32 Td (AND RELA) Tj ET Q q 0 0 1 rg BT 315.16 295.32 Td (TED ) Tj ET Q q 0 0 1 rg BT 336.92 295.32 Td (TRANSACTIONS, ) Tj ET Q q 0 0 1 rg BT 417.48 295.32 Td (AND DIRECT) Tj ET Q q 0 0 1 rg BT 477.58 295.32 Td (OR ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 283.9833984375 m 219.603515625 283.9833984375 l s q 0 0 1 rg BT 143.50 285.32 Td (INDEPENDENCE) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 267.9833984375 m 112.9384765625 267.9833984375 l s q 0 0 1 rg BT 73.50 269.32 Td (ITEM 14.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 267.9833984375 m 360.326171875 267.9833984375 l s q 0 0 1 rg BT 143.50 269.32 Td (PRINCIP) Tj ET Q q 0 0 1 rg BT 180.93 269.32 Td (AL) Tj ET Q q 0 0 1 rg BT 193.89 269.32 Td ( ) Tj ET Q q 0 0 1 rg BT 195.83 269.32 Td (ACCOUNTING FEES ) Tj ET Q q 0 0 1 rg BT 289.73 269.32 Td (AND SER) Tj ET Q q 0 0 1 rg BT 331.43 269.32 Td (VICES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 52.5 239.91259765625 m 91.97021484375 239.91259765625 l s q 0 0 1 rg BT 52.50 241.48 Td (P) Tj ET Q q 0 0 1 rg BT 57.87 241.48 Td (AR) Tj ET Q q 0 0 1 rg BT 71.96 241.48 Td (T) Tj ET Q q 0 0 1 rg BT 78.45 241.48 Td (IV) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 225.9833984375 m 112.9384765625 225.9833984375 l s q 0 0 1 rg BT 73.50 227.32 Td (ITEM 15.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 225.9833984375 m 367.69921875 225.9833984375 l s q 0 0 1 rg BT 143.50 227.32 Td (EXHIBITS, FINANCIAL) Tj ET Q q 0 0 1 rg BT 247.57 227.32 Td ( ST) Tj ET Q q 0 0 1 rg BT 260.94 227.32 Td (A) Tj ET Q q 0 0 1 rg BT 267.05 227.32 Td (TEMENT) Tj ET Q q 0 0 1 rg BT 307.42 227.32 Td ( SCHEDULES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 212.03339843749995 m 137.3818359375 212.03339843749995 l s q 0 0 1 rg BT 73.50 213.37 Td (SCHEDULE II.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 143.5 212.03339843749995 m 343.59765625 212.03339843749995 l s q 0 0 1 rg BT 143.50 213.37 Td (V) Tj ET Q q 0 0 1 rg BT 149.43 213.37 Td (ALUA) Tj ET Q q 0 0 1 rg BT 176.10 213.37 Td (TION ) Tj ET Q q 0 0 1 rg BT 201.93 213.37 Td (AND QUALIFYING ) Tj ET Q q 0 0 1 rg BT 289.70 213.37 Td (ACCOUNTS) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 73.5 188.9833984375 m 134.6181640625 188.9833984375 l s q 0 0 1 rg BT 73.50 190.32 Td (SIGNA) Tj ET Q q 0 0 1 rg BT 102.95 190.32 Td (TURES) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 537.5 635.9833984375 m 542.5 635.9833984375 l s q 0 0 1 rg BT 537.50 637.32 Td (3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 535 621.9833984375 m 545 621.9833984375 l s q 0 0 1 rg BT 535.00 623.32 Td (10) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 535 607.9833984375 m 545 607.9833984375 l s q 0 0 1 rg BT 535.00 609.32 Td (21) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 535 593.9833984375 m 545 593.9833984375 l s q 0 0 1 rg BT 535.00 595.32 Td (22) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 535 579.9833984375 m 545 579.9833984375 l s q 0 0 1 rg BT 535.00 581.32 Td (22) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 535 565.9833984375 m 545 565.9833984375 l s q 0 0 1 rg BT 535.00 567.32 Td (23) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 535 514.0833984375 m 545 514.0833984375 l s q 0 0 1 rg BT 535.00 515.42 Td (24) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 535 499.9833984375 m 545 499.9833984375 l s q 0 0 1 rg BT 535.00 501.32 Td (27) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 535 474.0833984375 m 545 474.0833984375 l s q 0 0 1 rg BT 535.00 475.42 Td (32) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 535 458.0833984375 m 545 458.0833984375 l s q 0 0 1 rg BT 535.00 459.42 Td (59) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 535 443.9833984375 m 545 443.9833984375 l s q 0 0 1 rg BT 535.00 445.32 Td (60) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 418.0833984375 m 547.5 418.0833984375 l s q 0 0 1 rg BT 532.50 419.42 Td (101) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 403.9833984375 m 547.5 403.9833984375 l s q 0 0 1 rg BT 532.50 405.32 Td (101) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 389.9833984375 m 547.5 389.9833984375 l s q 0 0 1 rg BT 532.50 391.32 Td (101) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 347.9833984375 m 547.5 347.9833984375 l s q 0 0 1 rg BT 532.50 349.32 Td (102) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 333.9833984375 m 547.5 333.9833984375 l s q 0 0 1 rg BT 532.50 335.32 Td (102) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 308.0833984375 m 547.5 308.0833984375 l s q 0 0 1 rg BT 532.50 309.42 Td (102) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 282.0833984375 m 547.5 282.0833984375 l s q 0 0 1 rg BT 532.50 283.42 Td (102) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 267.9833984375 m 547.5 267.9833984375 l s q 0 0 1 rg BT 532.50 269.32 Td (102) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 225.9833984375 m 547.5 225.9833984375 l s q 0 0 1 rg BT 532.50 227.32 Td (103) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 212.03339843749995 m 547.5 212.03339843749995 l s q 0 0 1 rg BT 532.50 213.37 Td (108) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 532.5 188.9833984375 m 547.5 188.9833984375 l s q 0 0 1 rg BT 532.50 190.32 Td (109) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL endstream endobj 7 0 obj <>] /Rotate 0 /Contents 8 0 R>> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (3) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 202.25 729.90 Td (FOR) Tj ET Q q 0 0 0 rg BT 227.16 729.90 Td (W) Tj ET Q q 0 0 0 rg BT 237.83 729.90 Td (ARD-LOOKING ST) Tj ET Q q 0 0 0 rg BT 343.29 729.90 Td (A) Tj ET Q q 0 0 0 rg BT 351.06 729.90 Td (TEMENTS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 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rg BT 503.71 576.90 Td (such ) Tj ET Q q 0 0 0 rg BT 524.19 576.90 Td (statement ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 564.90 Td (is ) Tj ET Q q 0 0 0 rg BT 58.67 564.90 Td (based.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.80 543.90 Td (P) Tj ET Q q 0 0 0 rg BT 295.17 543.90 Td (AR) Tj ET Q q 0 0 0 rg BT 309.26 543.90 Td (T) Tj ET Q q 0 0 0 rg BT 315.75 543.90 Td ( I) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 522.90 Td (Except ) Tj ET Q q 0 0 0 rg BT 78.83 522.90 Td (as ) Tj ET Q q 0 0 0 rg BT 89.85 522.90 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 130.86 522.90 Td (indicated ) Tj ET Q q 0 0 0 rg BT 170.20 522.90 Td (or ) Tj ET Q q 0 0 0 rg BT 181.22 522.90 Td (unless ) Tj ET Q q 0 0 0 rg BT 208.35 522.90 Td (the ) Tj ET Q q 0 0 0 rg BT 222.70 522.90 Td (context ) Tj ET Q q 0 0 0 rg BT 253.70 522.90 Td (r) Tj ET Q q 0 0 0 rg BT 257.22 522.90 Td (equir) Tj ET Q q 0 0 0 rg BT 277.95 522.90 Td (es ) Tj ET Q q 0 0 0 rg BT 288.41 522.90 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 329.43 522.90 Td (Altisour) Tj ET Q q 0 0 0 rg BT 366.84 522.90 Td (ce, ) Tj ET Q q 0 0 0 rg BT 385.91 522.90 Td (the ) Tj ET Q q 0 0 0 rg BT 400.25 522.90 Td (Company) Tj ET Q q 0 0 0 rg BT 443.59 522.90 Td (, ) Tj ET Q q 0 0 0 rg BT 453.78 522.90 Td (we, ) Tj ET Q q 0 0 0 rg BT 480.64 522.90 Td (us, ) Tj ET Q q 0 0 0 rg BT 505.29 522.90 Td (or ) Tj ET Q q 0 0 0 rg BT 516.31 522.90 Td (our ) Tj ET Q q 0 0 0 rg BT 543.45 522.90 Td (r) Tj ET Q q 0 0 0 rg BT 546.97 522.90 Td (efer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 510.90 Td (to ) Tj ET Q q 0 0 0 rg BT 60.78 510.90 Td (Altisour) Tj ET Q q 0 0 0 rg BT 92.64 510.90 Td (ce ) Tj ET Q q 0 0 0 rg BT 105.29 510.90 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 145.19 510.90 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 186.19 510.90 Td (S.A., ) Tj ET Q q 0 0 0 rg BT 208.58 510.90 Td (a ) Tj ET Q q 0 0 0 rg BT 217.36 510.90 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 262.54 510.90 Td (g ) Tj ET Q q 0 0 0 rg BT 271.31 510.90 Td (socit ) Tj ET Q q 0 0 0 rg BT 302.86 510.90 Td (anonyme, ) Tj ET Q q 0 0 0 rg BT 345.23 510.90 Td (or ) Tj ET Q q 0 0 0 rg BT 357.90 510.90 Td (public ) Tj ET Q q 0 0 0 rg BT 386.68 510.90 Td (limited ) Tj ET Q q 0 0 0 rg BT 418.23 510.90 Td (liability ) Tj ET Q q 0 0 0 rg BT 453.12 510.90 Td (company) Tj ET Q q 0 0 0 rg BT 488.66 510.90 Td (, ) Tj ET Q q 0 0 0 rg BT 494.94 510.90 Td (together ) Tj ET Q q 0 0 0 rg BT 532.04 510.90 Td (with ) Tj ET Q q 0 0 0 rg BT 553.05 510.90 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 498.90 Td (subsidiaries.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 477.90 Td (ITEM ) Tj ET Q q 0 0 0 rg BT 78.67 477.90 Td (1.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.17 477.90 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 103.50 477.90 Td (BUSINESS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 456.90 Td (The ) Tj ET Q q 0 0 0 rg BT 68.67 456.90 Td (Company) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 435.90 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 91.16 440.43 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.09 435.90 Td ( ) Tj ET Q q 0 0 0 rg BT 98.42 435.90 Td (is ) Tj ET Q q 0 0 0 rg BT 107.43 435.90 Td (an ) Tj ET Q q 0 0 0 rg BT 119.20 435.90 Td (integrated ) Tj ET Q q 0 0 0 rg BT 161.51 435.90 Td (service ) Tj ET Q q 0 0 0 rg BT 192.15 435.90 Td (provider ) Tj ET Q q 0 0 0 rg BT 228.36 435.90 Td (and ) Tj ET Q q 0 0 0 rg BT 245.13 435.90 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 296.32 435.90 Td (for ) Tj ET Q q 0 0 0 rg BT 310.31 435.90 Td (the ) Tj ET Q q 0 0 0 rg BT 324.86 435.90 Td (real ) Tj ET Q q 0 0 0 rg BT 342.18 435.90 Td (estate ) Tj ET Q q 0 0 0 rg BT 367.27 435.90 Td (and ) Tj ET Q q 0 0 0 rg BT 384.04 435.90 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 424.14 435.90 Td (industries. ) Tj ET Q q 0 0 0 rg BT 467.86 435.90 Td ( ) Tj ET Q q 0 0 0 rg BT 470.19 435.90 Td (Combining ) Tj ET Q q 0 0 0 rg BT 517.53 435.90 Td (operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 423.90 Td (excellence ) Tj ET Q q 0 0 0 rg BT 93.99 423.90 Td (with ) Tj ET Q q 0 0 0 rg BT 114.07 423.90 Td (a ) Tj ET Q q 0 0 0 rg BT 120.82 423.90 Td (suite ) Tj ET Q q 0 0 0 rg BT 142.01 423.90 Td (of ) Tj ET Q q 0 0 0 rg BT 152.64 423.90 Td (innovative ) Tj ET Q q 0 0 0 rg BT 197.16 423.90 Td (services ) Tj ET Q q 0 0 0 rg BT 231.67 423.90 Td (and ) Tj ET Q q 0 0 0 rg BT 248.41 423.90 Td (technologies, ) Tj ET Q q 0 0 0 rg BT 303.25 423.90 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 347.20 423.90 Td (helps ) Tj ET Q q 0 0 0 rg BT 370.62 423.90 Td (solve ) Tj ET Q q 0 0 0 rg BT 394.03 423.90 Td (the ) Tj ET Q q 0 0 0 rg BT 408.55 423.90 Td (demands ) Tj ET Q q 0 0 0 rg BT 446.40 423.90 Td (of ) Tj ET Q q 0 0 0 rg BT 457.03 423.90 Td (the ) Tj ET Q q 0 0 0 rg BT 471.55 423.90 Td (ever) Tj ET Q q 0 0 0 rg BT 488.56 423.90 Td (-changing ) Tj ET Q q 0 0 0 rg BT 530.85 423.90 Td (markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 411.90 Td (we ) Tj ET Q q 0 0 0 rg BT 63.66 411.90 Td (serve.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 390.90 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 390.90 Td (e ) Tj ET Q q 0 0 0 rg BT 64.74 390.90 Td (are ) Tj ET Q q 0 0 0 rg BT 79.11 390.90 Td (publicly ) Tj ET Q q 0 0 0 rg BT 114.05 390.90 Td (traded ) Tj ET Q q 0 0 0 rg BT 141.20 390.90 Td (on ) Tj ET Q q 0 0 0 rg BT 153.36 390.90 Td (the ) Tj ET Q q 0 0 0 rg BT 167.75 390.90 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 211.58 390.90 Td (Global ) Tj ET Q q 0 0 0 rg BT 240.96 390.90 Td (Select ) Tj ET Q q 0 0 0 rg BT 267.56 390.90 Td (Market ) Tj ET Q q 0 0 0 rg BT 298.60 390.90 Td (under ) Tj ET Q q 0 0 0 rg BT 323.53 390.90 Td (the ) Tj ET Q q 0 0 0 rg BT 337.92 390.90 Td (symbol ) Tj ET Q q 0 0 0 rg BT 369.53 390.90 Td (ASPS. ) Tj ET Q q 0 0 0 rg BT 406.98 390.90 Td ( ) Tj ET Q q 0 0 0 rg BT 408.98 390.90 Td (W) Tj ET Q q 0 0 0 rg BT 417.62 390.90 Td (e ) Tj ET Q q 0 0 0 rg BT 424.23 390.90 Td (are ) Tj ET Q q 0 0 0 rg BT 438.60 390.90 Td (or) Tj ET Q q 0 0 0 rg BT 446.75 390.90 Td (ganized ) Tj ET Q q 0 0 0 rg BT 480.00 390.90 Td (under ) Tj ET Q q 0 0 0 rg BT 504.94 390.90 Td (the ) Tj ET Q q 0 0 0 rg BT 519.32 390.90 Td (laws ) Tj ET Q q 0 0 0 rg BT 539.81 390.90 Td (of ) Tj ET Q q 0 0 0 rg BT 550.31 390.90 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 378.90 Td (Grand ) Tj ET Q q 0 0 0 rg BT 76.99 378.90 Td (Duchy ) Tj ET Q q 0 0 0 rg BT 106.15 378.90 Td (of ) Tj ET Q q 0 0 0 rg BT 116.98 378.90 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 163.46 378.90 Td (g.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 357.90 Td (Reportable ) Tj ET Q q 0 0 0 rg BT 99.77 357.90 Td (Segments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 336.90 Td (Ef) Tj ET Q q 0 0 0 rg BT 58.76 336.90 Td (fective ) Tj ET Q q 0 0 0 rg BT 88.46 336.90 Td (January ) Tj ET Q q 0 0 0 rg BT 122.06 336.90 Td (1, ) Tj ET Q q 0 0 0 rg BT 132.06 336.90 Td (2017, ) Tj ET Q q 0 0 0 rg BT 157.06 336.90 Td (our ) Tj ET Q q 0 0 0 rg BT 172.89 336.90 Td (reportable ) Tj ET Q q 0 0 0 rg BT 215.92 336.90 Td (segments ) Tj ET Q q 0 0 0 rg BT 255.64 336.90 Td (are ) Tj ET Q q 0 0 0 rg BT 270.34 336.90 Td (as ) Tj ET Q q 0 0 0 rg BT 281.17 336.90 Td (follows:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 315.90 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 91.76 315.90 Td (Market: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.79 315.90 Td (Provides ) Tj ET Q q 0 0 0 rg BT 164.61 315.90 Td (loan ) Tj ET Q q 0 0 0 rg BT 184.65 315.90 Td (servicers ) Tj ET Q q 0 0 0 rg BT 223.01 315.90 Td (and ) Tj ET Q q 0 0 0 rg BT 240.27 315.90 Td (originators ) Tj ET Q q 0 0 0 rg BT 286.41 315.90 Td (with ) Tj ET Q q 0 0 0 rg BT 307.01 315.90 Td (marketplaces, ) Tj ET Q q 0 0 0 rg BT 365.08 315.90 Td (services ) Tj ET Q q 0 0 0 rg BT 400.11 315.90 Td (and ) Tj ET Q q 0 0 0 rg BT 417.37 315.90 Td (technologies ) Tj ET Q q 0 0 0 rg BT 470.73 315.90 Td (that ) Tj ET Q q 0 0 0 rg BT 488.55 315.90 Td (span ) Tj ET Q q 0 0 0 rg BT 509.70 315.90 Td (the ) Tj ET Q q 0 0 0 rg BT 524.74 315.90 Td (mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 303.90 Td (lifecycle. ) Tj ET Q q 0 0 0 rg BT 88.92 303.90 Td ( ) Tj ET Q q 0 0 0 rg BT 91.24 303.90 Td (W) Tj ET Q q 0 0 0 rg BT 100.28 303.90 Td (ithin ) Tj ET Q q 0 0 0 rg BT 121.11 303.90 Td (the ) Tj ET Q q 0 0 0 rg BT 135.83 303.90 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 177.21 303.90 Td (Market ) Tj ET Q q 0 0 0 rg BT 208.58 303.90 Td (segment, ) Tj ET Q q 0 0 0 rg BT 246.91 303.90 Td (we ) Tj ET Q q 0 0 0 rg BT 261.07 303.90 Td (provide:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.50 282.90 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 122.46 282.90 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.33 282.90 Td (- ) Tj ET Q q 0 0 0 rg BT 170.30 282.90 Td (the ) Tj ET Q q 0 0 0 rg BT 186.16 282.90 Td (solutions, ) Tj ET Q q 0 0 0 rg BT 228.42 282.90 Td (services ) Tj ET Q q 0 0 0 rg BT 264.26 282.90 Td (and ) Tj ET Q q 0 0 0 rg BT 282.34 282.90 Td (technologies ) Tj ET Q q 0 0 0 rg BT 336.53 282.90 Td (typically ) Tj ET Q q 0 0 0 rg BT 375.16 282.90 Td (used ) Tj ET Q q 0 0 0 rg BT 397.13 282.90 Td (or ) Tj ET Q q 0 0 0 rg BT 409.10 282.90 Td (licensed ) Tj ET Q q 0 0 0 rg BT 445.51 282.90 Td (primarily ) Tj ET Q q 0 0 0 rg BT 486.36 282.90 Td (by ) Tj ET Q q 0 0 0 rg BT 500.00 282.90 Td (residential ) Tj ET Q q 0 0 0 rg BT 545.29 282.90 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 270.90 Td (servicers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 247.97 Td ( Property preservation and inspection services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 233.97 Td ( Real estate brokerage and auction services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 219.97 Td ( ) Tj ET Q q 0 0 0 rg BT 78.82 219.97 Td (T) Tj ET Q q 0 0 0 rg BT 84.58 219.97 Td (itle insurance \(agent and related services\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 209.97 Td (settlement services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 195.97 Td ( ) Tj ET Q q 0 0 0 rg BT 78.45 195.97 Td (Appraisal management services and broker and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 185.97 Td (broker valuation services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 171.97 Td ( Foreclosure trustee services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 157.97 Td ( Residential and commercial loan servicing technologies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 247.97 Td ( ) Tj ET Q q 0 0 0 rg BT 326.82 247.97 Td (V) Tj ET Q q 0 0 0 rg BT 332.93 247.97 Td (endor management, marketplace transaction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.50 237.97 Td (management and payment management technologies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 223.97 Td ( Document management platform) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 209.97 Td ( Default services \(real estate owned \(REO\), foreclosure, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.50 199.97 Td (bankruptcy) Tj ET Q q 0 0 0 rg BT 371.84 199.97 Td (, eviction\) technologies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 185.97 Td ( Mortgage char) Tj ET Q q 0 0 0 rg BT 385.40 185.97 Td (ge-of) Tj ET Q q 0 0 0 rg BT 406.32 185.97 Td (f collections) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.50 171.97 Td ( Residential and commercial loan disbursement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.50 161.97 Td (processing, risk mitigation and construction inspection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.50 151.97 Td (services) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 9 0 obj <>] /Rotate 0 /Contents 10 0 R>> endobj 10 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (4) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.50 731.10 Td (Origination ) Tj ET Q q 0 0 0 rg BT 135.48 731.10 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.46 731.10 Td (- ) Tj ET Q q 0 0 0 rg BT 181.54 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.51 731.10 Td (solutions, ) Tj ET Q q 0 0 0 rg BT 237.88 731.10 Td (services ) Tj ET Q q 0 0 0 rg BT 272.84 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 290.03 731.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 343.33 731.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 381.07 731.10 Td (used ) Tj ET Q q 0 0 0 rg BT 402.16 731.10 Td (or ) Tj ET Q q 0 0 0 rg BT 413.24 731.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 448.75 731.10 Td (by ) Tj ET Q q 0 0 0 rg BT 461.51 731.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 481.48 731.10 Td (originators ) Tj ET Q q 0 0 0 rg BT 527.56 731.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 541.97 731.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 719.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 97.77 719.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 138.04 719.10 Td (market ) Tj ET Q q 0 0 0 rg BT 168.30 719.10 Td (participants\) ) Tj ET Q q 0 0 0 rg BT 220.78 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 231.06 719.10 Td (originating, ) Tj ET Q q 0 0 0 rg BT 279.94 719.10 Td (buying ) Tj ET Q q 0 0 0 rg BT 310.22 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 327.16 719.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 356.32 719.10 Td (residential ) Tj ET Q q 0 0 0 rg BT 400.47 719.10 Td (mortgages.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 696.17 Td ( ) Tj ET Q q 0 0 0 rg BT 78.82 696.17 Td (T) Tj ET Q q 0 0 0 rg BT 84.58 696.17 Td (itle insurance \(agent and related services\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 686.17 Td (settlement services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 672.17 Td ( ) Tj ET Q q 0 0 0 rg BT 78.45 672.17 Td (Appraisal management services and broker and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 662.17 Td (broker valuation services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 648.17 Td ( Fulfillment services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 634.17 Td ( Loan origination system) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 696.17 Td ( Document management platform) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 682.17 Td ( Certified loan insurance and certification) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 668.17 Td ( ) Tj ET Q q 0 0 0 rg BT 325.82 668.17 Td (V) Tj ET Q q 0 0 0 rg BT 331.93 668.17 Td (endor management oversight platform) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 654.17 Td ( Mortgage banker cooperative management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 640.17 Td ( Mortgage trading platform) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 608.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 69.88 608.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 96.94 608.10 Td (Market: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.21 608.10 Td (Provides ) Tj ET Q q 0 0 0 rg BT 168.27 608.10 Td (real ) Tj ET Q q 0 0 0 rg BT 185.31 608.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 210.13 608.10 Td (consumers ) Tj ET Q q 0 0 0 rg BT 254.96 608.10 Td (and ) Tj ET Q q 0 0 0 rg BT 271.46 608.10 Td (rental ) Tj ET Q q 0 0 0 rg BT 296.28 608.10 Td (property ) Tj ET Q q 0 0 0 rg BT 332.22 608.10 Td (investors ) Tj ET Q q 0 0 0 rg BT 370.39 608.10 Td (with ) Tj ET Q q 0 0 0 rg BT 390.23 608.10 Td (marketplaces ) Tj ET Q q 0 0 0 rg BT 445.03 608.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.53 608.10 Td (services ) Tj ET Q q 0 0 0 rg BT 495.80 608.10 Td (that ) Tj ET Q q 0 0 0 rg BT 512.85 608.10 Td (span ) Tj ET Q q 0 0 0 rg BT 533.24 608.10 Td (the ) Tj ET Q q 0 0 0 rg BT 547.52 608.10 Td (real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 596.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 74.76 596.10 Td (lifecycle. ) Tj ET Q q 0 0 0 rg BT 114.18 596.10 Td ( ) Tj ET Q q 0 0 0 rg BT 116.50 596.10 Td (W) Tj ET Q q 0 0 0 rg BT 125.54 596.10 Td (ithin ) Tj ET Q q 0 0 0 rg BT 146.38 596.10 Td (the ) Tj ET Q q 0 0 0 rg BT 161.09 596.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 181.92 596.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 208.85 596.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 240.23 596.10 Td (segment, ) Tj ET Q q 0 0 0 rg BT 278.55 596.10 Td (we ) Tj ET Q q 0 0 0 rg BT 292.71 596.10 Td (provide:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.50 575.10 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 129.20 575.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 150.12 575.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 177.70 575.10 Td (Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.93 575.10 Td ( ) Tj ET Q q 0 0 0 rg BT 217.52 575.10 Td (- ) Tj ET Q q 0 0 0 rg BT 223.44 575.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.25 575.10 Td (solutions, ) Tj ET Q q 0 0 0 rg BT 279.46 575.10 Td (services ) Tj ET Q q 0 0 0 rg BT 314.25 575.10 Td (and ) Tj ET Q q 0 0 0 rg BT 331.28 575.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 384.42 575.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 422.00 575.10 Td (used ) Tj ET Q q 0 0 0 rg BT 442.92 575.10 Td (by ) Tj ET Q q 0 0 0 rg BT 455.51 575.10 Td (home ) Tj ET Q q 0 0 0 rg BT 480.31 575.10 Td (buyers ) Tj ET Q q 0 0 0 rg BT 509.56 575.10 Td (and ) Tj ET Q q 0 0 0 rg BT 526.59 575.10 Td (sellers ) Tj ET Q q 0 0 0 rg BT 554.73 575.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 563.10 Td (handle ) Tj ET Q q 0 0 0 rg BT 96.66 563.10 Td (key ) Tj ET Q q 0 0 0 rg BT 113.59 563.10 Td (aspects ) Tj ET Q q 0 0 0 rg BT 144.97 563.10 Td (of ) Tj ET Q q 0 0 0 rg BT 155.80 563.10 Td (buying ) Tj ET Q q 0 0 0 rg BT 186.08 563.10 Td (and ) Tj ET Q q 0 0 0 rg BT 203.02 563.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 232.18 563.10 Td (a ) Tj ET Q q 0 0 0 rg BT 239.12 563.10 Td (residence.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 540.17 Td ( Real estate brokerage doing business as Owners.com) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 290.89 544.70 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 526.17 Td ( ) Tj ET Q q 0 0 0 rg BT 78.82 526.17 Td (T) Tj ET Q q 0 0 0 rg BT 84.58 526.17 Td (itle insurance \(agent and related services\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 516.17 Td (settlement services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 540.17 Td ( Mortgage brokerage) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 526.17 Td ( Homeowners insurance) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.50 491.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 107.31 491.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 135.78 491.10 Td (Investor ) Tj ET Q q 0 0 0 rg BT 172.03 491.10 Td (Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.26 491.10 Td ( ) Tj ET Q q 0 0 0 rg BT 212.74 491.10 Td (- ) Tj ET Q q 0 0 0 rg BT 219.55 491.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.25 491.10 Td (solutions, ) Tj ET Q q 0 0 0 rg BT 277.35 491.10 Td (services ) Tj ET Q q 0 0 0 rg BT 313.04 491.10 Td (and ) Tj ET Q q 0 0 0 rg BT 330.96 491.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 384.98 491.10 Td (used ) Tj ET Q q 0 0 0 rg BT 406.79 491.10 Td (by ) Tj ET Q q 0 0 0 rg BT 420.28 491.10 Td (buyers ) Tj ET Q q 0 0 0 rg BT 450.42 491.10 Td (and ) Tj ET Q q 0 0 0 rg BT 468.34 491.10 Td (sellers ) Tj ET Q q 0 0 0 rg BT 497.37 491.10 Td (of ) Tj ET Q q 0 0 0 rg BT 509.18 491.10 Td (single-family ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 479.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 113.88 479.10 Td (homes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 456.17 Td ( Property preservation and inspection services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 442.17 Td ( Real estate brokerage and auction services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 428.17 Td ( Data solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 414.17 Td ( ) Tj ET Q q 0 0 0 rg BT 78.82 414.17 Td (T) Tj ET Q q 0 0 0 rg BT 84.58 414.17 Td (itle insurance \(agent and related services\) and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.50 404.17 Td (settlement services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 456.17 Td ( Buy-renovate-lease-sell) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 442.17 Td ( Renovation services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 428.17 Td ( Property management services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.50 414.17 Td ( ) Tj ET Q q 0 0 0 rg BT 325.45 414.17 Td (Appraisal management services and broker and non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.50 404.17 Td (broker valuation services) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 378.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.48 378.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 121.97 378.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 165.29 378.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.94 378.10 Td (Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.05 378.10 Td (: ) Tj ET Q q 0 0 0 rg BT 237.49 378.10 Td (Includes ) Tj ET Q q 0 0 0 rg BT 273.02 378.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 301.87 378.10 Td (ancillary ) Tj ET Q q 0 0 0 rg BT 338.50 378.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 384.88 378.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 415.96 378.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 449.82 378.10 Td (and ) Tj ET Q q 0 0 0 rg BT 465.92 378.10 Td (unallocated ) Tj ET Q q 0 0 0 rg BT 513.66 378.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 535.31 378.10 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 366.10 Td (to ) Tj ET Q q 0 0 0 rg BT 58.96 366.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 98.40 366.10 Td (support ) Tj ET Q q 0 0 0 rg BT 130.09 366.10 Td (functions. ) Tj ET Q q 0 0 0 rg BT 171.49 366.10 Td ( ) Tj ET Q q 0 0 0 rg BT 173.06 366.10 Td (The ) Tj ET Q q 0 0 0 rg BT 190.29 366.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 234.20 366.10 Td (in ) Tj ET Q q 0 0 0 rg BT 243.66 366.10 Td (this ) Tj ET Q q 0 0 0 rg BT 259.80 366.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 294.81 366.10 Td (include ) Tj ET Q q 0 0 0 rg BT 325.93 366.10 Td (post-char) Tj ET Q q 0 0 0 rg BT 362.95 366.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 383.87 366.10 Td (f ) Tj ET Q q 0 0 0 rg BT 388.89 366.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 429.45 366.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 448.35 366.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 489.47 366.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 525.86 366.10 Td (customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 354.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 98.52 354.10 Td (management ) Tj ET Q q 0 0 0 rg BT 151.41 354.10 Td (services ) Tj ET Q q 0 0 0 rg BT 185.43 354.10 Td (and ) Tj ET Q q 0 0 0 rg BT 201.67 354.10 Td (information ) Tj ET Q q 0 0 0 rg BT 250.69 354.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 296.93 354.10 Td (\(IT\) ) Tj ET Q q 0 0 0 rg BT 323.71 354.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 379.38 354.10 Td (management ) Tj ET Q q 0 0 0 rg BT 432.28 354.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 468.79 354.10 Td ( ) Tj ET Q q 0 0 0 rg BT 470.60 354.10 Td (Interest ) Tj ET Q q 0 0 0 rg BT 502.39 354.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 536.40 354.10 Td (relates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 342.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.98 342.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.90 342.10 Td (Company) Tj ET Q q 0 0 0 rg BT 116.57 342.10 Td (s ) Tj ET Q q 0 0 0 rg BT 123.16 342.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 150.31 342.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 183.55 342.10 Td (term ) Tj ET Q q 0 0 0 rg BT 204.58 342.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 224.50 342.10 Td (and ) Tj ET Q q 0 0 0 rg BT 241.64 342.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 282.10 342.10 Td (support ) Tj ET Q q 0 0 0 rg BT 314.80 342.10 Td (functions ) Tj ET Q q 0 0 0 rg BT 354.72 342.10 Td (include ) Tj ET Q q 0 0 0 rg BT 386.86 342.10 Td (executive, ) Tj ET Q q 0 0 0 rg BT 430.38 342.10 Td (finance, ) Tj ET Q q 0 0 0 rg BT 465.00 342.10 Td (law) Tj ET Q q 0 0 0 rg BT 478.79 342.10 Td (, ) Tj ET Q q 0 0 0 rg BT 484.00 342.10 Td (compliance, ) Tj ET Q q 0 0 0 rg BT 535.29 342.10 Td (human ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 330.10 Td (resources, ) Tj ET Q q 0 0 0 rg BT 91.82 330.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 121.66 330.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 177.31 330.10 Td (facilities, ) Tj ET Q q 0 0 0 rg BT 216.31 330.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 233.37 330.10 Td (management ) Tj ET Q q 0 0 0 rg BT 286.53 330.10 Td (and ) Tj ET Q q 0 0 0 rg BT 303.03 330.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 324.53 330.10 Td (and ) Tj ET Q q 0 0 0 rg BT 341.04 330.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 383.65 330.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 405.71 330.10 Td (not ) Tj ET Q q 0 0 0 rg BT 420.55 330.10 Td (allocated ) Tj ET Q q 0 0 0 rg BT 458.71 330.10 Td (to ) Tj ET Q q 0 0 0 rg BT 468.55 330.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.83 330.10 Td (business ) Tj ET Q q 0 0 0 rg BT 518.79 330.10 Td (units. ) Tj ET Q q 0 0 0 rg BT 542.81 330.10 Td ( ) Tj ET Q q 0 0 0 rg BT 544.72 330.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 318.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 85.33 318.10 Td (also ) Tj ET Q q 0 0 0 rg BT 103.93 318.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 139.76 318.10 Td (eliminations ) Tj ET Q q 0 0 0 rg BT 191.70 318.10 Td (of ) Tj ET Q q 0 0 0 rg BT 202.53 318.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 252.79 318.10 Td (between ) Tj ET Q q 0 0 0 rg BT 288.61 318.10 Td (the ) Tj ET Q q 0 0 0 rg BT 303.32 318.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 346.36 318.10 Td (segments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 297.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 297.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.33 297.10 Td (classify ) Tj ET Q q 0 0 0 rg BT 98.62 297.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 133.02 297.10 Td (in ) Tj ET Q q 0 0 0 rg BT 143.55 297.10 Td (three ) Tj ET Q q 0 0 0 rg BT 166.28 297.10 Td (categories: ) Tj ET Q q 0 0 0 rg BT 212.35 297.10 Td (service ) Tj ET Q q 0 0 0 rg BT 243.41 297.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 280.31 297.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 314.70 297.10 Td (from ) Tj ET Q q 0 0 0 rg BT 336.89 297.10 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 391.85 297.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 430.69 297.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.88 297.10 Td (non-controlling ) Tj ET Q q 0 0 0 rg BT 512.85 297.10 Td (interests. ) Tj ET Q q 0 0 0 rg BT 551.42 297.10 Td ( ) Tj ET Q q 0 0 0 rg BT 554.17 297.10 Td (In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 285.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 94.61 285.10 Td (our ) Tj ET Q q 0 0 0 rg BT 111.39 285.10 Td (performance, ) Tj ET Q q 0 0 0 rg BT 167.87 285.10 Td (we ) Tj ET Q q 0 0 0 rg BT 182.99 285.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 208.10 285.10 Td (on ) Tj ET Q q 0 0 0 rg BT 221.56 285.10 Td (service ) Tj ET Q q 0 0 0 rg BT 253.33 285.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 290.93 285.10 Td ( ) Tj ET Q q 0 0 0 rg BT 294.39 285.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 327.83 285.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 362.93 285.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 398.06 285.10 Td (of ) Tj ET Q q 0 0 0 rg BT 409.84 285.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 447.19 285.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 496.18 285.10 Td (to ) Tj ET Q q 0 0 0 rg BT 507.41 285.10 Td (our ) Tj ET Q q 0 0 0 rg BT 524.20 285.10 Td (fee-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 273.10 Td (services ) Tj ET Q q 0 0 0 rg BT 83.94 273.10 Td (and ) Tj ET Q q 0 0 0 rg BT 100.60 273.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 122.27 273.10 Td (of ) Tj ET Q q 0 0 0 rg BT 132.83 273.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 176.71 273.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 226.71 273.10 Td (in ) Tj ET Q q 0 0 0 rg BT 236.72 273.10 Td (real ) Tj ET Q q 0 0 0 rg BT 253.93 273.10 Td (estate. ) Tj ET Q q 0 0 0 rg BT 281.42 273.10 Td ( ) Tj ET Q q 0 0 0 rg BT 283.65 273.10 Td (Reimbursable ) Tj ET Q q 0 0 0 rg BT 341.42 273.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 379.75 273.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.41 273.10 Td (non-controlling ) Tj ET Q q 0 0 0 rg BT 460.85 273.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 496.41 273.10 Td (are ) Tj ET Q q 0 0 0 rg BT 510.84 273.10 Td (pass-through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 261.10 Td (items ) Tj ET Q q 0 0 0 rg BT 73.16 261.10 Td (for ) Tj ET Q q 0 0 0 rg BT 86.82 261.10 Td (which ) Tj ET Q q 0 0 0 rg BT 113.25 261.10 Td (we ) Tj ET Q q 0 0 0 rg BT 126.91 261.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 146.12 261.10 Td (no ) Tj ET Q q 0 0 0 rg BT 158.11 261.10 Td (mar) Tj ET Q q 0 0 0 rg BT 173.48 261.10 Td (gin. ) Tj ET Q q 0 0 0 rg BT 190.75 261.10 Td ( ) Tj ET Q q 0 0 0 rg BT 192.75 261.10 Td (Reimbursable ) Tj ET Q q 0 0 0 rg BT 250.29 261.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 288.39 261.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 318.16 261.10 Td (of ) Tj ET Q q 0 0 0 rg BT 328.49 261.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 364.37 261.10 Td (we ) Tj ET Q q 0 0 0 rg BT 378.03 261.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 400.57 261.10 Td (on ) Tj ET Q q 0 0 0 rg BT 412.57 261.10 Td (behalf ) Tj ET Q q 0 0 0 rg BT 439.55 261.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.88 261.10 Td (our ) Tj ET Q q 0 0 0 rg BT 465.21 261.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 507.75 261.10 Td (in ) Tj ET Q q 0 0 0 rg BT 517.53 261.10 Td (performing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 249.10 Td (our ) Tj ET Q q 0 0 0 rg BT 64.65 249.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 104.77 249.10 Td (services ) Tj ET Q q 0 0 0 rg BT 138.80 249.10 Td (that ) Tj ET Q q 0 0 0 rg BT 155.61 249.10 Td (we ) Tj ET Q q 0 0 0 rg BT 169.09 249.10 Td (pass ) Tj ET Q q 0 0 0 rg BT 188.13 249.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 220.49 249.10 Td (on ) Tj ET Q q 0 0 0 rg BT 232.31 249.10 Td (to ) Tj ET Q q 0 0 0 rg BT 241.91 249.10 Td (our ) Tj ET Q q 0 0 0 rg BT 257.06 249.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 299.42 249.10 Td (without ) Tj ET Q q 0 0 0 rg BT 331.80 249.10 Td (a ) Tj ET Q q 0 0 0 rg BT 338.06 249.10 Td (markup. ) Tj ET Q q 0 0 0 rg BT 372.92 249.10 Td ( ) Tj ET Q q 0 0 0 rg BT 374.74 249.10 Td (Non-controlling ) Tj ET Q q 0 0 0 rg BT 440.99 249.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 476.14 249.10 Td (represent ) Tj ET Q q 0 0 0 rg BT 514.60 249.10 Td (the ) Tj ET Q q 0 0 0 rg BT 528.64 249.10 Td (earnings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 237.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.31 237.10 Td (Best ) Tj ET Q q 0 0 0 rg BT 82.57 237.10 Td (Partners ) Tj ET Q q 0 0 0 rg BT 118.82 237.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 161.18 237.10 Td (Cooperative, ) Tj ET Q q 0 0 0 rg BT 216.03 237.10 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 237.28 237.10 Td (doing ) Tj ET Q q 0 0 0 rg BT 263.54 237.10 Td (business ) Tj ET Q q 0 0 0 rg BT 300.92 237.10 Td (as ) Tj ET Q q 0 0 0 rg BT 312.73 237.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 348.42 237.10 Td (One) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 365.08 241.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.01 237.10 Td ( ) Tj ET Q q 0 0 0 rg BT 373.50 237.10 Td (\(Lenders ) Tj ET Q q 0 0 0 rg BT 416.95 237.10 Td (One\). ) Tj ET Q q 0 0 0 rg BT 447.36 237.10 Td ( ) Tj ET Q q 0 0 0 rg BT 450.84 237.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 486.53 237.10 Td (One ) Tj ET Q q 0 0 0 rg BT 506.67 237.10 Td (is ) Tj ET Q q 0 0 0 rg BT 516.83 237.10 Td (a ) Tj ET Q q 0 0 0 rg BT 524.75 237.10 Td (mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 225.10 Td (cooperative ) Tj ET Q q 0 0 0 rg BT 98.73 225.10 Td (managed, ) Tj ET Q q 0 0 0 rg BT 139.92 225.10 Td (but ) Tj ET Q q 0 0 0 rg BT 155.28 225.10 Td (not ) Tj ET Q q 0 0 0 rg BT 170.65 225.10 Td (owned, ) Tj ET Q q 0 0 0 rg BT 202.40 225.10 Td (by ) Tj ET Q q 0 0 0 rg BT 214.42 225.10 Td (Altisource. ) Tj ET Q q 0 0 0 rg BT 261.17 225.10 Td ( ) Tj ET Q q 0 0 0 rg BT 263.76 225.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 298.55 225.10 Td (One ) Tj ET Q q 0 0 0 rg BT 317.81 225.10 Td (is ) Tj ET Q q 0 0 0 rg BT 327.07 225.10 Td (included ) Tj ET Q q 0 0 0 rg BT 364.09 225.10 Td (in ) Tj ET Q q 0 0 0 rg BT 374.46 225.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 408.69 225.10 Td (and ) Tj ET Q q 0 0 0 rg BT 425.72 225.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 459.96 225.10 Td (from ) Tj ET Q q 0 0 0 rg BT 481.99 225.10 Td (net ) Tj ET Q q 0 0 0 rg BT 496.79 225.10 Td (income ) Tj ET Q q 0 0 0 rg BT 528.82 225.10 Td (to ) Tj ET Q q 0 0 0 rg BT 539.19 225.10 Td (arrive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 213.10 Td (at ) Tj ET Q q 0 0 0 rg BT 59.22 213.10 Td (net ) Tj ET Q q 0 0 0 rg BT 73.93 213.10 Td (income ) Tj ET Q q 0 0 0 rg BT 105.87 213.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 153.90 213.10 Td (to ) Tj ET Q q 0 0 0 rg BT 163.63 213.10 Td (Altisource.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 192.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 58.76 192.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 88.70 192.10 Td (January ) Tj ET Q q 0 0 0 rg BT 122.53 192.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 132.77 192.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 158.00 192.10 Td (our ) Tj ET Q q 0 0 0 rg BT 174.07 192.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 217.34 192.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 257.29 192.10 Td (changed ) Tj ET Q q 0 0 0 rg BT 293.34 192.10 Td (as ) Tj ET Q q 0 0 0 rg BT 304.41 192.10 Td (a ) Tj ET Q q 0 0 0 rg BT 311.58 192.10 Td (result ) Tj ET Q q 0 0 0 rg BT 336.53 192.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.60 192.10 Td (a ) Tj ET Q q 0 0 0 rg BT 354.77 192.10 Td (change ) Tj ET Q q 0 0 0 rg BT 385.82 192.10 Td (in ) Tj ET Q q 0 0 0 rg BT 396.34 192.10 Td (the ) Tj ET Q q 0 0 0 rg BT 411.29 192.10 Td (way ) Tj ET Q q 0 0 0 rg BT 430.69 192.10 Td (our ) Tj ET Q q 0 0 0 rg BT 446.75 192.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 471.71 192.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 514.42 192.10 Td (Of) Tj ET Q q 0 0 0 rg BT 524.79 192.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 545.84 192.10 Td (\(our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 180.10 Td (chief ) Tj ET Q q 0 0 0 rg BT 71.96 180.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 112.20 180.10 Td (decision ) Tj ET Q q 0 0 0 rg BT 148.00 180.10 Td (maker\) ) Tj ET Q q 0 0 0 rg BT 178.79 180.10 Td (manages ) Tj ET Q q 0 0 0 rg BT 216.25 180.10 Td (our ) Tj ET Q q 0 0 0 rg BT 232.05 180.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 279.25 180.10 Td (allocates ) Tj ET Q q 0 0 0 rg BT 316.70 180.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 356.94 180.10 Td (and ) Tj ET Q q 0 0 0 rg BT 373.85 180.10 Td (evaluates ) Tj ET Q q 0 0 0 rg BT 413.53 180.10 Td (performance, ) Tj ET Q q 0 0 0 rg BT 469.02 180.10 Td (and ) Tj ET Q q 0 0 0 rg BT 485.94 180.10 Td (the ) Tj ET Q q 0 0 0 rg BT 500.63 180.10 Td (related ) Tj ET Q q 0 0 0 rg BT 530.31 180.10 Td (changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 168.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.38 168.10 Td (our ) Tj ET Q q 0 0 0 rg BT 76.80 168.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 110.44 168.10 Td (or) Tj ET Q q 0 0 0 rg BT 118.59 168.10 Td (ganization. ) Tj ET Q q 0 0 0 rg BT 165.84 168.10 Td ( ) Tj ET Q q 0 0 0 rg BT 168.71 168.10 Td (W) Tj ET Q q 0 0 0 rg BT 177.35 168.10 Td (e ) Tj ET Q q 0 0 0 rg BT 184.89 168.10 Td (now ) Tj ET Q q 0 0 0 rg BT 205.20 168.10 Td (report ) Tj ET Q q 0 0 0 rg BT 232.18 168.10 Td (our ) Tj ET Q q 0 0 0 rg BT 248.61 168.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 293.36 168.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.56 168.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.56 168.10 Td ( ) Tj ET Q q 0 0 0 rg BT 345.66 168.10 Td (new ) Tj ET Q q 0 0 0 rg BT 365.42 168.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 409.05 168.10 Td (segments: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 452.14 168.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 494.68 168.10 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 168.10 Td ( ) Tj ET Q q 0 0 0 rg BT 526.65 168.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 544.19 168.10 Td (Real ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 156.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 77.63 156.10 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.51 156.10 Td (. ) Tj ET Q q 0 0 0 rg BT 112.14 156.10 Td ( ) Tj ET Q q 0 0 0 rg BT 115.28 156.10 Td (In ) Tj ET Q q 0 0 0 rg BT 126.75 156.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 165.16 156.10 Td (we ) Tj ET Q q 0 0 0 rg BT 179.95 156.10 Td (report ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 206.97 156.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 233.43 156.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 282.40 156.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 327.21 156.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.34 156.10 Td (Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.45 156.10 Td ( ) Tj ET Q q 0 0 0 rg BT 399.59 156.10 Td (separately) Tj ET Q q 0 0 0 rg BT 439.47 156.10 Td (. ) Tj ET Q q 0 0 0 rg BT 445.11 156.10 Td ( ) Tj ET Q q 0 0 0 rg BT 448.25 156.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 471.38 156.10 Td (to ) Tj ET Q q 0 0 0 rg BT 482.30 156.10 Td (the ) Tj ET Q q 0 0 0 rg BT 497.65 156.10 Td (January ) Tj ET Q q 0 0 0 rg BT 531.88 156.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 542.52 156.10 Td (2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 144.10 Td (change ) Tj ET Q q 0 0 0 rg BT 80.87 144.10 Td (in ) Tj ET Q q 0 0 0 rg BT 91.70 144.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 135.28 144.10 Td (segments, ) Tj ET Q q 0 0 0 rg BT 178.05 144.10 Td (our ) Tj ET Q q 0 0 0 rg BT 194.43 144.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 238.01 144.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 278.28 144.10 Td (were ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 300.76 144.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 343.25 144.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.56 144.10 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 382.11 144.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 424.04 144.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.36 144.10 Td ( ) Tj ET Q q 0 0 0 rg BT 460.41 144.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 477.90 144.10 Td (T) Tj ET Q q 0 0 0 rg BT 482.54 144.10 Td (echnology ) Tj ET Q q 0 0 0 rg BT 526.69 144.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.00 144.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.00 144.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 132.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.16 132.10 Td (former ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 96.48 132.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 138.04 132.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.35 132.10 Td ( ) Tj ET Q q 0 0 0 rg BT 173.46 132.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 208.90 132.10 Td (was ) Tj ET Q q 0 0 0 rg BT 226.57 132.10 Td (separated ) Tj ET Q q 0 0 0 rg BT 266.44 132.10 Td (into ) Tj ET Q q 0 0 0 rg BT 284.11 132.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 298.44 132.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 339.99 132.10 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.87 132.10 Td ( ) Tj ET Q q 0 0 0 rg BT 370.98 132.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 387.54 132.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 407.98 132.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 435.09 132.10 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.96 132.10 Td ( ) Tj ET Q q 0 0 0 rg BT 466.08 132.10 Td (segments. ) Tj ET Q q 0 0 0 rg BT 507.91 132.10 Td ( ) Tj ET Q q 0 0 0 rg BT 510.02 132.10 Td (Furthermore, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 120.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.44 120.10 Td (of ) Tj ET Q q 0 0 0 rg BT 90.51 120.10 Td (the ) Tj ET Q q 0 0 0 rg BT 105.46 120.10 Td (software ) Tj ET Q q 0 0 0 rg BT 142.63 120.10 Td (services ) Tj ET Q q 0 0 0 rg BT 177.58 120.10 Td (business ) Tj ET Q q 0 0 0 rg BT 214.21 120.10 Td (units ) Tj ET Q q 0 0 0 rg BT 236.39 120.10 Td (that ) Tj ET Q q 0 0 0 rg BT 254.13 120.10 Td (were ) Tj ET Q q 0 0 0 rg BT 276.29 120.10 Td (formerly ) Tj ET Q q 0 0 0 rg BT 314.02 120.10 Td (in ) Tj ET Q q 0 0 0 rg BT 324.53 120.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 339.49 120.10 Td (T) Tj ET Q q 0 0 0 rg BT 344.13 120.10 Td (echnology ) Tj ET Q q 0 0 0 rg BT 387.96 120.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.28 120.10 Td ( ) Tj ET Q q 0 0 0 rg BT 424.02 120.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 460.08 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 477.26 120.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.21 120.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 532.71 120.10 Td (char) Tj ET Q q 0 0 0 rg BT 549.74 120.10 Td (ge-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 108.10 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 108.10 Td (f ) Tj ET Q q 0 0 0 rg BT 63.89 108.10 Td (collections ) Tj ET Q q 0 0 0 rg BT 110.12 108.10 Td (business ) Tj ET Q q 0 0 0 rg BT 146.92 108.10 Td (that ) Tj ET Q q 0 0 0 rg BT 164.82 108.10 Td (was ) Tj ET Q q 0 0 0 rg BT 183.28 108.10 Td (formerly ) Tj ET Q q 0 0 0 rg BT 221.18 108.10 Td (in ) Tj ET Q q 0 0 0 rg BT 231.87 108.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 246.99 108.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 288.78 108.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.10 108.10 Td ( ) Tj ET Q q 0 0 0 rg BT 325.01 108.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 361.24 108.10 Td (are ) Tj ET Q q 0 0 0 rg BT 376.36 108.10 Td (now ) Tj ET Q q 0 0 0 rg BT 396.49 108.10 Td (included ) Tj ET Q q 0 0 0 rg BT 433.83 108.10 Td (in ) Tj ET Q q 0 0 0 rg BT 444.52 108.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 459.65 108.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 501.99 108.10 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.87 108.10 Td (. ) Tj ET Q q 0 0 0 rg BT 536.28 108.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 539.19 108.10 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 96.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 98.58 96.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 143.49 96.10 Td (and ) Tj ET Q q 0 0 0 rg BT 161.74 96.10 Td (Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.85 96.10 Td ( ) Tj ET Q q 0 0 0 rg BT 216.10 96.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 252.67 96.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 275.36 96.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 313.58 96.10 Td (management ) Tj ET Q q 0 0 0 rg BT 367.92 96.10 Td (services ) Tj ET Q q 0 0 0 rg BT 403.37 96.10 Td (and ) Tj ET Q q 0 0 0 rg BT 421.06 96.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 460.96 96.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 511.42 96.10 Td (management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 84.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.52 84.10 Td (that ) Tj ET Q q 0 0 0 rg BT 102.33 84.10 Td (were ) Tj ET Q q 0 0 0 rg BT 124.57 84.10 Td (formerly ) Tj ET Q q 0 0 0 rg BT 162.36 84.10 Td (in ) Tj ET Q q 0 0 0 rg BT 172.95 84.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 187.98 84.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 229.67 84.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.99 84.10 Td ( ) Tj ET Q q 0 0 0 rg BT 265.80 84.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 301.94 84.10 Td (as ) Tj ET Q q 0 0 0 rg BT 313.08 84.10 Td (well ) Tj ET Q q 0 0 0 rg BT 333.11 84.10 Td (as ) Tj ET Q q 0 0 0 rg BT 344.25 84.10 Td (IT) Tj ET Q q 0 0 0 rg BT 353.51 84.10 Td ( ) Tj ET Q q 0 0 0 rg BT 356.32 84.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 412.99 84.10 Td (management ) Tj ET Q q 0 0 0 rg BT 466.89 84.10 Td (services ) Tj ET Q q 0 0 0 rg BT 501.91 84.10 Td (formerly ) Tj ET Q q 0 0 0 rg BT 539.71 84.10 Td (in ) Tj ET Q q 0 0 0 rg BT 550.30 84.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 72.10 Td (T) Tj ET Q q 0 0 0 rg BT 54.14 72.10 Td (echnology ) Tj ET Q q 0 0 0 rg BT 97.18 72.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.50 72.10 Td ( ) Tj ET Q q 0 0 0 rg BT 132.44 72.10 Td (segment. ) Tj ET Q q 0 0 0 rg BT 170.21 72.10 Td ( ) Tj ET Q q 0 0 0 rg BT 172.15 72.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 194.09 72.10 Td (year ) Tj ET Q q 0 0 0 rg BT 213.24 72.10 Td (comparable ) Tj ET Q q 0 0 0 rg BT 261.82 72.10 Td (period ) Tj ET Q q 0 0 0 rg BT 289.31 72.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 324.58 72.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 370.96 72.10 Td (have ) Tj ET Q q 0 0 0 rg BT 391.78 72.10 Td (been ) Tj ET Q q 0 0 0 rg BT 412.60 72.10 Td (restated ) Tj ET Q q 0 0 0 rg BT 445.63 72.10 Td (to ) Tj ET Q q 0 0 0 rg BT 455.36 72.10 Td (conform ) Tj ET Q q 0 0 0 rg BT 491.17 72.10 Td (to ) Tj ET Q q 0 0 0 rg BT 500.90 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.05 72.10 Td (current ) Tj ET Q q 0 0 0 rg BT 545.31 72.10 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 60.10 Td (presentation.) Tj ET Q endstream endobj 11 0 obj <>] /Rotate 0 /Contents 12 0 R>> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 72.00 731.25 Td (Highlights) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Corporate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 689.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 689.25 Td (Generated ) Tj ET Q q 0 0 0 rg BT 128.56 689.25 Td ($66.1 ) Tj ET Q q 0 0 0 rg BT 153.04 689.25 Td (million ) Tj ET Q q 0 0 0 rg BT 183.91 689.25 Td (of ) Tj ET Q q 0 0 0 rg BT 194.21 689.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 213.96 689.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 238.16 689.25 Td (from ) Tj ET Q q 0 0 0 rg BT 259.57 689.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 299.31 689.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 337.39 689.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.80 689.25 Td ($1) Tj ET Q q 0 0 0 rg BT 363.43 689.25 Td (10.5 ) Tj ET Q q 0 0 0 rg BT 382.91 689.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.80 689.25 Td ( ) Tj ET Q q 0 0 0 rg BT 413.77 689.25 Td (of ) Tj ET Q q 0 0 0 rg BT 424.08 689.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 459.38 689.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 479.13 689.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 503.33 689.25 Td (from ) Tj ET Q q 0 0 0 rg BT 524.74 689.25 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 677.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 124.13 677.25 Td (\(this ) Tj ET Q q 0 0 0 rg BT 144.45 677.25 Td (is ) Tj ET Q q 0 0 0 rg BT 153.65 677.25 Td (a ) Tj ET Q q 0 0 0 rg BT 160.63 677.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 205.81 677.25 Td ( ) Tj ET Q q 0 0 0 rg BT 208.35 677.25 Td (measure ) Tj ET Q q 0 0 0 rg BT 244.20 677.25 Td (that ) Tj ET Q q 0 0 0 rg BT 261.73 677.25 Td (is ) Tj ET Q q 0 0 0 rg BT 270.94 677.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 303.46 677.25 Td (and ) Tj ET Q q 0 0 0 rg BT 320.43 677.25 Td (reconciled ) Tj ET Q q 0 0 0 rg BT 364.61 677.25 Td (to ) Tj ET Q q 0 0 0 rg BT 374.92 677.25 Td (the ) Tj ET Q q 0 0 0 rg BT 389.67 677.25 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 449.42 677.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 476.27 677.25 Td ( ) Tj ET Q q 0 0 0 rg BT 478.81 677.25 Td (measure ) Tj ET Q q 0 0 0 rg BT 514.66 677.25 Td (on ) Tj ET Q q 0 0 0 rg BT 527.19 677.25 Td (pages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.50 677.25 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.50 677.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 665.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.78 665.25 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.78 665.25 Td 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q 0 0 0 rg BT 224.36 641.25 Td (our ) Tj ET Q q 0 0 0 rg BT 240.19 641.25 Td (common ) Tj ET Q q 0 0 0 rg BT 277.68 641.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 301.29 641.25 Td (at ) Tj ET Q q 0 0 0 rg BT 311.01 641.25 Td (an ) Tj ET Q q 0 0 0 rg BT 322.95 641.25 Td (average ) Tj ET Q q 0 0 0 rg BT 356.53 641.25 Td (price ) Tj ET Q q 0 0 0 rg BT 379.02 641.25 Td (of ) Tj ET Q q 0 0 0 rg BT 389.85 641.25 Td ($23.84 ) Tj ET Q q 0 0 0 rg BT 419.85 641.25 Td (per ) Tj ET Q q 0 0 0 rg BT 435.11 641.25 Td (share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 629.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 629.25 Td (Repurchased ) Tj ET Q q 0 0 0 rg BT 138.82 629.25 Td ($60.1 ) Tj ET Q q 0 0 0 rg BT 163.00 629.25 Td (million ) Tj ET Q q 0 0 0 rg BT 193.57 629.25 Td (par ) Tj ET Q q 0 0 0 rg BT 208.02 629.25 Td (value ) Tj ET Q q 0 0 0 rg BT 231.35 629.25 Td (of ) Tj ET Q q 0 0 0 rg BT 241.36 629.25 Td (our ) Tj ET Q q 0 0 0 rg BT 256.37 629.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 282.49 629.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 314.71 629.25 Td (term ) Tj ET Q q 0 0 0 rg BT 334.71 629.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 353.60 629.25 Td (at ) Tj ET Q q 0 0 0 rg BT 362.50 629.25 Td (a ) Tj ET Q q 0 0 0 rg BT 368.62 629.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 406.95 629.25 Td (average ) Tj ET Q q 0 0 0 rg BT 439.71 629.25 Td (discount ) Tj ET Q q 0 0 0 rg BT 475.28 629.25 Td (of ) Tj ET Q q 0 0 0 rg BT 485.29 629.25 Td (10.7%, ) Tj ET Q q 0 0 0 rg BT 515.30 629.25 Td (recognizing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 617.25 Td (a ) Tj ET Q q 0 0 0 rg BT 92.44 617.25 Td (net ) Tj ET Q q 0 0 0 rg BT 107.16 617.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 126.87 617.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.70 617.25 Td ($5.6 ) Tj ET Q q 0 0 0 rg BT 157.70 617.25 Td (million ) Tj ET Q q 0 0 0 rg BT 189.09 617.25 Td (on ) Tj ET Q q 0 0 0 rg BT 201.59 617.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.31 617.25 Td (early ) Tj ET Q q 0 0 0 rg BT 238.80 617.25 Td (extinguishment 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rg BT 465.68 605.25 Td (the ) Tj ET Q q 0 0 0 rg BT 480.42 605.25 Td (mer) Tj ET Q q 0 0 0 rg BT 495.78 605.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 511.07 605.25 Td (of ) Tj ET Q q 0 0 0 rg BT 521.92 605.25 Td (two ) Tj ET Q q 0 0 0 rg BT 539.43 605.25 Td (of ) Tj ET Q q 0 0 0 rg BT 550.28 605.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 593.25 Td (Company) Tj ET Q q 0 0 0 rg BT 127.17 593.25 Td (s ) Tj ET Q q 0 0 0 rg BT 133.63 593.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 180.10 593.25 Td (g ) Tj ET Q q 0 0 0 rg BT 187.67 593.25 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 239.95 593.25 Td (the ) Tj ET Q q 0 0 0 rg BT 254.74 593.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 284.52 593.25 Td (of ) Tj ET Q q 0 0 0 rg BT 295.42 593.25 Td (statutory ) Tj ET Q q 0 0 0 rg BT 332.98 593.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 347.77 593.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 365.32 593.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 400.09 593.25 Td (in ) Tj ET Q q 0 0 0 rg BT 410.44 593.25 Td (the ) Tj ET Q q 0 0 0 rg BT 425.23 593.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 445.58 593.25 Td (and ) Tj ET Q q 0 0 0 rg BT 462.58 593.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 509.06 593.25 Td (g ) Tj ET Q q 0 0 0 rg BT 516.63 593.25 Td (and ) Tj ET Q q 0 0 0 rg BT 533.63 593.25 Td (foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 581.25 Td (income ) Tj ET Q q 0 0 0 rg BT 117.43 581.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 132.15 581.25 Td (reserves) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 569.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 569.25 Td (Amended ) Tj ET Q q 0 0 0 rg BT 126.23 569.25 Td (our ) Tj ET Q q 0 0 0 rg BT 141.42 569.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 167.72 569.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 200.11 569.25 Td (term ) Tj ET Q q 0 0 0 rg BT 220.30 569.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 239.37 569.25 Td (to ) Tj ET Q q 0 0 0 rg BT 249.01 569.25 Td (allow ) Tj ET Q q 0 0 0 rg BT 273.08 569.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.16 569.25 Td (Company ) Tj ET 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ET Q q 0 0 0 rg BT 85.32 536.25 Td (Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 515.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 515.25 Td (Selected ) Tj ET Q q 0 0 0 rg BT 122.75 515.25 Td (by ) Tj ET Q q 0 0 0 rg BT 136.13 515.25 Td (9 ) Tj ET Q q 0 0 0 rg BT 144.52 515.25 Td (bank ) Tj ET Q q 0 0 0 rg BT 167.34 515.25 Td (and ) Tj ET Q q 0 0 0 rg BT 185.16 515.25 Td (non-bank ) Tj ET Q q 0 0 0 rg BT 226.31 515.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 246.90 515.25 Td (servicers ) Tj ET Q q 0 0 0 rg BT 285.82 515.25 Td (to ) Tj ET Q q 0 0 0 rg BT 296.98 515.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 330.91 515.25 Td (property ) Tj ET Q q 0 0 0 rg BT 368.17 515.25 Td (preservation ) Tj ET Q q 0 0 0 rg BT 420.97 515.25 Td (and ) Tj ET Q q 0 0 0 rg BT 438.79 515.25 Td (inspection ) Tj ET Q q 0 0 0 rg BT 483.28 515.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 521.37 515.25 Td (real ) Tj ET Q q 0 0 0 rg BT 539.73 515.25 Td (estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 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275.15 491.25 Td (the ) Tj ET Q q 0 0 0 rg BT 289.87 491.25 Td (first ) Tj ET Q q 0 0 0 rg BT 308.47 491.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 339.29 491.25 Td (of ) Tj ET Q q 0 0 0 rg BT 350.12 491.25 Td (2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 479.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 479.25 Td (Grew ) Tj ET Q q 0 0 0 rg BT 110.21 479.25 Td (non-Ocwen ) Tj ET Q q 0 0 0 rg BT 159.36 479.25 Td (and ) Tj ET Q q 0 0 0 rg BT 176.30 479.25 Td (non-NRZ ) Tj ET Q q 0 0 0 rg BT 217.13 479.25 Td (\(defined ) Tj ET Q q 0 0 0 rg BT 252.95 479.25 Td (below\) ) Tj ET Q q 0 0 0 rg BT 283.21 479.25 Td (service ) Tj ET Q q 0 0 0 rg BT 314.03 479.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 348.18 479.25 Td (by ) Tj ET Q q 0 0 0 rg BT 360.68 479.25 Td (9% ) Tj ET Q q 0 0 0 rg BT 376.51 479.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 418.43 479.25 Td (to ) Tj ET Q q 0 0 0 rg BT 428.71 479.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 467.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 467.25 Td (Maintained ) Tj ET Q q 0 0 0 rg BT 132.69 467.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 176.46 467.25 Td (as ) Tj ET Q q 0 0 0 rg BT 186.91 467.25 Td (one ) Tj ET Q q 0 0 0 rg BT 203.46 467.25 Td (of ) Tj ET Q q 0 0 0 rg BT 213.91 467.25 Td (the ) Tj ET Q q 0 0 0 rg BT 228.24 467.25 Td (leading ) Tj ET Q q 0 0 0 rg BT 259.79 467.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 281.90 467.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 303.46 467.25 Td (managers ) Tj ET Q q 0 0 0 rg BT 343.89 467.25 Td (and ) Tj ET Q q 0 0 0 rg BT 360.44 467.25 Td (online ) Tj ET Q q 0 0 0 rg BT 387.56 467.25 Td (auctioneers ) Tj ET Q q 0 0 0 rg BT 435.20 467.25 Td (of ) Tj ET Q q 0 0 0 rg BT 445.65 467.25 Td (residential ) Tj ET Q q 0 0 0 rg BT 489.42 467.25 Td (real ) Tj ET Q q 0 0 0 rg BT 506.52 467.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 531.40 467.25 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 455.25 Td (its ) Tj ET Q q 0 0 0 rg BT 97.45 455.25 Td (Hubzu.com ) Tj ET Q q 0 0 0 rg BT 146.33 455.25 Td (platform) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 443.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 443.25 Td (Entered ) Tj ET Q q 0 0 0 rg BT 117.93 443.25 Td (into ) Tj ET Q q 0 0 0 rg BT 134.82 443.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 181.69 443.25 Td (with ) Tj ET Q q 0 0 0 rg BT 200.80 443.25 Td (New ) Tj ET Q q 0 0 0 rg BT 221.02 443.25 Td (Residential ) Tj ET Q q 0 0 0 rg BT 267.35 443.25 Td (Investment ) Tj ET Q q 0 0 0 rg BT 313.11 443.25 Td (Corp. ) Tj ET Q q 0 0 0 rg BT 336.95 443.25 Td (\(individually) Tj ET Q q 0 0 0 rg BT 387.96 443.25 Td (, ) Tj ET Q q 0 0 0 rg BT 391.80 443.25 Td (together ) Tj ET Q q 0 0 0 rg BT 425.90 443.25 Td (with ) Tj ET Q q 0 0 0 rg BT 445.01 443.25 Td (one ) Tj ET Q q 0 0 0 rg BT 460.78 443.25 Td (or ) Tj ET Q q 0 0 0 rg BT 470.45 443.25 Td (more ) Tj ET Q q 0 0 0 rg BT 492.33 443.25 Td (of ) Tj ET Q q 0 0 0 rg BT 502.00 443.25 Td (its ) Tj ET Q q 0 0 0 rg BT 512.78 443.25 Td (subsidiaries, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 431.25 Td (or ) Tj ET Q q 0 0 0 rg BT 95.28 431.25 Td (one ) Tj ET Q q 0 0 0 rg BT 111.18 431.25 Td (or ) Tj ET Q q 0 0 0 rg BT 120.96 431.25 Td (more ) Tj ET Q q 0 0 0 rg BT 142.96 431.25 Td (of ) Tj ET Q q 0 0 0 rg BT 152.75 431.25 Td (its ) Tj ET Q q 0 0 0 rg BT 163.65 431.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 212.32 431.25 Td (individually) Tj ET Q q 0 0 0 rg BT 260.00 431.25 Td (, ) Tj ET Q q 0 0 0 rg BT 263.95 431.25 Td (NRZ\) ) Tj ET Q q 0 0 0 rg BT 297.62 431.25 Td (that ) Tj ET Q q 0 0 0 rg BT 314.06 431.25 Td (establish ) Tj ET Q q 0 0 0 rg BT 350.19 431.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 393.30 431.25 Td (as ) Tj ET Q q 0 0 0 rg BT 403.09 431.25 Td (the ) Tj ET Q q 0 0 0 rg BT 416.76 431.25 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 455.97 431.25 Td (provider ) Tj ET Q q 0 0 0 rg BT 491.31 431.25 Td (of ) Tj ET Q q 0 0 0 rg BT 501.09 431.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 522.54 431.25 Td (brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 419.25 Td (services ) Tj ET Q q 0 0 0 rg BT 120.18 419.25 Td (for ) Tj ET Q q 0 0 0 rg BT 134.30 419.25 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 174.54 419.25 Td (servicing ) Tj ET Q q 0 0 0 rg BT 213.66 419.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 238.91 419.25 Td (\(MSRs\) ) Tj ET Q q 0 0 0 rg BT 281.93 419.25 Td (that ) Tj ET Q q 0 0 0 rg BT 299.39 419.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 321.86 419.25 Td (agreed ) Tj ET Q q 0 0 0 rg BT 350.97 419.25 Td (to ) Tj ET Q q 0 0 0 rg BT 361.22 419.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 393.11 419.25 Td (from ) Tj ET Q q 0 0 0 rg BT 415.02 419.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 445.81 419.25 Td (\(see ) Tj ET Q q 0 0 0 rg BT 464.37 419.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 485.17 419.25 Td (7 ) Tj ET Q q 0 0 0 rg BT 492.63 419.25 Td (of ) Tj ET Q q 0 0 0 rg BT 503.43 419.25 Td (Part ) Tj ET Q q 0 0 0 rg BT 522.01 419.25 Td (I, ) Tj ET Q q 0 0 0 rg BT 530.31 419.25 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 534.75 419.25 Td (Ocwen ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.50 407.25 Td (Related ) Tj ET Q q 0 0 0 rg BT 118.54 407.25 Td (Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.65 407.25 Td (, ) Tj ET Q q 0 0 0 rg BT 159.09 407.25 Td (for ) Tj ET Q q 0 0 0 rg BT 173.25 407.25 Td (a ) Tj ET Q q 0 0 0 rg BT 180.19 407.25 Td (detailed ) Tj ET Q q 0 0 0 rg BT 214.34 407.25 Td (description\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 395.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 395.25 Td (Entered ) Tj ET Q q 0 0 0 rg BT 119.87 395.25 Td (into ) Tj ET Q q 0 0 0 rg BT 138.70 395.25 Td (a ) Tj ET Q q 0 0 0 rg BT 146.41 395.25 Td (non-binding ) Tj ET Q q 0 0 0 rg BT 198.57 395.25 Td (Letter ) Tj ET Q q 0 0 0 rg BT 225.71 395.25 Td (of ) Tj ET Q q 0 0 0 rg BT 237.32 395.25 Td (Intent ) Tj ET Q q 0 0 0 rg BT 263.91 395.25 Td (\(subsequently ) Tj ET Q q 0 0 0 rg BT 322.73 395.25 Td (amended\) ) Tj ET Q q 0 0 0 rg BT 365.43 395.25 Td (to ) Tj ET Q q 0 0 0 rg BT 376.48 395.25 Td (enter ) Tj ET Q q 0 0 0 rg BT 399.74 395.25 Td (into ) Tj ET Q q 0 0 0 rg BT 418.57 395.25 Td (a ) Tj ET Q q 0 0 0 rg BT 426.28 395.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 462.71 395.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 510.40 395.25 Td (with ) Tj ET Q q 0 0 0 rg BT 531.46 395.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 554.73 395.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 383.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 119.22 383.25 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 160.69 383.25 Td (services ) Tj ET Q q 0 0 0 rg BT 196.07 383.25 Td (for ) Tj ET Q q 0 0 0 rg BT 210.90 383.25 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 239.09 383.25 Td (that ) Tj ET Q q 0 0 0 rg BT 257.25 383.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 280.42 383.25 Td (agreed ) Tj ET Q q 0 0 0 rg BT 310.24 383.25 Td (to ) Tj ET Q q 0 0 0 rg BT 321.19 383.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 353.78 383.25 Td (from ) Tj ET Q q 0 0 0 rg BT 376.39 383.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 407.88 383.25 Td (\(see ) Tj ET Q q 0 0 0 rg BT 427.15 383.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 448.65 383.25 Td (7 ) Tj ET Q q 0 0 0 rg BT 456.82 383.25 Td (of ) Tj ET Q q 0 0 0 rg BT 468.32 383.25 Td (Part ) Tj ET Q q 0 0 0 rg BT 487.60 383.25 Td (I, ) Tj ET Q q 0 0 0 rg BT 496.60 383.25 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 501.03 383.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 531.97 383.25 Td (Related ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.50 371.25 Td (Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.61 371.25 Td (, ) Tj ET Q q 0 0 0 rg BT 126.05 371.25 Td (for ) Tj ET Q q 0 0 0 rg BT 140.21 371.25 Td (a ) Tj ET Q q 0 0 0 rg BT 147.15 371.25 Td (detailed ) Tj ET Q q 0 0 0 rg BT 181.30 371.25 Td (description\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 350.25 Td (Origination ) Tj ET Q q 0 0 0 rg BT 99.23 350.25 Td (Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 329.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 329.25 Td (Approved ) Tj ET Q q 0 0 0 rg BT 127.39 329.25 Td (as ) Tj ET Q q 0 0 0 rg BT 137.62 329.25 Td (a ) Tj ET Q q 0 0 0 rg BT 143.95 329.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 163.07 329.25 Td (fulfillment ) Tj ET Q q 0 0 0 rg BT 207.74 329.25 Td (provider ) Tj ET Q q 0 0 0 rg BT 243.51 329.25 Td (for ) Tj ET Q q 0 0 0 rg BT 257.07 329.25 Td (residential ) Tj ET Q q 0 0 0 rg BT 300.62 329.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 319.73 329.25 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 379.39 329.25 Td (by ) Tj ET Q q 0 0 0 rg BT 391.29 329.25 Td (Standard ) Tj ET Q q 0 0 0 rg BT 428.74 329.25 Td (& ) Tj ET Q q 0 0 0 rg BT 438.41 329.25 Td (Poor) Tj ET Q q 0 0 0 rg BT 457.67 329.25 Td () Tj ET Q q 0 0 0 rg BT 460.45 329.25 Td (s ) Tj ET Q q 0 0 0 rg BT 466.24 329.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 505.35 329.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 541.13 329.25 Td (LLC, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 317.25 Td (Moody) Tj ET Q q 0 0 0 rg BT 117.17 317.25 Td (s ) Tj ET Q q 0 0 0 rg BT 122.96 317.25 Td (Investors ) Tj ET Q q 0 0 0 rg BT 161.53 317.25 Td (Service, ) Tj ET Q q 0 0 0 rg BT 195.92 317.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 215.59 317.25 Td (Kroll ) Tj ET Q q 0 0 0 rg BT 238.60 317.25 Td (Bond ) Tj ET Q q 0 0 0 rg BT 262.17 317.25 Td (Rating ) Tj ET Q q 0 0 0 rg BT 290.32 317.25 Td (Agency) Tj ET Q q 0 0 0 rg BT 320.77 317.25 Td (, ) Tj ET Q q 0 0 0 rg BT 325.17 317.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 344.85 317.25 Td (DBRS, ) Tj ET Q q 0 0 0 rg BT 375.37 317.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 392.54 317.25 Td (and ) Tj ET Q q 0 0 0 rg BT 408.89 317.25 Td (Fitch ) Tj ET Q q 0 0 0 rg BT 431.35 317.25 Td (Ratings ) Tj ET Q q 0 0 0 rg BT 463.81 317.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 480.98 317.25 Td (\(acceptance ) Tj ET Q q 0 0 0 rg BT 530.06 317.25 Td (by ) Tj ET Q q 0 0 0 rg BT 541.96 317.25 Td (Fitch ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 305.25 Td (as ) Tj ET Q q 0 0 0 rg BT 96.33 305.25 Td (a ) Tj ET Q q 0 0 0 rg BT 103.27 305.25 Td (reviewer ) Tj ET Q q 0 0 0 rg BT 140.74 305.25 Td (of ) Tj ET Q q 0 0 0 rg BT 151.57 305.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 175.18 305.25 Td (for ) Tj ET Q q 0 0 0 rg BT 189.34 305.25 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 249.60 305.25 Td (was ) Tj ET Q q 0 0 0 rg BT 267.65 305.25 Td (received ) Tj ET Q q 0 0 0 rg BT 304.02 305.25 Td (in ) Tj ET Q q 0 0 0 rg BT 314.29 305.25 Td (January ) Tj ET Q q 0 0 0 rg BT 347.89 305.25 Td (2018\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 293.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 293.25 Td (Selected ) Tj ET Q q 0 0 0 rg BT 122.81 293.25 Td (by ) Tj ET Q q 0 0 0 rg BT 136.25 293.25 Td (7 ) Tj ET Q q 0 0 0 rg BT 144.70 293.25 Td (lenders ) Tj ET Q q 0 0 0 rg BT 177.01 293.25 Td (in ) Tj ET Q q 0 0 0 rg BT 188.23 293.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 211.68 293.25 Td (and ) Tj ET Q q 0 0 0 rg BT 229.56 293.25 Td (early ) Tj ET Q q 0 0 0 rg BT 252.98 293.25 Td (2018 ) Tj ET Q q 0 0 0 rg BT 276.42 293.25 Td (to ) Tj ET Q q 0 0 0 rg BT 287.64 293.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 321.63 293.25 Td (platform ) Tj ET Q q 0 0 0 rg BT 359.51 293.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 399.07 293.25 Td (including ) Tj ET Q q 0 0 0 rg BT 440.28 293.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 460.94 293.25 Td (fulfillment ) Tj ET Q q 0 0 0 rg BT 507.15 293.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 545.30 293.25 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 281.25 Td (processing ) Tj ET Q q 0 0 0 rg BT 130.77 281.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 167.98 281.25 Td (or ) Tj ET Q q 0 0 0 rg BT 178.81 281.25 Td (CastleLine) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 222.13 285.78 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.06 281.25 Td ( ) Tj ET Q q 0 0 0 rg BT 229.56 281.25 Td (certification ) Tj ET Q q 0 0 0 rg BT 280.37 281.25 Td (and ) Tj ET Q q 0 0 0 rg BT 297.31 281.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 338.12 281.25 Td (services) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 260.25 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 93.11 260.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 113.94 260.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 141.43 260.25 Td (Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 239.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 239.25 Td (Grew ) Tj ET Q q 0 0 0 rg BT 110.50 239.25 Td (Owners.com ) Tj ET Q q 0 0 0 rg BT 164.11 239.25 Td (residential ) Tj ET Q q 0 0 0 rg BT 208.54 239.25 Td (purchases ) Tj ET Q q 0 0 0 rg BT 250.76 239.25 Td (and ) Tj ET Q q 0 0 0 rg BT 267.99 239.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 290.21 239.25 Td (by ) Tj ET Q q 0 0 0 rg BT 303.00 239.25 Td (713% ) Tj ET Q q 0 0 0 rg BT 329.12 239.25 Td (in ) Tj ET Q q 0 0 0 rg BT 339.68 239.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 362.47 239.25 Td (from ) Tj ET Q q 0 0 0 rg BT 384.69 239.25 Td (106 ) Tj ET Q q 0 0 0 rg BT 402.48 239.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 453.03 239.25 Td (in ) Tj ET Q q 0 0 0 rg BT 463.60 239.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 486.38 239.25 Td (to ) Tj ET Q q 0 0 0 rg BT 496.95 239.25 Td (862 ) Tj ET Q q 0 0 0 rg BT 514.74 239.25 Td (transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 227.25 Td (in ) Tj ET Q q 0 0 0 rg BT 95.78 227.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 215.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 215.25 Td (Launched ) Tj ET Q q 0 0 0 rg BT 128.29 215.25 Td (Owners.com ) Tj ET Q q 0 0 0 rg BT 182.47 215.25 Td (Loans ) Tj ET Q q 0 0 0 rg BT 210.28 215.25 Td (to ) Tj ET Q q 0 0 0 rg BT 221.42 215.25 Td (broker ) Tj ET Q q 0 0 0 rg BT 250.88 215.25 Td (mortgages ) Tj ET Q q 0 0 0 rg BT 295.90 215.25 Td (to ) Tj ET Q q 0 0 0 rg BT 307.04 215.25 Td (Owners.com ) Tj ET Q q 0 0 0 rg BT 361.23 215.25 Td (home ) Tj ET Q q 0 0 0 rg BT 386.81 215.25 Td (buyers ) Tj ET Q q 0 0 0 rg BT 416.83 215.25 Td (to ) Tj ET Q q 0 0 0 rg BT 427.98 215.25 Td (deliver ) Tj ET Q q 0 0 0 rg BT 459.10 215.25 Td (an ) Tj ET Q q 0 0 0 rg BT 471.91 215.25 Td (integrated ) Tj ET Q q 0 0 0 rg BT 515.25 215.25 Td (solution ) Tj ET Q q 0 0 0 rg BT 550.84 215.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 203.25 Td (consumers ) Tj ET Q q 0 0 0 rg BT 130.77 203.25 Td (and ) Tj ET Q q 0 0 0 rg BT 147.71 203.25 Td (grow ) Tj ET Q q 0 0 0 rg BT 170.76 203.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 204.90 203.25 Td (per ) Tj ET Q q 0 0 0 rg BT 220.17 203.25 Td (sale) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 191.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 191.25 Td (Implemented ) Tj ET Q q 0 0 0 rg BT 140.76 191.25 Td (an ) Tj ET Q q 0 0 0 rg BT 152.70 191.25 Td (agile ) Tj ET Q q 0 0 0 rg BT 174.63 191.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 214.89 191.25 Td (model ) Tj ET Q q 0 0 0 rg BT 242.39 191.25 Td (inspired ) Tj ET Q q 0 0 0 rg BT 277.11 191.25 Td (by ) Tj ET Q q 0 0 0 rg BT 289.61 191.25 Td (best-in-class ) Tj ET Q q 0 0 0 rg BT 342.09 191.25 Td (Internet ) Tj ET Q q 0 0 0 rg BT 375.69 191.25 Td (companies) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 170.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 70.33 170.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 97.82 170.25 Td (Investor ) Tj ET Q q 0 0 0 rg BT 133.09 170.25 Td (Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 149.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 149.25 Td (Purchased ) Tj ET Q q 0 0 0 rg BT 128.02 149.25 Td (257 ) Tj ET Q q 0 0 0 rg BT 144.44 149.25 Td (homes ) Tj ET Q q 0 0 0 rg BT 171.97 149.25 Td (and ) Tj ET Q q 0 0 0 rg BT 187.83 149.25 Td (sold ) Tj ET Q q 0 0 0 rg BT 205.92 149.25 Td (158 ) Tj ET Q q 0 0 0 rg BT 222.34 149.25 Td (homes ) Tj ET Q q 0 0 0 rg BT 249.87 149.25 Td (in ) Tj ET Q q 0 0 0 rg BT 259.07 149.25 Td (the ) Tj ET Q q 0 0 0 rg BT 272.71 149.25 Td (buy-renovate-lease-sell ) Tj ET Q q 0 0 0 rg BT 367.41 149.25 Td (business ) Tj ET Q q 0 0 0 rg BT 402.73 149.25 Td (in ) Tj ET Q q 0 0 0 rg BT 411.93 149.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 433.35 149.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 474.19 149.25 Td (to ) Tj ET Q q 0 0 0 rg BT 483.39 149.25 Td (1) Tj ET Q q 0 0 0 rg BT 488.02 149.25 Td (19 ) Tj ET Q q 0 0 0 rg BT 499.44 149.25 Td (home ) Tj ET Q q 0 0 0 rg BT 523.08 149.25 Td (purchases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 137.25 Td (and ) Tj ET Q q 0 0 0 rg BT 102.44 137.25 Td (14 ) Tj ET Q q 0 0 0 rg BT 114.94 137.25 Td (home ) Tj ET Q q 0 0 0 rg BT 139.66 137.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 161.59 137.25 Td (in ) Tj ET Q q 0 0 0 rg BT 171.87 137.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 125.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 125.25 Td (Increased ) Tj ET Q q 0 0 0 rg BT 125.98 125.25 Td (the ) Tj ET Q q 0 0 0 rg BT 140.37 125.25 Td (inventory ) Tj ET Q q 0 0 0 rg BT 180.86 125.25 Td (of ) Tj ET Q q 0 0 0 rg BT 191.37 125.25 Td (homes ) Tj ET Q q 0 0 0 rg BT 219.65 125.25 Td (in ) Tj ET Q q 0 0 0 rg BT 229.60 125.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.98 125.25 Td (buy-renovate-lease-sell ) Tj ET Q q 0 0 0 rg BT 339.44 125.25 Td (business ) Tj ET Q q 0 0 0 rg BT 375.51 125.25 Td (by ) Tj ET Q q 0 0 0 rg BT 387.68 125.25 Td (94% ) Tj ET Q q 0 0 0 rg BT 408.18 125.25 Td (to ) Tj ET Q q 0 0 0 rg BT 418.13 125.25 Td (204 ) Tj ET Q q 0 0 0 rg BT 435.30 125.25 Td (homes ) Tj ET Q q 0 0 0 rg BT 463.58 125.25 Td (as ) Tj ET Q q 0 0 0 rg BT 474.08 125.25 Td (of ) Tj ET Q q 0 0 0 rg BT 484.59 125.25 Td (December ) Tj ET Q q 0 0 0 rg BT 527.84 125.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 542.51 125.25 Td (2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 113.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 127.42 113.25 Td (to ) Tj ET Q q 0 0 0 rg BT 137.70 113.25 Td (December ) Tj ET Q q 0 0 0 rg BT 181.29 113.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 196.29 113.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 101.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 101.25 Td (Received ) Tj ET Q q 0 0 0 rg BT 125.20 101.25 Td (a ) Tj ET Q q 0 0 0 rg BT 132.14 101.25 Td (residential ) Tj ET Q q 0 0 0 rg BT 176.29 101.25 Td (rental ) Tj ET Q q 0 0 0 rg BT 201.55 101.25 Td (property ) Tj ET Q q 0 0 0 rg BT 237.93 101.25 Td (management ) Tj ET Q q 0 0 0 rg BT 291.52 101.25 Td (vendor ) Tj ET Q q 0 0 0 rg BT 321.79 101.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 347.61 101.25 Td (of ) Tj ET Q q 0 0 0 rg BT 358.44 101.25 Td (MOR ) Tj ET Q q 0 0 0 rg BT 383.73 101.25 Td (R) Tj ET Q q 0 0 0 rg BT 389.60 101.25 Td (V2 ) Tj ET Q q 0 0 0 rg BT 404.32 101.25 Td (from ) Tj ET Q q 0 0 0 rg BT 426.26 101.25 Td (Morningstar ) Tj ET Q q 0 0 0 rg BT 478.20 101.25 Td (Credit ) Tj ET Q q 0 0 0 rg BT 505.69 101.25 Td (Ratings, ) Tj ET Q q 0 0 0 rg BT 541.25 101.25 Td (LLC) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 80.25 Td (Customers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 59.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.09 59.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 109.67 59.25 Td (include ) Tj ET Q q 0 0 0 rg BT 141.14 59.25 Td (some ) Tj ET Q q 0 0 0 rg BT 164.28 59.25 Td (of ) Tj ET Q q 0 0 0 rg BT 174.65 59.25 Td (the ) Tj ET Q q 0 0 0 rg BT 188.90 59.25 Td (lar) Tj ET Q q 0 0 0 rg BT 199.26 59.25 Td (gest ) Tj ET Q q 0 0 0 rg BT 217.41 59.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 254.42 59.25 Td (institutions ) Tj ET Q q 0 0 0 rg BT 300.91 59.25 Td (in ) Tj ET Q q 0 0 0 rg BT 310.73 59.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.98 59.25 Td (United ) Tj ET Q q 0 0 0 rg BT 354.23 59.25 Td (States, ) Tj ET Q q 0 0 0 rg BT 382.65 59.25 Td (government-sponsored ) Tj ET Q q 0 0 0 rg BT 476.33 59.25 Td (enterprises ) Tj ET Q q 0 0 0 rg BT 521.68 59.25 Td (\(GSEs\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 47.25 Td (utility ) Tj ET Q q 0 0 0 rg BT 76.66 47.25 Td (companies, ) Tj ET Q q 0 0 0 rg BT 125.20 47.25 Td (commercial ) Tj ET Q q 0 0 0 rg BT 175.67 47.25 Td (banks, ) Tj ET Q q 0 0 0 rg BT 204.77 47.25 Td (servicers, ) Tj ET Q q 0 0 0 rg BT 246.08 47.25 Td (investors, ) Tj ET Q q 0 0 0 rg BT 287.96 47.25 Td (non-bank ) Tj ET Q q 0 0 0 rg BT 329.00 47.25 Td (originators ) Tj ET Q q 0 0 0 rg BT 375.59 47.25 Td (and ) Tj ET Q q 0 0 0 rg BT 393.30 47.25 Td (correspondent ) Tj ET Q q 0 0 0 rg BT 453.22 47.25 Td (lenders, ) Tj ET Q q 0 0 0 rg BT 487.87 47.25 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 528.90 47.25 Td (bankers, ) Tj ET Q endstream endobj 13 0 obj <>] /Rotate 0 /Contents 14 0 R>> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 91.62 731.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 138.19 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 156.43 731.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 195.21 731.10 Td (services ) Tj ET Q q 0 0 0 rg BT 231.22 731.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 280.29 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 284.09 731.10 Td (In ) Tj ET Q q 0 0 0 rg BT 296.23 731.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 335.31 731.10 Td (consumers ) Tj ET Q q 0 0 0 rg BT 381.88 731.10 Td (are ) Tj ET Q q 0 0 0 rg BT 397.89 731.10 Td (increasingly ) Tj ET Q q 0 0 0 rg BT 450.56 731.10 Td (becoming ) Tj ET Q q 0 0 0 rg BT 493.80 731.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 538.15 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.29 731.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.37 719.10 Td (through ) Tj ET Q q 0 0 0 rg BT 125.47 719.10 Td (Owners.com, ) Tj ET Q q 0 0 0 rg BT 181.77 719.10 Td (as ) Tj ET Q q 0 0 0 rg BT 193.09 719.10 Td (this ) Tj ET Q q 0 0 0 rg BT 210.52 719.10 Td (business ) Tj ET Q q 0 0 0 rg BT 247.40 719.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 288.71 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 299.48 719.10 Td (grow) Tj ET Q q 0 0 0 rg BT 319.38 719.10 Td (. ) Tj ET Q q 0 0 0 rg BT 324.86 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 327.85 719.10 Td (During ) Tj ET Q q 0 0 0 rg BT 359.17 719.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 384.65 719.10 Td (we ) Tj ET Q q 0 0 0 rg BT 399.30 719.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 431.71 719.10 Td (into ) Tj ET Q q 0 0 0 rg BT 450.25 719.10 Td (a ) Tj ET Q q 0 0 0 rg BT 457.67 719.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 494.53 719.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 544.73 719.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 72.10 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 89.13 707.10 Td (were ) Tj ET Q q 0 0 0 rg BT 111.16 707.10 Td (selected ) Tj ET Q q 0 0 0 rg BT 145.96 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 156.34 707.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 189.48 707.10 Td (services ) Tj ET Q q 0 0 0 rg BT 224.29 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 238.54 707.10 Td (lar) Tj ET Q q 0 0 0 rg BT 248.91 707.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 260.95 707.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 282.98 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.02 707.10 Td (non-bank ) Tj ET Q q 0 0 0 rg BT 340.38 707.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 360.20 707.10 Td (servicers ) Tj ET Q q 0 0 0 rg BT 398.33 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.37 707.10 Td (lenders, ) Tj ET Q q 0 0 0 rg BT 449.34 707.10 Td (positioning ) Tj ET Q q 0 0 0 rg BT 496.95 707.10 Td (us ) Tj ET Q q 0 0 0 rg BT 508.44 707.10 Td (well ) Tj ET Q q 0 0 0 rg BT 528.25 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 542.51 707.10 Td (2018 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 695.10 Td (future ) Tj ET Q q 0 0 0 rg BT 92.82 695.10 Td (years.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (During ) Tj ET Q q 0 0 0 rg BT 80.23 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 94.84 674.10 Td (year ) Tj ET Q q 0 0 0 rg BT 114.44 674.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.72 674.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 199.20 674.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.20 674.10 Td (, ) Tj ET Q q 0 0 0 rg BT 224.09 674.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 254.81 674.10 Td (was ) Tj ET Q q 0 0 0 rg BT 272.76 674.10 Td (our ) Tj ET Q q 0 0 0 rg BT 288.49 674.10 Td (lar) Tj ET Q q 0 0 0 rg BT 298.85 674.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 317.36 674.10 Td (customer) Tj ET Q q 0 0 0 rg BT 353.61 674.10 Td (, ) Tj ET Q q 0 0 0 rg BT 358.51 674.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 404.78 674.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.83 674.10 Td (58%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.16 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 439.56 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 450.29 674.10 Td (our ) Tj ET Q q 0 0 0 rg BT 466.01 674.10 Td (total ) Tj ET Q q 0 0 0 rg BT 486.18 674.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 522.72 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 525.12 674.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 555.84 674.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.59 662.10 Td (residential ) Tj ET Q q 0 0 0 rg BT 100.89 662.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 141.30 662.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 161.17 662.10 Td (servicer ) Tj ET Q q 0 0 0 rg BT 195.46 662.10 Td (for ) Tj ET Q q 0 0 0 rg BT 209.77 662.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 237.43 662.10 Td (it ) Tj ET Q q 0 0 0 rg BT 245.64 662.10 Td (owns, ) Tj ET Q q 0 0 0 rg BT 271.90 662.10 Td (including ) Tj ET Q q 0 0 0 rg BT 312.32 662.10 Td (those ) Tj ET Q q 0 0 0 rg BT 336.08 662.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 363.74 662.10 Td (in ) Tj ET Q q 0 0 0 rg BT 374.17 662.10 Td (which ) Tj ET Q q 0 0 0 rg BT 401.26 662.10 Td (others ) Tj ET Q q 0 0 0 rg BT 428.35 662.10 Td (have ) Tj ET Q q 0 0 0 rg BT 449.87 662.10 Td (an ) Tj ET Q q 0 0 0 rg BT 461.96 662.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 503.48 662.10 Td (interest, ) Tj ET Q q 0 0 0 rg BT 538.06 662.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 86.49 650.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 112.66 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 130.76 650.10 Td (purchases ) Tj ET Q q 0 0 0 rg BT 173.86 650.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 204.73 650.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 246.16 650.10 Td (services ) Tj ET Q q 0 0 0 rg BT 282.03 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.14 650.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 348.24 650.10 Td (services ) Tj ET Q q 0 0 0 rg BT 384.11 650.10 Td (from ) Tj ET Q q 0 0 0 rg BT 407.22 650.10 Td (us ) Tj ET Q q 0 0 0 rg BT 419.78 650.10 Td (under ) Tj ET Q q 0 0 0 rg BT 446.21 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.10 650.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 487.98 650.10 Td (of ) Tj ET Q q 0 0 0 rg BT 499.98 650.10 Td (master ) Tj ET Q q 0 0 0 rg BT 530.30 650.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 96.95 638.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.31 638.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 165.77 638.10 Td (thereto ) Tj ET Q q 0 0 0 rg BT 195.46 638.10 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 244.78 638.10 Td (, ) Tj ET Q q 0 0 0 rg BT 249.20 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 263.34 638.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 298.02 638.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 333.39 638.10 Td (Agreements\) ) Tj ET Q q 0 0 0 rg BT 391.40 638.10 Td (with ) Tj ET Q q 0 0 0 rg BT 411.10 638.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 435.23 638.10 Td (extending ) Tj ET Q q 0 0 0 rg BT 476.59 638.10 Td (through ) Tj ET Q q 0 0 0 rg BT 509.19 638.10 Td (August ) Tj ET Q q 0 0 0 rg BT 540.01 638.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 565.01 638.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 79.52 626.10 Td (also ) Tj ET Q q 0 0 0 rg BT 97.32 626.10 Td (purchases ) Tj ET Q q 0 0 0 rg BT 138.44 626.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 167.34 626.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 212.92 626.10 Td (services ) Tj ET Q q 0 0 0 rg BT 246.82 626.10 Td (from ) Tj ET Q q 0 0 0 rg BT 267.58 626.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 310.93 626.10 Td (under ) Tj ET Q q 0 0 0 rg BT 335.40 626.10 Td (an ) Tj ET Q q 0 0 0 rg BT 346.53 626.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 389.87 626.10 Td (that ) Tj ET Q q 0 0 0 rg BT 406.56 626.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 446.58 626.10 Td (until ) Tj ET Q q 0 0 0 rg BT 466.61 626.10 Td (January ) Tj ET Q q 0 0 0 rg BT 499.41 626.10 Td (2019, ) Tj ET Q q 0 0 0 rg BT 523.60 626.10 Td (but ) Tj ET Q q 0 0 0 rg BT 538.08 626.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (is ) Tj ET Q q 0 0 0 rg BT 58.67 614.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 89.50 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 99.77 614.10 Td (a ) Tj ET Q q 0 0 0 rg BT 106.71 614.10 Td (90 ) Tj ET Q q 0 0 0 rg BT 119.21 614.10 Td (day ) Tj ET Q q 0 0 0 rg BT 136.15 614.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 184.75 614.10 Td (right ) Tj ET Q q 0 0 0 rg BT 206.14 614.10 Td (by ) Tj ET Q q 0 0 0 rg BT 218.64 614.10 Td (Ocwen.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 87.08 593.10 Td (from ) Tj ET Q q 0 0 0 rg BT 109.11 593.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 140.03 593.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 179.83 593.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 214.10 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 225.02 593.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 259.26 593.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 288.50 593.10 Td (from ) Tj ET Q q 0 0 0 rg BT 310.53 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.34 593.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 349.05 593.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 384.96 593.10 Td (by ) Tj ET Q q 0 0 0 rg BT 397.55 593.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 428.47 593.10 Td (when ) Tj ET Q q 0 0 0 rg BT 452.72 593.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 483.63 593.10 Td (designates ) Tj ET Q q 0 0 0 rg BT 527.88 593.10 Td (us ) Tj ET Q q 0 0 0 rg BT 539.37 593.10 Td (as ) Tj ET Q q 0 0 0 rg BT 550.29 593.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (service ) Tj ET Q q 0 0 0 rg BT 79.93 581.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 115.92 581.10 Td (and ) Tj ET Q q 0 0 0 rg BT 132.47 581.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 166.23 581.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 194.99 581.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 227.64 581.10 Td (from ) Tj ET Q q 0 0 0 rg BT 249.20 581.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 282.13 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 284.24 581.10 Td (For ) Tj ET Q q 0 0 0 rg BT 300.25 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 314.58 581.10 Td (years ) Tj ET Q q 0 0 0 rg BT 337.79 581.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.78 581.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 421.98 581.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.98 581.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.59 581.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.59 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 468.70 581.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.25 581.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.25 581.10 Td (, ) Tj ET Q q 0 0 0 rg BT 509.87 581.10 Td (we ) Tj ET Q q 0 0 0 rg BT 523.64 581.10 Td (generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.79 569.10 Td (from ) Tj ET Q q 0 0 0 rg BT 105.88 569.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 136.85 569.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.83 569.10 Td ($542.0 ) Tj ET Q q 0 0 0 rg BT 177.98 569.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.87 569.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.02 569.10 Td ($561.9 ) Tj ET Q q 0 0 0 rg BT 242.17 569.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.06 569.10 Td ( ) Tj ET Q q 0 0 0 rg BT 273.71 569.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.80 569.10 Td ($631.6 ) Tj ET Q q 0 0 0 rg BT 320.95 569.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.84 569.10 Td (, ) Tj ET Q q 0 0 0 rg BT 354.99 569.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 402.65 569.10 Td (. ) Tj ET Q q 0 0 0 rg BT 407.80 569.10 Td ( ) Tj ET Q q 0 0 0 rg BT 410.44 569.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 448.08 569.10 Td (from ) Tj ET Q q 0 0 0 rg BT 470.17 569.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 501.14 569.10 Td (as ) Tj ET Q q 0 0 0 rg BT 512.11 569.10 Td (a ) Tj ET Q q 0 0 0 rg BT 519.20 569.10 Td (percentage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 557.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 96.16 557.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.09 557.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 166.14 557.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 200.28 557.10 Td (was ) Tj ET Q q 0 0 0 rg BT 218.33 557.10 Td (as ) Tj ET Q q 0 0 0 rg BT 229.16 557.10 Td (follows ) Tj ET Q q 0 0 0 rg BT 261.66 557.10 Td (for ) Tj ET Q q 0 0 0 rg BT 275.82 557.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.54 557.10 Td (years ) Tj ET Q q 0 0 0 rg BT 314.14 557.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.52 557.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.10 557.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 522.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 522.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 522.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 522.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 522.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 522.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 522.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 498.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 498.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 498.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 498.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 498.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 498.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 498.60 60.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 534.6 m 435 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 534.6 m 499 534.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 534.6 m 563 534.6 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.50 538.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.50 538.68 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 524.50 538.68 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 513.22 Td (Mortgage Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.30 513.22 Td (67%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 513.22 Td (65%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 513.22 Td (66%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 501.22 Td (Real Estate Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.80 501.22 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 501.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.80 501.22 Td (9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 489.22 Td (Other Businesses, Corporate and Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.30 489.22 Td (1) Tj ET Q q 0 0 0 rg BT 400.30 489.22 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 489.22 Td (27%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 489.22 Td (37%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 477.22 Td (Consolidated revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.30 477.22 Td (58%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 477.22 Td (56%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 477.22 Td (60%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 451.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 451.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.83 451.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 84.29 451.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 126.53 451.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 160.43 451.10 Td (related ) Tj ET Q q 0 0 0 rg BT 189.89 451.10 Td (to ) Tj ET Q q 0 0 0 rg BT 199.92 451.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.39 451.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 255.53 451.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 291.10 451.10 Td (by ) Tj ET Q q 0 0 0 rg BT 303.35 451.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 333.93 451.10 Td (when ) Tj ET Q q 0 0 0 rg BT 357.84 451.10 Td (a ) Tj ET Q q 0 0 0 rg BT 364.53 451.10 Td (party ) Tj ET Q q 0 0 0 rg BT 387.33 451.10 Td (other ) Tj ET Q q 0 0 0 rg BT 410.13 451.10 Td (than ) Tj ET Q q 0 0 0 rg BT 429.60 451.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 460.18 451.10 Td (or ) Tj ET Q q 0 0 0 rg BT 470.76 451.10 Td (the ) Tj ET Q q 0 0 0 rg BT 485.23 451.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 508.61 451.10 Td (owner ) Tj ET Q q 0 0 0 rg BT 535.85 451.10 Td (selects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 439.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 94.16 439.10 Td (as ) Tj ET Q q 0 0 0 rg BT 105.49 439.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.71 439.10 Td (service ) Tj ET Q q 0 0 0 rg BT 152.03 439.10 Td (provider) Tj ET Q q 0 0 0 rg BT 185.35 439.10 Td (. ) Tj ET Q q 0 0 0 rg BT 190.86 439.10 Td ( ) Tj ET Q q 0 0 0 rg BT 193.86 439.10 Td (For ) Tj ET Q q 0 0 0 rg BT 210.75 439.10 Td (the ) Tj ET Q q 0 0 0 rg BT 225.97 439.10 Td (years ) Tj ET Q q 0 0 0 rg BT 250.08 439.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.96 439.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 336.04 439.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.04 439.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.55 439.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.55 439.10 Td ( ) Tj ET Q q 0 0 0 rg BT 384.55 439.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.99 439.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.99 439.10 Td (, ) Tj ET Q q 0 0 0 rg BT 427.49 439.10 Td (we ) Tj ET Q q 0 0 0 rg BT 442.16 439.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 489.02 439.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 523.67 439.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.00 439.10 Td ($148.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 427.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 427.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.20 427.10 Td ($188.0 ) Tj ET Q q 0 0 0 rg BT 115.02 427.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.91 427.10 Td ( ) Tj ET Q q 0 0 0 rg BT 147.22 427.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.97 427.10 Td ($216.9 ) Tj ET Q q 0 0 0 rg BT 195.78 427.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.67 427.10 Td (, ) Tj ET Q q 0 0 0 rg BT 230.49 427.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 278.15 427.10 Td (, ) Tj ET Q q 0 0 0 rg BT 283.96 427.10 Td (related ) Tj ET Q q 0 0 0 rg BT 314.47 427.10 Td (to ) Tj ET Q q 0 0 0 rg BT 325.56 427.10 Td (the ) Tj ET Q q 0 0 0 rg BT 341.09 427.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 383.29 427.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 419.92 427.10 Td (by ) Tj ET Q q 0 0 0 rg BT 433.23 427.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 464.86 427.10 Td (when ) Tj ET Q q 0 0 0 rg BT 489.83 427.10 Td (a ) Tj ET Q q 0 0 0 rg BT 497.58 427.10 Td (party ) Tj ET Q q 0 0 0 rg BT 521.44 427.10 Td (other ) Tj ET Q q 0 0 0 rg BT 545.30 427.10 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 415.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.36 415.10 Td (or ) Tj ET Q q 0 0 0 rg BT 91.24 415.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.00 415.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 129.66 415.10 Td (owner ) Tj ET Q q 0 0 0 rg BT 157.20 415.10 Td (selected ) Tj ET Q q 0 0 0 rg BT 191.38 415.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 235.58 415.10 Td (as ) Tj ET Q q 0 0 0 rg BT 246.45 415.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.21 415.10 Td (service ) Tj ET Q q 0 0 0 rg BT 292.07 415.10 Td (provider) Tj ET Q q 0 0 0 rg BT 325.39 415.10 Td (. ) Tj ET Q q 0 0 0 rg BT 330.44 415.10 Td ( ) Tj ET Q q 0 0 0 rg BT 332.80 415.10 Td (These ) Tj ET Q q 0 0 0 rg BT 359.22 415.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 395.65 415.10 Td (are ) Tj ET Q q 0 0 0 rg BT 410.40 415.10 Td (not ) Tj ET Q q 0 0 0 rg BT 425.72 415.10 Td (included ) Tj ET Q q 0 0 0 rg BT 462.69 415.10 Td (in ) Tj ET Q q 0 0 0 rg BT 473.01 415.10 Td (deriving ) Tj ET Q q 0 0 0 rg BT 508.88 415.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 543.07 415.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 403.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.32 403.10 Td (as ) Tj ET Q q 0 0 0 rg BT 91.15 403.10 Td (a ) Tj ET Q q 0 0 0 rg BT 98.09 403.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 143.89 403.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.72 403.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 188.87 403.10 Td (in ) Tj ET Q q 0 0 0 rg BT 199.14 403.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.86 403.10 Td (table ) Tj ET Q q 0 0 0 rg BT 235.79 403.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 382.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.70 382.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.13 382.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 134.30 382.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.30 382.10 Td (, ) Tj ET Q q 0 0 0 rg BT 159.89 382.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 197.97 382.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 242.14 382.10 Td (from ) Tj ET Q q 0 0 0 rg BT 264.67 382.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 296.08 382.10 Td (totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.38 382.10 Td ($18.9 ) Tj ET Q q 0 0 0 rg BT 351.97 382.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.86 382.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.45 382.10 Td ($13.6 ) Tj ET Q q 0 0 0 rg BT 412.04 382.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.94 382.10 Td ( ) Tj ET Q q 0 0 0 rg BT 444.03 382.10 Td (of ) Tj ET Q q 0 0 0 rg BT 455.45 382.10 Td (which ) Tj ET Q q 0 0 0 rg BT 482.98 382.10 Td (was ) Tj ET Q q 0 0 0 rg BT 501.62 382.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 527.48 382.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.01 382.10 Td ($5.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 370.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 370.10 Td ( ) Tj ET Q q 0 0 0 rg BT 80.89 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 91.72 370.10 Td (which ) Tj ET Q q 0 0 0 rg BT 118.66 370.10 Td (was ) Tj ET Q q 0 0 0 rg BT 136.71 370.10 Td (unbilled.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 349.10 Td (As ) Tj ET Q q 0 0 0 rg BT 62.60 349.10 Td (of ) Tj ET Q q 0 0 0 rg BT 72.92 349.10 Td (June30, ) Tj ET Q q 0 0 0 rg BT 108.24 349.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 132.72 349.10 Td (we ) Tj ET Q q 0 0 0 rg BT 146.37 349.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 181.68 349.10 Td (that ) Tj ET Q q 0 0 0 rg BT 198.66 349.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 220.65 349.10 Td (owned ) Tj ET Q q 0 0 0 rg BT 249.29 349.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 278.48 349.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 319.34 349.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 344.11 349.10 Td (in, ) Tj ET Q q 0 0 0 rg BT 356.38 349.10 Td (but ) Tj ET Q q 0 0 0 rg BT 371.14 349.10 Td (not ) Tj ET Q q 0 0 0 rg BT 385.91 349.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 407.33 349.10 Td (title ) Tj ET Q q 0 0 0 rg BT 424.87 349.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 437.13 349.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 496.88 349.10 Td (78% ) Tj ET Q q 0 0 0 rg BT 517.20 349.10 Td (of ) Tj ET Q q 0 0 0 rg BT 527.51 349.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 558.61 349.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 337.10 Td (non-GSE ) Tj ET Q q 0 0 0 rg BT 88.76 337.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 115.80 337.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 133.38 337.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 169.85 337.10 Td (MSRs\). ) Tj ET Q q 0 0 0 rg BT 207.17 337.10 Td ( ) Tj ET Q q 0 0 0 rg BT 209.20 337.10 Td (In ) Tj ET Q q 0 0 0 rg BT 219.57 337.10 Td (July ) Tj ET Q q 0 0 0 rg BT 238.27 337.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 262.80 337.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 293.16 337.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.63 337.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 331.66 337.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 363.12 337.10 Td (into ) Tj ET Q q 0 0 0 rg BT 380.71 337.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 428.28 337.10 Td (to ) Tj ET Q q 0 0 0 rg BT 438.09 337.10 Td (convert ) Tj ET Q q 0 0 0 rg BT 470.11 337.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 492.89 337.10 Td (s ) Tj ET Q q 0 0 0 rg BT 498.81 337.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 539.72 337.10 Td (rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 325.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.77 325.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.47 325.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 106.95 325.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 134.46 325.10 Td (into ) Tj ET Q q 0 0 0 rg BT 152.50 325.10 Td (fully-owned ) Tj ET Q q 0 0 0 rg BT 203.87 325.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 231.37 325.10 Td (in ) Tj ET Q q 0 0 0 rg BT 241.63 325.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 281.88 325.10 Td (for ) Tj ET Q q 0 0 0 rg BT 296.02 325.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 336.84 325.10 Td (from ) Tj ET Q q 0 0 0 rg BT 358.76 325.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 381.25 325.10 Td (to ) Tj ET Q q 0 0 0 rg BT 391.52 325.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 422.32 325.10 Td (when ) Tj ET Q q 0 0 0 rg BT 446.47 325.10 Td (such ) Tj ET Q q 0 0 0 rg BT 467.29 325.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 494.79 325.10 Td (were ) Tj ET Q q 0 0 0 rg BT 516.71 325.10 Td (transferred. ) Tj ET Q q 0 0 0 rg BT 565.02 325.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 313.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.48 313.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 104.34 313.10 Td (are ) Tj ET Q q 0 0 0 rg BT 118.97 313.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 149.73 313.10 Td (to ) Tj ET Q q 0 0 0 rg BT 159.94 313.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 189.57 313.10 Td (third ) Tj ET Q q 0 0 0 rg BT 210.89 313.10 Td (party ) Tj ET Q q 0 0 0 rg BT 233.87 313.10 Td (consents. ) Tj ET Q q 0 0 0 rg BT 273.24 313.10 Td ( ) Tj ET Q q 0 0 0 rg BT 275.67 313.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 306.42 313.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 346.07 313.10 Td (that ) Tj ET Q q 0 0 0 rg BT 363.49 313.10 Td (under ) Tj ET Q q 0 0 0 rg BT 388.69 313.10 Td (these ) Tj ET Q q 0 0 0 rg BT 411.67 313.10 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 462.13 313.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 492.88 313.10 Td (would ) Tj ET Q q 0 0 0 rg BT 520.31 313.10 Td (subservice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 301.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.94 301.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 111.48 301.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 144.70 301.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 172.94 301.10 Td (for ) Tj ET Q q 0 0 0 rg BT 187.83 301.10 Td (an ) Tj ET Q q 0 0 0 rg BT 200.50 301.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 227.05 301.10 Td (term ) Tj ET Q q 0 0 0 rg BT 248.61 301.10 Td (of ) Tj ET Q q 0 0 0 rg BT 260.16 301.10 Td (five ) Tj ET Q q 0 0 0 rg BT 278.94 301.10 Td (years, ) Tj ET Q q 0 0 0 rg BT 305.76 301.10 Td (and ) Tj ET Q q 0 0 0 rg BT 323.43 301.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.88 301.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 387.63 301.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 426.41 301.10 Td (for ) Tj ET Q q 0 0 0 rg BT 441.30 301.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.74 301.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 503.85 301.10 Td (of ) Tj ET Q q 0 0 0 rg BT 515.40 301.10 Td (the ) Tj ET Q q 0 0 0 rg BT 530.85 301.10 Td (existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 289.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 105.86 289.10 Td (into ) Tj ET Q q 0 0 0 rg BT 123.92 289.10 Td (a ) Tj ET Q q 0 0 0 rg BT 130.86 289.10 Td (more ) Tj ET Q q 0 0 0 rg BT 153.90 289.10 Td (traditional ) Tj ET Q q 0 0 0 rg BT 197.50 289.10 Td (subservicing ) Tj ET Q q 0 0 0 rg BT 250.55 289.10 Td (arrangement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 268.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.23 268.10 Td (January ) Tj ET Q q 0 0 0 rg BT 93.74 268.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 118.64 268.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 149.37 268.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 188.99 268.10 Td (that ) Tj ET Q q 0 0 0 rg BT 206.39 268.10 Td (it ) Tj ET Q q 0 0 0 rg BT 214.35 268.10 Td (and ) Tj ET Q q 0 0 0 rg BT 231.19 268.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 253.60 268.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 285.43 268.10 Td (into ) Tj ET Q q 0 0 0 rg BT 303.39 268.10 Td (new ) Tj ET Q q 0 0 0 rg BT 322.45 268.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 370.39 268.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.57 268.10 Td (accelerate ) Tj ET Q q 0 0 0 rg BT 422.94 268.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.56 268.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 502.73 268.10 Td (of ) Tj ET Q q 0 0 0 rg BT 513.46 268.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 543.07 268.10 Td (parts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.59 256.10 Td (their ) Tj ET Q q 0 0 0 rg BT 79.68 256.10 Td (July ) Tj ET Q q 0 0 0 rg BT 98.12 256.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 119.88 256.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 171.62 256.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.16 256.10 Td (order ) Tj ET Q q 0 0 0 rg BT 204.02 256.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.56 256.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 245.86 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.84 256.10 Td (intent ) Tj ET Q q 0 0 0 rg BT 284.38 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.47 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.45 256.10 Td (July ) Tj ET Q q 0 0 0 rg BT 326.89 256.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 348.65 256.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 395.95 256.10 Td (sooner ) Tj ET Q q 0 0 0 rg BT 424.37 256.10 Td (while ) Tj ET Q q 0 0 0 rg BT 448.35 256.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 478.44 256.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 518.53 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.51 256.10 Td (process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 244.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 244.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 100.60 244.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.32 244.10 Td (third ) Tj ET Q q 0 0 0 rg BT 136.71 244.10 Td (party ) Tj ET Q q 0 0 0 rg BT 159.75 244.10 Td (consents ) Tj ET Q q 0 0 0 rg BT 196.69 244.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 238.06 244.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.34 244.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 281.38 244.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.09 244.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 328.59 244.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 356.10 244.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.38 244.10 Td (NRZ.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 223.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.54 223.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.76 223.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 134.08 223.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 180.56 223.10 Td (through ) Tj ET Q q 0 0 0 rg BT 214.00 223.10 Td (its ) Tj ET Q q 0 0 0 rg BT 225.78 223.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 260.87 223.10 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 312.92 223.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 344.68 223.10 Td (into ) Tj ET Q q 0 0 0 rg BT 362.56 223.10 Td (a ) Tj ET Q q 0 0 0 rg BT 369.33 223.10 Td (Cooperative ) Tj ET Q q 0 0 0 rg BT 420.53 223.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 464.00 223.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 513.25 223.10 Td (as ) Tj ET Q q 0 0 0 rg BT 523.91 223.10 Td (amended, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 211.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.93 211.10 Td (related ) Tj ET Q q 0 0 0 rg BT 97.13 211.10 Td (letter ) Tj ET Q q 0 0 0 rg BT 120.67 211.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 165.31 211.10 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 214.63 211.10 Td (, ) Tj ET Q q 0 0 0 rg BT 220.13 211.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.34 211.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 283.76 211.10 Td (Agreement\) ) Tj ET Q q 0 0 0 rg BT 338.95 211.10 Td (with ) Tj ET Q q 0 0 0 rg BT 359.72 211.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 382.72 211.10 Td (which ) Tj ET Q q 0 0 0 rg BT 410.15 211.10 Td (extends ) Tj ET Q q 0 0 0 rg BT 443.69 211.10 Td (through ) Tj ET Q q 0 0 0 rg BT 477.14 211.10 Td (August ) Tj ET Q q 0 0 0 rg BT 509.02 211.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 534.52 211.10 Td ( ) Tj ET Q q 0 0 0 rg BT 537.51 211.10 Td (Under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 199.10 Td (this ) Tj ET Q q 0 0 0 rg BT 66.10 199.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 109.90 199.10 Td (and ) Tj ET Q q 0 0 0 rg BT 126.49 199.10 Td (related ) Tj ET Q q 0 0 0 rg BT 155.85 199.10 Td (amendments, ) Tj ET Q q 0 0 0 rg BT 210.57 199.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 254.39 199.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 288.20 199.10 Td (the ) Tj ET Q q 0 0 0 rg BT 302.57 199.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 342.49 199.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 378.52 199.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.01 199.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 431.14 199.10 Td (services ) Tj ET Q q 0 0 0 rg BT 465.50 199.10 Td (for ) Tj ET Q q 0 0 0 rg BT 479.32 199.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 501.47 199.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 544.72 199.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 187.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.98 187.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 96.24 187.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 123.52 187.10 Td (when ) Tj ET Q q 0 0 0 rg BT 147.45 187.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 178.04 187.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 214.73 187.10 Td (such ) Tj ET Q q 0 0 0 rg BT 235.33 187.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 262.61 187.10 Td (to ) Tj ET Q q 0 0 0 rg BT 272.65 187.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 294.92 187.10 Td (or ) Tj ET Q q 0 0 0 rg BT 305.51 187.10 Td (when ) Tj ET Q q 0 0 0 rg BT 329.44 187.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 351.70 187.10 Td (acquires ) Tj ET Q q 0 0 0 rg BT 387.28 187.10 Td (both ) Tj ET Q q 0 0 0 rg BT 407.33 187.10 Td (an ) Tj ET Q q 0 0 0 rg BT 419.03 187.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 461.29 187.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 502.42 187.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 534.12 187.10 Td (in ) Tj ET Q q 0 0 0 rg BT 544.17 187.10 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 175.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 75.89 175.10 Td (and ) Tj ET Q q 0 0 0 rg BT 91.70 175.10 Td (the ) Tj ET Q q 0 0 0 rg BT 105.29 175.10 Td (right ) Tj ET Q q 0 0 0 rg BT 125.54 175.10 Td (to ) Tj ET Q q 0 0 0 rg BT 134.70 175.10 Td (designate ) Tj ET Q q 0 0 0 rg BT 173.83 175.10 Td (the ) Tj ET Q q 0 0 0 rg BT 187.42 175.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 214.89 175.10 Td (for ) Tj ET Q q 0 0 0 rg BT 227.92 175.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 249.29 175.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 290.65 175.10 Td (in ) Tj ET Q q 0 0 0 rg BT 299.80 175.10 Td (such ) Tj ET Q q 0 0 0 rg BT 319.50 175.10 Td (portfolios. ) Tj ET Q q 0 0 0 rg BT 362.26 175.10 Td ( ) Tj ET Q q 0 0 0 rg BT 363.54 175.10 Td (The ) Tj ET Q q 0 0 0 rg BT 380.46 175.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 423.17 175.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 468.97 175.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 504.78 175.10 Td (that ) Tj ET Q q 0 0 0 rg BT 520.84 175.10 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 163.10 Td (is ) Tj ET Q q 0 0 0 rg BT 58.12 163.10 Td (the ) Tj ET Q q 0 0 0 rg BT 72.29 163.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 112.00 163.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 147.83 163.10 Td (of ) Tj ET Q q 0 0 0 rg BT 158.11 163.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 200.03 163.10 Td (services ) Tj ET Q q 0 0 0 rg BT 234.19 163.10 Td (for ) Tj ET Q q 0 0 0 rg BT 247.80 163.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 269.75 163.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 312.79 163.10 Td (with ) Tj ET Q q 0 0 0 rg BT 332.52 163.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.69 163.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 378.63 163.10 Td (MSRs, ) Tj ET Q q 0 0 0 rg BT 408.09 163.10 Td (irrespective ) Tj ET Q q 0 0 0 rg BT 456.69 163.10 Td (of ) Tj ET Q q 0 0 0 rg BT 466.96 163.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.13 163.10 Td (sub-servicer) Tj ET Q q 0 0 0 rg BT 529.45 163.10 Td (. ) Tj ET Q q 0 0 0 rg BT 533.90 163.10 Td ( ) Tj ET Q q 0 0 0 rg BT 535.85 163.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 558.62 163.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 151.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 91.59 151.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 134.82 151.10 Td (will ) Tj ET Q q 0 0 0 rg BT 152.49 151.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 183.47 151.10 Td (a ) Tj ET Q q 0 0 0 rg BT 190.02 151.10 Td (cooperative ) Tj ET Q q 0 0 0 rg BT 238.78 151.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 280.87 151.10 Td (commission ) Tj ET Q q 0 0 0 rg BT 331.32 151.10 Td (on ) Tj ET Q q 0 0 0 rg BT 343.43 151.10 Td (the ) Tj ET Q q 0 0 0 rg BT 357.77 151.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 375.43 151.10 Td (of ) Tj ET Q q 0 0 0 rg BT 385.88 151.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 415.19 151.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 437.31 151.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 479.41 151.10 Td (from ) Tj ET Q q 0 0 0 rg BT 500.96 151.10 Td (these ) Tj ET Q q 0 0 0 rg BT 523.63 151.10 Td (portfolios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 139.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 80.33 139.10 Td (to ) Tj ET Q q 0 0 0 rg BT 90.60 139.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 120.31 139.10 Td (exceptions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 118.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.64 118.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.99 118.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 134.40 118.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 178.52 118.10 Td (and ) Tj ET Q q 0 0 0 rg BT 195.41 118.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 217.87 118.10 Td (also ) Tj ET Q q 0 0 0 rg BT 236.44 118.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 268.32 118.10 Td (into ) Tj ET Q q 0 0 0 rg BT 286.34 118.10 Td (a ) Tj ET Q q 0 0 0 rg BT 293.23 118.10 Td (non-binding ) Tj ET Q q 0 0 0 rg BT 344.58 118.10 Td (Letter ) Tj ET Q q 0 0 0 rg BT 370.91 118.10 Td (of ) Tj ET Q q 0 0 0 rg BT 381.70 118.10 Td (Intent ) Tj ET Q q 0 0 0 rg BT 407.48 118.10 Td (\(subsequently ) Tj ET Q q 0 0 0 rg BT 465.49 118.10 Td (amended\) ) Tj ET Q q 0 0 0 rg BT 507.37 118.10 Td (to ) Tj ET Q q 0 0 0 rg BT 517.61 118.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 540.05 118.10 Td (into ) Tj ET Q q 0 0 0 rg BT 558.07 118.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 106.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 84.98 106.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 131.45 106.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 149.05 106.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 189.42 106.10 Td (LOI\), ) Tj ET Q q 0 0 0 rg BT 218.40 106.10 Td (setting ) Tj ET Q q 0 0 0 rg BT 247.12 106.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 268.61 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.88 106.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 307.15 106.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 343.65 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 353.48 106.10 Td (which ) Tj ET Q q 0 0 0 rg BT 379.52 106.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 423.23 106.10 Td (would ) Tj ET Q q 0 0 0 rg BT 450.28 106.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 480.10 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 494.37 106.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 534.18 106.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 94.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 85.93 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 96.82 94.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 137.69 94.10 Td (services ) Tj ET Q q 0 0 0 rg BT 172.45 94.10 Td (for ) Tj ET Q q 0 0 0 rg BT 186.67 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.44 94.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 234.00 94.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 261.57 94.10 Td (through ) Tj ET Q q 0 0 0 rg BT 294.67 94.10 Td (August ) Tj ET Q q 0 0 0 rg BT 326.12 94.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 351.18 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 353.55 94.10 Td (The ) Tj ET Q q 0 0 0 rg BT 371.65 94.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 408.09 94.10 Td (LOI ) Tj ET Q q 0 0 0 rg BT 427.31 94.10 Td (was ) Tj ET Q q 0 0 0 rg BT 445.41 94.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 484.07 94.10 Td (to ) Tj ET Q q 0 0 0 rg BT 494.40 94.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 531.39 94.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 82.10 Td (February28, ) Tj ET Q q 0 0 0 rg BT 102.88 82.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 125.15 82.10 Td (\(with ) Tj ET Q q 0 0 0 rg BT 148.54 82.10 Td (a ) Tj ET Q q 0 0 0 rg BT 155.25 82.10 Td (further ) Tj ET Q q 0 0 0 rg BT 184.74 82.10 Td (automatic ) Tj ET Q q 0 0 0 rg BT 226.44 82.10 Td (extension ) Tj ET Q q 0 0 0 rg BT 267.04 82.10 Td (through ) Tj ET Q q 0 0 0 rg BT 300.43 82.10 Td (March31, ) Tj ET Q q 0 0 0 rg BT 343.81 82.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 366.08 82.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 403.91 82.10 Td (that ) Tj ET Q q 0 0 0 rg BT 421.18 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.67 82.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 464.60 82.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 501.31 82.10 Td (to ) Tj ET Q q 0 0 0 rg BT 511.37 82.10 Td (negotiate ) Tj ET Q q 0 0 0 rg BT 550.30 82.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 70.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 85.33 70.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 132.25 70.10 Td (in ) Tj ET Q q 0 0 0 rg BT 142.53 70.10 Td (good ) Tj ET Q q 0 0 0 rg BT 165.03 70.10 Td (faith\).) Tj ET Q endstream endobj 15 0 obj <>] /Rotate 0 /Contents 16 0 R>> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.50 731.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 111.06 731.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 157.95 731.10 Td (can ) Tj ET Q q 0 0 0 rg BT 174.28 731.10 Td (be ) Tj ET Q q 0 0 0 rg BT 186.18 731.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 231.39 731.10 Td (by ) Tj ET Q q 0 0 0 rg BT 243.31 731.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 287.42 731.10 Td (if ) Tj ET Q q 0 0 0 rg BT 295.99 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.66 731.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 346.45 731.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 393.33 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 402.46 731.10 Td (not ) Tj ET Q q 0 0 0 rg BT 417.70 731.10 Td (signed ) Tj ET Q q 0 0 0 rg BT 446.26 731.10 Td (between ) Tj ET Q q 0 0 0 rg BT 481.49 731.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 525.61 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 542.50 731.10 Td (NRZ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (during ) Tj ET Q q 0 0 0 rg BT 77.82 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 92.24 719.10 Td (term ) Tj ET Q q 0 0 0 rg BT 112.77 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.31 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.73 719.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 173.82 719.10 Td (LOI. ) Tj ET Q q 0 0 0 rg BT 195.18 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.23 719.10 Td (The ) Tj ET Q q 0 0 0 rg BT 214.98 719.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 258.35 719.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 304.98 719.10 Td (may ) Tj ET Q q 0 0 0 rg BT 324.40 719.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 365.49 719.10 Td (only ) Tj ET Q q 0 0 0 rg BT 385.47 719.10 Td (be ) Tj ET Q q 0 0 0 rg BT 397.12 719.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 442.09 719.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 464.29 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.72 719.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 524.78 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 535.31 719.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 87.74 707.10 Td (events. ) Tj ET Q q 0 0 0 rg BT 117.93 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.91 707.10 Td (T) Tj ET Q q 0 0 0 rg BT 125.32 707.10 Td (ermination ) Tj ET Q q 0 0 0 rg BT 170.79 707.10 Td (events ) Tj ET Q q 0 0 0 rg BT 198.48 707.10 Td (include, ) Tj ET Q q 0 0 0 rg BT 232.55 707.10 Td (but ) Tj ET Q q 0 0 0 rg BT 247.47 707.10 Td (are ) Tj ET Q q 0 0 0 rg BT 261.82 707.10 Td (not ) Tj ET Q q 0 0 0 rg BT 276.74 707.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 307.22 707.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 319.64 707.10 Td (a ) Tj ET Q q 0 0 0 rg BT 326.22 707.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 355.01 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.48 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.84 707.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 404.20 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 414.67 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.03 707.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 472.34 707.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 518.91 707.10 Td (\(including, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (without ) Tj ET Q q 0 0 0 rg BT 82.89 695.10 Td (limitation, ) Tj ET Q q 0 0 0 rg BT 127.11 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.15 695.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 171.08 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.69 695.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 203.95 695.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 257.31 695.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 297.91 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 315.17 695.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 382.42 695.10 Td (with ) Tj ET Q q 0 0 0 rg BT 403.03 695.10 Td (law ) Tj ET Q q 0 0 0 rg BT 420.30 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 430.91 695.10 Td (a ) Tj ET Q q 0 0 0 rg BT 438.18 695.10 Td (material ) Tj ET Q q 0 0 0 rg BT 473.77 695.10 Td (respect\), ) Tj ET Q q 0 0 0 rg BT 510.75 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 525.80 695.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 554.72 695.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 86.17 683.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 119.50 683.10 Td (which ) Tj ET Q q 0 0 0 rg BT 145.62 683.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 173.39 683.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 215.60 683.10 Td (prevents ) Tj ET Q q 0 0 0 rg BT 251.16 683.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 303.35 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.36 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 327.26 683.10 Td (contract, ) Tj ET Q q 0 0 0 rg BT 363.64 683.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 406.41 683.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 451.40 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.41 683.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 527.51 683.10 Td (resulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.96 671.10 Td (an ) Tj ET Q q 0 0 0 rg BT 72.08 671.10 Td (adversarial ) Tj ET Q q 0 0 0 rg BT 118.63 671.10 Td (proceeding ) Tj ET Q q 0 0 0 rg BT 165.73 671.10 Td (against ) Tj ET Q q 0 0 0 rg BT 196.74 671.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 221.92 671.10 Td (voluntary ) Tj ET Q q 0 0 0 rg BT 262.93 671.10 Td (or ) Tj ET Q q 0 0 0 rg BT 273.94 671.10 Td (involuntary ) Tj ET Q q 0 0 0 rg BT 322.73 671.10 Td (bankruptcy) Tj ET Q q 0 0 0 rg BT 367.06 671.10 Td (, ) Tj ET Q q 0 0 0 rg BT 372.24 671.10 Td (appointment ) Tj ET Q q 0 0 0 rg BT 424.92 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 435.93 671.10 Td (a ) Tj ET Q q 0 0 0 rg BT 443.05 671.10 Td (receiver) Tj ET Q q 0 0 0 rg BT 474.84 671.10 Td (, ) Tj ET Q q 0 0 0 rg BT 480.02 671.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 523.25 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 533.71 671.10 Td (a ) Tj ET Q q 0 0 0 rg BT 540.83 671.10 Td (Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (10-K ) Tj ET Q q 0 0 0 rg BT 71.88 659.10 Td (or ) Tj ET Q q 0 0 0 rg BT 82.04 659.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 105.54 659.10 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 127.92 659.10 Td (that ) Tj ET Q q 0 0 0 rg BT 144.75 659.10 Td (there ) Tj ET Q q 0 0 0 rg BT 166.56 659.10 Td (is ) Tj ET Q q 0 0 0 rg BT 175.06 659.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 219.11 659.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 265.92 659.10 Td (about ) Tj ET Q q 0 0 0 rg BT 289.56 659.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 333.99 659.10 Td (s ) Tj ET Q q 0 0 0 rg BT 339.71 659.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 367.10 659.10 Td (to ) Tj ET Q q 0 0 0 rg BT 376.71 659.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 412.97 659.10 Td (as ) Tj ET Q q 0 0 0 rg BT 423.13 659.10 Td (a ) Tj ET Q q 0 0 0 rg BT 429.40 659.10 Td (going ) Tj ET Q q 0 0 0 rg BT 454.01 659.10 Td (concern, ) Tj ET Q q 0 0 0 rg BT 489.98 659.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 517.91 659.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.51 659.10 Td (maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 647.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 647.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 95.03 647.10 Td (level ) Tj ET Q q 0 0 0 rg BT 116.97 647.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.80 647.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 148.06 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.00 647.10 Td (an ) Tj ET Q q 0 0 0 rg BT 176.94 647.10 Td (unapproved ) Tj ET Q q 0 0 0 rg BT 226.65 647.10 Td (change ) Tj ET Q q 0 0 0 rg BT 257.46 647.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.29 647.10 Td (control.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (Following ) Tj ET Q q 0 0 0 rg BT 92.38 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.35 626.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 146.98 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.07 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.04 626.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 206.29 626.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 254.97 626.10 Td (we ) Tj ET Q q 0 0 0 rg BT 268.39 626.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 309.01 626.10 Td (that ) Tj ET Q q 0 0 0 rg BT 325.77 626.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 359.17 626.10 Td (from ) Tj ET Q q 0 0 0 rg BT 380.37 626.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 402.12 626.10 Td (would ) Tj ET Q q 0 0 0 rg BT 428.88 626.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 463.39 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 479.59 626.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 512.99 626.10 Td (from ) Tj ET Q q 0 0 0 rg BT 534.19 626.10 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (would ) Tj ET Q q 0 0 0 rg BT 77.64 614.10 Td (decrease. ) Tj ET Q q 0 0 0 rg BT 117.70 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.15 614.10 Td (As ) Tj ET Q q 0 0 0 rg BT 134.41 614.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 167.55 614.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 195.71 614.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 233.29 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 244.21 614.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 277.89 614.10 Td (from ) Tj ET Q q 0 0 0 rg BT 300.48 614.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 331.94 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 342.86 614.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 368.51 614.10 Td (we ) Tj ET Q q 0 0 0 rg BT 383.31 614.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 425.32 614.10 Td (that ) Tj ET Q q 0 0 0 rg BT 443.46 614.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 466.61 614.10 Td (will ) Tj ET Q q 0 0 0 rg BT 485.31 614.10 Td (become ) Tj ET Q q 0 0 0 rg BT 519.55 614.10 Td (our ) Tj ET Q q 0 0 0 rg BT 536.02 614.10 Td (lar) Tj ET Q q 0 0 0 rg BT 546.39 614.10 Td (gest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (customer) Tj ET Q q 0 0 0 rg BT 85.60 602.10 Td (. ) Tj ET Q q 0 0 0 rg BT 90.50 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.89 602.10 Td (Had ) Tj ET Q q 0 0 0 rg BT 111.94 602.10 Td (all ) Tj ET Q q 0 0 0 rg BT 124.33 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 135.05 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.66 602.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 182.04 602.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 209.45 602.10 Td (been ) Tj ET Q q 0 0 0 rg BT 230.72 602.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 276.41 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 286.58 602.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 308.98 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 325.81 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.41 602.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 383.92 602.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 430.74 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.57 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.18 602.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 497.92 602.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 544.73 602.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 72.23 590.10 Td (were ) Tj ET Q q 0 0 0 rg BT 94.39 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 104.90 590.10 Td (place ) Tj ET Q q 0 0 0 rg BT 128.72 590.10 Td (as ) Tj ET Q q 0 0 0 rg BT 139.79 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.85 590.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 194.68 590.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 219.91 590.10 Td (we ) Tj ET Q q 0 0 0 rg BT 234.30 590.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 270.35 590.10 Td (that ) Tj ET Q q 0 0 0 rg BT 288.08 590.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 348.57 590.10 Td (50% ) Tj ET Q q 0 0 0 rg BT 369.63 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.69 590.10 Td (our ) Tj ET Q q 0 0 0 rg BT 396.75 590.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 419.48 590.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 453.86 590.10 Td (would ) Tj ET Q q 0 0 0 rg BT 481.59 590.10 Td (have ) Tj ET Q q 0 0 0 rg BT 503.19 590.10 Td (been ) Tj ET Q q 0 0 0 rg BT 524.80 590.10 Td (related ) Tj ET Q q 0 0 0 rg BT 554.74 590.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (NRZ. ) Tj ET Q q 0 0 0 rg BT 74.53 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 76.87 578.10 Td (There ) Tj ET Q q 0 0 0 rg BT 102.71 578.10 Td (can ) Tj ET Q q 0 0 0 rg BT 119.12 578.10 Td (be ) Tj ET Q q 0 0 0 rg BT 131.08 578.10 Td (no ) Tj ET Q q 0 0 0 rg BT 143.61 578.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 185.00 578.10 Td (that ) Tj ET Q q 0 0 0 rg BT 202.53 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.27 578.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 246.45 578.10 Td (will ) Tj ET Q q 0 0 0 rg BT 264.53 578.10 Td (reach ) Tj ET Q q 0 0 0 rg BT 288.71 578.10 Td (an ) Tj ET Q q 0 0 0 rg BT 300.67 578.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 344.84 578.10 Td (with ) Tj ET Q q 0 0 0 rg BT 365.15 578.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 395.99 578.10 Td (to ) Tj ET Q q 0 0 0 rg BT 406.29 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 421.04 578.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 445.78 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 456.64 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 471.38 578.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 507.23 578.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 554.18 578.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.00 566.10 Td (a ) Tj ET Q q 0 0 0 rg BT 73.93 566.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 109.76 566.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 156.68 566.10 Td (will ) Tj ET Q q 0 0 0 rg BT 174.74 566.10 Td (be ) Tj ET Q q 0 0 0 rg BT 186.68 566.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 218.60 566.10 Td (into ) Tj ET Q q 0 0 0 rg BT 236.66 566.10 Td (on ) Tj ET Q q 0 0 0 rg BT 249.16 566.10 Td (a ) Tj ET Q q 0 0 0 rg BT 256.10 566.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 284.15 566.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 306.65 566.10 Td (or ) Tj ET Q q 0 0 0 rg BT 317.48 566.10 Td (at ) Tj ET Q q 0 0 0 rg BT 327.20 566.10 Td (all.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 545.10 Td (For ) Tj ET Q q 0 0 0 rg BT 66.66 545.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.15 545.10 Td (year ) Tj ET Q q 0 0 0 rg BT 102.63 545.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.77 545.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 189.13 545.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.13 545.10 Td (, ) Tj ET Q q 0 0 0 rg BT 214.90 545.10 Td (we ) Tj ET Q q 0 0 0 rg BT 229.83 545.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 259.75 545.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 294.66 545.10 Td (from ) Tj ET Q q 0 0 0 rg BT 317.37 545.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 340.64 545.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.24 545.10 Td ($2.4 ) Tj ET Q q 0 0 0 rg BT 373.01 545.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.90 545.10 Td ( ) Tj ET Q q 0 0 0 rg BT 405.17 545.10 Td (following ) Tj ET Q q 0 0 0 rg BT 447.33 545.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.82 545.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 496.63 545.10 Td (of ) Tj ET Q q 0 0 0 rg BT 508.23 545.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 538.70 545.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.30 545.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 533.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 82.38 533.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 110.27 533.10 Td (from ) Tj ET Q q 0 0 0 rg BT 132.60 533.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 163.80 533.10 Td (to ) Tj ET Q q 0 0 0 rg BT 174.46 533.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 197.34 533.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 215.77 533.10 Td (T) Tj ET Q q 0 0 0 rg BT 225.97 533.10 Td (ransferred ) Tj ET Q q 0 0 0 rg BT 269.38 533.10 Td (MSRs\) ) Tj ET Q q 0 0 0 rg BT 305.04 533.10 Td (\(no ) Tj ET Q q 0 0 0 rg BT 321.25 533.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 373.55 533.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 410.32 533.10 Td (in ) Tj ET Q q 0 0 0 rg BT 420.98 533.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 443.87 533.10 Td (or ) Tj ET Q q 0 0 0 rg BT 455.08 533.10 Td (2015\). ) Tj ET Q q 0 0 0 rg BT 483.79 533.10 Td ( ) Tj ET Q q 0 0 0 rg BT 486.67 533.10 Td (For ) Tj ET Q q 0 0 0 rg BT 503.45 533.10 Td (the ) Tj ET Q q 0 0 0 rg BT 518.55 533.10 Td (year ) Tj ET Q q 0 0 0 rg BT 538.64 533.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 521.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 107.88 521.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.88 521.10 Td (, ) Tj ET Q q 0 0 0 rg BT 132.68 521.10 Td (we ) Tj ET Q q 0 0 0 rg BT 146.64 521.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 175.58 521.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 217.87 521.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 251.82 521.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.45 521.10 Td ($3.9 ) Tj ET Q q 0 0 0 rg BT 282.25 521.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.14 521.10 Td ( ) Tj ET Q q 0 0 0 rg BT 313.44 521.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 346.28 521.10 Td (to ) Tj ET Q q 0 0 0 rg BT 356.35 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 370.70 521.10 Td (T) Tj ET Q q 0 0 0 rg BT 376.46 521.10 Td (ransferred ) Tj ET Q q 0 0 0 rg BT 419.29 521.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 446.60 521.10 Td (when ) Tj ET Q q 0 0 0 rg BT 470.56 521.10 Td (a ) Tj ET Q q 0 0 0 rg BT 477.30 521.10 Td (party ) Tj ET Q q 0 0 0 rg BT 500.14 521.10 Td (other ) Tj ET Q q 0 0 0 rg BT 522.99 521.10 Td (than ) Tj ET Q q 0 0 0 rg BT 542.50 521.10 Td (NRZ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 509.10 Td (selects ) Tj ET Q q 0 0 0 rg BT 78.10 509.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 122.26 509.10 Td (as ) Tj ET Q q 0 0 0 rg BT 133.09 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 147.81 509.10 Td (service ) Tj ET Q q 0 0 0 rg BT 178.62 509.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 215.00 509.10 Td (\(no ) Tj ET Q q 0 0 0 rg BT 230.83 509.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 282.75 509.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 319.13 509.10 Td (in ) Tj ET Q q 0 0 0 rg BT 329.41 509.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 351.91 509.10 Td (or ) Tj ET Q q 0 0 0 rg BT 362.74 509.10 Td (2015\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.19 488.10 Td (services ) Tj ET Q q 0 0 0 rg BT 103.53 488.10 Td (are ) Tj ET Q q 0 0 0 rg BT 118.87 488.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 157.55 488.10 Td (to ) Tj ET Q q 0 0 0 rg BT 168.46 488.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 212.14 488.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 252.49 488.10 Td (located ) Tj ET Q q 0 0 0 rg BT 284.49 488.10 Td (in ) Tj ET Q q 0 0 0 rg BT 295.40 488.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.75 488.10 Td (United ) Tj ET Q q 0 0 0 rg BT 341.11 488.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 370.63 488.10 Td ( ) Tj ET Q q 0 0 0 rg BT 373.76 488.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 414.11 488.10 Td (information ) Tj ET Q q 0 0 0 rg BT 464.45 488.10 Td (for ) Tj ET Q q 0 0 0 rg BT 479.25 488.10 Td (our ) Tj ET Q q 0 0 0 rg BT 495.71 488.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 536.06 488.10 Td (can ) Tj ET Q q 0 0 0 rg BT 553.07 488.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 476.10 Td (found ) Tj ET Q q 0 0 0 rg BT 75.33 476.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.61 476.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 107.55 476.10 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.55 476.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.05 476.10 Td (to ) Tj ET Q q 0 0 0 rg BT 130.33 476.10 Td (our ) Tj ET Q q 0 0 0 rg BT 146.16 476.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 199.20 476.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 236.68 476.10 Td (statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 455.10 Td (Sales ) Tj ET Q q 0 0 0 rg BT 73.67 455.10 Td (and ) Tj ET Q q 0 0 0 rg BT 92.29 455.10 Td (Marketing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 434.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.33 434.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 109.04 434.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 130.75 434.10 Td (and ) Tj ET Q q 0 0 0 rg BT 147.47 434.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 190.30 434.10 Td (team ) Tj ET Q q 0 0 0 rg BT 212.01 434.10 Td (and ) Tj ET Q q 0 0 0 rg BT 228.73 434.10 Td (business ) Tj ET Q q 0 0 0 rg BT 264.90 434.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 282.74 434.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 304.46 434.10 Td (executives ) Tj ET Q q 0 0 0 rg BT 348.94 434.10 Td (have ) Tj ET Q q 0 0 0 rg BT 370.10 434.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 410.14 434.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 459.63 434.10 Td (management ) Tj ET Q q 0 0 0 rg BT 513.00 434.10 Td (and ) Tj ET Q q 0 0 0 rg BT 529.72 434.10 Td (industry ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 422.10 Td (experience. ) Tj ET Q q 0 0 0 rg BT 97.66 422.10 Td ( ) Tj ET Q q 0 0 0 rg BT 99.85 422.10 Td (These ) Tj ET Q q 0 0 0 rg BT 126.09 422.10 Td (individuals ) Tj ET Q q 0 0 0 rg BT 172.89 422.10 Td (cultivate ) Tj ET Q q 0 0 0 rg BT 209.68 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 226.48 422.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 263.83 422.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 317.30 422.10 Td (throughout ) Tj ET Q q 0 0 0 rg BT 363.55 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.12 422.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 413.26 422.10 Td (sectors ) Tj ET Q q 0 0 0 rg BT 443.39 422.10 Td (we ) Tj ET Q q 0 0 0 rg BT 457.41 422.10 Td (serve. ) Tj ET Q q 0 0 0 rg BT 483.37 422.10 Td ( ) Tj ET Q q 0 0 0 rg BT 485.56 422.10 Td (W) Tj ET Q q 0 0 0 rg BT 494.20 422.10 Td (e ) Tj ET Q q 0 0 0 rg BT 501.00 422.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 517.25 422.10 Td (our ) Tj ET Q q 0 0 0 rg BT 532.94 422.10 Td (suite ) Tj ET Q q 0 0 0 rg BT 554.19 422.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 410.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.41 410.10 Td (to ) Tj ET Q q 0 0 0 rg BT 94.89 410.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 135.36 410.10 Td (servicers, ) Tj ET Q q 0 0 0 rg BT 176.10 410.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 216.56 410.10 Td (originators, ) Tj ET Q q 0 0 0 rg BT 265.09 410.10 Td (buyers ) Tj ET Q q 0 0 0 rg BT 294.45 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 311.59 410.10 Td (sellers ) Tj ET Q q 0 0 0 rg BT 339.84 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 350.88 410.10 Td (homes ) Tj ET Q q 0 0 0 rg BT 379.69 410.10 Td (for ) Tj ET Q q 0 0 0 rg BT 394.05 410.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 430.63 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.77 410.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 494.36 410.10 Td (use ) Tj ET Q q 0 0 0 rg BT 510.39 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.53 410.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 398.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.21 398.10 Td (firms.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 377.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.55 377.10 Td (primary ) Tj ET Q q 0 0 0 rg BT 101.71 377.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 123.65 377.10 Td (and ) Tj ET Q q 0 0 0 rg BT 140.58 377.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 183.63 377.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 207.79 377.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 230.82 377.10 Td (for ) Tj ET Q q 0 0 0 rg BT 244.98 377.10 Td (institutional ) Tj ET Q q 0 0 0 rg BT 295.26 377.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 338.31 377.10 Td (are ) Tj ET Q q 0 0 0 rg BT 353.02 377.10 Td (to:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 356.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 356.10 Td (Expand ) Tj ET Q q 0 0 0 rg BT 99.94 356.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 152.94 356.10 Td (with ) Tj ET Q q 0 0 0 rg BT 172.62 356.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 206.18 356.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 248.62 356.10 Td (by ) Tj ET Q q 0 0 0 rg BT 260.52 356.10 Td (cross-selling ) Tj ET Q q 0 0 0 rg BT 312.96 356.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 354.85 356.10 Td (services ) Tj ET Q q 0 0 0 rg BT 388.95 356.10 Td (and ) Tj ET Q q 0 0 0 rg BT 405.28 356.10 Td (growing ) Tj ET Q q 0 0 0 rg BT 440.51 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.62 356.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 486.51 356.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.74 356.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 530.30 356.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 344.10 Td (we ) Tj ET Q q 0 0 0 rg BT 81.66 344.10 Td (provide. ) Tj ET Q q 0 0 0 rg BT 117.21 344.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.53 344.10 Td (W) Tj ET Q q 0 0 0 rg BT 128.16 344.10 Td (e ) Tj ET Q q 0 0 0 rg BT 135.10 344.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 166.47 344.10 Td (our ) Tj ET Q q 0 0 0 rg BT 182.30 344.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 221.46 344.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 275.06 344.10 Td (represent ) Tj ET Q q 0 0 0 rg BT 314.21 344.10 Td (a ) Tj ET Q q 0 0 0 rg BT 321.15 344.10 Td (meaningful ) Tj ET Q q 0 0 0 rg BT 369.19 344.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 400.02 344.10 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 449.18 344.10 Td (for ) Tj ET Q q 0 0 0 rg BT 463.34 344.10 Td (us;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 332.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 332.10 Td (Develop ) Tj ET Q q 0 0 0 rg BT 104.72 332.10 Td (new ) Tj ET Q q 0 0 0 rg BT 124.72 332.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 164.71 332.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 219.16 332.10 Td (leveraging ) Tj ET Q q 0 0 0 rg BT 264.70 332.10 Td (a ) Tj ET Q q 0 0 0 rg BT 272.48 332.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 336.35 332.10 Td (suite ) Tj ET Q q 0 0 0 rg BT 358.57 332.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.24 332.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 408.29 332.10 Td (strong ) Tj ET Q q 0 0 0 rg BT 436.63 332.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 490.49 332.10 Td (and ) Tj ET Q q 0 0 0 rg BT 508.27 332.10 Td (controls. ) Tj ET Q q 0 0 0 rg BT 546.33 332.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.43 332.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.06 332.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 320.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 98.87 320.10 Td (there ) Tj ET Q q 0 0 0 rg BT 121.36 320.10 Td (is ) Tj ET Q q 0 0 0 rg BT 130.53 320.10 Td (a ) Tj ET Q q 0 0 0 rg BT 137.47 320.10 Td (lar) Tj ET Q q 0 0 0 rg BT 147.83 320.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 159.77 320.10 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 208.94 320.10 Td (to ) Tj ET Q q 0 0 0 rg BT 219.21 320.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 252.26 320.10 Td (our ) Tj ET Q q 0 0 0 rg BT 268.09 320.10 Td (services ) Tj ET Q q 0 0 0 rg BT 302.80 320.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.08 320.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 350.57 320.10 Td (customers; ) Tj ET Q q 0 0 0 rg BT 396.39 320.10 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 308.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 308.10 Td (Sell ) Tj ET Q q 0 0 0 rg BT 85.23 308.10 Td (new ) Tj ET Q q 0 0 0 rg BT 104.07 308.10 Td (of) Tj ET Q q 0 0 0 rg BT 112.22 308.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 142.17 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 152.12 308.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 185.96 308.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 228.69 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 245.30 308.10 Td (prospects. ) Tj ET Q q 0 0 0 rg BT 287.75 308.10 Td ( ) Tj ET Q q 0 0 0 rg BT 289.92 308.10 Td (Some ) Tj ET Q q 0 0 0 rg BT 314.88 308.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.38 308.10 Td (our ) Tj ET Q q 0 0 0 rg BT 340.89 308.10 Td (newer ) Tj ET Q q 0 0 0 rg BT 367.50 308.10 Td (of) Tj ET Q q 0 0 0 rg BT 375.65 308.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 405.59 308.10 Td (include ) Tj ET Q q 0 0 0 rg BT 437.20 308.10 Td (our ) Tj ET Q q 0 0 0 rg BT 452.71 308.10 Td (suite ) Tj ET Q q 0 0 0 rg BT 473.77 308.10 Td (of ) Tj ET Q q 0 0 0 rg BT 484.28 308.10 Td (support ) Tj ET Q q 0 0 0 rg BT 516.46 308.10 Td (services ) Tj ET Q q 0 0 0 rg BT 550.84 308.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 296.10 Td (FHA) Tj ET Q q 0 0 0 rg BT 86.95 296.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.48 296.10 Td (mortgages, ) Tj ET Q q 0 0 0 rg BT 134.05 296.10 Td (V) Tj ET Q q 0 0 0 rg BT 140.17 296.10 Td (endorly, ) Tj ET Q q 0 0 0 rg BT 184.54 296.10 Td (a ) Tj ET Q q 0 0 0 rg BT 190.51 296.10 Td (SaaS-based ) Tj ET Q q 0 0 0 rg BT 238.13 296.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 267.43 296.10 Td (management ) Tj ET Q q 0 0 0 rg BT 320.04 296.10 Td (platform, ) Tj ET Q q 0 0 0 rg BT 358.39 296.10 Td (T) Tj ET Q q 0 0 0 rg BT 364.15 296.10 Td (relix ) Tj ET Q q 0 0 0 rg BT 384.00 296.10 Td (Connect, ) Tj ET Q q 0 0 0 rg BT 431.16 296.10 Td (a ) Tj ET Q q 0 0 0 rg BT 437.12 296.10 Td (SaaS-based ) Tj ET Q q 0 0 0 rg BT 484.75 296.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 503.49 296.10 Td (review ) Tj ET Q q 0 0 0 rg BT 532.23 296.10 Td (system, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 284.10 Td (noteXchange) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 120.25 288.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.19 284.10 Td (, ) Tj ET Q q 0 0 0 rg BT 130.24 284.10 Td (a ) Tj ET Q q 0 0 0 rg BT 137.23 284.10 Td (SaaS ) Tj ET Q q 0 0 0 rg BT 159.78 284.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 196.76 284.10 Td (to ) Tj ET Q q 0 0 0 rg BT 207.09 284.10 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 244.62 284.10 Td (whole ) Tj ET Q q 0 0 0 rg BT 271.61 284.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 291.38 284.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 329.46 284.10 Td (and ) Tj ET Q q 0 0 0 rg BT 346.45 284.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 364.55 284.10 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 417.36 284.10 Td (and ) Tj ET Q q 0 0 0 rg BT 434.35 284.10 Td (residential ) Tj ET Q q 0 0 0 rg BT 478.55 284.10 Td (and ) Tj ET Q q 0 0 0 rg BT 495.54 284.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 545.29 284.10 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 272.10 Td (disbursement ) Tj ET Q q 0 0 0 rg BT 123.33 272.10 Td (processing, ) Tj ET Q q 0 0 0 rg BT 171.09 272.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 188.59 272.10 Td (mitigation ) Tj ET Q q 0 0 0 rg BT 232.20 272.10 Td (and ) Tj ET Q q 0 0 0 rg BT 249.14 272.10 Td (construction ) Tj ET Q q 0 0 0 rg BT 301.07 272.10 Td (inspection ) Tj ET Q q 0 0 0 rg BT 344.68 272.10 Td (services.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 251.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.55 251.10 Td (primary ) Tj ET Q q 0 0 0 rg BT 101.71 251.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 123.65 251.10 Td (and ) Tj ET Q q 0 0 0 rg BT 140.58 251.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 183.63 251.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 207.79 251.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 230.82 251.10 Td (for ) Tj ET Q q 0 0 0 rg BT 244.98 251.10 Td (consumers ) Tj ET Q q 0 0 0 rg BT 290.25 251.10 Td (are ) Tj ET Q q 0 0 0 rg BT 304.96 251.10 Td (to:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 230.10 Td (Attract ) Tj ET Q q 0 0 0 rg BT 96.85 230.10 Td (home ) Tj ET Q q 0 0 0 rg BT 120.65 230.10 Td (buyers ) Tj ET Q q 0 0 0 rg BT 148.90 230.10 Td (and ) Tj ET Q q 0 0 0 rg BT 164.93 230.10 Td (sellers ) Tj ET Q q 0 0 0 rg BT 192.06 230.10 Td (to ) Tj ET Q q 0 0 0 rg BT 201.43 230.10 Td (Owners.com ) Tj ET Q q 0 0 0 rg BT 253.83 230.10 Td (and ) Tj ET Q q 0 0 0 rg BT 269.86 230.10 Td (Hubzu.com ) Tj ET Q q 0 0 0 rg BT 317.82 230.10 Td (with ) Tj ET Q q 0 0 0 rg BT 337.19 230.10 Td (a ) Tj ET Q q 0 0 0 rg BT 343.21 230.10 Td (compelling ) Tj ET Q q 0 0 0 rg BT 389.79 230.10 Td (value ) Tj ET Q q 0 0 0 rg BT 413.03 230.10 Td (proposition ) Tj ET Q q 0 0 0 rg BT 460.18 230.10 Td (through ) Tj ET Q q 0 0 0 rg BT 492.87 230.10 Td (online ) Tj ET Q q 0 0 0 rg BT 519.45 230.10 Td (marketing, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 218.10 Td (search ) Tj ET Q q 0 0 0 rg BT 95.54 218.10 Td (engine ) Tj ET Q q 0 0 0 rg BT 124.69 218.10 Td (optimization ) Tj ET Q q 0 0 0 rg BT 177.74 218.10 Td (and ) Tj ET Q q 0 0 0 rg BT 194.68 218.10 Td (public ) Tj ET Q q 0 0 0 rg BT 222.17 218.10 Td (relations; ) Tj ET Q q 0 0 0 rg BT 261.88 218.10 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 206.10 Td (Leverage ) Tj ET Q q 0 0 0 rg BT 107.19 206.10 Td (local ) Tj ET Q q 0 0 0 rg BT 129.13 206.10 Td (real ) Tj ET Q q 0 0 0 rg BT 146.61 206.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 171.88 206.10 Td (agents ) Tj ET Q q 0 0 0 rg BT 199.92 206.10 Td (to ) Tj ET Q q 0 0 0 rg BT 210.20 206.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 243.25 206.10 Td (personalized ) Tj ET Q q 0 0 0 rg BT 296.28 206.10 Td (service ) Tj ET Q q 0 0 0 rg BT 327.09 206.10 Td (to ) Tj ET Q q 0 0 0 rg BT 337.37 206.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 371.54 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 388.48 206.10 Td (prospective ) Tj ET Q q 0 0 0 rg BT 437.07 206.10 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 185.10 Td (Given ) Tj ET Q q 0 0 0 rg BT 76.80 185.10 Td (the ) Tj ET Q q 0 0 0 rg BT 91.88 185.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 120.29 185.10 Td (regulated ) Tj ET Q q 0 0 0 rg BT 160.36 185.10 Td (nature ) Tj ET Q q 0 0 0 rg BT 188.20 185.10 Td (of ) Tj ET Q q 0 0 0 rg BT 199.39 185.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.47 185.10 Td (industries ) Tj ET Q q 0 0 0 rg BT 256.22 185.10 Td (that ) Tj ET Q q 0 0 0 rg BT 274.07 185.10 Td (we ) Tj ET Q q 0 0 0 rg BT 288.59 185.10 Td (serve ) Tj ET Q q 0 0 0 rg BT 312.55 185.10 Td (and ) Tj ET Q q 0 0 0 rg BT 329.85 185.10 Td (the ) Tj ET Q q 0 0 0 rg BT 344.93 185.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 408.32 185.10 Td (purchasing ) Tj ET Q q 0 0 0 rg BT 455.06 185.10 Td (process ) Tj ET Q q 0 0 0 rg BT 487.91 185.10 Td (that ) Tj ET Q q 0 0 0 rg BT 505.76 185.10 Td (our ) Tj ET Q q 0 0 0 rg BT 521.95 185.10 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 173.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.92 173.10 Td (prospects ) Tj ET Q q 0 0 0 rg BT 107.68 173.10 Td (follow) Tj ET Q q 0 0 0 rg BT 133.14 173.10 Td (, ) Tj ET Q q 0 0 0 rg BT 138.62 173.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.82 173.10 Td (time ) Tj ET Q q 0 0 0 rg BT 174.58 173.10 Td (and ) Tj ET Q q 0 0 0 rg BT 192.00 173.10 Td (ef) Tj ET Q q 0 0 0 rg BT 199.59 173.10 Td (fort ) Tj ET Q q 0 0 0 rg BT 217.02 173.10 Td (we ) Tj ET Q q 0 0 0 rg BT 231.66 173.10 Td (spend ) Tj ET Q q 0 0 0 rg BT 257.98 173.10 Td (in ) Tj ET Q q 0 0 0 rg BT 268.74 173.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 313.38 173.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 367.47 173.10 Td (or ) Tj ET Q q 0 0 0 rg BT 378.78 173.10 Td (winning ) Tj ET Q q 0 0 0 rg BT 414.54 173.10 Td (new ) Tj ET Q q 0 0 0 rg BT 434.19 173.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 488.28 173.10 Td (is ) Tj ET Q q 0 0 0 rg BT 497.93 173.10 Td (significant. ) Tj ET Q q 0 0 0 rg BT 545.63 173.10 Td ( ) Tj ET Q q 0 0 0 rg BT 548.61 173.10 Td (For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 161.10 Td (example, ) Tj ET Q q 0 0 0 rg BT 88.51 161.10 Td (it ) Tj ET Q q 0 0 0 rg BT 96.70 161.10 Td (can ) Tj ET Q q 0 0 0 rg BT 113.21 161.10 Td (often ) Tj ET Q q 0 0 0 rg BT 136.39 161.10 Td (take ) Tj ET Q q 0 0 0 rg BT 155.68 161.10 Td (more ) Tj ET Q q 0 0 0 rg BT 178.86 161.10 Td (than ) Tj ET Q q 0 0 0 rg BT 198.71 161.10 Td (one ) Tj ET Q q 0 0 0 rg BT 215.78 161.10 Td (year ) Tj ET Q q 0 0 0 rg BT 235.63 161.10 Td (from ) Tj ET Q q 0 0 0 rg BT 257.70 161.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.55 161.10 Td (request ) Tj ET Q q 0 0 0 rg BT 304.06 161.10 Td (for ) Tj ET Q q 0 0 0 rg BT 318.35 161.10 Td (proposal ) Tj ET Q q 0 0 0 rg BT 355.43 161.10 Td (or ) Tj ET Q q 0 0 0 rg BT 366.39 161.10 Td (qualified ) Tj ET Q q 0 0 0 rg BT 404.57 161.10 Td (lead ) Tj ET Q q 0 0 0 rg BT 423.86 161.10 Td (stage ) Tj ET Q q 0 0 0 rg BT 447.04 161.10 Td (to ) Tj ET Q q 0 0 0 rg BT 457.45 161.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.30 161.10 Td (selection ) Tj ET Q q 0 0 0 rg BT 510.48 161.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.86 161.10 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 149.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.08 149.10 Td (a ) Tj ET Q q 0 0 0 rg BT 66.76 149.10 Td (service ) Tj ET Q q 0 0 0 rg BT 97.33 149.10 Td (provider) Tj ET Q q 0 0 0 rg BT 130.65 149.10 Td (. ) Tj ET Q q 0 0 0 rg BT 135.40 149.10 Td ( ) Tj ET Q q 0 0 0 rg BT 137.65 149.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 192.38 149.10 Td (following ) Tj ET Q q 0 0 0 rg BT 233.51 149.10 Td (the ) Tj ET Q q 0 0 0 rg BT 247.98 149.10 Td (selection ) Tj ET Q q 0 0 0 rg BT 285.77 149.10 Td (of ) Tj ET Q q 0 0 0 rg BT 295.85 149.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 342.25 149.10 Td (it ) Tj ET Q q 0 0 0 rg BT 350.06 149.10 Td (is ) Tj ET Q q 0 0 0 rg BT 358.97 149.10 Td (not ) Tj ET Q q 0 0 0 rg BT 374.00 149.10 Td (unusual ) Tj ET Q q 0 0 0 rg BT 407.36 149.10 Td (for ) Tj ET Q q 0 0 0 rg BT 421.26 149.10 Td (it ) Tj ET Q q 0 0 0 rg BT 429.07 149.10 Td (to ) Tj ET Q q 0 0 0 rg BT 439.09 149.10 Td (take ) Tj ET Q q 0 0 0 rg BT 458.00 149.10 Td (an ) Tj ET Q q 0 0 0 rg BT 469.68 149.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 511.92 149.10 Td (six ) Tj ET Q q 0 0 0 rg BT 525.84 149.10 Td (to ) Tj ET Q q 0 0 0 rg BT 535.86 149.10 Td (twelve ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 137.10 Td (months ) Tj ET Q q 0 0 0 rg BT 81.45 137.10 Td (or ) Tj ET Q q 0 0 0 rg BT 92.28 137.10 Td (more ) Tj ET Q q 0 0 0 rg BT 115.33 137.10 Td (to ) Tj ET Q q 0 0 0 rg BT 125.60 137.10 Td (negotiate ) Tj ET Q q 0 0 0 rg BT 164.75 137.10 Td (the ) Tj ET Q q 0 0 0 rg BT 179.47 137.10 Td (services ) Tj ET Q q 0 0 0 rg BT 214.18 137.10 Td (agreement\(s\), ) Tj ET Q q 0 0 0 rg BT 271.37 137.10 Td (complete ) Tj ET Q q 0 0 0 rg BT 310.52 137.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.24 137.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 390.50 137.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 436.87 137.10 Td (and ) Tj ET Q q 0 0 0 rg BT 453.81 137.10 Td (begin ) Tj ET Q q 0 0 0 rg BT 478.52 137.10 Td (receiving ) Tj ET Q q 0 0 0 rg BT 518.23 137.10 Td (referrals.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 115.10 Td (Intellectual ) Tj ET Q q 0 0 0 rg BT 100.33 115.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 110.69 115.10 Td (operty ) Tj ET Q q 0 0 0 rg BT 140.96 115.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.58 115.10 Td (Data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 94.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 94.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.41 94.10 Td (rely ) Tj ET Q q 0 0 0 rg BT 83.79 94.10 Td (on ) Tj ET Q q 0 0 0 rg BT 96.63 94.10 Td (a ) Tj ET Q q 0 0 0 rg BT 103.91 94.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 156.73 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 167.90 94.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 215.15 94.10 Td (restrictions, ) Tj ET Q q 0 0 0 rg BT 264.92 94.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 298.30 94.10 Td (security ) Tj ET Q q 0 0 0 rg BT 332.79 94.10 Td (practices, ) Tj ET Q q 0 0 0 rg BT 373.66 94.10 Td (patents, ) Tj ET Q q 0 0 0 rg BT 407.32 94.10 Td (trademarks ) Tj ET Q q 0 0 0 rg BT 454.58 94.10 Td (and ) Tj ET Q q 0 0 0 rg BT 471.85 94.10 Td (copyrights ) Tj ET Q q 0 0 0 rg BT 516.91 94.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.52 94.10 Td (establish ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 82.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.35 82.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 94.53 82.10 Td (our ) Tj ET Q q 0 0 0 rg BT 109.27 82.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 130.67 82.10 Td (secrets, ) Tj ET Q q 0 0 0 rg BT 161.79 82.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 207.62 82.10 Td (property) Tj ET Q q 0 0 0 rg BT 240.85 82.10 Td (, ) Tj ET Q q 0 0 0 rg BT 244.76 82.10 Td (software, ) Tj ET Q q 0 0 0 rg BT 283.11 82.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 328.95 82.10 Td (and ) Tj ET Q q 0 0 0 rg BT 344.80 82.10 Td (expertise. ) Tj ET Q q 0 0 0 rg BT 384.81 82.10 Td ( ) Tj ET Q q 0 0 0 rg BT 386.12 82.10 Td (W) Tj ET Q q 0 0 0 rg BT 394.76 82.10 Td (e ) Tj ET Q q 0 0 0 rg BT 400.61 82.10 Td (also ) Tj ET Q q 0 0 0 rg BT 418.13 82.10 Td (own ) Tj ET Q q 0 0 0 rg BT 436.76 82.10 Td (or) Tj ET Q q 0 0 0 rg BT 444.69 82.10 Td (, ) Tj ET Q q 0 0 0 rg BT 448.61 82.10 Td (as ) Tj ET Q q 0 0 0 rg BT 458.35 82.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 498.63 82.10 Td (and ) Tj ET Q q 0 0 0 rg BT 514.48 82.10 Td (appropriate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 70.10 Td (have ) Tj ET Q q 0 0 0 rg BT 69.76 70.10 Td (obtained ) Tj ET Q q 0 0 0 rg BT 105.58 70.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 138.62 70.10 Td (from ) Tj ET Q q 0 0 0 rg BT 159.45 70.10 Td (third ) Tj ET Q q 0 0 0 rg BT 179.72 70.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 207.76 70.10 Td (to ) Tj ET Q q 0 0 0 rg BT 216.92 70.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 262.73 70.10 Td (property ) Tj ET Q q 0 0 0 rg BT 298.00 70.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 329.92 70.10 Td (to ) Tj ET Q q 0 0 0 rg BT 339.09 70.10 Td (our ) Tj ET Q q 0 0 0 rg BT 353.80 70.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 389.90 70.10 Td (processes ) Tj ET Q q 0 0 0 rg BT 429.60 70.10 Td (and ) Tj ET Q q 0 0 0 rg BT 445.43 70.10 Td (businesses. ) Tj ET Q q 0 0 0 rg BT 491.54 70.10 Td ( ) Tj ET Q q 0 0 0 rg BT 492.82 70.10 Td (These ) Tj ET Q q 0 0 0 rg BT 518.08 70.10 Td (intellectual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 58.10 Td (property ) Tj ET Q q 0 0 0 rg BT 85.88 58.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 111.16 58.10 Td (are ) Tj ET Q q 0 0 0 rg BT 125.86 58.10 Td (important ) Tj ET Q q 0 0 0 rg BT 167.24 58.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 196.95 58.10 Td (in ) Tj ET Q q 0 0 0 rg BT 207.23 58.10 Td (the ) Tj ET Q q 0 0 0 rg BT 221.95 58.10 Td (success ) Tj ET Q q 0 0 0 rg BT 254.44 58.10 Td (of ) Tj ET Q q 0 0 0 rg BT 265.27 58.10 Td (our ) Tj ET Q q 0 0 0 rg BT 281.10 58.10 Td (businesses.) Tj ET Q endstream endobj 17 0 obj <>] /Rotate 0 /Contents 18 0 R>> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 24.60 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.24 731.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.19 731.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 132.90 731.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.90 731.10 Td (, ) Tj ET Q q 0 0 0 rg BT 158.03 731.10 Td (we ) Tj ET Q q 0 0 0 rg BT 172.31 731.10 Td (have ) Tj ET Q q 0 0 0 rg BT 193.81 731.10 Td (been ) Tj ET Q q 0 0 0 rg BT 215.31 731.10 Td (awarded ) Tj ET Q q 0 0 0 rg BT 251.80 731.10 Td (one ) Tj ET Q q 0 0 0 rg BT 268.87 731.10 Td (patent ) Tj ET Q q 0 0 0 rg BT 295.93 731.10 Td (that ) Tj ET Q q 0 0 0 rg BT 313.55 731.10 Td (expires ) Tj ET Q q 0 0 0 rg BT 345.05 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 355.45 731.10 Td (2023, ) Tj ET Q q 0 0 0 rg BT 380.57 731.10 Td (four ) Tj ET Q q 0 0 0 rg BT 399.86 731.10 Td (patents ) Tj ET Q q 0 0 0 rg BT 430.81 731.10 Td (that ) Tj ET Q q 0 0 0 rg BT 448.43 731.10 Td (expire ) Tj ET Q q 0 0 0 rg BT 476.04 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 486.44 731.10 Td (2024, ) Tj ET Q q 0 0 0 rg BT 511.57 731.10 Td (eight ) Tj ET Q q 0 0 0 rg BT 534.19 731.10 Td (patents ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (that ) Tj ET Q q 0 0 0 rg BT 66.38 719.10 Td (expire ) Tj ET Q q 0 0 0 rg BT 93.24 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 102.90 719.10 Td (2025, ) Tj ET Q q 0 0 0 rg BT 127.28 719.10 Td (two ) Tj ET Q q 0 0 0 rg BT 144.17 719.10 Td (patents ) Tj ET Q q 0 0 0 rg BT 174.37 719.10 Td (that ) Tj ET Q q 0 0 0 rg BT 191.25 719.10 Td (expire ) Tj ET Q q 0 0 0 rg BT 218.12 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 227.77 719.10 Td (2026, ) Tj ET Q q 0 0 0 rg BT 252.16 719.10 Td (two ) Tj ET Q q 0 0 0 rg BT 269.04 719.10 Td (patents ) Tj ET Q q 0 0 0 rg BT 299.24 719.10 Td (that ) Tj ET Q q 0 0 0 rg BT 316.12 719.10 Td (expire ) Tj ET Q q 0 0 0 rg BT 342.99 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 352.65 719.10 Td (2029 ) Tj ET Q q 0 0 0 rg BT 374.53 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 390.85 719.10 Td (one ) Tj ET Q q 0 0 0 rg BT 407.17 719.10 Td (patent ) Tj ET Q q 0 0 0 rg BT 433.48 719.10 Td (that ) Tj ET Q q 0 0 0 rg BT 450.36 719.10 Td (expires ) Tj ET Q q 0 0 0 rg BT 481.12 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 490.78 719.10 Td (2030. ) Tj ET Q q 0 0 0 rg BT 515.16 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.04 719.10 Td (In ) Tj ET Q q 0 0 0 rg BT 527.25 719.10 Td (addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (we ) Tj ET Q q 0 0 0 rg BT 62.60 707.10 Td (have ) Tj ET Q q 0 0 0 rg BT 82.92 707.10 Td (registered ) Tj ET Q q 0 0 0 rg BT 123.79 707.10 Td (trademarks, ) Tj ET Q q 0 0 0 rg BT 172.15 707.10 Td (or ) Tj ET Q q 0 0 0 rg BT 181.92 707.10 Td (recently ) Tj ET Q q 0 0 0 rg BT 215.57 707.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 235.34 707.10 Td (applications ) Tj ET Q q 0 0 0 rg BT 285.10 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 298.20 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 311.86 707.10 Td (registration ) Tj ET Q q 0 0 0 rg BT 358.84 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.61 707.10 Td (trademarks, ) Tj ET Q q 0 0 0 rg BT 416.98 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 426.20 707.10 Td (a ) Tj ET Q q 0 0 0 rg BT 432.08 707.10 Td (number ) Tj ET Q q 0 0 0 rg BT 464.07 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.84 707.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 524.73 707.10 Td (including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.67 695.10 Td (United ) Tj ET Q q 0 0 0 rg BT 94.84 695.10 Td (States, ) Tj ET Q q 0 0 0 rg BT 124.18 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 139.34 695.10 Td (European ) Tj ET Q q 0 0 0 rg BT 180.61 695.10 Td (Union ) Tj ET Q q 0 0 0 rg BT 208.56 695.10 Td (\(EU\), ) Tj ET Q q 0 0 0 rg BT 242.88 695.10 Td (India ) Tj ET Q q 0 0 0 rg BT 266.38 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 283.77 695.10 Td (nine ) Tj ET Q q 0 0 0 rg BT 303.94 695.10 Td (other ) Tj ET Q q 0 0 0 rg BT 327.44 695.10 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 382.33 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 385.07 695.10 Td (These ) Tj ET Q q 0 0 0 rg BT 411.90 695.10 Td (trademarks ) Tj ET Q q 0 0 0 rg BT 459.27 695.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 499.43 695.10 Td (can ) Tj ET Q q 0 0 0 rg BT 516.26 695.10 Td (be ) Tj ET Q q 0 0 0 rg BT 528.65 695.10 Td (renewed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (indefinitely) Tj ET Q q 0 0 0 rg BT 94.95 683.10 Td (, ) Tj ET Q q 0 0 0 rg BT 99.95 683.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 138.00 683.10 Td (they ) Tj ET Q q 0 0 0 rg BT 157.71 683.10 Td (are ) Tj ET Q q 0 0 0 rg BT 172.42 683.10 Td (being ) Tj ET Q q 0 0 0 rg BT 197.14 683.10 Td (used ) Tj ET Q q 0 0 0 rg BT 217.97 683.10 Td (in ) Tj ET Q q 0 0 0 rg BT 228.25 683.10 Td (commerce.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 662.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.80 662.10 Td (actively ) Tj ET Q q 0 0 0 rg BT 100.68 662.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 131.67 662.10 Td (our ) Tj ET Q q 0 0 0 rg BT 148.23 662.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 174.23 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 191.90 662.10 Td (intend ) Tj ET Q q 0 0 0 rg BT 220.12 662.10 Td (to ) Tj ET Q q 0 0 0 rg BT 231.12 662.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 268.78 662.10 Td (our ) Tj ET Q q 0 0 0 rg BT 285.34 662.10 Td (policy ) Tj ET Q q 0 0 0 rg BT 313.56 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.12 662.10 Td (taking ) Tj ET Q q 0 0 0 rg BT 353.34 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.78 662.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 409.22 662.10 Td (we ) Tj ET Q q 0 0 0 rg BT 424.10 662.10 Td (deem ) Tj ET Q q 0 0 0 rg BT 448.99 662.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 494.97 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 512.63 662.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 554.72 662.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (develop ) Tj ET Q q 0 0 0 rg BT 83.66 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 100.59 650.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 130.86 650.10 Td (our ) Tj ET Q q 0 0 0 rg BT 146.69 650.10 Td (patents, ) Tj ET Q q 0 0 0 rg BT 180.01 650.10 Td (trademarks, ) Tj ET Q q 0 0 0 rg BT 229.44 650.10 Td (copyrights, ) Tj ET Q q 0 0 0 rg BT 276.65 650.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 299.14 650.10 Td (secrets ) Tj ET Q q 0 0 0 rg BT 328.85 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.78 650.10 Td (other ) Tj ET Q q 0 0 0 rg BT 368.83 650.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 415.75 650.10 Td (property ) Tj ET Q q 0 0 0 rg BT 452.13 650.10 Td (rights.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 629.10 Td (In ) Tj ET Q q 0 0 0 rg BT 59.41 629.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 96.26 629.10 Td (we ) Tj ET Q q 0 0 0 rg BT 109.50 629.10 Td (may ) Tj ET Q q 0 0 0 rg BT 128.29 629.10 Td (make ) Tj ET Q q 0 0 0 rg BT 151.52 629.10 Td (use ) Tj ET Q q 0 0 0 rg BT 166.43 629.10 Td (of ) Tj ET Q q 0 0 0 rg BT 176.34 629.10 Td (data ) Tj ET Q q 0 0 0 rg BT 194.57 629.10 Td (in ) Tj ET Q q 0 0 0 rg BT 203.92 629.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 249.37 629.10 Td (with ) Tj ET Q q 0 0 0 rg BT 268.73 629.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 297.51 629.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.42 629.10 Td (our ) Tj ET Q q 0 0 0 rg BT 322.32 629.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 358.61 629.10 Td ( ) Tj ET Q q 0 0 0 rg BT 360.07 629.10 Td (This ) Tj ET Q q 0 0 0 rg BT 379.43 629.10 Td (data ) Tj ET Q q 0 0 0 rg BT 397.66 629.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 436.44 629.10 Td (relates ) Tj ET Q q 0 0 0 rg BT 464.11 629.10 Td (to ) Tj ET Q q 0 0 0 rg BT 473.46 629.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 512.80 629.10 Td (information, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 617.10 Td (real ) Tj ET Q q 0 0 0 rg BT 67.42 617.10 Td (property ) Tj ET Q q 0 0 0 rg BT 104.24 617.10 Td (information ) Tj ET Q q 0 0 0 rg BT 154.39 617.10 Td (and ) Tj ET Q q 0 0 0 rg BT 171.77 617.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 213.59 617.10 Td (information. ) Tj ET Q q 0 0 0 rg BT 266.24 617.10 Td ( ) Tj ET Q q 0 0 0 rg BT 268.97 617.10 Td (W) Tj ET Q q 0 0 0 rg BT 277.60 617.10 Td (e ) Tj ET Q q 0 0 0 rg BT 284.98 617.10 Td (gather ) Tj ET Q q 0 0 0 rg BT 312.91 617.10 Td (this ) Tj ET Q q 0 0 0 rg BT 330.29 617.10 Td (data ) Tj ET Q q 0 0 0 rg BT 349.89 617.10 Td (from ) Tj ET Q q 0 0 0 rg BT 372.27 617.10 Td (a ) Tj ET Q q 0 0 0 rg BT 379.64 617.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 410.35 617.10 Td (of ) Tj ET Q q 0 0 0 rg BT 421.62 617.10 Td (third ) Tj ET Q q 0 0 0 rg BT 443.44 617.10 Td (party ) Tj ET Q q 0 0 0 rg BT 466.93 617.10 Td (sources, ) Tj ET Q q 0 0 0 rg BT 502.36 617.10 Td (including ) Tj ET Q q 0 0 0 rg BT 543.07 617.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 106.01 605.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 136.43 605.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 154.90 605.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 184.75 605.10 Td (to ) Tj ET Q q 0 0 0 rg BT 194.07 605.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 228.36 605.10 Td (usage ) Tj ET Q q 0 0 0 rg BT 252.66 605.10 Td (rights, ) Tj ET Q q 0 0 0 rg BT 279.47 605.10 Td (we ) Tj ET Q q 0 0 0 rg BT 292.67 605.10 Td (use ) Tj ET Q q 0 0 0 rg BT 307.53 605.10 Td (this ) Tj ET Q q 0 0 0 rg BT 323.51 605.10 Td (data ) Tj ET Q q 0 0 0 rg BT 341.70 605.10 Td (in ) Tj ET Q q 0 0 0 rg BT 351.01 605.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 396.41 605.10 Td (with ) Tj ET Q q 0 0 0 rg BT 415.72 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.47 605.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 463.77 605.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.63 605.10 Td (our ) Tj ET Q q 0 0 0 rg BT 488.49 605.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 524.73 605.10 Td (including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (combining ) Tj ET Q q 0 0 0 rg BT 94.77 593.10 Td (it ) Tj ET Q q 0 0 0 rg BT 102.83 593.10 Td (with ) Tj ET Q q 0 0 0 rg BT 123.11 593.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 170.03 593.10 Td (data ) Tj ET Q q 0 0 0 rg BT 189.19 593.10 Td (we ) Tj ET Q q 0 0 0 rg BT 203.35 593.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 239.71 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 249.99 593.10 Td (further ) Tj ET Q q 0 0 0 rg BT 279.70 593.10 Td (enhance ) Tj ET Q q 0 0 0 rg BT 314.95 593.10 Td (data ) Tj ET Q q 0 0 0 rg BT 334.10 593.10 Td (and ) Tj ET Q q 0 0 0 rg BT 351.04 593.10 Td (metrics ) Tj ET Q q 0 0 0 rg BT 382.98 593.10 Td (in ) Tj ET Q q 0 0 0 rg BT 393.25 593.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 439.63 593.10 Td (with ) Tj ET Q q 0 0 0 rg BT 459.91 593.10 Td (our ) Tj ET Q q 0 0 0 rg BT 475.74 593.10 Td (services.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 572.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 84.21 572.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.83 572.10 Td (Competition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 551.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 551.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.74 551.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 80.80 551.10 Td (our ) Tj ET Q q 0 0 0 rg BT 96.29 551.10 Td (suite ) Tj ET Q q 0 0 0 rg BT 117.35 551.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.84 551.10 Td (services ) Tj ET Q q 0 0 0 rg BT 162.22 551.10 Td (to ) Tj ET Q q 0 0 0 rg BT 172.16 551.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 212.09 551.10 Td (servicers, ) Tj ET Q q 0 0 0 rg BT 252.30 551.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 292.23 551.10 Td (originators, ) Tj ET Q q 0 0 0 rg BT 340.22 551.10 Td (buyers ) Tj ET Q q 0 0 0 rg BT 369.05 551.10 Td (and ) Tj ET Q q 0 0 0 rg BT 385.65 551.10 Td (sellers ) Tj ET Q q 0 0 0 rg BT 413.37 551.10 Td (of ) Tj ET Q q 0 0 0 rg BT 423.87 551.10 Td (homes ) Tj ET Q q 0 0 0 rg BT 452.14 551.10 Td (for ) Tj ET Q q 0 0 0 rg BT 465.97 551.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 502.01 551.10 Td (and ) Tj ET Q q 0 0 0 rg BT 518.62 551.10 Td (investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 539.10 Td (use ) Tj ET Q q 0 0 0 rg BT 64.72 539.10 Td (and ) Tj ET Q q 0 0 0 rg BT 81.04 539.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 117.91 539.10 Td (services ) Tj ET Q q 0 0 0 rg BT 152.00 539.10 Td (firms. ) Tj ET Q q 0 0 0 rg BT 177.50 539.10 Td ( ) Tj ET Q q 0 0 0 rg BT 179.25 539.10 Td (The ) Tj ET Q q 0 0 0 rg BT 196.69 539.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 236.34 539.10 Td (and ) Tj ET Q q 0 0 0 rg BT 252.66 539.10 Td (real ) Tj ET Q q 0 0 0 rg BT 269.53 539.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 294.19 539.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 327.73 539.10 Td (are ) Tj ET Q q 0 0 0 rg BT 341.82 539.10 Td (very ) Tj ET Q q 0 0 0 rg BT 361.48 539.10 Td (lar) Tj ET Q q 0 0 0 rg BT 371.84 539.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 383.17 539.10 Td (and ) Tj ET Q q 0 0 0 rg BT 399.50 539.10 Td (are ) Tj ET Q q 0 0 0 rg BT 413.59 539.10 Td (influenced ) Tj ET Q q 0 0 0 rg BT 457.68 539.10 Td (by ) Tj ET Q q 0 0 0 rg BT 469.57 539.10 Td (macroeconomic ) Tj ET Q q 0 0 0 rg BT 535.31 539.10 Td (factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 527.10 Td (such ) Tj ET Q q 0 0 0 rg BT 70.33 527.10 Td (as ) Tj ET Q q 0 0 0 rg BT 81.16 527.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 106.42 527.10 Td (availability) Tj ET Q q 0 0 0 rg BT 150.76 527.10 Td (, ) Tj ET Q q 0 0 0 rg BT 155.76 527.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 187.69 527.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 211.57 527.10 Td (home ) Tj ET Q q 0 0 0 rg BT 236.29 527.10 Td (prices, ) Tj ET Q q 0 0 0 rg BT 265.16 527.10 Td (inflation, ) Tj ET Q q 0 0 0 rg BT 304.05 527.10 Td (unemployment ) Tj ET Q q 0 0 0 rg BT 366.54 527.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 387.91 527.10 Td (and ) Tj ET Q q 0 0 0 rg BT 404.85 527.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 446.23 527.10 Td (confidence.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 505.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.52 505.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 101.65 505.10 Td (to ) Tj ET Q q 0 0 0 rg BT 111.90 505.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 144.93 505.10 Td (services ) Tj ET Q q 0 0 0 rg BT 179.61 505.10 Td (for ) Tj ET Q q 0 0 0 rg BT 193.74 505.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 233.98 505.10 Td (servicers ) Tj ET Q q 0 0 0 rg BT 271.99 505.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.91 505.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 329.14 505.10 Td (originators ) Tj ET Q q 0 0 0 rg BT 374.94 505.10 Td (are ) Tj ET Q q 0 0 0 rg BT 389.63 505.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 417.66 505.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 467.34 505.10 Td (and ) Tj ET Q q 0 0 0 rg BT 484.25 505.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 523.93 505.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 554.18 505.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 493.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.83 493.10 Td (few ) Tj ET Q q 0 0 0 rg BT 74.71 493.10 Td (national ) Tj ET Q q 0 0 0 rg BT 109.81 493.10 Td (companies, ) Tj ET Q q 0 0 0 rg BT 157.97 493.10 Td (in-house ) Tj ET Q q 0 0 0 rg BT 195.30 493.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 235.96 493.10 Td (and ) Tj ET Q q 0 0 0 rg BT 253.28 493.10 Td (a ) Tj ET Q q 0 0 0 rg BT 260.61 493.10 Td (lar) Tj ET Q q 0 0 0 rg BT 270.98 493.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 283.31 493.10 Td (number ) Tj ET Q q 0 0 0 rg BT 316.75 493.10 Td (of ) Tj ET Q q 0 0 0 rg BT 327.97 493.10 Td (regional ) Tj ET Q q 0 0 0 rg BT 363.62 493.10 Td (and ) Tj ET Q q 0 0 0 rg BT 380.95 493.10 Td (local ) Tj ET Q q 0 0 0 rg BT 403.27 493.10 Td (providers. ) Tj ET Q q 0 0 0 rg BT 446.43 493.10 Td ( ) Tj ET Q q 0 0 0 rg BT 449.12 493.10 Td (W) Tj ET Q q 0 0 0 rg BT 457.75 493.10 Td (e ) Tj ET Q q 0 0 0 rg BT 465.08 493.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 502.96 493.10 Td (compete ) Tj ET Q q 0 0 0 rg BT 539.73 493.10 Td (based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 481.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 72.82 481.10 Td (product ) Tj ET Q q 0 0 0 rg BT 106.69 481.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.45 481.10 Td (service ) Tj ET Q q 0 0 0 rg BT 156.09 481.10 Td (awareness ) Tj ET Q q 0 0 0 rg BT 200.50 481.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.26 481.10 Td (of) Tj ET Q q 0 0 0 rg BT 226.41 481.10 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 260.00 481.10 Td (product ) Tj ET Q q 0 0 0 rg BT 293.87 481.10 Td (and ) Tj ET Q q 0 0 0 rg BT 311.63 481.10 Td (service ) Tj ET Q q 0 0 0 rg BT 343.26 481.10 Td (delivery) Tj ET Q q 0 0 0 rg BT 375.38 481.10 Td (, ) Tj ET Q q 0 0 0 rg BT 381.20 481.10 Td (quality ) Tj ET Q q 0 0 0 rg BT 412.30 481.10 Td (and ) Tj ET Q q 0 0 0 rg BT 430.06 481.10 Td (control ) Tj ET Q q 0 0 0 rg BT 461.70 481.10 Td (environment, ) Tj ET Q q 0 0 0 rg BT 518.07 481.10 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 469.10 Td (integration ) Tj ET Q q 0 0 0 rg BT 95.32 469.10 Td (and ) Tj ET Q q 0 0 0 rg BT 112.26 469.10 Td (support, ) Tj ET Q q 0 0 0 rg BT 147.26 469.10 Td (price ) Tj ET Q q 0 0 0 rg BT 169.74 469.10 Td (and ) Tj ET Q q 0 0 0 rg BT 186.68 469.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 224.16 469.10 Td (strength.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 447.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.52 447.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 103.64 447.10 Td (to ) Tj ET Q q 0 0 0 rg BT 114.89 447.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 148.91 447.10 Td (services ) Tj ET Q q 0 0 0 rg BT 184.59 447.10 Td (for ) Tj ET Q q 0 0 0 rg BT 199.72 447.10 Td (buyers ) Tj ET Q q 0 0 0 rg BT 229.85 447.10 Td (and ) Tj ET Q q 0 0 0 rg BT 247.76 447.10 Td (sellers ) Tj ET Q q 0 0 0 rg BT 276.78 447.10 Td (of ) Tj ET Q q 0 0 0 rg BT 288.58 447.10 Td (homes ) Tj ET Q q 0 0 0 rg BT 318.16 447.10 Td (for ) Tj ET Q q 0 0 0 rg BT 333.29 447.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 370.63 447.10 Td (and ) Tj ET Q q 0 0 0 rg BT 388.54 447.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 435.90 447.10 Td (use ) Tj ET Q q 0 0 0 rg BT 452.70 447.10 Td (are ) Tj ET Q q 0 0 0 rg BT 468.38 447.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 497.40 447.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 548.08 447.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 435.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 90.22 435.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 121.51 435.10 Td (of ) Tj ET Q q 0 0 0 rg BT 133.36 435.10 Td (several ) Tj ET Q q 0 0 0 rg BT 165.19 435.10 Td (national ) Tj ET Q q 0 0 0 rg BT 200.92 435.10 Td (companies, ) Tj ET Q q 0 0 0 rg BT 249.70 435.10 Td (a ) Tj ET Q q 0 0 0 rg BT 257.66 435.10 Td (lar) Tj ET Q q 0 0 0 rg BT 268.03 435.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 280.98 435.10 Td (number ) Tj ET Q q 0 0 0 rg BT 315.05 435.10 Td (of ) Tj ET Q q 0 0 0 rg BT 326.89 435.10 Td (regional ) Tj ET Q q 0 0 0 rg BT 363.17 435.10 Td (and ) Tj ET Q q 0 0 0 rg BT 381.13 435.10 Td (local ) Tj ET Q q 0 0 0 rg BT 404.08 435.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 445.37 435.10 Td (and ) Tj ET Q q 0 0 0 rg BT 463.32 435.10 Td (start-up ) Tj ET Q q 0 0 0 rg BT 497.38 435.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 546.17 435.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.43 435.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.07 435.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 423.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 86.51 423.10 Td (compete ) Tj ET Q q 0 0 0 rg BT 122.40 423.10 Td (based ) Tj ET Q q 0 0 0 rg BT 147.19 423.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 169.21 423.10 Td (product ) Tj ET Q q 0 0 0 rg BT 201.77 423.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.23 423.10 Td (service ) Tj ET Q q 0 0 0 rg BT 248.56 423.10 Td (awareness ) Tj ET Q q 0 0 0 rg BT 291.67 423.10 Td (and ) Tj ET Q q 0 0 0 rg BT 308.13 423.10 Td (of) Tj ET Q q 0 0 0 rg BT 316.28 423.10 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 348.57 423.10 Td (product ) Tj ET Q q 0 0 0 rg BT 381.13 423.10 Td (and ) Tj ET Q q 0 0 0 rg BT 397.59 423.10 Td (service ) Tj ET Q q 0 0 0 rg BT 427.93 423.10 Td (delivery) Tj ET Q q 0 0 0 rg BT 460.04 423.10 Td (, ) Tj ET Q q 0 0 0 rg BT 464.56 423.10 Td (ease ) Tj ET Q q 0 0 0 rg BT 483.78 423.10 Td (of ) Tj ET Q q 0 0 0 rg BT 494.13 423.10 Td (transacting, ) Tj ET Q q 0 0 0 rg BT 542.52 423.10 Td (price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 411.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 411.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 102.82 411.10 Td (service.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 389.10 Td (For ) Tj ET Q q 0 0 0 rg BT 66.87 389.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 105.33 389.10 Td (services ) Tj ET Q q 0 0 0 rg BT 141.01 389.10 Td (firms, ) Tj ET Q q 0 0 0 rg BT 168.10 389.10 Td (we ) Tj ET Q q 0 0 0 rg BT 183.24 389.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 217.26 389.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 260.17 389.10 Td (services ) Tj ET Q q 0 0 0 rg BT 295.85 389.10 Td (and ) Tj ET Q q 0 0 0 rg BT 313.77 389.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 353.90 389.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 404.59 389.10 Td (management ) Tj ET Q q 0 0 0 rg BT 459.16 389.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 497.35 389.10 Td ( ) Tj ET Q q 0 0 0 rg BT 500.57 389.10 Td (The ) Tj ET Q q 0 0 0 rg BT 519.60 389.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 554.73 389.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 377.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 82.32 377.10 Td (these ) Tj ET Q q 0 0 0 rg BT 105.13 377.10 Td (services ) Tj ET Q q 0 0 0 rg BT 139.61 377.10 Td (are ) Tj ET Q q 0 0 0 rg BT 154.09 377.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 181.92 377.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 231.39 377.10 Td (and ) Tj ET Q q 0 0 0 rg BT 248.10 377.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 287.58 377.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 317.63 377.10 Td (of ) Tj ET Q q 0 0 0 rg BT 328.23 377.10 Td (several ) Tj ET Q q 0 0 0 rg BT 358.81 377.10 Td (national ) Tj ET Q q 0 0 0 rg BT 393.29 377.10 Td (companies, ) Tj ET Q q 0 0 0 rg BT 440.83 377.10 Td (a ) Tj ET Q q 0 0 0 rg BT 447.54 377.10 Td (lar) Tj ET Q q 0 0 0 rg BT 457.90 377.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 469.61 377.10 Td (number ) Tj ET Q q 0 0 0 rg BT 502.43 377.10 Td (of ) Tj ET Q q 0 0 0 rg BT 513.03 377.10 Td (regional ) Tj ET Q q 0 0 0 rg BT 548.06 377.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 365.10 Td (local ) Tj ET Q q 0 0 0 rg BT 71.54 365.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 111.92 365.10 Td (and ) Tj ET Q q 0 0 0 rg BT 128.97 365.10 Td (in-house ) Tj ET Q q 0 0 0 rg BT 166.01 365.10 Td (providers. ) Tj ET Q q 0 0 0 rg BT 208.89 365.10 Td ( ) Tj ET Q q 0 0 0 rg BT 211.31 365.10 Td (W) Tj ET Q q 0 0 0 rg BT 219.95 365.10 Td (e ) Tj ET Q q 0 0 0 rg BT 227.00 365.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 264.60 365.10 Td (compete ) Tj ET Q q 0 0 0 rg BT 301.08 365.10 Td (based ) Tj ET Q q 0 0 0 rg BT 326.45 365.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 349.06 365.10 Td (product ) Tj ET Q q 0 0 0 rg BT 382.22 365.10 Td (and ) Tj ET Q q 0 0 0 rg BT 399.27 365.10 Td (service ) Tj ET Q q 0 0 0 rg BT 430.19 365.10 Td (awareness ) Tj ET Q q 0 0 0 rg BT 473.89 365.10 Td (and ) Tj ET Q q 0 0 0 rg BT 490.94 365.10 Td (of) Tj ET Q q 0 0 0 rg BT 499.09 365.10 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 531.96 365.10 Td (product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 353.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 353.10 Td (service ) Tj ET Q q 0 0 0 rg BT 97.25 353.10 Td (delivery) Tj ET Q q 0 0 0 rg BT 129.37 353.10 Td (, ) Tj ET Q q 0 0 0 rg BT 134.37 353.10 Td (quality ) Tj ET Q q 0 0 0 rg BT 164.64 353.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.58 353.10 Td (control ) Tj ET Q q 0 0 0 rg BT 212.41 353.10 Td (environment, ) Tj ET Q q 0 0 0 rg BT 267.95 353.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 314.88 353.10 Td (integration ) Tj ET Q q 0 0 0 rg BT 360.70 353.10 Td (and ) Tj ET Q q 0 0 0 rg BT 377.64 353.10 Td (support, ) Tj ET Q q 0 0 0 rg BT 412.64 353.10 Td (price ) Tj ET Q q 0 0 0 rg BT 435.13 353.10 Td (and ) Tj ET Q q 0 0 0 rg BT 452.06 353.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 489.54 353.10 Td (strength.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 331.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.27 331.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 116.69 331.10 Td (may ) Tj ET Q q 0 0 0 rg BT 136.12 331.10 Td (have ) Tj ET Q q 0 0 0 rg BT 157.21 331.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 187.18 331.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 224.37 331.10 Td (resources, ) Tj ET Q q 0 0 0 rg BT 266.84 331.10 Td (brand ) Tj ET Q q 0 0 0 rg BT 291.83 331.10 Td (recognition, ) Tj ET Q q 0 0 0 rg BT 342.08 331.10 Td (alternative ) Tj ET Q q 0 0 0 rg BT 386.49 331.10 Td (or ) Tj ET Q q 0 0 0 rg BT 397.04 331.10 Td (disruptive ) Tj ET Q q 0 0 0 rg BT 439.24 331.10 Td (products ) Tj ET Q q 0 0 0 rg BT 475.90 331.10 Td (and ) Tj ET Q q 0 0 0 rg BT 492.55 331.10 Td (other ) Tj ET Q q 0 0 0 rg BT 515.31 331.10 Td (competitive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 319.10 Td (advantages. ) Tj ET Q q 0 0 0 rg BT 98.95 319.10 Td ( ) Tj ET Q q 0 0 0 rg BT 101.29 319.10 Td (W) Tj ET Q q 0 0 0 rg BT 109.92 319.10 Td (e ) Tj ET Q q 0 0 0 rg BT 116.88 319.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 146.06 319.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 188.56 319.10 Td (our ) Tj ET Q q 0 0 0 rg BT 204.42 319.10 Td (market ) Tj ET Q q 0 0 0 rg BT 234.70 319.10 Td (share ) Tj ET Q q 0 0 0 rg BT 258.32 319.10 Td (with ) Tj ET Q q 0 0 0 rg BT 278.62 319.10 Td (certainty) Tj ET Q q 0 0 0 rg BT 312.95 319.10 Td (, ) Tj ET Q q 0 0 0 rg BT 317.98 319.10 Td (but ) Tj ET Q q 0 0 0 rg BT 333.28 319.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 364.67 319.10 Td (for ) Tj ET Q q 0 0 0 rg BT 378.85 319.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 419.14 319.10 Td (servicers ) Tj ET Q q 0 0 0 rg BT 457.20 319.10 Td (and ) Tj ET Q q 0 0 0 rg BT 474.16 319.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 516.11 319.10 Td (services ) Tj ET Q q 0 0 0 rg BT 550.84 319.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 307.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.98 307.10 Td (services ) Tj ET Q q 0 0 0 rg BT 121.69 307.10 Td (firms, ) Tj ET Q q 0 0 0 rg BT 147.80 307.10 Td (we ) Tj ET Q q 0 0 0 rg BT 161.96 307.10 Td (have ) Tj ET Q q 0 0 0 rg BT 183.33 307.10 Td (a ) Tj ET Q q 0 0 0 rg BT 190.27 307.10 Td (modest ) Tj ET Q q 0 0 0 rg BT 221.66 307.10 Td (share ) Tj ET Q q 0 0 0 rg BT 245.26 307.10 Td (of ) Tj ET Q q 0 0 0 rg BT 256.09 307.10 Td (the ) Tj ET Q q 0 0 0 rg BT 270.80 307.10 Td (market, ) Tj ET Q q 0 0 0 rg BT 303.57 307.10 Td (and ) Tj ET Q q 0 0 0 rg BT 320.51 307.10 Td (for ) Tj ET Q q 0 0 0 rg BT 334.67 307.10 Td (the ) Tj ET Q q 0 0 0 rg BT 349.38 307.10 Td (others ) Tj ET Q q 0 0 0 rg BT 376.32 307.10 Td (we ) Tj ET Q q 0 0 0 rg BT 390.48 307.10 Td (have ) Tj ET Q q 0 0 0 rg BT 411.86 307.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 452.12 307.10 Td (small ) Tj ET Q q 0 0 0 rg BT 476.28 307.10 Td (market ) Tj ET Q q 0 0 0 rg BT 506.55 307.10 Td (share.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 285.10 Td (Employees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 264.10 Td (As of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.94 264.10 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.53 264.10 Td (, we had the following number of employees:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 221.60 165.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.00 221.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.00 221.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 221.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 221.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 221.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.00 221.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 221.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 221.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 221.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.00 221.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 221.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 221.60 54.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 197.60 165.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.00 197.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.00 197.60 54.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 197.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 197.60 54.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 197.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.00 197.60 54.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 197.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 197.60 54.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 197.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.00 197.60 54.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 197.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 197.60 54.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 163.60 165.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 215.00 163.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 219.00 163.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.00 163.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 277.00 163.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 163.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.00 163.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 163.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 163.60 54.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 698.10 Td (Government ) Tj ET Q q 0 0 0 rg BT 105.88 698.10 Td (Regulation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 677.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 69.00 677.10 Td (business ) Tj ET Q q 0 0 0 rg BT 106.85 677.10 Td (and ) Tj ET Q q 0 0 0 rg BT 125.24 677.10 Td (the ) Tj ET Q q 0 0 0 rg BT 141.41 677.10 Td (business ) Tj ET Q q 0 0 0 rg BT 179.25 677.10 Td (of ) Tj ET Q q 0 0 0 rg BT 191.53 677.10 Td (our ) Tj ET Q q 0 0 0 rg BT 208.81 677.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 253.31 677.10 Td (are ) Tj ET Q q 0 0 0 rg BT 269.47 677.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 301.75 677.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.48 677.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 355.19 677.10 Td (scrutiny ) Tj ET Q q 0 0 0 rg BT 391.36 677.10 Td (and ) Tj ET Q q 0 0 0 rg BT 409.75 677.10 Td (regulation ) Tj ET Q q 0 0 0 rg BT 454.24 677.10 Td (by ) Tj ET Q q 0 0 0 rg BT 468.20 677.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 502.40 677.10 Td (state ) Tj ET Q q 0 0 0 rg BT 524.68 677.10 Td (and ) Tj ET Q q 0 0 0 rg BT 543.07 677.10 Td (local ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 665.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 106.25 665.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 150.24 665.10 Td (including ) Tj ET Q q 0 0 0 rg BT 189.78 665.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.77 665.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 235.40 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 241.16 665.10 Td (rade ) Tj ET Q q 0 0 0 rg BT 260.14 665.10 Td (Commission ) Tj ET Q q 0 0 0 rg BT 312.48 665.10 Td (\(FTC\), ) Tj ET Q q 0 0 0 rg BT 350.63 665.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.62 665.10 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 407.50 665.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 446.48 665.10 Td (Protection ) Tj ET Q q 0 0 0 rg BT 489.36 665.10 Td (Bureau ) Tj ET Q q 0 0 0 rg BT 520.01 665.10 Td (\(CFPB\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 653.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.63 653.10 Td (Securities ) Tj ET Q q 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0 0 rg BT 196.76 641.10 Td (state ) Tj ET Q q 0 0 0 rg BT 217.69 641.10 Td (and ) Tj ET Q q 0 0 0 rg BT 234.74 641.10 Td (local ) Tj ET Q q 0 0 0 rg BT 256.78 641.10 Td (agencies ) Tj ET Q q 0 0 0 rg BT 293.81 641.10 Td (that ) Tj ET Q q 0 0 0 rg BT 311.41 641.10 Td (license ) Tj ET Q q 0 0 0 rg BT 341.78 641.10 Td (or ) Tj ET Q q 0 0 0 rg BT 352.71 641.10 Td (oversee ) Tj ET Q q 0 0 0 rg BT 385.86 641.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 415.67 641.10 Td (of ) Tj ET Q q 0 0 0 rg BT 426.60 641.10 Td (our ) Tj ET Q q 0 0 0 rg BT 442.54 641.10 Td (auction, ) Tj ET Q q 0 0 0 rg BT 477.08 641.10 Td (real ) Tj ET Q q 0 0 0 rg BT 494.67 641.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 520.04 641.10 Td (brokerage, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 629.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 90.71 629.10 Td (and ) Tj ET Q q 0 0 0 rg BT 108.59 629.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 129.25 629.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 172.12 629.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 210.27 629.10 Td (trustee ) Tj ET Q q 0 0 0 rg BT 240.36 629.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 278.51 629.10 Td (property ) Tj ET Q q 0 0 0 rg BT 315.83 629.10 Td (management ) Tj ET Q q 0 0 0 rg BT 370.36 629.10 Td (services ) Tj ET Q q 0 0 0 rg BT 406.01 629.10 Td (and ) Tj ET Q q 0 0 0 rg BT 423.89 629.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 465.65 629.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 503.80 629.10 Td ( ) Tj ET Q q 0 0 0 rg BT 507.00 629.10 Td (W) Tj ET Q q 0 0 0 rg BT 515.63 629.10 Td (e ) Tj ET Q q 0 0 0 rg BT 523.51 629.10 Td (also ) Tj ET Q q 0 0 0 rg BT 543.06 629.10 Td (must ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 617.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 82.00 617.10 Td (with ) Tj ET Q q 0 0 0 rg BT 102.27 617.10 Td (a ) Tj ET Q q 0 0 0 rg BT 109.21 617.10 Td (number ) Tj ET Q q 0 0 0 rg BT 142.26 617.10 Td (of ) Tj ET Q q 0 0 0 rg BT 153.09 617.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 185.84 617.10 Td (state ) Tj ET Q q 0 0 0 rg BT 206.67 617.10 Td (and ) Tj ET Q q 0 0 0 rg BT 223.61 617.10 Td (local ) Tj ET Q q 0 0 0 rg BT 245.54 617.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 286.92 617.10 Td (protection ) Tj ET Q q 0 0 0 rg BT 329.96 617.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 350.79 617.10 Td (including, ) Tj ET Q q 0 0 0 rg BT 393.56 617.10 Td (among ) Tj ET Q q 0 0 0 rg BT 423.28 617.10 Td (others:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 596.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 596.10 Td (the ) Tj ET Q q 0 0 0 rg BT 99.67 596.10 Td (Americans ) Tj ET Q q 0 0 0 rg BT 145.48 596.10 Td (with ) Tj ET Q q 0 0 0 rg BT 165.76 596.10 Td (Disabilities ) Tj ET Q q 0 0 0 rg BT 213.26 596.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 230.20 596.10 Td (\(ADA\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 584.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 584.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 584.10 Td (California ) Tj ET Q q 0 0 0 rg BT 143.26 584.10 Td (Homeowner ) Tj ET Q q 0 0 0 rg BT 195.19 584.10 Td (Bill ) Tj ET Q q 0 0 0 rg BT 212.69 584.10 Td (of ) Tj ET Q q 0 0 0 rg BT 223.52 584.10 Td (Rights ) Tj ET Q q 0 0 0 rg BT 252.14 584.10 Td (\(CHBR\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 572.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 572.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 572.10 Td (Controlling ) Tj ET Q q 0 0 0 rg BT 148.83 572.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.00 572.10 Td (Assault ) Tj ET Q q 0 0 0 rg BT 195.50 572.10 Td (of ) Tj ET Q q 0 0 0 rg BT 206.33 572.10 Td (Non-Solicited ) Tj ET Q q 0 0 0 rg BT 264.93 572.10 Td (Pornography ) Tj ET Q q 0 0 0 rg BT 318.54 572.10 Td (And ) Tj ET Q q 0 0 0 rg BT 338.26 572.10 Td (Marketing ) Tj ET Q q 0 0 0 rg BT 381.86 572.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 398.80 572.10 Td (\(CAN-SP) Tj ET Q q 0 0 0 rg BT 441.22 572.10 Td (AM\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 560.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 560.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 560.10 Td (Equal ) Tj ET Q q 0 0 0 rg BT 126.04 560.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 153.54 560.10 Td (Opportunity ) Tj ET Q q 0 0 0 rg BT 204.37 560.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 221.31 560.10 Td (\(ECOA\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 548.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 548.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 548.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 118.83 548.10 Td (and ) Tj ET Q q 0 0 0 rg BT 135.21 548.10 Td (Accurate ) Tj ET Q q 0 0 0 rg BT 173.80 548.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 201.11 548.10 Td (T) Tj ET Q q 0 0 0 rg BT 206.87 548.10 Td (ransactions ) Tj ET Q q 0 0 0 rg BT 253.80 548.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 270.74 548.10 Td (\(F) Tj ET Q q 0 0 0 rg BT 283.33 548.10 Td (ACT) Tj ET Q q 0 0 0 rg BT 302.53 548.10 Td (A\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 536.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 536.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 536.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 118.83 536.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 146.32 536.10 Td (Reporting ) Tj ET Q q 0 0 0 rg BT 188.26 536.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 205.20 536.10 Td (\(FCRA\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 524.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 524.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 524.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 118.83 524.10 Td (Debt ) Tj ET Q q 0 0 0 rg BT 140.76 524.10 Td (Collection ) Tj ET Q q 0 0 0 rg BT 184.92 524.10 Td (Practices ) Tj ET Q q 0 0 0 rg BT 222.97 524.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 239.90 524.10 Td (\(FDCP) Tj ET Q q 0 0 0 rg BT 271.77 524.10 Td (A\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 512.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 512.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 512.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 118.83 512.10 Td (Housing ) Tj ET Q q 0 0 0 rg BT 154.67 512.10 Td (Act;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 500.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 500.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 500.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 132.52 500.10 Td (T) Tj ET Q q 0 0 0 rg BT 138.28 500.10 Td (rade ) Tj ET Q q 0 0 0 rg BT 157.99 500.10 Td (Commission ) Tj ET Q q 0 0 0 rg BT 210.50 500.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 227.44 500.10 Td (\(FTC ) Tj ET Q q 0 0 0 rg BT 255.50 500.10 Td (Act\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 488.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 488.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 488.10 Td (Gramm-Leach-Bliley ) Tj ET Q q 0 0 0 rg BT 188.24 488.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 205.18 488.10 Td (\(GLBA\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 476.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 476.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 476.10 Td (Home ) Tj ET Q q 0 0 0 rg BT 126.60 476.10 Td (Af) Tj ET Q q 0 0 0 rg BT 136.97 476.10 Td (fordable ) Tj ET Q q 0 0 0 rg BT 172.79 476.10 Td (Refinance ) Tj ET Q q 0 0 0 rg BT 215.82 476.10 Td (Program ) Tj ET Q q 0 0 0 rg BT 252.76 476.10 Td (\(HARP\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 464.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 464.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 464.10 Td (Home ) Tj ET Q q 0 0 0 rg BT 127.16 464.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 168.53 464.10 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 213.25 464.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 230.19 464.10 Td (\(HMDA\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 452.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 452.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 452.10 Td (Home ) Tj ET Q q 0 0 0 rg BT 127.16 452.10 Td (Ownership ) Tj ET Q q 0 0 0 rg BT 173.54 452.10 Td (and ) Tj ET Q q 0 0 0 rg BT 190.48 452.10 Td (Equity ) Tj ET Q q 0 0 0 rg BT 219.64 452.10 Td (Protection ) Tj ET Q q 0 0 0 rg BT 262.69 452.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 279.63 452.10 Td (\(HOEP) Tj ET Q q 0 0 0 rg BT 312.59 452.10 Td (A\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 440.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 440.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 440.10 Td (New ) Tj ET Q q 0 0 0 rg BT 121.23 440.10 Td (Y) Tj ET Q q 0 0 0 rg BT 127.45 440.10 Td (ork ) Tj ET Q q 0 0 0 rg BT 143.28 440.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 164.10 440.10 Td (Property ) Tj ET Q q 0 0 0 rg BT 200.49 440.10 Td (Actions ) Tj ET Q q 0 0 0 rg BT 234.10 440.10 Td (and ) Tj ET Q q 0 0 0 rg BT 251.04 440.10 Td (Proceedings ) Tj ET Q q 0 0 0 rg BT 302.41 440.10 Td (Law ) Tj ET Q q 0 0 0 rg BT 322.68 440.10 Td (\(RP) Tj ET Q q 0 0 0 rg BT 341.76 440.10 Td (APL\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 428.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 428.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 428.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 121.04 428.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 147.98 428.10 Td (Settlement ) Tj ET Q q 0 0 0 rg BT 193.24 428.10 Td (Procedures ) Tj ET Q q 0 0 0 rg BT 239.62 428.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 256.56 428.10 Td (\(RESP) Tj ET Q q 0 0 0 rg BT 287.31 428.10 Td (A\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 416.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 416.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 416.10 Td (Secure ) Tj ET Q q 0 0 0 rg BT 129.92 416.10 Td (and ) Tj ET Q q 0 0 0 rg BT 146.86 416.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 165.47 416.10 Td (Enforcement ) Tj ET Q q 0 0 0 rg BT 219.61 416.10 Td (for ) Tj ET Q q 0 0 0 rg BT 233.77 416.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 275.15 416.10 Td (Licensing ) Tj ET Q q 0 0 0 rg BT 317.08 416.10 Td (\(SAFE\) ) Tj ET Q q 0 0 0 rg BT 359.02 416.10 Td (Act;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 404.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 404.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.22 404.10 Td (Servicemembers ) Tj ET Q q 0 0 0 rg BT 169.36 404.10 Td (Civil ) Tj ET Q q 0 0 0 rg BT 191.86 404.10 Td (Relief ) Tj ET Q q 0 0 0 rg BT 218.24 404.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 235.18 404.10 Td (\(SCRA\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 392.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 392.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.04 392.10 Td (T) Tj ET Q q 0 0 0 rg BT 105.45 392.10 Td (elephone ) Tj ET Q q 0 0 0 rg BT 144.04 392.10 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 187.65 392.10 Td (Protection ) Tj ET Q q 0 0 0 rg BT 230.70 392.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 247.64 392.10 Td (\(TCP) Tj ET Q q 0 0 0 rg BT 272.83 392.10 Td (A\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 380.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 380.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.04 380.10 Td (T) Tj ET Q q 0 0 0 rg BT 105.79 380.10 Td (ruth ) Tj ET Q q 0 0 0 rg BT 124.40 380.10 Td (in ) Tj ET Q q 0 0 0 rg BT 134.68 380.10 Td (Lending ) Tj ET Q q 0 0 0 rg BT 169.95 380.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 186.89 380.10 Td (\(TILA\); ) Tj ET Q q 0 0 0 rg BT 230.48 380.10 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 368.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 368.10 Td (Unfair) Tj ET Q q 0 0 0 rg BT 111.20 368.10 Td (, ) Tj ET Q q 0 0 0 rg BT 116.20 368.10 Td (Deceptive ) Tj ET Q q 0 0 0 rg BT 159.23 368.10 Td (or ) Tj ET Q q 0 0 0 rg BT 169.51 368.10 Td (Abusive ) Tj ET Q q 0 0 0 rg BT 204.79 368.10 Td (Acts ) Tj ET Q q 0 0 0 rg BT 225.62 368.10 Td (and ) Tj ET Q q 0 0 0 rg BT 242.56 368.10 Td (Practices ) Tj ET Q q 0 0 0 rg BT 281.15 368.10 Td (statutes ) Tj ET Q q 0 0 0 rg BT 313.64 368.10 Td (\(UDAAP\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 347.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.20 347.10 Td (are ) Tj ET Q q 0 0 0 rg BT 80.03 347.10 Td (also ) Tj ET Q q 0 0 0 rg BT 98.75 347.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 129.70 347.10 Td (to ) Tj ET Q q 0 0 0 rg BT 140.10 347.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.94 347.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 209.76 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.71 347.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.55 347.10 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 269.28 347.10 Td (Corrupt ) Tj ET Q q 0 0 0 rg BT 303.01 347.10 Td (Practices ) Tj ET Q q 0 0 0 rg BT 341.15 347.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 358.21 347.10 Td (\(FCP) Tj ET Q q 0 0 0 rg BT 382.85 347.10 Td (A\) ) Tj ET Q q 0 0 0 rg BT 400.46 347.10 Td (and ) Tj ET Q q 0 0 0 rg BT 417.52 347.10 Td (comparable ) Tj ET Q q 0 0 0 rg BT 466.78 347.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 498.28 347.10 Td (laws, ) Tj ET Q q 0 0 0 rg BT 521.73 347.10 Td (due ) Tj ET Q q 0 0 0 rg BT 538.79 347.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.19 347.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 335.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 88.10 335.10 Td (in ) Tj ET Q q 0 0 0 rg BT 98.38 335.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 129.75 335.10 Td (jurisdictions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 314.10 Td (In ) Tj ET Q q 0 0 0 rg BT 59.84 314.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 94.62 314.10 Td (to ) Tj ET Q q 0 0 0 rg BT 104.40 314.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 134.16 314.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.60 314.10 Td (state ) Tj ET Q q 0 0 0 rg BT 170.93 314.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 191.27 314.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 231.59 314.10 Td (privacy ) Tj ET Q q 0 0 0 rg BT 263.58 314.10 Td (and ) Tj ET Q q 0 0 0 rg BT 280.03 314.10 Td (data ) Tj ET Q q 0 0 0 rg BT 298.69 314.10 Td (security) Tj ET Q q 0 0 0 rg BT 329.69 314.10 Td (, ) Tj ET Q q 0 0 0 rg BT 334.20 314.10 Td (we ) Tj ET Q q 0 0 0 rg BT 347.87 314.10 Td (are ) Tj ET Q q 0 0 0 rg BT 362.08 314.10 Td (also ) Tj ET Q q 0 0 0 rg BT 380.19 314.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 410.52 314.10 Td (to ) Tj ET Q q 0 0 0 rg BT 420.31 314.10 Td (data ) Tj ET Q q 0 0 0 rg BT 438.97 314.10 Td (protection ) Tj ET Q q 0 0 0 rg BT 481.52 314.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 501.85 314.10 Td (in ) Tj ET Q q 0 0 0 rg BT 511.64 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 525.86 314.10 Td (countries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 302.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.50 302.10 Td (which ) Tj ET Q q 0 0 0 rg BT 88.16 302.10 Td (we ) Tj ET Q q 0 0 0 rg BT 103.04 302.10 Td (operate. ) Tj ET Q q 0 0 0 rg BT 138.18 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 140.69 302.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 190.59 302.10 Td (, ) Tj ET Q q 0 0 0 rg BT 196.31 302.10 Td (we ) Tj ET Q q 0 0 0 rg BT 211.19 302.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 253.28 302.10 Td (that ) Tj ET Q q 0 0 0 rg BT 271.50 302.10 Td (we ) Tj ET Q q 0 0 0 rg BT 286.38 302.10 Td (will ) Tj ET Q q 0 0 0 rg BT 305.15 302.10 Td (be ) Tj ET Q q 0 0 0 rg BT 317.81 302.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 349.36 302.10 Td (to ) Tj ET Q q 0 0 0 rg BT 360.36 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 375.79 302.10 Td (European ) Tj ET Q q 0 0 0 rg BT 417.33 302.10 Td (General ) Tj ET Q q 0 0 0 rg BT 452.19 302.10 Td (Data ) Tj ET Q q 0 0 0 rg BT 474.29 302.10 Td (Protection ) Tj ET Q q 0 0 0 rg BT 518.62 302.10 Td (Regulation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 290.10 Td (\(GDPR\) ) Tj ET Q q 0 0 0 rg BT 94.21 290.10 Td (when ) Tj ET Q q 0 0 0 rg BT 118.37 290.10 Td (it ) Tj ET Q q 0 0 0 rg BT 126.43 290.10 Td (goes ) Tj ET Q q 0 0 0 rg BT 147.26 290.10 Td (into ) Tj ET Q q 0 0 0 rg BT 165.32 290.10 Td (ef) Tj ET Q q 0 0 0 rg BT 172.90 290.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 190.39 290.10 Td (on ) Tj ET Q q 0 0 0 rg BT 202.89 290.10 Td (May ) Tj ET Q q 0 0 0 rg BT 223.72 290.10 Td (25, ) Tj ET Q q 0 0 0 rg BT 238.72 290.10 Td (2018.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 269.10 Td (Legal ) Tj ET Q q 0 0 0 rg BT 73.60 269.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 127.14 269.10 Td (can ) Tj ET Q q 0 0 0 rg BT 142.36 269.10 Td (and ) Tj ET Q q 0 0 0 rg BT 158.14 269.10 Td (do ) Tj ET Q q 0 0 0 rg BT 169.48 269.10 Td (change ) Tj ET Q q 0 0 0 rg BT 199.13 269.10 Td (as ) Tj ET Q q 0 0 0 rg BT 208.80 269.10 Td (statutes ) Tj ET Q q 0 0 0 rg BT 240.14 269.10 Td (and ) Tj ET Q q 0 0 0 rg BT 255.91 269.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 301.69 269.10 Td (are ) Tj ET Q q 0 0 0 rg BT 315.23 269.10 Td (enacted, ) Tj ET Q q 0 0 0 rg BT 349.61 269.10 Td (promulgated ) Tj ET Q q 0 0 0 rg BT 401.49 269.10 Td (or ) Tj ET Q q 0 0 0 rg BT 411.16 269.10 Td (amended. ) Tj ET Q q 0 0 0 rg BT 451.09 269.10 Td ( ) Tj ET Q q 0 0 0 rg BT 452.43 269.10 Td (One ) Tj ET Q q 0 0 0 rg BT 470.43 269.10 Td (such ) Tj ET Q q 0 0 0 rg BT 490.10 269.10 Td (enacted ) Tj ET Q q 0 0 0 rg BT 521.97 269.10 Td (regulation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 257.10 Td (is ) Tj ET Q q 0 0 0 rg BT 58.64 257.10 Td (the ) Tj ET Q q 0 0 0 rg BT 73.34 257.10 Td (Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 124.51 257.10 Td (W) Tj ET Q q 0 0 0 rg BT 133.15 257.10 Td (all ) Tj ET Q q 0 0 0 rg BT 145.62 257.10 Td (Street ) Tj ET Q q 0 0 0 rg BT 171.42 257.10 Td (Reform ) Tj ET Q q 0 0 0 rg BT 204.44 257.10 Td (and ) Tj ET Q q 0 0 0 rg BT 221.35 257.10 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 264.94 257.10 Td (Protection ) Tj ET Q q 0 0 0 rg BT 307.97 257.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 324.88 257.10 Td (\(Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 383.46 257.10 Td (Act\). ) Tj ET Q q 0 0 0 rg BT 410.64 257.10 Td ( ) Tj ET Q q 0 0 0 rg BT 412.94 257.10 Td (The ) Tj ET Q q 0 0 0 rg BT 430.96 257.10 Td (Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 481.77 257.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 498.68 257.10 Td (is ) Tj ET Q q 0 0 0 rg BT 507.83 257.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 548.07 257.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 245.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 85.32 245.10 Td (reform ) Tj ET Q q 0 0 0 rg BT 115.01 245.10 Td (of ) Tj ET Q q 0 0 0 rg BT 125.83 245.10 Td (the ) Tj ET Q q 0 0 0 rg BT 140.54 245.10 Td (regulation ) Tj ET Q q 0 0 0 rg BT 183.57 245.10 Td (and ) Tj ET Q q 0 0 0 rg BT 200.50 245.10 Td (supervision ) Tj ET Q q 0 0 0 rg BT 249.10 245.10 Td (of ) Tj ET Q q 0 0 0 rg BT 259.92 245.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 297.39 245.10 Td (institutions, ) Tj ET Q q 0 0 0 rg BT 346.83 245.10 Td (as ) Tj ET Q q 0 0 0 rg BT 357.65 245.10 Td (well ) Tj ET Q q 0 0 0 rg BT 377.36 245.10 Td (as ) Tj ET Q q 0 0 0 rg BT 388.18 245.10 Td (the ) Tj ET Q q 0 0 0 rg BT 402.89 245.10 Td (regulation ) Tj ET Q q 0 0 0 rg BT 445.92 245.10 Td (of ) Tj ET Q q 0 0 0 rg BT 456.74 245.10 Td (derivatives, ) Tj ET Q q 0 0 0 rg BT 505.60 245.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 534.74 245.10 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 233.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 87.25 233.10 Td (and ) Tj ET Q q 0 0 0 rg BT 103.34 233.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 143.87 233.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 180.51 233.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 216.87 233.10 Td ( ) Tj ET Q q 0 0 0 rg BT 218.40 233.10 Td (The ) Tj ET Q q 0 0 0 rg BT 235.60 233.10 Td (Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 285.77 233.10 Td (Act, ) Tj ET Q q 0 0 0 rg BT 304.36 233.10 Td (among ) Tj ET Q q 0 0 0 rg BT 333.23 233.10 Td (other ) Tj ET Q q 0 0 0 rg BT 355.43 233.10 Td (things, ) Tj ET Q q 0 0 0 rg BT 384.03 233.10 Td (created ) Tj ET Q q 0 0 0 rg BT 414.55 233.10 Td (the ) Tj ET Q q 0 0 0 rg BT 428.42 233.10 Td (CFPB, ) Tj ET Q q 0 0 0 rg BT 457.03 233.10 Td (a ) Tj ET Q q 0 0 0 rg BT 463.12 233.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 492.53 233.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 516.96 233.10 Td (responsible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 221.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.21 221.10 Td (regulating ) Tj ET Q q 0 0 0 rg BT 107.80 221.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 149.72 221.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 187.75 221.10 Td (services ) Tj ET Q q 0 0 0 rg BT 223.01 221.10 Td (and ) Tj ET Q q 0 0 0 rg BT 240.50 221.10 Td (products. ) Tj ET Q q 0 0 0 rg BT 280.48 221.10 Td ( ) Tj ET Q q 0 0 0 rg BT 283.31 221.10 Td (T) Tj ET Q q 0 0 0 rg BT 289.07 221.10 Td (itle ) Tj ET Q q 0 0 0 rg BT 304.89 221.10 Td (XIV) Tj ET Q q 0 0 0 rg BT 322.48 221.10 Td ( ) Tj ET Q q 0 0 0 rg BT 325.53 221.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.91 221.10 Td (the ) Tj ET Q q 0 0 0 rg BT 352.17 221.10 Td (Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 403.43 221.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 420.92 221.10 Td (contains ) Tj ET Q q 0 0 0 rg BT 457.29 221.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.56 221.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 514.48 221.10 Td (Reform ) Tj ET Q q 0 0 0 rg BT 548.08 221.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 209.10 Td (Anti-Predatory ) Tj ET Q q 0 0 0 rg BT 112.16 209.10 Td (Lending ) Tj ET Q q 0 0 0 rg BT 147.56 209.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 164.67 209.10 Td (\(Mortgage ) Tj ET Q q 0 0 0 rg BT 213.40 209.10 Td (Act\). ) Tj ET Q q 0 0 0 rg BT 240.78 209.10 Td ( ) Tj ET Q q 0 0 0 rg BT 243.26 209.10 Td (The ) Tj ET Q q 0 0 0 rg BT 261.47 209.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 302.43 209.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 319.54 209.10 Td (imposes ) Tj ET Q q 0 0 0 rg BT 354.99 209.10 Td (a ) Tj ET Q q 0 0 0 rg BT 362.10 209.10 Td (number ) Tj ET Q q 0 0 0 rg BT 395.32 209.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.32 209.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 448.98 209.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 503.85 209.10 Td (on ) Tj ET Q q 0 0 0 rg BT 516.52 209.10 Td (lenders ) Tj ET Q q 0 0 0 rg BT 548.07 209.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 197.10 Td (servicers ) Tj ET Q q 0 0 0 rg BT 86.89 197.10 Td (of ) Tj ET Q q 0 0 0 rg BT 97.08 197.10 Td (residential ) Tj ET Q q 0 0 0 rg BT 140.59 197.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 180.21 197.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 203.17 197.10 Td (by ) Tj ET Q q 0 0 0 rg BT 215.03 197.10 Td (amending ) Tj ET Q q 0 0 0 rg BT 256.32 197.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.62 197.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 316.13 197.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 345.19 197.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 378.71 197.10 Td (regulations. ) Tj ET Q q 0 0 0 rg BT 427.50 197.10 Td ( ) Tj ET Q q 0 0 0 rg BT 429.22 197.10 Td (The ) Tj ET Q q 0 0 0 rg BT 446.63 197.10 Td (interpretation ) Tj ET Q q 0 0 0 rg BT 502.35 197.10 Td (or ) Tj ET Q q 0 0 0 rg BT 512.54 197.10 Td (enforcement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 185.10 Td (by ) Tj ET Q q 0 0 0 rg BT 61.46 185.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 104.52 185.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 148.70 185.10 Td (of ) Tj ET Q q 0 0 0 rg BT 158.99 185.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 202.05 185.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 222.34 185.10 Td (and ) Tj ET Q q 0 0 0 rg BT 238.74 185.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 285.14 185.10 Td (also ) Tj ET Q q 0 0 0 rg BT 303.21 185.10 Td (may ) Tj ET Q q 0 0 0 rg BT 322.40 185.10 Td (change ) Tj ET Q q 0 0 0 rg BT 352.68 185.10 Td (over ) Tj ET Q q 0 0 0 rg BT 372.41 185.10 Td (time. ) Tj ET Q q 0 0 0 rg BT 394.65 185.10 Td ( ) Tj ET Q q 0 0 0 rg BT 396.61 185.10 Td (In ) Tj ET Q q 0 0 0 rg BT 406.90 185.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 444.14 185.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.32 185.10 Td (creation ) Tj ET Q q 0 0 0 rg BT 492.49 185.10 Td (of ) Tj ET Q q 0 0 0 rg BT 502.78 185.10 Td (new ) Tj ET Q q 0 0 0 rg BT 521.41 185.10 Td (regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 173.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 95.80 173.10 Td (or ) Tj ET Q q 0 0 0 rg BT 108.21 173.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 144.51 173.10 Td (in ) Tj ET Q q 0 0 0 rg BT 156.37 173.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.67 173.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 217.85 173.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 264.15 173.10 Td (overseeing ) Tj ET Q q 0 0 0 rg BT 311.55 173.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 356.72 173.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 379.14 173.10 Td (and ) Tj ET Q q 0 0 0 rg BT 397.66 173.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 446.18 173.10 Td (may ) Tj ET Q q 0 0 0 rg BT 467.48 173.10 Td (also ) Tj ET Q q 0 0 0 rg BT 487.68 173.10 Td (result ) Tj ET Q q 0 0 0 rg BT 513.98 173.10 Td (in ) Tj ET Q q 0 0 0 rg BT 525.84 173.10 Td (changing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 161.10 Td (interpretation ) Tj ET Q q 0 0 0 rg BT 105.87 161.10 Td (or ) Tj ET Q q 0 0 0 rg BT 116.70 161.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 169.17 161.10 Td (of ) Tj ET Q q 0 0 0 rg BT 180.00 161.10 Td (such ) Tj ET Q q 0 0 0 rg BT 200.83 161.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 221.66 161.10 Td (or ) Tj ET Q q 0 0 0 rg BT 232.49 161.10 Td (regulations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 140.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.38 140.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 95.80 140.10 Td (to ) Tj ET Q q 0 0 0 rg BT 105.91 140.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 138.24 140.10 Td (with ) Tj ET Q q 0 0 0 rg BT 158.34 140.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 201.76 140.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 222.42 140.10 Td (or ) Tj ET Q q 0 0 0 rg BT 233.08 140.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 279.84 140.10 Td (or ) Tj ET Q q 0 0 0 rg BT 290.50 140.10 Td (changing ) Tj ET Q q 0 0 0 rg BT 329.49 140.10 Td (interpretation ) Tj ET Q q 0 0 0 rg BT 385.68 140.10 Td (of ) Tj ET Q q 0 0 0 rg BT 396.34 140.10 Td (such ) Tj ET Q q 0 0 0 rg BT 417.00 140.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 437.66 140.10 Td (or ) Tj ET Q q 0 0 0 rg BT 448.32 140.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 495.08 140.10 Td (could ) Tj ET Q q 0 0 0 rg BT 519.63 140.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 550.28 140.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 128.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 89.93 128.10 Td (to ) Tj ET Q q 0 0 0 rg BT 99.26 128.10 Td (criminal ) Tj ET Q q 0 0 0 rg BT 134.13 128.10 Td (or ) Tj ET Q q 0 0 0 rg BT 144.00 128.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 163.32 128.10 Td (liability) Tj ET Q q 0 0 0 rg BT 193.78 128.10 Td (, ) Tj ET Q q 0 0 0 rg BT 197.83 128.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 241.59 128.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 281.18 128.10 Td (fines, ) Tj ET Q q 0 0 0 rg BT 304.66 128.10 Td (settlements, ) Tj ET Q q 0 0 0 rg BT 353.70 128.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 375.25 128.10 Td (and ) Tj ET Q q 0 0 0 rg BT 391.23 128.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 423.33 128.10 Td (orders ) Tj ET Q q 0 0 0 rg BT 449.86 128.10 Td (af) Tj ET Q q 0 0 0 rg BT 457.45 128.10 Td (fecting ) Tj ET Q q 0 0 0 rg BT 486.76 128.10 Td (us ) Tj ET Q q 0 0 0 rg BT 497.20 128.10 Td (or ) Tj ET Q q 0 0 0 rg BT 507.08 128.10 Td (our ) Tj ET Q q 0 0 0 rg BT 521.95 128.10 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 116.10 Td (that ) Tj ET Q q 0 0 0 rg BT 66.90 116.10 Td (may ) Tj ET Q q 0 0 0 rg BT 86.51 116.10 Td (curtail ) Tj ET Q q 0 0 0 rg BT 114.46 116.10 Td (or ) Tj ET Q q 0 0 0 rg BT 125.19 116.10 Td (restrict ) Tj ET Q q 0 0 0 rg BT 155.35 116.10 Td (the ) Tj ET Q q 0 0 0 rg BT 169.97 116.10 Td (business ) Tj ET Q q 0 0 0 rg BT 206.27 116.10 Td (as ) Tj ET Q q 0 0 0 rg BT 217.00 116.10 Td (it ) Tj ET Q q 0 0 0 rg BT 224.96 116.10 Td (is ) Tj ET Q q 0 0 0 rg BT 234.03 116.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 272.52 116.10 Td (conducted ) Tj ET Q q 0 0 0 rg BT 316.02 116.10 Td (and ) Tj ET Q q 0 0 0 rg BT 332.86 116.10 Td (could ) Tj ET Q q 0 0 0 rg BT 357.47 116.10 Td (have ) Tj ET Q q 0 0 0 rg BT 378.75 116.10 Td (an ) Tj ET Q q 0 0 0 rg BT 390.59 116.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 423.53 116.10 Td (ef) Tj ET Q q 0 0 0 rg BT 431.12 116.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 448.51 116.10 Td (on ) Tj ET Q q 0 0 0 rg BT 460.91 116.10 Td (our ) Tj ET Q q 0 0 0 rg BT 476.64 116.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 514.02 116.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 554.20 116.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 104.10 Td (results ) Tj ET Q q 0 0 0 rg BT 78.11 104.10 Td (of ) Tj ET Q q 0 0 0 rg BT 88.94 104.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 83.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 104.83 83.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 134.88 83.10 Td (of ) Tj ET Q q 0 0 0 rg BT 146.06 83.10 Td (our ) Tj ET Q q 0 0 0 rg BT 162.23 83.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 209.51 83.10 Td (services ) Tj ET Q q 0 0 0 rg BT 244.57 83.10 Td (are ) Tj ET Q q 0 0 0 rg BT 259.62 83.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 298.02 83.10 Td (at ) Tj ET Q q 0 0 0 rg BT 308.08 83.10 Td (the ) Tj ET Q q 0 0 0 rg BT 323.14 83.10 Td (direction ) Tj ET Q q 0 0 0 rg BT 361.53 83.10 Td (of, ) Tj ET Q q 0 0 0 rg BT 375.21 83.10 Td (and ) Tj ET Q q 0 0 0 rg BT 392.49 83.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 429.78 83.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 442.90 83.10 Td (the ) Tj ET Q q 0 0 0 rg BT 457.97 83.10 Td (identified ) Tj ET Q q 0 0 0 rg BT 499.13 83.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 554.18 83.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 71.10 Td (our ) Tj ET Q q 0 0 0 rg BT 64.10 71.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 108.41 71.10 Td ( ) Tj ET Q q 0 0 0 rg BT 109.59 71.10 Td (The ) Tj ET Q q 0 0 0 rg BT 126.41 71.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 153.77 71.10 Td (of ) Tj ET Q q 0 0 0 rg BT 163.37 71.10 Td (our ) Tj ET Q q 0 0 0 rg BT 177.97 71.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 219.78 71.10 Td (to ) Tj ET Q q 0 0 0 rg BT 228.83 71.10 Td (properly ) Tj ET Q q 0 0 0 rg BT 263.97 71.10 Td (identify ) Tj ET Q q 0 0 0 rg BT 296.35 71.10 Td (or ) Tj ET Q q 0 0 0 rg BT 305.94 71.10 Td (account ) Tj ET Q q 0 0 0 rg BT 338.31 71.10 Td (for ) Tj ET Q q 0 0 0 rg BT 351.24 71.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 393.60 71.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 447.07 71.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 489.43 71.10 Td (to ) Tj ET Q q 0 0 0 rg BT 498.47 71.10 Td (such ) Tj ET Q q 0 0 0 rg BT 518.07 71.10 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 59.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.12 59.10 Td (could ) Tj ET Q q 0 0 0 rg BT 108.75 59.10 Td (expose ) Tj ET Q q 0 0 0 rg BT 138.93 59.10 Td (us ) Tj ET Q q 0 0 0 rg BT 150.24 59.10 Td (to ) Tj ET Q q 0 0 0 rg BT 160.43 59.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 205.06 59.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 245.51 59.10 Td (fines, ) Tj ET Q q 0 0 0 rg BT 269.86 59.10 Td (settlements, ) Tj ET Q q 0 0 0 rg BT 319.77 59.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 342.18 59.10 Td (and ) Tj ET Q q 0 0 0 rg BT 359.03 59.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 391.99 59.10 Td (orders ) Tj ET Q q 0 0 0 rg BT 419.40 59.10 Td (that ) Tj ET Q q 0 0 0 rg BT 436.81 59.10 Td (could ) Tj ET Q q 0 0 0 rg BT 461.44 59.10 Td (have ) Tj ET Q q 0 0 0 rg BT 482.73 59.10 Td (an ) Tj ET Q q 0 0 0 rg BT 494.58 59.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 527.53 59.10 Td (ef) Tj ET Q q 0 0 0 rg BT 535.12 59.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 552.52 59.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 47.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.33 47.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 102.81 47.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 143.08 47.10 Td (or ) Tj ET Q q 0 0 0 rg BT 153.91 47.10 Td (results ) Tj ET Q q 0 0 0 rg BT 182.52 47.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.35 47.10 Td (operations.) Tj ET Q endstream endobj 21 0 obj <>] /Rotate 0 /Contents 22 0 R>> endobj 22 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 731.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.30 731.10 Td (may ) Tj ET Q q 0 0 0 rg BT 85.25 731.10 Td (be ) Tj ET Q q 0 0 0 rg BT 97.41 731.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 128.46 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.97 731.10 Td (licensing ) Tj ET Q q 0 0 0 rg BT 177.80 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 194.97 731.10 Td (regulation ) Tj ET Q q 0 0 0 rg BT 238.24 731.10 Td (as ) Tj ET Q q 0 0 0 rg BT 249.29 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 256.46 731.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 293.06 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 304.12 731.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 334.05 731.10 Td (services ) Tj ET Q q 0 0 0 rg BT 368.98 731.10 Td (including, ) Tj ET Q q 0 0 0 rg BT 411.98 731.10 Td (among ) Tj ET Q q 0 0 0 rg BT 441.93 731.10 Td (others, ) Tj ET Q q 0 0 0 rg BT 471.59 731.10 Td (services ) Tj ET Q q 0 0 0 rg BT 506.53 731.10 Td (as ) Tj ET Q q 0 0 0 rg BT 517.58 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 524.75 731.10 Td (mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 95.81 719.10 Td (underwriter) Tj ET Q q 0 0 0 rg BT 142.06 719.10 Td (, ) Tj ET Q q 0 0 0 rg BT 146.99 719.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 187.19 719.10 Td (broker) Tj ET Q q 0 0 0 rg BT 212.88 719.10 Td (, ) Tj ET Q q 0 0 0 rg BT 217.82 719.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 257.46 719.10 Td (provider) Tj ET Q q 0 0 0 rg BT 290.94 719.10 Td (, ) Tj ET Q q 0 0 0 rg BT 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0 rg BT 210.57 503.10 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 237.53 503.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 290.00 503.10 Td (action.) 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rg BT 412.99 326.10 Td (10-K ) Tj ET Q q 0 0 0 rg BT 436.42 326.10 Td (should ) Tj ET Q q 0 0 0 rg BT 465.96 326.10 Td (be ) Tj ET Q q 0 0 0 rg BT 478.28 326.10 Td (carefully ) Tj ET Q q 0 0 0 rg BT 516.69 326.10 Td (considered. ) Tj ET Q q 0 0 0 rg BT 565.01 326.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 314.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.19 314.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 88.22 314.10 Td (and ) Tj ET Q q 0 0 0 rg BT 104.80 314.10 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 158.03 314.10 Td (described ) Tj ET Q q 0 0 0 rg BT 198.48 314.10 Td (below ) Tj ET Q q 0 0 0 rg BT 225.06 314.10 Td (are ) Tj ET Q q 0 0 0 rg BT 239.41 314.10 Td (not ) Tj ET Q q 0 0 0 rg BT 254.33 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.68 314.10 Td (only ) Tj ET Q q 0 0 0 rg BT 288.60 314.10 Td (ones ) Tj ET Q q 0 0 0 rg BT 309.07 314.10 Td (we ) Tj ET Q q 0 0 0 rg BT 322.87 314.10 Td (face. ) Tj ET Q q 0 0 0 rg BT 344.16 314.10 Td ( ) Tj ET Q q 0 0 0 rg BT 345.83 314.10 Td (Additional ) Tj ET Q q 0 0 0 rg BT 390.74 314.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 411.77 314.10 Td (and ) Tj ET Q q 0 0 0 rg BT 428.35 314.10 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 481.58 314.10 Td (not ) Tj ET Q q 0 0 0 rg BT 496.50 314.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 535.29 314.10 Td (known ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 302.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.07 302.10 Td (us ) Tj ET Q q 0 0 0 rg BT 71.75 302.10 Td (or ) Tj ET Q q 0 0 0 rg BT 82.88 302.10 Td (that ) Tj ET Q q 0 0 0 rg BT 100.66 302.10 Td (we ) Tj ET Q q 0 0 0 rg BT 115.12 302.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 154.56 302.10 Td (deem ) Tj ET Q q 0 0 0 rg BT 179.01 302.10 Td (less ) Tj ET Q q 0 0 0 rg BT 196.80 302.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 241.81 302.10 Td (may ) Tj ET Q q 0 0 0 rg BT 261.81 302.10 Td (also ) Tj ET Q q 0 0 0 rg BT 280.71 302.10 Td (impair ) Tj ET Q q 0 0 0 rg BT 309.61 302.10 Td (our ) Tj ET Q q 0 0 0 rg BT 325.73 302.10 Td (business ) Tj ET Q q 0 0 0 rg BT 362.42 302.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 409.36 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 412.16 302.10 Td (If ) Tj ET Q q 0 0 0 rg BT 421.61 302.10 Td (any ) Tj ET Q q 0 0 0 rg BT 438.84 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.96 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.97 302.10 Td (following ) Tj ET Q q 0 0 0 rg BT 506.65 302.10 Td (risks, ) Tj ET Q q 0 0 0 rg BT 530.83 302.10 Td (or ) Tj ET Q q 0 0 0 rg BT 541.95 302.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 290.10 Td (events ) Tj ET Q q 0 0 0 rg BT 77.45 290.10 Td (related ) Tj ET Q q 0 0 0 rg BT 107.06 290.10 Td (to ) Tj ET Q q 0 0 0 rg BT 117.25 290.10 Td (such ) Tj ET Q q 0 0 0 rg BT 137.99 290.10 Td (risks, ) Tj ET Q q 0 0 0 rg BT 161.79 290.10 Td (or ) Tj ET Q q 0 0 0 rg BT 172.52 290.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 214.92 290.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 236.22 290.10 Td (and ) Tj ET Q q 0 0 0 rg BT 253.06 290.10 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 306.56 290.10 Td (not ) Tj ET Q q 0 0 0 rg BT 321.75 290.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 360.81 290.10 Td (known ) Tj ET Q q 0 0 0 rg BT 390.44 290.10 Td (to ) Tj ET Q q 0 0 0 rg BT 400.62 290.10 Td (us ) Tj ET Q q 0 0 0 rg BT 411.92 290.10 Td (or ) Tj ET Q q 0 0 0 rg BT 422.66 290.10 Td (that ) Tj ET Q q 0 0 0 rg BT 440.06 290.10 Td (we ) Tj ET Q q 0 0 0 rg BT 454.13 290.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 492.63 290.10 Td (deem ) Tj ET Q q 0 0 0 rg BT 516.69 290.10 Td (immaterial, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 278.10 Td (actually ) Tj ET Q q 0 0 0 rg BT 82.96 278.10 Td (occur) Tj ET Q q 0 0 0 rg BT 104.77 278.10 Td (, ) Tj ET Q q 0 0 0 rg BT 109.08 278.10 Td (our ) Tj ET Q q 0 0 0 rg BT 124.23 278.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 162.43 278.10 Td (results ) Tj ET Q q 0 0 0 rg BT 190.36 278.10 Td (of ) Tj ET Q q 0 0 0 rg BT 200.50 278.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 243.97 278.10 Td (and ) Tj ET Q q 0 0 0 rg BT 260.22 278.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 297.02 278.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 336.60 278.10 Td (could ) Tj ET Q q 0 0 0 rg BT 360.64 278.10 Td (be ) Tj ET Q q 0 0 0 rg BT 371.89 278.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 412.02 278.10 Td (af) Tj ET Q q 0 0 0 rg BT 419.60 278.10 Td (fected. ) Tj ET Q q 0 0 0 rg BT 448.34 278.10 Td ( ) Tj ET Q q 0 0 0 rg BT 450.16 278.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 504.46 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 518.49 278.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 535.30 278.10 Td (factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 266.10 Td (described ) Tj ET Q q 0 0 0 rg BT 90.32 266.10 Td (below ) Tj ET Q q 0 0 0 rg BT 117.25 266.10 Td (may ) Tj ET Q q 0 0 0 rg BT 136.97 266.10 Td (not ) Tj ET Q q 0 0 0 rg BT 152.25 266.10 Td (describe ) Tj ET Q q 0 0 0 rg BT 188.06 266.10 Td (the ) Tj ET Q q 0 0 0 rg BT 202.78 266.10 Td (full ) Tj ET Q q 0 0 0 rg BT 219.17 266.10 Td (nature ) Tj ET Q q 0 0 0 rg BT 246.65 266.10 Td (or ) Tj ET Q q 0 0 0 rg BT 257.48 266.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 282.75 266.10 Td (of ) Tj ET Q q 0 0 0 rg BT 293.58 266.10 Td (such ) Tj ET Q q 0 0 0 rg BT 314.41 266.10 Td (risks.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 245.10 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.34 245.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 110.61 245.10 Td (to ) Tj ET Q q 0 0 0 rg BT 121.44 245.10 Td (Our) Tj ET Q q 0 0 0 rg BT 139.04 245.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.54 245.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 180.73 245.10 Td (and ) Tj ET Q q 0 0 0 rg BT 199.35 245.10 Td (Industry) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 224.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.00 224.10 Td (economy ) Tj ET Q q 0 0 0 rg BT 105.04 224.10 Td (and ) Tj ET Q q 0 0 0 rg BT 122.54 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.25 224.10 Td (housing ) Tj ET Q q 0 0 0 rg BT 171.42 224.10 Td (market ) Tj ET Q q 0 0 0 rg BT 201.69 224.10 Td (can ) Tj ET Q q 0 0 0 rg BT 218.63 224.10 Td (affect ) Tj ET Q q 0 0 0 rg BT 243.34 224.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 277.50 224.10 Td (for ) Tj ET Q q 0 0 0 rg BT 291.67 224.10 Td (our ) Tj ET Q q 0 0 0 rg BT 308.06 224.10 Td (services.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 203.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.47 203.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 120.41 203.10 Td (and ) Tj ET Q q 0 0 0 rg BT 137.26 203.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 168.01 203.10 Td (of ) Tj ET Q q 0 0 0 rg BT 178.76 203.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 208.38 203.10 Td (of ) Tj ET Q q 0 0 0 rg BT 219.13 203.10 Td (our ) Tj ET Q q 0 0 0 rg BT 234.88 203.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 279.52 203.10 Td (are ) Tj ET Q q 0 0 0 rg BT 294.14 203.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 337.66 203.10 Td (on ) Tj ET Q q 0 0 0 rg BT 350.07 203.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.71 203.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 397.12 203.10 Td (of ) Tj ET Q q 0 0 0 rg BT 407.87 203.10 Td (residential ) Tj ET Q q 0 0 0 rg BT 451.94 203.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 471.58 203.10 Td (originations ) Tj ET Q q 0 0 0 rg BT 521.77 203.10 Td (and ) Tj ET Q q 0 0 0 rg BT 538.62 203.10 Td (single ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 191.10 Td (family ) Tj ET Q q 0 0 0 rg BT 78.35 191.10 Td (residential ) Tj ET Q q 0 0 0 rg BT 122.74 191.10 Td (real ) Tj ET Q q 0 0 0 rg BT 140.46 191.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 165.97 191.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 216.48 191.10 Td (in ) Tj ET Q q 0 0 0 rg BT 227.00 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 241.95 191.10 Td (United ) Tj ET Q q 0 0 0 rg BT 271.91 191.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 301.04 191.10 Td ( ) Tj ET Q q 0 0 0 rg BT 303.78 191.10 Td (In ) Tj ET Q q 0 0 0 rg BT 314.85 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.81 191.10 Td (event ) Tj ET Q q 0 0 0 rg BT 354.21 191.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.28 191.10 Td (an ) Tj ET Q q 0 0 0 rg BT 377.46 191.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 419.08 191.10 Td (slowdown, ) Tj ET Q q 0 0 0 rg BT 465.43 191.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 500.93 191.10 Td (in ) Tj ET Q q 0 0 0 rg BT 511.45 191.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 543.62 191.10 Td (rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 179.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.99 179.10 Td (any ) Tj ET Q q 0 0 0 rg BT 78.59 179.10 Td (other ) Tj ET Q q 0 0 0 rg BT 102.29 179.10 Td (factor ) Tj ET Q q 0 0 0 rg BT 128.77 179.10 Td (that ) Tj ET Q q 0 0 0 rg BT 146.92 179.10 Td (would ) Tj ET Q q 0 0 0 rg BT 175.08 179.10 Td (lead ) Tj ET Q q 0 0 0 rg BT 194.90 179.10 Td (to ) Tj ET Q q 0 0 0 rg BT 205.83 179.10 Td (a ) Tj ET Q q 0 0 0 rg BT 213.43 179.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 251.00 179.10 Td (in ) Tj ET Q q 0 0 0 rg BT 261.94 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 277.32 179.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 310.47 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.96 179.10 Td (residential ) Tj ET Q q 0 0 0 rg BT 366.77 179.10 Td (real ) Tj ET Q q 0 0 0 rg BT 384.92 179.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 410.84 179.10 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 464.26 179.10 Td (our ) Tj ET Q q 0 0 0 rg BT 480.75 179.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 527.79 179.10 Td (services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.10 Td (residential ) Tj ET Q q 0 0 0 rg BT 92.96 167.10 Td (real ) Tj ET Q q 0 0 0 rg BT 109.76 167.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 134.34 167.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 176.13 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 192.38 167.10 Td (real ) Tj ET Q q 0 0 0 rg BT 209.18 167.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 233.76 167.10 Td (investor ) Tj ET Q q 0 0 0 rg BT 267.79 167.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 305.72 167.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 352.26 167.10 Td (including ) Tj ET Q q 0 0 0 rg BT 391.85 167.10 Td (our ) Tj ET Q q 0 0 0 rg BT 406.99 167.10 Td (buy-renovate-lease-sell ) Tj ET Q q 0 0 0 rg BT 502.09 167.10 Td (program, ) Tj ET Q q 0 0 0 rg BT 540.28 167.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.13 155.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 101.63 155.10 Td (af) Tj ET Q q 0 0 0 rg BT 109.21 155.10 Td (fected. ) Tj ET Q q 0 0 0 rg BT 138.33 155.10 Td ( ) Tj ET Q q 0 0 0 rg BT 140.03 155.10 Td (A) Tj ET Q q 0 0 0 rg BT 146.70 155.10 Td ( ) Tj ET Q q 0 0 0 rg BT 148.89 155.10 Td (strengthening ) Tj ET Q q 0 0 0 rg BT 205.51 155.10 Td (economy ) Tj ET Q q 0 0 0 rg BT 244.35 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 260.97 155.10 Td (housing ) Tj ET Q q 0 0 0 rg BT 294.83 155.10 Td (market ) Tj ET Q q 0 0 0 rg BT 324.78 155.10 Td (may ) Tj ET Q q 0 0 0 rg BT 344.18 155.10 Td (result ) Tj ET Q q 0 0 0 rg BT 368.59 155.10 Td (in ) Tj ET Q q 0 0 0 rg BT 378.55 155.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 403.51 155.10 Td (delinquencies, ) Tj ET Q q 0 0 0 rg BT 463.17 155.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 507.01 155.10 Td (impacting ) Tj ET Q q 0 0 0 rg BT 549.19 155.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 143.10 Td (default ) Tj ET Q q 0 0 0 rg BT 80.16 143.10 Td (related ) Tj ET Q q 0 0 0 rg BT 110.26 143.10 Td (businesses. ) Tj ET Q q 0 0 0 rg BT 157.87 143.10 Td ( ) Tj ET Q q 0 0 0 rg BT 160.77 143.10 Td (Further) Tj ET Q q 0 0 0 rg BT 189.81 143.10 Td (, ) Tj ET Q q 0 0 0 rg BT 195.20 143.10 Td (in ) Tj ET Q q 0 0 0 rg BT 205.88 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 220.99 143.10 Td (event ) Tj ET Q q 0 0 0 rg BT 245.54 143.10 Td (that ) Tj ET Q q 0 0 0 rg BT 263.43 143.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 296.86 143.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 338.63 143.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 383.19 143.10 Td (or ) Tj ET Q q 0 0 0 rg BT 394.42 143.10 Td (other ) Tj ET Q q 0 0 0 rg BT 417.86 143.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 447.96 143.10 Td (lead ) Tj ET Q q 0 0 0 rg BT 467.51 143.10 Td (to ) Tj ET Q q 0 0 0 rg BT 478.19 143.10 Td (a ) Tj ET Q q 0 0 0 rg BT 485.52 143.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 517.29 143.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.96 143.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 554.18 143.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 131.10 Td (home ) Tj ET Q q 0 0 0 rg BT 74.28 131.10 Td (ownership ) Tj ET Q q 0 0 0 rg BT 118.51 131.10 Td (and ) Tj ET Q q 0 0 0 rg BT 135.52 131.10 Td (a ) Tj ET Q q 0 0 0 rg BT 142.52 131.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 182.85 131.10 Td (in ) Tj ET Q q 0 0 0 rg BT 193.20 131.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.98 131.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 249.41 131.10 Td (number ) Tj ET Q q 0 0 0 rg BT 282.53 131.10 Td (of ) Tj ET Q q 0 0 0 rg BT 293.43 131.10 Td (United ) Tj ET Q q 0 0 0 rg BT 323.21 131.10 Td (States ) Tj ET Q q 0 0 0 rg BT 349.66 131.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 390.00 131.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 413.67 131.10 Td (outstanding, ) Tj ET Q q 0 0 0 rg BT 465.40 131.10 Td (our ) Tj ET Q q 0 0 0 rg BT 481.30 131.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 519.41 131.10 Td (and ) Tj ET Q q 0 0 0 rg BT 536.41 131.10 Td (results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 119.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 119.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 104.49 119.10 Td (could ) Tj ET Q q 0 0 0 rg BT 129.20 119.10 Td (be ) Tj ET Q q 0 0 0 rg BT 141.14 119.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 181.96 119.10 Td (af) Tj ET Q q 0 0 0 rg BT 189.54 119.10 Td (fected.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 98.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.11 98.10 Td (business ) Tj ET Q q 0 0 0 rg BT 104.50 98.10 Td (is ) Tj ET Q q 0 0 0 rg BT 113.67 98.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 144.50 98.10 Td (to ) Tj ET Q q 0 0 0 rg BT 154.78 98.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 201.17 98.10 Td (competition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 77.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.37 77.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 101.35 77.10 Td (for ) Tj ET Q q 0 0 0 rg BT 115.33 77.10 Td (our ) Tj ET Q q 0 0 0 rg BT 130.99 77.10 Td (services ) Tj ET Q q 0 0 0 rg BT 165.52 77.10 Td (are ) Tj ET Q q 0 0 0 rg BT 180.05 77.10 Td (very ) Tj ET Q q 0 0 0 rg BT 200.14 77.10 Td (competitive. ) Tj ET Q q 0 0 0 rg BT 252.18 77.10 Td ( ) Tj ET Q q 0 0 0 rg BT 254.50 77.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 272.38 77.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 321.91 77.10 Td (vary ) Tj ET Q q 0 0 0 rg BT 342.00 77.10 Td (in ) Tj ET Q q 0 0 0 rg BT 352.11 77.10 Td (size ) Tj ET Q q 0 0 0 rg BT 369.98 77.10 Td (and ) Tj ET Q q 0 0 0 rg BT 386.74 77.10 Td (in ) Tj ET Q q 0 0 0 rg BT 396.84 77.10 Td (the ) Tj ET Q q 0 0 0 rg BT 411.38 77.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 436.48 77.10 Td (and ) Tj ET Q q 0 0 0 rg BT 453.24 77.10 Td (breadth ) Tj ET Q q 0 0 0 rg BT 485.55 77.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.20 77.10 Td (the ) Tj ET Q q 0 0 0 rg BT 510.75 77.10 Td (services ) Tj ET Q q 0 0 0 rg BT 545.28 77.10 Td (they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 65.10 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 65.10 Td (fer) Tj ET Q q 0 0 0 rg BT 68.20 65.10 Td (. ) Tj ET Q q 0 0 0 rg BT 72.80 65.10 Td ( ) Tj ET Q q 0 0 0 rg BT 74.76 65.10 Td (W) Tj ET Q q 0 0 0 rg BT 83.40 65.10 Td (e ) Tj ET Q q 0 0 0 rg BT 89.94 65.10 Td (compete ) Tj ET Q q 0 0 0 rg BT 125.93 65.10 Td (for ) Tj ET Q q 0 0 0 rg BT 139.69 65.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 173.47 65.10 Td (and ) Tj ET Q q 0 0 0 rg BT 190.01 65.10 Td (new ) Tj ET Q q 0 0 0 rg BT 208.78 65.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 251.44 65.10 Td (against ) Tj ET Q q 0 0 0 rg BT 281.87 65.10 Td (both ) Tj ET Q q 0 0 0 rg BT 301.76 65.10 Td (third ) Tj ET Q q 0 0 0 rg BT 322.75 65.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 351.52 65.10 Td (and ) Tj ET Q q 0 0 0 rg BT 368.06 65.10 Td (the ) Tj ET Q q 0 0 0 rg BT 382.39 65.10 Td (in-house ) Tj ET Q q 0 0 0 rg BT 418.94 65.10 Td (capabilities ) Tj ET Q q 0 0 0 rg BT 466.58 65.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.02 65.10 Td (our ) Tj ET Q q 0 0 0 rg BT 492.46 65.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 537.61 65.10 Td ( ) Tj ET Q q 0 0 0 rg BT 539.72 65.10 Td (Some ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 53.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.98 53.10 Td (our ) Tj ET Q q 0 0 0 rg BT 77.46 53.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 127.82 53.10 Td (are ) Tj ET Q q 0 0 0 rg BT 143.17 53.10 Td (more ) Tj ET Q q 0 0 0 rg BT 166.87 53.10 Td (established, ) Tj ET Q q 0 0 0 rg BT 216.95 53.10 Td (better ) Tj ET Q q 0 0 0 rg BT 242.86 53.10 Td (known ) Tj ET Q q 0 0 0 rg BT 273.23 53.10 Td (and ) Tj ET Q q 0 0 0 rg BT 290.82 53.10 Td (have ) Tj ET Q q 0 0 0 rg BT 312.84 53.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 358.77 53.10 Td (resources, ) Tj ET Q q 0 0 0 rg BT 402.17 53.10 Td (and ) Tj ET Q q 0 0 0 rg BT 419.76 53.10 Td (some ) Tj ET Q q 0 0 0 rg BT 444.02 53.10 Td (have ) Tj ET Q q 0 0 0 rg BT 466.04 53.10 Td (widely-used ) Tj ET Q q 0 0 0 rg BT 518.07 53.10 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 41.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 90.69 41.10 Td (which ) Tj ET Q q 0 0 0 rg BT 117.99 41.10 Td (they ) Tj ET Q q 0 0 0 rg BT 138.06 41.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 158.69 41.10 Td (to ) Tj ET Q q 0 0 0 rg BT 169.33 41.10 Td (use ) Tj ET Q q 0 0 0 rg BT 185.53 41.10 Td (as ) Tj ET Q q 0 0 0 rg BT 196.72 41.10 Td (a ) Tj ET Q q 0 0 0 rg BT 204.02 41.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 254.08 41.10 Td (advantage ) Tj ET Q q 0 0 0 rg BT 297.48 41.10 Td (to ) Tj ET Q q 0 0 0 rg BT 308.12 41.10 Td (drive ) Tj ET Q q 0 0 0 rg BT 331.53 41.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 353.83 41.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.02 41.10 Td (other ) Tj ET Q q 0 0 0 rg BT 388.43 41.10 Td (competing ) Tj ET Q q 0 0 0 rg BT 433.50 41.10 Td (products ) Tj ET Q q 0 0 0 rg BT 470.80 41.10 Td (and ) Tj ET Q q 0 0 0 rg BT 488.10 41.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 525.67 41.10 Td ( ) Tj ET Q q 0 0 0 rg BT 528.53 41.10 Td (Some ) Tj ET Q q 0 0 0 rg BT 554.17 41.10 Td (of ) Tj ET Q endstream endobj 23 0 obj <>] /Rotate 0 /Contents 24 0 R>> endobj 24 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 24.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 24.60 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.60 731.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 115.58 731.10 Td (may ) Tj ET Q q 0 0 0 rg BT 135.56 731.10 Td (have ) Tj ET Q q 0 0 0 rg BT 157.21 731.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 199.97 731.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 249.94 731.10 Td (advantages ) Tj ET Q q 0 0 0 rg BT 297.14 731.10 Td (over ) Tj ET Q q 0 0 0 rg BT 317.67 731.10 Td (us. ) Tj ET Q q 0 0 0 rg BT 331.83 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 334.60 731.10 Td (In ) Tj ET Q q 0 0 0 rg BT 345.70 731.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 383.74 731.10 Td (we ) Tj ET Q q 0 0 0 rg BT 398.17 731.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 427.03 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 442.02 731.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 476.44 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 486.99 731.10 Td (which ) Tj ET Q q 0 0 0 rg BT 514.20 731.10 Td (we ) Tj ET Q q 0 0 0 rg BT 528.63 731.10 Td (compete ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (will ) Tj ET Q q 0 0 0 rg BT 67.82 719.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 105.02 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 115.56 719.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 143.30 719.10 Td (new ) Tj ET Q q 0 0 0 rg BT 162.72 719.10 Td (competitors, ) Tj ET Q q 0 0 0 rg BT 215.20 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 232.40 719.10 Td (that ) Tj ET Q q 0 0 0 rg BT 250.16 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 266.25 719.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 316.22 719.10 Td (will ) Tj ET Q q 0 0 0 rg BT 334.54 719.10 Td (develop ) Tj ET Q q 0 0 0 rg BT 368.96 719.10 Td (new ) Tj ET Q q 0 0 0 rg BT 388.38 719.10 Td (products, ) Tj ET Q q 0 0 0 rg BT 428.08 719.10 Td (services ) Tj ET Q q 0 0 0 rg BT 463.05 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.26 719.10 Td (technologies. ) Tj ET Q q 0 0 0 rg BT 536.06 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 538.62 719.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (new ) Tj ET Q q 0 0 0 rg BT 67.90 707.10 Td (products, ) Tj ET Q q 0 0 0 rg BT 106.58 707.10 Td (services ) Tj ET Q q 0 0 0 rg BT 140.52 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 156.70 707.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 208.98 707.10 Td (may ) Tj ET Q q 0 0 0 rg BT 227.93 707.10 Td (render ) Tj ET Q q 0 0 0 rg BT 255.21 707.10 Td (our ) Tj ET Q q 0 0 0 rg BT 270.28 707.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 303.68 707.10 Td (of) Tj ET Q q 0 0 0 rg BT 311.83 707.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 341.34 707.10 Td (obsolete ) Tj ET Q q 0 0 0 rg BT 376.40 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 392.58 707.10 Td (our ) Tj ET Q q 0 0 0 rg BT 407.64 707.10 Td (competitors) Tj ET Q q 0 0 0 rg BT 457.44 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 459.18 707.10 Td (of) Tj ET Q q 0 0 0 rg BT 467.33 707.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 496.84 707.10 Td (may ) Tj ET Q q 0 0 0 rg BT 515.79 707.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 534.75 707.10 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 95.79 695.10 Td (over ) Tj ET Q q 0 0 0 rg BT 116.01 695.10 Td (our ) Tj ET Q q 0 0 0 rg BT 131.78 695.10 Td (of) Tj ET Q q 0 0 0 rg BT 139.93 695.10 Td (ferings. ) Tj ET Q q 0 0 0 rg BT 172.65 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 175.09 695.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 230.02 695.10 Td (we ) Tj ET Q q 0 0 0 rg BT 244.13 695.10 Td (may ) Tj ET Q q 0 0 0 rg BT 263.79 695.10 Td (not ) Tj ET Q q 0 0 0 rg BT 279.01 695.10 Td (be ) Tj ET Q q 0 0 0 rg BT 290.90 695.10 Td (able ) Tj ET Q q 0 0 0 rg BT 310.00 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 320.22 695.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 342.10 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 356.76 695.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 381.42 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 392.20 695.10 Td (our ) Tj ET Q q 0 0 0 rg BT 407.97 695.10 Td (customers) Tj ET Q q 0 0 0 rg BT 451.11 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 453.55 695.10 Td (service ) Tj ET Q q 0 0 0 rg BT 484.32 695.10 Td (level ) Tj ET Q q 0 0 0 rg BT 506.19 695.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 554.17 695.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 91.01 683.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 113.07 683.10 Td (our ) Tj ET Q q 0 0 0 rg BT 129.03 683.10 Td (customers) Tj ET Q q 0 0 0 rg BT 172.16 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 174.79 683.10 Td (expectations. ) Tj ET Q q 0 0 0 rg BT 229.90 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 232.34 683.10 Td (There ) Tj ET Q q 0 0 0 rg BT 258.29 683.10 Td (can ) Tj ET Q q 0 0 0 rg BT 274.79 683.10 Td (be ) Tj ET Q q 0 0 0 rg BT 286.86 683.10 Td (no ) Tj ET Q q 0 0 0 rg BT 299.49 683.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 340.99 683.10 Td (we ) Tj ET Q q 0 0 0 rg BT 355.28 683.10 Td (will ) Tj ET Q q 0 0 0 rg BT 373.46 683.10 Td (be ) Tj ET Q q 0 0 0 rg BT 385.53 683.10 Td (able ) Tj ET Q q 0 0 0 rg BT 404.82 683.10 Td (to ) Tj ET Q q 0 0 0 rg BT 415.22 683.10 Td (compete ) Tj ET Q q 0 0 0 rg BT 451.72 683.10 Td (successfully ) Tj ET Q q 0 0 0 rg BT 503.23 683.10 Td (against ) Tj ET Q q 0 0 0 rg BT 534.19 683.10 Td (current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (or ) Tj ET Q q 0 0 0 rg BT 59.43 671.10 Td (future ) Tj ET Q q 0 0 0 rg BT 84.91 671.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 133.72 671.10 Td (or ) Tj ET Q q 0 0 0 rg BT 143.66 671.10 Td (that ) Tj ET Q q 0 0 0 rg BT 160.25 671.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 209.06 671.10 Td (pressures ) Tj ET Q q 0 0 0 rg BT 247.87 671.10 Td (we ) Tj ET Q q 0 0 0 rg BT 261.14 671.10 Td (face ) Tj ET Q q 0 0 0 rg BT 279.38 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 288.76 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 302.58 671.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 335.84 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 345.22 671.10 Td (which ) Tj ET Q q 0 0 0 rg BT 371.26 671.10 Td (we ) Tj ET Q q 0 0 0 rg BT 384.52 671.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 415.54 671.10 Td (will ) Tj ET Q q 0 0 0 rg BT 432.70 671.10 Td (not ) Tj ET Q q 0 0 0 rg BT 447.08 671.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 487.00 671.10 Td (af) Tj ET Q q 0 0 0 rg BT 494.59 671.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 511.17 671.10 Td (our ) Tj ET Q q 0 0 0 rg BT 526.11 671.10 Td (business, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.98 659.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 127.25 659.10 Td (and ) Tj ET Q q 0 0 0 rg BT 144.19 659.10 Td (results ) Tj ET Q q 0 0 0 rg BT 172.80 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 183.63 659.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 79.38 638.10 Td (is ) Tj ET Q q 0 0 0 rg BT 88.17 638.10 Td (curr) Tj ET Q q 0 0 0 rg BT 105.02 638.10 Td (ently ) Tj ET Q q 0 0 0 rg BT 126.57 638.10 Td (our ) Tj ET Q q 0 0 0 rg BT 142.57 638.10 Td (lar) Tj ET Q q 0 0 0 rg BT 153.87 638.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 172.09 638.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 210.87 638.10 Td (and ) Tj ET Q q 0 0 0 rg BT 227.98 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.31 638.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 259.99 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.88 638.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 299.76 638.10 Td (as ) Tj ET Q q 0 0 0 rg BT 310.77 638.10 Td (a ) Tj ET Q q 0 0 0 rg BT 317.88 638.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 356.66 638.10 Td (or ) Tj ET Q q 0 0 0 rg BT 367.66 638.10 Td (a ) Tj ET Q q 0 0 0 rg BT 374.78 638.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 419.11 638.10 Td (r) Tj ET Q q 0 0 0 rg BT 422.63 638.10 Td (eduction ) Tj ET Q q 0 0 0 rg BT 459.18 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 469.08 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 483.41 638.10 Td (size ) Tj ET Q q 0 0 0 rg BT 500.52 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 510.41 638.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 540.30 638.10 Td (could ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 90.32 626.10 Td (affect ) Tj ET Q q 0 0 0 rg BT 115.03 626.10 Td (our ) Tj ET Q q 0 0 0 rg BT 131.42 626.10 Td (business ) Tj ET Q q 0 0 0 rg BT 167.81 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.31 626.10 Td (r) Tj ET Q q 0 0 0 rg BT 188.83 626.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 214.11 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.39 626.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (During ) Tj ET Q q 0 0 0 rg BT 79.46 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 93.30 605.10 Td (year ) Tj ET Q q 0 0 0 rg BT 112.13 605.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 137.63 605.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 195.34 605.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 219.46 605.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 249.41 605.10 Td (was ) Tj ET Q q 0 0 0 rg BT 266.59 605.10 Td (our ) Tj ET Q q 0 0 0 rg BT 281.54 605.10 Td (lar) Tj ET Q q 0 0 0 rg BT 291.91 605.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 309.64 605.10 Td (customer) Tj ET Q q 0 0 0 rg BT 345.90 605.10 Td (, ) Tj ET Q q 0 0 0 rg BT 350.02 605.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 395.52 605.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.80 605.10 Td (58%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.13 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 428.76 605.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.71 605.10 Td (our ) Tj ET Q q 0 0 0 rg BT 453.67 605.10 Td (total ) Tj ET Q q 0 0 0 rg BT 473.07 605.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 508.84 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 510.10 605.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 560.01 605.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (16%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.83 593.10 Td ( ) Tj ET Q q 0 0 0 rg BT 70.48 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 81.47 593.10 Td (our ) Tj ET Q q 0 0 0 rg BT 97.45 593.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 131.75 593.10 Td (for ) Tj ET Q q 0 0 0 rg BT 146.06 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.93 593.10 Td (year ) Tj ET Q q 0 0 0 rg BT 180.79 593.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 207.32 593.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 266.06 593.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 288.71 593.10 Td (was ) Tj ET Q q 0 0 0 rg BT 306.91 593.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 336.21 593.10 Td (on ) Tj ET Q q 0 0 0 rg BT 348.86 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.73 593.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 405.27 593.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 441.24 593.10 Td (by ) Tj ET Q q 0 0 0 rg BT 453.90 593.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 487.37 593.10 Td (when ) Tj ET Q q 0 0 0 rg BT 511.68 593.10 Td (a ) Tj ET Q q 0 0 0 rg BT 518.77 593.10 Td (party ) Tj ET Q q 0 0 0 rg BT 541.97 593.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (than ) Tj ET Q q 0 0 0 rg BT 69.22 581.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 100.04 581.10 Td (or ) Tj ET Q q 0 0 0 rg BT 110.87 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.58 581.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 149.21 581.10 Td (owner ) Tj ET Q q 0 0 0 rg BT 176.70 581.10 Td (selected ) Tj ET Q q 0 0 0 rg BT 210.85 581.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 255.00 581.10 Td (as ) Tj ET Q q 0 0 0 rg BT 265.83 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 280.55 581.10 Td (service ) Tj ET Q q 0 0 0 rg BT 311.37 581.10 Td (provider) Tj ET Q q 0 0 0 rg BT 344.69 581.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 560.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.37 560.10 Td (has ) Tj ET Q q 0 0 0 rg BT 96.24 560.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 136.01 560.10 Td (that ) Tj ET Q q 0 0 0 rg BT 153.55 560.10 Td (it ) Tj ET Q q 0 0 0 rg BT 161.65 560.10 Td (is ) Tj ET Q q 0 0 0 rg BT 170.87 560.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 201.74 560.10 Td (to ) Tj ET Q q 0 0 0 rg BT 212.06 560.10 Td (a ) Tj ET Q q 0 0 0 rg BT 219.05 560.10 Td (number ) Tj ET Q q 0 0 0 rg BT 252.14 560.10 Td (of ) Tj ET Q q 0 0 0 rg BT 263.02 560.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 298.34 560.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 328.64 560.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.63 560.10 Td (state ) Tj ET Q q 0 0 0 rg BT 366.50 560.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 410.14 560.10 Td (examinations, ) Tj ET Q q 0 0 0 rg BT 468.51 560.10 Td (cease ) Tj ET Q q 0 0 0 rg BT 492.70 560.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.68 560.10 Td (desist ) Tj ET Q q 0 0 0 rg BT 535.01 560.10 Td (orders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 548.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 81.57 548.10 Td (orders, ) Tj ET Q q 0 0 0 rg BT 110.58 548.10 Td (inquiries, ) Tj ET Q q 0 0 0 rg BT 149.60 548.10 Td (subpoenas, ) Tj ET Q q 0 0 0 rg BT 195.29 548.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 214.58 548.10 Td (investigative ) Tj ET Q q 0 0 0 rg BT 267.21 548.10 Td (demand, ) Tj ET Q q 0 0 0 rg BT 302.88 548.10 Td (requests ) Tj ET Q q 0 0 0 rg BT 337.18 548.10 Td (for ) Tj ET Q q 0 0 0 rg BT 350.36 548.10 Td (information ) Tj ET Q q 0 0 0 rg BT 399.09 548.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.06 548.10 Td (other ) Tj ET Q q 0 0 0 rg BT 437.13 548.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 466.98 548.10 Td (and ) Tj ET Q q 0 0 0 rg BT 482.94 548.10 Td (is ) Tj ET Q q 0 0 0 rg BT 491.13 548.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 520.98 548.10 Td (to ) Tj ET Q q 0 0 0 rg BT 530.28 548.10 Td (pending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 536.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 70.71 536.10 Td (proceedings, ) Tj ET Q q 0 0 0 rg BT 123.31 536.10 Td (some ) Tj ET Q q 0 0 0 rg BT 146.19 536.10 Td (of ) Tj ET Q q 0 0 0 rg BT 156.30 536.10 Td (which ) Tj ET Q q 0 0 0 rg BT 182.52 536.10 Td (include ) Tj ET Q q 0 0 0 rg BT 213.73 536.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 241.61 536.10 Td (against ) Tj ET Q q 0 0 0 rg BT 271.72 536.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 301.82 536.10 Td (for ) Tj ET Q q 0 0 0 rg BT 315.26 536.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 359.81 536.10 Td (monetary ) Tj ET Q q 0 0 0 rg BT 399.35 536.10 Td (damages. ) Tj ET Q q 0 0 0 rg BT 438.62 536.10 Td ( ) Tj ET Q q 0 0 0 rg BT 440.27 536.10 Td (While ) Tj ET Q q 0 0 0 rg BT 466.48 536.10 Td (not ) Tj ET Q q 0 0 0 rg BT 481.04 536.10 Td (inclusive, ) Tj ET Q q 0 0 0 rg BT 521.42 536.10 Td (regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 524.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 80.56 524.10 Td (to ) Tj ET Q q 0 0 0 rg BT 91.08 524.10 Td (date ) Tj ET Q q 0 0 0 rg BT 110.47 524.10 Td (have ) Tj ET Q q 0 0 0 rg BT 132.08 524.10 Td (included ) Tj ET Q q 0 0 0 rg BT 169.25 524.10 Td (subjecting ) Tj ET Q q 0 0 0 rg BT 213.09 524.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 244.15 524.10 Td (to ) Tj ET Q q 0 0 0 rg BT 254.67 524.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 306.27 524.10 Td (oversight ) Tj ET Q q 0 0 0 rg BT 346.23 524.10 Td (of ) Tj ET Q q 0 0 0 rg BT 357.30 524.10 Td (its ) Tj ET Q q 0 0 0 rg BT 369.48 524.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 413.87 524.10 Td (and ) Tj ET Q q 0 0 0 rg BT 431.05 524.10 Td (placing ) Tj ET Q q 0 0 0 rg BT 463.22 524.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 493.16 524.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 540.33 524.10 Td (on ) Tj ET Q q 0 0 0 rg BT 553.06 524.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 512.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 78.26 512.10 Td (to ) Tj ET Q q 0 0 0 rg BT 89.25 512.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 121.88 512.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 161.75 512.10 Td (rights. ) Tj ET Q q 0 0 0 rg BT 190.23 512.10 Td ( ) Tj ET Q q 0 0 0 rg BT 193.44 512.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 224.97 512.10 Td (may ) Tj ET Q q 0 0 0 rg BT 245.40 512.10 Td (become ) Tj ET Q q 0 0 0 rg BT 279.70 512.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 311.24 512.10 Td (to ) Tj ET Q q 0 0 0 rg BT 322.23 512.10 Td (future ) Tj ET Q q 0 0 0 rg BT 349.31 512.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 380.28 512.10 Td (and ) Tj ET Q q 0 0 0 rg BT 397.92 512.10 Td (state ) Tj ET Q q 0 0 0 rg BT 419.46 512.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 463.76 512.10 Td (investigations, ) Tj ET Q q 0 0 0 rg BT 525.02 512.10 Td (inquiries, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 500.10 Td (requests ) Tj ET Q q 0 0 0 rg BT 84.01 500.10 Td (for ) Tj ET Q q 0 0 0 rg BT 97.42 500.10 Td (information ) Tj ET Q q 0 0 0 rg BT 146.38 500.10 Td (and ) Tj ET Q q 0 0 0 rg BT 162.56 500.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 183.74 500.10 Td (proceedings, ) Tj ET Q q 0 0 0 rg BT 236.30 500.10 Td (any ) Tj ET Q q 0 0 0 rg BT 252.49 500.10 Td (of ) Tj ET Q q 0 0 0 rg BT 262.56 500.10 Td (which ) Tj ET Q q 0 0 0 rg BT 288.75 500.10 Td (could ) Tj ET Q q 0 0 0 rg BT 312.71 500.10 Td (also ) Tj ET Q q 0 0 0 rg BT 330.56 500.10 Td (result ) Tj ET Q q 0 0 0 rg BT 354.52 500.10 Td (in ) Tj ET Q q 0 0 0 rg BT 364.05 500.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 396.33 500.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 439.17 500.10 Td (or ) Tj ET Q q 0 0 0 rg BT 449.25 500.10 Td (other ) Tj ET Q q 0 0 0 rg BT 471.54 500.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 501.61 500.10 Td (against ) Tj ET Q q 0 0 0 rg BT 531.68 500.10 Td (Ocwen.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 479.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.17 479.10 Td (foregoing ) Tj ET Q q 0 0 0 rg BT 110.16 479.10 Td (may ) Tj ET Q q 0 0 0 rg BT 130.50 479.10 Td (have ) Tj ET Q q 0 0 0 rg BT 152.50 479.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 197.83 479.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 231.49 479.10 Td (ef) Tj ET Q q 0 0 0 rg BT 239.08 479.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 261.07 479.10 Td (on ) Tj ET Q q 0 0 0 rg BT 274.19 479.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 305.29 479.10 Td (s ) Tj ET Q q 0 0 0 rg BT 312.30 479.10 Td (business ) Tj ET Q q 0 0 0 rg BT 349.31 479.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 377.98 479.10 Td (our ) Tj ET Q q 0 0 0 rg BT 394.43 479.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 440.33 479.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 490.66 479.10 Td (with ) Tj ET Q q 0 0 0 rg BT 511.56 479.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 545.50 479.10 Td ( ) Tj ET Q q 0 0 0 rg BT 548.62 479.10 Td (For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 467.10 Td (example, ) Tj ET Q q 0 0 0 rg BT 87.64 467.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 117.73 467.10 Td (may ) Tj ET Q q 0 0 0 rg BT 136.72 467.10 Td (be ) Tj ET Q q 0 0 0 rg BT 147.92 467.10 Td (required ) Tj ET Q q 0 0 0 rg BT 183.01 467.10 Td (to ) Tj ET Q q 0 0 0 rg BT 192.56 467.10 Td (alter ) Tj ET Q q 0 0 0 rg BT 212.09 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 226.07 467.10 Td (way ) Tj ET Q q 0 0 0 rg BT 244.50 467.10 Td (it ) Tj ET Q q 0 0 0 rg BT 251.83 467.10 Td (conducts ) Tj ET Q q 0 0 0 rg BT 289.15 467.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 327.31 467.10 Td (including ) Tj ET Q q 0 0 0 rg BT 366.85 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 380.83 467.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 409.26 467.10 Td (it ) Tj ET Q q 0 0 0 rg BT 416.58 467.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 454.45 467.10 Td (with ) Tj ET Q q 0 0 0 rg BT 473.99 467.10 Td (for ) Tj ET Q q 0 0 0 rg BT 487.42 467.10 Td (services ) Tj ET Q q 0 0 0 rg BT 521.40 467.10 Td (\(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 455.10 Td (IT) Tj ET Q q 0 0 0 rg BT 58.76 455.10 Td ( ) Tj ET Q q 0 0 0 rg BT 61.79 455.10 Td (and ) Tj ET Q q 0 0 0 rg BT 79.25 455.10 Td (software ) Tj ET Q q 0 0 0 rg BT 116.71 455.10 Td (services\), ) Tj ET Q q 0 0 0 rg BT 157.78 455.10 Td (it ) Tj ET Q q 0 0 0 rg BT 166.36 455.10 Td (may ) Tj ET Q q 0 0 0 rg BT 186.61 455.10 Td (be ) Tj ET Q q 0 0 0 rg BT 199.08 455.10 Td (required ) Tj ET Q q 0 0 0 rg BT 235.42 455.10 Td (to ) Tj ET Q q 0 0 0 rg BT 246.23 455.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 267.02 455.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 302.26 455.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.07 455.10 Td (its ) Tj ET Q q 0 0 0 rg BT 325.54 455.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 360.24 455.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 391.59 455.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 429.61 455.10 Td (with ) Tj ET Q q 0 0 0 rg BT 450.41 455.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 464.83 455.10 Td (it ) Tj ET Q q 0 0 0 rg BT 473.42 455.10 Td (may ) Tj ET Q q 0 0 0 rg BT 493.67 455.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 512.80 455.10 Td (its ) Tj ET Q q 0 0 0 rg BT 525.28 455.10 Td (non-GSE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 443.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 89.03 443.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 114.68 443.10 Td (or ) Tj ET Q q 0 0 0 rg BT 125.88 443.10 Td (subservicing ) Tj ET Q q 0 0 0 rg BT 179.30 443.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 236.04 443.10 Td (or ) Tj ET Q q 0 0 0 rg BT 247.24 443.10 Td (may ) Tj ET Q q 0 0 0 rg BT 267.33 443.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 286.32 443.10 Td (one ) Tj ET Q q 0 0 0 rg BT 303.63 443.10 Td (or ) Tj ET Q q 0 0 0 rg BT 314.83 443.10 Td (more ) Tj ET Q q 0 0 0 rg BT 338.25 443.10 Td (of ) Tj ET Q q 0 0 0 rg BT 349.46 443.10 Td (its ) Tj ET Q q 0 0 0 rg BT 361.78 443.10 Td (state ) Tj ET Q q 0 0 0 rg BT 382.98 443.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 422.51 443.10 Td (or ) Tj ET Q q 0 0 0 rg BT 433.71 443.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 480.46 443.10 Td (licenses. ) Tj ET Q q 0 0 0 rg BT 517.49 443.10 Td ( ) Tj ET Q q 0 0 0 rg BT 519.73 443.10 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 92.35 431.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 122.44 431.10 Td (or ) Tj ET Q q 0 0 0 rg BT 132.53 431.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 164.83 431.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 201.57 431.10 Td (developments ) Tj ET Q q 0 0 0 rg BT 258.87 431.10 Td (may ) Tj ET Q q 0 0 0 rg BT 277.85 431.10 Td (impose ) Tj ET Q q 0 0 0 rg BT 308.49 431.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 350.24 431.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 396.44 431.10 Td (on ) Tj ET Q q 0 0 0 rg BT 408.20 431.10 Td (or ) Tj ET Q q 0 0 0 rg BT 418.29 431.10 Td (require ) Tj ET Q q 0 0 0 rg BT 448.36 431.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 482.33 431.10 Td (in ) Tj ET Q q 0 0 0 rg BT 491.87 431.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 522.97 431.10 Td (s ) Tj ET Q q 0 0 0 rg BT 528.62 431.10 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.10 Td (that ) Tj ET Q q 0 0 0 rg BT 66.86 419.10 Td (could ) Tj ET Q q 0 0 0 rg BT 91.44 419.10 Td (require ) Tj ET Q q 0 0 0 rg BT 122.12 419.10 Td (it ) Tj ET Q q 0 0 0 rg BT 130.04 419.10 Td (to ) Tj ET Q q 0 0 0 rg BT 140.19 419.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 156.44 419.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 182.13 419.10 Td (or ) Tj ET Q q 0 0 0 rg BT 192.83 419.10 Td (change ) Tj ET Q q 0 0 0 rg BT 223.51 419.10 Td (its ) Tj ET Q q 0 0 0 rg BT 235.32 419.10 Td (business ) Tj ET Q q 0 0 0 rg BT 271.58 419.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 318.10 419.10 Td ( ) Tj ET Q q 0 0 0 rg BT 319.94 419.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 339.53 419.10 Td (or ) Tj ET Q q 0 0 0 rg BT 350.22 419.10 Td (all ) Tj ET Q q 0 0 0 rg BT 362.58 419.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.28 419.10 Td (these ) Tj ET Q q 0 0 0 rg BT 396.19 419.10 Td (ef) Tj ET Q q 0 0 0 rg BT 403.77 419.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 425.02 419.10 Td (could ) Tj ET Q q 0 0 0 rg BT 449.60 419.10 Td (result ) Tj ET Q q 0 0 0 rg BT 474.18 419.10 Td (in ) Tj ET Q q 0 0 0 rg BT 484.32 419.10 Td (our ) Tj ET Q q 0 0 0 rg BT 500.02 419.10 Td (eventual ) Tj ET Q q 0 0 0 rg BT 536.25 419.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 554.18 419.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 79.95 407.10 Td (as ) Tj ET Q q 0 0 0 rg BT 90.41 407.10 Td (a ) Tj ET Q q 0 0 0 rg BT 96.98 407.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 135.77 407.10 Td (or ) Tj ET Q q 0 0 0 rg BT 146.23 407.10 Td (a ) Tj ET Q q 0 0 0 rg BT 152.79 407.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 192.69 407.10 Td (in ) Tj ET Q q 0 0 0 rg BT 202.60 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.94 407.10 Td (number ) Tj ET Q q 0 0 0 rg BT 249.62 407.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 277.30 407.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 309.42 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.89 407.10 Td (services ) Tj ET Q q 0 0 0 rg BT 354.22 407.10 Td (they ) Tj ET Q q 0 0 0 rg BT 373.57 407.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 411.24 407.10 Td (from ) Tj ET Q q 0 0 0 rg BT 432.81 407.10 Td (us ) Tj ET Q q 0 0 0 rg BT 443.83 407.10 Td (or ) Tj ET Q q 0 0 0 rg BT 454.29 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 468.64 407.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 486.33 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.79 407.10 Td (other ) Tj ET Q q 0 0 0 rg BT 519.47 407.10 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 386.10 Td (If ) Tj ET Q q 0 0 0 rg BT 58.80 386.10 Td (any ) Tj ET Q q 0 0 0 rg BT 75.88 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 86.84 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.70 386.10 Td (following ) Tj ET Q q 0 0 0 rg BT 143.22 386.10 Td (events ) Tj ET Q q 0 0 0 rg BT 171.41 386.10 Td (occurred, ) Tj ET Q q 0 0 0 rg BT 210.94 386.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 255.37 386.10 Td (s ) Tj ET Q q 0 0 0 rg BT 261.90 386.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 296.19 386.10 Td (could ) Tj ET Q q 0 0 0 rg BT 321.04 386.10 Td (be ) Tj ET Q q 0 0 0 rg BT 333.12 386.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 385.75 386.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 411.15 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 428.23 386.10 Td (our ) Tj ET Q q 0 0 0 rg BT 444.20 386.10 Td (results ) Tj ET Q q 0 0 0 rg BT 472.94 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.91 386.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 528.21 386.10 Td (could ) Tj ET Q q 0 0 0 rg BT 553.06 386.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 374.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 93.18 374.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 134.64 374.10 Td (af) Tj ET Q q 0 0 0 rg BT 142.22 374.10 Td (fected, ) Tj ET Q q 0 0 0 rg BT 172.29 374.10 Td (including ) Tj ET Q q 0 0 0 rg BT 213.21 374.10 Td (from ) Tj ET Q q 0 0 0 rg BT 235.79 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 251.15 374.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 287.07 374.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 336.31 374.10 Td (or ) Tj ET Q q 0 0 0 rg BT 347.78 374.10 Td (write-of) Tj ET Q q 0 0 0 rg BT 379.81 374.10 Td (f ) Tj ET Q q 0 0 0 rg BT 386.28 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.75 374.10 Td (goodwill, ) Tj ET Q q 0 0 0 rg BT 438.95 374.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 482.08 374.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 511.05 374.10 Td (property ) Tj ET Q q 0 0 0 rg BT 548.07 374.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 362.10 Td (equipment, ) Tj ET Q q 0 0 0 rg BT 96.71 362.10 Td (other ) Tj ET Q q 0 0 0 rg BT 119.76 362.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 145.59 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 162.53 362.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 200.01 362.10 Td (receivable:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 341.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 341.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 129.49 341.10 Td (loses ) Tj ET Q q 0 0 0 rg BT 151.82 341.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 182.47 341.10 Td (as ) Tj ET Q q 0 0 0 rg BT 193.13 341.10 Td (a ) Tj ET Q q 0 0 0 rg BT 199.90 341.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 238.88 341.10 Td (or ) Tj ET Q q 0 0 0 rg BT 249.54 341.10 Td (there ) Tj ET Q q 0 0 0 rg BT 271.86 341.10 Td (is ) Tj ET Q q 0 0 0 rg BT 280.86 341.10 Td (a ) Tj ET Q q 0 0 0 rg BT 287.63 341.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 332.17 341.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 372.27 341.10 Td (in ) Tj ET Q q 0 0 0 rg BT 382.37 341.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.92 341.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 429.25 341.10 Td (of ) Tj ET Q q 0 0 0 rg BT 439.91 341.10 Td (services ) Tj ET Q q 0 0 0 rg BT 474.45 341.10 Td (they ) Tj ET Q q 0 0 0 rg BT 493.99 341.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 531.86 341.10 Td (from ) Tj ET Q q 0 0 0 rg BT 553.63 341.10 Td (us) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 329.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 329.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 117.23 329.10 Td (loses, ) Tj ET Q q 0 0 0 rg BT 143.14 329.10 Td (sells ) Tj ET Q q 0 0 0 rg BT 164.32 329.10 Td (or ) Tj ET Q q 0 0 0 rg BT 176.06 329.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 213.90 329.10 Td (a ) Tj ET Q q 0 0 0 rg BT 221.75 329.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 267.37 329.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 299.66 329.10 Td (or ) Tj ET Q q 0 0 0 rg BT 311.40 329.10 Td (all ) Tj ET Q q 0 0 0 rg BT 324.80 329.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.54 329.10 Td (its ) Tj ET Q q 0 0 0 rg BT 349.40 329.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 393.35 329.10 Td (non-GSE ) Tj ET Q q 0 0 0 rg BT 433.98 329.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 474.04 329.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 500.23 329.10 Td (or ) Tj ET Q q 0 0 0 rg BT 511.96 329.10 Td (subservicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 317.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 141.86 317.10 Td (and ) Tj ET Q q 0 0 0 rg BT 158.25 317.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 202.40 317.10 Td (fails ) Tj ET Q q 0 0 0 rg BT 222.12 317.10 Td (to ) Tj ET Q q 0 0 0 rg BT 232.40 317.10 Td (be ) Tj ET Q q 0 0 0 rg BT 244.34 317.10 Td (retained ) Tj ET Q q 0 0 0 rg BT 279.04 317.10 Td (as ) Tj ET Q q 0 0 0 rg BT 289.87 317.10 Td (a ) Tj ET Q q 0 0 0 rg BT 296.81 317.10 Td (service ) Tj ET Q q 0 0 0 rg BT 327.62 317.10 Td (provider) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 305.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 305.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 116.32 305.10 Td (loses ) Tj ET Q q 0 0 0 rg BT 138.82 305.10 Td (state ) Tj ET Q q 0 0 0 rg BT 159.65 305.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 198.80 305.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 232.96 305.10 Td (in ) Tj ET Q q 0 0 0 rg BT 243.23 305.10 Td (states ) Tj ET Q q 0 0 0 rg BT 267.95 305.10 Td (with ) Tj ET Q q 0 0 0 rg BT 288.23 305.10 Td (a ) Tj ET Q q 0 0 0 rg BT 295.17 305.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 339.88 305.10 Td (number ) Tj ET Q q 0 0 0 rg BT 372.93 305.10 Td (of ) Tj ET Q q 0 0 0 rg BT 383.76 305.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 407.37 305.10 Td (in ) Tj ET Q q 0 0 0 rg BT 417.64 305.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 448.74 305.10 Td (s ) Tj ET Q q 0 0 0 rg BT 455.13 305.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 494.29 305.10 Td (portfolio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 293.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 293.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 129.66 293.10 Td (fails ) Tj ET Q q 0 0 0 rg BT 149.37 293.10 Td (to ) Tj ET Q q 0 0 0 rg BT 159.65 293.10 Td (be ) Tj ET Q q 0 0 0 rg BT 171.59 293.10 Td (retained ) Tj ET Q q 0 0 0 rg BT 206.29 293.10 Td (as ) Tj ET Q q 0 0 0 rg BT 217.12 293.10 Td (a ) Tj ET Q q 0 0 0 rg BT 224.06 293.10 Td (service ) Tj ET Q q 0 0 0 rg BT 254.88 293.10 Td (provider) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 281.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 281.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.34 281.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 150.05 281.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 199.55 281.10 Td (between ) Tj ET Q q 0 0 0 rg BT 235.15 281.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 265.76 281.10 Td (and ) Tj ET Q q 0 0 0 rg BT 281.99 281.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 325.93 281.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 360.43 281.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 412.71 281.10 Td (or ) Tj ET Q q 0 0 0 rg BT 423.33 281.10 Td (there ) Tj ET Q q 0 0 0 rg BT 445.60 281.10 Td (are ) Tj ET Q q 0 0 0 rg BT 460.10 281.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 504.60 281.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 539.10 281.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.17 281.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 269.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 116.33 269.10 Td (to ) Tj ET Q q 0 0 0 rg BT 126.60 269.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 157.42 269.10 Td (for ) Tj ET Q q 0 0 0 rg BT 171.58 269.10 Td (services ) Tj ET Q q 0 0 0 rg BT 206.29 269.10 Td (from ) Tj ET Q q 0 0 0 rg BT 228.23 269.10 Td (which ) Tj ET Q q 0 0 0 rg BT 255.17 269.10 Td (we ) Tj ET Q q 0 0 0 rg BT 269.33 269.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 305.69 269.10 Td (material ) Tj ET Q q 0 0 0 rg BT 340.95 269.10 Td (revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 248.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 99.40 248.10 Td (, ) Tj ET Q q 0 0 0 rg BT 104.74 248.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 135.89 248.10 Td (has ) Tj ET Q q 0 0 0 rg BT 152.06 248.10 Td (notified ) Tj ET Q q 0 0 0 rg BT 186.00 248.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 200.23 248.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 240.28 248.10 Td (in ) Tj ET Q q 0 0 0 rg BT 250.89 248.10 Td (its ) Tj ET Q q 0 0 0 rg BT 263.18 248.10 Td (filings ) Tj ET Q q 0 0 0 rg BT 291.57 248.10 Td (and ) Tj ET Q q 0 0 0 rg BT 308.85 248.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 335.01 248.10 Td (in ) Tj ET Q q 0 0 0 rg BT 345.62 248.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 392.33 248.10 Td (with ) Tj ET Q q 0 0 0 rg BT 412.94 248.10 Td (resolving ) Tj ET Q q 0 0 0 rg BT 453.00 248.10 Td (several ) Tj ET Q q 0 0 0 rg BT 484.15 248.10 Td (state ) Tj ET Q q 0 0 0 rg BT 505.31 248.10 Td (administrative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 236.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 80.31 236.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 121.12 236.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 149.98 236.10 Td (that ) Tj ET Q q 0 0 0 rg BT 167.46 236.10 Td (it ) Tj ET Q q 0 0 0 rg BT 175.50 236.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 199.09 236.10 Td (to ) Tj ET Q q 0 0 0 rg BT 209.35 236.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 249.61 236.10 Td (from ) Tj ET Q q 0 0 0 rg BT 271.53 236.10 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 338.45 236.10 Td (to ) Tj ET Q q 0 0 0 rg BT 348.71 236.10 Td (another ) Tj ET Q q 0 0 0 rg BT 381.17 236.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 421.42 236.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 460.56 236.10 Td (software ) Tj ET Q q 0 0 0 rg BT 497.47 236.10 Td (platform. ) Tj ET Q q 0 0 0 rg BT 536.89 236.10 Td ( ) Tj ET Q q 0 0 0 rg BT 539.19 236.10 Td (There ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 224.10 Td (can ) Tj ET Q q 0 0 0 rg BT 65.45 224.10 Td (be ) Tj ET Q q 0 0 0 rg BT 76.97 224.10 Td (no ) Tj ET Q q 0 0 0 rg BT 89.04 224.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 129.98 224.10 Td (that ) Tj ET Q q 0 0 0 rg BT 147.05 224.10 Td (we ) Tj ET Q q 0 0 0 rg BT 160.79 224.10 Td (will ) Tj ET Q q 0 0 0 rg BT 178.42 224.10 Td (be ) Tj ET Q q 0 0 0 rg BT 189.93 224.10 Td (able ) Tj ET Q q 0 0 0 rg BT 208.67 224.10 Td (to ) Tj ET Q q 0 0 0 rg BT 218.52 224.10 Td (integrate ) Tj ET Q q 0 0 0 rg BT 255.57 224.10 Td (our ) Tj ET Q q 0 0 0 rg BT 270.98 224.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 304.72 224.10 Td (and ) Tj ET Q q 0 0 0 rg BT 321.24 224.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 373.86 224.10 Td (with ) Tj ET Q q 0 0 0 rg BT 393.71 224.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 424.81 224.10 Td (s ) Tj ET Q q 0 0 0 rg BT 430.77 224.10 Td (new ) Tj ET Q q 0 0 0 rg BT 449.51 224.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 489.35 224.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 528.08 224.10 Td (platform ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 212.10 Td (or ) Tj ET Q q 0 0 0 rg BT 59.48 212.10 Td (inter) Tj ET Q q 0 0 0 rg BT 77.61 212.10 Td (-operate ) Tj ET Q q 0 0 0 rg BT 112.01 212.10 Td (with ) Tj ET Q q 0 0 0 rg BT 131.44 212.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 162.54 212.10 Td (s ) Tj ET Q q 0 0 0 rg BT 168.08 212.10 Td (new ) Tj ET Q q 0 0 0 rg BT 186.39 212.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 225.80 212.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 264.11 212.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 300.19 212.10 Td (without ) Tj ET Q q 0 0 0 rg BT 332.40 212.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 372.37 212.10 Td (impacting ) Tj ET Q q 0 0 0 rg BT 414.01 212.10 Td (our ) Tj ET Q q 0 0 0 rg BT 428.99 212.10 Td (business ) Tj ET Q q 0 0 0 rg BT 464.53 212.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.62 212.10 Td (results ) Tj ET Q q 0 0 0 rg BT 508.38 212.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.36 212.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 191.10 Td (There ) Tj ET Q q 0 0 0 rg BT 75.11 191.10 Td (may ) Tj ET Q q 0 0 0 rg BT 94.63 191.10 Td (be ) Tj ET Q q 0 0 0 rg BT 106.36 191.10 Td (other ) Tj ET Q q 0 0 0 rg BT 129.21 191.10 Td (events ) Tj ET Q q 0 0 0 rg BT 157.05 191.10 Td (that ) Tj ET Q q 0 0 0 rg BT 174.34 191.10 Td (could ) Tj ET Q q 0 0 0 rg BT 198.86 191.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 223.36 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 237.88 191.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 255.74 191.10 Td (of ) Tj ET Q q 0 0 0 rg BT 266.36 191.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 296.98 191.10 Td (as ) Tj ET Q q 0 0 0 rg BT 307.61 191.10 Td (a ) Tj ET Q q 0 0 0 rg BT 314.34 191.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 353.30 191.10 Td (or ) Tj ET Q q 0 0 0 rg BT 363.92 191.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 392.87 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 407.38 191.10 Td (size ) Tj ET Q q 0 0 0 rg BT 425.23 191.10 Td (of ) Tj ET Q q 0 0 0 rg BT 435.85 191.10 Td (our ) Tj ET Q q 0 0 0 rg BT 451.48 191.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 500.99 191.10 Td (with ) Tj ET Q q 0 0 0 rg BT 521.06 191.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 554.18 191.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 179.10 Td (that ) Tj ET Q q 0 0 0 rg BT 66.26 179.10 Td (could ) Tj ET Q q 0 0 0 rg BT 90.25 179.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 130.89 179.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 170.97 179.10 Td (af) Tj ET Q q 0 0 0 rg BT 178.56 179.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 195.31 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 209.29 179.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 246.60 179.10 Td (we ) Tj ET Q q 0 0 0 rg BT 260.02 179.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 279.00 179.10 Td (from ) Tj ET Q q 0 0 0 rg BT 300.20 179.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 332.79 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 349.00 179.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 389.08 179.10 Td (af) Tj ET Q q 0 0 0 rg BT 396.67 179.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 413.42 179.10 Td (our ) Tj ET Q q 0 0 0 rg BT 428.51 179.10 Td (business ) Tj ET Q q 0 0 0 rg BT 464.17 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.38 179.10 Td (results ) Tj ET Q q 0 0 0 rg BT 508.25 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.35 179.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 158.10 Td (W) Tj ET Q q 0 0 0 rg BT 56.91 158.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.63 158.10 Td (enter) Tj ET Q q 0 0 0 rg BT 84.81 158.10 Td (ed ) Tj ET Q q 0 0 0 rg BT 97.53 158.10 Td (into ) Tj ET Q q 0 0 0 rg BT 116.36 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.86 158.10 Td (Br) Tj ET Q q 0 0 0 rg BT 141.49 158.10 Td (okerage ) Tj ET Q q 0 0 0 rg BT 176.74 158.10 Td (Agr) Tj ET Q q 0 0 0 rg BT 191.37 158.10 Td (eement ) Tj ET Q q 0 0 0 rg BT 222.96 158.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 238.46 158.10 Td (amended\) ) Tj ET Q q 0 0 0 rg BT 281.17 158.10 Td (with ) Tj ET Q q 0 0 0 rg BT 301.68 158.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 322.06 158.10 Td (s ) Tj ET Q q 0 0 0 rg BT 329.23 158.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 365.28 158.10 Td (br) Tj ET Q q 0 0 0 rg BT 373.80 158.10 Td (okerage ) Tj ET Q q 0 0 0 rg BT 409.29 158.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 454.24 158.10 Td (with ) Tj ET Q q 0 0 0 rg BT 474.74 158.10 Td (r) Tj ET Q q 0 0 0 rg BT 478.26 158.10 Td (espect ) Tj ET Q q 0 0 0 rg BT 506.53 158.10 Td (to ) Tj ET Q q 0 0 0 rg BT 517.59 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 533.08 158.10 Td (Subject ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 146.10 Td (MSRs. ) Tj ET Q q 0 0 0 rg BT 77.83 146.10 Td ( ) Tj ET Q q 0 0 0 rg BT 80.33 146.10 Td (If ) Tj ET Q q 0 0 0 rg BT 88.94 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 103.66 146.10 Td (Br) Tj ET Q q 0 0 0 rg BT 113.28 146.10 Td (okerage ) Tj ET Q q 0 0 0 rg BT 147.81 146.10 Td (Agr) Tj ET Q q 0 0 0 rg BT 162.44 146.10 Td (eement ) Tj ET Q q 0 0 0 rg BT 193.25 146.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 207.98 146.10 Td (amended\) ) Tj ET Q q 0 0 0 rg BT 249.91 146.10 Td (is ) Tj ET Q q 0 0 0 rg BT 259.08 146.10 Td (terminated, ) Tj ET Q q 0 0 0 rg BT 307.40 146.10 Td (our ) Tj ET Q q 0 0 0 rg BT 323.79 146.10 Td (business ) Tj ET Q q 0 0 0 rg BT 360.18 146.10 Td (and ) Tj ET Q q 0 0 0 rg BT 377.68 146.10 Td (r) Tj ET Q q 0 0 0 rg BT 381.20 146.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 406.48 146.10 Td (of ) Tj ET Q q 0 0 0 rg BT 416.76 146.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 462.04 146.10 Td (could ) Tj ET Q q 0 0 0 rg BT 486.76 146.10 Td (be ) Tj ET Q q 0 0 0 rg BT 498.69 146.10 Td (affected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 125.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.69 125.10 Td (of ) Tj ET Q q 0 0 0 rg BT 75.09 125.10 Td (June30, ) Tj ET Q q 0 0 0 rg BT 111.49 125.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 137.06 125.10 Td (we ) Tj ET Q q 0 0 0 rg BT 151.80 125.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 188.19 125.10 Td (that ) Tj ET Q q 0 0 0 rg BT 206.26 125.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 229.33 125.10 Td (owned ) Tj ET Q q 0 0 0 rg BT 259.06 125.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 289.34 125.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 331.28 125.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 357.13 125.10 Td (in, ) Tj ET Q q 0 0 0 rg BT 370.49 125.10 Td (but ) Tj ET Q q 0 0 0 rg BT 386.34 125.10 Td (not ) Tj ET Q q 0 0 0 rg BT 402.19 125.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 424.69 125.10 Td (title ) Tj ET Q q 0 0 0 rg BT 443.32 125.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 456.67 125.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 517.50 125.10 Td (78% ) Tj ET Q q 0 0 0 rg BT 538.90 125.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.31 125.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 113.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 82.18 113.10 Td (MSRs. ) Tj ET Q q 0 0 0 rg BT 112.37 113.10 Td ( ) Tj ET Q q 0 0 0 rg BT 115.06 113.10 Td (In ) Tj ET Q q 0 0 0 rg BT 126.07 113.10 Td (July ) Tj ET Q q 0 0 0 rg BT 145.42 113.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 170.60 113.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 201.60 113.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.73 113.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 241.41 113.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 273.51 113.10 Td (into ) Tj ET Q q 0 0 0 rg BT 291.75 113.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 339.97 113.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.43 113.10 Td (convert ) Tj ET Q q 0 0 0 rg BT 383.09 113.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 405.87 113.10 Td (s ) Tj ET Q q 0 0 0 rg BT 412.45 113.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 454.00 113.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 479.46 113.10 Td (to ) Tj ET Q q 0 0 0 rg BT 489.92 113.10 Td (the ) Tj ET Q q 0 0 0 rg BT 504.82 113.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 537.50 113.10 Td (MSRs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 101.10 Td (into ) Tj ET Q q 0 0 0 rg BT 68.23 101.10 Td (fully-owned ) Tj ET Q q 0 0 0 rg BT 120.28 101.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 148.47 101.10 Td (in ) Tj ET Q q 0 0 0 rg BT 159.42 101.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 200.35 101.10 Td (for ) Tj ET Q q 0 0 0 rg BT 215.18 101.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 256.68 101.10 Td (from ) Tj ET Q q 0 0 0 rg BT 279.29 101.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 302.47 101.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.42 101.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 344.92 101.10 Td (when ) Tj ET Q q 0 0 0 rg BT 369.75 101.10 Td (such ) Tj ET Q q 0 0 0 rg BT 391.25 101.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 419.44 101.10 Td (were ) Tj ET Q q 0 0 0 rg BT 442.04 101.10 Td (transferred. ) Tj ET Q q 0 0 0 rg BT 491.02 101.10 Td ( ) Tj ET Q q 0 0 0 rg BT 493.97 101.10 Td (The ) Tj ET Q q 0 0 0 rg BT 512.69 101.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 550.29 101.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 89.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 80.79 89.10 Td (to ) Tj ET Q q 0 0 0 rg BT 91.53 89.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 121.70 89.10 Td (third ) Tj ET Q q 0 0 0 rg BT 143.55 89.10 Td (party ) Tj ET Q q 0 0 0 rg BT 167.07 89.10 Td (consents. ) Tj ET Q q 0 0 0 rg BT 206.97 89.10 Td ( ) Tj ET Q q 0 0 0 rg BT 209.94 89.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 241.22 89.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 281.40 89.10 Td (that ) Tj ET Q q 0 0 0 rg BT 299.36 89.10 Td (under ) Tj ET Q q 0 0 0 rg BT 325.10 89.10 Td (these ) Tj ET Q q 0 0 0 rg BT 348.61 89.10 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 399.61 89.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 430.89 89.10 Td (would ) Tj ET Q q 0 0 0 rg BT 458.86 89.10 Td (subservice ) Tj ET Q q 0 0 0 rg BT 504.03 89.10 Td (the ) Tj ET Q q 0 0 0 rg BT 519.21 89.10 Td (transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 77.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 82.03 77.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 109.58 77.10 Td (for ) Tj ET Q q 0 0 0 rg BT 123.77 77.10 Td (an ) Tj ET Q q 0 0 0 rg BT 135.74 77.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 161.60 77.10 Td (term ) Tj ET Q q 0 0 0 rg BT 182.46 77.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.33 77.10 Td (five ) Tj ET Q q 0 0 0 rg BT 211.41 77.10 Td (years, ) Tj ET Q q 0 0 0 rg BT 237.54 77.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.51 77.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.26 77.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 317.33 77.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 355.41 77.10 Td (for ) Tj ET Q q 0 0 0 rg BT 369.60 77.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.35 77.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 430.76 77.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.62 77.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.37 77.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 490.57 77.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 546.97 77.10 Td (into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 65.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 65.10 Td (more ) Tj ET Q q 0 0 0 rg BT 79.49 65.10 Td (traditional ) Tj ET Q q 0 0 0 rg BT 123.08 65.10 Td (subservicing ) Tj ET Q q 0 0 0 rg BT 176.13 65.10 Td (arrangement.) Tj ET Q endstream endobj 25 0 obj <>] /Rotate 0 /Contents 26 0 R>> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.23 731.10 Td (January ) Tj ET Q q 0 0 0 rg BT 93.74 731.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 118.64 731.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 149.37 731.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 188.99 731.10 Td (that ) Tj ET Q q 0 0 0 rg BT 206.39 731.10 Td (it ) Tj ET Q q 0 0 0 rg BT 214.35 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 231.19 731.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 253.60 731.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 285.43 731.10 Td (into ) Tj ET Q q 0 0 0 rg BT 303.39 731.10 Td (new ) Tj ET Q q 0 0 0 rg BT 322.45 731.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 370.39 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.57 731.10 Td (accelerate ) Tj ET Q q 0 0 0 rg BT 422.94 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.56 731.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 502.73 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 513.46 731.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 543.07 731.10 Td (parts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.59 719.10 Td (their ) Tj ET Q q 0 0 0 rg BT 79.68 719.10 Td (July ) Tj ET Q q 0 0 0 rg BT 98.12 719.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 119.88 719.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 171.62 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.16 719.10 Td (order ) Tj ET Q q 0 0 0 rg BT 204.02 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.56 719.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 245.86 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.84 719.10 Td (intent ) Tj ET Q q 0 0 0 rg BT 284.38 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.47 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.45 719.10 Td (July ) Tj ET Q q 0 0 0 rg BT 326.89 719.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 348.65 719.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 395.95 719.10 Td (sooner ) Tj ET Q q 0 0 0 rg BT 424.37 719.10 Td (while ) Tj ET Q q 0 0 0 rg BT 448.35 719.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 478.44 719.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 518.53 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.51 719.10 Td (process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 707.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 100.60 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.32 707.10 Td (third ) Tj ET Q q 0 0 0 rg BT 136.71 707.10 Td (party ) Tj ET Q q 0 0 0 rg BT 159.75 707.10 Td (consents ) Tj ET Q q 0 0 0 rg BT 196.69 707.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 238.06 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.34 707.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 281.38 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.09 707.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 328.59 707.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 356.10 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.38 707.10 Td (NRZ.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.22 686.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.03 686.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 133.44 686.10 Td (we ) Tj ET Q q 0 0 0 rg BT 147.02 686.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 178.36 686.10 Td (into ) Tj ET Q q 0 0 0 rg BT 195.84 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 209.97 686.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 253.11 686.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 299.46 686.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 313.03 686.10 Td (amended\) ) Tj ET Q q 0 0 0 rg BT 354.38 686.10 Td (with ) Tj ET Q q 0 0 0 rg BT 374.07 686.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 396.85 686.10 Td (s ) Tj ET Q q 0 0 0 rg BT 402.66 686.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 437.34 686.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 479.23 686.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 522.26 686.10 Td (to ) Tj ET Q q 0 0 0 rg BT 531.96 686.10 Td (provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (real ) Tj ET Q q 0 0 0 rg BT 66.51 674.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 91.30 674.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 133.31 674.10 Td (services ) Tj ET Q q 0 0 0 rg BT 167.54 674.10 Td (for ) Tj ET Q q 0 0 0 rg BT 181.23 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.48 674.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 227.50 674.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 254.54 674.10 Td (and ) Tj ET Q q 0 0 0 rg BT 271.01 674.10 Td (with ) Tj ET Q q 0 0 0 rg BT 290.81 674.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 321.16 674.10 Td (to ) Tj ET Q q 0 0 0 rg BT 330.96 674.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 390.75 674.10 Td ($6 ) Tj ET Q q 0 0 0 rg BT 402.78 674.10 Td (billion ) Tj ET Q q 0 0 0 rg BT 430.92 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.28 674.10 Td (non-Ocwen ) Tj ET Q q 0 0 0 rg BT 489.95 674.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 525.30 674.10 Td (non-GSE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (portfolios. ) Tj ET Q q 0 0 0 rg BT 93.13 662.10 Td ( ) Tj ET Q q 0 0 0 rg BT 95.20 662.10 Td (The ) Tj ET Q q 0 0 0 rg BT 112.99 662.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 156.38 662.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 203.04 662.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 216.94 662.10 Td (amended\) ) Tj ET Q q 0 0 0 rg BT 258.60 662.10 Td (is ) Tj ET Q q 0 0 0 rg BT 267.51 662.10 Td (ef) Tj ET Q q 0 0 0 rg BT 275.10 662.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 304.54 662.10 Td (through ) Tj ET Q q 0 0 0 rg BT 337.39 662.10 Td (August31, ) Tj ET Q q 0 0 0 rg BT 383.52 662.10 Td (2025 ) Tj ET Q q 0 0 0 rg BT 405.76 662.10 Td (but ) Tj ET Q q 0 0 0 rg BT 420.78 662.10 Td (may ) Tj ET Q q 0 0 0 rg BT 440.23 662.10 Td (be ) Tj ET Q q 0 0 0 rg BT 451.91 662.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 496.91 662.10 Td (early ) Tj ET Q q 0 0 0 rg BT 519.13 662.10 Td (by ) Tj ET Q q 0 0 0 rg BT 531.37 662.10 Td (us ) Tj ET Q q 0 0 0 rg BT 542.50 662.10 Td (if ) Tj ET Q q 0 0 0 rg BT 550.85 662.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (are ) Tj ET Q q 0 0 0 rg BT 64.00 650.10 Td (not ) Tj ET Q q 0 0 0 rg BT 79.08 650.10 Td (able ) Tj ET Q q 0 0 0 rg BT 98.03 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 108.10 650.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 130.38 650.10 Td (into ) Tj ET Q q 0 0 0 rg BT 148.23 650.10 Td (a ) Tj ET Q q 0 0 0 rg BT 154.96 650.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 190.63 650.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 237.35 650.10 Td (with ) Tj ET Q q 0 0 0 rg BT 257.42 650.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 279.72 650.10 Td (during ) Tj ET Q q 0 0 0 rg BT 308.12 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.63 650.10 Td (term ) Tj ET Q q 0 0 0 rg BT 343.25 650.10 Td (of ) Tj ET Q q 0 0 0 rg BT 353.88 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.39 650.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 404.56 650.10 Td (LOI, ) Tj ET Q q 0 0 0 rg BT 426.02 650.10 Td (or ) Tj ET Q q 0 0 0 rg BT 436.64 650.10 Td (by ) Tj ET Q q 0 0 0 rg BT 448.94 650.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 471.23 650.10 Td (upon ) 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638.10 Td (include, ) Tj ET Q q 0 0 0 rg BT 443.70 638.10 Td (but ) Tj ET Q q 0 0 0 rg BT 458.37 638.10 Td (are ) Tj ET Q q 0 0 0 rg BT 472.46 638.10 Td (not ) Tj ET Q q 0 0 0 rg BT 487.13 638.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 517.35 638.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 529.52 638.10 Td (a ) Tj ET Q q 0 0 0 rg BT 535.85 638.10 Td (breach ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.26 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.91 626.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 99.55 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 110.31 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 124.96 626.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 168.50 626.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 215.35 626.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 229.44 626.10 Td (amended\) ) Tj ET Q q 0 0 0 rg BT 271.29 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 273.72 626.10 Td (\(including, ) Tj ET Q q 0 0 0 rg BT 319.75 626.10 Td (without ) Tj ET Q q 0 0 0 rg BT 352.74 626.10 Td (limitation, ) Tj ET Q q 0 0 0 rg BT 396.55 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 411.20 626.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 439.72 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 449.93 626.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 471.79 626.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 524.75 626.10 Td (standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.23 614.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 134.94 614.10 Td (with ) Tj ET Q q 0 0 0 rg BT 156.01 614.10 Td (law\), ) Tj ET Q q 0 0 0 rg BT 179.57 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.08 614.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 224.46 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 235.53 614.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 273.81 614.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 308.76 614.10 Td (which ) Tj ET Q q 0 0 0 rg BT 336.49 614.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 365.87 614.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 409.70 614.10 Td (prevents ) Tj ET Q q 0 0 0 rg BT 446.87 614.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 500.68 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 512.30 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 527.81 614.10 Td (contract, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 93.41 602.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 139.55 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.70 602.10 Td (non-compliance, ) Tj ET Q q 0 0 0 rg BT 220.43 602.10 Td (voluntary ) Tj ET Q q 0 0 0 rg BT 261.58 602.10 Td (or ) Tj ET Q q 0 0 0 rg BT 272.72 602.10 Td (involuntary ) Tj ET Q q 0 0 0 rg BT 321.64 602.10 Td (bankruptcy) Tj ET Q q 0 0 0 rg BT 365.98 602.10 Td (, ) Tj ET Q q 0 0 0 rg BT 371.30 602.10 Td (appointment ) Tj ET Q q 0 0 0 rg BT 424.10 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 435.25 602.10 Td (a ) Tj ET Q q 0 0 0 rg BT 442.51 602.10 Td (receiver) Tj ET Q q 0 0 0 rg BT 474.30 602.10 Td (, ) Tj ET Q q 0 0 0 rg BT 479.62 602.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 522.98 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 533.58 602.10 Td (a ) Tj ET Q q 0 0 0 rg BT 540.83 602.10 Td (Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (10-K ) Tj ET Q q 0 0 0 rg BT 71.88 590.10 Td (or ) Tj ET Q q 0 0 0 rg BT 82.04 590.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 105.54 590.10 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 127.92 590.10 Td (that ) Tj ET Q q 0 0 0 rg BT 144.75 590.10 Td (there ) Tj ET Q q 0 0 0 rg BT 166.56 590.10 Td (is ) Tj ET Q q 0 0 0 rg BT 175.06 590.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 219.11 590.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 265.92 590.10 Td (about ) Tj ET Q q 0 0 0 rg BT 289.56 590.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 333.99 590.10 Td (s ) Tj ET Q q 0 0 0 rg BT 339.71 590.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 367.10 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 376.71 590.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 412.97 590.10 Td (as ) Tj ET Q q 0 0 0 rg BT 423.13 590.10 Td (a ) Tj ET Q q 0 0 0 rg BT 429.40 590.10 Td (going ) Tj ET Q q 0 0 0 rg BT 454.01 590.10 Td (concern, ) Tj ET Q q 0 0 0 rg BT 489.98 590.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 517.91 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.51 590.10 Td (maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.57 578.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 95.30 578.10 Td (level ) Tj ET Q q 0 0 0 rg BT 117.37 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 128.33 578.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 148.73 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.80 578.10 Td (an ) Tj ET Q q 0 0 0 rg BT 177.87 578.10 Td (unapproved ) Tj ET Q q 0 0 0 rg BT 227.71 578.10 Td (change ) Tj ET Q q 0 0 0 rg BT 258.66 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.63 578.10 Td (control. ) Tj ET Q q 0 0 0 rg BT 303.09 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 305.72 578.10 Td (If ) Tj ET Q q 0 0 0 rg BT 315.01 578.10 Td (any ) Tj ET Q q 0 0 0 rg BT 332.08 578.10 Td (one ) Tj ET Q q 0 0 0 rg BT 349.16 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.12 578.10 Td (these ) Tj ET Q q 0 0 0 rg BT 383.30 578.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 432.03 578.10 Td (events ) Tj ET Q q 0 0 0 rg BT 460.21 578.10 Td (occurs ) Tj ET Q q 0 0 0 rg BT 488.94 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 506.02 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 520.87 578.10 Td (Brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 96.20 566.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 110.13 566.10 Td (amended\) ) Tj ET Q q 0 0 0 rg BT 151.83 566.10 Td (is ) Tj ET Q q 0 0 0 rg BT 160.77 566.10 Td (terminated, ) Tj ET Q q 0 0 0 rg BT 208.30 566.10 Td (this ) Tj ET Q q 0 0 0 rg BT 225.02 566.10 Td (could ) Tj ET Q q 0 0 0 rg BT 249.51 566.10 Td (have ) Tj ET Q q 0 0 0 rg BT 270.66 566.10 Td (a ) Tj ET Q q 0 0 0 rg BT 277.37 566.10 Td (material ) Tj ET Q q 0 0 0 rg BT 312.41 566.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 345.22 566.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 374.70 566.10 Td (on ) Tj ET Q q 0 0 0 rg BT 386.97 566.10 Td (our ) Tj ET Q q 0 0 0 rg BT 402.58 566.10 Td (future ) Tj ET Q q 0 0 0 rg BT 428.73 566.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 462.64 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 479.36 566.10 Td (results ) Tj ET Q q 0 0 0 rg BT 507.74 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.34 566.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 545.10 Td (W) Tj ET Q q 0 0 0 rg BT 56.91 545.10 Td (e ) Tj ET Q q 0 0 0 rg BT 63.62 545.10 Td (ar) Tj ET Q q 0 0 0 rg BT 72.14 545.10 Td (e ) Tj ET Q q 0 0 0 rg BT 78.84 545.10 Td (negotiating ) Tj ET Q q 0 0 0 rg BT 126.66 545.10 Td (a ) Tj ET Q q 0 0 0 rg BT 133.93 545.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 169.35 545.10 Td (Agr) Tj ET Q q 0 0 0 rg BT 183.98 545.10 Td (eement ) Tj ET Q q 0 0 0 rg BT 214.56 545.10 Td (with ) Tj ET Q q 0 0 0 rg BT 234.05 545.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 254.66 545.10 Td (to ) Tj ET Q q 0 0 0 rg BT 264.71 545.10 Td (pr) Tj ET Q q 0 0 0 rg BT 273.23 545.10 Td (ovide ) Tj ET Q q 0 0 0 rg BT 297.15 545.10 Td (certain-fee ) Tj ET Q q 0 0 0 rg BT 342.73 545.10 Td (based ) Tj ET Q q 0 0 0 rg BT 368.32 545.10 Td (services ) Tj ET Q q 0 0 0 rg BT 402.80 545.10 Td (for ) Tj ET Q q 0 0 0 rg BT 416.73 545.10 Td (the ) Tj ET Q q 0 0 0 rg BT 431.22 545.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 462.92 545.10 Td (MSRs. ) Tj ET Q q 0 0 0 rg BT 491.02 545.10 Td ( ) Tj ET Q q 0 0 0 rg BT 493.28 545.10 Td (If ) Tj ET Q q 0 0 0 rg BT 501.66 545.10 Td (we ) Tj ET Q q 0 0 0 rg BT 515.03 545.10 Td (ar) Tj ET Q q 0 0 0 rg BT 523.55 545.10 Td (e ) Tj ET Q q 0 0 0 rg BT 530.26 545.10 Td (not ) Tj ET Q q 0 0 0 rg BT 545.31 545.10 Td (able ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 533.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.14 533.10 Td (r) Tj ET Q q 0 0 0 rg BT 62.66 533.10 Td (each ) Tj ET Q q 0 0 0 rg BT 83.39 533.10 Td (an ) Tj ET Q q 0 0 0 rg BT 95.25 533.10 Td (agr) Tj ET Q q 0 0 0 rg BT 108.77 533.10 Td (eement ) Tj ET Q q 0 0 0 rg BT 138.94 533.10 Td (with ) Tj ET Q q 0 0 0 rg BT 158.02 533.10 Td (r) Tj ET Q q 0 0 0 rg BT 161.54 533.10 Td (espect ) Tj ET Q q 0 0 0 rg BT 188.39 533.10 Td (to ) Tj ET Q q 0 0 0 rg BT 198.02 533.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.09 533.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 236.17 533.10 Td (of ) Tj ET Q q 0 0 0 rg BT 245.81 533.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.88 533.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 294.92 533.10 Td (Agr) Tj ET Q q 0 0 0 rg BT 309.55 533.10 Td (eement, ) Tj ET Q q 0 0 0 rg BT 342.22 533.10 Td (our ) Tj ET Q q 0 0 0 rg BT 357.97 533.10 Td (business ) Tj ET Q q 0 0 0 rg BT 393.72 533.10 Td (and ) Tj ET Q q 0 0 0 rg BT 410.58 533.10 Td (r) Tj ET Q q 0 0 0 rg BT 414.10 533.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 438.73 533.10 Td (of ) Tj ET Q q 0 0 0 rg BT 448.37 533.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 493.00 533.10 Td (could ) Tj ET Q q 0 0 0 rg BT 517.08 533.10 Td (be ) Tj ET Q q 0 0 0 rg BT 528.37 533.10 Td (affected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 512.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 512.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.95 512.10 Td (executed ) Tj ET Q q 0 0 0 rg BT 102.86 512.10 Td (the ) Tj ET Q q 0 0 0 rg BT 117.45 512.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 153.70 512.10 Td (LOI ) Tj ET Q q 0 0 0 rg BT 172.74 512.10 Td (with ) Tj ET Q q 0 0 0 rg BT 192.89 512.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 215.27 512.10 Td (to ) Tj ET Q q 0 0 0 rg BT 225.42 512.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 247.78 512.10 Td (into ) Tj ET Q q 0 0 0 rg BT 265.72 512.10 Td (a ) Tj ET Q q 0 0 0 rg BT 272.53 512.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 308.26 512.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 357.56 512.10 Td (setting ) Tj ET Q q 0 0 0 rg BT 386.60 512.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 408.41 512.10 Td (the ) Tj ET Q q 0 0 0 rg BT 423.00 512.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 447.60 512.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 484.41 512.10 Td (to ) Tj ET Q q 0 0 0 rg BT 494.56 512.10 Td (which ) Tj ET Q q 0 0 0 rg BT 520.85 512.10 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 500.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 64.99 500.10 Td (r) Tj ET Q q 0 0 0 rg BT 67.77 500.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 78.54 500.10 Td (would ) Tj ET Q q 0 0 0 rg BT 106.53 500.10 Td (be ) Tj ET Q q 0 0 0 rg BT 118.96 500.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.17 500.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 174.93 500.10 Td (service ) Tj ET Q q 0 0 0 rg BT 206.24 500.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 243.11 500.10 Td (of ) Tj ET Q q 0 0 0 rg BT 254.43 500.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 284.62 500.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 325.92 500.10 Td (services ) Tj ET Q q 0 0 0 rg BT 361.12 500.10 Td (with ) Tj ET Q q 0 0 0 rg BT 381.89 500.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 413.20 500.10 Td (to ) Tj ET Q q 0 0 0 rg BT 423.97 500.10 Td (the ) Tj ET Q q 0 0 0 rg BT 439.18 500.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 472.16 500.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 500.17 500.10 Td (through ) Tj ET Q q 0 0 0 rg BT 533.61 500.10 Td (August ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 75.07 488.10 Td ( ) Tj ET Q q 0 0 0 rg BT 78.13 488.10 Td (If ) Tj ET Q q 0 0 0 rg BT 87.86 488.10 Td (we ) Tj ET Q q 0 0 0 rg BT 102.59 488.10 Td (are ) Tj ET Q q 0 0 0 rg BT 117.86 488.10 Td (not ) Tj ET Q q 0 0 0 rg BT 133.70 488.10 Td (able ) Tj ET Q q 0 0 0 rg BT 153.43 488.10 Td (to ) Tj ET Q q 0 0 0 rg BT 164.27 488.10 Td (reach ) Tj ET Q q 0 0 0 rg BT 188.98 488.10 Td (an ) Tj ET Q q 0 0 0 rg BT 201.49 488.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 246.19 488.10 Td (with ) Tj ET Q q 0 0 0 rg BT 267.04 488.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 298.42 488.10 Td (to ) Tj ET Q q 0 0 0 rg BT 309.27 488.10 Td (the ) Tj ET Q q 0 0 0 rg BT 324.55 488.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 349.83 488.10 Td (of ) Tj ET Q q 0 0 0 rg BT 361.23 488.10 Td (the ) Tj ET Q q 0 0 0 rg BT 376.51 488.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 412.78 488.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 462.77 488.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.27 488.10 Td (our ) Tj ET Q q 0 0 0 rg BT 496.67 488.10 Td (role ) Tj ET Q q 0 0 0 rg BT 515.28 488.10 Td (as ) Tj ET Q q 0 0 0 rg BT 526.68 488.10 Td (a ) Tj ET Q q 0 0 0 rg BT 534.18 488.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 476.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 85.74 476.10 Td (with ) Tj ET Q q 0 0 0 rg BT 105.88 476.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 136.55 476.10 Td (to ) Tj ET Q q 0 0 0 rg BT 146.69 476.10 Td (the ) Tj ET Q q 0 0 0 rg BT 161.27 476.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 193.62 476.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 220.99 476.10 Td (is ) Tj ET Q q 0 0 0 rg BT 230.02 476.10 Td (replaced ) Tj ET Q q 0 0 0 rg BT 266.25 476.10 Td (or ) Tj ET Q q 0 0 0 rg BT 276.94 476.10 Td (reduced, ) Tj ET Q q 0 0 0 rg BT 313.44 476.10 Td (our ) Tj ET Q q 0 0 0 rg BT 329.13 476.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 363.14 476.10 Td (could ) Tj ET Q q 0 0 0 rg BT 387.71 476.10 Td (be ) Tj ET Q q 0 0 0 rg BT 399.51 476.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 424.64 476.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.44 476.10 Td (our ) Tj ET Q q 0 0 0 rg BT 457.13 476.10 Td (results ) Tj ET Q q 0 0 0 rg BT 485.60 476.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.29 476.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 540.30 476.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 464.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.44 464.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 104.48 464.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 145.29 464.10 Td (af) Tj ET Q q 0 0 0 rg BT 152.88 464.10 Td (fected.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 443.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.11 443.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 113.39 443.10 Td (r) Tj ET Q q 0 0 0 rg BT 116.91 443.10 Td (elationship ) Tj ET Q q 0 0 0 rg BT 163.85 443.10 Td (with ) Tj ET Q q 0 0 0 rg BT 183.58 443.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 213.85 443.10 Td (may ) Tj ET Q q 0 0 0 rg BT 233.01 443.10 Td (inhibit ) Tj ET Q q 0 0 0 rg BT 261.62 443.10 Td (our ) Tj ET Q q 0 0 0 rg BT 278.01 443.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 306.06 443.10 Td (to ) Tj ET Q q 0 0 0 rg BT 316.34 443.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 345.51 443.10 Td (and ) Tj ET Q q 0 0 0 rg BT 363.01 443.10 Td (r) Tj ET Q q 0 0 0 rg BT 366.53 443.10 Td (etain ) Tj ET Q q 0 0 0 rg BT 389.02 443.10 Td (other ) Tj ET Q q 0 0 0 rg BT 412.63 443.10 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 422.10 Td (Given ) Tj ET Q q 0 0 0 rg BT 76.98 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 92.24 422.10 Td (significance ) Tj ET Q q 0 0 0 rg BT 143.59 422.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.96 422.10 Td (our ) Tj ET Q q 0 0 0 rg BT 171.33 422.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 221.58 422.10 Td (with ) Tj ET Q q 0 0 0 rg BT 242.40 422.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 273.76 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 291.24 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.50 422.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 350.64 422.10 Td (scrutiny ) Tj ET Q q 0 0 0 rg BT 385.89 422.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.27 422.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 431.13 422.10 Td (we ) Tj ET Q q 0 0 0 rg BT 445.83 422.10 Td (may ) Tj ET Q q 0 0 0 rg BT 466.09 422.10 Td (encounter ) Tj ET Q q 0 0 0 rg BT 508.55 422.10 Td (dif) Tj ET Q q 0 0 0 rg BT 519.48 422.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 554.73 422.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 410.10 Td (attracting ) Tj ET Q q 0 0 0 rg BT 89.54 410.10 Td (new ) Tj ET Q q 0 0 0 rg BT 108.49 410.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 151.32 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 168.04 410.10 Td (retaining ) Tj ET Q q 0 0 0 rg BT 205.87 410.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 239.82 410.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 285.15 410.10 Td ( ) Tj ET Q q 0 0 0 rg BT 287.44 410.10 Td (Should ) Tj ET Q q 0 0 0 rg BT 318.06 410.10 Td (these ) Tj ET Q q 0 0 0 rg BT 340.90 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 357.62 410.10 Td (other ) Tj ET Q q 0 0 0 rg BT 380.45 410.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 417.73 410.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 460.56 410.10 Td (view ) Tj ET Q q 0 0 0 rg BT 481.78 410.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 525.72 410.10 Td (as ) Tj ET Q q 0 0 0 rg BT 536.33 410.10 Td (part ) Tj ET Q q 0 0 0 rg BT 554.17 410.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 398.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.52 398.10 Td (or ) Tj ET Q q 0 0 0 rg BT 91.56 398.10 Td (as ) Tj ET Q q 0 0 0 rg BT 102.59 398.10 Td (too ) Tj ET Q q 0 0 0 rg BT 118.07 398.10 Td (closely ) Tj ET Q q 0 0 0 rg BT 149.10 398.10 Td (related ) Tj ET Q q 0 0 0 rg BT 179.00 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 189.48 398.10 Td (or ) Tj ET Q q 0 0 0 rg BT 200.52 398.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 244.31 398.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 267.01 398.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 300.54 398.10 Td (they ) Tj ET Q q 0 0 0 rg BT 320.46 398.10 Td (may ) Tj ET Q q 0 0 0 rg BT 340.38 398.10 Td (be ) Tj ET Q q 0 0 0 rg BT 352.52 398.10 Td (unwilling ) Tj ET Q q 0 0 0 rg BT 393.56 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 404.04 398.10 Td (utilize ) Tj ET Q q 0 0 0 rg BT 431.73 398.10 Td (our ) Tj ET Q q 0 0 0 rg BT 447.76 398.10 Td (services ) Tj ET Q q 0 0 0 rg BT 482.67 398.10 Td (and ) Tj ET Q q 0 0 0 rg BT 499.81 398.10 Td (our ) Tj ET Q q 0 0 0 rg BT 515.85 398.10 Td (non-Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 386.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 80.33 386.10 Td (could ) Tj ET Q q 0 0 0 rg BT 105.05 386.10 Td (be ) Tj ET Q q 0 0 0 rg BT 116.99 386.10 Td (inhibited ) Tj ET Q q 0 0 0 rg BT 155.04 386.10 Td (as ) Tj ET Q q 0 0 0 rg BT 165.87 386.10 Td (a ) Tj ET Q q 0 0 0 rg BT 172.81 386.10 Td (result ) Tj ET Q q 0 0 0 rg BT 197.52 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 214.46 386.10 Td (our ) Tj ET Q q 0 0 0 rg BT 230.29 386.10 Td (results ) Tj ET Q q 0 0 0 rg BT 258.90 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.73 386.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 313.88 386.10 Td (could ) Tj ET Q q 0 0 0 rg BT 338.60 386.10 Td (be ) Tj ET Q q 0 0 0 rg BT 350.54 386.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 391.36 386.10 Td (impacted.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 365.10 Td (W) Tj ET Q q 0 0 0 rg BT 56.91 365.10 Td (e ) Tj ET Q q 0 0 0 rg BT 62.75 365.10 Td (have ) Tj ET Q q 0 0 0 rg BT 83.03 365.10 Td (key ) Tj ET Q q 0 0 0 rg BT 97.75 365.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 135.81 365.10 Td (r) Tj ET Q q 0 0 0 rg BT 139.33 365.10 Td (elationships, ) Tj ET Q q 0 0 0 rg BT 191.57 365.10 Td (other ) Tj ET Q q 0 0 0 rg BT 214.08 365.10 Td (than ) Tj ET Q q 0 0 0 rg BT 233.27 365.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 262.44 365.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.84 365.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 301.08 365.10 Td (the ) Tj ET Q q 0 0 0 rg BT 314.70 365.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 331.67 365.10 Td (of ) Tj ET Q q 0 0 0 rg BT 340.85 365.10 Td (which ) Tj ET Q q 0 0 0 rg BT 366.14 365.10 Td (could ) Tj ET Q q 0 0 0 rg BT 389.76 365.10 Td (affect ) Tj ET Q q 0 0 0 rg BT 413.37 365.10 Td (our ) Tj ET Q q 0 0 0 rg BT 428.67 365.10 Td (business ) Tj ET Q q 0 0 0 rg BT 463.96 365.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.36 365.10 Td (r) Tj ET Q q 0 0 0 rg BT 483.88 365.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 508.06 365.10 Td (of ) Tj ET Q q 0 0 0 rg BT 517.25 365.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 344.10 Td (While ) Tj ET Q q 0 0 0 rg BT 76.60 344.10 Td (no ) Tj ET Q q 0 0 0 rg BT 89.27 344.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 132.49 344.10 Td (client, ) Tj ET Q q 0 0 0 rg BT 159.87 344.10 Td (other ) Tj ET Q q 0 0 0 rg BT 183.08 344.10 Td (than ) Tj ET Q q 0 0 0 rg BT 202.97 344.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 233.95 344.10 Td (and ) Tj ET Q q 0 0 0 rg BT 251.06 344.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 276.23 344.10 Td (represents ) Tj ET Q q 0 0 0 rg BT 319.43 344.10 Td (more ) Tj ET Q q 0 0 0 rg BT 342.65 344.10 Td (than ) Tj ET Q q 0 0 0 rg BT 362.53 344.10 Td (10% ) Tj ET Q q 0 0 0 rg BT 383.53 344.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.53 344.10 Td (our ) Tj ET Q q 0 0 0 rg BT 410.52 344.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 463.73 344.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 500.55 344.10 Td (we ) Tj ET Q q 0 0 0 rg BT 514.87 344.10 Td (are ) Tj ET Q q 0 0 0 rg BT 529.75 344.10 Td (exposed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 332.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.17 332.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 97.72 332.10 Td (concentration. ) Tj ET Q q 0 0 0 rg BT 156.54 332.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.43 332.10 Td (Most ) Tj ET Q q 0 0 0 rg BT 180.89 332.10 Td (of ) Tj ET Q q 0 0 0 rg BT 191.11 332.10 Td (our ) Tj ET Q q 0 0 0 rg BT 206.34 332.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 248.78 332.10 Td (are ) Tj ET Q q 0 0 0 rg BT 262.88 332.10 Td (not ) Tj ET Q q 0 0 0 rg BT 277.55 332.10 Td (contractually ) Tj ET Q q 0 0 0 rg BT 331.64 332.10 Td (obligated ) Tj ET Q q 0 0 0 rg BT 370.75 332.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.42 332.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 416.75 332.10 Td (to ) Tj ET Q q 0 0 0 rg BT 426.42 332.10 Td (use ) Tj ET Q q 0 0 0 rg BT 441.65 332.10 Td (our ) Tj ET Q q 0 0 0 rg BT 456.87 332.10 Td (services ) Tj ET Q q 0 0 0 rg BT 490.97 332.10 Td (at ) Tj ET Q q 0 0 0 rg BT 500.09 332.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 539.19 332.10 Td (levels ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 320.10 Td (or ) Tj ET Q q 0 0 0 rg BT 59.94 320.10 Td (at ) Tj ET Q q 0 0 0 rg BT 69.27 320.10 Td (all. ) Tj ET Q q 0 0 0 rg BT 83.88 320.10 Td ( ) Tj ET Q q 0 0 0 rg BT 85.84 320.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.50 320.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 121.17 320.10 Td (of ) Tj ET Q q 0 0 0 rg BT 131.61 320.10 Td (any ) Tj ET Q q 0 0 0 rg BT 148.16 320.10 Td (of ) Tj ET Q q 0 0 0 rg BT 158.60 320.10 Td (these ) Tj ET Q q 0 0 0 rg BT 181.26 320.10 Td (key ) Tj ET Q q 0 0 0 rg BT 197.81 320.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 240.47 320.10 Td (or ) Tj ET Q q 0 0 0 rg BT 250.91 320.10 Td (their ) Tj ET Q q 0 0 0 rg BT 271.35 320.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 299.55 320.10 Td (to ) Tj ET Q q 0 0 0 rg BT 309.44 320.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 326.00 320.10 Td (us ) Tj ET Q q 0 0 0 rg BT 337.00 320.10 Td (could ) Tj ET Q q 0 0 0 rg BT 361.33 320.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 390.08 320.10 Td (our ) Tj ET Q q 0 0 0 rg BT 405.53 320.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 439.28 320.10 Td (and ) Tj ET Q q 0 0 0 rg BT 455.83 320.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 496.26 320.10 Td (af) Tj ET Q q 0 0 0 rg BT 503.85 320.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 520.95 320.10 Td (our ) Tj ET Q q 0 0 0 rg BT 536.39 320.10 Td (results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 308.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 308.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 287.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.84 287.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 115.05 287.10 Td (pr) Tj ET Q q 0 0 0 rg BT 123.58 287.10 Td (operty ) Tj ET Q q 0 0 0 rg BT 151.35 287.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 176.92 287.10 Td (ar) Tj ET Q q 0 0 0 rg BT 185.44 287.10 Td (e ) Tj ET Q q 0 0 0 rg BT 192.10 287.10 Td (valuable ) Tj ET Q q 0 0 0 rg BT 228.77 287.10 Td (and ) Tj ET Q q 0 0 0 rg BT 245.99 287.10 Td (any ) Tj ET Q q 0 0 0 rg BT 262.66 287.10 Td (inability ) Tj ET Q q 0 0 0 rg BT 298.22 287.10 Td (to ) Tj ET Q q 0 0 0 rg BT 308.23 287.10 Td (pr) Tj ET Q q 0 0 0 rg BT 316.75 287.10 Td (otect ) Tj ET Q q 0 0 0 rg BT 338.41 287.10 Td (them ) Tj ET Q q 0 0 0 rg BT 360.07 287.10 Td (or ) Tj ET Q q 0 0 0 rg BT 371.19 287.10 Td (challenges ) Tj ET Q q 0 0 0 rg BT 416.19 287.10 Td (to ) Tj ET Q q 0 0 0 rg BT 426.19 287.10 Td (our ) Tj ET Q q 0 0 0 rg BT 442.31 287.10 Td (right ) Tj ET Q q 0 0 0 rg BT 463.99 287.10 Td (to ) Tj ET Q q 0 0 0 rg BT 473.99 287.10 Td (use ) Tj ET Q q 0 0 0 rg BT 489.55 287.10 Td (them ) Tj ET Q q 0 0 0 rg BT 511.22 287.10 Td (could ) Tj ET Q q 0 0 0 rg BT 535.66 287.10 Td (r) Tj ET Q q 0 0 0 rg BT 539.18 287.10 Td (educe ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 275.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.22 275.10 Td (value ) Tj ET Q q 0 0 0 rg BT 88.37 275.10 Td (of ) Tj ET Q q 0 0 0 rg BT 98.65 275.10 Td (our ) Tj ET Q q 0 0 0 rg BT 115.04 275.10 Td (services ) Tj ET Q q 0 0 0 rg BT 149.75 275.10 Td (or ) Tj ET Q q 0 0 0 rg BT 161.14 275.10 Td (incr) Tj ET Q q 0 0 0 rg BT 176.88 275.10 Td (ease ) Tj ET Q q 0 0 0 rg BT 197.15 275.10 Td (our ) Tj ET Q q 0 0 0 rg BT 213.54 275.10 Td (costs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 254.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.44 254.10 Td (patents, ) Tj ET Q q 0 0 0 rg BT 100.65 254.10 Td (trademarks, ) Tj ET Q q 0 0 0 rg BT 149.96 254.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 172.34 254.10 Td (secrets, ) Tj ET Q q 0 0 0 rg BT 204.43 254.10 Td (copyrights ) Tj ET Q q 0 0 0 rg BT 249.04 254.10 Td (and ) Tj ET Q q 0 0 0 rg BT 265.86 254.10 Td (other ) Tj ET Q q 0 0 0 rg BT 288.80 254.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 335.61 254.10 Td (property ) Tj ET Q q 0 0 0 rg BT 371.87 254.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 397.04 254.10 Td (are ) Tj ET Q q 0 0 0 rg BT 411.63 254.10 Td (important ) Tj ET Q q 0 0 0 rg BT 452.90 254.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 481.12 254.10 Td ( ) Tj ET Q q 0 0 0 rg BT 483.34 254.10 Td (The ) Tj ET Q q 0 0 0 rg BT 501.27 254.10 Td (ef) Tj ET Q q 0 0 0 rg BT 508.86 254.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 529.58 254.10 Td (we ) Tj ET Q q 0 0 0 rg BT 543.62 254.10 Td (have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 242.10 Td (taken ) Tj ET Q q 0 0 0 rg BT 72.73 242.10 Td (to ) Tj ET Q q 0 0 0 rg BT 82.09 242.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 111.44 242.10 Td (these ) Tj ET Q q 0 0 0 rg BT 133.56 242.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 179.57 242.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 203.92 242.10 Td (may ) Tj ET Q q 0 0 0 rg BT 222.72 242.10 Td (not ) Tj ET Q q 0 0 0 rg BT 237.08 242.10 Td (be ) Tj ET Q q 0 0 0 rg BT 248.10 242.10 Td (suf) Tj ET Q q 0 0 0 rg BT 260.14 242.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 287.26 242.10 Td (or ) Tj ET Q q 0 0 0 rg BT 297.17 242.10 Td (ef) Tj ET Q q 0 0 0 rg BT 304.76 242.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 333.54 242.10 Td (in ) Tj ET Q q 0 0 0 rg BT 342.90 242.10 Td (every ) Tj ET Q q 0 0 0 rg BT 366.68 242.10 Td (case ) Tj ET Q q 0 0 0 rg BT 385.47 242.10 Td (and ) Tj ET Q q 0 0 0 rg BT 401.49 242.10 Td (in ) Tj ET Q q 0 0 0 rg BT 410.85 242.10 Td (some ) Tj ET Q q 0 0 0 rg BT 433.53 242.10 Td (cases ) Tj ET Q q 0 0 0 rg BT 456.21 242.10 Td (we ) Tj ET Q q 0 0 0 rg BT 469.45 242.10 Td (may ) Tj ET Q q 0 0 0 rg BT 488.25 242.10 Td (not ) Tj ET Q q 0 0 0 rg BT 502.61 242.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 521.95 242.10 Td (protection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.65 230.10 Td (to ) Tj ET Q q 0 0 0 rg BT 71.26 230.10 Td (defend ) Tj ET Q q 0 0 0 rg BT 101.29 230.10 Td (our ) Tj ET Q q 0 0 0 rg BT 117.44 230.10 Td (rights. ) Tj ET Q q 0 0 0 rg BT 145.54 230.10 Td ( ) Tj ET Q q 0 0 0 rg BT 148.16 230.10 Td (The ) Tj ET Q q 0 0 0 rg BT 166.53 230.10 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 221.56 230.10 Td (use ) Tj ET Q q 0 0 0 rg BT 237.71 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 248.87 230.10 Td (our ) Tj ET Q q 0 0 0 rg BT 265.02 230.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 312.27 230.10 Td (property ) Tj ET Q q 0 0 0 rg BT 348.97 230.10 Td (or ) Tj ET Q q 0 0 0 rg BT 360.12 230.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 405.16 230.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 454.08 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 465.23 230.10 Td (our ) Tj ET Q q 0 0 0 rg BT 481.39 230.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 528.64 230.10 Td (property ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 218.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 74.76 218.10 Td (could ) Tj ET Q q 0 0 0 rg BT 99.45 218.10 Td (harm ) Tj ET Q q 0 0 0 rg BT 122.47 218.10 Td (our ) Tj ET Q q 0 0 0 rg BT 138.28 218.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 177.15 218.10 Td (make ) Tj ET Q q 0 0 0 rg BT 201.28 218.10 Td (it ) Tj ET Q q 0 0 0 rg BT 209.31 218.10 Td (more ) Tj ET Q q 0 0 0 rg BT 232.34 218.10 Td (expensive ) Tj ET Q q 0 0 0 rg BT 274.80 218.10 Td (to ) Tj ET Q q 0 0 0 rg BT 285.06 218.10 Td (do ) Tj ET Q q 0 0 0 rg BT 297.53 218.10 Td (business ) Tj ET Q q 0 0 0 rg BT 333.90 218.10 Td (or ) Tj ET Q q 0 0 0 rg BT 344.71 218.10 Td (hurt ) Tj ET Q q 0 0 0 rg BT 363.29 218.10 Td (our ) Tj ET Q q 0 0 0 rg BT 379.10 218.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 407.13 218.10 Td (to ) Tj ET Q q 0 0 0 rg BT 417.39 218.10 Td (compete. ) Tj ET Q q 0 0 0 rg BT 456.24 218.10 Td ( ) Tj ET Q q 0 0 0 rg BT 458.71 218.10 Td (Protecting ) Tj ET Q q 0 0 0 rg BT 502.29 218.10 Td (our ) Tj ET Q q 0 0 0 rg BT 518.10 218.10 Td (intellectual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.10 Td (property ) Tj ET Q q 0 0 0 rg BT 85.88 206.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 111.16 206.10 Td (is ) Tj ET Q q 0 0 0 rg BT 120.33 206.10 Td (costly ) Tj ET Q q 0 0 0 rg BT 146.71 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 163.65 206.10 Td (time-consuming.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 185.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 89.76 185.10 Td (we ) Tj ET Q q 0 0 0 rg BT 103.90 185.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 124.15 185.10 Td (to ) Tj ET Q q 0 0 0 rg BT 134.41 185.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 161.88 185.10 Td (patent ) Tj ET Q q 0 0 0 rg BT 188.80 185.10 Td (protection ) Tj ET Q q 0 0 0 rg BT 231.82 185.10 Td (for ) Tj ET Q q 0 0 0 rg BT 245.96 185.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 275.64 185.10 Td (of ) Tj ET Q q 0 0 0 rg BT 286.45 185.10 Td (our ) Tj ET Q q 0 0 0 rg BT 302.26 185.10 Td (innovations, ) Tj ET Q q 0 0 0 rg BT 353.91 185.10 Td (it ) Tj ET Q q 0 0 0 rg BT 361.95 185.10 Td (is ) Tj ET Q q 0 0 0 rg BT 371.10 185.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 406.36 185.10 Td (we ) Tj ET Q q 0 0 0 rg BT 420.50 185.10 Td (may ) Tj ET Q q 0 0 0 rg BT 440.19 185.10 Td (not ) Tj ET Q q 0 0 0 rg BT 455.45 185.10 Td (be ) Tj ET Q q 0 0 0 rg BT 467.37 185.10 Td (able ) Tj ET Q q 0 0 0 rg BT 486.51 185.10 Td (to ) Tj ET Q q 0 0 0 rg BT 496.77 185.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 527.01 185.10 Td (all ) Tj ET Q q 0 0 0 rg BT 539.49 185.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.30 185.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 173.10 Td (innovations ) Tj ET Q q 0 0 0 rg BT 98.47 173.10 Td (for ) Tj ET Q q 0 0 0 rg BT 112.44 173.10 Td (which ) Tj ET Q q 0 0 0 rg BT 139.19 173.10 Td (we ) Tj ET Q q 0 0 0 rg BT 153.16 173.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 173.24 173.10 Td (protection. ) Tj ET Q q 0 0 0 rg BT 218.59 173.10 Td ( ) Tj ET Q q 0 0 0 rg BT 220.89 173.10 Td (Changes ) Tj ET Q q 0 0 0 rg BT 257.64 173.10 Td (in ) Tj ET Q q 0 0 0 rg BT 267.73 173.10 Td (patent ) Tj ET Q q 0 0 0 rg BT 294.47 173.10 Td (law) Tj ET Q q 0 0 0 rg BT 308.26 173.10 Td (, ) Tj ET Q q 0 0 0 rg BT 313.07 173.10 Td (such ) Tj ET Q q 0 0 0 rg BT 333.71 173.10 Td (as ) Tj ET Q q 0 0 0 rg BT 344.35 173.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 378.86 173.10 Td (in ) Tj ET Q q 0 0 0 rg BT 388.95 173.10 Td (the ) Tj ET Q q 0 0 0 rg BT 403.47 173.10 Td (law ) Tj ET Q q 0 0 0 rg BT 420.22 173.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 460.84 173.10 Td (patentable ) Tj ET Q q 0 0 0 rg BT 504.24 173.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 534.88 173.10 Td (matter) Tj ET Q q 0 0 0 rg BT 560.02 173.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 161.10 Td (can ) Tj ET Q q 0 0 0 rg BT 64.97 161.10 Td (also ) Tj ET Q q 0 0 0 rg BT 82.67 161.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 111.47 161.10 Td (our ) Tj ET Q q 0 0 0 rg BT 126.39 161.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 153.53 161.10 Td (to ) Tj ET Q q 0 0 0 rg BT 162.90 161.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 189.49 161.10 Td (patent ) Tj ET Q q 0 0 0 rg BT 215.51 161.10 Td (protection ) Tj ET Q q 0 0 0 rg BT 257.65 161.10 Td (for ) Tj ET Q q 0 0 0 rg BT 270.90 161.10 Td (our ) Tj ET Q q 0 0 0 rg BT 285.82 161.10 Td (innovations. ) Tj ET Q q 0 0 0 rg BT 336.57 161.10 Td ( ) Tj ET Q q 0 0 0 rg BT 338.16 161.10 Td (In ) Tj ET Q q 0 0 0 rg BT 348.08 161.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 384.95 161.10 Td (given ) Tj ET Q q 0 0 0 rg BT 408.76 161.10 Td (the ) Tj ET Q q 0 0 0 rg BT 422.56 161.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 444.16 161.10 Td (of ) Tj ET Q q 0 0 0 rg BT 454.08 161.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 493.44 161.10 Td (patent ) Tj ET Q q 0 0 0 rg BT 519.46 161.10 Td (protection, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 149.10 Td (we ) Tj ET Q q 0 0 0 rg BT 63.60 149.10 Td (may ) Tj ET Q q 0 0 0 rg BT 83.26 149.10 Td (choose ) Tj ET Q q 0 0 0 rg BT 113.47 149.10 Td (not ) Tj ET Q q 0 0 0 rg BT 128.69 149.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.91 149.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 169.11 149.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 198.76 149.10 Td (innovations ) Tj ET Q q 0 0 0 rg BT 247.86 149.10 Td (that ) Tj ET Q q 0 0 0 rg BT 265.30 149.10 Td (later ) Tj ET Q q 0 0 0 rg BT 285.51 149.10 Td (turn ) Tj ET Q q 0 0 0 rg BT 304.06 149.10 Td (out ) Tj ET Q q 0 0 0 rg BT 319.28 149.10 Td (to ) Tj ET Q q 0 0 0 rg BT 329.50 149.10 Td (be ) Tj ET Q q 0 0 0 rg BT 341.38 149.10 Td (important. ) Tj ET Q q 0 0 0 rg BT 385.20 149.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.64 149.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 442.57 149.10 Td (there ) Tj ET Q q 0 0 0 rg BT 464.99 149.10 Td (is ) Tj ET Q q 0 0 0 rg BT 474.10 149.10 Td (always ) Tj ET Q q 0 0 0 rg BT 504.31 149.10 Td (the ) Tj ET Q q 0 0 0 rg BT 518.97 149.10 Td (possibility) Tj ET Q q 0 0 0 rg BT 560.00 149.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 137.10 Td (despite ) Tj ET Q q 0 0 0 rg BT 81.34 137.10 Td (our ) Tj ET Q q 0 0 0 rg BT 98.18 137.10 Td (ef) Tj ET Q q 0 0 0 rg BT 105.77 137.10 Td (forts, ) Tj ET Q q 0 0 0 rg BT 130.12 137.10 Td (that ) Tj ET Q q 0 0 0 rg BT 148.63 137.10 Td (the ) Tj ET Q q 0 0 0 rg BT 164.36 137.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 190.64 137.10 Td (of ) Tj ET Q q 0 0 0 rg BT 202.49 137.10 Td (the ) Tj ET Q q 0 0 0 rg BT 218.22 137.10 Td (protection ) Tj ET Q q 0 0 0 rg BT 262.27 137.10 Td (gained ) Tj ET Q q 0 0 0 rg BT 292.44 137.10 Td (will ) Tj ET Q q 0 0 0 rg BT 311.52 137.10 Td (be ) Tj ET Q q 0 0 0 rg BT 324.47 137.10 Td (insuf) Tj ET Q q 0 0 0 rg BT 344.29 137.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 373.34 137.10 Td (or ) Tj ET Q q 0 0 0 rg BT 385.19 137.10 Td (an ) Tj ET Q q 0 0 0 rg BT 398.14 137.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 426.66 137.10 Td (patent ) Tj ET Q q 0 0 0 rg BT 454.61 137.10 Td (may ) Tj ET Q q 0 0 0 rg BT 475.34 137.10 Td (be ) Tj ET Q q 0 0 0 rg BT 488.29 137.10 Td (deemed ) Tj ET Q q 0 0 0 rg BT 522.90 137.10 Td (invalid ) Tj ET Q q 0 0 0 rg BT 554.19 137.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 125.10 Td (unenforceable.) Tj ET Q endstream endobj 27 0 obj <>] /Rotate 0 /Contents 28 0 R>> endobj 28 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Further) Tj ET Q q 0 0 0 rg BT 78.54 731.10 Td (, ) Tj ET Q q 0 0 0 rg BT 83.32 731.10 Td (as ) Tj ET Q q 0 0 0 rg BT 93.93 731.10 Td (our ) Tj ET Q q 0 0 0 rg BT 109.55 731.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 156.26 731.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 194.66 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 211.38 731.10 Td (services ) Tj ET Q q 0 0 0 rg BT 245.87 731.10 Td (develop, ) Tj ET Q q 0 0 0 rg BT 282.31 731.10 Td (we ) Tj ET Q q 0 0 0 rg BT 296.26 731.10 Td (may ) Tj ET Q q 0 0 0 rg BT 315.75 731.10 Td (become ) Tj ET Q q 0 0 0 rg BT 349.13 731.10 Td (increasingly ) Tj ET Q q 0 0 0 rg BT 400.29 731.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 430.89 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 440.96 731.10 Td (infringement ) Tj ET Q q 0 0 0 rg BT 494.89 731.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 523.27 731.10 Td (by ) Tj ET Q q 0 0 0 rg BT 535.56 731.10 Td (others. ) Tj ET Q q 0 0 0 rg BT 565.00 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 69.22 719.10 Td (claims, ) Tj ET Q q 0 0 0 rg BT 100.33 719.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 135.03 719.10 Td (with ) Tj ET Q q 0 0 0 rg BT 155.31 719.10 Td (or ) Tj ET Q q 0 0 0 rg BT 166.14 719.10 Td (without ) Tj ET Q q 0 0 0 rg BT 199.20 719.10 Td (merit, ) Tj ET Q q 0 0 0 rg BT 225.30 719.10 Td (could:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 698.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 698.10 Td (be ) Tj ET Q q 0 0 0 rg BT 97.44 698.10 Td (expensive ) Tj ET Q q 0 0 0 rg BT 139.92 698.10 Td (and ) Tj ET Q q 0 0 0 rg BT 156.86 698.10 Td (time-consuming ) Tj ET Q q 0 0 0 rg BT 224.35 698.10 Td (to ) Tj ET Q q 0 0 0 rg BT 234.63 698.10 Td (defend;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 686.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 686.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 110.21 686.10 Td (us ) Tj ET Q q 0 0 0 rg BT 121.60 686.10 Td (to ) Tj ET Q q 0 0 0 rg BT 131.88 686.10 Td (cease ) Tj ET Q q 0 0 0 rg BT 156.02 686.10 Td (making, ) Tj ET Q q 0 0 0 rg BT 191.02 686.10 Td (licensing ) Tj ET Q q 0 0 0 rg BT 229.62 686.10 Td (or ) Tj ET Q q 0 0 0 rg BT 240.45 686.10 Td (using ) Tj ET Q q 0 0 0 rg BT 264.62 686.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 311.55 686.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 350.17 686.10 Td (that ) Tj ET Q q 0 0 0 rg BT 367.67 686.10 Td (incorporate ) Tj ET Q q 0 0 0 rg BT 415.70 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 430.42 686.10 Td (challenged ) Tj ET Q q 0 0 0 rg BT 476.23 686.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 523.15 686.10 Td (property;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 674.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 674.10 Td (require ) Tj ET Q q 0 0 0 rg BT 116.32 674.10 Td (us ) Tj ET Q q 0 0 0 rg BT 127.71 674.10 Td (to ) Tj ET Q q 0 0 0 rg BT 137.99 674.10 Td (redesign ) Tj ET Q q 0 0 0 rg BT 174.36 674.10 Td (our ) Tj ET Q q 0 0 0 rg BT 190.19 674.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 237.13 674.10 Td (solutions, ) Tj ET Q q 0 0 0 rg BT 278.24 674.10 Td (if ) Tj ET Q q 0 0 0 rg BT 286.85 674.10 Td (feasible;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 662.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 662.10 Td (divert ) Tj ET Q q 0 0 0 rg BT 111.33 662.10 Td (management) Tj ET Q q 0 0 0 rg BT 165.19 662.10 Td (s ) Tj ET Q q 0 0 0 rg BT 171.58 662.10 Td (attention ) Tj ET Q q 0 0 0 rg BT 209.07 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 226.01 662.10 Td (resources; ) Tj ET Q q 0 0 0 rg BT 269.05 662.10 Td (and/or) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 650.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 650.10 Td (require ) Tj ET Q q 0 0 0 rg BT 116.32 650.10 Td (us ) Tj ET Q q 0 0 0 rg BT 127.71 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 137.99 650.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 160.47 650.10 Td (into ) Tj ET Q q 0 0 0 rg BT 178.53 650.10 Td (royalty ) Tj ET Q q 0 0 0 rg BT 209.35 650.10 Td (or ) Tj ET Q q 0 0 0 rg BT 220.18 650.10 Td (licensing ) Tj ET Q q 0 0 0 rg BT 258.79 650.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 306.82 650.10 Td (in ) Tj ET Q q 0 0 0 rg BT 317.10 650.10 Td (order ) Tj ET Q q 0 0 0 rg BT 340.70 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.97 650.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 378.47 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.19 650.10 Td (right ) Tj ET Q q 0 0 0 rg BT 414.57 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 424.85 650.10 Td (use ) Tj ET Q q 0 0 0 rg BT 440.68 650.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 482.05 650.10 Td (technologies.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 629.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.55 629.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 96.15 629.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.42 629.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 136.69 629.10 Td (our ) Tj ET Q q 0 0 0 rg BT 152.52 629.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 199.44 629.10 Td (property ) Tj ET Q q 0 0 0 rg BT 235.82 629.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 261.10 629.10 Td (could ) Tj ET Q q 0 0 0 rg BT 285.81 629.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 326.63 629.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 356.34 629.10 Td (our ) Tj ET Q q 0 0 0 rg BT 372.17 629.10 Td (results ) Tj ET Q q 0 0 0 rg BT 400.78 629.10 Td (of ) Tj ET Q q 0 0 0 rg BT 411.61 629.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 608.10 Td (T) Tj ET Q q 0 0 0 rg BT 54.14 608.10 Td (echnology ) Tj ET Q q 0 0 0 rg BT 97.39 608.10 Td (failur) Tj ET Q q 0 0 0 rg BT 119.24 608.10 Td (es, ) Tj ET Q q 0 0 0 rg BT 132.22 608.10 Td (defects ) Tj ET Q q 0 0 0 rg BT 162.14 608.10 Td (or ) Tj ET Q q 0 0 0 rg BT 173.18 608.10 Td (inadequacies, ) Tj ET Q q 0 0 0 rg BT 230.59 608.10 Td (development ) Tj ET Q q 0 0 0 rg BT 283.27 608.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 310.97 608.10 Td (or ) Tj ET Q q 0 0 0 rg BT 322.01 608.10 Td (installation ) Tj ET Q q 0 0 0 rg BT 369.72 608.10 Td (difficulties, ) Tj ET Q q 0 0 0 rg BT 416.59 608.10 Td (acts ) Tj ET Q q 0 0 0 rg BT 434.85 608.10 Td (of ) Tj ET Q q 0 0 0 rg BT 444.78 608.10 Td (vandalism ) Tj ET Q q 0 0 0 rg BT 488.03 608.10 Td (or ) Tj ET Q q 0 0 0 rg BT 499.08 608.10 Td (the ) Tj ET Q q 0 0 0 rg BT 513.44 608.10 Td (intr) Tj ET Q q 0 0 0 rg BT 527.52 608.10 Td (oduction ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 596.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.78 596.10 Td (harmful ) Tj ET Q q 0 0 0 rg BT 93.95 596.10 Td (code ) Tj ET Q q 0 0 0 rg BT 115.33 596.10 Td (could ) Tj ET Q q 0 0 0 rg BT 140.04 596.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 174.20 596.10 Td (our ) Tj ET Q q 0 0 0 rg BT 190.59 596.10 Td (business ) Tj ET Q q 0 0 0 rg BT 226.99 596.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 272.26 596.10 Td (and ) Tj ET Q q 0 0 0 rg BT 289.76 596.10 Td (incr) Tj ET Q q 0 0 0 rg BT 305.50 596.10 Td (ease ) Tj ET Q q 0 0 0 rg BT 325.77 596.10 Td (our ) Tj ET Q q 0 0 0 rg BT 342.16 596.10 Td (costs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 575.10 Td (Disruptions, ) Tj ET Q q 0 0 0 rg BT 100.28 575.10 Td (failures, ) Tj ET Q q 0 0 0 rg BT 134.38 575.10 Td (defects ) Tj ET Q q 0 0 0 rg BT 164.30 575.10 Td (or ) Tj ET Q q 0 0 0 rg BT 174.25 575.10 Td (inadequacies ) Tj ET Q q 0 0 0 rg BT 227.50 575.10 Td (in ) Tj ET Q q 0 0 0 rg BT 236.89 575.10 Td (our ) Tj ET Q q 0 0 0 rg BT 251.83 575.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 297.87 575.10 Td (or ) Tj ET Q q 0 0 0 rg BT 307.82 575.10 Td (software ) Tj ET Q q 0 0 0 rg BT 343.86 575.10 Td (we ) Tj ET Q q 0 0 0 rg BT 357.13 575.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 388.16 575.10 Td (from ) Tj ET Q q 0 0 0 rg BT 409.21 575.10 Td (third ) Tj ET Q q 0 0 0 rg BT 429.71 575.10 Td (parties, ) Tj ET Q q 0 0 0 rg BT 460.48 575.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 487.63 575.10 Td (in ) Tj ET Q q 0 0 0 rg BT 497.02 575.10 Td (the ) Tj ET Q q 0 0 0 rg BT 510.85 575.10 Td (development ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 563.10 Td (of, ) Tj ET Q q 0 0 0 rg BT 63.05 563.10 Td (or ) Tj ET Q q 0 0 0 rg BT 74.10 563.10 Td (installation ) Tj ET Q q 0 0 0 rg BT 121.27 563.10 Td (dif) Tj ET Q q 0 0 0 rg BT 132.19 563.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 167.13 563.10 Td (with, ) Tj ET Q q 0 0 0 rg BT 190.13 563.10 Td (our ) Tj ET Q q 0 0 0 rg BT 206.18 563.10 Td (technology) Tj ET Q q 0 0 0 rg BT 249.96 563.10 Td (, ) Tj ET Q q 0 0 0 rg BT 255.19 563.10 Td (or ) Tj ET Q q 0 0 0 rg BT 266.24 563.10 Td (acts ) Tj ET Q q 0 0 0 rg BT 284.51 563.10 Td (of ) Tj ET Q q 0 0 0 rg BT 295.56 563.10 Td (vandalism, ) Tj ET Q q 0 0 0 rg BT 341.89 563.10 Td (system ) Tj ET Q q 0 0 0 rg BT 372.39 563.10 Td (attacks ) Tj ET Q q 0 0 0 rg BT 402.87 563.10 Td (or ) Tj ET Q q 0 0 0 rg BT 413.92 563.10 Td (the ) Tj ET Q q 0 0 0 rg BT 428.86 563.10 Td (introduction ) Tj ET Q q 0 0 0 rg BT 480.47 563.10 Td (of ) Tj ET Q q 0 0 0 rg BT 491.52 563.10 Td (malicious ) Tj ET Q q 0 0 0 rg BT 533.12 563.10 Td (code ) Tj ET Q q 0 0 0 rg BT 554.72 563.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 551.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.46 551.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 112.53 551.10 Td (or ) Tj ET Q q 0 0 0 rg BT 123.49 551.10 Td (software, ) Tj ET Q q 0 0 0 rg BT 163.05 551.10 Td (may ) Tj ET Q q 0 0 0 rg BT 182.89 551.10 Td (interrupt ) Tj ET Q q 0 0 0 rg BT 219.96 551.10 Td (or ) Tj ET Q q 0 0 0 rg BT 230.92 551.10 Td (delay ) Tj ET Q q 0 0 0 rg BT 255.21 551.10 Td (our ) Tj ET Q q 0 0 0 rg BT 271.17 551.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 299.35 551.10 Td (to ) Tj ET Q q 0 0 0 rg BT 309.76 551.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 342.94 551.10 Td (services ) Tj ET Q q 0 0 0 rg BT 377.77 551.10 Td (to ) Tj ET Q q 0 0 0 rg BT 388.18 551.10 Td (our ) Tj ET Q q 0 0 0 rg BT 404.14 551.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 449.82 551.10 Td ( ) Tj ET Q q 0 0 0 rg BT 451.87 551.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 471.72 551.10 Td (sustained ) Tj ET Q q 0 0 0 rg BT 511.57 551.10 Td (and ) Tj ET Q q 0 0 0 rg BT 528.64 551.10 Td (repeated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 539.10 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 96.51 539.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.85 539.10 Td (these ) Tj ET Q q 0 0 0 rg BT 129.96 539.10 Td (services ) Tj ET Q q 0 0 0 rg BT 164.73 539.10 Td (may ) Tj ET Q q 0 0 0 rg BT 184.51 539.10 Td (have ) Tj ET Q q 0 0 0 rg BT 205.96 539.10 Td (an ) Tj ET Q q 0 0 0 rg BT 217.96 539.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 251.06 539.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 280.83 539.10 Td (on ) Tj ET Q q 0 0 0 rg BT 293.40 539.10 Td (our ) Tj ET Q q 0 0 0 rg BT 309.29 539.10 Td (and ) Tj ET Q q 0 0 0 rg BT 326.29 539.10 Td (our ) Tj ET Q q 0 0 0 rg BT 342.19 539.10 Td (customers) Tj ET Q q 0 0 0 rg BT 385.32 539.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.88 539.10 Td (results ) Tj ET Q q 0 0 0 rg BT 416.56 539.10 Td (of ) Tj ET Q q 0 0 0 rg BT 427.45 539.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 471.67 539.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 491.17 539.10 Td (in ) Tj ET Q q 0 0 0 rg BT 501.51 539.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.29 539.10 Td (case ) Tj ET Q q 0 0 0 rg BT 536.06 539.10 Td (of ) Tj ET Q q 0 0 0 rg BT 546.96 539.10 Td (acts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 527.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.71 527.10 Td (vandalism ) Tj ET Q q 0 0 0 rg BT 104.70 527.10 Td (or ) Tj ET Q q 0 0 0 rg BT 115.91 527.10 Td (introduction ) Tj ET Q q 0 0 0 rg BT 167.67 527.10 Td (of ) Tj ET Q q 0 0 0 rg BT 178.89 527.10 Td (harmful ) Tj ET Q q 0 0 0 rg BT 213.42 527.10 Td (code, ) Tj ET Q q 0 0 0 rg BT 237.68 527.10 Td (could ) Tj ET Q q 0 0 0 rg BT 262.78 527.10 Td (necessitate ) Tj ET Q q 0 0 0 rg BT 308.98 527.10 Td (improvements ) Tj ET Q q 0 0 0 rg BT 369.07 527.10 Td (to ) Tj ET Q q 0 0 0 rg BT 379.73 527.10 Td (our ) Tj ET Q q 0 0 0 rg BT 395.94 527.10 Td (physical ) Tj ET Q q 0 0 0 rg BT 432.15 527.10 Td (and ) Tj ET Q q 0 0 0 rg BT 449.47 527.10 Td (cyber ) Tj ET Q q 0 0 0 rg BT 474.56 527.10 Td (security ) Tj ET Q q 0 0 0 rg BT 509.10 527.10 Td (practices ) Tj ET Q q 0 0 0 rg BT 547.51 527.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 515.10 Td (may ) Tj ET Q q 0 0 0 rg BT 69.32 515.10 Td (require ) Tj ET Q q 0 0 0 rg BT 100.24 515.10 Td (an ) Tj ET Q q 0 0 0 rg BT 112.29 515.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 158.77 515.10 Td (of ) Tj ET Q q 0 0 0 rg BT 169.71 515.10 Td (money) Tj ET Q q 0 0 0 rg BT 196.27 515.10 Td (, ) Tj ET Q q 0 0 0 rg BT 201.38 515.10 Td (time ) Tj ET Q q 0 0 0 rg BT 221.76 515.10 Td (and ) Tj ET Q q 0 0 0 rg BT 238.80 515.10 Td (resources. ) Tj ET Q q 0 0 0 rg BT 281.67 515.10 Td ( ) Tj ET Q q 0 0 0 rg BT 284.27 515.10 Td (Further) Tj ET Q q 0 0 0 rg BT 313.31 515.10 Td (, ) Tj ET Q q 0 0 0 rg BT 318.41 515.10 Td (our ) Tj ET Q q 0 0 0 rg BT 334.35 515.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 377.50 515.10 Td (may ) Tj ET Q q 0 0 0 rg BT 397.32 515.10 Td (require ) Tj ET Q q 0 0 0 rg BT 428.24 515.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 463.05 515.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.10 515.10 Td (improvements ) Tj ET Q q 0 0 0 rg BT 539.92 515.10 Td (to ) Tj ET Q q 0 0 0 rg BT 550.30 515.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 503.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 84.09 503.10 Td (we ) Tj ET Q q 0 0 0 rg BT 98.67 503.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 132.13 503.10 Td (to ) Tj ET Q q 0 0 0 rg BT 142.83 503.10 Td (them ) Tj ET Q q 0 0 0 rg BT 165.74 503.10 Td (to ) Tj ET Q q 0 0 0 rg BT 176.43 503.10 Td (manage ) Tj ET Q q 0 0 0 rg BT 210.44 503.10 Td (the ) Tj ET Q q 0 0 0 rg BT 225.58 503.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 258.49 503.10 Td (and ) Tj ET Q q 0 0 0 rg BT 275.85 503.10 Td (complexity) Tj ET Q q 0 0 0 rg BT 320.19 503.10 Td (, ) Tj ET Q q 0 0 0 rg BT 325.61 503.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 346.85 503.10 Td (or ) Tj ET Q q 0 0 0 rg BT 358.10 503.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 405.45 503.10 Td (of ) Tj ET Q q 0 0 0 rg BT 416.70 503.10 Td (their ) Tj ET Q q 0 0 0 rg BT 437.94 503.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 485.58 503.10 Td (which ) Tj ET Q q 0 0 0 rg BT 512.94 503.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 548.06 503.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 491.10 Td (improvements ) Tj ET Q q 0 0 0 rg BT 108.68 491.10 Td (may ) Tj ET Q q 0 0 0 rg BT 127.86 491.10 Td (be ) Tj ET Q q 0 0 0 rg BT 139.26 491.10 Td (unfeasible, ) Tj ET Q q 0 0 0 rg BT 184.82 491.10 Td (unsuccessful, ) Tj ET Q q 0 0 0 rg BT 240.39 491.10 Td (costly ) Tj ET Q q 0 0 0 rg BT 266.24 491.10 Td (or ) Tj ET Q q 0 0 0 rg BT 276.53 491.10 Td (time-consuming ) Tj ET Q q 0 0 0 rg BT 343.49 491.10 Td (to ) Tj ET Q q 0 0 0 rg BT 353.23 491.10 Td (implement ) Tj ET Q q 0 0 0 rg BT 397.97 491.10 Td (or ) Tj ET Q q 0 0 0 rg BT 408.26 491.10 Td (may ) Tj ET Q q 0 0 0 rg BT 427.44 491.10 Td (create ) Tj ET Q q 0 0 0 rg BT 453.27 491.10 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 499.69 491.10 Td (in ) Tj ET Q q 0 0 0 rg BT 509.43 491.10 Td (our ) Tj ET Q q 0 0 0 rg BT 524.72 491.10 Td (provision ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 479.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 479.10 Td (services ) Tj ET Q q 0 0 0 rg BT 96.04 479.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.82 479.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 152.87 479.10 Td (which ) Tj ET Q q 0 0 0 rg BT 180.32 479.10 Td (may ) Tj ET Q q 0 0 0 rg BT 200.54 479.10 Td (have ) Tj ET Q q 0 0 0 rg BT 222.42 479.10 Td (an ) Tj ET Q q 0 0 0 rg BT 234.86 479.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 268.40 479.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 298.61 479.10 Td (on ) Tj ET Q q 0 0 0 rg BT 311.61 479.10 Td (our ) Tj ET Q q 0 0 0 rg BT 327.95 479.10 Td (business ) Tj ET Q q 0 0 0 rg BT 364.84 479.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 409.50 479.10 Td (or ) Tj ET Q q 0 0 0 rg BT 420.83 479.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 458.82 479.10 Td (condition, ) Tj ET Q q 0 0 0 rg BT 502.09 479.10 Td (or ) Tj ET Q q 0 0 0 rg BT 513.43 479.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 549.18 479.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 467.10 Td (costs. ) Tj ET Q q 0 0 0 rg BT 74.11 467.10 Td ( ) Tj ET Q q 0 0 0 rg BT 75.76 467.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 125.66 467.10 Td (, ) Tj ET Q q 0 0 0 rg BT 130.28 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 144.61 467.10 Td (improper ) Tj ET Q q 0 0 0 rg BT 183.37 467.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 248.25 467.10 Td (or ) Tj ET Q q 0 0 0 rg BT 258.69 467.10 Td (use ) Tj ET Q q 0 0 0 rg BT 274.14 467.10 Td (of ) Tj ET Q q 0 0 0 rg BT 284.11 467.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 327.88 467.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 374.43 467.10 Td (by ) Tj ET Q q 0 0 0 rg BT 386.54 467.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 429.20 467.10 Td (could ) Tj ET Q q 0 0 0 rg BT 453.53 467.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 482.86 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 497.19 467.10 Td (operation ) Tj ET Q q 0 0 0 rg BT 537.07 467.10 Td (of ) Tj ET Q q 0 0 0 rg BT 547.51 467.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 455.10 Td (technology) Tj ET Q q 0 0 0 rg BT 93.28 455.10 Td (, ) Tj ET Q q 0 0 0 rg BT 98.48 455.10 Td (and ) Tj ET Q q 0 0 0 rg BT 115.61 455.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 161.07 455.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 185.98 455.10 Td (harm ) Tj ET Q q 0 0 0 rg BT 209.22 455.10 Td (to ) Tj ET Q q 0 0 0 rg BT 219.69 455.10 Td (our ) Tj ET Q q 0 0 0 rg BT 235.71 455.10 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 281.45 455.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 299.71 455.10 Td (of ) Tj ET Q q 0 0 0 rg BT 310.73 455.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 356.47 455.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 393.04 455.10 Td (publicity ) Tj ET Q q 0 0 0 rg BT 431.28 455.10 Td (or ) Tj ET Q q 0 0 0 rg BT 442.31 455.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 481.10 455.10 Td (to ) Tj ET Q q 0 0 0 rg BT 491.57 455.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 525.38 455.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 554.17 455.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 443.10 Td (government ) Tj ET Q q 0 0 0 rg BT 99.76 443.10 Td (investigations ) Tj ET Q q 0 0 0 rg BT 157.82 443.10 Td (or ) Tj ET Q q 0 0 0 rg BT 168.65 443.10 Td (actions, ) Tj ET Q q 0 0 0 rg BT 201.97 443.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.91 443.10 Td (our ) Tj ET Q q 0 0 0 rg BT 234.74 443.10 Td (results ) Tj ET Q q 0 0 0 rg BT 263.35 443.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.18 443.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 318.33 443.10 Td (could ) Tj ET Q q 0 0 0 rg BT 343.05 443.10 Td (be ) Tj ET Q q 0 0 0 rg BT 354.99 443.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 395.80 443.10 Td (impacted.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 422.10 Td (W) Tj ET Q q 0 0 0 rg BT 56.91 422.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.02 422.10 Td (depend ) Tj ET Q q 0 0 0 rg BT 95.56 422.10 Td (on ) Tj ET Q q 0 0 0 rg BT 108.23 422.10 Td (our ) Tj ET Q q 0 0 0 rg BT 124.78 422.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 153.00 422.10 Td (to ) Tj ET Q q 0 0 0 rg BT 163.45 422.10 Td (access ) Tj ET Q q 0 0 0 rg BT 192.21 422.10 Td (data ) Tj ET Q q 0 0 0 rg BT 212.65 422.10 Td (fr) Tj ET Q q 0 0 0 rg BT 218.95 422.10 Td (om ) Tj ET Q q 0 0 0 rg BT 233.84 422.10 Td (external ) Tj ET Q q 0 0 0 rg BT 269.27 422.10 Td (sour) Tj ET Q q 0 0 0 rg BT 286.68 422.10 Td (ces ) Tj ET Q q 0 0 0 rg BT 302.12 422.10 Td (to ) Tj ET Q q 0 0 0 rg BT 312.56 422.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 350.78 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 368.45 422.10 Td (gr) Tj ET Q q 0 0 0 rg BT 376.97 422.10 Td (ow ) Tj ET Q q 0 0 0 rg BT 391.31 422.10 Td (our ) Tj ET Q q 0 0 0 rg BT 407.86 422.10 Td (businesses. ) Tj ET Q q 0 0 0 rg BT 455.25 422.10 Td ( ) Tj ET Q q 0 0 0 rg BT 457.92 422.10 Td (If ) Tj ET Q q 0 0 0 rg BT 466.69 422.10 Td (we ) Tj ET Q q 0 0 0 rg BT 480.47 422.10 Td (ar) Tj ET Q q 0 0 0 rg BT 488.99 422.10 Td (e ) Tj ET Q q 0 0 0 rg BT 496.09 422.10 Td (unable ) Tj ET Q q 0 0 0 rg BT 525.97 422.10 Td (to ) Tj ET Q q 0 0 0 rg BT 536.42 422.10 Td (access ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 410.10 Td (data ) Tj ET Q q 0 0 0 rg BT 70.09 410.10 Td (fr) Tj ET Q q 0 0 0 rg BT 76.39 410.10 Td (om ) Tj ET Q q 0 0 0 rg BT 91.43 410.10 Td (these ) Tj ET Q q 0 0 0 rg BT 114.79 410.10 Td (sour) Tj ET Q q 0 0 0 rg BT 132.20 410.10 Td (ces ) Tj ET Q q 0 0 0 rg BT 147.78 410.10 Td (or ) Tj ET Q q 0 0 0 rg BT 159.49 410.10 Td (if ) Tj ET Q q 0 0 0 rg BT 167.86 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 182.89 410.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 210.14 410.10 Td (char) Tj ET Q q 0 0 0 rg BT 228.10 410.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 245.35 410.10 Td (for ) Tj ET Q q 0 0 0 rg BT 259.84 410.10 Td (these ) Tj ET Q q 0 0 0 rg BT 283.20 410.10 Td (services ) Tj ET Q q 0 0 0 rg BT 318.22 410.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 370.47 410.10 Td (incr) Tj ET Q q 0 0 0 rg BT 386.21 410.10 Td (ease, ) Tj ET Q q 0 0 0 rg BT 409.29 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 424.32 410.10 Td (quality) Tj ET Q q 0 0 0 rg BT 451.54 410.10 Td (, ) Tj ET Q q 0 0 0 rg BT 456.86 410.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 488.56 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 506.37 410.10 Td (availability ) Tj ET Q q 0 0 0 rg BT 554.73 410.10 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 398.10 Td (our ) Tj ET Q q 0 0 0 rg BT 66.76 398.10 Td (pr) Tj ET Q q 0 0 0 rg BT 75.28 398.10 Td (oducts ) Tj ET Q q 0 0 0 rg BT 104.76 398.10 Td (and ) Tj ET Q q 0 0 0 rg BT 123.14 398.10 Td (services ) Tj ET Q q 0 0 0 rg BT 158.71 398.10 Td (may ) Tj ET Q q 0 0 0 rg BT 178.75 398.10 Td (be ) Tj ET Q q 0 0 0 rg BT 191.56 398.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 233.24 398.10 Td (affected, ) Tj ET Q q 0 0 0 rg BT 270.76 398.10 Td (which ) Tj ET Q q 0 0 0 rg BT 298.02 398.10 Td (could ) Tj ET Q q 0 0 0 rg BT 323.61 398.10 Td (have ) Tj ET Q q 0 0 0 rg BT 345.86 398.10 Td (a ) Tj ET Q q 0 0 0 rg BT 354.23 398.10 Td (material ) Tj ET Q q 0 0 0 rg BT 391.49 398.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 425.96 398.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 456.55 398.10 Td (on ) Tj ET Q q 0 0 0 rg BT 469.92 398.10 Td (our ) Tj ET Q q 0 0 0 rg BT 487.18 398.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 526.95 398.10 Td (financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 386.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 89.77 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.27 386.10 Td (r) Tj ET Q q 0 0 0 rg BT 110.79 386.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 136.07 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 146.35 386.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 365.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 365.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.58 365.10 Td (rely ) Tj ET Q q 0 0 0 rg BT 82.13 365.10 Td (on ) Tj ET Q q 0 0 0 rg BT 94.14 365.10 Td (data ) Tj ET Q q 0 0 0 rg BT 112.80 365.10 Td (from ) Tj ET Q q 0 0 0 rg BT 134.25 365.10 Td (public ) Tj ET Q q 0 0 0 rg BT 161.25 365.10 Td (and ) Tj ET Q q 0 0 0 rg BT 177.69 365.10 Td (private ) Tj ET Q q 0 0 0 rg BT 207.46 365.10 Td (sources ) Tj ET Q q 0 0 0 rg BT 239.46 365.10 Td (to ) Tj ET Q q 0 0 0 rg BT 249.24 365.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 286.24 365.10 Td (and ) Tj ET Q q 0 0 0 rg BT 302.68 365.10 Td (grow ) Tj ET Q q 0 0 0 rg BT 325.24 365.10 Td (some ) Tj ET Q q 0 0 0 rg BT 348.35 365.10 Td (of ) Tj ET Q q 0 0 0 rg BT 358.69 365.10 Td (our ) Tj ET Q q 0 0 0 rg BT 374.03 365.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 418.25 365.10 Td (\(such ) Tj ET Q q 0 0 0 rg BT 441.92 365.10 Td (as ) Tj ET Q q 0 0 0 rg BT 452.25 365.10 Td (Owners.com, ) Tj ET Q q 0 0 0 rg BT 507.58 365.10 Td (Investability) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 557.57 369.63 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 353.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.96 353.10 Td (RentRange) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 111.39 357.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.33 353.10 Td (\) ) Tj ET Q q 0 0 0 rg BT 122.68 353.10 Td (and ) Tj ET Q q 0 0 0 rg BT 140.14 353.10 Td (to ) Tj ET Q q 0 0 0 rg BT 150.94 353.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 188.95 353.10 Td (our ) Tj ET Q q 0 0 0 rg BT 205.31 353.10 Td (databases ) Tj ET Q q 0 0 0 rg BT 246.64 353.10 Td (\(such ) Tj ET Q q 0 0 0 rg BT 271.32 353.10 Td (as ) Tj ET Q q 0 0 0 rg BT 282.68 353.10 Td (multiple ) Tj ET Q q 0 0 0 rg BT 319.03 353.10 Td (listing ) Tj ET Q q 0 0 0 rg BT 347.05 353.10 Td (service, ) Tj ET Q q 0 0 0 rg BT 380.89 353.10 Td (or ) Tj ET Q q 0 0 0 rg BT 392.24 353.10 Td (MLS ) Tj ET Q q 0 0 0 rg BT 415.83 353.10 Td (data\). ) Tj ET Q q 0 0 0 rg BT 441.33 353.10 Td ( ) Tj ET Q q 0 0 0 rg BT 444.35 353.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 462.93 353.10 Td (data ) Tj ET Q q 0 0 0 rg BT 482.60 353.10 Td (sources ) Tj ET Q q 0 0 0 rg BT 515.62 353.10 Td (could ) Tj ET Q q 0 0 0 rg BT 540.85 353.10 Td (cease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 341.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 90.84 341.10 Td (or ) Tj ET Q q 0 0 0 rg BT 101.62 341.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 130.72 341.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.39 341.10 Td (availability) Tj ET Q q 0 0 0 rg BT 189.73 341.10 Td (, ) Tj ET Q q 0 0 0 rg BT 194.68 341.10 Td (type, ) Tj ET Q q 0 0 0 rg BT 216.85 341.10 Td (details ) Tj ET Q q 0 0 0 rg BT 245.41 341.10 Td (or ) Tj ET Q q 0 0 0 rg BT 256.19 341.10 Td (other ) Tj ET Q q 0 0 0 rg BT 279.19 341.10 Td (aspects ) Tj ET Q q 0 0 0 rg BT 310.53 341.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.31 341.10 Td (their ) Tj ET Q q 0 0 0 rg BT 342.09 341.10 Td (data ) Tj ET Q q 0 0 0 rg BT 361.20 341.10 Td (to ) Tj ET Q q 0 0 0 rg BT 371.43 341.10 Td (us ) Tj ET Q q 0 0 0 rg BT 382.77 341.10 Td (or ) Tj ET Q q 0 0 0 rg BT 393.56 341.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 428.77 341.10 Td (the ) Tj ET Q q 0 0 0 rg BT 443.44 341.10 Td (price ) Tj ET Q q 0 0 0 rg BT 465.87 341.10 Td (we ) Tj ET Q q 0 0 0 rg BT 479.99 341.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 496.88 341.10 Td (for ) Tj ET Q q 0 0 0 rg BT 510.99 341.10 Td (their ) Tj ET Q q 0 0 0 rg BT 531.77 341.10 Td (data. ) Tj ET Q q 0 0 0 rg BT 553.38 341.10 Td ( ) Tj ET Q q 0 0 0 rg BT 555.84 341.10 Td (If ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 329.10 Td (a ) Tj ET Q q 0 0 0 rg BT 55.56 329.10 Td (number ) Tj ET Q q 0 0 0 rg BT 87.74 329.10 Td (of ) Tj ET Q q 0 0 0 rg BT 97.69 329.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 135.43 329.10 Td (are ) Tj ET Q q 0 0 0 rg BT 149.26 329.10 Td (no ) Tj ET Q q 0 0 0 rg BT 160.89 329.10 Td (longer ) Tj ET Q q 0 0 0 rg BT 188.06 329.10 Td (able ) Tj ET Q q 0 0 0 rg BT 206.34 329.10 Td (or ) Tj ET Q q 0 0 0 rg BT 216.30 329.10 Td (are ) Tj ET Q q 0 0 0 rg BT 230.13 329.10 Td (unwilling ) Tj ET Q q 0 0 0 rg BT 270.09 329.10 Td (to ) Tj ET Q q 0 0 0 rg BT 279.50 329.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 311.67 329.10 Td (us ) Tj ET Q q 0 0 0 rg BT 322.19 329.10 Td (with ) Tj ET Q q 0 0 0 rg BT 341.59 329.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 370.42 329.10 Td (data, ) Tj ET Q q 0 0 0 rg BT 391.20 329.10 Td (or ) Tj ET Q q 0 0 0 rg BT 401.16 329.10 Td (if ) Tj ET Q q 0 0 0 rg BT 408.89 329.10 Td (our ) Tj ET Q q 0 0 0 rg BT 423.85 329.10 Td (sources ) Tj ET Q q 0 0 0 rg BT 455.46 329.10 Td (of ) Tj ET Q q 0 0 0 rg BT 465.42 329.10 Td (data ) Tj ET Q q 0 0 0 rg BT 483.70 329.10 Td (become ) Tj ET Q q 0 0 0 rg BT 516.42 329.10 Td (unavailable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 317.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.22 317.10 Td (too ) Tj ET Q q 0 0 0 rg BT 75.39 317.10 Td (expensive, ) Tj ET Q q 0 0 0 rg BT 120.27 317.10 Td (we ) Tj ET Q q 0 0 0 rg BT 134.32 317.10 Td (may ) Tj ET Q q 0 0 0 rg BT 153.93 317.10 Td (need ) Tj ET Q q 0 0 0 rg BT 175.20 317.10 Td (to ) Tj ET Q q 0 0 0 rg BT 185.37 317.10 Td (find ) Tj ET Q q 0 0 0 rg BT 203.88 317.10 Td (alternative ) Tj ET Q q 0 0 0 rg BT 248.46 317.10 Td (sources. ) Tj ET Q q 0 0 0 rg BT 283.35 317.10 Td ( ) Tj ET Q q 0 0 0 rg BT 285.74 317.10 Td (If ) Tj ET Q q 0 0 0 rg BT 294.79 317.10 Td (we ) Tj ET Q q 0 0 0 rg BT 308.85 317.10 Td (are ) Tj ET Q q 0 0 0 rg BT 323.45 317.10 Td (unable ) Tj ET Q q 0 0 0 rg BT 352.49 317.10 Td (to ) Tj ET Q q 0 0 0 rg BT 362.66 317.10 Td (identify ) Tj ET Q q 0 0 0 rg BT 396.16 317.10 Td (and ) Tj ET Q q 0 0 0 rg BT 412.99 317.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 447.59 317.10 Td (with ) Tj ET Q q 0 0 0 rg BT 467.76 317.10 Td (suitable ) Tj ET Q q 0 0 0 rg BT 501.25 317.10 Td (alternative ) Tj ET Q q 0 0 0 rg BT 545.84 317.10 Td (data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 305.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 89.44 305.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.70 305.10 Td (ef) Tj ET Q q 0 0 0 rg BT 115.29 305.10 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 152.44 305.10 Td (and ) Tj ET Q q 0 0 0 rg BT 170.71 305.10 Td (ef) Tj ET Q q 0 0 0 rg BT 178.29 305.10 Td (fectively ) Tj ET Q q 0 0 0 rg BT 217.10 305.10 Td (integrate ) Tj ET Q q 0 0 0 rg BT 255.91 305.10 Td (these ) Tj ET Q q 0 0 0 rg BT 280.29 305.10 Td (data ) Tj ET Q q 0 0 0 rg BT 300.77 305.10 Td (sources ) Tj ET Q q 0 0 0 rg BT 334.59 305.10 Td (into ) Tj ET Q q 0 0 0 rg BT 353.97 305.10 Td (our ) Tj ET Q q 0 0 0 rg BT 371.13 305.10 Td (service ) Tj ET Q q 0 0 0 rg BT 403.27 305.10 Td (of) Tj ET Q q 0 0 0 rg BT 411.42 305.10 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 445.52 305.10 Td (we ) Tj ET Q q 0 0 0 rg BT 461.01 305.10 Td (could ) Tj ET Q q 0 0 0 rg BT 487.05 305.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 534.18 305.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 293.10 Td (disruptions, ) Tj ET Q q 0 0 0 rg BT 99.42 293.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 140.14 293.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 163.12 293.10 Td (and ) Tj ET Q q 0 0 0 rg BT 180.53 293.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 215.14 293.10 Td (quality ) Tj ET Q q 0 0 0 rg BT 245.89 293.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.19 293.10 Td (our ) Tj ET Q q 0 0 0 rg BT 273.49 293.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 311.17 293.10 Td ( ) Tj ET Q q 0 0 0 rg BT 314.14 293.10 Td (New ) Tj ET Q q 0 0 0 rg BT 335.99 293.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 358.40 293.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 405.80 293.10 Td (could ) Tj ET Q q 0 0 0 rg BT 430.99 293.10 Td (limit ) Tj ET Q q 0 0 0 rg BT 452.85 293.10 Td (the ) Tj ET Q q 0 0 0 rg BT 468.04 293.10 Td (use ) Tj ET Q q 0 0 0 rg BT 484.34 293.10 Td (or ) Tj ET Q q 0 0 0 rg BT 495.64 293.10 Td (dissemination ) Tj ET Q q 0 0 0 rg BT 554.17 293.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 281.10 Td (data. ) Tj ET Q q 0 0 0 rg BT 72.08 281.10 Td ( ) Tj ET Q q 0 0 0 rg BT 75.50 281.10 Td (Significant ) Tj ET Q q 0 0 0 rg BT 122.81 281.10 Td (price ) Tj ET Q q 0 0 0 rg BT 146.21 281.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 186.28 281.10 Td (or ) Tj ET Q q 0 0 0 rg BT 198.04 281.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 245.89 281.10 Td (could ) Tj ET Q q 0 0 0 rg BT 271.53 281.10 Td (have ) Tj ET Q q 0 0 0 rg BT 293.83 281.10 Td (a ) Tj ET Q q 0 0 0 rg BT 301.69 281.10 Td (material ) Tj ET Q q 0 0 0 rg BT 337.87 281.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 371.83 281.10 Td (ef) Tj ET Q q 0 0 0 rg BT 379.42 281.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 397.83 281.10 Td (on ) Tj ET Q q 0 0 0 rg BT 411.25 281.10 Td (our ) Tj ET Q q 0 0 0 rg BT 428.01 281.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 467.82 281.10 Td (results ) Tj ET Q q 0 0 0 rg BT 497.35 281.10 Td (of ) Tj ET Q q 0 0 0 rg BT 509.10 281.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 554.18 281.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 269.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.82 269.10 Td (condition, ) Tj ET Q q 0 0 0 rg BT 129.44 269.10 Td (in ) Tj ET Q q 0 0 0 rg BT 139.56 269.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 180.21 269.10 Td (if ) Tj ET Q q 0 0 0 rg BT 188.66 269.10 Td (we ) Tj ET Q q 0 0 0 rg BT 202.66 269.10 Td (are ) Tj ET Q q 0 0 0 rg BT 217.21 269.10 Td (unable ) Tj ET Q q 0 0 0 rg BT 246.20 269.10 Td (to ) Tj ET Q q 0 0 0 rg BT 256.32 269.10 Td (arrange ) Tj ET Q q 0 0 0 rg BT 288.64 269.10 Td (for ) Tj ET Q q 0 0 0 rg BT 302.64 269.10 Td (substitute ) Tj ET Q q 0 0 0 rg BT 343.32 269.10 Td (sources ) Tj ET Q q 0 0 0 rg BT 375.65 269.10 Td (of ) Tj ET Q q 0 0 0 rg BT 386.32 269.10 Td (data ) Tj ET Q q 0 0 0 rg BT 405.32 269.10 Td (on ) Tj ET Q q 0 0 0 rg BT 417.66 269.10 Td (commercially ) Tj ET Q q 0 0 0 rg BT 474.98 269.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 520.07 269.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 544.63 269.10 Td (or ) Tj ET Q q 0 0 0 rg BT 555.30 269.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 257.10 Td (all.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 236.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.20 236.10 Td (Company) Tj ET Q q 0 0 0 rg BT 108.57 236.10 Td (s ) Tj ET Q q 0 0 0 rg BT 116.16 236.10 Td (databases ) Tj ET Q q 0 0 0 rg BT 159.86 236.10 Td (containing ) Tj ET Q q 0 0 0 rg BT 206.34 236.10 Td (our ) Tj ET Q q 0 0 0 rg BT 223.93 236.10 Td (pr) Tj ET Q q 0 0 0 rg BT 232.45 236.10 Td (oprietary ) Tj ET Q q 0 0 0 rg BT 273.37 236.10 Td (information, ) Tj ET Q q 0 0 0 rg BT 326.79 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 342.71 236.10 Td (pr) Tj ET Q q 0 0 0 rg BT 351.23 236.10 Td (oprietary ) Tj ET Q q 0 0 0 rg BT 392.15 236.10 Td (information ) Tj ET Q q 0 0 0 rg BT 443.07 236.10 Td (of ) Tj ET Q q 0 0 0 rg BT 454.55 236.10 Td (thir) Tj ET Q q 0 0 0 rg BT 468.63 236.10 Td (d ) Tj ET Q q 0 0 0 rg BT 477.33 236.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 508.81 236.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.51 236.10 Td (personal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 224.10 Td (information ) Tj ET Q q 0 0 0 rg BT 98.17 224.10 Td (of ) Tj ET Q q 0 0 0 rg BT 107.40 224.10 Td (our ) Tj ET Q q 0 0 0 rg BT 122.73 224.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 167.23 224.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 200.33 224.10 Td (and ) Tj ET Q q 0 0 0 rg BT 216.78 224.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 259.87 224.10 Td (could ) Tj ET Q q 0 0 0 rg BT 283.53 224.10 Td (be ) Tj ET Q q 0 0 0 rg BT 294.42 224.10 Td (br) Tj ET Q q 0 0 0 rg BT 302.94 224.10 Td (eached, ) Tj ET Q q 0 0 0 rg BT 335.20 224.10 Td (which ) Tj ET Q q 0 0 0 rg BT 360.53 224.10 Td (could ) Tj ET Q q 0 0 0 rg BT 384.19 224.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 413.96 224.10 Td (us ) Tj ET Q q 0 0 0 rg BT 424.30 224.10 Td (to ) Tj ET Q q 0 0 0 rg BT 433.52 224.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 466.07 224.10 Td (publicity) Tj ET Q q 0 0 0 rg BT 500.51 224.10 Td (, ) Tj ET Q q 0 0 0 rg BT 504.45 224.10 Td (investigations, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 212.10 Td (costly ) Tj ET Q q 0 0 0 rg BT 75.33 212.10 Td (government ) Tj ET Q q 0 0 0 rg BT 125.03 212.10 Td (enfor) Tj ET Q q 0 0 0 rg BT 145.77 212.10 Td (cement ) Tj ET Q q 0 0 0 rg BT 176.58 212.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 207.97 212.10 Td (or ) Tj ET Q q 0 0 0 rg BT 219.36 212.10 Td (private ) Tj ET Q q 0 0 0 rg BT 250.19 212.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 289.36 212.10 Td (and ) Tj ET Q q 0 0 0 rg BT 306.86 212.10 Td (expenses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 191.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.05 191.10 Td (part ) Tj ET Q q 0 0 0 rg BT 81.03 191.10 Td (of ) Tj ET Q q 0 0 0 rg BT 91.80 191.10 Td (our ) Tj ET Q q 0 0 0 rg BT 107.56 191.10 Td (business ) Tj ET Q q 0 0 0 rg BT 143.89 191.10 Td (and ) Tj ET Q q 0 0 0 rg BT 160.76 191.10 Td (operation ) Tj ET Q q 0 0 0 rg BT 200.96 191.10 Td (of ) Tj ET Q q 0 0 0 rg BT 211.73 191.10 Td (our ) Tj ET Q q 0 0 0 rg BT 227.49 191.10 Td (technology) Tj ET Q q 0 0 0 rg BT 271.28 191.10 Td (, ) Tj ET Q q 0 0 0 rg BT 276.21 191.10 Td (we ) Tj ET Q q 0 0 0 rg BT 290.31 191.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 327.74 191.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 374.59 191.10 Td (information ) Tj ET Q q 0 0 0 rg BT 424.24 191.10 Td (belonging ) Tj ET Q q 0 0 0 rg BT 466.67 191.10 Td (to ) Tj ET Q q 0 0 0 rg BT 476.89 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 491.54 191.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 532.86 191.10 Td (or ) Tj ET Q q 0 0 0 rg BT 543.63 191.10 Td (third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 179.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 78.18 179.10 Td (in ) Tj ET Q q 0 0 0 rg BT 87.98 179.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 122.21 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 138.67 179.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 180.11 179.10 Td (forms ) Tj ET Q q 0 0 0 rg BT 205.46 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 221.92 179.10 Td (electronically ) Tj ET Q q 0 0 0 rg BT 278.36 179.10 Td (receive, ) Tj ET Q q 0 0 0 rg BT 311.74 179.10 Td (process, ) Tj ET Q q 0 0 0 rg BT 346.25 179.10 Td (store ) Tj ET Q q 0 0 0 rg BT 367.71 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 384.17 179.10 Td (transmit ) Tj ET Q q 0 0 0 rg BT 418.97 179.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 454.87 179.10 Td (information ) Tj ET Q q 0 0 0 rg BT 504.10 179.10 Td (\(including, ) Tj ET Q q 0 0 0 rg BT 549.72 179.10 Td (but ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.10 Td (not ) Tj ET Q q 0 0 0 rg BT 64.80 167.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 95.65 167.10 Td (to ) Tj ET Q q 0 0 0 rg BT 105.95 167.10 Td (personally ) Tj ET Q q 0 0 0 rg BT 150.13 167.10 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 198.19 167.10 Td (information\) ) Tj ET Q q 0 0 0 rg BT 251.25 167.10 Td (\(PI\) ) Tj ET Q q 0 0 0 rg BT 278.20 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 295.16 167.10 Td (confidential ) Tj ET Q q 0 0 0 rg BT 345.44 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 362.41 167.10 Td (sensitive ) Tj ET Q q 0 0 0 rg BT 399.92 167.10 Td (business ) Tj ET Q q 0 0 0 rg BT 436.34 167.10 Td (information ) Tj ET Q q 0 0 0 rg BT 486.07 167.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.92 167.10 Td (ourselves ) Tj ET Q q 0 0 0 rg BT 537.21 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 554.17 167.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.59 155.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 111.40 155.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 145.83 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 163.03 155.10 Td (employees. ) Tj ET Q q 0 0 0 rg BT 211.05 155.10 Td ( ) Tj ET Q q 0 0 0 rg BT 213.62 155.10 Td (W) Tj ET Q q 0 0 0 rg BT 222.25 155.10 Td (e ) Tj ET Q q 0 0 0 rg BT 229.45 155.10 Td (also ) Tj ET Q q 0 0 0 rg BT 248.33 155.10 Td (rely ) Tj ET Q q 0 0 0 rg BT 266.64 155.10 Td (extensively ) Tj ET Q q 0 0 0 rg BT 314.94 155.10 Td (on ) Tj ET Q q 0 0 0 rg BT 327.70 155.10 Td (the ) Tj ET Q q 0 0 0 rg BT 342.68 155.10 Td (operation ) Tj ET Q q 0 0 0 rg BT 383.21 155.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.30 155.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 441.50 155.10 Td (networks ) Tj ET Q q 0 0 0 rg BT 480.92 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 498.12 155.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 532.55 155.10 Td (that ) Tj ET Q q 0 0 0 rg BT 550.31 155.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 143.10 Td (administered ) Tj ET Q q 0 0 0 rg BT 103.35 143.10 Td (by ) Tj ET Q q 0 0 0 rg BT 115.56 143.10 Td (third ) Tj ET Q q 0 0 0 rg BT 136.65 143.10 Td (parties, ) Tj ET Q q 0 0 0 rg BT 168.01 143.10 Td (including ) Tj ET Q q 0 0 0 rg BT 207.99 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.41 143.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 255.71 143.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.35 143.10 Td (cloud ) Tj ET Q q 0 0 0 rg BT 296.77 143.10 Td (based ) Tj ET Q q 0 0 0 rg BT 321.75 143.10 Td (solutions. ) Tj ET Q q 0 0 0 rg BT 362.57 143.10 Td ( ) Tj ET Q q 0 0 0 rg BT 364.61 143.10 Td (W) Tj ET Q q 0 0 0 rg BT 373.25 143.10 Td (e ) Tj ET Q q 0 0 0 rg BT 379.90 143.10 Td (rely ) Tj ET Q q 0 0 0 rg BT 397.65 143.10 Td (on ) Tj ET Q q 0 0 0 rg BT 409.85 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 424.27 143.10 Td (security ) Tj ET Q q 0 0 0 rg BT 458.13 143.10 Td (of ) Tj ET Q q 0 0 0 rg BT 468.67 143.10 Td (our ) Tj ET Q q 0 0 0 rg BT 484.20 143.10 Td (facilities, ) Tj ET Q q 0 0 0 rg BT 523.33 143.10 Td (networks, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 131.10 Td (databases, ) Tj ET Q q 0 0 0 rg BT 92.82 131.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 127.00 131.10 Td (and ) Tj ET Q q 0 0 0 rg BT 143.94 131.10 Td (processes ) Tj ET Q q 0 0 0 rg BT 184.77 131.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 204.21 131.10 Td (in ) Tj ET Q q 0 0 0 rg BT 214.50 131.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 244.21 131.10 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 305.85 131.10 Td (those ) Tj ET Q q 0 0 0 rg BT 329.47 131.10 Td (of ) Tj ET Q q 0 0 0 rg BT 340.31 131.10 Td (third ) Tj ET Q q 0 0 0 rg BT 361.70 131.10 Td (parties, ) Tj ET Q q 0 0 0 rg BT 393.36 131.10 Td (such ) Tj ET Q q 0 0 0 rg BT 414.20 131.10 Td (as ) Tj ET Q q 0 0 0 rg BT 425.03 131.10 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 461.70 131.10 Td (to ) Tj ET Q q 0 0 0 rg BT 471.98 131.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 502.25 131.10 Td (our ) Tj ET Q q 0 0 0 rg BT 518.09 131.10 Td (proprietary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 119.10 Td (information ) Tj ET Q q 0 0 0 rg BT 98.69 119.10 Td (and ) Tj ET Q q 0 0 0 rg BT 115.11 119.10 Td (PI ) Tj ET Q q 0 0 0 rg BT 125.98 119.10 Td (in ) Tj ET Q q 0 0 0 rg BT 135.74 119.10 Td (our ) Tj ET Q q 0 0 0 rg BT 151.05 119.10 Td (possession ) Tj ET Q q 0 0 0 rg BT 195.81 119.10 Td (and ) Tj ET Q q 0 0 0 rg BT 212.23 119.10 Td (information ) Tj ET Q q 0 0 0 rg BT 261.42 119.10 Td (about ) Tj ET Q q 0 0 0 rg BT 285.61 119.10 Td (our ) Tj ET Q q 0 0 0 rg BT 300.92 119.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 345.95 119.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 379.59 119.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.00 119.10 Td (employees. ) Tj ET Q q 0 0 0 rg BT 443.25 119.10 Td ( ) Tj ET Q q 0 0 0 rg BT 445.23 119.10 Td (Hackers, ) Tj ET Q q 0 0 0 rg BT 482.46 119.10 Td (criminals ) Tj ET Q q 0 0 0 rg BT 521.65 119.10 Td (and ) Tj ET Q q 0 0 0 rg BT 538.07 119.10 Td (others ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 107.10 Td (are ) Tj ET Q q 0 0 0 rg BT 64.15 107.10 Td (constantly ) Tj ET Q q 0 0 0 rg BT 107.70 107.10 Td (devising ) Tj ET Q q 0 0 0 rg BT 144.03 107.10 Td (schemes ) Tj ET Q q 0 0 0 rg BT 180.35 107.10 Td (to ) Tj ET Q q 0 0 0 rg BT 190.57 107.10 Td (circumvent ) Tj ET Q q 0 0 0 rg BT 238.00 107.10 Td (security ) Tj ET Q q 0 0 0 rg BT 272.10 107.10 Td (safeguards ) Tj ET Q q 0 0 0 rg BT 317.30 107.10 Td (and ) Tj ET Q q 0 0 0 rg BT 334.18 107.10 Td (other ) Tj ET Q q 0 0 0 rg BT 357.17 107.10 Td (lar) Tj ET Q q 0 0 0 rg BT 367.54 107.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 379.42 107.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 424.63 107.10 Td (have ) Tj ET Q q 0 0 0 rg BT 445.95 107.10 Td (suf) Tj ET Q q 0 0 0 rg BT 457.99 107.10 Td (fered ) Tj ET Q q 0 0 0 rg BT 480.97 107.10 Td (serious ) Tj ET Q q 0 0 0 rg BT 511.74 107.10 Td (data ) Tj ET Q q 0 0 0 rg BT 530.84 107.10 Td (security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 95.10 Td (breaches. ) Tj ET Q q 0 0 0 rg BT 89.09 95.10 Td ( ) Tj ET Q q 0 0 0 rg BT 91.20 95.10 Td (If ) Tj ET Q q 0 0 0 rg BT 99.97 95.10 Td (our ) Tj ET Q q 0 0 0 rg BT 115.41 95.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 149.74 95.10 Td (and ) Tj ET Q q 0 0 0 rg BT 166.29 95.10 Td (those ) Tj ET Q q 0 0 0 rg BT 189.51 95.10 Td (of ) Tj ET Q q 0 0 0 rg BT 199.95 95.10 Td (our ) Tj ET Q q 0 0 0 rg BT 215.39 95.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 249.16 95.10 Td (are ) Tj ET Q q 0 0 0 rg BT 263.48 95.10 Td (not ) Tj ET Q q 0 0 0 rg BT 278.37 95.10 Td (ef) Tj ET Q q 0 0 0 rg BT 285.95 95.10 Td (fective, ) Tj ET Q q 0 0 0 rg BT 317.77 95.10 Td (outdated ) Tj ET Q q 0 0 0 rg BT 354.31 95.10 Td (or ) Tj ET Q q 0 0 0 rg BT 364.75 95.10 Td (do ) Tj ET Q q 0 0 0 rg BT 376.86 95.10 Td (not ) Tj ET Q q 0 0 0 rg BT 391.75 95.10 Td (exist, ) Tj ET Q q 0 0 0 rg BT 415.25 95.10 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 469.56 95.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 498.33 95.10 Td (may ) Tj ET Q q 0 0 0 rg BT 517.66 95.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 536.98 95.10 Td (access ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 83.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.61 83.10 Td (our ) Tj ET Q q 0 0 0 rg BT 77.28 83.10 Td (networks ) Tj ET Q q 0 0 0 rg BT 117.28 83.10 Td (or ) Tj ET Q q 0 0 0 rg BT 128.94 83.10 Td (databases, ) Tj ET Q q 0 0 0 rg BT 173.10 83.10 Td (or ) Tj ET Q q 0 0 0 rg BT 184.76 83.10 Td (those ) Tj ET Q q 0 0 0 rg BT 209.21 83.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.87 83.10 Td (our ) Tj ET Q q 0 0 0 rg BT 237.54 83.10 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 275.04 83.10 Td (and ) Tj ET Q q 0 0 0 rg BT 292.81 83.10 Td (they ) Tj ET Q q 0 0 0 rg BT 313.37 83.10 Td (may ) Tj ET Q q 0 0 0 rg BT 333.92 83.10 Td (be ) Tj ET Q q 0 0 0 rg BT 346.69 83.10 Td (able ) Tj ET Q q 0 0 0 rg BT 366.69 83.10 Td (to ) Tj ET Q q 0 0 0 rg BT 377.80 83.10 Td (steal, ) Tj ET Q q 0 0 0 rg BT 401.96 83.10 Td (publish, ) Tj ET Q q 0 0 0 rg BT 437.25 83.10 Td (delete, ) Tj ET Q q 0 0 0 rg BT 466.95 83.10 Td (or ) Tj ET Q q 0 0 0 rg BT 478.62 83.10 Td (modify ) Tj ET Q q 0 0 0 rg BT 510.84 83.10 Td (our ) Tj ET Q q 0 0 0 rg BT 527.51 83.10 Td (sensitive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 71.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 98.67 71.10 Td (information ) Tj ET Q q 0 0 0 rg BT 150.62 71.10 Td (and ) Tj ET Q q 0 0 0 rg BT 169.81 71.10 Td (sensitive ) Tj ET Q q 0 0 0 rg BT 209.55 71.10 Td (third ) Tj ET Q q 0 0 0 rg BT 233.18 71.10 Td (party ) Tj ET Q q 0 0 0 rg BT 258.47 71.10 Td (information, ) Tj ET Q q 0 0 0 rg BT 312.92 71.10 Td (including ) Tj ET Q q 0 0 0 rg BT 355.44 71.10 Td (PI. ) Tj ET Q q 0 0 0 rg BT 371.58 71.10 Td ( ) Tj ET Q q 0 0 0 rg BT 376.32 71.10 Td (In ) Tj ET Q q 0 0 0 rg BT 389.40 71.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 429.41 71.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 476.92 71.10 Td (may ) Tj ET Q q 0 0 0 rg BT 498.88 71.10 Td (intentionally ) Tj ET Q q 0 0 0 rg BT 554.17 71.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 59.10 Td (inadvertently ) Tj ET Q q 0 0 0 rg BT 104.21 59.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 128.37 59.10 Td (data ) Tj ET Q q 0 0 0 rg BT 146.98 59.10 Td (or ) Tj ET Q q 0 0 0 rg BT 157.26 59.10 Td (security ) Tj ET Q q 0 0 0 rg BT 190.87 59.10 Td (breaches ) Tj ET Q q 0 0 0 rg BT 227.80 59.10 Td (that ) Tj ET Q q 0 0 0 rg BT 244.75 59.10 Td (result ) Tj ET Q q 0 0 0 rg BT 268.92 59.10 Td (in ) Tj ET Q q 0 0 0 rg BT 278.65 59.10 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 332.81 59.10 Td (release ) Tj ET Q q 0 0 0 rg BT 362.51 59.10 Td (of ) Tj ET Q q 0 0 0 rg BT 372.80 59.10 Td (such ) Tj ET Q q 0 0 0 rg BT 393.08 59.10 Td (PI, ) Tj ET Q q 0 0 0 rg BT 406.42 59.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 452.80 59.10 Td (or ) Tj ET Q q 0 0 0 rg BT 463.08 59.10 Td (confidential ) Tj ET Q q 0 0 0 rg BT 512.80 59.10 Td (information. ) Tj ET Q q 0 0 0 rg BT 565.01 59.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 47.10 Td (In ) Tj ET Q q 0 0 0 rg BT 59.75 47.10 Td (such ) Tj ET Q q 0 0 0 rg BT 79.99 47.10 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 141.05 47.10 Td (our ) Tj ET Q q 0 0 0 rg BT 156.30 47.10 Td (business ) Tj ET Q q 0 0 0 rg BT 192.10 47.10 Td (could ) Tj ET Q q 0 0 0 rg BT 216.24 47.10 Td (suf) Tj ET Q q 0 0 0 rg BT 228.28 47.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 241.29 47.10 Td (and ) Tj ET Q q 0 0 0 rg BT 257.65 47.10 Td (we ) Tj ET Q q 0 0 0 rg BT 271.23 47.10 Td (could ) Tj ET Q q 0 0 0 rg BT 295.36 47.10 Td (be ) Tj ET Q q 0 0 0 rg BT 306.71 47.10 Td (held ) Tj ET Q q 0 0 0 rg BT 325.85 47.10 Td (liable ) Tj ET Q q 0 0 0 rg BT 349.98 47.10 Td (to ) Tj ET Q q 0 0 0 rg BT 359.67 47.10 Td (our ) Tj ET Q q 0 0 0 rg BT 374.92 47.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 419.88 47.10 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 455.96 47.10 Td (other ) Tj ET Q q 0 0 0 rg BT 478.42 47.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 506.99 47.10 Td (or ) Tj ET Q q 0 0 0 rg BT 517.24 47.10 Td (employees, ) Tj ET Q endstream endobj 29 0 obj <>] /Rotate 0 /Contents 30 0 R>> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.02 731.10 Td (well ) Tj ET Q q 0 0 0 rg BT 79.42 731.10 Td (as ) Tj ET Q q 0 0 0 rg BT 89.94 731.10 Td (be ) Tj ET Q q 0 0 0 rg BT 101.57 731.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 132.08 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 142.04 731.10 Td (notification ) Tj ET Q q 0 0 0 rg BT 190.33 731.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 244.72 731.10 Td (or ) Tj ET Q q 0 0 0 rg BT 255.24 731.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 298.52 731.10 Td (or ) Tj ET Q q 0 0 0 rg BT 309.04 731.10 Td (other ) Tj ET Q q 0 0 0 rg BT 331.77 731.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 362.28 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 376.13 731.10 Td (breaching ) Tj ET Q q 0 0 0 rg BT 417.74 731.10 Td (privacy ) Tj ET Q q 0 0 0 rg BT 449.92 731.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 470.43 731.10 Td (or ) Tj ET Q q 0 0 0 rg BT 480.95 731.10 Td (failing ) Tj ET Q q 0 0 0 rg BT 509.24 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 519.21 731.10 Td (adequately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 78.92 719.10 Td (such ) Tj ET Q q 0 0 0 rg BT 98.91 719.10 Td (information. ) Tj ET Q q 0 0 0 rg BT 150.28 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 151.82 719.10 Td (This ) Tj ET Q q 0 0 0 rg BT 171.25 719.10 Td (could ) Tj ET Q q 0 0 0 rg BT 195.13 719.10 Td (result ) Tj ET Q q 0 0 0 rg BT 219.00 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 228.44 719.10 Td (costly ) Tj ET Q q 0 0 0 rg BT 253.98 719.10 Td (investigations ) Tj ET Q q 0 0 0 rg BT 311.19 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 327.29 719.10 Td (litigation, ) Tj ET Q q 0 0 0 rg BT 367.55 719.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 386.99 719.10 Td (or ) Tj ET Q q 0 0 0 rg BT 396.97 719.10 Td (criminal ) Tj ET Q q 0 0 0 rg BT 431.95 719.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 471.65 719.10 Td (lar) Tj ET Q q 0 0 0 rg BT 482.02 719.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 493.11 719.10 Td (scale ) Tj ET Q q 0 0 0 rg BT 514.76 719.10 Td (remediation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 106.47 707.10 Td (operational ) Tj ET Q q 0 0 0 rg BT 153.72 707.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 188.19 707.10 Td (or ) Tj ET Q q 0 0 0 rg BT 198.79 707.10 Td (other ) Tj ET Q q 0 0 0 rg BT 221.61 707.10 Td (response ) Tj ET Q q 0 0 0 rg BT 258.87 707.10 Td (measures, ) Tj ET Q q 0 0 0 rg BT 300.84 707.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 345.32 707.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 385.63 707.10 Td (fines, ) Tj ET Q q 0 0 0 rg BT 409.84 707.10 Td (settlements, ) Tj ET Q q 0 0 0 rg BT 459.60 707.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 484.36 707.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 517.18 707.10 Td (orders, ) Tj ET Q q 0 0 0 rg BT 546.94 707.10 Td (loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.91 695.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 100.86 695.10 Td (confidence ) Tj ET Q q 0 0 0 rg BT 146.80 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 156.66 695.10 Td (our ) Tj ET Q q 0 0 0 rg BT 172.07 695.10 Td (security ) Tj ET Q q 0 0 0 rg BT 205.80 695.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 245.08 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 261.60 695.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 297.55 695.10 Td (publicity ) Tj ET Q q 0 0 0 rg BT 335.18 695.10 Td (that ) Tj ET Q q 0 0 0 rg BT 352.25 695.10 Td (could ) Tj ET Q q 0 0 0 rg BT 376.55 695.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 416.94 695.10 Td (af) Tj ET Q q 0 0 0 rg BT 424.53 695.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 441.59 695.10 Td (our ) Tj ET Q q 0 0 0 rg BT 457.00 695.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 494.06 695.10 Td (condition, ) Tj ET Q q 0 0 0 rg BT 536.41 695.10 Td (results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.67 683.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 105.17 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 122.46 683.10 Td (reputation. ) Tj ET Q q 0 0 0 rg BT 168.34 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 171.19 683.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 226.52 683.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 266.02 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 283.30 683.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 341.12 683.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 386.18 683.10 Td (increasingly ) Tj ET Q q 0 0 0 rg BT 437.90 683.10 Td (impose ) Tj ET Q q 0 0 0 rg BT 469.63 683.10 Td (more ) Tj ET Q q 0 0 0 rg BT 493.02 683.10 Td (stringent ) Tj ET Q q 0 0 0 rg BT 530.86 683.10 Td (security ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 96.43 671.10 Td (on ) Tj ET Q q 0 0 0 rg BT 108.92 671.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 122.80 671.10 Td (our ) Tj ET Q q 0 0 0 rg BT 138.62 671.10 Td (services ) Tj ET Q q 0 0 0 rg BT 173.31 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 190.24 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 204.94 671.10 Td (security ) Tj ET Q q 0 0 0 rg BT 239.08 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 249.90 671.10 Td (our ) Tj ET Q q 0 0 0 rg BT 265.72 671.10 Td (customers) Tj ET Q q 0 0 0 rg BT 308.86 671.10 Td ( ) Tj ET Q q 0 0 0 rg BT 311.34 671.10 Td (data ) Tj ET Q q 0 0 0 rg BT 330.49 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 347.41 671.10 Td (PI, ) Tj ET Q q 0 0 0 rg BT 361.29 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 378.22 671.10 Td (impose ) Tj ET Q q 0 0 0 rg BT 409.59 671.10 Td (new ) Tj ET Q q 0 0 0 rg BT 428.74 671.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 468.45 671.10 Td (for ) Tj ET Q q 0 0 0 rg BT 482.59 671.10 Td (data ) Tj ET Q q 0 0 0 rg BT 501.74 671.10 Td (breaches, ) Tj ET Q q 0 0 0 rg BT 541.70 671.10 Td (all ) Tj ET Q q 0 0 0 rg BT 554.18 671.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (which ) Tj ET Q q 0 0 0 rg BT 76.44 659.10 Td (could ) Tj ET Q q 0 0 0 rg BT 101.16 659.10 Td (have ) Tj ET Q q 0 0 0 rg BT 122.53 659.10 Td (an ) Tj ET Q q 0 0 0 rg BT 134.47 659.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 167.51 659.10 Td (ef) Tj ET Q q 0 0 0 rg BT 175.10 659.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 192.58 659.10 Td (on ) Tj ET Q q 0 0 0 rg BT 205.08 659.10 Td (us ) Tj ET Q q 0 0 0 rg BT 216.47 659.10 Td (and ) Tj ET Q q 0 0 0 rg BT 233.41 659.10 Td (our ) Tj ET Q q 0 0 0 rg BT 249.24 659.10 Td (results ) Tj ET Q q 0 0 0 rg BT 277.85 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 288.68 659.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.24 638.10 Td (business ) Tj ET Q q 0 0 0 rg BT 104.75 638.10 Td (is ) Tj ET Q q 0 0 0 rg BT 114.05 638.10 Td (susceptible ) Tj ET Q q 0 0 0 rg BT 161.11 638.10 Td (to ) Tj ET Q q 0 0 0 rg BT 171.51 638.10 Td (disruption ) Tj ET Q q 0 0 0 rg BT 215.25 638.10 Td (fr) Tj ET Q q 0 0 0 rg BT 221.55 638.10 Td (om ) Tj ET Q q 0 0 0 rg BT 236.40 638.10 Td (natural ) Tj ET Q q 0 0 0 rg BT 268.47 638.10 Td (disasters ) Tj ET Q q 0 0 0 rg BT 306.66 638.10 Td (or ) Tj ET Q q 0 0 0 rg BT 318.17 638.10 Td (intentional ) Tj ET Q q 0 0 0 rg BT 364.13 638.10 Td (acts ) Tj ET Q q 0 0 0 rg BT 382.86 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 393.26 638.10 Td (destruction ) Tj ET Q q 0 0 0 rg BT 440.88 638.10 Td (that ) Tj ET Q q 0 0 0 rg BT 459.06 638.10 Td (may ) Tj ET Q q 0 0 0 rg BT 478.35 638.10 Td (r) Tj ET Q q 0 0 0 rg BT 481.87 638.10 Td (ender ) Tj ET Q q 0 0 0 rg BT 507.26 638.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 538.21 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 548.61 638.10 Td (our ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 75.89 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 93.39 626.10 Td (business ) Tj ET Q q 0 0 0 rg BT 129.78 626.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 166.72 626.10 Td (unusable ) Tj ET Q q 0 0 0 rg BT 205.33 626.10 Td (for ) Tj ET Q q 0 0 0 rg BT 219.50 626.10 Td (an ) Tj ET Q q 0 0 0 rg BT 232.00 626.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 270.03 626.10 Td (period ) Tj ET Q q 0 0 0 rg BT 298.64 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 308.92 626.10 Td (time.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.08 605.10 Td (physical ) Tj ET Q q 0 0 0 rg BT 104.43 605.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 141.88 605.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.34 605.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 206.80 605.10 Td (infrastructure, ) Tj ET Q q 0 0 0 rg BT 266.19 605.10 Td (including ) Tj ET Q q 0 0 0 rg BT 306.99 605.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 363.88 605.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 402.45 605.10 Td (by ) Tj ET Q q 0 0 0 rg BT 415.47 605.10 Td (third ) Tj ET Q q 0 0 0 rg BT 437.38 605.10 Td (parties, ) Tj ET Q q 0 0 0 rg BT 469.56 605.10 Td (could ) Tj ET Q q 0 0 0 rg BT 494.81 605.10 Td (be ) Tj ET Q q 0 0 0 rg BT 507.27 605.10 Td (susceptible ) Tj ET Q q 0 0 0 rg BT 554.73 605.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (disruption ) Tj ET Q q 0 0 0 rg BT 93.30 593.10 Td (due ) Tj ET Q q 0 0 0 rg BT 110.97 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 121.99 593.10 Td (natural ) Tj ET Q q 0 0 0 rg BT 153.00 593.10 Td (disasters ) Tj ET Q q 0 0 0 rg BT 190.67 593.10 Td (or ) Tj ET Q q 0 0 0 rg BT 202.24 593.10 Td (intentional ) Tj ET Q q 0 0 0 rg BT 248.25 593.10 Td (acts ) Tj ET Q q 0 0 0 rg BT 267.04 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.61 593.10 Td (destruction ) Tj ET Q q 0 0 0 rg BT 326.28 593.10 Td (that ) Tj ET Q q 0 0 0 rg BT 344.52 593.10 Td (could ) Tj ET Q q 0 0 0 rg BT 369.97 593.10 Td (impair ) Tj ET Q q 0 0 0 rg BT 399.32 593.10 Td (or ) Tj ET Q q 0 0 0 rg BT 410.89 593.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 444.11 593.10 Td (our ) Tj ET Q q 0 0 0 rg BT 460.68 593.10 Td (use ) Tj ET Q q 0 0 0 rg BT 477.25 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 488.82 593.10 Td (such ) Tj ET Q q 0 0 0 rg BT 510.39 593.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 548.06 593.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 105.85 581.10 Td (for ) Tj ET Q q 0 0 0 rg BT 120.00 581.10 Td (an ) Tj ET Q q 0 0 0 rg BT 131.93 581.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 170.51 581.10 Td (period ) Tj ET Q q 0 0 0 rg BT 198.55 581.10 Td (of ) Tj ET Q q 0 0 0 rg BT 209.37 581.10 Td (time. ) Tj ET Q q 0 0 0 rg BT 232.13 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 234.62 581.10 Td (Current ) Tj ET Q q 0 0 0 rg BT 267.66 581.10 Td (business ) Tj ET Q q 0 0 0 rg BT 304.04 581.10 Td (continuity ) Tj ET Q q 0 0 0 rg BT 347.08 581.10 Td (plans, ) Tj ET Q q 0 0 0 rg BT 373.17 581.10 Td (back-up ) Tj ET Q q 0 0 0 rg BT 407.87 581.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 444.79 581.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.72 581.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 508.64 581.10 Td (infrastructure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (may ) Tj ET Q q 0 0 0 rg BT 69.13 569.10 Td (not ) Tj ET Q q 0 0 0 rg BT 84.32 569.10 Td (be ) Tj ET Q q 0 0 0 rg BT 96.18 569.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 134.12 569.10 Td (or ) Tj ET Q q 0 0 0 rg BT 144.87 569.10 Td (suf) Tj ET Q q 0 0 0 rg BT 156.91 569.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 184.87 569.10 Td (to ) Tj ET Q q 0 0 0 rg BT 195.06 569.10 Td (remotely ) Tj ET Q q 0 0 0 rg BT 233.02 569.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 264.85 569.10 Td (for ) Tj ET Q q 0 0 0 rg BT 278.93 569.10 Td (an ) Tj ET Q q 0 0 0 rg BT 290.78 569.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 329.29 569.10 Td (period ) Tj ET Q q 0 0 0 rg BT 357.25 569.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.00 569.10 Td (time, ) Tj ET Q q 0 0 0 rg BT 390.68 569.10 Td (and ) Tj ET Q q 0 0 0 rg BT 407.54 569.10 Td (current ) Tj ET Q q 0 0 0 rg BT 438.27 569.10 Td (business ) Tj ET Q q 0 0 0 rg BT 474.57 569.10 Td (interruption ) Tj ET Q q 0 0 0 rg BT 524.20 569.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.10 Td (may ) Tj ET Q q 0 0 0 rg BT 69.71 557.10 Td (not ) Tj ET Q q 0 0 0 rg BT 85.47 557.10 Td (be ) Tj ET Q q 0 0 0 rg BT 97.90 557.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 136.42 557.10 Td (to ) Tj ET Q q 0 0 0 rg BT 147.19 557.10 Td (suf) Tj ET Q q 0 0 0 rg BT 159.23 557.10 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 195.54 557.10 Td (compensate ) Tj ET Q q 0 0 0 rg BT 245.74 557.10 Td (for ) Tj ET Q q 0 0 0 rg BT 260.39 557.10 Td (any ) Tj ET Q q 0 0 0 rg BT 277.81 557.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 298.87 557.10 Td (in ) Tj ET Q q 0 0 0 rg BT 309.63 557.10 Td (the ) Tj ET Q q 0 0 0 rg BT 324.84 557.10 Td (event ) Tj ET Q q 0 0 0 rg BT 349.48 557.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.80 557.10 Td (a ) Tj ET Q q 0 0 0 rg BT 368.23 557.10 Td (natural ) Tj ET Q q 0 0 0 rg BT 398.99 557.10 Td (disaster ) Tj ET Q q 0 0 0 rg BT 432.52 557.10 Td (or ) Tj ET Q q 0 0 0 rg BT 443.84 557.10 Td (intentional ) Tj ET Q q 0 0 0 rg BT 489.60 557.10 Td (act ) Tj ET Q q 0 0 0 rg BT 504.25 557.10 Td (of ) Tj ET Q q 0 0 0 rg BT 515.57 557.10 Td (destruction. ) Tj ET Q q 0 0 0 rg BT 565.00 557.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 545.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 104.28 545.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 133.78 545.10 Td (of ) Tj ET Q q 0 0 0 rg BT 144.41 545.10 Td (our ) Tj ET Q q 0 0 0 rg BT 160.03 545.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 188.16 545.10 Td (including ) Tj ET Q q 0 0 0 rg BT 228.23 545.10 Td (our ) Tj ET Q q 0 0 0 rg BT 243.86 545.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 287.81 545.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 337.88 545.10 Td (in ) Tj ET Q q 0 0 0 rg BT 347.95 545.10 Td (real ) Tj ET Q q 0 0 0 rg BT 365.23 545.10 Td (estate, ) Tj ET Q q 0 0 0 rg BT 392.79 545.10 Td (are ) Tj ET Q q 0 0 0 rg BT 407.30 545.10 Td (concentrated ) Tj ET Q q 0 0 0 rg BT 460.67 545.10 Td (in ) Tj ET Q q 0 0 0 rg BT 470.75 545.10 Td (geographical ) Tj ET Q q 0 0 0 rg BT 524.68 545.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 547.52 545.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 533.10 Td (may ) Tj ET Q q 0 0 0 rg BT 70.13 533.10 Td (be ) Tj ET Q q 0 0 0 rg BT 82.99 533.10 Td (af) Tj ET Q q 0 0 0 rg BT 90.58 533.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 118.42 533.10 Td (by ) Tj ET Q q 0 0 0 rg BT 131.83 533.10 Td (natural ) Tj ET Q q 0 0 0 rg BT 163.02 533.10 Td (disasters, ) Tj ET Q q 0 0 0 rg BT 203.37 533.10 Td (which ) Tj ET Q q 0 0 0 rg BT 231.23 533.10 Td (may ) Tj ET Q q 0 0 0 rg BT 251.86 533.10 Td (result ) Tj ET Q q 0 0 0 rg BT 277.49 533.10 Td (in ) Tj ET Q q 0 0 0 rg BT 288.69 533.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 320.44 533.10 Td (access ) Tj ET Q q 0 0 0 rg BT 349.39 533.10 Td (to ) Tj ET Q q 0 0 0 rg BT 360.59 533.10 Td (those ) Tj ET Q q 0 0 0 rg BT 385.11 533.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 414.36 533.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 459.99 533.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 494.50 533.10 Td (to ) Tj ET Q q 0 0 0 rg BT 505.69 533.10 Td (such ) Tj ET Q q 0 0 0 rg BT 527.44 533.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 554.19 533.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 521.10 Td (destruction ) Tj ET Q q 0 0 0 rg BT 96.52 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 107.44 521.10 Td (such ) Tj ET Q q 0 0 0 rg BT 128.36 521.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 156.78 521.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.36 521.10 Td (Interruptions ) Tj ET Q q 0 0 0 rg BT 213.61 521.10 Td (in ) Tj ET Q q 0 0 0 rg BT 223.97 521.10 Td (our ) Tj ET Q q 0 0 0 rg BT 239.89 521.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 284.13 521.10 Td (for ) Tj ET Q q 0 0 0 rg BT 298.38 521.10 Td (an ) Tj ET Q q 0 0 0 rg BT 310.41 521.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 349.09 521.10 Td (period ) Tj ET Q q 0 0 0 rg BT 377.22 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 388.14 521.10 Td (time ) Tj ET Q q 0 0 0 rg BT 408.50 521.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 436.64 521.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 470.32 521.10 Td (or ) Tj ET Q q 0 0 0 rg BT 481.24 521.10 Td (destruction ) Tj ET Q q 0 0 0 rg BT 528.26 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 539.18 521.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 509.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 509.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 103.37 509.10 Td (could ) Tj ET Q q 0 0 0 rg BT 128.08 509.10 Td (have ) Tj ET Q q 0 0 0 rg BT 149.46 509.10 Td (an ) Tj ET Q q 0 0 0 rg BT 161.40 509.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 194.44 509.10 Td (ef) Tj ET Q q 0 0 0 rg BT 202.02 509.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 219.51 509.10 Td (on ) Tj ET Q q 0 0 0 rg BT 232.01 509.10 Td (our ) Tj ET Q q 0 0 0 rg BT 247.84 509.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 286.73 509.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 324.21 509.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 364.49 509.10 Td (or ) Tj ET Q q 0 0 0 rg BT 375.32 509.10 Td (results ) Tj ET Q q 0 0 0 rg BT 403.92 509.10 Td (of ) Tj ET Q q 0 0 0 rg BT 414.75 509.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 487.10 Td (W) Tj ET Q q 0 0 0 rg BT 56.91 487.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.23 487.10 Td (have ) Tj ET Q q 0 0 0 rg BT 85.98 487.10 Td (long ) Tj ET Q q 0 0 0 rg BT 106.64 487.10 Td (development ) Tj ET Q q 0 0 0 rg BT 160.05 487.10 Td (and ) Tj ET Q q 0 0 0 rg BT 177.93 487.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 200.80 487.10 Td (cycles ) Tj ET Q q 0 0 0 rg BT 228.10 487.10 Td (for ) Tj ET Q q 0 0 0 rg BT 242.65 487.10 Td (many ) Tj ET Q q 0 0 0 rg BT 267.19 487.10 Td (of ) Tj ET Q q 0 0 0 rg BT 277.84 487.10 Td (our ) Tj ET Q q 0 0 0 rg BT 294.61 487.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 332.20 487.10 Td (analytics ) Tj ET Q q 0 0 0 rg BT 371.18 487.10 Td (and ) Tj ET Q q 0 0 0 rg BT 389.06 487.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 435.81 487.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 474.80 487.10 Td (and ) Tj ET Q q 0 0 0 rg BT 492.68 487.10 Td (if ) Tj ET Q q 0 0 0 rg BT 501.11 487.10 Td (we ) Tj ET Q q 0 0 0 rg BT 515.10 487.10 Td (fail ) Tj ET Q q 0 0 0 rg BT 531.31 487.10 Td (to ) Tj ET Q q 0 0 0 rg BT 541.97 487.10 Td (close ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 475.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 72.12 475.10 Td (after ) Tj ET Q q 0 0 0 rg BT 93.62 475.10 Td (expending ) Tj ET Q q 0 0 0 rg BT 137.33 475.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 182.17 475.10 Td (time ) Tj ET Q q 0 0 0 rg BT 202.00 475.10 Td (and ) Tj ET Q q 0 0 0 rg BT 219.62 475.10 Td (r) Tj ET Q q 0 0 0 rg BT 223.14 475.10 Td (esour) Tj ET Q q 0 0 0 rg BT 244.99 475.10 Td (ces ) Tj ET Q q 0 0 0 rg BT 260.37 475.10 Td (to ) Tj ET Q q 0 0 0 rg BT 270.77 475.10 Td (do ) Tj ET Q q 0 0 0 rg BT 283.38 475.10 Td (so, ) Tj ET Q q 0 0 0 rg BT 297.39 475.10 Td (our ) Tj ET Q q 0 0 0 rg BT 313.90 475.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 352.91 475.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 391.07 475.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 431.46 475.10 Td (and ) Tj ET Q q 0 0 0 rg BT 449.08 475.10 Td (r) Tj ET Q q 0 0 0 rg BT 452.60 475.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 478.00 475.10 Td (of ) Tj ET Q q 0 0 0 rg BT 488.39 475.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 533.78 475.10 Td (may ) Tj ET Q q 0 0 0 rg BT 553.06 475.10 Td (be ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 463.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 90.32 463.10 Td (affected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 442.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 442.10 Td (e ) Tj ET Q q 0 0 0 rg BT 63.99 442.10 Td (have ) Tj ET Q q 0 0 0 rg BT 84.27 442.10 Td (long ) Tj ET Q q 0 0 0 rg BT 103.46 442.10 Td (development ) Tj ET Q q 0 0 0 rg BT 156.52 442.10 Td (and ) Tj ET Q q 0 0 0 rg BT 172.37 442.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 193.22 442.10 Td (cycles ) Tj ET Q q 0 0 0 rg BT 219.62 442.10 Td (for ) Tj ET Q q 0 0 0 rg BT 232.69 442.10 Td (many ) Tj ET Q q 0 0 0 rg BT 256.31 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 266.05 442.10 Td (our ) Tj ET Q q 0 0 0 rg BT 280.79 442.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 316.91 442.10 Td (analytics ) Tj ET Q q 0 0 0 rg BT 353.86 442.10 Td (and ) Tj ET Q q 0 0 0 rg BT 369.71 442.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 415.55 442.10 Td (solutions. ) Tj ET Q q 0 0 0 rg BT 455.58 442.10 Td ( ) Tj ET Q q 0 0 0 rg BT 456.89 442.10 Td (W) Tj ET Q q 0 0 0 rg BT 465.53 442.10 Td (e ) Tj ET Q q 0 0 0 rg BT 471.38 442.10 Td (may ) Tj ET Q q 0 0 0 rg BT 490.00 442.10 Td (expend ) Tj ET Q q 0 0 0 rg BT 520.29 442.10 Td (significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 430.10 Td (time ) Tj ET Q q 0 0 0 rg BT 70.13 430.10 Td (and ) Tj ET Q q 0 0 0 rg BT 87.43 430.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 128.04 430.10 Td (in ) Tj ET Q q 0 0 0 rg BT 138.68 430.10 Td (pursuing ) Tj ET Q q 0 0 0 rg BT 176.54 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 183.83 430.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 225.00 430.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 264.52 430.10 Td (that ) Tj ET Q q 0 0 0 rg BT 282.37 430.10 Td (does ) Tj ET Q q 0 0 0 rg BT 303.56 430.10 Td (not ) Tj ET Q q 0 0 0 rg BT 319.19 430.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 355.91 430.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 390.42 430.10 Td (or ) Tj ET Q q 0 0 0 rg BT 401.61 430.10 Td (pursuing ) Tj ET Q q 0 0 0 rg BT 439.46 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 446.76 430.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 487.93 430.10 Td (service ) Tj ET Q q 0 0 0 rg BT 519.10 430.10 Td (or ) Tj ET Q q 0 0 0 rg BT 530.29 430.10 Td (solution ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 418.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.21 418.10 Td (our ) Tj ET Q q 0 0 0 rg BT 78.58 418.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 112.29 418.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 154.88 418.10 Td (that ) Tj ET Q q 0 0 0 rg BT 171.92 418.10 Td (does ) Tj ET Q q 0 0 0 rg BT 192.30 418.10 Td (not ) Tj ET Q q 0 0 0 rg BT 207.12 418.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 243.03 418.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 279.22 418.10 Td ( ) Tj ET Q q 0 0 0 rg BT 281.11 418.10 Td (W) Tj ET Q q 0 0 0 rg BT 289.75 418.10 Td (e ) Tj ET Q q 0 0 0 rg BT 296.24 418.10 Td (may ) Tj ET Q q 0 0 0 rg BT 315.50 418.10 Td (encounter ) Tj ET Q q 0 0 0 rg BT 356.97 418.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 384.56 418.10 Td (when ) Tj ET Q q 0 0 0 rg BT 408.26 418.10 Td (developing ) Tj ET Q q 0 0 0 rg BT 454.74 418.10 Td (new ) Tj ET Q q 0 0 0 rg BT 473.45 418.10 Td (services ) Tj ET Q q 0 0 0 rg BT 507.70 418.10 Td (or ) Tj ET Q q 0 0 0 rg BT 518.07 418.10 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 406.10 Td (solutions. ) Tj ET Q q 0 0 0 rg BT 91.22 406.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.33 406.10 Td (Changes ) Tj ET Q q 0 0 0 rg BT 131.87 406.10 Td (in ) Tj ET Q q 0 0 0 rg BT 142.76 406.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 178.06 406.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 225.60 406.10 Td (or ) Tj ET Q q 0 0 0 rg BT 237.04 406.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 272.92 406.10 Td (practices ) Tj ET Q q 0 0 0 rg BT 311.56 406.10 Td (may ) Tj ET Q q 0 0 0 rg BT 331.88 406.10 Td (render ) Tj ET Q q 0 0 0 rg BT 360.53 406.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 395.30 406.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 434.52 406.10 Td (or ) Tj ET Q q 0 0 0 rg BT 445.96 406.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 481.84 406.10 Td (development ) Tj ET Q q 0 0 0 rg BT 536.59 406.10 Td (ef) Tj ET Q q 0 0 0 rg BT 544.18 406.10 Td (forts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 394.10 Td (obsolete ) Tj ET Q q 0 0 0 rg BT 86.35 394.10 Td (or ) Tj ET Q q 0 0 0 rg BT 98.20 394.10 Td (require ) Tj ET Q q 0 0 0 rg BT 130.03 394.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 175.76 394.10 Td (modifications. ) Tj ET Q q 0 0 0 rg BT 236.78 394.10 Td ( ) Tj ET Q q 0 0 0 rg BT 240.04 394.10 Td (W) Tj ET Q q 0 0 0 rg BT 248.68 394.10 Td (e ) Tj ET Q q 0 0 0 rg BT 256.64 394.10 Td (may ) Tj ET Q q 0 0 0 rg BT 277.38 394.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 324.20 394.10 Td (dif) Tj ET Q q 0 0 0 rg BT 335.12 394.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 370.86 394.10 Td (in ) Tj ET Q q 0 0 0 rg BT 382.16 394.10 Td (installing ) Tj ET Q q 0 0 0 rg BT 422.90 394.10 Td (or ) Tj ET Q q 0 0 0 rg BT 434.75 394.10 Td (integrating ) Tj ET Q q 0 0 0 rg BT 481.59 394.10 Td (our ) Tj ET Q q 0 0 0 rg BT 498.44 394.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 552.50 394.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 382.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 90.89 382.10 Td (used ) Tj ET Q q 0 0 0 rg BT 112.29 382.10 Td (by ) Tj ET Q q 0 0 0 rg BT 125.35 382.10 Td (our ) Tj ET Q q 0 0 0 rg BT 141.75 382.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 187.86 382.10 Td ( ) Tj ET Q q 0 0 0 rg BT 190.92 382.10 Td (Further) Tj ET Q q 0 0 0 rg BT 219.96 382.10 Td (, ) Tj ET Q q 0 0 0 rg BT 225.53 382.10 Td (defects ) Tj ET Q q 0 0 0 rg BT 256.91 382.10 Td (in ) Tj ET Q q 0 0 0 rg BT 267.75 382.10 Td (our ) Tj ET Q q 0 0 0 rg BT 284.15 382.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 331.65 382.10 Td (solutions, ) Tj ET Q q 0 0 0 rg BT 373.33 382.10 Td (errors ) Tj ET Q q 0 0 0 rg BT 399.72 382.10 Td (or ) Tj ET Q q 0 0 0 rg BT 411.11 382.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 439.72 382.10 Td (in ) Tj ET Q q 0 0 0 rg BT 450.57 382.10 Td (the ) Tj ET Q q 0 0 0 rg BT 465.85 382.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 511.68 382.10 Td (of ) Tj ET Q q 0 0 0 rg BT 523.08 382.10 Td (electronic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 370.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 101.52 370.10 Td (or ) Tj ET Q q 0 0 0 rg BT 114.11 370.10 Td (other ) Tj ET Q q 0 0 0 rg BT 138.92 370.10 Td (dif) Tj ET Q q 0 0 0 rg BT 149.84 370.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 186.32 370.10 Td (could ) Tj ET Q q 0 0 0 rg BT 212.79 370.10 Td (result ) Tj ET Q q 0 0 0 rg BT 239.27 370.10 Td (in ) Tj ET Q q 0 0 0 rg BT 251.30 370.10 Td (interruption ) Tj ET Q q 0 0 0 rg BT 302.77 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 315.36 370.10 Td (business ) Tj ET Q q 0 0 0 rg BT 353.51 370.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 401.93 370.10 Td (delay ) Tj ET Q q 0 0 0 rg BT 427.84 370.10 Td (in ) Tj ET Q q 0 0 0 rg BT 439.88 370.10 Td (market ) Tj ET Q q 0 0 0 rg BT 471.90 370.10 Td (acceptance, ) Tj ET Q q 0 0 0 rg BT 522.51 370.10 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 358.10 Td (development ) Tj ET Q q 0 0 0 rg BT 102.51 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 118.31 358.10 Td (remediation ) Tj ET Q q 0 0 0 rg BT 167.43 358.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 191.30 358.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 208.22 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 217.91 358.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 262.32 358.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 297.56 358.10 Td (publicity ) Tj ET Q q 0 0 0 rg BT 334.47 358.10 Td (or ) Tj ET Q q 0 0 0 rg BT 344.16 358.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 381.62 358.10 Td (to ) Tj ET Q q 0 0 0 rg BT 390.76 358.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 423.24 358.10 Td (claims, ) Tj ET Q q 0 0 0 rg BT 453.20 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 469.00 358.10 Td (our ) Tj ET Q q 0 0 0 rg BT 483.69 358.10 Td (results ) Tj ET Q q 0 0 0 rg BT 511.17 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.86 358.10 Td (operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 346.10 Td (could ) Tj ET Q q 0 0 0 rg BT 74.22 346.10 Td (be ) Tj ET Q q 0 0 0 rg BT 86.16 346.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 126.97 346.10 Td (impacted.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 325.10 Td (Delays ) Tj ET Q q 0 0 0 rg BT 79.32 325.10 Td (due ) Tj ET Q q 0 0 0 rg BT 95.82 325.10 Td (to ) Tj ET Q q 0 0 0 rg BT 105.65 325.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.92 325.10 Td (length ) Tj ET Q q 0 0 0 rg BT 146.98 325.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.36 325.10 Td (our ) Tj ET Q q 0 0 0 rg BT 172.75 325.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 194.24 325.10 Td (cycle ) Tj ET Q q 0 0 0 rg BT 217.39 325.10 Td (or ) Tj ET Q q 0 0 0 rg BT 227.78 325.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 249.83 325.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 285.20 325.10 Td (that ) Tj ET Q q 0 0 0 rg BT 302.25 325.10 Td (do ) Tj ET Q q 0 0 0 rg BT 314.31 325.10 Td (not ) Tj ET Q q 0 0 0 rg BT 329.14 325.10 Td (result ) Tj ET Q q 0 0 0 rg BT 353.42 325.10 Td (in ) Tj ET Q q 0 0 0 rg BT 363.25 325.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 384.74 325.10 Td (could ) Tj ET Q q 0 0 0 rg BT 409.02 325.10 Td (have ) Tj ET Q q 0 0 0 rg BT 429.95 325.10 Td (an ) Tj ET Q q 0 0 0 rg BT 441.44 325.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 474.04 325.10 Td (ef) Tj ET Q q 0 0 0 rg BT 481.62 325.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 498.67 325.10 Td (on ) Tj ET Q q 0 0 0 rg BT 510.72 325.10 Td (our ) Tj ET Q q 0 0 0 rg BT 526.11 325.10 Td (business, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 313.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.98 313.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 127.25 313.10 Td (or ) Tj ET Q q 0 0 0 rg BT 138.08 313.10 Td (results ) Tj ET Q q 0 0 0 rg BT 166.69 313.10 Td (of ) Tj ET Q q 0 0 0 rg BT 177.52 313.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 292.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.00 292.10 Td (failur) Tj ET Q q 0 0 0 rg BT 88.86 292.10 Td (e ) Tj ET Q q 0 0 0 rg BT 95.79 292.10 Td (of ) Tj ET Q q 0 0 0 rg BT 106.07 292.10 Td (any ) Tj ET Q q 0 0 0 rg BT 123.01 292.10 Td (of ) Tj ET Q q 0 0 0 rg BT 133.29 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 148.01 292.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 189.94 292.10 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 244.67 292.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 262.73 292.10 Td (limitation ) Tj ET Q q 0 0 0 rg BT 304.12 292.10 Td (methods ) Tj ET Q q 0 0 0 rg BT 339.95 292.10 Td (we ) Tj ET Q q 0 0 0 rg BT 353.56 292.10 Td (use ) Tj ET Q q 0 0 0 rg BT 369.39 292.10 Td (could ) Tj ET Q q 0 0 0 rg BT 394.11 292.10 Td (have ) Tj ET Q q 0 0 0 rg BT 415.49 292.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 449.08 292.10 Td (effects ) Tj ET Q q 0 0 0 rg BT 477.13 292.10 Td (on ) Tj ET Q q 0 0 0 rg BT 489.63 292.10 Td (our ) Tj ET Q q 0 0 0 rg BT 506.02 292.10 Td (r) Tj ET Q q 0 0 0 rg BT 509.54 292.10 Td (esults.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 271.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 96.62 271.10 Td (through ) Tj ET Q q 0 0 0 rg BT 130.70 271.10 Td (its ) Tj ET Q q 0 0 0 rg BT 143.11 271.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 186.53 271.10 Td (Association ) Tj ET Q q 0 0 0 rg BT 236.71 271.10 Td (of ) Tj ET Q q 0 0 0 rg BT 248.01 271.10 Td (Certified ) Tj ET Q q 0 0 0 rg BT 286.52 271.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 328.36 271.10 Td (Originators ) Tj ET Q q 0 0 0 rg BT 376.88 271.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 398.18 271.10 Td (Retention ) Tj ET Q q 0 0 0 rg BT 440.03 271.10 Td (Group, ) Tj ET Q q 0 0 0 rg BT 471.05 271.10 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 491.78 271.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 529.19 271.10 Td (certified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 259.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 69.71 259.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 111.02 259.10 Td (to ) Tj ET Q q 0 0 0 rg BT 121.80 259.10 Td (its ) Tj ET Q q 0 0 0 rg BT 134.24 259.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 180.28 259.10 Td ( ) Tj ET Q q 0 0 0 rg BT 182.62 259.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 227.27 259.10 Td (reduces ) Tj ET Q q 0 0 0 rg BT 260.80 259.10 Td (a ) Tj ET Q q 0 0 0 rg BT 268.24 259.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 300.12 259.10 Td (of ) Tj ET Q q 0 0 0 rg BT 311.44 259.10 Td (its ) Tj ET Q q 0 0 0 rg BT 323.89 259.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 341.88 259.10 Td (of ) Tj ET Q q 0 0 0 rg BT 353.21 259.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 394.52 259.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 413.08 259.10 Td (through ) Tj ET Q q 0 0 0 rg BT 447.18 259.10 Td (third ) Tj ET Q q 0 0 0 rg BT 469.06 259.10 Td (party ) Tj ET Q q 0 0 0 rg BT 492.61 259.10 Td (reinsurance. ) Tj ET Q q 0 0 0 rg BT 544.19 259.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.96 259.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 247.10 Td (incidence ) Tj ET Q q 0 0 0 rg BT 91.10 247.10 Td (and ) Tj ET Q q 0 0 0 rg BT 108.82 247.10 Td (severity ) Tj ET Q q 0 0 0 rg BT 143.76 247.10 Td (of ) Tj ET Q q 0 0 0 rg BT 155.38 247.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 184.76 247.10 Td (against ) Tj ET Q q 0 0 0 rg BT 216.37 247.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 257.97 247.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 292.36 247.10 Td (are ) Tj ET Q q 0 0 0 rg BT 307.86 247.10 Td (inherently ) Tj ET Q q 0 0 0 rg BT 351.68 247.10 Td (unpredictable. ) Tj ET Q q 0 0 0 rg BT 411.89 247.10 Td ( ) Tj ET Q q 0 0 0 rg BT 414.45 247.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 455.51 247.10 Td (we ) Tj ET Q q 0 0 0 rg BT 470.46 247.10 Td (attempt ) Tj ET Q q 0 0 0 rg BT 503.73 247.10 Td (to ) Tj ET Q q 0 0 0 rg BT 514.79 247.10 Td (manage ) Tj ET Q q 0 0 0 rg BT 549.17 247.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 235.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 89.21 235.10 Td (to ) Tj ET Q q 0 0 0 rg BT 100.61 235.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 142.54 235.10 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 197.81 235.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 216.43 235.10 Td (through ) Tj ET Q q 0 0 0 rg BT 251.15 235.10 Td (the ) Tj ET Q q 0 0 0 rg BT 266.98 235.10 Td (use ) Tj ET Q q 0 0 0 rg BT 283.93 235.10 Td (of ) Tj ET Q q 0 0 0 rg BT 295.87 235.10 Td (disciplined ) Tj ET Q q 0 0 0 rg BT 343.37 235.10 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 398.64 235.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 434.48 235.10 Td (and ) Tj ET Q q 0 0 0 rg BT 452.53 235.10 Td (the ) Tj ET Q q 0 0 0 rg BT 468.36 235.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 507.52 235.10 Td (of ) Tj ET Q q 0 0 0 rg BT 519.46 235.10 Td (third ) Tj ET Q q 0 0 0 rg BT 541.96 235.10 Td (party ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 223.10 Td (reinsurance, ) Tj ET Q q 0 0 0 rg BT 100.16 223.10 Td (the ) Tj ET Q q 0 0 0 rg BT 114.45 223.10 Td (frequency ) Tj ET Q q 0 0 0 rg BT 156.50 223.10 Td (and ) Tj ET Q q 0 0 0 rg BT 173.02 223.10 Td (severity ) Tj ET Q q 0 0 0 rg BT 206.75 223.10 Td (of ) Tj ET Q q 0 0 0 rg BT 217.15 223.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 245.33 223.10 Td (could ) Tj ET Q q 0 0 0 rg BT 269.62 223.10 Td (be ) Tj ET Q q 0 0 0 rg BT 281.14 223.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 310.96 223.10 Td (than ) Tj ET Q q 0 0 0 rg BT 330.26 223.10 Td (contemplated ) Tj ET Q q 0 0 0 rg BT 386.20 223.10 Td (in ) Tj ET Q q 0 0 0 rg BT 396.05 223.10 Td (our ) Tj ET Q q 0 0 0 rg BT 411.46 223.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 441.86 223.10 Td (and ) Tj ET Q q 0 0 0 rg BT 458.37 223.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 475.45 223.10 Td (management ) Tj ET Q q 0 0 0 rg BT 528.61 223.10 Td (methods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 211.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 211.10 Td (our ) Tj ET Q q 0 0 0 rg BT 82.27 211.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 116.99 211.10 Td (and ) Tj ET Q q 0 0 0 rg BT 133.92 211.10 Td (mitigation ) Tj ET Q q 0 0 0 rg BT 177.53 211.10 Td (ef) Tj ET Q q 0 0 0 rg BT 185.12 211.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 205.95 211.10 Td (may ) Tj ET Q q 0 0 0 rg BT 225.67 211.10 Td (not ) Tj ET Q q 0 0 0 rg BT 240.95 211.10 Td (be ) Tj ET Q q 0 0 0 rg BT 252.88 211.10 Td (ef) Tj ET Q q 0 0 0 rg BT 260.47 211.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 290.17 211.10 Td (or ) Tj ET Q q 0 0 0 rg BT 301.00 211.10 Td (suf) Tj ET Q q 0 0 0 rg BT 313.04 211.10 Td (ficient.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 190.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 190.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.01 190.10 Td (also ) Tj ET Q q 0 0 0 rg BT 83.56 190.10 Td (face ) Tj ET Q q 0 0 0 rg BT 102.64 190.10 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 155.61 190.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 173.05 190.10 Td (when ) Tj ET Q q 0 0 0 rg BT 197.15 190.10 Td (purchasing ) Tj ET Q q 0 0 0 rg BT 243.47 190.10 Td (reinsurance ) Tj ET Q q 0 0 0 rg BT 291.99 190.10 Td (from ) Tj ET Q q 0 0 0 rg BT 313.86 190.10 Td (third ) Tj ET Q q 0 0 0 rg BT 335.19 190.10 Td (party ) Tj ET Q q 0 0 0 rg BT 358.17 190.10 Td (reinsurers. ) Tj ET Q q 0 0 0 rg BT 402.54 190.10 Td ( ) Tj ET Q q 0 0 0 rg BT 404.80 190.10 Td (The ) Tj ET Q q 0 0 0 rg BT 422.79 190.10 Td (insolvency ) Tj ET Q q 0 0 0 rg BT 468.55 190.10 Td (or ) Tj ET Q q 0 0 0 rg BT 479.32 190.10 Td (unwillingness ) Tj ET Q q 0 0 0 rg BT 537.31 190.10 Td (of ) Tj ET Q q 0 0 0 rg BT 548.08 190.10 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 178.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.68 178.10 Td (our ) Tj ET Q q 0 0 0 rg BT 76.86 178.10 Td (present ) Tj ET Q q 0 0 0 rg BT 108.58 178.10 Td (or ) Tj ET Q q 0 0 0 rg BT 119.76 178.10 Td (future ) Tj ET Q q 0 0 0 rg BT 146.49 178.10 Td (reinsurers ) Tj ET Q q 0 0 0 rg BT 188.77 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 199.40 178.10 Td (make ) Tj ET Q q 0 0 0 rg BT 223.90 178.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 252.30 178.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 293.47 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 304.10 178.10 Td (us ) Tj ET Q q 0 0 0 rg BT 315.84 178.10 Td (under ) Tj ET Q q 0 0 0 rg BT 341.46 178.10 Td (the ) Tj ET Q q 0 0 0 rg BT 356.53 178.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 381.59 178.10 Td (of ) Tj ET Q q 0 0 0 rg BT 392.77 178.10 Td (our ) Tj ET Q q 0 0 0 rg BT 408.95 178.10 Td (reinsurance ) Tj ET Q q 0 0 0 rg BT 457.88 178.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 506.27 178.10 Td (could ) Tj ET Q q 0 0 0 rg BT 531.33 178.10 Td (have ) Tj ET Q q 0 0 0 rg BT 553.06 178.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 166.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 82.37 166.10 Td (ef) Tj ET Q q 0 0 0 rg BT 89.95 166.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 107.27 166.10 Td (on ) Tj ET Q q 0 0 0 rg BT 119.60 166.10 Td (us. ) Tj ET Q q 0 0 0 rg BT 133.32 166.10 Td ( ) Tj ET Q q 0 0 0 rg BT 135.65 166.10 Td (Further) Tj ET Q q 0 0 0 rg BT 164.69 166.10 Td (, ) Tj ET Q q 0 0 0 rg BT 169.51 166.10 Td (there ) Tj ET Q q 0 0 0 rg BT 191.83 166.10 Td (is ) Tj ET Q q 0 0 0 rg BT 200.83 166.10 Td (no ) Tj ET Q q 0 0 0 rg BT 213.16 166.10 Td (certainty ) Tj ET Q q 0 0 0 rg BT 250.47 166.10 Td (that ) Tj ET Q q 0 0 0 rg BT 267.79 166.10 Td (we ) Tj ET Q q 0 0 0 rg BT 281.78 166.10 Td (will ) Tj ET Q q 0 0 0 rg BT 299.67 166.10 Td (be ) Tj ET Q q 0 0 0 rg BT 311.43 166.10 Td (able ) Tj ET Q q 0 0 0 rg BT 330.42 166.10 Td (to ) Tj ET Q q 0 0 0 rg BT 340.53 166.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 378.39 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.94 166.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 425.26 166.10 Td (or ) Tj ET Q q 0 0 0 rg BT 435.92 166.10 Td (type ) Tj ET Q q 0 0 0 rg BT 455.47 166.10 Td (of ) Tj ET Q q 0 0 0 rg BT 466.13 166.10 Td (reinsurance ) Tj ET Q q 0 0 0 rg BT 514.54 166.10 Td (we ) Tj ET Q q 0 0 0 rg BT 528.53 166.10 Td (desire ) Tj ET Q q 0 0 0 rg BT 554.73 166.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.51 154.10 Td (future ) Tj ET Q q 0 0 0 rg BT 91.19 154.10 Td (or ) Tj ET Q q 0 0 0 rg BT 102.32 154.10 Td (that ) Tj ET Q q 0 0 0 rg BT 120.11 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 135.13 154.10 Td (reinsurance ) Tj ET Q q 0 0 0 rg BT 184.01 154.10 Td (we ) Tj ET Q q 0 0 0 rg BT 198.46 154.10 Td (desire ) Tj ET Q q 0 0 0 rg BT 225.14 154.10 Td (will ) Tj ET Q q 0 0 0 rg BT 243.49 154.10 Td (be ) Tj ET Q q 0 0 0 rg BT 255.73 154.10 Td (available ) Tj ET Q q 0 0 0 rg BT 294.62 154.10 Td (on ) Tj ET Q q 0 0 0 rg BT 307.42 154.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 332.43 154.10 Td (we ) Tj ET Q q 0 0 0 rg BT 346.89 154.10 Td (consider ) Tj ET Q q 0 0 0 rg BT 383.56 154.10 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 428.55 154.10 Td (or ) Tj ET Q q 0 0 0 rg BT 439.68 154.10 Td (with ) Tj ET Q q 0 0 0 rg BT 460.25 154.10 Td (reinsurers ) Tj ET Q q 0 0 0 rg BT 502.48 154.10 Td (with ) Tj ET Q q 0 0 0 rg BT 523.05 154.10 Td (whom ) Tj ET Q q 0 0 0 rg BT 550.85 154.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 142.10 Td (want ) Tj ET Q q 0 0 0 rg BT 70.92 142.10 Td (to ) Tj ET Q q 0 0 0 rg BT 80.69 142.10 Td (do ) Tj ET Q q 0 0 0 rg BT 92.68 142.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 131.05 142.10 Td ( ) Tj ET Q q 0 0 0 rg BT 132.60 142.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 151.81 142.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 179.89 142.10 Td (of ) Tj ET Q q 0 0 0 rg BT 190.21 142.10 Td (our ) Tj ET Q q 0 0 0 rg BT 205.52 142.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 245.82 142.10 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 299.47 142.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 317.01 142.10 Td (limitation ) Tj ET Q q 0 0 0 rg BT 357.89 142.10 Td (methods ) Tj ET Q q 0 0 0 rg BT 393.76 142.10 Td (or ) Tj ET Q q 0 0 0 rg BT 404.08 142.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 433.84 142.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 474.14 142.10 Td (related ) Tj ET Q q 0 0 0 rg BT 503.33 142.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 524.20 142.10 Td (described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 130.10 Td (above ) Tj ET Q q 0 0 0 rg BT 75.88 130.10 Td (could ) Tj ET Q q 0 0 0 rg BT 100.59 130.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 141.41 130.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 171.12 130.10 Td (our ) Tj ET Q q 0 0 0 rg BT 186.95 130.10 Td (results ) Tj ET Q q 0 0 0 rg BT 215.56 130.10 Td (of ) Tj ET Q q 0 0 0 rg BT 226.39 130.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 109.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.45 109.10 Td (business ) Tj ET Q q 0 0 0 rg BT 103.17 109.10 Td (and ) Tj ET Q q 0 0 0 rg BT 120.01 109.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.06 109.10 Td (business ) Tj ET Q q 0 0 0 rg BT 169.78 109.10 Td (of ) Tj ET Q q 0 0 0 rg BT 179.39 109.10 Td (our ) Tj ET Q q 0 0 0 rg BT 195.12 109.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 237.50 109.10 Td (ar) Tj ET Q q 0 0 0 rg BT 246.02 109.10 Td (e ) Tj ET Q q 0 0 0 rg BT 252.30 109.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 282.45 109.10 Td (to ) Tj ET Q q 0 0 0 rg BT 292.07 109.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 330.54 109.10 Td (scrutiny ) Tj ET Q q 0 0 0 rg BT 364.59 109.10 Td (and ) Tj ET Q q 0 0 0 rg BT 381.42 109.10 Td (r) Tj ET Q q 0 0 0 rg BT 384.94 109.10 Td (egulation, ) Tj ET Q q 0 0 0 rg BT 427.05 109.10 Td (and ) Tj ET Q q 0 0 0 rg BT 443.88 109.10 Td (failur) Tj ET Q q 0 0 0 rg BT 465.74 109.10 Td (e ) Tj ET Q q 0 0 0 rg BT 472.01 109.10 Td (to ) Tj ET Q q 0 0 0 rg BT 481.62 109.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 512.33 109.10 Td (with ) Tj ET Q q 0 0 0 rg BT 531.39 109.10 Td (existing ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 97.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.89 97.10 Td (new ) Tj ET Q q 0 0 0 rg BT 79.50 97.10 Td (r) Tj ET Q q 0 0 0 rg BT 83.02 97.10 Td (egulations ) Tj ET Q q 0 0 0 rg BT 127.19 97.10 Td (or ) Tj ET Q q 0 0 0 rg BT 138.58 97.10 Td (license ) Tj ET Q q 0 0 0 rg BT 168.84 97.10 Td (r) Tj ET Q q 0 0 0 rg BT 172.36 97.10 Td (equir) Tj ET Q q 0 0 0 rg BT 193.10 97.10 Td (ements ) Tj ET Q q 0 0 0 rg BT 223.37 97.10 Td (may ) Tj ET Q q 0 0 0 rg BT 242.53 97.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 283.34 97.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 313.06 97.10 Td (us.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 76.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 69.00 76.10 Td (business ) Tj ET Q q 0 0 0 rg BT 106.85 76.10 Td (and ) Tj ET Q q 0 0 0 rg BT 125.24 76.10 Td (the ) Tj ET Q q 0 0 0 rg BT 141.41 76.10 Td (business ) Tj ET Q q 0 0 0 rg BT 179.25 76.10 Td (of ) Tj ET Q q 0 0 0 rg BT 191.53 76.10 Td (our ) Tj ET Q q 0 0 0 rg BT 208.81 76.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 253.31 76.10 Td (are ) Tj ET Q q 0 0 0 rg BT 269.47 76.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 301.75 76.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.48 76.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 355.19 76.10 Td (scrutiny ) Tj ET Q q 0 0 0 rg BT 391.36 76.10 Td (and ) Tj ET Q q 0 0 0 rg BT 409.75 76.10 Td (regulation ) Tj ET Q q 0 0 0 rg BT 454.24 76.10 Td (by ) Tj ET Q q 0 0 0 rg BT 468.20 76.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 502.40 76.10 Td (state ) Tj ET Q q 0 0 0 rg BT 524.68 76.10 Td (and ) Tj ET Q q 0 0 0 rg BT 543.07 76.10 Td (local ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 64.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 106.68 64.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 151.09 64.10 Td (including ) Tj ET Q q 0 0 0 rg BT 191.06 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.48 64.10 Td (FTC, ) Tj ET Q q 0 0 0 rg BT 228.52 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.93 64.10 Td (CFPB, ) Tj ET Q q 0 0 0 rg BT 272.09 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 286.51 64.10 Td (SEC, ) Tj ET Q q 0 0 0 rg BT 309.55 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 323.96 64.10 Td (HUD ) Tj ET Q q 0 0 0 rg BT 347.83 64.10 Td (and ) Tj ET Q q 0 0 0 rg BT 364.46 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.88 64.10 Td (state ) Tj ET Q q 0 0 0 rg BT 399.40 64.10 Td (and ) Tj ET Q q 0 0 0 rg BT 416.04 64.10 Td (local ) Tj ET Q q 0 0 0 rg BT 437.67 64.10 Td (agencies ) Tj ET Q q 0 0 0 rg BT 474.30 64.10 Td (that ) Tj ET Q q 0 0 0 rg BT 491.49 64.10 Td (license ) Tj ET Q q 0 0 0 rg BT 521.45 64.10 Td (or ) Tj ET Q q 0 0 0 rg BT 531.98 64.10 Td (oversee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 52.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.44 52.10 Td (of ) Tj ET Q q 0 0 0 rg BT 90.50 52.10 Td (our ) Tj ET Q q 0 0 0 rg BT 106.57 52.10 Td (auction, ) Tj ET Q q 0 0 0 rg BT 141.23 52.10 Td (real ) Tj ET Q q 0 0 0 rg BT 158.95 52.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 184.45 52.10 Td (brokerage, ) Tj ET Q q 0 0 0 rg BT 229.66 52.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 270.16 52.10 Td (and ) Tj ET Q q 0 0 0 rg BT 287.33 52.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 307.28 52.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 349.45 52.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 386.89 52.10 Td (trustee ) Tj ET Q q 0 0 0 rg BT 416.28 52.10 Td (services ) Tj ET Q q 0 0 0 rg BT 451.22 52.10 Td (and ) Tj ET Q q 0 0 0 rg BT 468.39 52.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 509.44 52.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 546.88 52.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.42 52.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.06 52.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 40.10 Td (also ) Tj ET Q q 0 0 0 rg BT 67.39 40.10 Td (must ) Tj ET Q q 0 0 0 rg BT 88.61 40.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 120.39 40.10 Td (with ) Tj ET Q q 0 0 0 rg BT 139.95 40.10 Td (a ) Tj ET Q q 0 0 0 rg BT 146.16 40.10 Td (number ) Tj ET Q q 0 0 0 rg BT 178.49 40.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.60 40.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 220.63 40.10 Td (state ) Tj ET Q q 0 0 0 rg BT 240.73 40.10 Td (and ) Tj ET Q q 0 0 0 rg BT 256.95 40.10 Td (local ) Tj ET Q q 0 0 0 rg BT 278.16 40.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 318.82 40.10 Td (protection ) Tj ET Q q 0 0 0 rg BT 361.14 40.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 381.25 40.10 Td (including, ) Tj ET Q q 0 0 0 rg BT 423.30 40.10 Td (among ) Tj ET Q q 0 0 0 rg BT 452.30 40.10 Td (others, ) Tj ET Q q 0 0 0 rg BT 480.62 40.10 Td (ADA, ) Tj ET Q q 0 0 0 rg BT 506.57 40.10 Td (CHBR, ) Tj ET Q q 0 0 0 rg BT 538.08 40.10 Td (CAN-) Tj ET Q endstream endobj 31 0 obj <>] /Rotate 0 /Contents 32 0 R>> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (SP) Tj ET Q q 0 0 0 rg BT 59.71 731.10 Td (AM, ) Tj ET Q q 0 0 0 rg BT 80.76 731.10 Td (ECOA, ) Tj ET Q q 0 0 0 rg BT 112.93 731.10 Td (F) Tj ET Q q 0 0 0 rg BT 117.75 731.10 Td (ACT) Tj ET Q q 0 0 0 rg BT 136.95 731.10 Td (A, ) Tj ET Q q 0 0 0 rg BT 149.11 731.10 Td (FCRA, ) Tj ET Q q 0 0 0 rg BT 180.18 731.10 Td (FDCP) Tj ET Q q 0 0 0 rg BT 204.28 731.10 Td (A, ) Tj ET Q q 0 0 0 rg BT 216.44 731.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 234.99 731.10 Td (Housing ) Tj ET Q q 0 0 0 rg BT 270.79 731.10 Td (Act, ) Tj ET Q q 0 0 0 rg BT 290.17 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.83 731.10 Td (FTC ) Tj ET Q q 0 0 0 rg BT 325.08 731.10 Td (Act, ) Tj ET Q q 0 0 0 rg BT 344.46 731.10 Td (GLBA, ) Tj ET Q q 0 0 0 rg BT 376.62 731.10 Td (HARP) Tj ET Q q 0 0 0 rg BT 402.19 731.10 Td (, ) Tj ET Q q 0 0 0 rg BT 407.13 731.10 Td (HMDA, ) Tj ET Q q 0 0 0 rg BT 442.63 731.10 Td (HOEP) Tj ET Q q 0 0 0 rg BT 467.83 731.10 Td (A, ) Tj ET Q q 0 0 0 rg BT 480.00 731.10 Td (RP) Tj ET Q q 0 0 0 rg BT 491.31 731.10 Td (APL, ) Tj ET Q q 0 0 0 rg BT 515.14 731.10 Td (RESP) Tj ET Q q 0 0 0 rg BT 538.13 731.10 Td (A, ) Tj ET Q q 0 0 0 rg BT 550.29 731.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (SAFE ) Tj ET Q q 0 0 0 rg BT 75.61 719.10 Td (Act, ) Tj ET Q q 0 0 0 rg BT 94.67 719.10 Td (SCRA, ) Tj ET Q q 0 0 0 rg BT 125.27 719.10 Td (TCP) Tj ET Q q 0 0 0 rg BT 142.69 719.10 Td (A, ) Tj ET Q q 0 0 0 rg BT 154.38 719.10 Td (TILA, ) Tj ET Q q 0 0 0 rg BT 181.78 719.10 Td (UDAAP) Tj ET Q q 0 0 0 rg BT 215.85 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 217.98 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 234.54 719.10 Td (FCP) Tj ET Q q 0 0 0 rg BT 251.42 719.10 Td (A. ) Tj ET Q q 0 0 0 rg BT 263.27 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 265.24 719.10 Td (W) Tj ET Q q 0 0 0 rg BT 273.88 719.10 Td (e ) Tj ET Q q 0 0 0 rg BT 280.44 719.10 Td (are ) Tj ET Q q 0 0 0 rg BT 294.77 719.10 Td (also ) Tj ET Q q 0 0 0 rg BT 313.01 719.10 Td (subject, ) Tj ET Q q 0 0 0 rg BT 345.96 719.10 Td (or ) Tj ET Q q 0 0 0 rg BT 356.41 719.10 Td (may ) Tj ET Q q 0 0 0 rg BT 375.75 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 385.66 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 400.00 719.10 Td (future ) Tj ET Q q 0 0 0 rg BT 426.00 719.10 Td (become ) Tj ET Q q 0 0 0 rg BT 459.22 719.10 Td (subject, ) Tj ET Q q 0 0 0 rg BT 492.17 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 502.08 719.10 Td (various ) Tj ET Q q 0 0 0 rg BT 533.64 719.10 Td (foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 70.57 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 87.74 707.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 134.91 707.10 Td (as ) Tj ET Q q 0 0 0 rg BT 145.98 707.10 Td (well, ) Tj ET Q q 0 0 0 rg BT 168.43 707.10 Td (including ) Tj ET Q q 0 0 0 rg BT 208.94 707.10 Td (those ) Tj ET Q q 0 0 0 rg BT 232.79 707.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 276.07 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 286.58 707.10 Td (data ) Tj ET Q q 0 0 0 rg BT 305.97 707.10 Td (protection, ) Tj ET Q q 0 0 0 rg BT 351.75 707.10 Td (such ) Tj ET Q q 0 0 0 rg BT 372.82 707.10 Td (as ) Tj ET Q q 0 0 0 rg BT 383.89 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 398.84 707.10 Td (GDPR. ) Tj ET Q q 0 0 0 rg BT 430.75 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 433.29 707.10 Td (These ) Tj ET Q q 0 0 0 rg BT 459.91 707.10 Td (foreign, ) Tj ET Q q 0 0 0 rg BT 494.02 707.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 527.01 707.10 Td (state ) Tj ET Q q 0 0 0 rg BT 548.07 707.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (local ) Tj ET Q q 0 0 0 rg BT 73.06 695.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 129.39 695.10 Td (can ) Tj ET Q q 0 0 0 rg BT 147.39 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.95 695.10 Td (do ) Tj ET Q q 0 0 0 rg BT 180.08 695.10 Td (change ) Tj ET Q q 0 0 0 rg BT 212.52 695.10 Td (as ) Tj ET Q q 0 0 0 rg BT 224.97 695.10 Td (statutes ) Tj ET Q q 0 0 0 rg BT 259.09 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 277.66 695.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 326.21 695.10 Td (are ) Tj ET Q q 0 0 0 rg BT 342.55 695.10 Td (enacted, ) Tj ET Q q 0 0 0 rg BT 379.70 695.10 Td (promulgated ) Tj ET Q q 0 0 0 rg BT 434.37 695.10 Td (or ) Tj ET Q q 0 0 0 rg BT 446.83 695.10 Td (amended. ) Tj ET Q q 0 0 0 rg BT 489.54 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 493.67 695.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 550.28 695.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (interpretation ) Tj ET Q q 0 0 0 rg BT 104.99 683.10 Td (or ) Tj ET Q q 0 0 0 rg BT 114.94 683.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 166.53 683.10 Td (by ) Tj ET Q q 0 0 0 rg BT 178.15 683.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 220.86 683.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 264.69 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.64 683.10 Td (these ) Tj ET Q q 0 0 0 rg BT 296.81 683.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 350.63 683.10 Td (may ) Tj ET Q q 0 0 0 rg BT 369.47 683.10 Td (change ) Tj ET Q q 0 0 0 rg BT 399.41 683.10 Td (over ) Tj ET Q q 0 0 0 rg BT 418.79 683.10 Td (time. ) Tj ET Q q 0 0 0 rg BT 440.69 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 442.19 683.10 Td (The ) Tj ET Q q 0 0 0 rg BT 459.36 683.10 Td (creation ) Tj ET Q q 0 0 0 rg BT 493.18 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 503.13 683.10 Td (new ) Tj ET Q q 0 0 0 rg BT 521.41 683.10 Td (regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 95.80 671.10 Td (or ) Tj ET Q q 0 0 0 rg BT 108.21 671.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 144.51 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 156.37 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.67 671.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 217.85 671.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 264.15 671.10 Td (overseeing ) Tj ET Q q 0 0 0 rg BT 311.55 671.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 356.72 671.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 379.14 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 397.66 671.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 446.18 671.10 Td (may ) Tj ET Q q 0 0 0 rg BT 467.48 671.10 Td (also ) Tj ET Q q 0 0 0 rg BT 487.68 671.10 Td (result ) Tj ET Q q 0 0 0 rg BT 513.98 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 525.84 671.10 Td (changing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (interpretation ) Tj ET Q q 0 0 0 rg BT 105.75 659.10 Td (or ) Tj ET Q q 0 0 0 rg BT 116.46 659.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 168.81 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 179.52 659.10 Td (such ) Tj ET Q q 0 0 0 rg BT 200.23 659.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 220.94 659.10 Td (or ) Tj ET Q q 0 0 0 rg BT 231.65 659.10 Td (regulations. ) Tj ET Q q 0 0 0 rg BT 280.96 659.10 Td ( ) Tj ET Q q 0 0 0 rg BT 283.17 659.10 Td (W) Tj ET Q q 0 0 0 rg BT 291.81 659.10 Td (e ) Tj ET Q q 0 0 0 rg BT 298.63 659.10 Td (are ) Tj ET Q q 0 0 0 rg BT 313.22 659.10 Td (also ) Tj ET Q q 0 0 0 rg BT 331.71 659.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 362.41 659.10 Td (to ) Tj ET Q q 0 0 0 rg BT 372.57 659.10 Td (licensing ) Tj ET Q q 0 0 0 rg BT 411.05 659.10 Td (and ) Tj ET Q q 0 0 0 rg BT 427.87 659.10 Td (regulation ) Tj ET Q q 0 0 0 rg BT 470.80 659.10 Td (as ) Tj ET Q q 0 0 0 rg BT 481.51 659.10 Td (a ) Tj ET Q q 0 0 0 rg BT 488.32 659.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 524.58 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 535.29 659.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 647.10 Td (services ) Tj ET Q q 0 0 0 rg BT 85.60 647.10 Td (including, ) Tj ET Q q 0 0 0 rg BT 129.77 647.10 Td (among ) Tj ET Q q 0 0 0 rg BT 160.88 647.10 Td (others, ) Tj ET Q q 0 0 0 rg BT 191.71 647.10 Td (services ) Tj ET Q q 0 0 0 rg BT 227.82 647.10 Td (as ) Tj ET Q q 0 0 0 rg BT 240.04 647.10 Td (a ) Tj ET Q q 0 0 0 rg BT 248.37 647.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 290.03 647.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 337.81 647.10 Td (underwriter) Tj ET Q q 0 0 0 rg BT 384.05 647.10 Td (, ) Tj ET Q q 0 0 0 rg BT 390.45 647.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 431.55 647.10 Td (provider) Tj ET Q q 0 0 0 rg BT 465.03 647.10 Td (, ) Tj ET Q q 0 0 0 rg BT 471.42 647.10 Td (appraisal ) Tj ET Q q 0 0 0 rg BT 511.41 647.10 Td (management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 635.10 Td (company) Tj ET Q q 0 0 0 rg BT 85.51 635.10 Td (, ) Tj ET Q q 0 0 0 rg BT 90.19 635.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 111.82 635.10 Td (manager) Tj ET Q q 0 0 0 rg BT 145.85 635.10 Td (, ) Tj ET Q q 0 0 0 rg BT 150.53 635.10 Td (property ) Tj ET Q q 0 0 0 rg BT 186.60 635.10 Td (manager) Tj ET Q q 0 0 0 rg BT 220.62 635.10 Td (, ) Tj ET Q q 0 0 0 rg BT 225.31 635.10 Td (title ) Tj ET Q q 0 0 0 rg BT 243.05 635.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 283.56 635.10 Td (agent, ) Tj ET Q q 0 0 0 rg BT 309.90 635.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 350.41 635.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 378.69 635.10 Td (and ) Tj ET Q q 0 0 0 rg BT 395.32 635.10 Td (underwriter) Tj ET Q q 0 0 0 rg BT 441.57 635.10 Td (, ) Tj ET Q q 0 0 0 rg BT 446.26 635.10 Td (real ) Tj ET Q q 0 0 0 rg BT 463.43 635.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 488.38 635.10 Td (broker) Tj ET Q q 0 0 0 rg BT 514.08 635.10 Td (, ) Tj ET Q q 0 0 0 rg BT 518.77 635.10 Td (auctioneer) Tj ET Q q 0 0 0 rg BT 560.01 635.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 623.10 Td (foreclosure ) Tj ET Q q 0 0 0 rg BT 97.29 623.10 Td (trustee ) Tj ET Q q 0 0 0 rg BT 126.75 623.10 Td (and ) Tj ET Q q 0 0 0 rg BT 144.00 623.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 164.03 623.10 Td (collector ) Tj ET Q q 0 0 0 rg BT 201.82 623.10 Td (in ) Tj ET Q q 0 0 0 rg BT 212.41 623.10 Td (a ) Tj ET Q q 0 0 0 rg BT 219.65 623.10 Td (number ) Tj ET Q q 0 0 0 rg BT 253.01 623.10 Td (of ) Tj ET Q q 0 0 0 rg BT 264.15 623.10 Td (states. ) Tj ET Q q 0 0 0 rg BT 291.68 623.10 Td ( ) Tj ET Q q 0 0 0 rg BT 294.49 623.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 312.85 623.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 358.42 623.10 Td (and ) Tj ET Q q 0 0 0 rg BT 375.67 623.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 425.70 623.10 Td (may ) Tj ET Q q 0 0 0 rg BT 445.73 623.10 Td (be ) Tj ET Q q 0 0 0 rg BT 457.97 623.10 Td (required ) Tj ET Q q 0 0 0 rg BT 494.10 623.10 Td (to ) Tj ET Q q 0 0 0 rg BT 504.69 623.10 Td (be ) Tj ET Q q 0 0 0 rg BT 516.94 623.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 552.51 623.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 611.10 Td (various ) Tj ET Q q 0 0 0 rg BT 81.31 611.10 Td (state ) Tj ET Q q 0 0 0 rg BT 102.00 611.10 Td (commissions ) Tj ET Q q 0 0 0 rg BT 156.59 611.10 Td (for ) Tj ET Q q 0 0 0 rg BT 170.62 611.10 Td (the ) Tj ET Q q 0 0 0 rg BT 185.20 611.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 225.88 611.10 Td (type ) Tj ET Q q 0 0 0 rg BT 245.46 611.10 Td (of ) Tj ET Q q 0 0 0 rg BT 256.16 611.10 Td (service ) Tj ET Q q 0 0 0 rg BT 286.84 611.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 305.88 611.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.69 611.10 Td (to ) Tj ET Q q 0 0 0 rg BT 332.83 611.10 Td (participate ) Tj ET Q q 0 0 0 rg BT 377.40 611.10 Td (in ) Tj ET Q q 0 0 0 rg BT 387.54 611.10 Td (regular ) Tj ET Q q 0 0 0 rg BT 418.23 611.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 463.37 611.10 Td (education ) Tj ET Q q 0 0 0 rg BT 504.61 611.10 Td (programs. ) Tj ET Q q 0 0 0 rg BT 547.24 611.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.44 611.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.07 611.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 599.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 71.94 599.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 116.05 599.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 150.73 599.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 172.62 599.10 Td (to ) Tj ET Q q 0 0 0 rg BT 182.30 599.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 214.19 599.10 Td (with ) Tj ET Q q 0 0 0 rg BT 233.86 599.10 Td (licensing ) Tj ET Q q 0 0 0 rg BT 271.86 599.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 325.96 599.10 Td (and ) Tj ET Q q 0 0 0 rg BT 342.29 599.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 399.17 599.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 445.50 599.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.83 599.10 Td (to ) Tj ET Q q 0 0 0 rg BT 471.51 599.10 Td (respond ) Tj ET Q q 0 0 0 rg BT 505.06 599.10 Td (to ) Tj ET Q q 0 0 0 rg BT 514.74 599.10 Td (government ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 587.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.51 587.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 108.18 587.10 Td (confidential ) Tj ET Q q 0 0 0 rg BT 157.51 587.10 Td (inquiries, ) Tj ET Q q 0 0 0 rg BT 196.58 587.10 Td (audits, ) Tj ET Q q 0 0 0 rg BT 224.54 587.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 267.21 587.10 Td (examinations ) Tj ET Q q 0 0 0 rg BT 322.10 587.10 Td (and ) Tj ET Q q 0 0 0 rg BT 338.12 587.10 Td (other ) Tj ET Q q 0 0 0 rg BT 360.24 587.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 389.58 587.10 Td (matters. ) Tj ET Q q 0 0 0 rg BT 423.09 587.10 Td ( ) Tj ET Q q 0 0 0 rg BT 424.55 587.10 Td (W) Tj ET Q q 0 0 0 rg BT 433.19 587.10 Td (e ) Tj ET Q q 0 0 0 rg BT 439.20 587.10 Td (also ) Tj ET Q q 0 0 0 rg BT 456.88 587.10 Td (may ) Tj ET Q q 0 0 0 rg BT 475.67 587.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 493.35 587.10 Td (or ) Tj ET Q q 0 0 0 rg BT 503.26 587.10 Td (fail ) Tj ET Q q 0 0 0 rg BT 518.16 587.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.51 587.10 Td (maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 575.10 Td (required ) Tj ET Q q 0 0 0 rg BT 84.63 575.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 118.10 575.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 158.78 575.10 Td (to ) Tj ET Q q 0 0 0 rg BT 168.37 575.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 204.62 575.10 Td (to ) Tj ET Q q 0 0 0 rg BT 214.21 575.10 Td (do ) Tj ET Q q 0 0 0 rg BT 226.03 575.10 Td (business ) Tj ET Q q 0 0 0 rg BT 261.73 575.10 Td (in ) Tj ET Q q 0 0 0 rg BT 271.32 575.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 300.34 575.10 Td (of ) Tj ET Q q 0 0 0 rg BT 310.48 575.10 Td (our ) Tj ET Q q 0 0 0 rg BT 325.63 575.10 Td (markets, ) Tj ET Q q 0 0 0 rg BT 361.60 575.10 Td (which ) Tj ET Q q 0 0 0 rg BT 387.85 575.10 Td (could ) Tj ET Q q 0 0 0 rg BT 411.88 575.10 Td (have ) Tj ET Q q 0 0 0 rg BT 432.57 575.10 Td (an ) Tj ET Q q 0 0 0 rg BT 443.82 575.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 476.17 575.10 Td (ef) Tj ET Q q 0 0 0 rg BT 483.76 575.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 500.56 575.10 Td (on ) Tj ET Q q 0 0 0 rg BT 512.38 575.10 Td (our ) Tj ET Q q 0 0 0 rg BT 527.52 575.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 563.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 89.77 563.10 Td (or ) Tj ET Q q 0 0 0 rg BT 100.60 563.10 Td (results ) Tj ET Q q 0 0 0 rg BT 129.21 563.10 Td (of ) Tj ET Q q 0 0 0 rg BT 140.04 563.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.10 Td (Participants ) Tj ET Q q 0 0 0 rg BT 99.00 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 109.07 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.58 542.10 Td (industries ) Tj ET Q q 0 0 0 rg BT 164.76 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 174.83 542.10 Td (which ) Tj ET Q q 0 0 0 rg BT 201.56 542.10 Td (we ) Tj ET Q q 0 0 0 rg BT 215.51 542.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 247.23 542.10 Td (are ) Tj ET Q q 0 0 0 rg BT 261.73 542.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 292.34 542.10 Td (to ) Tj ET Q q 0 0 0 rg BT 302.41 542.10 Td (a ) Tj ET Q q 0 0 0 rg BT 309.14 542.10 Td (high ) Tj ET Q q 0 0 0 rg BT 329.21 542.10 Td (level ) Tj ET Q q 0 0 0 rg BT 350.94 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 361.56 542.10 Td (government ) Tj ET Q q 0 0 0 rg BT 411.61 542.10 Td (and ) Tj ET Q q 0 0 0 rg BT 428.34 542.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 471.73 542.10 Td (scrutiny) Tj ET Q q 0 0 0 rg BT 503.30 542.10 Td (. ) Tj ET Q q 0 0 0 rg BT 508.09 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 510.21 542.10 Td (This ) Tj ET Q q 0 0 0 rg BT 530.28 542.10 Td (scrutiny ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.10 Td (has ) Tj ET Q q 0 0 0 rg BT 65.32 530.10 Td (included ) Tj ET Q q 0 0 0 rg BT 102.25 530.10 Td (review ) Tj ET Q q 0 0 0 rg BT 131.95 530.10 Td (by ) Tj ET Q q 0 0 0 rg BT 144.44 530.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 174.68 530.10 Td (and ) Tj ET Q q 0 0 0 rg BT 191.61 530.10 Td (state ) Tj ET Q q 0 0 0 rg BT 212.43 530.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 269.90 530.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 314.61 530.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.43 530.10 Td (all ) Tj ET Q q 0 0 0 rg BT 337.91 530.10 Td (aspects ) Tj ET Q q 0 0 0 rg BT 369.28 530.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.10 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 394.81 530.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 435.07 530.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 474.22 530.10 Td (and ) Tj ET Q q 0 0 0 rg BT 491.15 530.10 Td (lending ) Tj ET Q q 0 0 0 rg BT 523.63 530.10 Td (industries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 518.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.81 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 81.90 518.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 101.99 518.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 144.29 518.10 Td (industry) Tj ET Q q 0 0 0 rg BT 176.41 518.10 Td (, ) Tj ET Q q 0 0 0 rg BT 181.79 518.10 Td (including ) Tj ET Q q 0 0 0 rg BT 222.43 518.10 Td (an ) Tj ET Q q 0 0 0 rg BT 234.74 518.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 275.36 518.10 Td (legislative ) Tj ET Q q 0 0 0 rg BT 319.33 518.10 Td (and ) Tj ET Q q 0 0 0 rg BT 336.64 518.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 380.61 518.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 405.14 518.10 Td (on ) Tj ET Q q 0 0 0 rg BT 418.01 518.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 459.76 518.10 Td (protection ) Tj ET Q q 0 0 0 rg BT 503.17 518.10 Td (practices. ) Tj ET Q q 0 0 0 rg BT 544.08 518.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.95 518.10 Td (Our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 506.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.22 506.10 Td (our ) Tj ET Q q 0 0 0 rg BT 81.83 506.10 Td (customers) Tj ET Q q 0 0 0 rg BT 124.96 506.10 Td ( ) Tj ET Q q 0 0 0 rg BT 127.24 506.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 155.62 506.10 Td (to ) Tj ET Q q 0 0 0 rg BT 165.68 506.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 197.95 506.10 Td (with ) Tj ET Q q 0 0 0 rg BT 218.01 506.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 261.38 506.10 Td (laws, ) Tj ET Q q 0 0 0 rg BT 284.49 506.10 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 333.70 506.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 366.53 506.10 Td (orders ) Tj ET Q q 0 0 0 rg BT 393.80 506.10 Td (or ) Tj ET Q q 0 0 0 rg BT 404.41 506.10 Td (settlements ) Tj ET Q q 0 0 0 rg BT 451.68 506.10 Td (could ) Tj ET Q q 0 0 0 rg BT 476.18 506.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 506.79 506.10 Td (us ) Tj ET Q q 0 0 0 rg BT 517.96 506.10 Td (to ) Tj ET Q q 0 0 0 rg BT 528.02 506.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 548.07 506.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 494.10 Td (criminal ) Tj ET Q q 0 0 0 rg BT 86.36 494.10 Td (liability) Tj ET Q q 0 0 0 rg BT 116.82 494.10 Td (, ) Tj ET Q q 0 0 0 rg BT 122.86 494.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 141.97 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 153.84 494.10 Td (licensure, ) Tj ET Q q 0 0 0 rg BT 195.97 494.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 230.61 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 241.93 494.10 Td (our ) Tj ET Q q 0 0 0 rg BT 258.80 494.10 Td (reputation ) Tj ET Q q 0 0 0 rg BT 302.88 494.10 Td (in ) Tj ET Q q 0 0 0 rg BT 314.20 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.96 494.10 Td (industry) Tj ET Q q 0 0 0 rg BT 362.09 494.10 Td (, ) Tj ET Q q 0 0 0 rg BT 368.13 494.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 413.88 494.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 455.47 494.10 Td (fines, ) Tj ET Q q 0 0 0 rg BT 480.95 494.10 Td (settlements, ) Tj ET Q q 0 0 0 rg BT 531.98 494.10 Td (adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 482.10 Td (publicity) Tj ET Q q 0 0 0 rg BT 84.40 482.10 Td (, ) Tj ET Q q 0 0 0 rg BT 89.45 482.10 Td (litigation, ) Tj ET Q q 0 0 0 rg BT 130.60 482.10 Td (including ) Tj ET Q q 0 0 0 rg BT 170.92 482.10 Td (class ) Tj ET Q q 0 0 0 rg BT 192.90 482.10 Td (action ) Tj ET Q q 0 0 0 rg BT 219.88 482.10 Td (lawsuits ) Tj ET Q q 0 0 0 rg BT 255.21 482.10 Td (or ) Tj ET Q q 0 0 0 rg BT 266.08 482.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 325.83 482.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 378.35 482.10 Td (actions, ) Tj ET Q q 0 0 0 rg BT 411.72 482.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 434.27 482.10 Td (and ) Tj ET Q q 0 0 0 rg BT 451.25 482.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 484.34 482.10 Td (orders ) Tj ET Q q 0 0 0 rg BT 511.88 482.10 Td (against ) Tj ET Q q 0 0 0 rg BT 542.75 482.10 Td (us ) Tj ET Q q 0 0 0 rg BT 554.19 482.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 470.10 Td (our ) Tj ET Q q 0 0 0 rg BT 64.97 470.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 107.66 470.10 Td (that ) Tj ET Q q 0 0 0 rg BT 124.80 470.10 Td (may ) Tj ET Q q 0 0 0 rg BT 144.16 470.10 Td (curtail ) Tj ET Q q 0 0 0 rg BT 171.85 470.10 Td (or ) Tj ET Q q 0 0 0 rg BT 182.32 470.10 Td (restrict ) Tj ET Q q 0 0 0 rg BT 212.23 470.10 Td (our ) Tj ET Q q 0 0 0 rg BT 227.70 470.10 Td (business ) Tj ET Q q 0 0 0 rg BT 263.74 470.10 Td (as ) Tj ET Q q 0 0 0 rg BT 274.21 470.10 Td (it ) Tj ET Q q 0 0 0 rg BT 281.91 470.10 Td (is ) Tj ET Q q 0 0 0 rg BT 290.73 470.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 328.96 470.10 Td (conducted. ) Tj ET Q q 0 0 0 rg BT 374.70 470.10 Td ( ) Tj ET Q q 0 0 0 rg BT 376.84 470.10 Td (If ) Tj ET Q q 0 0 0 rg BT 385.65 470.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 442.77 470.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 487.13 470.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 523.70 470.10 Td (to ) Tj ET Q q 0 0 0 rg BT 533.63 470.10 Td (impose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 458.10 Td (new ) Tj ET Q q 0 0 0 rg BT 68.31 458.10 Td (or ) Tj ET Q q 0 0 0 rg BT 78.79 458.10 Td (more ) Tj ET Q q 0 0 0 rg BT 101.48 458.10 Td (restrictive ) Tj ET Q q 0 0 0 rg BT 143.61 458.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 197.96 458.10 Td (or ) Tj ET Q q 0 0 0 rg BT 208.43 458.10 Td (enhanced ) Tj ET Q q 0 0 0 rg BT 248.34 458.10 Td (oversight, ) Tj ET Q q 0 0 0 rg BT 290.20 458.10 Td (we ) Tj ET Q q 0 0 0 rg BT 304.01 458.10 Td (may ) Tj ET Q q 0 0 0 rg BT 323.37 458.10 Td (be ) Tj ET Q q 0 0 0 rg BT 334.96 458.10 Td (required ) Tj ET Q q 0 0 0 rg BT 370.42 458.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.35 458.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 415.25 458.10 Td (or ) Tj ET Q q 0 0 0 rg BT 425.73 458.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 462.29 458.10 Td (our ) Tj ET Q q 0 0 0 rg BT 477.76 458.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 503.79 458.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 531.48 458.10 Td (we ) Tj ET Q q 0 0 0 rg BT 545.29 458.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 446.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 72.55 446.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 117.27 446.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 159.76 446.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 182.26 446.10 Td (to ) Tj ET Q q 0 0 0 rg BT 192.55 446.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 225.05 446.10 Td (with ) Tj ET Q q 0 0 0 rg BT 245.33 446.10 Td (such ) Tj ET Q q 0 0 0 rg BT 266.16 446.10 Td (requirements. ) Tj ET Q q 0 0 0 rg BT 323.37 446.10 Td ( ) Tj ET Q q 0 0 0 rg BT 325.32 446.10 Td (Also, ) Tj ET Q q 0 0 0 rg BT 349.21 446.10 Td (if ) Tj ET Q q 0 0 0 rg BT 357.83 446.10 Td (we ) Tj ET Q q 0 0 0 rg BT 371.99 446.10 Td (are ) Tj ET Q q 0 0 0 rg BT 386.70 446.10 Td (unable ) Tj ET Q q 0 0 0 rg BT 415.86 446.10 Td (to ) Tj ET Q q 0 0 0 rg BT 426.14 446.10 Td (adapt ) Tj ET Q q 0 0 0 rg BT 450.30 446.10 Td (our ) Tj ET Q q 0 0 0 rg BT 466.14 446.10 Td (products ) Tj ET Q q 0 0 0 rg BT 503.08 446.10 Td (and ) Tj ET Q q 0 0 0 rg BT 520.02 446.10 Td (services ) Tj ET Q q 0 0 0 rg BT 554.73 446.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 434.10 Td (conform ) Tj ET Q q 0 0 0 rg BT 85.29 434.10 Td (to ) Tj ET Q q 0 0 0 rg BT 94.98 434.10 Td (the ) Tj ET Q q 0 0 0 rg BT 109.11 434.10 Td (new ) Tj ET Q q 0 0 0 rg BT 127.68 434.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 147.93 434.10 Td (and ) Tj ET Q q 0 0 0 rg BT 164.28 434.10 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 213.13 434.10 Td (or ) Tj ET Q q 0 0 0 rg BT 223.37 434.10 Td (if ) Tj ET Q q 0 0 0 rg BT 231.39 434.10 Td (these ) Tj ET Q q 0 0 0 rg BT 253.85 434.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 274.09 434.10 Td (and ) Tj ET Q q 0 0 0 rg BT 290.45 434.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 336.79 434.10 Td (have ) Tj ET Q q 0 0 0 rg BT 357.58 434.10 Td (a ) Tj ET Q q 0 0 0 rg BT 363.93 434.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 399.72 434.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 428.84 434.10 Td (on ) Tj ET Q q 0 0 0 rg BT 440.76 434.10 Td (our ) Tj ET Q q 0 0 0 rg BT 456.00 434.10 Td (clients, ) Tj ET Q q 0 0 0 rg BT 486.52 434.10 Td (we ) Tj ET Q q 0 0 0 rg BT 500.09 434.10 Td (may ) Tj ET Q q 0 0 0 rg BT 519.22 434.10 Td (experience ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 422.10 Td (client ) Tj ET Q q 0 0 0 rg BT 74.03 422.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 100.24 422.10 Td (or ) Tj ET Q q 0 0 0 rg BT 110.89 422.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 150.96 422.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 191.04 422.10 Td (costs. ) Tj ET Q q 0 0 0 rg BT 215.86 422.10 Td ( ) Tj ET Q q 0 0 0 rg BT 217.67 422.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 237.21 422.10 Td (of ) Tj ET Q q 0 0 0 rg BT 247.86 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 262.39 422.10 Td (foregoing ) Tj ET Q q 0 0 0 rg BT 303.59 422.10 Td (outcomes ) Tj ET Q q 0 0 0 rg BT 344.23 422.10 Td (could ) Tj ET Q q 0 0 0 rg BT 368.77 422.10 Td (have ) Tj ET Q q 0 0 0 rg BT 389.96 422.10 Td (an ) Tj ET Q q 0 0 0 rg BT 401.72 422.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 434.57 422.10 Td (ef) Tj ET Q q 0 0 0 rg BT 442.16 422.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 459.46 422.10 Td (on ) Tj ET Q q 0 0 0 rg BT 471.78 422.10 Td (our ) Tj ET Q q 0 0 0 rg BT 487.43 422.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 524.73 422.10 Td (condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 410.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.59 410.10 Td (results ) Tj ET Q q 0 0 0 rg BT 89.45 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 100.53 410.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 147.45 410.10 Td ( ) Tj ET Q q 0 0 0 rg BT 150.20 410.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 205.44 410.10 Td (even ) Tj ET Q q 0 0 0 rg BT 227.07 410.10 Td (if ) Tj ET Q q 0 0 0 rg BT 235.94 410.10 Td (we ) Tj ET Q q 0 0 0 rg BT 250.35 410.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 281.98 410.10 Td (we ) Tj ET Q q 0 0 0 rg BT 296.40 410.10 Td (complied ) Tj ET Q q 0 0 0 rg BT 336.36 410.10 Td (with ) Tj ET Q q 0 0 0 rg BT 356.90 410.10 Td (such ) Tj ET Q q 0 0 0 rg BT 377.98 410.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 399.07 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 416.26 410.10 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 465.95 410.10 Td (we ) Tj ET Q q 0 0 0 rg BT 480.37 410.10 Td (may ) Tj ET Q q 0 0 0 rg BT 500.34 410.10 Td (choose ) Tj ET Q q 0 0 0 rg BT 530.86 410.10 Td (to ) Tj ET Q q 0 0 0 rg BT 541.40 410.10 Td (settle ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 398.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 102.59 398.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 134.03 398.10 Td (or ) Tj ET Q q 0 0 0 rg BT 145.48 398.10 Td (lawsuits ) Tj ET Q q 0 0 0 rg BT 181.38 398.10 Td (in ) Tj ET Q q 0 0 0 rg BT 192.27 398.10 Td (order ) Tj ET Q q 0 0 0 rg BT 216.49 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 227.38 398.10 Td (avoid ) Tj ET Q q 0 0 0 rg BT 252.72 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.05 398.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 313.94 398.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 359.27 398.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 382.39 398.10 Td (of ) Tj ET Q q 0 0 0 rg BT 393.83 398.10 Td (defending ) Tj ET Q q 0 0 0 rg BT 436.94 398.10 Td (such ) Tj ET Q q 0 0 0 rg BT 458.38 398.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 489.83 398.10 Td (or ) Tj ET Q q 0 0 0 rg BT 501.27 398.10 Td (lawsuits ) Tj ET Q q 0 0 0 rg BT 537.17 398.10 Td (and ) Tj ET Q q 0 0 0 rg BT 554.73 398.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 386.10 Td (further ) Tj ET Q q 0 0 0 rg BT 79.21 386.10 Td (avoid ) Tj ET Q q 0 0 0 rg BT 103.92 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 118.64 386.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 136.14 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 146.97 386.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 187.22 386.10 Td (damages ) Tj ET Q q 0 0 0 rg BT 224.71 386.10 Td (if ) Tj ET Q q 0 0 0 rg BT 233.32 386.10 Td (we ) Tj ET Q q 0 0 0 rg BT 247.48 386.10 Td (ultimately ) Tj ET Q q 0 0 0 rg BT 290.53 386.10 Td (were ) Tj ET Q q 0 0 0 rg BT 312.45 386.10 Td (to ) Tj ET Q q 0 0 0 rg BT 322.73 386.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 354.09 386.10 Td (an ) Tj ET Q q 0 0 0 rg BT 366.03 386.10 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 416.29 386.10 Td (outcome.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 365.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.29 365.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 98.03 365.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 127.69 365.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.49 365.10 Td (our ) Tj ET Q q 0 0 0 rg BT 154.28 365.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 201.17 365.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.07 365.10 Td (other ) Tj ET Q q 0 0 0 rg BT 241.08 365.10 Td (services ) Tj ET Q q 0 0 0 rg BT 275.75 365.10 Td (are ) Tj ET Q q 0 0 0 rg BT 290.42 365.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 328.43 365.10 Td (at ) Tj ET Q q 0 0 0 rg BT 338.11 365.10 Td (the ) Tj ET Q q 0 0 0 rg BT 352.79 365.10 Td (direction ) Tj ET Q q 0 0 0 rg BT 390.79 365.10 Td (and ) Tj ET Q q 0 0 0 rg BT 407.70 365.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 444.60 365.10 Td (to ) Tj ET Q q 0 0 0 rg BT 454.84 365.10 Td (the ) Tj ET Q q 0 0 0 rg BT 469.52 365.10 Td (identified ) Tj ET Q q 0 0 0 rg BT 510.30 365.10 Td (requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 353.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.01 353.10 Td (our ) Tj ET Q q 0 0 0 rg BT 77.51 353.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 123.74 353.10 Td ( ) Tj ET Q q 0 0 0 rg BT 126.68 353.10 Td (The ) Tj ET Q q 0 0 0 rg BT 145.41 353.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 174.68 353.10 Td (of ) Tj ET Q q 0 0 0 rg BT 186.18 353.10 Td (our ) Tj ET Q q 0 0 0 rg BT 202.69 353.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 246.41 353.10 Td (to ) Tj ET Q q 0 0 0 rg BT 257.37 353.10 Td (properly ) Tj ET Q q 0 0 0 rg BT 294.42 353.10 Td (identify ) Tj ET Q q 0 0 0 rg BT 328.70 353.10 Td (or ) Tj ET Q q 0 0 0 rg BT 340.21 353.10 Td (account ) Tj ET Q q 0 0 0 rg BT 374.48 353.10 Td (for ) Tj ET Q q 0 0 0 rg BT 389.31 353.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 433.58 353.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 488.96 353.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 533.23 353.10 Td (to ) Tj ET Q q 0 0 0 rg BT 544.18 353.10 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 341.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.12 341.10 Td (could ) Tj ET Q q 0 0 0 rg BT 108.75 341.10 Td (expose ) Tj ET Q q 0 0 0 rg BT 138.93 341.10 Td (us ) Tj ET Q q 0 0 0 rg BT 150.24 341.10 Td (to ) Tj ET Q q 0 0 0 rg BT 160.43 341.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 205.06 341.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 245.51 341.10 Td (fines, ) Tj ET Q q 0 0 0 rg BT 269.86 341.10 Td (settlements, ) Tj ET Q q 0 0 0 rg BT 319.77 341.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 342.18 341.10 Td (and ) Tj ET Q q 0 0 0 rg BT 359.03 341.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 391.99 341.10 Td (orders ) Tj ET Q q 0 0 0 rg BT 419.40 341.10 Td (that ) Tj ET Q q 0 0 0 rg BT 436.81 341.10 Td (could ) Tj ET Q q 0 0 0 rg BT 461.44 341.10 Td (have ) Tj ET Q q 0 0 0 rg BT 482.73 341.10 Td (an ) Tj ET Q q 0 0 0 rg BT 494.58 341.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 527.53 341.10 Td (ef) Tj ET Q q 0 0 0 rg BT 535.12 341.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 552.52 341.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 329.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.33 329.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 102.81 329.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 143.08 329.10 Td (or ) Tj ET Q q 0 0 0 rg BT 153.91 329.10 Td (results ) Tj ET Q q 0 0 0 rg BT 182.52 329.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.35 329.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 308.10 Td (Periodically) Tj ET Q q 0 0 0 rg BT 97.17 308.10 Td (, ) Tj ET Q q 0 0 0 rg BT 101.68 308.10 Td (we ) Tj ET Q q 0 0 0 rg BT 115.34 308.10 Td (are ) Tj ET Q q 0 0 0 rg BT 129.56 308.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 159.89 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 169.68 308.10 Td (audits ) Tj ET Q q 0 0 0 rg BT 195.57 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 212.01 308.10 Td (examinations ) Tj ET Q q 0 0 0 rg BT 267.34 308.10 Td (by ) Tj ET Q q 0 0 0 rg BT 279.35 308.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 311.61 308.10 Td (state ) Tj ET Q q 0 0 0 rg BT 331.94 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 348.39 308.10 Td (local ) Tj ET Q q 0 0 0 rg BT 369.83 308.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 426.81 308.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 471.03 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 487.48 308.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 518.35 308.10 Td (subpoenas, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 296.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 68.79 296.10 Td (investigative ) Tj ET Q q 0 0 0 rg BT 121.40 296.10 Td (demands ) Tj ET Q q 0 0 0 rg BT 158.47 296.10 Td (or ) Tj ET Q q 0 0 0 rg BT 168.31 296.10 Td (other ) Tj ET Q q 0 0 0 rg BT 190.38 296.10 Td (requests ) Tj ET Q q 0 0 0 rg BT 224.66 296.10 Td (for ) Tj ET Q q 0 0 0 rg BT 237.84 296.10 Td (information ) Tj ET Q q 0 0 0 rg BT 286.57 296.10 Td (from ) Tj ET Q q 0 0 0 rg BT 307.52 296.10 Td (such ) Tj ET Q q 0 0 0 rg BT 327.37 296.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 383.86 296.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 427.59 296.10 Td (in ) Tj ET Q q 0 0 0 rg BT 436.89 296.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 482.27 296.10 Td (with ) Tj ET Q q 0 0 0 rg BT 501.57 296.10 Td (their ) Tj ET Q q 0 0 0 rg BT 521.41 296.10 Td (regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 284.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.06 284.10 Td (investigative ) Tj ET Q q 0 0 0 rg BT 113.38 284.10 Td (authority) Tj ET Q q 0 0 0 rg BT 148.83 284.10 Td (. ) Tj ET Q q 0 0 0 rg BT 153.56 284.10 Td ( ) Tj ET Q q 0 0 0 rg BT 155.62 284.10 Td (W) Tj ET Q q 0 0 0 rg BT 164.26 284.10 Td (e ) Tj ET Q q 0 0 0 rg BT 170.93 284.10 Td (are ) Tj ET Q q 0 0 0 rg BT 185.36 284.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 223.68 284.10 Td (responding ) Tj ET Q q 0 0 0 rg BT 270.34 284.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.35 284.10 Td (such ) Tj ET Q q 0 0 0 rg BT 300.90 284.10 Td (inquiries ) Tj ET Q q 0 0 0 rg BT 338.12 284.10 Td (from ) Tj ET Q q 0 0 0 rg BT 359.79 284.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 416.99 284.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 461.43 284.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 494.20 284.10 Td (to ) Tj ET Q q 0 0 0 rg BT 504.20 284.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 533.63 284.10 Td (aspects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 272.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.50 272.10 Td (our ) Tj ET Q q 0 0 0 rg BT 76.51 272.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 115.58 272.10 Td (including ) Tj ET Q q 0 0 0 rg BT 156.02 272.10 Td (as ) Tj ET Q q 0 0 0 rg BT 167.03 272.10 Td (set ) Tj ET Q q 0 0 0 rg BT 180.81 272.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 202.93 272.10 Td (in ) Tj ET Q q 0 0 0 rg BT 213.38 272.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.27 272.10 Td (Government ) Tj ET Q q 0 0 0 rg BT 280.93 272.10 Td (Regulation ) Tj ET Q q 0 0 0 rg BT 327.49 272.10 Td (section ) Tj ET Q q 0 0 0 rg BT 358.49 272.10 Td (of ) Tj ET Q q 0 0 0 rg BT 369.49 272.10 Td (Item ) Tj ET Q q 0 0 0 rg BT 390.49 272.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 398.17 272.10 Td (of ) Tj ET Q q 0 0 0 rg BT 409.17 272.10 Td (Part ) Tj ET Q q 0 0 0 rg BT 427.96 272.10 Td (I, ) Tj ET Q q 0 0 0 rg BT 436.46 272.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 440.90 272.10 Td (Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.90 272.10 Td ( ) Tj ET Q q 0 0 0 rg BT 483.01 272.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 512.06 272.10 Td ( ) Tj ET Q q 0 0 0 rg BT 514.74 272.10 Td (Responding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 260.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.25 260.10 Td (such ) Tj ET Q q 0 0 0 rg BT 79.55 260.10 Td (audits, ) Tj ET Q q 0 0 0 rg BT 107.91 260.10 Td (examinations ) Tj ET Q q 0 0 0 rg BT 163.20 260.10 Td (and ) Tj ET Q q 0 0 0 rg BT 179.60 260.10 Td (inquiries ) Tj ET Q q 0 0 0 rg BT 216.57 260.10 Td (will ) Tj ET Q q 0 0 0 rg BT 234.10 260.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 258.27 260.10 Td (us ) Tj ET Q q 0 0 0 rg BT 269.14 260.10 Td (to ) Tj ET Q q 0 0 0 rg BT 278.88 260.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 301.40 260.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 325.87 260.10 Td (including ) Tj ET Q q 0 0 0 rg BT 365.62 260.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 387.02 260.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 405.09 260.10 Td (or ) Tj ET Q q 0 0 0 rg BT 415.39 260.10 Td (other ) Tj ET Q q 0 0 0 rg BT 437.91 260.10 Td (char) Tj ET Q q 0 0 0 rg BT 454.93 260.10 Td (ges, ) Tj ET Q q 0 0 0 rg BT 472.73 260.10 Td (which ) Tj ET Q q 0 0 0 rg BT 499.14 260.10 Td (may ) Tj ET Q q 0 0 0 rg BT 518.33 260.10 Td (be ) Tj ET Q q 0 0 0 rg BT 529.74 260.10 Td (material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 248.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.49 248.10 Td (amount, ) Tj ET Q q 0 0 0 rg BT 96.20 248.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.85 248.10 Td (in ) Tj ET Q q 0 0 0 rg BT 124.84 248.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 163.33 248.10 Td (may ) Tj ET Q q 0 0 0 rg BT 183.76 248.10 Td (result ) Tj ET Q q 0 0 0 rg BT 209.19 248.10 Td (in ) Tj ET Q q 0 0 0 rg BT 220.18 248.10 Td (management ) Tj ET Q q 0 0 0 rg BT 274.48 248.10 Td (distraction ) Tj ET Q q 0 0 0 rg BT 319.91 248.10 Td (or ) Tj ET Q q 0 0 0 rg BT 331.45 248.10 Td (may ) Tj ET Q q 0 0 0 rg BT 351.88 248.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 377.30 248.10 Td (us ) Tj ET Q q 0 0 0 rg BT 389.40 248.10 Td (to ) Tj ET Q q 0 0 0 rg BT 400.39 248.10 Td (modify ) Tj ET Q q 0 0 0 rg BT 432.49 248.10 Td (or ) Tj ET Q q 0 0 0 rg BT 444.04 248.10 Td (terminate ) Tj ET Q q 0 0 0 rg BT 485.01 248.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 515.42 248.10 Td (services ) Tj ET Q q 0 0 0 rg BT 550.84 248.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 236.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 88.18 236.10 Td (of) Tj ET Q q 0 0 0 rg BT 96.33 236.10 Td (fer) Tj ET Q q 0 0 0 rg BT 106.88 236.10 Td (. ) Tj ET Q q 0 0 0 rg BT 111.96 236.10 Td ( ) Tj ET Q q 0 0 0 rg BT 114.55 236.10 Td (If ) Tj ET Q q 0 0 0 rg BT 123.80 236.10 Td (any ) Tj ET Q q 0 0 0 rg BT 140.82 236.10 Td (such ) Tj ET Q q 0 0 0 rg BT 161.74 236.10 Td (audits, ) Tj ET Q q 0 0 0 rg BT 190.71 236.10 Td (examinations ) Tj ET Q q 0 0 0 rg BT 246.62 236.10 Td (or ) Tj ET Q q 0 0 0 rg BT 257.54 236.10 Td (inquiries ) Tj ET Q q 0 0 0 rg BT 295.12 236.10 Td (result ) Tj ET Q q 0 0 0 rg BT 319.92 236.10 Td (in ) Tj ET Q q 0 0 0 rg BT 330.29 236.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 376.20 236.10 Td (or ) Tj ET Q q 0 0 0 rg BT 387.11 236.10 Td (findings ) Tj ET Q q 0 0 0 rg BT 422.48 236.10 Td (of ) Tj ET Q q 0 0 0 rg BT 433.40 236.10 Td (non-compliance, ) Tj ET Q q 0 0 0 rg BT 502.90 236.10 Td (we ) Tj ET Q q 0 0 0 rg BT 517.15 236.10 Td (could ) Tj ET Q q 0 0 0 rg BT 541.95 236.10 Td (incur ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 224.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 94.31 224.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 134.94 224.10 Td (fines, ) Tj ET Q q 0 0 0 rg BT 159.48 224.10 Td (settlements, ) Tj ET Q q 0 0 0 rg BT 209.56 224.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 232.15 224.10 Td (and ) Tj ET Q q 0 0 0 rg BT 249.19 224.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 282.33 224.10 Td (orders ) Tj ET Q q 0 0 0 rg BT 309.91 224.10 Td (that ) Tj ET Q q 0 0 0 rg BT 327.50 224.10 Td (may ) Tj ET Q q 0 0 0 rg BT 347.31 224.10 Td (curtail, ) Tj ET Q q 0 0 0 rg BT 377.95 224.10 Td (restrict ) Tj ET Q q 0 0 0 rg BT 408.31 224.10 Td (or ) Tj ET Q q 0 0 0 rg BT 419.23 224.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 460.70 224.10 Td (have ) Tj ET Q q 0 0 0 rg BT 482.17 224.10 Td (an ) Tj ET Q q 0 0 0 rg BT 494.21 224.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 527.34 224.10 Td (ef) Tj ET Q q 0 0 0 rg BT 534.93 224.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 552.50 224.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 212.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.76 212.10 Td (business ) Tj ET Q q 0 0 0 rg BT 102.58 212.10 Td (and ) Tj ET Q q 0 0 0 rg BT 119.95 212.10 Td (results ) Tj ET Q q 0 0 0 rg BT 148.98 212.10 Td (of ) Tj ET Q q 0 0 0 rg BT 160.24 212.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 207.33 212.10 Td ( ) Tj ET Q q 0 0 0 rg BT 210.25 212.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 265.67 212.10 Td (even ) Tj ET Q q 0 0 0 rg BT 287.47 212.10 Td (if ) Tj ET Q q 0 0 0 rg BT 296.51 212.10 Td (we ) Tj ET Q q 0 0 0 rg BT 311.10 212.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 342.90 212.10 Td (we ) Tj ET Q q 0 0 0 rg BT 357.49 212.10 Td (complied ) Tj ET Q q 0 0 0 rg BT 397.63 212.10 Td (with ) Tj ET Q q 0 0 0 rg BT 418.34 212.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 462.36 212.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 483.61 212.10 Td (and ) Tj ET Q q 0 0 0 rg BT 500.98 212.10 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 550.84 212.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 200.10 Td (may ) Tj ET Q q 0 0 0 rg BT 68.08 200.10 Td (choose ) Tj ET Q q 0 0 0 rg BT 97.21 200.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.35 200.10 Td (settle ) Tj ET Q q 0 0 0 rg BT 128.82 200.10 Td (such ) Tj ET Q q 0 0 0 rg BT 148.52 200.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 193.20 200.10 Td (with ) Tj ET Q q 0 0 0 rg BT 212.34 200.10 Td (the ) Tj ET Q q 0 0 0 rg BT 225.92 200.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 282.27 200.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 325.84 200.10 Td (in ) Tj ET Q q 0 0 0 rg BT 334.98 200.10 Td (order ) Tj ET Q q 0 0 0 rg BT 357.45 200.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.59 200.10 Td (avoid ) Tj ET Q q 0 0 0 rg BT 390.17 200.10 Td (the ) Tj ET Q q 0 0 0 rg BT 403.75 200.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 447.88 200.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 491.46 200.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 512.82 200.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.52 200.10 Td (defending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 188.10 Td (such ) Tj ET Q q 0 0 0 rg BT 70.34 188.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 116.17 188.10 Td (and ) Tj ET Q q 0 0 0 rg BT 133.11 188.10 Td (to ) Tj ET Q q 0 0 0 rg BT 143.40 188.10 Td (further ) Tj ET Q q 0 0 0 rg BT 173.11 188.10 Td (avoid ) Tj ET Q q 0 0 0 rg BT 197.83 188.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.56 188.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 230.07 188.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.90 188.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 281.17 188.10 Td (damages ) Tj ET Q q 0 0 0 rg BT 318.66 188.10 Td (if ) Tj ET Q q 0 0 0 rg BT 327.27 188.10 Td (we ) Tj ET Q q 0 0 0 rg BT 341.44 188.10 Td (ultimately ) Tj ET Q q 0 0 0 rg BT 384.50 188.10 Td (were ) Tj ET Q q 0 0 0 rg BT 406.43 188.10 Td (to ) Tj ET Q q 0 0 0 rg BT 416.72 188.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 448.09 188.10 Td (an ) Tj ET Q q 0 0 0 rg BT 460.03 188.10 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 510.29 188.10 Td (outcome, ) Tj ET Q q 0 0 0 rg BT 549.73 188.10 Td (but ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 176.10 Td (such ) Tj ET Q q 0 0 0 rg BT 70.33 176.10 Td (settlements ) Tj ET Q q 0 0 0 rg BT 117.82 176.10 Td (may ) Tj ET Q q 0 0 0 rg BT 137.54 176.10 Td (also ) Tj ET Q q 0 0 0 rg BT 156.15 176.10 Td (result ) Tj ET Q q 0 0 0 rg BT 180.86 176.10 Td (in ) Tj ET Q q 0 0 0 rg BT 191.14 176.10 Td (further ) Tj ET Q q 0 0 0 rg BT 220.85 176.10 Td (claims.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.10 Td (National ) Tj ET Q q 0 0 0 rg BT 85.80 155.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 124.32 155.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 163.96 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 180.26 155.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 209.88 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 226.19 155.10 Td (state ) Tj ET Q q 0 0 0 rg BT 246.38 155.10 Td (government ) Tj ET Q q 0 0 0 rg BT 296.01 155.10 Td (scrutiny ) Tj ET Q q 0 0 0 rg BT 330.09 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 346.40 155.10 Td (regulation ) Tj ET Q q 0 0 0 rg BT 388.81 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 405.11 155.10 Td (other ) Tj ET Q q 0 0 0 rg BT 427.53 155.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 481.60 155.10 Td (require ) Tj ET Q q 0 0 0 rg BT 511.78 155.10 Td (very ) Tj ET Q q 0 0 0 rg BT 531.41 155.10 Td (specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 143.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 68.77 143.10 Td (modification ) Tj ET Q q 0 0 0 rg BT 121.92 143.10 Td (and ) Tj ET Q q 0 0 0 rg BT 138.41 143.10 Td (foreclosure ) Tj ET Q q 0 0 0 rg BT 185.43 143.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 231.35 143.10 Td (among ) Tj ET Q q 0 0 0 rg BT 260.62 143.10 Td (others ) Tj ET Q q 0 0 0 rg BT 287.11 143.10 Td (that ) Tj ET Q q 0 0 0 rg BT 304.15 143.10 Td (have ) Tj ET Q q 0 0 0 rg BT 325.08 143.10 Td (further ) Tj ET Q q 0 0 0 rg BT 354.34 143.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 388.04 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 402.30 143.10 Td (number ) Tj ET Q q 0 0 0 rg BT 434.90 143.10 Td (of ) Tj ET Q q 0 0 0 rg BT 445.28 143.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 468.44 143.10 Td (entering ) Tj ET Q q 0 0 0 rg BT 503.25 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 517.52 143.10 Td (foreclosure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 131.10 Td (process ) Tj ET Q q 0 0 0 rg BT 82.30 131.10 Td (and ) Tj ET Q q 0 0 0 rg BT 99.55 131.10 Td (have ) Tj ET Q q 0 0 0 rg BT 121.24 131.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 165.70 131.10 Td (impacted ) Tj ET Q q 0 0 0 rg BT 205.16 131.10 Td (our ) Tj ET Q q 0 0 0 rg BT 221.30 131.10 Td (default ) Tj ET Q q 0 0 0 rg BT 251.87 131.10 Td (services ) Tj ET Q q 0 0 0 rg BT 286.89 131.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 321.34 131.10 Td (and ) Tj ET Q q 0 0 0 rg BT 338.59 131.10 Td (profit. ) Tj ET Q q 0 0 0 rg BT 366.12 131.10 Td ( ) Tj ET Q q 0 0 0 rg BT 368.93 131.10 Td (It ) Tj ET Q q 0 0 0 rg BT 377.85 131.10 Td (is ) Tj ET Q q 0 0 0 rg BT 387.33 131.10 Td (unclear ) Tj ET Q q 0 0 0 rg BT 419.56 131.10 Td (when ) Tj ET Q q 0 0 0 rg BT 444.03 131.10 Td (or ) Tj ET Q q 0 0 0 rg BT 455.17 131.10 Td (if ) Tj ET Q q 0 0 0 rg BT 464.09 131.10 Td (volumes ) Tj ET Q q 0 0 0 rg BT 500.79 131.10 Td (will ) Tj ET Q q 0 0 0 rg BT 519.15 131.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 554.72 131.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 119.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.22 119.10 Td (future.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 98.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.13 98.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 111.20 98.10 Td (ar) Tj ET Q q 0 0 0 rg BT 119.72 98.10 Td (e ) Tj ET Q q 0 0 0 rg BT 126.68 98.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 157.52 98.10 Td (to ) Tj ET Q q 0 0 0 rg BT 167.81 98.10 Td (government ) Tj ET Q q 0 0 0 rg BT 217.54 98.10 Td (r) Tj ET Q q 0 0 0 rg BT 221.06 98.10 Td (egulation, ) Tj ET Q q 0 0 0 rg BT 263.85 98.10 Td (r) Tj ET Q q 0 0 0 rg BT 267.37 98.10 Td (equiring ) Tj ET Q q 0 0 0 rg BT 303.77 98.10 Td (our ) Tj ET Q q 0 0 0 rg BT 320.18 98.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 363.25 98.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 376.05 98.10 Td (among ) Tj ET Q q 0 0 0 rg BT 405.78 98.10 Td (other ) Tj ET Q q 0 0 0 rg BT 429.41 98.10 Td (things, ) Tj ET Q q 0 0 0 rg BT 458.88 98.10 Td (oversee ) Tj ET Q q 0 0 0 rg BT 491.93 98.10 Td (their ) Tj ET Q q 0 0 0 rg BT 513.33 98.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 547.51 98.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 86.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 87.92 86.10 Td (documentation ) Tj ET Q q 0 0 0 rg BT 150.21 86.10 Td (that ) Tj ET Q q 0 0 0 rg BT 168.63 86.10 Td (demonstrates ) Tj ET Q q 0 0 0 rg BT 224.82 86.10 Td (their ) Tj ET Q q 0 0 0 rg BT 246.57 86.10 Td (oversight. ) Tj ET Q q 0 0 0 rg BT 289.14 86.10 Td ( ) Tj ET Q q 0 0 0 rg BT 292.00 86.10 Td (If ) Tj ET Q q 0 0 0 rg BT 300.97 86.10 Td (our ) Tj ET Q q 0 0 0 rg BT 317.72 86.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 371.68 86.10 Td (does ) Tj ET Q q 0 0 0 rg BT 392.87 86.10 Td (not ) Tj ET Q q 0 0 0 rg BT 408.51 86.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 430.25 86.10 Td (such ) Tj ET Q q 0 0 0 rg BT 451.44 86.10 Td (r) Tj ET Q q 0 0 0 rg BT 454.96 86.10 Td (equir) Tj ET Q q 0 0 0 rg BT 475.70 86.10 Td (ements, ) Tj ET Q q 0 0 0 rg BT 508.83 86.10 Td (our ) Tj ET Q q 0 0 0 rg BT 525.58 86.10 Td (r) Tj ET Q q 0 0 0 rg BT 529.10 86.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 554.74 86.10 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 74.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 94.78 74.10 Td (could ) Tj ET Q q 0 0 0 rg BT 119.50 74.10 Td (be ) Tj ET Q q 0 0 0 rg BT 131.43 74.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 172.25 74.10 Td (affected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 53.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.88 53.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 111.26 53.10 Td (are ) Tj ET Q q 0 0 0 rg BT 126.30 53.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 157.46 53.10 Td (to ) Tj ET Q q 0 0 0 rg BT 168.06 53.10 Td (a ) Tj ET Q q 0 0 0 rg BT 175.33 53.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 205.93 53.10 Td (of ) Tj ET Q q 0 0 0 rg BT 217.09 53.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 250.17 53.10 Td (state ) Tj ET Q q 0 0 0 rg BT 271.33 53.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.60 53.10 Td (local ) Tj ET Q q 0 0 0 rg BT 310.87 53.10 Td (government ) Tj ET Q q 0 0 0 rg BT 361.46 53.10 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 411.22 53.10 Td (including ) Tj ET Q q 0 0 0 rg BT 451.83 53.10 Td (the ) Tj ET Q q 0 0 0 rg BT 466.88 53.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 490.82 53.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 523.63 53.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 41.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 66.56 41.10 Td (and ) Tj ET Q q 0 0 0 rg BT 83.62 41.10 Td (those ) Tj ET Q q 0 0 0 rg BT 107.34 41.10 Td (promulgated ) Tj ET Q q 0 0 0 rg BT 160.51 41.10 Td (by ) Tj ET Q q 0 0 0 rg BT 173.13 41.10 Td (the ) Tj ET Q q 0 0 0 rg BT 187.96 41.10 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 215.04 41.10 Td (and ) Tj ET Q q 0 0 0 rg BT 232.10 41.10 Td (others, ) Tj ET Q q 0 0 0 rg BT 261.66 41.10 Td (as ) Tj ET Q q 0 0 0 rg BT 272.61 41.10 Td (well ) Tj ET Q q 0 0 0 rg BT 292.45 41.10 Td (as ) Tj ET Q q 0 0 0 rg BT 303.40 41.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 336.56 41.10 Td (orders ) Tj ET Q q 0 0 0 rg BT 364.17 41.10 Td (and ) Tj ET Q q 0 0 0 rg BT 381.23 41.10 Td (settlements, ) Tj ET Q q 0 0 0 rg BT 431.34 41.10 Td (including ) Tj ET Q q 0 0 0 rg BT 471.73 41.10 Td (the ) Tj ET Q q 0 0 0 rg BT 486.57 41.10 Td (National ) Tj ET Q q 0 0 0 rg BT 523.62 41.10 Td (Mortgage ) Tj ET Q endstream endobj 33 0 obj <>] /Rotate 0 /Contents 34 0 R>> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Settlement. ) Tj ET Q q 0 0 0 rg BT 98.68 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 102.31 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 121.77 731.10 Td (foregoing ) Tj ET Q q 0 0 0 rg BT 164.56 731.10 Td (may ) Tj ET Q q 0 0 0 rg BT 185.68 731.10 Td (require ) Tj ET Q q 0 0 0 rg BT 217.91 731.10 Td (our ) Tj ET Q q 0 0 0 rg BT 235.15 731.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 279.61 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 291.30 731.10 Td (oversee ) Tj ET Q q 0 0 0 rg BT 325.75 731.10 Td (their ) Tj ET Q q 0 0 0 rg BT 347.99 731.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 383.56 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 401.91 731.10 Td (document ) Tj ET Q q 0 0 0 rg BT 445.25 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 461.38 731.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 509.16 731.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 554.72 731.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (demonstrate ) Tj ET Q q 0 0 0 rg BT 101.39 719.10 Td (that ) Tj ET Q q 0 0 0 rg BT 119.41 719.10 Td (oversight. ) Tj ET Q q 0 0 0 rg BT 162.14 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 164.49 719.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 211.67 719.10 Td (as ) Tj ET Q q 0 0 0 rg BT 223.02 719.10 Td (a ) Tj ET Q q 0 0 0 rg BT 230.47 719.10 Td (vendor) Tj ET Q q 0 0 0 rg BT 257.84 719.10 Td (, ) Tj ET Q q 0 0 0 rg BT 263.36 719.10 Td (is ) Tj ET Q q 0 0 0 rg BT 273.05 719.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 304.40 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 315.19 719.10 Td (oversight ) Tj ET Q q 0 0 0 rg BT 355.43 719.10 Td (by ) Tj ET Q q 0 0 0 rg BT 368.45 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 384.80 719.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 430.86 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 433.88 719.10 Td (If ) Tj ET Q q 0 0 0 rg BT 443.56 719.10 Td (we ) Tj ET Q q 0 0 0 rg BT 458.24 719.10 Td (do ) Tj ET Q q 0 0 0 rg BT 471.26 719.10 Td (not ) Tj ET Q q 0 0 0 rg BT 487.06 719.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 509.51 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 524.74 719.10 Td (standards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (established ) Tj ET Q q 0 0 0 rg BT 96.78 707.10 Td (by ) Tj ET Q q 0 0 0 rg BT 109.62 707.10 Td (or ) Tj ET Q q 0 0 0 rg BT 120.80 707.10 Td (imposed ) Tj ET Q q 0 0 0 rg BT 157.53 707.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 180.37 707.10 Td (our ) Tj ET Q q 0 0 0 rg BT 196.55 707.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 239.94 707.10 Td (or ) Tj ET Q q 0 0 0 rg BT 251.11 707.10 Td (if ) Tj ET Q q 0 0 0 rg BT 260.06 707.10 Td (any ) Tj ET Q q 0 0 0 rg BT 277.35 707.10 Td (other ) Tj ET Q q 0 0 0 rg BT 300.74 707.10 Td (oversight ) Tj ET Q q 0 0 0 rg BT 340.80 707.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 387.51 707.10 Td (result ) Tj ET Q q 0 0 0 rg BT 412.57 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 423.19 707.10 Td (a ) Tj ET Q q 0 0 0 rg BT 430.48 707.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 467.19 707.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 504.47 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 518.35 707.10 Td (Altisource, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (we ) Tj ET Q q 0 0 0 rg BT 63.77 695.10 Td (may ) Tj ET Q q 0 0 0 rg BT 83.60 695.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 102.32 695.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 147.98 695.10 Td (may ) Tj ET Q q 0 0 0 rg BT 167.81 695.10 Td (no ) Tj ET Q q 0 0 0 rg BT 180.42 695.10 Td (longer ) Tj ET Q q 0 0 0 rg BT 208.58 695.10 Td (be ) Tj ET Q q 0 0 0 rg BT 220.63 695.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 253.22 695.10 Td (referrals ) Tj ET Q q 0 0 0 rg BT 289.14 695.10 Td (for ) Tj ET Q q 0 0 0 rg BT 303.41 695.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 333.22 695.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 370.54 695.10 Td (or ) Tj ET Q q 0 0 0 rg BT 381.48 695.10 Td (may ) Tj ET Q q 0 0 0 rg BT 401.31 695.10 Td (have ) Tj ET Q q 0 0 0 rg BT 422.80 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 433.19 695.10 Td (conform ) Tj ET Q q 0 0 0 rg BT 469.68 695.10 Td (our ) Tj ET Q q 0 0 0 rg BT 485.62 695.10 Td (business ) Tj ET Q q 0 0 0 rg BT 522.12 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 532.51 695.10 Td (address ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (these ) Tj ET Q q 0 0 0 rg BT 71.92 683.10 Td (standards, ) Tj ET Q q 0 0 0 rg BT 114.07 683.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 157.59 683.10 Td (impacting ) Tj ET Q q 0 0 0 rg BT 199.46 683.10 Td (our ) Tj ET Q q 0 0 0 rg BT 214.66 683.10 Td (business ) Tj ET Q q 0 0 0 rg BT 250.43 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.74 683.10 Td (results ) Tj ET Q q 0 0 0 rg BT 294.72 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 304.93 683.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 350.96 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 352.83 683.10 Td (Even ) Tj ET Q q 0 0 0 rg BT 375.26 683.10 Td (if ) Tj ET Q q 0 0 0 rg BT 382.83 683.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 426.36 683.10 Td (satisfies ) Tj ET Q q 0 0 0 rg BT 460.45 683.10 Td (its ) Tj ET Q q 0 0 0 rg BT 471.77 683.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 518.07 683.10 Td (obligations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.05 671.10 Td (its ) Tj ET Q q 0 0 0 rg BT 70.27 671.10 Td (clients, ) Tj ET Q q 0 0 0 rg BT 100.65 671.10 Td (regulators ) Tj ET Q q 0 0 0 rg BT 142.41 671.10 Td (may ) Tj ET Q q 0 0 0 rg BT 161.39 671.10 Td (allege ) Tj ET Q q 0 0 0 rg BT 187.04 671.10 Td (that ) Tj ET Q q 0 0 0 rg BT 203.81 671.10 Td (products ) Tj ET Q q 0 0 0 rg BT 240.02 671.10 Td (or ) Tj ET Q q 0 0 0 rg BT 250.12 671.10 Td (services ) Tj ET Q q 0 0 0 rg BT 284.10 671.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 321.42 671.10 Td (by ) Tj ET Q q 0 0 0 rg BT 332.80 671.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 376.23 671.10 Td (fail ) Tj ET Q q 0 0 0 rg BT 391.33 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 400.88 671.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 422.08 671.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 464.94 671.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 507.81 671.10 Td (requirements.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (The ) Tj ET Q q 0 0 0 rg BT 66.51 650.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 80.73 650.10 Td (r) Tj ET Q q 0 0 0 rg BT 84.25 650.10 Td (egulations, ) Tj ET Q q 0 0 0 rg BT 130.42 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 147.43 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 161.65 650.10 Td (interpr) Tj ET Q q 0 0 0 rg BT 189.06 650.10 Td (etation ) Tj ET Q q 0 0 0 rg BT 218.84 650.10 Td (ther) Tj ET Q q 0 0 0 rg BT 234.58 650.10 Td (eof, ) Tj ET Q q 0 0 0 rg BT 251.30 650.10 Td (in ) Tj ET Q q 0 0 0 rg BT 261.09 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 275.31 650.10 Td (countries, ) Tj ET Q q 0 0 0 rg BT 317.03 650.10 Td (states ) Tj ET Q q 0 0 0 rg BT 341.82 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 358.83 650.10 Td (local ) Tj ET Q q 0 0 0 rg BT 380.83 650.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 432.84 650.10 Td (in ) Tj ET Q q 0 0 0 rg BT 442.63 650.10 Td (which ) Tj ET Q q 0 0 0 rg BT 468.52 650.10 Td (we ) Tj ET Q q 0 0 0 rg BT 481.63 650.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 514.19 650.10 Td (periodically ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (change, ) Tj ET Q q 0 0 0 rg BT 83.38 638.10 Td (which ) Tj ET Q q 0 0 0 rg BT 109.76 638.10 Td (may ) Tj ET Q q 0 0 0 rg BT 128.92 638.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 158.64 638.10 Td (our ) Tj ET Q q 0 0 0 rg BT 175.03 638.10 Td (r) Tj ET Q q 0 0 0 rg BT 178.55 638.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 203.83 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 214.11 638.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 259.39 638.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 304.10 638.10 Td (with ) Tj ET Q q 0 0 0 rg BT 323.83 638.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 352.44 638.10 Td (taxes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 617.10 Td (Certain ) Tj ET Q q 0 0 0 rg BT 82.19 617.10 Td (of ) Tj ET Q q 0 0 0 rg BT 93.78 617.10 Td (our ) Tj ET Q q 0 0 0 rg BT 110.37 617.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 160.85 617.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 194.65 617.10 Td (services ) Tj ET Q q 0 0 0 rg BT 230.12 617.10 Td (in ) Tj ET Q q 0 0 0 rg BT 241.16 617.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.63 617.10 Td (United ) Tj ET Q q 0 0 0 rg BT 287.11 617.10 Td (States ) Tj ET Q q 0 0 0 rg BT 314.26 617.10 Td (and ) Tj ET Q q 0 0 0 rg BT 331.95 617.10 Td (several ) Tj ET Q q 0 0 0 rg BT 363.53 617.10 Td (countries ) Tj ET Q q 0 0 0 rg BT 403.44 617.10 Td (internationally) Tj ET Q q 0 0 0 rg BT 461.11 617.10 Td (. ) Tj ET Q q 0 0 0 rg BT 466.87 617.10 Td ( ) Tj ET Q q 0 0 0 rg BT 469.89 617.10 Td (Those ) Tj ET Q q 0 0 0 rg BT 497.59 617.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 550.29 617.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 81.36 605.10 Td (to ) Tj ET Q q 0 0 0 rg BT 92.67 605.10 Td (changing ) Tj ET Q q 0 0 0 rg BT 132.86 605.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 148.61 605.10 Td (environments, ) Tj ET Q q 0 0 0 rg BT 209.08 605.10 Td (which ) Tj ET Q q 0 0 0 rg BT 237.05 605.10 Td (may ) Tj ET Q q 0 0 0 rg BT 257.80 605.10 Td (result ) Tj ET Q q 0 0 0 rg BT 283.55 605.10 Td (in ) Tj ET Q q 0 0 0 rg BT 294.87 605.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 323.95 605.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 365.25 605.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 404.88 605.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 433.96 605.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 458.04 605.10 Td (and ) Tj ET Q q 0 0 0 rg BT 476.01 605.10 Td (which ) Tj ET Q q 0 0 0 rg BT 503.99 605.10 Td (may ) Tj ET Q q 0 0 0 rg BT 524.74 605.10 Td (introduce ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 96.61 593.10 Td (as ) Tj ET Q q 0 0 0 rg BT 107.07 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 116.97 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.32 593.10 Td (application ) Tj ET Q q 0 0 0 rg BT 177.87 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.33 593.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 202.68 593.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 223.13 593.10 Td (and ) Tj ET Q q 0 0 0 rg BT 239.70 593.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 286.26 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 296.17 593.10 Td (our ) Tj ET Q q 0 0 0 rg BT 311.63 593.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 357.91 593.10 Td ( ) Tj ET Q q 0 0 0 rg BT 359.88 593.10 Td (W) Tj ET Q q 0 0 0 rg BT 368.52 593.10 Td (e ) Tj ET Q q 0 0 0 rg BT 375.09 593.10 Td (may ) Tj ET Q q 0 0 0 rg BT 394.43 593.10 Td (not ) Tj ET Q q 0 0 0 rg BT 409.34 593.10 Td (be ) Tj ET Q q 0 0 0 rg BT 420.91 593.10 Td (able ) Tj ET Q q 0 0 0 rg BT 439.69 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 449.60 593.10 Td (raise ) Tj ET Q q 0 0 0 rg BT 470.60 593.10 Td (our ) Tj ET Q q 0 0 0 rg BT 486.06 593.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 512.06 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 521.97 593.10 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.17 581.10 Td (pass-through ) Tj ET Q q 0 0 0 rg BT 114.17 581.10 Td (such ) Tj ET Q q 0 0 0 rg BT 134.84 581.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 157.73 581.10 Td (to ) Tj ET Q q 0 0 0 rg BT 167.85 581.10 Td (our ) Tj ET Q q 0 0 0 rg BT 183.52 581.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 226.40 581.10 Td (or ) Tj ET Q q 0 0 0 rg BT 237.08 581.10 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 273.58 581.10 Td (which ) Tj ET Q q 0 0 0 rg BT 300.35 581.10 Td (could ) Tj ET Q q 0 0 0 rg BT 324.91 581.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 365.57 581.10 Td (af) Tj ET Q q 0 0 0 rg BT 373.16 581.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 390.48 581.10 Td (our ) Tj ET Q q 0 0 0 rg BT 406.15 581.10 Td (results ) Tj ET Q q 0 0 0 rg BT 434.60 581.10 Td (of ) Tj ET Q q 0 0 0 rg BT 445.27 581.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 491.77 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 494.11 581.10 Td (In ) Tj ET Q q 0 0 0 rg BT 504.78 581.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 542.39 581.10 Td (if ) Tj ET Q q 0 0 0 rg BT 550.84 581.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (fail ) Tj ET Q q 0 0 0 rg BT 65.33 569.10 Td (to ) Tj ET Q q 0 0 0 rg BT 75.60 569.10 Td (accurately ) Tj ET Q q 0 0 0 rg BT 119.18 569.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 160.55 569.10 Td (or ) Tj ET Q q 0 0 0 rg BT 171.38 569.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 196.10 569.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 210.81 569.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 231.64 569.10 Td (and ) Tj ET Q q 0 0 0 rg BT 248.58 569.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 295.52 569.10 Td (to ) Tj ET Q q 0 0 0 rg BT 305.79 569.10 Td (our ) Tj ET Q q 0 0 0 rg BT 321.62 569.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 368.28 569.10 Td (we ) Tj ET Q q 0 0 0 rg BT 382.44 569.10 Td (could ) Tj ET Q q 0 0 0 rg BT 407.16 569.10 Td (be ) Tj ET Q q 0 0 0 rg BT 419.09 569.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 449.92 569.10 Td (to ) Tj ET Q q 0 0 0 rg BT 460.20 569.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 499.92 569.10 Td (and ) Tj ET Q q 0 0 0 rg BT 516.85 569.10 Td (penalties.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 548.10 Td (W) Tj ET Q q 0 0 0 rg BT 56.91 548.10 Td (e ) Tj ET Q q 0 0 0 rg BT 63.72 548.10 Td (r) Tj ET Q q 0 0 0 rg BT 67.24 548.10 Td (ely ) Tj ET Q q 0 0 0 rg BT 81.27 548.10 Td (on ) Tj ET Q q 0 0 0 rg BT 93.65 548.10 Td (thir) Tj ET Q q 0 0 0 rg BT 107.72 548.10 Td (d ) Tj ET Q q 0 0 0 rg BT 115.10 548.10 Td (party ) Tj ET Q q 0 0 0 rg BT 138.58 548.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 172.61 548.10 Td (for ) Tj ET Q q 0 0 0 rg BT 186.65 548.10 Td (many ) Tj ET Q q 0 0 0 rg BT 210.69 548.10 Td (aspects ) Tj ET Q q 0 0 0 rg BT 242.50 548.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.65 548.10 Td (our ) Tj ET Q q 0 0 0 rg BT 268.91 548.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 307.68 548.10 Td ( ) Tj ET Q q 0 0 0 rg BT 310.05 548.10 Td (If ) Tj ET Q q 0 0 0 rg BT 318.53 548.10 Td (our ) Tj ET Q q 0 0 0 rg BT 334.80 548.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 364.94 548.10 Td (oversight ) Tj ET Q q 0 0 0 rg BT 404.53 548.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 443.00 548.10 Td (ar) Tj ET Q q 0 0 0 rg BT 451.52 548.10 Td (e ) Tj ET Q q 0 0 0 rg BT 458.33 548.10 Td (ineffective, ) Tj ET Q q 0 0 0 rg BT 504.29 548.10 Td (we ) Tj ET Q q 0 0 0 rg BT 517.77 548.10 Td (fail ) Tj ET Q q 0 0 0 rg BT 533.48 548.10 Td (to ) Tj ET Q q 0 0 0 rg BT 543.63 548.10 Td (meet ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 536.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 89.07 536.10 Td (or ) Tj ET Q q 0 0 0 rg BT 100.87 536.10 Td (r) Tj ET Q q 0 0 0 rg BT 104.39 536.10 Td (egulatory ) Tj ET Q q 0 0 0 rg BT 145.62 536.10 Td (r) Tj ET Q q 0 0 0 rg BT 149.14 536.10 Td (equir) Tj ET Q q 0 0 0 rg BT 169.88 536.10 Td (ements ) Tj ET Q q 0 0 0 rg BT 200.55 536.10 Td (or ) Tj ET Q q 0 0 0 rg BT 212.35 536.10 Td (we ) Tj ET Q q 0 0 0 rg BT 226.37 536.10 Td (face ) Tj ET Q q 0 0 0 rg BT 245.93 536.10 Td (difficulties ) Tj ET Q q 0 0 0 rg BT 291.06 536.10 Td (managing ) Tj ET Q q 0 0 0 rg BT 333.97 536.10 Td (our ) Tj ET Q q 0 0 0 rg BT 350.76 536.10 Td (r) Tj ET Q q 0 0 0 rg BT 354.29 536.10 Td (elationships ) Tj ET Q q 0 0 0 rg BT 405.53 536.10 Td (with ) Tj ET Q q 0 0 0 rg BT 425.66 536.10 Td (thir) Tj ET Q q 0 0 0 rg BT 439.74 536.10 Td (d ) Tj ET Q q 0 0 0 rg BT 447.65 536.10 Td (party ) Tj ET Q q 0 0 0 rg BT 471.66 536.10 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 508.73 536.10 Td (our ) Tj ET Q q 0 0 0 rg BT 525.53 536.10 Td (r) Tj ET Q q 0 0 0 rg BT 529.05 536.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 554.74 536.10 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 524.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 94.78 524.10 Td (could ) Tj ET Q q 0 0 0 rg BT 119.50 524.10 Td (be ) Tj ET Q q 0 0 0 rg BT 131.43 524.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 172.25 524.10 Td (affected.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 503.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 503.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.24 503.10 Td (rely ) Tj ET Q q 0 0 0 rg BT 83.46 503.10 Td (on ) Tj ET Q q 0 0 0 rg BT 96.13 503.10 Td (third ) Tj ET Q q 0 0 0 rg BT 117.68 503.10 Td (party ) Tj ET Q q 0 0 0 rg BT 140.89 503.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 175.22 503.10 Td (to ) Tj ET Q q 0 0 0 rg BT 185.67 503.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 218.88 503.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 245.44 503.10 Td (and ) Tj ET Q q 0 0 0 rg BT 262.55 503.10 Td (services ) Tj ET Q q 0 0 0 rg BT 297.42 503.10 Td (in ) Tj ET Q q 0 0 0 rg BT 307.87 503.10 Td (relation ) Tj ET Q q 0 0 0 rg BT 341.08 503.10 Td (to ) Tj ET Q q 0 0 0 rg BT 351.52 503.10 Td (many ) Tj ET Q q 0 0 0 rg BT 376.41 503.10 Td (aspects ) Tj ET Q q 0 0 0 rg BT 407.95 503.10 Td (of ) Tj ET Q q 0 0 0 rg BT 418.95 503.10 Td (our ) Tj ET Q q 0 0 0 rg BT 434.95 503.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 481.77 503.10 Td ( ) Tj ET Q q 0 0 0 rg BT 484.44 503.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 502.66 503.10 Td (dependence ) Tj ET Q q 0 0 0 rg BT 552.52 503.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 491.10 Td (these ) Tj ET Q q 0 0 0 rg BT 72.37 491.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 106.36 491.10 Td (makes ) Tj ET Q q 0 0 0 rg BT 134.23 491.10 Td (our ) Tj ET Q q 0 0 0 rg BT 149.89 491.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 193.87 491.10 Td (vulnerable ) Tj ET Q q 0 0 0 rg BT 238.40 491.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.50 491.10 Td (the ) Tj ET Q q 0 0 0 rg BT 263.04 491.10 Td (unavailability ) Tj ET Q q 0 0 0 rg BT 320.35 491.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.01 491.10 Td (such ) Tj ET Q q 0 0 0 rg BT 351.66 491.10 Td (third ) Tj ET Q q 0 0 0 rg BT 372.88 491.10 Td (parties, ) Tj ET Q q 0 0 0 rg BT 404.36 491.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.90 491.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 449.55 491.10 Td (and ) Tj ET Q q 0 0 0 rg BT 466.32 491.10 Td (services ) Tj ET Q q 0 0 0 rg BT 500.85 491.10 Td (of) Tj ET Q q 0 0 0 rg BT 509.00 491.10 Td (fered ) Tj ET Q q 0 0 0 rg BT 531.86 491.10 Td (by ) Tj ET Q q 0 0 0 rg BT 544.19 491.10 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 479.10 Td (third ) Tj ET Q q 0 0 0 rg BT 71.14 479.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 100.54 479.10 Td (and ) Tj ET Q q 0 0 0 rg BT 117.73 479.10 Td (such ) Tj ET Q q 0 0 0 rg BT 138.82 479.10 Td (third ) Tj ET Q q 0 0 0 rg BT 160.45 479.10 Td (parties) Tj ET Q q 0 0 0 rg BT 189.70 479.10 Td ( ) Tj ET Q q 0 0 0 rg BT 192.45 479.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 221.29 479.10 Td (to ) Tj ET Q q 0 0 0 rg BT 231.82 479.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 266.78 479.10 Td (adequately ) Tj ET Q q 0 0 0 rg BT 312.84 479.10 Td (under ) Tj ET Q q 0 0 0 rg BT 338.36 479.10 Td (our ) Tj ET Q q 0 0 0 rg BT 354.45 479.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 402.73 479.10 Td (with ) Tj ET Q q 0 0 0 rg BT 423.26 479.10 Td (them. ) Tj ET Q q 0 0 0 rg BT 448.51 479.10 Td ( ) Tj ET Q q 0 0 0 rg BT 451.26 479.10 Td (In ) Tj ET Q q 0 0 0 rg BT 462.34 479.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 500.36 479.10 Td (where ) Tj ET Q q 0 0 0 rg BT 527.54 479.10 Td (a ) Tj ET Q q 0 0 0 rg BT 534.73 479.10 Td (vendor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 467.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 86.06 467.10 Td (services ) Tj ET Q q 0 0 0 rg BT 120.38 467.10 Td (that ) Tj ET Q q 0 0 0 rg BT 137.50 467.10 Td (we ) Tj ET Q q 0 0 0 rg BT 151.28 467.10 Td (are ) Tj ET Q q 0 0 0 rg BT 165.60 467.10 Td (required ) Tj ET Q q 0 0 0 rg BT 201.04 467.10 Td (to ) Tj ET Q q 0 0 0 rg BT 210.94 467.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 243.60 467.10 Td (under ) Tj ET Q q 0 0 0 rg BT 268.49 467.10 Td (a ) Tj ET Q q 0 0 0 rg BT 275.05 467.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 309.37 467.10 Td (with ) Tj ET Q q 0 0 0 rg BT 329.27 467.10 Td (a ) Tj ET Q q 0 0 0 rg BT 335.82 467.10 Td (client, ) Tj ET Q q 0 0 0 rg BT 362.65 467.10 Td (we ) Tj ET Q q 0 0 0 rg BT 376.43 467.10 Td (are ) Tj ET Q q 0 0 0 rg BT 390.76 467.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 430.08 467.10 Td (responsible ) Tj ET Q q 0 0 0 rg BT 477.75 467.10 Td (for ) Tj ET Q q 0 0 0 rg BT 491.53 467.10 Td (such ) Tj ET Q q 0 0 0 rg BT 511.98 467.10 Td (performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 455.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.17 455.10 Td (could ) Tj ET Q q 0 0 0 rg BT 92.62 455.10 Td (be ) Tj ET Q q 0 0 0 rg BT 105.29 455.10 Td (held ) Tj ET Q q 0 0 0 rg BT 125.74 455.10 Td (accountable ) Tj ET Q q 0 0 0 rg BT 176.72 455.10 Td (by ) Tj ET Q q 0 0 0 rg BT 189.95 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.40 455.10 Td (client ) Tj ET Q q 0 0 0 rg BT 230.84 455.10 Td (for ) Tj ET Q q 0 0 0 rg BT 245.73 455.10 Td (any ) Tj ET Q q 0 0 0 rg BT 263.40 455.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 292.73 455.10 Td (of ) Tj ET Q q 0 0 0 rg BT 304.29 455.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 358.04 455.10 Td (by ) Tj ET Q q 0 0 0 rg BT 371.27 455.10 Td (our ) Tj ET Q q 0 0 0 rg BT 387.83 455.10 Td (vendors. ) Tj ET Q q 0 0 0 rg BT 425.23 455.10 Td ( ) Tj ET Q q 0 0 0 rg BT 428.22 455.10 Td (W) Tj ET Q q 0 0 0 rg BT 436.86 455.10 Td (e ) Tj ET Q q 0 0 0 rg BT 444.53 455.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 481.07 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 496.52 455.10 Td (competency ) Tj ET Q q 0 0 0 rg BT 548.06 455.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 443.10 Td (solvency ) Tj ET Q q 0 0 0 rg BT 86.99 443.10 Td (of ) Tj ET Q q 0 0 0 rg BT 97.26 443.10 Td (our ) Tj ET Q q 0 0 0 rg BT 112.53 443.10 Td (key ) Tj ET Q q 0 0 0 rg BT 128.91 443.10 Td (third ) Tj ET Q q 0 0 0 rg BT 149.73 443.10 Td (party ) Tj ET Q q 0 0 0 rg BT 172.22 443.10 Td (vendors. ) Tj ET Q q 0 0 0 rg BT 208.32 443.10 Td ( ) Tj ET Q q 0 0 0 rg BT 210.12 443.10 Td (W) Tj ET Q q 0 0 0 rg BT 218.76 443.10 Td (e ) Tj ET Q q 0 0 0 rg BT 225.13 443.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 259.28 443.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 294.00 443.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 323.71 443.10 Td (oversight ) Tj ET Q q 0 0 0 rg BT 362.86 443.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 400.90 443.10 Td (to ) Tj ET Q q 0 0 0 rg BT 410.62 443.10 Td (identify ) Tj ET Q q 0 0 0 rg BT 443.67 443.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 480.60 443.10 Td (new ) Tj ET Q q 0 0 0 rg BT 499.20 443.10 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 535.30 443.10 Td (review ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 80.02 431.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 111.11 431.10 Td (and ) Tj ET Q q 0 0 0 rg BT 128.30 431.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.84 431.10 Td (identify ) Tj ET Q q 0 0 0 rg BT 172.70 431.10 Td (any ) Tj ET Q q 0 0 0 rg BT 189.89 431.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 243.17 431.10 Td (or ) Tj ET Q q 0 0 0 rg BT 254.26 431.10 Td (other ) Tj ET Q q 0 0 0 rg BT 277.56 431.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 304.21 431.10 Td (related ) Tj ET Q q 0 0 0 rg BT 334.17 431.10 Td (to ) Tj ET Q q 0 0 0 rg BT 344.70 431.10 Td (current ) Tj ET Q q 0 0 0 rg BT 375.77 431.10 Td (vendors. ) Tj ET Q q 0 0 0 rg BT 412.69 431.10 Td ( ) Tj ET Q q 0 0 0 rg BT 415.44 431.10 Td (If ) Tj ET Q q 0 0 0 rg BT 424.86 431.10 Td (our ) Tj ET Q q 0 0 0 rg BT 440.95 431.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 471.47 431.10 Td (oversight ) Tj ET Q q 0 0 0 rg BT 511.45 431.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 550.30 431.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.10 Td (inef) Tj ET Q q 0 0 0 rg BT 64.87 419.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 94.50 419.10 Td (or ) Tj ET Q q 0 0 0 rg BT 105.25 419.10 Td (if ) Tj ET Q q 0 0 0 rg BT 113.79 419.10 Td (a ) Tj ET Q q 0 0 0 rg BT 120.65 419.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 150.85 419.10 Td (fails ) Tj ET Q q 0 0 0 rg BT 170.49 419.10 Td (to ) Tj ET Q q 0 0 0 rg BT 180.70 419.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 213.67 419.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.31 419.10 Td (services ) Tj ET Q q 0 0 0 rg BT 262.95 419.10 Td (that ) Tj ET Q q 0 0 0 rg BT 280.37 419.10 Td (we ) Tj ET Q q 0 0 0 rg BT 294.46 419.10 Td (require ) Tj ET Q q 0 0 0 rg BT 325.20 419.10 Td (or ) Tj ET Q q 0 0 0 rg BT 335.96 419.10 Td (expect, ) Tj ET Q q 0 0 0 rg BT 366.98 419.10 Td (or ) Tj ET Q q 0 0 0 rg BT 377.73 419.10 Td (fails ) Tj ET Q q 0 0 0 rg BT 397.38 419.10 Td (to ) Tj ET Q q 0 0 0 rg BT 407.58 419.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 429.44 419.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 476.29 419.10 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 533.42 419.10 Td (such ) Tj ET Q q 0 0 0 rg BT 554.17 419.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (service ) Tj ET Q q 0 0 0 rg BT 80.97 407.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 107.45 407.10 Td (or ) Tj ET Q q 0 0 0 rg BT 118.94 407.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 168.18 407.10 Td (with ) Tj ET Q q 0 0 0 rg BT 189.12 407.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 233.36 407.10 Td (laws, ) Tj ET Q q 0 0 0 rg BT 257.35 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.72 407.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 301.97 407.10 Td (could ) Tj ET Q q 0 0 0 rg BT 327.34 407.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 372.15 407.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 402.52 407.10 Td (our ) Tj ET Q q 0 0 0 rg BT 419.00 407.10 Td (business ) Tj ET Q q 0 0 0 rg BT 456.05 407.10 Td (by ) Tj ET Q q 0 0 0 rg BT 469.20 407.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 510.68 407.10 Td (af) Tj ET Q q 0 0 0 rg BT 518.26 407.10 Td (fecting ) Tj ET Q q 0 0 0 rg BT 549.18 407.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 77.30 395.10 Td (to ) Tj ET Q q 0 0 0 rg BT 87.33 395.10 Td (serve ) Tj ET Q q 0 0 0 rg BT 110.69 395.10 Td (our ) Tj ET Q q 0 0 0 rg BT 126.27 395.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 169.07 395.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 196.87 395.10 Td (subjecting ) Tj ET Q q 0 0 0 rg BT 240.22 395.10 Td (us ) Tj ET Q q 0 0 0 rg BT 251.37 395.10 Td (to ) Tj ET Q q 0 0 0 rg BT 261.40 395.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 299.76 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 316.45 395.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 359.80 395.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 377.05 395.10 Td (for ) Tj ET Q q 0 0 0 rg BT 390.96 395.10 Td (inef) Tj ET Q q 0 0 0 rg BT 406.33 395.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 435.78 395.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 465.80 395.10 Td (oversight. ) Tj ET Q q 0 0 0 rg BT 507.77 395.10 Td ( ) Tj ET Q q 0 0 0 rg BT 510.02 395.10 Td (Furthermore, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.40 383.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 91.18 383.10 Td (to ) Tj ET Q q 0 0 0 rg BT 100.65 383.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 127.33 383.10 Td (services ) Tj ET Q q 0 0 0 rg BT 161.22 383.10 Td (at ) Tj ET Q q 0 0 0 rg BT 170.12 383.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 215.68 383.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 245.69 383.10 Td (could ) Tj ET Q q 0 0 0 rg BT 269.59 383.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 298.49 383.10 Td (our ) Tj ET Q q 0 0 0 rg BT 313.51 383.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 331.30 383.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 367.97 383.10 Td (and ) Tj ET Q q 0 0 0 rg BT 384.10 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 398.00 383.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 423.56 383.10 Td (of ) Tj ET Q q 0 0 0 rg BT 433.58 383.10 Td (services ) Tj ET Q q 0 0 0 rg BT 467.47 383.10 Td (we ) Tj ET Q q 0 0 0 rg BT 480.82 383.10 Td (provide. ) Tj ET Q q 0 0 0 rg BT 515.55 383.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.24 383.10 Td (In ) Tj ET Q q 0 0 0 rg BT 527.25 383.10 Td (addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 92.75 371.10 Td (may ) Tj ET Q q 0 0 0 rg BT 111.56 371.10 Td (be ) Tj ET Q q 0 0 0 rg BT 122.60 371.10 Td (required ) Tj ET Q q 0 0 0 rg BT 157.51 371.10 Td (by ) Tj ET Q q 0 0 0 rg BT 169.10 371.10 Td (its ) Tj ET Q q 0 0 0 rg BT 180.15 371.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 222.29 371.10 Td (or ) Tj ET Q q 0 0 0 rg BT 232.22 371.10 Td (by ) Tj ET Q q 0 0 0 rg BT 243.81 371.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 286.50 371.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 332.53 371.10 Td (to ) Tj ET Q q 0 0 0 rg BT 341.90 371.10 Td (oversee ) Tj ET Q q 0 0 0 rg BT 374.03 371.10 Td (its ) Tj ET Q q 0 0 0 rg BT 385.08 371.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 418.33 371.10 Td (and ) Tj ET Q q 0 0 0 rg BT 434.37 371.10 Td (document ) Tj ET Q q 0 0 0 rg BT 475.40 371.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 520.86 371.10 Td (performed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.84 359.10 Td (demonstrate ) Tj ET Q q 0 0 0 rg BT 111.27 359.10 Td (that ) Tj ET Q q 0 0 0 rg BT 128.82 359.10 Td (oversight. ) Tj ET Q q 0 0 0 rg BT 171.09 359.10 Td ( ) Tj ET Q q 0 0 0 rg BT 173.65 359.10 Td (If ) Tj ET Q q 0 0 0 rg BT 182.87 359.10 Td (we ) Tj ET Q q 0 0 0 rg BT 197.09 359.10 Td (fail ) Tj ET Q q 0 0 0 rg BT 212.97 359.10 Td (to ) Tj ET Q q 0 0 0 rg BT 223.30 359.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 245.30 359.10 Td (such ) Tj ET Q q 0 0 0 rg BT 266.18 359.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 305.40 359.10 Td (or ) Tj ET Q q 0 0 0 rg BT 316.28 359.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 359.94 359.10 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 417.20 359.10 Td (or ) Tj ET Q q 0 0 0 rg BT 428.08 359.10 Td (we ) Tj ET Q q 0 0 0 rg BT 442.30 359.10 Td (face ) Tj ET Q q 0 0 0 rg BT 461.50 359.10 Td (dif) Tj ET Q q 0 0 0 rg BT 472.43 359.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 507.20 359.10 Td (managing ) Tj ET Q q 0 0 0 rg BT 549.19 359.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 103.08 347.10 Td (with ) Tj ET Q q 0 0 0 rg BT 123.34 347.10 Td (third ) Tj ET Q q 0 0 0 rg BT 144.70 347.10 Td (party ) Tj ET Q q 0 0 0 rg BT 167.73 347.10 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 204.37 347.10 Td (we ) Tj ET Q q 0 0 0 rg BT 218.50 347.10 Td (may ) Tj ET Q q 0 0 0 rg BT 238.20 347.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 256.79 347.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 299.81 347.10 Td (or ) Tj ET Q q 0 0 0 rg BT 310.62 347.10 Td (may ) Tj ET Q q 0 0 0 rg BT 330.31 347.10 Td (no ) Tj ET Q q 0 0 0 rg BT 342.79 347.10 Td (longer ) Tj ET Q q 0 0 0 rg BT 370.82 347.10 Td (be ) Tj ET Q q 0 0 0 rg BT 382.73 347.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 415.20 347.10 Td (referrals ) Tj ET Q q 0 0 0 rg BT 450.98 347.10 Td (for ) Tj ET Q q 0 0 0 rg BT 465.12 347.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 494.80 347.10 Td (services ) Tj ET Q q 0 0 0 rg BT 529.48 347.10 Td (or ) Tj ET Q q 0 0 0 rg BT 540.29 347.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 335.10 Td (be ) Tj ET Q q 0 0 0 rg BT 60.97 335.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 91.32 335.10 Td (to ) Tj ET Q q 0 0 0 rg BT 101.13 335.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 133.69 335.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 176.81 335.10 Td (action, ) Tj ET Q q 0 0 0 rg BT 205.77 335.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 249.45 335.10 Td (impacting ) Tj ET Q q 0 0 0 rg BT 291.47 335.10 Td (our ) Tj ET Q q 0 0 0 rg BT 306.83 335.10 Td (business ) Tj ET Q q 0 0 0 rg BT 342.75 335.10 Td (and ) Tj ET Q q 0 0 0 rg BT 359.21 335.10 Td (results ) Tj ET Q q 0 0 0 rg BT 387.35 335.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.71 335.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 443.89 335.10 Td ( ) Tj ET Q q 0 0 0 rg BT 445.92 335.10 Td (Such ) Tj ET Q q 0 0 0 rg BT 467.95 335.10 Td (failures ) Tj ET Q q 0 0 0 rg BT 499.96 335.10 Td (could ) Tj ET Q q 0 0 0 rg BT 524.20 335.10 Td (adversely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 323.10 Td (af) Tj ET Q q 0 0 0 rg BT 57.09 323.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 74.57 323.10 Td (the ) Tj ET Q q 0 0 0 rg BT 89.29 323.10 Td (reliability ) Tj ET Q q 0 0 0 rg BT 130.67 323.10 Td (and ) Tj ET Q q 0 0 0 rg BT 147.61 323.10 Td (quality ) Tj ET Q q 0 0 0 rg BT 177.88 323.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.71 323.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.43 323.10 Td (services ) Tj ET Q q 0 0 0 rg BT 238.13 323.10 Td (we ) Tj ET Q q 0 0 0 rg BT 252.29 323.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 285.34 323.10 Td (our ) Tj ET Q q 0 0 0 rg BT 301.17 323.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 344.22 323.10 Td (and ) Tj ET Q q 0 0 0 rg BT 361.16 323.10 Td (could ) Tj ET Q q 0 0 0 rg BT 385.87 323.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 426.69 323.10 Td (af) Tj ET Q q 0 0 0 rg BT 434.28 323.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 451.76 323.10 Td (our ) Tj ET Q q 0 0 0 rg BT 467.59 323.10 Td (results ) Tj ET Q q 0 0 0 rg BT 496.20 323.10 Td (of ) Tj ET Q q 0 0 0 rg BT 507.03 323.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 302.10 Td (If ) Tj ET Q q 0 0 0 rg BT 57.70 302.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 95.35 302.10 Td (institutions ) Tj ET Q q 0 0 0 rg BT 141.89 302.10 Td (at ) Tj ET Q q 0 0 0 rg BT 151.77 302.10 Td (which ) Tj ET Q q 0 0 0 rg BT 177.75 302.10 Td (we ) Tj ET Q q 0 0 0 rg BT 190.95 302.10 Td (hold ) Tj ET Q q 0 0 0 rg BT 210.82 302.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 231.25 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 248.34 302.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 268.76 302.10 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 316.40 302.10 Td (as ) Tj ET Q q 0 0 0 rg BT 327.38 302.10 Td (well ) Tj ET Q q 0 0 0 rg BT 346.14 302.10 Td (as ) Tj ET Q q 0 0 0 rg BT 357.13 302.10 Td (escr) Tj ET Q q 0 0 0 rg BT 373.42 302.10 Td (ow ) Tj ET Q q 0 0 0 rg BT 387.18 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 404.27 302.10 Td (trust ) Tj ET Q q 0 0 0 rg BT 424.71 302.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 448.47 302.10 Td (fail, ) Tj ET Q q 0 0 0 rg BT 466.40 302.10 Td (it ) Tj ET Q q 0 0 0 rg BT 474.05 302.10 Td (could ) Tj ET Q q 0 0 0 rg BT 498.36 302.10 Td (have ) Tj ET Q q 0 0 0 rg BT 519.33 302.10 Td (an ) Tj ET Q q 0 0 0 rg BT 531.43 302.10 Td (adverse ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 290.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 79.22 290.10 Td (on ) Tj ET Q q 0 0 0 rg BT 91.72 290.10 Td (our ) Tj ET Q q 0 0 0 rg BT 108.11 290.10 Td (Company) Tj ET Q q 0 0 0 rg BT 145.89 290.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 269.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 269.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.81 269.10 Td (hold ) Tj ET Q q 0 0 0 rg BT 84.82 269.10 Td (our ) Tj ET Q q 0 0 0 rg BT 100.38 269.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 120.38 269.10 Td (and ) Tj ET Q q 0 0 0 rg BT 137.06 269.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 157.06 269.10 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 204.83 269.10 Td (at ) Tj ET Q q 0 0 0 rg BT 214.28 269.10 Td (various ) Tj ET Q q 0 0 0 rg BT 245.95 269.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 283.17 269.10 Td (institutions. ) Tj ET Q q 0 0 0 rg BT 332.35 269.10 Td ( ) Tj ET Q q 0 0 0 rg BT 334.59 269.10 Td (In ) Tj ET Q q 0 0 0 rg BT 345.15 269.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 382.66 269.10 Td (we ) Tj ET Q q 0 0 0 rg BT 396.55 269.10 Td (hold ) Tj ET Q q 0 0 0 rg BT 416.56 269.10 Td (customers) Tj ET Q q 0 0 0 rg BT 459.69 269.10 Td ( ) Tj ET Q q 0 0 0 rg BT 461.93 269.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 487.49 269.10 Td (in ) Tj ET Q q 0 0 0 rg BT 497.50 269.10 Td (escrow ) Tj ET Q q 0 0 0 rg BT 528.05 269.10 Td (and ) Tj ET Q q 0 0 0 rg BT 544.73 269.10 Td (trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 257.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 87.00 257.10 Td (at ) Tj ET Q q 0 0 0 rg BT 96.73 257.10 Td (various ) Tj ET Q q 0 0 0 rg BT 128.68 257.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 166.18 257.10 Td (institutions ) Tj ET Q q 0 0 0 rg BT 213.14 257.10 Td (pending ) Tj ET Q q 0 0 0 rg BT 247.87 257.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 295.38 257.10 Td (of ) Tj ET Q q 0 0 0 rg BT 306.22 257.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 335.94 257.10 Td (real ) Tj ET Q q 0 0 0 rg BT 353.44 257.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 378.71 257.10 Td (activities. ) Tj ET Q q 0 0 0 rg BT 419.83 257.10 Td ( ) Tj ET Q q 0 0 0 rg BT 422.16 257.10 Td (W) Tj ET Q q 0 0 0 rg BT 430.79 257.10 Td (e ) Tj ET Q q 0 0 0 rg BT 437.75 257.10 Td (also ) Tj ET Q q 0 0 0 rg BT 456.37 257.10 Td (hold ) Tj ET Q q 0 0 0 rg BT 476.66 257.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 496.94 257.10 Td (in ) Tj ET Q q 0 0 0 rg BT 507.24 257.10 Td (trust ) Tj ET Q q 0 0 0 rg BT 527.53 257.10 Td (accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 245.10 Td (at ) Tj ET Q q 0 0 0 rg BT 59.18 245.10 Td (various ) Tj ET Q q 0 0 0 rg BT 91.08 245.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 128.53 245.10 Td (institutions ) Tj ET Q q 0 0 0 rg BT 175.44 245.10 Td (where ) Tj ET Q q 0 0 0 rg BT 202.33 245.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 249.22 245.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 296.12 245.10 Td (mandate ) Tj ET Q q 0 0 0 rg BT 332.46 245.10 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 382.69 245.10 Td (dedicated ) Tj ET Q q 0 0 0 rg BT 423.46 245.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 445.37 245.10 Td (accounts. ) Tj ET Q q 0 0 0 rg BT 485.32 245.10 Td ( ) Tj ET Q q 0 0 0 rg BT 487.60 245.10 Td (These ) Tj ET Q q 0 0 0 rg BT 513.94 245.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 550.29 245.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 233.10 Td (held ) Tj ET Q q 0 0 0 rg BT 68.56 233.10 Td (in ) Tj ET Q q 0 0 0 rg BT 78.17 233.10 Td (escrow ) Tj ET Q q 0 0 0 rg BT 108.33 233.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.61 233.10 Td (trust ) Tj ET Q q 0 0 0 rg BT 144.23 233.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 181.06 233.10 Td (for ) Tj ET Q q 0 0 0 rg BT 194.56 233.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 224.73 233.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 256.00 233.10 Td (of ) Tj ET Q q 0 0 0 rg BT 266.17 233.10 Td (time ) Tj ET Q q 0 0 0 rg BT 285.79 233.10 Td (and ) Tj ET Q q 0 0 0 rg BT 302.07 233.10 Td (are ) Tj ET Q q 0 0 0 rg BT 316.11 233.10 Td (not ) Tj ET Q q 0 0 0 rg BT 330.73 233.10 Td (included ) Tj ET Q q 0 0 0 rg BT 367.00 233.10 Td (in ) Tj ET Q q 0 0 0 rg BT 376.62 233.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.68 233.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 450.83 233.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 503.21 233.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 535.58 233.10 Td (sheets. ) Tj ET Q q 0 0 0 rg BT 565.02 233.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 221.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 221.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.44 221.10 Td (may ) Tj ET Q q 0 0 0 rg BT 85.52 221.10 Td (become ) Tj ET Q q 0 0 0 rg BT 119.47 221.10 Td (liable ) Tj ET Q q 0 0 0 rg BT 144.54 221.10 Td (for ) Tj ET Q q 0 0 0 rg BT 159.07 221.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 184.15 221.10 Td (owed ) Tj ET Q q 0 0 0 rg BT 208.67 221.10 Td (to ) Tj ET Q q 0 0 0 rg BT 219.31 221.10 Td (third ) Tj ET Q q 0 0 0 rg BT 241.06 221.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 270.57 221.10 Td (as ) Tj ET Q q 0 0 0 rg BT 281.77 221.10 Td (a ) Tj ET Q q 0 0 0 rg BT 289.07 221.10 Td (result ) Tj ET Q q 0 0 0 rg BT 314.14 221.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.33 221.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.41 221.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 369.37 221.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.56 221.10 Td (one ) Tj ET Q q 0 0 0 rg BT 397.86 221.10 Td (or ) Tj ET Q q 0 0 0 rg BT 409.05 221.10 Td (more ) Tj ET Q q 0 0 0 rg BT 432.46 221.10 Td (of ) Tj ET Q q 0 0 0 rg BT 443.65 221.10 Td (these ) Tj ET Q q 0 0 0 rg BT 467.06 221.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 504.90 221.10 Td (institutions, ) Tj ET Q q 0 0 0 rg BT 554.71 221.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 209.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 84.28 209.10 Td (to ) Tj ET Q q 0 0 0 rg BT 94.06 209.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 111.62 209.10 Td (of ) Tj ET Q q 0 0 0 rg BT 121.95 209.10 Td (our ) Tj ET Q q 0 0 0 rg BT 137.28 209.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 157.05 209.10 Td (and ) Tj ET Q q 0 0 0 rg BT 173.49 209.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 193.26 209.10 Td (equivalents, ) Tj ET Q q 0 0 0 rg BT 243.31 209.10 Td (and ) Tj ET Q q 0 0 0 rg BT 259.75 209.10 Td (there ) Tj ET Q q 0 0 0 rg BT 281.74 209.10 Td (is ) Tj ET Q q 0 0 0 rg BT 290.41 209.10 Td (no ) Tj ET Q q 0 0 0 rg BT 302.41 209.10 Td (guarantee ) Tj ET Q q 0 0 0 rg BT 343.27 209.10 Td (we ) Tj ET Q q 0 0 0 rg BT 356.94 209.10 Td (would ) Tj ET Q q 0 0 0 rg BT 383.94 209.10 Td (recover ) Tj ET Q q 0 0 0 rg BT 415.92 209.10 Td (the ) Tj ET Q q 0 0 0 rg BT 430.13 209.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 454.36 209.10 Td (deposited, ) Tj ET Q q 0 0 0 rg BT 497.19 209.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 531.39 209.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 197.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 81.92 197.10 Td (Deposit ) Tj ET Q q 0 0 0 rg BT 115.47 197.10 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 156.78 197.10 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 207.54 197.10 Td (coverage, ) Tj ET Q q 0 0 0 rg BT 248.56 197.10 Td (private ) Tj ET Q q 0 0 0 rg BT 278.77 197.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 319.52 197.10 Td (or ) Tj ET Q q 0 0 0 rg BT 330.29 197.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 371.61 197.10 Td (and ) Tj ET Q q 0 0 0 rg BT 388.48 197.10 Td (our ) Tj ET Q q 0 0 0 rg BT 404.25 197.10 Td (results ) Tj ET Q q 0 0 0 rg BT 432.80 197.10 Td (of ) Tj ET Q q 0 0 0 rg BT 443.57 197.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 487.66 197.10 Td (could ) Tj ET Q q 0 0 0 rg BT 512.32 197.10 Td (be ) Tj ET Q q 0 0 0 rg BT 524.20 197.10 Td (adversely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 185.10 Td (impacted.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 164.10 Td (W) Tj ET Q q 0 0 0 rg BT 56.91 164.10 Td (e ) Tj ET Q q 0 0 0 rg BT 63.93 164.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 101.50 164.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 146.30 164.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 167.22 164.10 Td (fr) Tj ET Q q 0 0 0 rg BT 173.51 164.10 Td (om ) Tj ET Q q 0 0 0 rg BT 188.32 164.10 Td (our ) Tj ET Q q 0 0 0 rg BT 204.79 164.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 250.15 164.10 Td (that ) Tj ET Q q 0 0 0 rg BT 268.29 164.10 Td (is ) Tj ET Q q 0 0 0 rg BT 277.54 164.10 Td (deposited ) Tj ET Q q 0 0 0 rg BT 318.45 164.10 Td (into ) Tj ET Q q 0 0 0 rg BT 336.59 164.10 Td (our ) Tj ET Q q 0 0 0 rg BT 353.06 164.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 394.53 164.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 432.66 164.10 Td (at ) Tj ET Q q 0 0 0 rg BT 443.02 164.10 Td (banks ) Tj ET Q q 0 0 0 rg BT 468.93 164.10 Td (and ) Tj ET Q q 0 0 0 rg BT 486.51 164.10 Td (also, ) Tj ET Q q 0 0 0 rg BT 508.27 164.10 Td (in ) Tj ET Q q 0 0 0 rg BT 518.63 164.10 Td (connection ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 152.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.12 152.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 90.73 152.10 Td (collections ) Tj ET Q q 0 0 0 rg BT 137.45 152.10 Td (\(in ) Tj ET Q q 0 0 0 rg BT 151.95 152.10 Td (our ) Tj ET Q q 0 0 0 rg BT 169.24 152.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 195.96 152.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 245.19 152.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 290.25 152.10 Td (and ) Tj ET Q q 0 0 0 rg BT 308.65 152.10 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 363.16 152.10 Td (segment\) ) Tj ET Q q 0 0 0 rg BT 402.65 152.10 Td (and ) Tj ET Q q 0 0 0 rg BT 421.05 152.10 Td (r) Tj ET Q q 0 0 0 rg BT 424.57 152.10 Td (eal ) Tj ET Q q 0 0 0 rg BT 440.18 152.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 466.90 152.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 519.74 152.10 Td (\(Mortgage ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 140.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 81.45 140.10 Td (and ) Tj ET Q q 0 0 0 rg BT 99.52 140.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 120.92 140.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 148.99 140.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 180.94 140.10 Td (segments\), ) Tj ET Q q 0 0 0 rg BT 226.51 140.10 Td (in ) Tj ET Q q 0 0 0 rg BT 237.36 140.10 Td (escr) Tj ET Q q 0 0 0 rg BT 253.65 140.10 Td (ow ) Tj ET Q q 0 0 0 rg BT 268.39 140.10 Td (and ) Tj ET Q q 0 0 0 rg BT 286.47 140.10 Td (trust ) Tj ET Q q 0 0 0 rg BT 307.88 140.10 Td (accounts, ) Tj ET Q q 0 0 0 rg BT 349.00 140.10 Td (which ) Tj ET Q q 0 0 0 rg BT 375.96 140.10 Td (exposes ) Tj ET Q q 0 0 0 rg BT 410.13 140.10 Td (us ) Tj ET Q q 0 0 0 rg BT 422.10 140.10 Td (to ) Tj ET Q q 0 0 0 rg BT 432.95 140.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 451.02 140.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.88 140.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 480.51 140.10 Td (due ) Tj ET Q q 0 0 0 rg BT 498.02 140.10 Td (to ) Tj ET Q q 0 0 0 rg BT 508.88 140.10 Td (fraudulent ) Tj ET Q q 0 0 0 rg BT 553.61 140.10 Td (or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 128.10 Td (inadvertent ) Tj ET Q q 0 0 0 rg BT 97.54 128.10 Td (misappr) Tj ET Q q 0 0 0 rg BT 129.95 128.10 Td (opriation ) Tj ET Q q 0 0 0 rg BT 169.68 128.10 Td (of ) Tj ET Q q 0 0 0 rg BT 179.96 128.10 Td (cash.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 107.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 107.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.81 107.10 Td (hold ) Tj ET Q q 0 0 0 rg BT 84.82 107.10 Td (our ) Tj ET Q q 0 0 0 rg BT 100.38 107.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 120.38 107.10 Td (and ) Tj ET Q q 0 0 0 rg BT 137.06 107.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 157.06 107.10 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 204.83 107.10 Td (at ) Tj ET Q q 0 0 0 rg BT 214.28 107.10 Td (various ) Tj ET Q q 0 0 0 rg BT 245.95 107.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 283.17 107.10 Td (institutions. ) Tj ET Q q 0 0 0 rg BT 332.35 107.10 Td ( ) Tj ET Q q 0 0 0 rg BT 334.59 107.10 Td (In ) Tj ET Q q 0 0 0 rg BT 345.15 107.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 382.66 107.10 Td (we ) Tj ET Q q 0 0 0 rg BT 396.55 107.10 Td (hold ) Tj ET Q q 0 0 0 rg BT 416.56 107.10 Td (customers) Tj ET Q q 0 0 0 rg BT 459.69 107.10 Td ( ) Tj ET Q q 0 0 0 rg BT 461.93 107.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 487.49 107.10 Td (in ) Tj ET Q q 0 0 0 rg BT 497.50 107.10 Td (escrow ) Tj ET Q q 0 0 0 rg BT 528.05 107.10 Td (and ) Tj ET Q q 0 0 0 rg BT 544.73 107.10 Td (trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 95.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 87.40 95.10 Td (at ) Tj ET Q q 0 0 0 rg BT 97.54 95.10 Td (various ) Tj ET Q q 0 0 0 rg BT 129.90 95.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 167.80 95.10 Td (institutions ) Tj ET Q q 0 0 0 rg BT 215.17 95.10 Td (pending ) Tj ET Q q 0 0 0 rg BT 250.30 95.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 298.21 95.10 Td (of ) Tj ET Q q 0 0 0 rg BT 309.46 95.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 339.58 95.10 Td (real ) Tj ET Q q 0 0 0 rg BT 357.49 95.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 383.17 95.10 Td (activities. ) Tj ET Q q 0 0 0 rg BT 424.69 95.10 Td ( ) Tj ET Q q 0 0 0 rg BT 427.40 95.10 Td (These ) Tj ET Q q 0 0 0 rg BT 454.19 95.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 474.88 95.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 512.22 95.10 Td (expose ) Tj ET Q q 0 0 0 rg BT 542.91 95.10 Td (us ) Tj ET Q q 0 0 0 rg BT 554.72 95.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 83.10 Td (purposeful ) Tj ET Q q 0 0 0 rg BT 94.63 83.10 Td (misappropriation ) Tj ET Q q 0 0 0 rg BT 165.30 83.10 Td (of ) Tj ET Q q 0 0 0 rg BT 175.99 83.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 196.12 83.10 Td (by ) Tj ET Q q 0 0 0 rg BT 208.47 83.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 253.60 83.10 Td (or ) Tj ET Q q 0 0 0 rg BT 264.28 83.10 Td (others ) Tj ET Q q 0 0 0 rg BT 291.08 83.10 Td (and ) Tj ET Q q 0 0 0 rg BT 307.88 83.10 Td (unintentional ) Tj ET Q q 0 0 0 rg BT 363.00 83.10 Td (mistakes ) Tj ET Q q 0 0 0 rg BT 400.35 83.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 437.71 83.10 Td (in ) Tj ET Q q 0 0 0 rg BT 447.84 83.10 Td (a ) Tj ET Q q 0 0 0 rg BT 454.64 83.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 472.56 83.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.24 83.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 503.37 83.10 Td (which ) Tj ET Q q 0 0 0 rg BT 530.17 83.10 Td (may ) Tj ET Q q 0 0 0 rg BT 549.74 83.10 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 71.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.18 71.10 Td (recoverable. ) Tj ET Q q 0 0 0 rg BT 112.55 71.10 Td ( ) Tj ET Q q 0 0 0 rg BT 114.79 71.10 Td (In ) Tj ET Q q 0 0 0 rg BT 125.36 71.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 162.88 71.10 Td (we ) Tj ET Q q 0 0 0 rg BT 176.78 71.10 Td (may ) Tj ET Q q 0 0 0 rg BT 196.24 71.10 Td (become ) Tj ET Q q 0 0 0 rg BT 229.57 71.10 Td (liable ) Tj ET Q q 0 0 0 rg BT 254.03 71.10 Td (for ) Tj ET Q q 0 0 0 rg BT 267.93 71.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 292.39 71.10 Td (owed ) Tj ET Q q 0 0 0 rg BT 316.29 71.10 Td (to ) Tj ET Q q 0 0 0 rg BT 326.31 71.10 Td (third ) Tj ET Q q 0 0 0 rg BT 347.44 71.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 376.34 71.10 Td (as ) Tj ET Q q 0 0 0 rg BT 386.91 71.10 Td (a ) Tj ET Q q 0 0 0 rg BT 393.59 71.10 Td (result ) Tj ET Q q 0 0 0 rg BT 418.04 71.10 Td (of ) Tj ET Q q 0 0 0 rg BT 428.62 71.10 Td (such ) Tj ET Q q 0 0 0 rg BT 449.19 71.10 Td (purposeful ) Tj ET Q q 0 0 0 rg BT 494.20 71.10 Td (misappropriation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 59.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.23 59.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 80.40 59.10 Td (by ) Tj ET Q q 0 0 0 rg BT 92.81 59.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 137.97 59.10 Td (or ) Tj ET Q q 0 0 0 rg BT 148.70 59.10 Td (others ) Tj ET Q q 0 0 0 rg BT 175.54 59.10 Td (and ) Tj ET Q q 0 0 0 rg BT 192.39 59.10 Td (unintentional ) Tj ET Q q 0 0 0 rg BT 247.56 59.10 Td (mistakes ) Tj ET Q q 0 0 0 rg BT 284.95 59.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 322.35 59.10 Td (in ) Tj ET Q q 0 0 0 rg BT 332.53 59.10 Td (a ) Tj ET Q q 0 0 0 rg BT 339.37 59.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 357.34 59.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.07 59.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 388.24 59.10 Td (held ) Tj ET Q q 0 0 0 rg BT 407.86 59.10 Td (in ) Tj ET Q q 0 0 0 rg BT 418.04 59.10 Td (escrow ) Tj ET Q q 0 0 0 rg BT 448.76 59.10 Td (and ) Tj ET Q q 0 0 0 rg BT 465.60 59.10 Td (trust ) Tj ET Q q 0 0 0 rg BT 485.78 59.10 Td (accounts, ) Tj ET Q q 0 0 0 rg BT 525.67 59.10 Td (and ) Tj ET Q q 0 0 0 rg BT 542.51 59.10 Td (there ) Tj ET Q endstream endobj 35 0 obj <>] /Rotate 0 /Contents 36 0 R>> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 58.41 731.10 Td (no ) Tj ET Q q 0 0 0 rg BT 70.65 731.10 Td (guarantee ) Tj ET Q q 0 0 0 rg BT 111.76 731.10 Td (we ) Tj ET Q q 0 0 0 rg BT 125.66 731.10 Td (would ) Tj ET Q q 0 0 0 rg BT 152.90 731.10 Td (recover ) Tj ET Q q 0 0 0 rg BT 185.12 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 199.57 731.10 Td (lost ) Tj ET Q q 0 0 0 rg BT 216.26 731.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 240.73 731.10 Td (from ) Tj ET Q q 0 0 0 rg BT 262.41 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.86 731.10 Td (party ) Tj ET Q q 0 0 0 rg BT 299.65 731.10 Td (or ) Tj ET Q q 0 0 0 rg BT 310.22 731.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 339.12 731.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 376.36 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 386.38 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 393.05 731.10 Td (fraudulent ) Tj ET Q q 0 0 0 rg BT 436.39 731.10 Td (or ) Tj ET Q q 0 0 0 rg BT 446.96 731.10 Td (inadvertent ) Tj ET Q q 0 0 0 rg BT 494.18 731.10 Td (misappropriation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 719.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 80.60 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 97.54 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 113.37 719.10 Td (results ) Tj ET Q q 0 0 0 rg BT 141.98 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 152.81 719.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 196.96 719.10 Td (could ) Tj ET Q q 0 0 0 rg BT 221.68 719.10 Td (be ) Tj ET Q q 0 0 0 rg BT 233.62 719.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 274.43 719.10 Td (impacted.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 698.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.48 698.10 Td (primary ) Tj ET Q q 0 0 0 rg BT 101.57 698.10 Td (sour) Tj ET Q q 0 0 0 rg BT 118.98 698.10 Td (ce ) Tj ET Q q 0 0 0 rg BT 129.72 698.10 Td (of ) Tj ET Q q 0 0 0 rg BT 139.36 698.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 174.56 698.10 Td (is ) Tj ET Q q 0 0 0 rg BT 183.09 698.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 203.29 698.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 226.27 698.10 Td (fr) Tj ET Q q 0 0 0 rg BT 232.57 698.10 Td (om ) Tj ET Q q 0 0 0 rg BT 246.66 698.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 293.80 698.10 Td ( ) Tj ET Q q 0 0 0 rg BT 295.67 698.10 Td (W) Tj ET Q q 0 0 0 rg BT 303.08 698.10 Td (e ) Tj ET Q q 0 0 0 rg BT 309.38 698.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 328.46 698.10 Td (to ) Tj ET Q q 0 0 0 rg BT 338.10 698.10 Td (deploy ) Tj ET Q q 0 0 0 rg BT 366.62 698.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 386.81 698.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 428.67 698.10 Td (in ) Tj ET Q q 0 0 0 rg BT 438.31 698.10 Td (a ) Tj ET Q q 0 0 0 rg BT 445.17 698.10 Td (disciplined ) Tj ET Q q 0 0 0 rg BT 490.92 698.10 Td (manner) Tj ET Q q 0 0 0 rg BT 520.36 698.10 Td (, ) Tj ET Q q 0 0 0 rg BT 524.73 698.10 Td (including ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.01 686.10 Td (r) Tj ET Q q 0 0 0 rg BT 63.53 686.10 Td (epur) Tj ET Q q 0 0 0 rg BT 81.49 686.10 Td (chase ) Tj ET Q q 0 0 0 rg BT 106.98 686.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.71 686.10 Td (r) Tj ET Q q 0 0 0 rg BT 128.23 686.10 Td (epay ) Tj ET Q q 0 0 0 rg BT 149.84 686.10 Td (our ) Tj ET Q q 0 0 0 rg BT 166.46 686.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 194.19 686.10 Td (secur) Tj ET Q q 0 0 0 rg BT 215.48 686.10 Td (ed ) Tj ET Q q 0 0 0 rg BT 227.64 686.10 Td (term ) Tj ET Q q 0 0 0 rg BT 248.70 686.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 269.21 686.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 289.44 686.10 Td (fr) Tj ET Q q 0 0 0 rg BT 295.74 686.10 Td (om ) Tj ET Q q 0 0 0 rg BT 310.69 686.10 Td (time ) Tj ET Q q 0 0 0 rg BT 330.63 686.10 Td (to ) Tj ET Q q 0 0 0 rg BT 341.14 686.10 Td (time, ) Tj ET Q q 0 0 0 rg BT 363.58 686.10 Td (r) Tj ET Q q 0 0 0 rg BT 367.10 686.10 Td (epur) Tj ET Q q 0 0 0 rg BT 385.06 686.10 Td (chase ) Tj ET Q q 0 0 0 rg BT 410.56 686.10 Td (shar) Tj ET Q q 0 0 0 rg BT 427.97 686.10 Td (es ) Tj ET Q q 0 0 0 rg BT 439.03 686.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.54 686.10 Td (our ) Tj ET Q q 0 0 0 rg BT 466.16 686.10 Td (common ) Tj ET Q q 0 0 0 rg BT 502.77 686.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 528.54 686.10 Td ( ) Tj ET Q q 0 0 0 rg BT 531.27 686.10 Td (W) Tj ET Q q 0 0 0 rg BT 538.68 686.10 Td (e ) Tj ET Q q 0 0 0 rg BT 545.85 686.10 Td (may ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (not ) Tj ET Q q 0 0 0 rg BT 64.78 674.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 101.71 674.10 Td (to ) Tj ET Q q 0 0 0 rg BT 111.99 674.10 Td (deploy ) Tj ET Q q 0 0 0 rg BT 141.15 674.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 161.98 674.10 Td (as ) Tj ET Q q 0 0 0 rg BT 173.37 674.10 Td (we ) Tj ET Q q 0 0 0 rg BT 186.98 674.10 Td (have ) Tj ET Q q 0 0 0 rg BT 208.35 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 218.63 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 233.35 674.10 Td (past.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 653.10 Td (While ) Tj ET Q q 0 0 0 rg BT 76.12 653.10 Td (we ) Tj ET Q q 0 0 0 rg BT 89.97 653.10 Td (have ) Tj ET Q q 0 0 0 rg BT 111.03 653.10 Td (historically ) Tj ET Q q 0 0 0 rg BT 158.21 653.10 Td (used ) Tj ET Q q 0 0 0 rg BT 178.72 653.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 198.68 653.10 Td (from ) Tj ET Q q 0 0 0 rg BT 220.30 653.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 264.15 653.10 Td (to ) Tj ET Q q 0 0 0 rg BT 274.11 653.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 319.60 653.10 Td (and ) Tj ET Q q 0 0 0 rg BT 336.23 653.10 Td (repay ) Tj ET Q q 0 0 0 rg BT 360.62 653.10 Td (our ) Tj ET Q q 0 0 0 rg BT 376.14 653.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 402.76 653.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 435.49 653.10 Td (term ) Tj ET Q q 0 0 0 rg BT 456.00 653.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 475.40 653.10 Td (and ) Tj ET Q q 0 0 0 rg BT 492.03 653.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 537.52 653.10 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 641.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.28 641.10 Td (our ) Tj ET Q q 0 0 0 rg BT 76.06 641.10 Td (common ) Tj ET Q q 0 0 0 rg BT 113.50 641.10 Td (stock, ) Tj ET Q q 0 0 0 rg BT 139.55 641.10 Td (there ) Tj ET Q q 0 0 0 rg BT 161.99 641.10 Td (is ) Tj ET Q q 0 0 0 rg BT 171.11 641.10 Td (no ) Tj ET Q q 0 0 0 rg BT 183.55 641.10 Td (guarantee ) Tj ET Q q 0 0 0 rg BT 224.86 641.10 Td (that ) Tj ET Q q 0 0 0 rg BT 242.31 641.10 Td (we ) Tj ET Q q 0 0 0 rg BT 256.41 641.10 Td (will ) Tj ET Q q 0 0 0 rg BT 274.42 641.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 311.30 641.10 Td (to ) Tj ET Q q 0 0 0 rg BT 321.53 641.10 Td (do ) Tj ET Q q 0 0 0 rg BT 333.97 641.10 Td (so ) Tj ET Q q 0 0 0 rg BT 345.31 641.10 Td (or ) Tj ET Q q 0 0 0 rg BT 356.09 641.10 Td (that ) Tj ET Q q 0 0 0 rg BT 373.53 641.10 Td (we ) Tj ET Q q 0 0 0 rg BT 387.64 641.10 Td (will ) Tj ET Q q 0 0 0 rg BT 405.65 641.10 Td (do ) Tj ET Q q 0 0 0 rg BT 418.09 641.10 Td (so ) Tj ET Q q 0 0 0 rg BT 429.43 641.10 Td (at ) Tj ET Q q 0 0 0 rg BT 439.10 641.10 Td (attractive ) Tj ET Q q 0 0 0 rg BT 478.74 641.10 Td (prices. ) Tj ET Q q 0 0 0 rg BT 507.57 641.10 Td ( ) Tj ET Q q 0 0 0 rg BT 510.02 641.10 Td (Furthermore, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 629.10 Td (there ) Tj ET Q q 0 0 0 rg BT 72.08 629.10 Td (is ) Tj ET Q q 0 0 0 rg BT 81.35 629.10 Td (no ) Tj ET Q q 0 0 0 rg BT 93.94 629.10 Td (guarantee ) Tj ET Q q 0 0 0 rg BT 135.40 629.10 Td (that ) Tj ET Q q 0 0 0 rg BT 152.99 629.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 173.35 629.10 Td (from ) Tj ET Q q 0 0 0 rg BT 195.39 629.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 239.64 629.10 Td (will ) Tj ET Q q 0 0 0 rg BT 257.79 629.10 Td (be ) Tj ET Q q 0 0 0 rg BT 269.82 629.10 Td (available ) Tj ET Q q 0 0 0 rg BT 308.51 629.10 Td (for ) Tj ET Q q 0 0 0 rg BT 322.76 629.10 Td (repurchasing ) Tj ET Q q 0 0 0 rg BT 377.00 629.10 Td (our ) Tj ET Q q 0 0 0 rg BT 392.93 629.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 419.96 629.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 453.09 629.10 Td (term ) Tj ET Q q 0 0 0 rg BT 474.01 629.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 493.83 629.10 Td (and ) Tj ET Q q 0 0 0 rg BT 510.86 629.10 Td (repurchasing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 617.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 76.92 617.10 Td (of ) Tj ET Q q 0 0 0 rg BT 87.68 617.10 Td (our ) Tj ET Q q 0 0 0 rg BT 103.44 617.10 Td (common ) Tj ET Q q 0 0 0 rg BT 140.87 617.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 166.91 617.10 Td ( ) Tj ET Q q 0 0 0 rg BT 168.80 617.10 Td (Also, ) Tj ET Q q 0 0 0 rg BT 192.62 617.10 Td (we ) Tj ET Q q 0 0 0 rg BT 206.71 617.10 Td (may ) Tj ET Q q 0 0 0 rg BT 226.36 617.10 Td (not ) Tj ET Q q 0 0 0 rg BT 241.57 617.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 287.31 617.10 Td (our ) Tj ET Q q 0 0 0 rg BT 303.07 617.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 329.94 617.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 362.90 617.10 Td (term ) Tj ET Q q 0 0 0 rg BT 383.66 617.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 403.31 617.10 Td (and ) Tj ET Q q 0 0 0 rg BT 420.18 617.10 Td (common ) Tj ET Q q 0 0 0 rg BT 457.60 617.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 481.14 617.10 Td (at ) Tj ET Q q 0 0 0 rg BT 490.79 617.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.44 617.10 Td (same ) Tj ET Q q 0 0 0 rg BT 528.41 617.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 554.17 617.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.38 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.69 605.10 Td (past. ) Tj ET Q q 0 0 0 rg BT 97.40 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 100.50 605.10 Td (In ) Tj ET Q q 0 0 0 rg BT 111.92 605.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 150.30 605.10 Td (while ) Tj ET Q q 0 0 0 rg BT 175.61 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 190.93 605.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 232.91 605.10 Td (has ) Tj ET Q q 0 0 0 rg BT 249.34 605.10 Td (not ) Tj ET Q q 0 0 0 rg BT 265.22 605.10 Td (historically ) Tj ET Q q 0 0 0 rg BT 313.30 605.10 Td (declared ) Tj ET Q q 0 0 0 rg BT 350.26 605.10 Td (dividends, ) Tj ET Q q 0 0 0 rg BT 394.75 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.06 605.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 452.05 605.10 Td (may ) Tj ET Q q 0 0 0 rg BT 472.36 605.10 Td (decide ) Tj ET Q q 0 0 0 rg BT 501.56 605.10 Td (in ) Tj ET Q q 0 0 0 rg BT 512.43 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 527.75 605.10 Td (future ) Tj ET Q q 0 0 0 rg BT 554.72 605.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (declare ) Tj ET Q q 0 0 0 rg BT 81.69 593.10 Td (a ) Tj ET Q q 0 0 0 rg BT 89.45 593.10 Td (dividend ) Tj ET Q q 0 0 0 rg BT 127.77 593.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 154.41 593.10 Td (than, ) Tj ET Q q 0 0 0 rg BT 177.45 593.10 Td (or ) Tj ET Q q 0 0 0 rg BT 189.11 593.10 Td (in ) Tj ET Q q 0 0 0 rg BT 200.21 593.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 236.31 593.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 249.92 593.10 Td (repurchasing ) Tj ET Q q 0 0 0 rg BT 304.89 593.10 Td (our ) Tj ET Q q 0 0 0 rg BT 321.54 593.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 349.30 593.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 383.17 593.10 Td (term ) Tj ET Q q 0 0 0 rg BT 404.82 593.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 425.36 593.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 454.23 593.10 Td (repurchasing ) Tj ET Q q 0 0 0 rg BT 509.20 593.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 537.52 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.17 593.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (common ) Tj ET Q q 0 0 0 rg BT 87.30 581.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 113.72 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 116.52 581.10 Td (If ) Tj ET Q q 0 0 0 rg BT 125.99 581.10 Td (we ) Tj ET Q q 0 0 0 rg BT 140.46 581.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 177.70 581.10 Td (such ) Tj ET Q q 0 0 0 rg BT 198.83 581.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 248.84 581.10 Td (or ) Tj ET Q q 0 0 0 rg BT 259.97 581.10 Td (declare ) Tj ET Q q 0 0 0 rg BT 291.64 581.10 Td (a ) Tj ET Q q 0 0 0 rg BT 298.89 581.10 Td (dividend, ) Tj ET Q q 0 0 0 rg BT 339.19 581.10 Td (we ) Tj ET Q q 0 0 0 rg BT 353.66 581.10 Td (may ) Tj ET Q q 0 0 0 rg BT 373.68 581.10 Td (not ) Tj ET Q q 0 0 0 rg BT 389.27 581.10 Td (have ) Tj ET Q q 0 0 0 rg BT 410.95 581.10 Td (suf) Tj ET Q q 0 0 0 rg BT 422.99 581.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 451.34 581.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 471.91 581.10 Td (for ) Tj ET Q q 0 0 0 rg BT 486.38 581.10 Td (other ) Tj ET Q q 0 0 0 rg BT 509.73 581.10 Td (opportunities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.00 569.10 Td (may ) Tj ET Q q 0 0 0 rg BT 86.71 569.10 Td (arise.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 548.10 Td (W) Tj ET Q q 0 0 0 rg BT 56.91 548.10 Td (e ) Tj ET Q q 0 0 0 rg BT 63.03 548.10 Td (may ) Tj ET Q q 0 0 0 rg BT 81.37 548.10 Td (be ) Tj ET Q q 0 0 0 rg BT 92.48 548.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 122.48 548.10 Td (to ) Tj ET Q q 0 0 0 rg BT 131.94 548.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 159.72 548.10 Td (of ) Tj ET Q q 0 0 0 rg BT 169.18 548.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 190.85 548.10 Td (violations ) Tj ET Q q 0 0 0 rg BT 231.97 548.10 Td (or ) Tj ET Q q 0 0 0 rg BT 242.54 548.10 Td (wr) Tj ET Q q 0 0 0 rg BT 252.73 548.10 Td (ongful ) Tj ET Q q 0 0 0 rg BT 279.97 548.10 Td (conduct ) Tj ET Q q 0 0 0 rg BT 313.30 548.10 Td (which ) Tj ET Q q 0 0 0 rg BT 338.86 548.10 Td (may ) Tj ET Q q 0 0 0 rg BT 357.20 548.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 381.65 548.10 Td (us ) Tj ET Q q 0 0 0 rg BT 392.21 548.10 Td (to ) Tj ET Q q 0 0 0 rg BT 401.67 548.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 417.79 548.10 Td (unexpected ) Tj ET Q q 0 0 0 rg BT 464.43 548.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 502.78 548.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 526.96 548.10 Td (damages ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 536.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.89 536.10 Td (indemnifications, ) Tj ET Q q 0 0 0 rg BT 132.55 536.10 Td (or ) Tj ET Q q 0 0 0 rg BT 143.94 536.10 Td (modify ) Tj ET Q q 0 0 0 rg BT 173.66 536.10 Td (our ) Tj ET Q q 0 0 0 rg BT 190.05 536.10 Td (pr) Tj ET Q q 0 0 0 rg BT 198.57 536.10 Td (oducts ) Tj ET Q q 0 0 0 rg BT 227.18 536.10 Td (or ) Tj ET Q q 0 0 0 rg BT 238.57 536.10 Td (pr) Tj ET Q q 0 0 0 rg BT 247.09 536.10 Td (ocesses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 515.10 Td (From ) Tj ET Q q 0 0 0 rg BT 73.48 515.10 Td (time ) Tj ET Q q 0 0 0 rg BT 93.56 515.10 Td (to ) Tj ET Q q 0 0 0 rg BT 103.65 515.10 Td (time, ) Tj ET Q q 0 0 0 rg BT 126.23 515.10 Td (we ) Tj ET Q q 0 0 0 rg BT 140.20 515.10 Td (may ) Tj ET Q q 0 0 0 rg BT 159.73 515.10 Td (be ) Tj ET Q q 0 0 0 rg BT 171.48 515.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 202.11 515.10 Td (to ) Tj ET Q q 0 0 0 rg BT 212.20 515.10 Td (costly ) Tj ET Q q 0 0 0 rg BT 238.40 515.10 Td (and ) Tj ET Q q 0 0 0 rg BT 255.14 515.10 Td (time-consuming ) Tj ET Q q 0 0 0 rg BT 322.44 515.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 365.85 515.10 Td (or ) Tj ET Q q 0 0 0 rg BT 376.49 515.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 398.23 515.10 Td (proceedings ) Tj ET Q q 0 0 0 rg BT 448.86 515.10 Td (that ) Tj ET Q q 0 0 0 rg BT 466.16 515.10 Td (claim ) Tj ET Q q 0 0 0 rg BT 490.68 515.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 512.42 515.10 Td (violations ) Tj ET Q q 0 0 0 rg BT 554.18 515.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 503.10 Td (wrongful ) Tj ET Q q 0 0 0 rg BT 88.78 503.10 Td (conduct. ) Tj ET Q q 0 0 0 rg BT 125.56 503.10 Td ( ) Tj ET Q q 0 0 0 rg BT 128.00 503.10 Td (These ) Tj ET Q q 0 0 0 rg BT 154.50 503.10 Td (proceedings ) Tj ET Q q 0 0 0 rg BT 205.44 503.10 Td (may ) Tj ET Q q 0 0 0 rg BT 225.28 503.10 Td (involve ) Tj ET Q q 0 0 0 rg BT 257.89 503.10 Td (regulators, ) Tj ET Q q 0 0 0 rg BT 303.00 503.10 Td (clients, ) Tj ET Q q 0 0 0 rg BT 334.23 503.10 Td (our ) Tj ET Q q 0 0 0 rg BT 350.18 503.10 Td (clients) Tj ET Q q 0 0 0 rg BT 378.88 503.10 Td ( ) Tj ET Q q 0 0 0 rg BT 381.50 503.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 427.17 503.10 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 463.95 503.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 513.79 503.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 541.96 503.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 491.10 Td (lar) Tj ET Q q 0 0 0 rg BT 59.87 491.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 70.65 491.10 Td (groups ) Tj ET Q q 0 0 0 rg BT 99.23 491.10 Td (of ) Tj ET Q q 0 0 0 rg BT 108.91 491.10 Td (plaintif) Tj ET Q q 0 0 0 rg BT 137.61 491.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 146.18 491.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 164.47 491.10 Td (if ) Tj ET Q q 0 0 0 rg BT 171.93 491.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 208.27 491.10 Td (in ) Tj ET Q q 0 0 0 rg BT 217.40 491.10 Td (findings ) Tj ET Q q 0 0 0 rg BT 251.53 491.10 Td (of ) Tj ET Q q 0 0 0 rg BT 261.21 491.10 Td (violations, ) Tj ET Q q 0 0 0 rg BT 304.50 491.10 Td (could ) Tj ET Q q 0 0 0 rg BT 328.07 491.10 Td (result ) Tj ET Q q 0 0 0 rg BT 351.64 491.10 Td (in ) Tj ET Q q 0 0 0 rg BT 360.76 491.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 404.89 491.10 Td (damages ) Tj ET Q q 0 0 0 rg BT 441.22 491.10 Td (or ) Tj ET Q q 0 0 0 rg BT 450.90 491.10 Td (indemnification ) Tj ET Q q 0 0 0 rg BT 515.57 491.10 Td (obligations. ) Tj ET Q q 0 0 0 rg BT 565.01 491.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 479.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 99.40 479.10 Td (, ) Tj ET Q q 0 0 0 rg BT 105.20 479.10 Td (we ) Tj ET Q q 0 0 0 rg BT 120.16 479.10 Td (may ) Tj ET Q q 0 0 0 rg BT 140.68 479.10 Td (be ) Tj ET Q q 0 0 0 rg BT 153.42 479.10 Td (forced ) Tj ET Q q 0 0 0 rg BT 182.25 479.10 Td (to ) Tj ET Q q 0 0 0 rg BT 193.33 479.10 Td (settle ) Tj ET Q q 0 0 0 rg BT 217.74 479.10 Td (some ) Tj ET Q q 0 0 0 rg BT 242.14 479.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 271.55 479.10 Td (and ) Tj ET Q q 0 0 0 rg BT 289.29 479.10 Td (change ) Tj ET Q q 0 0 0 rg BT 320.90 479.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 355.87 479.10 Td (company ) Tj ET Q q 0 0 0 rg BT 395.82 479.10 Td (practices, ) Tj ET Q q 0 0 0 rg BT 437.15 479.10 Td (services ) Tj ET Q q 0 0 0 rg BT 472.66 479.10 Td (and ) Tj ET Q q 0 0 0 rg BT 490.40 479.10 Td (processes ) Tj ET Q q 0 0 0 rg BT 532.02 479.10 Td (that ) Tj ET Q q 0 0 0 rg BT 550.31 479.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 467.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 88.78 467.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 123.62 467.10 Td (generating. ) Tj ET Q q 0 0 0 rg BT 171.51 467.10 Td ( ) Tj ET Q q 0 0 0 rg BT 174.47 467.10 Td (This ) Tj ET Q q 0 0 0 rg BT 195.44 467.10 Td (could ) Tj ET Q q 0 0 0 rg BT 220.85 467.10 Td (lead ) Tj ET Q q 0 0 0 rg BT 240.70 467.10 Td (to ) Tj ET Q q 0 0 0 rg BT 251.67 467.10 Td (unexpected ) Tj ET Q q 0 0 0 rg BT 300.39 467.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 323.58 467.10 Td (or ) Tj ET Q q 0 0 0 rg BT 335.10 467.10 Td (a ) Tj ET Q q 0 0 0 rg BT 342.73 467.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 361.48 467.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.00 467.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 407.84 467.10 Td (and ) Tj ET Q q 0 0 0 rg BT 425.47 467.10 Td (our ) Tj ET Q q 0 0 0 rg BT 441.99 467.10 Td (results ) Tj ET Q q 0 0 0 rg BT 471.29 467.10 Td (of ) Tj ET Q q 0 0 0 rg BT 482.81 467.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 527.66 467.10 Td (could ) Tj ET Q q 0 0 0 rg BT 553.07 467.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 455.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 89.81 455.10 Td (impacted. ) Tj ET Q q 0 0 0 rg BT 130.95 455.10 Td ( ) Tj ET Q q 0 0 0 rg BT 132.94 455.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 187.42 455.10 Td (even ) Tj ET Q q 0 0 0 rg BT 208.29 455.10 Td (if ) Tj ET Q q 0 0 0 rg BT 216.39 455.10 Td (we ) Tj ET Q q 0 0 0 rg BT 230.04 455.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 260.91 455.10 Td (we ) Tj ET Q q 0 0 0 rg BT 274.56 455.10 Td (have ) Tj ET Q q 0 0 0 rg BT 295.43 455.10 Td (no ) Tj ET Q q 0 0 0 rg BT 307.42 455.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 340.52 455.10 Td (for ) Tj ET Q q 0 0 0 rg BT 354.17 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.38 455.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 399.25 455.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 442.33 455.10 Td (or ) Tj ET Q q 0 0 0 rg BT 452.65 455.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 474.08 455.10 Td (violations ) Tj ET Q q 0 0 0 rg BT 515.52 455.10 Td (or ) Tj ET Q q 0 0 0 rg BT 525.84 455.10 Td (wrongful ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 443.10 Td (conduct, ) Tj ET Q q 0 0 0 rg BT 85.33 443.10 Td (we ) Tj ET Q q 0 0 0 rg BT 98.66 443.10 Td (may ) Tj ET Q q 0 0 0 rg BT 117.55 443.10 Td (choose ) Tj ET Q q 0 0 0 rg BT 146.99 443.10 Td (to ) Tj ET Q q 0 0 0 rg BT 156.44 443.10 Td (settle ) Tj ET Q q 0 0 0 rg BT 179.22 443.10 Td (such ) Tj ET Q q 0 0 0 rg BT 199.22 443.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 241.99 443.10 Td (or ) Tj ET Q q 0 0 0 rg BT 251.99 443.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 273.09 443.10 Td (proceedings ) Tj ET Q q 0 0 0 rg BT 323.08 443.10 Td (in ) Tj ET Q q 0 0 0 rg BT 332.53 443.10 Td (order ) Tj ET Q q 0 0 0 rg BT 355.30 443.10 Td (to ) Tj ET Q q 0 0 0 rg BT 364.75 443.10 Td (avoid ) Tj ET Q q 0 0 0 rg BT 388.64 443.10 Td (the ) Tj ET Q q 0 0 0 rg BT 402.53 443.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 446.97 443.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 490.86 443.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 512.53 443.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.53 443.10 Td (defending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (such ) Tj ET Q q 0 0 0 rg BT 70.33 431.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 116.15 431.10 Td (and ) Tj ET Q q 0 0 0 rg BT 133.09 431.10 Td (to ) Tj ET Q q 0 0 0 rg BT 143.37 431.10 Td (further ) Tj ET Q q 0 0 0 rg BT 173.07 431.10 Td (avoid ) Tj ET Q q 0 0 0 rg BT 197.79 431.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.51 431.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 230.01 431.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.84 431.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 281.09 431.10 Td (damages ) Tj ET Q q 0 0 0 rg BT 318.58 431.10 Td (if ) Tj ET Q q 0 0 0 rg BT 327.19 431.10 Td (we ) Tj ET Q q 0 0 0 rg BT 341.35 431.10 Td (ultimately ) Tj ET Q q 0 0 0 rg BT 384.39 431.10 Td (were ) Tj ET Q q 0 0 0 rg BT 406.32 431.10 Td (to ) Tj ET Q q 0 0 0 rg BT 416.60 431.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 447.96 431.10 Td (an ) Tj ET Q q 0 0 0 rg BT 459.90 431.10 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 510.15 431.10 Td (outcome.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 410.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.20 410.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 95.79 410.10 Td (secur) Tj ET Q q 0 0 0 rg BT 117.08 410.10 Td (ed ) Tj ET Q q 0 0 0 rg BT 129.11 410.10 Td (term ) Tj ET Q q 0 0 0 rg BT 150.03 410.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 170.40 410.10 Td (makes ) Tj ET Q q 0 0 0 rg BT 197.98 410.10 Td (us ) Tj ET Q q 0 0 0 rg BT 209.46 410.10 Td (mor) Tj ET Q q 0 0 0 rg BT 225.21 410.10 Td (e ) Tj ET Q q 0 0 0 rg BT 232.23 410.10 Td (sensitive ) Tj ET Q q 0 0 0 rg BT 269.26 410.10 Td (to ) Tj ET Q q 0 0 0 rg BT 279.63 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.43 410.10 Td (effects ) Tj ET Q q 0 0 0 rg BT 322.57 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 332.94 410.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 373.84 410.10 Td (change; ) Tj ET Q q 0 0 0 rg BT 408.64 410.10 Td (our ) Tj ET Q q 0 0 0 rg BT 425.12 410.10 Td (level ) Tj ET Q q 0 0 0 rg BT 446.58 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 456.95 410.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 476.76 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 494.35 410.10 Td (pr) Tj ET Q q 0 0 0 rg BT 502.87 410.10 Td (ovisions ) Tj ET Q q 0 0 0 rg BT 538.24 410.10 Td (in ) Tj ET Q q 0 0 0 rg BT 548.61 410.10 Td (our ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 398.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 77.00 398.10 Td (secur) Tj ET Q q 0 0 0 rg BT 98.29 398.10 Td (ed ) Tj ET Q q 0 0 0 rg BT 110.23 398.10 Td (term ) Tj ET Q q 0 0 0 rg BT 131.06 398.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 151.34 398.10 Td (agr) Tj ET Q q 0 0 0 rg BT 164.86 398.10 Td (eement ) Tj ET Q q 0 0 0 rg BT 195.67 398.10 Td (could ) Tj ET Q q 0 0 0 rg BT 220.39 398.10 Td (limit ) Tj ET Q q 0 0 0 rg BT 241.22 398.10 Td (our ) Tj ET Q q 0 0 0 rg BT 257.62 398.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 285.67 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 295.95 398.10 Td (r) Tj ET Q q 0 0 0 rg BT 299.47 398.10 Td (eact ) Tj ET Q q 0 0 0 rg BT 318.62 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 328.90 398.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 364.17 398.10 Td (in ) Tj ET Q q 0 0 0 rg BT 374.45 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.16 398.10 Td (economy ) Tj ET Q q 0 0 0 rg BT 427.20 398.10 Td (or ) Tj ET Q q 0 0 0 rg BT 438.59 398.10 Td (our ) Tj ET Q q 0 0 0 rg BT 454.98 398.10 Td (industry) Tj ET Q q 0 0 0 rg BT 487.21 398.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 377.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.14 377.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 93.67 377.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 126.29 377.10 Td (term ) Tj ET Q q 0 0 0 rg BT 146.71 377.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 166.01 377.10 Td (makes ) Tj ET Q q 0 0 0 rg BT 193.65 377.10 Td (us ) Tj ET Q q 0 0 0 rg BT 204.63 377.10 Td (more ) Tj ET Q q 0 0 0 rg BT 227.27 377.10 Td (vulnerable ) Tj ET Q q 0 0 0 rg BT 271.56 377.10 Td (to ) Tj ET Q q 0 0 0 rg BT 281.42 377.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 315.72 377.10 Td (in ) Tj ET Q q 0 0 0 rg BT 325.59 377.10 Td (our ) Tj ET Q q 0 0 0 rg BT 341.01 377.10 Td (results ) Tj ET Q q 0 0 0 rg BT 369.20 377.10 Td (of ) Tj ET Q q 0 0 0 rg BT 379.62 377.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 423.37 377.10 Td (because ) Tj ET Q q 0 0 0 rg BT 457.10 377.10 Td (a ) Tj ET Q q 0 0 0 rg BT 463.63 377.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 494.60 377.10 Td (of ) Tj ET Q q 0 0 0 rg BT 505.02 377.10 Td (our ) Tj ET Q q 0 0 0 rg BT 520.44 377.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 540.30 377.10 Td (flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 365.10 Td (from ) Tj ET Q q 0 0 0 rg BT 71.14 365.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 115.00 365.10 Td (is ) Tj ET Q q 0 0 0 rg BT 123.87 365.10 Td (dedicated ) Tj ET Q q 0 0 0 rg BT 164.38 365.10 Td (to ) Tj ET Q q 0 0 0 rg BT 174.36 365.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 213.22 365.10 Td (our ) Tj ET Q q 0 0 0 rg BT 228.75 365.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 248.17 365.10 Td (and ) Tj ET Q q 0 0 0 rg BT 264.81 365.10 Td (is ) Tj ET Q q 0 0 0 rg BT 273.68 365.10 Td (not ) Tj ET Q q 0 0 0 rg BT 288.67 365.10 Td (available ) Tj ET Q q 0 0 0 rg BT 326.96 365.10 Td (for ) Tj ET Q q 0 0 0 rg BT 340.82 365.10 Td (other ) Tj ET Q q 0 0 0 rg BT 363.57 365.10 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 403.82 365.10 Td ( ) Tj ET Q q 0 0 0 rg BT 406.02 365.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 423.78 365.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 450.42 365.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 483.16 365.10 Td (term ) Tj ET Q q 0 0 0 rg BT 503.68 365.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 523.10 365.10 Td (is ) Tj ET Q q 0 0 0 rg BT 531.98 365.10 Td (secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 353.10 Td (by ) Tj ET Q q 0 0 0 rg BT 62.35 353.10 Td (virtually ) Tj ET Q q 0 0 0 rg BT 99.08 353.10 Td (all ) Tj ET Q q 0 0 0 rg BT 111.93 353.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.11 353.10 Td (our ) Tj ET Q q 0 0 0 rg BT 139.29 353.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 165.47 353.10 Td (and ) Tj ET Q q 0 0 0 rg BT 182.76 353.10 Td (from ) Tj ET Q q 0 0 0 rg BT 205.05 353.10 Td (time ) Tj ET Q q 0 0 0 rg BT 225.67 353.10 Td (to ) Tj ET Q q 0 0 0 rg BT 236.30 353.10 Td (time ) Tj ET Q q 0 0 0 rg BT 256.93 353.10 Td (trades ) Tj ET Q q 0 0 0 rg BT 283.65 353.10 Td (at ) Tj ET Q q 0 0 0 rg BT 293.72 353.10 Td (a ) Tj ET Q q 0 0 0 rg BT 301.01 353.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 346.63 353.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 383.37 353.10 Td (to ) Tj ET Q q 0 0 0 rg BT 394.00 353.10 Td (face ) Tj ET Q q 0 0 0 rg BT 413.50 353.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 440.50 353.10 Td ( ) Tj ET Q q 0 0 0 rg BT 443.35 353.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 461.75 353.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 490.16 353.10 Td (to ) Tj ET Q q 0 0 0 rg BT 500.79 353.10 Td (raise ) Tj ET Q q 0 0 0 rg BT 522.51 353.10 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 341.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 69.93 341.10 Td (is ) Tj ET Q q 0 0 0 rg BT 79.82 341.10 Td (lar) Tj ET Q q 0 0 0 rg BT 90.19 341.10 Td (gely ) Tj ET Q q 0 0 0 rg BT 110.62 341.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 142.17 341.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.82 341.10 Td (in ) Tj ET Q q 0 0 0 rg BT 170.82 341.10 Td (many ) Tj ET Q q 0 0 0 rg BT 196.25 341.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 256.11 341.10 Td (would ) Tj ET Q q 0 0 0 rg BT 284.33 341.10 Td (be ) Tj ET Q q 0 0 0 rg BT 296.98 341.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 328.52 341.10 Td (to ) Tj ET Q q 0 0 0 rg BT 339.52 341.10 Td (lender ) Tj ET Q q 0 0 0 rg BT 367.72 341.10 Td (approval ) Tj ET Q q 0 0 0 rg BT 405.92 341.10 Td (and ) Tj ET Q q 0 0 0 rg BT 423.58 341.10 Td (would ) Tj ET Q q 0 0 0 rg BT 451.79 341.10 Td (require ) Tj ET Q q 0 0 0 rg BT 483.33 341.10 Td (modification ) Tj ET Q q 0 0 0 rg BT 537.64 341.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.19 341.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 329.10 Td (current ) Tj ET Q q 0 0 0 rg BT 80.30 329.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 107.22 329.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 140.24 329.10 Td (term ) Tj ET Q q 0 0 0 rg BT 161.04 329.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 180.74 329.10 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 227.37 329.10 Td ( ) Tj ET Q q 0 0 0 rg BT 229.30 329.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 279.20 329.10 Td (, ) Tj ET Q q 0 0 0 rg BT 284.18 329.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 323.31 329.10 Td (in ) Tj ET Q q 0 0 0 rg BT 333.57 329.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 365.49 329.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 386.85 329.10 Td (will ) Tj ET Q q 0 0 0 rg BT 404.88 329.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 449.02 329.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 478.71 329.10 Td (our ) Tj ET Q q 0 0 0 rg BT 494.52 329.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 514.77 329.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 539.48 329.10 Td (as ) Tj ET Q q 0 0 0 rg BT 550.29 329.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 317.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 82.95 317.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 101.96 317.10 Td (on ) Tj ET Q q 0 0 0 rg BT 115.98 317.10 Td (our ) Tj ET Q q 0 0 0 rg BT 133.33 317.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 154.57 317.10 Td (is ) Tj ET Q q 0 0 0 rg BT 165.26 317.10 Td (variable. ) Tj ET Q q 0 0 0 rg BT 203.98 317.10 Td ( ) Tj ET Q q 0 0 0 rg BT 207.71 317.10 Td (The ) Tj ET Q q 0 0 0 rg BT 227.27 317.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 272.96 317.10 Td (of ) Tj ET Q q 0 0 0 rg BT 285.31 317.10 Td (our ) Tj ET Q q 0 0 0 rg BT 302.66 317.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 331.12 317.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 365.68 317.10 Td (term ) Tj ET Q q 0 0 0 rg BT 388.03 317.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 409.26 317.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 454.92 317.10 Td (could ) Tj ET Q q 0 0 0 rg BT 481.16 317.10 Td (have ) Tj ET Q q 0 0 0 rg BT 504.06 317.10 Td (other ) Tj ET Q q 0 0 0 rg BT 528.62 317.10 Td (negative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 305.10 Td (consequences ) Tj ET Q q 0 0 0 rg BT 106.98 305.10 Td (to ) Tj ET Q q 0 0 0 rg BT 117.25 305.10 Td (us ) Tj ET Q q 0 0 0 rg BT 128.65 305.10 Td (including ) Tj ET Q q 0 0 0 rg BT 168.92 305.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.64 305.10 Td (following:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 284.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 284.10 Td (limiting ) Tj ET Q q 0 0 0 rg BT 119.31 284.10 Td (our ) Tj ET Q q 0 0 0 rg BT 134.77 284.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 162.46 284.10 Td (to ) Tj ET Q q 0 0 0 rg BT 172.38 284.10 Td (borrow ) Tj ET Q q 0 0 0 rg BT 203.39 284.10 Td (money ) Tj ET Q q 0 0 0 rg BT 232.75 284.10 Td (for ) Tj ET Q q 0 0 0 rg BT 246.54 284.10 Td (our ) Tj ET Q q 0 0 0 rg BT 262.01 284.10 Td (working ) Tj ET Q q 0 0 0 rg BT 297.48 284.10 Td (capital, ) Tj ET Q q 0 0 0 rg BT 328.76 284.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 357.55 284.10 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 410.78 284.10 Td (and ) Tj ET Q q 0 0 0 rg BT 427.35 284.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 446.71 284.10 Td (service ) Tj ET Q q 0 0 0 rg BT 477.16 284.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 531.50 284.10 Td (or ) Tj ET Q q 0 0 0 rg BT 541.96 284.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 272.10 Td (general ) Tj ET Q q 0 0 0 rg BT 117.42 272.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 157.68 272.10 Td (purposes;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 260.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 260.10 Td (limiting ) Tj ET Q q 0 0 0 rg BT 119.34 260.10 Td (our ) Tj ET Q q 0 0 0 rg BT 134.83 260.10 Td (flexibility ) Tj ET Q q 0 0 0 rg BT 176.44 260.10 Td (in ) Tj ET Q q 0 0 0 rg BT 186.38 260.10 Td (planning ) Tj ET Q q 0 0 0 rg BT 223.55 260.10 Td (for) Tj ET Q q 0 0 0 rg BT 234.81 260.10 Td (, ) Tj ET Q q 0 0 0 rg BT 239.47 260.10 Td (or ) Tj ET Q q 0 0 0 rg BT 249.97 260.10 Td (reacting ) Tj ET Q q 0 0 0 rg BT 284.34 260.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 296.79 260.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 331.16 260.10 Td (in ) Tj ET Q q 0 0 0 rg BT 341.10 260.10 Td (our ) Tj ET Q q 0 0 0 rg BT 356.60 260.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 402.92 260.10 Td (our ) Tj ET Q q 0 0 0 rg BT 418.42 260.10 Td (business ) Tj ET Q q 0 0 0 rg BT 454.48 260.10 Td (or ) Tj ET Q q 0 0 0 rg BT 464.98 260.10 Td (the ) Tj ET Q q 0 0 0 rg BT 479.36 260.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 514.31 260.10 Td (in ) Tj ET Q q 0 0 0 rg BT 524.25 260.10 Td (which ) Tj ET Q q 0 0 0 rg BT 550.86 260.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 248.10 Td (compete;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 236.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 236.10 Td (requiring ) Tj ET Q q 0 0 0 rg BT 124.33 236.10 Td (us ) Tj ET Q q 0 0 0 rg BT 135.40 236.10 Td (to ) Tj ET Q q 0 0 0 rg BT 145.36 236.10 Td (use ) Tj ET Q q 0 0 0 rg BT 160.87 236.10 Td (a ) Tj ET Q q 0 0 0 rg BT 167.48 236.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 198.55 236.10 Td (of ) Tj ET Q q 0 0 0 rg BT 209.05 236.10 Td (our ) Tj ET Q q 0 0 0 rg BT 224.56 236.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 252.84 236.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 272.79 236.10 Td (flow) Tj ET Q q 0 0 0 rg BT 290.47 236.10 Td (, ) Tj ET Q q 0 0 0 rg BT 295.14 236.10 Td (as ) Tj ET Q q 0 0 0 rg BT 305.65 236.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 337.81 236.10 Td (in ) Tj ET Q q 0 0 0 rg BT 347.77 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 362.17 236.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 381.56 236.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 427.88 236.10 Td (to ) Tj ET Q q 0 0 0 rg BT 437.83 236.10 Td (repay ) Tj ET Q q 0 0 0 rg BT 462.22 236.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 481.61 236.10 Td (in ) Tj ET Q q 0 0 0 rg BT 491.57 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.96 236.10 Td (event ) Tj ET Q q 0 0 0 rg BT 529.80 236.10 Td (our ) Tj ET Q q 0 0 0 rg BT 545.30 236.10 Td (debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 224.10 Td (to ) Tj ET Q q 0 0 0 rg BT 95.78 224.10 Td (EBITDA) Tj ET Q q 0 0 0 rg BT 131.89 224.10 Td ( ) Tj ET Q q 0 0 0 rg BT 134.39 224.10 Td (ratios, ) Tj ET Q q 0 0 0 rg BT 161.60 224.10 Td (as ) Tj ET Q q 0 0 0 rg BT 172.43 224.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 204.92 224.10 Td (in ) Tj ET Q q 0 0 0 rg BT 215.20 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.91 224.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 249.63 224.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 296.27 224.10 Td (exceed ) Tj ET Q q 0 0 0 rg BT 326.53 224.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 356.23 224.10 Td (thresholds; ) Tj ET Q q 0 0 0 rg BT 402.61 224.10 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 212.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 212.10 Td (placing ) Tj ET Q q 0 0 0 rg BT 117.43 212.10 Td (us ) Tj ET Q q 0 0 0 rg BT 128.83 212.10 Td (at ) Tj ET Q q 0 0 0 rg BT 138.54 212.10 Td (a ) Tj ET Q q 0 0 0 rg BT 145.48 212.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 195.19 212.10 Td (disadvantage ) Tj ET Q q 0 0 0 rg BT 249.89 212.10 Td (by ) Tj ET Q q 0 0 0 rg BT 262.39 212.10 Td (limiting ) Tj ET Q q 0 0 0 rg BT 296.56 212.10 Td (our ) Tj ET Q q 0 0 0 rg BT 312.39 212.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 340.44 212.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.72 212.10 Td (invest ) Tj ET Q q 0 0 0 rg BT 377.11 212.10 Td (in ) Tj ET Q q 0 0 0 rg BT 387.38 212.10 Td (our ) Tj ET Q q 0 0 0 rg BT 403.21 212.10 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 191.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.06 191.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 96.63 191.10 Td (to ) Tj ET Q q 0 0 0 rg BT 107.42 191.10 Td (make ) Tj ET Q q 0 0 0 rg BT 132.09 191.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 173.43 191.10 Td (on ) Tj ET Q q 0 0 0 rg BT 186.44 191.10 Td (our ) Tj ET Q q 0 0 0 rg BT 202.78 191.10 Td (indebtedness ) Tj ET Q q 0 0 0 rg BT 257.45 191.10 Td (depends, ) Tj ET Q q 0 0 0 rg BT 295.73 191.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.52 191.10 Td (part, ) Tj ET Q q 0 0 0 rg BT 327.58 191.10 Td (on ) Tj ET Q q 0 0 0 rg BT 340.59 191.10 Td (our ) Tj ET Q q 0 0 0 rg BT 356.94 191.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 385.50 191.10 Td (to ) Tj ET Q q 0 0 0 rg BT 396.29 191.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 433.17 191.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 453.95 191.10 Td (in ) Tj ET Q q 0 0 0 rg BT 464.74 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 479.97 191.10 Td (future. ) Tj ET Q q 0 0 0 rg BT 509.36 191.10 Td ( ) Tj ET Q q 0 0 0 rg BT 512.37 191.10 Td (If ) Tj ET Q q 0 0 0 rg BT 522.04 191.10 Td (we ) Tj ET Q q 0 0 0 rg BT 536.72 191.10 Td (do ) Tj ET Q q 0 0 0 rg BT 549.73 191.10 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 179.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 85.64 179.10 Td (suf) Tj ET Q q 0 0 0 rg BT 97.68 179.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 125.49 179.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 145.54 179.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 170.03 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 186.75 179.10 Td (do ) Tj ET Q q 0 0 0 rg BT 199.02 179.10 Td (not ) Tj ET Q q 0 0 0 rg BT 214.07 179.10 Td (have ) Tj ET Q q 0 0 0 rg BT 235.22 179.10 Td (suf) Tj ET Q q 0 0 0 rg BT 247.27 179.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 275.08 179.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 295.13 179.10 Td (on ) Tj ET Q q 0 0 0 rg BT 307.40 179.10 Td (hand ) Tj ET Q q 0 0 0 rg BT 329.11 179.10 Td (to ) Tj ET Q q 0 0 0 rg BT 339.17 179.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 360.87 179.10 Td (our ) Tj ET Q q 0 0 0 rg BT 376.48 179.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 395.97 179.10 Td (service ) Tj ET Q q 0 0 0 rg BT 426.56 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 443.27 179.10 Td (working ) Tj ET Q q 0 0 0 rg BT 478.88 179.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 507.80 179.10 Td (requirements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.10 Td (we ) Tj ET Q q 0 0 0 rg BT 63.85 167.10 Td (may ) Tj ET Q q 0 0 0 rg BT 83.76 167.10 Td (need ) Tj ET Q q 0 0 0 rg BT 105.32 167.10 Td (to ) Tj ET Q q 0 0 0 rg BT 115.79 167.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 136.25 167.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 178.93 167.10 Td (financing, ) Tj ET Q q 0 0 0 rg BT 221.88 167.10 Td (raise ) Tj ET Q q 0 0 0 rg BT 243.45 167.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 271.13 167.10 Td (or ) Tj ET Q q 0 0 0 rg BT 282.15 167.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 298.73 167.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 327.25 167.10 Td ( ) Tj ET Q q 0 0 0 rg BT 329.74 167.10 Td (This ) Tj ET Q q 0 0 0 rg BT 350.21 167.10 Td (may ) Tj ET Q q 0 0 0 rg BT 370.12 167.10 Td (make ) Tj ET Q q 0 0 0 rg BT 394.46 167.10 Td (it ) Tj ET Q q 0 0 0 rg BT 402.71 167.10 Td (more ) Tj ET Q q 0 0 0 rg BT 425.94 167.10 Td (dif) Tj ET Q q 0 0 0 rg BT 436.87 167.10 Td (ficult ) Tj ET Q q 0 0 0 rg BT 460.66 167.10 Td (for ) Tj ET Q q 0 0 0 rg BT 475.01 167.10 Td (us ) Tj ET Q q 0 0 0 rg BT 486.59 167.10 Td (to ) Tj ET Q q 0 0 0 rg BT 497.06 167.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 524.75 167.10 Td (financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.31 155.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 87.33 155.10 Td (that ) Tj ET Q q 0 0 0 rg BT 105.13 155.10 Td (are ) Tj ET Q q 0 0 0 rg BT 120.15 155.10 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 165.14 155.10 Td (to ) Tj ET Q q 0 0 0 rg BT 175.72 155.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 189.92 155.10 Td (or ) Tj ET Q q 0 0 0 rg BT 201.06 155.10 Td (at ) Tj ET Q q 0 0 0 rg BT 211.08 155.10 Td (all. ) Tj ET Q q 0 0 0 rg BT 226.38 155.10 Td ( ) Tj ET Q q 0 0 0 rg BT 228.99 155.10 Td (W) Tj ET Q q 0 0 0 rg BT 238.03 155.10 Td (ithout ) Tj ET Q q 0 0 0 rg BT 264.17 155.10 Td (any ) Tj ET Q q 0 0 0 rg BT 281.41 155.10 Td (such ) Tj ET Q q 0 0 0 rg BT 302.55 155.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 343.12 155.10 Td (or ) Tj ET Q q 0 0 0 rg BT 354.26 155.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 382.06 155.10 Td (issuance, ) Tj ET Q q 0 0 0 rg BT 421.24 155.10 Td (we ) Tj ET Q q 0 0 0 rg BT 435.71 155.10 Td (could ) Tj ET Q q 0 0 0 rg BT 460.73 155.10 Td (be ) Tj ET Q q 0 0 0 rg BT 472.98 155.10 Td (forced ) Tj ET Q q 0 0 0 rg BT 501.32 155.10 Td (to ) Tj ET Q q 0 0 0 rg BT 511.91 155.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 528.60 155.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 554.74 155.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 143.10 Td (make ) Tj ET Q q 0 0 0 rg BT 73.80 143.10 Td (up ) Tj ET Q q 0 0 0 rg BT 86.44 143.10 Td (for ) Tj ET Q q 0 0 0 rg BT 100.74 143.10 Td (any ) Tj ET Q q 0 0 0 rg BT 117.83 143.10 Td (shortfall ) Tj ET Q q 0 0 0 rg BT 153.79 143.10 Td (in ) Tj ET Q q 0 0 0 rg BT 164.22 143.10 Td (our ) Tj ET Q q 0 0 0 rg BT 180.19 143.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 217.27 143.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 264.35 143.10 Td (under ) Tj ET Q q 0 0 0 rg BT 289.76 143.10 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 340.16 143.10 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 401.94 143.10 Td ( ) Tj ET Q q 0 0 0 rg BT 404.59 143.10 Td (If ) Tj ET Q q 0 0 0 rg BT 413.89 143.10 Td (necessary) Tj ET Q q 0 0 0 rg BT 452.11 143.10 Td (, ) Tj ET Q q 0 0 0 rg BT 457.25 143.10 Td (we ) Tj ET Q q 0 0 0 rg BT 471.55 143.10 Td (may ) Tj ET Q q 0 0 0 rg BT 491.41 143.10 Td (not ) Tj ET Q q 0 0 0 rg BT 506.84 143.10 Td (be ) Tj ET Q q 0 0 0 rg BT 518.92 143.10 Td (able ) Tj ET Q q 0 0 0 rg BT 538.22 143.10 Td (to ) Tj ET Q q 0 0 0 rg BT 548.64 143.10 Td (sell ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 131.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 74.83 131.10 Td (quickly ) Tj ET Q q 0 0 0 rg BT 106.82 131.10 Td (enough ) Tj ET Q q 0 0 0 rg BT 138.25 131.10 Td (or ) Tj ET Q q 0 0 0 rg BT 148.58 131.10 Td (for ) Tj ET Q q 0 0 0 rg BT 162.24 131.10 Td (suf) Tj ET Q q 0 0 0 rg BT 174.28 131.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 201.82 131.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 237.70 131.10 Td (to ) Tj ET Q q 0 0 0 rg BT 247.48 131.10 Td (enable ) Tj ET Q q 0 0 0 rg BT 275.57 131.10 Td (us ) Tj ET Q q 0 0 0 rg BT 286.46 131.10 Td (to ) Tj ET Q q 0 0 0 rg BT 296.23 131.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 317.66 131.10 Td (our ) Tj ET Q q 0 0 0 rg BT 332.99 131.10 Td (obligations. ) Tj ET Q q 0 0 0 rg BT 381.93 131.10 Td ( ) Tj ET Q q 0 0 0 rg BT 383.93 131.10 Td (Failure ) Tj ET Q q 0 0 0 rg BT 414.25 131.10 Td (to ) Tj ET Q q 0 0 0 rg BT 424.03 131.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 445.46 131.10 Td (our ) Tj ET Q q 0 0 0 rg BT 460.78 131.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 480.00 131.10 Td (service ) Tj ET Q q 0 0 0 rg BT 510.31 131.10 Td (requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 119.10 Td (could ) Tj ET Q q 0 0 0 rg BT 74.03 119.10 Td (result ) Tj ET Q q 0 0 0 rg BT 98.56 119.10 Td (in ) Tj ET Q q 0 0 0 rg BT 108.65 119.10 Td (an ) Tj ET Q q 0 0 0 rg BT 120.40 119.10 Td (event ) Tj ET Q q 0 0 0 rg BT 144.37 119.10 Td (of ) Tj ET Q q 0 0 0 rg BT 155.01 119.10 Td (default ) Tj ET Q q 0 0 0 rg BT 185.08 119.10 Td (under ) Tj ET Q q 0 0 0 rg BT 210.16 119.10 Td (our ) Tj ET Q q 0 0 0 rg BT 225.81 119.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 252.56 119.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 285.41 119.10 Td (term ) Tj ET Q q 0 0 0 rg BT 306.04 119.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 325.57 119.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 369.52 119.10 Td (which, ) Tj ET Q q 0 0 0 rg BT 398.77 119.10 Td (if ) Tj ET Q q 0 0 0 rg BT 407.20 119.10 Td (not ) Tj ET Q q 0 0 0 rg BT 422.29 119.10 Td (cured ) Tj ET Q q 0 0 0 rg BT 446.80 119.10 Td (or ) Tj ET Q q 0 0 0 rg BT 457.45 119.10 Td (waived, ) Tj ET Q q 0 0 0 rg BT 491.14 119.10 Td (could ) Tj ET Q q 0 0 0 rg BT 515.66 119.10 Td (result ) Tj ET Q q 0 0 0 rg BT 540.19 119.10 Td (in ) Tj ET Q q 0 0 0 rg BT 550.28 119.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 107.10 Td (holders ) Tj ET Q q 0 0 0 rg BT 81.44 107.10 Td (of ) Tj ET Q q 0 0 0 rg BT 92.27 107.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.99 107.10 Td (defaulted ) Tj ET Q q 0 0 0 rg BT 146.69 107.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 166.40 107.10 Td (causing ) Tj ET Q q 0 0 0 rg BT 199.45 107.10 Td (all ) Tj ET Q q 0 0 0 rg BT 211.95 107.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 261.11 107.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 297.50 107.10 Td (with ) Tj ET Q q 0 0 0 rg BT 317.78 107.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 348.59 107.10 Td (to ) Tj ET Q q 0 0 0 rg BT 358.87 107.10 Td (that ) Tj ET Q q 0 0 0 rg BT 376.37 107.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 396.08 107.10 Td (to ) Tj ET Q q 0 0 0 rg BT 406.36 107.10 Td (be ) Tj ET Q q 0 0 0 rg BT 418.30 107.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 470.78 107.10 Td (due ) Tj ET Q q 0 0 0 rg BT 487.72 107.10 Td (and ) Tj ET Q q 0 0 0 rg BT 504.66 107.10 Td (payable.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 86.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.94 86.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 99.32 86.10 Td (our ) Tj ET Q q 0 0 0 rg BT 115.76 86.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 143.31 86.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 176.96 86.10 Td (term ) Tj ET Q q 0 0 0 rg BT 198.40 86.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 218.72 86.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 263.47 86.10 Td (contains ) Tj ET Q q 0 0 0 rg BT 299.91 86.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 343.01 86.10 Td (that ) Tj ET Q q 0 0 0 rg BT 361.11 86.10 Td (limit ) Tj ET Q q 0 0 0 rg BT 383.11 86.10 Td (our ) Tj ET Q q 0 0 0 rg BT 399.55 86.10 Td (flexibility ) Tj ET Q q 0 0 0 rg BT 442.10 86.10 Td (in ) Tj ET Q q 0 0 0 rg BT 452.99 86.10 Td (planning ) Tj ET Q q 0 0 0 rg BT 491.10 86.10 Td (for) Tj ET Q q 0 0 0 rg BT 502.36 86.10 Td (, ) Tj ET Q q 0 0 0 rg BT 507.97 86.10 Td (or ) Tj ET Q q 0 0 0 rg BT 519.41 86.10 Td (reacting ) Tj ET Q q 0 0 0 rg BT 554.72 86.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 74.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 83.44 74.10 Td (in, ) Tj ET Q q 0 0 0 rg BT 95.45 74.10 Td (our ) Tj ET Q q 0 0 0 rg BT 110.51 74.10 Td (business ) Tj ET Q q 0 0 0 rg BT 146.13 74.10 Td (and ) Tj ET Q q 0 0 0 rg BT 162.30 74.10 Td (our ) Tj ET Q q 0 0 0 rg BT 177.36 74.10 Td (industry) Tj ET Q q 0 0 0 rg BT 209.48 74.10 Td (, ) Tj ET Q q 0 0 0 rg BT 213.71 74.10 Td (including ) Tj ET Q q 0 0 0 rg BT 253.22 74.10 Td (limitations ) Tj ET Q q 0 0 0 rg BT 297.73 74.10 Td (on ) Tj ET Q q 0 0 0 rg BT 309.46 74.10 Td (incurring ) Tj ET Q q 0 0 0 rg BT 347.84 74.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 389.56 74.10 Td (indebtedness, ) Tj ET Q q 0 0 0 rg BT 445.45 74.10 Td (making ) Tj ET Q q 0 0 0 rg BT 477.17 74.10 Td (investments, ) Tj ET Q q 0 0 0 rg BT 529.18 74.10 Td (granting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 62.10 Td (liens ) Tj ET Q q 0 0 0 rg BT 70.74 62.10 Td (and ) Tj ET Q q 0 0 0 rg BT 87.53 62.10 Td (mer) Tj ET Q q 0 0 0 rg BT 102.90 62.10 Td (ging ) Tj ET Q q 0 0 0 rg BT 123.03 62.10 Td (or ) Tj ET Q q 0 0 0 rg BT 133.71 62.10 Td (consolidating ) Tj ET Q q 0 0 0 rg BT 189.94 62.10 Td (with ) Tj ET Q q 0 0 0 rg BT 210.08 62.10 Td (other ) Tj ET Q q 0 0 0 rg BT 232.97 62.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 280.59 62.10 Td ( ) Tj ET Q q 0 0 0 rg BT 282.94 62.10 Td (Complying ) Tj ET Q q 0 0 0 rg BT 330.30 62.10 Td (with ) Tj ET Q q 0 0 0 rg BT 350.43 62.10 Td (these ) Tj ET Q q 0 0 0 rg BT 373.33 62.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 415.67 62.10 Td (may ) Tj ET Q q 0 0 0 rg BT 435.24 62.10 Td (impair ) Tj ET Q q 0 0 0 rg BT 463.69 62.10 Td (our ) Tj ET Q q 0 0 0 rg BT 479.38 62.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 507.28 62.10 Td (to ) Tj ET Q q 0 0 0 rg BT 517.41 62.10 Td (finance ) Tj ET Q q 0 0 0 rg BT 549.19 62.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 50.10 Td (future ) Tj ET Q q 0 0 0 rg BT 75.88 50.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 120.03 50.10 Td (or ) Tj ET Q q 0 0 0 rg BT 130.86 50.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 160.01 50.10 Td (needs ) Tj ET Q q 0 0 0 rg BT 185.28 50.10 Td (or ) Tj ET Q q 0 0 0 rg BT 196.11 50.10 Td (to ) Tj ET Q q 0 0 0 rg BT 206.39 50.10 Td (engage ) Tj ET Q q 0 0 0 rg BT 237.21 50.10 Td (in ) Tj ET Q q 0 0 0 rg BT 247.48 50.10 Td (other ) Tj ET Q q 0 0 0 rg BT 270.53 50.10 Td (favorable ) Tj ET Q q 0 0 0 rg BT 310.78 50.10 Td (business ) Tj ET Q q 0 0 0 rg BT 347.18 50.10 Td (activities.) Tj ET Q endstream endobj 37 0 obj <>] /Rotate 0 /Contents 38 0 R>> endobj 38 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (18) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.20 731.10 Td (failur) Tj ET Q q 0 0 0 rg BT 90.05 731.10 Td (e ) Tj ET Q q 0 0 0 rg BT 97.08 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 107.44 731.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 138.90 731.10 Td (with ) Tj ET Q q 0 0 0 rg BT 158.71 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.51 731.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 216.08 731.10 Td (or ) Tj ET Q q 0 0 0 rg BT 227.56 731.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 252.36 731.10 Td (contained ) Tj ET Q q 0 0 0 rg BT 294.38 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 304.75 731.10 Td (our ) Tj ET Q q 0 0 0 rg BT 321.22 731.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 348.81 731.10 Td (secur) Tj ET Q q 0 0 0 rg BT 370.10 731.10 Td (ed ) Tj ET Q q 0 0 0 rg BT 382.12 731.10 Td (term ) Tj ET Q q 0 0 0 rg BT 403.03 731.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 423.40 731.10 Td (agr) Tj ET Q q 0 0 0 rg BT 436.92 731.10 Td (eement, ) Tj ET Q q 0 0 0 rg BT 470.32 731.10 Td (including ) Tj ET Q q 0 0 0 rg BT 510.67 731.10 Td (as ) Tj ET Q q 0 0 0 rg BT 522.15 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 529.73 731.10 Td (r) Tj ET Q q 0 0 0 rg BT 533.25 731.10 Td (esult ) Tj ET Q q 0 0 0 rg BT 554.73 731.10 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (events ) Tj ET Q q 0 0 0 rg BT 76.74 719.10 Td (beyond ) Tj ET Q q 0 0 0 rg BT 107.87 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 124.01 719.10 Td (contr) Tj ET Q q 0 0 0 rg BT 144.75 719.10 Td (ol, ) Tj ET Q q 0 0 0 rg BT 157.28 719.10 Td (could ) Tj ET Q q 0 0 0 rg BT 181.75 719.10 Td (r) Tj ET Q q 0 0 0 rg BT 185.27 719.10 Td (esult ) Tj ET Q q 0 0 0 rg BT 206.41 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 216.44 719.10 Td (an ) Tj ET Q q 0 0 0 rg BT 228.69 719.10 Td (event ) Tj ET Q q 0 0 0 rg BT 252.04 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 262.07 719.10 Td (default ) Tj ET Q q 0 0 0 rg BT 292.09 719.10 Td (which ) Tj ET Q q 0 0 0 rg BT 318.23 719.10 Td (could ) Tj ET Q q 0 0 0 rg BT 342.70 719.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 383.27 719.10 Td (affect ) Tj ET Q q 0 0 0 rg BT 407.73 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 423.88 719.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 465.02 719.10 Td (r) Tj ET Q q 0 0 0 rg BT 468.54 719.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 493.57 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 510.82 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 526.97 719.10 Td (financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (condition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.80 686.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 95.00 686.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 128.29 686.10 Td (term ) Tj ET Q q 0 0 0 rg BT 149.36 686.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 169.33 686.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 213.73 686.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 248.69 686.10 Td (us ) Tj ET Q q 0 0 0 rg BT 260.33 686.10 Td (to ) Tj ET Q q 0 0 0 rg BT 270.86 686.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 303.61 686.10 Td (with ) Tj ET Q q 0 0 0 rg BT 324.14 686.10 Td (various ) Tj ET Q q 0 0 0 rg BT 356.33 686.10 Td (operational, ) Tj ET Q q 0 0 0 rg BT 406.57 686.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 445.98 686.10 Td (and ) Tj ET Q q 0 0 0 rg BT 463.17 686.10 Td (other ) Tj ET Q q 0 0 0 rg BT 486.47 686.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 529.21 686.10 Td (or ) Tj ET Q q 0 0 0 rg BT 540.29 686.10 Td (terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (including, ) Tj ET Q q 0 0 0 rg BT 92.19 674.10 Td (among ) Tj ET Q q 0 0 0 rg BT 121.81 674.10 Td (other ) Tj ET Q q 0 0 0 rg BT 144.77 674.10 Td (things, ) Tj ET Q q 0 0 0 rg BT 174.13 674.10 Td (limiting ) Tj ET Q q 0 0 0 rg BT 208.22 674.10 Td (us ) Tj ET Q q 0 0 0 rg BT 219.52 674.10 Td (from ) Tj ET Q q 0 0 0 rg BT 241.37 674.10 Td (engaging ) Tj ET Q q 0 0 0 rg BT 280.44 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 290.63 674.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 320.24 674.10 Td (types ) Tj ET Q q 0 0 0 rg BT 343.76 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 354.50 674.10 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 407.18 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 409.59 674.10 Td (If ) Tj ET Q q 0 0 0 rg BT 418.67 674.10 Td (there ) Tj ET Q q 0 0 0 rg BT 441.06 674.10 Td (were ) Tj ET Q q 0 0 0 rg BT 462.90 674.10 Td (an ) Tj ET Q q 0 0 0 rg BT 474.75 674.10 Td (event ) Tj ET Q q 0 0 0 rg BT 498.82 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 509.56 674.10 Td (default ) Tj ET Q q 0 0 0 rg BT 539.74 674.10 Td (under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.56 662.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 92.73 662.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 126.00 662.10 Td (term ) Tj ET Q q 0 0 0 rg BT 147.05 662.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 167.00 662.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 211.37 662.10 Td (that ) Tj ET Q q 0 0 0 rg BT 229.10 662.10 Td (was ) Tj ET Q q 0 0 0 rg BT 247.38 662.10 Td (not ) Tj ET Q q 0 0 0 rg BT 262.89 662.10 Td (cured ) Tj ET Q q 0 0 0 rg BT 287.83 662.10 Td (or ) Tj ET Q q 0 0 0 rg BT 298.89 662.10 Td (waived, ) Tj ET Q q 0 0 0 rg BT 333.00 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.95 662.10 Td (holders ) Tj ET Q q 0 0 0 rg BT 380.12 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 391.18 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 406.13 662.10 Td (defaulted ) Tj ET Q q 0 0 0 rg BT 446.06 662.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 466.01 662.10 Td (could ) Tj ET Q q 0 0 0 rg BT 490.95 662.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 515.89 662.10 Td (all ) Tj ET Q q 0 0 0 rg BT 528.62 662.10 Td (amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 98.57 650.10 Td (with ) Tj ET Q q 0 0 0 rg BT 118.75 650.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 149.47 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 159.65 650.10 Td (that ) Tj ET Q q 0 0 0 rg BT 177.05 650.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 196.67 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 206.85 650.10 Td (be ) Tj ET Q q 0 0 0 rg BT 218.70 650.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 271.09 650.10 Td (due ) Tj ET Q q 0 0 0 rg BT 287.93 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 304.77 650.10 Td (payable. ) Tj ET Q q 0 0 0 rg BT 340.77 650.10 Td ( ) Tj ET Q q 0 0 0 rg BT 343.00 650.10 Td (There ) Tj ET Q q 0 0 0 rg BT 368.72 650.10 Td (can ) Tj ET Q q 0 0 0 rg BT 385.00 650.10 Td (be ) Tj ET Q q 0 0 0 rg BT 396.84 650.10 Td (no ) Tj ET Q q 0 0 0 rg BT 409.24 650.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 450.51 650.10 Td (that ) Tj ET Q q 0 0 0 rg BT 467.91 650.10 Td (our ) Tj ET Q q 0 0 0 rg BT 483.65 650.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 509.38 650.10 Td (or ) Tj ET Q q 0 0 0 rg BT 520.12 650.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 540.29 650.10 Td (flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (would ) Tj ET Q q 0 0 0 rg BT 76.20 638.10 Td (be ) Tj ET Q q 0 0 0 rg BT 87.33 638.10 Td (suf) Tj ET Q q 0 0 0 rg BT 99.37 638.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 126.61 638.10 Td (to ) Tj ET Q q 0 0 0 rg BT 136.09 638.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 156.67 638.10 Td (repay ) Tj ET Q q 0 0 0 rg BT 180.57 638.10 Td (borrowings ) Tj ET Q q 0 0 0 rg BT 227.82 638.10 Td (under ) Tj ET Q q 0 0 0 rg BT 252.29 638.10 Td (our ) Tj ET Q q 0 0 0 rg BT 267.31 638.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 315.68 638.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 341.81 638.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 374.05 638.10 Td (term ) Tj ET Q q 0 0 0 rg BT 394.07 638.10 Td (loan, ) Tj ET Q q 0 0 0 rg BT 415.48 638.10 Td (either ) Tj ET Q q 0 0 0 rg BT 439.94 638.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 461.64 638.10 Td (maturity ) Tj ET Q q 0 0 0 rg BT 497.22 638.10 Td (or ) Tj ET Q q 0 0 0 rg BT 507.24 638.10 Td (if ) Tj ET Q q 0 0 0 rg BT 515.05 638.10 Td (accelerated, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 72.00 626.10 Td (an ) Tj ET Q q 0 0 0 rg BT 83.94 626.10 Td (event ) Tj ET Q q 0 0 0 rg BT 108.09 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.92 626.10 Td (default ) Tj ET Q q 0 0 0 rg BT 149.19 626.10 Td (or ) Tj ET Q q 0 0 0 rg BT 160.02 626.10 Td (that ) Tj ET Q q 0 0 0 rg BT 177.51 626.10 Td (we ) Tj ET Q q 0 0 0 rg BT 191.67 626.10 Td (would ) Tj ET Q q 0 0 0 rg BT 219.17 626.10 Td (be ) Tj ET Q q 0 0 0 rg BT 231.11 626.10 Td (able ) Tj ET Q q 0 0 0 rg BT 250.27 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 260.54 626.10 Td (refinance ) Tj ET Q q 0 0 0 rg BT 300.24 626.10 Td (or ) Tj ET Q q 0 0 0 rg BT 311.07 626.10 Td (restructure ) Tj ET Q q 0 0 0 rg BT 356.32 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 371.04 626.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 411.86 626.10 Td (on ) Tj ET Q q 0 0 0 rg BT 424.36 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 439.08 626.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 466.02 626.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 499.06 626.10 Td (term ) Tj ET Q q 0 0 0 rg BT 519.88 626.10 Td (loan.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.39 605.10 Td (failur) Tj ET Q q 0 0 0 rg BT 89.24 605.10 Td (e ) Tj ET Q q 0 0 0 rg BT 95.46 605.10 Td (to ) Tj ET Q q 0 0 0 rg BT 105.01 605.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 142.34 605.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 172.44 605.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 191.43 605.10 Td (to ) Tj ET Q q 0 0 0 rg BT 200.98 605.10 Td (EBITDA) Tj ET Q q 0 0 0 rg BT 235.24 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 237.01 605.10 Td (ratios ) Tj ET Q q 0 0 0 rg BT 262.13 605.10 Td (contained ) Tj ET Q q 0 0 0 rg BT 303.33 605.10 Td (in ) Tj ET Q q 0 0 0 rg BT 312.89 605.10 Td (our ) Tj ET Q q 0 0 0 rg BT 328.55 605.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 355.32 605.10 Td (secur) Tj ET Q q 0 0 0 rg BT 376.61 605.10 Td (ed ) Tj ET Q q 0 0 0 rg BT 387.83 605.10 Td (term ) Tj ET Q q 0 0 0 rg BT 407.93 605.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 427.48 605.10 Td (agr) Tj ET Q q 0 0 0 rg BT 441.00 605.10 Td (eement ) Tj ET Q q 0 0 0 rg BT 471.09 605.10 Td (could ) Tj ET Q q 0 0 0 rg BT 495.08 605.10 Td (r) Tj ET Q q 0 0 0 rg BT 498.60 605.10 Td (esult ) Tj ET Q q 0 0 0 rg BT 519.26 605.10 Td (in ) Tj ET Q q 0 0 0 rg BT 528.82 605.10 Td (r) Tj ET Q q 0 0 0 rg BT 532.34 605.10 Td (equir) Tj ET Q q 0 0 0 rg BT 553.07 605.10 Td (ed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 89.76 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 100.04 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 114.75 593.10 Td (lenders ) Tj ET Q q 0 0 0 rg BT 146.68 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 156.95 593.10 Td (a ) Tj ET Q q 0 0 0 rg BT 164.45 593.10 Td (per) Tj ET Q q 0 0 0 rg BT 177.40 593.10 Td (centage ) Tj ET Q q 0 0 0 rg BT 210.99 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 221.26 593.10 Td (our ) Tj ET Q q 0 0 0 rg BT 237.65 593.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 265.68 593.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 286.51 593.10 Td (flows, ) Tj ET Q q 0 0 0 rg BT 312.62 593.10 Td (which ) Tj ET Q q 0 0 0 rg BT 339.00 593.10 Td (could ) Tj ET Q q 0 0 0 rg BT 363.71 593.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 404.52 593.10 Td (affect ) Tj ET Q q 0 0 0 rg BT 429.23 593.10 Td (our ) Tj ET Q q 0 0 0 rg BT 445.61 593.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 473.66 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 483.93 593.10 Td (use ) Tj ET Q q 0 0 0 rg BT 499.75 593.10 Td (our ) Tj ET Q q 0 0 0 rg BT 516.14 593.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 544.17 593.10 Td (cash ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 73.12 581.10 Td (for ) Tj ET Q q 0 0 0 rg BT 87.29 581.10 Td (other ) Tj ET Q q 0 0 0 rg BT 110.90 581.10 Td (purposes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 560.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.11 560.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 95.61 560.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 129.21 560.10 Td (term ) Tj ET Q q 0 0 0 rg BT 150.59 560.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 170.87 560.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 215.57 560.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 250.84 560.10 Td (us ) Tj ET Q q 0 0 0 rg BT 262.79 560.10 Td (to ) Tj ET Q q 0 0 0 rg BT 273.63 560.10 Td (distribute ) Tj ET Q q 0 0 0 rg BT 314.47 560.10 Td (to ) Tj ET Q q 0 0 0 rg BT 325.30 560.10 Td (our ) Tj ET Q q 0 0 0 rg BT 341.70 560.10 Td (lenders ) Tj ET Q q 0 0 0 rg BT 373.63 560.10 Td (50% ) Tj ET Q q 0 0 0 rg BT 395.02 560.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.41 560.10 Td (our ) Tj ET Q q 0 0 0 rg BT 422.80 560.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 476.41 560.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 505.57 560.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 526.40 560.10 Td (flows, ) Tj ET Q q 0 0 0 rg BT 554.18 560.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 548.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 82.48 548.10 Td (in ) Tj ET Q q 0 0 0 rg BT 93.26 548.10 Td (the ) Tj ET Q q 0 0 0 rg BT 108.47 548.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 135.91 548.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 169.45 548.10 Td (term ) Tj ET Q q 0 0 0 rg BT 190.77 548.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 210.98 548.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 258.12 548.10 Td (if ) Tj ET Q q 0 0 0 rg BT 267.23 548.10 Td (our ) Tj ET Q q 0 0 0 rg BT 283.56 548.10 Td (net ) Tj ET Q q 0 0 0 rg BT 298.77 548.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 318.99 548.10 Td (to ) Tj ET Q q 0 0 0 rg BT 329.76 548.10 Td (EBITDA) Tj ET Q q 0 0 0 rg BT 365.87 548.10 Td ( ) Tj ET Q q 0 0 0 rg BT 368.87 548.10 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 392.69 548.10 Td (as ) Tj ET Q q 0 0 0 rg BT 404.02 548.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 437.00 548.10 Td (in ) Tj ET Q q 0 0 0 rg BT 447.78 548.10 Td (the ) Tj ET Q q 0 0 0 rg BT 463.00 548.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 490.43 548.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 523.97 548.10 Td (term ) Tj ET Q q 0 0 0 rg BT 545.29 548.10 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 536.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 95.91 536.10 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 129.83 536.10 Td (3.50 ) Tj ET Q q 0 0 0 rg BT 149.60 536.10 Td (to ) Tj ET Q q 0 0 0 rg BT 159.65 536.10 Td (1.00 ) Tj ET Q q 0 0 0 rg BT 179.42 536.10 Td (and ) Tj ET Q q 0 0 0 rg BT 196.13 536.10 Td (25% ) Tj ET Q q 0 0 0 rg BT 216.74 536.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.34 536.10 Td (our ) Tj ET Q q 0 0 0 rg BT 242.94 536.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 295.75 536.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 324.13 536.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 344.17 536.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 368.66 536.10 Td (if ) Tj ET Q q 0 0 0 rg BT 377.04 536.10 Td (our ) Tj ET Q q 0 0 0 rg BT 392.64 536.10 Td (net ) Tj ET Q q 0 0 0 rg BT 407.13 536.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 426.62 536.10 Td (to ) Tj ET Q q 0 0 0 rg BT 436.67 536.10 Td (EBITDA) Tj ET Q q 0 0 0 rg BT 472.78 536.10 Td ( ) Tj ET Q q 0 0 0 rg BT 475.05 536.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 495.65 536.10 Td (is ) Tj ET Q q 0 0 0 rg BT 504.59 536.10 Td (3.50 ) Tj ET Q q 0 0 0 rg BT 524.36 536.10 Td (to ) Tj ET Q q 0 0 0 rg BT 534.41 536.10 Td (1.00 ) Tj ET Q q 0 0 0 rg BT 554.18 536.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 524.10 Td (less, ) Tj ET Q q 0 0 0 rg BT 69.46 524.10 Td (but ) Tj ET Q q 0 0 0 rg BT 84.70 524.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 114.92 524.10 Td (than ) Tj ET Q q 0 0 0 rg BT 134.59 524.10 Td (3.00 ) Tj ET Q q 0 0 0 rg BT 154.55 524.10 Td (to ) Tj ET Q q 0 0 0 rg BT 164.79 524.10 Td (1.00. ) Tj ET Q q 0 0 0 rg BT 187.25 524.10 Td ( ) Tj ET Q q 0 0 0 rg BT 189.71 524.10 Td (If ) Tj ET Q q 0 0 0 rg BT 198.84 524.10 Td (we ) Tj ET Q q 0 0 0 rg BT 212.96 524.10 Td (were ) Tj ET Q q 0 0 0 rg BT 234.85 524.10 Td (required ) Tj ET Q q 0 0 0 rg BT 270.62 524.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.86 524.10 Td (distribute ) Tj ET Q q 0 0 0 rg BT 321.10 524.10 Td (a ) Tj ET Q q 0 0 0 rg BT 328.00 524.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 359.34 524.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.13 524.10 Td (our ) Tj ET Q q 0 0 0 rg BT 385.93 524.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 414.49 524.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 434.71 524.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 459.40 524.10 Td (to ) Tj ET Q q 0 0 0 rg BT 469.64 524.10 Td (our ) Tj ET Q q 0 0 0 rg BT 485.43 524.10 Td (lenders, ) Tj ET Q q 0 0 0 rg BT 519.27 524.10 Td (we ) Tj ET Q q 0 0 0 rg BT 533.39 524.10 Td (may ) Tj ET Q q 0 0 0 rg BT 553.06 524.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 512.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 80.58 512.10 Td (in ) Tj ET Q q 0 0 0 rg BT 91.11 512.10 Td (our ) Tj ET Q q 0 0 0 rg BT 107.19 512.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 135.49 512.10 Td (to ) Tj ET Q q 0 0 0 rg BT 146.01 512.10 Td (support ) Tj ET Q q 0 0 0 rg BT 178.76 512.10 Td (our ) Tj ET Q q 0 0 0 rg BT 194.84 512.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 233.98 512.10 Td (grow ) Tj ET Q q 0 0 0 rg BT 257.28 512.10 Td (our ) Tj ET Q q 0 0 0 rg BT 273.36 512.10 Td (business ) Tj ET Q q 0 0 0 rg BT 310.00 512.10 Td (through ) Tj ET Q q 0 0 0 rg BT 343.86 512.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 394.38 512.10 Td (or ) Tj ET Q q 0 0 0 rg BT 405.46 512.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 455.98 512.10 Td (in ) Tj ET Q q 0 0 0 rg BT 466.51 512.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 513.69 512.10 Td (and ) Tj ET Q q 0 0 0 rg BT 530.88 512.10 Td (we ) Tj ET Q q 0 0 0 rg BT 545.29 512.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 500.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.10 500.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 91.59 500.10 Td (in ) Tj ET Q q 0 0 0 rg BT 101.53 500.10 Td (our ) Tj ET Q q 0 0 0 rg BT 117.02 500.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 144.73 500.10 Td (to ) Tj ET Q q 0 0 0 rg BT 154.67 500.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 200.14 500.10 Td (our ) Tj ET Q q 0 0 0 rg BT 215.63 500.10 Td (common ) Tj ET Q q 0 0 0 rg BT 252.78 500.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 278.55 500.10 Td ( ) Tj ET Q q 0 0 0 rg BT 280.56 500.10 Td (There ) Tj ET Q q 0 0 0 rg BT 306.03 500.10 Td (can ) Tj ET Q q 0 0 0 rg BT 322.07 500.10 Td (be ) Tj ET Q q 0 0 0 rg BT 333.67 500.10 Td (no ) Tj ET Q q 0 0 0 rg BT 345.83 500.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 386.86 500.10 Td (that ) Tj ET Q q 0 0 0 rg BT 404.01 500.10 Td (we ) Tj ET Q q 0 0 0 rg BT 417.83 500.10 Td (will ) Tj ET Q q 0 0 0 rg BT 435.55 500.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 472.70 500.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 492.08 500.10 Td (to ) Tj ET Q q 0 0 0 rg BT 502.02 500.10 Td (EBITDA) Tj ET Q q 0 0 0 rg BT 538.13 500.10 Td ( ) Tj ET Q q 0 0 0 rg BT 540.29 500.10 Td (ratios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.10 Td (at ) Tj ET Q q 0 0 0 rg BT 59.22 488.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 85.04 488.10 Td (that ) Tj ET Q q 0 0 0 rg BT 102.54 488.10 Td (will ) Tj ET Q q 0 0 0 rg BT 120.59 488.10 Td (not ) Tj ET Q q 0 0 0 rg BT 135.87 488.10 Td (require ) Tj ET Q q 0 0 0 rg BT 166.69 488.10 Td (us ) Tj ET Q q 0 0 0 rg BT 178.08 488.10 Td (to ) Tj ET Q q 0 0 0 rg BT 188.36 488.10 Td (distribute ) Tj ET Q q 0 0 0 rg BT 228.63 488.10 Td (a ) Tj ET Q q 0 0 0 rg BT 235.57 488.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 266.96 488.10 Td (of ) Tj ET Q q 0 0 0 rg BT 277.79 488.10 Td (our ) Tj ET Q q 0 0 0 rg BT 293.62 488.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 322.21 488.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 342.48 488.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 367.21 488.10 Td (to ) Tj ET Q q 0 0 0 rg BT 377.48 488.10 Td (lenders.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 467.10 Td (If ) Tj ET Q q 0 0 0 rg BT 57.97 467.10 Td (we ) Tj ET Q q 0 0 0 rg BT 71.44 467.10 Td (fail ) Tj ET Q q 0 0 0 rg BT 87.13 467.10 Td (to ) Tj ET Q q 0 0 0 rg BT 97.27 467.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 135.19 467.10 Td (pr) Tj ET Q q 0 0 0 rg BT 143.71 467.10 Td (oper ) Tj ET Q q 0 0 0 rg BT 164.40 467.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.76 467.10 Td (effective ) Tj ET Q q 0 0 0 rg BT 217.43 467.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 251.46 467.10 Td (contr) Tj ET Q q 0 0 0 rg BT 272.19 467.10 Td (ols, ) Tj ET Q q 0 0 0 rg BT 288.72 467.10 Td (our ) Tj ET Q q 0 0 0 rg BT 304.98 467.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 332.89 467.10 Td (to ) Tj ET Q q 0 0 0 rg BT 343.03 467.10 Td (pr) Tj ET Q q 0 0 0 rg BT 351.55 467.10 Td (epar) Tj ET Q q 0 0 0 rg BT 369.51 467.10 Td (e ) Tj ET Q q 0 0 0 rg BT 376.31 467.10 Td (accurate ) Tj ET Q q 0 0 0 rg BT 413.65 467.10 Td (and ) Tj ET Q q 0 0 0 rg BT 431.01 467.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 457.81 467.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 495.72 467.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 540.30 467.10 Td (could ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 455.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.44 455.10 Td (impair) Tj ET Q q 0 0 0 rg BT 87.74 455.10 Td (ed, ) Tj ET Q q 0 0 0 rg BT 102.18 455.10 Td (which ) Tj ET Q q 0 0 0 rg BT 128.56 455.10 Td (could ) Tj ET Q q 0 0 0 rg BT 153.28 455.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 194.09 455.10 Td (affect ) Tj ET Q q 0 0 0 rg BT 218.81 455.10 Td (investor ) Tj ET Q q 0 0 0 rg BT 253.52 455.10 Td (confidence ) Tj ET Q q 0 0 0 rg BT 299.33 455.10 Td (in ) Tj ET Q q 0 0 0 rg BT 309.61 455.10 Td (our ) Tj ET Q q 0 0 0 rg BT 326.00 455.10 Td (r) Tj ET Q q 0 0 0 rg BT 329.52 455.10 Td (eported ) Tj ET Q q 0 0 0 rg BT 362.57 455.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 400.62 455.10 Td (information.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 434.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 434.10 Td (e ) Tj ET Q q 0 0 0 rg BT 66.27 434.10 Td (may ) Tj ET Q q 0 0 0 rg BT 87.18 434.10 Td (discover ) Tj ET Q q 0 0 0 rg BT 124.75 434.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 148.98 434.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.00 434.10 Td (our ) Tj ET Q q 0 0 0 rg BT 178.02 434.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 212.26 434.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 248.17 434.10 Td (that ) Tj ET Q q 0 0 0 rg BT 266.86 434.10 Td (need ) Tj ET Q q 0 0 0 rg BT 289.43 434.10 Td (improvement. ) Tj ET Q q 0 0 0 rg BT 348.94 434.10 Td ( ) Tj ET Q q 0 0 0 rg BT 352.37 434.10 Td (W) Tj ET Q q 0 0 0 rg BT 361.00 434.10 Td (e ) Tj ET Q q 0 0 0 rg BT 369.13 434.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 399.48 434.10 Td (be ) Tj ET Q q 0 0 0 rg BT 412.61 434.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 443.51 434.10 Td (that ) Tj ET Q q 0 0 0 rg BT 462.20 434.10 Td (we ) Tj ET Q q 0 0 0 rg BT 477.55 434.10 Td (will ) Tj ET Q q 0 0 0 rg BT 496.80 434.10 Td (be ) Tj ET Q q 0 0 0 rg BT 509.93 434.10 Td (successful ) Tj ET Q q 0 0 0 rg BT 554.72 434.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 422.10 Td (implementing ) Tj ET Q q 0 0 0 rg BT 108.37 422.10 Td (or ) Tj ET Q q 0 0 0 rg BT 120.02 422.10 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 171.11 422.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 209.96 422.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 243.83 422.10 Td (control ) Tj ET Q q 0 0 0 rg BT 275.48 422.10 Td (over ) Tj ET Q q 0 0 0 rg BT 296.57 422.10 Td (our ) Tj ET Q q 0 0 0 rg BT 313.22 422.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 351.52 422.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 391.50 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 409.26 422.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 447.56 422.10 Td (processes. ) Tj ET Q q 0 0 0 rg BT 491.70 422.10 Td ( ) Tj ET Q q 0 0 0 rg BT 494.78 422.10 Td (The ) Tj ET Q q 0 0 0 rg BT 513.65 422.10 Td (existence ) Tj ET Q q 0 0 0 rg BT 554.18 422.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 410.10 Td (material ) Tj ET Q q 0 0 0 rg BT 84.97 410.10 Td (weaknesses ) Tj ET Q q 0 0 0 rg BT 134.34 410.10 Td (in ) Tj ET Q q 0 0 0 rg BT 144.83 410.10 Td (our ) Tj ET Q q 0 0 0 rg BT 160.87 410.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 194.13 410.10 Td (control ) Tj ET Q q 0 0 0 rg BT 225.17 410.10 Td (over ) Tj ET Q q 0 0 0 rg BT 245.65 410.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 283.34 410.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 322.71 410.10 Td (could ) Tj ET Q q 0 0 0 rg BT 347.64 410.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 390.90 410.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 431.92 410.10 Td (af) Tj ET Q q 0 0 0 rg BT 439.51 410.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 457.21 410.10 Td (our ) Tj ET Q q 0 0 0 rg BT 473.26 410.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 501.52 410.10 Td (to ) Tj ET Q q 0 0 0 rg BT 512.01 410.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 544.72 410.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 398.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 93.09 398.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 130.57 398.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 169.72 398.10 Td (requirements.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 377.10 Td (W) Tj ET Q q 0 0 0 rg BT 56.91 377.10 Td (e ) Tj ET Q q 0 0 0 rg BT 63.66 377.10 Td (have ) Tj ET Q q 0 0 0 rg BT 84.85 377.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 129.39 377.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 178.36 377.10 Td (in ) Tj ET Q q 0 0 0 rg BT 188.45 377.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 225.77 377.10 Td (and ) Tj ET Q q 0 0 0 rg BT 243.08 377.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 285.95 377.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 312.15 377.10 Td (r) Tj ET Q q 0 0 0 rg BT 315.67 377.10 Td (ecor) Tj ET Q q 0 0 0 rg BT 333.07 377.10 Td (ded ) Tj ET Q q 0 0 0 rg BT 349.82 377.10 Td (as ) Tj ET Q q 0 0 0 rg BT 361.03 377.10 Td (a ) Tj ET Q q 0 0 0 rg BT 368.34 377.10 Td (r) Tj ET Q q 0 0 0 rg BT 371.86 377.10 Td (esult ) Tj ET Q q 0 0 0 rg BT 393.06 377.10 Td (of ) Tj ET Q q 0 0 0 rg BT 403.15 377.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 426.03 377.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 476.68 377.10 Td (and ) Tj ET Q q 0 0 0 rg BT 493.99 377.10 Td (an ) Tj ET Q q 0 0 0 rg BT 506.30 377.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 554.73 377.10 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 365.10 Td (these ) Tj ET Q q 0 0 0 rg BT 72.55 365.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 98.94 365.10 Td (would ) Tj ET Q q 0 0 0 rg BT 125.89 365.10 Td (r) Tj ET Q q 0 0 0 rg BT 129.41 365.10 Td (equir) Tj ET Q q 0 0 0 rg BT 150.14 365.10 Td (e ) Tj ET Q q 0 0 0 rg BT 157.08 365.10 Td (a ) Tj ET Q q 0 0 0 rg BT 164.58 365.10 Td (write-down ) Tj ET Q q 0 0 0 rg BT 212.64 365.10 Td (that ) Tj ET Q q 0 0 0 rg BT 230.70 365.10 Td (would ) Tj ET Q q 0 0 0 rg BT 257.64 365.10 Td (r) Tj ET Q q 0 0 0 rg BT 261.17 365.10 Td (educe ) Tj ET Q q 0 0 0 rg BT 286.98 365.10 Td (our ) Tj ET Q q 0 0 0 rg BT 303.37 365.10 Td (net ) Tj ET Q q 0 0 0 rg BT 318.09 365.10 Td (income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 344.10 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 90.03 344.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.21 344.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 149.95 344.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 176.03 344.10 Td (are ) Tj ET Q q 0 0 0 rg BT 190.99 344.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 227.62 344.10 Td (for ) Tj ET Q q 0 0 0 rg BT 242.03 344.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 290.88 344.10 Td (annually ) Tj ET Q q 0 0 0 rg BT 328.06 344.10 Td (or ) Tj ET Q q 0 0 0 rg BT 339.14 344.10 Td (sooner ) Tj ET Q q 0 0 0 rg BT 368.55 344.10 Td (if ) Tj ET Q q 0 0 0 rg BT 377.41 344.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 436.79 344.10 Td (indicate ) Tj ET Q q 0 0 0 rg BT 471.19 344.10 Td (a ) Tj ET Q q 0 0 0 rg BT 478.38 344.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 513.91 344.10 Td (impairment. ) Tj ET Q q 0 0 0 rg BT 565.01 344.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 332.10 Td (Factors ) Tj ET Q q 0 0 0 rg BT 80.88 332.10 Td (that ) Tj ET Q q 0 0 0 rg BT 97.83 332.10 Td (could ) Tj ET Q q 0 0 0 rg BT 121.99 332.10 Td (lead ) Tj ET Q q 0 0 0 rg BT 140.59 332.10 Td (to ) Tj ET Q q 0 0 0 rg BT 150.31 332.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 198.36 332.10 Td (of ) Tj ET Q q 0 0 0 rg BT 208.63 332.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 246.14 332.10 Td (and ) Tj ET Q q 0 0 0 rg BT 262.52 332.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 304.46 332.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 329.73 332.10 Td (include ) Tj ET Q q 0 0 0 rg BT 361.11 332.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 405.27 332.10 Td (under) Tj ET Q q 0 0 0 rg BT 427.84 332.10 Td (-performance ) Tj ET Q q 0 0 0 rg BT 483.64 332.10 Td (relative ) Tj ET Q q 0 0 0 rg BT 515.56 332.10 Td (to ) Tj ET Q q 0 0 0 rg BT 525.29 332.10 Td (historical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 320.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.83 320.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 101.03 320.10 Td (future ) Tj ET Q q 0 0 0 rg BT 127.91 320.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 168.67 320.10 Td (results, ) Tj ET Q q 0 0 0 rg BT 200.28 320.10 Td (a ) Tj ET Q q 0 0 0 rg BT 207.72 320.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 252.94 320.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 284.81 320.10 Td (in ) Tj ET Q q 0 0 0 rg BT 295.59 320.10 Td (our ) Tj ET Q q 0 0 0 rg BT 311.92 320.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 336.03 320.10 Td (price ) Tj ET Q q 0 0 0 rg BT 359.01 320.10 Td (and ) Tj ET Q q 0 0 0 rg BT 376.45 320.10 Td (market ) Tj ET Q q 0 0 0 rg BT 407.21 320.10 Td (capitalization ) Tj ET Q q 0 0 0 rg BT 464.08 320.10 Td (and ) Tj ET Q q 0 0 0 rg BT 481.52 320.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 518.39 320.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 554.17 320.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 308.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 90.85 308.10 Td (trends, ) Tj ET Q q 0 0 0 rg BT 120.26 308.10 Td (among ) Tj ET Q q 0 0 0 rg BT 149.95 308.10 Td (other ) Tj ET Q q 0 0 0 rg BT 172.98 308.10 Td (indications ) Tj ET Q q 0 0 0 rg BT 219.33 308.10 Td (of ) Tj ET Q q 0 0 0 rg BT 230.14 308.10 Td (impairment. ) Tj ET Q q 0 0 0 rg BT 281.21 308.10 Td ( ) Tj ET Q q 0 0 0 rg BT 283.69 308.10 Td (In ) Tj ET Q q 0 0 0 rg BT 294.50 308.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.19 308.10 Td (event ) Tj ET Q q 0 0 0 rg BT 333.32 308.10 Td (that ) Tj ET Q q 0 0 0 rg BT 350.79 308.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.48 308.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 402.93 308.10 Td (values ) Tj ET Q q 0 0 0 rg BT 430.96 308.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.76 308.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 479.79 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 496.71 308.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 539.17 308.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 296.10 Td (are ) Tj ET Q q 0 0 0 rg BT 63.85 296.10 Td (impaired, ) Tj ET Q q 0 0 0 rg BT 104.04 296.10 Td (any ) Tj ET Q q 0 0 0 rg BT 120.62 296.10 Td (such ) Tj ET Q q 0 0 0 rg BT 141.09 296.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 189.33 296.10 Td (would ) Tj ET Q q 0 0 0 rg BT 216.48 296.10 Td (be ) Tj ET Q q 0 0 0 rg BT 228.06 296.10 Td (char) Tj ET Q q 0 0 0 rg BT 245.09 296.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 261.67 296.10 Td (to ) Tj ET Q q 0 0 0 rg BT 271.59 296.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 307.61 296.10 Td (in ) Tj ET Q q 0 0 0 rg BT 317.53 296.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.89 296.10 Td (period ) Tj ET Q q 0 0 0 rg BT 359.58 296.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.06 296.10 Td (impairment. ) Tj ET Q q 0 0 0 rg BT 420.80 296.10 Td ( ) Tj ET Q q 0 0 0 rg BT 422.94 296.10 Td (In ) Tj ET Q q 0 0 0 rg BT 433.42 296.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.78 296.10 Td (event ) Tj ET Q q 0 0 0 rg BT 471.58 296.10 Td (of ) Tj ET Q q 0 0 0 rg BT 482.05 296.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 526.40 296.10 Td (volatility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 284.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.61 284.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.17 284.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 103.15 284.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 137.14 284.10 Td (or ) Tj ET Q q 0 0 0 rg BT 147.81 284.10 Td (a ) Tj ET Q q 0 0 0 rg BT 154.58 284.10 Td (worsening ) Tj ET Q q 0 0 0 rg BT 198.58 284.10 Td (of ) Tj ET Q q 0 0 0 rg BT 209.24 284.10 Td (current ) Tj ET Q q 0 0 0 rg BT 239.89 284.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 281.10 284.10 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 327.60 284.10 Td (we ) Tj ET Q q 0 0 0 rg BT 341.60 284.10 Td (may ) Tj ET Q q 0 0 0 rg BT 361.15 284.10 Td (be ) Tj ET Q q 0 0 0 rg BT 372.92 284.10 Td (required ) Tj ET Q q 0 0 0 rg BT 408.57 284.10 Td (to ) Tj ET Q q 0 0 0 rg BT 418.69 284.10 Td (record ) Tj ET Q q 0 0 0 rg BT 446.56 284.10 Td (an ) Tj ET Q q 0 0 0 rg BT 458.33 284.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 506.77 284.10 Td (char) Tj ET Q q 0 0 0 rg BT 523.80 284.10 Td (ge, ) Tj ET Q q 0 0 0 rg BT 538.07 284.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 272.10 Td (would ) Tj ET Q q 0 0 0 rg BT 77.93 272.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 123.01 272.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 153.65 272.10 Td (our ) Tj ET Q q 0 0 0 rg BT 170.41 272.10 Td (results ) Tj ET Q q 0 0 0 rg BT 199.95 272.10 Td (of ) Tj ET Q q 0 0 0 rg BT 211.71 272.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 259.29 272.10 Td ( ) Tj ET Q q 0 0 0 rg BT 262.72 272.10 Td (Possible ) Tj ET Q q 0 0 0 rg BT 299.49 272.10 Td (future ) Tj ET Q q 0 0 0 rg BT 326.79 272.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 376.32 272.10 Td (of ) Tj ET Q q 0 0 0 rg BT 388.08 272.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 427.07 272.10 Td (and ) Tj ET Q q 0 0 0 rg BT 444.94 272.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 488.35 272.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 515.11 272.10 Td (may ) Tj ET Q q 0 0 0 rg BT 535.76 272.10 Td (have ) Tj ET Q q 0 0 0 rg BT 558.07 272.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 260.10 Td (material ) Tj ET Q q 0 0 0 rg BT 84.76 260.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 117.80 260.10 Td (ef) Tj ET Q q 0 0 0 rg BT 125.38 260.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 142.87 260.10 Td (on ) Tj ET Q q 0 0 0 rg BT 155.37 260.10 Td (our ) Tj ET Q q 0 0 0 rg BT 171.20 260.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 210.09 260.10 Td (results ) Tj ET Q q 0 0 0 rg BT 238.70 260.10 Td (of ) Tj ET Q q 0 0 0 rg BT 249.53 260.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 293.68 260.10 Td (and ) Tj ET Q q 0 0 0 rg BT 310.62 260.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 348.10 260.10 Td (condition.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 239.10 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.34 239.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 110.61 239.10 Td (to ) Tj ET Q q 0 0 0 rg BT 121.44 239.10 Td (our) Tj ET Q q 0 0 0 rg BT 136.26 239.10 Td ( ) Tj ET Q q 0 0 0 rg BT 138.76 239.10 Td (Gr) Tj ET Q q 0 0 0 rg BT 150.80 239.10 Td (owth ) Tj ET Q q 0 0 0 rg BT 174.41 239.10 Td (Strategy) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 218.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.90 218.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 97.74 218.10 Td (to ) Tj ET Q q 0 0 0 rg BT 108.81 218.10 Td (gr) Tj ET Q q 0 0 0 rg BT 117.33 218.10 Td (ow ) Tj ET Q q 0 0 0 rg BT 132.29 218.10 Td (is ) Tj ET Q q 0 0 0 rg BT 142.25 218.10 Td (affected ) Tj ET Q q 0 0 0 rg BT 177.19 218.10 Td (by ) Tj ET Q q 0 0 0 rg BT 189.91 218.10 Td (our ) Tj ET Q q 0 0 0 rg BT 207.09 218.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 235.93 218.10 Td (to ) Tj ET Q q 0 0 0 rg BT 247.00 218.10 Td (execute ) Tj ET Q q 0 0 0 rg BT 280.26 218.10 Td (on ) Tj ET Q q 0 0 0 rg BT 293.55 218.10 Td (our ) Tj ET Q q 0 0 0 rg BT 310.73 218.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 349.01 218.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 397.02 218.10 Td (r) Tj ET Q q 0 0 0 rg BT 400.54 218.10 Td (etain ) Tj ET Q q 0 0 0 rg BT 423.83 218.10 Td (and ) Tj ET Q q 0 0 0 rg BT 442.11 218.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 474.28 218.10 Td (our ) Tj ET Q q 0 0 0 rg BT 491.46 218.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 525.85 218.10 Td (customer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 206.10 Td (r) Tj ET Q q 0 0 0 rg BT 53.02 206.10 Td (elationships ) Tj ET Q q 0 0 0 rg BT 103.86 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 121.36 206.10 Td (our ) Tj ET Q q 0 0 0 rg BT 137.75 206.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 165.80 206.10 Td (to ) Tj ET Q q 0 0 0 rg BT 176.08 206.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 205.24 206.10 Td (new ) Tj ET Q q 0 0 0 rg BT 223.85 206.10 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 185.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.65 185.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 95.81 185.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.19 185.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 131.55 185.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 165.82 185.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 208.97 185.10 Td (and ) Tj ET Q q 0 0 0 rg BT 226.01 185.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 257.49 185.10 Td (those ) Tj ET Q q 0 0 0 rg BT 281.20 185.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 334.90 185.10 Td (and ) Tj ET Q q 0 0 0 rg BT 351.94 185.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 379.52 185.10 Td (new ) Tj ET Q q 0 0 0 rg BT 398.78 185.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 441.93 185.10 Td (is ) Tj ET Q q 0 0 0 rg BT 451.20 185.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 482.13 185.10 Td (to ) Tj ET Q q 0 0 0 rg BT 492.51 185.10 Td (a ) Tj ET Q q 0 0 0 rg BT 499.55 185.10 Td (number ) Tj ET Q q 0 0 0 rg BT 532.70 185.10 Td (of ) Tj ET Q q 0 0 0 rg BT 543.63 185.10 Td (risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 173.10 Td (including ) Tj ET Q q 0 0 0 rg BT 89.77 173.10 Td (the ) Tj ET Q q 0 0 0 rg BT 104.49 173.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 121.99 173.10 Td (that ) Tj ET Q q 0 0 0 rg BT 139.49 173.10 Td (we ) Tj ET Q q 0 0 0 rg BT 153.65 173.10 Td (do ) Tj ET Q q 0 0 0 rg BT 166.15 173.10 Td (not:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 152.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 152.10 Td (execute ) Tj ET Q q 0 0 0 rg BT 118.53 152.10 Td (on ) Tj ET Q q 0 0 0 rg BT 131.03 152.10 Td (our ) Tj ET Q q 0 0 0 rg BT 146.86 152.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 183.23 152.10 Td (businesses;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 140.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 140.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 122.99 140.10 Td (or ) Tj ET Q q 0 0 0 rg BT 133.82 140.10 Td (improve ) Tj ET Q q 0 0 0 rg BT 169.65 140.10 Td (the ) Tj ET Q q 0 0 0 rg BT 184.36 140.10 Td (quality ) Tj ET Q q 0 0 0 rg BT 214.64 140.10 Td (and ) Tj ET Q q 0 0 0 rg BT 231.57 140.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 280.16 140.10 Td (of ) Tj ET Q q 0 0 0 rg BT 290.99 140.10 Td (services ) Tj ET Q q 0 0 0 rg BT 325.70 140.10 Td (we ) Tj ET Q q 0 0 0 rg BT 339.86 140.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 372.91 140.10 Td (to ) Tj ET Q q 0 0 0 rg BT 383.19 140.10 Td (our ) Tj ET Q q 0 0 0 rg BT 399.02 140.10 Td (customers;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 128.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 128.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 107.43 128.10 Td (or ) Tj ET Q q 0 0 0 rg BT 118.26 128.10 Td (exceed ) Tj ET Q q 0 0 0 rg BT 148.52 128.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.23 128.10 Td (expectations ) Tj ET Q q 0 0 0 rg BT 215.71 128.10 Td (of ) Tj ET Q q 0 0 0 rg BT 226.54 128.10 Td (our ) Tj ET Q q 0 0 0 rg BT 242.38 128.10 Td (customers;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 116.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 116.10 Td (successfully ) Tj ET Q q 0 0 0 rg BT 136.88 116.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 173.24 116.10 Td (our ) Tj ET Q q 0 0 0 rg BT 189.07 116.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 223.23 116.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 262.39 116.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 315.99 116.10 Td (to ) Tj ET Q q 0 0 0 rg BT 326.27 116.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 342.66 116.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 385.15 116.10 Td (services; ) Tj ET Q q 0 0 0 rg BT 422.63 116.10 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 104.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 104.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 112.98 104.10 Td (new ) Tj ET Q q 0 0 0 rg BT 132.14 104.10 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 83.10 Td (If ) Tj ET Q q 0 0 0 rg BT 58.95 83.10 Td (our ) Tj ET Q q 0 0 0 rg BT 75.08 83.10 Td (ef) Tj ET Q q 0 0 0 rg BT 82.66 83.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 103.79 83.10 Td (to ) Tj ET Q q 0 0 0 rg BT 114.36 83.10 Td (execute ) Tj ET Q q 0 0 0 rg BT 147.68 83.10 Td (on ) Tj ET Q q 0 0 0 rg BT 160.48 83.10 Td (our ) Tj ET Q q 0 0 0 rg BT 176.60 83.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 213.26 83.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 260.78 83.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 286.34 83.10 Td (and ) Tj ET Q q 0 0 0 rg BT 303.57 83.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 335.24 83.10 Td (our ) Tj ET Q q 0 0 0 rg BT 351.36 83.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 390.81 83.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 444.71 83.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.94 83.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 489.71 83.10 Td (new ) Tj ET Q q 0 0 0 rg BT 509.16 83.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 552.50 83.10 Td (do ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 71.10 Td (not ) Tj ET Q q 0 0 0 rg BT 64.65 71.10 Td (prove ) Tj ET Q q 0 0 0 rg BT 89.79 71.10 Td (ef) Tj ET Q q 0 0 0 rg BT 97.37 71.10 Td (fective, ) Tj ET Q q 0 0 0 rg BT 129.45 71.10 Td (it ) Tj ET Q q 0 0 0 rg BT 137.37 71.10 Td (could ) Tj ET Q q 0 0 0 rg BT 161.96 71.10 Td (have ) Tj ET Q q 0 0 0 rg BT 183.21 71.10 Td (an ) Tj ET Q q 0 0 0 rg BT 195.01 71.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 227.92 71.10 Td (ef) Tj ET Q q 0 0 0 rg BT 235.51 71.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 252.86 71.10 Td (on ) Tj ET Q q 0 0 0 rg BT 265.23 71.10 Td (our ) Tj ET Q q 0 0 0 rg BT 280.93 71.10 Td (business ) Tj ET Q q 0 0 0 rg BT 317.19 71.10 Td (and ) Tj ET Q q 0 0 0 rg BT 334.00 71.10 Td (results ) Tj ET Q q 0 0 0 rg BT 362.48 71.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.18 71.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 417.20 71.10 Td (and ) Tj ET Q q 0 0 0 rg BT 434.01 71.10 Td (our ) Tj ET Q q 0 0 0 rg BT 449.71 71.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 477.63 71.10 Td (to ) Tj ET Q q 0 0 0 rg BT 487.78 71.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 525.14 71.10 Td (and ) Tj ET Q q 0 0 0 rg BT 541.95 71.10 Td (grow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 59.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.33 59.10 Td (operations.) Tj ET Q endstream endobj 39 0 obj <>] /Rotate 0 /Contents 40 0 R>> endobj 40 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 66.92 731.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 94.35 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 104.00 731.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 134.75 731.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 168.29 731.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 221.26 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 237.57 731.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 264.43 731.10 Td (new ) Tj ET Q q 0 0 0 rg BT 282.96 731.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 325.38 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 333.92 731.10 Td (also ) Tj ET Q q 0 0 0 rg BT 351.90 731.10 Td (af) Tj ET Q q 0 0 0 rg BT 359.49 731.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 385.79 731.10 Td (by ) Tj ET Q q 0 0 0 rg BT 397.66 731.10 Td (broader ) Tj ET Q q 0 0 0 rg BT 430.07 731.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 470.81 731.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 499.89 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 516.20 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 530.29 731.10 Td (strength ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.27 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.93 719.10 Td (overall ) Tj ET Q q 0 0 0 rg BT 105.13 719.10 Td (housing ) Tj ET Q q 0 0 0 rg BT 139.24 719.10 Td (market, ) Tj ET Q q 0 0 0 rg BT 171.95 719.10 Td (which ) Tj ET Q q 0 0 0 rg BT 198.83 719.10 Td (can ) Tj ET Q q 0 0 0 rg BT 215.14 719.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 244.23 719.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 278.32 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 292.42 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 308.20 719.10 Td (services ) Tj ET Q q 0 0 0 rg BT 342.84 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 359.72 719.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 394.92 719.10 Td (competition ) Tj ET Q q 0 0 0 rg BT 445.13 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 459.23 719.10 Td (each ) Tj ET Q q 0 0 0 rg BT 479.98 719.10 Td (customer) Tj ET Q q 0 0 0 rg BT 517.01 719.10 Td () Tj ET Q q 0 0 0 rg BT 519.79 719.10 Td (s ) Tj ET Q q 0 0 0 rg BT 526.12 719.10 Td (business, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.31 707.10 Td (our ) Tj ET Q q 0 0 0 rg BT 82.01 707.10 Td (results ) Tj ET Q q 0 0 0 rg BT 110.49 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 121.19 707.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 165.21 707.10 Td (could ) Tj ET Q q 0 0 0 rg BT 189.80 707.10 Td (be ) Tj ET Q q 0 0 0 rg BT 201.60 707.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 242.29 707.10 Td (impacted. ) Tj ET Q q 0 0 0 rg BT 283.81 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 286.18 707.10 Td (See ) Tj ET Q q 0 0 0 rg BT 302.99 707.10 Td (The ) Tj ET Q q 0 0 0 rg BT 325.34 707.10 Td (economy ) Tj ET Q q 0 0 0 rg BT 364.37 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 381.18 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 395.76 707.10 Td (housing ) Tj ET Q q 0 0 0 rg BT 429.80 707.10 Td (market ) Tj ET Q q 0 0 0 rg BT 459.94 707.10 Td (can ) Tj ET Q q 0 0 0 rg BT 476.18 707.10 Td (af) Tj ET Q q 0 0 0 rg BT 483.77 707.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 501.12 707.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 535.15 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.18 707.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (services.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (If ) Tj ET Q q 0 0 0 rg BT 57.36 674.10 Td (we ) Tj ET Q q 0 0 0 rg BT 70.22 674.10 Td (do ) Tj ET Q q 0 0 0 rg BT 81.97 674.10 Td (not ) Tj ET Q q 0 0 0 rg BT 96.50 674.10 Td (adapt ) Tj ET Q q 0 0 0 rg BT 121.03 674.10 Td (our ) Tj ET Q q 0 0 0 rg BT 136.68 674.10 Td (services ) Tj ET Q q 0 0 0 rg BT 170.64 674.10 Td (to ) Tj ET Q q 0 0 0 rg BT 180.17 674.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 214.69 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 224.22 674.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 269.84 674.10 Td (or ) Tj ET Q q 0 0 0 rg BT 280.48 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 290.01 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 303.98 674.10 Td (marketplace, ) Tj ET Q q 0 0 0 rg BT 357.66 674.10 Td (changing ) Tj ET Q q 0 0 0 rg BT 396.63 674.10 Td (r) Tj ET Q q 0 0 0 rg BT 400.15 674.10 Td (equir) Tj ET Q q 0 0 0 rg BT 420.89 674.10 Td (ements ) Tj ET Q q 0 0 0 rg BT 450.41 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 459.94 674.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 516.67 674.10 Td (authorities, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (GSEs ) Tj ET Q q 0 0 0 rg BT 74.01 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 91.31 662.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 119.70 662.10 Td (or ) Tj ET Q q 0 0 0 rg BT 130.89 662.10 Td (if ) Tj ET Q q 0 0 0 rg BT 138.74 662.10 Td (our ) Tj ET Q q 0 0 0 rg BT 154.92 662.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 189.99 662.10 Td (efforts ) Tj ET Q q 0 0 0 rg BT 217.84 662.10 Td (to ) Tj ET Q q 0 0 0 rg BT 227.91 662.10 Td (upgrade ) Tj ET Q q 0 0 0 rg BT 263.53 662.10 Td (our ) Tj ET Q q 0 0 0 rg BT 279.72 662.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 325.88 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 343.17 662.10 Td (particularly ) Tj ET Q q 0 0 0 rg BT 393.24 662.10 Td (our ) Tj ET Q q 0 0 0 rg BT 409.42 662.10 Td (efforts ) Tj ET Q q 0 0 0 rg BT 437.27 662.10 Td (to ) Tj ET Q q 0 0 0 rg BT 447.34 662.10 Td (complete ) Tj ET Q q 0 0 0 rg BT 485.73 662.10 Td (development ) Tj ET Q q 0 0 0 rg BT 538.56 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 548.63 662.10 Td (our ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 95.51 650.10 Td (ar) Tj ET Q q 0 0 0 rg BT 104.03 650.10 Td (e ) Tj ET Q q 0 0 0 rg BT 110.61 650.10 Td (not ) Tj ET Q q 0 0 0 rg BT 125.52 650.10 Td (successful, ) Tj ET Q q 0 0 0 rg BT 170.71 650.10 Td (we ) Tj ET Q q 0 0 0 rg BT 183.95 650.10 Td (could ) Tj ET Q q 0 0 0 rg BT 208.31 650.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 226.55 650.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 269.24 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 286.38 650.10 Td (have ) Tj ET Q q 0 0 0 rg BT 307.40 650.10 Td (difficulty ) Tj ET Q q 0 0 0 rg BT 345.08 650.10 Td (attracting ) Tj ET Q q 0 0 0 rg BT 386.66 650.10 Td (new ) Tj ET Q q 0 0 0 rg BT 404.91 650.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 447.60 650.10 Td (for ) Tj ET Q q 0 0 0 rg BT 461.40 650.10 Td (our ) Tj ET Q q 0 0 0 rg BT 477.43 650.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 514.28 650.10 Td (which ) Tj ET Q q 0 0 0 rg BT 540.30 650.10 Td (could ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (have ) Tj ET Q q 0 0 0 rg BT 70.88 638.10 Td (an ) Tj ET Q q 0 0 0 rg BT 83.38 638.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 116.98 638.10 Td (effect ) Tj ET Q q 0 0 0 rg BT 141.13 638.10 Td (on ) Tj ET Q q 0 0 0 rg BT 153.63 638.10 Td (our ) Tj ET Q q 0 0 0 rg BT 170.02 638.10 Td (business ) Tj ET Q q 0 0 0 rg BT 206.41 638.10 Td (and ) Tj ET Q q 0 0 0 rg BT 223.91 638.10 Td (r) Tj ET Q q 0 0 0 rg BT 227.43 638.10 Td (esults ) Tj ET Q q 0 0 0 rg BT 252.71 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 262.99 638.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 617.10 Td (The ) Tj ET Q q 0 0 0 rg BT 69.12 617.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 104.85 617.10 Td (for ) Tj ET Q q 0 0 0 rg BT 120.58 617.10 Td (our ) Tj ET Q q 0 0 0 rg BT 137.98 617.10 Td (services ) Tj ET Q q 0 0 0 rg BT 174.26 617.10 Td (are ) Tj ET Q q 0 0 0 rg BT 190.54 617.10 Td (characterized ) Tj ET Q q 0 0 0 rg BT 247.90 617.10 Td (by ) Tj ET Q q 0 0 0 rg BT 261.97 617.10 Td (constant ) Tj ET Q q 0 0 0 rg BT 299.37 617.10 Td (technological ) Tj ET Q q 0 0 0 rg BT 357.31 617.10 Td (change, ) Tj ET Q q 0 0 0 rg BT 392.20 617.10 Td (our ) Tj ET Q q 0 0 0 rg BT 409.60 617.10 Td (customers) Tj ET Q q 0 0 0 rg BT 452.73 617.10 Td ( ) Tj ET Q q 0 0 0 rg BT 456.80 617.10 Td (and ) Tj ET Q q 0 0 0 rg BT 475.32 617.10 Td (competitors) Tj ET Q q 0 0 0 rg BT 525.12 617.10 Td ( ) Tj ET Q q 0 0 0 rg BT 529.19 617.10 Td (frequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (introduction ) Tj ET Q q 0 0 0 rg BT 100.76 605.10 Td (of ) Tj ET Q q 0 0 0 rg BT 111.48 605.10 Td (new ) Tj ET Q q 0 0 0 rg BT 130.52 605.10 Td (services ) Tj ET Q q 0 0 0 rg BT 165.11 605.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.93 605.10 Td (evolving ) Tj ET Q q 0 0 0 rg BT 219.30 605.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 254.46 605.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 294.61 605.10 Td (and ) Tj ET Q q 0 0 0 rg BT 311.43 605.10 Td (government ) Tj ET Q q 0 0 0 rg BT 361.58 605.10 Td (regulation. ) Tj ET Q q 0 0 0 rg BT 407.00 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 409.21 605.10 Td (W) Tj ET Q q 0 0 0 rg BT 417.85 605.10 Td (e ) Tj ET Q q 0 0 0 rg BT 424.67 605.10 Td (are ) Tj ET Q q 0 0 0 rg BT 439.26 605.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 477.74 605.10 Td (in ) Tj ET Q q 0 0 0 rg BT 487.90 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 502.49 605.10 Td (process ) Tj ET Q q 0 0 0 rg BT 534.87 605.10 Td (of, ) Tj ET Q q 0 0 0 rg BT 548.08 605.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (from ) Tj ET Q q 0 0 0 rg BT 71.55 593.10 Td (time ) Tj ET Q q 0 0 0 rg BT 91.93 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 102.32 593.10 Td (time ) Tj ET Q q 0 0 0 rg BT 122.71 593.10 Td (will ) Tj ET Q q 0 0 0 rg BT 140.88 593.10 Td (be, ) Tj ET Q q 0 0 0 rg BT 155.43 593.10 Td (developing ) Tj ET Q q 0 0 0 rg BT 202.47 593.10 Td (and ) Tj ET Q q 0 0 0 rg BT 219.52 593.10 Td (introducing ) Tj ET Q q 0 0 0 rg BT 268.24 593.10 Td (new ) Tj ET Q q 0 0 0 rg BT 287.51 593.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 340.66 593.10 Td (and ) Tj ET Q q 0 0 0 rg BT 357.71 593.10 Td (improvements ) Tj ET Q q 0 0 0 rg BT 417.53 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 427.92 593.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 462.20 593.10 Td (technologies. ) Tj ET Q q 0 0 0 rg BT 517.85 593.10 Td ( ) Tj ET Q q 0 0 0 rg BT 520.46 593.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 538.63 593.10 Td (future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (success ) Tj ET Q q 0 0 0 rg BT 82.29 581.10 Td (will ) Tj ET Q q 0 0 0 rg BT 100.65 581.10 Td (be ) Tj ET Q q 0 0 0 rg BT 112.89 581.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 165.69 581.10 Td (af) Tj ET Q q 0 0 0 rg BT 173.27 581.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 200.50 581.10 Td (by ) Tj ET Q q 0 0 0 rg BT 213.30 581.10 Td (our ) Tj ET Q q 0 0 0 rg BT 229.44 581.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 257.79 581.10 Td (to ) Tj ET Q q 0 0 0 rg BT 268.37 581.10 Td (complete ) Tj ET Q q 0 0 0 rg BT 307.83 581.10 Td (our ) Tj ET Q q 0 0 0 rg BT 323.96 581.10 Td (current ) Tj ET Q q 0 0 0 rg BT 355.08 581.10 Td (ef) Tj ET Q q 0 0 0 rg BT 362.66 581.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 383.80 581.10 Td (and ) Tj ET Q q 0 0 0 rg BT 401.04 581.10 Td (in ) Tj ET Q q 0 0 0 rg BT 411.62 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.64 581.10 Td (future ) Tj ET Q q 0 0 0 rg BT 453.32 581.10 Td (enhance, ) Tj ET Q q 0 0 0 rg BT 491.38 581.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 531.39 581.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (use ) Tj ET Q q 0 0 0 rg BT 66.26 569.10 Td (of ) Tj ET Q q 0 0 0 rg BT 78.02 569.10 Td (automation, ) Tj ET Q q 0 0 0 rg BT 128.93 569.10 Td (econometrics ) Tj ET Q q 0 0 0 rg BT 185.67 569.10 Td (and ) Tj ET Q q 0 0 0 rg BT 203.54 569.10 Td (behavioral ) Tj ET Q q 0 0 0 rg BT 249.17 569.10 Td (science ) Tj ET Q q 0 0 0 rg BT 282.02 569.10 Td (principles, ) Tj ET Q q 0 0 0 rg BT 327.38 569.10 Td (our ) Tj ET Q q 0 0 0 rg BT 344.14 569.10 Td (services ) Tj ET Q q 0 0 0 rg BT 379.77 569.10 Td (and ) Tj ET Q q 0 0 0 rg BT 397.64 569.10 Td (develop ) Tj ET Q q 0 0 0 rg BT 432.72 569.10 Td (and ) Tj ET Q q 0 0 0 rg BT 450.59 569.10 Td (introduce ) Tj ET Q q 0 0 0 rg BT 491.78 569.10 Td (new ) Tj ET Q q 0 0 0 rg BT 511.87 569.10 Td (services ) Tj ET Q q 0 0 0 rg BT 547.50 569.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.10 Td (address ) Tj ET Q q 0 0 0 rg BT 81.45 557.10 Td (the ) Tj ET Q q 0 0 0 rg BT 95.62 557.10 Td (increasingly ) Tj ET Q q 0 0 0 rg BT 146.45 557.10 Td (sophisticated ) Tj ET Q q 0 0 0 rg BT 200.62 557.10 Td (needs ) Tj ET Q q 0 0 0 rg BT 225.35 557.10 Td (of ) Tj ET Q q 0 0 0 rg BT 235.64 557.10 Td (our ) Tj ET Q q 0 0 0 rg BT 250.93 557.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 293.43 557.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.83 557.10 Td (their ) Tj ET Q q 0 0 0 rg BT 330.11 557.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 375.12 557.10 Td ( ) Tj ET Q q 0 0 0 rg BT 376.93 557.10 Td (These ) Tj ET Q q 0 0 0 rg BT 402.77 557.10 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 444.16 557.10 Td (carry ) Tj ET Q q 0 0 0 rg BT 466.66 557.10 Td (the ) Tj ET Q q 0 0 0 rg BT 480.83 557.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 501.68 557.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 544.73 557.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 545.10 Td (any ) Tj ET Q q 0 0 0 rg BT 66.38 545.10 Td (new ) Tj ET Q q 0 0 0 rg BT 85.49 545.10 Td (service ) Tj ET Q q 0 0 0 rg BT 116.25 545.10 Td (development ) Tj ET Q q 0 0 0 rg BT 170.35 545.10 Td (ef) Tj ET Q q 0 0 0 rg BT 177.94 545.10 Td (fort, ) Tj ET Q q 0 0 0 rg BT 197.32 545.10 Td (including ) Tj ET Q q 0 0 0 rg BT 237.54 545.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 256.10 545.10 Td (overruns, ) Tj ET Q q 0 0 0 rg BT 296.03 545.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 324.03 545.10 Td (in ) Tj ET Q q 0 0 0 rg BT 334.25 545.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 369.46 545.10 Td (and ) Tj ET Q q 0 0 0 rg BT 386.35 545.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 439.31 545.10 Td (ef) Tj ET Q q 0 0 0 rg BT 446.90 545.10 Td (fectiveness. ) Tj ET Q q 0 0 0 rg BT 496.27 545.10 Td ( ) Tj ET Q q 0 0 0 rg BT 498.54 545.10 Td (There ) Tj ET Q q 0 0 0 rg BT 524.30 545.10 Td (can ) Tj ET Q q 0 0 0 rg BT 540.63 545.10 Td (be ) Tj ET Q q 0 0 0 rg BT 552.51 545.10 Td (no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 533.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 90.07 533.10 Td (that ) Tj ET Q q 0 0 0 rg BT 106.76 533.10 Td (we ) Tj ET Q q 0 0 0 rg BT 120.12 533.10 Td (will ) Tj ET Q q 0 0 0 rg BT 137.38 533.10 Td (be ) Tj ET Q q 0 0 0 rg BT 148.52 533.10 Td (successful ) Tj ET Q q 0 0 0 rg BT 191.32 533.10 Td (in ) Tj ET Q q 0 0 0 rg BT 200.80 533.10 Td (developing, ) Tj ET Q q 0 0 0 rg BT 249.43 533.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 291.68 533.10 Td (and ) Tj ET Q q 0 0 0 rg BT 307.82 533.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 336.18 533.10 Td (new ) Tj ET Q q 0 0 0 rg BT 354.54 533.10 Td (and ) Tj ET Q q 0 0 0 rg BT 370.68 533.10 Td (improved ) Tj ET Q q 0 0 0 rg BT 410.71 533.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 462.95 533.10 Td (and ) Tj ET Q q 0 0 0 rg BT 479.09 533.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 515.50 533.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.20 533.10 Td (In ) Tj ET Q q 0 0 0 rg BT 527.23 533.10 Td (addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 521.10 Td (we ) Tj ET Q q 0 0 0 rg BT 62.67 521.10 Td (may ) Tj ET Q q 0 0 0 rg BT 81.39 521.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 126.19 521.10 Td (dif) Tj ET Q q 0 0 0 rg BT 137.12 521.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 170.84 521.10 Td (that ) Tj ET Q q 0 0 0 rg BT 187.34 521.10 Td (could ) Tj ET Q q 0 0 0 rg BT 211.06 521.10 Td (delay ) Tj ET Q q 0 0 0 rg BT 234.22 521.10 Td (or ) Tj ET Q q 0 0 0 rg BT 244.06 521.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 275.55 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 289.27 521.10 Td (successful ) Tj ET Q q 0 0 0 rg BT 331.87 521.10 Td (development, ) Tj ET Q q 0 0 0 rg BT 387.53 521.10 Td (introduction ) Tj ET Q q 0 0 0 rg BT 437.92 521.10 Td (and ) Tj ET Q q 0 0 0 rg BT 453.86 521.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 495.91 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 505.74 521.10 Td (these ) Tj ET Q q 0 0 0 rg BT 527.80 521.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 565.00 521.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 509.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.66 509.10 Td (services ) Tj ET Q q 0 0 0 rg BT 102.47 509.10 Td (and ) Tj ET Q q 0 0 0 rg BT 119.52 509.10 Td (their ) Tj ET Q q 0 0 0 rg BT 140.45 509.10 Td (enhancements ) Tj ET Q q 0 0 0 rg BT 199.70 509.10 Td (may ) Tj ET Q q 0 0 0 rg BT 219.52 509.10 Td (also ) Tj ET Q q 0 0 0 rg BT 238.23 509.10 Td (not ) Tj ET Q q 0 0 0 rg BT 253.62 509.10 Td (adequately ) Tj ET Q q 0 0 0 rg BT 299.54 509.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 321.58 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 336.40 509.10 Td (demands ) Tj ET Q q 0 0 0 rg BT 374.55 509.10 Td (of ) Tj ET Q q 0 0 0 rg BT 385.49 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 400.31 509.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 451.78 509.10 Td (or ) Tj ET Q q 0 0 0 rg BT 462.71 509.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 520.30 509.10 Td (authorities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 497.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.57 497.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 99.74 497.10 Td (market ) Tj ET Q q 0 0 0 rg BT 130.14 497.10 Td (acceptance. ) Tj ET Q q 0 0 0 rg BT 179.13 497.10 Td ( ) Tj ET Q q 0 0 0 rg BT 181.76 497.10 Td (Finally) Tj ET Q q 0 0 0 rg BT 209.45 497.10 Td (, ) Tj ET Q q 0 0 0 rg BT 214.58 497.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 244.42 497.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 270.93 497.10 Td (that ) Tj ET Q q 0 0 0 rg BT 288.56 497.10 Td (we ) Tj ET Q q 0 0 0 rg BT 302.86 497.10 Td (can ) Tj ET Q q 0 0 0 rg BT 319.37 497.10 Td (char) Tj ET Q q 0 0 0 rg BT 336.40 497.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 348.47 497.10 Td (may ) Tj ET Q q 0 0 0 rg BT 368.33 497.10 Td (be ) Tj ET Q q 0 0 0 rg BT 380.40 497.10 Td (dictated ) Tj ET Q q 0 0 0 rg BT 414.69 497.10 Td (by ) Tj ET Q q 0 0 0 rg BT 427.32 497.10 Td (GSEs ) Tj ET Q q 0 0 0 rg BT 452.74 497.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 480.92 497.10 Td (our ) Tj ET Q q 0 0 0 rg BT 496.89 497.10 Td (lar) Tj ET Q q 0 0 0 rg BT 507.25 497.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 519.33 497.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 548.07 497.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 485.10 Td (we ) Tj ET Q q 0 0 0 rg BT 63.48 485.10 Td (may ) Tj ET Q q 0 0 0 rg BT 83.01 485.10 Td (not ) Tj ET Q q 0 0 0 rg BT 98.11 485.10 Td (be ) Tj ET Q q 0 0 0 rg BT 109.86 485.10 Td (able ) Tj ET Q q 0 0 0 rg BT 128.83 485.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.93 485.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 167.89 485.10 Td (our ) Tj ET Q q 0 0 0 rg BT 183.54 485.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 213.62 485.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 235.94 485.10 Td (in ) Tj ET Q q 0 0 0 rg BT 246.04 485.10 Td (order ) Tj ET Q q 0 0 0 rg BT 269.45 485.10 Td (to ) Tj ET Q q 0 0 0 rg BT 279.55 485.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 316.85 485.10 Td (our ) Tj ET Q q 0 0 0 rg BT 332.50 485.10 Td (profitability ) Tj ET Q q 0 0 0 rg BT 382.59 485.10 Td (for ) Tj ET Q q 0 0 0 rg BT 396.56 485.10 Td (those ) Tj ET Q q 0 0 0 rg BT 419.99 485.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 457.01 485.10 Td ( ) Tj ET Q q 0 0 0 rg BT 458.82 485.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 478.36 485.10 Td (of ) Tj ET Q q 0 0 0 rg BT 489.00 485.10 Td (these ) Tj ET Q q 0 0 0 rg BT 511.87 485.10 Td (results ) Tj ET Q q 0 0 0 rg BT 540.29 485.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.10 Td (have ) Tj ET Q q 0 0 0 rg BT 70.88 473.10 Td (a ) Tj ET Q q 0 0 0 rg BT 77.82 473.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 114.19 473.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 143.90 473.10 Td (on ) Tj ET Q q 0 0 0 rg BT 156.40 473.10 Td (our ) Tj ET Q q 0 0 0 rg BT 172.23 473.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 209.71 473.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 249.98 473.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.92 473.10 Td (results ) Tj ET Q q 0 0 0 rg BT 295.53 473.10 Td (of ) Tj ET Q q 0 0 0 rg BT 306.36 473.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 350.52 473.10 Td (and ) Tj ET Q q 0 0 0 rg BT 367.45 473.10 Td (our ) Tj ET Q q 0 0 0 rg BT 383.28 473.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 411.34 473.10 Td (to ) Tj ET Q q 0 0 0 rg BT 421.61 473.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 459.10 473.10 Td (and ) Tj ET Q q 0 0 0 rg BT 476.04 473.10 Td (grow ) Tj ET Q q 0 0 0 rg BT 499.09 473.10 Td (our ) Tj ET Q q 0 0 0 rg BT 514.92 473.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 452.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.11 452.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 96.17 452.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.44 452.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 127.82 452.10 Td (our ) Tj ET Q q 0 0 0 rg BT 144.21 452.10 Td (gr) Tj ET Q q 0 0 0 rg BT 152.73 452.10 Td (owth ) Tj ET Q q 0 0 0 rg BT 174.68 452.10 Td (objectives ) Tj ET Q q 0 0 0 rg BT 217.16 452.10 Td (is ) Tj ET Q q 0 0 0 rg BT 226.33 452.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 269.92 452.10 Td (on ) Tj ET Q q 0 0 0 rg BT 282.42 452.10 Td (the ) Tj ET Q q 0 0 0 rg BT 297.14 452.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 325.20 452.10 Td (and ) Tj ET Q q 0 0 0 rg BT 342.70 452.10 Td (market ) Tj ET Q q 0 0 0 rg BT 372.97 452.10 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 420.44 452.10 Td (of ) Tj ET Q q 0 0 0 rg BT 430.72 452.10 Td (our ) Tj ET Q q 0 0 0 rg BT 447.11 452.10 Td (new ) Tj ET Q q 0 0 0 rg BT 465.72 452.10 Td (service ) Tj ET Q q 0 0 0 rg BT 496.53 452.10 Td (offerings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.31 431.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 97.12 431.10 Td (to ) Tj ET Q q 0 0 0 rg BT 108.16 431.10 Td (grow ) Tj ET Q q 0 0 0 rg BT 131.97 431.10 Td (may ) Tj ET Q q 0 0 0 rg BT 152.45 431.10 Td (be ) Tj ET Q q 0 0 0 rg BT 165.14 431.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 206.72 431.10 Td (af) Tj ET Q q 0 0 0 rg BT 214.31 431.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 241.99 431.10 Td (by ) Tj ET Q q 0 0 0 rg BT 255.25 431.10 Td (dif) Tj ET Q q 0 0 0 rg BT 266.18 431.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 301.65 431.10 Td (or ) Tj ET Q q 0 0 0 rg BT 313.24 431.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 342.04 431.10 Td (in ) Tj ET Q q 0 0 0 rg BT 353.08 431.10 Td (service ) Tj ET Q q 0 0 0 rg BT 384.66 431.10 Td (development ) Tj ET Q q 0 0 0 rg BT 439.57 431.10 Td (or ) Tj ET Q q 0 0 0 rg BT 451.16 431.10 Td (the ) Tj ET Q q 0 0 0 rg BT 466.63 431.10 Td (inability ) Tj ET Q q 0 0 0 rg BT 503.22 431.10 Td (to ) Tj ET Q q 0 0 0 rg BT 514.26 431.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 534.73 431.10 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.10 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 95.05 419.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.09 419.10 Td (new ) Tj ET Q q 0 0 0 rg BT 123.46 419.10 Td (services ) Tj ET Q q 0 0 0 rg BT 157.37 419.10 Td (to ) Tj ET Q q 0 0 0 rg BT 166.86 419.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 200.23 419.10 Td (and ) Tj ET Q q 0 0 0 rg BT 216.37 419.10 Td (new ) Tj ET Q q 0 0 0 rg BT 234.74 419.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 279.49 419.10 Td ( ) Tj ET Q q 0 0 0 rg BT 281.08 419.10 Td (There ) Tj ET Q q 0 0 0 rg BT 306.10 419.10 Td (are ) Tj ET Q q 0 0 0 rg BT 320.01 419.10 Td (no ) Tj ET Q q 0 0 0 rg BT 331.72 419.10 Td (guarantees ) Tj ET Q q 0 0 0 rg BT 376.18 419.10 Td (that ) Tj ET Q q 0 0 0 rg BT 392.88 419.10 Td (new ) Tj ET Q q 0 0 0 rg BT 411.25 419.10 Td (services ) Tj ET Q q 0 0 0 rg BT 445.16 419.10 Td (will ) Tj ET Q q 0 0 0 rg BT 462.42 419.10 Td (prove ) Tj ET Q q 0 0 0 rg BT 486.90 419.10 Td (to ) Tj ET Q q 0 0 0 rg BT 496.38 419.10 Td (be ) Tj ET Q q 0 0 0 rg BT 507.53 419.10 Td (commercially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (successful ) Tj ET Q q 0 0 0 rg BT 93.10 407.10 Td (and ) Tj ET Q q 0 0 0 rg BT 110.04 407.10 Td (our ) Tj ET Q q 0 0 0 rg BT 125.87 407.10 Td (results ) Tj ET Q q 0 0 0 rg BT 154.48 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 165.31 407.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 209.46 407.10 Td (could ) Tj ET Q q 0 0 0 rg BT 234.18 407.10 Td (be ) Tj ET Q q 0 0 0 rg BT 246.12 407.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 286.93 407.10 Td (impacted.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 386.10 Td (Some ) Tj ET Q q 0 0 0 rg BT 73.66 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 83.94 386.10 Td (our ) Tj ET Q q 0 0 0 rg BT 100.33 386.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 145.05 386.10 Td (ar) Tj ET Q q 0 0 0 rg BT 153.57 386.10 Td (e ) Tj ET Q q 0 0 0 rg BT 160.51 386.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 204.10 386.10 Td (on ) Tj ET Q q 0 0 0 rg BT 216.60 386.10 Td (outsour) Tj ET Q q 0 0 0 rg BT 246.79 386.10 Td (cing.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 365.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.06 365.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 108.51 365.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 138.85 365.10 Td (at ) Tj ET Q q 0 0 0 rg BT 148.08 365.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 187.30 365.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 208.19 365.10 Td (for ) Tj ET Q q 0 0 0 rg BT 221.86 365.10 Td (some ) Tj ET Q q 0 0 0 rg BT 244.98 365.10 Td (of ) Tj ET Q q 0 0 0 rg BT 255.32 365.10 Td (our ) Tj ET Q q 0 0 0 rg BT 270.66 365.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 314.89 365.10 Td (is ) Tj ET Q q 0 0 0 rg BT 323.57 365.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 366.67 365.10 Td (on ) Tj ET Q q 0 0 0 rg BT 378.69 365.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 413.47 365.10 Td (participants ) Tj ET Q q 0 0 0 rg BT 462.14 365.10 Td (accepting ) Tj ET Q q 0 0 0 rg BT 502.46 365.10 Td (of ) Tj ET Q q 0 0 0 rg BT 512.80 365.10 Td (outsourcing. ) Tj ET Q q 0 0 0 rg BT 565.01 365.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 353.10 Td (Or) Tj ET Q q 0 0 0 rg BT 59.87 353.10 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 107.27 353.10 Td (may ) Tj ET Q q 0 0 0 rg BT 126.35 353.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 147.08 353.10 Td (to ) Tj ET Q q 0 0 0 rg BT 156.72 353.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 190.79 353.10 Td (such ) Tj ET Q q 0 0 0 rg BT 210.98 353.10 Td (services ) Tj ET Q q 0 0 0 rg BT 245.05 353.10 Td (themselves ) Tj ET Q q 0 0 0 rg BT 291.34 353.10 Td (or ) Tj ET Q q 0 0 0 rg BT 301.53 353.10 Td (may ) Tj ET Q q 0 0 0 rg BT 320.61 353.10 Td (be ) Tj ET Q q 0 0 0 rg BT 331.91 353.10 Td (prevented ) Tj ET Q q 0 0 0 rg BT 373.19 353.10 Td (from ) Tj ET Q q 0 0 0 rg BT 394.49 353.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 443.57 353.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 480.13 353.10 Td ( ) Tj ET Q q 0 0 0 rg BT 481.58 353.10 Td (A) Tj ET Q q 0 0 0 rg BT 488.25 353.10 Td ( ) Tj ET Q q 0 0 0 rg BT 490.11 353.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 534.19 353.10 Td (change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 341.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.73 341.10 Td (our ) Tj ET Q q 0 0 0 rg BT 77.52 341.10 Td (customers) Tj ET Q q 0 0 0 rg BT 120.65 341.10 Td ( ) Tj ET Q q 0 0 0 rg BT 124.11 341.10 Td (preference ) Tj ET Q q 0 0 0 rg BT 169.74 341.10 Td (or ) Tj ET Q q 0 0 0 rg BT 181.53 341.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 210.54 341.10 Td (to ) Tj ET Q q 0 0 0 rg BT 221.77 341.10 Td (outsource ) Tj ET Q q 0 0 0 rg BT 264.10 341.10 Td (could ) Tj ET Q q 0 0 0 rg BT 289.77 341.10 Td (have ) Tj ET Q q 0 0 0 rg BT 312.10 341.10 Td (an ) Tj ET Q q 0 0 0 rg BT 325.00 341.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 358.99 341.10 Td (ef) Tj ET Q q 0 0 0 rg BT 366.58 341.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 385.02 341.10 Td (on ) Tj ET Q q 0 0 0 rg BT 398.47 341.10 Td (our ) Tj ET Q q 0 0 0 rg BT 415.25 341.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 458.14 341.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 489.93 341.10 Td (and ) Tj ET Q q 0 0 0 rg BT 507.82 341.10 Td (our ) Tj ET Q q 0 0 0 rg BT 524.60 341.10 Td (results ) Tj ET Q q 0 0 0 rg BT 554.17 341.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 329.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 308.10 Td (Acquisitions ) Tj ET Q q 0 0 0 rg BT 101.44 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 111.72 308.10 Td (accelerate ) Tj ET Q q 0 0 0 rg BT 155.86 308.10 Td (gr) Tj ET Q q 0 0 0 rg BT 164.38 308.10 Td (owth ) Tj ET Q q 0 0 0 rg BT 186.33 308.10 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 228.27 308.10 Td (involve ) Tj ET Q q 0 0 0 rg BT 259.64 308.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 297.69 308.10 Td (risks.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 287.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 66.97 287.10 Td (strategy ) Tj ET Q q 0 0 0 rg BT 100.55 287.10 Td (has ) Tj ET Q q 0 0 0 rg BT 115.80 287.10 Td (included ) Tj ET Q q 0 0 0 rg BT 152.15 287.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.29 287.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 212.09 287.10 Td (of ) Tj ET Q q 0 0 0 rg BT 222.34 287.10 Td (complementary ) Tj ET Q q 0 0 0 rg BT 286.46 287.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 330.60 287.10 Td (from ) Tj ET Q q 0 0 0 rg BT 351.96 287.10 Td (time ) Tj ET Q q 0 0 0 rg BT 371.65 287.10 Td (to ) Tj ET Q q 0 0 0 rg BT 381.35 287.10 Td (time. ) Tj ET Q q 0 0 0 rg BT 403.55 287.10 Td ( ) Tj ET Q q 0 0 0 rg BT 405.47 287.10 Td (During ) Tj ET Q q 0 0 0 rg BT 435.72 287.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 460.14 287.10 Td (we ) Tj ET Q q 0 0 0 rg BT 473.72 287.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 510.06 287.10 Td (Granite ) Tj ET Q q 0 0 0 rg BT 541.97 287.10 Td (Loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 275.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 106.73 275.10 Td (of ) Tj ET Q q 0 0 0 rg BT 120.08 275.10 Td (Delaware, ) Tj ET Q q 0 0 0 rg BT 165.91 275.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 189.82 275.10 Td (\(Granite\). ) Tj ET Q q 0 0 0 rg BT 242.87 275.10 Td ( ) Tj ET Q q 0 0 0 rg BT 247.89 275.10 Td (During ) Tj ET Q q 0 0 0 rg BT 281.24 275.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 308.77 275.10 Td (we ) Tj ET Q q 0 0 0 rg BT 325.45 275.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 364.90 275.10 Td (CastleLine ) Tj ET Q q 0 0 0 rg BT 413.24 275.10 Td (Holdings, ) Tj ET Q q 0 0 0 rg BT 457.44 275.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 481.35 275.10 Td (and ) Tj ET Q q 0 0 0 rg BT 500.81 275.10 Td (its ) Tj ET Q q 0 0 0 rg BT 515.28 275.10 Td (subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 263.10 Td (\(CastleLine\) ) Tj ET Q q 0 0 0 rg BT 112.97 263.10 Td (and ) Tj ET Q q 0 0 0 rg BT 132.01 263.10 Td (GoldenGator) Tj ET Q q 0 0 0 rg BT 183.82 263.10 Td (, ) Tj ET Q q 0 0 0 rg BT 190.93 263.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 214.42 263.10 Td (\(doing ) Tj ET Q q 0 0 0 rg BT 245.14 263.10 Td (business ) Tj ET Q q 0 0 0 rg BT 283.64 263.10 Td (as ) Tj ET Q q 0 0 0 rg BT 296.57 263.10 Td (RentRange\) ) Tj ET Q q 0 0 0 rg BT 348.95 263.10 Td (\(RentRange\), ) Tj ET Q q 0 0 0 rg BT 416.02 263.10 Td (REIsmart, ) Tj ET Q q 0 0 0 rg BT 461.46 263.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 484.95 263.10 Td (\(doing ) Tj ET Q q 0 0 0 rg BT 515.67 263.10 Td (business ) Tj ET Q q 0 0 0 rg BT 554.17 263.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 251.10 Td (Investability\) ) Tj ET Q q 0 0 0 rg BT 107.33 251.10 Td (\(Investability\) ) Tj ET Q q 0 0 0 rg BT 177.37 251.10 Td (and ) Tj ET Q q 0 0 0 rg BT 196.33 251.10 Td (Onit ) Tj ET Q q 0 0 0 rg BT 218.62 251.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 263.42 251.10 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 289.32 251.10 Td (a ) Tj ET Q q 0 0 0 rg BT 298.27 251.10 Td (support ) Tj ET Q q 0 0 0 rg BT 332.78 251.10 Td (company ) Tj ET Q q 0 0 0 rg BT 373.95 251.10 Td (for ) Tj ET Q q 0 0 0 rg BT 390.13 251.10 Td (RentRange ) Tj ET Q q 0 0 0 rg BT 439.07 251.10 Td (and ) Tj ET Q q 0 0 0 rg BT 458.02 251.10 Td (Investability ) Tj ET Q q 0 0 0 rg BT 512.53 251.10 Td (\(collectively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 239.10 Td (RentRange ) Tj ET Q q 0 0 0 rg BT 101.59 239.10 Td (and ) Tj ET Q q 0 0 0 rg BT 119.25 239.10 Td (Investability\). ) Tj ET Q q 0 0 0 rg BT 182.72 239.10 Td ( ) Tj ET Q q 0 0 0 rg BT 185.94 239.10 Td (During ) Tj ET Q q 0 0 0 rg BT 217.49 239.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 243.21 239.10 Td (we ) Tj ET Q q 0 0 0 rg BT 258.08 239.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 295.73 239.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 326.15 239.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 352.69 239.10 Td (and ) Tj ET Q q 0 0 0 rg BT 370.35 239.10 Td (assumed ) Tj ET Q q 0 0 0 rg BT 408.01 239.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 438.43 239.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 478.86 239.10 Td (of ) Tj ET Q q 0 0 0 rg BT 490.41 239.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 532.50 239.10 Td (Builder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 227.10 Td (Software, ) Tj ET Q q 0 0 0 rg BT 92.02 227.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 111.20 227.10 Td (\(Mortgage ) Tj ET Q q 0 0 0 rg BT 161.77 227.10 Td (Builder\) ) Tj ET Q q 0 0 0 rg BT 203.45 227.10 Td (and ) Tj ET Q q 0 0 0 rg BT 221.80 227.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 260.14 227.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 291.26 227.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 318.51 227.10 Td (and ) Tj ET Q q 0 0 0 rg BT 336.87 227.10 Td (assumed ) Tj ET Q q 0 0 0 rg BT 375.22 227.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 406.34 227.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 447.48 227.10 Td (of ) Tj ET Q q 0 0 0 rg BT 459.72 227.10 Td (Owners ) Tj ET Q q 0 0 0 rg BT 493.88 227.10 Td (Advantage, ) Tj ET Q q 0 0 0 rg BT 543.61 227.10 Td (LLC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 215.10 Td (\(Owners\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 194.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.11 194.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.60 194.10 Td (future, ) Tj ET Q q 0 0 0 rg BT 103.26 194.10 Td (we ) Tj ET Q q 0 0 0 rg BT 117.20 194.10 Td (may ) Tj ET Q q 0 0 0 rg BT 136.69 194.10 Td (consider ) Tj ET Q q 0 0 0 rg BT 172.84 194.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 222.90 194.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.50 194.10 Td (other ) Tj ET Q q 0 0 0 rg BT 256.33 194.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 300.83 194.10 Td (that ) Tj ET Q q 0 0 0 rg BT 318.10 194.10 Td (could ) Tj ET Q q 0 0 0 rg BT 342.60 194.10 Td (complement ) Tj ET Q q 0 0 0 rg BT 394.30 194.10 Td (our ) Tj ET Q q 0 0 0 rg BT 409.91 194.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 448.58 194.10 Td (of) Tj ET Q q 0 0 0 rg BT 456.73 194.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 470.11 194.10 Td (us ) Tj ET Q q 0 0 0 rg BT 481.27 194.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 511.31 194.10 Td (access ) Tj ET Q q 0 0 0 rg BT 539.12 194.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.18 194.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 182.10 Td (current ) Tj ET Q q 0 0 0 rg BT 80.91 182.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 115.66 182.10 Td (or ) Tj ET Q q 0 0 0 rg BT 127.08 182.10 Td (of) Tj ET Q q 0 0 0 rg BT 135.23 182.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 149.42 182.10 Td (us ) Tj ET Q q 0 0 0 rg BT 161.41 182.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 192.25 182.10 Td (access ) Tj ET Q q 0 0 0 rg BT 220.88 182.10 Td (and ) Tj ET Q q 0 0 0 rg BT 238.42 182.10 Td (expertise ) Tj ET Q q 0 0 0 rg BT 277.60 182.10 Td (in ) Tj ET Q q 0 0 0 rg BT 288.47 182.10 Td (other ) Tj ET Q q 0 0 0 rg BT 312.11 182.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 334.65 182.10 Td (types ) Tj ET Q q 0 0 0 rg BT 358.85 182.10 Td (and ) Tj ET Q q 0 0 0 rg BT 376.38 182.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 411.13 182.10 Td (that ) Tj ET Q q 0 0 0 rg BT 429.22 182.10 Td (are ) Tj ET Q q 0 0 0 rg BT 444.52 182.10 Td (related ) Tj ET Q q 0 0 0 rg BT 474.81 182.10 Td (to ) Tj ET Q q 0 0 0 rg BT 485.68 182.10 Td (ours ) Tj ET Q q 0 0 0 rg BT 506.00 182.10 Td (but ) Tj ET Q q 0 0 0 rg BT 521.87 182.10 Td (we ) Tj ET Q q 0 0 0 rg BT 536.62 182.10 Td (do ) Tj ET Q q 0 0 0 rg BT 549.72 182.10 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 170.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 88.05 170.10 Td (serve. ) Tj ET Q q 0 0 0 rg BT 114.11 170.10 Td ( ) Tj ET Q q 0 0 0 rg BT 116.57 170.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 134.58 170.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 162.59 170.10 Td (to ) Tj ET Q q 0 0 0 rg BT 172.83 170.10 Td (pursue ) Tj ET Q q 0 0 0 rg BT 201.94 170.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 244.39 170.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 294.62 170.10 Td (in ) Tj ET Q q 0 0 0 rg BT 304.86 170.10 Td (the ) Tj ET Q q 0 0 0 rg BT 319.54 170.10 Td (future ) Tj ET Q q 0 0 0 rg BT 345.87 170.10 Td (is ) Tj ET Q q 0 0 0 rg BT 355.00 170.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 398.55 170.10 Td (on ) Tj ET Q q 0 0 0 rg BT 411.01 170.10 Td (our ) Tj ET Q q 0 0 0 rg BT 426.80 170.10 Td (access ) Tj ET Q q 0 0 0 rg BT 454.80 170.10 Td (to ) Tj ET Q q 0 0 0 rg BT 465.03 170.10 Td (suf) Tj ET Q q 0 0 0 rg BT 477.07 170.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 505.07 170.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 534.18 170.10 Td (\(equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 158.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 77.17 158.10 Td (debt\) ) Tj ET Q q 0 0 0 rg BT 99.83 158.10 Td (to ) Tj ET Q q 0 0 0 rg BT 109.73 158.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 130.18 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 144.52 158.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 190.52 158.10 Td (and ) Tj ET Q q 0 0 0 rg BT 207.08 158.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 253.64 158.10 Td (integration. ) Tj ET Q q 0 0 0 rg BT 301.58 158.10 Td ( ) Tj ET Q q 0 0 0 rg BT 303.55 158.10 Td (W) Tj ET Q q 0 0 0 rg BT 312.19 158.10 Td (e ) Tj ET Q q 0 0 0 rg BT 318.75 158.10 Td (may ) Tj ET Q q 0 0 0 rg BT 338.08 158.10 Td (not ) Tj ET Q q 0 0 0 rg BT 352.98 158.10 Td (be ) Tj ET Q q 0 0 0 rg BT 364.54 158.10 Td (able ) Tj ET Q q 0 0 0 rg BT 383.32 158.10 Td (to ) Tj ET Q q 0 0 0 rg BT 393.22 158.10 Td (secure ) Tj ET Q q 0 0 0 rg BT 420.88 158.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 458.53 158.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 487.30 158.10 Td (as ) Tj ET Q q 0 0 0 rg BT 497.75 158.10 Td (needed ) Tj ET Q q 0 0 0 rg BT 528.19 158.10 Td (on ) Tj ET Q q 0 0 0 rg BT 540.31 158.10 Td (terms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 146.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.34 146.10 Td (are ) Tj ET Q q 0 0 0 rg BT 82.39 146.10 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 127.42 146.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.04 146.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 152.28 146.10 Td (or ) Tj ET Q q 0 0 0 rg BT 163.45 146.10 Td (at ) Tj ET Q q 0 0 0 rg BT 173.51 146.10 Td (all, ) Tj ET Q q 0 0 0 rg BT 188.85 146.10 Td (and ) Tj ET Q q 0 0 0 rg BT 206.13 146.10 Td (our ) Tj ET Q q 0 0 0 rg BT 222.30 146.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 250.70 146.10 Td (to ) Tj ET Q q 0 0 0 rg BT 261.32 146.10 Td (secure ) Tj ET Q q 0 0 0 rg BT 289.70 146.10 Td (such ) Tj ET Q q 0 0 0 rg BT 310.87 146.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 340.37 146.10 Td (through ) Tj ET Q q 0 0 0 rg BT 374.32 146.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 394.38 146.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 434.99 146.10 Td (is ) Tj ET Q q 0 0 0 rg BT 444.50 146.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 475.67 146.10 Td (by ) Tj ET Q q 0 0 0 rg BT 488.52 146.10 Td (our ) Tj ET Q q 0 0 0 rg BT 504.69 146.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 531.97 146.10 Td (secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 134.10 Td (term ) Tj ET Q q 0 0 0 rg BT 70.33 134.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 90.04 134.10 Td (agreement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 113.10 Td (When ) Tj ET Q q 0 0 0 rg BT 76.13 113.10 Td (we ) Tj ET Q q 0 0 0 rg BT 90.55 113.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 122.73 113.10 Td (new ) Tj ET Q q 0 0 0 rg BT 142.14 113.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 189.62 113.10 Td (we ) Tj ET Q q 0 0 0 rg BT 204.04 113.10 Td (may ) Tj ET Q q 0 0 0 rg BT 224.01 113.10 Td (face ) Tj ET Q q 0 0 0 rg BT 243.41 113.10 Td (a ) Tj ET Q q 0 0 0 rg BT 250.60 113.10 Td (number ) Tj ET Q q 0 0 0 rg BT 283.90 113.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.99 113.10 Td (integration ) Tj ET Q q 0 0 0 rg BT 341.07 113.10 Td (risks, ) Tj ET Q q 0 0 0 rg BT 365.21 113.10 Td (including ) Tj ET Q q 0 0 0 rg BT 405.74 113.10 Td (a ) Tj ET Q q 0 0 0 rg BT 412.94 113.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 431.25 113.10 Td (of ) Tj ET Q q 0 0 0 rg BT 442.34 113.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 466.75 113.10 Td (on ) Tj ET Q q 0 0 0 rg BT 479.51 113.10 Td (our ) Tj ET Q q 0 0 0 rg BT 495.59 113.10 Td (daily ) Tj ET Q q 0 0 0 rg BT 518.34 113.10 Td (operations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 101.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.52 101.10 Td (need ) Tj ET Q q 0 0 0 rg BT 86.20 101.10 Td (for ) Tj ET Q q 0 0 0 rg BT 100.67 101.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 143.46 101.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 199.85 101.10 Td (constraints ) Tj ET Q q 0 0 0 rg BT 245.98 101.10 Td (on ) Tj ET Q q 0 0 0 rg BT 258.79 101.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 299.36 101.10 Td (resources, ) Tj ET Q q 0 0 0 rg BT 342.42 101.10 Td (constraints ) Tj ET Q q 0 0 0 rg BT 388.55 101.10 Td (on ) Tj ET Q q 0 0 0 rg BT 401.35 101.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 439.14 101.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 479.70 101.10 Td (from ) Tj ET Q q 0 0 0 rg BT 501.94 101.10 Td (integration ) Tj ET Q q 0 0 0 rg BT 548.07 101.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 89.10 Td (system ) Tj ET Q q 0 0 0 rg BT 79.71 89.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 126.01 89.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 148.44 89.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.31 89.10 Td (the ) Tj ET Q q 0 0 0 rg BT 179.96 89.10 Td (inability ) Tj ET Q q 0 0 0 rg BT 215.72 89.10 Td (to ) Tj ET Q q 0 0 0 rg BT 225.92 89.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 263.34 89.10 Td (key ) Tj ET Q q 0 0 0 rg BT 280.21 89.10 Td (pre-acquisition ) Tj ET Q q 0 0 0 rg BT 342.62 89.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 396.15 89.10 Td (with ) Tj ET Q q 0 0 0 rg BT 416.36 89.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 461.84 89.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 500.37 89.10 Td (and ) Tj ET Q q 0 0 0 rg BT 517.24 89.10 Td (employees. ) Tj ET Q q 0 0 0 rg BT 565.01 89.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 77.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.92 77.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 99.29 77.10 Td (any ) Tj ET Q q 0 0 0 rg BT 116.83 77.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 163.80 77.10 Td (may ) Tj ET Q q 0 0 0 rg BT 184.11 77.10 Td (result ) Tj ET Q q 0 0 0 rg BT 209.43 77.10 Td (in ) Tj ET Q q 0 0 0 rg BT 220.30 77.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.61 77.10 Td (incurrence ) Tj ET Q q 0 0 0 rg BT 280.90 77.10 Td (of ) Tj ET Q q 0 0 0 rg BT 292.32 77.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 335.41 77.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 389.04 77.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 424.34 77.10 Td (of ) Tj ET Q q 0 0 0 rg BT 435.77 77.10 Td (related ) Tj ET Q q 0 0 0 rg BT 466.06 77.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 509.15 77.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 538.07 77.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 65.10 Td (could ) Tj ET Q q 0 0 0 rg BT 74.32 65.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 103.57 65.10 Td (our ) Tj ET Q q 0 0 0 rg BT 119.50 65.10 Td (profitability) Tj ET Q q 0 0 0 rg BT 166.62 65.10 Td (. ) Tj ET Q q 0 0 0 rg BT 171.73 65.10 Td ( ) Tj ET Q q 0 0 0 rg BT 174.33 65.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 192.49 65.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 221.19 65.10 Td (to ) Tj ET Q q 0 0 0 rg BT 231.57 65.10 Td (ef) Tj ET Q q 0 0 0 rg BT 239.16 65.10 Td (fectively ) Tj ET Q q 0 0 0 rg BT 276.74 65.10 Td (pursue ) Tj ET Q q 0 0 0 rg BT 306.00 65.10 Td (or ) Tj ET Q q 0 0 0 rg BT 316.94 65.10 Td (integrate ) Tj ET Q q 0 0 0 rg BT 354.52 65.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 407.40 65.10 Td (and ) Tj ET Q q 0 0 0 rg BT 424.44 65.10 Td (such ) Tj ET Q q 0 0 0 rg BT 445.38 65.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 495.75 65.10 Td (themselves, ) Tj ET Q q 0 0 0 rg BT 545.29 65.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 53.10 Td (have ) Tj ET Q q 0 0 0 rg BT 70.88 53.10 Td (an ) Tj ET Q q 0 0 0 rg BT 82.82 53.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 115.85 53.10 Td (ef) Tj ET Q q 0 0 0 rg BT 123.44 53.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 140.93 53.10 Td (on ) Tj ET Q q 0 0 0 rg BT 153.43 53.10 Td (our ) Tj ET Q q 0 0 0 rg BT 169.26 53.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 206.74 53.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 247.01 53.10 Td (or ) Tj ET Q q 0 0 0 rg BT 257.84 53.10 Td (results ) Tj ET Q q 0 0 0 rg BT 286.45 53.10 Td (of ) Tj ET Q q 0 0 0 rg BT 297.28 53.10 Td (operations.) Tj ET Q endstream endobj 41 0 obj <>] /Rotate 0 /Contents 42 0 R>> endobj 42 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (20) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.34 731.25 Td (Related ) Tj ET Q q 0 0 0 rg BT 110.61 731.25 Td (to ) Tj ET Q q 0 0 0 rg BT 121.44 731.25 Td (International ) Tj ET Q q 0 0 0 rg BT 180.61 731.25 Td (Business) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.11 710.25 Td (international ) Tj ET Q q 0 0 0 rg BT 122.83 710.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 168.11 710.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 198.94 710.25 Td (us ) Tj ET Q q 0 0 0 rg BT 210.33 710.25 Td (to ) Tj ET Q q 0 0 0 rg BT 220.61 710.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 264.22 710.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 285.61 710.25 Td (which ) Tj ET Q q 0 0 0 rg BT 312.00 710.25 Td (could ) Tj ET Q q 0 0 0 rg BT 336.72 710.25 Td (have ) Tj ET Q q 0 0 0 rg BT 358.09 710.25 Td (an ) Tj ET Q q 0 0 0 rg BT 370.59 710.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 404.19 710.25 Td (effect ) Tj ET Q q 0 0 0 rg BT 428.34 710.25 Td (on ) Tj ET Q q 0 0 0 rg BT 440.84 710.25 Td (our ) Tj ET Q q 0 0 0 rg BT 457.23 710.25 Td (r) Tj ET Q q 0 0 0 rg BT 460.75 710.25 Td (esults ) Tj ET Q q 0 0 0 rg BT 486.03 710.25 Td (of ) Tj ET Q q 0 0 0 rg BT 496.31 710.25 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 689.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 689.25 Td (e ) Tj ET Q q 0 0 0 rg BT 64.34 689.25 Td (have ) Tj ET Q q 0 0 0 rg BT 84.99 689.25 Td (attempted ) Tj ET Q q 0 0 0 rg BT 126.18 689.25 Td (to ) Tj ET Q q 0 0 0 rg BT 135.73 689.25 Td (control ) Tj ET Q q 0 0 0 rg BT 165.82 689.25 Td (our ) Tj ET Q q 0 0 0 rg BT 180.92 689.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 220.45 689.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 258.31 689.25 Td (by ) Tj ET Q q 0 0 0 rg BT 270.08 689.25 Td (utilizing ) Tj ET Q q 0 0 0 rg BT 305.17 689.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 329.71 689.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 347.58 689.25 Td (labor ) Tj ET Q q 0 0 0 rg BT 369.90 689.25 Td (in ) Tj ET Q q 0 0 0 rg BT 379.44 689.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 410.09 689.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 448.51 689.25 Td (such ) Tj ET Q q 0 0 0 rg BT 468.60 689.25 Td (as ) Tj ET Q q 0 0 0 rg BT 478.70 689.25 Td (India, ) Tj ET Q q 0 0 0 rg BT 503.51 689.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.50 689.25 Td (Philippines ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 677.25 Td (and ) Tj ET Q q 0 0 0 rg BT 65.62 677.25 Td (Uruguay) Tj ET Q q 0 0 0 rg BT 99.96 677.25 Td (. ) Tj ET Q q 0 0 0 rg BT 104.13 677.25 Td ( ) Tj ET Q q 0 0 0 rg BT 105.44 677.25 Td (As ) Tj ET Q q 0 0 0 rg BT 118.23 677.25 Td (of ) Tj ET Q q 0 0 0 rg BT 128.24 677.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 186.00 677.25 Td (2017, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.18 677.25 Td (5,930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.68 677.25 Td ( ) Tj ET Q q 0 0 0 rg BT 234.35 677.25 Td (of ) Tj ET Q q 0 0 0 rg BT 244.36 677.25 Td (our ) Tj ET Q q 0 0 0 rg BT 259.37 677.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 303.81 677.25 Td (were ) Tj ET Q q 0 0 0 rg BT 324.92 677.25 Td (based ) Tj ET Q q 0 0 0 rg BT 349.36 677.25 Td (in ) Tj ET Q q 0 0 0 rg BT 358.82 677.25 Td (India, ) Tj ET Q q 0 0 0 rg BT 383.54 677.25 Td (the ) Tj ET Q q 0 0 0 rg BT 397.44 677.25 Td (Philippines ) Tj ET Q q 0 0 0 rg BT 444.12 677.25 Td (and ) Tj ET Q q 0 0 0 rg BT 460.23 677.25 Td (Uruguay) Tj ET Q q 0 0 0 rg BT 494.57 677.25 Td (. ) Tj ET Q q 0 0 0 rg BT 498.75 677.25 Td ( ) Tj ET Q q 0 0 0 rg BT 500.31 677.25 Td (These ) Tj ET Q q 0 0 0 rg BT 525.86 677.25 Td (countries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 665.25 Td (are ) Tj ET Q q 0 0 0 rg BT 63.48 665.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 93.58 665.25 Td (to ) Tj ET Q q 0 0 0 rg BT 103.14 665.25 Td (relatively ) Tj ET Q q 0 0 0 rg BT 142.67 665.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 169.99 665.25 Td (degrees ) Tj ET Q q 0 0 0 rg BT 202.30 665.25 Td (of ) Tj ET Q q 0 0 0 rg BT 212.41 665.25 Td (political ) Tj ET Q q 0 0 0 rg BT 246.95 665.25 Td (and ) Tj ET Q q 0 0 0 rg BT 263.16 665.25 Td (social ) Tj ET Q q 0 0 0 rg BT 288.26 665.25 Td (instability ) Tj ET Q q 0 0 0 rg BT 330.04 665.25 Td (and ) Tj ET Q q 0 0 0 rg BT 346.25 665.25 Td (may ) Tj ET Q q 0 0 0 rg BT 365.24 665.25 Td (lack ) Tj ET Q q 0 0 0 rg BT 383.67 665.25 Td (the ) Tj ET Q q 0 0 0 rg BT 397.67 665.25 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 453.30 665.25 Td (to ) Tj ET Q q 0 0 0 rg BT 462.86 665.25 Td (withstand ) Tj ET Q q 0 0 0 rg BT 503.52 665.25 Td (political ) Tj ET Q q 0 0 0 rg BT 538.06 665.25 Td (unrest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 653.25 Td (or ) Tj ET Q q 0 0 0 rg BT 60.10 653.25 Td (natural ) Tj ET Q q 0 0 0 rg BT 90.13 653.25 Td (disasters. ) Tj ET Q q 0 0 0 rg BT 129.33 653.25 Td ( ) Tj ET Q q 0 0 0 rg BT 131.44 653.25 Td (The ) Tj ET Q q 0 0 0 rg BT 149.25 653.25 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 195.37 653.25 Td (of ) Tj ET Q q 0 0 0 rg BT 205.97 653.25 Td (natural ) Tj ET Q q 0 0 0 rg BT 236.00 653.25 Td (disasters ) Tj ET Q q 0 0 0 rg BT 272.70 653.25 Td (or ) Tj ET Q q 0 0 0 rg BT 283.30 653.25 Td (political ) Tj ET Q q 0 0 0 rg BT 318.34 653.25 Td (or ) Tj ET Q q 0 0 0 rg BT 328.93 653.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 370.07 653.25 Td (instability ) Tj ET Q q 0 0 0 rg BT 412.34 653.25 Td (in ) Tj ET Q q 0 0 0 rg BT 422.39 653.25 Td (these ) Tj ET Q q 0 0 0 rg BT 445.20 653.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 484.12 653.25 Td (could ) Tj ET Q q 0 0 0 rg BT 508.61 653.25 Td (interfere ) Tj ET Q q 0 0 0 rg BT 544.73 653.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 641.25 Td (work ) Tj ET Q q 0 0 0 rg BT 72.74 641.25 Td (performed ) Tj ET Q q 0 0 0 rg BT 117.08 641.25 Td (by ) Tj ET Q q 0 0 0 rg BT 129.77 641.25 Td (these ) Tj ET Q q 0 0 0 rg BT 153.01 641.25 Td (labor ) Tj ET Q q 0 0 0 rg BT 176.24 641.25 Td (sources, ) Tj ET Q q 0 0 0 rg BT 211.42 641.25 Td (or ) Tj ET Q q 0 0 0 rg BT 222.44 641.25 Td (could ) Tj ET Q q 0 0 0 rg BT 247.35 641.25 Td (result ) Tj ET Q q 0 0 0 rg BT 272.26 641.25 Td (in ) Tj ET Q q 0 0 0 rg BT 282.73 641.25 Td (our ) Tj ET Q q 0 0 0 rg BT 298.75 641.25 Td (having ) Tj ET Q q 0 0 0 rg BT 328.66 641.25 Td (to ) Tj ET Q q 0 0 0 rg BT 339.12 641.25 Td (replace ) Tj ET Q q 0 0 0 rg BT 370.68 641.25 Td (or ) Tj ET Q q 0 0 0 rg BT 381.70 641.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 411.03 641.25 Td (these ) Tj ET Q q 0 0 0 rg BT 434.27 641.25 Td (labor ) Tj ET Q q 0 0 0 rg BT 457.51 641.25 Td (sources. ) Tj ET Q q 0 0 0 rg BT 492.69 641.25 Td ( ) Tj ET Q q 0 0 0 rg BT 495.38 641.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 518.07 641.25 Td (disruptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 629.25 Td (could ) Tj ET Q q 0 0 0 rg BT 74.22 629.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 111.13 629.25 Td (ef) Tj ET Q q 0 0 0 rg BT 118.72 629.25 Td (ficiency) Tj ET Q q 0 0 0 rg BT 150.27 629.25 Td (, ) Tj ET Q q 0 0 0 rg BT 155.27 629.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 190.53 629.25 Td (our ) Tj ET Q q 0 0 0 rg BT 206.36 629.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 228.86 629.25 Td (and ) Tj ET Q q 0 0 0 rg BT 245.79 629.25 Td (have ) Tj ET Q q 0 0 0 rg BT 267.17 629.25 Td (an ) Tj ET Q q 0 0 0 rg BT 279.11 629.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 312.15 629.25 Td (ef) Tj ET Q q 0 0 0 rg BT 319.73 629.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 337.22 629.25 Td (on ) Tj ET Q q 0 0 0 rg BT 349.72 629.25 Td (our ) Tj ET Q q 0 0 0 rg BT 365.55 629.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 403.03 629.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 443.30 629.25 Td (or ) Tj ET Q q 0 0 0 rg BT 454.13 629.25 Td (results ) Tj ET Q q 0 0 0 rg BT 482.74 629.25 Td (of ) Tj ET Q q 0 0 0 rg BT 493.57 629.25 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 608.25 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 105.16 608.25 Td (the ) Tj ET Q q 0 0 0 rg BT 120.54 608.25 Td (practice ) Tj ET Q q 0 0 0 rg BT 155.35 608.25 Td (of ) Tj ET Q q 0 0 0 rg BT 166.85 608.25 Td (utilizing ) Tj ET Q q 0 0 0 rg BT 203.35 608.25 Td (labor ) Tj ET Q q 0 0 0 rg BT 227.07 608.25 Td (based ) Tj ET Q q 0 0 0 rg BT 253.01 608.25 Td (in ) Tj ET Q q 0 0 0 rg BT 263.96 608.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 296.01 608.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 335.83 608.25 Td (has ) Tj ET Q q 0 0 0 rg BT 352.33 608.25 Td (come ) Tj ET Q q 0 0 0 rg BT 377.16 608.25 Td (under ) Tj ET Q q 0 0 0 rg BT 403.10 608.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 444.02 608.25 Td (scrutiny ) Tj ET Q q 0 0 0 rg BT 479.41 608.25 Td (in ) Tj ET Q q 0 0 0 rg BT 490.36 608.25 Td (the ) Tj ET Q q 0 0 0 rg BT 505.75 608.25 Td (United ) Tj ET Q q 0 0 0 rg BT 536.13 608.25 Td (States. ) Tj ET Q q 0 0 0 rg BT 565.02 608.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 596.25 Td (Governmental ) Tj ET Q q 0 0 0 rg BT 108.46 596.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 152.43 596.25 Td (could ) Tj ET Q q 0 0 0 rg BT 176.41 596.25 Td (seek ) Tj ET Q q 0 0 0 rg BT 195.94 596.25 Td (to ) Tj ET Q q 0 0 0 rg BT 205.47 596.25 Td (impose ) Tj ET Q q 0 0 0 rg BT 236.12 596.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 272.86 596.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 294.62 596.25 Td (or ) Tj ET Q q 0 0 0 rg BT 304.71 596.25 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 350.90 596.25 Td (on ) Tj ET Q q 0 0 0 rg BT 362.66 596.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 393.30 596.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 437.82 596.25 Td (providing ) Tj ET Q q 0 0 0 rg BT 478.47 596.25 Td (services ) Tj ET Q q 0 0 0 rg BT 512.43 596.25 Td (to ) Tj ET Q q 0 0 0 rg BT 521.97 596.25 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 584.25 Td (in ) Tj ET Q q 0 0 0 rg BT 59.15 584.25 Td (the ) Tj ET Q q 0 0 0 rg BT 73.23 584.25 Td (United ) Tj ET Q q 0 0 0 rg BT 102.31 584.25 Td (States. ) Tj ET Q q 0 0 0 rg BT 130.57 584.25 Td ( ) Tj ET Q q 0 0 0 rg BT 132.44 584.25 Td (Governmental ) Tj ET Q q 0 0 0 rg BT 191.51 584.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 235.59 584.25 Td (may ) Tj ET Q q 0 0 0 rg BT 254.67 584.25 Td (attempt ) Tj ET Q q 0 0 0 rg BT 286.53 584.25 Td (to ) Tj ET Q q 0 0 0 rg BT 296.17 584.25 Td (prohibit ) Tj ET Q q 0 0 0 rg BT 329.71 584.25 Td (or ) Tj ET Q q 0 0 0 rg BT 339.91 584.25 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 380.65 584.25 Td (discourage ) Tj ET Q q 0 0 0 rg BT 425.83 584.25 Td (our ) Tj ET Q q 0 0 0 rg BT 441.03 584.25 Td (United ) Tj ET Q q 0 0 0 rg BT 470.12 584.25 Td (States-based ) Tj ET Q q 0 0 0 rg BT 521.97 584.25 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 572.25 Td (from ) Tj ET Q q 0 0 0 rg BT 71.63 572.25 Td (sourcing ) Tj ET Q q 0 0 0 rg BT 108.77 572.25 Td (services ) Tj ET Q q 0 0 0 rg BT 143.67 572.25 Td (from ) Tj ET Q q 0 0 0 rg BT 165.80 572.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 197.37 572.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 242.83 572.25 Td (and, ) Tj ET Q q 0 0 0 rg BT 262.46 572.25 Td (as ) Tj ET Q q 0 0 0 rg BT 273.49 572.25 Td (a ) Tj ET Q q 0 0 0 rg BT 280.62 572.25 Td (result, ) Tj ET Q q 0 0 0 rg BT 308.03 572.25 Td (some ) Tj ET Q q 0 0 0 rg BT 331.83 572.25 Td (of ) Tj ET Q q 0 0 0 rg BT 342.86 572.25 Td (our ) Tj ET Q q 0 0 0 rg BT 358.88 572.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 402.12 572.25 Td (may ) Tj ET Q q 0 0 0 rg BT 422.03 572.25 Td (require ) Tj ET Q q 0 0 0 rg BT 453.04 572.25 Td (us ) Tj ET Q q 0 0 0 rg BT 464.63 572.25 Td (to ) Tj ET Q q 0 0 0 rg BT 475.10 572.25 Td (use ) Tj ET Q q 0 0 0 rg BT 491.13 572.25 Td (labor ) Tj ET Q q 0 0 0 rg BT 514.37 572.25 Td (based ) Tj ET Q q 0 0 0 rg BT 539.83 572.25 Td (in ) Tj ET Q q 0 0 0 rg BT 550.30 572.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 560.25 Td (United ) Tj ET Q q 0 0 0 rg BT 79.46 560.25 Td (States ) Tj ET Q q 0 0 0 rg BT 106.09 560.25 Td (or ) Tj ET Q q 0 0 0 rg BT 117.17 560.25 Td (cease ) Tj ET Q q 0 0 0 rg BT 141.56 560.25 Td (doing ) Tj ET Q q 0 0 0 rg BT 167.09 560.25 Td (business ) Tj ET Q q 0 0 0 rg BT 203.72 560.25 Td (with ) Tj ET Q q 0 0 0 rg BT 223.64 560.25 Td (Altisource. ) Tj ET Q q 0 0 0 rg BT 270.54 560.25 Td ( ) Tj ET Q q 0 0 0 rg BT 273.29 560.25 Td (In ) Tj ET Q q 0 0 0 rg BT 284.36 560.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 322.38 560.25 Td (some ) Tj ET Q q 0 0 0 rg BT 346.24 560.25 Td (of ) Tj ET Q q 0 0 0 rg BT 357.31 560.25 Td (our ) Tj ET Q q 0 0 0 rg BT 373.39 560.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 416.68 560.25 Td (may ) Tj ET Q q 0 0 0 rg BT 436.64 560.25 Td (require ) Tj ET Q q 0 0 0 rg BT 467.70 560.25 Td (us ) Tj ET Q q 0 0 0 rg BT 479.34 560.25 Td (to ) Tj ET Q q 0 0 0 rg BT 489.86 560.25 Td (use ) Tj ET Q q 0 0 0 rg BT 505.94 560.25 Td (labor ) Tj ET Q q 0 0 0 rg BT 529.23 560.25 Td (based ) Tj ET Q q 0 0 0 rg BT 554.75 560.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 548.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.03 548.25 Td (United ) Tj ET Q q 0 0 0 rg BT 93.56 548.25 Td (States ) Tj ET Q q 0 0 0 rg BT 119.76 548.25 Td (for ) Tj ET Q q 0 0 0 rg BT 133.73 548.25 Td (other ) Tj ET Q q 0 0 0 rg BT 156.59 548.25 Td (reasons. ) Tj ET Q q 0 0 0 rg BT 191.40 548.25 Td ( ) Tj ET Q q 0 0 0 rg BT 193.54 548.25 Td (T) Tj ET Q q 0 0 0 rg BT 198.95 548.25 Td (o ) Tj ET Q q 0 0 0 rg BT 206.27 548.25 Td (the ) Tj ET Q q 0 0 0 rg BT 220.80 548.25 Td (extent ) Tj ET Q q 0 0 0 rg BT 247.55 548.25 Td (that ) Tj ET Q q 0 0 0 rg BT 264.85 548.25 Td (we ) Tj ET Q q 0 0 0 rg BT 278.83 548.25 Td (are ) Tj ET Q q 0 0 0 rg BT 293.35 548.25 Td (required ) Tj ET Q q 0 0 0 rg BT 328.98 548.25 Td (to ) Tj ET Q q 0 0 0 rg BT 339.07 548.25 Td (use ) Tj ET Q q 0 0 0 rg BT 354.71 548.25 Td (labor ) Tj ET Q q 0 0 0 rg BT 377.57 548.25 Td (based ) Tj ET Q q 0 0 0 rg BT 402.65 548.25 Td (in ) Tj ET Q q 0 0 0 rg BT 412.75 548.25 Td (the ) Tj ET Q q 0 0 0 rg BT 427.28 548.25 Td (United ) Tj ET Q q 0 0 0 rg BT 456.81 548.25 Td (States, ) Tj ET Q q 0 0 0 rg BT 485.51 548.25 Td (we ) Tj ET Q q 0 0 0 rg BT 499.48 548.25 Td (may ) Tj ET Q q 0 0 0 rg BT 519.01 548.25 Td (not ) Tj ET Q q 0 0 0 rg BT 534.10 548.25 Td (be ) Tj ET Q q 0 0 0 rg BT 545.85 548.25 Td (able ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 536.25 Td (to ) Tj ET Q q 0 0 0 rg BT 59.28 536.25 Td (pass ) Tj ET Q q 0 0 0 rg BT 78.51 536.25 Td (on ) Tj ET Q q 0 0 0 rg BT 90.51 536.25 Td (the ) Tj ET Q q 0 0 0 rg BT 104.73 536.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 144.49 536.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 166.50 536.25 Td (of ) Tj ET Q q 0 0 0 rg BT 176.83 536.25 Td (higher) Tj ET Q q 0 0 0 rg BT 202.18 536.25 Td (-priced ) Tj ET Q q 0 0 0 rg BT 232.50 536.25 Td (United ) Tj ET Q q 0 0 0 rg BT 261.72 536.25 Td (States-based ) Tj ET Q q 0 0 0 rg BT 313.71 536.25 Td (labor ) Tj ET Q q 0 0 0 rg BT 336.26 536.25 Td (to ) Tj ET Q q 0 0 0 rg BT 346.04 536.25 Td (our ) Tj ET Q q 0 0 0 rg BT 361.38 536.25 Td (customers, ) Tj ET Q q 0 0 0 rg BT 406.43 536.25 Td (which ) Tj ET Q q 0 0 0 rg BT 432.87 536.25 Td (ultimately ) Tj ET Q q 0 0 0 rg BT 475.42 536.25 Td (could ) Tj ET Q q 0 0 0 rg BT 499.64 536.25 Td (have ) Tj ET Q q 0 0 0 rg BT 520.53 536.25 Td (an ) Tj ET Q q 0 0 0 rg BT 531.97 536.25 Td (adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 524.25 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 524.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 74.57 524.25 Td (on ) Tj ET Q q 0 0 0 rg BT 87.07 524.25 Td (our ) Tj ET Q q 0 0 0 rg BT 102.90 524.25 Td (results ) Tj ET Q q 0 0 0 rg BT 131.51 524.25 Td (of ) Tj ET Q q 0 0 0 rg BT 142.34 524.25 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 503.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.03 503.25 Td (FCP) Tj ET Q q 0 0 0 rg BT 83.91 503.25 Td (A) Tj ET Q q 0 0 0 rg BT 90.58 503.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.56 503.25 Td (and ) Tj ET Q q 0 0 0 rg BT 108.99 503.25 Td (other ) Tj ET Q q 0 0 0 rg BT 131.52 503.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 174.60 503.25 Td (anti-corruption ) Tj ET Q q 0 0 0 rg BT 236.56 503.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 256.88 503.25 Td (and ) Tj ET Q q 0 0 0 rg BT 273.31 503.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 319.73 503.25 Td (prohibit ) Tj ET Q q 0 0 0 rg BT 353.38 503.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 382.57 503.25 Td (types ) Tj ET Q q 0 0 0 rg BT 405.66 503.25 Td (of ) Tj ET Q q 0 0 0 rg BT 415.98 503.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 456.29 503.25 Td (by ) Tj ET Q q 0 0 0 rg BT 468.27 503.25 Td (our ) Tj ET Q q 0 0 0 rg BT 483.59 503.25 Td (employees, ) Tj ET Q q 0 0 0 rg BT 530.84 503.25 Td (vendors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 491.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.55 491.25 Td (agents. ) Tj ET Q q 0 0 0 rg BT 97.22 491.25 Td ( ) Tj ET Q q 0 0 0 rg BT 99.26 491.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 119.09 491.25 Td (violation ) Tj ET Q q 0 0 0 rg BT 157.26 491.25 Td (of ) Tj ET Q q 0 0 0 rg BT 168.21 491.25 Td (the ) Tj ET Q q 0 0 0 rg BT 183.04 491.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 226.75 491.25 Td (anti-corruption ) Tj ET Q q 0 0 0 rg BT 289.34 491.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 310.29 491.25 Td (or ) Tj ET Q q 0 0 0 rg BT 321.24 491.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 368.29 491.25 Td (by ) Tj ET Q q 0 0 0 rg BT 380.90 491.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 394.91 491.25 Td (our ) Tj ET Q q 0 0 0 rg BT 410.86 491.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 460.69 491.25 Td (or ) Tj ET Q q 0 0 0 rg BT 471.64 491.25 Td (our ) Tj ET Q q 0 0 0 rg BT 487.58 491.25 Td (local ) Tj ET Q q 0 0 0 rg BT 509.63 491.25 Td (agents, ) Tj ET Q q 0 0 0 rg BT 540.29 491.25 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 479.25 Td (expose ) Tj ET Q q 0 0 0 rg BT 80.63 479.25 Td (us ) Tj ET Q q 0 0 0 rg BT 92.89 479.25 Td (to ) Tj ET Q q 0 0 0 rg BT 104.03 479.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 149.61 479.25 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 191.01 479.25 Td (fines, ) Tj ET Q q 0 0 0 rg BT 216.32 479.25 Td (settlements, ) Tj ET Q q 0 0 0 rg BT 267.17 479.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 290.54 479.25 Td (and ) Tj ET Q q 0 0 0 rg BT 308.34 479.25 Td (consent ) Tj ET Q q 0 0 0 rg BT 342.25 479.25 Td (orders ) Tj ET Q q 0 0 0 rg BT 370.60 479.25 Td (that ) Tj ET Q q 0 0 0 rg BT 388.96 479.25 Td (may ) Tj ET Q q 0 0 0 rg BT 409.54 479.25 Td (curtail ) Tj ET Q q 0 0 0 rg BT 438.45 479.25 Td (or ) Tj ET Q q 0 0 0 rg BT 450.14 479.25 Td (restrict ) Tj ET Q q 0 0 0 rg BT 481.27 479.25 Td (our ) Tj ET Q q 0 0 0 rg BT 497.97 479.25 Td (business ) Tj ET Q q 0 0 0 rg BT 535.22 479.25 Td (as ) Tj ET Q q 0 0 0 rg BT 546.92 479.25 Td (it ) Tj ET Q q 0 0 0 rg BT 555.84 479.25 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 467.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 88.09 467.25 Td (conducted ) Tj ET Q q 0 0 0 rg BT 131.69 467.25 Td (and ) Tj ET Q q 0 0 0 rg BT 148.63 467.25 Td (could ) Tj ET Q q 0 0 0 rg BT 173.34 467.25 Td (have ) Tj ET Q q 0 0 0 rg BT 194.72 467.25 Td (an ) Tj ET Q q 0 0 0 rg BT 206.66 467.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 239.70 467.25 Td (ef) Tj ET Q q 0 0 0 rg BT 247.28 467.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 264.77 467.25 Td (on ) Tj ET Q q 0 0 0 rg BT 277.27 467.25 Td (our ) Tj ET Q q 0 0 0 rg BT 293.10 467.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 330.58 467.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 370.85 467.25 Td (or ) Tj ET Q q 0 0 0 rg BT 381.68 467.25 Td (results ) Tj ET Q q 0 0 0 rg BT 410.29 467.25 Td (of ) Tj ET Q q 0 0 0 rg BT 421.12 467.25 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 446.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 446.25 Td (eakness ) Tj ET Q q 0 0 0 rg BT 92.46 446.25 Td (of ) Tj ET Q q 0 0 0 rg BT 104.02 446.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.46 446.25 Td (United ) Tj ET Q q 0 0 0 rg BT 149.91 446.25 Td (States ) Tj ET Q q 0 0 0 rg BT 177.02 446.25 Td (dollar ) Tj ET Q q 0 0 0 rg BT 203.57 446.25 Td (in ) Tj ET Q q 0 0 0 rg BT 214.58 446.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 248.34 446.25 Td (to ) Tj ET Q q 0 0 0 rg BT 259.35 446.25 Td (the ) Tj ET Q q 0 0 0 rg BT 274.79 446.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 319.10 446.25 Td (used ) Tj ET Q q 0 0 0 rg BT 340.66 446.25 Td (in ) Tj ET Q q 0 0 0 rg BT 351.67 446.25 Td (these ) Tj ET Q q 0 0 0 rg BT 375.44 446.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 407.54 446.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 447.42 446.25 Td (may ) Tj ET Q q 0 0 0 rg BT 467.87 446.25 Td (also ) Tj ET Q q 0 0 0 rg BT 487.20 446.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 517.07 446.25 Td (the ) Tj ET Q q 0 0 0 rg BT 532.52 446.25 Td (savings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 434.25 Td (achievable ) Tj ET Q q 0 0 0 rg BT 94.75 434.25 Td (through ) Tj ET Q q 0 0 0 rg BT 128.36 434.25 Td (this ) Tj ET Q q 0 0 0 rg BT 145.31 434.25 Td (strategy ) Tj ET Q q 0 0 0 rg BT 179.46 434.25 Td (and ) Tj ET Q q 0 0 0 rg BT 196.40 434.25 Td (could ) Tj ET Q q 0 0 0 rg BT 221.12 434.25 Td (have ) Tj ET Q q 0 0 0 rg BT 242.49 434.25 Td (an ) Tj ET Q q 0 0 0 rg BT 254.43 434.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 287.47 434.25 Td (ef) Tj ET Q q 0 0 0 rg BT 295.06 434.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 312.54 434.25 Td (on ) Tj ET Q q 0 0 0 rg BT 325.04 434.25 Td (our ) Tj ET Q q 0 0 0 rg BT 340.87 434.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 378.35 434.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 418.63 434.25 Td (or ) Tj ET Q q 0 0 0 rg BT 429.46 434.25 Td (our ) Tj ET Q q 0 0 0 rg BT 445.29 434.25 Td (results ) Tj ET Q q 0 0 0 rg BT 473.89 434.25 Td (of ) Tj ET Q q 0 0 0 rg BT 484.72 434.25 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 413.25 Td (Altisour) Tj ET Q q 0 0 0 rg BT 81.36 413.25 Td (ce ) Tj ET Q q 0 0 0 rg BT 91.96 413.25 Td (is ) Tj ET Q q 0 0 0 rg BT 100.35 413.25 Td (a ) Tj ET Q q 0 0 0 rg BT 107.08 413.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 152.26 413.25 Td (g ) Tj ET Q q 0 0 0 rg BT 158.98 413.25 Td (company ) Tj ET Q q 0 0 0 rg BT 196.81 413.25 Td (and ) Tj ET Q q 0 0 0 rg BT 213.53 413.25 Td (it ) Tj ET Q q 0 0 0 rg BT 220.81 413.25 Td (may ) Tj ET Q q 0 0 0 rg BT 239.20 413.25 Td (be ) Tj ET Q q 0 0 0 rg BT 250.36 413.25 Td (difficult ) Tj ET Q q 0 0 0 rg BT 283.20 413.25 Td (to ) Tj ET Q q 0 0 0 rg BT 292.70 413.25 Td (obtain ) Tj ET Q q 0 0 0 rg BT 319.98 413.25 Td (and ) Tj ET Q q 0 0 0 rg BT 336.71 413.25 Td (enfor) Tj ET Q q 0 0 0 rg BT 357.44 413.25 Td (ce ) Tj ET Q q 0 0 0 rg BT 368.05 413.25 Td (judgments ) Tj ET Q q 0 0 0 rg BT 410.88 413.25 Td (against ) Tj ET Q q 0 0 0 rg BT 442.05 413.25 Td (it ) Tj ET Q q 0 0 0 rg BT 449.33 413.25 Td (or ) Tj ET Q q 0 0 0 rg BT 459.95 413.25 Td (its ) Tj ET Q q 0 0 0 rg BT 471.12 413.25 Td (dir) Tj ET Q q 0 0 0 rg BT 482.42 413.25 Td (ectors ) Tj ET Q q 0 0 0 rg BT 508.59 413.25 Td (and ) Tj ET Q q 0 0 0 rg BT 525.31 413.25 Td (executive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 401.25 Td (officers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 380.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 94.36 380.25 Td (is ) Tj ET Q q 0 0 0 rg BT 104.23 380.25 Td (a ) Tj ET Q q 0 0 0 rg BT 111.88 380.25 Td (public ) Tj ET Q q 0 0 0 rg BT 140.08 380.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 171.61 380.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 205.92 380.25 Td (company ) Tj ET Q q 0 0 0 rg BT 245.78 380.25 Td (or) Tj ET Q q 0 0 0 rg BT 253.93 380.25 Td (ganized ) Tj ET Q q 0 0 0 rg BT 288.23 380.25 Td (under ) Tj ET Q q 0 0 0 rg BT 314.21 380.25 Td (the ) Tj ET Q q 0 0 0 rg BT 329.63 380.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 351.16 380.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 365.20 380.25 Td (and ) Tj ET Q q 0 0 0 rg BT 382.84 380.25 Td (headquartered ) Tj ET Q q 0 0 0 rg BT 442.67 380.25 Td (in, ) Tj ET Q q 0 0 0 rg BT 456.16 380.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 502.63 380.25 Td (g. ) Tj ET Q q 0 0 0 rg BT 513.34 380.25 Td ( ) Tj ET Q q 0 0 0 rg BT 515.83 380.25 Td (As ) Tj ET Q q 0 0 0 rg BT 530.15 380.25 Td (a ) Tj ET Q q 0 0 0 rg BT 537.79 380.25 Td (result, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 368.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 95.97 368.25 Td (g ) Tj ET Q q 0 0 0 rg BT 102.86 368.25 Td (law ) Tj ET Q q 0 0 0 rg BT 119.18 368.25 Td (and ) Tj ET Q q 0 0 0 rg BT 135.51 368.25 Td (the ) Tj ET Q q 0 0 0 rg BT 149.61 368.25 Td (articles ) Tj ET Q q 0 0 0 rg BT 180.36 368.25 Td (of ) Tj ET Q q 0 0 0 rg BT 190.58 368.25 Td (incorporation ) Tj ET Q q 0 0 0 rg BT 246.34 368.25 Td (govern ) Tj ET Q q 0 0 0 rg BT 275.99 368.25 Td (the ) Tj ET Q q 0 0 0 rg BT 290.09 368.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 314.75 368.25 Td (of ) Tj ET Q q 0 0 0 rg BT 324.97 368.25 Td (shareholders. ) Tj ET Q q 0 0 0 rg BT 379.89 368.25 Td ( ) Tj ET Q q 0 0 0 rg BT 381.64 368.25 Td (The ) Tj ET Q q 0 0 0 rg BT 399.07 368.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 423.73 368.25 Td (of ) Tj ET Q q 0 0 0 rg BT 433.95 368.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 486.37 368.25 Td (under ) Tj ET Q q 0 0 0 rg BT 511.02 368.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 557.50 368.25 Td (g ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 356.25 Td (law ) Tj ET Q q 0 0 0 rg BT 66.09 356.25 Td (may ) Tj ET Q q 0 0 0 rg BT 85.45 356.25 Td (dif) Tj ET Q q 0 0 0 rg BT 96.38 356.25 Td (fer ) Tj ET Q q 0 0 0 rg BT 109.63 356.25 Td (from ) Tj ET Q q 0 0 0 rg BT 131.21 356.25 Td (the ) Tj ET Q q 0 0 0 rg BT 145.58 356.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 170.51 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 180.98 356.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 233.67 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 244.15 356.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 289.06 356.25 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 341.74 356.25 Td (in ) Tj ET Q q 0 0 0 rg BT 351.67 356.25 Td (other ) Tj ET Q q 0 0 0 rg BT 374.36 356.25 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 428.46 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 430.13 356.25 Td (A) Tj ET Q q 0 0 0 rg BT 436.80 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 438.95 356.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 483.31 356.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 514.34 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 524.82 356.25 Td (the ) Tj ET Q q 0 0 0 rg BT 539.19 356.25 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 344.25 Td (of ) Tj ET Q q 0 0 0 rg BT 59.72 344.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 103.80 344.25 Td (are ) Tj ET Q q 0 0 0 rg BT 118.44 344.25 Td (owned ) Tj ET Q q 0 0 0 rg BT 147.52 344.25 Td (outside ) Tj ET Q q 0 0 0 rg BT 178.84 344.25 Td (of ) Tj ET Q q 0 0 0 rg BT 189.59 344.25 Td (the ) Tj ET Q q 0 0 0 rg BT 204.24 344.25 Td (United ) Tj ET Q q 0 0 0 rg BT 233.88 344.25 Td (States. ) Tj ET Q q 0 0 0 rg BT 262.69 344.25 Td ( ) Tj ET Q q 0 0 0 rg BT 265.12 344.25 Td (It ) Tj ET Q q 0 0 0 rg BT 273.66 344.25 Td (may ) Tj ET Q q 0 0 0 rg BT 293.30 344.25 Td (be ) Tj ET Q q 0 0 0 rg BT 305.17 344.25 Td (dif) Tj ET Q q 0 0 0 rg BT 316.09 344.25 Td (ficult ) Tj ET Q q 0 0 0 rg BT 339.62 344.25 Td (for ) Tj ET Q q 0 0 0 rg BT 353.71 344.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 392.25 344.25 Td (to ) Tj ET Q q 0 0 0 rg BT 402.45 344.25 Td (obtain ) Tj ET Q q 0 0 0 rg BT 429.87 344.25 Td (and ) Tj ET Q q 0 0 0 rg BT 446.74 344.25 Td (enforce, ) Tj ET Q q 0 0 0 rg BT 481.64 344.25 Td (in ) Tj ET Q q 0 0 0 rg BT 491.85 344.25 Td (the ) Tj ET Q q 0 0 0 rg BT 506.49 344.25 Td (United ) Tj ET Q q 0 0 0 rg BT 536.13 344.25 Td (States, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 332.25 Td (judgments ) Tj ET Q q 0 0 0 rg BT 93.70 332.25 Td (obtained ) Tj ET Q q 0 0 0 rg BT 130.66 332.25 Td (in ) Tj ET Q q 0 0 0 rg BT 140.97 332.25 Td (United ) Tj ET Q q 0 0 0 rg BT 170.72 332.25 Td (States ) Tj ET Q q 0 0 0 rg BT 197.14 332.25 Td (courts ) Tj ET Q q 0 0 0 rg BT 224.11 332.25 Td (against ) Tj ET Q q 0 0 0 rg BT 254.41 332.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 298.59 332.25 Td (or ) Tj ET Q q 0 0 0 rg BT 309.46 332.25 Td (its ) Tj ET Q q 0 0 0 rg BT 321.44 332.25 Td (directors ) Tj ET Q q 0 0 0 rg BT 358.95 332.25 Td (based ) Tj ET Q q 0 0 0 rg BT 384.25 332.25 Td (on ) Tj ET Q q 0 0 0 rg BT 396.79 332.25 Td (the ) Tj ET Q q 0 0 0 rg BT 411.53 332.25 Td (civil ) Tj ET Q q 0 0 0 rg BT 431.84 332.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 465.48 332.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 509.68 332.25 Td (of ) Tj ET Q q 0 0 0 rg BT 520.54 332.25 Td (the ) Tj ET Q q 0 0 0 rg BT 535.29 332.25 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 320.25 Td (States ) Tj ET Q q 0 0 0 rg BT 75.89 320.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 116.15 320.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 136.98 320.25 Td (or ) Tj ET Q q 0 0 0 rg BT 147.81 320.25 Td (to ) Tj ET Q q 0 0 0 rg BT 158.09 320.25 Td (enforce, ) Tj ET Q q 0 0 0 rg BT 193.06 320.25 Td (in ) Tj ET Q q 0 0 0 rg BT 203.34 320.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 249.82 320.25 Td (g, ) Tj ET Q q 0 0 0 rg BT 259.82 320.25 Td (judgments ) Tj ET Q q 0 0 0 rg BT 303.98 320.25 Td (obtained ) Tj ET Q q 0 0 0 rg BT 340.92 320.25 Td (in ) Tj ET Q q 0 0 0 rg BT 351.19 320.25 Td (other ) Tj ET Q q 0 0 0 rg BT 374.24 320.25 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 426.18 320.25 Td (including ) Tj ET Q q 0 0 0 rg BT 466.46 320.25 Td (the ) Tj ET Q q 0 0 0 rg BT 481.17 320.25 Td (United ) Tj ET Q q 0 0 0 rg BT 510.89 320.25 Td (States.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 299.25 Td (A) Tj ET Q q 0 0 0 rg BT 55.43 299.25 Td ( ) Tj ET Q q 0 0 0 rg BT 58.13 299.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 103.06 299.25 Td (challenge ) Tj ET Q q 0 0 0 rg BT 144.64 299.25 Td (of ) Tj ET Q q 0 0 0 rg BT 155.12 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 170.04 299.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 215.22 299.25 Td (g ) Tj ET Q q 0 0 0 rg BT 222.93 299.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 237.85 299.25 Td (r) Tj ET Q q 0 0 0 rg BT 241.37 299.25 Td (egime ) Tj ET Q q 0 0 0 rg BT 267.95 299.25 Td (or ) Tj ET Q q 0 0 0 rg BT 279.55 299.25 Td (of ) Tj ET Q q 0 0 0 rg BT 290.03 299.25 Td (its ) Tj ET Q q 0 0 0 rg BT 302.19 299.25 Td (interpr) Tj ET Q q 0 0 0 rg BT 329.59 299.25 Td (etation ) Tj ET Q q 0 0 0 rg BT 360.07 299.25 Td (by ) Tj ET Q q 0 0 0 rg BT 372.21 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 387.14 299.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 432.32 299.25 Td (g ) Tj ET Q q 0 0 0 rg BT 440.02 299.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 454.94 299.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 500.98 299.25 Td (or ) Tj ET Q q 0 0 0 rg BT 512.58 299.25 Td (others ) Tj ET Q q 0 0 0 rg BT 540.29 299.25 Td (could ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 287.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 90.32 287.25 Td (affect ) Tj ET Q q 0 0 0 rg BT 115.03 287.25 Td (our ) Tj ET Q q 0 0 0 rg BT 131.42 287.25 Td (r) Tj ET Q q 0 0 0 rg BT 134.94 287.25 Td (esults ) Tj ET Q q 0 0 0 rg BT 160.22 287.25 Td (of ) Tj ET Q q 0 0 0 rg BT 170.50 287.25 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 266.25 Td (The ) Tj ET Q q 0 0 0 rg BT 66.67 266.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.18 266.25 Td (received ) Tj ET Q q 0 0 0 rg BT 142.66 266.25 Td (and ) Tj ET Q q 0 0 0 rg BT 158.72 266.25 Td (historically ) Tj ET Q q 0 0 0 rg BT 205.33 266.25 Td (operated ) Tj ET Q q 0 0 0 rg BT 241.38 266.25 Td (under ) Tj ET Q q 0 0 0 rg BT 265.76 266.25 Td (a ) Tj ET Q q 0 0 0 rg BT 271.82 266.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 285.66 266.25 Td (ruling ) Tj ET Q q 0 0 0 rg BT 311.17 266.25 Td (from ) Tj ET Q q 0 0 0 rg BT 332.23 266.25 Td (the ) Tj ET Q q 0 0 0 rg BT 346.07 266.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 392.54 266.25 Td (g ) Tj ET Q q 0 0 0 rg BT 399.16 266.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 413.00 266.25 Td (authorities, ) Tj ET Q q 0 0 0 rg BT 459.33 266.25 Td (which ) Tj ET Q q 0 0 0 rg BT 485.39 266.25 Td (would ) Tj ET Q q 0 0 0 rg BT 512.01 266.25 Td (have ) Tj ET Q q 0 0 0 rg BT 532.51 266.25 Td (expired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 254.25 Td (in ) Tj ET Q q 0 0 0 rg BT 59.97 254.25 Td (2019 ) Tj ET Q q 0 0 0 rg BT 82.66 254.25 Td (unless ) Tj ET Q q 0 0 0 rg BT 110.35 254.25 Td (extended ) Tj ET Q q 0 0 0 rg BT 149.13 254.25 Td (or ) Tj ET Q q 0 0 0 rg BT 160.15 254.25 Td (renewed. ) Tj ET Q q 0 0 0 rg BT 199.21 254.25 Td ( ) Tj ET Q q 0 0 0 rg BT 201.90 254.25 Td (In ) Tj ET Q q 0 0 0 rg BT 212.92 254.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 259.48 254.25 Td (with ) Tj ET Q q 0 0 0 rg BT 279.94 254.25 Td (an ) Tj ET Q q 0 0 0 rg BT 292.07 254.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 325.30 254.25 Td (reor) Tj ET Q q 0 0 0 rg BT 341.22 254.25 Td (ganization ) Tj ET Q q 0 0 0 rg BT 385.56 254.25 Td (by ) Tj ET Q q 0 0 0 rg BT 398.25 254.25 Td (the ) Tj ET Q q 0 0 0 rg BT 413.16 254.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 454.73 254.25 Td (during ) Tj ET Q q 0 0 0 rg BT 483.53 254.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 508.72 254.25 Td (the ) Tj ET Q q 0 0 0 rg BT 523.63 254.25 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 242.25 Td (no ) Tj ET Q q 0 0 0 rg BT 62.08 242.25 Td (longer ) Tj ET Q q 0 0 0 rg BT 90.20 242.25 Td (operates ) Tj ET Q q 0 0 0 rg BT 126.09 242.25 Td (under ) Tj ET Q q 0 0 0 rg BT 151.44 242.25 Td (the ) Tj ET Q q 0 0 0 rg BT 166.23 242.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 181.03 242.25 Td (ruling. ) Tj ET Q q 0 0 0 rg BT 209.99 242.25 Td ( ) Tj ET Q q 0 0 0 rg BT 212.38 242.25 Td (The ) Tj ET Q q 0 0 0 rg BT 230.51 242.25 Td (European ) Tj ET Q q 0 0 0 rg BT 271.40 242.25 Td (Commission ) Tj ET Q q 0 0 0 rg BT 324.54 242.25 Td (\(EC\) ) Tj ET Q q 0 0 0 rg BT 355.43 242.25 Td (has ) Tj ET Q q 0 0 0 rg BT 371.34 242.25 Td (initiated ) Tj ET Q q 0 0 0 rg BT 406.69 242.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 464.82 242.25 Td (into ) Tj ET Q q 0 0 0 rg BT 482.95 242.25 Td (several ) Tj ET Q q 0 0 0 rg BT 513.84 242.25 Td (EU ) Tj ET Q q 0 0 0 rg BT 529.75 242.25 Td (member ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.25 Td (states, ) Tj ET Q q 0 0 0 rg BT 77.26 230.25 Td (including ) Tj ET Q q 0 0 0 rg BT 118.07 230.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 164.54 230.25 Td (g, ) Tj ET Q q 0 0 0 rg BT 175.08 230.25 Td (to ) Tj ET Q q 0 0 0 rg BT 185.90 230.25 Td (determine ) Tj ET Q q 0 0 0 rg BT 228.92 230.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 264.17 230.25 Td (these ) Tj ET Q q 0 0 0 rg BT 287.75 230.25 Td (EU ) Tj ET Q q 0 0 0 rg BT 304.12 230.25 Td (member ) Tj ET Q q 0 0 0 rg BT 339.93 230.25 Td (states ) Tj ET Q q 0 0 0 rg BT 365.18 230.25 Td (have ) Tj ET Q q 0 0 0 rg BT 387.10 230.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 425.69 230.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 440.94 230.25 Td (advantages ) Tj ET Q q 0 0 0 rg BT 488.41 230.25 Td (to ) Tj ET Q q 0 0 0 rg BT 499.22 230.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 545.03 230.25 Td (on ) Tj ET Q q 0 0 0 rg BT 558.07 230.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 218.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 71.22 218.25 Td (not ) Tj ET Q q 0 0 0 rg BT 85.71 218.25 Td (allowed ) Tj ET Q q 0 0 0 rg BT 119.08 218.25 Td (by ) Tj ET Q q 0 0 0 rg BT 130.80 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 144.73 218.25 Td (EU. ) Tj ET Q q 0 0 0 rg BT 162.28 218.25 Td ( ) Tj ET Q q 0 0 0 rg BT 163.87 218.25 Td (While ) Tj ET Q q 0 0 0 rg BT 190.02 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 203.95 218.25 Td (EC) Tj ET Q q 0 0 0 rg BT 219.51 218.25 Td (s ) Tj ET Q q 0 0 0 rg BT 225.12 218.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 282.39 218.25 Td (continue, ) Tj ET Q q 0 0 0 rg BT 321.04 218.25 Td (it ) Tj ET Q q 0 0 0 rg BT 328.31 218.25 Td (has ) Tj ET Q q 0 0 0 rg BT 343.36 218.25 Td (concluded ) Tj ET Q q 0 0 0 rg BT 386.17 218.25 Td (that ) Tj ET Q q 0 0 0 rg BT 402.88 218.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 431.80 218.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 476.28 218.25 Td (in ) Tj ET Q q 0 0 0 rg BT 485.77 218.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 514.69 218.25 Td (EU ) Tj ET Q q 0 0 0 rg BT 529.73 218.25 Td (member ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.25 Td (states, ) Tj ET Q q 0 0 0 rg BT 76.73 206.25 Td (including ) Tj ET Q q 0 0 0 rg BT 117.01 206.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 163.48 206.25 Td (g, ) Tj ET Q q 0 0 0 rg BT 173.49 206.25 Td (have ) Tj ET Q q 0 0 0 rg BT 194.88 206.25 Td (been ) Tj ET Q q 0 0 0 rg BT 216.27 206.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 254.32 206.25 Td (such ) Tj ET Q q 0 0 0 rg BT 275.16 206.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 289.89 206.25 Td (advantages. ) Tj ET Q q 0 0 0 rg BT 339.32 206.25 Td ( ) Tj ET Q q 0 0 0 rg BT 341.65 206.25 Td (The ) Tj ET Q q 0 0 0 rg BT 359.71 206.25 Td (EC ) Tj ET Q q 0 0 0 rg BT 375.00 206.25 Td (is ) Tj ET Q q 0 0 0 rg BT 384.18 206.25 Td (requiring ) Tj ET Q q 0 0 0 rg BT 423.34 206.25 Td (these ) Tj ET Q q 0 0 0 rg BT 446.40 206.25 Td (EU ) Tj ET Q q 0 0 0 rg BT 462.24 206.25 Td (member ) Tj ET Q q 0 0 0 rg BT 497.51 206.25 Td (states ) Tj ET Q q 0 0 0 rg BT 522.24 206.25 Td (to ) Tj ET Q q 0 0 0 rg BT 532.53 206.25 Td (recover ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 194.25 Td (from ) Tj ET Q q 0 0 0 rg BT 70.81 194.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 99.88 194.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 144.51 194.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.60 194.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 179.91 194.25 Td (year ) Tj ET Q q 0 0 0 rg BT 198.98 194.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 213.07 194.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 246.59 194.25 Td (they ) Tj ET Q q 0 0 0 rg BT 265.68 194.25 Td (received. ) Tj ET Q q 0 0 0 rg BT 303.91 194.25 Td ( ) Tj ET Q q 0 0 0 rg BT 305.78 194.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 327.65 194.25 Td (a ) Tj ET Q q 0 0 0 rg BT 333.96 194.25 Td (development ) Tj ET Q q 0 0 0 rg BT 387.47 194.25 Td (could ) Tj ET Q q 0 0 0 rg BT 411.56 194.25 Td (have ) Tj ET Q q 0 0 0 rg BT 432.31 194.25 Td (an ) Tj ET Q q 0 0 0 rg BT 443.61 194.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 476.02 194.25 Td (ef) Tj ET Q q 0 0 0 rg BT 483.61 194.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 500.46 194.25 Td (on ) Tj ET Q q 0 0 0 rg BT 512.33 194.25 Td (our ) Tj ET Q q 0 0 0 rg BT 527.53 194.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 182.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 89.77 182.25 Td (and ) Tj ET Q q 0 0 0 rg BT 106.71 182.25 Td (results ) Tj ET Q q 0 0 0 rg BT 135.32 182.25 Td (of ) Tj ET Q q 0 0 0 rg BT 146.15 182.25 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 161.25 Td (In ) Tj ET Q q 0 0 0 rg BT 59.81 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 74.01 161.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 100.44 161.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 132.42 161.25 Td (of ) Tj ET Q q 0 0 0 rg BT 142.17 161.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 166.65 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 180.85 161.25 Td (United ) Tj ET Q q 0 0 0 rg BT 210.05 161.25 Td (States ) Tj ET Q q 0 0 0 rg BT 235.91 161.25 Td (amended ) Tj ET Q q 0 0 0 rg BT 273.99 161.25 Td (its ) Tj ET Q q 0 0 0 rg BT 285.42 161.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 299.62 161.25 Td (code ) Tj ET Q q 0 0 0 rg BT 320.47 161.25 Td (which ) Tj ET Q q 0 0 0 rg BT 346.34 161.25 Td (r) Tj ET Q q 0 0 0 rg BT 349.86 161.25 Td (esulted ) Tj ET Q q 0 0 0 rg BT 380.17 161.25 Td (in ) Tj ET Q q 0 0 0 rg BT 389.92 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 404.12 161.25 Td (r) Tj ET Q q 0 0 0 rg BT 407.64 161.25 Td (eduction ) Tj ET Q q 0 0 0 rg BT 444.06 161.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.81 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 468.01 161.25 Td (United ) Tj ET Q q 0 0 0 rg BT 497.21 161.25 Td (States ) Tj ET Q q 0 0 0 rg BT 523.07 161.25 Td (corporate ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 149.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 65.15 149.25 Td (rate. ) Tj ET Q q 0 0 0 rg BT 87.18 149.25 Td ( ) Tj ET Q q 0 0 0 rg BT 90.61 149.25 Td (This ) Tj ET Q q 0 0 0 rg BT 111.27 149.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 126.92 149.25 Td (code ) Tj ET Q q 0 0 0 rg BT 149.23 149.25 Td (amendment ) Tj ET Q q 0 0 0 rg BT 198.75 149.25 Td (will ) Tj ET Q q 0 0 0 rg BT 217.19 149.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 242.27 149.25 Td (change ) Tj ET Q q 0 0 0 rg BT 274.57 149.25 Td (our ) Tj ET Q q 0 0 0 rg BT 291.89 149.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 346.43 149.25 Td (effective ) Tj ET Q q 0 0 0 rg BT 383.16 149.25 Td (income ) Tj ET Q q 0 0 0 rg BT 415.47 149.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 431.11 149.25 Td (rate, ) Tj ET Q q 0 0 0 rg BT 453.15 149.25 Td (including ) Tj ET Q q 0 0 0 rg BT 494.35 149.25 Td (compar) Tj ET Q q 0 0 0 rg BT 524.53 149.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 537.40 149.25 Td (to ) Tj ET Q q 0 0 0 rg BT 548.61 149.25 Td (our ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 137.25 Td (competitors, ) Tj ET Q q 0 0 0 rg BT 101.72 137.25 Td (and ) Tj ET Q q 0 0 0 rg BT 119.22 137.25 Td (could ) Tj ET Q q 0 0 0 rg BT 143.93 137.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 184.75 137.25 Td (affect ) Tj ET Q q 0 0 0 rg BT 209.46 137.25 Td (our ) Tj ET Q q 0 0 0 rg BT 225.85 137.25 Td (r) Tj ET Q q 0 0 0 rg BT 229.37 137.25 Td (esults ) Tj ET Q q 0 0 0 rg BT 254.65 137.25 Td (of ) Tj ET Q q 0 0 0 rg BT 264.93 137.25 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 116.25 Td (This ) Tj ET Q q 0 0 0 rg BT 70.10 116.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 115.13 116.25 Td (change ) Tj ET Q q 0 0 0 rg BT 146.27 116.25 Td (in ) Tj ET Q q 0 0 0 rg BT 156.87 116.25 Td (the ) Tj ET Q q 0 0 0 rg BT 171.91 116.25 Td (United ) Tj ET Q q 0 0 0 rg BT 201.95 116.25 Td (States ) Tj ET Q q 0 0 0 rg BT 228.66 116.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 243.70 116.25 Td (code ) Tj ET Q q 0 0 0 rg BT 265.40 116.25 Td (that ) Tj ET Q q 0 0 0 rg BT 283.22 116.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 317.69 116.25 Td (in ) Tj ET Q q 0 0 0 rg BT 328.29 116.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.33 116.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 383.92 116.25 Td (of ) Tj ET Q q 0 0 0 rg BT 395.07 116.25 Td (the ) Tj ET Q q 0 0 0 rg BT 410.11 116.25 Td (United ) Tj ET Q q 0 0 0 rg BT 440.15 116.25 Td (States ) Tj ET Q q 0 0 0 rg BT 466.86 116.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 507.43 116.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 522.47 116.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 540.28 116.25 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 104.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 78.53 104.25 Td (the ) Tj ET Q q 0 0 0 rg BT 93.12 104.25 Td (ef) Tj ET Q q 0 0 0 rg BT 100.71 104.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 130.29 104.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 144.89 104.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 162.26 104.25 Td (of ) Tj ET Q q 0 0 0 rg BT 172.97 104.25 Td (some ) Tj ET Q q 0 0 0 rg BT 196.46 104.25 Td (of ) Tj ET Q q 0 0 0 rg BT 207.17 104.25 Td (our ) Tj ET Q q 0 0 0 rg BT 222.88 104.25 Td (competitors. ) Tj ET Q q 0 0 0 rg BT 274.97 104.25 Td ( ) Tj ET Q q 0 0 0 rg BT 276.82 104.25 Td (A) Tj ET Q q 0 0 0 rg BT 283.49 104.25 Td ( ) Tj ET Q q 0 0 0 rg BT 285.87 104.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 326.02 104.25 Td (in ) Tj ET Q q 0 0 0 rg BT 336.18 104.25 Td (the ) Tj ET Q q 0 0 0 rg BT 350.77 104.25 Td (ef) Tj ET Q q 0 0 0 rg BT 358.36 104.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 387.94 104.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 402.54 104.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 419.91 104.25 Td (of ) Tj ET Q q 0 0 0 rg BT 430.62 104.25 Td (some ) Tj ET Q q 0 0 0 rg BT 454.11 104.25 Td (of ) Tj ET Q q 0 0 0 rg BT 464.82 104.25 Td (our ) Tj ET Q q 0 0 0 rg BT 480.53 104.25 Td (competitors ) Tj ET Q q 0 0 0 rg BT 530.12 104.25 Td (may ) Tj ET Q q 0 0 0 rg BT 549.72 104.25 Td (put ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 92.25 Td (us ) Tj ET Q q 0 0 0 rg BT 60.52 92.25 Td (at ) Tj ET Q q 0 0 0 rg BT 69.86 92.25 Td (a ) Tj ET Q q 0 0 0 rg BT 76.43 92.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 125.76 92.25 Td (disadvantage. ) Tj ET Q q 0 0 0 rg BT 182.59 92.25 Td ( ) Tj ET Q q 0 0 0 rg BT 184.71 92.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 206.84 92.25 Td (disadvantage ) Tj ET Q q 0 0 0 rg BT 261.17 92.25 Td (and ) Tj ET Q q 0 0 0 rg BT 277.73 92.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 314.85 92.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 332.54 92.25 Td (of ) Tj ET Q q 0 0 0 rg BT 343.00 92.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 385.67 92.25 Td (could ) Tj ET Q q 0 0 0 rg BT 410.01 92.25 Td (have ) Tj ET Q q 0 0 0 rg BT 431.02 92.25 Td (an ) Tj ET Q q 0 0 0 rg BT 442.58 92.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 475.24 92.25 Td (ef) Tj ET Q q 0 0 0 rg BT 482.83 92.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 499.94 92.25 Td (on ) Tj ET Q q 0 0 0 rg BT 512.07 92.25 Td (our ) Tj ET Q q 0 0 0 rg BT 527.53 92.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 80.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 89.77 80.25 Td (and ) Tj ET Q q 0 0 0 rg BT 106.71 80.25 Td (results ) Tj ET Q q 0 0 0 rg BT 135.32 80.25 Td (of ) Tj ET Q q 0 0 0 rg BT 146.15 80.25 Td (operations.) Tj ET Q endstream endobj 43 0 obj <>] /Rotate 0 /Contents 44 0 R>> endobj 44 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.77 731.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 121.03 731.10 Td (ef) Tj ET Q q 0 0 0 rg BT 128.62 731.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 158.54 731.10 Td (income ) Tj ET Q q 0 0 0 rg BT 190.69 731.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 205.63 731.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 223.33 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 237.71 731.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 275.41 731.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 314.78 731.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 353.05 731.10 Td (may ) Tj ET Q q 0 0 0 rg BT 372.99 731.10 Td (change ) Tj ET Q q 0 0 0 rg BT 404.02 731.10 Td (periodically ) Tj ET Q q 0 0 0 rg BT 454.50 731.10 Td (due ) Tj ET Q q 0 0 0 rg BT 471.66 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 482.16 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 497.09 731.10 Td (creation ) Tj ET Q q 0 0 0 rg BT 532.01 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 549.17 731.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 77.17 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 87.08 719.10 Td (utilize ) Tj ET Q q 0 0 0 rg BT 114.19 719.10 Td (net ) Tj ET Q q 0 0 0 rg BT 128.53 719.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 168.42 719.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 186.10 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 202.66 719.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 217.00 719.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 241.89 719.10 Td (carryforwards, ) Tj ET Q q 0 0 0 rg BT 302.59 719.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 336.92 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 346.82 719.10 Td (enacted ) Tj ET Q q 0 0 0 rg BT 379.48 719.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 393.82 719.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 414.82 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 431.38 719.10 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 480.71 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 490.62 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 504.96 719.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 522.63 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 533.09 719.10 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 78.01 707.10 Td (from ) Tj ET Q q 0 0 0 rg BT 99.31 707.10 Td (our ) Tj ET Q q 0 0 0 rg BT 114.51 707.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 152.47 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 168.78 707.10 Td (international ) Tj ET Q q 0 0 0 rg BT 221.18 707.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 267.20 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 283.50 707.10 Td (could ) Tj ET Q q 0 0 0 rg BT 307.58 707.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 347.76 707.10 Td (af) Tj ET Q q 0 0 0 rg BT 355.35 707.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 372.20 707.10 Td (our ) Tj ET Q q 0 0 0 rg BT 387.39 707.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 424.24 707.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 463.88 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.18 707.10 Td (results ) Tj ET Q q 0 0 0 rg BT 508.15 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.35 707.10 Td (operations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.34 686.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 110.61 686.10 Td (to ) Tj ET Q q 0 0 0 rg BT 121.44 686.10 Td (Our) Tj ET Q q 0 0 0 rg BT 139.04 686.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.54 686.10 Td (Employees) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 665.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.11 665.10 Td (success ) Tj ET Q q 0 0 0 rg BT 100.60 665.10 Td (depends ) Tj ET Q q 0 0 0 rg BT 135.87 665.10 Td (on ) Tj ET Q q 0 0 0 rg BT 148.37 665.10 Td (our ) Tj ET Q q 0 0 0 rg BT 164.76 665.10 Td (dir) Tj ET Q q 0 0 0 rg BT 176.06 665.10 Td (ectors, ) Tj ET Q q 0 0 0 rg BT 205.50 665.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 245.19 665.10 Td (officers ) Tj ET Q q 0 0 0 rg BT 277.68 665.10 Td (and ) Tj ET Q q 0 0 0 rg BT 295.18 665.10 Td (other ) Tj ET Q q 0 0 0 rg BT 318.79 665.10 Td (key ) Tj ET Q q 0 0 0 rg BT 334.61 665.10 Td (personnel.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 644.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.42 644.10 Td (success ) Tj ET Q q 0 0 0 rg BT 99.78 644.10 Td (is ) Tj ET Q q 0 0 0 rg BT 108.82 644.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 152.29 644.10 Td (on ) Tj ET Q q 0 0 0 rg BT 164.66 644.10 Td (the ) Tj ET Q q 0 0 0 rg BT 179.25 644.10 Td (ef) Tj ET Q q 0 0 0 rg BT 186.83 644.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 207.53 644.10 Td (and ) Tj ET Q q 0 0 0 rg BT 224.34 644.10 Td (abilities ) Tj ET Q q 0 0 0 rg BT 258.37 644.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.08 644.10 Td (our ) Tj ET Q q 0 0 0 rg BT 284.78 644.10 Td (directors, ) Tj ET Q q 0 0 0 rg BT 324.63 644.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 365.31 644.10 Td (of) Tj ET Q q 0 0 0 rg BT 373.46 644.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 398.04 644.10 Td (and ) Tj ET Q q 0 0 0 rg BT 414.85 644.10 Td (other ) Tj ET Q q 0 0 0 rg BT 437.77 644.10 Td (key ) Tj ET Q q 0 0 0 rg BT 454.58 644.10 Td (employees, ) Tj ET Q q 0 0 0 rg BT 502.21 644.10 Td (many ) Tj ET Q q 0 0 0 rg BT 526.80 644.10 Td (of ) Tj ET Q q 0 0 0 rg BT 537.50 644.10 Td (whom ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 632.10 Td (have ) Tj ET Q q 0 0 0 rg BT 71.49 632.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 116.82 632.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 163.24 632.10 Td (in ) Tj ET Q q 0 0 0 rg BT 174.14 632.10 Td (the ) Tj ET Q q 0 0 0 rg BT 189.47 632.10 Td (real ) Tj ET Q q 0 0 0 rg BT 207.58 632.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 233.46 632.10 Td (and ) Tj ET Q q 0 0 0 rg BT 251.01 632.10 Td (mortgage, ) Tj ET Q q 0 0 0 rg BT 294.40 632.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 332.49 632.10 Td (services ) Tj ET Q q 0 0 0 rg BT 367.82 632.10 Td (and ) Tj ET Q q 0 0 0 rg BT 385.37 632.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 432.93 632.10 Td (industries. ) Tj ET Q q 0 0 0 rg BT 477.43 632.10 Td ( ) Tj ET Q q 0 0 0 rg BT 480.55 632.10 Td (In ) Tj ET Q q 0 0 0 rg BT 492.00 632.10 Td (particular) Tj ET Q q 0 0 0 rg BT 529.91 632.10 Td (, ) Tj ET Q q 0 0 0 rg BT 535.52 632.10 Td (we ) Tj ET Q q 0 0 0 rg BT 550.30 632.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 620.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 92.73 620.10 Td (on ) Tj ET Q q 0 0 0 rg BT 104.87 620.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.22 620.10 Td (services ) Tj ET Q q 0 0 0 rg BT 153.57 620.10 Td (of ) Tj ET Q q 0 0 0 rg BT 164.04 620.10 Td (our ) Tj ET Q q 0 0 0 rg BT 179.50 620.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 206.08 620.10 Td (of ) Tj ET Q q 0 0 0 rg BT 216.55 620.10 Td (Directors ) Tj ET Q q 0 0 0 rg BT 255.89 620.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.47 620.10 Td (key ) Tj ET Q q 0 0 0 rg BT 289.04 620.10 Td (executives ) Tj ET Q q 0 0 0 rg BT 333.38 620.10 Td (at ) Tj ET Q q 0 0 0 rg BT 342.74 620.10 Td (our ) Tj ET Q q 0 0 0 rg BT 358.21 620.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 398.10 620.10 Td (headquarters ) Tj ET Q q 0 0 0 rg BT 451.32 620.10 Td (and ) Tj ET Q q 0 0 0 rg BT 467.90 620.10 Td (personnel ) Tj ET Q q 0 0 0 rg BT 508.91 620.10 Td (at ) Tj ET Q q 0 0 0 rg BT 518.27 620.10 Td (each ) Tj ET Q q 0 0 0 rg BT 538.72 620.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.19 620.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 608.10 Td (segments. ) Tj ET Q q 0 0 0 rg BT 91.87 608.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.33 608.10 Td (The ) Tj ET Q q 0 0 0 rg BT 112.53 608.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 130.75 608.10 Td (of ) Tj ET Q q 0 0 0 rg BT 141.73 608.10 Td (the ) Tj ET Q q 0 0 0 rg BT 156.60 608.10 Td (services ) Tj ET Q q 0 0 0 rg BT 191.46 608.10 Td (of ) Tj ET Q q 0 0 0 rg BT 202.45 608.10 Td (any ) Tj ET Q q 0 0 0 rg BT 219.54 608.10 Td (of ) Tj ET Q q 0 0 0 rg BT 230.52 608.10 Td (these ) Tj ET Q q 0 0 0 rg BT 253.72 608.10 Td (directors, ) Tj ET Q q 0 0 0 rg BT 293.86 608.10 Td (executives ) Tj ET Q q 0 0 0 rg BT 338.72 608.10 Td (or ) Tj ET Q q 0 0 0 rg BT 349.70 608.10 Td (key ) Tj ET Q q 0 0 0 rg BT 366.80 608.10 Td (personnel, ) Tj ET Q q 0 0 0 rg BT 410.83 608.10 Td (for ) Tj ET Q q 0 0 0 rg BT 425.14 608.10 Td (any ) Tj ET Q q 0 0 0 rg BT 442.23 608.10 Td (reason, ) Tj ET Q q 0 0 0 rg BT 473.49 608.10 Td (could ) Tj ET Q q 0 0 0 rg BT 498.36 608.10 Td (have ) Tj ET Q q 0 0 0 rg BT 519.89 608.10 Td (an ) Tj ET Q q 0 0 0 rg BT 531.98 608.10 Td (adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 596.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 596.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 74.57 596.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 97.07 596.10 Td (our ) Tj ET Q q 0 0 0 rg BT 112.90 596.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 151.79 596.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 189.28 596.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 229.55 596.10 Td (and ) Tj ET Q q 0 0 0 rg BT 246.49 596.10 Td (results ) Tj ET Q q 0 0 0 rg BT 275.10 596.10 Td (of ) Tj ET Q q 0 0 0 rg BT 285.93 596.10 Td (operations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 575.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.11 575.10 Td (inability ) Tj ET Q q 0 0 0 rg BT 103.94 575.10 Td (to ) Tj ET Q q 0 0 0 rg BT 114.22 575.10 Td (attract, ) Tj ET Q q 0 0 0 rg BT 145.89 575.10 Td (motivate ) Tj ET Q q 0 0 0 rg BT 182.82 575.10 Td (and ) Tj ET Q q 0 0 0 rg BT 200.32 575.10 Td (r) Tj ET Q q 0 0 0 rg BT 203.84 575.10 Td (etain ) Tj ET Q q 0 0 0 rg BT 226.34 575.10 Td (skilled ) Tj ET Q q 0 0 0 rg BT 254.94 575.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 299.08 575.10 Td (may ) Tj ET Q q 0 0 0 rg BT 318.25 575.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 359.06 575.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 388.78 575.10 Td (our ) Tj ET Q q 0 0 0 rg BT 405.17 575.10 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 66.64 554.10 Td (business ) Tj ET Q q 0 0 0 rg BT 102.11 554.10 Td (is ) Tj ET Q q 0 0 0 rg BT 110.37 554.10 Td (labor ) Tj ET Q q 0 0 0 rg BT 132.50 554.10 Td (intensive ) Tj ET Q q 0 0 0 rg BT 170.19 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 186.21 554.10 Td (places ) Tj ET Q q 0 0 0 rg BT 212.78 554.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 256.58 554.10 Td (importance ) Tj ET Q q 0 0 0 rg BT 303.14 554.10 Td (on ) Tj ET Q q 0 0 0 rg BT 314.72 554.10 Td (our ) Tj ET Q q 0 0 0 rg BT 329.64 554.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 356.78 554.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.14 554.10 Td (recruit, ) Tj ET Q q 0 0 0 rg BT 396.32 554.10 Td (engage, ) Tj ET Q q 0 0 0 rg BT 428.72 554.10 Td (train ) Tj ET Q q 0 0 0 rg BT 448.63 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 464.65 554.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 489.00 554.10 Td (skilled ) Tj ET Q q 0 0 0 rg BT 517.25 554.10 Td (employees. ) Tj ET Q q 0 0 0 rg BT 565.01 554.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 99.40 542.10 Td (, ) Tj ET Q q 0 0 0 rg BT 104.25 542.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 138.25 542.10 Td (for ) Tj ET Q q 0 0 0 rg BT 152.26 542.10 Td (qualified ) Tj ET Q q 0 0 0 rg BT 190.15 542.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 228.59 542.10 Td (and ) Tj ET Q q 0 0 0 rg BT 245.37 542.10 Td (software ) Tj ET Q q 0 0 0 rg BT 282.15 542.10 Td (professionals ) Tj ET Q q 0 0 0 rg BT 337.27 542.10 Td (conversant ) Tj ET Q q 0 0 0 rg BT 382.93 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 393.05 542.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 422.60 542.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 475.49 542.10 Td (may ) Tj ET Q q 0 0 0 rg BT 495.06 542.10 Td (exceed ) Tj ET Q q 0 0 0 rg BT 525.16 542.10 Td (supply ) Tj ET Q q 0 0 0 rg BT 554.18 542.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.10 Td (new ) Tj ET Q q 0 0 0 rg BT 68.31 530.10 Td (and ) Tj ET Q q 0 0 0 rg BT 84.90 530.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 127.04 530.10 Td (skills ) Tj ET Q q 0 0 0 rg BT 150.31 530.10 Td (are ) Tj ET Q q 0 0 0 rg BT 164.66 530.10 Td (required ) Tj ET Q q 0 0 0 rg BT 200.13 530.10 Td (to ) Tj ET Q q 0 0 0 rg BT 210.06 530.10 Td (keep ) Tj ET Q q 0 0 0 rg BT 231.08 530.10 Td (pace ) Tj ET Q q 0 0 0 rg BT 251.55 530.10 Td (with ) Tj ET Q q 0 0 0 rg BT 271.48 530.10 Td (evolving ) Tj ET Q q 0 0 0 rg BT 308.62 530.10 Td (computer ) Tj ET Q q 0 0 0 rg BT 348.54 530.10 Td (technology) Tj ET Q q 0 0 0 rg BT 392.32 530.10 Td (. ) Tj ET Q q 0 0 0 rg BT 396.97 530.10 Td ( ) Tj ET Q q 0 0 0 rg BT 399.12 530.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 416.82 530.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 444.52 530.10 Td (to ) Tj ET Q q 0 0 0 rg BT 454.45 530.10 Td (recruit ) Tj ET Q q 0 0 0 rg BT 482.70 530.10 Td (and ) Tj ET Q q 0 0 0 rg BT 499.28 530.10 Td (train ) Tj ET Q q 0 0 0 rg BT 519.76 530.10 Td (employees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 518.10 Td (is ) Tj ET Q q 0 0 0 rg BT 58.47 518.10 Td (critical ) Tj ET Q q 0 0 0 rg BT 88.54 518.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.62 518.10 Td (achieving ) Tj ET Q q 0 0 0 rg BT 139.79 518.10 Td (our ) Tj ET Q q 0 0 0 rg BT 155.43 518.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 186.06 518.10 Td (objective. ) Tj ET Q q 0 0 0 rg BT 227.52 518.10 Td ( ) Tj ET Q q 0 0 0 rg BT 229.82 518.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 247.67 518.10 Td (inability ) Tj ET Q q 0 0 0 rg BT 283.31 518.10 Td (to ) Tj ET Q q 0 0 0 rg BT 293.39 518.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 320.67 518.10 Td (and ) Tj ET Q q 0 0 0 rg BT 337.42 518.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 362.48 518.10 Td (skilled ) Tj ET Q q 0 0 0 rg BT 391.45 518.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 436.52 518.10 Td (or ) Tj ET Q q 0 0 0 rg BT 447.15 518.10 Td (an ) Tj ET Q q 0 0 0 rg BT 458.90 518.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 493.95 518.10 Td (in ) Tj ET Q q 0 0 0 rg BT 504.04 518.10 Td (wages ) Tj ET Q q 0 0 0 rg BT 531.33 518.10 Td (or ) Tj ET Q q 0 0 0 rg BT 541.96 518.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 506.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 72.25 506.10 Td (of ) Tj ET Q q 0 0 0 rg BT 83.33 506.10 Td (attracting, ) Tj ET Q q 0 0 0 rg BT 126.33 506.10 Td (training ) Tj ET Q q 0 0 0 rg BT 160.18 506.10 Td (or ) Tj ET Q q 0 0 0 rg BT 171.26 506.10 Td (retaining ) Tj ET Q q 0 0 0 rg BT 209.55 506.10 Td (skilled ) Tj ET Q q 0 0 0 rg BT 238.97 506.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 284.48 506.10 Td (could ) Tj ET Q q 0 0 0 rg BT 309.44 506.10 Td (have ) Tj ET Q q 0 0 0 rg BT 331.07 506.10 Td (an ) Tj ET Q q 0 0 0 rg BT 343.25 506.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 376.54 506.10 Td (ef) Tj ET Q q 0 0 0 rg BT 384.13 506.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 401.86 506.10 Td (on ) Tj ET Q q 0 0 0 rg BT 414.61 506.10 Td (our ) Tj ET Q q 0 0 0 rg BT 430.69 506.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 469.83 506.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 507.55 506.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 548.08 506.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 494.10 Td (results ) Tj ET Q q 0 0 0 rg BT 78.11 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 88.94 494.10 Td (operations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 473.10 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.34 473.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 110.61 473.10 Td (to ) Tj ET Q q 0 0 0 rg BT 121.44 473.10 Td (Our) Tj ET Q q 0 0 0 rg BT 139.04 473.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.54 473.10 Td (Relationships) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 452.10 Td (W) Tj ET Q q 0 0 0 rg BT 56.91 452.10 Td (e ) Tj ET Q q 0 0 0 rg BT 63.29 452.10 Td (could ) Tj ET Q q 0 0 0 rg BT 87.44 452.10 Td (have ) Tj ET Q q 0 0 0 rg BT 108.25 452.10 Td (conflicts ) Tj ET Q q 0 0 0 rg BT 144.07 452.10 Td (of ) Tj ET Q q 0 0 0 rg BT 153.78 452.10 Td (inter) Tj ET Q q 0 0 0 rg BT 172.30 452.10 Td (est ) Tj ET Q q 0 0 0 rg BT 185.34 452.10 Td (with ) Tj ET Q q 0 0 0 rg BT 204.50 452.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 236.70 452.10 Td (Fr) Tj ET Q q 0 0 0 rg BT 246.33 452.10 Td (ont ) Tj ET Q q 0 0 0 rg BT 261.05 452.10 Td (Y) Tj ET Q q 0 0 0 rg BT 265.69 452.10 Td (ar) Tj ET Q q 0 0 0 rg BT 274.21 452.10 Td (d ) Tj ET Q q 0 0 0 rg BT 281.15 452.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 328.07 452.10 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 380.02 452.10 Td (\(formerly ) Tj ET Q q 0 0 0 rg BT 419.58 452.10 Td (Altisour) Tj ET Q q 0 0 0 rg BT 451.43 452.10 Td (ce ) Tj ET Q q 0 0 0 rg BT 462.25 452.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 509.17 452.10 Td (Corporation\) ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 440.10 Td (\(RESI\), ) Tj ET Q q 0 0 0 rg BT 91.89 440.10 Td (Altisour) Tj ET Q q 0 0 0 rg BT 123.74 440.10 Td (ce ) Tj ET Q q 0 0 0 rg BT 134.18 440.10 Td (Asset ) Tj ET Q q 0 0 0 rg BT 156.96 440.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 210.85 440.10 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 262.54 440.10 Td (\(AAMC\) ) Tj ET Q q 0 0 0 rg BT 309.22 440.10 Td (and ) Tj ET Q q 0 0 0 rg BT 325.90 440.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 355.90 440.10 Td (members ) Tj ET Q q 0 0 0 rg BT 393.68 440.10 Td (of ) Tj ET Q q 0 0 0 rg BT 403.14 440.10 Td (our ) Tj ET Q q 0 0 0 rg BT 418.71 440.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 473.99 440.10 Td (which ) Tj ET Q q 0 0 0 rg BT 499.55 440.10 Td (may ) Tj ET Q q 0 0 0 rg BT 517.89 440.10 Td (be ) Tj ET Q q 0 0 0 rg BT 529.01 440.10 Td (r) Tj ET Q q 0 0 0 rg BT 532.53 440.10 Td (esolved ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 428.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.78 428.10 Td (a ) Tj ET Q q 0 0 0 rg BT 67.28 428.10 Td (manner ) Tj ET Q q 0 0 0 rg BT 100.33 428.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 133.93 428.10 Td (to ) Tj ET Q q 0 0 0 rg BT 144.21 428.10 Td (us.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 407.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.60 407.10 Td (have ) Tj ET Q q 0 0 0 rg BT 87.50 407.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 132.74 407.10 Td (business ) Tj ET Q q 0 0 0 rg BT 169.66 407.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 223.78 407.10 Td (with ) Tj ET Q q 0 0 0 rg BT 244.59 407.10 Td (and ) Tj ET Q q 0 0 0 rg BT 262.05 407.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 295.62 407.10 Td (services ) Tj ET Q q 0 0 0 rg BT 330.85 407.10 Td (to ) Tj ET Q q 0 0 0 rg BT 341.66 407.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 373.00 407.10 Td (and ) Tj ET Q q 0 0 0 rg BT 390.47 407.10 Td (RESI. ) Tj ET Q q 0 0 0 rg BT 417.66 407.10 Td ( ) Tj ET Q q 0 0 0 rg BT 420.47 407.10 Td (W) Tj ET Q q 0 0 0 rg BT 429.11 407.10 Td (e ) Tj ET Q q 0 0 0 rg BT 436.57 407.10 Td (also ) Tj ET Q q 0 0 0 rg BT 455.70 407.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 489.27 407.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 519.50 407.10 Td (services ) Tj ET Q q 0 0 0 rg BT 554.73 407.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.10 Td (AAMC. ) Tj ET Q q 0 0 0 rg BT 85.17 395.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.33 395.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 107.05 395.10 Td (lar) Tj ET Q q 0 0 0 rg BT 117.42 395.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 136.69 395.10 Td (shareholder) Tj ET Q q 0 0 0 rg BT 182.93 395.10 Td (, ) Tj ET Q q 0 0 0 rg BT 188.37 395.10 Td (W) Tj ET Q q 0 0 0 rg BT 197.41 395.10 Td (illiam ) Tj ET Q q 0 0 0 rg BT 223.90 395.10 Td (C. ) Tj ET Q q 0 0 0 rg BT 236.23 395.10 Td (Erbey) Tj ET Q q 0 0 0 rg BT 259.46 395.10 Td (, ) Tj ET Q q 0 0 0 rg BT 265.13 395.10 Td (owns ) Tj ET Q q 0 0 0 rg BT 289.40 395.10 Td (or ) Tj ET Q q 0 0 0 rg BT 300.90 395.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 336.28 395.10 Td (common ) Tj ET Q q 0 0 0 rg BT 374.44 395.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 398.71 395.10 Td (in ) Tj ET Q q 0 0 0 rg BT 409.65 395.10 Td (each ) Tj ET Q q 0 0 0 rg BT 431.13 395.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.93 395.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 489.25 395.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 523.23 395.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 548.07 395.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (AAMC, ) Tj ET Q q 0 0 0 rg BT 84.41 383.10 Td (RESI) Tj ET Q q 0 0 0 rg BT 108.86 383.10 Td (s ) Tj ET Q q 0 0 0 rg BT 115.16 383.10 Td (external ) Tj ET Q q 0 0 0 rg BT 149.78 383.10 Td (manager) Tj ET Q q 0 0 0 rg BT 183.65 383.10 Td (. ) Tj ET Q q 0 0 0 rg BT 188.56 383.10 Td ( ) Tj ET Q q 0 0 0 rg BT 190.44 383.10 Td (As ) Tj ET Q q 0 0 0 rg BT 203.96 383.10 Td (of ) Tj ET Q q 0 0 0 rg BT 214.70 383.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 273.19 383.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 298.10 383.10 Td (based ) Tj ET Q q 0 0 0 rg BT 323.28 383.10 Td (on ) Tj ET Q q 0 0 0 rg BT 335.69 383.10 Td (public ) Tj ET Q q 0 0 0 rg BT 363.09 383.10 Td (filings, ) Tj ET Q q 0 0 0 rg BT 393.56 383.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 405.23 383.10 Td (. ) Tj ET Q q 0 0 0 rg BT 410.14 383.10 Td (Erbey ) Tj ET Q q 0 0 0 rg BT 436.43 383.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 472.15 383.10 Td (beneficially ) Tj ET Q q 0 0 0 rg BT 521.76 383.10 Td (owning ) Tj ET Q q 0 0 0 rg BT 554.17 383.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (controlling ) Tj ET Q q 0 0 0 rg BT 95.62 371.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 155.62 371.10 Td (34% ) Tj ET Q q 0 0 0 rg BT 176.18 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 186.75 371.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.21 371.10 Td (common ) Tj ET Q q 0 0 0 rg BT 238.44 371.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 261.79 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 271.86 371.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 318.25 371.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 378.25 371.10 Td (15% ) Tj ET Q q 0 0 0 rg BT 398.82 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 409.38 371.10 Td (the ) Tj ET Q q 0 0 0 rg BT 423.84 371.10 Td (common ) Tj ET Q q 0 0 0 rg BT 461.07 371.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 484.42 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 494.99 371.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 528.04 371.10 Td (less ) Tj ET Q q 0 0 0 rg BT 545.28 371.10 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.10 Td (5% ) Tj ET Q q 0 0 0 rg BT 65.50 359.10 Td (of ) Tj ET Q q 0 0 0 rg BT 76.50 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 91.38 359.10 Td (common ) Tj ET Q q 0 0 0 rg BT 129.04 359.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 152.82 359.10 Td (of ) Tj ET Q q 0 0 0 rg BT 163.82 359.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 188.15 359.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.26 359.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 265.69 359.10 Td (46% ) Tj ET Q q 0 0 0 rg BT 286.68 359.10 Td (of ) Tj ET Q q 0 0 0 rg BT 297.68 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.56 359.10 Td (common ) Tj ET Q q 0 0 0 rg BT 350.23 359.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 374.00 359.10 Td (of ) Tj ET Q q 0 0 0 rg BT 384.41 359.10 Td (AAMC. ) Tj ET Q q 0 0 0 rg BT 419.58 359.10 Td ( ) Tj ET Q q 0 0 0 rg BT 422.25 359.10 Td (In ) Tj ET Q q 0 0 0 rg BT 433.25 359.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 471.19 359.10 Td (based ) Tj ET Q q 0 0 0 rg BT 496.63 359.10 Td (on ) Tj ET Q q 0 0 0 rg BT 509.29 359.10 Td (public ) Tj ET Q q 0 0 0 rg BT 536.96 359.10 Td (filings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.10 Td (through ) Tj ET Q q 0 0 0 rg BT 83.49 347.10 Td (February ) Tj ET Q q 0 0 0 rg BT 122.47 347.10 Td (16, ) Tj ET Q q 0 0 0 rg BT 137.85 347.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 163.23 347.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 174.90 347.10 Td (. ) Tj ET Q q 0 0 0 rg BT 180.28 347.10 Td (Erbey ) Tj ET Q q 0 0 0 rg BT 207.03 347.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 243.23 347.10 Td (beneficially ) Tj ET Q q 0 0 0 rg BT 293.31 347.10 Td (owning ) Tj ET Q q 0 0 0 rg BT 326.19 347.10 Td (or ) Tj ET Q q 0 0 0 rg BT 337.40 347.10 Td (controlling ) Tj ET Q q 0 0 0 rg BT 384.16 347.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 444.80 347.10 Td (34% ) Tj ET Q q 0 0 0 rg BT 466.01 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.22 347.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.31 347.10 Td (common ) Tj ET Q q 0 0 0 rg BT 530.19 347.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 554.18 347.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 335.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 96.69 335.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 157.47 335.10 Td (8% ) Tj ET Q q 0 0 0 rg BT 173.83 335.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.19 335.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.44 335.10 Td (common ) Tj ET Q q 0 0 0 rg BT 238.46 335.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 262.60 335.10 Td (of ) Tj ET Q q 0 0 0 rg BT 273.96 335.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 307.81 335.10 Td (less ) Tj ET Q q 0 0 0 rg BT 325.84 335.10 Td (than ) Tj ET Q q 0 0 0 rg BT 346.09 335.10 Td (5% ) Tj ET Q q 0 0 0 rg BT 362.45 335.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.81 335.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.06 335.10 Td (common ) Tj ET Q q 0 0 0 rg BT 427.08 335.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 451.22 335.10 Td (of ) Tj ET Q q 0 0 0 rg BT 462.58 335.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 487.28 335.10 Td (and ) Tj ET Q q 0 0 0 rg BT 504.75 335.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 323.10 Td (46% ) Tj ET Q q 0 0 0 rg BT 70.19 323.10 Td (of ) Tj ET Q q 0 0 0 rg BT 80.89 323.10 Td (the ) Tj ET Q q 0 0 0 rg BT 95.47 323.10 Td (common ) Tj ET Q q 0 0 0 rg BT 132.83 323.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 156.30 323.10 Td (of ) Tj ET Q q 0 0 0 rg BT 166.47 323.10 Td (AAMC. ) Tj ET Q q 0 0 0 rg BT 201.34 323.10 Td ( ) Tj ET Q q 0 0 0 rg BT 203.70 323.10 Td (Certain ) Tj ET Q q 0 0 0 rg BT 235.50 323.10 Td (members ) Tj ET Q q 0 0 0 rg BT 274.52 323.10 Td (of ) Tj ET Q q 0 0 0 rg BT 285.21 323.10 Td (our ) Tj ET Q q 0 0 0 rg BT 300.90 323.10 Td (management ) Tj ET Q q 0 0 0 rg BT 354.35 323.10 Td (and ) Tj ET Q q 0 0 0 rg BT 371.16 323.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 422.39 323.10 Td (members ) Tj ET Q q 0 0 0 rg BT 461.41 323.10 Td (of ) Tj ET Q q 0 0 0 rg BT 472.10 323.10 Td (our ) Tj ET Q q 0 0 0 rg BT 487.80 323.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 514.60 323.10 Td (of ) Tj ET Q q 0 0 0 rg BT 525.29 323.10 Td (Directors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 311.10 Td (have ) Tj ET Q q 0 0 0 rg BT 70.26 311.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 97.14 311.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 132.35 311.10 Td (in ) Tj ET Q q 0 0 0 rg BT 142.01 311.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 174.72 311.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 198.27 311.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 225.29 311.10 Td (AAMC. ) Tj ET Q q 0 0 0 rg BT 259.68 311.10 Td ( ) Tj ET Q q 0 0 0 rg BT 261.56 311.10 Td (Such ) Tj ET Q q 0 0 0 rg BT 283.45 311.10 Td (ownership ) Tj ET Q q 0 0 0 rg BT 326.99 311.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 362.20 311.10 Td (could ) Tj ET Q q 0 0 0 rg BT 386.31 311.10 Td (create, ) Tj ET Q q 0 0 0 rg BT 414.55 311.10 Td (or ) Tj ET Q q 0 0 0 rg BT 424.77 311.10 Td (appear ) Tj ET Q q 0 0 0 rg BT 453.30 311.10 Td (to ) Tj ET Q q 0 0 0 rg BT 462.96 311.10 Td (create, ) Tj ET Q q 0 0 0 rg BT 491.21 311.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 528.08 311.10 Td (conflicts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 299.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.21 299.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 92.02 299.10 Td (with ) Tj ET Q q 0 0 0 rg BT 112.18 299.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 142.88 299.10 Td (to ) Tj ET Q q 0 0 0 rg BT 153.03 299.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 184.85 299.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 229.99 299.10 Td (or ) Tj ET Q q 0 0 0 rg BT 240.70 299.10 Td (actually ) Tj ET Q q 0 0 0 rg BT 274.73 299.10 Td (involving ) Tj ET Q q 0 0 0 rg BT 315.45 299.10 Td (or ) Tj ET Q q 0 0 0 rg BT 326.16 299.10 Td (af) Tj ET Q q 0 0 0 rg BT 333.74 299.10 Td (fecting ) Tj ET Q q 0 0 0 rg BT 363.89 299.10 Td (us ) Tj ET Q q 0 0 0 rg BT 375.16 299.10 Td (and ) Tj ET Q q 0 0 0 rg BT 391.98 299.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 425.18 299.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 449.23 299.10 Td (and ) Tj ET Q q 0 0 0 rg BT 465.52 299.10 Td (AAMC, ) Tj ET Q q 0 0 0 rg BT 500.40 299.10 Td (as ) Tj ET Q q 0 0 0 rg BT 511.11 299.10 Td (the ) Tj ET Q q 0 0 0 rg BT 525.71 299.10 Td (case ) Tj ET Q q 0 0 0 rg BT 545.29 299.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 287.10 Td (be.) 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529.99 266.10 Td (AAMC, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 254.10 Td (where ) Tj ET Q q 0 0 0 rg BT 76.46 254.10 Td (necessary) Tj ET Q q 0 0 0 rg BT 114.68 254.10 Td (, ) Tj ET Q q 0 0 0 rg BT 119.71 254.10 Td (including ) Tj ET Q q 0 0 0 rg BT 160.01 254.10 Td (a ) Tj ET Q q 0 0 0 rg BT 166.98 254.10 Td (management ) Tj ET Q q 0 0 0 rg BT 220.60 254.10 Td (review ) Tj ET Q q 0 0 0 rg BT 250.34 254.10 Td (process ) Tj ET Q q 0 0 0 rg BT 282.86 254.10 Td (of ) Tj ET Q q 0 0 0 rg BT 293.72 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.47 254.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 333.22 254.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.08 254.10 Td (material ) Tj ET Q q 0 0 0 rg BT 379.37 254.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 429.66 254.10 Td (with ) Tj ET Q q 0 0 0 rg BT 449.97 254.10 Td (these ) Tj ET Q q 0 0 0 rg BT 473.05 254.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 518.34 254.10 Td (and ) Tj ET Q q 0 0 0 rg BT 535.31 254.10 Td (review ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 242.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.62 242.10 Td (approval ) Tj ET Q q 0 0 0 rg BT 102.29 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 112.30 242.10 Td (such ) Tj ET Q q 0 0 0 rg BT 132.32 242.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 181.77 242.10 Td (by ) Tj ET Q q 0 0 0 rg BT 193.45 242.10 Td (our ) Tj ET Q q 0 0 0 rg BT 208.09 242.10 Td (Audit ) Tj ET Q q 0 0 0 rg BT 232.55 242.10 Td (Committee, ) Tj ET Q q 0 0 0 rg BT 281.18 242.10 Td (which ) Tj ET Q q 0 0 0 rg BT 307.30 242.10 Td (is ) Tj ET Q q 0 0 0 rg BT 315.65 242.10 Td (comprised ) Tj ET Q q 0 0 0 rg BT 358.99 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 369.00 242.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 419.56 242.10 Td (directors. ) Tj ET Q q 0 0 0 rg BT 458.73 242.10 Td ( ) Tj ET Q q 0 0 0 rg BT 460.29 242.10 Td (There ) Tj ET Q q 0 0 0 rg BT 485.29 242.10 Td (can ) Tj ET Q q 0 0 0 rg BT 500.85 242.10 Td (be ) Tj ET Q q 0 0 0 rg BT 511.97 242.10 Td (no ) Tj ET Q q 0 0 0 rg BT 523.65 242.10 Td (assurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.21 230.10 Td (we ) Tj ET Q q 0 0 0 rg BT 81.59 230.10 Td (will ) Tj ET Q q 0 0 0 rg BT 99.87 230.10 Td (always ) Tj ET Q q 0 0 0 rg BT 130.36 230.10 Td (be ) Tj ET Q q 0 0 0 rg BT 142.51 230.10 Td (able ) Tj ET Q q 0 0 0 rg BT 161.89 230.10 Td (to ) Tj ET Q q 0 0 0 rg BT 172.38 230.10 Td (implement ) Tj ET Q q 0 0 0 rg BT 217.87 230.10 Td (such ) Tj ET Q q 0 0 0 rg BT 238.92 230.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 278.85 230.10 Td (or ) Tj ET Q q 0 0 0 rg BT 289.89 230.10 Td (that ) Tj ET Q q 0 0 0 rg BT 307.61 230.10 Td (such ) Tj ET Q q 0 0 0 rg BT 328.66 230.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 368.58 230.10 Td (will ) Tj ET Q q 0 0 0 rg BT 386.86 230.10 Td (be ) Tj ET Q q 0 0 0 rg BT 399.02 230.10 Td (ef) Tj ET Q q 0 0 0 rg BT 406.60 230.10 Td (fective, ) Tj ET Q q 0 0 0 rg BT 439.02 230.10 Td (that ) Tj ET Q q 0 0 0 rg BT 456.74 230.10 Td (we ) Tj ET Q q 0 0 0 rg BT 471.12 230.10 Td (will ) Tj ET Q q 0 0 0 rg BT 489.39 230.10 Td (be ) Tj ET Q q 0 0 0 rg BT 501.55 230.10 Td (able ) Tj ET Q q 0 0 0 rg BT 520.92 230.10 Td (to ) Tj ET Q q 0 0 0 rg BT 531.42 230.10 Td (manage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 218.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.35 218.10 Td (resolve ) Tj ET Q q 0 0 0 rg BT 91.74 218.10 Td (all ) Tj ET Q q 0 0 0 rg BT 104.25 218.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 141.76 218.10 Td (conflicts ) Tj ET Q q 0 0 0 rg BT 178.71 218.10 Td (with ) Tj ET Q q 0 0 0 rg BT 199.00 218.10 Td (these ) Tj ET Q q 0 0 0 rg BT 222.06 218.10 Td (companies, ) Tj ET Q q 0 0 0 rg BT 269.84 218.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 289.30 218.10 Td (even ) Tj ET Q q 0 0 0 rg BT 310.69 218.10 Td (if ) Tj ET Q q 0 0 0 rg BT 319.32 218.10 Td (we ) Tj ET Q q 0 0 0 rg BT 333.49 218.10 Td (do, ) Tj ET Q q 0 0 0 rg BT 348.51 218.10 Td (that ) Tj ET Q q 0 0 0 rg BT 366.02 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 380.75 218.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 423.26 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Td (connections ) Tj ET Q q 0 0 0 rg BT 328.86 206.10 Td (we ) Tj ET Q q 0 0 0 rg BT 343.02 206.10 Td (have ) Tj ET Q q 0 0 0 rg BT 364.39 206.10 Td (with ) Tj ET Q q 0 0 0 rg BT 384.67 206.10 Td (these ) Tj ET Q q 0 0 0 rg BT 407.72 206.10 Td (companies.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 185.10 Td (ITEM 1B.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.84 185.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 103.50 185.10 Td (UNRESOL) Tj ET Q q 0 0 0 rg BT 150.93 185.10 Td (VED ST) Tj ET Q q 0 0 0 rg BT 186.03 185.10 Td (AFF) Tj ET Q q 0 0 0 rg BT 205.10 185.10 Td ( COMMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 164.10 Td (None.) 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4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 526.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 502.75 276.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 502.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 502.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 502.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 502.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 502.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 502.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 478.75 276.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 478.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 478.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 478.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 478.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 478.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 478.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 454.75 276.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 454.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 454.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 454.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 454.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 454.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 454.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 430.75 276.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 430.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 430.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 430.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 430.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 430.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 430.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 406.75 276.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 406.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 406.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 406.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 406.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 406.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 406.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 382.75 276.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 382.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 382.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 382.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 382.75 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 382.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 382.75 75.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 658.75 m 405 658.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409 658.75 m 484 658.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488 658.75 m 563 658.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 336.45 662.98 Td (Mortgage Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 412.65 662.98 Td (Real Estate Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 494.80 678.98 Td (Other) Tj ET Q q 0 0 0 rg BT 515.09 678.98 Td ( Businesses, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 499.75 670.98 Td (Corporate and ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 503.20 662.98 Td (Eliminations) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 644.30 51.47 -9.09 re f /GS0 gs q 0 0 0 rg BT 52.50 637.37 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 98.97 637.37 Td (g) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 363.35 644.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 363.35 637.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 442.35 644.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 442.35 637.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 521.35 644.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 521.35 637.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 612.0333984375 m 106.103515625 612.0333984375 l s q 0 0 0 rg BT 52.50 613.37 Td (United States) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 601.37 Td (Atlanta, GA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.35 601.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.35 601.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.35 601.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 589.37 Td (Boston, MA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.35 589.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 521.35 596.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 521.35 589.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 577.37 Td (Denver) Tj ET Q q 0 0 0 rg BT 87.73 577.37 Td (, CO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.35 577.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.35 577.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 565.37 Td (Endicott, NY) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.35 565.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 553.37 Td (Fort ) Tj ET Q q 0 0 0 rg BT 77.58 553.37 Td (W) Tj ET Q q 0 0 0 rg BT 86.53 553.37 Td (ashington, P) Tj ET Q q 0 0 0 rg BT 135.12 553.37 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.35 553.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.35 553.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 541.37 Td (Irvine, CA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.35 541.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 529.37 Td (Los ) Tj ET Q q 0 0 0 rg BT 75.72 529.37 Td (Angeles, CA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.35 529.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.35 529.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 517.37 Td (Plano, ) Tj ET Q q 0 0 0 rg BT 86.19 517.37 Td (TX) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 363.35 524.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 363.35 517.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.35 517.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 521.35 524.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 521.35 517.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 505.37 Td (Sacramento, CA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.35 505.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 493.37 Td (Southfield, MI) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.35 493.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 481.37 Td (St. Louis, MO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.35 481.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.35 481.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.35 481.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 469.37 Td (T) Tj ET Q q 0 0 0 rg BT 64.26 469.37 Td (empe, ) Tj ET Q q 0 0 0 rg BT 90.29 469.37 Td (AZ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.35 469.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 445.37 Td (Montevideo, Uruguay) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 363.35 452.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 363.35 445.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 521.35 452.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 521.35 445.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 421.37 Td (Pasay City) Tj ET Q q 0 0 0 rg BT 94.91 421.37 Td (, Philippines) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 363.35 428.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 363.35 421.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 442.35 428.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 442.35 421.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 521.35 428.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 521.35 421.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 396.0333984375 m 73.046875 396.0333984375 l s q 0 0 0 rg BT 52.50 397.37 Td (India) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 385.37 Td (Bangalore) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.35 385.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.35 385.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.35 385.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 373.37 Td (Mumbai) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 363.35 380.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 363.35 373.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 442.35 380.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 442.35 373.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 521.35 380.30 7.22 -9.09 re f /GS0 gs q 0 0 0 rg BT 521.35 373.37 Td (X) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 347.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.43 347.25 Td (do ) Tj ET Q q 0 0 0 rg BT 78.28 347.25 Td (not ) Tj ET Q q 0 0 0 rg BT 93.91 347.25 Td (own ) Tj ET Q q 0 0 0 rg BT 113.99 347.25 Td (any ) Tj ET Q q 0 0 0 rg BT 131.28 347.25 Td (of) Tj ET Q q 0 0 0 rg BT 139.43 347.25 Td (fice ) Tj ET Q q 0 0 0 rg BT 157.27 347.25 Td (facilities. ) Tj ET Q q 0 0 0 rg BT 197.05 347.25 Td ( ) Tj ET Q q 0 0 0 rg BT 199.70 347.25 Td (W) Tj ET Q q 0 0 0 rg BT 208.33 347.25 Td (e ) Tj ET Q q 0 0 0 rg BT 215.63 347.25 Td (consider ) Tj ET Q q 0 0 0 rg BT 252.35 347.25 Td (these ) Tj ET Q q 0 0 0 rg BT 275.75 347.25 Td (facilities ) Tj ET Q q 0 0 0 rg BT 313.04 347.25 Td (to ) Tj ET Q q 0 0 0 rg BT 323.67 347.25 Td (be ) Tj ET Q q 0 0 0 rg BT 335.96 347.25 Td (suitable ) Tj ET Q q 0 0 0 rg BT 369.92 347.25 Td (and ) Tj ET Q q 0 0 0 rg BT 387.21 347.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 426.15 347.25 Td (adequate ) Tj ET Q q 0 0 0 rg BT 464.54 347.25 Td (for ) Tj ET Q q 0 0 0 rg BT 479.05 347.25 Td (the ) Tj ET Q q 0 0 0 rg BT 494.12 347.25 Td (management ) Tj ET Q q 0 0 0 rg BT 548.06 347.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 335.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 93.66 335.25 Td (of ) Tj ET Q q 0 0 0 rg BT 104.49 335.25 Td (our ) Tj ET Q q 0 0 0 rg BT 120.32 335.25 Td (businesses.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 314.25 Td (ITEM ) Tj ET Q q 0 0 0 rg BT 78.67 314.25 Td (3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.17 314.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 103.50 314.25 Td (LEGAL) Tj ET Q q 0 0 0 rg BT 137.96 314.25 Td ( ) Tj ET Q q 0 0 0 rg BT 140.46 314.25 Td (PROCEEDINGS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 293.25 Td (Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 272.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 272.25 Td (e ) Tj ET Q q 0 0 0 rg BT 64.55 272.25 Td (are ) Tj ET Q q 0 0 0 rg BT 78.74 272.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 116.81 272.25 Td (involved ) Tj ET Q q 0 0 0 rg BT 153.78 272.25 Td (in ) Tj ET Q q 0 0 0 rg BT 163.54 272.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 184.95 272.25 Td (actions ) Tj ET Q q 0 0 0 rg BT 215.25 272.25 Td (in ) Tj ET Q q 0 0 0 rg BT 225.01 272.25 Td (the ) Tj ET Q q 0 0 0 rg BT 239.20 272.25 Td (course ) Tj ET Q q 0 0 0 rg BT 267.28 272.25 Td (of ) Tj ET Q q 0 0 0 rg BT 277.59 272.25 Td (our ) Tj ET Q q 0 0 0 rg BT 292.89 272.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 331.26 272.25 Td (some ) Tj ET Q q 0 0 0 rg BT 354.35 272.25 Td (of ) Tj ET Q q 0 0 0 rg BT 364.66 272.25 Td (which ) Tj ET Q q 0 0 0 rg BT 391.07 272.25 Td (seek ) Tj ET Q q 0 0 0 rg BT 410.82 272.25 Td (monetary ) Tj ET Q q 0 0 0 rg BT 450.56 272.25 Td (damages. ) Tj ET Q q 0 0 0 rg BT 490.02 272.25 Td ( ) Tj ET Q q 0 0 0 rg BT 491.86 272.25 Td (W) Tj ET Q q 0 0 0 rg BT 500.49 272.25 Td (e ) Tj ET Q q 0 0 0 rg BT 506.91 272.25 Td (do ) Tj ET Q q 0 0 0 rg BT 518.89 272.25 Td (not ) Tj ET Q q 0 0 0 rg BT 533.64 272.25 Td (believe ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 260.25 Td (that ) Tj ET Q q 0 0 0 rg BT 66.11 260.25 Td (the ) Tj ET Q q 0 0 0 rg BT 79.95 260.25 Td (outcome ) Tj ET Q q 0 0 0 rg BT 116.00 260.25 Td (of ) Tj ET Q q 0 0 0 rg BT 125.95 260.25 Td (these ) Tj ET Q q 0 0 0 rg BT 148.11 260.25 Td (proceedings, ) Tj ET Q q 0 0 0 rg BT 200.54 260.25 Td (both ) Tj ET Q q 0 0 0 rg BT 219.94 260.25 Td (individually ) Tj ET Q q 0 0 0 rg BT 269.89 260.25 Td (and ) Tj ET Q q 0 0 0 rg BT 285.94 260.25 Td (in ) Tj ET Q q 0 0 0 rg BT 295.34 260.25 Td (the ) Tj ET Q q 0 0 0 rg BT 309.17 260.25 Td (aggregate, ) Tj ET Q q 0 0 0 rg BT 352.15 260.25 Td (will ) Tj ET Q q 0 0 0 rg BT 369.33 260.25 Td (have ) Tj ET Q q 0 0 0 rg BT 389.82 260.25 Td (a ) Tj ET Q q 0 0 0 rg BT 395.88 260.25 Td (material ) Tj ET Q q 0 0 0 rg BT 430.26 260.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 459.09 260.25 Td (on ) Tj ET Q q 0 0 0 rg BT 470.70 260.25 Td (our ) Tj ET Q q 0 0 0 rg BT 485.65 260.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 522.25 260.25 Td (condition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 248.25 Td (results ) Tj ET Q q 0 0 0 rg BT 78.11 248.25 Td (of ) Tj ET Q q 0 0 0 rg BT 88.94 248.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 133.09 248.25 Td (or ) Tj ET Q q 0 0 0 rg BT 143.92 248.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 164.19 248.25 Td (flows.) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 227.25 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 99.77 227.25 Td (Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.25 Td (Periodically) Tj ET Q q 0 0 0 rg BT 97.17 206.25 Td (, ) Tj ET Q q 0 0 0 rg BT 102.74 206.25 Td (we ) Tj ET Q q 0 0 0 rg BT 117.47 206.25 Td (are ) Tj ET Q q 0 0 0 rg BT 132.74 206.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 164.13 206.25 Td (to ) Tj ET Q q 0 0 0 rg BT 174.98 206.25 Td (audits, ) Tj ET Q q 0 0 0 rg BT 204.44 206.25 Td (examinations ) Tj ET Q q 0 0 0 rg BT 260.82 206.25 Td (and ) Tj ET Q q 0 0 0 rg BT 278.33 206.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 336.95 206.25 Td (by ) Tj ET Q q 0 0 0 rg BT 350.02 206.25 Td (federal, ) Tj ET Q q 0 0 0 rg BT 383.34 206.25 Td (state ) Tj ET Q q 0 0 0 rg BT 404.73 206.25 Td (and ) Tj ET Q q 0 0 0 rg BT 422.24 206.25 Td (local ) Tj ET Q q 0 0 0 rg BT 444.74 206.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 502.79 206.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 548.07 206.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 194.25 Td (receive ) Tj ET Q q 0 0 0 rg BT 80.26 194.25 Td (subpoenas, ) Tj ET Q q 0 0 0 rg BT 126.31 194.25 Td (civil ) Tj ET Q q 0 0 0 rg BT 145.98 194.25 Td (investigative ) Tj ET Q q 0 0 0 rg BT 198.98 194.25 Td (demands ) Tj ET Q q 0 0 0 rg BT 236.42 194.25 Td (or ) Tj ET Q q 0 0 0 rg BT 246.65 194.25 Td (other ) Tj ET Q q 0 0 0 rg BT 269.09 194.25 Td (requests ) Tj ET Q q 0 0 0 rg BT 303.75 194.25 Td (for ) Tj ET Q q 0 0 0 rg BT 317.31 194.25 Td (information ) Tj ET Q q 0 0 0 rg BT 366.42 194.25 Td (from ) Tj ET Q q 0 0 0 rg BT 387.75 194.25 Td (such ) Tj ET Q q 0 0 0 rg BT 407.98 194.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 464.86 194.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 508.96 194.25 Td (in ) Tj ET Q q 0 0 0 rg BT 518.64 194.25 Td (connection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 182.25 Td (with ) Tj ET Q q 0 0 0 rg BT 70.72 182.25 Td (their ) Tj ET Q q 0 0 0 rg BT 92.49 182.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 137.03 182.25 Td (or ) Tj ET Q q 0 0 0 rg BT 148.81 182.25 Td (investigative ) Tj ET Q q 0 0 0 rg BT 203.35 182.25 Td (authority) Tj ET Q q 0 0 0 rg BT 238.80 182.25 Td (. ) Tj ET Q q 0 0 0 rg BT 244.75 182.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.94 182.25 Td (W) Tj ET Q q 0 0 0 rg BT 256.58 182.25 Td (e ) Tj ET Q q 0 0 0 rg BT 264.47 182.25 Td (are ) Tj ET Q q 0 0 0 rg BT 280.12 182.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 319.66 182.25 Td (responding ) Tj ET Q q 0 0 0 rg BT 367.54 182.25 Td (to ) Tj ET Q q 0 0 0 rg BT 378.76 182.25 Td (such ) Tj ET Q q 0 0 0 rg BT 400.54 182.25 Td (inquiries ) Tj ET Q q 0 0 0 rg BT 438.98 182.25 Td (from ) Tj ET Q q 0 0 0 rg BT 461.86 182.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 520.29 182.25 Td (authorities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 170.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 82.31 170.25 Td (to ) Tj ET Q q 0 0 0 rg BT 92.36 170.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 121.84 170.25 Td (aspects ) Tj ET Q q 0 0 0 rg BT 152.99 170.25 Td (of ) Tj ET Q q 0 0 0 rg BT 163.59 170.25 Td (our ) Tj ET Q q 0 0 0 rg BT 179.19 170.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 217.85 170.25 Td ( ) Tj ET Q q 0 0 0 rg BT 219.96 170.25 Td (W) Tj ET Q q 0 0 0 rg BT 228.60 170.25 Td (e ) Tj ET Q q 0 0 0 rg BT 235.31 170.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 266.45 170.25 Td (it ) Tj ET Q q 0 0 0 rg BT 274.28 170.25 Td (is ) Tj ET Q q 0 0 0 rg BT 283.23 170.25 Td (premature ) Tj ET Q q 0 0 0 rg BT 326.03 170.25 Td (to ) Tj ET Q q 0 0 0 rg BT 336.08 170.25 Td (predict ) Tj ET Q q 0 0 0 rg BT 366.12 170.25 Td (the ) Tj ET Q q 0 0 0 rg BT 380.60 170.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 417.87 170.25 Td (outcome ) Tj ET Q q 0 0 0 rg BT 454.57 170.25 Td (or ) Tj ET Q q 0 0 0 rg BT 465.17 170.25 Td (to ) Tj ET Q q 0 0 0 rg BT 475.22 170.25 Td (estimate ) Tj ET Q q 0 0 0 rg BT 510.82 170.25 Td (any ) Tj ET Q q 0 0 0 rg BT 527.53 170.25 Td (potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 158.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.98 158.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 116.69 158.25 Td (in ) Tj ET Q q 0 0 0 rg BT 126.97 158.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 173.34 158.25 Td (with ) Tj ET Q q 0 0 0 rg BT 193.62 158.25 Td (these ) Tj ET Q q 0 0 0 rg BT 216.67 158.25 Td (inquiries.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 137.25 Td (As ) Tj ET Q q 0 0 0 rg BT 63.43 137.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 108.46 137.25 Td (disclosed, ) Tj ET Q q 0 0 0 rg BT 150.37 137.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 194.84 137.25 Td (received ) Tj ET Q q 0 0 0 rg BT 231.51 137.25 Td (a ) Tj ET Q q 0 0 0 rg BT 238.77 137.25 Td (NORA) Tj ET Q q 0 0 0 rg BT 266.55 137.25 Td ( ) Tj ET Q q 0 0 0 rg BT 269.36 137.25 Td (letter ) Tj ET Q q 0 0 0 rg BT 292.72 137.25 Td (on ) Tj ET Q q 0 0 0 rg BT 305.53 137.25 Td (November10, ) Tj ET Q q 0 0 0 rg BT 365.55 137.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 388.37 137.25 Td (from ) Tj ET Q q 0 0 0 rg BT 410.62 137.25 Td (the ) Tj ET Q q 0 0 0 rg BT 425.65 137.25 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 452.93 137.25 Td (indicating ) Tj ET Q q 0 0 0 rg BT 495.73 137.25 Td (that ) Tj ET Q q 0 0 0 rg BT 513.54 137.25 Td (the ) Tj ET Q q 0 0 0 rg BT 528.57 137.25 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 555.85 137.25 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 125.25 Td (considering ) Tj ET Q q 0 0 0 rg BT 101.14 125.25 Td (a ) Tj ET Q q 0 0 0 rg BT 110.57 125.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 150.55 125.25 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 205.51 125.25 Td (action ) Tj ET Q q 0 0 0 rg BT 234.93 125.25 Td (against ) Tj ET Q q 0 0 0 rg BT 267.15 125.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 313.79 125.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 349.32 125.25 Td (to ) Tj ET Q q 0 0 0 rg BT 362.09 125.25 Td (an ) Tj ET Q q 0 0 0 rg BT 376.52 125.25 Td (alleged ) Tj ET Q q 0 0 0 rg BT 410.38 125.25 Td (violation ) Tj ET Q q 0 0 0 rg BT 450.92 125.25 Td (of ) Tj ET Q q 0 0 0 rg BT 464.24 125.25 Td (federal ) Tj ET Q q 0 0 0 rg BT 496.98 125.25 Td (law ) Tj ET Q q 0 0 0 rg BT 516.41 125.25 Td (focused ) Tj ET Q q 0 0 0 rg BT 552.50 125.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 113.25 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 116.89 113.25 Td (and ) Tj ET Q q 0 0 0 rg BT 134.28 113.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 164.43 113.25 Td (other ) Tj ET Q q 0 0 0 rg BT 187.93 113.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 235.31 113.25 Td (services ) Tj ET Q q 0 0 0 rg BT 270.47 113.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 308.97 113.25 Td (to ) Tj ET Q q 0 0 0 rg BT 319.70 113.25 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 353.47 113.25 Td (including ) Tj ET Q q 0 0 0 rg BT 394.20 113.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 423.25 113.25 Td (related ) Tj ET Q q 0 0 0 rg BT 453.41 113.25 Td (to ) Tj ET Q q 0 0 0 rg BT 464.14 113.25 Td (the ) Tj ET Q q 0 0 0 rg BT 479.30 113.25 Td (features, ) Tj ET Q q 0 0 0 rg BT 516.40 113.25 Td (functioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 101.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.84 101.25 Td (support ) Tj ET Q q 0 0 0 rg BT 99.75 101.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.98 101.25 Td (such ) Tj ET Q q 0 0 0 rg BT 132.22 101.25 Td (technology) Tj ET Q q 0 0 0 rg BT 176.00 101.25 Td (. ) Tj ET Q q 0 0 0 rg BT 181.41 101.25 Td ( ) Tj ET Q q 0 0 0 rg BT 184.10 101.25 Td (The ) Tj ET Q q 0 0 0 rg BT 202.56 101.25 Td (NORA) Tj ET Q q 0 0 0 rg BT 230.34 101.25 Td ( ) Tj ET Q q 0 0 0 rg BT 233.25 101.25 Td (process ) Tj ET Q q 0 0 0 rg BT 266.14 101.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 303.48 101.25 Td (the ) Tj ET Q q 0 0 0 rg BT 318.61 101.25 Td (recipient ) Tj ET Q q 0 0 0 rg BT 356.49 101.25 Td (an ) Tj ET Q q 0 0 0 rg BT 368.84 101.25 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 418.41 101.25 Td (to ) Tj ET Q q 0 0 0 rg BT 429.09 101.25 Td (present ) Tj ET Q q 0 0 0 rg BT 460.87 101.25 Td (its ) Tj ET Q q 0 0 0 rg BT 473.23 101.25 Td (positions ) Tj ET Q q 0 0 0 rg BT 512.25 101.25 Td (to ) Tj ET Q q 0 0 0 rg BT 522.93 101.25 Td (the ) Tj ET Q q 0 0 0 rg BT 538.05 101.25 Td (CFPB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 89.25 Td (before ) Tj ET Q q 0 0 0 rg BT 76.79 89.25 Td (an ) Tj ET Q q 0 0 0 rg BT 87.99 89.25 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 139.72 89.25 Td (action ) Tj ET Q q 0 0 0 rg BT 165.91 89.25 Td (is ) Tj ET Q q 0 0 0 rg BT 174.33 89.25 Td (recommended ) Tj ET Q q 0 0 0 rg BT 232.73 89.25 Td (or ) Tj ET Q q 0 0 0 rg BT 242.82 89.25 Td (commenced. ) Tj ET Q q 0 0 0 rg BT 295.39 89.25 Td ( ) Tj ET Q q 0 0 0 rg BT 297.14 89.25 Td (On ) Tj ET Q q 0 0 0 rg BT 311.12 89.25 Td (December ) Tj ET Q q 0 0 0 rg BT 353.96 89.25 Td (5, ) Tj ET Q q 0 0 0 rg BT 363.22 89.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 387.48 89.25 Td (we ) Tj ET Q q 0 0 0 rg BT 400.89 89.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 438.20 89.25 Td (a ) Tj ET Q q 0 0 0 rg BT 444.39 89.25 Td (written ) Tj ET Q q 0 0 0 rg BT 474.47 89.25 Td (response ) Tj ET Q q 0 0 0 rg BT 511.22 89.25 Td (to ) Tj ET Q q 0 0 0 rg BT 520.76 89.25 Td (the ) Tj ET Q q 0 0 0 rg BT 534.73 89.25 Td (NORA) Tj ET Q q 0 0 0 rg BT 562.51 89.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 77.25 Td (letter ) Tj ET Q q 0 0 0 rg BT 72.15 77.25 Td (setting ) Tj ET Q q 0 0 0 rg BT 100.91 77.25 Td (forth ) Tj ET Q q 0 0 0 rg BT 122.46 77.25 Td (the ) Tj ET Q q 0 0 0 rg BT 136.78 77.25 Td (legal, ) Tj ET Q q 0 0 0 rg BT 160.81 77.25 Td (policy ) Tj ET Q q 0 0 0 rg BT 187.91 77.25 Td (and ) Tj ET Q q 0 0 0 rg BT 204.45 77.25 Td (factual ) Tj ET Q q 0 0 0 rg BT 233.76 77.25 Td (reasons ) Tj ET Q q 0 0 0 rg BT 265.85 77.25 Td (why ) Tj ET Q q 0 0 0 rg BT 285.18 77.25 Td (we ) Tj ET Q q 0 0 0 rg BT 298.94 77.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 329.92 77.25 Td (an ) Tj ET Q q 0 0 0 rg BT 341.46 77.25 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 393.53 77.25 Td (action ) Tj ET Q q 0 0 0 rg BT 420.07 77.25 Td (is ) Tj ET Q q 0 0 0 rg BT 428.84 77.25 Td (not ) Tj ET Q q 0 0 0 rg BT 443.73 77.25 Td (warranted. ) Tj ET Q q 0 0 0 rg BT 488.31 77.25 Td ( ) Tj ET Q q 0 0 0 rg BT 490.26 77.25 Td (W) Tj ET Q q 0 0 0 rg BT 498.89 77.25 Td (e ) Tj ET Q q 0 0 0 rg BT 505.44 77.25 Td (are ) Tj ET Q q 0 0 0 rg BT 519.75 77.25 Td (committed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 65.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.00 65.25 Td (resolving ) Tj ET Q q 0 0 0 rg BT 99.93 65.25 Td (any ) Tj ET Q q 0 0 0 rg BT 117.09 65.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 154.79 65.25 Td (concerns ) Tj ET Q q 0 0 0 rg BT 193.05 65.25 Td (of ) Tj ET Q q 0 0 0 rg BT 204.09 65.25 Td (the ) Tj ET Q q 0 0 0 rg BT 219.03 65.25 Td (CFPB. ) Tj ET Q q 0 0 0 rg BT 248.71 65.25 Td ( ) Tj ET Q q 0 0 0 rg BT 251.43 65.25 Td (If ) Tj ET Q q 0 0 0 rg BT 260.80 65.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.74 65.25 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 302.92 65.25 Td (were ) Tj ET Q q 0 0 0 rg BT 325.06 65.25 Td (to ) Tj ET Q q 0 0 0 rg BT 335.56 65.25 Td (bring ) Tj ET Q q 0 0 0 rg BT 359.39 65.25 Td (an ) Tj ET Q q 0 0 0 rg BT 371.54 65.25 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 424.23 65.25 Td (action ) Tj ET Q q 0 0 0 rg BT 451.38 65.25 Td (against ) Tj ET Q q 0 0 0 rg BT 482.42 65.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 496.53 65.25 Td (the ) Tj ET Q q 0 0 0 rg BT 511.47 65.25 Td (resolution ) Tj ET Q q 0 0 0 rg BT 554.18 65.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 53.25 Td (such ) Tj ET Q q 0 0 0 rg BT 69.25 53.25 Td (action ) Tj ET Q q 0 0 0 rg BT 95.10 53.25 Td (could ) Tj ET Q q 0 0 0 rg BT 118.73 53.25 Td (have ) Tj ET Q q 0 0 0 rg BT 139.02 53.25 Td (a ) Tj ET Q q 0 0 0 rg BT 144.88 53.25 Td (material ) Tj ET Q q 0 0 0 rg BT 179.05 53.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 211.00 53.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 239.63 53.25 Td (on ) Tj ET Q q 0 0 0 rg BT 251.05 53.25 Td (our ) Tj ET Q q 0 0 0 rg BT 265.79 53.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 303.60 53.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 348.06 53.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 384.46 53.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 423.65 53.25 Td (and ) Tj ET Q q 0 0 0 rg BT 439.50 53.25 Td (results ) Tj ET Q q 0 0 0 rg BT 467.02 53.25 Td (of ) Tj ET Q q 0 0 0 rg BT 476.77 53.25 Td (operations. ) Tj ET Q q 0 0 0 rg BT 522.34 53.25 Td ( ) Tj ET Q q 0 0 0 rg BT 523.76 53.25 Td (However) Tj ET Q q 0 0 0 rg BT 560.01 53.25 Td (, ) Tj ET Q endstream endobj 47 0 obj <>] /Rotate 0 /Contents 48 0 R>> endobj 48 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (we ) Tj ET Q q 0 0 0 rg BT 64.04 731.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 95.79 731.10 Td (it ) Tj ET Q q 0 0 0 rg BT 104.23 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 113.78 731.10 Td (premature ) Tj ET Q q 0 0 0 rg BT 157.20 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 167.85 731.10 Td (predict ) Tj ET Q q 0 0 0 rg BT 198.50 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.60 731.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 251.47 731.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 288.78 731.10 Td (or ) Tj ET Q q 0 0 0 rg BT 299.99 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 310.65 731.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 346.85 731.10 Td (any ) Tj ET Q q 0 0 0 rg BT 364.17 731.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 402.04 731.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 439.91 731.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 470.00 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 480.66 731.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 527.41 731.10 Td (with ) Tj ET Q q 0 0 0 rg BT 548.07 731.10 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 86.99 719.10 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 113.95 719.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 166.42 719.10 Td (action.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 375.25 Td (Dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 354.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 354.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.25 354.25 Td (have ) Tj ET Q q 0 0 0 rg BT 86.80 354.25 Td (not ) Tj ET Q q 0 0 0 rg BT 102.26 354.25 Td (historically ) Tj ET Q q 0 0 0 rg BT 149.92 354.25 Td (declared ) Tj ET Q q 0 0 0 rg BT 186.46 354.25 Td (or ) Tj ET Q q 0 0 0 rg BT 197.47 354.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 217.36 354.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 237.81 354.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 279.37 354.25 Td (on ) Tj ET Q q 0 0 0 rg BT 292.04 354.25 Td (our ) Tj ET Q q 0 0 0 rg BT 308.05 354.25 Td (common ) Tj ET Q q 0 0 0 rg BT 345.72 354.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 372.00 354.25 Td (but ) Tj ET Q q 0 0 0 rg BT 387.46 354.25 Td (may ) Tj ET Q q 0 0 0 rg BT 407.35 354.25 Td (declare ) Tj ET Q q 0 0 0 rg BT 438.89 354.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 480.45 354.25 Td (in ) Tj ET Q q 0 0 0 rg BT 490.91 354.25 Td (the ) Tj ET Q q 0 0 0 rg BT 505.80 354.25 Td (future. ) Tj ET Q q 0 0 0 rg BT 534.85 354.25 Td ( ) Tj ET Q q 0 0 0 rg BT 537.53 354.25 Td (Under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 342.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 95.97 342.25 Td (g ) Tj ET Q q 0 0 0 rg BT 104.14 342.25 Td (law) Tj ET Q q 0 0 0 rg BT 117.93 342.25 Td (, ) Tj ET Q q 0 0 0 rg BT 123.59 342.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 177.30 342.25 Td (need ) Tj ET Q q 0 0 0 rg BT 199.34 342.25 Td (to ) Tj ET Q q 0 0 0 rg BT 210.28 342.25 Td (approve ) Tj ET Q q 0 0 0 rg BT 245.66 342.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 276.02 342.25 Td (dividends. ) Tj ET Q q 0 0 0 rg BT 320.58 342.25 Td ( ) Tj ET Q q 0 0 0 rg BT 323.74 342.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 346.91 342.25 Td (approval ) Tj ET Q q 0 0 0 rg BT 385.06 342.25 Td (typically ) Tj ET Q q 0 0 0 rg BT 423.21 342.25 Td (occurs ) Tj ET Q q 0 0 0 rg BT 452.48 342.25 Td (during ) Tj ET Q q 0 0 0 rg BT 481.75 342.25 Td (a ) Tj ET Q q 0 0 0 rg BT 489.36 342.25 Td (company) Tj ET Q q 0 0 0 rg BT 528.79 342.25 Td (s ) Tj ET Q q 0 0 0 rg BT 535.85 342.25 Td (annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 330.25 Td (meeting ) Tj ET Q q 0 0 0 rg BT 84.72 330.25 Td (of ) Tj ET Q q 0 0 0 rg BT 96.07 330.25 Td (shareholders. ) Tj ET Q q 0 0 0 rg BT 152.11 330.25 Td ( ) Tj ET Q q 0 0 0 rg BT 155.13 330.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 201.60 330.25 Td (g ) Tj ET Q q 0 0 0 rg BT 209.61 330.25 Td (law ) Tj ET Q q 0 0 0 rg BT 227.06 330.25 Td (imposes ) Tj ET Q q 0 0 0 rg BT 262.85 330.25 Td (limits ) Tj ET Q q 0 0 0 rg BT 288.65 330.25 Td (on ) Tj ET Q q 0 0 0 rg BT 301.66 330.25 Td (our ) Tj ET Q q 0 0 0 rg BT 318.00 330.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 346.56 330.25 Td (to ) Tj ET Q q 0 0 0 rg BT 357.35 330.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 374.80 330.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 416.70 330.25 Td (based ) Tj ET Q q 0 0 0 rg BT 442.48 330.25 Td (on ) Tj ET Q q 0 0 0 rg BT 455.50 330.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 485.16 330.25 Td (net ) Tj ET Q q 0 0 0 rg BT 500.39 330.25 Td (income ) Tj ET Q q 0 0 0 rg BT 532.84 330.25 Td (and ) Tj ET Q q 0 0 0 rg BT 550.29 330.25 Td (net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 318.25 Td (income ) Tj ET Q q 0 0 0 rg BT 80.57 318.25 Td (carried ) Tj ET Q q 0 0 0 rg BT 109.96 318.25 Td (forward, ) Tj ET Q q 0 0 0 rg BT 145.75 318.25 Td (less ) Tj ET Q q 0 0 0 rg BT 162.39 318.25 Td (any ) Tj ET Q q 0 0 0 rg BT 178.47 318.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 213.99 318.25 Td (placed ) Tj ET Q q 0 0 0 rg BT 241.72 318.25 Td (in ) Tj ET Q q 0 0 0 rg BT 251.14 318.25 Td (reserve. ) Tj ET Q q 0 0 0 rg BT 284.15 318.25 Td ( ) Tj ET Q q 0 0 0 rg BT 285.67 318.25 Td (The ) Tj ET Q q 0 0 0 rg BT 302.85 318.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 346.16 318.25 Td (of ) Tj ET Q q 0 0 0 rg BT 356.13 318.25 Td (our ) Tj ET Q q 0 0 0 rg BT 371.10 318.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 397.17 318.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 429.35 318.25 Td (term ) Tj ET Q q 0 0 0 rg BT 449.31 318.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 468.17 318.25 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 513.94 318.25 Td (as ) Tj ET Q q 0 0 0 rg BT 523.91 318.25 Td (amended, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 306.25 Td (limit ) Tj ET Q q 0 0 0 rg BT 70.89 306.25 Td (our ) Tj ET Q q 0 0 0 rg BT 86.72 306.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 114.77 306.25 Td (to ) Tj ET Q q 0 0 0 rg BT 125.05 306.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 141.99 306.25 Td (dividends.) Tj ET Q endstream endobj 51 0 obj <>] /Rotate 0 /Contents 52 0 R>> endobj 52 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (25) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 75.89 731.25 Td (Performance ) Tj ET Q q 0 0 0 rg BT 133.91 731.25 Td (Graph) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.64 710.25 Td (graph ) Tj ET Q q 0 0 0 rg BT 93.00 710.25 Td (below ) Tj ET Q q 0 0 0 rg BT 120.03 710.25 Td (compares ) Tj ET Q q 0 0 0 rg BT 160.94 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 175.75 710.25 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 222.77 710.25 Td (total ) Tj ET Q q 0 0 0 rg BT 243.14 710.25 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 292.39 710.25 Td (return ) Tj ET Q q 0 0 0 rg BT 318.86 710.25 Td (on ) Tj ET Q q 0 0 0 rg BT 331.45 710.25 Td (our ) Tj ET Q q 0 0 0 rg BT 347.37 710.25 Td (common ) Tj ET Q q 0 0 0 rg BT 384.96 710.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 408.66 710.25 Td (with ) Tj ET Q q 0 0 0 rg BT 429.03 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 443.84 710.25 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 490.86 710.25 Td (total ) Tj ET Q q 0 0 0 rg BT 511.23 710.25 Td (return ) Tj ET Q q 0 0 0 rg BT 537.70 710.25 Td (on ) Tj ET Q q 0 0 0 rg BT 550.29 710.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (S&P) Tj ET Q q 0 0 0 rg BT 68.03 698.25 Td ( ) Tj ET Q q 0 0 0 rg BT 70.67 698.25 Td (500 ) Tj ET Q q 0 0 0 rg BT 88.32 698.25 Td (Index ) Tj ET Q q 0 0 0 rg BT 113.73 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 130.81 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 145.67 698.25 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 189.98 698.25 Td (Composite ) Tj ET Q q 0 0 0 rg BT 235.96 698.25 Td (Index ) Tj ET Q q 0 0 0 rg BT 261.37 698.25 Td (for ) Tj ET Q q 0 0 0 rg BT 275.68 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 290.54 698.25 Td (five ) Tj ET Q q 0 0 0 rg BT 308.73 698.25 Td (year ) Tj ET Q q 0 0 0 rg BT 328.58 698.25 Td (period ) Tj ET Q q 0 0 0 rg BT 356.77 698.25 Td (ending ) Tj ET Q q 0 0 0 rg BT 386.63 698.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.27 698.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 458.00 698.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.00 698.25 Td (. ) Tj ET Q q 0 0 0 rg BT 483.14 698.25 Td ( ) Tj ET Q q 0 0 0 rg BT 485.59 698.25 Td (The ) Tj ET Q q 0 0 0 rg BT 503.78 698.25 Td (graph ) Tj ET Q q 0 0 0 rg BT 529.19 698.25 Td (assumes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.25 Td (an ) Tj ET Q q 0 0 0 rg BT 61.22 686.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 107.38 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 118.00 686.25 Td ($100 ) Tj ET Q q 0 0 0 rg BT 140.28 686.25 Td (at ) Tj ET Q q 0 0 0 rg BT 149.78 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 164.27 686.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 206.55 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 217.16 686.25 Td (this ) Tj ET Q q 0 0 0 rg BT 233.89 686.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 264.22 686.25 Td ( ) Tj ET Q q 0 0 0 rg BT 266.34 686.25 Td (The ) Tj ET Q q 0 0 0 rg BT 284.17 686.25 Td (comparisons ) Tj ET Q q 0 0 0 rg BT 337.00 686.25 Td (in ) Tj ET Q q 0 0 0 rg BT 347.06 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 361.55 686.25 Td (graph ) Tj ET Q q 0 0 0 rg BT 386.60 686.25 Td (below ) Tj ET Q q 0 0 0 rg BT 413.32 686.25 Td (are ) Tj ET Q q 0 0 0 rg BT 427.81 686.25 Td (based ) Tj ET Q q 0 0 0 rg BT 452.86 686.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 475.15 686.25 Td (historical ) Tj ET Q q 0 0 0 rg BT 514.64 686.25 Td (data ) Tj ET Q q 0 0 0 rg BT 533.58 686.25 Td (and ) Tj ET Q q 0 0 0 rg BT 550.30 686.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (not ) Tj ET Q q 0 0 0 rg BT 64.78 674.25 Td (indicative ) Tj ET Q q 0 0 0 rg BT 106.71 674.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 120.04 674.25 Td (nor ) Tj ET Q q 0 0 0 rg BT 135.87 674.25 Td (intended ) Tj ET Q q 0 0 0 rg BT 172.80 674.25 Td (to ) Tj ET Q q 0 0 0 rg BT 183.08 674.25 Td (forecast, ) Tj ET Q q 0 0 0 rg BT 219.72 674.25 Td (future ) Tj ET Q q 0 0 0 rg BT 246.10 674.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 299.12 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 309.95 674.25 Td (our ) Tj ET Q q 0 0 0 rg BT 325.78 674.25 Td (common ) Tj ET Q q 0 0 0 rg BT 363.28 674.25 Td (stock.) 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367 375.75 m 403 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407 375.75 m 443 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 375.75 m 483 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 375.75 m 523 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527 375.75 m 563 375.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 130.25 379.98 Td (12/31/12) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 172.25 379.98 Td (6/30/13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 210.25 379.98 Td (12/31/13) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 252.25 379.98 Td (6/30/14) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.25 379.98 Td (12/31/14) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 332.25 379.98 Td (6/30/15) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 370.25 379.98 Td (12/31/15) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 412.25 379.98 Td (6/30/16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.25 379.98 Td (12/31/16) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 492.25 379.98 Td (6/30/17) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 530.25 379.98 Td (12/31/17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 355.01 Td (Altisource) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 129.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 134.75 355.01 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 169.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.75 355.01 Td (108.83) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 209.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.75 355.01 Td (183.07) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 249.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 355.01 Td (132.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 299.25 355.01 Td (39.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 329.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 339.25 355.01 Td (35.53) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 369.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 379.25 355.01 Td (32.09) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 409.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 419.25 355.01 Td (32.13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 449.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.25 355.01 Td (30.69) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 499.25 355.01 Td (25.18) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.50 355.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 539.25 355.01 Td (32.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 343.01 Td (S&P) Tj ET Q q 0 0 0 rg BT 69.34 343.01 Td ( 500 Index) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 134.75 343.01 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.75 343.01 Td (1) Tj ET Q q 0 0 0 rg BT 179.25 343.01 Td (12.63) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.75 343.01 Td (129.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 343.01 Td (137.45) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.75 343.01 Td (144.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 343.01 Td (144.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.75 343.01 Td (143.31) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 343.01 Td (147.17) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 343.01 Td (156.98) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 343.01 Td (169.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 343.01 Td (187.47) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 331.01 Td (NASDAQ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 322.01 Td (Composite Index) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 134.75 323.21 Td (100.00) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.75 323.21 Td (1) Tj ET Q q 0 0 0 rg BT 179.25 323.21 Td (12.71) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 214.75 323.21 Td (138.32) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 254.75 323.21 Td (145.99) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.75 323.21 Td (156.85) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.75 323.21 Td (165.15) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 374.75 323.21 Td (165.84) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 414.75 323.21 Td (160.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.75 323.21 Td (178.28) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 494.75 323.21 Td (203.36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.75 323.21 Td (228.63) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 295.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 93.10 295.25 Td (Authorized ) Tj ET Q q 0 0 0 rg BT 143.93 295.25 Td (for) Tj ET Q q 0 0 0 rg BT 156.52 295.25 Td ( ) Tj ET Q q 0 0 0 rg BT 159.02 295.25 Td (Issuance ) Tj ET Q q 0 0 0 rg BT 198.20 295.25 Td (under) Tj ET Q q 0 0 0 rg BT 223.58 295.25 Td ( ) Tj ET Q q 0 0 0 rg BT 226.08 295.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 257.48 295.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 321.65 295.25 Td (Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 274.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.23 274.25 Td (information ) Tj ET Q q 0 0 0 rg BT 116.63 274.25 Td (required ) Tj ET Q q 0 0 0 rg BT 152.13 274.25 Td (by ) Tj ET Q q 0 0 0 rg BT 164.31 274.25 Td (this ) Tj ET Q q 0 0 0 rg BT 180.94 274.25 Td (item ) Tj ET Q q 0 0 0 rg BT 200.90 274.25 Td (is ) Tj ET Q q 0 0 0 rg BT 209.75 274.25 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 262.47 274.25 Td (herein ) Tj ET Q q 0 0 0 rg BT 289.64 274.25 Td (by ) Tj ET Q q 0 0 0 rg BT 301.82 274.25 Td (reference ) Tj ET Q q 0 0 0 rg BT 341.19 274.25 Td (to ) Tj ET Q q 0 0 0 rg BT 351.15 274.25 Td (our ) Tj ET Q q 0 0 0 rg BT 366.67 274.25 Td (definitive ) Tj ET Q q 0 0 0 rg BT 407.17 274.25 Td (proxy ) Tj ET Q q 0 0 0 rg BT 432.69 274.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 473.19 274.25 Td (in ) Tj ET Q q 0 0 0 rg BT 483.15 274.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 529.21 274.25 Td (with ) Tj ET Q q 0 0 0 rg BT 549.17 274.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 262.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 262.25 Td ( ) Tj ET Q q 0 0 0 rg BT 72.00 262.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 101.16 262.25 Td (meeting ) Tj ET Q q 0 0 0 rg BT 135.87 262.25 Td (of ) Tj ET Q q 0 0 0 rg BT 146.70 262.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 199.73 262.25 Td (to ) Tj ET Q q 0 0 0 rg BT 210.01 262.25 Td (be ) Tj ET Q q 0 0 0 rg BT 221.95 262.25 Td (filed ) Tj ET Q q 0 0 0 rg BT 242.78 262.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 279.71 262.25 Td (to ) Tj ET Q q 0 0 0 rg BT 289.99 262.25 Td (Regulation ) Tj ET Q q 0 0 0 rg BT 336.38 262.25 Td (14A) Tj ET Q q 0 0 0 rg BT 353.04 262.25 Td ( ) Tj ET Q q 0 0 0 rg BT 355.54 262.25 Td (under ) Tj ET Q q 0 0 0 rg BT 380.81 262.25 Td (the ) Tj ET Q q 0 0 0 rg BT 395.53 262.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 437.46 262.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 478.84 262.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 495.77 262.25 Td (of ) Tj ET Q q 0 0 0 rg BT 506.60 262.25 Td (1934.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 241.25 Td (Issuer) Tj ET Q q 0 0 0 rg BT 75.43 241.25 Td ( ) Tj ET Q q 0 0 0 rg BT 77.93 241.25 Td (Pur) Tj ET Q q 0 0 0 rg BT 93.86 241.25 Td (chases ) Tj ET Q q 0 0 0 rg BT 123.58 241.25 Td (of ) Tj ET Q q 0 0 0 rg BT 134.41 241.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 165.81 241.25 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 220.25 Td (On ) Tj ET Q q 0 0 0 rg BT 63.43 220.25 Td (May17, ) Tj ET Q q 0 0 0 rg BT 98.46 220.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 122.67 220.25 Td (our ) Tj ET Q q 0 0 0 rg BT 137.71 220.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 189.95 220.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 228.87 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 242.79 220.25 Td (renewal ) Tj ET Q q 0 0 0 rg BT 276.14 220.25 Td (of ) Tj ET Q q 0 0 0 rg BT 286.18 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 300.10 220.25 Td (share ) Tj ET Q q 0 0 0 rg BT 322.91 220.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 367.92 220.25 Td (program ) Tj ET Q q 0 0 0 rg BT 403.50 220.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 447.42 220.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 486.34 220.25 Td (by ) Tj ET Q q 0 0 0 rg BT 498.04 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 511.97 220.25 Td (shareholders ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 208.25 Td (on ) Tj ET Q q 0 0 0 rg BT 61.83 208.25 Td (May18, ) Tj ET Q q 0 0 0 rg BT 97.50 208.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 122.33 208.25 Td (which ) Tj ET Q q 0 0 0 rg BT 149.10 208.25 Td (replaced ) Tj ET Q q 0 0 0 rg BT 185.30 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 199.85 208.25 Td (previous ) Tj ET Q q 0 0 0 rg BT 236.62 208.25 Td (share ) Tj ET Q q 0 0 0 rg BT 260.05 208.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 305.69 208.25 Td (program. ) Tj ET Q q 0 0 0 rg BT 344.40 208.25 Td ( ) Tj ET Q q 0 0 0 rg BT 346.56 208.25 Td (W) Tj ET Q q 0 0 0 rg BT 355.20 208.25 Td (e ) Tj ET Q q 0 0 0 rg BT 361.97 208.25 Td (are ) Tj ET Q q 0 0 0 rg BT 376.51 208.25 Td (authorized ) Tj ET Q q 0 0 0 rg BT 421.05 208.25 Td (to ) Tj ET Q q 0 0 0 rg BT 431.16 208.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 469.03 208.25 Td (up ) Tj ET Q q 0 0 0 rg BT 481.36 208.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.47 208.25 Td (4.6 ) Tj ET Q q 0 0 0 rg BT 506.30 208.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.20 208.25 Td ( ) Tj ET Q q 0 0 0 rg BT 537.53 208.25 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 196.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.25 196.25 Td (our ) Tj ET Q q 0 0 0 rg BT 76.00 196.25 Td (common ) Tj ET Q q 0 0 0 rg BT 113.42 196.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 139.45 196.25 Td (based ) Tj ET Q q 0 0 0 rg BT 164.64 196.25 Td (on ) Tj ET Q q 0 0 0 rg BT 177.06 196.25 Td (a ) Tj ET Q q 0 0 0 rg BT 183.92 196.25 Td (limit ) Tj ET Q q 0 0 0 rg BT 205.24 196.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.99 196.25 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.32 196.25 Td ( ) Tj ET Q q 0 0 0 rg BT 236.74 196.25 Td (of ) Tj ET Q q 0 0 0 rg BT 247.49 196.25 Td (the ) Tj ET Q q 0 0 0 rg BT 262.13 196.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 311.22 196.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 338.63 196.25 Td (of ) Tj ET Q q 0 0 0 rg BT 349.38 196.25 Td (common ) Tj ET Q q 0 0 0 rg BT 386.80 196.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 410.33 196.25 Td (on ) Tj ET Q q 0 0 0 rg BT 422.75 196.25 Td (the ) Tj ET Q q 0 0 0 rg BT 437.39 196.25 Td (date ) Tj ET Q q 0 0 0 rg BT 456.47 196.25 Td (of ) Tj ET Q q 0 0 0 rg BT 467.22 196.25 Td (approval, ) Tj ET Q q 0 0 0 rg BT 507.13 196.25 Td (at ) Tj ET Q q 0 0 0 rg BT 516.77 196.25 Td (a ) Tj ET Q q 0 0 0 rg BT 523.63 196.25 Td (minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 184.25 Td (price ) Tj ET Q q 0 0 0 rg BT 72.26 184.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.37 184.25 Td ($1.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.87 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 108.64 184.25 Td (per ) Tj ET Q q 0 0 0 rg BT 124.18 184.25 Td (share ) Tj ET Q q 0 0 0 rg BT 148.06 184.25 Td (and ) Tj ET Q q 0 0 0 rg BT 165.27 184.25 Td (a ) Tj ET Q q 0 0 0 rg BT 172.48 184.25 Td (maximum ) Tj ET Q q 0 0 0 rg BT 215.81 184.25 Td (price ) Tj ET Q q 0 0 0 rg BT 238.57 184.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.68 184.25 Td ($500.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.18 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 284.95 184.25 Td (per ) Tj ET Q q 0 0 0 rg BT 300.49 184.25 Td (share, ) Tj ET Q q 0 0 0 rg BT 326.87 184.25 Td (for ) Tj ET Q q 0 0 0 rg BT 341.30 184.25 Td (a ) Tj ET Q q 0 0 0 rg BT 348.52 184.25 Td (period ) Tj ET Q q 0 0 0 rg BT 376.84 184.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.94 184.25 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.49 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 406.26 184.25 Td (years ) Tj ET Q q 0 0 0 rg BT 430.14 184.25 Td (from ) Tj ET Q q 0 0 0 rg BT 452.35 184.25 Td (the ) Tj ET Q q 0 0 0 rg BT 467.34 184.25 Td (date ) Tj ET Q q 0 0 0 rg BT 486.77 184.25 Td (of ) Tj ET Q q 0 0 0 rg BT 497.88 184.25 Td (approval. ) Tj ET Q q 0 0 0 rg BT 538.14 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 540.30 184.25 Td (As ) Tj ET Q q 0 0 0 rg BT 554.19 184.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 172.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.10 172.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.10 172.25 Td (, ) Tj ET Q q 0 0 0 rg BT 133.12 172.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.39 172.25 Td (3.4 ) Tj ET Q q 0 0 0 rg BT 208.41 172.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.30 172.25 Td ( ) Tj ET Q q 0 0 0 rg BT 239.81 172.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 267.32 172.25 Td (of ) Tj ET Q q 0 0 0 rg BT 278.17 172.25 Td (common ) Tj ET Q q 0 0 0 rg BT 315.68 172.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 339.30 172.25 Td (remain ) Tj ET Q q 0 0 0 rg BT 369.58 172.25 Td (available ) Tj ET Q q 0 0 0 rg BT 408.19 172.25 Td (for ) Tj ET Q q 0 0 0 rg BT 422.36 172.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 468.19 172.25 Td (under ) Tj ET Q q 0 0 0 rg BT 493.47 172.25 Td (the ) Tj ET Q q 0 0 0 rg BT 508.20 172.25 Td (program. ) Tj ET Q q 0 0 0 rg BT 547.10 172.25 Td ( ) Tj ET Q q 0 0 0 rg BT 549.43 172.25 Td (W) Tj ET Q q 0 0 0 rg BT 558.07 172.25 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 160.25 Td (purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.35 160.25 Td (1.6 ) Tj ET Q q 0 0 0 rg BT 107.16 160.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.05 160.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.36 160.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 165.67 160.25 Td (of ) Tj ET Q q 0 0 0 rg BT 176.31 160.25 Td (common ) Tj ET Q q 0 0 0 rg BT 213.62 160.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 237.04 160.25 Td (at ) Tj ET Q q 0 0 0 rg BT 246.57 160.25 Td (an ) Tj ET Q q 0 0 0 rg BT 258.32 160.25 Td (average ) Tj ET Q q 0 0 0 rg BT 291.71 160.25 Td (price ) Tj ET Q q 0 0 0 rg BT 314.01 160.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 160.25 Td ($23.84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 160.25 Td ( ) Tj ET Q q 0 0 0 rg BT 354.46 160.25 Td (per ) Tj ET Q q 0 0 0 rg BT 369.54 160.25 Td (share ) Tj ET Q q 0 0 0 rg BT 392.95 160.25 Td (during ) Tj ET Q q 0 0 0 rg BT 421.38 160.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.90 160.25 Td (year ) Tj ET Q q 0 0 0 rg BT 455.42 160.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.61 160.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 540.01 160.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 160.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 148.25 Td (1.4 ) Tj ET Q q 0 0 0 rg BT 64.56 148.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.45 148.25 Td ( ) Tj ET Q q 0 0 0 rg BT 96.00 148.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 123.55 148.25 Td (at ) Tj ET Q q 0 0 0 rg BT 133.32 148.25 Td (an ) Tj ET Q q 0 0 0 rg BT 145.32 148.25 Td (average ) Tj ET Q q 0 0 0 rg BT 178.96 148.25 Td (price ) Tj ET Q q 0 0 0 rg BT 201.50 148.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.39 148.25 Td ($26.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.89 148.25 Td ( ) Tj ET Q q 0 0 0 rg BT 242.44 148.25 Td (per ) Tj ET Q q 0 0 0 rg BT 257.77 148.25 Td (share ) Tj ET Q q 0 0 0 rg BT 281.42 148.25 Td (during ) Tj ET Q q 0 0 0 rg BT 310.09 148.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.86 148.25 Td (year ) Tj ET Q q 0 0 0 rg BT 344.62 148.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.06 148.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 429.70 148.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.70 148.25 Td ( ) Tj ET Q q 0 0 0 rg BT 452.25 148.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.25 148.25 Td (2.1 ) Tj ET Q q 0 0 0 rg BT 484.30 148.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.19 148.25 Td ( ) Tj ET Q q 0 0 0 rg BT 515.75 148.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 543.30 148.25 Td (at ) Tj ET Q q 0 0 0 rg BT 553.07 148.25 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 136.25 Td (average ) Tj ET Q q 0 0 0 rg BT 83.60 136.25 Td (price ) Tj ET Q q 0 0 0 rg BT 106.60 136.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.94 136.25 Td ($27.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.44 136.25 Td ( ) Tj ET Q q 0 0 0 rg BT 148.46 136.25 Td (per ) Tj ET Q q 0 0 0 rg BT 164.24 136.25 Td (share ) Tj ET Q q 0 0 0 rg BT 188.35 136.25 Td (during ) Tj ET Q q 0 0 0 rg BT 217.47 136.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.71 136.25 Td (year ) Tj ET Q q 0 0 0 rg BT 252.93 136.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.82 136.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 338.92 136.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.92 136.25 Td (. ) Tj ET Q q 0 0 0 rg BT 364.43 136.25 Td ( ) Tj ET Q q 0 0 0 rg BT 367.44 136.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 413.92 136.25 Td (g ) Tj ET Q q 0 0 0 rg BT 421.93 136.25 Td (law ) Tj ET Q q 0 0 0 rg BT 439.39 136.25 Td (limits ) Tj ET Q q 0 0 0 rg BT 465.18 136.25 Td (share ) Tj ET Q q 0 0 0 rg BT 489.30 136.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 539.51 136.25 Td (to ) Tj ET Q q 0 0 0 rg BT 550.30 136.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 124.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 84.21 124.25 Td (of ) Tj ET Q q 0 0 0 rg BT 95.79 124.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 141.63 124.25 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 181.36 124.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 223.33 124.25 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 245.29 124.25 Td (\(unconsolidated ) Tj ET Q q 0 0 0 rg BT 313.34 124.25 Td (parent ) Tj ET Q q 0 0 0 rg BT 342.50 124.25 Td (company\) ) Tj ET Q q 0 0 0 rg BT 386.66 124.25 Td (retained ) Tj ET Q q 0 0 0 rg BT 423.04 124.25 Td (earnings, ) Tj ET Q q 0 0 0 rg BT 463.60 124.25 Td (less ) Tj ET Q q 0 0 0 rg BT 482.77 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 499.17 124.25 Td (value ) Tj ET Q q 0 0 0 rg BT 525.00 124.25 Td (of ) Tj ET Q q 0 0 0 rg BT 537.51 124.25 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 112.25 Td (repurchased. ) Tj ET Q q 0 0 0 rg BT 104.26 112.25 Td ( ) Tj ET Q q 0 0 0 rg BT 107.35 112.25 Td (As ) Tj ET Q q 0 0 0 rg BT 122.42 112.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.71 112.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 194.75 112.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.75 112.25 Td (, ) Tj ET Q q 0 0 0 rg BT 221.20 112.25 Td (we ) Tj ET Q q 0 0 0 rg BT 236.82 112.25 Td (can ) Tj ET Q q 0 0 0 rg BT 254.66 112.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 301.92 112.25 Td (up ) Tj ET Q q 0 0 0 rg BT 315.88 112.25 Td (to ) Tj ET Q q 0 0 0 rg BT 327.61 112.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.33 112.25 Td ($178 ) Tj ET Q q 0 0 0 rg BT 413.29 112.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.18 112.25 Td ( ) Tj ET Q q 0 0 0 rg BT 446.14 112.25 Td (of ) Tj ET Q q 0 0 0 rg BT 458.42 112.25 Td (our ) Tj ET Q q 0 0 0 rg BT 475.71 112.25 Td (common ) Tj ET Q q 0 0 0 rg BT 514.66 112.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 539.73 112.25 Td (under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 100.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 95.97 100.25 Td (g ) Tj ET Q q 0 0 0 rg BT 103.44 100.25 Td (law) Tj ET Q q 0 0 0 rg BT 117.22 100.25 Td (. ) Tj ET Q q 0 0 0 rg BT 122.19 100.25 Td ( ) Tj ET Q q 0 0 0 rg BT 124.65 100.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 142.66 100.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 169.56 100.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 202.56 100.25 Td (term ) Tj ET Q q 0 0 0 rg BT 223.34 100.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 243.02 100.25 Td (limits ) Tj ET Q q 0 0 0 rg BT 268.26 100.25 Td (the ) Tj ET Q q 0 0 0 rg BT 282.94 100.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 315.40 100.25 Td (we ) Tj ET Q q 0 0 0 rg BT 329.52 100.25 Td (can ) Tj ET Q q 0 0 0 rg BT 345.86 100.25 Td (spend ) Tj ET Q q 0 0 0 rg BT 371.65 100.25 Td (on ) Tj ET Q q 0 0 0 rg BT 384.11 100.25 Td (share ) Tj ET Q q 0 0 0 rg BT 407.67 100.25 Td (repurchases, ) Tj ET Q q 0 0 0 rg BT 459.83 100.25 Td (which ) Tj ET Q q 0 0 0 rg BT 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Tj ET Q endstream endobj 53 0 obj <>] /Rotate 0 /Contents 54 0 R>> endobj 54 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 69.09 731.10 Td (following ) Tj ET Q q 0 0 0 rg BT 112.02 731.10 Td (table ) Tj ET Q q 0 0 0 rg BT 135.49 731.10 Td (presents ) Tj ET Q q 0 0 0 rg BT 172.30 731.10 Td (information ) Tj ET Q q 0 0 0 rg BT 223.56 731.10 Td (related ) Tj ET Q q 0 0 0 rg BT 254.80 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 266.62 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.88 731.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 334.12 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 346.49 731.10 Td (our ) Tj ET Q q 0 0 0 rg BT 363.86 731.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 392.90 731.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 434.70 731.10 Td (during ) Tj ET Q q 0 0 0 rg BT 464.85 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.11 731.10 Td (three ) Tj ET Q q 0 0 0 rg BT 505.14 731.10 Td (months ) Tj ET Q q 0 0 0 rg BT 538.63 731.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.08 719.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.08 719.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 644.60 177.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 226.00 644.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 230.00 644.60 80.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.00 644.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 644.60 80.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 394.00 644.60 4.00 -12.00 re f /GS0 gs 0.8 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BT /F2 5.20 Tf ET q 0 0 0 rg BT 549.87 664.46 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 635.22 Td (Common stock:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 623.22 Td (October 1 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.65 623.22 Td (53,662) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.50 623.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 623.22 Td (25.82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 623.22 Td (53,662) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 623.22 Td (3,892,883) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 611.22 Td (November 1 30, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 611.22 Td (213,257) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 611.22 Td (26.42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 611.22 Td (213,257) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 611.22 Td (3,679,626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 599.22 Td (December 1 31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 599.22 Td (256,675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 599.22 Td (27.20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 599.22 Td (256,675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 599.22 Td (3,422,951) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.65 575.17 Td (523,594) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.50 575.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 575.17 Td (26.74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 575.17 Td (523,594) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 575.17 Td (3,422,951) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 560.10 Td (______________________________________) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 48.50 549.63 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.08 545.10 Td ( ) Tj ET Q q 0 0 0 rg BT 63.50 545.10 Td (In ) Tj ET Q q 0 0 0 rg BT 74.21 545.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 109.37 545.10 Td (to ) Tj ET Q q 0 0 0 rg BT 119.53 545.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.13 545.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 183.70 545.10 Td (included ) Tj ET Q q 0 0 0 rg BT 220.52 545.10 Td (in ) Tj ET Q q 0 0 0 rg BT 230.68 545.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.28 545.10 Td (table ) Tj ET Q q 0 0 0 rg BT 267.09 545.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 295.85 545.10 Td (2,905 ) Tj ET Q q 0 0 0 rg BT 320.73 545.10 Td (common ) Tj ET Q q 0 0 0 rg BT 358.11 545.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 385.48 545.10 Td (were ) Tj ET Q q 0 0 0 rg BT 407.29 545.10 Td (withheld ) Tj ET Q q 0 0 0 rg BT 444.67 545.10 Td (from ) Tj ET Q q 0 0 0 rg BT 466.49 545.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 511.64 545.10 Td (to ) Tj ET Q q 0 0 0 rg BT 521.80 545.10 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 550.29 545.10 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 533.10 Td (withholding ) Tj ET Q q 0 0 0 rg BT 114.33 533.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 161.28 533.10 Td (that ) Tj ET Q q 0 0 0 rg BT 178.77 533.10 Td (arose ) Tj ET Q q 0 0 0 rg BT 202.37 533.10 Td (from ) Tj ET Q q 0 0 0 rg BT 224.31 533.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.03 533.10 Td (vesting ) Tj ET Q q 0 0 0 rg BT 270.41 533.10 Td (of ) Tj ET Q q 0 0 0 rg BT 281.24 533.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 320.95 533.10 Td (shares.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 48.50 525.63 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.08 521.10 Td ( ) Tj ET Q q 0 0 0 rg BT 63.50 521.10 Td (On ) Tj ET Q q 0 0 0 rg BT 80.03 521.10 Td (May17, ) Tj ET Q q 0 0 0 rg BT 117.66 521.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 144.47 521.10 Td (our ) Tj ET Q q 0 0 0 rg BT 162.10 521.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 216.94 521.10 Td (approved ) Tj ET Q q 0 0 0 rg BT 258.45 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 274.98 521.10 Td (renewal ) Tj ET Q q 0 0 0 rg BT 310.93 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 323.56 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.08 521.10 Td (share ) Tj ET Q q 0 0 0 rg BT 365.48 521.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 413.10 521.10 Td (program ) Tj ET Q q 0 0 0 rg BT 451.28 521.10 Td (originally ) Tj ET Q q 0 0 0 rg BT 494.46 521.10 Td (approved ) Tj ET Q q 0 0 0 rg BT 535.98 521.10 Td (by ) Tj ET Q q 0 0 0 rg BT 550.28 521.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 509.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 116.34 509.10 Td (on ) Tj ET Q q 0 0 0 rg BT 128.63 509.10 Td (May18, ) Tj ET Q q 0 0 0 rg BT 164.26 509.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 189.06 509.10 Td (which ) Tj ET Q q 0 0 0 rg BT 215.80 509.10 Td (replaced ) Tj ET Q q 0 0 0 rg BT 251.96 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 266.48 509.10 Td (previous ) Tj ET Q q 0 0 0 rg BT 303.21 509.10 Td (share ) Tj ET Q q 0 0 0 rg BT 326.61 509.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 372.22 509.10 Td (program ) Tj ET Q q 0 0 0 rg BT 408.39 509.10 Td (and ) Tj ET Q q 0 0 0 rg BT 425.13 509.10 Td (authorizes ) Tj ET Q q 0 0 0 rg BT 468.52 509.10 Td (us ) Tj ET Q q 0 0 0 rg BT 479.71 509.10 Td (to ) Tj ET Q q 0 0 0 rg BT 489.79 509.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 527.63 509.10 Td (up ) Tj ET Q q 0 0 0 rg BT 539.92 509.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.00 509.10 Td (4.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 497.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.39 497.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.89 497.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 122.38 497.10 Td (of ) Tj ET Q q 0 0 0 rg BT 133.21 497.10 Td (our ) Tj ET Q q 0 0 0 rg BT 149.04 497.10 Td (common ) Tj ET Q q 0 0 0 rg BT 186.54 497.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 210.15 497.10 Td (in ) Tj ET Q q 0 0 0 rg BT 220.42 497.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.14 497.10 Td (open ) Tj ET Q q 0 0 0 rg BT 257.08 497.10 Td (market, ) Tj ET Q q 0 0 0 rg BT 289.84 497.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 320.67 497.10 Td (to ) Tj ET Q q 0 0 0 rg BT 330.95 497.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 360.65 497.10 Td (parameters.) Tj ET Q endstream endobj 55 0 obj <>] /Rotate 0 /Contents 56 0 R>> endobj 56 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (27) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (ITEM ) Tj ET Q q 0 0 0 rg BT 78.67 731.25 Td (6.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.17 731.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 103.50 731.25 Td (SELECTED ) Tj ET Q q 0 0 0 rg BT 159.35 731.25 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 215.47 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 217.97 731.25 Td (DA) Tj ET Q q 0 0 0 rg BT 231.67 731.25 Td (T) Tj ET Q q 0 0 0 rg BT 237.60 731.25 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (The ) Tj ET Q q 0 0 0 rg BT 68.27 710.25 Td (following ) Tj ET Q q 0 0 0 rg BT 110.39 710.25 Td (selected ) Tj ET Q q 0 0 0 rg BT 145.82 710.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 184.03 710.25 Td (data ) Tj ET Q q 0 0 0 rg BT 203.91 710.25 Td (as ) Tj ET Q q 0 0 0 rg BT 215.47 710.25 Td (of ) Tj ET Q q 0 0 0 rg BT 227.02 710.25 Td (and ) Tj ET Q q 0 0 0 rg BT 244.69 710.25 Td (for ) Tj ET Q q 0 0 0 rg BT 259.58 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.02 710.25 Td (years ) Tj ET Q q 0 0 0 rg BT 299.35 710.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.45 710.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 385.76 710.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.76 710.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.49 710.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.49 710.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.22 710.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.22 710.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.95 710.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.95 710.25 Td ( ) Tj ET Q q 0 0 0 rg BT 486.17 710.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.84 710.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.84 710.25 Td ( ) Tj ET Q q 0 0 0 rg BT 527.07 710.25 Td (has ) Tj ET Q q 0 0 0 rg BT 543.63 710.25 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 82.19 698.25 Td (from ) Tj ET Q q 0 0 0 rg BT 104.33 698.25 Td (our ) Tj ET Q q 0 0 0 rg BT 120.36 698.25 Td (audited ) Tj ET Q q 0 0 0 rg BT 152.49 698.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 205.74 698.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 243.42 698.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 290.83 698.25 Td ( ) Tj ET Q q 0 0 0 rg BT 293.34 698.25 Td (The ) Tj ET Q q 0 0 0 rg BT 311.59 698.25 Td (historical ) Tj ET Q q 0 0 0 rg BT 351.50 698.25 Td (results ) Tj ET Q q 0 0 0 rg BT 380.31 698.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 421.33 698.25 Td (below ) Tj ET Q q 0 0 0 rg BT 448.47 698.25 Td (may ) Tj ET Q q 0 0 0 rg BT 468.39 698.25 Td (not ) Tj ET Q q 0 0 0 rg BT 483.87 698.25 Td (be ) Tj ET Q q 0 0 0 rg BT 496.01 698.25 Td (indicative ) Tj ET Q q 0 0 0 rg BT 538.14 698.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.17 698.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.25 Td (future ) Tj ET Q q 0 0 0 rg BT 75.88 686.25 Td (performance.) 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[] 0 d 0 J 0 j 3 M 271 393.75 m 326 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 393.75 m 385 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 393.75 m 444 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 393.75 m 503 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 393.75 m 562 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 357.75 m 326 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 357.75 m 385 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 357.75 m 444 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 357.75 m 503 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 357.75 m 562 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 333.75 m 326 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 331.75 m 326 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 333.75 m 385 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 331.75 m 385 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 333.75 m 444 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 331.75 m 444 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 333.75 m 503 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 331.75 m 503 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 333.75 m 562 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 331.75 m 562 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 295.75 m 326 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 293.75 m 326 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 295.75 m 385 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 293.75 m 385 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 295.75 m 444 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 293.75 m 444 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 295.75 m 503 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 293.75 m 503 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 295.75 m 562 295.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 293.75 m 562 293.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 281.75 m 326 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 279.75 m 326 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 281.75 m 385 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 279.75 m 385 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 281.75 m 444 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 279.75 m 444 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 281.75 m 503 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 279.75 m 503 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 281.75 m 562 281.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 279.75 m 562 279.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 243.75 m 326 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 241.75 m 326 241.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 243.75 m 385 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 241.75 m 385 241.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 243.75 m 444 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 241.75 m 444 241.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 243.75 m 503 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 241.75 m 503 241.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 243.75 m 562 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 241.75 m 562 241.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 229.75 m 326 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 227.75 m 326 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 229.75 m 385 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 227.75 m 385 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 229.75 m 444 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 227.75 m 444 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 229.75 m 503 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 227.75 m 503 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 229.75 m 562 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 227.75 m 562 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 203.75 m 326 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 201.75 m 326 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 203.75 m 385 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 201.75 m 385 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 203.75 m 444 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 201.75 m 444 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 203.75 m 503 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 201.75 m 503 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 203.75 m 562 203.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 201.75 m 562 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 88.75 m 326 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 86.75 m 326 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 88.75 m 385 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 86.75 m 385 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 88.75 m 444 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 86.75 m 444 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 88.75 m 503 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 86.75 m 503 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 88.75 m 562 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 86.75 m 562 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 86.75 m 326 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 88.75 m 326 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 74.75 m 326 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 72.75 m 326 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 86.75 m 385 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 88.75 m 385 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 74.75 m 385 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 72.75 m 385 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 86.75 m 444 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 88.75 m 444 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 74.75 m 444 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 72.75 m 444 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 86.75 m 503 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 88.75 m 503 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 74.75 m 503 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 72.75 m 503 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 86.75 m 562 86.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 88.75 m 562 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 74.75 m 562 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 72.75 m 562 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 72.75 m 326 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 74.75 m 326 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 60.75 m 326 60.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 58.75 m 326 58.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 72.75 m 385 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 74.75 m 385 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 60.75 m 385 60.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 58.75 m 385 58.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 72.75 m 444 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 74.75 m 444 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 60.75 m 444 60.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 58.75 m 444 58.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 72.75 m 503 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 74.75 m 503 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 60.75 m 503 60.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 58.75 m 503 58.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 72.75 m 562 72.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 74.75 m 562 74.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 60.75 m 562 60.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 58.75 m 562 58.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 357.90 622.83 Td (For) Tj ET Q q 0 0 0 rg BT 370.27 622.83 Td ( the years ended December) Tj ET Q q 0 0 0 rg BT 462.09 622.83 Td (31,) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 610.00 Td (\(in thousands, except per shar) Tj ET Q q 0 0 0 rg BT 159.90 610.00 Td (e data\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.00 610.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.00 610.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.00 610.83 Td (2015) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 467.00 610.83 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 526.00 610.83 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 585.37 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 585.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 585.37 Td (942,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 585.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 585.37 Td (997,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 585.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.10 585.37 Td (1,051,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.50 585.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.10 585.37 Td (1,078,916) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 585.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 585.37 Td (768,357) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 573.37 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 573.37 Td (699,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 573.37 Td (690,045) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 573.37 Td (687,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 573.37 Td (707,180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 573.37 Td (492,480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 561.37 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 561.37 Td (242,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 561.37 Td (307,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 561.37 Td (364,139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 561.37 Td (371,736) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 561.37 Td (275,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 549.37 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 549.37 Td (192,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 549.37 Td (214,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 549.37 Td (220,868) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 549.37 Td (201,733) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 549.37 Td (1) Tj ET Q q 0 0 0 rg BT 530.65 549.37 Td (13,810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 537.32 Td (Litigation settlement loss, net of $4,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 527.37 Td (insurance recovery) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 529.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 529.42 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 529.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 529.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 529.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 515.37 Td (Impairment losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 515.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 515.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 515.37 Td (71,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 515.37 Td (37,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 515.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 503.32 Td (Change in the fair value of Equator) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 192.56 507.85 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.50 503.32 Td ( Earn Out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 503.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 503.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.30 503.37 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.15 503.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 503.37 Td (\(37,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 503.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 503.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 490.37 Td (Income from operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 490.37 Td (49,706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 490.37 Td (65,103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 490.37 Td (79,077) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 490.37 Td (170,454) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 490.37 Td (162,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 478.37 Td (Other income \(expense\), net:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 466.37 Td (Interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.30 466.37 Td (\(22,253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.15 466.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.30 466.37 Td (\(24,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 466.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.30 466.37 Td (\(28,208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.15 466.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 466.37 Td (\(23,363) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 466.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 466.37 Td (\(20,291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 466.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 454.37 Td (Other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.65 454.37 Td (7,922) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.65 454.37 Td (3,630) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.65 454.37 Td (2,191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 454.37 Td (174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 454.37 Td (557) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 442.37 Td (T) Tj ET Q q 0 0 0 rg BT 74.91 442.37 Td (otal other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.30 442.37 Td (\(14,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.15 442.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.30 442.37 Td (\(20,782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 442.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.30 442.37 Td (\(26,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.15 442.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 442.37 Td (\(23,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 442.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 442.37 Td (\(19,734) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 442.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 418.32 Td (Income before income taxes and non-controlling) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 408.37 Td (interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 410.42 Td (35,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 410.42 Td (44,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 410.42 Td (53,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 410.42 Td (147,265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 410.42 Td (142,333) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 396.37 Td (Income tax benefit \(provision\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 396.37 Td (276,256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.30 396.37 Td (\(12,935) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 396.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.30 396.37 Td (\(8,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.15 396.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 396.37 Td (\(10,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 396.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 396.37 Td (\(8,540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 396.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 372.37 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 372.37 Td (31) Tj ET Q q 0 0 0 rg BT 299.65 372.37 Td (1,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 372.37 Td (31,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 372.37 Td (44,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 372.37 Td (137,087) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 372.37 Td (133,793) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 360.37 Td (Net income attributable to non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.30 360.37 Td (\(2,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.15 360.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.30 360.37 Td (\(2,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.15 360.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.30 360.37 Td (\(3,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.15 360.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.30 360.37 Td (\(2,603) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 360.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 360.37 Td (\(3,820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 360.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 336.32 Td (Net income attributable to ) Tj ET Q q 0 0 0 rg BT 158.41 336.32 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 336.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 336.32 Td (308,891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 336.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 336.32 Td (28,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 336.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 336.32 Td (41,598) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.50 336.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 336.32 Td (134,484) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 336.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 336.32 Td (129,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 311.37 Td (Earnings per share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 299.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 299.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.65 299.32 Td (16.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 299.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.65 299.32 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 299.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.65 299.32 Td (2.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.50 299.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 299.32 Td (6.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 299.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 299.32 Td (5.63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 285.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 285.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.65 285.32 Td (16.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 285.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.65 285.32 Td (1.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 285.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.65 285.32 Td (2.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.50 285.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 285.32 Td (5.69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 285.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 285.32 Td (5.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 259.37 Td (W) Tj ET Q q 0 0 0 rg BT 60.54 259.37 Td (eighted average shares outstanding:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 247.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 247.32 Td (18,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 247.32 Td (18,696) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 247.32 Td (19,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 247.32 Td (21,625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 247.32 Td (23,072) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 233.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 233.32 Td (18,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 233.32 Td (19,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 233.32 Td (20,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 233.32 Td (23,634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 233.32 Td (25,053) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 207.32 Td (Outstanding shares \(at December 31\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 207.32 Td (17,418) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 207.32 Td (18,774) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 207.32 Td (19,021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 207.32 Td (20,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 207.32 Td (22,629) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 181.37 Td (T) Tj ET Q q 0 0 0 rg BT 57.26 181.37 Td (ransactions with related parties included above:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 169.32 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 169.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 169.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 169.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 169.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.70 169.32 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 432.92 173.85 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.50 169.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 169.32 Td (666,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 169.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 169.32 Td (502,087) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 156.32 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 156.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 156.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.70 156.32 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 432.92 160.85 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 156.32 Td (38,610) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 156.32 Td (19,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 143.32 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 143.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 143.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.70 143.32 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 432.92 147.85 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.80 143.37 Td (\(268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 143.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 143.32 Td (569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 130.32 Td (Other income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 130.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 130.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.70 130.32 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 432.92 134.85 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 130.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 130.32 Td (773) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 105.32 Td (Non-GAAP) Tj ET Q q 0 0 0 rg BT 98.91 105.32 Td ( Financial Measures) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 179.44 109.85 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 92.32 Td (Adjusted net income attributable to ) Tj ET Q q 0 0 0 rg BT 200.80 92.32 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 92.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 92.32 Td (52,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 92.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 92.32 Td (90,095) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 92.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 92.32 Td (143,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.50 92.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 92.32 Td (169,141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 92.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 92.32 Td (156,458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 78.32 Td (Adjusted diluted earnings per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 78.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.65 78.32 Td (2.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 78.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.65 78.32 Td (4.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 78.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.65 78.32 Td (6.96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.50 78.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 78.32 Td (7.16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 78.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 78.32 Td (6.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 64.32 Td (Adjusted EBITDA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 64.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 64.32 Td (126,432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 64.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 64.32 Td (178,313) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 64.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 64.32 Td (219,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.50 64.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 64.32 Td (234,197) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 64.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 64.32 Td (205,137) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 57 0 obj <>] /Rotate 0 /Contents 58 0 R>> endobj 58 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (28) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 701.50 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 701.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 701.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 701.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 701.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 701.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 701.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 701.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 701.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 701.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 701.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 677.50 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 677.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 677.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 677.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 677.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 677.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 677.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 677.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 677.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 677.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 677.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 653.50 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 653.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 653.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 653.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 653.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 653.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 653.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 653.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 653.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 653.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 653.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 629.50 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 629.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 629.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 629.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 629.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 629.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 629.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 629.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 629.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 629.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 629.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 605.50 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 605.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 605.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 605.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 605.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 605.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 605.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 605.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 605.50 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 605.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 605.50 55.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 725.5 m 326 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326 725.5 m 330 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 725.5 m 385 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 725.5 m 389 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 725.5 m 444 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444 725.5 m 448 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 725.5 m 503 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 725.5 m 507 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 725.5 m 562 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 713.5 m 267 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 725.5 m 326 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 713.5 m 326 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326 725.5 m 330 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 725.5 m 385 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 713.5 m 385 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 713.5 m 444 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 713.5 m 503 713.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 713.5 m 562 713.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 392.75 729.58 Td (December) Tj ET Q q 0 0 0 rg BT 427.32 729.58 Td (31,) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 716.75 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.00 717.58 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.00 717.58 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.00 717.58 Td (2015) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 467.00 717.58 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 526.00 717.58 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 692.12 Td (Cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 692.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 692.12 Td (105,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 692.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 692.12 Td (149,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 692.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 692.12 Td (179,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.50 692.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 692.12 Td (161,361) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 692.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 692.12 Td (130,324) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 680.12 Td (A) Tj ET Q q 0 0 0 rg BT 58.35 680.12 Td (vailable for sale securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 680.12 Td (49,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 680.12 Td (45,754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 680.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 680.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 680.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 668.12 Td (Accounts receivable, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 668.12 Td (52,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 668.12 Td (87,821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 668.12 Td (105,023) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 668.12 Td (1) Tj ET Q q 0 0 0 rg BT 471.65 668.12 Td (12,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 668.12 Td (104,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 656.12 Td (Premises and equipment, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 656.12 Td (73,273) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 656.12 Td (103,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 656.12 Td (1) Tj ET Q q 0 0 0 rg BT 412.65 656.12 Td (19,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 656.12 Td (127,759) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 656.12 Td (87,252) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 644.12 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 644.12 Td (86,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 644.12 Td (86,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 644.12 Td (82,801) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 644.12 Td (90,851) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 644.12 Td (99,414) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 632.12 Td (Intangible assets, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 632.12 Td (120,065) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 632.12 Td (155,432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 632.12 Td (197,003) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 632.12 Td (245,246) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 632.12 Td (276,162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 620.12 Td (T) Tj ET Q q 0 0 0 rg BT 57.26 620.12 Td (otal assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 620.12 Td (865,164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 620.12 Td (689,212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 620.12 Td (721,798) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 620.12 Td (780,122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 620.12 Td (723,365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 608.12 Td (Long-term debt, net \(including current portion\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 608.12 Td (409,281) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 608.12 Td (473,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 608.12 Td (528,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 608.12 Td (580,515) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 608.12 Td (388,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 596.12 Td (T) Tj ET Q q 0 0 0 rg BT 56.91 596.12 Td (otal liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 596.12 Td (525,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 596.12 Td (627,018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 596.12 Td (669,528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 596.12 Td (738,679) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 596.12 Td (565,624) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 534.50 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 534.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 534.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 534.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 534.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 534.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 534.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 534.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 534.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 534.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 534.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 508.50 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 508.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 508.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 508.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 508.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 508.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 508.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 508.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 508.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 508.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 508.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 481.50 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 481.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 481.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 481.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 481.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 481.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 481.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 481.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 481.50 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 481.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 481.50 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 559.5 m 326 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326 559.5 m 330 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 559.5 m 385 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385 559.5 m 389 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 559.5 m 444 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444 559.5 m 448 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 559.5 m 503 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 559.5 m 507 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 559.5 m 562 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 547.5 m 267 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 559.5 m 326 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 547.5 m 326 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326 559.5 m 330 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 559.5 m 385 559.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 547.5 m 385 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 547.5 m 444 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 547.5 m 503 547.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 547.5 m 562 547.5 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 357.90 563.58 Td (For) Tj ET Q q 0 0 0 rg BT 370.27 563.58 Td ( the years ended December) Tj ET Q q 0 0 0 rg BT 462.09 563.58 Td (31,) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 550.75 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.00 551.58 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.00 551.58 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.00 551.58 Td (2015) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 467.00 551.58 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 526.00 551.58 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 525.07 Td (Cash flows from operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 525.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 525.07 Td (66,082) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.50 525.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 525.07 Td (126,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 525.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 525.07 Td (195,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.50 525.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 525.07 Td (197,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 525.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 525.07 Td (185,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 512.07 Td (Additions to premises and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 512.07 Td (10,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.65 512.07 Td (23,269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 512.07 Td (36,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 512.07 Td (64,846) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 512.07 Td (34,134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 486.07 Td (Non-GAAP) Tj ET Q q 0 0 0 rg BT 98.91 486.07 Td ( Financial Measures) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 179.44 490.60 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 472.07 Td (Adjusted cash flows from operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.65 472.07 Td (1) Tj ET Q q 0 0 0 rg BT 294.65 472.07 Td (10,462) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 472.07 Td (139,843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 472.07 Td (195,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 472.07 Td (197,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 472.07 Td (185,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 459.07 Td (Adjusted cash flows from operating activities less) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.50 449.12 Td (additions to premises and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 451.17 Td (99,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 451.17 Td (1) Tj ET Q q 0 0 0 rg BT 353.65 451.17 Td (16,574) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 451.17 Td (159,164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 451.17 Td (132,647) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 451.17 Td (151,340) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 435.00 Td (_________________________) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 424.53 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 420.00 Td (Through ) Tj ET Q q 0 0 0 rg BT 98.91 420.00 Td (January16, ) Tj ET Q q 0 0 0 rg BT 146.48 420.00 Td (2015, ) Tj ET Q q 0 0 0 rg BT 170.34 420.00 Td (W) Tj ET Q q 0 0 0 rg BT 179.38 420.00 Td (illiam ) Tj ET Q q 0 0 0 rg BT 204.18 420.00 Td (C. ) Tj ET Q q 0 0 0 rg BT 214.82 420.00 Td (Erbey ) Tj ET Q q 0 0 0 rg BT 240.17 420.00 Td (served ) Tj ET Q q 0 0 0 rg BT 267.74 420.00 Td (as ) Tj ET Q q 0 0 0 rg BT 277.54 420.00 Td (our ) Tj ET Q q 0 0 0 rg BT 292.35 420.00 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 333.25 420.00 Td (as ) Tj ET Q q 0 0 0 rg BT 343.05 420.00 Td (well ) Tj ET Q q 0 0 0 rg BT 361.74 420.00 Td (as ) Tj ET Q q 0 0 0 rg BT 371.54 420.00 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BT 386.92 408.00 Td (fective ) Tj ET Q q 0 0 0 rg BT 416.36 408.00 Td (January16, ) Tj ET Q q 0 0 0 rg BT 464.70 408.00 Td (2015, ) Tj ET Q q 0 0 0 rg BT 489.43 408.00 Td (Mr) Tj ET Q q 0 0 0 rg BT 501.10 408.00 Td (. ) Tj ET Q q 0 0 0 rg BT 505.84 408.00 Td (Erbey ) Tj ET Q q 0 0 0 rg BT 531.96 408.00 Td (stepped ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 396.00 Td (down ) Tj ET Q q 0 0 0 rg BT 87.82 396.00 Td (as ) Tj ET Q q 0 0 0 rg BT 98.76 396.00 Td (the ) Tj ET Q q 0 0 0 rg BT 113.58 396.00 Td (Executive ) Tj ET Q q 0 0 0 rg BT 156.16 396.00 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 198.20 396.00 Td (of ) Tj ET Q q 0 0 0 rg BT 209.13 396.00 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 240.05 396.00 Td (and ) Tj ET Q q 0 0 0 rg BT 257.09 396.00 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 299.13 396.00 Td (of ) Tj ET Q q 0 0 0 rg BT 310.06 396.00 Td (each ) Tj ET Q q 0 0 0 rg BT 330.98 396.00 Td (of ) Tj ET Q q 0 0 0 rg BT 341.34 396.00 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 388.09 396.00 Td (HLSS, ) Tj ET Q q 0 0 0 rg BT 417.65 396.00 Td (RESI ) Tj ET Q q 0 0 0 rg BT 441.92 396.00 Td (and ) Tj ET Q q 0 0 0 rg BT 458.39 396.00 Td (AAMC ) Tj ET Q q 0 0 0 rg BT 491.00 396.00 Td (and ) Tj ET Q q 0 0 0 rg BT 508.04 396.00 Td (is ) Tj ET Q q 0 0 0 rg BT 517.31 396.00 Td (no ) Tj ET Q q 0 0 0 rg BT 529.91 396.00 Td (longer ) Tj ET Q q 0 0 0 rg BT 558.06 396.00 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 384.00 Td (member ) Tj ET Q q 0 0 0 rg BT 98.35 384.00 Td (of ) Tj ET Q q 0 0 0 rg BT 109.26 384.00 Td (the ) Tj ET Q q 0 0 0 rg BT 124.06 384.00 Td (Board ) Tj ET Q q 0 0 0 rg BT 151.09 384.00 Td (of ) Tj ET Q q 0 0 0 rg BT 162.00 384.00 Td (Directors ) Tj ET Q q 0 0 0 rg BT 201.79 384.00 Td (of ) Tj ET Q q 0 0 0 rg BT 212.71 384.00 Td (any ) Tj ET Q q 0 0 0 rg BT 229.73 384.00 Td (of ) Tj ET Q q 0 0 0 rg BT 240.65 384.00 Td (these ) Tj ET Q q 0 0 0 rg BT 263.78 384.00 Td (companies. ) Tj ET Q q 0 0 0 rg BT 311.62 384.00 Td ( ) Tj ET Q q 0 0 0 rg BT 314.21 384.00 Td (Consequently) Tj ET Q q 0 0 0 rg BT 368.55 384.00 Td (, ) Tj ET Q q 0 0 0 rg BT 373.64 384.00 Td (as ) Tj ET Q q 0 0 0 rg BT 384.55 384.00 Td (of ) Tj ET Q q 0 0 0 rg BT 395.47 384.00 Td (January16, ) Tj ET Q q 0 0 0 rg BT 444.15 384.00 Td (2015, ) Tj ET Q q 0 0 0 rg BT 469.24 384.00 Td (these ) Tj ET Q q 0 0 0 rg BT 492.37 384.00 Td (companies ) Tj ET Q q 0 0 0 rg BT 537.72 384.00 Td (are ) Tj ET Q q 0 0 0 rg BT 552.51 384.00 Td (no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 372.00 Td (longer ) Tj ET Q q 0 0 0 rg BT 90.71 372.00 Td (related ) Tj ET Q q 0 0 0 rg BT 120.07 372.00 Td (parties ) Tj ET Q q 0 0 0 rg BT 148.88 372.00 Td (of ) Tj ET Q q 0 0 0 rg BT 158.90 372.00 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 205.21 372.00 Td (as ) Tj ET Q q 0 0 0 rg BT 215.70 372.00 Td (defined ) Tj ET Q q 0 0 0 rg BT 247.85 372.00 Td (by ) Tj ET Q q 0 0 0 rg BT 260.01 372.00 Td (Financial ) Tj ET Q q 0 0 0 rg BT 298.90 372.00 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 347.71 372.00 Td (Standards ) Tj ET Q q 0 0 0 rg BT 389.31 372.00 Td (Board) Tj ET Q q 0 0 0 rg BT 416.53 372.00 Td (s ) Tj ET Q q 0 0 0 rg BT 422.10 372.00 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 470.92 372.00 Td (Standards ) Tj ET Q q 0 0 0 rg BT 512.52 372.00 Td (Codification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 360.00 Td (\(ASC\) ) Tj ET Q q 0 0 0 rg BT 99.62 360.00 Td (T) Tj ET Q q 0 0 0 rg BT 105.03 360.00 Td (opic ) Tj ET Q q 0 0 0 rg BT 124.00 360.00 Td (850, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 143.25 360.00 Td (Related ) Tj ET Q q 0 0 0 rg BT 175.54 360.00 Td (Party ) Tj ET Q q 0 0 0 rg BT 199.51 360.00 Td (Disclosur) Tj ET Q q 0 0 0 rg BT 238.03 360.00 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.36 360.00 Td (. ) Tj ET Q q 0 0 0 rg BT 250.62 360.00 Td ( ) Tj ET Q q 0 0 0 rg BT 252.24 360.00 Td (The ) Tj ET Q q 0 0 0 rg BT 269.54 360.00 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 315.74 360.00 Td (in ) Tj ET Q q 0 0 0 rg BT 325.27 360.00 Td (the ) Tj ET Q q 0 0 0 rg BT 339.24 360.00 Td (table ) Tj ET Q q 0 0 0 rg BT 360.42 360.00 Td (above ) Tj ET Q q 0 0 0 rg BT 386.05 360.00 Td (are ) Tj ET Q q 0 0 0 rg BT 400.01 360.00 Td (limited ) Tj ET Q q 0 0 0 rg BT 430.10 360.00 Td (to ) Tj ET Q q 0 0 0 rg BT 439.63 360.00 Td (the ) Tj ET Q q 0 0 0 rg BT 453.60 360.00 Td (periods ) Tj ET Q q 0 0 0 rg BT 484.79 360.00 Td (that ) Tj ET Q q 0 0 0 rg BT 501.54 360.00 Td (each ) Tj ET Q q 0 0 0 rg BT 521.60 360.00 Td (of ) Tj ET Q q 0 0 0 rg BT 531.69 360.00 Td (Ocwen, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 348.00 Td (HLSS, ) Tj ET Q q 0 0 0 rg BT 92.14 348.00 Td (RESI ) Tj ET Q q 0 0 0 rg BT 115.99 348.00 Td (and ) Tj ET Q q 0 0 0 rg BT 132.13 348.00 Td (AAMC ) Tj ET Q q 0 0 0 rg BT 164.31 348.00 Td (were ) Tj ET Q q 0 0 0 rg BT 185.93 348.00 Td (related ) Tj ET Q q 0 0 0 rg BT 215.31 348.00 Td (parties ) Tj ET Q q 0 0 0 rg BT 244.15 348.00 Td (of ) Tj ET Q q 0 0 0 rg BT 254.18 348.00 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 298.02 348.00 Td (and ) Tj ET Q q 0 0 0 rg BT 314.64 348.00 Td (are ) Tj ET Q q 0 0 0 rg BT 329.03 348.00 Td (not ) Tj ET Q q 0 0 0 rg BT 343.99 348.00 Td (reflective ) Tj ET Q q 0 0 0 rg BT 383.92 348.00 Td (of ) Tj ET Q q 0 0 0 rg BT 394.43 348.00 Td (current ) Tj ET Q q 0 0 0 rg BT 424.93 348.00 Td (activities ) Tj ET Q q 0 0 0 rg BT 463.21 348.00 Td (with ) Tj ET Q q 0 0 0 rg BT 483.17 348.00 Td (these ) Tj ET Q q 0 0 0 rg BT 505.90 348.00 Td (former ) Tj ET Q q 0 0 0 rg BT 535.29 348.00 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 336.00 Td (parties. ) Tj ET Q q 0 0 0 rg BT 95.31 336.00 Td ( ) Tj ET Q q 0 0 0 rg BT 98.46 336.00 Td (See ) Tj ET Q q 0 0 0 rg BT 116.06 336.00 Td (Note ) Tj ET Q q 0 0 0 rg BT 138.65 336.00 Td (4 ) Tj ET Q q 0 0 0 rg BT 146.80 336.00 Td (to ) Tj ET Q q 0 0 0 rg BT 157.74 336.00 Td (the ) Tj ET Q q 0 0 0 rg BT 173.11 336.00 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 226.80 336.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 264.94 336.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 310.30 336.00 Td (for ) Tj ET Q q 0 0 0 rg BT 325.12 336.00 Td (more ) Tj ET Q q 0 0 0 rg BT 348.82 336.00 Td (details ) Tj ET Q q 0 0 0 rg BT 378.08 336.00 Td (and ) Tj ET Q q 0 0 0 rg BT 395.67 336.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 433.81 336.00 Td (information ) Tj ET Q q 0 0 0 rg BT 484.17 336.00 Td (for ) Tj ET Q q 0 0 0 rg BT 498.99 336.00 Td (the ) Tj ET Q q 0 0 0 rg BT 514.36 336.00 Td (period ) Tj ET Q q 0 0 0 rg BT 543.06 336.00 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 324.00 Td (January1, ) Tj ET Q q 0 0 0 rg BT 106.60 324.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 129.10 324.00 Td (to ) Tj ET Q q 0 0 0 rg BT 139.38 324.00 Td (January16, ) Tj ET Q q 0 0 0 rg BT 187.98 324.00 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 316.53 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 312.00 Td (These ) Tj ET Q q 0 0 0 rg BT 89.38 312.00 Td (are ) Tj ET Q q 0 0 0 rg BT 104.08 312.00 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 149.27 312.00 Td ( ) Tj ET Q q 0 0 0 rg BT 151.77 312.00 Td (measures ) Tj ET Q q 0 0 0 rg BT 191.48 312.00 Td (that ) Tj ET Q q 0 0 0 rg BT 208.97 312.00 Td (are ) Tj ET Q q 0 0 0 rg BT 223.68 312.00 Td (defined ) Tj ET Q q 0 0 0 rg BT 256.16 312.00 Td (and ) Tj ET Q q 0 0 0 rg BT 273.10 312.00 Td (reconciled ) Tj ET Q q 0 0 0 rg BT 317.24 312.00 Td (to ) Tj ET Q q 0 0 0 rg BT 327.52 312.00 Td (the ) Tj ET Q q 0 0 0 rg BT 342.24 312.00 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 401.95 312.00 Td (GAAP) Tj ET Q q 0 0 0 rg BT 428.80 312.00 Td ( ) Tj ET Q q 0 0 0 rg BT 431.30 312.00 Td (measures ) Tj ET Q q 0 0 0 rg BT 471.01 312.00 Td (on ) Tj ET Q q 0 0 0 rg BT 483.51 312.00 Td (pages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.78 312.00 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.78 312.00 Td ( ) Tj ET Q q 0 0 0 rg BT 521.28 312.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.55 312.00 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.55 312.00 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 288.00 Td (Significant ) Tj ET Q q 0 0 0 rg BT 95.98 288.00 Td (events ) Tj ET Q q 0 0 0 rg BT 124.13 288.00 Td (af) Tj ET Q q 0 0 0 rg BT 131.72 288.00 Td (fecting ) Tj ET Q q 0 0 0 rg BT 162.09 288.00 Td (our ) Tj ET Q q 0 0 0 rg BT 178.02 288.00 Td (historical ) Tj ET Q q 0 0 0 rg BT 217.83 288.00 Td (earnings ) Tj ET Q q 0 0 0 rg BT 254.31 288.00 Td (trends ) Tj ET Q q 0 0 0 rg BT 281.36 288.00 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.40 288.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.40 288.00 Td ( ) Tj ET Q q 0 0 0 rg BT 326.00 288.00 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.71 288.00 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.71 288.00 Td (, ) Tj ET Q q 0 0 0 rg BT 384.81 288.00 Td (including ) Tj ET Q q 0 0 0 rg BT 425.19 288.00 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 478.06 288.00 Td (are ) Tj ET Q q 0 0 0 rg BT 492.87 288.00 Td (described ) Tj ET Q q 0 0 0 rg BT 533.79 288.00 Td (in ) Tj ET Q q 0 0 0 rg BT 544.17 288.00 Td (Item ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 276.00 Td (7 ) Tj ET Q q 0 0 0 rg BT 57.00 276.00 Td (of ) Tj ET Q q 0 0 0 rg BT 67.83 276.00 Td (Part ) Tj ET Q q 0 0 0 rg BT 86.44 276.00 Td (II, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.10 276.00 Td (Management) Tj ET Q q 0 0 0 rg BT 157.91 276.00 Td (s ) Tj ET Q q 0 0 0 rg BT 164.30 276.00 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 210.69 276.00 Td (and ) Tj ET Q q 0 0 0 rg BT 228.01 276.00 Td (Analysis ) Tj ET Q q 0 0 0 rg BT 264.40 276.00 Td (of ) Tj ET Q q 0 0 0 rg BT 274.68 276.00 Td (Financial ) Tj ET Q q 0 0 0 rg BT 316.06 276.00 Td (Condition ) Tj ET Q q 0 0 0 rg BT 358.56 276.00 Td (and ) Tj ET Q q 0 0 0 rg BT 376.06 276.00 Td (Results ) Tj ET Q q 0 0 0 rg BT 407.45 276.00 Td (of ) Tj ET Q q 0 0 0 rg BT 417.73 276.00 Td (Operations.) Tj ET Q endstream endobj 59 0 obj <>] /Rotate 0 /Contents 60 0 R>> endobj 60 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (29) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 49.5 729.68505859375 m 160.896484375 729.68505859375 l s q 0 0 0 rg BT 49.50 731.25 Td (NON-GAAP) Tj ET Q q 0 0 0 rg BT 102.83 731.25 Td ( MEASURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 89.75 710.25 Td (net ) Tj ET Q q 0 0 0 rg BT 106.11 710.25 Td (income ) Tj ET Q q 0 0 0 rg BT 139.68 710.25 Td (attributable ) Tj ET Q q 0 0 0 rg BT 189.36 710.25 Td (to ) Tj ET Q q 0 0 0 rg BT 200.37 710.25 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 248.67 710.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 286.13 710.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 318.05 710.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 356.07 710.25 Td (per ) Tj ET Q q 0 0 0 rg BT 372.98 710.25 Td (share, ) Tj ET Q q 0 0 0 rg BT 400.72 710.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 438.18 710.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 476.20 710.25 Td (before ) Tj ET Q q 0 0 0 rg BT 505.88 710.25 Td (interest, ) Tj ET Q q 0 0 0 rg BT 541.96 710.25 Td (taxes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 102.49 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 120.51 698.25 Td (amortization ) Tj ET Q q 0 0 0 rg BT 174.62 698.25 Td (\(Adjusted ) Tj ET Q q 0 0 0 rg BT 222.07 698.25 Td (EBITDA\), ) Tj ET Q q 0 0 0 rg BT 272.57 698.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 309.47 698.25 Td (ef) Tj ET Q q 0 0 0 rg BT 317.06 698.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 347.83 698.25 Td (income ) Tj ET Q q 0 0 0 rg BT 380.84 698.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 396.63 698.25 Td (rate, ) Tj ET Q q 0 0 0 rg BT 417.69 698.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 454.59 698.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 475.94 698.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 501.73 698.25 Td (from ) Tj ET Q q 0 0 0 rg BT 524.74 698.25 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 87.17 686.25 Td (and ) Tj ET Q q 0 0 0 rg BT 103.19 686.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 138.09 686.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 157.43 686.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 181.23 686.25 Td (from ) Tj ET Q q 0 0 0 rg BT 202.24 686.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 241.58 686.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 279.25 686.25 Td (less ) Tj ET Q q 0 0 0 rg BT 295.83 686.25 Td (additions ) Tj ET Q q 0 0 0 rg BT 334.07 686.25 Td (to ) Tj ET Q q 0 0 0 rg BT 343.42 686.25 Td (premises ) Tj ET Q q 0 0 0 rg BT 380.54 686.25 Td (and ) Tj ET Q q 0 0 0 rg BT 396.55 686.25 Td (equipment, ) Tj ET Q q 0 0 0 rg BT 442.84 686.25 Td (which ) Tj ET Q q 0 0 0 rg BT 468.85 686.25 Td (are ) Tj ET Q q 0 0 0 rg BT 482.63 686.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 522.52 686.25 Td (elsewhere ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (in ) Tj ET Q q 0 0 0 rg BT 59.35 674.25 Td (this ) Tj ET Q q 0 0 0 rg BT 75.41 674.25 Td (Annual ) Tj ET Q q 0 0 0 rg BT 106.92 674.25 Td (Report ) Tj ET Q q 0 0 0 rg BT 136.20 674.25 Td (on ) Tj ET Q q 0 0 0 rg BT 148.27 674.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 172.01 674.25 Td (10-K, ) Tj ET Q q 0 0 0 rg BT 197.13 674.25 Td (are ) Tj ET Q q 0 0 0 rg BT 211.41 674.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 256.59 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 258.66 674.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 297.94 674.25 Td (used ) Tj ET Q q 0 0 0 rg BT 318.34 674.25 Td (by ) Tj ET Q q 0 0 0 rg BT 330.41 674.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 386.07 674.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 419.80 674.25 Td (shareholders, ) Tj ET Q q 0 0 0 rg BT 474.91 674.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 511.97 674.25 Td (shareholders ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 65.67 662.25 Td (other ) Tj ET Q q 0 0 0 rg BT 87.95 662.25 Td (users ) Tj ET Q q 0 0 0 rg BT 110.24 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 120.30 662.25 Td (our ) Tj ET Q q 0 0 0 rg BT 135.36 662.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 172.08 662.25 Td (information ) Tj ET Q q 0 0 0 rg BT 221.02 662.25 Td (to ) Tj ET Q q 0 0 0 rg BT 230.54 662.25 Td (measure ) Tj ET Q q 0 0 0 rg BT 265.20 662.25 Td (Altisource) Tj ET Q q 0 0 0 rg BT 309.64 662.25 Td (s ) Tj ET Q q 0 0 0 rg BT 315.26 662.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 367.52 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 383.69 662.25 Td (do ) Tj ET Q q 0 0 0 rg BT 395.42 662.25 Td (not ) Tj ET Q q 0 0 0 rg BT 409.93 662.25 Td (purport ) Tj ET Q q 0 0 0 rg BT 441.10 662.25 Td (to ) Tj ET Q q 0 0 0 rg BT 450.62 662.25 Td (be ) Tj ET Q q 0 0 0 rg BT 461.79 662.25 Td (alternatives ) Tj ET Q q 0 0 0 rg BT 509.61 662.25 Td (to ) Tj ET Q q 0 0 0 rg BT 519.12 662.25 Td (net ) Tj ET Q q 0 0 0 rg BT 533.07 662.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.25 Td (attributable ) Tj ET Q q 0 0 0 rg BT 98.29 650.25 Td (to ) Tj ET Q q 0 0 0 rg BT 108.60 650.25 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 156.01 650.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 187.03 650.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 224.16 650.25 Td (per ) Tj ET Q q 0 0 0 rg BT 240.18 650.25 Td (share, ) Tj ET Q q 0 0 0 rg BT 267.03 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 282.50 650.25 Td (ef) Tj ET Q q 0 0 0 rg BT 290.09 650.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 320.54 650.25 Td (income ) Tj ET Q q 0 0 0 rg BT 353.23 650.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 368.70 650.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 386.94 650.25 Td (and ) Tj ET Q q 0 0 0 rg BT 404.63 650.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 425.65 650.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 451.12 650.25 Td (from ) Tj ET Q q 0 0 0 rg BT 473.81 650.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 514.83 650.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 554.18 650.25 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 90.02 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 100.93 638.25 Td (Altisource) Tj ET Q q 0 0 0 rg BT 145.36 638.25 Td (s ) Tj ET Q q 0 0 0 rg BT 152.57 638.25 Td (performance. ) Tj ET Q q 0 0 0 rg BT 208.90 638.25 Td ( ) Tj ET Q q 0 0 0 rg BT 211.97 638.25 Td (W) Tj ET Q q 0 0 0 rg BT 220.61 638.25 Td (e ) Tj ET Q q 0 0 0 rg BT 228.36 638.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 260.55 638.25 Td (these ) Tj ET Q q 0 0 0 rg BT 284.41 638.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 324.92 638.25 Td (are ) Tj ET Q q 0 0 0 rg BT 340.44 638.25 Td (useful ) Tj ET Q q 0 0 0 rg BT 368.19 638.25 Td (to ) Tj ET Q q 0 0 0 rg BT 379.28 638.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 436.19 638.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 471.16 638.25 Td (shareholders, ) Tj ET Q q 0 0 0 rg BT 527.51 638.25 Td (potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 102.67 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 119.75 626.25 Td (other ) Tj ET Q q 0 0 0 rg BT 142.93 626.25 Td (users ) Tj ET Q q 0 0 0 rg BT 166.12 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 177.09 626.25 Td (our ) Tj ET Q q 0 0 0 rg BT 193.05 626.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 230.67 626.25 Td (information ) Tj ET Q q 0 0 0 rg BT 280.52 626.25 Td (in ) Tj ET Q q 0 0 0 rg BT 290.94 626.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 335.22 626.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 375.62 626.25 Td (profitability ) Tj ET Q q 0 0 0 rg BT 426.03 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 443.10 626.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 463.51 626.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 484.48 626.25 Td (generation ) Tj ET Q q 0 0 0 rg BT 529.31 626.25 Td (more ) Tj ET Q q 0 0 0 rg BT 552.50 626.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.87 614.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 88.01 614.25 Td (of ) Tj ET Q q 0 0 0 rg BT 99.49 614.25 Td (continuing ) Tj ET Q q 0 0 0 rg BT 145.41 614.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 164.67 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 182.26 614.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 203.17 614.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 228.54 614.25 Td (as ) Tj ET Q q 0 0 0 rg BT 240.02 614.25 Td (they ) Tj ET Q q 0 0 0 rg BT 260.39 614.25 Td (exclude ) Tj ET Q q 0 0 0 rg BT 294.63 614.25 Td (amortization ) Tj ET Q q 0 0 0 rg BT 348.32 614.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 383.67 614.25 Td (related ) Tj ET Q q 0 0 0 rg BT 414.02 614.25 Td (to ) Tj ET Q q 0 0 0 rg BT 424.95 614.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 475.87 614.25 Td (that ) Tj ET Q q 0 0 0 rg BT 494.01 614.25 Td (occurred ) Tj ET Q q 0 0 0 rg BT 532.14 614.25 Td (in ) Tj ET Q q 0 0 0 rg BT 543.07 614.25 Td (prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 81.43 602.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 109.46 602.25 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 161.36 602.25 Td (expense, ) Tj ET Q q 0 0 0 rg BT 198.56 602.25 Td (financing ) Tj ET Q q 0 0 0 rg BT 238.81 602.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 273.50 602.25 Td (and ) Tj ET Q q 0 0 0 rg BT 290.43 602.25 Td (income ) Tj ET Q q 0 0 0 rg BT 322.35 602.25 Td (taxes, ) Tj ET Q q 0 0 0 rg BT 347.88 602.25 Td (as ) Tj ET Q q 0 0 0 rg BT 358.70 602.25 Td (well ) Tj ET Q q 0 0 0 rg BT 378.40 602.25 Td (as ) Tj ET Q q 0 0 0 rg BT 389.22 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 403.92 602.25 Td (ef) Tj ET Q q 0 0 0 rg BT 411.51 602.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 428.98 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 439.80 602.25 Td (more ) Tj ET Q q 0 0 0 rg BT 462.83 602.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 507.53 602.25 Td (non-recurring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.25 Td (items ) Tj ET Q q 0 0 0 rg BT 75.06 590.25 Td (from ) Tj ET Q q 0 0 0 rg BT 98.39 590.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 136.16 590.25 Td (and ) Tj ET Q q 0 0 0 rg BT 154.49 590.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 176.15 590.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 202.27 590.25 Td (from ) Tj ET Q q 0 0 0 rg BT 225.60 590.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 267.26 590.25 Td (activities. ) Tj ET Q q 0 0 0 rg BT 309.75 590.25 Td ( ) Tj ET Q q 0 0 0 rg BT 313.36 590.25 Td (W) Tj ET Q q 0 0 0 rg BT 322.00 590.25 Td (e ) Tj ET Q q 0 0 0 rg BT 330.33 590.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 363.09 590.25 Td (these ) Tj ET Q q 0 0 0 rg BT 387.53 590.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 428.63 590.25 Td (are ) Tj ET Q q 0 0 0 rg BT 444.73 590.25 Td (also ) Tj ET Q q 0 0 0 rg BT 464.74 590.25 Td (useful ) Tj ET Q q 0 0 0 rg BT 493.07 590.25 Td (in ) Tj ET Q q 0 0 0 rg BT 504.74 590.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 550.28 590.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.25 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 578.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 104.58 578.25 Td (of ) Tj ET Q q 0 0 0 rg BT 115.98 578.25 Td (our ) Tj ET Q q 0 0 0 rg BT 132.39 578.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 177.11 578.25 Td (and ) Tj ET Q q 0 0 0 rg BT 194.62 578.25 Td (underlying ) Tj ET Q q 0 0 0 rg BT 241.02 578.25 Td (business ) Tj ET Q q 0 0 0 rg BT 277.98 578.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 305.49 578.25 Td (in ) Tj ET Q q 0 0 0 rg BT 316.34 578.25 Td (a ) Tj ET Q q 0 0 0 rg BT 323.85 578.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 356.91 578.25 Td (that ) Tj ET Q q 0 0 0 rg BT 374.97 578.25 Td (is ) Tj ET Q q 0 0 0 rg BT 384.71 578.25 Td (consistent ) Tj ET Q q 0 0 0 rg BT 427.78 578.25 Td (with ) Tj ET Q q 0 0 0 rg BT 448.63 578.25 Td (management) Tj ET Q q 0 0 0 rg BT 502.50 578.25 Td (s ) Tj ET Q q 0 0 0 rg BT 509.46 578.25 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 554.18 578.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.25 Td (business ) Tj ET Q q 0 0 0 rg BT 86.16 566.25 Td (performance. ) Tj ET Q q 0 0 0 rg BT 141.95 566.25 Td ( ) Tj ET Q q 0 0 0 rg BT 144.71 566.25 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 199.96 566.25 Td (we ) Tj ET Q q 0 0 0 rg BT 214.39 566.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 246.03 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 261.01 566.25 Td (exclusion ) Tj ET Q q 0 0 0 rg BT 302.10 566.25 Td (of ) Tj ET Q q 0 0 0 rg BT 313.20 566.25 Td (more ) Tj ET Q q 0 0 0 rg BT 336.51 566.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 381.49 566.25 Td (non-recurring ) Tj ET Q q 0 0 0 rg BT 439.23 566.25 Td (items ) Tj ET Q q 0 0 0 rg BT 463.66 566.25 Td (enables ) Tj ET Q q 0 0 0 rg BT 496.41 566.25 Td (comparability ) Tj ET Q q 0 0 0 rg BT 554.72 566.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 71.44 554.25 Td (period ) Tj ET Q q 0 0 0 rg BT 99.49 554.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 152.51 554.25 Td (and ) Tj ET Q q 0 0 0 rg BT 169.45 554.25 Td (trend ) Tj ET Q q 0 0 0 rg BT 192.49 554.25 Td (analysis.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 533.25 Td (It ) Tj ET Q q 0 0 0 rg BT 57.26 533.25 Td (is ) Tj ET Q q 0 0 0 rg BT 65.59 533.25 Td (management) Tj ET Q q 0 0 0 rg BT 119.45 533.25 Td (s ) Tj ET Q q 0 0 0 rg BT 125.00 533.25 Td (intent ) Tj ET Q q 0 0 0 rg BT 149.43 533.25 Td (to ) Tj ET Q q 0 0 0 rg BT 158.86 533.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 191.06 533.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 236.25 533.25 Td ( ) Tj ET Q q 0 0 0 rg BT 237.90 533.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 274.54 533.25 Td (information ) Tj ET Q q 0 0 0 rg BT 323.40 533.25 Td (to ) Tj ET Q q 0 0 0 rg BT 332.83 533.25 Td (enhance ) Tj ET Q q 0 0 0 rg BT 367.24 533.25 Td (the ) Tj ET Q q 0 0 0 rg BT 381.11 533.25 Td (understanding ) Tj ET Q q 0 0 0 rg BT 439.42 533.25 Td (of ) Tj ET Q q 0 0 0 rg BT 449.04 533.25 Td (Altisource) Tj ET Q q 0 0 0 rg BT 493.48 533.25 Td (s ) Tj ET Q q 0 0 0 rg BT 499.02 533.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 525.88 533.25 Td ( ) Tj ET Q q 0 0 0 rg BT 527.53 533.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 521.25 Td (information, ) Tj ET Q q 0 0 0 rg BT 102.66 521.25 Td (and ) Tj ET Q q 0 0 0 rg BT 120.55 521.25 Td (it ) Tj ET Q q 0 0 0 rg BT 129.55 521.25 Td (should ) Tj ET Q q 0 0 0 rg BT 159.67 521.25 Td (be ) Tj ET Q q 0 0 0 rg BT 172.56 521.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 219.32 521.25 Td (by ) Tj ET Q q 0 0 0 rg BT 232.77 521.25 Td (the ) Tj ET Q q 0 0 0 rg BT 248.44 521.25 Td (reader ) Tj ET Q q 0 0 0 rg BT 276.86 521.25 Td (in ) Tj ET Q q 0 0 0 rg BT 288.09 521.25 Td (addition ) Tj ET Q q 0 0 0 rg BT 324.31 521.25 Td (to, ) Tj ET Q q 0 0 0 rg BT 338.04 521.25 Td (but ) Tj ET Q q 0 0 0 rg BT 354.27 521.25 Td (not ) Tj ET Q q 0 0 0 rg BT 370.49 521.25 Td (instead ) Tj ET Q q 0 0 0 rg BT 402.27 521.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 416.54 521.25 Td (the ) Tj ET Q q 0 0 0 rg BT 432.21 521.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 470.64 521.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 516.30 521.25 Td (prepared ) Tj ET Q q 0 0 0 rg BT 554.72 521.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 509.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 96.88 509.25 Td (with ) Tj ET Q q 0 0 0 rg BT 117.09 509.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 143.20 509.25 Td (. ) Tj ET Q q 0 0 0 rg BT 148.13 509.25 Td ( ) Tj ET Q q 0 0 0 rg BT 150.55 509.25 Td (Each ) Tj ET Q q 0 0 0 rg BT 172.96 509.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 218.15 509.25 Td ( ) Tj ET Q q 0 0 0 rg BT 220.57 509.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 257.97 509.25 Td (measure ) Tj ET Q q 0 0 0 rg BT 293.71 509.25 Td (is ) Tj ET Q q 0 0 0 rg BT 302.80 509.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 343.54 509.25 Td (along ) Tj ET Q q 0 0 0 rg BT 368.18 509.25 Td (with ) Tj ET Q q 0 0 0 rg BT 388.38 509.25 Td (the ) Tj ET Q q 0 0 0 rg BT 403.02 509.25 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 462.66 509.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 489.51 509.25 Td ( ) Tj ET Q q 0 0 0 rg BT 491.93 509.25 Td (measure ) Tj ET Q q 0 0 0 rg BT 527.67 509.25 Td (so ) Tj ET Q q 0 0 0 rg BT 538.99 509.25 Td (as ) Tj ET Q q 0 0 0 rg BT 549.74 509.25 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 497.25 Td (to ) Tj ET Q q 0 0 0 rg BT 59.80 497.25 Td (imply ) Tj ET Q q 0 0 0 rg BT 85.66 497.25 Td (that ) Tj ET Q q 0 0 0 rg BT 103.18 497.25 Td (more ) Tj ET Q q 0 0 0 rg BT 126.25 497.25 Td (emphasis ) Tj ET Q q 0 0 0 rg BT 165.99 497.25 Td (should ) Tj ET Q q 0 0 0 rg BT 195.19 497.25 Td (be ) Tj ET Q q 0 0 0 rg BT 207.15 497.25 Td (placed ) Tj ET Q q 0 0 0 rg BT 235.77 497.25 Td (on ) Tj ET Q q 0 0 0 rg BT 248.29 497.25 Td (the ) Tj ET Q q 0 0 0 rg BT 263.04 497.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 308.22 497.25 Td ( ) Tj ET Q q 0 0 0 rg BT 310.75 497.25 Td (measure. ) Tj ET Q q 0 0 0 rg BT 349.08 497.25 Td ( ) Tj ET Q q 0 0 0 rg BT 351.43 497.25 Td (The ) Tj ET Q q 0 0 0 rg BT 369.50 497.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 414.68 497.25 Td ( ) Tj ET Q q 0 0 0 rg BT 417.21 497.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 454.71 497.25 Td (information ) Tj ET Q q 0 0 0 rg BT 504.45 497.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 545.29 497.25 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 485.25 Td (be ) Tj ET Q q 0 0 0 rg BT 61.87 485.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 109.77 485.25 Td (or ) Tj ET Q q 0 0 0 rg BT 121.03 485.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 164.49 485.25 Td (dif) Tj ET Q q 0 0 0 rg BT 175.41 485.25 Td (ferently ) Tj ET Q q 0 0 0 rg BT 209.43 485.25 Td (by ) Tj ET Q q 0 0 0 rg BT 222.36 485.25 Td (other ) Tj ET Q q 0 0 0 rg BT 245.84 485.25 Td (companies. ) Tj ET Q q 0 0 0 rg BT 294.03 485.25 Td ( ) Tj ET Q q 0 0 0 rg BT 296.74 485.25 Td (The ) Tj ET Q q 0 0 0 rg BT 315.22 485.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 360.40 485.25 Td ( ) Tj ET Q q 0 0 0 rg BT 363.33 485.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 401.24 485.25 Td (information ) Tj ET Q q 0 0 0 rg BT 451.38 485.25 Td (should ) Tj ET Q q 0 0 0 rg BT 480.97 485.25 Td (not ) Tj ET Q q 0 0 0 rg BT 496.68 485.25 Td (be ) Tj ET Q q 0 0 0 rg BT 509.04 485.25 Td (unduly ) Tj ET Q q 0 0 0 rg BT 539.75 485.25 Td (relied ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.25 Td (upon.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 452.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 87.73 452.25 Td (net ) Tj ET Q q 0 0 0 rg BT 102.08 452.25 Td (income ) Tj ET Q q 0 0 0 rg BT 133.64 452.25 Td (attributable ) Tj ET Q q 0 0 0 rg BT 181.30 452.25 Td (to ) Tj ET Q q 0 0 0 rg BT 190.73 452.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 234.51 452.25 Td (is ) Tj ET Q q 0 0 0 rg BT 243.31 452.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 285.96 452.25 Td (by ) Tj ET Q q 0 0 0 rg BT 298.09 452.25 Td (adding ) Tj ET Q q 0 0 0 rg BT 327.43 452.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 369.54 452.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 391.11 452.25 Td (amortization ) Tj ET Q q 0 0 0 rg BT 443.77 452.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 478.10 452.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 495.78 452.25 Td (of ) Tj ET Q q 0 0 0 rg BT 506.23 452.25 Td (tax\), ) Tj ET Q q 0 0 0 rg BT 526.40 452.25 Td (litigation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 440.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 93.01 440.25 Td (loss, ) Tj ET Q q 0 0 0 rg BT 113.48 440.25 Td (net ) Tj ET Q q 0 0 0 rg BT 128.10 440.25 Td (of ) Tj ET Q q 0 0 0 rg BT 138.84 440.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 179.57 440.25 Td (recovery ) Tj ET Q q 0 0 0 rg BT 216.95 440.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 234.91 440.25 Td (of ) Tj ET Q q 0 0 0 rg BT 245.64 440.25 Td (tax\), ) Tj ET Q q 0 0 0 rg BT 266.10 440.25 Td (and ) Tj ET Q q 0 0 0 rg BT 282.95 440.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 331.45 440.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 357.75 440.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 375.71 440.25 Td (of ) Tj ET Q q 0 0 0 rg BT 386.45 440.25 Td (tax\) ) Tj ET Q q 0 0 0 rg BT 404.40 440.25 Td (and ) Tj ET Q q 0 0 0 rg BT 421.25 440.25 Td (adding ) Tj ET Q q 0 0 0 rg BT 450.88 440.25 Td (or ) Tj ET Q q 0 0 0 rg BT 461.62 440.25 Td (deducting ) Tj ET Q q 0 0 0 rg BT 503.46 440.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 533.07 440.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 428.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 64.83 428.25 Td (related ) Tj ET Q q 0 0 0 rg BT 95.15 428.25 Td (items ) Tj ET Q q 0 0 0 rg BT 119.93 428.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 153.58 428.25 Td (to ) Tj ET Q q 0 0 0 rg BT 164.48 428.25 Td (the ) Tj ET Q q 0 0 0 rg BT 179.81 428.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 226.28 428.25 Td (g ) Tj ET Q q 0 0 0 rg BT 234.40 428.25 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 278.62 428.25 Td (mer) Tj ET Q q 0 0 0 rg BT 293.98 428.25 Td (ger) Tj ET Q q 0 0 0 rg BT 306.35 428.25 Td (, ) Tj ET Q q 0 0 0 rg BT 311.97 428.25 Td (other ) Tj ET Q q 0 0 0 rg BT 335.63 428.25 Td (income ) Tj ET Q q 0 0 0 rg BT 368.18 428.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 383.51 428.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 401.61 428.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 436.93 428.25 Td (in ) Tj ET Q q 0 0 0 rg BT 447.82 428.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 494.29 428.25 Td (g ) Tj ET Q q 0 0 0 rg BT 502.41 428.25 Td (and ) Tj ET Q q 0 0 0 rg BT 519.96 428.25 Td (the ) Tj ET Q q 0 0 0 rg BT 535.29 428.25 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 416.25 Td (States ) Tj ET Q q 0 0 0 rg BT 75.76 416.25 Td (and ) Tj ET Q q 0 0 0 rg BT 92.58 416.25 Td (an ) Tj ET Q q 0 0 0 rg BT 104.39 416.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 139.52 416.25 Td (in ) Tj ET Q q 0 0 0 rg BT 149.67 416.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 180.93 416.25 Td (income ) Tj ET Q q 0 0 0 rg BT 212.73 416.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 227.33 416.25 Td (reserves ) Tj ET Q q 0 0 0 rg BT 262.46 416.25 Td (\(and ) Tj ET Q q 0 0 0 rg BT 282.61 416.25 Td (related ) Tj ET Q q 0 0 0 rg BT 312.18 416.25 Td (interest\), ) Tj ET Q q 0 0 0 rg BT 349.82 416.25 Td (and ) Tj ET Q q 0 0 0 rg BT 366.64 416.25 Td (deducting ) Tj ET Q q 0 0 0 rg BT 408.45 416.25 Td (gains ) Tj ET Q q 0 0 0 rg BT 431.93 416.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 475.40 416.25 Td (with ) Tj ET Q q 0 0 0 rg BT 495.55 416.25 Td (reductions ) Tj ET Q q 0 0 0 rg BT 539.58 416.25 Td (of ) Tj ET Q q 0 0 0 rg BT 550.29 416.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 404.25 Td (Equator) Tj ET Q q 0 0 0 rg BT 80.75 404.25 Td (, ) Tj ET Q q 0 0 0 rg BT 86.69 404.25 Td (LLC ) Tj ET Q q 0 0 0 rg BT 109.01 404.25 Td (\(Equator\) ) Tj ET Q q 0 0 0 rg BT 159.64 404.25 Td (related ) Tj ET Q q 0 0 0 rg BT 190.28 404.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 235.93 404.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 293.24 404.25 Td (\(Equator ) Tj ET Q q 0 0 0 rg BT 336.10 404.25 Td (Earn ) Tj ET Q q 0 0 0 rg BT 358.41 404.25 Td (Out\) ) Tj ET Q q 0 0 0 rg BT 384.62 404.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 403.60 404.25 Td (of ) Tj ET Q q 0 0 0 rg BT 415.37 404.25 Td (tax\) ) Tj ET Q q 0 0 0 rg BT 434.35 404.25 Td (from ) Tj ET Q q 0 0 0 rg BT 457.23 404.25 Td (net ) Tj ET Q q 0 0 0 rg BT 472.88 404.25 Td (income ) Tj ET Q q 0 0 0 rg BT 505.75 404.25 Td (attributable ) Tj ET Q q 0 0 0 rg BT 554.72 404.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 392.25 Td (Altisource. ) Tj ET Q q 0 0 0 rg BT 95.59 392.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.10 392.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 135.14 392.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 164.85 392.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 200.66 392.25 Td (per ) Tj ET Q q 0 0 0 rg BT 215.37 392.25 Td (share ) Tj ET Q q 0 0 0 rg BT 238.40 392.25 Td (is ) Tj ET Q q 0 0 0 rg BT 247.00 392.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 289.47 392.25 Td (by ) Tj ET Q q 0 0 0 rg BT 301.40 392.25 Td (dividing ) Tj ET Q q 0 0 0 rg BT 336.67 392.25 Td (net ) Tj ET Q q 0 0 0 rg BT 350.82 392.25 Td (income ) Tj ET Q q 0 0 0 rg BT 382.19 392.25 Td (attributable ) Tj ET Q q 0 0 0 rg BT 429.66 392.25 Td (to ) Tj ET Q q 0 0 0 rg BT 438.95 392.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 482.54 392.25 Td (plus ) Tj ET Q q 0 0 0 rg BT 501.15 392.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 543.07 392.25 Td (asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 380.25 Td (amortization ) Tj ET Q q 0 0 0 rg BT 103.42 380.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 139.00 380.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 157.93 380.25 Td (of ) Tj ET Q q 0 0 0 rg BT 169.64 380.25 Td (tax\), ) Tj ET Q q 0 0 0 rg BT 191.07 380.25 Td (net ) Tj ET Q q 0 0 0 rg BT 206.67 380.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 246.16 380.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 290.63 380.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 309.58 380.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 328.50 380.25 Td (of ) Tj ET Q q 0 0 0 rg BT 340.21 380.25 Td (tax\), ) Tj ET Q q 0 0 0 rg BT 361.64 380.25 Td (and ) Tj ET Q q 0 0 0 rg BT 379.46 380.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 428.94 380.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 456.21 380.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 475.14 380.25 Td (of ) Tj ET Q q 0 0 0 rg BT 486.85 380.25 Td (tax\) ) Tj ET Q q 0 0 0 rg BT 505.78 380.25 Td (and ) Tj ET Q q 0 0 0 rg BT 523.60 380.25 Td (adding ) Tj ET Q q 0 0 0 rg BT 554.19 380.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 368.25 Td (deducting ) Tj ET Q q 0 0 0 rg BT 91.70 368.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 121.67 368.25 Td (income ) Tj ET Q q 0 0 0 rg BT 153.88 368.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 168.86 368.25 Td (related ) Tj ET Q q 0 0 0 rg BT 198.83 368.25 Td (items ) Tj ET Q q 0 0 0 rg BT 223.26 368.25 Td (described ) Tj ET Q q 0 0 0 rg BT 264.35 368.25 Td (above ) Tj ET Q q 0 0 0 rg BT 290.99 368.25 Td (and ) Tj ET Q q 0 0 0 rg BT 308.20 368.25 Td (deducting ) Tj ET Q q 0 0 0 rg BT 350.40 368.25 Td (gains ) Tj ET Q q 0 0 0 rg BT 374.28 368.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 418.14 368.25 Td (with ) Tj ET Q q 0 0 0 rg BT 438.69 368.25 Td (reductions ) Tj ET Q q 0 0 0 rg BT 483.11 368.25 Td (of ) Tj ET Q q 0 0 0 rg BT 494.21 368.25 Td (the ) Tj ET Q q 0 0 0 rg BT 509.20 368.25 Td (Equator ) Tj ET Q q 0 0 0 rg BT 543.62 368.25 Td (Earn ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 356.25 Td (Out ) Tj ET Q q 0 0 0 rg BT 67.61 356.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 86.27 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 97.71 356.25 Td (tax\), ) Tj ET Q q 0 0 0 rg BT 118.86 356.25 Td (by ) Tj ET Q q 0 0 0 rg BT 131.97 356.25 Td (the ) Tj ET Q q 0 0 0 rg BT 147.30 356.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 187.06 356.25 Td (average ) Tj ET Q q 0 0 0 rg BT 221.25 356.25 Td (number ) Tj ET Q q 0 0 0 rg BT 254.91 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 266.35 356.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 297.23 356.25 Td (shares. ) Tj ET Q q 0 0 0 rg BT 327.83 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 330.26 356.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 369.47 356.25 Td (EBITDA) Tj ET Q q 0 0 0 rg BT 405.58 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 408.69 356.25 Td (is ) Tj ET Q q 0 0 0 rg BT 418.47 356.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 462.11 356.25 Td (by ) Tj ET Q q 0 0 0 rg BT 475.22 356.25 Td (deducting ) Tj ET Q q 0 0 0 rg BT 517.76 356.25 Td (income ) Tj ET Q q 0 0 0 rg BT 550.30 356.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 344.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 79.85 344.25 Td (from, ) Tj ET Q q 0 0 0 rg BT 104.37 344.25 Td (or ) Tj ET Q q 0 0 0 rg BT 115.29 344.25 Td (adding ) Tj ET Q q 0 0 0 rg BT 145.09 344.25 Td (the ) Tj ET Q q 0 0 0 rg BT 159.89 344.25 Td (income ) Tj ET Q q 0 0 0 rg BT 191.91 344.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 206.71 344.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 247.07 344.25 Td (to, ) Tj ET Q q 0 0 0 rg BT 259.93 344.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 291.95 344.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 326.74 344.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 344.87 344.25 Td (of ) Tj ET Q q 0 0 0 rg BT 355.79 344.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 387.81 344.25 Td (income\), ) Tj ET Q q 0 0 0 rg BT 425.65 344.25 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 477.66 344.25 Td (and ) Tj ET Q q 0 0 0 rg BT 494.68 344.25 Td (amortization, ) Tj ET Q q 0 0 0 rg BT 550.30 344.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 332.25 Td (net ) Tj ET Q q 0 0 0 rg BT 63.94 332.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 102.28 332.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 145.60 332.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 163.39 332.25 Td (and ) Tj ET Q q 0 0 0 rg BT 180.05 332.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 228.38 332.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 254.49 332.25 Td (and ) Tj ET Q q 0 0 0 rg BT 271.16 332.25 Td (deducting ) Tj ET Q q 0 0 0 rg BT 312.82 332.25 Td (gains ) Tj ET Q q 0 0 0 rg BT 336.15 332.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 379.47 332.25 Td (with ) Tj ET Q q 0 0 0 rg BT 399.47 332.25 Td (reductions ) Tj ET Q q 0 0 0 rg BT 443.35 332.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.91 332.25 Td (the ) Tj ET Q q 0 0 0 rg BT 468.35 332.25 Td (Equator ) Tj ET Q q 0 0 0 rg BT 502.23 332.25 Td (Earn ) Tj ET Q q 0 0 0 rg BT 523.34 332.25 Td (Out ) Tj ET Q q 0 0 0 rg BT 540.56 332.25 Td (from, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 320.25 Td (net ) Tj ET Q q 0 0 0 rg BT 64.24 320.25 Td (income ) Tj ET Q q 0 0 0 rg BT 96.20 320.25 Td (attributable ) Tj ET Q q 0 0 0 rg BT 144.27 320.25 Td (to ) Tj ET Q q 0 0 0 rg BT 154.01 320.25 Td (Altisource. ) Tj ET Q q 0 0 0 rg BT 200.69 320.25 Td ( ) Tj ET Q q 0 0 0 rg BT 203.04 320.25 Td (The ) Tj ET Q q 0 0 0 rg BT 221.11 320.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 256.96 320.25 Td (ef) Tj ET Q q 0 0 0 rg BT 264.55 320.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 294.28 320.25 Td (income ) Tj ET Q q 0 0 0 rg BT 326.24 320.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 340.98 320.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 358.49 320.25 Td (is ) Tj ET Q q 0 0 0 rg BT 367.69 320.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 410.74 320.25 Td (by ) Tj ET Q q 0 0 0 rg BT 423.26 320.25 Td (adding ) Tj ET Q q 0 0 0 rg BT 453.01 320.25 Td (or ) Tj ET Q q 0 0 0 rg BT 463.86 320.25 Td (deducting ) Tj ET Q q 0 0 0 rg BT 505.82 320.25 Td (the ) Tj ET Q q 0 0 0 rg BT 520.56 320.25 Td (net ) Tj ET Q q 0 0 0 rg BT 535.31 320.25 Td (impact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 308.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.66 308.25 Td (the ) Tj ET Q q 0 0 0 rg BT 75.70 308.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 105.73 308.25 Td (income ) Tj ET Q q 0 0 0 rg BT 138.00 308.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 153.04 308.25 Td (related ) Tj ET Q q 0 0 0 rg BT 183.07 308.25 Td (items ) Tj ET Q q 0 0 0 rg BT 207.57 308.25 Td (described ) Tj ET Q q 0 0 0 rg BT 248.71 308.25 Td (above ) Tj ET Q q 0 0 0 rg BT 275.42 308.25 Td (from ) Tj ET Q q 0 0 0 rg BT 297.68 308.25 Td (the ) Tj ET Q q 0 0 0 rg BT 312.73 308.25 Td (income ) Tj ET Q q 0 0 0 rg BT 344.99 308.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 360.04 308.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 390.63 308.25 Td (and ) Tj ET Q q 0 0 0 rg BT 407.90 308.25 Td (dividing ) Tj ET Q q 0 0 0 rg BT 444.06 308.25 Td (the ) Tj ET Q q 0 0 0 rg BT 459.10 308.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 496.93 308.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 533.08 308.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 296.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 65.26 296.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 106.59 296.25 Td (by ) Tj ET Q q 0 0 0 rg BT 120.14 296.25 Td (income ) Tj ET Q q 0 0 0 rg BT 153.12 296.25 Td (before ) Tj ET Q q 0 0 0 rg BT 182.20 296.25 Td (income ) Tj ET Q q 0 0 0 rg BT 215.18 296.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 239.28 296.25 Td (and ) Tj ET Q q 0 0 0 rg BT 257.26 296.25 Td (non-controlling ) Tj ET Q q 0 0 0 rg BT 323.02 296.25 Td (interests. ) Tj ET Q q 0 0 0 rg BT 362.40 296.25 Td ( ) Tj ET Q q 0 0 0 rg BT 365.16 296.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 404.82 296.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 426.13 296.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 451.90 296.25 Td (from ) Tj ET Q q 0 0 0 rg BT 474.89 296.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 516.20 296.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 555.84 296.25 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 284.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 92.88 284.25 Td (by ) Tj ET Q q 0 0 0 rg BT 105.74 284.25 Td (adding ) Tj ET Q q 0 0 0 rg BT 135.81 284.25 Td (the ) Tj ET Q q 0 0 0 rg BT 150.89 284.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 171.51 284.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 208.80 284.25 Td (related ) Tj ET Q q 0 0 0 rg BT 238.86 284.25 Td (to ) Tj ET Q q 0 0 0 rg BT 249.50 284.25 Td (the ) Tj ET Q q 0 0 0 rg BT 264.57 284.25 Td (net ) Tj ET Q q 0 0 0 rg BT 279.64 284.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 318.61 284.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 362.56 284.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 380.98 284.25 Td (and ) Tj ET Q q 0 0 0 rg BT 398.27 284.25 Td (the ) Tj ET Q q 0 0 0 rg BT 413.35 284.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 448.96 284.25 Td (in ) Tj ET Q q 0 0 0 rg BT 459.59 284.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 504.10 284.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 554.73 284.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 272.25 Td (real ) Tj ET Q q 0 0 0 rg BT 67.30 272.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 92.88 272.25 Td (to ) Tj ET Q q 0 0 0 rg BT 103.47 272.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 124.06 272.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 149.09 272.25 Td (from ) Tj ET Q q 0 0 0 rg BT 171.35 272.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 211.92 272.25 Td (activities. ) Tj ET Q q 0 0 0 rg BT 253.34 272.25 Td ( ) Tj ET Q q 0 0 0 rg BT 255.53 272.25 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 294.46 272.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 315.04 272.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 340.08 272.25 Td (from ) Tj ET Q q 0 0 0 rg BT 362.33 272.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 402.91 272.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 441.82 272.25 Td (less ) Tj ET Q q 0 0 0 rg BT 459.64 272.25 Td (additions ) Tj ET Q q 0 0 0 rg BT 499.12 272.25 Td (to ) Tj ET Q q 0 0 0 rg BT 509.71 272.25 Td (premises ) Tj ET Q q 0 0 0 rg BT 548.07 272.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 260.25 Td (equipment ) Tj ET Q q 0 0 0 rg BT 94.92 260.25 Td (is ) Tj ET Q q 0 0 0 rg BT 104.80 260.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 148.53 260.25 Td (by ) Tj ET Q q 0 0 0 rg BT 161.74 260.25 Td (adding ) Tj ET Q q 0 0 0 rg BT 192.16 260.25 Td (the ) Tj ET Q q 0 0 0 rg BT 207.58 260.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 228.56 260.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 266.20 260.25 Td (related ) Tj ET Q q 0 0 0 rg BT 296.61 260.25 Td (to ) Tj ET Q q 0 0 0 rg BT 307.60 260.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.02 260.25 Td (net ) Tj ET Q q 0 0 0 rg BT 338.44 260.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 377.76 260.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 422.06 260.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 440.83 260.25 Td (and ) Tj ET Q q 0 0 0 rg BT 458.48 260.25 Td (the ) Tj ET Q q 0 0 0 rg BT 473.90 260.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 509.86 260.25 Td (in ) Tj ET Q q 0 0 0 rg BT 520.85 260.25 Td (short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 248.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 99.77 248.25 Td (in ) Tj ET Q q 0 0 0 rg BT 110.05 248.25 Td (real ) Tj ET Q q 0 0 0 rg BT 127.54 248.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 152.80 248.25 Td (to, ) Tj ET Q q 0 0 0 rg BT 165.58 248.25 Td (and ) Tj ET Q q 0 0 0 rg BT 182.52 248.25 Td (deducting ) Tj ET Q q 0 0 0 rg BT 224.45 248.25 Td (additions ) Tj ET Q q 0 0 0 rg BT 263.62 248.25 Td (to ) Tj ET Q q 0 0 0 rg BT 273.89 248.25 Td (premises ) Tj ET Q q 0 0 0 rg BT 311.94 248.25 Td (and ) Tj ET Q q 0 0 0 rg BT 328.88 248.25 Td (equipment ) Tj ET Q q 0 0 0 rg BT 373.59 248.25 Td (from, ) Tj ET Q q 0 0 0 rg BT 398.03 248.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 418.30 248.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 443.02 248.25 Td (from ) Tj ET Q q 0 0 0 rg BT 464.96 248.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 505.22 248.25 Td (activities.) 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gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 224.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 224.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.00 224.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 224.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.00 224.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 199.60 236.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.00 199.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 199.60 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 199.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.00 199.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 199.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 199.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 199.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.00 199.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 199.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.00 199.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 165.60 236.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.00 165.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 165.60 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 165.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.00 165.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 165.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 165.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 165.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.00 165.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 165.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 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286.00 117.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.00 117.60 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 117.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 347.00 117.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 117.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 117.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 117.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 457.00 117.60 51.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 117.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 512.00 117.60 51.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 708.6 m 343 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 708.6 m 347 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 708.6 m 398 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 708.6 m 402 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 708.6 m 453 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 708.6 m 457 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 708.6 m 508 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 708.6 m 512 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 708.6 m 563 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 696.6 m 286 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 696.6 m 343 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 696.6 m 398 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 696.6 m 453 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 696.6 m 508 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 696.6 m 563 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 696.6 m 343 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 696.6 m 398 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 696.6 m 453 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 696.6 m 508 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 696.6 m 563 696.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 600.6 m 343 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 600.6 m 398 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 600.6 m 453 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 600.6 m 508 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 600.6 m 563 600.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 576.6 m 343 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 574.6 m 343 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 576.6 m 398 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 574.6 m 398 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 576.6 m 453 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 574.6 m 453 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 576.6 m 508 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 574.6 m 508 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 576.6 m 563 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 574.6 m 563 574.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 449.6 m 343 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 449.6 m 398 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 449.6 m 453 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 449.6 m 508 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 449.6 m 563 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 425.6 m 343 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 423.6 m 343 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 425.6 m 398 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 423.6 m 398 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 425.6 m 453 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 423.6 m 453 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 425.6 m 508 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 423.6 m 508 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 425.6 m 563 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 423.6 m 563 423.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 366.6 m 343 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 366.6 m 398 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 366.6 m 453 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 366.6 m 508 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 366.6 m 563 366.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 342.6 m 343 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 342.6 m 398 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 342.6 m 453 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 342.6 m 508 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 342.6 m 563 342.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 309.6 m 343 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 307.6 m 343 307.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 309.6 m 398 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 307.6 m 398 307.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 309.6 m 453 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 307.6 m 453 307.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 309.6 m 508 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 307.6 m 508 307.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 309.6 m 563 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 307.6 m 563 307.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 248.60000000000002 m 343 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 248.60000000000002 m 398 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 248.60000000000002 m 453 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 248.60000000000002 m 508 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 248.60000000000002 m 563 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 224.60000000000002 m 343 224.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 224.60000000000002 m 398 224.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 224.60000000000002 m 453 224.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 224.60000000000002 m 508 224.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 224.60000000000002 m 563 224.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 224.60000000000002 m 563 224.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 200.60000000000002 m 343 200.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 198.60000000000002 m 343 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 200.60000000000002 m 398 200.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 198.60000000000002 m 398 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 200.60000000000002 m 453 200.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 198.60000000000002 m 453 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 200.60000000000002 m 508 200.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 198.60000000000002 m 508 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 200.60000000000002 m 563 200.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 198.60000000000002 m 563 198.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 141.60000000000002 m 343 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 141.60000000000002 m 398 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 141.60000000000002 m 453 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 141.60000000000002 m 508 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 141.60000000000002 m 563 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 117.60000000000002 m 343 117.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 117.60000000000002 m 398 117.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 117.60000000000002 m 453 117.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 117.60000000000002 m 508 117.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 117.60000000000002 m 563 117.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 93.60000000000002 m 343 93.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 91.60000000000002 m 343 91.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 93.60000000000002 m 398 93.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 91.60000000000002 m 398 91.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 93.60000000000002 m 453 93.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 91.60000000000002 m 453 91.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 93.60000000000002 m 508 93.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 91.60000000000002 m 508 91.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 93.60000000000002 m 563 93.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 91.60000000000002 m 563 91.60000000000002 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 367.90 712.68 Td (For) Tj ET Q q 0 0 0 rg BT 380.27 712.68 Td ( the years ended December) Tj ET Q q 0 0 0 rg BT 472.09 712.68 Td (31,) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 699.85 Td (\(in thousands, except per shar) Tj ET Q q 0 0 0 rg BT 160.90 699.85 Td (e data\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 308.00 700.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.00 700.68 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 419.00 700.68 Td (2015) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 474.00 700.68 Td (2014) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 529.00 700.68 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 675.22 Td (Net income attributable to ) Tj ET Q q 0 0 0 rg BT 159.41 675.22 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 675.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.60 675.22 Td (308,891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 675.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 675.22 Td (28,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 675.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 675.22 Td (41,598) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 675.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 675.22 Td (134,484) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 675.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 675.22 Td (129,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 651.22 Td (Intangible asset amortization expense, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 651.22 Td (27,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 651.22 Td (36,819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 651.22 Td (38,187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 651.22 Td (35,076) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 651.22 Td (26,485) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 639.22 Td (Certain income tax related items, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.30 639.22 Td (\(284,108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 639.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 639.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 639.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 639.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 639.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 627.22 Td (Net litigation settlement loss, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 627.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 627.22 Td (24,583) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 627.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 627.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 627.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 615.22 Td (Impairment loss, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 615.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 615.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 615.22 Td (70,630) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 615.22 Td (34,884) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 615.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 603.22 Td (Gain on Equator Earn Out, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 603.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 603.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.30 603.22 Td (\(6,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 603.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 603.22 Td (\(35,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 603.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 603.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 579.17 Td (Adjusted net income attributable to ) Tj ET Q q 0 0 0 rg BT 195.80 579.17 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 579.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 579.17 Td (52,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 579.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 579.17 Td (90,095) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 579.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.60 579.17 Td (143,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 579.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 579.17 Td (169,141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 579.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 579.17 Td (156,458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 554.22 Td (Diluted earnings per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 554.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 554.22 Td (16.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 554.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 554.22 Td (1.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 554.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 554.22 Td (2.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 554.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 554.22 Td (5.69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 554.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 554.22 Td (5.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 530.17 Td (Intangible asset amortization expense, net of tax, per) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.50 520.22 Td (diluted share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 522.27 Td (1.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 522.27 Td (1.88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 522.27 Td (1.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 522.27 Td (1.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 522.27 Td (1.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 508.22 Td (Certain income tax related items, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.30 508.22 Td (\(15.20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 508.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 508.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 508.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 508.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 508.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 496.17 Td (Net litigation settlement loss, net of tax, per diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.50 486.22 Td (share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 488.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 488.27 Td (1.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 488.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 488.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 488.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 474.22 Td (Impairment loss, net of tax, per diluted share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 474.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 474.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 474.22 Td (3.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 474.22 Td (1.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 474.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 462.17 Td (Gain on Equator Earn Out, net of tax, per diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.50 452.22 Td (share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 454.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 454.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.30 454.32 Td (\(0.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 454.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 454.32 Td (\(1.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 454.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 454.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 428.17 Td (Adjusted diluted earnings per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 428.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 428.17 Td (2.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 428.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 428.17 Td (4.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 428.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 428.17 Td (6.96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 428.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 428.17 Td (7.16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 428.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 428.17 Td (6.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 403.17 Td (Calculation of the impact of intangible asset amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 393.22 Td (expense, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 381.22 Td (Intangible asset amortization expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 381.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 381.22 Td (35,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 381.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 381.22 Td (47,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 381.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 381.22 Td (41,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 381.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 381.22 Td (37,680) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 381.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 381.22 Td (28,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 369.22 Td (T) Tj ET Q q 0 0 0 rg BT 70.26 369.22 Td (ax benefit from intangible asset amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.30 369.22 Td (\(7,844) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 369.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.30 369.22 Td (\(10,757) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 369.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.30 369.22 Td (\(2,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 369.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.30 369.22 Td (\(2,604) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 369.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 369.22 Td (\(1,691) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 369.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 357.22 Td (Intangible asset amortization expense, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 357.22 Td (27,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 357.22 Td (36,819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 357.22 Td (38,187) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 357.22 Td (35,076) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 357.22 Td (26,485) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 345.22 Td (Diluted share count) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 345.22 Td (18,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 345.22 Td (19,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 345.22 Td (20,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 345.22 Td (23,634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 345.22 Td (25,053) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 321.17 Td (Intangible asset amortization expense, net of tax,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 311.22 Td (per diluted share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 313.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 313.27 Td (1.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 313.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 313.27 Td (1.88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 313.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 313.27 Td (1.85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 313.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 313.27 Td (1.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 313.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 313.27 Td (1.06) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 287.22 Td (Certain income tax related items, net resulting from:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 275.22 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 111.06 275.22 Td (g subsidiaries mer) Tj ET Q q 0 0 0 rg BT 183.65 275.22 Td (ger) Tj ET Q q 0 0 0 rg BT 196.13 275.22 Td (, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 275.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.30 275.22 Td (\(300,908) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 275.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 275.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 275.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 275.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 275.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 275.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 275.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 275.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 275.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 263.22 Td (Other income tax rate changes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.65 263.22 Td (6,270) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 263.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 263.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 263.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 263.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 251.22 Td (Foreign income tax reserves) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 251.22 Td (10,530) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 251.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 251.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 251.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 251.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 239.22 Td (Certain income tax related items, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.30 239.22 Td (\(284,108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 239.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 239.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 239.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 239.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 239.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 227.22 Td (Diluted share count) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 227.22 Td (18,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 227.22 Td (19,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 227.22 Td (20,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 227.22 Td (23,634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 227.22 Td (25,053) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 203.17 Td (Certain income tax related items, net, per diluted share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 203.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.30 203.22 Td (\(15.20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 203.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 203.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 203.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 203.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 203.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 203.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 203.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 203.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 203.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 178.17 Td (Calculation of the impact of net litigation settlement loss,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 168.22 Td (net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 156.22 Td (Net litigation settlement loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 156.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 156.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 156.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 156.22 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 156.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 156.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 156.22 Td ($) 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J 0 j 3 M 402 386.5 m 453 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 384.5 m 453 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 386.5 m 508 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 384.5 m 508 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 386.5 m 563 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 384.5 m 563 384.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 349.5 m 343 349.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 349.5 m 398 349.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 349.5 m 453 349.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 349.5 m 508 349.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 349.5 m 563 349.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 328.5 m 343 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 326.5 m 343 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 328.5 m 398 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 326.5 m 398 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 328.5 m 453 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 326.5 m 453 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 328.5 m 508 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 326.5 m 508 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 328.5 m 563 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 326.5 m 563 326.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 306.5 m 343 306.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 304.5 m 343 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 306.5 m 398 306.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 304.5 m 398 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 306.5 m 453 306.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 304.5 m 453 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 306.5 m 508 306.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 304.5 m 508 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 306.5 m 563 306.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 304.5 m 563 304.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 281.5 m 343 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 279.5 m 343 279.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 281.5 m 398 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 279.5 m 398 279.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 281.5 m 453 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 279.5 m 453 279.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 281.5 m 508 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 279.5 m 508 279.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 281.5 m 563 281.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 279.5 m 563 279.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 232.5 m 343 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 232.5 m 398 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 232.5 m 453 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 232.5 m 508 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 232.5 m 563 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 207.5 m 343 207.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 207.5 m 398 207.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 207.5 m 453 207.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 207.5 m 508 207.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 207.5 m 563 207.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 173.5 m 343 173.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290 171.5 m 343 171.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 173.5 m 398 173.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347 171.5 m 398 171.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 173.5 m 453 173.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 171.5 m 453 171.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 173.5 m 508 173.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 457 171.5 m 508 171.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 173.5 m 563 173.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 512 171.5 m 563 171.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 691.12 Td (Calculation of the impact of impairment loss, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 679.12 Td (Impairment loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 679.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 679.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 679.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 679.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 679.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 679.12 Td (71,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 679.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 679.12 Td (37,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 679.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 679.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 667.12 Td (T) Tj ET Q q 0 0 0 rg BT 70.26 667.12 Td (ax benefit from impairment loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 667.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 667.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.30 667.12 Td (\(1,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 667.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.30 667.12 Td (\(2,589) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 667.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 667.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 655.12 Td (Impairment loss, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 655.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 655.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 655.12 Td (70,630) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 655.12 Td (34,884) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 655.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 643.12 Td (Diluted share count) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 643.12 Td (18,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 643.12 Td (19,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 643.12 Td (20,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 643.12 Td (23,634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 643.12 Td (25,053) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 619.07 Td (Impairment loss, net of tax, per diluted share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 619.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 619.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 619.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 619.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 619.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 619.07 Td (3.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 619.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 619.07 Td (1.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 619.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 619.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 594.12 Td (Calculation of gain on Equator Earn Out, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 582.12 Td (Gain on Equator Earn Out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 582.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 582.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 582.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 582.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 582.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.30 582.12 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 582.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 582.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 582.12 Td (\(37,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 582.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 582.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 582.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 570.12 Td (T) Tj ET Q q 0 0 0 rg BT 70.26 570.12 Td (ax provision from the gain on Equator Earn Out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 570.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 570.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 570.12 Td (651) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 570.12 Td (2,621) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 570.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 558.12 Td (Gain on Equator Earn Out, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 558.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 558.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.30 558.12 Td (\(6,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 558.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 558.12 Td (\(35,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 558.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 558.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 546.12 Td (Diluted share count) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 546.12 Td (18,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 546.12 Td (19,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 546.12 Td (20,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 546.12 Td (23,634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 546.12 Td (25,053) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 522.07 Td (Gain on Equator Earn Out, net of tax, per diluted share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 522.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 522.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 522.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 522.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 522.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.30 522.12 Td (\(0.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 522.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 522.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.30 522.12 Td (\(1.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 522.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 522.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 522.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 497.12 Td (Net income attributable to ) Tj ET Q q 0 0 0 rg BT 159.41 497.12 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 497.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.60 497.12 Td (308,891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 497.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 497.12 Td (28,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 497.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 497.12 Td (41,598) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 497.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 497.12 Td (134,484) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 497.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 497.12 Td (129,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 485.12 Td (Income tax \(benefit\) provision) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.30 485.12 Td (\(276,256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 485.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 485.12 Td (12,935) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.65 485.12 Td (8,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 485.12 Td (10,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 485.12 Td (8,540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 473.12 Td (Interest expense \(net of interest income\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 473.12 Td (21,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 473.12 Td (24,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 473.12 Td (28,075) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 473.12 Td (23,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 473.12 Td (19,392) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 461.12 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 461.12 Td (36,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 461.12 Td (36,788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 461.12 Td (36,470) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 461.12 Td (29,046) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 461.12 Td (19,056) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 449.12 Td (Intangible asset amortization expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 449.12 Td (35,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 449.12 Td (47,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 449.12 Td (41,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 449.12 Td (37,680) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 449.12 Td (28,176) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 437.12 Td (Net litigation settlement loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 437.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 437.12 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 437.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 437.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 437.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 425.12 Td (Impairment loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 425.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 425.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 425.12 Td (71,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.60 425.12 Td (37,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 425.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 413.12 Td (Gain on Equator Earn Out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 413.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 413.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.30 413.12 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 413.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 413.12 Td (\(37,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 413.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 413.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 389.07 Td (Adjusted EBITDA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 389.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.60 389.07 Td (126,432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 389.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.60 389.07 Td (178,313) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 389.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.60 389.07 Td (219,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 389.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 389.07 Td (234,197) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 389.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 389.07 Td (205,137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 364.12 Td (Income tax benefit \(provision\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 364.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.60 364.12 Td (276,256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 364.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.30 364.12 Td (\(12,935) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 364.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 364.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.30 364.12 Td (\(8,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 364.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 364.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 364.12 Td (\(10,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 364.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 364.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 364.12 Td (\(8,540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 364.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 352.12 Td (Certain income tax related items, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.30 352.12 Td (\(284,108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 352.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 352.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 352.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 352.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 352.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 340.07 Td (Income tax provision before certain income tax related) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 330.12 Td (items, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 332.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.30 332.22 Td (\(7,852) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 332.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 332.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.30 332.22 Td (\(12,935) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 332.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 332.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.30 332.22 Td (\(8,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 332.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 332.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 332.22 Td (\(10,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 332.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 332.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 332.22 Td (\(8,540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 332.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 318.07 Td (Income before income taxes and non-controlling) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 308.12 Td (interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 310.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 310.17 Td (35,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 310.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 310.17 Td (44,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 310.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.60 310.17 Td (53,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 310.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 310.17 Td (147,265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 310.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 310.17 Td (142,333) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 284.07 Td (Adjusted ef) Tj ET Q q 0 0 0 rg BT 98.79 284.07 Td (fective income tax rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.65 284.07 Td (22.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 284.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 284.07 Td (29.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 284.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 284.07 Td (15.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 284.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 284.07 Td (6.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 284.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.65 284.07 Td (6.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 284.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 259.12 Td (Cash flows from operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 259.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 259.12 Td (66,082) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 259.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.60 259.12 Td (126,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 259.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.60 259.12 Td (195,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 259.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 259.12 Td (197,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 259.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 259.12 Td (185,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 247.12 Td (Net litigation settlement loss payment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 247.12 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.15 247.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 247.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 247.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 247.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 235.12 Td (Increase in short-term investments in real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 235.12 Td (16,380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.60 235.12 Td (13,025) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 235.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 235.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 235.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 223.07 Td (Adjusted cash flows from operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.60 223.07 Td (1) Tj ET Q q 0 0 0 rg BT 306.60 223.07 Td (10,462) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.60 223.07 Td (139,843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.60 223.07 Td (195,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 223.07 Td (197,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 223.07 Td (185,474) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 210.12 Td (Less: ) Tj ET Q q 0 0 0 rg BT 87.56 210.12 Td (Additions to premises and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.30 210.12 Td (\(10,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 210.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.30 210.12 Td (\(23,269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 210.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.30 210.12 Td (\(36,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 210.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 210.12 Td (\(64,846) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 210.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 210.12 Td (\(34,134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 210.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 185.07 Td (Adjusted cash flows from operating activities less) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 175.12 Td (additions to premises and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.50 177.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.60 177.17 Td (99,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 177.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.60 177.17 Td (1) Tj ET Q q 0 0 0 rg BT 361.60 177.17 Td (16,574) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 177.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.60 177.17 Td (159,164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.50 177.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 177.17 Td (132,647) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.50 177.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 177.17 Td (151,340) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 65 0 obj <>] /Rotate 0 /Contents 66 0 R>> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (32) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (ITEM ) Tj ET Q q 0 0 0 rg BT 78.67 731.25 Td (7. ) Tj ET Q q 0 0 0 rg BT 103.50 731.25 Td (MANAGEMENTS ) Tj ET Q q 0 0 0 rg BT 191.99 731.25 Td (DISCUSSION ) Tj ET Q q 0 0 0 rg BT 256.28 731.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 281.09 731.25 Td (ANAL) Tj ET Q q 0 0 0 rg BT 308.51 731.25 Td (YSIS ) Tj ET Q q 0 0 0 rg BT 334.79 731.25 Td (OF) Tj ET Q q 0 0 0 rg BT 348.31 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 352.36 731.25 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 408.47 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 412.52 731.25 Td (CONDITION ) Tj ET Q q 0 0 0 rg BT 474.57 731.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 500.28 731.25 Td (RESUL) Tj ET Q q 0 0 0 rg BT 532.71 731.25 Td (TS ) Tj ET Q q 0 0 0 rg BT 548.99 731.25 Td (OF) Tj ET Q q 0 0 0 rg BT 562.50 731.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 103.50 719.25 Td (OPERA) Tj ET Q q 0 0 0 rg BT 137.76 719.25 Td (TIONS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (Management) Tj ET Q q 0 0 0 rg BT 104.48 698.25 Td (s ) Tj ET Q q 0 0 0 rg BT 112.77 698.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 158.83 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 177.67 698.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 214.28 698.25 Td (of ) Tj ET Q q 0 0 0 rg BT 227.00 698.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 266.38 698.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 308.55 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 327.38 698.25 Td (results ) Tj ET Q q 0 0 0 rg BT 357.89 698.25 Td (of ) Tj ET Q q 0 0 0 rg BT 370.61 698.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 416.66 698.25 Td (\(MD&A\) ) Tj ET Q q 0 0 0 rg BT 467.71 698.25 Td (is ) Tj ET Q q 0 0 0 rg BT 478.78 698.25 Td (a ) Tj ET Q q 0 0 0 rg BT 487.61 698.25 Td (supplement ) Tj ET Q q 0 0 0 rg BT 538.11 698.25 Td (to ) Tj ET Q q 0 0 0 rg BT 550.28 698.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 110.58 686.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 163.89 686.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 201.64 686.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 246.63 686.25 Td (and ) Tj ET Q q 0 0 0 rg BT 263.83 686.25 Td (is ) Tj ET Q q 0 0 0 rg BT 273.27 686.25 Td (intended ) Tj ET Q q 0 0 0 rg BT 310.48 686.25 Td (to ) Tj ET Q q 0 0 0 rg BT 321.03 686.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 354.34 686.25 Td (a ) Tj ET Q q 0 0 0 rg BT 361.55 686.25 Td (reader ) Tj ET Q q 0 0 0 rg BT 389.30 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 400.40 686.25 Td (our ) Tj ET Q q 0 0 0 rg BT 416.50 686.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 454.25 686.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 499.23 686.25 Td (with ) Tj ET Q q 0 0 0 rg BT 519.78 686.25 Td (a ) Tj ET Q q 0 0 0 rg BT 526.99 686.25 Td (narrative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (from ) Tj ET Q q 0 0 0 rg BT 70.22 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 83.71 674.25 Td (perspective ) Tj ET Q q 0 0 0 rg BT 130.53 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 140.13 674.25 Td (management ) Tj ET Q q 0 0 0 rg BT 192.50 674.25 Td (on ) Tj ET Q q 0 0 0 rg BT 203.78 674.25 Td (our ) Tj ET Q q 0 0 0 rg BT 218.39 674.25 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 264.39 674.25 Td (current ) Tj ET Q q 0 0 0 rg BT 293.99 674.25 Td (developments, ) Tj ET Q q 0 0 0 rg BT 353.31 674.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 389.57 674.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 431.12 674.25 Td (results ) Tj ET Q q 0 0 0 rg BT 458.51 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 468.12 674.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 511.05 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 526.77 674.25 Td (liquidity) Tj ET Q q 0 0 0 rg BT 560.01 674.25 Td (. ) Tj ET Q q 0 0 0 rg BT 565.01 674.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.25 Td (Significant ) Tj ET Q q 0 0 0 rg BT 95.88 662.25 Td (sections ) Tj ET Q q 0 0 0 rg BT 130.60 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 141.43 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 156.15 662.25 Td (MD&A) Tj ET Q q 0 0 0 rg BT 186.71 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 189.21 662.25 Td (are ) Tj ET Q q 0 0 0 rg BT 203.91 662.25 Td (as ) Tj ET Q q 0 0 0 rg BT 214.74 662.25 Td (follows:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 641.25 Td (Overview) Tj ET Q q 0 0 0 rg BT 105.07 641.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.57 641.25 Td ( ) Tj ET Q q 0 0 0 rg BT 111.91 641.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.93 641.25 Td (This ) Tj ET Q q 0 0 0 rg BT 138.04 641.25 Td (section, ) Tj ET Q q 0 0 0 rg BT 173.20 641.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 217.53 641.25 Td (below) Tj ET Q q 0 0 0 rg BT 241.32 641.25 Td (, ) Tj ET Q q 0 0 0 rg BT 248.15 641.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 286.92 641.25 Td (a ) Tj ET Q q 0 0 0 rg BT 295.70 641.25 Td (description ) Tj ET Q q 0 0 0 rg BT 344.46 641.25 Td (of ) Tj ET Q q 0 0 0 rg BT 357.13 641.25 Td (recent ) Tj ET Q q 0 0 0 rg BT 385.89 641.25 Td (developments ) Tj ET Q q 0 0 0 rg BT 445.76 641.25 Td (we ) Tj ET Q q 0 0 0 rg BT 461.76 641.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 494.96 641.25 Td (are ) Tj ET Q q 0 0 0 rg BT 511.50 641.25 Td (important ) Tj ET Q q 0 0 0 rg BT 554.72 641.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 629.25 Td (understanding ) Tj ET Q q 0 0 0 rg BT 127.35 629.25 Td (our ) Tj ET Q q 0 0 0 rg BT 143.88 629.25 Td (results ) Tj ET Q q 0 0 0 rg BT 173.18 629.25 Td (of ) Tj ET Q q 0 0 0 rg BT 184.70 629.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 229.55 629.25 Td (and ) Tj ET Q q 0 0 0 rg BT 247.19 629.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 285.36 629.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 326.33 629.25 Td (as ) Tj ET Q q 0 0 0 rg BT 337.85 629.25 Td (well ) Tj ET Q q 0 0 0 rg BT 358.27 629.25 Td (as ) Tj ET Q q 0 0 0 rg BT 369.79 629.25 Td (understanding ) Tj ET Q q 0 0 0 rg BT 429.64 629.25 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 476.70 629.25 Td (future ) Tj ET Q q 0 0 0 rg BT 503.78 629.25 Td (trends. ) Tj ET Q q 0 0 0 rg BT 533.91 629.25 Td ( ) Tj ET Q q 0 0 0 rg BT 537.10 629.25 Td (It ) Tj ET Q q 0 0 0 rg BT 546.41 629.25 Td (also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 617.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 105.52 617.25 Td (a ) Tj ET Q q 0 0 0 rg BT 113.54 617.25 Td (brief ) Tj ET Q q 0 0 0 rg BT 136.00 617.25 Td (description ) Tj ET Q q 0 0 0 rg BT 184.02 617.25 Td (of ) Tj ET Q q 0 0 0 rg BT 195.93 617.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 241.73 617.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 293.07 617.25 Td (and ) Tj ET Q q 0 0 0 rg BT 311.10 617.25 Td (events ) Tj ET Q q 0 0 0 rg BT 340.23 617.25 Td (that ) Tj ET Q q 0 0 0 rg BT 358.80 617.25 Td (af) Tj ET Q q 0 0 0 rg BT 366.39 617.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 384.96 617.25 Td (the ) Tj ET Q q 0 0 0 rg BT 400.76 617.25 Td (comparability ) Tj ET Q q 0 0 0 rg BT 459.88 617.25 Td (of ) Tj ET Q q 0 0 0 rg BT 471.79 617.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 510.36 617.25 Td (results ) Tj ET Q q 0 0 0 rg BT 540.05 617.25 Td (and ) Tj ET Q q 0 0 0 rg BT 558.07 617.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 605.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 111.67 605.25 Td (of ) Tj ET Q q 0 0 0 rg BT 122.50 605.25 Td (the ) Tj ET Q q 0 0 0 rg BT 137.22 605.25 Td (progress ) Tj ET Q q 0 0 0 rg BT 173.60 605.25 Td (being ) Tj ET Q q 0 0 0 rg BT 198.32 605.25 Td (made ) Tj ET Q q 0 0 0 rg BT 222.47 605.25 Td (on ) Tj ET Q q 0 0 0 rg BT 234.97 605.25 Td (our ) Tj ET Q q 0 0 0 rg BT 250.80 605.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 287.17 605.25 Td (initiatives.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 584.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 123.32 584.25 Td (Results ) Tj ET Q q 0 0 0 rg BT 154.70 584.25 Td (of ) Tj ET Q q 0 0 0 rg BT 164.97 584.25 Td (Operations. ) Tj ET Q q 0 0 0 rg BT 214.96 584.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.45 584.25 Td (This ) Tj ET Q q 0 0 0 rg BT 237.71 584.25 Td (section, ) Tj ET Q q 0 0 0 rg BT 271.03 584.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 313.51 584.25 Td (on ) Tj ET Q q 0 0 0 rg BT 326.00 584.25 Td (page ) Tj ET Q q 0 0 0 rg BT 347.37 584.25 Td (37, ) Tj ET Q q 0 0 0 rg BT 362.36 584.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 399.29 584.25 Td (an ) Tj ET Q q 0 0 0 rg BT 411.21 584.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 445.92 584.25 Td (of ) Tj ET Q q 0 0 0 rg BT 456.74 584.25 Td (our ) Tj ET Q q 0 0 0 rg BT 472.56 584.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 525.59 584.25 Td (results ) Tj ET Q q 0 0 0 rg BT 554.19 584.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 572.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 111.66 572.25 Td (for ) Tj ET Q q 0 0 0 rg BT 125.82 572.25 Td (the ) Tj ET Q q 0 0 0 rg BT 140.53 572.25 Td (three ) Tj ET Q q 0 0 0 rg BT 163.02 572.25 Td (years ) Tj ET Q q 0 0 0 rg BT 186.62 572.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.99 572.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 271.58 572.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.58 572.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 551.25 Td (Segment ) Tj ET Q q 0 0 0 rg BT 104.17 551.25 Td (Results ) Tj ET Q q 0 0 0 rg BT 135.86 551.25 Td (of ) Tj ET Q q 0 0 0 rg BT 146.44 551.25 Td (Operations. ) Tj ET Q q 0 0 0 rg BT 196.73 551.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.53 551.25 Td (This ) Tj ET Q q 0 0 0 rg BT 220.11 551.25 Td (section, ) Tj ET Q q 0 0 0 rg BT 253.73 551.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 296.52 551.25 Td (on ) Tj ET Q q 0 0 0 rg BT 309.32 551.25 Td (page ) Tj ET Q q 0 0 0 rg BT 331.00 551.25 Td (43, ) Tj ET Q q 0 0 0 rg BT 346.29 551.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 383.53 551.25 Td (an ) Tj ET Q q 0 0 0 rg BT 395.77 551.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 430.78 551.25 Td (of ) Tj ET Q q 0 0 0 rg BT 441.91 551.25 Td (each ) Tj ET Q q 0 0 0 rg BT 463.02 551.25 Td (business ) Tj ET Q q 0 0 0 rg BT 499.71 551.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 535.83 551.25 Td (for ) Tj ET Q q 0 0 0 rg BT 550.29 551.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 539.25 Td (three ) Tj ET Q q 0 0 0 rg BT 90.94 539.25 Td (years ) Tj ET Q q 0 0 0 rg BT 115.49 539.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.82 539.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 202.36 539.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.36 539.25 Td ( ) Tj ET Q q 0 0 0 rg BT 225.82 539.25 Td (as ) Tj ET Q q 0 0 0 rg BT 237.60 539.25 Td (well ) Tj ET Q q 0 0 0 rg BT 258.27 539.25 Td (as ) Tj ET Q q 0 0 0 rg BT 270.06 539.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 296.28 539.25 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 346.13 539.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 389.57 539.25 Td (and ) Tj ET Q q 0 0 0 rg BT 407.46 539.25 Td (Eliminations. ) Tj ET Q q 0 0 0 rg BT 464.52 539.25 Td ( ) Tj ET Q q 0 0 0 rg BT 467.98 539.25 Td (In ) Tj ET Q q 0 0 0 rg BT 479.76 539.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 518.49 539.25 Td (we ) Tj ET Q q 0 0 0 rg BT 533.61 539.25 Td (discuss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 527.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 112.21 527.25 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 164.98 527.25 Td (events ) Tj ET Q q 0 0 0 rg BT 193.02 527.25 Td (and ) Tj ET Q q 0 0 0 rg BT 209.96 527.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 236.90 527.25 Td (that ) Tj ET Q q 0 0 0 rg BT 254.39 527.25 Td (may ) Tj ET Q q 0 0 0 rg BT 274.11 527.25 Td (af) Tj ET Q q 0 0 0 rg BT 281.70 527.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 299.18 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 313.90 527.25 Td (comparability ) Tj ET Q q 0 0 0 rg BT 371.94 527.25 Td (of ) Tj ET Q q 0 0 0 rg BT 382.77 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 397.49 527.25 Td (results ) Tj ET Q q 0 0 0 rg BT 426.09 527.25 Td (being ) Tj ET Q q 0 0 0 rg BT 450.81 527.25 Td (analyzed.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 506.25 Td (Liquidity ) Tj ET Q q 0 0 0 rg BT 106.58 506.25 Td (and ) Tj ET Q q 0 0 0 rg BT 124.54 506.25 Td (Capital ) Tj ET Q q 0 0 0 rg BT 157.51 506.25 Td (Resour) Tj ET Q q 0 0 0 rg BT 185.47 506.25 Td (ces) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.24 506.25 Td (. ) Tj ET Q q 0 0 0 rg BT 203.71 506.25 Td ( ) Tj ET Q q 0 0 0 rg BT 206.46 506.25 Td (This ) Tj ET Q q 0 0 0 rg BT 227.20 506.25 Td (section, ) Tj ET Q q 0 0 0 rg BT 260.99 506.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 303.95 506.25 Td (on ) Tj ET Q q 0 0 0 rg BT 316.92 506.25 Td (page ) Tj ET Q q 0 0 0 rg BT 338.76 506.25 Td (52, ) Tj ET Q q 0 0 0 rg BT 354.23 506.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 391.63 506.25 Td (an ) Tj ET Q q 0 0 0 rg BT 404.03 506.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 439.22 506.25 Td (of ) Tj ET Q q 0 0 0 rg BT 450.51 506.25 Td (our ) Tj ET Q q 0 0 0 rg BT 466.81 506.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 487.54 506.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 512.73 506.25 Td (for ) Tj ET Q q 0 0 0 rg BT 527.35 506.25 Td (the ) Tj ET Q q 0 0 0 rg BT 542.53 506.25 Td (three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 494.25 Td (years ) Tj ET Q q 0 0 0 rg BT 90.66 494.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.61 494.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 174.76 494.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.76 494.25 Td (. ) Tj ET Q q 0 0 0 rg BT 199.32 494.25 Td ( ) Tj ET Q q 0 0 0 rg BT 201.24 494.25 Td (W) Tj ET Q q 0 0 0 rg BT 209.88 494.25 Td (e ) Tj ET Q q 0 0 0 rg BT 216.38 494.25 Td (also ) Tj ET Q q 0 0 0 rg BT 234.55 494.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 265.51 494.25 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 312.01 494.25 Td (on ) Tj ET Q q 0 0 0 rg BT 324.07 494.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 343.91 494.25 Td (movements, ) Tj ET Q q 0 0 0 rg BT 394.58 494.25 Td (future ) Tj ET Q q 0 0 0 rg BT 420.52 494.25 Td (commitments ) Tj ET Q q 0 0 0 rg BT 477.02 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 493.53 494.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 522.24 494.25 Td (resources.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 473.25 Td (Critical ) Tj ET Q q 0 0 0 rg BT 99.89 473.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 146.81 473.25 Td (Policies, ) Tj ET Q q 0 0 0 rg BT 182.91 473.25 Td (Estimates ) Tj ET Q q 0 0 0 rg BT 223.17 473.25 Td (and ) Tj ET Q q 0 0 0 rg BT 239.55 473.25 Td (Recent ) Tj ET Q q 0 0 0 rg BT 268.03 473.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 314.95 473.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 324.58 473.25 Td (onouncements. ) Tj ET Q q 0 0 0 rg BT 385.67 473.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.05 473.25 Td (This ) Tj ET Q q 0 0 0 rg BT 406.21 473.25 Td (section, ) Tj ET Q q 0 0 0 rg BT 438.41 473.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 479.79 473.25 Td (on ) Tj ET Q q 0 0 0 rg BT 491.17 473.25 Td (page ) Tj ET Q q 0 0 0 rg BT 511.42 473.25 Td (55, ) Tj ET Q q 0 0 0 rg BT 525.30 473.25 Td (identifies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 461.25 Td (those ) Tj ET Q q 0 0 0 rg BT 91.26 461.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 137.79 461.25 Td (principles ) Tj ET Q q 0 0 0 rg BT 179.88 461.25 Td (we ) Tj ET Q q 0 0 0 rg BT 194.20 461.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 225.73 461.25 Td (are ) Tj ET Q q 0 0 0 rg BT 240.59 461.25 Td (most ) Tj ET Q q 0 0 0 rg BT 262.70 461.25 Td (important ) Tj ET Q q 0 0 0 rg BT 304.23 461.25 Td (to ) Tj ET Q q 0 0 0 rg BT 314.67 461.25 Td (our ) Tj ET Q q 0 0 0 rg BT 330.65 461.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 368.29 461.25 Td (results ) Tj ET Q q 0 0 0 rg BT 397.06 461.25 Td (and ) Tj ET Q q 0 0 0 rg BT 414.15 461.25 Td (that ) Tj ET Q q 0 0 0 rg BT 431.80 461.25 Td (require ) Tj ET Q q 0 0 0 rg BT 462.77 461.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 507.64 461.25 Td (judgment ) Tj ET Q q 0 0 0 rg BT 548.07 461.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 449.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 107.64 449.25 Td (on ) Tj ET Q q 0 0 0 rg BT 120.56 449.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.71 449.25 Td (part ) Tj ET Q q 0 0 0 rg BT 154.18 449.25 Td (of ) Tj ET Q q 0 0 0 rg BT 165.44 449.25 Td (management ) Tj ET Q q 0 0 0 rg BT 219.45 449.25 Td (in ) Tj ET Q q 0 0 0 rg BT 230.16 449.25 Td (application. ) Tj ET Q q 0 0 0 rg BT 280.01 449.25 Td ( ) Tj ET Q q 0 0 0 rg BT 282.73 449.25 Td (W) Tj ET Q q 0 0 0 rg BT 291.36 449.25 Td (e ) Tj ET Q q 0 0 0 rg BT 298.73 449.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 332.20 449.25 Td (all ) Tj ET Q q 0 0 0 rg BT 345.12 449.25 Td (of ) Tj ET Q q 0 0 0 rg BT 356.38 449.25 Td (our ) Tj ET Q q 0 0 0 rg BT 372.64 449.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 417.77 449.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 464.57 449.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 498.60 449.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.31 449.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 531.67 449.25 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.67 449.25 Td ( ) Tj ET Q q 0 0 0 rg BT 539.60 449.25 Td (to ) Tj ET Q q 0 0 0 rg BT 550.30 449.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 437.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 128.31 437.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 181.35 437.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 218.83 437.25 Td (statements.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 416.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 92.83 416.25 Td (Matters.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.44 416.25 Td ( ) Tj ET Q q 0 0 0 rg BT 128.44 416.25 Td ( ) Tj ET Q q 0 0 0 rg BT 130.29 416.25 Td (This ) Tj ET Q q 0 0 0 rg BT 150.07 416.25 Td (section, ) Tj ET Q q 0 0 0 rg BT 182.89 416.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 224.88 416.25 Td (on ) Tj ET Q q 0 0 0 rg BT 236.88 416.25 Td (page ) Tj ET Q q 0 0 0 rg BT 257.76 416.25 Td (58, ) Tj ET Q q 0 0 0 rg BT 272.26 416.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 308.69 416.25 Td (a ) Tj ET Q q 0 0 0 rg BT 315.13 416.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 358.80 416.25 Td (of ) Tj ET Q q 0 0 0 rg BT 369.13 416.25 Td (of) Tj ET Q q 0 0 0 rg BT 377.28 416.25 Td (f-balance ) Tj ET Q q 0 0 0 rg BT 416.47 416.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 439.01 416.25 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 494.87 416.25 Td (to ) Tj ET Q q 0 0 0 rg BT 504.65 416.25 Td (the ) Tj ET Q q 0 0 0 rg BT 518.87 416.25 Td (extent ) Tj ET Q q 0 0 0 rg BT 545.30 416.25 Td (they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 404.25 Td (exist. ) Tj ET Q q 0 0 0 rg BT 93.01 404.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.13 404.25 Td (In ) Tj ET Q q 0 0 0 rg BT 109.58 404.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 148.97 404.25 Td (we ) Tj ET Q q 0 0 0 rg BT 164.75 404.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 199.42 404.25 Td (a ) Tj ET Q q 0 0 0 rg BT 207.98 404.25 Td (tabular ) Tj ET Q q 0 0 0 rg BT 239.86 404.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 285.65 404.25 Td (of ) Tj ET Q q 0 0 0 rg BT 298.11 404.25 Td (contractual ) Tj ET Q q 0 0 0 rg BT 346.65 404.25 Td (obligations, ) Tj ET Q q 0 0 0 rg BT 397.71 404.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 430.72 404.25 Td (any ) Tj ET Q q 0 0 0 rg BT 449.28 404.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 495.61 404.25 Td (commitments ) Tj ET Q q 0 0 0 rg BT 554.17 404.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 392.25 Td (contingencies ) Tj ET Q q 0 0 0 rg BT 124.98 392.25 Td (and ) Tj ET Q q 0 0 0 rg BT 141.92 392.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 181.07 392.25 Td (concentration.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 49.5 369.68505859375 m 105.73291015625 369.68505859375 l s q 0 0 0 rg BT 49.50 371.25 Td (OVER) Tj ET Q q 0 0 0 rg BT 78.04 371.25 Td (VIEW) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 350.25 Td (Our) Tj ET Q q 0 0 0 rg BT 67.10 350.25 Td ( ) Tj ET Q q 0 0 0 rg BT 69.60 350.25 Td (Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 329.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 329.25 Td (e ) Tj ET Q q 0 0 0 rg BT 63.99 329.25 Td (are ) Tj ET Q q 0 0 0 rg BT 77.61 329.25 Td (an ) Tj ET Q q 0 0 0 rg BT 88.46 329.25 Td (integrated ) Tj ET Q q 0 0 0 rg BT 129.85 329.25 Td (service ) Tj ET Q q 0 0 0 rg BT 159.58 329.25 Td (provider ) Tj ET Q q 0 0 0 rg BT 194.87 329.25 Td (and ) Tj ET Q q 0 0 0 rg BT 210.72 329.25 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 260.99 329.25 Td (for ) Tj ET Q q 0 0 0 rg BT 274.06 329.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.69 329.25 Td (real ) Tj ET Q q 0 0 0 rg BT 304.09 329.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 328.27 329.25 Td (and ) Tj ET Q q 0 0 0 rg BT 344.12 329.25 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 383.29 329.25 Td (industries. ) Tj ET Q q 0 0 0 rg BT 426.09 329.25 Td ( ) Tj ET Q q 0 0 0 rg BT 427.51 329.25 Td (Combining ) Tj ET Q q 0 0 0 rg BT 473.92 329.25 Td (operational ) Tj ET Q q 0 0 0 rg BT 520.32 329.25 Td (excellence ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 317.25 Td (with ) Tj ET Q q 0 0 0 rg BT 69.78 317.25 Td (a ) Tj ET Q q 0 0 0 rg BT 76.72 317.25 Td (suite ) Tj ET Q q 0 0 0 rg BT 98.10 317.25 Td (of ) Tj ET Q q 0 0 0 rg BT 108.93 317.25 Td (innovative ) Tj ET Q q 0 0 0 rg BT 153.65 317.25 Td (services ) Tj ET Q q 0 0 0 rg BT 188.35 317.25 Td (and ) Tj ET Q q 0 0 0 rg BT 205.29 317.25 Td (technologies, ) Tj ET Q q 0 0 0 rg BT 260.28 317.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 304.44 317.25 Td (helps ) Tj ET Q q 0 0 0 rg BT 328.04 317.25 Td (solve ) Tj ET Q q 0 0 0 rg BT 351.65 317.25 Td (the ) Tj ET Q q 0 0 0 rg BT 366.37 317.25 Td (demands ) Tj ET Q q 0 0 0 rg BT 404.42 317.25 Td (of ) Tj ET Q q 0 0 0 rg BT 415.25 317.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.96 317.25 Td (ever) Tj ET Q q 0 0 0 rg BT 446.97 317.25 Td (-changing ) Tj ET Q q 0 0 0 rg BT 489.46 317.25 Td (markets ) Tj ET Q q 0 0 0 rg BT 523.61 317.25 Td (we ) Tj ET Q q 0 0 0 rg BT 537.77 317.25 Td (serve.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 296.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 58.76 296.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 88.71 296.25 Td (January1, ) Tj ET Q q 0 0 0 rg BT 132.55 296.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 157.80 296.25 Td (our ) Tj ET Q q 0 0 0 rg BT 173.88 296.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 217.16 296.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 257.13 296.25 Td (changed ) Tj ET Q q 0 0 0 rg BT 293.19 296.25 Td (as ) Tj ET Q q 0 0 0 rg BT 304.27 296.25 Td (a ) Tj ET Q q 0 0 0 rg BT 311.45 296.25 Td (result ) Tj ET Q q 0 0 0 rg BT 336.42 296.25 Td (of ) Tj ET Q q 0 0 0 rg BT 347.50 296.25 Td (a ) Tj ET Q q 0 0 0 rg BT 354.68 296.25 Td (change ) Tj ET Q q 0 0 0 rg BT 385.75 296.25 Td (in ) Tj ET Q q 0 0 0 rg BT 396.27 296.25 Td (the ) Tj ET Q q 0 0 0 rg BT 411.24 296.25 Td (way ) Tj ET Q q 0 0 0 rg BT 430.65 296.25 Td (our ) Tj ET Q q 0 0 0 rg BT 446.72 296.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 471.69 296.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 514.42 296.25 Td (Of) Tj ET Q q 0 0 0 rg BT 524.79 296.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 545.85 296.25 Td (\(our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 284.25 Td (chief ) Tj ET Q q 0 0 0 rg BT 71.96 284.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 112.20 284.25 Td (decision ) Tj ET Q q 0 0 0 rg BT 148.00 284.25 Td (maker\) ) Tj ET Q q 0 0 0 rg BT 178.79 284.25 Td (manages ) Tj ET Q q 0 0 0 rg BT 216.25 284.25 Td (our ) Tj ET Q q 0 0 0 rg BT 232.05 284.25 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 279.25 284.25 Td (allocates ) Tj ET Q q 0 0 0 rg BT 316.70 284.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 356.94 284.25 Td (and ) Tj ET Q q 0 0 0 rg BT 373.85 284.25 Td (evaluates ) Tj ET Q q 0 0 0 rg BT 413.53 284.25 Td (performance, ) Tj ET Q q 0 0 0 rg BT 469.02 284.25 Td (and ) Tj ET Q q 0 0 0 rg BT 485.94 284.25 Td (the ) Tj ET Q q 0 0 0 rg BT 500.63 284.25 Td (related ) Tj ET Q q 0 0 0 rg BT 530.31 284.25 Td (changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 272.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.38 272.25 Td (our ) Tj ET Q q 0 0 0 rg BT 76.80 272.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 110.44 272.25 Td (or) Tj ET Q q 0 0 0 rg BT 118.59 272.25 Td (ganization. ) Tj ET Q q 0 0 0 rg BT 165.84 272.25 Td ( ) Tj ET Q q 0 0 0 rg BT 168.71 272.25 Td (W) Tj ET Q q 0 0 0 rg BT 177.35 272.25 Td (e ) Tj ET Q q 0 0 0 rg BT 184.89 272.25 Td (now ) Tj ET Q q 0 0 0 rg BT 205.20 272.25 Td (report ) Tj ET Q q 0 0 0 rg BT 232.18 272.25 Td (our ) Tj ET Q q 0 0 0 rg BT 248.61 272.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 293.36 272.25 Td (through ) Tj ET Q q 0 0 0 rg BT 327.56 272.25 Td (two ) Tj ET Q q 0 0 0 rg BT 345.66 272.25 Td (new ) Tj ET Q q 0 0 0 rg BT 365.42 272.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 409.05 272.25 Td (segments: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 452.14 272.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 494.68 272.25 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.55 272.25 Td ( ) Tj ET Q q 0 0 0 rg BT 526.65 272.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 544.19 272.25 Td (Real ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 260.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 77.67 260.25 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.54 260.25 Td (. ) Tj ET Q q 0 0 0 rg BT 112.21 260.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.38 260.25 Td (In ) Tj ET Q q 0 0 0 rg BT 126.88 260.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 165.33 260.25 Td (we ) Tj ET Q q 0 0 0 rg BT 180.16 260.25 Td (report ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 207.21 260.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 233.71 260.25 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 282.71 260.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 327.55 260.25 Td (and ) Tj ET Q q 0 0 0 rg BT 345.72 260.25 Td (Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.83 260.25 Td ( ) Tj ET Q q 0 0 0 rg BT 400.00 260.25 Td (separately) Tj ET Q q 0 0 0 rg BT 439.88 260.25 Td (. ) Tj ET Q q 0 0 0 rg BT 445.55 260.25 Td ( ) Tj ET Q q 0 0 0 rg BT 448.72 260.25 Td (Prior ) Tj ET Q q 0 0 0 rg BT 471.90 260.25 Td (to ) Tj ET Q q 0 0 0 rg BT 482.84 260.25 Td (the ) Tj ET Q q 0 0 0 rg BT 498.23 260.25 Td (January1, ) Tj ET Q q 0 0 0 rg BT 542.50 260.25 Td (2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 248.25 Td (change ) Tj ET Q q 0 0 0 rg BT 80.87 248.25 Td (in ) Tj ET Q q 0 0 0 rg BT 91.70 248.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 135.28 248.25 Td (segments, ) Tj ET Q q 0 0 0 rg BT 178.05 248.25 Td (our ) Tj ET Q q 0 0 0 rg BT 194.43 248.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 238.01 248.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 278.28 248.25 Td (were ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 300.76 248.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 343.25 248.25 Td (Services, ) Tj ET Q q 0 0 0 rg BT 382.11 248.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 424.04 248.25 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.36 248.25 Td ( ) Tj ET Q q 0 0 0 rg BT 460.41 248.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 477.90 248.25 Td (T) Tj ET Q q 0 0 0 rg BT 482.54 248.25 Td (echnology ) Tj ET Q q 0 0 0 rg BT 526.69 248.25 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.00 248.25 Td (. ) Tj ET Q q 0 0 0 rg BT 565.00 248.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 236.25 Td (Prior ) Tj ET Q q 0 0 0 rg BT 72.00 236.25 Td (year ) Tj ET Q q 0 0 0 rg BT 91.71 236.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 140.85 236.25 Td (period ) Tj ET Q q 0 0 0 rg BT 168.89 236.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 204.72 236.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 251.66 236.25 Td (have ) Tj ET Q q 0 0 0 rg BT 273.04 236.25 Td (been ) Tj ET Q q 0 0 0 rg BT 294.41 236.25 Td (restated ) Tj ET Q q 0 0 0 rg BT 328.01 236.25 Td (to ) Tj ET Q q 0 0 0 rg BT 338.28 236.25 Td (conform ) Tj ET Q q 0 0 0 rg BT 374.66 236.25 Td (to ) Tj ET Q q 0 0 0 rg BT 384.94 236.25 Td (the ) Tj ET Q q 0 0 0 rg BT 399.66 236.25 Td (current ) Tj ET Q q 0 0 0 rg BT 430.47 236.25 Td (year ) Tj ET Q q 0 0 0 rg BT 450.18 236.25 Td (presentation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 215.25 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.24 215.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 108.87 215.25 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.75 215.25 Td ( ) Tj ET Q q 0 0 0 rg BT 139.94 215.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 175.46 215.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 212.10 215.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 231.51 215.25 Td (servicers ) Tj ET Q q 0 0 0 rg BT 269.24 215.25 Td (and ) Tj ET Q q 0 0 0 rg BT 285.87 215.25 Td (originators ) Tj ET Q q 0 0 0 rg BT 331.39 215.25 Td (with ) Tj ET Q q 0 0 0 rg BT 351.36 215.25 Td (marketplaces, ) Tj ET Q q 0 0 0 rg BT 408.80 215.25 Td (services ) Tj ET Q q 0 0 0 rg BT 443.20 215.25 Td (and ) Tj ET Q q 0 0 0 rg BT 459.84 215.25 Td (technologies ) Tj ET Q q 0 0 0 rg BT 512.57 215.25 Td (that ) Tj ET Q q 0 0 0 rg BT 529.76 215.25 Td (span ) Tj ET Q q 0 0 0 rg BT 550.29 215.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 203.25 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 88.72 203.25 Td (lifecycle. ) Tj ET Q q 0 0 0 rg BT 127.09 203.25 Td ( ) Tj ET Q q 0 0 0 rg BT 128.44 203.25 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 145.44 203.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 165.21 203.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 191.66 203.25 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.54 203.25 Td ( ) Tj ET Q q 0 0 0 rg BT 221.99 203.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 256.77 203.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 292.66 203.25 Td (real ) Tj ET Q q 0 0 0 rg BT 309.10 203.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 333.31 203.25 Td (consumers ) Tj ET Q q 0 0 0 rg BT 377.53 203.25 Td (and ) Tj ET Q q 0 0 0 rg BT 393.43 203.25 Td (rental ) Tj ET Q q 0 0 0 rg BT 417.64 203.25 Td (property ) Tj ET Q q 0 0 0 rg BT 452.97 203.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 490.53 203.25 Td (with ) Tj ET Q q 0 0 0 rg BT 509.76 203.25 Td (marketplaces ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 191.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.54 191.25 Td (services ) Tj ET Q q 0 0 0 rg BT 101.34 191.25 Td (that ) Tj ET Q q 0 0 0 rg BT 118.93 191.25 Td (span ) Tj ET Q q 0 0 0 rg BT 139.86 191.25 Td (the ) Tj ET Q q 0 0 0 rg BT 154.67 191.25 Td (real ) Tj ET Q q 0 0 0 rg BT 172.25 191.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 197.61 191.25 Td (lifecycle. ) Tj ET Q q 0 0 0 rg BT 237.13 191.25 Td ( ) Tj ET Q q 0 0 0 rg BT 239.73 191.25 Td (In ) Tj ET Q q 0 0 0 rg BT 250.65 191.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 288.52 191.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 303.34 191.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 329.26 191.25 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 377.69 191.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 421.96 191.25 Td (and ) Tj ET Q q 0 0 0 rg BT 439.55 191.25 Td (Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.67 191.25 Td ( ) Tj ET Q q 0 0 0 rg BT 493.26 191.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 529.18 191.25 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 179.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 95.11 179.25 Td (that ) Tj ET Q q 0 0 0 rg BT 113.48 179.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 147.42 179.25 Td (post-char) Tj ET Q q 0 0 0 rg BT 184.44 179.25 Td (ge-of) Tj ET Q q 0 0 0 rg BT 205.36 179.25 Td (f ) Tj ET Q q 0 0 0 rg BT 212.07 179.25 Td (consumer ) Tj ET Q q 0 0 0 rg BT 254.33 179.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 274.93 179.25 Td (collection ) Tj ET Q q 0 0 0 rg BT 317.75 179.25 Td (services ) Tj ET Q q 0 0 0 rg BT 353.34 179.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 393.93 179.25 Td (to ) Tj ET Q q 0 0 0 rg BT 405.10 179.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 425.70 179.25 Td (originators ) Tj ET Q q 0 0 0 rg BT 472.41 179.25 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 496.06 179.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 522.21 179.25 Td (card, ) Tj ET Q q 0 0 0 rg BT 545.30 179.25 Td (auto ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.25 Td (lending ) Tj ET Q q 0 0 0 rg BT 82.20 167.25 Td (and ) Tj ET Q q 0 0 0 rg BT 99.34 167.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 122.58 167.25 Td (credit\), ) Tj ET Q q 0 0 0 rg BT 153.88 167.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 193.24 167.25 Td (relationship ) Tj ET Q q 0 0 0 rg BT 243.15 167.25 Td (management ) Tj ET Q q 0 0 0 rg BT 296.94 167.25 Td (services ) Tj ET Q q 0 0 0 rg BT 331.85 167.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 371.77 167.25 Td (to ) Tj ET Q q 0 0 0 rg BT 382.25 167.25 Td (the ) Tj ET Q q 0 0 0 rg BT 397.17 167.25 Td (utility) Tj ET Q q 0 0 0 rg BT 420.41 167.25 Td (, ) Tj ET Q q 0 0 0 rg BT 425.61 167.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 466.63 167.25 Td (and ) Tj ET Q q 0 0 0 rg BT 483.77 167.25 Td (hotel ) Tj ET Q q 0 0 0 rg BT 506.47 167.25 Td (industries ) Tj ET Q q 0 0 0 rg BT 548.06 167.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.25 Td (IT) Tj ET Q q 0 0 0 rg BT 58.76 155.25 Td ( ) Tj ET Q q 0 0 0 rg BT 61.53 155.25 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 118.17 155.25 Td (management ) Tj ET Q q 0 0 0 rg BT 172.04 155.25 Td (services. ) Tj ET Q q 0 0 0 rg BT 209.52 155.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 212.30 155.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 238.40 155.25 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 287.01 155.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 331.45 155.25 Td (and ) Tj ET Q q 0 0 0 rg BT 349.23 155.25 Td (Eliminations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.12 155.25 Td (also ) Tj ET Q q 0 0 0 rg BT 422.00 155.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 458.10 155.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 490.31 155.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 525.30 155.25 Td (and ) Tj ET Q q 0 0 0 rg BT 542.51 155.25 Td (costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 143.25 Td (related ) Tj ET Q q 0 0 0 rg BT 80.46 143.25 Td (to ) Tj ET Q q 0 0 0 rg BT 91.99 143.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 133.50 143.25 Td (support ) Tj ET Q q 0 0 0 rg BT 167.26 143.25 Td (functions ) Tj ET Q q 0 0 0 rg BT 208.23 143.25 Td (including ) Tj ET Q q 0 0 0 rg BT 249.76 143.25 Td (executive, ) Tj ET Q q 0 0 0 rg BT 294.33 143.25 Td (finance, ) Tj ET Q q 0 0 0 rg BT 330.01 143.25 Td (law) Tj ET Q q 0 0 0 rg BT 343.80 143.25 Td (, ) Tj ET Q q 0 0 0 rg BT 350.06 143.25 Td (compliance, ) Tj ET Q q 0 0 0 rg BT 402.40 143.25 Td (human ) Tj ET Q q 0 0 0 rg BT 433.37 143.25 Td (resources, ) Tj ET Q q 0 0 0 rg BT 477.39 143.25 Td (vendor ) Tj ET Q q 0 0 0 rg BT 508.91 143.25 Td (management, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 131.25 Td (facilities, ) Tj ET Q q 0 0 0 rg BT 88.80 131.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 106.17 131.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 162.14 131.25 Td (and ) Tj ET Q q 0 0 0 rg BT 178.95 131.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 200.76 131.25 Td (and ) Tj ET Q q 0 0 0 rg BT 217.57 131.25 Td (marketing ) Tj ET Q q 0 0 0 rg BT 260.49 131.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 282.86 131.25 Td (not ) Tj ET Q q 0 0 0 rg BT 298.01 131.25 Td (allocated ) Tj ET Q q 0 0 0 rg BT 336.47 131.25 Td (to ) Tj ET Q q 0 0 0 rg BT 346.62 131.25 Td (the ) Tj ET Q q 0 0 0 rg BT 361.21 131.25 Td (business ) Tj ET Q q 0 0 0 rg BT 397.48 131.25 Td (units, ) Tj ET Q q 0 0 0 rg BT 421.80 131.25 Td (as ) Tj ET Q q 0 0 0 rg BT 432.50 131.25 Td (well ) Tj ET Q q 0 0 0 rg BT 452.09 131.25 Td (as ) Tj ET Q q 0 0 0 rg BT 462.80 131.25 Td (eliminations ) Tj ET Q q 0 0 0 rg BT 514.61 131.25 Td (between ) Tj ET Q q 0 0 0 rg BT 550.30 131.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 119.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 92.09 119.25 Td (segments. ) Tj ET Q q 0 0 0 rg BT 133.87 119.25 Td ( ) Tj ET Q q 0 0 0 rg BT 135.94 119.25 Td (In ) Tj ET Q q 0 0 0 rg BT 146.33 119.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 183.66 119.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 197.94 119.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 223.33 119.25 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 271.23 119.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 314.96 119.25 Td (and ) Tj ET Q q 0 0 0 rg BT 332.02 119.25 Td (Eliminations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.19 119.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 420.58 119.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 455.97 119.25 Td (the ) Tj ET Q q 0 0 0 rg BT 470.25 119.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 488.42 119.25 Td (of ) Tj ET Q q 0 0 0 rg BT 498.81 119.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 528.07 119.25 Td (facilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 107.25 Td (not ) Tj ET Q q 0 0 0 rg BT 64.78 107.25 Td (allocated ) Tj ET Q q 0 0 0 rg BT 103.37 107.25 Td (to ) Tj ET Q q 0 0 0 rg BT 113.65 107.25 Td (the ) Tj ET Q q 0 0 0 rg BT 128.36 107.25 Td (business ) Tj ET Q q 0 0 0 rg BT 164.75 107.25 Td (units.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 86.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 86.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.33 86.25 Td (classify ) Tj ET Q q 0 0 0 rg BT 98.62 86.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 133.02 86.25 Td (in ) Tj ET Q q 0 0 0 rg BT 143.55 86.25 Td (three ) Tj ET Q q 0 0 0 rg BT 166.28 86.25 Td (categories: ) Tj ET Q q 0 0 0 rg BT 212.35 86.25 Td (service ) Tj ET Q q 0 0 0 rg BT 243.41 86.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 280.31 86.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 314.70 86.25 Td (from ) Tj ET Q q 0 0 0 rg BT 336.89 86.25 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 391.85 86.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 430.69 86.25 Td (and ) Tj ET Q q 0 0 0 rg BT 447.88 86.25 Td (non-controlling ) Tj ET Q q 0 0 0 rg BT 512.85 86.25 Td (interests. ) Tj ET Q q 0 0 0 rg BT 551.42 86.25 Td ( ) Tj ET Q q 0 0 0 rg BT 554.17 86.25 Td (In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 74.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 94.61 74.25 Td (our ) Tj ET Q q 0 0 0 rg BT 111.39 74.25 Td (performance, ) Tj ET Q q 0 0 0 rg BT 167.87 74.25 Td (we ) Tj ET Q q 0 0 0 rg BT 182.99 74.25 Td (focus ) Tj ET Q q 0 0 0 rg BT 208.10 74.25 Td (on ) Tj ET Q q 0 0 0 rg BT 221.56 74.25 Td (service ) Tj ET Q q 0 0 0 rg BT 253.33 74.25 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 290.93 74.25 Td ( ) Tj ET Q q 0 0 0 rg BT 294.39 74.25 Td (Service ) Tj ET Q q 0 0 0 rg BT 327.83 74.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 362.93 74.25 Td (consists ) Tj ET Q q 0 0 0 rg BT 398.06 74.25 Td (of ) Tj ET Q q 0 0 0 rg BT 409.84 74.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 447.19 74.25 Td (attributable ) Tj ET Q q 0 0 0 rg BT 496.18 74.25 Td (to ) Tj ET Q q 0 0 0 rg BT 507.41 74.25 Td (our ) Tj ET Q q 0 0 0 rg BT 524.20 74.25 Td (fee-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 62.25 Td (services ) Tj ET Q q 0 0 0 rg BT 83.94 62.25 Td (and ) Tj ET Q q 0 0 0 rg BT 100.60 62.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 122.27 62.25 Td (of ) Tj ET Q q 0 0 0 rg BT 132.83 62.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 176.71 62.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 226.71 62.25 Td (in ) Tj ET Q q 0 0 0 rg BT 236.72 62.25 Td (real ) Tj ET Q q 0 0 0 rg BT 253.93 62.25 Td (estate. ) Tj ET Q q 0 0 0 rg BT 281.42 62.25 Td ( ) Tj ET Q q 0 0 0 rg BT 283.65 62.25 Td (Reimbursable ) Tj ET Q q 0 0 0 rg BT 341.42 62.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 379.75 62.25 Td (and ) Tj ET Q q 0 0 0 rg BT 396.41 62.25 Td (non-controlling ) Tj ET Q q 0 0 0 rg BT 460.85 62.25 Td (interests ) Tj ET Q q 0 0 0 rg BT 496.41 62.25 Td (are ) Tj ET Q q 0 0 0 rg BT 510.84 62.25 Td (pass-through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 50.25 Td (items ) Tj ET Q q 0 0 0 rg BT 73.16 50.25 Td (for ) Tj ET Q q 0 0 0 rg BT 86.82 50.25 Td (which ) Tj ET Q q 0 0 0 rg BT 113.25 50.25 Td (we ) Tj ET Q q 0 0 0 rg BT 126.91 50.25 Td (earn ) Tj ET Q q 0 0 0 rg BT 146.12 50.25 Td (no ) Tj ET Q q 0 0 0 rg BT 158.11 50.25 Td (mar) Tj ET Q q 0 0 0 rg BT 173.48 50.25 Td (gin. ) Tj ET Q q 0 0 0 rg BT 190.75 50.25 Td ( ) Tj ET Q q 0 0 0 rg BT 192.75 50.25 Td (Reimbursable ) Tj ET Q q 0 0 0 rg BT 250.29 50.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 288.39 50.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 318.16 50.25 Td (of ) Tj ET Q q 0 0 0 rg BT 328.49 50.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 364.37 50.25 Td (we ) Tj ET Q q 0 0 0 rg BT 378.03 50.25 Td (incur ) Tj ET Q q 0 0 0 rg BT 400.57 50.25 Td (on ) Tj ET Q q 0 0 0 rg BT 412.57 50.25 Td (behalf ) Tj ET Q q 0 0 0 rg BT 439.55 50.25 Td (of ) Tj ET Q q 0 0 0 rg BT 449.88 50.25 Td (our ) Tj ET Q q 0 0 0 rg BT 465.21 50.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 507.75 50.25 Td (in ) Tj ET Q q 0 0 0 rg BT 517.53 50.25 Td (performing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 38.25 Td (our ) Tj ET Q q 0 0 0 rg BT 64.65 38.25 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 104.77 38.25 Td (services ) Tj ET Q q 0 0 0 rg BT 138.80 38.25 Td (that ) Tj ET Q q 0 0 0 rg BT 155.61 38.25 Td (we ) Tj ET Q q 0 0 0 rg BT 169.09 38.25 Td (pass ) Tj ET Q q 0 0 0 rg BT 188.13 38.25 Td (directly ) Tj ET Q q 0 0 0 rg BT 220.49 38.25 Td (on ) Tj ET Q q 0 0 0 rg BT 232.31 38.25 Td (to ) Tj ET Q q 0 0 0 rg BT 241.91 38.25 Td (our ) Tj ET Q q 0 0 0 rg BT 257.06 38.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 299.42 38.25 Td (without ) Tj ET Q q 0 0 0 rg BT 331.80 38.25 Td (a ) Tj ET Q q 0 0 0 rg BT 338.06 38.25 Td (markup. ) Tj ET Q q 0 0 0 rg BT 372.92 38.25 Td ( ) Tj ET Q q 0 0 0 rg BT 374.74 38.25 Td (Non-controlling ) Tj ET Q q 0 0 0 rg BT 440.99 38.25 Td (interests ) Tj ET Q q 0 0 0 rg BT 476.14 38.25 Td (represent ) Tj ET Q q 0 0 0 rg BT 514.60 38.25 Td (the ) Tj ET Q q 0 0 0 rg BT 528.64 38.25 Td (earnings ) Tj ET Q endstream endobj 67 0 obj <>] /Rotate 0 /Contents 68 0 R>> endobj 68 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.90 731.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 96.17 731.10 Td (One. ) Tj ET Q q 0 0 0 rg BT 118.40 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 121.46 731.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 156.74 731.10 Td (One ) Tj ET Q q 0 0 0 rg BT 176.46 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 186.20 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 193.70 731.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 234.53 731.10 Td (cooperative ) Tj ET Q q 0 0 0 rg BT 284.24 731.10 Td (managed, ) Tj ET Q q 0 0 0 rg BT 325.90 731.10 Td (but ) Tj ET Q q 0 0 0 rg BT 341.75 731.10 Td (not ) Tj ET Q q 0 0 0 rg BT 357.59 731.10 Td (owned, ) Tj ET Q q 0 0 0 rg BT 389.82 731.10 Td (by ) Tj ET Q q 0 0 0 rg BT 402.21 731.10 Td (Altisource. ) Tj ET Q q 0 0 0 rg BT 449.43 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 452.50 731.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 487.77 731.10 Td (One ) Tj ET Q q 0 0 0 rg BT 507.50 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 517.23 731.10 Td (included ) Tj ET Q q 0 0 0 rg BT 554.73 731.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.65 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 100.58 719.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 134.73 719.10 Td (from ) Tj ET Q q 0 0 0 rg BT 156.67 719.10 Td (net ) Tj ET Q q 0 0 0 rg BT 171.38 719.10 Td (income ) Tj ET Q q 0 0 0 rg BT 203.32 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.60 719.10 Td (arrive ) Tj ET Q q 0 0 0 rg BT 239.41 719.10 Td (at ) Tj ET Q q 0 0 0 rg BT 249.13 719.10 Td (net ) Tj ET Q q 0 0 0 rg BT 263.85 719.10 Td (income ) Tj ET Q q 0 0 0 rg BT 295.78 719.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 343.82 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 353.54 719.10 Td (Altisource.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 698.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.56 698.10 Td (have ) Tj ET Q q 0 0 0 rg BT 85.43 698.10 Td (prepared ) Tj ET Q q 0 0 0 rg BT 122.39 698.10 Td (our ) Tj ET Q q 0 0 0 rg BT 137.71 698.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 190.24 698.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 227.21 698.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 271.40 698.10 Td (in ) Tj ET Q q 0 0 0 rg BT 281.17 698.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 328.12 698.10 Td (with ) Tj ET Q q 0 0 0 rg BT 347.88 698.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 393.74 698.10 Td (principles ) Tj ET Q q 0 0 0 rg BT 435.16 698.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 474.35 698.10 Td (accepted ) Tj ET Q q 0 0 0 rg BT 511.31 698.10 Td (in ) Tj ET Q q 0 0 0 rg BT 521.08 698.10 Td (the ) Tj ET Q q 0 0 0 rg BT 535.28 698.10 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (States ) Tj ET Q q 0 0 0 rg BT 75.89 686.10 Td (of ) Tj ET Q q 0 0 0 rg BT 86.17 686.10 Td (America ) Tj ET Q q 0 0 0 rg BT 123.09 686.10 Td (\(GAAP\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 665.10 Td (Strategy ) Tj ET Q q 0 0 0 rg BT 88.10 665.10 Td (and ) Tj ET Q q 0 0 0 rg BT 106.72 665.10 Td (Gr) Tj ET Q q 0 0 0 rg BT 118.76 665.10 Td (owth ) Tj ET Q q 0 0 0 rg BT 142.37 665.10 Td (Businesses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 644.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 644.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.65 644.10 Td (are ) Tj ET Q q 0 0 0 rg BT 78.92 644.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 112.09 644.10 Td (on ) Tj ET Q q 0 0 0 rg BT 124.16 644.10 Td (becoming ) Tj ET Q q 0 0 0 rg BT 165.67 644.10 Td (one ) Tj ET Q q 0 0 0 rg BT 182.18 644.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.58 644.10 Td (the ) Tj ET Q q 0 0 0 rg BT 206.86 644.10 Td (premier ) Tj ET Q q 0 0 0 rg BT 240.03 644.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 279.87 644.10 Td (of ) Tj ET Q q 0 0 0 rg BT 290.27 644.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 330.10 644.10 Td (and ) Tj ET Q q 0 0 0 rg BT 346.61 644.10 Td (real ) Tj ET Q q 0 0 0 rg BT 363.67 644.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 388.50 644.10 Td (marketplaces ) Tj ET Q q 0 0 0 rg BT 443.32 644.10 Td (and ) Tj ET Q q 0 0 0 rg BT 459.83 644.10 Td (related ) Tj ET Q q 0 0 0 rg BT 489.10 644.10 Td (services ) Tj ET Q q 0 0 0 rg BT 523.38 644.10 Td (to ) Tj ET Q q 0 0 0 rg BT 533.23 644.10 Td (a ) Tj ET Q q 0 0 0 rg BT 539.73 644.10 Td (broad ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 632.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.36 632.10 Td (diversified ) Tj ET Q q 0 0 0 rg BT 109.55 632.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 147.63 632.10 Td (base. ) Tj ET Q q 0 0 0 rg BT 169.33 632.10 Td ( ) Tj ET Q q 0 0 0 rg BT 170.65 632.10 Td (W) Tj ET Q q 0 0 0 rg BT 179.69 632.10 Td (ithin ) Tj ET Q q 0 0 0 rg BT 199.44 632.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.09 632.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 252.27 632.10 Td (and ) Tj ET Q q 0 0 0 rg BT 268.14 632.10 Td (real ) Tj ET Q q 0 0 0 rg BT 284.55 632.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 308.74 632.10 Td (market ) Tj ET Q q 0 0 0 rg BT 337.93 632.10 Td (segments, ) Tj ET Q q 0 0 0 rg BT 379.07 632.10 Td (we ) Tj ET Q q 0 0 0 rg BT 392.15 632.10 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 428.55 632.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 477.74 632.10 Td (and ) Tj ET Q q 0 0 0 rg BT 493.60 632.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 525.58 632.10 Td (products, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 620.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 87.03 620.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.88 620.10 Td (services ) Tj ET Q q 0 0 0 rg BT 136.50 620.10 Td (related ) Tj ET Q q 0 0 0 rg BT 165.12 620.10 Td (to ) Tj ET Q q 0 0 0 rg BT 174.31 620.10 Td (home ) Tj ET Q q 0 0 0 rg BT 197.94 620.10 Td (sales, ) Tj ET Q q 0 0 0 rg BT 221.29 620.10 Td (home ) Tj ET Q q 0 0 0 rg BT 244.92 620.10 Td (purchases, ) Tj ET Q q 0 0 0 rg BT 288.26 620.10 Td (home ) Tj ET Q q 0 0 0 rg BT 311.89 620.10 Td (rentals, ) Tj ET Q q 0 0 0 rg BT 342.46 620.10 Td (home ) Tj ET Q q 0 0 0 rg BT 366.08 620.10 Td (maintenance, ) Tj ET Q q 0 0 0 rg BT 420.52 620.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 459.70 620.10 Td (originations ) Tj ET Q q 0 0 0 rg BT 508.89 620.10 Td (and ) Tj ET Q q 0 0 0 rg BT 524.74 620.10 Td (mortgage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 608.10 Td (servicing.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 587.10 Td (Each ) Tj ET Q q 0 0 0 rg BT 71.28 587.10 Td (of ) Tj ET Q q 0 0 0 rg BT 81.40 587.10 Td (our ) Tj ET Q q 0 0 0 rg BT 96.53 587.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 132.20 587.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 176.21 587.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 212.05 587.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 255.50 587.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.51 587.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 306.29 587.10 Td (to ) Tj ET Q q 0 0 0 rg BT 315.87 587.10 Td (grow ) Tj ET Q q 0 0 0 rg BT 338.21 587.10 Td (and ) Tj ET Q q 0 0 0 rg BT 354.45 587.10 Td (diversify ) Tj ET Q q 0 0 0 rg BT 391.79 587.10 Td (our ) Tj ET Q q 0 0 0 rg BT 406.91 587.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 445.36 587.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.59 587.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 495.03 587.10 Td (base. ) Tj ET Q q 0 0 0 rg BT 517.10 587.10 Td ( ) Tj ET Q q 0 0 0 rg BT 518.76 587.10 Td (W) Tj ET Q q 0 0 0 rg BT 527.40 587.10 Td (e ) Tj ET Q q 0 0 0 rg BT 533.63 587.10 Td (believe ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 575.10 Td (these ) Tj ET Q q 0 0 0 rg BT 72.67 575.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 117.52 575.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 149.57 575.10 Td (in ) Tj ET Q q 0 0 0 rg BT 159.97 575.10 Td (very ) Tj ET Q q 0 0 0 rg BT 180.36 575.10 Td (lar) Tj ET Q q 0 0 0 rg BT 190.73 575.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 202.79 575.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 237.07 575.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.13 575.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 287.30 575.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 323.79 575.10 Td (our ) Tj ET Q q 0 0 0 rg BT 339.74 575.10 Td (core ) Tj ET Q q 0 0 0 rg BT 359.57 575.10 Td (competencies ) Tj ET Q q 0 0 0 rg BT 416.62 575.10 Td (and ) Tj ET Q q 0 0 0 rg BT 433.68 575.10 Td (distinct ) Tj ET Q q 0 0 0 rg BT 465.75 575.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 515.58 575.10 Td (advantages. ) Tj ET Q q 0 0 0 rg BT 565.00 575.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 563.10 Td (A) Tj ET Q q 0 0 0 rg BT 56.17 563.10 Td ( ) Tj ET Q q 0 0 0 rg BT 58.67 563.10 Td (further ) Tj ET Q q 0 0 0 rg BT 88.38 563.10 Td (description ) Tj ET Q q 0 0 0 rg BT 135.31 563.10 Td (of ) Tj ET Q q 0 0 0 rg BT 146.14 563.10 Td (our ) Tj ET Q q 0 0 0 rg BT 161.97 563.10 Td (four ) Tj ET Q q 0 0 0 rg BT 181.13 563.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 217.50 563.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 262.22 563.10 Td (follows.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 542.10 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 85.32 542.10 Td (Solutions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 521.10 Td (Through ) Tj ET Q q 0 0 0 rg BT 86.35 521.10 Td (this ) Tj ET Q q 0 0 0 rg BT 103.20 521.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 142.00 521.10 Td (we ) Tj ET Q q 0 0 0 rg BT 156.07 521.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 189.02 521.10 Td (a ) Tj ET Q q 0 0 0 rg BT 195.87 521.10 Td (suite ) Tj ET Q q 0 0 0 rg BT 217.16 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.90 521.10 Td (services ) Tj ET Q q 0 0 0 rg BT 262.51 521.10 Td (and ) Tj ET Q q 0 0 0 rg BT 279.36 521.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 332.31 521.10 Td (to ) Tj ET Q q 0 0 0 rg BT 342.49 521.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 364.33 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.96 521.10 Td (evolving ) Tj ET Q q 0 0 0 rg BT 416.36 521.10 Td (and ) Tj ET Q q 0 0 0 rg BT 433.21 521.10 Td (growing ) Tj ET Q q 0 0 0 rg BT 468.94 521.10 Td (needs ) Tj ET Q q 0 0 0 rg BT 494.12 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 504.86 521.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 524.48 521.10 Td (servicers. ) Tj ET Q q 0 0 0 rg BT 565.02 521.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 509.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 509.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.77 509.10 Td (are ) Tj ET Q q 0 0 0 rg BT 79.16 509.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 112.45 509.10 Td (on ) Tj ET Q q 0 0 0 rg BT 124.64 509.10 Td (growing ) Tj ET Q q 0 0 0 rg BT 160.16 509.10 Td (referrals ) Tj ET Q q 0 0 0 rg BT 195.66 509.10 Td (from ) Tj ET Q q 0 0 0 rg BT 217.29 509.10 Td (our ) Tj ET Q q 0 0 0 rg BT 232.81 509.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 266.66 509.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 305.51 509.10 Td (base, ) Tj ET Q q 0 0 0 rg BT 327.96 509.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 371.81 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 386.22 509.10 Td (service ) Tj ET Q q 0 0 0 rg BT 416.72 509.10 Td (and ) Tj ET Q q 0 0 0 rg BT 433.35 509.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 479.96 509.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 526.59 509.10 Td (of) Tj ET Q q 0 0 0 rg BT 534.74 509.10 Td (ferings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 497.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.46 497.10 Td (our ) Tj ET Q q 0 0 0 rg BT 74.96 497.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 113.80 497.10 Td (base, ) Tj ET Q q 0 0 0 rg BT 136.24 497.10 Td (and ) Tj ET Q q 0 0 0 rg BT 152.86 497.10 Td (attracting ) Tj ET Q q 0 0 0 rg BT 192.80 497.10 Td (new ) Tj ET Q q 0 0 0 rg BT 211.63 497.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 254.36 497.10 Td (to ) Tj ET Q q 0 0 0 rg BT 264.31 497.10 Td (our ) Tj ET Q q 0 0 0 rg BT 279.82 497.10 Td (of) Tj ET Q q 0 0 0 rg BT 287.97 497.10 Td (ferings. ) Tj ET Q q 0 0 0 rg BT 320.42 497.10 Td ( ) Tj ET Q q 0 0 0 rg BT 322.44 497.10 Td (W) Tj ET Q q 0 0 0 rg BT 331.08 497.10 Td (e ) Tj ET Q q 0 0 0 rg BT 337.69 497.10 Td (have ) Tj ET Q q 0 0 0 rg BT 358.75 497.10 Td (a ) Tj ET Q q 0 0 0 rg BT 365.36 497.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 404.20 497.10 Td (base ) Tj ET Q q 0 0 0 rg BT 424.14 497.10 Td (that ) Tj ET Q q 0 0 0 rg BT 441.32 497.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 476.82 497.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 509.82 497.10 Td (a ) Tj ET Q q 0 0 0 rg BT 516.43 497.10 Td (GSE, ) Tj ET Q q 0 0 0 rg BT 540.00 497.10 Td (NRZ, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 485.10 Td (several ) Tj ET Q q 0 0 0 rg BT 80.24 485.10 Td (lar) Tj ET Q q 0 0 0 rg BT 90.61 485.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 102.47 485.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 124.33 485.10 Td (and ) Tj ET Q q 0 0 0 rg BT 141.19 485.10 Td (non-bank ) Tj ET Q q 0 0 0 rg BT 181.39 485.10 Td (servicers ) Tj ET Q q 0 0 0 rg BT 219.35 485.10 Td (and ) Tj ET Q q 0 0 0 rg BT 236.21 485.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 258.07 485.10 Td (managers. ) Tj ET Q q 0 0 0 rg BT 301.31 485.10 Td ( ) Tj ET Q q 0 0 0 rg BT 303.56 485.10 Td (W) Tj ET Q q 0 0 0 rg BT 312.20 485.10 Td (e ) Tj ET Q q 0 0 0 rg BT 319.06 485.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 350.36 485.10 Td (we ) Tj ET Q q 0 0 0 rg BT 364.44 485.10 Td (are ) Tj ET Q q 0 0 0 rg BT 379.08 485.10 Td (one ) Tj ET Q q 0 0 0 rg BT 395.94 485.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.69 485.10 Td (only ) Tj ET Q q 0 0 0 rg BT 426.90 485.10 Td (a ) Tj ET Q q 0 0 0 rg BT 433.76 485.10 Td (few ) Tj ET Q q 0 0 0 rg BT 451.17 485.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 491.37 485.10 Td (with ) Tj ET Q q 0 0 0 rg BT 511.57 485.10 Td (a ) Tj ET Q q 0 0 0 rg BT 518.43 485.10 Td (broad ) Tj ET Q q 0 0 0 rg BT 543.62 485.10 Td (suite ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.78 473.10 Td (servicer ) Tj ET Q q 0 0 0 rg BT 93.37 473.10 Td (solutions, ) Tj ET Q q 0 0 0 rg BT 133.94 473.10 Td (nationwide ) Tj ET Q q 0 0 0 rg BT 180.32 473.10 Td (coverage ) Tj ET Q q 0 0 0 rg BT 218.35 473.10 Td (and ) Tj ET Q q 0 0 0 rg BT 234.73 473.10 Td (demonstrated ) Tj ET Q q 0 0 0 rg BT 290.55 473.10 Td (scalability) Tj ET Q q 0 0 0 rg BT 331.00 473.10 Td (. ) Tj ET Q q 0 0 0 rg BT 335.45 473.10 Td ( ) Tj ET Q q 0 0 0 rg BT 337.40 473.10 Td (Further) Tj ET Q q 0 0 0 rg BT 366.43 473.10 Td (, ) Tj ET Q q 0 0 0 rg BT 370.88 473.10 Td (we ) Tj ET Q q 0 0 0 rg BT 384.49 473.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 415.31 473.10 Td (we ) Tj ET Q q 0 0 0 rg BT 428.92 473.10 Td (are ) Tj ET Q q 0 0 0 rg BT 443.07 473.10 Td (well ) Tj ET Q q 0 0 0 rg BT 462.23 473.10 Td (positioned ) Tj ET Q q 0 0 0 rg BT 505.85 473.10 Td (to ) Tj ET Q q 0 0 0 rg BT 515.57 473.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 534.74 473.10 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 461.10 Td (share ) Tj ET Q q 0 0 0 rg BT 72.66 461.10 Td (as ) Tj ET Q q 0 0 0 rg BT 83.04 461.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 116.77 461.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 159.37 461.10 Td (and ) Tj ET Q q 0 0 0 rg BT 175.86 461.10 Td (prospects ) Tj ET Q q 0 0 0 rg BT 215.69 461.10 Td (consolidate ) Tj ET Q q 0 0 0 rg BT 263.29 461.10 Td (to ) Tj ET Q q 0 0 0 rg BT 273.13 461.10 Td (lar) Tj ET Q q 0 0 0 rg BT 283.49 461.10 Td (ger) Tj ET Q q 0 0 0 rg BT 295.86 461.10 Td (, ) Tj ET Q q 0 0 0 rg BT 300.42 461.10 Td (full-service ) Tj ET Q q 0 0 0 rg BT 348.01 461.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 387.83 461.10 Td (and ) Tj ET Q q 0 0 0 rg BT 404.33 461.10 Td (outsource ) Tj ET Q q 0 0 0 rg BT 445.26 461.10 Td (services ) Tj ET Q q 0 0 0 rg BT 479.53 461.10 Td (that ) Tj ET Q q 0 0 0 rg BT 496.58 461.10 Td (have ) Tj ET Q q 0 0 0 rg BT 517.51 461.10 Td (historically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 449.10 Td (been ) Tj ET Q q 0 0 0 rg BT 70.88 449.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 115.02 449.10 Td (in-house.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 428.10 Td (Origination ) Tj ET Q q 0 0 0 rg BT 99.23 428.10 Td (Solutions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (Through ) Tj ET Q q 0 0 0 rg BT 86.08 407.10 Td (this ) Tj ET Q q 0 0 0 rg BT 102.67 407.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 141.21 407.10 Td (we ) Tj ET Q q 0 0 0 rg BT 155.01 407.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 187.70 407.10 Td (a ) Tj ET Q q 0 0 0 rg BT 194.28 407.10 Td (suite ) Tj ET Q q 0 0 0 rg BT 215.31 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 225.78 407.10 Td (services ) Tj ET Q q 0 0 0 rg BT 260.13 407.10 Td (and ) Tj ET Q q 0 0 0 rg BT 276.71 407.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 329.40 407.10 Td (to ) Tj ET Q q 0 0 0 rg BT 339.32 407.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 360.89 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 375.25 407.10 Td (evolving ) Tj ET Q q 0 0 0 rg BT 412.39 407.10 Td (and ) Tj ET Q q 0 0 0 rg BT 428.97 407.10 Td (growing ) Tj ET Q q 0 0 0 rg BT 464.44 407.10 Td (needs ) Tj ET Q q 0 0 0 rg BT 489.36 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 499.83 407.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 519.19 407.10 Td (originators ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.18 395.10 Td (correspondents. ) Tj ET Q q 0 0 0 rg BT 131.45 395.10 Td ( ) Tj ET Q q 0 0 0 rg BT 133.53 395.10 Td (W) Tj ET Q q 0 0 0 rg BT 142.16 395.10 Td (e ) Tj ET Q q 0 0 0 rg BT 148.84 395.10 Td (are ) Tj ET Q q 0 0 0 rg BT 163.29 395.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 196.62 395.10 Td (on ) Tj ET Q q 0 0 0 rg BT 208.86 395.10 Td (growing ) Tj ET Q q 0 0 0 rg BT 244.43 395.10 Td (referrals ) Tj ET Q q 0 0 0 rg BT 279.97 395.10 Td (from ) Tj ET Q q 0 0 0 rg BT 301.65 395.10 Td (our ) Tj ET Q q 0 0 0 rg BT 317.22 395.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 351.12 395.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 390.01 395.10 Td (base, ) Tj ET Q q 0 0 0 rg BT 412.52 395.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 456.41 395.10 Td (the ) Tj ET Q q 0 0 0 rg BT 470.87 395.10 Td (service ) Tj ET Q q 0 0 0 rg BT 501.42 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 518.09 395.10 Td (proprietary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 96.27 383.10 Td (of) Tj ET Q q 0 0 0 rg BT 104.42 383.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 134.52 383.10 Td (to ) Tj ET Q q 0 0 0 rg BT 144.64 383.10 Td (our ) Tj ET Q q 0 0 0 rg BT 160.31 383.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 199.30 383.10 Td (base, ) Tj ET Q q 0 0 0 rg BT 221.90 383.10 Td (and ) Tj ET Q q 0 0 0 rg BT 238.68 383.10 Td (attracting ) Tj ET Q q 0 0 0 rg BT 278.77 383.10 Td (new ) Tj ET Q q 0 0 0 rg BT 297.77 383.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 340.65 383.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.77 383.10 Td (our ) Tj ET Q q 0 0 0 rg BT 366.43 383.10 Td (of) Tj ET Q q 0 0 0 rg BT 374.58 383.10 Td (ferings. ) Tj ET Q q 0 0 0 rg BT 407.19 383.10 Td ( ) Tj ET Q q 0 0 0 rg BT 409.36 383.10 Td (W) Tj ET Q q 0 0 0 rg BT 417.99 383.10 Td (e ) Tj ET Q q 0 0 0 rg BT 424.77 383.10 Td (have ) Tj ET Q q 0 0 0 rg BT 445.98 383.10 Td (a ) Tj ET Q q 0 0 0 rg BT 452.76 383.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 491.75 383.10 Td (base ) Tj ET Q q 0 0 0 rg BT 511.85 383.10 Td (that ) Tj ET Q q 0 0 0 rg BT 529.18 383.10 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.72 371.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 97.93 371.10 Td (One ) Tj ET Q q 0 0 0 rg BT 116.59 371.10 Td (cooperative ) Tj ET Q q 0 0 0 rg BT 165.23 371.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 205.00 371.10 Td (bankers, ) Tj ET Q q 0 0 0 rg BT 240.60 371.10 Td (the ) Tj ET Q q 0 0 0 rg BT 254.82 371.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 295.70 371.10 Td (Builder) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 325.69 375.63 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.63 371.10 Td ( ) Tj ET Q q 0 0 0 rg BT 332.63 371.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 351.85 371.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 397.73 371.10 Td (system ) Tj ET Q q 0 0 0 rg BT 427.51 371.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 470.06 371.10 Td (and ) Tj ET Q q 0 0 0 rg BT 486.50 371.10 Td (mid-size ) Tj ET Q q 0 0 0 rg BT 522.94 371.10 Td (and ) Tj ET Q q 0 0 0 rg BT 539.38 371.10 Td (lar) Tj ET Q q 0 0 0 rg BT 549.75 371.10 Td (ger ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 71.10 359.10 Td (and ) Tj ET Q q 0 0 0 rg BT 87.70 359.10 Td (non-bank ) Tj ET Q q 0 0 0 rg BT 127.63 359.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 147.01 359.10 Td (originators. ) Tj ET Q q 0 0 0 rg BT 195.00 359.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.00 359.10 Td (W) Tj ET Q q 0 0 0 rg BT 205.64 359.10 Td (e ) Tj ET Q q 0 0 0 rg BT 212.24 359.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 243.28 359.10 Td (our ) Tj ET Q q 0 0 0 rg BT 258.77 359.10 Td (suite ) Tj ET Q q 0 0 0 rg BT 279.82 359.10 Td (of ) Tj ET Q q 0 0 0 rg BT 290.31 359.10 Td (services ) Tj ET Q q 0 0 0 rg BT 324.68 359.10 Td (and ) Tj ET Q q 0 0 0 rg BT 341.28 359.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 393.98 359.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 432.26 359.10 Td (us ) Tj ET Q q 0 0 0 rg BT 443.32 359.10 Td (to ) Tj ET Q q 0 0 0 rg BT 453.26 359.10 Td (grow ) Tj ET Q q 0 0 0 rg BT 475.97 359.10 Td (our ) Tj ET Q q 0 0 0 rg BT 491.46 359.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 544.73 359.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.60 347.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 100.04 347.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 139.47 347.10 Td (base ) Tj ET Q q 0 0 0 rg BT 160.01 347.10 Td (by ) Tj ET Q q 0 0 0 rg BT 172.78 347.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 214.44 347.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 257.20 347.10 Td (products, ) Tj ET Q q 0 0 0 rg BT 296.91 347.10 Td (services ) Tj ET Q q 0 0 0 rg BT 331.89 347.10 Td (and ) Tj ET Q q 0 0 0 rg BT 349.10 347.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 388.00 347.10 Td (to ) Tj ET Q q 0 0 0 rg BT 398.55 347.10 Td (these ) Tj ET Q q 0 0 0 rg BT 421.87 347.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 467.68 347.10 Td ( ) Tj ET Q q 0 0 0 rg BT 470.46 347.10 Td (Further) Tj ET Q q 0 0 0 rg BT 499.50 347.10 Td (, ) Tj ET Q q 0 0 0 rg BT 504.77 347.10 Td (we ) Tj ET Q q 0 0 0 rg BT 519.20 347.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 550.84 347.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 335.10 Td (are ) Tj ET Q q 0 0 0 rg BT 64.26 335.10 Td (well ) Tj ET Q q 0 0 0 rg BT 84.04 335.10 Td (positioned ) Tj ET Q q 0 0 0 rg BT 128.26 335.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.60 335.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 166.14 335.10 Td (new ) Tj ET Q q 0 0 0 rg BT 185.35 335.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 228.46 335.10 Td (as ) Tj ET Q q 0 0 0 rg BT 239.35 335.10 Td (prospects ) Tj ET Q q 0 0 0 rg BT 279.67 335.10 Td (consolidate ) Tj ET Q q 0 0 0 rg BT 327.77 335.10 Td (to ) Tj ET Q q 0 0 0 rg BT 338.11 335.10 Td (lar) Tj ET Q q 0 0 0 rg BT 348.47 335.10 Td (ger) Tj ET Q q 0 0 0 rg BT 360.84 335.10 Td (, ) Tj ET Q q 0 0 0 rg BT 365.90 335.10 Td (full-service ) Tj ET Q q 0 0 0 rg BT 413.99 335.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 454.32 335.10 Td (and ) Tj ET Q q 0 0 0 rg BT 471.31 335.10 Td (outsource ) Tj ET Q q 0 0 0 rg BT 512.75 335.10 Td (services ) Tj ET Q q 0 0 0 rg BT 547.51 335.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 323.10 Td (have ) Tj ET Q q 0 0 0 rg BT 70.88 323.10 Td (historically ) Tj ET Q q 0 0 0 rg BT 118.37 323.10 Td (been ) Tj ET Q q 0 0 0 rg BT 139.74 323.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 183.89 323.10 Td (in-house.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 302.10 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 93.11 302.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 113.94 302.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 141.43 302.10 Td (Solutions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 281.10 Td (Through ) Tj ET Q q 0 0 0 rg BT 85.99 281.10 Td (this ) Tj ET Q q 0 0 0 rg BT 102.49 281.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 140.94 281.10 Td (we ) Tj ET Q q 0 0 0 rg BT 154.65 281.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 187.25 281.10 Td (real ) Tj ET Q q 0 0 0 rg BT 204.29 281.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 229.11 281.10 Td (buyers ) Tj ET Q q 0 0 0 rg BT 257.82 281.10 Td (and ) Tj ET Q q 0 0 0 rg BT 274.31 281.10 Td (sellers ) Tj ET Q q 0 0 0 rg BT 301.91 281.10 Td (with ) Tj ET Q q 0 0 0 rg BT 321.74 281.10 Td (a ) Tj ET Q q 0 0 0 rg BT 328.24 281.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 374.72 281.10 Td (enabled ) Tj ET Q q 0 0 0 rg BT 407.87 281.10 Td (real ) Tj ET Q q 0 0 0 rg BT 424.91 281.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 449.72 281.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 491.75 281.10 Td (and ) Tj ET Q q 0 0 0 rg BT 508.25 281.10 Td (the ) Tj ET Q q 0 0 0 rg BT 522.52 281.10 Td (integrated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 269.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.26 269.10 Td (to ) Tj ET Q q 0 0 0 rg BT 94.59 269.10 Td (support ) Tj ET Q q 0 0 0 rg BT 127.15 269.10 Td (them ) Tj ET Q q 0 0 0 rg BT 149.70 269.10 Td (in ) Tj ET Q q 0 0 0 rg BT 160.03 269.10 Td (buying ) Tj ET Q q 0 0 0 rg BT 190.36 269.10 Td (and ) Tj ET Q q 0 0 0 rg BT 207.35 269.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 236.57 269.10 Td (a ) Tj ET Q q 0 0 0 rg BT 243.56 269.10 Td (home. ) Tj ET Q q 0 0 0 rg BT 270.83 269.10 Td ( ) Tj ET Q q 0 0 0 rg BT 273.39 269.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 291.49 269.10 Td (of) Tj ET Q q 0 0 0 rg BT 299.64 269.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 329.96 269.10 Td (include ) Tj ET Q q 0 0 0 rg BT 361.95 269.10 Td (local ) Tj ET Q q 0 0 0 rg BT 383.94 269.10 Td (real ) Tj ET Q q 0 0 0 rg BT 401.48 269.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 426.79 269.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 451.00 269.10 Td (services ) Tj ET Q q 0 0 0 rg BT 485.76 269.10 Td (and ) Tj ET Q q 0 0 0 rg BT 502.76 269.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 522.53 269.10 Td (brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 257.10 Td (as ) Tj ET Q q 0 0 0 rg BT 59.25 257.10 Td (well ) Tj ET Q q 0 0 0 rg BT 77.88 257.10 Td (as ) Tj ET Q q 0 0 0 rg BT 87.63 257.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 117.93 257.10 Td (and ) Tj ET Q q 0 0 0 rg BT 133.79 257.10 Td (title ) Tj ET Q q 0 0 0 rg BT 150.76 257.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 186.88 257.10 Td () Tj ET Q q 0 0 0 rg BT 189.20 257.10 Td (W) Tj ET Q q 0 0 0 rg BT 197.84 257.10 Td (e ) Tj ET Q q 0 0 0 rg BT 203.70 257.10 Td (are ) Tj ET Q q 0 0 0 rg BT 217.32 257.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 249.84 257.10 Td (on ) Tj ET Q q 0 0 0 rg BT 261.25 257.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 305.45 257.10 Td (to ) Tj ET Q q 0 0 0 rg BT 314.64 257.10 Td (develop ) Tj ET Q q 0 0 0 rg BT 347.71 257.10 Td (this ) Tj ET Q q 0 0 0 rg BT 363.58 257.10 Td (business ) Tj ET Q q 0 0 0 rg BT 398.89 257.10 Td (by ) Tj ET Q q 0 0 0 rg BT 410.31 257.10 Td (capitalizing ) Tj ET Q q 0 0 0 rg BT 458.37 257.10 Td (on ) Tj ET Q q 0 0 0 rg BT 469.47 257.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 513.91 257.10 Td (s ) Tj ET Q q 0 0 0 rg BT 519.22 257.10 Td (experience ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 245.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.78 245.10 Td (online ) Tj ET Q q 0 0 0 rg BT 87.27 245.10 Td (real ) Tj ET Q q 0 0 0 rg BT 104.76 245.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 130.02 245.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 173.06 245.10 Td (and ) Tj ET Q q 0 0 0 rg BT 190.00 245.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 209.72 245.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 256.10 245.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 293.31 245.10 Td (as ) Tj ET Q q 0 0 0 rg BT 304.14 245.10 Td (well ) Tj ET Q q 0 0 0 rg BT 323.86 245.10 Td (as ) Tj ET Q q 0 0 0 rg BT 334.69 245.10 Td (on ) Tj ET Q q 0 0 0 rg BT 347.19 245.10 Td (recently ) Tj ET Q q 0 0 0 rg BT 381.89 245.10 Td (developed ) Tj ET Q q 0 0 0 rg BT 425.48 245.10 Td (agile ) Tj ET Q q 0 0 0 rg BT 447.42 245.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 488.79 245.10 Td (competencies.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 224.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 70.33 224.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 97.82 224.10 Td (Investor ) Tj ET Q q 0 0 0 rg BT 133.09 224.10 Td (Solutions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 203.10 Td (Through ) Tj ET Q q 0 0 0 rg BT 86.53 203.10 Td (this ) Tj ET Q q 0 0 0 rg BT 103.58 203.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 142.56 203.10 Td (we ) Tj ET Q q 0 0 0 rg BT 156.82 203.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 189.96 203.10 Td (a ) Tj ET Q q 0 0 0 rg BT 197.00 203.10 Td (suite ) Tj ET Q q 0 0 0 rg BT 218.48 203.10 Td (of ) Tj ET Q q 0 0 0 rg BT 229.40 203.10 Td (services ) Tj ET Q q 0 0 0 rg BT 264.20 203.10 Td (and ) Tj ET Q q 0 0 0 rg BT 281.24 203.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 334.38 203.10 Td (to ) Tj ET Q q 0 0 0 rg BT 344.75 203.10 Td (support ) Tj ET Q q 0 0 0 rg BT 377.34 203.10 Td (buyers ) Tj ET Q q 0 0 0 rg BT 406.60 203.10 Td (and ) Tj ET Q q 0 0 0 rg BT 423.63 203.10 Td (sellers ) Tj ET Q q 0 0 0 rg BT 451.78 203.10 Td (of ) Tj ET Q q 0 0 0 rg BT 462.70 203.10 Td (single-family ) Tj ET Q q 0 0 0 rg BT 518.62 203.10 Td (investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 191.10 Td (homes, ) Tj ET Q q 0 0 0 rg BT 80.55 191.10 Td (including ) Tj ET Q q 0 0 0 rg BT 120.76 191.10 Td (our ) Tj ET Q q 0 0 0 rg BT 136.53 191.10 Td (purchase, ) Tj ET Q q 0 0 0 rg BT 177.01 191.10 Td (renovation, ) Tj ET Q q 0 0 0 rg BT 224.71 191.10 Td (leasing ) Tj ET Q q 0 0 0 rg BT 255.48 191.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.36 191.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 290.35 191.10 Td (of ) Tj ET Q q 0 0 0 rg BT 301.12 191.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 345.21 191.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 395.43 191.10 Td (in ) Tj ET Q q 0 0 0 rg BT 405.65 191.10 Td (real ) Tj ET Q q 0 0 0 rg BT 423.07 191.10 Td (estate. ) Tj ET Q q 0 0 0 rg BT 450.78 191.10 Td ( ) Tj ET Q q 0 0 0 rg BT 453.04 191.10 Td (W) Tj ET Q q 0 0 0 rg BT 461.68 191.10 Td (e ) Tj ET Q q 0 0 0 rg BT 468.56 191.10 Td (are ) Tj ET Q q 0 0 0 rg BT 483.20 191.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 516.74 191.10 Td (on ) Tj ET Q q 0 0 0 rg BT 529.18 191.10 Td (growing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 179.10 Td (referrals ) Tj ET Q q 0 0 0 rg BT 85.42 179.10 Td (from ) Tj ET Q q 0 0 0 rg BT 107.48 179.10 Td (our ) Tj ET Q q 0 0 0 rg BT 123.42 179.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 157.70 179.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 196.98 179.10 Td (base, ) Tj ET Q q 0 0 0 rg BT 219.86 179.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 264.13 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 278.96 179.10 Td (service ) Tj ET Q q 0 0 0 rg BT 309.90 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 326.95 179.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 373.99 179.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 421.04 179.10 Td (of) Tj ET Q q 0 0 0 rg BT 429.19 179.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 459.58 179.10 Td (to ) Tj ET Q q 0 0 0 rg BT 469.97 179.10 Td (our ) Tj ET Q q 0 0 0 rg BT 485.92 179.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 525.19 179.10 Td (base, ) Tj ET Q q 0 0 0 rg BT 548.07 179.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.10 Td (attracting ) Tj ET Q q 0 0 0 rg BT 89.46 167.10 Td (new ) Tj ET Q q 0 0 0 rg BT 108.32 167.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 151.07 167.10 Td (to ) Tj ET Q q 0 0 0 rg BT 161.05 167.10 Td (our ) Tj ET Q q 0 0 0 rg BT 176.58 167.10 Td (of) Tj ET Q q 0 0 0 rg BT 184.73 167.10 Td (ferings. ) Tj ET Q q 0 0 0 rg BT 217.20 167.10 Td ( ) Tj ET Q q 0 0 0 rg BT 219.24 167.10 Td (W) Tj ET Q q 0 0 0 rg BT 227.88 167.10 Td (e ) Tj ET Q q 0 0 0 rg BT 234.52 167.10 Td (have ) Tj ET Q q 0 0 0 rg BT 255.60 167.10 Td (a ) Tj ET Q q 0 0 0 rg BT 262.24 167.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 301.09 167.10 Td (base ) Tj ET Q q 0 0 0 rg BT 321.06 167.10 Td (that ) Tj ET Q q 0 0 0 rg BT 338.26 167.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 373.79 167.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 397.66 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 414.30 167.10 Td (other ) Tj ET Q q 0 0 0 rg BT 437.04 167.10 Td (institutional ) Tj ET Q q 0 0 0 rg BT 487.02 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 503.66 167.10 Td (smaller ) Tj ET Q q 0 0 0 rg BT 535.30 167.10 Td (single-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.10 Td (family ) Tj ET Q q 0 0 0 rg BT 78.24 155.10 Td (rental ) Tj ET Q q 0 0 0 rg BT 103.64 155.10 Td (investors. ) Tj ET Q q 0 0 0 rg BT 144.88 155.10 Td ( ) Tj ET Q q 0 0 0 rg BT 147.33 155.10 Td (The ) Tj ET Q q 0 0 0 rg BT 165.51 155.10 Td (single-family ) Tj ET Q q 0 0 0 rg BT 221.47 155.10 Td (rental ) Tj ET Q q 0 0 0 rg BT 246.87 155.10 Td (market ) Tj ET Q q 0 0 0 rg BT 277.27 155.10 Td (is ) Tj ET Q q 0 0 0 rg BT 286.57 155.10 Td (lar) Tj ET Q q 0 0 0 rg BT 296.94 155.10 Td (ge, ) Tj ET Q q 0 0 0 rg BT 311.51 155.10 Td (geographically ) Tj ET Q q 0 0 0 rg BT 373.57 155.10 Td (distributed ) Tj ET Q q 0 0 0 rg BT 418.98 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 436.05 155.10 Td (has ) Tj ET Q q 0 0 0 rg BT 452.02 155.10 Td (fragmented ) Tj ET Q q 0 0 0 rg BT 500.18 155.10 Td (ownership. ) Tj ET Q q 0 0 0 rg BT 546.98 155.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.42 155.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.06 155.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 143.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 81.19 143.10 Td (our ) Tj ET Q q 0 0 0 rg BT 97.35 143.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 146.55 143.10 Td (renovation, ) Tj ET Q q 0 0 0 rg BT 194.64 143.10 Td (property ) Tj ET Q q 0 0 0 rg BT 231.34 143.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 287.75 143.10 Td (leasing ) Tj ET Q q 0 0 0 rg BT 318.89 143.10 Td (and ) Tj ET Q q 0 0 0 rg BT 336.16 143.10 Td (disposition ) Tj ET Q q 0 0 0 rg BT 382.87 143.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 420.13 143.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 457.39 143.10 Td (a ) Tj ET Q q 0 0 0 rg BT 464.65 143.10 Td (strong ) Tj ET Q q 0 0 0 rg BT 492.47 143.10 Td (value ) Tj ET Q q 0 0 0 rg BT 516.95 143.10 Td (proposition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 131.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.66 131.10 Td (institutional ) Tj ET Q q 0 0 0 rg BT 113.94 131.10 Td (and ) Tj ET Q q 0 0 0 rg BT 130.88 131.10 Td (retail ) Tj ET Q q 0 0 0 rg BT 153.92 131.10 Td (investors ) Tj ET Q q 0 0 0 rg BT 192.53 131.10 Td (and ) Tj ET Q q 0 0 0 rg BT 209.47 131.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 248.08 131.10 Td (us ) Tj ET Q q 0 0 0 rg BT 259.48 131.10 Td (well ) Tj ET Q q 0 0 0 rg BT 279.19 131.10 Td (for ) Tj ET Q q 0 0 0 rg BT 293.35 131.10 Td (growth.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 110.10 Td (There ) Tj ET Q q 0 0 0 rg BT 75.69 110.10 Td (can ) Tj ET Q q 0 0 0 rg BT 92.43 110.10 Td (be ) Tj ET Q q 0 0 0 rg BT 104.74 110.10 Td (no ) Tj ET Q q 0 0 0 rg BT 117.62 110.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 159.35 110.10 Td (that ) Tj ET Q q 0 0 0 rg BT 177.22 110.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 208.42 110.10 Td (from ) Tj ET Q q 0 0 0 rg BT 230.73 110.10 Td (some ) Tj ET Q q 0 0 0 rg BT 254.71 110.10 Td (or ) Tj ET Q q 0 0 0 rg BT 265.91 110.10 Td (all ) Tj ET Q q 0 0 0 rg BT 278.78 110.10 Td (of ) Tj ET Q q 0 0 0 rg BT 289.98 110.10 Td (our ) Tj ET Q q 0 0 0 rg BT 306.18 110.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 342.92 110.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 388.02 110.10 Td (will ) Tj ET Q q 0 0 0 rg BT 406.44 110.10 Td (be ) Tj ET Q q 0 0 0 rg BT 418.75 110.10 Td (successful ) Tj ET Q q 0 0 0 rg BT 462.72 110.10 Td (or ) Tj ET Q q 0 0 0 rg BT 473.92 110.10 Td (our ) Tj ET Q q 0 0 0 rg BT 490.13 110.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 534.65 110.10 Td (will ) Tj ET Q q 0 0 0 rg BT 553.08 110.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 98.10 Td (profitable.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 77.10 Td (Shar) Tj ET Q q 0 0 0 rg BT 69.88 77.10 Td (e ) Tj ET Q q 0 0 0 rg BT 76.82 77.10 Td (Repur) Tj ET Q q 0 0 0 rg BT 103.86 77.10 Td (chase ) Tj ET Q q 0 0 0 rg BT 129.69 77.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 140.06 77.10 Td (ogram) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 56.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.47 56.10 Td (May ) Tj ET Q q 0 0 0 rg BT 83.55 56.10 Td (17, ) Tj ET Q q 0 0 0 rg BT 97.80 56.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 122.05 56.10 Td (our ) Tj ET Q q 0 0 0 rg BT 137.13 56.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 189.42 56.10 Td (approved ) Tj ET Q q 0 0 0 rg BT 228.38 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.35 56.10 Td (renewal ) Tj ET Q q 0 0 0 rg BT 275.74 56.10 Td (of ) Tj ET Q q 0 0 0 rg BT 285.82 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.79 56.10 Td (share ) Tj ET Q q 0 0 0 rg BT 322.64 56.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 367.70 56.10 Td (program ) Tj ET Q q 0 0 0 rg BT 403.32 56.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 447.29 56.10 Td (approved ) Tj ET Q q 0 0 0 rg BT 486.25 56.10 Td (by ) Tj ET Q q 0 0 0 rg BT 498.00 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 511.97 56.10 Td (shareholders ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 44.10 Td (on ) Tj ET Q q 0 0 0 rg BT 61.83 44.10 Td (May18, ) Tj ET Q q 0 0 0 rg BT 97.50 44.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 122.33 44.10 Td (which ) Tj ET Q q 0 0 0 rg BT 149.10 44.10 Td (replaced ) Tj ET Q q 0 0 0 rg BT 185.30 44.10 Td (the ) Tj ET Q q 0 0 0 rg BT 199.85 44.10 Td (previous ) Tj ET Q q 0 0 0 rg BT 236.62 44.10 Td (share ) Tj ET Q q 0 0 0 rg BT 260.05 44.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 305.69 44.10 Td (program. ) Tj ET Q q 0 0 0 rg BT 344.40 44.10 Td ( ) Tj ET Q q 0 0 0 rg BT 346.56 44.10 Td (W) Tj ET Q q 0 0 0 rg BT 355.20 44.10 Td (e ) Tj ET Q q 0 0 0 rg BT 361.97 44.10 Td (are ) Tj ET Q q 0 0 0 rg BT 376.51 44.10 Td (authorized ) Tj ET Q q 0 0 0 rg BT 421.05 44.10 Td (to ) Tj ET Q q 0 0 0 rg BT 431.16 44.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 469.03 44.10 Td (up ) Tj ET Q q 0 0 0 rg BT 481.36 44.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.47 44.10 Td (4.6 ) Tj ET Q q 0 0 0 rg BT 506.30 44.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.20 44.10 Td ( ) Tj ET Q q 0 0 0 rg BT 537.53 44.10 Td (shares ) Tj ET Q endstream endobj 69 0 obj <>] /Rotate 0 /Contents 70 0 R>> endobj 70 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.25 731.10 Td (our ) Tj ET Q q 0 0 0 rg BT 76.00 731.10 Td (common ) Tj ET Q q 0 0 0 rg BT 113.42 731.10 Td (stock, ) Tj ET Q q 0 0 0 rg BT 139.45 731.10 Td (based ) Tj ET Q q 0 0 0 rg BT 164.64 731.10 Td (on ) Tj ET Q q 0 0 0 rg BT 177.06 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 183.92 731.10 Td (limit ) Tj ET Q q 0 0 0 rg BT 205.24 731.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.99 731.10 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.32 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 236.74 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 247.49 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 262.13 731.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 311.22 731.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 338.63 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 349.38 731.10 Td (common ) Tj ET Q q 0 0 0 rg BT 386.80 731.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 410.33 731.10 Td (on ) Tj ET Q q 0 0 0 rg BT 422.75 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.39 731.10 Td (date ) Tj ET Q q 0 0 0 rg BT 456.47 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 467.22 731.10 Td (approval, ) Tj ET Q q 0 0 0 rg BT 507.13 731.10 Td (at ) Tj ET Q q 0 0 0 rg BT 516.77 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 523.63 731.10 Td (minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (price ) Tj ET Q q 0 0 0 rg BT 72.26 719.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.37 719.10 Td ($1.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.87 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 108.64 719.10 Td (per ) Tj ET Q q 0 0 0 rg BT 124.18 719.10 Td (share ) Tj ET Q q 0 0 0 rg BT 148.06 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.27 719.10 Td (a ) Tj ET Q q 0 0 0 rg BT 172.48 719.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 215.81 719.10 Td (price ) Tj ET Q q 0 0 0 rg BT 238.57 719.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.68 719.10 Td ($500.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.18 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 284.95 719.10 Td (per ) Tj ET Q q 0 0 0 rg BT 300.49 719.10 Td (share, ) Tj ET Q q 0 0 0 rg BT 326.87 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 341.30 719.10 Td (a ) Tj ET Q q 0 0 0 rg BT 348.52 719.10 Td (period ) Tj ET Q q 0 0 0 rg BT 376.84 719.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.94 719.10 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.49 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 406.26 719.10 Td (years ) Tj ET Q q 0 0 0 rg BT 430.14 719.10 Td (from ) Tj ET Q q 0 0 0 rg BT 452.35 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 467.34 719.10 Td (date ) Tj ET Q q 0 0 0 rg BT 486.77 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 497.88 719.10 Td (approval. ) Tj ET Q q 0 0 0 rg BT 538.14 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 540.30 719.10 Td (As ) Tj ET Q q 0 0 0 rg BT 554.19 719.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.10 707.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.10 707.10 Td (, ) Tj ET Q q 0 0 0 rg BT 133.12 707.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.39 707.10 Td (3.4 ) Tj ET Q q 0 0 0 rg BT 208.41 707.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.30 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 239.81 707.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 267.32 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.17 707.10 Td (common ) Tj ET Q q 0 0 0 rg BT 315.68 707.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 339.30 707.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 369.58 707.10 Td (available ) Tj ET Q q 0 0 0 rg BT 408.19 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 422.36 707.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 468.19 707.10 Td (under ) Tj ET Q q 0 0 0 rg BT 493.47 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 508.20 707.10 Td (program. ) Tj ET Q q 0 0 0 rg BT 547.10 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.43 707.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.07 707.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.35 695.10 Td (1.6 ) Tj ET Q q 0 0 0 rg BT 107.16 695.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.05 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 138.36 695.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 165.67 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 176.31 695.10 Td (common ) Tj ET Q q 0 0 0 rg BT 213.62 695.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 237.04 695.10 Td (at ) Tj ET Q q 0 0 0 rg BT 246.57 695.10 Td (an ) Tj ET Q q 0 0 0 rg BT 258.32 695.10 Td (average ) Tj ET Q q 0 0 0 rg BT 291.71 695.10 Td (price ) Tj ET Q q 0 0 0 rg BT 314.01 695.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 695.10 Td ($23.84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 354.46 695.10 Td (per ) Tj ET Q q 0 0 0 rg BT 369.54 695.10 Td (share ) Tj ET Q q 0 0 0 rg BT 392.95 695.10 Td (during ) Tj ET Q q 0 0 0 rg BT 421.38 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.90 695.10 Td (year ) Tj ET Q q 0 0 0 rg BT 455.42 695.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.61 695.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 540.01 695.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 695.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (1.4 ) Tj ET Q q 0 0 0 rg BT 64.56 683.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.45 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 96.00 683.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 123.55 683.10 Td (at ) Tj ET Q q 0 0 0 rg BT 133.32 683.10 Td (an ) Tj ET Q q 0 0 0 rg BT 145.32 683.10 Td (average ) Tj ET Q q 0 0 0 rg BT 178.96 683.10 Td (price ) Tj ET Q q 0 0 0 rg BT 201.50 683.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.39 683.10 Td ($26.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.89 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 242.44 683.10 Td (per ) Tj ET Q q 0 0 0 rg BT 257.77 683.10 Td (share ) Tj ET Q q 0 0 0 rg BT 281.42 683.10 Td (during ) Tj ET Q q 0 0 0 rg BT 310.09 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 324.86 683.10 Td (year ) Tj ET Q q 0 0 0 rg BT 344.62 683.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.06 683.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 429.70 683.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.70 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 452.25 683.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.25 683.10 Td (2.1 ) Tj ET Q q 0 0 0 rg BT 484.30 683.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.19 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 515.75 683.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 543.30 683.10 Td (at ) Tj ET Q q 0 0 0 rg BT 553.07 683.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (average ) Tj ET Q q 0 0 0 rg BT 83.60 671.10 Td (price ) Tj ET Q q 0 0 0 rg BT 106.60 671.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.94 671.10 Td ($27.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.44 671.10 Td ( ) Tj ET Q q 0 0 0 rg BT 148.46 671.10 Td (per ) Tj ET Q q 0 0 0 rg BT 164.24 671.10 Td (share ) Tj ET Q q 0 0 0 rg BT 188.35 671.10 Td (during ) Tj ET Q q 0 0 0 rg BT 217.47 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 232.71 671.10 Td (year ) Tj ET Q q 0 0 0 rg BT 252.93 671.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.82 671.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 338.92 671.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.92 671.10 Td (. ) Tj ET Q q 0 0 0 rg BT 364.43 671.10 Td ( ) Tj ET Q q 0 0 0 rg BT 367.44 671.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 413.92 671.10 Td (g ) Tj ET Q q 0 0 0 rg BT 421.93 671.10 Td (law ) Tj ET Q q 0 0 0 rg BT 439.39 671.10 Td (limits ) Tj ET Q q 0 0 0 rg BT 465.18 671.10 Td (share ) Tj ET Q q 0 0 0 rg BT 489.30 671.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 539.51 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 550.30 671.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 84.21 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 95.79 659.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 141.63 659.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 181.36 659.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 223.33 659.10 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 245.29 659.10 Td (\(unconsolidated ) Tj ET Q q 0 0 0 rg BT 313.34 659.10 Td (parent ) Tj ET Q q 0 0 0 rg BT 342.50 659.10 Td (company\) ) Tj ET Q q 0 0 0 rg BT 386.66 659.10 Td (retained ) Tj ET Q q 0 0 0 rg BT 423.04 659.10 Td (earnings, ) Tj ET Q q 0 0 0 rg BT 463.60 659.10 Td (less ) Tj ET Q q 0 0 0 rg BT 482.77 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 499.17 659.10 Td (value ) Tj ET Q q 0 0 0 rg BT 525.00 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 537.51 659.10 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 647.10 Td (repurchased. ) Tj ET Q q 0 0 0 rg BT 104.26 647.10 Td ( ) Tj ET Q q 0 0 0 rg BT 107.35 647.10 Td (As ) Tj ET Q q 0 0 0 rg BT 122.42 647.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.71 647.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 194.75 647.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.75 647.10 Td (, ) Tj ET Q q 0 0 0 rg BT 221.20 647.10 Td (we ) Tj ET Q q 0 0 0 rg BT 236.82 647.10 Td (can ) Tj ET Q q 0 0 0 rg BT 254.66 647.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 301.92 647.10 Td (up ) Tj ET Q q 0 0 0 rg BT 315.88 647.10 Td (to ) Tj ET Q q 0 0 0 rg BT 327.61 647.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.33 647.10 Td ($178 ) Tj ET Q q 0 0 0 rg BT 413.29 647.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.18 647.10 Td ( ) Tj ET Q q 0 0 0 rg BT 446.14 647.10 Td (of ) Tj ET Q q 0 0 0 rg BT 458.42 647.10 Td (our ) Tj ET Q q 0 0 0 rg BT 475.71 647.10 Td (common ) Tj ET Q q 0 0 0 rg BT 514.66 647.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 539.73 647.10 Td (under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 635.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 95.97 635.10 Td (g ) Tj ET Q q 0 0 0 rg BT 103.44 635.10 Td (law) Tj ET Q q 0 0 0 rg BT 117.22 635.10 Td (. ) Tj ET Q q 0 0 0 rg BT 122.19 635.10 Td ( ) Tj ET Q q 0 0 0 rg BT 124.65 635.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 142.66 635.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 169.56 635.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 202.56 635.10 Td (term ) Tj ET Q q 0 0 0 rg BT 223.34 635.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 243.02 635.10 Td (limits ) Tj ET Q q 0 0 0 rg BT 268.26 635.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.94 635.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 315.40 635.10 Td (we ) Tj ET Q q 0 0 0 rg BT 329.52 635.10 Td (can ) Tj ET Q q 0 0 0 rg BT 345.86 635.10 Td (spend ) Tj ET Q q 0 0 0 rg BT 371.65 635.10 Td (on ) Tj ET Q q 0 0 0 rg BT 384.11 635.10 Td (share ) Tj ET Q q 0 0 0 rg BT 407.67 635.10 Td (repurchases, ) Tj ET Q q 0 0 0 rg BT 459.83 635.10 Td (which ) Tj ET Q q 0 0 0 rg BT 486.73 635.10 Td (was ) Tj ET Q q 0 0 0 rg BT 504.74 635.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 623.10 Td ($446 ) Tj ET Q q 0 0 0 rg BT 72.00 623.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.89 623.10 Td ( ) Tj ET Q q 0 0 0 rg BT 103.39 623.10 Td (as ) Tj ET Q q 0 0 0 rg BT 114.22 623.10 Td (of ) Tj ET Q q 0 0 0 rg BT 125.05 623.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.55 623.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 186.14 623.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.14 623.10 Td (, ) Tj ET Q q 0 0 0 rg BT 211.14 623.10 Td (and ) Tj ET Q q 0 0 0 rg BT 228.07 623.10 Td (may ) Tj ET Q q 0 0 0 rg BT 247.79 623.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 280.28 623.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 329.97 623.10 Td (in ) Tj ET Q q 0 0 0 rg BT 340.25 623.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 369.95 623.10 Td (circumstances.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 81.44 602.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 116.71 602.10 Td (Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (During ) Tj ET Q q 0 0 0 rg BT 79.46 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 93.30 581.10 Td (year ) Tj ET Q q 0 0 0 rg BT 112.13 581.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.63 581.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 195.34 581.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.34 581.10 Td (, ) Tj ET Q q 0 0 0 rg BT 219.46 581.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 249.41 581.10 Td (was ) Tj ET Q q 0 0 0 rg BT 266.59 581.10 Td (our ) Tj ET Q q 0 0 0 rg BT 281.54 581.10 Td (lar) Tj ET Q q 0 0 0 rg BT 291.91 581.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 309.64 581.10 Td (customer) Tj ET Q q 0 0 0 rg BT 345.90 581.10 Td (, ) Tj ET Q q 0 0 0 rg BT 350.02 581.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 395.52 581.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.80 581.10 Td (58%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.13 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 428.76 581.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.71 581.10 Td (our ) Tj ET Q q 0 0 0 rg BT 453.67 581.10 Td (total ) Tj ET Q q 0 0 0 rg BT 473.07 581.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 508.84 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 510.10 581.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 560.01 581.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (16%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.83 569.10 Td ( ) Tj ET Q q 0 0 0 rg BT 70.48 569.10 Td (of ) Tj ET Q q 0 0 0 rg BT 81.47 569.10 Td (our ) Tj ET Q q 0 0 0 rg BT 97.45 569.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 131.75 569.10 Td (for ) Tj ET Q q 0 0 0 rg BT 146.06 569.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.93 569.10 Td (year ) Tj ET Q q 0 0 0 rg BT 180.79 569.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.32 569.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 266.06 569.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.06 569.10 Td ( ) Tj ET Q q 0 0 0 rg BT 288.71 569.10 Td (was ) Tj ET Q q 0 0 0 rg BT 306.91 569.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 336.21 569.10 Td (on ) Tj ET Q q 0 0 0 rg BT 348.86 569.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.73 569.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 405.27 569.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 441.24 569.10 Td (by ) Tj ET Q q 0 0 0 rg BT 453.90 569.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 487.37 569.10 Td (when ) Tj ET Q q 0 0 0 rg BT 511.68 569.10 Td (a ) Tj ET Q q 0 0 0 rg BT 518.77 569.10 Td (party ) Tj ET Q q 0 0 0 rg BT 541.97 569.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.10 Td (than ) Tj ET Q q 0 0 0 rg BT 69.22 557.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 100.04 557.10 Td (or ) Tj ET Q q 0 0 0 rg BT 110.87 557.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.58 557.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 149.21 557.10 Td (owner ) Tj ET Q q 0 0 0 rg BT 176.70 557.10 Td (selected ) Tj ET Q q 0 0 0 rg BT 210.85 557.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 255.00 557.10 Td (as ) Tj ET Q q 0 0 0 rg BT 265.83 557.10 Td (the ) Tj ET Q q 0 0 0 rg BT 280.55 557.10 Td (service ) Tj ET Q q 0 0 0 rg BT 311.37 557.10 Td (provider) Tj ET Q q 0 0 0 rg BT 344.69 557.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 535.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.69 535.10 Td (of ) Tj ET Q q 0 0 0 rg BT 75.09 535.10 Td (June30, ) Tj ET Q q 0 0 0 rg BT 111.49 535.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 137.06 535.10 Td (we ) Tj ET Q q 0 0 0 rg BT 151.80 535.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 188.19 535.10 Td (that ) Tj ET Q q 0 0 0 rg BT 206.26 535.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 229.33 535.10 Td (owned ) Tj ET Q q 0 0 0 rg BT 259.06 535.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 289.34 535.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 331.28 535.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 357.13 535.10 Td (in, ) Tj ET Q q 0 0 0 rg BT 370.49 535.10 Td (but ) Tj ET Q q 0 0 0 rg BT 386.34 535.10 Td (not ) Tj ET Q q 0 0 0 rg BT 402.19 535.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 424.69 535.10 Td (title ) Tj ET Q q 0 0 0 rg BT 443.32 535.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 456.67 535.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 517.50 535.10 Td (78% ) Tj ET Q q 0 0 0 rg BT 538.90 535.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.31 535.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 523.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 82.18 523.10 Td (MSRs. ) Tj ET Q q 0 0 0 rg BT 112.37 523.10 Td ( ) Tj ET Q q 0 0 0 rg BT 115.06 523.10 Td (In ) Tj ET Q q 0 0 0 rg BT 126.07 523.10 Td (July ) Tj ET Q q 0 0 0 rg BT 145.42 523.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 170.60 523.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 201.60 523.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.73 523.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 241.41 523.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 273.51 523.10 Td (into ) Tj ET Q q 0 0 0 rg BT 291.75 523.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 339.97 523.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.43 523.10 Td (convert ) Tj ET Q q 0 0 0 rg BT 383.09 523.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 405.87 523.10 Td (s ) Tj ET Q q 0 0 0 rg BT 412.45 523.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 454.00 523.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 479.46 523.10 Td (to ) Tj ET Q q 0 0 0 rg BT 489.92 523.10 Td (the ) Tj ET Q q 0 0 0 rg BT 504.82 523.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 537.50 523.10 Td (MSRs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 511.10 Td (into ) Tj ET Q q 0 0 0 rg BT 68.23 511.10 Td (fully-owned ) Tj ET Q q 0 0 0 rg BT 120.28 511.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 148.47 511.10 Td (in ) Tj ET Q q 0 0 0 rg BT 159.42 511.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 200.35 511.10 Td (for ) Tj ET Q q 0 0 0 rg BT 215.18 511.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 256.68 511.10 Td (from ) Tj ET Q q 0 0 0 rg BT 279.29 511.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 302.47 511.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.42 511.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 344.92 511.10 Td (when ) Tj ET Q q 0 0 0 rg BT 369.75 511.10 Td (such ) Tj ET Q q 0 0 0 rg BT 391.25 511.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 419.44 511.10 Td (were ) Tj ET Q q 0 0 0 rg BT 442.04 511.10 Td (transferred. ) Tj ET Q q 0 0 0 rg BT 491.02 511.10 Td ( ) Tj ET Q q 0 0 0 rg BT 493.97 511.10 Td (The ) Tj ET Q q 0 0 0 rg BT 512.69 511.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 550.29 511.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 499.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 80.79 499.10 Td (to ) Tj ET Q q 0 0 0 rg BT 91.53 499.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 121.70 499.10 Td (third ) Tj ET Q q 0 0 0 rg BT 143.55 499.10 Td (party ) Tj ET Q q 0 0 0 rg BT 167.07 499.10 Td (consents. ) Tj ET Q q 0 0 0 rg BT 206.97 499.10 Td ( ) Tj ET Q q 0 0 0 rg BT 209.94 499.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 241.22 499.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 281.40 499.10 Td (that ) Tj ET Q q 0 0 0 rg BT 299.36 499.10 Td (under ) Tj ET Q q 0 0 0 rg BT 325.10 499.10 Td (these ) Tj ET Q q 0 0 0 rg BT 348.61 499.10 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 399.61 499.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 430.89 499.10 Td (would ) Tj ET Q q 0 0 0 rg BT 458.86 499.10 Td (subservice ) Tj ET Q q 0 0 0 rg BT 504.03 499.10 Td (the ) Tj ET Q q 0 0 0 rg BT 519.21 499.10 Td (transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 487.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 82.03 487.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 109.58 487.10 Td (for ) Tj ET Q q 0 0 0 rg BT 123.77 487.10 Td (an ) Tj ET Q q 0 0 0 rg BT 135.74 487.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 161.60 487.10 Td (term ) Tj ET Q q 0 0 0 rg BT 182.46 487.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.33 487.10 Td (five ) Tj ET Q q 0 0 0 rg BT 211.41 487.10 Td (years, ) Tj ET Q q 0 0 0 rg BT 237.54 487.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.51 487.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.26 487.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 317.33 487.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 355.41 487.10 Td (for ) Tj ET Q q 0 0 0 rg BT 369.60 487.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.35 487.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 430.76 487.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.62 487.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.37 487.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 490.57 487.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 546.97 487.10 Td (into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 475.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 475.10 Td (more ) Tj ET Q q 0 0 0 rg BT 79.49 475.10 Td (traditional ) Tj ET Q q 0 0 0 rg BT 123.08 475.10 Td (subservicing ) Tj ET Q q 0 0 0 rg BT 176.13 475.10 Td (arrangement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 453.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.23 453.10 Td (January ) Tj ET Q q 0 0 0 rg BT 93.74 453.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 118.64 453.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 149.37 453.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 188.99 453.10 Td (that ) Tj ET Q q 0 0 0 rg BT 206.39 453.10 Td (it ) Tj ET Q q 0 0 0 rg BT 214.35 453.10 Td (and ) Tj ET Q q 0 0 0 rg BT 231.19 453.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 253.60 453.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 285.43 453.10 Td (into ) Tj ET Q q 0 0 0 rg BT 303.39 453.10 Td (new ) Tj ET Q q 0 0 0 rg BT 322.45 453.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 370.39 453.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.57 453.10 Td (accelerate ) Tj ET Q q 0 0 0 rg BT 422.94 453.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.56 453.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 502.73 453.10 Td (of ) Tj ET Q q 0 0 0 rg BT 513.46 453.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 543.07 453.10 Td (parts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 441.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.59 441.10 Td (their ) Tj ET Q q 0 0 0 rg BT 79.68 441.10 Td (July ) Tj ET Q q 0 0 0 rg BT 98.12 441.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 119.88 441.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 171.62 441.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.16 441.10 Td (order ) Tj ET Q q 0 0 0 rg BT 204.02 441.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.56 441.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 245.86 441.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.84 441.10 Td (intent ) Tj ET Q q 0 0 0 rg BT 284.38 441.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.47 441.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.45 441.10 Td (July ) Tj ET Q q 0 0 0 rg BT 326.89 441.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 348.65 441.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 395.95 441.10 Td (sooner ) Tj ET Q q 0 0 0 rg BT 424.37 441.10 Td (while ) Tj ET Q q 0 0 0 rg BT 448.35 441.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 478.44 441.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 518.53 441.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.51 441.10 Td (process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 429.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 429.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 100.60 429.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.32 429.10 Td (third ) Tj ET Q q 0 0 0 rg BT 136.71 429.10 Td (party ) Tj ET Q q 0 0 0 rg BT 159.75 429.10 Td (consents ) Tj ET Q q 0 0 0 rg BT 196.69 429.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 238.06 429.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.34 429.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 281.38 429.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.09 429.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 328.59 429.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 356.10 429.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.38 429.10 Td (NRZ.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.31 407.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.23 407.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 133.31 407.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 179.50 407.10 Td (through ) Tj ET Q q 0 0 0 rg BT 212.64 407.10 Td (its ) Tj ET Q q 0 0 0 rg BT 224.12 407.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 258.92 407.10 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 310.67 407.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 342.13 407.10 Td (into ) Tj ET Q q 0 0 0 rg BT 359.72 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.97 407.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 417.19 407.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 463.65 407.10 Td (with ) Tj ET Q q 0 0 0 rg BT 483.46 407.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 505.50 407.10 Td (which ) Tj ET Q q 0 0 0 rg BT 531.97 407.10 Td (extends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.10 Td (through ) Tj ET Q q 0 0 0 rg BT 83.08 395.10 Td (August ) Tj ET Q q 0 0 0 rg BT 115.13 395.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 140.80 395.10 Td ( ) Tj ET Q q 0 0 0 rg BT 143.97 395.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 172.12 395.10 Td (this ) Tj ET Q q 0 0 0 rg BT 189.74 395.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 234.55 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 252.15 395.10 Td (related ) Tj ET Q q 0 0 0 rg BT 282.52 395.10 Td (amendments, ) Tj ET Q q 0 0 0 rg BT 338.03 395.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 382.85 395.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 417.67 395.10 Td (the ) Tj ET Q q 0 0 0 rg BT 433.06 395.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 473.99 395.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 511.03 395.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.53 395.10 Td (brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.56 383.10 Td (for ) Tj ET Q q 0 0 0 rg BT 99.07 383.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 121.91 383.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 165.86 383.10 Td (with ) Tj ET Q q 0 0 0 rg BT 186.48 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.55 383.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 234.40 383.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 262.26 383.10 Td (when ) Tj ET Q q 0 0 0 rg BT 286.77 383.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 317.94 383.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 355.22 383.10 Td (such ) Tj ET Q q 0 0 0 rg BT 376.39 383.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 404.26 383.10 Td (to ) Tj ET Q q 0 0 0 rg BT 414.89 383.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 437.73 383.10 Td (or ) Tj ET Q q 0 0 0 rg BT 448.91 383.10 Td (when ) Tj ET Q q 0 0 0 rg BT 473.42 383.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 496.27 383.10 Td (acquires ) Tj ET Q q 0 0 0 rg BT 532.44 383.10 Td (both ) Tj ET Q q 0 0 0 rg BT 553.06 383.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 92.98 371.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 135.34 371.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 168.26 371.10 Td (in ) Tj ET Q q 0 0 0 rg BT 179.53 371.10 Td (such ) Tj ET Q q 0 0 0 rg BT 201.34 371.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 229.85 371.10 Td (and ) Tj ET Q q 0 0 0 rg BT 247.77 371.10 Td (the ) Tj ET Q q 0 0 0 rg BT 263.48 371.10 Td (right ) Tj ET Q q 0 0 0 rg BT 285.85 371.10 Td (to ) Tj ET Q q 0 0 0 rg BT 297.12 371.10 Td (designate ) Tj ET Q q 0 0 0 rg BT 338.37 371.10 Td (the ) Tj ET Q q 0 0 0 rg BT 354.07 371.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 383.66 371.10 Td (for ) Tj ET Q q 0 0 0 rg BT 398.81 371.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 422.30 371.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 465.77 371.10 Td (in ) Tj ET Q q 0 0 0 rg BT 477.03 371.10 Td (such ) Tj ET Q q 0 0 0 rg BT 498.85 371.10 Td (portfolios. ) Tj ET Q q 0 0 0 rg BT 543.73 371.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.96 371.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 92.65 359.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 139.01 359.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 175.39 359.10 Td (that ) Tj ET Q q 0 0 0 rg BT 191.89 359.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 235.48 359.10 Td (is ) Tj ET Q q 0 0 0 rg BT 244.09 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 258.24 359.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 297.94 359.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 333.76 359.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.02 359.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 385.93 359.10 Td (services ) Tj ET Q q 0 0 0 rg BT 420.08 359.10 Td (for ) Tj ET Q q 0 0 0 rg BT 433.67 359.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 455.61 359.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 498.64 359.10 Td (with ) Tj ET Q q 0 0 0 rg BT 518.35 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.51 359.10 Td (Subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.10 Td (MSRs, ) Tj ET Q q 0 0 0 rg BT 79.26 347.10 Td (irrespective ) Tj ET Q q 0 0 0 rg BT 128.15 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.72 347.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.18 347.10 Td (sub-servicer) Tj ET Q q 0 0 0 rg BT 201.50 347.10 Td (. ) Tj ET Q q 0 0 0 rg BT 206.24 347.10 Td ( ) Tj ET Q q 0 0 0 rg BT 208.49 347.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 231.27 347.10 Td (s ) Tj ET Q q 0 0 0 rg BT 237.40 347.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 279.62 347.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 322.98 347.10 Td (will ) Tj ET Q q 0 0 0 rg BT 340.78 347.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 371.89 347.10 Td (a ) Tj ET Q q 0 0 0 rg BT 378.57 347.10 Td (cooperative ) Tj ET Q q 0 0 0 rg BT 427.46 347.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 469.68 347.10 Td (commission ) Tj ET Q q 0 0 0 rg BT 520.26 347.10 Td (on ) Tj ET Q q 0 0 0 rg BT 532.50 347.10 Td (the ) Tj ET Q q 0 0 0 rg BT 546.96 347.10 Td (sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 335.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 335.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 90.03 335.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 112.53 335.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 155.02 335.10 Td (from ) Tj ET Q q 0 0 0 rg BT 176.96 335.10 Td (these ) Tj ET Q q 0 0 0 rg BT 200.00 335.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 241.39 335.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 272.21 335.10 Td (to ) Tj ET Q q 0 0 0 rg BT 282.49 335.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 312.20 335.10 Td (exceptions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 313.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.64 313.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.99 313.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 134.41 313.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 178.52 313.10 Td (and ) Tj ET Q q 0 0 0 rg BT 195.42 313.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 217.88 313.10 Td (also ) Tj ET Q q 0 0 0 rg BT 236.45 313.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 268.33 313.10 Td (into ) Tj ET Q q 0 0 0 rg BT 286.35 313.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.03 313.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 337.36 313.10 Td (LOI ) Tj ET Q q 0 0 0 rg BT 356.48 313.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.72 313.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 389.17 313.10 Td (into ) Tj ET Q q 0 0 0 rg BT 407.18 313.10 Td (a ) Tj ET Q q 0 0 0 rg BT 414.08 313.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 449.88 313.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 499.26 313.10 Td (setting ) Tj ET Q q 0 0 0 rg BT 528.38 313.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 550.28 313.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 301.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 73.33 301.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 109.39 301.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.78 301.10 Td (which ) Tj ET Q q 0 0 0 rg BT 144.48 301.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 187.75 301.10 Td (would ) Tj ET Q q 0 0 0 rg BT 214.36 301.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 243.74 301.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.57 301.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 296.95 301.10 Td (service ) Tj ET Q q 0 0 0 rg BT 326.88 301.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 362.38 301.10 Td (of ) Tj ET Q q 0 0 0 rg BT 372.32 301.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 412.24 301.10 Td (services ) Tj ET Q q 0 0 0 rg BT 446.06 301.10 Td (for ) Tj ET Q q 0 0 0 rg BT 459.34 301.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.17 301.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 504.78 301.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 531.41 301.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 289.10 Td (August ) Tj ET Q q 0 0 0 rg BT 80.50 289.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 105.12 289.10 Td ( ) Tj ET Q q 0 0 0 rg BT 107.07 289.10 Td (The ) Tj ET Q q 0 0 0 rg BT 124.73 289.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 160.72 289.10 Td (LOI ) Tj ET Q q 0 0 0 rg BT 179.49 289.10 Td (was ) Tj ET Q q 0 0 0 rg BT 197.16 289.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 235.36 289.10 Td (to ) Tj ET Q q 0 0 0 rg BT 245.25 289.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 281.80 289.10 Td (through ) Tj ET Q q 0 0 0 rg BT 315.02 289.10 Td (February28, ) Tj ET Q q 0 0 0 rg BT 368.23 289.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 390.34 289.10 Td (\(with ) Tj ET Q q 0 0 0 rg BT 413.56 289.10 Td (a ) Tj ET Q q 0 0 0 rg BT 420.11 289.10 Td (further ) Tj ET Q q 0 0 0 rg BT 449.43 289.10 Td (automatic ) Tj ET Q q 0 0 0 rg BT 490.97 289.10 Td (extension ) Tj ET Q q 0 0 0 rg BT 531.41 289.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 277.10 Td (March31, ) Tj ET Q q 0 0 0 rg BT 93.10 277.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 115.60 277.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 153.65 277.10 Td (that ) Tj ET Q q 0 0 0 rg BT 171.14 277.10 Td (the ) Tj ET Q q 0 0 0 rg BT 185.86 277.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 215.01 277.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 251.95 277.10 Td (to ) Tj ET Q q 0 0 0 rg BT 262.22 277.10 Td (negotiate ) Tj ET Q q 0 0 0 rg BT 301.38 277.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.09 277.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 351.92 277.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 398.84 277.10 Td (in ) Tj ET Q q 0 0 0 rg BT 409.12 277.10 Td (good ) Tj ET Q q 0 0 0 rg BT 431.62 277.10 Td (faith\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 255.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.50 255.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 111.06 255.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 157.95 255.10 Td (can ) Tj ET Q q 0 0 0 rg BT 174.28 255.10 Td (be ) Tj ET Q q 0 0 0 rg BT 186.18 255.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 231.39 255.10 Td (by ) Tj ET Q q 0 0 0 rg BT 243.31 255.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 287.42 255.10 Td (if ) Tj ET Q q 0 0 0 rg BT 295.99 255.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.66 255.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 346.45 255.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 393.33 255.10 Td (is ) Tj ET Q q 0 0 0 rg BT 402.46 255.10 Td (not ) Tj ET Q q 0 0 0 rg BT 417.70 255.10 Td (signed ) Tj ET Q q 0 0 0 rg BT 446.26 255.10 Td (between ) Tj ET Q q 0 0 0 rg BT 481.49 255.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 525.61 255.10 Td (and ) Tj ET Q q 0 0 0 rg BT 542.50 255.10 Td (NRZ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 243.10 Td (during ) Tj ET Q q 0 0 0 rg BT 77.82 243.10 Td (the ) Tj ET Q q 0 0 0 rg BT 92.24 243.10 Td (term ) Tj ET Q q 0 0 0 rg BT 112.77 243.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.31 243.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.73 243.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 173.82 243.10 Td (LOI. ) Tj ET Q q 0 0 0 rg BT 195.18 243.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.23 243.10 Td (The ) Tj ET Q q 0 0 0 rg BT 214.98 243.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 258.35 243.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 304.98 243.10 Td (may ) Tj ET Q q 0 0 0 rg BT 324.40 243.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 365.49 243.10 Td (only ) Tj ET Q q 0 0 0 rg BT 385.47 243.10 Td (be ) Tj ET Q q 0 0 0 rg BT 397.12 243.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 442.09 243.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 464.29 243.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.72 243.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 524.78 243.10 Td (of ) Tj ET Q q 0 0 0 rg BT 535.31 243.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 231.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 87.74 231.10 Td (events. ) Tj ET Q q 0 0 0 rg BT 117.93 231.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.91 231.10 Td (T) Tj ET Q q 0 0 0 rg BT 125.32 231.10 Td (ermination ) Tj ET Q q 0 0 0 rg BT 170.79 231.10 Td (events ) Tj ET Q q 0 0 0 rg BT 198.48 231.10 Td (include, ) Tj ET Q q 0 0 0 rg BT 232.55 231.10 Td (but ) Tj ET Q q 0 0 0 rg BT 247.47 231.10 Td (are ) Tj ET Q q 0 0 0 rg BT 261.82 231.10 Td (not ) Tj ET Q q 0 0 0 rg BT 276.74 231.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 307.22 231.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 319.64 231.10 Td (a ) Tj ET Q q 0 0 0 rg BT 326.22 231.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 355.01 231.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.48 231.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.84 231.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 404.20 231.10 Td (of ) Tj ET Q q 0 0 0 rg BT 414.67 231.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.03 231.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 472.34 231.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 518.91 231.10 Td (\(including, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 219.10 Td (without ) Tj ET Q q 0 0 0 rg BT 82.89 219.10 Td (limitation, ) Tj ET Q q 0 0 0 rg BT 127.11 219.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.15 219.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 171.08 219.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.69 219.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 203.95 219.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 257.31 219.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 297.91 219.10 Td (and ) Tj ET Q q 0 0 0 rg BT 315.17 219.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 382.42 219.10 Td (with ) Tj ET Q q 0 0 0 rg BT 403.03 219.10 Td (law ) Tj ET Q q 0 0 0 rg BT 420.30 219.10 Td (in ) Tj ET Q q 0 0 0 rg BT 430.91 219.10 Td (a ) Tj ET Q q 0 0 0 rg BT 438.18 219.10 Td (material ) Tj ET Q q 0 0 0 rg BT 473.77 219.10 Td (respect\), ) Tj ET Q q 0 0 0 rg BT 510.75 219.10 Td (the ) Tj ET Q q 0 0 0 rg BT 525.80 219.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 554.72 219.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 207.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 86.17 207.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 119.50 207.10 Td (which ) Tj ET Q q 0 0 0 rg BT 145.62 207.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 173.39 207.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 215.60 207.10 Td (prevents ) Tj ET Q q 0 0 0 rg BT 251.16 207.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 303.35 207.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.36 207.10 Td (the ) Tj ET Q q 0 0 0 rg BT 327.26 207.10 Td (contract, ) Tj ET Q q 0 0 0 rg BT 363.64 207.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 406.41 207.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 451.40 207.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.41 207.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 527.51 207.10 Td (resulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 195.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.96 195.10 Td (an ) Tj ET Q q 0 0 0 rg BT 72.08 195.10 Td (adversarial ) Tj ET Q q 0 0 0 rg BT 118.63 195.10 Td (proceeding ) Tj ET Q q 0 0 0 rg BT 165.73 195.10 Td (against ) Tj ET Q q 0 0 0 rg BT 196.74 195.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 221.92 195.10 Td (voluntary ) Tj ET Q q 0 0 0 rg BT 262.93 195.10 Td (or ) Tj ET Q q 0 0 0 rg BT 273.94 195.10 Td (involuntary ) Tj ET Q q 0 0 0 rg BT 322.73 195.10 Td (bankruptcy) Tj ET Q q 0 0 0 rg BT 367.06 195.10 Td (, ) Tj ET Q q 0 0 0 rg BT 372.24 195.10 Td (appointment ) Tj ET Q q 0 0 0 rg BT 424.92 195.10 Td (of ) Tj ET Q q 0 0 0 rg BT 435.93 195.10 Td (a ) Tj ET Q q 0 0 0 rg BT 443.05 195.10 Td (receiver) Tj ET Q q 0 0 0 rg BT 474.84 195.10 Td (, ) Tj ET Q q 0 0 0 rg BT 480.02 195.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 523.25 195.10 Td (in ) Tj ET Q q 0 0 0 rg BT 533.71 195.10 Td (a ) Tj ET Q q 0 0 0 rg BT 540.83 195.10 Td (Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 183.10 Td (10-K ) Tj ET Q q 0 0 0 rg BT 71.88 183.10 Td (or ) Tj ET Q q 0 0 0 rg BT 82.04 183.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 105.54 183.10 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 127.92 183.10 Td (that ) Tj ET Q q 0 0 0 rg BT 144.75 183.10 Td (there ) Tj ET Q q 0 0 0 rg BT 166.56 183.10 Td (is ) Tj ET Q q 0 0 0 rg BT 175.06 183.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 219.11 183.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 265.92 183.10 Td (about ) Tj ET Q q 0 0 0 rg BT 289.56 183.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 333.99 183.10 Td (s ) Tj ET Q q 0 0 0 rg BT 339.71 183.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 367.10 183.10 Td (to ) Tj ET Q q 0 0 0 rg BT 376.71 183.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 412.97 183.10 Td (as ) Tj ET Q q 0 0 0 rg BT 423.13 183.10 Td (a ) Tj ET Q q 0 0 0 rg BT 429.40 183.10 Td (going ) Tj ET Q q 0 0 0 rg BT 454.01 183.10 Td (concern, ) Tj ET Q q 0 0 0 rg BT 489.98 183.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 517.91 183.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.51 183.10 Td (maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 171.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 171.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 95.03 171.10 Td (level ) Tj ET Q q 0 0 0 rg BT 116.97 171.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.80 171.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 148.06 171.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.00 171.10 Td (an ) Tj ET Q q 0 0 0 rg BT 176.94 171.10 Td (unapproved ) Tj ET Q q 0 0 0 rg BT 226.65 171.10 Td (change ) Tj ET Q q 0 0 0 rg BT 257.46 171.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.29 171.10 Td (control.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 149.10 Td (Following ) Tj ET Q q 0 0 0 rg BT 92.38 149.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.35 149.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 146.98 149.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.07 149.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.04 149.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 206.29 149.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 254.97 149.10 Td (we ) Tj ET Q q 0 0 0 rg BT 268.39 149.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 309.01 149.10 Td (that ) Tj ET Q q 0 0 0 rg BT 325.77 149.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 359.17 149.10 Td (from ) Tj ET Q q 0 0 0 rg BT 380.37 149.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 402.12 149.10 Td (would ) Tj ET Q q 0 0 0 rg BT 428.88 149.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 463.39 149.10 Td (and ) Tj ET Q q 0 0 0 rg BT 479.59 149.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 512.99 149.10 Td (from ) Tj ET Q q 0 0 0 rg BT 534.19 149.10 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 137.10 Td (would ) Tj ET Q q 0 0 0 rg BT 77.64 137.10 Td (decrease. ) Tj ET Q q 0 0 0 rg BT 117.70 137.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.15 137.10 Td (As ) Tj ET Q q 0 0 0 rg BT 134.41 137.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 167.55 137.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 195.71 137.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 233.29 137.10 Td (to ) Tj ET Q q 0 0 0 rg BT 244.21 137.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 277.89 137.10 Td (from ) Tj ET Q q 0 0 0 rg BT 300.48 137.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 331.94 137.10 Td (to ) Tj ET Q q 0 0 0 rg BT 342.86 137.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 368.51 137.10 Td (we ) Tj ET Q q 0 0 0 rg BT 383.31 137.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 425.32 137.10 Td (that ) Tj ET Q q 0 0 0 rg BT 443.46 137.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 466.61 137.10 Td (will ) Tj ET Q q 0 0 0 rg BT 485.31 137.10 Td (become ) Tj ET Q q 0 0 0 rg BT 519.55 137.10 Td (our ) Tj ET Q q 0 0 0 rg BT 536.02 137.10 Td (lar) Tj ET Q q 0 0 0 rg BT 546.39 137.10 Td (gest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 125.10 Td (customer) Tj ET Q q 0 0 0 rg BT 85.60 125.10 Td (. ) Tj ET Q q 0 0 0 rg BT 90.50 125.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.89 125.10 Td (Had ) Tj ET Q q 0 0 0 rg BT 111.94 125.10 Td (all ) Tj ET Q q 0 0 0 rg BT 124.33 125.10 Td (of ) Tj ET Q q 0 0 0 rg BT 135.05 125.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.66 125.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 182.04 125.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 209.45 125.10 Td (been ) Tj ET Q q 0 0 0 rg BT 230.72 125.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 276.41 125.10 Td (to ) Tj ET Q q 0 0 0 rg BT 286.58 125.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 308.98 125.10 Td (and ) Tj ET Q q 0 0 0 rg BT 325.81 125.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.41 125.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 383.92 125.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 430.74 125.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.57 125.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.18 125.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 497.92 125.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 544.73 125.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 113.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 72.23 113.10 Td (were ) Tj ET Q q 0 0 0 rg BT 94.39 113.10 Td (in ) Tj ET Q q 0 0 0 rg BT 104.90 113.10 Td (place ) Tj ET Q q 0 0 0 rg BT 128.72 113.10 Td (as ) Tj ET Q q 0 0 0 rg BT 139.79 113.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.85 113.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 194.68 113.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 219.91 113.10 Td (we ) Tj ET Q q 0 0 0 rg BT 234.30 113.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 270.35 113.10 Td (that ) Tj ET Q q 0 0 0 rg BT 288.08 113.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 348.57 113.10 Td (50% ) Tj ET Q q 0 0 0 rg BT 369.63 113.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.69 113.10 Td (our ) Tj ET Q q 0 0 0 rg BT 396.75 113.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 419.48 113.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 453.86 113.10 Td (would ) Tj ET Q q 0 0 0 rg BT 481.59 113.10 Td (have ) Tj ET Q q 0 0 0 rg BT 503.19 113.10 Td (been ) Tj ET Q q 0 0 0 rg BT 524.80 113.10 Td (related ) Tj ET Q q 0 0 0 rg BT 554.74 113.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 101.10 Td (NRZ. ) Tj ET Q q 0 0 0 rg BT 74.53 101.10 Td ( ) Tj ET Q q 0 0 0 rg BT 76.87 101.10 Td (There ) Tj ET Q q 0 0 0 rg BT 102.71 101.10 Td (can ) Tj ET Q q 0 0 0 rg BT 119.12 101.10 Td (be ) Tj ET Q q 0 0 0 rg BT 131.08 101.10 Td (no ) Tj ET Q q 0 0 0 rg BT 143.61 101.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 185.00 101.10 Td (that ) Tj ET Q q 0 0 0 rg BT 202.53 101.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.27 101.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 246.45 101.10 Td (will ) Tj ET Q q 0 0 0 rg BT 264.53 101.10 Td (reach ) Tj ET Q q 0 0 0 rg BT 288.71 101.10 Td (an ) Tj ET Q q 0 0 0 rg BT 300.67 101.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 344.84 101.10 Td (with ) Tj ET Q q 0 0 0 rg BT 365.15 101.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 395.99 101.10 Td (to ) Tj ET Q q 0 0 0 rg BT 406.29 101.10 Td (the ) Tj ET Q q 0 0 0 rg BT 421.04 101.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 445.78 101.10 Td (of ) Tj ET Q q 0 0 0 rg BT 456.64 101.10 Td (the ) Tj ET Q q 0 0 0 rg BT 471.38 101.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 507.23 101.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 554.18 101.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 89.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.00 89.10 Td (a ) Tj ET Q q 0 0 0 rg BT 73.93 89.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 109.76 89.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 156.68 89.10 Td (will ) Tj ET Q q 0 0 0 rg BT 174.74 89.10 Td (be ) Tj ET Q q 0 0 0 rg BT 186.68 89.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 218.60 89.10 Td (into ) Tj ET Q q 0 0 0 rg BT 236.66 89.10 Td (on ) Tj ET Q q 0 0 0 rg BT 249.16 89.10 Td (a ) Tj ET Q q 0 0 0 rg BT 256.10 89.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 284.15 89.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 306.65 89.10 Td (or ) Tj ET Q q 0 0 0 rg BT 317.48 89.10 Td (at ) Tj ET Q q 0 0 0 rg BT 327.20 89.10 Td (all. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 67.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.37 67.10 Td (has ) Tj ET Q q 0 0 0 rg BT 96.24 67.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 136.01 67.10 Td (that ) Tj ET Q q 0 0 0 rg BT 153.55 67.10 Td (it ) Tj ET Q q 0 0 0 rg BT 161.65 67.10 Td (is ) Tj ET Q q 0 0 0 rg BT 170.87 67.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 201.74 67.10 Td (to ) Tj ET Q q 0 0 0 rg BT 212.06 67.10 Td (a ) Tj ET Q q 0 0 0 rg BT 219.05 67.10 Td (number ) Tj ET Q q 0 0 0 rg BT 252.14 67.10 Td (of ) Tj ET Q q 0 0 0 rg BT 263.02 67.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 298.34 67.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 328.64 67.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.63 67.10 Td (state ) Tj ET Q q 0 0 0 rg BT 366.50 67.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 410.14 67.10 Td (examinations, ) Tj ET Q q 0 0 0 rg BT 468.51 67.10 Td (cease ) Tj ET Q q 0 0 0 rg BT 492.70 67.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.68 67.10 Td (desist ) Tj ET Q q 0 0 0 rg BT 535.01 67.10 Td (orders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 55.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 81.57 55.10 Td (orders, ) Tj ET Q q 0 0 0 rg BT 110.58 55.10 Td (inquiries, ) Tj ET Q q 0 0 0 rg BT 149.60 55.10 Td (subpoenas, ) Tj ET Q q 0 0 0 rg BT 195.29 55.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 214.58 55.10 Td (investigative ) Tj ET Q q 0 0 0 rg BT 267.21 55.10 Td (demand, ) Tj ET Q q 0 0 0 rg BT 302.88 55.10 Td (requests ) Tj ET Q q 0 0 0 rg BT 337.18 55.10 Td (for ) Tj ET Q q 0 0 0 rg BT 350.36 55.10 Td (information ) Tj ET Q q 0 0 0 rg BT 399.09 55.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.06 55.10 Td (other ) Tj ET Q q 0 0 0 rg BT 437.13 55.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 466.98 55.10 Td (and ) Tj ET Q q 0 0 0 rg BT 482.94 55.10 Td (is ) Tj ET Q q 0 0 0 rg BT 491.13 55.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 520.98 55.10 Td (to ) Tj ET Q q 0 0 0 rg BT 530.28 55.10 Td (pending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 43.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 72.08 43.10 Td (proceedings, ) Tj ET Q q 0 0 0 rg BT 126.03 43.10 Td (some ) Tj ET Q q 0 0 0 rg BT 150.28 43.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.76 43.10 Td (which ) Tj ET Q q 0 0 0 rg BT 189.34 43.10 Td (include ) Tj ET Q q 0 0 0 rg BT 221.91 43.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 251.16 43.10 Td (against ) Tj ET Q q 0 0 0 rg BT 282.63 43.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 314.09 43.10 Td (for ) Tj ET Q q 0 0 0 rg BT 328.89 43.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 374.81 43.10 Td (monetary ) Tj ET Q q 0 0 0 rg BT 415.71 43.10 Td (damages. ) Tj ET Q q 0 0 0 rg BT 456.34 43.10 Td ( ) Tj ET Q q 0 0 0 rg BT 459.48 43.10 Td (For ) Tj ET Q q 0 0 0 rg BT 476.51 43.10 Td (example, ) Tj ET Q q 0 0 0 rg BT 516.03 43.10 Td (on ) Tj ET Q q 0 0 0 rg BT 529.17 43.10 Td (May15, ) Tj ET Q endstream endobj 71 0 obj <>] /Rotate 0 /Contents 72 0 R>> endobj 72 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 74.77 731.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 105.86 731.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 145.84 731.10 Td (that ) Tj ET Q q 0 0 0 rg BT 163.61 731.10 Td (on ) Tj ET Q q 0 0 0 rg BT 175.76 731.10 Td (April20, ) Tj ET Q q 0 0 0 rg BT 214.64 731.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 239.91 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 254.90 731.10 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 282.13 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 299.33 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 314.32 731.10 Td (State ) Tj ET Q q 0 0 0 rg BT 337.08 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 348.18 731.10 Td (Florida ) Tj ET Q q 0 0 0 rg BT 379.84 731.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 400.93 731.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 436.45 731.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 483.10 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 493.65 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 508.64 731.10 Td (United ) Tj ET Q q 0 0 0 rg BT 538.62 731.10 Td (States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (District ) Tj ET Q q 0 0 0 rg BT 81.66 719.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 106.61 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 120.44 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.82 719.10 Td (Southern ) Tj ET Q q 0 0 0 rg BT 173.10 719.10 Td (District ) Tj ET Q q 0 0 0 rg BT 205.26 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 215.76 719.10 Td (Florida ) Tj ET Q q 0 0 0 rg BT 246.81 719.10 Td (against ) Tj ET Q q 0 0 0 rg BT 277.31 719.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 307.80 719.10 Td (alleging ) Tj ET Q q 0 0 0 rg BT 342.18 719.10 Td (violations ) Tj ET Q q 0 0 0 rg BT 383.79 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.29 719.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 426.44 719.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 467.48 719.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 504.63 719.10 Td (law ) Tj ET Q q 0 0 0 rg BT 521.24 719.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 540.34 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 550.29 719.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (case ) Tj ET Q q 0 0 0 rg BT 70.69 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 83.00 707.10 Td (Florida, ) Tj ET Q q 0 0 0 rg BT 118.37 707.10 Td (Florida ) Tj ET Q q 0 0 0 rg BT 151.24 707.10 Td (statutes. ) Tj ET Q q 0 0 0 rg BT 187.72 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 190.83 707.10 Td (As ) Tj ET Q q 0 0 0 rg BT 205.92 707.10 Td (another ) Tj ET Q q 0 0 0 rg BT 239.89 707.10 Td (example, ) Tj ET Q q 0 0 0 rg BT 280.25 707.10 Td (on ) Tj ET Q q 0 0 0 rg BT 294.23 707.10 Td (May15, ) Tj ET Q q 0 0 0 rg BT 331.54 707.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 358.03 707.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 390.33 707.10 Td (also ) Tj ET Q q 0 0 0 rg BT 410.42 707.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 451.62 707.10 Td (that ) Tj ET Q q 0 0 0 rg BT 470.60 707.10 Td (on ) Tj ET Q q 0 0 0 rg BT 483.71 707.10 Td (April28, ) Tj ET Q q 0 0 0 rg BT 523.80 707.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 550.28 707.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (Commonwealth ) Tj ET Q q 0 0 0 rg BT 116.11 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.17 695.10 Td (Massachusetts ) Tj ET Q q 0 0 0 rg BT 187.67 695.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 208.72 695.10 Td (a ) Tj ET Q q 0 0 0 rg BT 215.89 695.10 Td (lawsuit ) Tj ET Q q 0 0 0 rg BT 247.50 695.10 Td (against ) Tj ET Q q 0 0 0 rg BT 278.56 695.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 309.60 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 320.11 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.06 695.10 Td (Superior ) Tj ET Q q 0 0 0 rg BT 372.22 695.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 397.73 695.10 Td (for ) Tj ET Q q 0 0 0 rg BT 412.12 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.06 695.10 Td (Commonwealth ) Tj ET Q q 0 0 0 rg BT 493.67 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 504.73 695.10 Td (Massachusetts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (alleging ) Tj ET Q q 0 0 0 rg BT 83.81 683.10 Td (violations ) Tj ET Q q 0 0 0 rg BT 125.34 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 135.77 683.10 Td (state ) Tj ET Q q 0 0 0 rg BT 156.19 683.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 197.16 683.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 234.24 683.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 254.66 683.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 287.30 683.10 Td (to ) Tj ET Q q 0 0 0 rg BT 297.17 683.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 328.27 683.10 Td (s ) Tj ET Q q 0 0 0 rg BT 334.26 683.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 373.01 683.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 411.49 683.10 Td (including ) Tj ET Q q 0 0 0 rg BT 451.36 683.10 Td (lender) Tj ET Q q 0 0 0 rg BT 476.15 683.10 Td (-placed ) Tj ET Q q 0 0 0 rg BT 507.66 683.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 548.07 683.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (property ) Tj ET Q q 0 0 0 rg BT 86.41 671.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 138.86 671.10 Td (fees. ) Tj ET Q q 0 0 0 rg BT 160.49 671.10 Td ( ) Tj ET Q q 0 0 0 rg BT 163.51 671.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 194.86 671.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 235.11 671.10 Td (that ) Tj ET Q q 0 0 0 rg BT 253.13 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.38 671.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 315.29 671.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 336.09 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 346.89 671.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 374.92 671.10 Td (permanent ) Tj ET Q q 0 0 0 rg BT 420.15 671.10 Td (injunctive ) Tj ET Q q 0 0 0 rg BT 463.17 671.10 Td (relief, ) Tj ET Q q 0 0 0 rg BT 489.79 671.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 531.70 671.10 Td (redress, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (refunds, ) Tj ET Q q 0 0 0 rg BT 84.67 659.10 Td (restitution, ) Tj ET Q q 0 0 0 rg BT 130.39 659.10 Td (disgor) Tj ET Q q 0 0 0 rg BT 155.21 659.10 Td (gement, ) Tj ET Q q 0 0 0 rg BT 189.82 659.10 Td (damages, ) Tj ET Q q 0 0 0 rg BT 229.98 659.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 250.43 659.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 291.15 659.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 313.83 659.10 Td (and ) Tj ET Q q 0 0 0 rg BT 330.94 659.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 349.71 659.10 Td (and ) Tj ET Q q 0 0 0 rg BT 366.83 659.10 Td (other ) Tj ET Q q 0 0 0 rg BT 390.05 659.10 Td (relief. ) Tj ET Q q 0 0 0 rg BT 416.32 659.10 Td ( ) Tj ET Q q 0 0 0 rg BT 418.80 659.10 Td (The ) Tj ET Q q 0 0 0 rg BT 437.03 659.10 Td (for) Tj ET Q q 0 0 0 rg BT 448.51 659.10 Td (going ) Tj ET Q q 0 0 0 rg BT 473.96 659.10 Td (or ) Tj ET Q q 0 0 0 rg BT 484.97 659.10 Td (other ) Tj ET Q q 0 0 0 rg BT 508.19 659.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 540.30 659.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 647.10 Td (result ) Tj ET Q q 0 0 0 rg BT 74.89 647.10 Td (in, ) Tj ET Q q 0 0 0 rg BT 88.35 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 105.97 647.10 Td (in ) Tj ET Q q 0 0 0 rg BT 116.92 647.10 Td (some ) Tj ET Q q 0 0 0 rg BT 141.21 647.10 Td (cases, ) Tj ET Q q 0 0 0 rg BT 167.99 647.10 Td (have ) Tj ET Q q 0 0 0 rg BT 190.04 647.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 224.87 647.10 Td (in, ) Tj ET Q q 0 0 0 rg BT 238.33 647.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 272.04 647.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 316.32 647.10 Td (or ) Tj ET Q q 0 0 0 rg BT 327.82 647.10 Td (other ) Tj ET Q q 0 0 0 rg BT 351.55 647.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 383.05 647.10 Td (against ) Tj ET Q q 0 0 0 rg BT 414.55 647.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 448.55 647.10 Td ( ) Tj ET Q q 0 0 0 rg BT 451.73 647.10 Td (Previous ) Tj ET Q q 0 0 0 rg BT 489.91 647.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 534.18 647.10 Td (actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 635.10 Td (against ) Tj ET Q q 0 0 0 rg BT 79.70 635.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 109.89 635.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 143.42 635.10 Td (in ) Tj ET Q q 0 0 0 rg BT 153.07 635.10 Td (subjecting ) Tj ET Q q 0 0 0 rg BT 196.04 635.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 226.23 635.10 Td (to ) Tj ET Q q 0 0 0 rg BT 235.88 635.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 286.63 635.10 Td (oversight ) Tj ET Q q 0 0 0 rg BT 325.71 635.10 Td (of ) Tj ET Q q 0 0 0 rg BT 335.92 635.10 Td (its ) Tj ET Q q 0 0 0 rg BT 347.24 635.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 390.76 635.10 Td (and ) Tj ET Q q 0 0 0 rg BT 407.07 635.10 Td (placing ) Tj ET Q q 0 0 0 rg BT 438.38 635.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 467.45 635.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 513.76 635.10 Td (on ) Tj ET Q q 0 0 0 rg BT 525.63 635.10 Td (its ) Tj ET Q q 0 0 0 rg BT 536.95 635.10 Td (ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 623.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.78 623.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 91.70 623.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 130.86 623.10 Td (rights.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 601.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.09 601.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 95.12 601.10 Td (to ) Tj ET Q q 0 0 0 rg BT 105.16 601.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.63 601.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 148.27 601.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 178.85 601.10 Td (may ) Tj ET Q q 0 0 0 rg BT 198.32 601.10 Td (become ) Tj ET Q q 0 0 0 rg BT 231.67 601.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 262.26 601.10 Td (to ) Tj ET Q q 0 0 0 rg BT 272.29 601.10 Td (future ) Tj ET Q q 0 0 0 rg BT 298.43 601.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 328.44 601.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.14 601.10 Td (state ) Tj ET Q q 0 0 0 rg BT 365.72 601.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 409.07 601.10 Td (investigations, ) Tj ET Q q 0 0 0 rg BT 469.38 601.10 Td (cease ) Tj ET Q q 0 0 0 rg BT 493.29 601.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.98 601.10 Td (desist ) Tj ET Q q 0 0 0 rg BT 535.02 601.10 Td (orders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 589.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 82.00 589.10 Td (orders, ) Tj ET Q q 0 0 0 rg BT 111.44 589.10 Td (inquiries, ) Tj ET Q q 0 0 0 rg BT 150.88 589.10 Td (subpoenas, ) Tj ET Q q 0 0 0 rg BT 197.00 589.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 216.72 589.10 Td (investigative ) Tj ET Q q 0 0 0 rg BT 269.77 589.10 Td (demands, ) Tj ET Q q 0 0 0 rg BT 309.77 589.10 Td (requests ) Tj ET Q q 0 0 0 rg BT 344.49 589.10 Td (for ) Tj ET Q q 0 0 0 rg BT 358.10 589.10 Td (information, ) Tj ET Q q 0 0 0 rg BT 409.76 589.10 Td (other ) Tj ET Q q 0 0 0 rg BT 432.26 589.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 463.64 589.10 Td (or ) Tj ET Q q 0 0 0 rg BT 473.92 589.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 495.31 589.10 Td (proceedings, ) Tj ET Q q 0 0 0 rg BT 548.07 589.10 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 577.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 577.10 Td (which ) Tj ET Q q 0 0 0 rg BT 87.27 577.10 Td (could ) Tj ET Q q 0 0 0 rg BT 111.99 577.10 Td (also ) Tj ET Q q 0 0 0 rg BT 130.59 577.10 Td (result ) Tj ET Q q 0 0 0 rg BT 155.31 577.10 Td (in ) Tj ET Q q 0 0 0 rg BT 165.59 577.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 198.63 577.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 242.22 577.10 Td (or ) Tj ET Q q 0 0 0 rg BT 253.05 577.10 Td (other ) Tj ET Q q 0 0 0 rg BT 276.10 577.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 306.92 577.10 Td (against ) Tj ET Q q 0 0 0 rg BT 337.75 577.10 Td (Ocwen.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 555.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.17 555.10 Td (foregoing ) Tj ET Q q 0 0 0 rg BT 110.16 555.10 Td (may ) Tj ET Q q 0 0 0 rg BT 130.50 555.10 Td (have ) Tj ET Q q 0 0 0 rg BT 152.50 555.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 197.83 555.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 231.49 555.10 Td (ef) Tj ET Q q 0 0 0 rg BT 239.08 555.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 261.07 555.10 Td (on ) Tj ET Q q 0 0 0 rg BT 274.19 555.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 305.29 555.10 Td (s ) Tj ET Q q 0 0 0 rg BT 312.30 555.10 Td (business ) Tj ET Q q 0 0 0 rg BT 349.31 555.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 377.98 555.10 Td (our ) Tj ET Q q 0 0 0 rg BT 394.43 555.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 440.33 555.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 490.66 555.10 Td (with ) Tj ET Q q 0 0 0 rg BT 511.56 555.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 545.50 555.10 Td ( ) Tj ET Q q 0 0 0 rg BT 548.62 555.10 Td (For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 543.10 Td (example, ) Tj ET Q q 0 0 0 rg BT 87.64 543.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 117.73 543.10 Td (may ) Tj ET Q q 0 0 0 rg BT 136.72 543.10 Td (be ) Tj ET Q q 0 0 0 rg BT 147.92 543.10 Td (required ) Tj ET Q q 0 0 0 rg BT 183.01 543.10 Td (to ) Tj ET Q q 0 0 0 rg BT 192.56 543.10 Td (alter ) Tj ET Q q 0 0 0 rg BT 212.09 543.10 Td (the ) Tj ET Q q 0 0 0 rg BT 226.07 543.10 Td (way ) Tj ET Q q 0 0 0 rg BT 244.50 543.10 Td (it ) Tj ET Q q 0 0 0 rg BT 251.83 543.10 Td (conducts ) Tj ET Q q 0 0 0 rg BT 289.15 543.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 327.31 543.10 Td (including ) Tj ET Q q 0 0 0 rg BT 366.85 543.10 Td (the ) Tj ET Q q 0 0 0 rg BT 380.83 543.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 409.26 543.10 Td (it ) Tj ET Q q 0 0 0 rg BT 416.58 543.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 454.45 543.10 Td (with ) Tj ET Q q 0 0 0 rg BT 473.99 543.10 Td (for ) Tj ET Q q 0 0 0 rg BT 487.42 543.10 Td (services ) Tj ET Q q 0 0 0 rg BT 521.40 543.10 Td (\(including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 531.10 Td (IT) Tj ET Q q 0 0 0 rg BT 58.76 531.10 Td ( ) Tj ET Q q 0 0 0 rg BT 61.79 531.10 Td (and ) Tj ET Q q 0 0 0 rg BT 79.25 531.10 Td (software ) Tj ET Q q 0 0 0 rg BT 116.71 531.10 Td (services\), ) Tj ET Q q 0 0 0 rg BT 157.78 531.10 Td (it ) Tj ET Q q 0 0 0 rg BT 166.36 531.10 Td (may ) Tj ET Q q 0 0 0 rg BT 186.61 531.10 Td (be ) Tj ET Q q 0 0 0 rg BT 199.08 531.10 Td (required ) Tj ET Q q 0 0 0 rg BT 235.42 531.10 Td (to ) Tj ET Q q 0 0 0 rg BT 246.23 531.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 267.02 531.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 302.26 531.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.07 531.10 Td (its ) Tj ET Q q 0 0 0 rg BT 325.54 531.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 360.24 531.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 391.59 531.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 429.61 531.10 Td (with ) Tj ET Q q 0 0 0 rg BT 450.41 531.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 464.83 531.10 Td (it ) Tj ET Q q 0 0 0 rg BT 473.42 531.10 Td (may ) Tj ET Q q 0 0 0 rg BT 493.67 531.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 512.80 531.10 Td (its ) Tj ET Q q 0 0 0 rg BT 525.28 531.10 Td (non-GSE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 519.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 89.03 519.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 114.68 519.10 Td (or ) Tj ET Q q 0 0 0 rg BT 125.88 519.10 Td (subservicing ) Tj ET Q q 0 0 0 rg BT 179.30 519.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 236.04 519.10 Td (or ) Tj ET Q q 0 0 0 rg BT 247.24 519.10 Td (may ) Tj ET Q q 0 0 0 rg BT 267.33 519.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 286.32 519.10 Td (one ) Tj ET Q q 0 0 0 rg BT 303.63 519.10 Td (or ) Tj ET Q q 0 0 0 rg BT 314.83 519.10 Td (more ) Tj ET Q q 0 0 0 rg BT 338.25 519.10 Td (of ) Tj ET Q q 0 0 0 rg BT 349.46 519.10 Td (its ) Tj ET Q q 0 0 0 rg BT 361.78 519.10 Td (state ) Tj ET Q q 0 0 0 rg BT 382.98 519.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 422.51 519.10 Td (or ) Tj ET Q q 0 0 0 rg BT 433.71 519.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 480.46 519.10 Td (licenses. ) Tj ET Q q 0 0 0 rg BT 517.49 519.10 Td ( ) Tj ET Q q 0 0 0 rg BT 519.73 519.10 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 507.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 92.35 507.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 122.44 507.10 Td (or ) Tj ET Q q 0 0 0 rg BT 132.53 507.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 164.83 507.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 201.57 507.10 Td (developments ) Tj ET Q q 0 0 0 rg BT 258.87 507.10 Td (may ) Tj ET Q q 0 0 0 rg BT 277.85 507.10 Td (impose ) Tj ET Q q 0 0 0 rg BT 308.49 507.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 350.24 507.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 396.44 507.10 Td (on ) Tj ET Q q 0 0 0 rg BT 408.20 507.10 Td (or ) Tj ET Q q 0 0 0 rg BT 418.29 507.10 Td (require ) Tj ET Q q 0 0 0 rg BT 448.36 507.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 482.33 507.10 Td (in ) Tj ET Q q 0 0 0 rg BT 491.87 507.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 522.97 507.10 Td (s ) Tj ET Q q 0 0 0 rg BT 528.62 507.10 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 495.10 Td (that ) Tj ET Q q 0 0 0 rg BT 66.86 495.10 Td (could ) Tj ET Q q 0 0 0 rg BT 91.44 495.10 Td (require ) Tj ET Q q 0 0 0 rg BT 122.12 495.10 Td (it ) Tj ET Q q 0 0 0 rg BT 130.04 495.10 Td (to ) Tj ET Q q 0 0 0 rg BT 140.19 495.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 156.44 495.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 182.13 495.10 Td (or ) Tj ET Q q 0 0 0 rg BT 192.83 495.10 Td (change ) Tj ET Q q 0 0 0 rg BT 223.51 495.10 Td (its ) Tj ET Q q 0 0 0 rg BT 235.32 495.10 Td (business ) Tj ET Q q 0 0 0 rg BT 271.58 495.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 318.10 495.10 Td ( ) Tj ET Q q 0 0 0 rg BT 319.94 495.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 339.53 495.10 Td (or ) Tj ET Q q 0 0 0 rg BT 350.22 495.10 Td (all ) Tj ET Q q 0 0 0 rg BT 362.58 495.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.28 495.10 Td (these ) Tj ET Q q 0 0 0 rg BT 396.19 495.10 Td (ef) Tj ET Q q 0 0 0 rg BT 403.77 495.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 425.02 495.10 Td (could ) Tj ET Q q 0 0 0 rg BT 449.60 495.10 Td (result ) Tj ET Q q 0 0 0 rg BT 474.18 495.10 Td (in ) Tj ET Q q 0 0 0 rg BT 484.32 495.10 Td (our ) Tj ET Q q 0 0 0 rg BT 500.02 495.10 Td (eventual ) Tj ET Q q 0 0 0 rg BT 536.25 495.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 554.18 495.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 483.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 79.95 483.10 Td (as ) Tj ET Q q 0 0 0 rg BT 90.41 483.10 Td (a ) Tj ET Q q 0 0 0 rg BT 96.98 483.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 135.77 483.10 Td (or ) Tj ET Q q 0 0 0 rg BT 146.23 483.10 Td (a ) Tj ET Q q 0 0 0 rg BT 152.79 483.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 192.69 483.10 Td (in ) Tj ET Q q 0 0 0 rg BT 202.60 483.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.94 483.10 Td (number ) Tj ET Q q 0 0 0 rg BT 249.62 483.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 277.30 483.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 309.42 483.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.89 483.10 Td (services ) Tj ET Q q 0 0 0 rg BT 354.22 483.10 Td (they ) Tj ET Q q 0 0 0 rg BT 373.57 483.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 411.24 483.10 Td (from ) Tj ET Q q 0 0 0 rg BT 432.81 483.10 Td (us ) Tj ET Q q 0 0 0 rg BT 443.83 483.10 Td (or ) Tj ET Q q 0 0 0 rg BT 454.29 483.10 Td (the ) Tj ET Q q 0 0 0 rg BT 468.64 483.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 486.33 483.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.79 483.10 Td (other ) Tj ET Q q 0 0 0 rg BT 519.47 483.10 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 461.10 Td (If ) Tj ET Q q 0 0 0 rg BT 58.80 461.10 Td (any ) Tj ET Q q 0 0 0 rg BT 75.88 461.10 Td (of ) Tj ET Q q 0 0 0 rg BT 86.84 461.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.70 461.10 Td (following ) Tj ET Q q 0 0 0 rg BT 143.22 461.10 Td (events ) Tj ET Q q 0 0 0 rg BT 171.41 461.10 Td (occurred, ) Tj ET Q q 0 0 0 rg BT 210.94 461.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 255.37 461.10 Td (s ) Tj ET Q q 0 0 0 rg BT 261.90 461.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 296.19 461.10 Td (could ) Tj ET Q q 0 0 0 rg BT 321.04 461.10 Td (be ) Tj ET Q q 0 0 0 rg BT 333.12 461.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 385.75 461.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 411.15 461.10 Td (and ) Tj ET Q q 0 0 0 rg BT 428.23 461.10 Td (our ) Tj ET Q q 0 0 0 rg BT 444.20 461.10 Td (results ) Tj ET Q q 0 0 0 rg BT 472.94 461.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.91 461.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 528.21 461.10 Td (could ) Tj ET Q q 0 0 0 rg BT 553.06 461.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 449.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 93.18 449.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 134.64 449.10 Td (af) Tj ET Q q 0 0 0 rg BT 142.22 449.10 Td (fected, ) Tj ET Q q 0 0 0 rg BT 172.29 449.10 Td (including ) Tj ET Q q 0 0 0 rg BT 213.21 449.10 Td (from ) Tj ET Q q 0 0 0 rg BT 235.79 449.10 Td (the ) Tj ET Q q 0 0 0 rg BT 251.15 449.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 287.07 449.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 336.31 449.10 Td (or ) Tj ET Q q 0 0 0 rg BT 347.78 449.10 Td (write-of) Tj ET Q q 0 0 0 rg BT 379.81 449.10 Td (f ) Tj ET Q q 0 0 0 rg BT 386.28 449.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.75 449.10 Td (goodwill, ) Tj ET Q q 0 0 0 rg BT 438.95 449.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 482.08 449.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 511.05 449.10 Td (property ) Tj ET Q q 0 0 0 rg BT 548.07 449.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 437.10 Td (equipment, ) Tj ET Q q 0 0 0 rg BT 96.71 437.10 Td (other ) Tj ET Q q 0 0 0 rg BT 119.76 437.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 145.59 437.10 Td (and ) Tj ET Q q 0 0 0 rg BT 162.53 437.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 200.01 437.10 Td (receivable:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 415.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 415.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 124.66 415.10 Td (loses ) Tj ET Q q 0 0 0 rg BT 147.16 415.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 177.98 415.10 Td (as ) Tj ET Q q 0 0 0 rg BT 188.81 415.10 Td (a ) Tj ET Q q 0 0 0 rg BT 195.74 415.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 234.90 415.10 Td (or ) Tj ET Q q 0 0 0 rg BT 245.73 415.10 Td (there ) Tj ET Q q 0 0 0 rg BT 268.21 415.10 Td (is ) Tj ET Q q 0 0 0 rg BT 277.38 415.10 Td (a ) Tj ET Q q 0 0 0 rg BT 284.32 415.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 329.04 415.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 369.30 415.10 Td (in ) Tj ET Q q 0 0 0 rg BT 379.58 415.10 Td (the ) Tj ET Q q 0 0 0 rg BT 394.29 415.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 426.79 415.10 Td (of ) Tj ET Q q 0 0 0 rg BT 437.62 415.10 Td (services ) Tj ET Q q 0 0 0 rg BT 472.33 415.10 Td (they ) Tj ET Q q 0 0 0 rg BT 492.04 415.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 530.08 415.10 Td (from ) Tj ET Q q 0 0 0 rg BT 552.02 415.10 Td (us) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 403.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 403.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 112.52 403.10 Td (loses, ) Tj ET Q q 0 0 0 rg BT 138.73 403.10 Td (sells ) Tj ET Q q 0 0 0 rg BT 160.21 403.10 Td (or ) Tj ET Q q 0 0 0 rg BT 172.24 403.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 210.37 403.10 Td (a ) Tj ET Q q 0 0 0 rg BT 218.51 403.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 264.43 403.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 297.02 403.10 Td (or ) Tj ET Q q 0 0 0 rg BT 309.05 403.10 Td (all ) Tj ET Q q 0 0 0 rg BT 322.75 403.10 Td (of ) Tj ET Q q 0 0 0 rg BT 334.78 403.10 Td (its ) Tj ET Q q 0 0 0 rg BT 347.93 403.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 392.17 403.10 Td (non-GSE ) Tj ET Q q 0 0 0 rg BT 433.10 403.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 473.46 403.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 499.94 403.10 Td (or ) Tj ET Q q 0 0 0 rg BT 511.97 403.10 Td (subservicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 391.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 136.86 391.10 Td (and ) Tj ET Q q 0 0 0 rg BT 153.25 391.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 197.40 391.10 Td (fails ) Tj ET Q q 0 0 0 rg BT 217.12 391.10 Td (to ) Tj ET Q q 0 0 0 rg BT 227.40 391.10 Td (be ) Tj ET Q q 0 0 0 rg BT 239.34 391.10 Td (retained ) Tj ET Q q 0 0 0 rg BT 274.04 391.10 Td (as ) Tj ET Q q 0 0 0 rg BT 284.87 391.10 Td (a ) Tj ET Q q 0 0 0 rg BT 291.81 391.10 Td (service ) Tj ET Q q 0 0 0 rg BT 322.62 391.10 Td (provider) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 379.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 379.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 111.32 379.10 Td (loses ) Tj ET Q q 0 0 0 rg BT 133.82 379.10 Td (state ) Tj ET Q q 0 0 0 rg BT 154.65 379.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 193.80 379.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 227.96 379.10 Td (in ) Tj ET Q q 0 0 0 rg BT 238.23 379.10 Td (states ) Tj ET Q q 0 0 0 rg BT 262.95 379.10 Td (with ) Tj ET Q q 0 0 0 rg BT 283.23 379.10 Td (a ) Tj ET Q q 0 0 0 rg BT 290.17 379.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 334.88 379.10 Td (number ) Tj ET Q q 0 0 0 rg BT 367.93 379.10 Td (of ) Tj ET Q q 0 0 0 rg BT 378.76 379.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 402.37 379.10 Td (in ) Tj ET Q q 0 0 0 rg BT 412.64 379.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 443.74 379.10 Td (s ) Tj ET Q q 0 0 0 rg BT 450.13 379.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 489.29 379.10 Td (portfolio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 367.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 367.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 124.66 367.10 Td (fails ) Tj ET Q q 0 0 0 rg BT 144.37 367.10 Td (to ) Tj ET Q q 0 0 0 rg BT 154.65 367.10 Td (be ) Tj ET Q q 0 0 0 rg BT 166.59 367.10 Td (retained ) Tj ET Q q 0 0 0 rg BT 201.29 367.10 Td (as ) Tj ET Q q 0 0 0 rg BT 212.12 367.10 Td (a ) Tj ET Q q 0 0 0 rg BT 219.06 367.10 Td (service ) Tj ET Q q 0 0 0 rg BT 249.88 367.10 Td (provider) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 355.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 355.10 Td (The ) Tj ET Q q 0 0 0 rg BT 98.68 355.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 145.72 355.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 195.56 355.10 Td (between ) Tj ET Q q 0 0 0 rg BT 231.51 355.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 262.46 355.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.94 355.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 323.23 355.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 358.06 355.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 410.68 355.10 Td (or ) Tj ET Q q 0 0 0 rg BT 421.64 355.10 Td (there ) Tj ET Q q 0 0 0 rg BT 444.25 355.10 Td (are ) Tj ET Q q 0 0 0 rg BT 459.09 355.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 503.93 355.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 538.76 355.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.17 355.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 343.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 111.33 343.10 Td (to ) Tj ET Q q 0 0 0 rg BT 121.60 343.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 152.42 343.10 Td (for ) Tj ET Q q 0 0 0 rg BT 166.58 343.10 Td (services ) Tj ET Q q 0 0 0 rg BT 201.29 343.10 Td (from ) Tj ET Q q 0 0 0 rg BT 223.23 343.10 Td (which ) Tj ET Q q 0 0 0 rg BT 250.17 343.10 Td (we ) Tj ET Q q 0 0 0 rg BT 264.33 343.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 300.69 343.10 Td (material ) Tj ET Q q 0 0 0 rg BT 335.95 343.10 Td (revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 322.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 99.40 322.10 Td (, ) Tj ET Q q 0 0 0 rg BT 104.74 322.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 135.89 322.10 Td (has ) Tj ET Q q 0 0 0 rg BT 152.06 322.10 Td (notified ) Tj ET Q q 0 0 0 rg BT 186.00 322.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 200.23 322.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 240.28 322.10 Td (in ) Tj ET Q q 0 0 0 rg BT 250.89 322.10 Td (its ) Tj ET Q q 0 0 0 rg BT 263.18 322.10 Td (filings ) Tj ET Q q 0 0 0 rg BT 291.57 322.10 Td (and ) Tj ET Q q 0 0 0 rg BT 308.85 322.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 335.01 322.10 Td (in ) Tj ET Q q 0 0 0 rg BT 345.62 322.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 392.33 322.10 Td (with ) Tj ET Q q 0 0 0 rg BT 412.94 322.10 Td (resolving ) Tj ET Q q 0 0 0 rg BT 453.00 322.10 Td (several ) Tj ET Q q 0 0 0 rg BT 484.15 322.10 Td (state ) Tj ET Q q 0 0 0 rg BT 505.31 322.10 Td (administrative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 310.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 80.91 310.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 122.33 310.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 151.79 310.10 Td (that ) Tj ET Q q 0 0 0 rg BT 169.88 310.10 Td (it ) Tj ET Q q 0 0 0 rg BT 178.52 310.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 202.72 310.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.58 310.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 254.44 310.10 Td (from ) Tj ET Q q 0 0 0 rg BT 276.97 310.10 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 344.49 310.10 Td (to ) Tj ET Q q 0 0 0 rg BT 355.36 310.10 Td (another ) Tj ET Q q 0 0 0 rg BT 388.43 310.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 429.28 310.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 469.02 310.10 Td (software ) Tj ET Q q 0 0 0 rg BT 506.54 310.10 Td (platform. ) Tj ET Q q 0 0 0 rg BT 546.56 310.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.42 310.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.06 310.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 298.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 90.72 298.10 Td (that ) Tj ET Q q 0 0 0 rg BT 108.08 298.10 Td (such ) Tj ET Q q 0 0 0 rg BT 128.76 298.10 Td (a ) Tj ET Q q 0 0 0 rg BT 135.56 298.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 175.69 298.10 Td (could ) Tj ET Q q 0 0 0 rg BT 200.27 298.10 Td (be ) Tj ET Q q 0 0 0 rg BT 212.06 298.10 Td (a ) Tj ET Q q 0 0 0 rg BT 218.86 298.10 Td (multi-year ) Tj ET Q q 0 0 0 rg BT 262.87 298.10 Td (project ) Tj ET Q q 0 0 0 rg BT 292.99 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.26 298.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 353.27 298.10 Td (would ) Tj ET Q q 0 0 0 rg BT 380.63 298.10 Td (support ) Tj ET Q q 0 0 0 rg BT 412.99 298.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 443.67 298.10 Td (through ) Tj ET Q q 0 0 0 rg BT 477.13 298.10 Td (such ) Tj ET Q q 0 0 0 rg BT 497.82 298.10 Td (a ) Tj ET Q q 0 0 0 rg BT 504.62 298.10 Td (transition. ) Tj ET Q q 0 0 0 rg BT 547.25 298.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.43 298.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.07 298.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 286.10 Td (do ) Tj ET Q q 0 0 0 rg BT 61.59 286.10 Td (not ) Tj ET Q q 0 0 0 rg BT 76.47 286.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 117.43 286.10 Td (that ) Tj ET Q q 0 0 0 rg BT 134.52 286.10 Td (a ) Tj ET Q q 0 0 0 rg BT 141.05 286.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 179.80 286.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 226.33 286.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 266.20 286.10 Td (would ) Tj ET Q q 0 0 0 rg BT 293.29 286.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 322.60 286.10 Td (the ) Tj ET Q q 0 0 0 rg BT 336.91 286.10 Td (other ) Tj ET Q q 0 0 0 rg BT 359.55 286.10 Td (services ) Tj ET Q q 0 0 0 rg BT 393.86 286.10 Td (we ) Tj ET Q q 0 0 0 rg BT 407.61 286.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 440.25 286.10 Td (to ) Tj ET Q q 0 0 0 rg BT 450.13 286.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 483.04 286.10 Td ( ) Tj ET Q q 0 0 0 rg BT 485.13 286.10 Td (For ) Tj ET Q q 0 0 0 rg BT 501.12 286.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.43 286.10 Td (years ) Tj ET Q q 0 0 0 rg BT 538.63 286.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 274.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.36 274.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.36 274.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.65 274.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.65 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.43 274.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.65 274.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.65 274.10 Td (, ) Tj ET Q q 0 0 0 rg BT 198.93 274.10 Td (service ) Tj ET Q q 0 0 0 rg BT 230.02 274.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 264.45 274.10 Td (from ) Tj ET Q q 0 0 0 rg BT 286.67 274.10 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 353.88 274.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.21 274.10 Td ($26.4 ) Tj ET Q q 0 0 0 rg BT 397.50 274.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.39 274.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.67 274.10 Td ($29.8 ) Tj ET Q q 0 0 0 rg BT 456.95 274.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.84 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 488.62 274.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.84 274.10 Td ($50.3 ) Tj ET Q q 0 0 0 rg BT 531.12 274.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 274.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 262.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.16 262.10 Td (. ) Tj ET Q q 0 0 0 rg BT 103.13 262.10 Td ( ) Tj ET Q q 0 0 0 rg BT 106.36 262.10 Td (W) Tj ET Q q 0 0 0 rg BT 114.99 262.10 Td (e ) Tj ET Q q 0 0 0 rg BT 122.91 262.10 Td (estimate, ) Tj ET Q q 0 0 0 rg BT 162.20 262.10 Td (with ) Tj ET Q q 0 0 0 rg BT 183.45 262.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 215.24 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 226.49 262.10 Td (income ) Tj ET Q q 0 0 0 rg BT 259.40 262.10 Td (before ) Tj ET Q q 0 0 0 rg BT 288.41 262.10 Td (income ) Tj ET Q q 0 0 0 rg BT 321.31 262.10 Td (tax, ) Tj ET Q q 0 0 0 rg BT 339.50 262.10 Td (that ) Tj ET Q q 0 0 0 rg BT 357.97 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.66 262.10 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 441.57 262.10 Td (business ) Tj ET Q q 0 0 0 rg BT 478.93 262.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 518.50 262.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 555.29 262.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 250.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 109.76 250.10 Td (break-even.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 228.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 103.96 228.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 132.87 228.10 Td (predict ) Tj ET Q q 0 0 0 rg BT 162.89 228.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.37 228.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 214.06 228.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.65 228.10 Td (these ) Tj ET Q q 0 0 0 rg BT 247.45 228.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 279.14 228.10 Td (or ) Tj ET Q q 0 0 0 rg BT 289.73 228.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.20 228.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 336.45 228.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.04 228.10 Td (any ) Tj ET Q q 0 0 0 rg BT 363.74 228.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 393.21 228.10 Td (they ) Tj ET Q q 0 0 0 rg BT 412.68 228.10 Td (may ) Tj ET Q q 0 0 0 rg BT 432.16 228.10 Td (have ) Tj ET Q q 0 0 0 rg BT 453.29 228.10 Td (on ) Tj ET Q q 0 0 0 rg BT 465.05 228.10 Td (Altisource. ) Tj ET Q q 0 0 0 rg BT 511.46 228.10 Td ( ) Tj ET Q q 0 0 0 rg BT 513.72 228.10 Td (However) Tj ET Q q 0 0 0 rg BT 549.97 228.10 Td (, ) Tj ET Q q 0 0 0 rg BT 554.73 228.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.29 216.10 Td (event ) Tj ET Q q 0 0 0 rg BT 88.51 216.10 Td (these ) Tj ET Q q 0 0 0 rg BT 111.63 216.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 143.63 216.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 186.74 216.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 230.96 216.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 260.17 216.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 306.90 216.10 Td (we ) Tj ET Q q 0 0 0 rg BT 321.13 216.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 352.57 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 367.36 216.10 Td (variable ) Tj ET Q q 0 0 0 rg BT 402.13 216.10 Td (nature ) Tj ET Q q 0 0 0 rg BT 429.68 216.10 Td (of ) Tj ET Q q 0 0 0 rg BT 440.58 216.10 Td (our ) Tj ET Q q 0 0 0 rg BT 456.48 216.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 475.16 216.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 512.72 216.10 Td (would ) Tj ET Q q 0 0 0 rg BT 540.29 216.10 Td (allow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 204.10 Td (us ) Tj ET Q q 0 0 0 rg BT 60.76 204.10 Td (to ) Tj ET Q q 0 0 0 rg BT 70.90 204.10 Td (realign ) Tj ET Q q 0 0 0 rg BT 101.03 204.10 Td (our ) Tj ET Q q 0 0 0 rg BT 116.73 204.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 135.20 204.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 172.55 204.10 Td (in ) Tj ET Q q 0 0 0 rg BT 182.70 204.10 Td (line ) Tj ET Q q 0 0 0 rg BT 200.06 204.10 Td (with ) Tj ET Q q 0 0 0 rg BT 220.20 204.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 263.11 204.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 299.62 204.10 Td ( ) Tj ET Q q 0 0 0 rg BT 301.99 204.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 356.84 204.10 Td (in ) Tj ET Q q 0 0 0 rg BT 366.98 204.10 Td (the ) Tj ET Q q 0 0 0 rg BT 381.56 204.10 Td (event ) Tj ET Q q 0 0 0 rg BT 405.58 204.10 Td (of ) Tj ET Q q 0 0 0 rg BT 416.28 204.10 Td (a ) Tj ET Q q 0 0 0 rg BT 423.08 204.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 467.66 204.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 507.79 204.10 Td (in ) Tj ET Q q 0 0 0 rg BT 517.94 204.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.52 204.10 Td (volume ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 192.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.56 192.10 Td (services ) Tj ET Q q 0 0 0 rg BT 93.50 192.10 Td (purchased ) Tj ET Q q 0 0 0 rg BT 135.76 192.10 Td (or ) Tj ET Q q 0 0 0 rg BT 145.82 192.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 168.66 192.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 203.71 192.10 Td (by ) Tj ET Q q 0 0 0 rg BT 215.44 192.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 245.49 192.10 Td (\(such ) Tj ET Q q 0 0 0 rg BT 268.88 192.10 Td (as ) Tj ET Q q 0 0 0 rg BT 278.94 192.10 Td (a ) Tj ET Q q 0 0 0 rg BT 285.11 192.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 317.37 192.10 Td (of ) Tj ET Q q 0 0 0 rg BT 327.43 192.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 358.53 192.10 Td (s ) Tj ET Q q 0 0 0 rg BT 364.15 192.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 406.43 192.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 444.81 192.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 469.32 192.10 Td (to ) Tj ET Q q 0 0 0 rg BT 478.83 192.10 Td (a ) Tj ET Q q 0 0 0 rg BT 485.00 192.10 Td (successor ) Tj ET Q q 0 0 0 rg BT 525.05 192.10 Td (servicer\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 180.10 Td (we ) Tj ET Q q 0 0 0 rg BT 64.29 180.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 96.29 180.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.64 180.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 141.98 180.10 Td (to ) Tj ET Q q 0 0 0 rg BT 152.20 180.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 196.98 180.10 Td (could ) Tj ET Q q 0 0 0 rg BT 222.33 180.10 Td (occur ) Tj ET Q q 0 0 0 rg BT 247.67 180.10 Td (over ) Tj ET Q q 0 0 0 rg BT 268.56 180.10 Td (an ) Tj ET Q q 0 0 0 rg BT 281.13 180.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 320.36 180.10 Td (period ) Tj ET Q q 0 0 0 rg BT 349.03 180.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.49 180.10 Td (time. ) Tj ET Q q 0 0 0 rg BT 383.90 180.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.03 180.10 Td (During ) Tj ET Q q 0 0 0 rg BT 418.49 180.10 Td (this ) Tj ET Q q 0 0 0 rg BT 436.06 180.10 Td (period, ) Tj ET Q q 0 0 0 rg BT 467.24 180.10 Td (we ) Tj ET Q q 0 0 0 rg BT 482.03 180.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 514.03 180.10 Td (that ) Tj ET Q q 0 0 0 rg BT 532.16 180.10 Td (we ) Tj ET Q q 0 0 0 rg BT 546.95 180.10 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 168.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 86.43 168.10 Td (to ) Tj ET Q q 0 0 0 rg BT 96.71 168.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 133.07 168.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 167.22 168.10 Td (from ) Tj ET Q q 0 0 0 rg BT 189.16 168.10 Td (all ) Tj ET Q q 0 0 0 rg BT 201.65 168.10 Td (or ) Tj ET Q q 0 0 0 rg BT 212.48 168.10 Td (a ) Tj ET Q q 0 0 0 rg BT 219.42 168.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 250.81 168.10 Td (of ) Tj ET Q q 0 0 0 rg BT 261.64 168.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 292.74 168.10 Td (s ) Tj ET Q q 0 0 0 rg BT 299.13 168.10 Td (portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 146.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 99.40 146.10 Td (, ) Tj ET Q q 0 0 0 rg BT 104.61 146.10 Td (our ) Tj ET Q q 0 0 0 rg BT 120.64 146.10 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 156.66 146.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 199.66 146.10 Td (Origination ) Tj ET Q q 0 0 0 rg BT 248.46 146.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 291.46 146.10 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 335.27 146.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 356.30 146.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 383.44 146.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 423.93 146.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.08 146.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 462.11 146.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 489.25 146.10 Td (Investor ) Tj ET Q q 0 0 0 rg BT 524.72 146.10 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 134.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 94.46 134.10 Td (are ) Tj ET Q q 0 0 0 rg BT 109.41 134.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 143.25 134.10 Td (on ) Tj ET Q q 0 0 0 rg BT 155.99 134.10 Td (diversifying ) Tj ET Q q 0 0 0 rg BT 207.06 134.10 Td (and ) Tj ET Q q 0 0 0 rg BT 224.24 134.10 Td (growing ) Tj ET Q q 0 0 0 rg BT 260.31 134.10 Td (our ) Tj ET Q q 0 0 0 rg BT 276.38 134.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 310.76 134.10 Td (and ) Tj ET Q q 0 0 0 rg BT 327.94 134.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 367.34 134.10 Td (base ) Tj ET Q q 0 0 0 rg BT 387.85 134.10 Td (and ) Tj ET Q q 0 0 0 rg BT 405.03 134.10 Td (we ) Tj ET Q q 0 0 0 rg BT 419.43 134.10 Td (have ) Tj ET Q q 0 0 0 rg BT 441.05 134.10 Td (a ) Tj ET Q q 0 0 0 rg BT 448.22 134.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 470.40 134.10 Td (and ) Tj ET Q q 0 0 0 rg BT 487.58 134.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 530.87 134.10 Td (strategy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 122.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.78 122.10 Td (support ) Tj ET Q q 0 0 0 rg BT 92.28 122.10 Td (these ) Tj ET Q q 0 0 0 rg BT 115.33 122.10 Td (businesses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 100.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 104.36 100.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 139.77 100.10 Td (our ) Tj ET Q q 0 0 0 rg BT 155.76 100.10 Td (plans, ) Tj ET Q q 0 0 0 rg BT 182.02 100.10 Td (together ) Tj ET Q q 0 0 0 rg BT 217.44 100.10 Td (with ) Tj ET Q q 0 0 0 rg BT 237.87 100.10 Td (current ) Tj ET Q q 0 0 0 rg BT 268.84 100.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 305.38 100.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.48 100.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 342.90 100.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 367.77 100.10 Td (from ) Tj ET Q q 0 0 0 rg BT 389.87 100.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 436.68 100.10 Td (would ) Tj ET Q q 0 0 0 rg BT 464.33 100.10 Td (be ) Tj ET Q q 0 0 0 rg BT 476.42 100.10 Td (suf) Tj ET Q q 0 0 0 rg BT 488.46 100.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 516.66 100.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.09 100.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 549.18 100.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 88.10 Td (working ) Tj ET Q q 0 0 0 rg BT 85.37 88.10 Td (capital, ) Tj ET Q q 0 0 0 rg BT 117.06 88.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 146.26 88.10 Td (expenditures, ) Tj ET Q q 0 0 0 rg BT 202.39 88.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 222.15 88.10 Td (service ) Tj ET Q q 0 0 0 rg BT 253.01 88.10 Td (and ) Tj ET Q q 0 0 0 rg BT 269.99 88.10 Td (other ) Tj ET Q q 0 0 0 rg BT 293.07 88.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 313.38 88.10 Td (needs. ) Tj ET Q q 0 0 0 rg BT 341.19 88.10 Td ( ) Tj ET Q q 0 0 0 rg BT 343.74 88.10 Td (However) Tj ET Q q 0 0 0 rg BT 379.99 88.10 Td (, ) Tj ET Q q 0 0 0 rg BT 385.03 88.10 Td (there ) Tj ET Q q 0 0 0 rg BT 407.55 88.10 Td (can ) Tj ET Q q 0 0 0 rg BT 423.97 88.10 Td (be ) Tj ET Q q 0 0 0 rg BT 435.95 88.10 Td (no ) Tj ET Q q 0 0 0 rg BT 448.49 88.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 489.90 88.10 Td (that ) Tj ET Q q 0 0 0 rg BT 507.44 88.10 Td (our ) Tj ET Q q 0 0 0 rg BT 523.31 88.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 546.96 88.10 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 76.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.44 76.10 Td (successful ) Tj ET Q q 0 0 0 rg BT 105.04 76.10 Td (or ) Tj ET Q q 0 0 0 rg BT 115.87 76.10 Td (our ) Tj ET Q q 0 0 0 rg BT 131.70 76.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 175.85 76.10 Td (will ) Tj ET Q q 0 0 0 rg BT 193.91 76.10 Td (be ) Tj ET Q q 0 0 0 rg BT 205.85 76.10 Td (profitable.) Tj ET Q endstream endobj 73 0 obj <>] /Rotate 0 /Contents 74 0 R>> endobj 74 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (36) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (Factors ) Tj ET Q q 0 0 0 rg BT 83.66 731.25 Td (Affecting ) Tj ET Q q 0 0 0 rg BT 125.58 731.25 Td (Comparability) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 710.25 Td (following ) Tj ET Q q 0 0 0 rg BT 108.93 710.25 Td (items ) Tj ET Q q 0 0 0 rg BT 133.10 710.25 Td (may ) Tj ET Q q 0 0 0 rg BT 152.82 710.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 182.53 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 197.24 710.25 Td (comparability ) Tj ET Q q 0 0 0 rg BT 255.28 710.25 Td (of ) Tj ET Q q 0 0 0 rg BT 266.11 710.25 Td (our ) Tj ET Q q 0 0 0 rg BT 281.94 710.25 Td (results:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 689.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 689.25 Td (The ) Tj ET Q q 0 0 0 rg BT 105.17 689.25 Td (average ) Tj ET Q q 0 0 0 rg BT 140.38 689.25 Td (number ) Tj ET Q q 0 0 0 rg BT 175.05 689.25 Td (of ) Tj ET Q q 0 0 0 rg BT 187.51 689.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 212.74 689.25 Td (serviced ) Tj ET Q q 0 0 0 rg BT 250.18 689.25 Td (by ) Tj ET Q q 0 0 0 rg BT 264.30 689.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 296.75 689.25 Td (on ) Tj ET Q q 0 0 0 rg BT 310.87 689.25 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 379.43 689.25 Td (\(including ) Tj ET Q q 0 0 0 rg BT 424.66 689.25 Td (those ) Tj ET Q q 0 0 0 rg BT 449.89 689.25 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 479.03 689.25 Td (owned ) Tj ET Q q 0 0 0 rg BT 509.82 689.25 Td (by ) Tj ET Q q 0 0 0 rg BT 523.94 689.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 548.06 689.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 677.25 Td (subserviced ) Tj ET Q q 0 0 0 rg BT 135.76 677.25 Td (by ) Tj ET Q q 0 0 0 rg BT 148.81 677.25 Td (Ocwen\) ) Tj ET Q q 0 0 0 rg BT 183.51 677.25 Td (was ) Tj ET Q q 0 0 0 rg BT 202.11 677.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.91 677.25 Td (1.3 ) Tj ET Q q 0 0 0 rg BT 278.46 677.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.36 677.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.90 677.25 Td (1.5 ) Tj ET Q q 0 0 0 rg BT 328.45 677.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.35 677.25 Td ( ) Tj ET Q q 0 0 0 rg BT 360.40 677.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.88 677.25 Td (2.0 ) Tj ET Q q 0 0 0 rg BT 393.43 677.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.32 677.25 Td ( ) Tj ET Q q 0 0 0 rg BT 425.37 677.25 Td (for ) Tj ET Q q 0 0 0 rg BT 440.08 677.25 Td (the ) Tj ET Q q 0 0 0 rg BT 455.35 677.25 Td (years ) Tj ET Q q 0 0 0 rg BT 479.50 677.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.42 677.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 665.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 665.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 665.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.00 665.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.01 665.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.45 665.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.45 665.25 Td (, ) Tj ET Q q 0 0 0 rg BT 184.96 665.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 232.62 665.25 Td (. ) Tj ET Q q 0 0 0 rg BT 240.12 665.25 Td ( ) Tj ET Q q 0 0 0 rg BT 244.77 665.25 Td (The ) Tj ET Q q 0 0 0 rg BT 265.32 665.25 Td (average ) Tj ET Q q 0 0 0 rg BT 301.41 665.25 Td (number ) Tj ET Q q 0 0 0 rg BT 336.96 665.25 Td (of ) Tj ET Q q 0 0 0 rg BT 350.29 665.25 Td (delinquent ) Tj ET Q q 0 0 0 rg BT 397.51 665.25 Td (non-GSE ) Tj ET Q q 0 0 0 rg BT 439.74 665.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 465.85 665.25 Td (serviced ) Tj ET Q q 0 0 0 rg BT 504.17 665.25 Td (by ) Tj ET Q q 0 0 0 rg BT 519.18 665.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 552.50 665.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 653.25 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 153.08 653.25 Td (was ) Tj ET Q q 0 0 0 rg BT 171.78 653.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.69 653.25 Td (199 ) Tj ET Q q 0 0 0 rg BT 250.83 653.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.94 653.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.59 653.25 Td (219 ) Tj ET Q q 0 0 0 rg BT 310.73 653.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.84 653.25 Td ( ) Tj ET Q q 0 0 0 rg BT 349.99 653.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.58 653.25 Td (279 ) Tj ET Q q 0 0 0 rg BT 385.72 653.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.83 653.25 Td ( ) Tj ET Q q 0 0 0 rg BT 424.98 653.25 Td (for ) Tj ET Q q 0 0 0 rg BT 439.78 653.25 Td (the ) Tj ET Q q 0 0 0 rg BT 455.15 653.25 Td (years ) Tj ET Q q 0 0 0 rg BT 479.39 653.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.42 653.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 641.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 641.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.50 641.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.50 641.25 Td ( ) Tj ET Q q 0 0 0 rg BT 133.00 641.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.94 641.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.94 641.25 Td (, ) Tj ET Q q 0 0 0 rg BT 174.94 641.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 222.60 641.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 629.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 629.25 Td (The ) Tj ET Q q 0 0 0 rg BT 103.09 629.25 Td (ef) Tj ET Q q 0 0 0 rg BT 110.67 629.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 139.92 629.25 Td (income ) Tj ET Q q 0 0 0 rg BT 171.39 629.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 185.65 629.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 206.56 629.25 Td (for ) Tj ET Q q 0 0 0 rg BT 220.26 629.25 Td (the ) Tj ET Q q 0 0 0 rg BT 234.52 629.25 Td (years ) Tj ET Q q 0 0 0 rg BT 257.66 629.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 283.58 629.25 Td (December ) Tj ET Q q 0 0 0 rg BT 326.70 629.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 341.24 629.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 365.78 629.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 387.82 629.25 Td (and ) Tj ET Q q 0 0 0 rg BT 404.30 629.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 426.34 629.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.81 629.25 Td (\(780.9\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.30 629.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.84 629.25 Td (29.2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.67 629.25 Td ( ) Tj ET Q q 0 0 0 rg BT 517.71 629.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.19 629.25 Td (15.6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.02 629.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 617.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 133.16 617.25 Td (. ) Tj ET Q q 0 0 0 rg BT 138.68 617.25 Td ( ) Tj ET Q q 0 0 0 rg BT 141.48 617.25 Td (The ) Tj ET Q q 0 0 0 rg BT 160.04 617.25 Td (Company) Tj ET Q q 0 0 0 rg BT 201.71 617.25 Td (s ) Tj ET Q q 0 0 0 rg BT 208.62 617.25 Td (ef) Tj ET Q q 0 0 0 rg BT 216.20 617.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 246.42 617.25 Td (income ) Tj ET Q q 0 0 0 rg BT 278.88 617.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 294.11 617.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 312.11 617.25 Td (for ) Tj ET Q q 0 0 0 rg BT 326.79 617.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.02 617.25 Td (year ) Tj ET Q q 0 0 0 rg BT 362.25 617.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.14 617.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 448.25 617.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.25 617.25 Td ( ) Tj ET Q q 0 0 0 rg BT 471.26 617.25 Td (was ) Tj ET Q q 0 0 0 rg BT 489.83 617.25 Td (impacted ) Tj ET Q q 0 0 0 rg BT 529.50 617.25 Td (by ) Tj ET Q q 0 0 0 rg BT 542.52 617.25 Td (three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 605.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 130.56 605.25 Td (items. ) Tj ET Q q 0 0 0 rg BT 157.58 605.25 Td ( ) Tj ET Q q 0 0 0 rg BT 160.43 605.25 Td (On ) Tj ET Q q 0 0 0 rg BT 175.50 605.25 Td (December27, ) Tj ET Q q 0 0 0 rg BT 234.44 605.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 259.79 605.25 Td (two ) Tj ET Q q 0 0 0 rg BT 277.64 605.25 Td (of ) Tj ET Q q 0 0 0 rg BT 288.83 605.25 Td (the ) Tj ET Q q 0 0 0 rg BT 303.89 605.25 Td (Company) Tj ET Q q 0 0 0 rg BT 345.56 605.25 Td (s ) Tj ET Q q 0 0 0 rg BT 352.30 605.25 Td (wholly-owned ) Tj ET Q q 0 0 0 rg BT 412.92 605.25 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 464.86 605.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 509.37 605.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 550.01 605.25 Td (S. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 593.25 Td (r) Tj ET Q q 0 0 0 rg BT 88.28 593.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 98.10 593.25 Td (and ) Tj ET Q q 0 0 0 rg BT 114.13 593.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 157.82 593.25 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 196.53 593.25 Td (S. ) Tj ET Q q 0 0 0 rg BT 211.07 593.25 Td (r) Tj ET Q q 0 0 0 rg BT 213.85 593.25 Td (.l., ) Tj ET Q q 0 0 0 rg BT 226.17 593.25 Td (mer) Tj ET Q q 0 0 0 rg BT 241.54 593.25 Td (ged, ) Tj ET Q q 0 0 0 rg BT 260.52 593.25 Td (with ) Tj ET Q q 0 0 0 rg BT 279.89 593.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 323.58 593.25 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 362.29 593.25 Td (S. ) Tj ET Q q 0 0 0 rg BT 376.83 593.25 Td (r) Tj ET Q q 0 0 0 rg BT 379.61 593.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 389.43 593.25 Td (as ) Tj ET Q q 0 0 0 rg BT 399.80 593.25 Td (the ) Tj ET Q q 0 0 0 rg BT 414.06 593.25 Td (surviving ) Tj ET Q q 0 0 0 rg BT 453.88 593.25 Td (entity) Tj ET Q q 0 0 0 rg BT 476.00 593.25 Td (. ) Tj ET Q q 0 0 0 rg BT 480.55 593.25 Td ( ) Tj ET Q q 0 0 0 rg BT 482.14 593.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 525.83 593.25 Td (Holdings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 581.25 Td (S. ) Tj ET Q q 0 0 0 rg BT 100.27 581.25 Td (r) Tj ET Q q 0 0 0 rg BT 103.05 581.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 113.11 581.25 Td (was ) Tj ET Q q 0 0 0 rg BT 130.93 581.25 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 185.42 581.25 Td (renamed ) Tj ET Q q 0 0 0 rg BT 221.62 581.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 265.55 581.25 Td (S. ) Tj ET Q q 0 0 0 rg BT 280.32 581.25 Td (r) Tj ET Q q 0 0 0 rg BT 283.10 581.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 292.99 581.25 Td (The ) Tj ET Q q 0 0 0 rg BT 310.81 581.25 Td (mer) Tj ET Q q 0 0 0 rg BT 326.18 581.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 341.22 581.25 Td (is ) Tj ET Q q 0 0 0 rg BT 350.16 581.25 Td (part ) Tj ET Q q 0 0 0 rg BT 367.99 581.25 Td (of ) Tj ET Q q 0 0 0 rg BT 378.59 581.25 Td (a ) Tj ET Q q 0 0 0 rg BT 385.30 581.25 Td (lar) Tj ET Q q 0 0 0 rg BT 395.67 581.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 410.71 581.25 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 454.10 581.25 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 507.46 581.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 526.95 581.25 Td (designed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 569.25 Td (to ) Tj ET Q q 0 0 0 rg BT 95.74 569.25 Td (simplify ) Tj ET Q q 0 0 0 rg BT 131.53 569.25 Td (the ) Tj ET Q q 0 0 0 rg BT 146.20 569.25 Td (Company) Tj ET Q q 0 0 0 rg BT 187.87 569.25 Td (s ) Tj ET Q q 0 0 0 rg BT 194.22 569.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 234.43 569.25 Td (structure, ) Tj ET Q q 0 0 0 rg BT 274.37 569.25 Td (allow ) Tj ET Q q 0 0 0 rg BT 299.05 569.25 Td (it ) Tj ET Q q 0 0 0 rg BT 307.06 569.25 Td (to ) Tj ET Q q 0 0 0 rg BT 317.30 569.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 349.18 569.25 Td (more ) Tj ET Q q 0 0 0 rg BT 372.18 569.25 Td (ef) Tj ET Q q 0 0 0 rg BT 379.77 569.25 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 415.55 569.25 Td (and ) Tj ET Q q 0 0 0 rg BT 432.44 569.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 461.55 569.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 521.21 569.25 Td (costs. ) Tj ET Q q 0 0 0 rg BT 546.17 569.25 Td ( ) Tj ET Q q 0 0 0 rg BT 548.63 569.25 Td (For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 557.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 131.97 557.25 Td (g ) Tj ET Q q 0 0 0 rg BT 139.62 557.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 154.47 557.25 Td (purposes, ) Tj ET Q q 0 0 0 rg BT 195.17 557.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.03 557.25 Td (mer) Tj ET Q q 0 0 0 rg BT 225.39 557.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 240.80 557.25 Td (was ) Tj ET Q q 0 0 0 rg BT 259.00 557.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 305.50 557.25 Td (at ) Tj ET Q q 0 0 0 rg BT 315.36 557.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 331.88 557.25 Td (value ) Tj ET Q q 0 0 0 rg BT 356.17 557.25 Td (and ) Tj ET Q q 0 0 0 rg BT 373.25 557.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 414.76 557.25 Td (a ) Tj ET Q q 0 0 0 rg BT 421.84 557.25 Td (net ) Tj ET Q q 0 0 0 rg BT 436.70 557.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 477.10 557.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 495.30 557.25 Td (\(NOL\) ) Tj ET Q q 0 0 0 rg BT 534.04 557.25 Td (of ) Tj ET Q q 0 0 0 rg BT 545.01 557.25 Td ($1.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 545.25 Td (billion ) Tj ET Q q 0 0 0 rg BT 114.02 545.25 Td (and ) Tj ET Q q 0 0 0 rg BT 130.86 545.25 Td (a ) Tj ET Q q 0 0 0 rg BT 137.70 545.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 173.41 545.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 188.03 545.25 Td (asset, ) Tj ET Q q 0 0 0 rg BT 212.37 545.25 Td (net ) Tj ET Q q 0 0 0 rg BT 226.99 545.25 Td (of ) Tj ET Q q 0 0 0 rg BT 237.73 545.25 Td (valuation ) Tj ET Q q 0 0 0 rg BT 277.34 545.25 Td (allowance, ) Tj ET Q q 0 0 0 rg BT 322.78 545.25 Td (of ) Tj ET Q q 0 0 0 rg BT 333.51 545.25 Td ($300.9 ) Tj ET Q q 0 0 0 rg BT 363.42 545.25 Td (million ) Tj ET Q q 0 0 0 rg BT 394.71 545.25 Td (as ) Tj ET Q q 0 0 0 rg BT 405.45 545.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.18 545.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 474.67 545.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.67 545.25 Td (. ) Tj ET Q q 0 0 0 rg BT 499.57 545.25 Td ( ) Tj ET Q q 0 0 0 rg BT 501.80 545.25 Td (The ) Tj ET Q q 0 0 0 rg BT 519.75 545.25 Td (NOL) Tj ET Q q 0 0 0 rg BT 539.93 545.25 Td ( ) Tj ET Q q 0 0 0 rg BT 542.34 545.25 Td (has ) Tj ET Q q 0 0 0 rg BT 558.07 545.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 533.25 Td (17 ) Tj ET Q q 0 0 0 rg BT 97.81 533.25 Td (year ) Tj ET Q q 0 0 0 rg BT 117.33 533.25 Td (life. ) Tj ET Q q 0 0 0 rg BT 135.47 533.25 Td ( ) Tj ET Q q 0 0 0 rg BT 137.61 533.25 Td (This ) Tj ET Q q 0 0 0 rg BT 157.70 533.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 193.32 533.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 207.84 533.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 229.59 533.25 Td (was ) Tj ET Q q 0 0 0 rg BT 247.46 533.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 283.09 533.25 Td (of) Tj ET Q q 0 0 0 rg BT 291.24 533.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 307.99 533.25 Td (by ) Tj ET Q q 0 0 0 rg BT 320.30 533.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.82 533.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 364.35 533.25 Td (of ) Tj ET Q q 0 0 0 rg BT 374.99 533.25 Td (other ) Tj ET Q q 0 0 0 rg BT 397.85 533.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 432.36 533.25 Td (in ) Tj ET Q q 0 0 0 rg BT 442.45 533.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 462.55 533.25 Td (and ) Tj ET Q q 0 0 0 rg BT 479.30 533.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 525.77 533.25 Td (g ) Tj ET Q q 0 0 0 rg BT 533.08 533.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 521.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 100.68 521.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 122.52 521.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.82 521.25 Td ($6.3 ) Tj ET Q q 0 0 0 rg BT 154.29 521.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.18 521.25 Td ( ) Tj ET Q q 0 0 0 rg BT 186.14 521.25 Td (and ) Tj ET Q q 0 0 0 rg BT 203.55 521.25 Td (an ) Tj ET Q q 0 0 0 rg BT 215.95 521.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 251.67 521.25 Td (in ) Tj ET Q q 0 0 0 rg BT 262.41 521.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 292.58 521.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 324.42 521.25 Td (income ) Tj ET Q q 0 0 0 rg BT 356.82 521.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 372.00 521.25 Td (reserves ) Tj ET Q q 0 0 0 rg BT 407.73 521.25 Td (\(and ) Tj ET Q q 0 0 0 rg BT 428.46 521.25 Td (related ) Tj ET Q q 0 0 0 rg BT 458.63 521.25 Td (interest\) ) Tj ET Q q 0 0 0 rg BT 494.36 521.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.65 521.25 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 531.12 521.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 521.25 Td (. ) Tj ET Q q 0 0 0 rg BT 565.01 521.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 509.25 Td (Excluding ) Tj ET Q q 0 0 0 rg BT 129.03 509.25 Td (these ) Tj ET Q q 0 0 0 rg BT 152.00 509.25 Td (three ) Tj ET Q q 0 0 0 rg BT 174.41 509.25 Td (items, ) Tj ET Q q 0 0 0 rg BT 201.00 509.25 Td (the ) Tj ET Q q 0 0 0 rg BT 215.65 509.25 Td (Company) Tj ET Q q 0 0 0 rg BT 257.31 509.25 Td (s ) Tj ET Q q 0 0 0 rg BT 263.63 509.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 299.38 509.25 Td (ef) Tj ET Q q 0 0 0 rg BT 306.97 509.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 336.60 509.25 Td (income ) Tj ET Q q 0 0 0 rg BT 368.46 509.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 383.10 509.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 400.51 509.25 Td (would ) Tj ET Q q 0 0 0 rg BT 427.93 509.25 Td (have ) Tj ET Q q 0 0 0 rg BT 449.24 509.25 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.54 509.25 Td (22.2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.37 509.25 Td ( ) Tj ET Q q 0 0 0 rg BT 498.80 509.25 Td (\(see ) Tj ET Q q 0 0 0 rg BT 517.32 509.25 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 562.51 509.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 497.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 125.48 497.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 158.24 497.25 Td (and ) Tj ET Q q 0 0 0 rg BT 175.46 497.25 Td (reconciled ) Tj ET Q q 0 0 0 rg BT 219.87 497.25 Td (on ) Tj ET Q q 0 0 0 rg BT 232.65 497.25 Td (pages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.19 497.25 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.19 497.25 Td ( ) Tj ET Q q 0 0 0 rg BT 270.96 497.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.52 497.25 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.52 497.25 Td (\). ) Tj ET Q q 0 0 0 rg BT 300.12 497.25 Td ( ) Tj ET Q q 0 0 0 rg BT 302.90 497.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 328.44 497.25 Td (than ) Tj ET Q q 0 0 0 rg BT 348.43 497.25 Td (the ) Tj ET Q q 0 0 0 rg BT 363.42 497.25 Td (three ) Tj ET Q q 0 0 0 rg BT 386.18 497.25 Td (items ) Tj ET Q q 0 0 0 rg BT 410.62 497.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 451.73 497.25 Td (above, ) Tj ET Q q 0 0 0 rg BT 480.88 497.25 Td (the ) Tj ET Q q 0 0 0 rg BT 495.87 497.25 Td (variability ) Tj ET Q q 0 0 0 rg BT 539.75 497.25 Td (in ) Tj ET Q q 0 0 0 rg BT 550.30 497.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 485.25 Td (ef) Tj ET Q q 0 0 0 rg BT 93.09 485.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 123.31 485.25 Td (income ) Tj ET Q q 0 0 0 rg BT 155.76 485.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 170.99 485.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 189.00 485.25 Td (is ) Tj ET Q q 0 0 0 rg BT 198.68 485.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 238.91 485.25 Td (from ) Tj ET Q q 0 0 0 rg BT 261.37 485.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 296.59 485.25 Td (in ) Tj ET Q q 0 0 0 rg BT 307.39 485.25 Td (the ) Tj ET Q q 0 0 0 rg BT 322.62 485.25 Td (mix ) Tj ET Q q 0 0 0 rg BT 341.20 485.25 Td (of ) Tj ET Q q 0 0 0 rg BT 352.55 485.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 384.44 485.25 Td (income ) Tj ET Q q 0 0 0 rg BT 416.89 485.25 Td (across ) Tj ET Q q 0 0 0 rg BT 444.89 485.25 Td (the ) Tj ET Q q 0 0 0 rg BT 460.13 485.25 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 512.59 485.25 Td (in ) Tj ET Q q 0 0 0 rg BT 523.39 485.25 Td (which ) Tj ET Q q 0 0 0 rg BT 550.84 485.25 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 473.25 Td (operate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 461.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 461.25 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.30 461.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.30 461.25 Td (, ) Tj ET Q q 0 0 0 rg BT 141.27 461.25 Td (we ) Tj ET Q q 0 0 0 rg BT 155.40 461.25 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 206.17 461.25 Td (portions ) Tj ET Q q 0 0 0 rg BT 241.42 461.25 Td (of ) Tj ET Q q 0 0 0 rg BT 252.21 461.25 Td (our ) Tj ET Q q 0 0 0 rg BT 268.01 461.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 294.92 461.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 327.92 461.25 Td (term ) Tj ET Q q 0 0 0 rg BT 348.72 461.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 368.40 461.25 Td (with ) Tj ET Q q 0 0 0 rg BT 388.65 461.25 Td (an ) Tj ET Q q 0 0 0 rg BT 400.56 461.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 441.89 461.25 Td (par ) Tj ET Q q 0 0 0 rg BT 457.12 461.25 Td (value ) Tj ET Q q 0 0 0 rg BT 481.25 461.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.05 461.25 Td ($60.1 ) Tj ET Q q 0 0 0 rg BT 517.01 461.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.91 461.25 Td ( ) Tj ET Q q 0 0 0 rg BT 548.37 461.25 Td (at ) Tj ET Q q 0 0 0 rg BT 558.06 461.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 449.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 124.40 449.25 Td (average ) Tj ET Q q 0 0 0 rg BT 157.73 449.25 Td (discount ) Tj ET Q q 0 0 0 rg BT 193.86 449.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.44 449.25 Td (10.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.27 449.25 Td (, ) Tj ET Q q 0 0 0 rg BT 235.02 449.25 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 284.46 449.25 Td (a ) Tj ET Q q 0 0 0 rg BT 291.15 449.25 Td (net ) Tj ET Q q 0 0 0 rg BT 305.61 449.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 325.08 449.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.65 449.25 Td ($5.6 ) Tj ET Q q 0 0 0 rg BT 355.40 449.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.29 449.25 Td ( ) Tj ET Q q 0 0 0 rg BT 386.54 449.25 Td (on ) Tj ET Q q 0 0 0 rg BT 398.78 449.25 Td (the ) Tj ET Q q 0 0 0 rg BT 413.24 449.25 Td (early ) Tj ET Q q 0 0 0 rg BT 435.48 449.25 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 499.38 449.25 Td (of ) Tj ET Q q 0 0 0 rg BT 509.96 449.25 Td (debt. ) Tj ET Q q 0 0 0 rg BT 531.92 449.25 Td ( ) Tj ET Q q 0 0 0 rg BT 534.17 449.25 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 437.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.50 437.25 Td (, ) Tj ET Q q 0 0 0 rg BT 110.05 437.25 Td (we ) Tj ET Q q 0 0 0 rg BT 123.76 437.25 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 174.12 437.25 Td (portions ) Tj ET Q q 0 0 0 rg BT 208.95 437.25 Td (of ) Tj ET Q q 0 0 0 rg BT 219.34 437.25 Td (our ) Tj ET Q q 0 0 0 rg BT 234.72 437.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 261.21 437.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 293.80 437.25 Td (term ) Tj ET Q q 0 0 0 rg BT 314.18 437.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 333.44 437.25 Td (with ) Tj ET Q q 0 0 0 rg BT 353.27 437.25 Td (an ) Tj ET Q q 0 0 0 rg BT 364.77 437.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 405.68 437.25 Td (par ) Tj ET Q q 0 0 0 rg BT 420.50 437.25 Td (value ) Tj ET Q q 0 0 0 rg BT 444.21 437.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.59 437.25 Td ($51.0 ) Tj ET Q q 0 0 0 rg BT 479.14 437.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.03 437.25 Td ( ) Tj ET Q q 0 0 0 rg BT 510.09 437.25 Td (at ) Tj ET Q q 0 0 0 rg BT 519.36 437.25 Td (a ) Tj ET Q q 0 0 0 rg BT 525.85 437.25 Td (weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 425.25 Td (average ) Tj ET Q q 0 0 0 rg BT 118.84 425.25 Td (discount ) Tj ET Q q 0 0 0 rg BT 154.99 425.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.58 425.25 Td (13.2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.41 425.25 Td (, ) Tj ET Q q 0 0 0 rg BT 196.17 425.25 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 245.63 425.25 Td (a ) Tj ET Q q 0 0 0 rg BT 252.33 425.25 Td (net ) Tj ET Q q 0 0 0 rg BT 266.81 425.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 286.28 425.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.87 425.25 Td ($5.5 ) Tj ET Q q 0 0 0 rg BT 316.63 425.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.52 425.25 Td ( ) Tj ET Q q 0 0 0 rg BT 347.78 425.25 Td (on ) Tj ET Q q 0 0 0 rg BT 360.04 425.25 Td (the ) Tj ET Q q 0 0 0 rg BT 374.52 425.25 Td (early ) Tj ET Q q 0 0 0 rg BT 396.77 425.25 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 460.69 425.25 Td (of ) Tj ET Q q 0 0 0 rg BT 471.28 425.25 Td (debt. ) Tj ET Q q 0 0 0 rg BT 493.25 425.25 Td ( ) Tj ET Q q 0 0 0 rg BT 495.51 425.25 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.10 425.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.10 425.25 Td (, ) Tj ET Q q 0 0 0 rg BT 550.86 425.25 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 413.25 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 136.13 413.25 Td (portions ) Tj ET Q q 0 0 0 rg BT 171.23 413.25 Td (of ) Tj ET Q q 0 0 0 rg BT 181.88 413.25 Td (our ) Tj ET Q q 0 0 0 rg BT 197.53 413.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 224.29 413.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 257.15 413.25 Td (term ) Tj ET Q q 0 0 0 rg BT 277.80 413.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 297.34 413.25 Td (with ) Tj ET Q q 0 0 0 rg BT 317.44 413.25 Td (an ) Tj ET Q q 0 0 0 rg BT 329.20 413.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 370.38 413.25 Td (par ) Tj ET Q q 0 0 0 rg BT 385.47 413.25 Td (value ) Tj ET Q q 0 0 0 rg BT 409.45 413.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.10 413.25 Td ($49.0 ) Tj ET Q q 0 0 0 rg BT 444.92 413.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.81 413.25 Td ( ) Tj ET Q q 0 0 0 rg BT 476.13 413.25 Td (at ) Tj ET Q q 0 0 0 rg BT 485.67 413.25 Td (a ) Tj ET Q q 0 0 0 rg BT 492.43 413.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 531.41 413.25 Td (average ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 401.25 Td (discount ) Tj ET Q q 0 0 0 rg BT 121.89 401.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.72 401.25 Td (10.3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.55 401.25 Td (, ) Tj ET Q q 0 0 0 rg BT 163.55 401.25 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 213.25 401.25 Td (a ) Tj ET Q q 0 0 0 rg BT 220.19 401.25 Td (net ) Tj ET Q q 0 0 0 rg BT 234.90 401.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 254.62 401.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.45 401.25 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 285.45 401.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.34 401.25 Td ( ) Tj ET Q q 0 0 0 rg BT 316.84 401.25 Td (on ) Tj ET Q q 0 0 0 rg BT 329.34 401.25 Td (the ) Tj ET Q q 0 0 0 rg BT 344.06 401.25 Td (early ) Tj ET Q q 0 0 0 rg BT 366.54 401.25 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 430.71 401.25 Td (of ) Tj ET Q q 0 0 0 rg BT 441.54 401.25 Td (debt.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 389.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 389.25 Td (In ) Tj ET Q q 0 0 0 rg BT 96.69 389.25 Td (the ) Tj ET Q q 0 0 0 rg BT 111.76 389.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 139.05 389.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 170.23 389.25 Td (of ) Tj ET Q q 0 0 0 rg BT 181.41 389.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 206.77 389.25 Td (we ) Tj ET Q q 0 0 0 rg BT 221.29 389.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 259.12 389.25 Td (a ) Tj ET Q q 0 0 0 rg BT 266.41 389.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 305.38 389.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 349.33 389.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 367.75 389.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.94 389.25 Td ($28.0 ) Tj ET Q q 0 0 0 rg BT 404.29 389.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.19 389.25 Td (, ) Tj ET Q q 0 0 0 rg BT 438.54 389.25 Td (net ) Tj ET Q q 0 0 0 rg BT 453.62 389.25 Td (of ) Tj ET Q q 0 0 0 rg BT 464.80 389.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.10 389.25 Td ($4.0 ) Tj ET Q q 0 0 0 rg BT 492.45 389.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.34 389.25 Td ( ) Tj ET Q q 0 0 0 rg BT 524.20 389.25 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 377.25 Td (recovery) Tj ET Q q 0 0 0 rg BT 119.83 377.25 Td (, ) Tj ET Q q 0 0 0 rg BT 124.83 377.25 Td (related ) Tj ET Q q 0 0 0 rg BT 154.53 377.25 Td (to ) Tj ET Q q 0 0 0 rg BT 164.81 377.25 Td (an ) Tj ET Q q 0 0 0 rg BT 176.75 377.25 Td (agreed ) Tj ET Q q 0 0 0 rg BT 205.89 377.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 249.49 377.25 Td (of ) Tj ET Q q 0 0 0 rg BT 260.32 377.25 Td (a ) Tj ET Q q 0 0 0 rg BT 267.26 377.25 Td (class ) Tj ET Q q 0 0 0 rg BT 289.20 377.25 Td (action ) Tj ET Q q 0 0 0 rg BT 316.13 377.25 Td (lawsuit ) Tj ET Q q 0 0 0 rg BT 347.52 377.25 Td (\(no ) Tj ET Q q 0 0 0 rg BT 363.35 377.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 415.27 377.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 451.65 377.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.93 377.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.93 377.25 Td ( ) Tj ET Q q 0 0 0 rg BT 484.43 377.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.37 377.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.37 377.25 Td (\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 365.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 365.25 Td (During ) Tj ET Q q 0 0 0 rg BT 116.57 365.25 Td (the ) Tj ET Q q 0 0 0 rg BT 131.52 365.25 Td (year ) Tj ET Q q 0 0 0 rg BT 151.47 365.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.08 365.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 236.91 365.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.91 365.25 Td (, ) Tj ET Q q 0 0 0 rg BT 262.14 365.25 Td (we ) Tj ET Q q 0 0 0 rg BT 276.54 365.25 Td (purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.82 365.25 Td (4.1 ) Tj ET Q q 0 0 0 rg BT 335.06 365.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.95 365.25 Td ( ) Tj ET Q q 0 0 0 rg BT 366.69 365.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 394.42 365.25 Td (of ) Tj ET Q q 0 0 0 rg BT 405.48 365.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 429.89 365.25 Td (common ) Tj ET Q q 0 0 0 rg BT 467.63 365.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 491.47 365.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.87 365.25 Td ($48.2 ) Tj ET Q q 0 0 0 rg BT 531.11 365.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.00 365.25 Td (. ) Tj ET Q q 0 0 0 rg BT 565.00 365.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 353.25 Td (During ) Tj ET Q q 0 0 0 rg BT 116.65 353.25 Td (the ) Tj ET Q q 0 0 0 rg BT 131.68 353.25 Td (years ) Tj ET Q q 0 0 0 rg BT 155.60 353.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.30 353.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 241.20 353.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.20 353.25 Td ( ) Tj ET Q q 0 0 0 rg BT 264.02 353.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.28 353.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.28 353.25 Td (, ) Tj ET Q q 0 0 0 rg BT 306.60 353.25 Td (we ) Tj ET Q q 0 0 0 rg BT 321.07 353.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 350.54 353.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 392.24 353.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.39 353.25 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 423.71 353.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.60 353.25 Td ( ) Tj ET Q q 0 0 0 rg BT 455.42 353.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.68 353.25 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 493.00 353.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.89 353.25 Td ( ) Tj ET Q q 0 0 0 rg BT 524.71 353.25 Td (related ) Tj ET Q q 0 0 0 rg BT 554.73 353.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 341.25 Td (this ) Tj ET Q q 0 0 0 rg BT 102.64 341.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 149.21 341.25 Td (\(no ) Tj ET Q q 0 0 0 rg BT 165.24 341.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 217.35 341.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 250.03 341.25 Td (in ) Tj ET Q q 0 0 0 rg BT 260.50 341.25 Td (2015\). ) Tj ET Q q 0 0 0 rg BT 289.03 341.25 Td ( ) Tj ET Q q 0 0 0 rg BT 291.72 341.25 Td (In ) Tj ET Q q 0 0 0 rg BT 302.74 341.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 340.71 341.25 Td (during ) Tj ET Q q 0 0 0 rg BT 369.51 341.25 Td (the ) Tj ET Q q 0 0 0 rg BT 384.41 341.25 Td (year ) Tj ET Q q 0 0 0 rg BT 404.31 341.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.88 341.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 489.66 341.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.66 341.25 Td (, ) Tj ET Q q 0 0 0 rg BT 514.85 341.25 Td (we ) Tj ET Q q 0 0 0 rg BT 529.20 341.25 Td (incurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 329.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 124.10 329.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.93 329.25 Td ($3.4 ) Tj ET Q q 0 0 0 rg BT 154.93 329.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.82 329.25 Td ( ) Tj ET Q q 0 0 0 rg BT 186.32 329.25 Td (related ) Tj ET Q q 0 0 0 rg BT 216.02 329.25 Td (to ) Tj ET Q q 0 0 0 rg BT 226.30 329.25 Td (this ) Tj ET Q q 0 0 0 rg BT 243.25 329.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 289.63 329.25 Td (\(no ) Tj ET Q q 0 0 0 rg BT 305.46 329.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 357.38 329.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 393.77 329.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.04 329.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.04 329.25 Td ( ) Tj ET Q q 0 0 0 rg BT 426.54 329.25 Td (and ) Tj ET Q q 0 0 0 rg BT 443.48 329.25 Td (2015\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 317.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 317.25 Td (In ) Tj ET Q q 0 0 0 rg BT 97.00 317.25 Td (the ) Tj ET Q q 0 0 0 rg BT 112.39 317.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 140.01 317.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 171.50 317.25 Td (of ) Tj ET Q q 0 0 0 rg BT 183.00 317.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 208.67 317.25 Td (we ) Tj ET Q q 0 0 0 rg BT 223.51 317.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 261.66 317.25 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 300.93 317.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 350.20 317.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 377.27 317.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.77 317.25 Td ($71.8 ) Tj ET Q q 0 0 0 rg BT 414.45 317.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.34 317.25 Td ( ) Tj ET Q q 0 0 0 rg BT 446.51 317.25 Td (in ) Tj ET Q q 0 0 0 rg BT 457.46 317.25 Td (our ) Tj ET Q q 0 0 0 rg BT 473.97 317.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 516.02 317.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 548.07 317.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 305.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 110.85 305.25 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 159.82 305.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 202.38 305.25 Td (and ) Tj ET Q q 0 0 0 rg BT 219.40 305.25 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 273.08 305.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 312.88 305.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 352.67 305.25 Td (driven ) Tj ET Q q 0 0 0 rg BT 380.79 305.25 Td (by ) Tj ET Q q 0 0 0 rg BT 393.37 305.25 Td (our ) Tj ET Q q 0 0 0 rg BT 409.28 305.25 Td (projected ) Tj ET Q q 0 0 0 rg BT 449.06 305.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 496.07 305.25 Td (services ) Tj ET Q q 0 0 0 rg BT 530.86 305.25 Td (revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 293.25 Td (from ) Tj ET Q q 0 0 0 rg BT 107.44 293.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 138.26 293.25 Td (and ) Tj ET Q q 0 0 0 rg BT 155.20 293.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 201.58 293.25 Td (in ) Tj ET Q q 0 0 0 rg BT 211.86 293.25 Td (technologies ) Tj ET Q q 0 0 0 rg BT 264.90 293.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 302.95 293.25 Td (to ) Tj ET Q q 0 0 0 rg BT 313.22 293.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 344.04 293.25 Td (\(no ) Tj ET Q q 0 0 0 rg BT 359.88 293.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 411.79 293.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 448.18 293.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.46 293.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.46 293.25 Td ( ) Tj ET Q q 0 0 0 rg BT 480.96 293.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.90 293.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.90 293.25 Td (\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 281.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 281.25 Td (On ) Tj ET Q q 0 0 0 rg BT 100.22 281.25 Td (July29, ) Tj ET Q q 0 0 0 rg BT 134.39 281.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 159.39 281.25 Td (we ) Tj ET Q q 0 0 0 rg BT 173.55 281.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 210.48 281.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 240.18 281.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 266.01 281.25 Td (and ) Tj ET Q q 0 0 0 rg BT 282.95 281.25 Td (assumed ) Tj ET Q q 0 0 0 rg BT 319.88 281.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 349.59 281.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 389.30 281.25 Td (of ) Tj ET Q q 0 0 0 rg BT 400.13 281.25 Td (Granite ) Tj ET Q q 0 0 0 rg BT 432.62 281.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.78 281.25 Td ($9.5 ) Tj ET Q q 0 0 0 rg BT 466.78 281.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.67 281.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 269.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 269.25 Td (On ) Tj ET Q q 0 0 0 rg BT 100.61 269.25 Td (October9, ) Tj ET Q q 0 0 0 rg BT 145.70 269.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 171.08 269.25 Td (we ) Tj ET Q q 0 0 0 rg BT 185.63 269.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 222.94 269.25 Td (RentRange ) Tj ET Q q 0 0 0 rg BT 270.25 269.25 Td (and ) Tj ET Q q 0 0 0 rg BT 287.58 269.25 Td (Investability ) Tj ET Q q 0 0 0 rg BT 340.45 269.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 269.25 Td ($24.8 ) Tj ET Q q 0 0 0 rg BT 380.38 269.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.27 269.25 Td ( ) Tj ET Q q 0 0 0 rg BT 412.16 269.25 Td (composed ) Tj ET Q q 0 0 0 rg BT 455.59 269.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.81 269.25 Td ($17.5 ) Tj ET Q q 0 0 0 rg BT 492.19 269.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.08 269.25 Td ( ) Tj ET Q q 0 0 0 rg BT 523.97 269.25 Td (in ) Tj ET Q q 0 0 0 rg BT 534.63 269.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 555.28 269.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 257.25 Td (closing ) Tj ET Q q 0 0 0 rg BT 116.30 257.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.65 257.25 Td (247 ) Tj ET Q q 0 0 0 rg BT 149.56 257.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.67 257.25 Td ( ) Tj ET Q q 0 0 0 rg BT 187.58 257.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 214.48 257.25 Td (of ) Tj ET Q q 0 0 0 rg BT 224.72 257.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 263.84 257.25 Td (common ) Tj ET Q q 0 0 0 rg BT 300.74 257.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 323.76 257.25 Td (of ) Tj ET Q q 0 0 0 rg BT 334.01 257.25 Td (the ) Tj ET Q q 0 0 0 rg BT 348.13 257.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 388.93 257.25 Td (with ) Tj ET Q q 0 0 0 rg BT 408.62 257.25 Td (a ) Tj ET Q q 0 0 0 rg BT 414.97 257.25 Td (value ) Tj ET Q q 0 0 0 rg BT 438.54 257.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.78 257.25 Td ($7.3 ) Tj ET Q q 0 0 0 rg BT 468.19 257.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.08 257.25 Td ( ) Tj ET Q q 0 0 0 rg BT 499.00 257.25 Td (as ) Tj ET Q q 0 0 0 rg BT 509.24 257.25 Td (of ) Tj ET Q q 0 0 0 rg BT 519.48 257.25 Td (the ) Tj ET Q q 0 0 0 rg BT 533.61 257.25 Td (closing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 245.25 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 233.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 233.25 Td (On ) Tj ET Q q 0 0 0 rg BT 99.78 233.25 Td (July17, ) Tj ET Q q 0 0 0 rg BT 133.51 233.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 158.07 233.25 Td (we ) Tj ET Q q 0 0 0 rg BT 171.79 233.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 208.28 233.25 Td (CastleLine ) Tj ET Q q 0 0 0 rg BT 253.66 233.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.38 233.25 Td ($33.4 ) Tj ET Q q 0 0 0 rg BT 291.94 233.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.83 233.25 Td (. ) Tj ET Q q 0 0 0 rg BT 325.39 233.25 Td ( ) Tj ET Q q 0 0 0 rg BT 327.30 233.25 Td (The ) Tj ET Q q 0 0 0 rg BT 344.91 233.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 382.51 233.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 438.44 233.25 Td (was ) Tj ET Q q 0 0 0 rg BT 456.05 233.25 Td (composed ) Tj ET Q q 0 0 0 rg BT 498.66 233.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.05 233.25 Td ($12.3 ) Tj ET Q q 0 0 0 rg BT 533.61 233.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 221.25 Td (of ) Tj ET Q q 0 0 0 rg BT 96.15 221.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 116.25 221.25 Td (at ) Tj ET Q q 0 0 0 rg BT 125.79 221.25 Td (closing, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.50 221.25 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 184.32 221.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.21 221.25 Td ( ) Tj ET Q q 0 0 0 rg BT 215.54 221.25 Td (of ) Tj ET Q q 0 0 0 rg BT 226.19 221.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 246.29 221.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 279.70 221.25 Td (to ) Tj ET Q q 0 0 0 rg BT 289.81 221.25 Td (the ) Tj ET Q q 0 0 0 rg BT 304.35 221.25 Td (seller ) Tj ET Q q 0 0 0 rg BT 328.33 221.25 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.42 221.25 Td (four ) Tj ET Q q 0 0 0 rg BT 367.40 221.25 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 221.25 Td ( ) Tj ET Q q 0 0 0 rg BT 390.83 221.25 Td (from ) Tj ET Q q 0 0 0 rg BT 412.59 221.25 Td (the ) Tj ET Q q 0 0 0 rg BT 427.13 221.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 473.34 221.25 Td (date ) Tj ET Q q 0 0 0 rg BT 492.32 221.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.08 221.25 Td (495 ) Tj ET Q q 0 0 0 rg BT 526.40 221.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 209.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 113.67 209.25 Td (of ) Tj ET Q q 0 0 0 rg BT 125.18 209.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 165.56 209.25 Td (common ) Tj ET Q q 0 0 0 rg BT 203.73 209.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 228.01 209.25 Td (of ) Tj ET Q q 0 0 0 rg BT 239.52 209.25 Td (the ) Tj ET Q q 0 0 0 rg BT 254.92 209.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 296.98 209.25 Td (with ) Tj ET Q q 0 0 0 rg BT 317.94 209.25 Td (a ) Tj ET Q q 0 0 0 rg BT 325.55 209.25 Td (value ) Tj ET Q q 0 0 0 rg BT 350.39 209.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.89 209.25 Td ($14.4 ) Tj ET Q q 0 0 0 rg BT 387.57 209.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.46 209.25 Td ( ) Tj ET Q q 0 0 0 rg BT 419.64 209.25 Td (as ) Tj ET Q q 0 0 0 rg BT 431.15 209.25 Td (of ) Tj ET Q q 0 0 0 rg BT 442.66 209.25 Td (the ) Tj ET Q q 0 0 0 rg BT 458.05 209.25 Td (closing ) Tj ET Q q 0 0 0 rg BT 490.12 209.25 Td (date. ) Tj ET Q q 0 0 0 rg BT 512.45 209.25 Td ( ) Tj ET Q q 0 0 0 rg BT 515.63 209.25 Td (Of ) Tj ET Q q 0 0 0 rg BT 529.36 209.25 Td (the ) Tj ET Q q 0 0 0 rg BT 544.75 209.25 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 197.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 118.38 197.25 Td (following ) Tj ET Q q 0 0 0 rg BT 159.04 197.25 Td (acquisition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.21 197.25 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 226.49 197.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.38 197.25 Td ( ) Tj ET Q q 0 0 0 rg BT 257.17 197.25 Td (is ) Tj ET Q q 0 0 0 rg BT 265.62 197.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 309.61 197.25 Td (on ) Tj ET Q q 0 0 0 rg BT 321.39 197.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 350.38 197.25 Td (future ) Tj ET Q q 0 0 0 rg BT 376.04 197.25 Td (employment ) Tj ET Q q 0 0 0 rg BT 427.81 197.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 471.26 197.25 Td (of ) Tj ET Q q 0 0 0 rg BT 481.37 197.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 510.35 197.25 Td (of ) Tj ET Q q 0 0 0 rg BT 520.47 197.25 Td (the ) Tj ET Q q 0 0 0 rg BT 534.46 197.25 Td (sellers, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 185.25 Td (and ) Tj ET Q q 0 0 0 rg BT 102.44 185.25 Td (therefore ) Tj ET Q q 0 0 0 rg BT 141.02 185.25 Td (excluded ) Tj ET Q q 0 0 0 rg BT 179.62 185.25 Td (from ) Tj ET Q q 0 0 0 rg BT 201.55 185.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.27 185.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 254.31 185.25 Td (price.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 173.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 173.25 Td (In ) Tj ET Q q 0 0 0 rg BT 97.04 173.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 122.75 173.25 Td (we ) Tj ET Q q 0 0 0 rg BT 137.62 173.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 158.04 173.25 Td (the ) Tj ET Q q 0 0 0 rg BT 173.47 173.25 Td (former ) Tj ET Q q 0 0 0 rg BT 203.89 173.25 Td (owners ) Tj ET Q q 0 0 0 rg BT 235.98 173.25 Td (of ) Tj ET Q q 0 0 0 rg BT 247.52 173.25 Td (Equator ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.38 173.25 Td ($0.5 ) Tj ET Q q 0 0 0 rg BT 303.09 173.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.98 173.25 Td ( ) Tj ET Q q 0 0 0 rg BT 335.19 173.25 Td (to ) Tj ET Q q 0 0 0 rg BT 346.18 173.25 Td (extinguish ) Tj ET Q q 0 0 0 rg BT 391.06 173.25 Td (any ) Tj ET Q q 0 0 0 rg BT 408.70 173.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 443.02 173.25 Td (for ) Tj ET Q q 0 0 0 rg BT 457.89 173.25 Td (the ) Tj ET Q q 0 0 0 rg BT 473.32 173.25 Td (Equator ) Tj ET Q q 0 0 0 rg BT 508.18 173.25 Td (Earn ) Tj ET Q q 0 0 0 rg BT 530.27 173.25 Td (Out. ) Tj ET Q q 0 0 0 rg BT 550.98 173.25 Td ( ) Tj ET Q q 0 0 0 rg BT 554.19 173.25 Td (In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 161.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 132.23 161.25 Td (with ) Tj ET Q q 0 0 0 rg BT 152.87 161.25 Td (this ) Tj ET Q q 0 0 0 rg BT 170.18 161.25 Td (settlement, ) Tj ET Q q 0 0 0 rg BT 216.64 161.25 Td (we ) Tj ET Q q 0 0 0 rg BT 231.16 161.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 265.67 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 280.75 161.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 314.72 161.25 Td (for ) Tj ET Q q 0 0 0 rg BT 329.24 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 344.32 161.25 Td (Equator ) Tj ET Q q 0 0 0 rg BT 378.83 161.25 Td (Earn ) Tj ET Q q 0 0 0 rg BT 400.57 161.25 Td (Out ) Tj ET Q q 0 0 0 rg BT 418.43 161.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.07 161.25 Td ($0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.07 161.25 Td ( ) Tj ET Q q 0 0 0 rg BT 441.94 161.25 Td (and ) Tj ET Q q 0 0 0 rg BT 459.24 161.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 505.96 161.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.26 161.25 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 533.62 161.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 149.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 120.75 149.25 Td (in ) Tj ET Q q 0 0 0 rg BT 131.03 149.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 167.41 149.25 Td (\(no ) Tj ET Q q 0 0 0 rg BT 183.24 149.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 235.16 149.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 271.54 149.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.82 149.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.82 149.25 Td ( ) Tj ET Q q 0 0 0 rg BT 304.32 149.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.26 149.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.26 149.25 Td (\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 137.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 137.25 Td (During ) Tj ET Q q 0 0 0 rg BT 116.33 137.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 141.33 137.25 Td (we ) Tj ET Q q 0 0 0 rg BT 155.49 137.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 201.85 137.25 Td (a ) Tj ET Q q 0 0 0 rg BT 208.79 137.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 226.85 137.25 Td (on ) Tj ET Q q 0 0 0 rg BT 239.35 137.25 Td (the ) Tj ET Q q 0 0 0 rg BT 254.07 137.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 272.12 137.25 Td (of ) Tj ET Q q 0 0 0 rg BT 282.95 137.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 310.44 137.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 350.71 137.25 Td (of ) Tj ET Q q 0 0 0 rg BT 361.54 137.25 Td (HLSS, ) Tj ET Q q 0 0 0 rg BT 390.99 137.25 Td (net ) Tj ET Q q 0 0 0 rg BT 405.71 137.25 Td (of ) Tj ET Q q 0 0 0 rg BT 416.54 137.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 457.92 137.25 Td (received, ) Tj ET Q q 0 0 0 rg BT 496.78 137.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.61 137.25 Td ($1.9 ) Tj ET Q q 0 0 0 rg BT 527.61 137.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.51 137.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 122.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 122.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 94.76 122.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 127.16 122.25 Td (March31, ) Tj ET Q q 0 0 0 rg BT 173.45 122.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 201.15 122.25 Td (we ) Tj ET Q q 0 0 0 rg BT 218.00 122.25 Td (terminated ) Tj ET Q q 0 0 0 rg BT 265.96 122.25 Td (the ) Tj ET Q q 0 0 0 rg BT 283.37 122.25 Td (Data ) Tj ET Q q 0 0 0 rg BT 306.30 122.25 Td (Access ) Tj ET Q q 0 0 0 rg BT 339.81 122.25 Td (and ) Tj ET Q q 0 0 0 rg BT 359.45 122.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 397.38 122.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 447.00 122.25 Td (with ) Tj ET Q q 0 0 0 rg BT 469.97 122.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 503.49 122.25 Td (\(Data ) Tj ET Q q 0 0 0 rg BT 534.18 122.25 Td (Access ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.50 110.25 Td (Agreement\) ) Tj ET Q q 0 0 0 rg BT 140.19 110.25 Td (\(no ) Tj ET Q q 0 0 0 rg BT 156.02 110.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 207.94 110.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 244.33 110.25 Td (in ) Tj ET Q q 0 0 0 rg BT 254.61 110.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 277.11 110.25 Td (and ) Tj ET Q q 0 0 0 rg BT 294.04 110.25 Td (2016\).) Tj ET Q endstream endobj 75 0 obj <>] /Rotate 0 /Contents 76 0 R>> endobj 76 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (37) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 49.5 729.68505859375 m 260.9404296875 729.68505859375 l s q 0 0 0 rg BT 49.50 731.25 Td (CONSOLIDA) Tj ET Q q 0 0 0 rg BT 109.32 731.25 Td (TED ) Tj ET Q q 0 0 0 rg BT 132.39 731.25 Td (RESUL) Tj ET Q q 0 0 0 rg BT 164.81 731.25 Td (TS ) Tj ET Q q 0 0 0 rg BT 179.54 731.25 Td (OF) Tj ET Q q 0 0 0 rg BT 193.06 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 195.56 731.25 Td (OPERA) Tj ET Q q 0 0 0 rg BT 229.82 731.25 Td (TIONS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Summary ) Tj ET Q q 0 0 0 rg BT 94.22 710.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 152.84 710.25 Td (Results) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 689.25 Td (Following ) Tj ET Q q 0 0 0 rg BT 93.25 689.25 Td (is ) Tj ET Q q 0 0 0 rg BT 102.54 689.25 Td (a ) Tj ET Q q 0 0 0 rg BT 109.61 689.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 153.90 689.25 Td (of ) Tj ET Q q 0 0 0 rg BT 164.86 689.25 Td (our ) Tj ET Q q 0 0 0 rg BT 180.82 689.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 233.99 689.25 Td (results ) Tj ET Q q 0 0 0 rg BT 262.72 689.25 Td (of ) Tj ET Q q 0 0 0 rg BT 273.68 689.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 317.96 689.25 Td (for ) Tj ET Q q 0 0 0 rg BT 332.25 689.25 Td (the ) Tj ET Q q 0 0 0 rg BT 347.09 689.25 Td (years ) Tj ET Q q 0 0 0 rg BT 370.82 689.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.32 689.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 456.03 689.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.03 689.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.16 689.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.16 689.25 Td ( ) Tj ET Q q 0 0 0 rg BT 503.79 689.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.85 689.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.85 689.25 Td (. ) Tj ET Q q 0 0 0 rg BT 545.98 689.25 Td ( ) Tj ET Q q 0 0 0 rg BT 548.61 689.25 Td (For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 677.25 Td (a ) Tj ET Q q 0 0 0 rg BT 56.37 677.25 Td (more ) Tj ET Q q 0 0 0 rg BT 79.35 677.25 Td (detailed ) Tj ET Q q 0 0 0 rg BT 113.43 677.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 157.53 677.25 Td (of ) Tj ET Q q 0 0 0 rg BT 168.29 677.25 Td (the ) Tj ET Q q 0 0 0 rg BT 182.94 677.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 212.57 677.25 Td (that ) Tj ET Q q 0 0 0 rg BT 230.00 677.25 Td (af) Tj ET Q q 0 0 0 rg BT 237.59 677.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 264.44 677.25 Td (the ) Tj ET Q q 0 0 0 rg BT 279.09 677.25 Td (results ) Tj ET Q q 0 0 0 rg BT 307.63 677.25 Td (of ) Tj ET Q q 0 0 0 rg BT 318.39 677.25 Td (our ) Tj ET Q q 0 0 0 rg BT 334.15 677.25 Td (business ) Tj ET Q q 0 0 0 rg BT 370.47 677.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 410.12 677.25 Td (in ) Tj ET Q q 0 0 0 rg BT 420.33 677.25 Td (these ) Tj ET Q q 0 0 0 rg BT 443.31 677.25 Td (periods, ) Tj ET Q q 0 0 0 rg BT 477.68 677.25 Td (see ) Tj ET Q q 0 0 0 rg BT 492.88 677.25 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 497.31 677.25 Td (Segment ) Tj ET Q q 0 0 0 rg BT 533.62 677.25 Td (Results ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 665.25 Td (of ) Tj ET Q q 0 0 0 rg BT 59.78 665.25 Td (Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.78 665.25 Td ( ) Tj ET Q q 0 0 0 rg BT 111.72 665.25 Td (below) Tj ET Q q 0 0 0 rg BT 135.51 665.25 Td (.) 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0.9333333333333333 1 rg /GS0 gs 387.00 236.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 236.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 236.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 236.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 236.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 212.75 213.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.00 212.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 212.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.00 212.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 212.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 212.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 212.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 212.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 212.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 212.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 212.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 188.75 213.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 263.00 188.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 188.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.00 188.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 188.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 188.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 188.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 188.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 188.75 56.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 188.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 112.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 383.00 112.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 387.00 112.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 112.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 112.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 112.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 112.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 612.75 m 263 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 612.75 m 323 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327 612.75 m 383 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 612.75 m 443 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 612.75 m 503 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 612.75 m 563 612.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 552.75 m 323 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 552.75 m 443 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 552.75 m 563 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 516.75 m 323 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 516.75 m 443 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 516.75 m 563 516.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 492.75 m 323 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 492.75 m 443 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 492.75 m 563 492.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 422.75 m 323 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 422.75 m 443 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 422.75 m 563 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 371.75 m 323 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 371.75 m 443 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 371.75 m 563 371.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 309.75 m 323 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 309.75 m 443 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 309.75 m 563 309.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 273.75 m 323 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 273.75 m 443 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 273.75 m 563 273.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 249.75 m 323 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 247.75 m 323 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 249.75 m 443 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 247.75 m 443 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 249.75 m 563 249.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 247.75 m 563 247.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 164.75 m 323 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 162.75 m 323 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 164.75 m 443 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 162.75 m 443 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 164.75 m 563 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 162.75 m 563 162.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 150.75 m 323 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 148.75 m 323 148.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 150.75 m 443 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 148.75 m 443 148.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 150.75 m 563 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 148.75 m 563 148.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 113.75 m 323 113.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 111.75 m 323 111.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 113.75 m 443 113.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 111.75 m 443 111.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 113.75 m 563 113.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 111.75 m 563 111.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 99.75 m 323 99.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 267 97.75 m 323 97.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 99.75 m 443 99.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 387 97.75 m 443 97.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 99.75 m 563 99.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 97.75 m 563 97.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 617.20 Td (\(inthousands,exceptpershar) Tj ET Q q 0 0 0 rg BT 160.90 617.20 Td (edata\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.50 616.98 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 335.10 624.98 Td (%Incr) Tj ET Q q 0 0 0 rg BT 359.69 624.98 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 337.25 616.98 Td (\(decr) Tj ET Q q 0 0 0 rg BT 354.94 616.98 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 406.50 616.98 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 455.10 624.98 Td (%Incr) Tj ET Q q 0 0 0 rg BT 479.69 624.98 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 457.25 616.98 Td (\(decr) Tj ET Q q 0 0 0 rg BT 474.94 616.98 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 526.50 616.98 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 591.37 Td (Service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 579.37 Td (Mortgage Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.50 579.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.60 579.37 Td (754,058) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.80 579.37 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 579.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 579.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.60 579.37 Td (774,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 579.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 579.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 579.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 579.37 Td (781,984) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 567.37 Td (Real Estate Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 567.37 Td (86,821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 567.37 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 567.37 Td (84,805) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 567.37 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 567.37 Td (46,963) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 555.37 Td (Other Businesses, Corporate and Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 555.37 Td (58,682) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.80 555.37 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 555.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 555.37 Td (83,280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 555.37 Td (\(26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 555.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 555.37 Td (1) Tj ET Q q 0 0 0 rg BT 526.60 555.37 Td (1) Tj ET Q q 0 0 0 rg BT 531.60 555.37 Td (1,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 543.37 Td (T) Tj ET Q q 0 0 0 rg BT 72.91 543.37 Td (otal service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.60 543.37 Td (899,561) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.80 543.37 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 543.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.60 543.37 Td (942,599) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 543.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 543.37 Td (940,920) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 531.37 Td (Reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 531.37 Td (39,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.80 531.37 Td (\(23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 531.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 531.37 Td (52,01) Tj ET Q q 0 0 0 rg BT 429.15 531.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 531.37 Td (\(52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 531.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 531.37 Td (107,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 519.37 Td (Non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 519.37 Td (2,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 519.37 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 519.37 Td (2,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 519.37 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 519.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 519.37 Td (3,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 507.37 Td (T) Tj ET Q q 0 0 0 rg BT 58.26 507.37 Td (otal revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.60 507.37 Td (942,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.80 507.37 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 507.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.60 507.37 Td (997,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 507.37 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 507.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.10 507.37 Td (1,051,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 495.37 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.60 495.37 Td (699,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 495.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.60 495.37 Td (690,045) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 495.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 495.37 Td (687,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 483.37 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.60 483.37 Td (242,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.80 483.37 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 483.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.60 483.37 Td (307,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 483.37 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 483.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 483.37 Td (364,139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 471.37 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.60 471.37 Td (192,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.80 471.37 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 471.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.60 471.37 Td (214,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 471.37 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 471.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 471.37 Td (220,868) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 459.32 Td (Litigation settlement loss, net of $4,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 449.37 Td (insurance recovery) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 451.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.80 451.47 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 451.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 451.42 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.60 451.42 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 451.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 437.37 Td (Impairment losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 437.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 437.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 437.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.80 437.37 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 437.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 437.37 Td (71,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 425.37 Td (Change in the fair value of Equator Earn Out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 425.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 425.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 425.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.80 425.37 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 425.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 425.37 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 425.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 413.37 Td (Income from operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 413.37 Td (49,706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.80 413.37 Td (\(24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 413.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 413.37 Td (65,103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 413.37 Td (\(18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 413.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 413.37 Td (79,077) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 401.37 Td (Other income \(expense\), net:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 388.42 Td (Interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.30 388.47 Td (\(22,253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 388.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.80 388.47 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 388.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 388.47 Td (\(24,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 388.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 388.47 Td (\(13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 388.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 388.47 Td (\(28,208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 388.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 374.37 Td (Other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 374.37 Td (7,922) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 374.37 Td (1) Tj ET Q q 0 0 0 rg BT 363.15 374.37 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 374.37 Td (3,630) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 374.37 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 374.37 Td (2,191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 362.37 Td (T) Tj ET Q q 0 0 0 rg BT 75.91 362.37 Td (otal other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.30 362.37 Td (\(14,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 362.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.80 362.37 Td (\(31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 362.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 362.37 Td (\(20,782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 362.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 362.37 Td (\(20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 362.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 362.37 Td (\(26,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 362.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 338.32 Td (Income before income taxes and non-controlling) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 328.32 Td (interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 329.42 Td (35,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.80 329.47 Td (\(20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 329.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 329.42 Td (44,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 329.47 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 329.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 329.42 Td (53,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 314.42 Td (Income tax benefit \(provision\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.60 314.42 Td (276,256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.60 314.42 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 314.47 Td (\(12,935) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 314.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 314.42 Td (57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 314.47 Td (\(8,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 314.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 288.37 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.60 288.37 Td (31) Tj ET Q q 0 0 0 rg BT 291.60 288.37 Td (1,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.60 288.37 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 288.37 Td (31,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 288.37 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 288.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 288.37 Td (44,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 276.37 Td (Net income attributable to non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.30 276.37 Td (\(2,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 276.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 276.37 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.30 276.37 Td (\(2,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 276.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 276.37 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 276.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 276.37 Td (\(3,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 276.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 252.32 Td (Net income attributable to ) Tj ET Q q 0 0 0 rg BT 159.41 252.32 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.50 252.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.60 252.32 Td (308,891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.60 252.32 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 252.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 252.32 Td (28,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 252.37 Td (\(31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 252.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 252.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 252.32 Td (41,598) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 227.37 Td (Mar) Tj ET Q q 0 0 0 rg BT 69.07 227.37 Td (gins:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 215.37 Td (Gross profit/service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.15 215.37 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 215.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 215.37 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 215.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 215.37 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 215.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 203.37 Td (Income from operations/service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 203.37 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 203.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 203.37 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 203.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 203.37 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 203.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 179.37 Td (Earnings per share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 167.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.50 167.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 167.32 Td (16.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.60 167.32 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 167.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 167.32 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 167.37 Td (\(28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 167.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 167.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 167.32 Td (2.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 154.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.50 154.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.65 154.32 Td (16.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.60 154.32 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 154.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 154.32 Td (1.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.80 154.37 Td (\(28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 154.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 154.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 154.32 Td (2.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 128.37 Td (W) Tj ET Q q 0 0 0 rg BT 61.14 128.37 Td (eighted average shares outstanding:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 116.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 116.32 Td (18,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.80 116.37 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 116.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 116.32 Td (18,696) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 116.37 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 116.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 116.32 Td (19,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 103.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.65 103.32 Td (18,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.80 103.37 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 103.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 103.32 Td (19,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.80 103.37 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.15 103.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 103.32 Td (20,619) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 87.25 Td (_____________________________________) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 72.25 Td (N/M not meaningful.) Tj ET Q endstream endobj 77 0 obj <>] /Rotate 0 /Contents 78 0 R>> endobj 78 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (38) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 704.50 213.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.00 704.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 266.00 704.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.00 704.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 704.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 704.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 704.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 704.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 704.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 704.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 704.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 676.50 213.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.00 676.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 266.00 676.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.00 676.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 676.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.00 676.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 676.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 676.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.00 676.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 676.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 676.50 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 716.5 m 262 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 716.5 m 322 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326 716.5 m 382 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 716.5 m 442 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446 716.5 m 502 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 716.5 m 562 716.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 677.5 m 322 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 675.5 m 322 675.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 677.5 m 442 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 675.5 m 442 675.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 677.5 m 562 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 675.5 m 562 675.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 675.5 m 322 675.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 677.5 m 322 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 663.5 m 322 663.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 661.5 m 322 661.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 675.5 m 442 675.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 677.5 m 442 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 663.5 m 442 663.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 661.5 m 442 661.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 675.5 m 562 675.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 677.5 m 562 677.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 663.5 m 562 663.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 661.5 m 562 661.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 661.5 m 322 661.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 663.5 m 322 663.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 649.5 m 322 649.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 647.5 m 322 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 661.5 m 442 661.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 663.5 m 442 663.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 649.5 m 442 649.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 647.5 m 442 647.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 661.5 m 562 661.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 663.5 m 562 663.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 649.5 m 562 649.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 647.5 m 562 647.5 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 720.95 Td (\(inthousands,exceptpershar) Tj ET Q q 0 0 0 rg BT 159.90 720.95 Td (edata\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 285.50 720.73 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.10 728.73 Td (%Incr) Tj ET Q q 0 0 0 rg BT 358.69 728.73 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 336.25 720.73 Td (\(decr) Tj ET Q q 0 0 0 rg BT 353.94 720.73 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 405.50 720.73 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 454.10 728.73 Td (%Incr) Tj ET Q q 0 0 0 rg BT 478.69 728.73 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.25 720.73 Td (\(decr) Tj ET Q q 0 0 0 rg BT 473.94 720.73 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 525.50 720.73 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 695.07 Td (Non-GAAP) Tj ET Q q 0 0 0 rg BT 98.91 695.07 Td ( Financial Measures ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 181.94 699.60 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 681.07 Td (Adjusted net income attributable to ) Tj ET Q q 0 0 0 rg BT 200.80 681.07 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.50 681.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 681.07 Td (52,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.80 681.12 Td (\(42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 681.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 681.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 681.07 Td (90,095) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.80 681.12 Td (\(37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 681.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 681.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 681.07 Td (143,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 667.07 Td (Adjusted diluted earnings per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.50 667.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 667.07 Td (2.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.80 667.12 Td (\(39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 667.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 667.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 667.07 Td (4.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.80 667.12 Td (\(34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 667.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 667.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 667.07 Td (6.96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 653.07 Td (Adjusted EBITDA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.50 653.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.65 653.07 Td (126,432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.80 653.12 Td (\(29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 653.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.50 653.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 653.07 Td (178,313) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.80 653.12 Td (\(19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 653.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.50 653.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 653.07 Td (219,732) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 637.00 Td (_____________________________________) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 626.53 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 622.00 Td (These ) Tj ET Q q 0 0 0 rg BT 89.38 622.00 Td (are ) Tj ET Q q 0 0 0 rg BT 104.08 622.00 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 149.27 622.00 Td ( ) Tj ET Q q 0 0 0 rg BT 151.77 622.00 Td (measures ) Tj ET Q q 0 0 0 rg BT 191.48 622.00 Td (that ) Tj ET Q q 0 0 0 rg BT 208.97 622.00 Td (are ) Tj ET Q q 0 0 0 rg BT 223.68 622.00 Td (defined ) Tj ET Q q 0 0 0 rg BT 256.16 622.00 Td (and ) Tj ET Q q 0 0 0 rg BT 273.10 622.00 Td (reconciled ) Tj ET Q q 0 0 0 rg BT 317.24 622.00 Td (to ) Tj ET Q q 0 0 0 rg BT 327.52 622.00 Td (the ) Tj ET Q q 0 0 0 rg BT 342.24 622.00 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 401.95 622.00 Td (GAAP) Tj ET Q q 0 0 0 rg BT 428.80 622.00 Td ( ) Tj ET Q q 0 0 0 rg BT 431.30 622.00 Td (measures ) Tj ET Q q 0 0 0 rg BT 471.01 622.00 Td (on ) Tj ET Q q 0 0 0 rg BT 483.51 622.00 Td (pages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.78 622.00 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.78 622.00 Td ( ) Tj ET Q q 0 0 0 rg BT 521.28 622.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.55 622.00 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.55 622.00 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 598.00 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 577.00 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 577.00 Td (e ) Tj ET Q q 0 0 0 rg BT 64.48 577.00 Td (recognized ) Tj ET Q q 0 0 0 rg BT 110.24 577.00 Td (service ) Tj ET Q q 0 0 0 rg BT 140.46 577.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 174.01 577.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.24 577.00 Td ($899.6 ) Tj ET Q q 0 0 0 rg BT 213.64 577.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.53 577.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.93 577.00 Td ($942.6 ) Tj ET Q q 0 0 0 rg BT 276.34 577.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.23 577.00 Td ( ) Tj ET Q q 0 0 0 rg BT 307.13 577.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.47 577.00 Td ($940.9 ) Tj ET Q q 0 0 0 rg BT 352.87 577.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.76 577.00 Td ( ) Tj ET Q q 0 0 0 rg BT 383.67 577.00 Td (for ) Tj ET Q q 0 0 0 rg BT 397.23 577.00 Td (the ) Tj ET Q q 0 0 0 rg BT 411.35 577.00 Td (years ) Tj ET Q q 0 0 0 rg BT 434.35 577.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.13 577.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 518.11 577.00 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.11 577.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.51 577.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 565.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.00 565.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 565.00 Td (, ) Tj ET Q q 0 0 0 rg BT 90.56 565.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 138.22 565.00 Td (. ) Tj ET Q q 0 0 0 rg BT 142.79 565.00 Td ( ) Tj ET Q q 0 0 0 rg BT 144.70 565.00 Td (The ) Tj ET Q q 0 0 0 rg BT 162.31 565.00 Td (decrease ) Tj ET Q q 0 0 0 rg BT 198.78 565.00 Td (in ) Tj ET Q q 0 0 0 rg BT 208.62 565.00 Td (service ) Tj ET Q q 0 0 0 rg BT 239.00 565.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 272.71 565.00 Td (for ) Tj ET Q q 0 0 0 rg BT 286.43 565.00 Td (the ) Tj ET Q q 0 0 0 rg BT 300.71 565.00 Td (year ) Tj ET Q q 0 0 0 rg BT 319.98 565.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.92 565.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 404.06 565.00 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.06 565.00 Td ( ) Tj ET Q q 0 0 0 rg BT 426.13 565.00 Td (was ) Tj ET Q q 0 0 0 rg BT 443.74 565.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 483.01 565.00 Td (due ) Tj ET Q q 0 0 0 rg BT 499.51 565.00 Td (to ) Tj ET Q q 0 0 0 rg BT 509.35 565.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 534.18 565.00 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 553.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.09 553.00 Td (in ) Tj ET Q q 0 0 0 rg BT 94.81 553.00 Td (our ) Tj ET Q q 0 0 0 rg BT 111.09 553.00 Td (IT) Tj ET Q q 0 0 0 rg BT 120.34 553.00 Td ( ) Tj ET Q q 0 0 0 rg BT 123.29 553.00 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 180.10 553.00 Td (services ) Tj ET Q q 0 0 0 rg BT 215.25 553.00 Td (and ) Tj ET Q q 0 0 0 rg BT 232.63 553.00 Td (customer ) Tj ET Q q 0 0 0 rg BT 272.23 553.00 Td (relationship ) Tj ET Q q 0 0 0 rg BT 322.39 553.00 Td (management ) Tj ET Q q 0 0 0 rg BT 376.42 553.00 Td (businesses ) Tj ET Q q 0 0 0 rg BT 421.58 553.00 Td (in ) Tj ET Q q 0 0 0 rg BT 432.31 553.00 Td (the ) Tj ET Q q 0 0 0 rg BT 447.47 553.00 Td (Other ) Tj ET Q q 0 0 0 rg BT 473.18 553.00 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 522.52 553.00 Td (Corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 541.00 Td (and ) Tj ET Q q 0 0 0 rg BT 67.32 541.00 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 121.81 541.00 Td (segment ) Tj ET Q q 0 0 0 rg BT 158.52 541.00 Td (and, ) Tj ET Q q 0 0 0 rg BT 178.84 541.00 Td (in ) Tj ET Q q 0 0 0 rg BT 190.00 541.00 Td (the ) Tj ET Q q 0 0 0 rg BT 205.59 541.00 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 247.85 541.00 Td (Market ) Tj ET Q q 0 0 0 rg BT 280.11 541.00 Td (segment, ) Tj ET Q q 0 0 0 rg BT 319.32 541.00 Td (a ) Tj ET Q q 0 0 0 rg BT 327.14 541.00 Td (reduction ) Tj ET Q q 0 0 0 rg BT 368.28 541.00 Td (in ) Tj ET Q q 0 0 0 rg BT 379.44 541.00 Td (the ) Tj ET Q q 0 0 0 rg BT 395.04 541.00 Td (size ) Tj ET Q q 0 0 0 rg BT 413.97 541.00 Td (of ) Tj ET Q q 0 0 0 rg BT 425.68 541.00 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 456.78 541.00 Td (s ) Tj ET Q q 0 0 0 rg BT 464.05 541.00 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 502.43 541.00 Td (and ) Tj ET Q q 0 0 0 rg BT 520.25 541.00 Td (number ) Tj ET Q q 0 0 0 rg BT 554.18 541.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 529.00 Td (delinquent ) Tj ET Q q 0 0 0 rg BT 94.74 529.00 Td (loans ) Tj ET Q q 0 0 0 rg BT 118.88 529.00 Td (in ) Tj ET Q q 0 0 0 rg BT 129.68 529.00 Td (its ) Tj ET Q q 0 0 0 rg BT 142.16 529.00 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 180.18 529.00 Td (resulting ) Tj ET Q q 0 0 0 rg BT 218.20 529.00 Td (from ) Tj ET Q q 0 0 0 rg BT 240.67 529.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 260.91 529.00 Td (repayments, ) Tj ET Q q 0 0 0 rg BT 312.53 529.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 332.78 529.00 Td (modifications, ) Tj ET Q q 0 0 0 rg BT 393.29 529.00 Td (short ) Tj ET Q q 0 0 0 rg BT 416.32 529.00 Td (sales, ) Tj ET Q q 0 0 0 rg BT 441.29 529.00 Td (REO ) Tj ET Q q 0 0 0 rg BT 464.31 529.00 Td (sales ) Tj ET Q q 0 0 0 rg BT 486.78 529.00 Td (and ) Tj ET Q q 0 0 0 rg BT 504.25 529.00 Td (other ) Tj ET Q q 0 0 0 rg BT 527.82 529.00 Td (forms ) Tj ET Q q 0 0 0 rg BT 554.18 529.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 517.00 Td (resolution. ) Tj ET Q q 0 0 0 rg BT 97.13 517.00 Td ( ) Tj ET Q q 0 0 0 rg BT 102.27 517.00 Td (IT) Tj ET Q q 0 0 0 rg BT 111.53 517.00 Td ( ) Tj ET Q q 0 0 0 rg BT 116.67 517.00 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 175.67 517.00 Td (services ) Tj ET Q q 0 0 0 rg BT 213.02 517.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 249.80 517.00 Td (declined ) Tj ET Q q 0 0 0 rg BT 288.81 517.00 Td (from ) Tj ET Q q 0 0 0 rg BT 313.39 517.00 Td (the ) Tj ET Q q 0 0 0 rg BT 330.74 517.00 Td (transition ) Tj ET Q q 0 0 0 rg BT 373.66 517.00 Td (of ) Tj ET Q q 0 0 0 rg BT 387.12 517.00 Td (resources ) Tj ET Q q 0 0 0 rg BT 430.02 517.00 Td (supporting ) Tj ET Q q 0 0 0 rg BT 477.94 517.00 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 509.04 517.00 Td (s ) Tj ET Q q 0 0 0 rg BT 518.07 517.00 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 505.00 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 104.89 505.00 Td (to ) Tj ET Q q 0 0 0 rg BT 114.21 505.00 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 146.56 505.00 Td ( ) Tj ET Q q 0 0 0 rg BT 148.09 505.00 Td (Beginning ) Tj ET Q q 0 0 0 rg BT 191.29 505.00 Td (in ) Tj ET Q q 0 0 0 rg BT 200.60 505.00 Td (the ) Tj ET Q q 0 0 0 rg BT 214.35 505.00 Td (fourth ) Tj ET Q q 0 0 0 rg BT 240.32 505.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 270.17 505.00 Td (of ) Tj ET Q q 0 0 0 rg BT 280.03 505.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 301.56 505.00 Td (and ) Tj ET Q q 0 0 0 rg BT 317.53 505.00 Td (continuing ) Tj ET Q q 0 0 0 rg BT 361.84 505.00 Td (through ) Tj ET Q q 0 0 0 rg BT 394.48 505.00 Td (2017, ) Tj ET Q q 0 0 0 rg BT 418.51 505.00 Td (we ) Tj ET Q q 0 0 0 rg BT 431.70 505.00 Td (transitioned ) Tj ET Q q 0 0 0 rg BT 480.45 505.00 Td (resources ) Tj ET Q q 0 0 0 rg BT 519.74 505.00 Td (supporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 493.00 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 80.60 493.00 Td (s ) Tj ET Q q 0 0 0 rg BT 87.67 493.00 Td (technology ) Tj ET Q q 0 0 0 rg BT 135.29 493.00 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 192.33 493.00 Td (from ) Tj ET Q q 0 0 0 rg BT 214.25 493.00 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 259.09 493.00 Td (to ) Tj ET Q q 0 0 0 rg BT 270.05 493.00 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 304.05 493.00 Td ( ) Tj ET Q q 0 0 0 rg BT 307.01 493.00 Td (The ) Tj ET Q q 0 0 0 rg BT 325.74 493.00 Td (decrease ) Tj ET Q q 0 0 0 rg BT 363.33 493.00 Td (in ) Tj ET Q q 0 0 0 rg BT 374.29 493.00 Td (the ) Tj ET Q q 0 0 0 rg BT 389.69 493.00 Td (customer ) Tj ET Q q 0 0 0 rg BT 429.53 493.00 Td (relationship ) Tj ET Q q 0 0 0 rg BT 479.93 493.00 Td (management ) Tj ET Q q 0 0 0 rg BT 534.20 493.00 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 481.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.82 481.00 Td (was ) Tj ET Q q 0 0 0 rg BT 102.05 481.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 141.94 481.00 Td (due ) Tj ET Q q 0 0 0 rg BT 159.05 481.00 Td (to ) Tj ET Q q 0 0 0 rg BT 169.50 481.00 Td (severed ) Tj ET Q q 0 0 0 rg BT 202.72 481.00 Td (client ) Tj ET Q q 0 0 0 rg BT 227.61 481.00 Td (relationships ) Tj ET Q q 0 0 0 rg BT 281.38 481.00 Td (with ) Tj ET Q q 0 0 0 rg BT 301.84 481.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 331.72 481.00 Td (non-profitable ) Tj ET Q q 0 0 0 rg BT 391.59 481.00 Td (clients ) Tj ET Q q 0 0 0 rg BT 420.37 481.00 Td (and ) Tj ET Q q 0 0 0 rg BT 437.49 481.00 Td (a ) Tj ET Q q 0 0 0 rg BT 444.60 481.00 Td (reduction ) Tj ET Q q 0 0 0 rg BT 485.04 481.00 Td (in ) Tj ET Q q 0 0 0 rg BT 495.50 481.00 Td (volume ) Tj ET Q q 0 0 0 rg BT 528.17 481.00 Td (from ) Tj ET Q q 0 0 0 rg BT 550.28 481.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 469.00 Td (transition ) Tj ET Q q 0 0 0 rg BT 89.35 469.00 Td (of ) Tj ET Q q 0 0 0 rg BT 99.76 469.00 Td (services ) Tj ET Q q 0 0 0 rg BT 134.04 469.00 Td (from ) Tj ET Q q 0 0 0 rg BT 155.56 469.00 Td (one ) Tj ET Q q 0 0 0 rg BT 172.08 469.00 Td (customer ) Tj ET Q q 0 0 0 rg BT 210.81 469.00 Td (to ) Tj ET Q q 0 0 0 rg BT 220.66 469.00 Td (another) Tj ET Q q 0 0 0 rg BT 250.10 469.00 Td (. ) Tj ET Q q 0 0 0 rg BT 254.68 469.00 Td ( ) Tj ET Q q 0 0 0 rg BT 256.60 469.00 Td (The ) Tj ET Q q 0 0 0 rg BT 274.23 469.00 Td (declines ) Tj ET Q q 0 0 0 rg BT 309.07 469.00 Td (in ) Tj ET Q q 0 0 0 rg BT 318.93 469.00 Td (the ) Tj ET Q q 0 0 0 rg BT 333.22 469.00 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 374.17 469.00 Td (Market ) Tj ET Q q 0 0 0 rg BT 405.13 469.00 Td (segment ) Tj ET Q q 0 0 0 rg BT 440.53 469.00 Td (were ) Tj ET Q q 0 0 0 rg BT 462.04 469.00 Td (partially ) Tj ET Q q 0 0 0 rg BT 497.44 469.00 Td (of) Tj ET Q q 0 0 0 rg BT 505.59 469.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 522.10 469.00 Td (by ) Tj ET Q q 0 0 0 rg BT 534.18 469.00 Td (growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 457.00 Td (in ) Tj ET Q q 0 0 0 rg BT 59.43 457.00 Td (property ) Tj ET Q q 0 0 0 rg BT 95.46 457.00 Td (preservation ) Tj ET Q q 0 0 0 rg BT 147.04 457.00 Td (and ) Tj ET Q q 0 0 0 rg BT 163.64 457.00 Td (inspection ) Tj ET Q q 0 0 0 rg BT 206.90 457.00 Td (business ) Tj ET Q q 0 0 0 rg BT 242.94 457.00 Td (from ) Tj ET Q q 0 0 0 rg BT 264.53 457.00 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 295.01 457.00 Td (as ) Tj ET Q q 0 0 0 rg BT 305.49 457.00 Td (well ) Tj ET Q q 0 0 0 rg BT 324.87 457.00 Td (as ) Tj ET Q q 0 0 0 rg BT 335.35 457.00 Td (non-Ocwen ) Tj ET Q q 0 0 0 rg BT 384.16 457.00 Td (customers ) Tj ET Q q 0 0 0 rg BT 426.86 457.00 Td (and ) Tj ET Q q 0 0 0 rg BT 443.45 457.00 Td (the ) Tj ET Q q 0 0 0 rg BT 457.82 457.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 487.19 457.00 Td (of ) Tj ET Q q 0 0 0 rg BT 497.67 457.00 Td (the ) Tj ET Q q 0 0 0 rg BT 512.05 457.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 534.20 457.00 Td (change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 445.00 Td (in ) Tj ET Q q 0 0 0 rg BT 59.76 445.00 Td (the ) Tj ET Q q 0 0 0 rg BT 74.45 445.00 Td (billing ) Tj ET Q q 0 0 0 rg BT 103.04 445.00 Td (model ) Tj ET Q q 0 0 0 rg BT 130.52 445.00 Td (for ) Tj ET Q q 0 0 0 rg BT 144.65 445.00 Td (preservation ) Tj ET Q q 0 0 0 rg BT 196.56 445.00 Td (services ) Tj ET Q q 0 0 0 rg BT 231.24 445.00 Td (on ) Tj ET Q q 0 0 0 rg BT 243.72 445.00 Td (new ) Tj ET Q q 0 0 0 rg BT 262.86 445.00 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 293.66 445.00 Td (REO ) Tj ET Q q 0 0 0 rg BT 316.13 445.00 Td (referrals ) Tj ET Q q 0 0 0 rg BT 351.92 445.00 Td (that ) Tj ET Q q 0 0 0 rg BT 369.39 445.00 Td (resulted ) Tj ET Q q 0 0 0 rg BT 403.52 445.00 Td (in ) Tj ET Q q 0 0 0 rg BT 413.78 445.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 443.46 445.00 Td (services ) Tj ET Q q 0 0 0 rg BT 478.15 445.00 Td (that ) Tj ET Q q 0 0 0 rg BT 495.62 445.00 Td (were ) Tj ET Q q 0 0 0 rg BT 517.52 445.00 Td (historically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 433.00 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 103.20 433.00 Td (expenses ) Tj ET Q q 0 0 0 rg BT 140.80 433.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 173.94 433.00 Td (becoming ) Tj ET Q q 0 0 0 rg BT 214.88 433.00 Td (service ) Tj ET Q q 0 0 0 rg BT 244.69 433.00 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 280.33 433.00 Td ( ) Tj ET Q q 0 0 0 rg BT 281.83 433.00 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 335.82 433.00 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 376.19 433.00 Td (Market ) Tj ET Q q 0 0 0 rg BT 406.57 433.00 Td (service ) Tj ET Q q 0 0 0 rg BT 436.38 433.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 469.53 433.00 Td (from ) Tj ET Q q 0 0 0 rg BT 490.47 433.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 509.18 433.00 Td (disbursement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 421.00 Td (processing ) Tj ET Q q 0 0 0 rg BT 94.39 421.00 Td (services ) Tj ET Q q 0 0 0 rg BT 128.72 421.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 168.60 421.00 Td (from ) Tj ET Q q 0 0 0 rg BT 190.16 421.00 Td (the ) Tj ET Q q 0 0 0 rg BT 204.50 421.00 Td (full ) Tj ET Q q 0 0 0 rg BT 220.51 421.00 Td (year ) Tj ET Q q 0 0 0 rg BT 239.84 421.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 269.17 421.00 Td (of ) Tj ET Q q 0 0 0 rg BT 279.63 421.00 Td (the ) Tj ET Q q 0 0 0 rg BT 293.97 421.00 Td (Granite ) Tj ET Q q 0 0 0 rg BT 326.08 421.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 372.08 421.00 Td (in ) Tj ET Q q 0 0 0 rg BT 381.98 421.00 Td (July ) Tj ET Q q 0 0 0 rg BT 400.78 421.00 Td (2016. ) Tj ET Q q 0 0 0 rg BT 425.40 421.00 Td ( ) Tj ET Q q 0 0 0 rg BT 427.52 421.00 Td (Service ) Tj ET Q q 0 0 0 rg BT 459.63 421.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 493.40 421.00 Td (in ) Tj ET Q q 0 0 0 rg BT 503.30 421.00 Td (the ) Tj ET Q q 0 0 0 rg BT 517.64 421.00 Td (Real ) Tj ET Q q 0 0 0 rg BT 538.09 421.00 Td (Estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 409.00 Td (Market ) Tj ET Q q 0 0 0 rg BT 80.48 409.00 Td (was ) Tj ET Q q 0 0 0 rg BT 98.14 409.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 123.02 409.00 Td (as ) Tj ET Q q 0 0 0 rg BT 133.45 409.00 Td (a ) Tj ET Q q 0 0 0 rg BT 140.00 409.00 Td (result ) Tj ET Q q 0 0 0 rg BT 164.32 409.00 Td (of ) Tj ET Q q 0 0 0 rg BT 174.75 409.00 Td (RESI) Tj ET Q q 0 0 0 rg BT 199.20 409.00 Td (s ) Tj ET Q q 0 0 0 rg BT 205.20 409.00 Td (smaller ) Tj ET Q q 0 0 0 rg BT 236.74 409.00 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 273.84 409.00 Td (of ) Tj ET Q q 0 0 0 rg BT 284.28 409.00 Td (non-performing ) Tj ET Q q 0 0 0 rg BT 349.70 409.00 Td (loans ) Tj ET Q q 0 0 0 rg BT 372.91 409.00 Td (and ) Tj ET Q q 0 0 0 rg BT 389.46 409.00 Td (REO, ) Tj ET Q q 0 0 0 rg BT 414.06 409.00 Td (which ) Tj ET Q q 0 0 0 rg BT 440.61 409.00 Td (was ) Tj ET Q q 0 0 0 rg BT 458.27 409.00 Td (lar) Tj ET Q q 0 0 0 rg BT 468.63 409.00 Td (gely ) Tj ET Q q 0 0 0 rg BT 487.95 409.00 Td (of) Tj ET Q q 0 0 0 rg BT 496.10 409.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 512.65 409.00 Td (by ) Tj ET Q q 0 0 0 rg BT 524.75 409.00 Td (increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 397.00 Td (service ) Tj ET Q q 0 0 0 rg BT 80.24 397.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 114.32 397.00 Td (from ) Tj ET Q q 0 0 0 rg BT 136.19 397.00 Td (home ) Tj ET Q q 0 0 0 rg BT 160.83 397.00 Td (sales ) Tj ET Q q 0 0 0 rg BT 182.70 397.00 Td (in ) Tj ET Q q 0 0 0 rg BT 192.91 397.00 Td (the ) Tj ET Q q 0 0 0 rg BT 207.55 397.00 Td (buy-renovate-lease-sell ) Tj ET Q q 0 0 0 rg BT 303.27 397.00 Td (business, ) Tj ET Q q 0 0 0 rg BT 342.09 397.00 Td (which ) Tj ET Q q 0 0 0 rg BT 368.96 397.00 Td (began ) Tj ET Q q 0 0 0 rg BT 395.26 397.00 Td (operations ) Tj ET Q q 0 0 0 rg BT 439.35 397.00 Td (in ) Tj ET Q q 0 0 0 rg BT 449.56 397.00 Td (the ) Tj ET Q q 0 0 0 rg BT 464.20 397.00 Td (second ) Tj ET Q q 0 0 0 rg BT 494.40 397.00 Td (half ) Tj ET Q q 0 0 0 rg BT 512.38 397.00 Td (of ) Tj ET Q q 0 0 0 rg BT 523.14 397.00 Td (2016, ) Tj ET Q q 0 0 0 rg BT 548.06 397.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 385.00 Td (an ) Tj ET Q q 0 0 0 rg BT 61.44 385.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 96.69 385.00 Td (in ) Tj ET Q q 0 0 0 rg BT 106.97 385.00 Td (the ) Tj ET Q q 0 0 0 rg BT 121.69 385.00 Td (renovation ) Tj ET Q q 0 0 0 rg BT 166.95 385.00 Td (management ) Tj ET Q q 0 0 0 rg BT 220.54 385.00 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 364.00 Td (The ) Tj ET Q q 0 0 0 rg BT 68.03 364.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 103.76 364.00 Td (in ) Tj ET Q q 0 0 0 rg BT 114.51 364.00 Td (service ) Tj ET Q q 0 0 0 rg BT 145.81 364.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 180.43 364.00 Td (in ) Tj ET Q q 0 0 0 rg BT 191.19 364.00 Td (2016 ) Tj ET Q q 0 0 0 rg BT 214.17 364.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 256.57 364.00 Td (to ) Tj ET Q q 0 0 0 rg BT 267.33 364.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 290.31 364.00 Td (was ) Tj ET Q q 0 0 0 rg BT 308.84 364.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 349.03 364.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 377.55 364.00 Td (by ) Tj ET Q q 0 0 0 rg BT 390.53 364.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 425.15 364.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 456.46 364.00 Td (in ) Tj ET Q q 0 0 0 rg BT 467.22 364.00 Td (the ) Tj ET Q q 0 0 0 rg BT 482.42 364.00 Td (Real ) Tj ET Q q 0 0 0 rg BT 503.72 364.00 Td (Estate ) Tj ET Q q 0 0 0 rg BT 531.13 364.00 Td (Market, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 352.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 89.27 352.00 Td (due ) Tj ET Q q 0 0 0 rg BT 106.26 352.00 Td (to ) Tj ET Q q 0 0 0 rg BT 116.60 352.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 147.48 352.00 Td (in ) Tj ET Q q 0 0 0 rg BT 157.82 352.00 Td (the ) Tj ET Q q 0 0 0 rg BT 172.59 352.00 Td (volume ) Tj ET Q q 0 0 0 rg BT 205.14 352.00 Td (of ) Tj ET Q q 0 0 0 rg BT 216.03 352.00 Td (homes ) Tj ET Q q 0 0 0 rg BT 244.69 352.00 Td (sold ) Tj ET Q q 0 0 0 rg BT 263.92 352.00 Td (and ) Tj ET Q q 0 0 0 rg BT 280.91 352.00 Td (the ) Tj ET Q q 0 0 0 rg BT 295.69 352.00 Td (percentage ) Tj ET Q q 0 0 0 rg BT 341.54 352.00 Td (of ) Tj ET Q q 0 0 0 rg BT 352.43 352.00 Td (homes ) Tj ET Q q 0 0 0 rg BT 381.09 352.00 Td (sold ) Tj ET Q q 0 0 0 rg BT 400.32 352.00 Td (through ) Tj ET Q q 0 0 0 rg BT 433.98 352.00 Td (auction ) Tj ET Q q 0 0 0 rg BT 465.97 352.00 Td (on ) Tj ET Q q 0 0 0 rg BT 478.53 352.00 Td (Hubzu ) Tj ET Q q 0 0 0 rg BT 507.75 352.00 Td (and ) Tj ET Q q 0 0 0 rg BT 524.74 352.00 Td (increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 340.00 Td (volumes ) Tj ET Q q 0 0 0 rg BT 86.01 340.00 Td (of ) Tj ET Q q 0 0 0 rg BT 96.96 340.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 125.12 340.00 Td (value ) Tj ET Q q 0 0 0 rg BT 149.40 340.00 Td (property ) Tj ET Q q 0 0 0 rg BT 185.89 340.00 Td (preservation ) Tj ET Q q 0 0 0 rg BT 237.94 340.00 Td (referrals. ) Tj ET Q q 0 0 0 rg BT 276.36 340.00 Td ( ) Tj ET Q q 0 0 0 rg BT 278.79 340.00 Td (The ) Tj ET Q q 0 0 0 rg BT 296.96 340.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 332.33 340.00 Td (in ) Tj ET Q q 0 0 0 rg BT 342.73 340.00 Td (service ) Tj ET Q q 0 0 0 rg BT 373.67 340.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 407.93 340.00 Td (in ) Tj ET Q q 0 0 0 rg BT 418.33 340.00 Td (the ) Tj ET Q q 0 0 0 rg BT 433.17 340.00 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 474.66 340.00 Td (Market ) Tj ET Q q 0 0 0 rg BT 506.16 340.00 Td (was ) Tj ET Q q 0 0 0 rg BT 524.33 340.00 Td (driven ) Tj ET Q q 0 0 0 rg BT 552.50 340.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 328.00 Td (the ) Tj ET Q q 0 0 0 rg BT 65.32 328.00 Td (change ) Tj ET Q q 0 0 0 rg BT 97.23 328.00 Td (in ) Tj ET Q q 0 0 0 rg BT 108.61 328.00 Td (the ) Tj ET Q q 0 0 0 rg BT 124.43 328.00 Td (billing ) Tj ET Q q 0 0 0 rg BT 154.15 328.00 Td (model ) Tj ET Q q 0 0 0 rg BT 182.74 328.00 Td (for ) Tj ET Q q 0 0 0 rg BT 198.00 328.00 Td (new ) Tj ET Q q 0 0 0 rg BT 218.26 328.00 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 250.19 328.00 Td (REO ) Tj ET Q q 0 0 0 rg BT 273.79 328.00 Td (referrals ) Tj ET Q q 0 0 0 rg BT 310.69 328.00 Td (in ) Tj ET Q q 0 0 0 rg BT 322.07 328.00 Td (the ) Tj ET Q q 0 0 0 rg BT 337.89 328.00 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 374.81 328.00 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 416.20 328.00 Td (business ) Tj ET Q q 0 0 0 rg BT 453.69 328.00 Td (and ) Tj ET Q q 0 0 0 rg BT 471.73 328.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 506.98 328.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 538.91 328.00 Td (in ) Tj ET Q q 0 0 0 rg BT 550.29 328.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 316.00 Td (Origination ) Tj ET Q q 0 0 0 rg BT 97.98 316.00 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 138.14 316.00 Td (business ) Tj ET Q q 0 0 0 rg BT 174.40 316.00 Td (from ) Tj ET Q q 0 0 0 rg BT 196.21 316.00 Td (new ) Tj ET Q q 0 0 0 rg BT 215.24 316.00 Td (customers ) Tj ET Q q 0 0 0 rg BT 258.16 316.00 Td (and ) Tj ET Q q 0 0 0 rg BT 274.97 316.00 Td (volume ) Tj ET Q q 0 0 0 rg BT 307.34 316.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 338.04 316.00 Td (with ) Tj ET Q q 0 0 0 rg BT 358.19 316.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 392.23 316.00 Td (customers. ) Tj ET Q q 0 0 0 rg BT 437.65 316.00 Td ( ) Tj ET Q q 0 0 0 rg BT 440.02 316.00 Td (However) Tj ET Q q 0 0 0 rg BT 476.27 316.00 Td (, ) Tj ET Q q 0 0 0 rg BT 481.14 316.00 Td (these ) Tj ET Q q 0 0 0 rg BT 504.06 316.00 Td (increases ) Tj ET Q q 0 0 0 rg BT 543.08 316.00 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 304.00 Td (more ) Tj ET Q q 0 0 0 rg BT 73.08 304.00 Td (than ) Tj ET Q q 0 0 0 rg BT 93.33 304.00 Td (of) Tj ET Q q 0 0 0 rg BT 101.48 304.00 Td (fset ) Tj ET Q q 0 0 0 rg BT 118.95 304.00 Td (by ) Tj ET Q q 0 0 0 rg BT 131.98 304.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 157.78 304.00 Td (rates ) Tj ET Q q 0 0 0 rg BT 179.69 304.00 Td (char) Tj ET Q q 0 0 0 rg BT 196.72 304.00 Td (ged ) Tj ET Q q 0 0 0 rg BT 214.19 304.00 Td (to ) Tj ET Q q 0 0 0 rg BT 225.00 304.00 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 256.35 304.00 Td (for ) Tj ET Q q 0 0 0 rg BT 271.04 304.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 301.28 304.00 Td (software ) Tj ET Q q 0 0 0 rg BT 338.74 304.00 Td (services. ) Tj ET Q q 0 0 0 rg BT 376.48 304.00 Td ( ) Tj ET Q q 0 0 0 rg BT 378.84 304.00 Td (Also, ) Tj ET Q q 0 0 0 rg BT 403.26 304.00 Td (service ) Tj ET Q q 0 0 0 rg BT 434.61 304.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 469.29 304.00 Td (was ) Tj ET Q q 0 0 0 rg BT 487.87 304.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 513.67 304.00 Td (in ) Tj ET Q q 0 0 0 rg BT 524.48 304.00 Td (the ) Tj ET Q q 0 0 0 rg BT 539.73 304.00 Td (Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 292.00 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 97.62 292.00 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 139.33 292.00 Td (and ) Tj ET Q q 0 0 0 rg BT 155.50 292.00 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 208.34 292.00 Td (segment, ) Tj ET Q q 0 0 0 rg BT 245.89 292.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 284.83 292.00 Td (due ) Tj ET Q q 0 0 0 rg BT 301.00 292.00 Td (to ) Tj ET Q q 0 0 0 rg BT 310.51 292.00 Td (lower ) Tj ET Q q 0 0 0 rg BT 335.00 292.00 Td (customer ) Tj ET Q q 0 0 0 rg BT 373.39 292.00 Td (relationship ) Tj ET Q q 0 0 0 rg BT 422.33 292.00 Td (management ) Tj ET Q q 0 0 0 rg BT 475.14 292.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 508.52 292.00 Td (as ) Tj ET Q q 0 0 0 rg BT 518.58 292.00 Td (we ) Tj ET Q q 0 0 0 rg BT 531.97 292.00 Td (severed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 280.00 Td (relationships ) Tj ET Q q 0 0 0 rg BT 102.55 280.00 Td (with ) Tj ET Q q 0 0 0 rg BT 122.28 280.00 Td (and ) Tj ET Q q 0 0 0 rg BT 138.67 280.00 Td (reduced ) Tj ET Q q 0 0 0 rg BT 172.27 280.00 Td (the ) Tj ET Q q 0 0 0 rg BT 186.44 280.00 Td (volume ) Tj ET Q q 0 0 0 rg BT 218.38 280.00 Td (of ) Tj ET Q q 0 0 0 rg BT 228.66 280.00 Td (services ) Tj ET Q q 0 0 0 rg BT 262.82 280.00 Td (provided ) Tj ET Q q 0 0 0 rg BT 300.32 280.00 Td (to ) Tj ET Q q 0 0 0 rg BT 310.05 280.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 339.20 280.00 Td (clients ) Tj ET Q q 0 0 0 rg BT 367.25 280.00 Td (that ) Tj ET Q q 0 0 0 rg BT 384.20 280.00 Td (were ) Tj ET Q q 0 0 0 rg BT 405.58 280.00 Td (not ) Tj ET Q q 0 0 0 rg BT 420.31 280.00 Td (profitable ) Tj ET Q q 0 0 0 rg BT 461.13 280.00 Td (to ) Tj ET Q q 0 0 0 rg BT 470.86 280.00 Td (us, ) Tj ET Q q 0 0 0 rg BT 484.20 280.00 Td (and ) Tj ET Q q 0 0 0 rg BT 500.59 280.00 Td (we ) Tj ET Q q 0 0 0 rg BT 514.20 280.00 Td (experienced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 268.00 Td (a ) Tj ET Q q 0 0 0 rg BT 56.59 268.00 Td (reduction ) Tj ET Q q 0 0 0 rg BT 97.01 268.00 Td (in ) Tj ET Q q 0 0 0 rg BT 107.44 268.00 Td (volume ) Tj ET Q q 0 0 0 rg BT 140.09 268.00 Td (from ) Tj ET Q q 0 0 0 rg BT 162.18 268.00 Td (the ) Tj ET Q q 0 0 0 rg BT 177.05 268.00 Td (transition ) Tj ET Q q 0 0 0 rg BT 217.48 268.00 Td (of ) Tj ET Q q 0 0 0 rg BT 228.46 268.00 Td (services ) Tj ET Q q 0 0 0 rg BT 263.33 268.00 Td (from ) Tj ET Q q 0 0 0 rg BT 285.42 268.00 Td (one ) Tj ET Q q 0 0 0 rg BT 302.51 268.00 Td (customer ) Tj ET Q q 0 0 0 rg BT 341.82 268.00 Td (to ) Tj ET Q q 0 0 0 rg BT 352.25 268.00 Td (another) Tj ET Q q 0 0 0 rg BT 381.69 268.00 Td (. ) Tj ET Q q 0 0 0 rg BT 386.84 268.00 Td ( ) Tj ET Q q 0 0 0 rg BT 389.49 268.00 Td (IT) Tj ET Q q 0 0 0 rg BT 398.75 268.00 Td ( ) Tj ET Q q 0 0 0 rg BT 401.40 268.00 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 457.92 268.00 Td (services ) Tj ET Q q 0 0 0 rg BT 492.78 268.00 Td (also ) Tj ET Q q 0 0 0 rg BT 511.54 268.00 Td (declined ) Tj ET Q q 0 0 0 rg BT 548.07 268.00 Td (due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 256.00 Td (to ) Tj ET Q q 0 0 0 rg BT 59.11 256.00 Td (the ) Tj ET Q q 0 0 0 rg BT 73.16 256.00 Td (transition ) Tj ET Q q 0 0 0 rg BT 112.77 256.00 Td (of ) Tj ET Q q 0 0 0 rg BT 122.93 256.00 Td (resources ) Tj ET Q q 0 0 0 rg BT 162.52 256.00 Td (supporting ) Tj ET Q q 0 0 0 rg BT 207.13 256.00 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 238.23 256.00 Td (s ) Tj ET Q q 0 0 0 rg BT 243.95 256.00 Td (technology ) Tj ET Q q 0 0 0 rg BT 290.22 256.00 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 345.91 256.00 Td (to ) Tj ET Q q 0 0 0 rg BT 355.53 256.00 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 388.18 256.00 Td ( ) Tj ET Q q 0 0 0 rg BT 390.01 256.00 Td (During ) Tj ET Q q 0 0 0 rg BT 420.17 256.00 Td (the ) Tj ET Q q 0 0 0 rg BT 434.22 256.00 Td (fourth ) Tj ET Q q 0 0 0 rg BT 460.49 256.00 Td (quarter ) Tj ET Q q 0 0 0 rg BT 490.64 256.00 Td (of ) Tj ET Q q 0 0 0 rg BT 500.80 256.00 Td (2015, ) Tj ET Q q 0 0 0 rg BT 525.14 256.00 Td (we ) Tj ET Q q 0 0 0 rg BT 538.63 256.00 Td (began ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 244.00 Td (transitioning ) Tj ET Q q 0 0 0 rg BT 102.52 244.00 Td (resources ) Tj ET Q q 0 0 0 rg BT 142.75 244.00 Td (supporting ) Tj ET Q q 0 0 0 rg BT 188.00 244.00 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 219.10 244.00 Td (s ) Tj ET Q q 0 0 0 rg BT 225.46 244.00 Td (technology ) Tj ET Q q 0 0 0 rg BT 272.36 244.00 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 328.69 244.00 Td (to ) Tj ET Q q 0 0 0 rg BT 338.94 244.00 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 369.73 244.00 Td (as ) Tj ET Q q 0 0 0 rg BT 380.53 244.00 Td (a ) Tj ET Q q 0 0 0 rg BT 387.44 244.00 Td (part ) Tj ET Q q 0 0 0 rg BT 405.46 244.00 Td (of ) Tj ET Q q 0 0 0 rg BT 416.26 244.00 Td (the ) Tj ET Q q 0 0 0 rg BT 430.94 244.00 Td (previously ) Tj ET Q q 0 0 0 rg BT 475.63 244.00 Td (announced ) Tj ET Q q 0 0 0 rg BT 521.41 244.00 Td (separation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 232.00 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 232.00 Td (technology ) Tj ET Q q 0 0 0 rg BT 107.26 232.00 Td (infrastructure.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 211.00 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 211.00 Td (e ) Tj ET Q q 0 0 0 rg BT 64.38 211.00 Td (recognized ) Tj ET Q q 0 0 0 rg BT 110.04 211.00 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 164.05 211.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 198.05 211.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 231.50 211.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.63 211.00 Td ($39.9 ) Tj ET Q q 0 0 0 rg BT 265.94 211.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.83 211.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.13 211.00 Td ($52.0 ) Tj ET Q q 0 0 0 rg BT 323.43 211.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.32 211.00 Td ( ) Tj ET Q q 0 0 0 rg BT 354.12 211.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.36 211.00 Td ($107.3 ) Tj ET Q q 0 0 0 rg BT 399.67 211.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.56 211.00 Td ( ) Tj ET Q q 0 0 0 rg BT 430.36 211.00 Td (for ) Tj ET Q q 0 0 0 rg BT 443.82 211.00 Td (the ) Tj ET Q q 0 0 0 rg BT 457.84 211.00 Td (years ) Tj ET Q q 0 0 0 rg BT 480.74 211.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.42 211.00 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 199.00 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 199.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.27 199.00 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.27 199.00 Td ( ) Tj ET Q q 0 0 0 rg BT 96.54 199.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.25 199.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.25 199.00 Td (, ) Tj ET Q q 0 0 0 rg BT 138.02 199.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 185.68 199.00 Td (. ) Tj ET Q q 0 0 0 rg BT 190.45 199.00 Td ( ) Tj ET Q q 0 0 0 rg BT 192.55 199.00 Td (The ) Tj ET Q q 0 0 0 rg BT 210.37 199.00 Td (decreases ) Tj ET Q q 0 0 0 rg BT 250.94 199.00 Td (in ) Tj ET Q q 0 0 0 rg BT 260.99 199.00 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 315.46 199.00 Td (expenses ) Tj ET Q q 0 0 0 rg BT 353.83 199.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 387.75 199.00 Td (were ) Tj ET Q q 0 0 0 rg BT 409.45 199.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 448.93 199.00 Td (due ) Tj ET Q q 0 0 0 rg BT 465.63 199.00 Td (to ) Tj ET Q q 0 0 0 rg BT 475.68 199.00 Td (a ) Tj ET Q q 0 0 0 rg BT 482.39 199.00 Td (reduction ) Tj ET Q q 0 0 0 rg BT 522.42 199.00 Td (in ) Tj ET Q q 0 0 0 rg BT 532.47 199.00 Td (the ) Tj ET Q q 0 0 0 rg BT 546.96 199.00 Td (size ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 187.00 Td (of ) Tj ET Q q 0 0 0 rg BT 60.82 187.00 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 91.92 187.00 Td (s ) Tj ET Q q 0 0 0 rg BT 98.81 187.00 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 136.79 187.00 Td (and ) Tj ET Q q 0 0 0 rg BT 154.23 187.00 Td (number ) Tj ET Q q 0 0 0 rg BT 187.77 187.00 Td (of ) Tj ET Q q 0 0 0 rg BT 199.09 187.00 Td (delinquent ) Tj ET Q q 0 0 0 rg BT 244.29 187.00 Td (loans ) Tj ET Q q 0 0 0 rg BT 268.40 187.00 Td (in ) Tj ET Q q 0 0 0 rg BT 279.17 187.00 Td (its ) Tj ET Q q 0 0 0 rg BT 291.61 187.00 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 329.60 187.00 Td (resulting ) Tj ET Q q 0 0 0 rg BT 367.59 187.00 Td (from ) Tj ET Q q 0 0 0 rg BT 390.02 187.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 410.23 187.00 Td (repayments, ) Tj ET Q q 0 0 0 rg BT 461.81 187.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 482.02 187.00 Td (modifications, ) Tj ET Q q 0 0 0 rg BT 542.51 187.00 Td (short ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 175.00 Td (sales, ) Tj ET Q q 0 0 0 rg BT 73.74 175.00 Td (REO ) Tj ET Q q 0 0 0 rg BT 96.04 175.00 Td (sales ) Tj ET Q q 0 0 0 rg BT 117.78 175.00 Td (and ) Tj ET Q q 0 0 0 rg BT 134.52 175.00 Td (other ) Tj ET Q q 0 0 0 rg BT 157.37 175.00 Td (forms ) Tj ET Q q 0 0 0 rg BT 183.01 175.00 Td (of ) Tj ET Q q 0 0 0 rg BT 193.64 175.00 Td (resolution ) Tj ET Q q 0 0 0 rg BT 235.94 175.00 Td (and ) Tj ET Q q 0 0 0 rg BT 252.68 175.00 Td (a ) Tj ET Q q 0 0 0 rg BT 259.42 175.00 Td (change ) Tj ET Q q 0 0 0 rg BT 290.03 175.00 Td (in ) Tj ET Q q 0 0 0 rg BT 300.12 175.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 322.42 175.00 Td (in ) Tj ET Q q 0 0 0 rg BT 332.50 175.00 Td (the ) Tj ET Q q 0 0 0 rg BT 347.02 175.00 Td (billing ) Tj ET Q q 0 0 0 rg BT 375.43 175.00 Td (model ) Tj ET Q q 0 0 0 rg BT 402.73 175.00 Td (for ) Tj ET Q q 0 0 0 rg BT 416.69 175.00 Td (preservation ) Tj ET Q q 0 0 0 rg BT 468.42 175.00 Td (services ) Tj ET Q q 0 0 0 rg BT 502.93 175.00 Td (on ) Tj ET Q q 0 0 0 rg BT 515.23 175.00 Td (new ) Tj ET Q q 0 0 0 rg BT 534.19 175.00 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 163.00 Td (REO ) Tj ET Q q 0 0 0 rg BT 72.00 163.00 Td (referrals ) Tj ET Q q 0 0 0 rg BT 107.81 163.00 Td (described ) Tj ET Q q 0 0 0 rg BT 148.62 163.00 Td (above, ) Tj ET Q q 0 0 0 rg BT 177.50 163.00 Td (which ) Tj ET Q q 0 0 0 rg BT 204.44 163.00 Td (impacted ) Tj ET Q q 0 0 0 rg BT 243.59 163.00 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 298.29 163.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 333.00 163.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 367.14 163.00 Td (in ) Tj ET Q q 0 0 0 rg BT 377.42 163.00 Td (the ) Tj ET Q q 0 0 0 rg BT 392.14 163.00 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 433.51 163.00 Td (Market.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 142.00 Td (Certain ) Tj ET Q q 0 0 0 rg BT 80.83 142.00 Td (of ) Tj ET Q q 0 0 0 rg BT 91.07 142.00 Td (our ) Tj ET Q q 0 0 0 rg BT 106.30 142.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 143.73 142.00 Td (are ) Tj ET Q q 0 0 0 rg BT 157.84 142.00 Td (impacted ) Tj ET Q q 0 0 0 rg BT 196.39 142.00 Td (by ) Tj ET Q q 0 0 0 rg BT 208.29 142.00 Td (seasonality) Tj ET Q q 0 0 0 rg BT 252.08 142.00 Td (. ) Tj ET Q q 0 0 0 rg BT 256.48 142.00 Td ( ) Tj ET Q q 0 0 0 rg BT 258.38 142.00 Td (More ) Tj ET Q q 0 0 0 rg BT 281.94 142.00 Td (specifically) Tj ET Q q 0 0 0 rg BT 327.38 142.00 Td (, ) Tj ET Q q 0 0 0 rg BT 331.78 142.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 369.22 142.00 Td (from ) Tj ET Q q 0 0 0 rg BT 390.56 142.00 Td (property ) Tj ET Q q 0 0 0 rg BT 426.34 142.00 Td (sales, ) Tj ET Q q 0 0 0 rg BT 450.18 142.00 Td (loan ) Tj ET Q q 0 0 0 rg BT 469.29 142.00 Td (originations ) Tj ET Q q 0 0 0 rg BT 518.97 142.00 Td (and ) Tj ET Q q 0 0 0 rg BT 535.31 142.00 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 130.00 Td (property ) Tj ET Q q 0 0 0 rg BT 85.64 130.00 Td (preservation ) Tj ET Q q 0 0 0 rg BT 137.33 130.00 Td (services ) Tj ET Q q 0 0 0 rg BT 171.81 130.00 Td (typically ) Tj ET Q q 0 0 0 rg BT 209.07 130.00 Td (tend ) Tj ET Q q 0 0 0 rg BT 228.55 130.00 Td (to ) Tj ET Q q 0 0 0 rg BT 238.60 130.00 Td (be ) Tj ET Q q 0 0 0 rg BT 250.30 130.00 Td (at ) Tj ET Q q 0 0 0 rg BT 259.79 130.00 Td (their ) Tj ET Q q 0 0 0 rg BT 280.38 130.00 Td (lowest ) Tj ET Q q 0 0 0 rg BT 308.75 130.00 Td (level ) Tj ET Q q 0 0 0 rg BT 330.45 130.00 Td (during ) Tj ET Q q 0 0 0 rg BT 358.83 130.00 Td (the ) Tj ET Q q 0 0 0 rg BT 373.31 130.00 Td (fall ) Tj ET Q q 0 0 0 rg BT 388.91 130.00 Td (and ) Tj ET Q q 0 0 0 rg BT 405.61 130.00 Td (winter ) Tj ET Q q 0 0 0 rg BT 433.42 130.00 Td (months ) Tj ET Q q 0 0 0 rg BT 465.14 130.00 Td (and ) Tj ET Q q 0 0 0 rg BT 481.85 130.00 Td (at ) Tj ET Q q 0 0 0 rg BT 491.33 130.00 Td (their ) Tj ET Q q 0 0 0 rg BT 511.92 130.00 Td (highest ) Tj ET Q q 0 0 0 rg BT 543.08 130.00 Td (level ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 118.00 Td (during ) Tj ET Q q 0 0 0 rg BT 78.11 118.00 Td (the ) Tj ET Q q 0 0 0 rg BT 92.83 118.00 Td (spring ) Tj ET Q q 0 0 0 rg BT 120.34 118.00 Td (and ) Tj ET Q q 0 0 0 rg BT 137.28 118.00 Td (summer ) Tj ET Q q 0 0 0 rg BT 172.00 118.00 Td (months. ) Tj ET Q q 0 0 0 rg BT 206.45 118.00 Td ( ) Tj ET Q q 0 0 0 rg BT 208.96 118.00 Td (In ) Tj ET Q q 0 0 0 rg BT 219.79 118.00 Td (addition, ) Tj ET Q q 0 0 0 rg BT 257.57 118.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 291.72 118.00 Td (in ) Tj ET Q q 0 0 0 rg BT 302.00 118.00 Td (the ) Tj ET Q q 0 0 0 rg BT 316.72 118.00 Td (asset ) Tj ET Q q 0 0 0 rg BT 338.66 118.00 Td (recovery ) Tj ET Q q 0 0 0 rg BT 376.14 118.00 Td (management ) Tj ET Q q 0 0 0 rg BT 429.73 118.00 Td (business ) Tj ET Q q 0 0 0 rg BT 466.13 118.00 Td (tends ) Tj ET Q q 0 0 0 rg BT 489.74 118.00 Td (to ) Tj ET Q q 0 0 0 rg BT 500.02 118.00 Td (be ) Tj ET Q q 0 0 0 rg BT 511.97 118.00 Td (higher ) Tj ET Q q 0 0 0 rg BT 540.02 118.00 Td (in ) Tj ET Q q 0 0 0 rg BT 550.30 118.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 106.00 Td (first ) Tj ET Q q 0 0 0 rg BT 67.80 106.00 Td (quarter) Tj ET Q q 0 0 0 rg BT 95.72 106.00 Td (, ) Tj ET Q q 0 0 0 rg BT 100.41 106.00 Td (as ) Tj ET Q q 0 0 0 rg BT 110.94 106.00 Td (borrowers ) Tj ET Q q 0 0 0 rg BT 153.67 106.00 Td (may ) Tj ET Q q 0 0 0 rg BT 173.08 106.00 Td (utilize ) Tj ET Q q 0 0 0 rg BT 200.27 106.00 Td (tax ) Tj ET Q q 0 0 0 rg BT 214.68 106.00 Td (refunds ) Tj ET Q q 0 0 0 rg BT 246.86 106.00 Td (and ) Tj ET Q q 0 0 0 rg BT 263.49 106.00 Td (bonuses ) Tj ET Q q 0 0 0 rg BT 297.91 106.00 Td (to ) Tj ET Q q 0 0 0 rg BT 307.88 106.00 Td (pay ) Tj ET Q q 0 0 0 rg BT 324.51 106.00 Td (debts, ) Tj ET Q q 0 0 0 rg BT 350.31 106.00 Td (and ) Tj ET Q q 0 0 0 rg BT 366.95 106.00 Td (generally ) Tj ET Q q 0 0 0 rg BT 406.34 106.00 Td (declines ) Tj ET Q q 0 0 0 rg BT 441.30 106.00 Td (throughout ) Tj ET Q q 0 0 0 rg BT 487.38 106.00 Td (the ) Tj ET Q q 0 0 0 rg BT 501.79 106.00 Td (rest ) Tj ET Q q 0 0 0 rg BT 518.42 106.00 Td (of ) Tj ET Q q 0 0 0 rg BT 528.95 106.00 Td (the ) Tj ET Q q 0 0 0 rg BT 543.36 106.00 Td (year) Tj ET Q q 0 0 0 rg BT 560.01 106.00 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 85.00 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.34 85.00 Td (of ) Tj ET Q q 0 0 0 rg BT 80.62 85.00 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 116.98 85.00 Td (and ) Tj ET Q q 0 0 0 rg BT 134.48 85.00 Td (Gr) Tj ET Q q 0 0 0 rg BT 145.22 85.00 Td (oss ) Tj ET Q q 0 0 0 rg BT 160.51 85.00 Td (Pr) Tj ET Q q 0 0 0 rg BT 170.13 85.00 Td (ofit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 64.00 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.36 64.00 Td (of ) Tj ET Q q 0 0 0 rg BT 81.22 64.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 115.39 64.00 Td (principally ) Tj ET Q q 0 0 0 rg BT 161.23 64.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 197.08 64.00 Td (payroll ) Tj ET Q q 0 0 0 rg BT 227.93 64.00 Td (and ) Tj ET Q q 0 0 0 rg BT 244.90 64.00 Td (employee ) Tj ET Q q 0 0 0 rg BT 286.29 64.00 Td (benefits ) Tj ET Q q 0 0 0 rg BT 320.47 64.00 Td (associated ) Tj ET Q q 0 0 0 rg BT 364.09 64.00 Td (with ) Tj ET Q q 0 0 0 rg BT 384.39 64.00 Td (personnel ) Tj ET Q q 0 0 0 rg BT 425.79 64.00 Td (employed ) Tj ET Q q 0 0 0 rg BT 467.75 64.00 Td (in ) Tj ET Q q 0 0 0 rg BT 478.05 64.00 Td (customer ) Tj ET Q q 0 0 0 rg BT 517.23 64.00 Td (service ) Tj ET Q q 0 0 0 rg BT 548.07 64.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 52.00 Td (operations ) Tj ET Q q 0 0 0 rg BT 93.16 52.00 Td (roles, ) Tj ET Q q 0 0 0 rg BT 117.11 52.00 Td (fees ) Tj ET Q q 0 0 0 rg BT 135.22 52.00 Td (paid ) Tj ET Q q 0 0 0 rg BT 154.45 52.00 Td (to ) Tj ET Q q 0 0 0 rg BT 164.23 52.00 Td (external ) Tj ET Q q 0 0 0 rg BT 198.45 52.00 Td (providers ) Tj ET Q q 0 0 0 rg BT 238.22 52.00 Td (related ) Tj ET Q q 0 0 0 rg BT 267.43 52.00 Td (to ) Tj ET Q q 0 0 0 rg BT 277.22 52.00 Td (the ) Tj ET Q q 0 0 0 rg BT 291.45 52.00 Td (provision ) Tj ET Q q 0 0 0 rg BT 331.24 52.00 Td (of ) Tj ET Q q 0 0 0 rg BT 341.58 52.00 Td (services, ) Tj ET Q q 0 0 0 rg BT 378.29 52.00 Td (cost ) Tj ET Q q 0 0 0 rg BT 396.41 52.00 Td (of ) Tj ET Q q 0 0 0 rg BT 406.75 52.00 Td (real ) Tj ET Q q 0 0 0 rg BT 423.74 52.00 Td (estate ) Tj ET Q q 0 0 0 rg BT 448.52 52.00 Td (sold, ) Tj ET Q q 0 0 0 rg BT 469.70 52.00 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 523.91 52.00 Td (expenses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 40.00 Td (technology ) Tj ET Q q 0 0 0 rg BT 96.43 40.00 Td (and ) Tj ET Q q 0 0 0 rg BT 113.37 40.00 Td (telecommunications ) Tj ET Q q 0 0 0 rg BT 196.40 40.00 Td (costs ) Tj ET Q q 0 0 0 rg BT 218.90 40.00 Td (and ) Tj ET Q q 0 0 0 rg BT 235.84 40.00 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 287.76 40.00 Td (and ) Tj ET Q q 0 0 0 rg BT 304.70 40.00 Td (amortization ) Tj ET Q q 0 0 0 rg BT 357.74 40.00 Td (of ) Tj ET Q q 0 0 0 rg BT 368.57 40.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 408.83 40.00 Td (assets.) Tj ET Q endstream endobj 79 0 obj <>] /Rotate 0 /Contents 80 0 R>> endobj 80 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.34 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 81.17 731.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 115.32 731.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 149.49 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 160.32 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 175.03 731.10 Td (following ) Tj ET Q q 0 0 0 rg BT 216.42 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 230.58 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.30 731.10 Td (years ) Tj ET Q q 0 0 0 rg BT 268.89 731.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.27 731.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.86 731.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 687.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 687.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 687.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 687.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 687.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 687.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 663.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 663.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 663.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 663.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 663.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 663.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 663.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 663.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 663.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 663.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 663.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 639.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 639.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 639.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 639.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 639.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 639.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 639.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 639.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 639.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 639.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 639.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 615.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 615.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 615.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 615.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 615.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 615.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 615.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 615.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 615.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 615.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 615.60 55.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 699.6 m 268 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 699.6 m 327 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 699.6 m 386 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 699.6 m 445 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 699.6 m 504 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 699.6 m 563 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 699.6 m 563 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 615.6 m 327 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 615.6 m 445 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 615.6 m 563 615.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 591.6 m 327 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 589.6 m 327 589.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 591.6 m 445 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 589.6 m 445 589.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 591.6 m 563 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 589.6 m 563 589.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 704.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.00 703.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.60 711.83 Td (%Incr) Tj ET Q q 0 0 0 rg BT 363.19 711.83 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 340.75 703.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 358.44 703.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 409.00 703.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.60 711.83 Td (%Incr) Tj ET Q q 0 0 0 rg BT 481.19 711.83 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 458.75 703.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 476.44 703.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.00 703.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 678.22 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 678.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 678.22 Td (240,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 678.22 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 678.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 678.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 678.22 Td (264,796) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 678.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 678.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 678.22 Td (261,839) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 666.22 Td (Outside fees and services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 666.22 Td (325,459) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 666.22 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 666.22 Td (301,1) Tj ET Q q 0 0 0 rg BT 431.15 666.22 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 666.22 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 666.22 Td (248,278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 654.22 Td (Cost of real estate sold) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 654.22 Td (24,398) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.60 654.22 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 654.22 Td (1,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.60 654.22 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 654.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 642.22 Td (Reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 642.22 Td (39,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.80 642.22 Td (\(23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 642.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 642.22 Td (52,01) Tj ET Q q 0 0 0 rg BT 436.15 642.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.80 642.22 Td (\(52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 642.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 642.22 Td (107,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 630.22 Td (T) Tj ET Q q 0 0 0 rg BT 58.26 630.22 Td (echnology and telecommunications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 630.22 Td (42,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 630.22 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 630.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 630.22 Td (44,295) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 630.22 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 630.22 Td (43,177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 618.22 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 618.22 Td (27,269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 618.22 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 618.22 Td (26,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 618.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 618.22 Td (26,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 594.17 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 594.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 594.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 594.17 Td (699,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 594.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 594.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 594.17 Td (690,045) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 594.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 594.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 594.17 Td (687,327) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 573.10 Td (N/M not meaningful.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 549.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 549.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.58 549.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 110.45 549.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 128.56 549.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.90 549.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 172.55 549.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.89 549.10 Td ($699.9 ) Tj ET Q q 0 0 0 rg BT 212.39 549.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.29 549.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.79 549.10 Td ($690.0 ) Tj ET Q q 0 0 0 rg BT 275.30 549.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.19 549.10 Td ( ) Tj ET Q q 0 0 0 rg BT 306.19 549.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.64 549.10 Td ($687.3 ) Tj ET Q q 0 0 0 rg BT 352.14 549.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.04 549.10 Td ( ) Tj ET Q q 0 0 0 rg BT 383.04 549.10 Td (for ) Tj ET Q q 0 0 0 rg BT 396.71 549.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.93 549.10 Td (years ) Tj ET Q q 0 0 0 rg BT 434.04 549.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.92 549.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 518.01 549.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.01 549.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.51 549.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 537.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.80 537.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.80 537.10 Td (, ) Tj ET Q q 0 0 0 rg BT 92.17 537.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 139.83 537.10 Td (. ) Tj ET Q q 0 0 0 rg BT 145.19 537.10 Td ( ) Tj ET Q q 0 0 0 rg BT 147.85 537.10 Td (The ) Tj ET Q q 0 0 0 rg BT 166.26 537.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 201.88 537.10 Td (in ) Tj ET Q q 0 0 0 rg BT 212.52 537.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 231.49 537.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.68 537.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 277.19 537.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.84 537.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.84 537.10 Td ( ) Tj ET Q q 0 0 0 rg BT 310.70 537.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 352.99 537.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.63 537.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.63 537.10 Td ( ) Tj ET Q q 0 0 0 rg BT 386.49 537.10 Td (was ) Tj ET Q q 0 0 0 rg BT 404.91 537.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 444.98 537.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 473.39 537.10 Td (by ) Tj ET Q q 0 0 0 rg BT 486.26 537.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 514.67 537.10 Td (outside ) Tj ET Q q 0 0 0 rg BT 546.42 537.10 Td (fees ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 525.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.81 525.10 Td (services ) Tj ET Q q 0 0 0 rg BT 101.89 525.10 Td (and ) Tj ET Q q 0 0 0 rg BT 119.20 525.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 138.18 525.10 Td (of ) Tj ET Q q 0 0 0 rg BT 149.39 525.10 Td (real ) Tj ET Q q 0 0 0 rg BT 167.24 525.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 192.88 525.10 Td (sold, ) Tj ET Q q 0 0 0 rg BT 214.92 525.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 251.11 525.10 Td (of) Tj ET Q q 0 0 0 rg BT 259.26 525.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 276.58 525.10 Td (by ) Tj ET Q q 0 0 0 rg BT 289.45 525.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 330.63 525.10 Td (in ) Tj ET Q q 0 0 0 rg BT 341.28 525.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 399.69 525.10 Td (and ) Tj ET Q q 0 0 0 rg BT 417.00 525.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 451.53 525.10 Td (and ) Tj ET Q q 0 0 0 rg BT 468.84 525.10 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 523.92 525.10 Td (expenses. ) Tj ET Q q 0 0 0 rg BT 565.01 525.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 513.10 Td (Outside ) Tj ET Q q 0 0 0 rg BT 82.79 513.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 101.08 513.10 Td (and ) Tj ET Q q 0 0 0 rg BT 117.71 513.10 Td (services ) Tj ET Q q 0 0 0 rg BT 152.10 513.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 192.04 513.10 Td (in ) Tj ET Q q 0 0 0 rg BT 202.00 513.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.41 513.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 257.47 513.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 288.53 513.10 Td (due ) Tj ET Q q 0 0 0 rg BT 305.16 513.10 Td (to ) Tj ET Q q 0 0 0 rg BT 315.12 513.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 345.64 513.10 Td (in ) Tj ET Q q 0 0 0 rg BT 355.61 513.10 Td (referrals ) Tj ET Q q 0 0 0 rg BT 391.10 513.10 Td (of ) Tj ET Q q 0 0 0 rg BT 401.61 513.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 431.00 513.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 458.74 513.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 477.03 513.10 Td (property ) Tj ET Q q 0 0 0 rg BT 513.09 513.10 Td (preservation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 501.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.43 501.10 Td (in ) Tj ET Q q 0 0 0 rg BT 94.93 501.10 Td (the ) Tj ET Q q 0 0 0 rg BT 109.87 501.10 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 145.91 501.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 186.42 501.10 Td (business ) Tj ET Q q 0 0 0 rg BT 223.04 501.10 Td (and ) Tj ET Q q 0 0 0 rg BT 240.20 501.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.14 501.10 Td (change ) Tj ET Q q 0 0 0 rg BT 286.18 501.10 Td (in ) Tj ET Q q 0 0 0 rg BT 296.68 501.10 Td (the ) Tj ET Q q 0 0 0 rg BT 311.62 501.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 340.46 501.10 Td (model ) Tj ET Q q 0 0 0 rg BT 368.18 501.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 409.23 501.10 Td (in ) Tj ET Q q 0 0 0 rg BT 419.73 501.10 Td (the ) Tj ET Q q 0 0 0 rg BT 434.67 501.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 469.04 501.10 Td (section ) Tj ET Q q 0 0 0 rg BT 500.09 501.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 529.19 501.10 Td (partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 489.10 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 489.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 74.69 489.10 Td (by ) Tj ET Q q 0 0 0 rg BT 87.29 489.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 112.66 489.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 135.26 489.10 Td (related ) Tj ET Q q 0 0 0 rg BT 165.06 489.10 Td (to ) Tj ET Q q 0 0 0 rg BT 175.44 489.10 Td (RESI) Tj ET Q q 0 0 0 rg BT 199.89 489.10 Td (s ) Tj ET Q q 0 0 0 rg BT 206.38 489.10 Td (smaller ) Tj ET Q q 0 0 0 rg BT 238.41 489.10 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 276.01 489.10 Td (of ) Tj ET Q q 0 0 0 rg BT 286.94 489.10 Td (non-performing ) Tj ET Q q 0 0 0 rg BT 352.85 489.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 376.56 489.10 Td (and ) Tj ET Q q 0 0 0 rg BT 393.60 489.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 416.20 489.10 Td (in ) Tj ET Q q 0 0 0 rg BT 426.58 489.10 Td (the ) Tj ET Q q 0 0 0 rg BT 441.39 489.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 462.32 489.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 489.35 489.10 Td (Investor ) Tj ET Q q 0 0 0 rg BT 524.72 489.10 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 477.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 88.54 477.10 Td ( ) Tj ET Q q 0 0 0 rg BT 91.00 477.10 Td (The ) Tj ET Q q 0 0 0 rg BT 109.19 477.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 146.25 477.10 Td (in ) Tj ET Q q 0 0 0 rg BT 156.68 477.10 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 211.53 477.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 250.28 477.10 Td (in ) Tj ET Q q 0 0 0 rg BT 260.70 477.10 Td (the ) Tj ET Q q 0 0 0 rg BT 275.57 477.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 317.09 477.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 348.62 477.10 Td (was ) Tj ET Q q 0 0 0 rg BT 366.82 477.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 406.68 477.10 Td (due ) Tj ET Q q 0 0 0 rg BT 423.76 477.10 Td (to ) Tj ET Q q 0 0 0 rg BT 434.19 477.10 Td (fewer ) Tj ET Q q 0 0 0 rg BT 459.60 477.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 482.24 477.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 524.88 477.10 Td (under ) Tj ET Q q 0 0 0 rg BT 550.29 477.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 465.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 71.53 465.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 100.23 465.10 Td (model ) Tj ET Q q 0 0 0 rg BT 127.81 465.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 168.73 465.10 Td (in ) Tj ET Q q 0 0 0 rg BT 179.10 465.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.91 465.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 228.14 465.10 Td (section ) Tj ET Q q 0 0 0 rg BT 259.06 465.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 288.02 465.10 Td ( ) Tj ET Q q 0 0 0 rg BT 290.43 465.10 Td (The ) Tj ET Q q 0 0 0 rg BT 308.56 465.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 347.80 465.10 Td (in ) Tj ET Q q 0 0 0 rg BT 358.16 465.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 376.86 465.10 Td (of ) Tj ET Q q 0 0 0 rg BT 387.78 465.10 Td (real ) Tj ET Q q 0 0 0 rg BT 405.36 465.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 430.71 465.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 449.97 465.10 Td (were ) Tj ET Q q 0 0 0 rg BT 471.99 465.10 Td (the ) Tj ET Q q 0 0 0 rg BT 486.79 465.10 Td (result ) Tj ET Q q 0 0 0 rg BT 511.60 465.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.52 465.10 Td (properties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 453.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 68.67 453.10 Td (in ) Tj ET Q q 0 0 0 rg BT 78.95 453.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 125.32 453.10 Td (with ) Tj ET Q q 0 0 0 rg BT 145.60 453.10 Td (our ) Tj ET Q q 0 0 0 rg BT 161.43 453.10 Td (buy-renovate-lease-sell ) Tj ET Q q 0 0 0 rg BT 257.21 453.10 Td (program, ) Tj ET Q q 0 0 0 rg BT 296.09 453.10 Td (which ) Tj ET Q q 0 0 0 rg BT 323.03 453.10 Td (began ) Tj ET Q q 0 0 0 rg BT 349.41 453.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 393.56 453.10 Td (in ) Tj ET Q q 0 0 0 rg BT 403.84 453.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.56 453.10 Td (second ) Tj ET Q q 0 0 0 rg BT 448.83 453.10 Td (half ) Tj ET Q q 0 0 0 rg BT 466.87 453.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.70 453.10 Td (2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 432.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 109.21 432.10 Td (and ) Tj ET Q q 0 0 0 rg BT 125.58 432.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 159.17 432.10 Td (declined ) Tj ET Q q 0 0 0 rg BT 194.98 432.10 Td (in ) Tj ET Q q 0 0 0 rg BT 204.69 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 218.84 432.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 259.66 432.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 290.47 432.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 325.73 432.10 Td (as ) Tj ET Q q 0 0 0 rg BT 335.99 432.10 Td (we ) Tj ET Q q 0 0 0 rg BT 349.59 432.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 383.17 432.10 Td (headcount ) Tj ET Q q 0 0 0 rg BT 426.20 432.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.91 432.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 465.05 432.10 Td (of ) Tj ET Q q 0 0 0 rg BT 475.31 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 489.47 432.10 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 524.72 432.10 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 420.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 94.55 420.10 Td (from ) Tj ET Q q 0 0 0 rg BT 116.81 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.86 420.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 163.55 420.10 Td (in ) Tj ET Q q 0 0 0 rg BT 174.16 420.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 205.26 420.10 Td (s ) Tj ET Q q 0 0 0 rg BT 211.97 420.10 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 249.80 420.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 290.95 420.10 Td (in ) Tj ET Q q 0 0 0 rg BT 301.56 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.60 420.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 351.07 420.10 Td (section ) Tj ET Q q 0 0 0 rg BT 382.22 420.10 Td (above ) Tj ET Q q 0 0 0 rg BT 408.93 420.10 Td (as ) Tj ET Q q 0 0 0 rg BT 420.08 420.10 Td (well ) Tj ET Q q 0 0 0 rg BT 440.13 420.10 Td (as ) Tj ET Q q 0 0 0 rg BT 451.28 420.10 Td (from ) Tj ET Q q 0 0 0 rg BT 473.55 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 488.59 420.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 554.18 420.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 408.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 408.10 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 92.72 408.10 Td (initiatives. ) Tj ET Q q 0 0 0 rg BT 138.08 408.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.50 408.10 Td (In ) Tj ET Q q 0 0 0 rg BT 153.26 408.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.90 408.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 195.10 408.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 244.91 408.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 288.32 408.10 Td (and ) Tj ET Q q 0 0 0 rg BT 306.19 408.10 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 360.72 408.10 Td (segment, ) Tj ET Q q 0 0 0 rg BT 399.97 408.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 458.94 408.10 Td (and ) Tj ET Q q 0 0 0 rg BT 476.80 408.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 511.88 408.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 554.72 408.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 396.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 96.14 396.10 Td (with ) Tj ET Q q 0 0 0 rg BT 116.68 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.67 396.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 172.21 396.10 Td (of ) Tj ET Q q 0 0 0 rg BT 183.30 396.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 223.83 396.10 Td (supporting ) Tj ET Q q 0 0 0 rg BT 269.37 396.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 300.47 396.10 Td (s ) Tj ET Q q 0 0 0 rg BT 307.13 396.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 354.33 396.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 410.96 396.10 Td (to ) Tj ET Q q 0 0 0 rg BT 421.50 396.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 452.59 396.10 Td (and ) Tj ET Q q 0 0 0 rg BT 469.79 396.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 495.33 396.10 Td (headcount ) Tj ET Q q 0 0 0 rg BT 539.19 396.10 Td (levels ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 384.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.22 384.10 Td (our ) Tj ET Q q 0 0 0 rg BT 76.48 384.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 116.07 384.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 166.22 384.10 Td (management ) Tj ET Q q 0 0 0 rg BT 220.25 384.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 259.58 384.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 302.51 384.10 Td (with ) Tj ET Q q 0 0 0 rg BT 323.23 384.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.38 384.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 370.19 384.10 Td (in ) Tj ET Q q 0 0 0 rg BT 380.90 384.10 Td (service ) Tj ET Q q 0 0 0 rg BT 412.16 384.10 Td (revenues. ) Tj ET Q q 0 0 0 rg BT 453.13 384.10 Td ( ) Tj ET Q q 0 0 0 rg BT 456.07 384.10 Td (In ) Tj ET Q q 0 0 0 rg BT 467.33 384.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.49 384.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 503.75 384.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 531.12 384.10 Td (Market, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 372.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 107.36 372.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.12 372.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 158.10 372.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 198.18 372.10 Td (in ) Tj ET Q q 0 0 0 rg BT 208.28 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.82 372.10 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 266.25 372.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 286.89 372.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 313.65 372.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 353.76 372.10 Td (business ) Tj ET Q q 0 0 0 rg BT 389.97 372.10 Td (to ) Tj ET Q q 0 0 0 rg BT 400.07 372.10 Td (support ) Tj ET Q q 0 0 0 rg BT 432.39 372.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 463.04 372.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.70 372.10 Td (this ) Tj ET Q q 0 0 0 rg BT 490.47 372.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 529.18 372.10 Td (partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 360.10 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 360.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 75.54 360.10 Td (by ) Tj ET Q q 0 0 0 rg BT 89.00 360.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 115.22 360.10 Td (headcount ) Tj ET Q q 0 0 0 rg BT 159.77 360.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 186.55 360.10 Td (in ) Tj ET Q q 0 0 0 rg BT 197.78 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.45 360.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 235.23 360.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 263.12 360.10 Td (Investor ) Tj ET Q q 0 0 0 rg BT 299.34 360.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 340.59 360.10 Td (business ) Tj ET Q q 0 0 0 rg BT 377.93 360.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 406.93 360.10 Td (by ) Tj ET Q q 0 0 0 rg BT 420.39 360.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 446.61 360.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 486.72 360.10 Td (volumes ) Tj ET Q q 0 0 0 rg BT 524.06 360.10 Td (in ) Tj ET Q q 0 0 0 rg BT 535.30 360.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 348.10 Td (business ) Tj ET Q q 0 0 0 rg BT 85.89 348.10 Td (units.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 327.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.67 327.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 103.05 327.10 Td (in ) Tj ET Q q 0 0 0 rg BT 113.46 327.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 132.19 327.10 Td (of ) Tj ET Q q 0 0 0 rg BT 143.15 327.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 177.42 327.10 Td (in ) Tj ET Q q 0 0 0 rg BT 187.82 327.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 210.45 327.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 252.50 327.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.90 327.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.90 327.10 Td ( ) Tj ET Q q 0 0 0 rg BT 285.53 327.10 Td (was ) Tj ET Q q 0 0 0 rg BT 303.71 327.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 343.54 327.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 391.71 327.10 Td (to ) Tj ET Q q 0 0 0 rg BT 402.11 327.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 430.29 327.10 Td (outside ) Tj ET Q q 0 0 0 rg BT 461.80 327.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 480.52 327.10 Td (and ) Tj ET Q q 0 0 0 rg BT 497.59 327.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 534.92 327.10 Td (lar) Tj ET Q q 0 0 0 rg BT 545.29 327.10 Td (gely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 315.10 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 315.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 75.47 315.10 Td (by ) Tj ET Q q 0 0 0 rg BT 88.86 315.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 130.55 315.10 Td (in ) Tj ET Q q 0 0 0 rg BT 141.71 315.10 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 197.30 315.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 236.78 315.10 Td (in ) Tj ET Q q 0 0 0 rg BT 247.95 315.10 Td (the ) Tj ET Q q 0 0 0 rg BT 263.55 315.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 305.81 315.10 Td (Market. ) Tj ET Q q 0 0 0 rg BT 340.57 315.10 Td ( ) Tj ET Q q 0 0 0 rg BT 343.96 315.10 Td (Outside ) Tj ET Q q 0 0 0 rg BT 378.45 315.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 397.94 315.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.76 315.10 Td (services ) Tj ET Q q 0 0 0 rg BT 451.35 315.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 492.49 315.10 Td (and ) Tj ET Q q 0 0 0 rg BT 510.32 315.10 Td (reimbursable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 303.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 88.37 303.10 Td (declined ) Tj ET Q q 0 0 0 rg BT 125.01 303.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 164.99 303.10 Td (due ) Tj ET Q q 0 0 0 rg BT 182.19 303.10 Td (to ) Tj ET Q q 0 0 0 rg BT 192.74 303.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 221.05 303.10 Td (volumes ) Tj ET Q q 0 0 0 rg BT 257.71 303.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.80 303.10 Td (property ) Tj ET Q q 0 0 0 rg BT 305.45 303.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 357.64 303.10 Td (referrals ) Tj ET Q q 0 0 0 rg BT 393.71 303.10 Td (and ) Tj ET Q q 0 0 0 rg BT 410.92 303.10 Td (the ) Tj ET Q q 0 0 0 rg BT 425.90 303.10 Td (change ) Tj ET Q q 0 0 0 rg BT 456.99 303.10 Td (in ) Tj ET Q q 0 0 0 rg BT 467.53 303.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 496.41 303.10 Td (model ) Tj ET Q q 0 0 0 rg BT 524.18 303.10 Td (discussed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 291.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.30 291.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.53 291.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 110.20 291.10 Td (section ) Tj ET Q q 0 0 0 rg BT 141.54 291.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 170.94 291.10 Td ( ) Tj ET Q q 0 0 0 rg BT 173.96 291.10 Td (In ) Tj ET Q q 0 0 0 rg BT 185.31 291.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 223.60 291.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.83 291.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 274.61 291.10 Td (in ) Tj ET Q q 0 0 0 rg BT 285.40 291.10 Td (outside ) Tj ET Q q 0 0 0 rg BT 317.31 291.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 336.43 291.10 Td (and ) Tj ET Q q 0 0 0 rg BT 353.89 291.10 Td (services ) Tj ET Q q 0 0 0 rg BT 389.11 291.10 Td (was ) Tj ET Q q 0 0 0 rg BT 407.68 291.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 444.02 291.10 Td (of) Tj ET Q q 0 0 0 rg BT 452.17 291.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 469.63 291.10 Td (by ) Tj ET Q q 0 0 0 rg BT 482.65 291.10 Td (the ) Tj ET Q q 0 0 0 rg BT 497.88 291.10 Td (March ) Tj ET Q q 0 0 0 rg BT 527.00 291.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 542.52 291.10 Td (2015 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 279.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 98.10 279.10 Td (of ) Tj ET Q q 0 0 0 rg BT 108.93 279.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.65 279.10 Td (Data ) Tj ET Q q 0 0 0 rg BT 144.47 279.10 Td (Access ) Tj ET Q q 0 0 0 rg BT 174.74 279.10 Td (Agreement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 258.10 Td (Gross ) Tj ET Q q 0 0 0 rg BT 75.33 258.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 100.04 258.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 141.94 258.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.21 258.10 Td ($242.3 ) Tj ET Q q 0 0 0 rg BT 182.20 258.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.09 258.10 Td (, ) Tj ET Q q 0 0 0 rg BT 216.09 258.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.00 258.10 Td (27%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.33 258.10 Td ( ) Tj ET Q q 0 0 0 rg BT 288.82 258.10 Td (of ) Tj ET Q q 0 0 0 rg BT 299.65 258.10 Td (service ) Tj ET Q q 0 0 0 rg BT 330.45 258.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 367.09 258.10 Td (for ) Tj ET Q q 0 0 0 rg BT 381.24 258.10 Td (the ) Tj ET Q q 0 0 0 rg BT 395.95 258.10 Td (year ) Tj ET Q q 0 0 0 rg BT 415.65 258.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.02 258.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 500.59 258.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.59 258.10 Td ( ) Tj ET Q q 0 0 0 rg BT 523.08 258.10 Td (compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 246.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.87 246.10 Td ($307.3 ) Tj ET Q q 0 0 0 rg BT 89.95 246.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.85 246.10 Td (, ) Tj ET Q q 0 0 0 rg BT 123.93 246.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.95 246.10 Td (33%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.28 246.10 Td ( ) Tj ET Q q 0 0 0 rg BT 196.86 246.10 Td (of ) Tj ET Q q 0 0 0 rg BT 207.78 246.10 Td (service ) Tj ET Q q 0 0 0 rg BT 238.68 246.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 275.42 246.10 Td (for ) Tj ET Q q 0 0 0 rg BT 289.67 246.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.47 246.10 Td (year ) Tj ET Q q 0 0 0 rg BT 324.27 246.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.73 246.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 409.40 246.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.40 246.10 Td ( ) Tj ET Q q 0 0 0 rg BT 431.99 246.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.02 246.10 Td ($364.1 ) Tj ET Q q 0 0 0 rg BT 479.10 246.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.00 246.10 Td (, ) Tj ET Q q 0 0 0 rg BT 513.08 246.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 234.10 Td (39%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.83 234.10 Td ( ) Tj ET Q q 0 0 0 rg BT 70.33 234.10 Td (of ) Tj ET Q q 0 0 0 rg BT 81.16 234.10 Td (service ) Tj ET Q q 0 0 0 rg BT 111.98 234.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 148.62 234.10 Td (for ) Tj ET Q q 0 0 0 rg BT 162.78 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.50 234.10 Td (year ) Tj ET Q q 0 0 0 rg BT 197.21 234.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.58 234.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 282.17 234.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.17 234.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 213.10 Td (Gross ) Tj ET Q q 0 0 0 rg BT 74.83 213.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 99.04 213.10 Td (as ) Tj ET Q q 0 0 0 rg BT 109.36 213.10 Td (a ) Tj ET Q q 0 0 0 rg BT 115.79 213.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 161.09 213.10 Td (of ) Tj ET Q q 0 0 0 rg BT 171.41 213.10 Td (service ) Tj ET Q q 0 0 0 rg BT 201.72 213.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 235.36 213.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 276.77 213.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.54 213.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.54 213.10 Td ( ) Tj ET Q q 0 0 0 rg BT 308.53 213.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 349.95 213.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.72 213.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.72 213.10 Td ( ) Tj ET Q q 0 0 0 rg BT 381.72 213.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 420.92 213.10 Td (due ) Tj ET Q q 0 0 0 rg BT 437.36 213.10 Td (to ) Tj ET Q q 0 0 0 rg BT 447.13 213.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 480.77 213.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 498.32 213.10 Td (and ) Tj ET Q q 0 0 0 rg BT 514.75 213.10 Td (investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 201.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.76 201.10 Td (our ) Tj ET Q q 0 0 0 rg BT 75.57 201.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 106.39 201.10 Td (businesses. ) Tj ET Q q 0 0 0 rg BT 153.59 201.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.07 201.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 193.54 201.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 211.58 201.10 Td (changed ) Tj ET Q q 0 0 0 rg BT 247.38 201.10 Td (from ) Tj ET Q q 0 0 0 rg BT 269.30 201.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 300.12 201.10 Td (in ) Tj ET Q q 0 0 0 rg BT 310.38 201.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.08 201.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 350.33 201.10 Td (mar) Tj ET Q q 0 0 0 rg BT 365.69 201.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 380.96 201.10 Td (property ) Tj ET Q q 0 0 0 rg BT 417.31 201.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 469.22 201.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 506.41 201.10 Td (buy-renovate-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 189.10 Td (lease-sell ) Tj ET Q q 0 0 0 rg BT 89.20 189.10 Td (and ) Tj ET Q q 0 0 0 rg BT 106.14 189.10 Td (renovation ) Tj ET Q q 0 0 0 rg BT 151.40 189.10 Td (management ) Tj ET Q q 0 0 0 rg BT 204.99 189.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 249.71 189.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.65 189.10 Td (declines ) Tj ET Q q 0 0 0 rg BT 301.92 189.10 Td (in ) Tj ET Q q 0 0 0 rg BT 312.20 189.10 Td (other ) Tj ET Q q 0 0 0 rg BT 335.24 189.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 363.29 189.10 Td (mar) Tj ET Q q 0 0 0 rg BT 378.66 189.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 393.93 189.10 Td (businesses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 168.10 Td (Gross ) Tj ET Q q 0 0 0 rg BT 75.34 168.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 100.06 168.10 Td (as ) Tj ET Q q 0 0 0 rg BT 110.90 168.10 Td (a ) Tj ET Q q 0 0 0 rg BT 117.85 168.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 163.65 168.10 Td (of ) Tj ET Q q 0 0 0 rg BT 174.49 168.10 Td (service ) Tj ET Q q 0 0 0 rg BT 205.31 168.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 239.46 168.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 281.38 168.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.67 168.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.67 168.10 Td ( ) Tj ET Q q 0 0 0 rg BT 314.17 168.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 356.10 168.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.39 168.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.39 168.10 Td ( ) Tj ET Q q 0 0 0 rg BT 388.90 168.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 428.61 168.10 Td (due ) Tj ET Q q 0 0 0 rg BT 445.56 168.10 Td (to ) Tj ET Q q 0 0 0 rg BT 455.84 168.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 483.90 168.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 514.73 168.10 Td (in ) Tj ET Q q 0 0 0 rg BT 525.02 168.10 Td (the ) Tj ET Q q 0 0 0 rg BT 539.74 168.10 Td (lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 156.10 Td (mar) Tj ET Q q 0 0 0 rg BT 64.87 156.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 79.36 156.10 Td (property ) Tj ET Q q 0 0 0 rg BT 114.95 156.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 166.09 156.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 202.51 156.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 229.78 156.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 287.03 156.10 Td (and ) Tj ET Q q 0 0 0 rg BT 303.19 156.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 336.56 156.10 Td (in ) Tj ET Q q 0 0 0 rg BT 346.05 156.10 Td (the ) Tj ET Q q 0 0 0 rg BT 359.98 156.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 380.02 156.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 406.17 156.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 436.77 156.10 Td (to ) Tj ET Q q 0 0 0 rg BT 446.26 156.10 Td (support ) Tj ET Q q 0 0 0 rg BT 477.97 156.10 Td (our ) Tj ET Q q 0 0 0 rg BT 493.02 156.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 523.06 156.10 Td (initiatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 144.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.11 144.10 Td (reductions ) Tj ET Q q 0 0 0 rg BT 111.93 144.10 Td (in ) Tj ET Q q 0 0 0 rg BT 122.88 144.10 Td (volumes ) Tj ET Q q 0 0 0 rg BT 159.93 144.10 Td (and ) Tj ET Q q 0 0 0 rg BT 177.54 144.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 204.59 144.10 Td (in ) Tj ET Q q 0 0 0 rg BT 215.54 144.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 245.91 144.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 293.51 144.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 338.90 144.10 Td (in ) Tj ET Q q 0 0 0 rg BT 349.85 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.23 144.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 407.28 144.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 439.32 144.10 Td (which ) Tj ET Q q 0 0 0 rg BT 466.93 144.10 Td (exceeded ) Tj ET Q q 0 0 0 rg BT 507.29 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 522.68 144.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 554.72 144.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 132.10 Td (costs. ) Tj ET Q q 0 0 0 rg BT 74.50 132.10 Td ( ) Tj ET Q q 0 0 0 rg BT 76.82 132.10 Td (These ) Tj ET Q q 0 0 0 rg BT 103.20 132.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 144.00 132.10 Td (were ) Tj ET Q q 0 0 0 rg BT 165.93 132.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 201.75 132.10 Td (of) Tj ET Q q 0 0 0 rg BT 209.90 132.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 226.84 132.10 Td (by ) Tj ET Q q 0 0 0 rg BT 239.34 132.10 Td (the ) Tj ET Q q 0 0 0 rg BT 254.06 132.10 Td (March ) Tj ET Q q 0 0 0 rg BT 282.65 132.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 297.65 132.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 320.15 132.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 368.75 132.10 Td (of ) Tj ET Q q 0 0 0 rg BT 379.58 132.10 Td (the ) Tj ET Q q 0 0 0 rg BT 394.30 132.10 Td (Data ) Tj ET Q q 0 0 0 rg BT 415.13 132.10 Td (Access ) Tj ET Q q 0 0 0 rg BT 445.39 132.10 Td (Agreement.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 111.10 Td (Selling, ) Tj ET Q q 0 0 0 rg BT 82.27 111.10 Td (General ) Tj ET Q q 0 0 0 rg BT 117.54 111.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.86 111.10 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 196.24 111.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 90.10 Td (Selling, ) Tj ET Q q 0 0 0 rg BT 84.38 90.10 Td (general ) Tj ET Q q 0 0 0 rg BT 117.84 90.10 Td (and ) Tj ET Q q 0 0 0 rg BT 136.32 90.10 Td (administration ) Tj ET Q q 0 0 0 rg BT 198.13 90.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 238.27 90.10 Td (\(SG&A\) ) Tj ET Q q 0 0 0 rg BT 285.63 90.10 Td (include ) Tj ET Q q 0 0 0 rg BT 319.11 90.10 Td (payroll ) Tj ET Q q 0 0 0 rg BT 351.48 90.10 Td (for ) Tj ET Q q 0 0 0 rg BT 367.18 90.10 Td (personnel ) Tj ET Q q 0 0 0 rg BT 410.10 90.10 Td (employed ) Tj ET Q q 0 0 0 rg BT 453.57 90.10 Td (in ) Tj ET Q q 0 0 0 rg BT 465.39 90.10 Td (executive, ) Tj ET Q q 0 0 0 rg BT 510.24 90.10 Td (finance, ) Tj ET Q q 0 0 0 rg BT 546.21 90.10 Td (law) Tj ET Q q 0 0 0 rg BT 560.00 90.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 78.10 Td (compliance, ) Tj ET Q q 0 0 0 rg BT 101.13 78.10 Td (human ) Tj ET Q q 0 0 0 rg BT 131.39 78.10 Td (resources, ) Tj ET Q q 0 0 0 rg BT 174.69 78.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 205.50 78.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 262.13 78.10 Td (facilities, ) Tj ET Q q 0 0 0 rg BT 302.10 78.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 320.14 78.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 376.77 78.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 399.25 78.10 Td (and ) Tj ET Q q 0 0 0 rg BT 416.73 78.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 460.31 78.10 Td (roles. ) Tj ET Q q 0 0 0 rg BT 485.29 78.10 Td ( ) Tj ET Q q 0 0 0 rg BT 488.11 78.10 Td (This ) Tj ET Q q 0 0 0 rg BT 508.93 78.10 Td (category ) Tj ET Q q 0 0 0 rg BT 546.39 78.10 Td (also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 66.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 86.17 66.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 138.38 66.10 Td (fees, ) Tj ET Q q 0 0 0 rg BT 160.32 66.10 Td (occupancy ) Tj ET Q q 0 0 0 rg BT 206.42 66.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 232.26 66.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 276.14 66.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 301.99 66.10 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 354.75 66.10 Td (and ) Tj ET Q q 0 0 0 rg BT 372.53 66.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 426.40 66.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.08 66.10 Td (non-operating ) Tj ET Q q 0 0 0 rg BT 497.51 66.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 524.18 66.10 Td (and ) Tj ET Q q 0 0 0 rg BT 541.96 66.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 54.10 Td (expenses.) Tj ET Q endstream endobj 81 0 obj <>] /Rotate 0 /Contents 82 0 R>> endobj 82 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 79.23 731.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 117.83 731.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 148.11 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 158.94 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.66 731.10 Td (following ) Tj ET Q q 0 0 0 rg BT 215.04 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 229.20 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.92 731.10 Td (years ) Tj ET Q q 0 0 0 rg BT 267.52 731.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.89 731.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.48 731.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 687.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 687.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 687.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 687.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 687.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 687.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 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0.9333333333333333 1 rg /GS0 gs 445.00 591.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 591.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 591.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 591.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 699.6 m 268 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 699.6 m 327 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 699.6 m 386 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 699.6 m 445 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 699.6 m 504 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 699.6 m 563 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 699.6 m 563 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 603.6 m 327 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 603.6 m 445 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 603.6 m 563 603.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 579.6 m 327 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 577.6 m 327 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 579.6 m 445 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 577.6 m 445 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 579.6 m 563 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 577.6 m 563 577.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 704.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.00 703.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.60 711.83 Td (%Incr) Tj ET Q q 0 0 0 rg BT 363.19 711.83 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 340.75 703.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 358.44 703.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 409.00 703.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.60 711.83 Td (%Incr) Tj ET Q q 0 0 0 rg BT 481.19 711.83 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 458.75 703.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 476.44 703.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.00 703.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 678.22 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 678.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 678.22 Td (58,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 678.22 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 678.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 678.22 Td (55,577) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 678.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 678.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 678.22 Td (54,897) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 666.22 Td (Professional services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 666.22 Td (13,421) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.80 666.22 Td (\(42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 666.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 666.22 Td (23,284) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 666.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 666.22 Td (23,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 654.22 Td (Occupancy related costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 654.22 Td (36,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 654.22 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 654.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 654.22 Td (37,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 654.22 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 654.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 654.22 Td (39,917) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 642.22 Td (Amortization of intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 642.22 Td (35,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.80 642.22 Td (\(26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 642.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 642.22 Td (47,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 642.22 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 642.22 Td (41,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 630.22 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 630.22 Td (9,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 630.22 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 630.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 630.22 Td (10,001) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 630.22 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 630.22 Td (9,781) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 618.22 Td (Marketing costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 618.22 Td (16,171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.80 618.22 Td (\(42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 618.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 618.22 Td (27,847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 618.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 618.22 Td (27,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 606.22 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 606.22 Td (23,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.15 606.22 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 606.22 Td (12,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.80 606.22 Td (\(49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 606.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 606.22 Td (24,456) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 589.10 178.00 -9.09 re f /GS0 gs q 0 0 0 rg BT 52.50 582.17 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 582.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 582.17 Td (192,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.80 582.22 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 582.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 582.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 582.17 Td (214,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 582.22 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 582.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 582.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 582.17 Td (220,868) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 555.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 555.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.49 555.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 112.27 555.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 139.50 555.10 Td ( ) Tj ET Q q 0 0 0 rg BT 142.42 555.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.67 555.10 Td ($192.6 ) Tj ET Q q 0 0 0 rg BT 184.09 555.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.98 555.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.40 555.10 Td ($214.2 ) Tj ET Q q 0 0 0 rg BT 248.81 555.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.71 555.10 Td ( ) Tj ET Q q 0 0 0 rg BT 280.62 555.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.98 555.10 Td ($220.9 ) Tj ET Q q 0 0 0 rg BT 328.40 555.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.29 555.10 Td ( ) Tj ET Q q 0 0 0 rg BT 360.21 555.10 Td (for ) Tj ET Q q 0 0 0 rg BT 374.78 555.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.92 555.10 Td (years ) Tj ET Q q 0 0 0 rg BT 413.93 555.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.73 555.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 499.73 555.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.73 555.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 555.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.15 555.10 Td ( ) Tj ET Q q 0 0 0 rg BT 548.06 555.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 543.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 543.10 Td (, ) Tj ET Q q 0 0 0 rg BT 74.03 543.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 121.69 543.10 Td (. ) Tj ET Q q 0 0 0 rg BT 126.22 543.10 Td ( ) Tj ET Q q 0 0 0 rg BT 128.10 543.10 Td (The ) Tj ET Q q 0 0 0 rg BT 145.68 543.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 182.13 543.10 Td (in ) Tj ET Q q 0 0 0 rg BT 191.94 543.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 219.17 543.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.20 543.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.01 543.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.01 543.10 Td ( ) Tj ET Q q 0 0 0 rg BT 253.04 543.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 294.49 543.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.30 543.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.30 543.10 Td ( ) Tj ET Q q 0 0 0 rg BT 326.33 543.10 Td (was ) Tj ET Q q 0 0 0 rg BT 343.91 543.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 383.15 543.10 Td (due ) Tj ET Q q 0 0 0 rg BT 399.62 543.10 Td (to ) Tj ET Q q 0 0 0 rg BT 409.43 543.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 434.23 543.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 486.80 543.10 Td (of ) Tj ET Q q 0 0 0 rg BT 497.16 543.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 539.18 543.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 531.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 77.05 531.10 Td (by ) Tj ET Q q 0 0 0 rg BT 89.05 531.10 Td (an ) Tj ET Q q 0 0 0 rg BT 100.48 531.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 135.24 531.10 Td (in ) Tj ET Q q 0 0 0 rg BT 145.02 531.10 Td (total ) Tj ET Q q 0 0 0 rg BT 164.79 531.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 203.99 531.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 237.63 531.10 Td (to ) Tj ET Q q 0 0 0 rg BT 247.41 531.10 Td (be ) Tj ET Q q 0 0 0 rg BT 258.85 531.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 299.71 531.10 Td (by ) Tj ET Q q 0 0 0 rg BT 311.71 531.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.93 531.10 Td (Homeward ) Tj ET Q q 0 0 0 rg BT 372.36 531.10 Td (Residential, ) Tj ET Q q 0 0 0 rg BT 421.85 531.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 439.11 531.10 Td (\(Homeward\) ) Tj ET Q q 0 0 0 rg BT 501.08 531.10 Td (and ) Tj ET Q q 0 0 0 rg BT 517.52 531.10 Td (Residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 519.10 Td (Capital, ) Tj ET Q q 0 0 0 rg BT 83.91 519.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 105.82 519.10 Td (\(ResCap\) ) Tj ET Q q 0 0 0 rg BT 155.49 519.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 197.40 519.10 Td (over ) Tj ET Q q 0 0 0 rg BT 218.19 519.10 Td (the ) Tj ET Q q 0 0 0 rg BT 233.44 519.10 Td (lives ) Tj ET Q q 0 0 0 rg BT 255.35 519.10 Td (of ) Tj ET Q q 0 0 0 rg BT 266.70 519.10 Td (these ) Tj ET Q q 0 0 0 rg BT 290.27 519.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 332.19 519.10 Td (\(revenue-based ) Tj ET Q q 0 0 0 rg BT 396.28 519.10 Td (amortization\) ) Tj ET Q q 0 0 0 rg BT 453.18 519.10 Td (and ) Tj ET Q q 0 0 0 rg BT 470.64 519.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 496.43 519.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 540.00 519.10 Td (costs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 507.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 77.22 507.10 Td (by ) Tj ET Q q 0 0 0 rg BT 89.40 507.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 114.91 507.10 Td (non-recurring ) Tj ET Q q 0 0 0 rg BT 172.06 507.10 Td (Owners.com ) Tj ET Q q 0 0 0 rg BT 225.06 507.10 Td (market ) Tj ET Q q 0 0 0 rg BT 255.00 507.10 Td (launch ) Tj ET Q q 0 0 0 rg BT 283.83 507.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 306.01 507.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 341.50 507.10 Td (during ) Tj ET Q q 0 0 0 rg BT 369.78 507.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 391.96 507.10 Td (and ) Tj ET Q q 0 0 0 rg BT 408.58 507.10 Td (the ) Tj ET Q q 0 0 0 rg BT 422.97 507.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 462.91 507.10 Td (in ) Tj ET Q q 0 0 0 rg BT 472.86 507.10 Td (Owners.com ) Tj ET Q q 0 0 0 rg BT 525.86 507.10 Td (recurring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 495.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 91.51 495.10 Td (spend ) Tj ET Q q 0 0 0 rg BT 116.31 495.10 Td (as ) Tj ET Q q 0 0 0 rg BT 126.12 495.10 Td (the ) Tj ET Q q 0 0 0 rg BT 139.80 495.10 Td (business ) Tj ET Q q 0 0 0 rg BT 175.17 495.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 192.19 495.10 Td (focuses ) Tj ET Q q 0 0 0 rg BT 223.66 495.10 Td (on ) Tj ET Q q 0 0 0 rg BT 235.13 495.10 Td (improving ) Tj ET Q q 0 0 0 rg BT 278.26 495.10 Td (the ) Tj ET Q q 0 0 0 rg BT 291.95 495.10 Td (lead ) Tj ET Q q 0 0 0 rg BT 310.08 495.10 Td (to ) Tj ET Q q 0 0 0 rg BT 319.33 495.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 349.69 495.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 395.03 495.10 Td (rate. ) Tj ET Q q 0 0 0 rg BT 413.99 495.10 Td ( ) Tj ET Q q 0 0 0 rg BT 415.46 495.10 Td (In ) Tj ET Q q 0 0 0 rg BT 425.26 495.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 462.01 495.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 482.91 495.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 504.38 495.10 Td (in ) Tj ET Q q 0 0 0 rg BT 513.63 495.10 Td (professional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 483.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.63 483.10 Td (were ) Tj ET Q q 0 0 0 rg BT 106.98 483.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 132.68 483.10 Td (in ) Tj ET Q q 0 0 0 rg BT 143.38 483.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 190.17 483.10 Td (with ) Tj ET Q q 0 0 0 rg BT 210.88 483.10 Td (the ) Tj ET Q q 0 0 0 rg BT 226.02 483.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 268.94 483.10 Td (of, ) Tj ET Q q 0 0 0 rg BT 282.69 483.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.05 483.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 340.74 483.10 Td (in ) Tj ET Q q 0 0 0 rg BT 351.44 483.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 390.46 483.10 Td (related ) Tj ET Q q 0 0 0 rg BT 420.59 483.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 433.79 483.10 Td (several ) Tj ET Q q 0 0 0 rg BT 465.03 483.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 504.06 483.10 Td (and ) Tj ET Q q 0 0 0 rg BT 521.43 483.10 Td (regulatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 471.10 Td (matters. ) Tj ET Q q 0 0 0 rg BT 84.07 471.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.51 471.10 Td (These ) Tj ET Q q 0 0 0 rg BT 113.03 471.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 153.97 471.10 Td (were ) Tj ET Q q 0 0 0 rg BT 176.03 471.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 211.99 471.10 Td (of) Tj ET Q q 0 0 0 rg BT 220.14 471.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 237.21 471.10 Td (by ) Tj ET Q q 0 0 0 rg BT 249.85 471.10 Td (an ) Tj ET Q q 0 0 0 rg BT 261.92 471.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 297.31 471.10 Td (in ) Tj ET Q q 0 0 0 rg BT 307.73 471.10 Td (Other) Tj ET Q q 0 0 0 rg BT 330.09 471.10 Td (, ) Tj ET Q q 0 0 0 rg BT 335.23 471.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 375.08 471.10 Td (due ) Tj ET Q q 0 0 0 rg BT 392.15 471.10 Td (to ) Tj ET Q q 0 0 0 rg BT 402.57 471.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 433.52 471.10 Td (closures, ) Tj ET Q q 0 0 0 rg BT 471.43 471.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 510.17 471.10 Td (related ) Tj ET Q q 0 0 0 rg BT 540.01 471.10 Td (costs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 459.10 Td (an ) Tj ET Q q 0 0 0 rg BT 61.44 459.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 96.69 459.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.97 459.10 Td (bad ) Tj ET Q q 0 0 0 rg BT 123.91 459.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 143.63 459.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 178.33 459.10 Td (and ) Tj ET Q q 0 0 0 rg BT 195.27 459.10 Td (a ) Tj ET Q q 0 0 0 rg BT 202.21 459.10 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 222.21 459.10 Td (million ) Tj ET Q q 0 0 0 rg BT 253.60 459.10 Td (favorable ) Tj ET Q q 0 0 0 rg BT 293.86 459.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 311.92 459.10 Td (accrual ) Tj ET Q q 0 0 0 rg BT 343.28 459.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 389.66 459.10 Td (in ) Tj ET Q q 0 0 0 rg BT 399.94 459.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 425.21 459.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.49 459.10 Td (2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 438.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.54 438.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 104.45 438.10 Td (in ) Tj ET Q q 0 0 0 rg BT 114.72 438.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 141.95 438.10 Td ( ) Tj ET Q q 0 0 0 rg BT 144.44 438.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.71 438.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.71 438.10 Td ( ) Tj ET Q q 0 0 0 rg BT 177.21 438.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 219.12 438.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.39 438.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.39 438.10 Td ( ) Tj ET Q q 0 0 0 rg BT 251.89 438.10 Td (was ) Tj ET Q q 0 0 0 rg BT 269.93 438.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 309.63 438.10 Td (due ) Tj ET Q q 0 0 0 rg BT 326.57 438.10 Td (to ) Tj ET Q q 0 0 0 rg BT 336.84 438.10 Td (a ) Tj ET Q q 0 0 0 rg BT 343.77 438.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 380.67 438.10 Td (in ) Tj ET Q q 0 0 0 rg BT 390.95 438.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 416.21 438.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 444.25 438.10 Td (by ) Tj ET Q q 0 0 0 rg BT 456.74 438.10 Td (an ) Tj ET Q q 0 0 0 rg BT 468.67 438.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 509.48 438.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 527.54 438.10 Td (recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 426.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.41 426.10 Td (the ) Tj ET Q q 0 0 0 rg BT 73.76 426.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 100.33 426.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 130.77 426.10 Td (of ) Tj ET Q q 0 0 0 rg BT 141.24 426.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 163.37 426.10 Td (in ) Tj ET Q q 0 0 0 rg BT 173.28 426.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 219.28 426.10 Td (with ) Tj ET Q q 0 0 0 rg BT 239.19 426.10 Td (an ) Tj ET Q q 0 0 0 rg BT 250.76 426.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 296.76 426.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 333.32 426.10 Td (to ) Tj ET Q q 0 0 0 rg BT 343.23 426.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 373.68 426.10 Td (for ) Tj ET Q q 0 0 0 rg BT 387.48 426.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 427.38 426.10 Td (a ) Tj ET Q q 0 0 0 rg BT 433.95 426.10 Td (release ) Tj ET Q q 0 0 0 rg BT 463.84 426.10 Td (of ) Tj ET Q q 0 0 0 rg BT 474.30 426.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 507.54 426.10 Td (for ) Tj ET Q q 0 0 0 rg BT 520.86 426.10 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 414.10 Td (related ) Tj ET Q q 0 0 0 rg BT 78.77 414.10 Td (to ) Tj ET Q q 0 0 0 rg BT 88.62 414.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 119.71 414.10 Td (s ) Tj ET Q q 0 0 0 rg BT 125.67 414.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 168.84 414.10 Td (of ) Tj ET Q q 0 0 0 rg BT 179.24 414.10 Td (a ) Tj ET Q q 0 0 0 rg BT 185.75 414.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 226.12 414.10 Td (case ) Tj ET Q q 0 0 0 rg BT 245.40 414.10 Td (and ) Tj ET Q q 0 0 0 rg BT 261.90 414.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 286.74 414.10 Td (bad ) Tj ET Q q 0 0 0 rg BT 303.25 414.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 322.53 414.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 356.81 414.10 Td (in ) Tj ET Q q 0 0 0 rg BT 366.65 414.10 Td (2016. ) Tj ET Q q 0 0 0 rg BT 391.22 414.10 Td ( ) Tj ET Q q 0 0 0 rg BT 393.14 414.10 Td (The ) Tj ET Q q 0 0 0 rg BT 410.75 414.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 447.24 414.10 Td (was ) Tj ET Q q 0 0 0 rg BT 464.86 414.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 500.24 414.10 Td (of) Tj ET Q q 0 0 0 rg BT 508.39 414.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 524.90 414.10 Td (by ) Tj ET Q q 0 0 0 rg BT 536.97 414.10 Td (higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 402.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 101.48 402.10 Td (of ) Tj ET Q q 0 0 0 rg BT 111.24 402.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 152.67 402.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 177.44 402.10 Td (from ) Tj ET Q q 0 0 0 rg BT 198.32 402.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 237.51 402.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 274.48 402.10 Td (from ) Tj ET Q q 0 0 0 rg BT 295.36 402.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.01 402.10 Td (Homeward ) Tj ET Q q 0 0 0 rg BT 354.88 402.10 Td (and ) Tj ET Q q 0 0 0 rg BT 370.76 402.10 Td (ResCap ) Tj ET Q q 0 0 0 rg BT 403.30 402.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 443.63 402.10 Td (\(revenue-based ) Tj ET Q q 0 0 0 rg BT 506.14 402.10 Td (amortization\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 381.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 75.33 381.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 118.94 381.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 360.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.89 360.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 115.28 360.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 154.00 360.10 Td (include ) Tj ET Q q 0 0 0 rg BT 186.05 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.89 360.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 239.62 360.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 283.34 360.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 304.03 360.10 Td (net ) Tj ET Q q 0 0 0 rg BT 318.87 360.10 Td (of ) Tj ET Q q 0 0 0 rg BT 329.82 360.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 370.75 360.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 408.35 360.10 Td (for ) Tj ET Q q 0 0 0 rg BT 422.63 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.47 360.10 Td (year ) Tj ET Q q 0 0 0 rg BT 457.30 360.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 483.80 360.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 542.51 360.10 Td (2016 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 348.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.68 348.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 113.52 348.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 139.15 348.10 Td (and ) Tj ET Q q 0 0 0 rg BT 155.33 348.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 189.27 348.10 Td (in ) Tj ET Q q 0 0 0 rg BT 198.79 348.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.75 348.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 228.36 348.10 Td (value ) Tj ET Q q 0 0 0 rg BT 251.76 348.10 Td (of ) Tj ET Q q 0 0 0 rg BT 261.83 348.10 Td (the ) Tj ET Q q 0 0 0 rg BT 275.79 348.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 309.18 348.10 Td (Earn ) Tj ET Q q 0 0 0 rg BT 329.80 348.10 Td (Out ) Tj ET Q q 0 0 0 rg BT 346.54 348.10 Td (for ) Tj ET Q q 0 0 0 rg BT 359.94 348.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.89 348.10 Td (year ) Tj ET Q q 0 0 0 rg BT 392.84 348.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 418.46 348.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 476.28 348.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 498.02 348.10 Td (\(no ) Tj ET Q q 0 0 0 rg BT 513.09 348.10 Td (comparative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 336.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 85.89 336.10 Td (in ) Tj ET Q q 0 0 0 rg BT 96.17 336.10 Td (2017\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 315.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.77 315.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 115.03 315.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 153.63 315.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 183.91 315.10 Td (of ) Tj ET Q q 0 0 0 rg BT 194.74 315.10 Td (the ) Tj ET Q q 0 0 0 rg BT 209.46 315.10 Td (following ) Tj ET Q q 0 0 0 rg BT 250.84 315.10 Td (for ) Tj ET Q q 0 0 0 rg BT 265.00 315.10 Td (the ) Tj ET Q q 0 0 0 rg BT 279.72 315.10 Td (years ) Tj ET Q q 0 0 0 rg BT 303.32 315.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.70 315.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.28 315.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 271.60 218.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 271.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 271.60 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 271.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 271.60 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 271.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 271.60 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 271.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 271.60 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 271.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 271.60 55.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 237.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 237.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 237.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 237.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 237.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 237.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 237.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 237.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 237.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 237.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 237.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 213.60 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 213.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 213.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 213.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 213.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 213.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 213.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 213.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 213.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 213.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 213.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 283.6 m 267 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 283.6 m 326 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 283.6 m 385 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 283.6 m 444 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 283.6 m 503 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 283.6 m 562 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 283.6 m 562 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 225.60000000000002 m 326 225.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 225.60000000000002 m 444 225.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 225.60000000000002 m 562 225.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 201.60000000000002 m 326 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 199.60000000000002 m 326 199.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 201.60000000000002 m 444 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 199.60000000000002 m 444 199.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 201.60000000000002 m 562 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 199.60000000000002 m 562 199.60000000000002 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 288.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.00 287.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 337.60 295.83 Td (%Incr) Tj ET Q q 0 0 0 rg BT 362.19 295.83 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 339.75 287.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 357.44 287.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.00 287.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 455.60 295.83 Td (%Incr) Tj ET Q q 0 0 0 rg BT 480.19 295.83 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 457.75 287.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 475.44 287.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 526.00 287.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 262.17 Td (Litigation settlement loss, net of $4,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 252.22 Td (insurance recovery) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 254.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 254.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.80 254.32 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 254.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 254.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 254.27 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 480.60 261.20 18.89 -9.09 re f /GS0 gs q 0 0 0 rg BT 480.60 254.27 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 254.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 254.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 240.22 Td (Impairment losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 240.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.15 240.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 240.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.80 240.22 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 240.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 240.22 Td (71,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 228.22 Td (Change in the fair value of Equator Earn Out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 228.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.15 228.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 228.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.80 228.22 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 228.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 228.22 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 228.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 204.17 Td (Other operating expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 204.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 204.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.80 204.22 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 204.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 204.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 204.17 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.80 204.22 Td (\(56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 204.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 204.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 204.17 Td (64,194) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 183.10 Td (N/M not meaningful.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 159.10 Td (For ) Tj ET Q q 0 0 0 rg BT 66.60 159.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.02 159.10 Td (year ) Tj ET Q q 0 0 0 rg BT 102.44 159.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.31 159.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.52 159.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 188.81 159.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.81 159.10 Td (, ) Tj ET Q q 0 0 0 rg BT 214.52 159.10 Td (other ) Tj ET Q q 0 0 0 rg BT 238.27 159.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 279.24 159.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 318.55 159.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.09 159.10 Td ($28.0 ) Tj ET Q q 0 0 0 rg BT 355.79 159.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.68 159.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.89 159.10 Td (included ) Tj ET Q q 0 0 0 rg BT 425.53 159.10 Td (a ) Tj ET Q q 0 0 0 rg BT 433.18 159.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 472.49 159.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 516.80 159.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 538.07 159.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 147.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 84.29 147.10 Td (of ) Tj ET Q q 0 0 0 rg BT 95.74 147.10 Td (a ) Tj ET Q q 0 0 0 rg BT 103.29 147.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 125.84 147.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 170.06 147.10 Td (accrual ) Tj ET Q q 0 0 0 rg BT 202.04 147.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.49 147.10 Td ($28.0 ) Tj ET Q q 0 0 0 rg BT 239.10 147.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.00 147.10 Td (, ) Tj ET Q q 0 0 0 rg BT 273.61 147.10 Td (net ) Tj ET Q q 0 0 0 rg BT 288.95 147.10 Td (of ) Tj ET Q q 0 0 0 rg BT 300.40 147.10 Td (a ) Tj ET Q q 0 0 0 rg BT 307.95 147.10 Td ($4.0 ) Tj ET Q q 0 0 0 rg BT 328.57 147.10 Td (million ) Tj ET Q q 0 0 0 rg BT 360.58 147.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 402.01 147.10 Td (recovery) Tj ET Q q 0 0 0 rg BT 436.34 147.10 Td (. ) Tj ET Q q 0 0 0 rg BT 441.96 147.10 Td ( ) Tj ET Q q 0 0 0 rg BT 444.85 147.10 Td (The ) Tj ET Q q 0 0 0 rg BT 463.51 147.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 502.74 147.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 546.96 147.10 Td (loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 135.10 Td (related ) Tj ET Q q 0 0 0 rg BT 78.42 135.10 Td (to ) Tj ET Q q 0 0 0 rg BT 87.92 135.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.86 135.10 Td (agreed ) Tj ET Q q 0 0 0 rg BT 130.22 135.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 173.04 135.10 Td (of ) Tj ET Q q 0 0 0 rg BT 183.09 135.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.03 135.10 Td (putative ) Tj ET Q q 0 0 0 rg BT 230.96 135.10 Td (class ) Tj ET Q q 0 0 0 rg BT 252.12 135.10 Td (action ) Tj ET Q q 0 0 0 rg BT 278.27 135.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 316.10 135.10 Td (designated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 360.59 135.10 Td (In) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.92 135.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 370.64 135.10 Td (r) Tj ET Q q 0 0 0 rg BT 374.16 135.10 Td (e: ) Tj ET Q q 0 0 0 rg BT 383.52 135.10 Td (Altisour) Tj ET Q q 0 0 0 rg BT 415.38 135.10 Td (ce ) Tj ET Q q 0 0 0 rg BT 425.97 135.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 463.81 135.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 505.25 135.10 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 523.08 135.10 Td (Securities ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 123.10 Td (Litigation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.18 123.10 Td (in ) Tj ET Q q 0 0 0 rg BT 103.18 123.10 Td (the ) Tj ET Q q 0 0 0 rg BT 118.62 123.10 Td (United ) Tj ET Q q 0 0 0 rg BT 149.06 123.10 Td (States ) Tj ET Q q 0 0 0 rg BT 176.17 123.10 Td (District ) Tj ET Q q 0 0 0 rg BT 209.39 123.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 235.39 123.10 Td (for ) Tj ET Q q 0 0 0 rg BT 250.28 123.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.72 123.10 Td (Southern ) Tj ET Q q 0 0 0 rg BT 305.05 123.10 Td (District ) Tj ET Q q 0 0 0 rg BT 338.27 123.10 Td (of ) Tj ET Q q 0 0 0 rg BT 349.83 123.10 Td (Florida. ) Tj ET Q q 0 0 0 rg BT 384.44 123.10 Td ( ) Tj ET Q q 0 0 0 rg BT 386.95 123.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 431.83 123.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 470.61 123.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 511.62 123.10 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 532.63 123.10 Td (and ) Tj ET Q q 0 0 0 rg BT 550.29 123.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 111.10 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 111.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 78.72 111.10 Td (and ) Tj ET Q q 0 0 0 rg BT 95.91 111.10 Td (director ) Tj ET Q q 0 0 0 rg BT 129.75 111.10 Td (defendants ) Tj ET Q q 0 0 0 rg BT 175.82 111.10 Td (denied ) Tj ET Q q 0 0 0 rg BT 205.23 111.10 Td (all ) Tj ET Q q 0 0 0 rg BT 217.97 111.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 246.83 111.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.91 111.10 Td (wrongdoing ) Tj ET Q q 0 0 0 rg BT 308.99 111.10 Td (or ) Tj ET Q q 0 0 0 rg BT 320.07 111.10 Td (liability) Tj ET Q q 0 0 0 rg BT 350.53 111.10 Td (. ) Tj ET Q q 0 0 0 rg BT 355.78 111.10 Td ( ) Tj ET Q q 0 0 0 rg BT 358.33 111.10 Td (The ) Tj ET Q q 0 0 0 rg BT 376.63 111.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 420.48 111.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 438.80 111.10 Td (was ) Tj ET Q q 0 0 0 rg BT 457.10 111.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 494.83 111.10 Td (in ) Tj ET Q q 0 0 0 rg BT 505.36 111.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 528.11 111.10 Td (and ) Tj ET Q q 0 0 0 rg BT 545.30 111.10 Td (paid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 99.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.78 99.10 Td (2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 78.10 Td (For ) Tj ET Q q 0 0 0 rg BT 65.73 78.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.28 78.10 Td (year ) Tj ET Q q 0 0 0 rg BT 99.82 78.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.70 78.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.03 78.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 184.45 78.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.45 78.10 Td (, ) Tj ET Q q 0 0 0 rg BT 209.29 78.10 Td (other ) Tj ET Q q 0 0 0 rg BT 232.17 78.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 272.27 78.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 310.70 78.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.37 78.10 Td ($64.2 ) Tj ET Q q 0 0 0 rg BT 346.21 78.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.10 78.10 Td ( ) Tj ET Q q 0 0 0 rg BT 377.43 78.10 Td (included ) Tj ET Q q 0 0 0 rg BT 414.20 78.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 462.64 78.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 488.86 78.10 Td (and ) Tj ET Q q 0 0 0 rg BT 505.64 78.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 540.18 78.10 Td (in ) Tj ET Q q 0 0 0 rg BT 550.29 78.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 66.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 66.27 66.10 Td (value ) Tj ET Q q 0 0 0 rg BT 90.81 66.10 Td (of ) Tj ET Q q 0 0 0 rg BT 102.03 66.10 Td (the ) Tj ET Q q 0 0 0 rg BT 117.14 66.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 151.68 66.10 Td (Earn ) Tj ET Q q 0 0 0 rg BT 173.45 66.10 Td (Out. ) Tj ET Q q 0 0 0 rg BT 193.84 66.10 Td ( ) Tj ET Q q 0 0 0 rg BT 196.52 66.10 Td (The ) Tj ET Q q 0 0 0 rg BT 214.96 66.10 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 253.94 66.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 302.93 66.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 329.71 66.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.93 66.10 Td ($71.8 ) Tj ET Q q 0 0 0 rg BT 366.32 66.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.21 66.10 Td ( ) Tj ET Q q 0 0 0 rg BT 398.10 66.10 Td (were ) Tj ET Q q 0 0 0 rg BT 420.42 66.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 460.52 66.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 488.96 66.10 Td (by ) Tj ET Q q 0 0 0 rg BT 501.85 66.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.96 66.10 Td (Company) Tj ET Q q 0 0 0 rg BT 558.62 66.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 54.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 89.79 54.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 137.32 54.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 172.05 54.10 Td (from ) Tj ET Q q 0 0 0 rg BT 194.58 54.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 225.99 54.10 Td (and ) Tj ET Q q 0 0 0 rg BT 243.52 54.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 290.50 54.10 Td (in ) Tj ET Q q 0 0 0 rg BT 301.37 54.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 355.00 54.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 393.64 54.10 Td (to ) Tj ET Q q 0 0 0 rg BT 404.50 54.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 438.42 54.10 Td ( ) Tj ET Q q 0 0 0 rg BT 441.28 54.10 Td (These ) Tj ET Q q 0 0 0 rg BT 468.25 54.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 495.23 54.10 Td (are ) Tj ET Q q 0 0 0 rg BT 510.53 54.10 Td (composed ) Tj ET Q q 0 0 0 rg BT 554.17 54.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 42.10 Td ($55.7 ) Tj ET Q q 0 0 0 rg BT 74.54 42.10 Td (million ) Tj ET Q q 0 0 0 rg BT 105.97 42.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 154.61 42.10 Td (of ) Tj ET Q q 0 0 0 rg BT 165.48 42.10 Td (goodwill, ) Tj ET Q q 0 0 0 rg BT 206.08 42.10 Td ($1) Tj ET Q q 0 0 0 rg BT 215.71 42.10 Td (1.9 ) Tj ET Q q 0 0 0 rg BT 230.75 42.10 Td (million ) Tj ET Q q 0 0 0 rg BT 262.18 42.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 310.82 42.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.69 42.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 364.22 42.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 390.09 42.10 Td (from ) Tj ET Q q 0 0 0 rg BT 412.07 42.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.83 42.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 449.37 42.10 Td (Homeward ) Tj ET Q q 0 0 0 rg BT 496.34 42.10 Td (and ) Tj ET Q q 0 0 0 rg BT 513.32 42.10 Td (ResCap ) Tj ET Q q 0 0 0 rg BT 546.97 42.10 Td (fee-) Tj ET Q endstream endobj 83 0 obj <>] /Rotate 0 /Contents 84 0 R>> endobj 84 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (based ) Tj ET Q q 0 0 0 rg BT 73.96 731.10 Td (business ) Tj ET Q q 0 0 0 rg BT 109.55 731.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 159.01 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 175.15 731.10 Td ($4.1 ) Tj ET Q q 0 0 0 rg BT 194.34 731.10 Td (million ) Tj ET Q q 0 0 0 rg BT 224.92 731.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 272.72 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 282.74 731.10 Td (software ) Tj ET Q q 0 0 0 rg BT 318.86 731.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 343.88 731.10 Td (included ) Tj ET Q q 0 0 0 rg BT 380.01 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 389.48 731.10 Td (premises ) Tj ET Q q 0 0 0 rg BT 426.72 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 442.86 731.10 Td (equipment. ) Tj ET Q q 0 0 0 rg BT 489.26 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 490.83 731.10 Td (These ) Tj ET Q q 0 0 0 rg BT 516.40 731.10 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 75.89 719.10 Td (were ) Tj ET Q q 0 0 0 rg BT 97.82 719.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 145.86 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 156.14 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 171.97 719.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 213.34 719.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 244.72 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 261.66 719.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 286.93 719.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 335.82 719.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 378.30 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 395.24 719.10 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 448.85 719.10 Td (segments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 698.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.53 698.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 112.35 698.10 Td (a ) Tj ET Q q 0 0 0 rg BT 119.74 698.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 139.91 698.10 Td (on ) Tj ET Q q 0 0 0 rg BT 152.86 698.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.04 698.10 Td (change ) Tj ET Q q 0 0 0 rg BT 199.30 698.10 Td (in ) Tj ET Q q 0 0 0 rg BT 210.04 698.10 Td (the ) Tj ET Q q 0 0 0 rg BT 225.21 698.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 242.04 698.10 Td (value ) Tj ET Q q 0 0 0 rg BT 266.65 698.10 Td (of ) Tj ET Q q 0 0 0 rg BT 277.93 698.10 Td (the ) Tj ET Q q 0 0 0 rg BT 293.10 698.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 327.71 698.10 Td (Earn ) Tj ET Q q 0 0 0 rg BT 349.54 698.10 Td (Out ) Tj ET Q q 0 0 0 rg BT 367.50 698.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.78 698.10 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 399.24 698.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.13 698.10 Td ( ) Tj ET Q q 0 0 0 rg BT 431.08 698.10 Td (in ) Tj ET Q q 0 0 0 rg BT 441.81 698.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 464.77 698.10 Td (in ) Tj ET Q q 0 0 0 rg BT 475.50 698.10 Td (our ) Tj ET Q q 0 0 0 rg BT 491.79 698.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 533.62 698.10 Td (Market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (segment. ) Tj ET Q q 0 0 0 rg BT 87.59 686.10 Td ( ) Tj ET Q q 0 0 0 rg BT 89.70 686.10 Td (The ) Tj ET Q q 0 0 0 rg BT 107.51 686.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 140.89 686.10 Td (for ) Tj ET Q q 0 0 0 rg BT 154.82 686.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 199.30 686.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 255.44 686.10 Td (was ) Tj ET Q q 0 0 0 rg BT 273.26 686.10 Td (reflected ) Tj ET Q q 0 0 0 rg BT 310.50 686.10 Td (at ) Tj ET Q q 0 0 0 rg BT 319.98 686.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 336.13 686.10 Td (value ) Tj ET Q q 0 0 0 rg BT 360.05 686.10 Td (and ) Tj ET Q q 0 0 0 rg BT 376.76 686.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 412.35 686.10 Td (each ) Tj ET Q q 0 0 0 rg BT 432.93 686.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 471.86 686.10 Td (period ) Tj ET Q q 0 0 0 rg BT 499.67 686.10 Td (with ) Tj ET Q q 0 0 0 rg BT 519.72 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 534.20 686.10 Td (change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.47 674.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 77.54 674.10 Td (value ) Tj ET Q q 0 0 0 rg BT 102.40 674.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 149.45 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 160.43 674.10 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 200.00 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 203.19 674.10 Td (In ) Tj ET Q q 0 0 0 rg BT 214.72 674.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 240.41 674.10 Td (we ) Tj ET Q q 0 0 0 rg BT 255.27 674.10 Td (reached ) Tj ET Q q 0 0 0 rg BT 289.55 674.10 Td (an ) Tj ET Q q 0 0 0 rg BT 302.18 674.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 347.01 674.10 Td (with ) Tj ET Q q 0 0 0 rg BT 367.99 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 383.40 674.10 Td (former ) Tj ET Q q 0 0 0 rg BT 413.80 674.10 Td (owners ) Tj ET Q q 0 0 0 rg BT 445.88 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 457.40 674.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 492.25 674.10 Td (to ) Tj ET Q q 0 0 0 rg BT 503.23 674.10 Td (extinguish ) Tj ET Q q 0 0 0 rg BT 548.09 674.10 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 82.94 662.10 Td (for ) Tj ET Q q 0 0 0 rg BT 96.94 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.49 662.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 145.48 662.10 Td (Earn ) Tj ET Q q 0 0 0 rg BT 166.69 662.10 Td (Out. ) Tj ET Q q 0 0 0 rg BT 186.53 662.10 Td ( ) Tj ET Q q 0 0 0 rg BT 188.87 662.10 Td (In ) Tj ET Q q 0 0 0 rg BT 199.53 662.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 245.74 662.10 Td (with ) Tj ET Q q 0 0 0 rg BT 265.85 662.10 Td (this ) Tj ET Q q 0 0 0 rg BT 282.64 662.10 Td (settlement, ) Tj ET Q q 0 0 0 rg BT 328.57 662.10 Td (we ) Tj ET Q q 0 0 0 rg BT 342.57 662.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 376.55 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.10 662.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 424.54 662.10 Td (for ) Tj ET Q q 0 0 0 rg BT 438.54 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 453.09 662.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 487.08 662.10 Td (Earn ) Tj ET Q q 0 0 0 rg BT 508.29 662.10 Td (Out ) Tj ET Q q 0 0 0 rg BT 525.63 662.10 Td (to ) Tj ET Q q 0 0 0 rg BT 535.74 662.10 Td ($0 ) Tj ET Q q 0 0 0 rg BT 548.08 662.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 95.86 650.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.80 650.10 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 122.80 650.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.69 650.10 Td ( ) Tj ET Q q 0 0 0 rg BT 154.19 650.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 189.45 650.10 Td (in ) Tj ET Q q 0 0 0 rg BT 199.72 650.10 Td (earnings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 629.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 81.43 629.10 Td (fr) Tj ET Q q 0 0 0 rg BT 87.73 629.10 Td (om ) Tj ET Q q 0 0 0 rg BT 102.45 629.10 Td (Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 608.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 82.21 608.10 Td (from ) Tj ET Q q 0 0 0 rg BT 104.37 608.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 148.74 608.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 190.88 608.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.38 608.10 Td ($49.7 ) Tj ET Q q 0 0 0 rg BT 226.60 608.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.49 608.10 Td (, ) Tj ET Q q 0 0 0 rg BT 260.71 608.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.86 608.10 Td (6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.19 608.10 Td ( ) Tj ET Q q 0 0 0 rg BT 328.91 608.10 Td (of ) Tj ET Q q 0 0 0 rg BT 339.96 608.10 Td (service ) Tj ET Q q 0 0 0 rg BT 371.00 608.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 407.86 608.10 Td (for ) Tj ET Q q 0 0 0 rg BT 422.24 608.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.18 608.10 Td (year ) Tj ET Q q 0 0 0 rg BT 457.11 608.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.71 608.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 542.51 608.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 596.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 90.62 596.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.09 596.10 Td ($65.1 ) Tj ET Q q 0 0 0 rg BT 124.29 596.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.18 596.10 Td (, ) Tj ET Q q 0 0 0 rg BT 157.38 596.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.50 596.10 Td (7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.83 596.10 Td ( ) Tj ET Q q 0 0 0 rg BT 223.52 596.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.55 596.10 Td (service ) Tj ET Q q 0 0 0 rg BT 263.56 596.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 299.40 596.10 Td (for ) Tj ET Q q 0 0 0 rg BT 312.76 596.10 Td (the ) Tj ET Q q 0 0 0 rg BT 326.67 596.10 Td (year ) Tj ET Q q 0 0 0 rg BT 345.57 596.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 596.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 428.92 596.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.92 596.10 Td (. ) Tj ET Q q 0 0 0 rg BT 453.12 596.10 Td ( ) Tj ET Q q 0 0 0 rg BT 454.69 596.10 Td (The ) Tj ET Q q 0 0 0 rg BT 471.94 596.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 508.05 596.10 Td (was ) Tj ET Q q 0 0 0 rg BT 525.29 596.10 Td (primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 584.10 Td (due ) Tj ET Q q 0 0 0 rg BT 66.26 584.10 Td (to ) Tj ET Q q 0 0 0 rg BT 76.36 584.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 98.68 584.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 132.65 584.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 150.53 584.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 185.06 584.10 Td (and ) Tj ET Q q 0 0 0 rg BT 201.82 584.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 251.91 584.10 Td (in ) Tj ET Q q 0 0 0 rg BT 262.01 584.10 Td (our ) Tj ET Q q 0 0 0 rg BT 277.66 584.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 308.32 584.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 355.36 584.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 391.00 584.10 Td (of) Tj ET Q q 0 0 0 rg BT 399.15 584.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 415.91 584.10 Td (by ) Tj ET Q q 0 0 0 rg BT 428.23 584.10 Td (the ) Tj ET Q q 0 0 0 rg BT 442.77 584.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 465.09 584.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 503.52 584.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 546.94 584.10 Td (loss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 572.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.33 572.10 Td ($28.0 ) Tj ET Q q 0 0 0 rg BT 85.33 572.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.22 572.10 Td ( ) Tj ET Q q 0 0 0 rg BT 116.72 572.10 Td (and ) Tj ET Q q 0 0 0 rg BT 133.66 572.10 Td (the ) Tj ET Q q 0 0 0 rg BT 148.38 572.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 185.29 572.10 Td (in ) Tj ET Q q 0 0 0 rg BT 195.57 572.10 Td (SG&A, ) Tj ET Q q 0 0 0 rg BT 228.35 572.10 Td (as ) Tj ET Q q 0 0 0 rg BT 239.18 572.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 280.01 572.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 551.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 82.21 551.10 Td (from ) Tj ET Q q 0 0 0 rg BT 104.37 551.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 148.74 551.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 190.88 551.10 Td (to ) Tj ET Q q 0 0 0 rg BT 201.38 551.10 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.38 551.10 Td (65.1 ) Tj ET Q q 0 0 0 rg BT 226.60 551.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.49 551.10 Td (, ) Tj ET Q q 0 0 0 rg BT 260.71 551.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.86 551.10 Td (7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.19 551.10 Td ( ) Tj ET Q q 0 0 0 rg BT 328.91 551.10 Td (of ) Tj ET Q q 0 0 0 rg BT 339.96 551.10 Td (service ) Tj ET Q q 0 0 0 rg BT 371.00 551.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 407.86 551.10 Td (for ) Tj ET Q q 0 0 0 rg BT 422.24 551.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.18 551.10 Td (year ) Tj ET Q q 0 0 0 rg BT 457.11 551.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.71 551.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 542.51 551.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 539.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 90.62 539.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.09 539.10 Td ($79.1 ) Tj ET Q q 0 0 0 rg BT 124.29 539.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.18 539.10 Td (, ) Tj ET Q q 0 0 0 rg BT 157.38 539.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.50 539.10 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.83 539.10 Td ( ) Tj ET Q q 0 0 0 rg BT 223.52 539.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.55 539.10 Td (service ) Tj ET Q q 0 0 0 rg BT 263.56 539.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 299.40 539.10 Td (for ) Tj ET Q q 0 0 0 rg BT 312.76 539.10 Td (the ) Tj ET Q q 0 0 0 rg BT 326.67 539.10 Td (year ) Tj ET Q q 0 0 0 rg BT 345.57 539.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 539.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 428.92 539.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.92 539.10 Td (. ) Tj ET Q q 0 0 0 rg BT 453.12 539.10 Td ( ) Tj ET Q q 0 0 0 rg BT 454.69 539.10 Td (The ) Tj ET Q q 0 0 0 rg BT 471.94 539.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 508.05 539.10 Td (was ) Tj ET Q q 0 0 0 rg BT 525.29 539.10 Td (primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 527.10 Td (due ) Tj ET Q q 0 0 0 rg BT 66.05 527.10 Td (to ) Tj ET Q q 0 0 0 rg BT 75.94 527.10 Td (a ) Tj ET Q q 0 0 0 rg BT 82.49 527.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 107.37 527.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 130.60 527.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 154.92 527.10 Td (mar) Tj ET Q q 0 0 0 rg BT 170.29 527.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 185.18 527.10 Td (in ) Tj ET Q q 0 0 0 rg BT 195.07 527.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 219.68 527.10 Td (the ) Tj ET Q q 0 0 0 rg BT 234.01 527.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 272.23 527.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 315.44 527.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 335.62 527.10 Td (net ) Tj ET Q q 0 0 0 rg BT 349.94 527.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.39 527.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 400.81 527.10 Td (recovery) Tj ET Q q 0 0 0 rg BT 435.14 527.10 Td (, ) Tj ET Q q 0 0 0 rg BT 439.75 527.10 Td (and ) Tj ET Q q 0 0 0 rg BT 456.30 527.10 Td (the ) Tj ET Q q 0 0 0 rg BT 470.63 527.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 492.74 527.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 526.51 527.10 Td (Earn ) Tj ET Q q 0 0 0 rg BT 547.50 527.10 Td (Out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 515.10 Td (gain, ) Tj ET Q q 0 0 0 rg BT 71.72 515.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 107.54 515.10 Td (of) Tj ET Q q 0 0 0 rg BT 115.69 515.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 132.63 515.10 Td (by ) Tj ET Q q 0 0 0 rg BT 145.13 515.10 Td (the ) Tj ET Q q 0 0 0 rg BT 159.84 515.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 182.34 515.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 230.94 515.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 257.33 515.10 Td (and ) Tj ET Q q 0 0 0 rg BT 274.27 515.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 299.54 515.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 326.77 515.10 Td ( ) Tj ET Q q 0 0 0 rg BT 329.27 515.10 Td (in ) Tj ET Q q 0 0 0 rg BT 339.55 515.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 364.55 515.10 Td (as ) Tj ET Q q 0 0 0 rg BT 375.38 515.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 416.21 515.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 494.10 Td (Because ) Tj ET Q q 0 0 0 rg BT 86.21 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.82 494.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 144.09 494.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 176.37 494.10 Td (is ) Tj ET Q q 0 0 0 rg BT 186.43 494.10 Td (our ) Tj ET Q q 0 0 0 rg BT 203.16 494.10 Td (lar) Tj ET Q q 0 0 0 rg BT 213.52 494.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 233.03 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 250.86 494.10 Td (highest ) Tj ET Q q 0 0 0 rg BT 283.14 494.10 Td (mar) Tj ET Q q 0 0 0 rg BT 298.51 494.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 314.68 494.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 351.40 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 369.23 494.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 400.95 494.10 Td (is ) Tj ET Q q 0 0 0 rg BT 411.01 494.10 Td (our ) Tj ET Q q 0 0 0 rg BT 427.74 494.10 Td (lar) Tj ET Q q 0 0 0 rg BT 438.11 494.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 457.61 494.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 497.66 494.10 Td (in ) Tj ET Q q 0 0 0 rg BT 508.83 494.10 Td (this ) Tj ET Q q 0 0 0 rg BT 526.68 494.10 Td (segment, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 482.10 Td (declines ) Tj ET Q q 0 0 0 rg BT 83.85 482.10 Td (in ) Tj ET Q q 0 0 0 rg BT 93.21 482.10 Td (service ) Tj ET Q q 0 0 0 rg BT 123.12 482.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 156.35 482.10 Td (from ) Tj ET Q q 0 0 0 rg BT 177.37 482.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 207.28 482.10 Td (and ) Tj ET Q q 0 0 0 rg BT 223.30 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 237.10 482.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 270.90 482.10 Td (in ) Tj ET Q q 0 0 0 rg BT 280.26 482.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 297.40 482.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.32 482.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 340.55 482.10 Td (from ) Tj ET Q q 0 0 0 rg BT 361.58 482.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 391.48 482.10 Td (have ) Tj ET Q q 0 0 0 rg BT 411.95 482.10 Td (had ) Tj ET Q q 0 0 0 rg BT 427.97 482.10 Td (a ) Tj ET Q q 0 0 0 rg BT 433.99 482.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 469.45 482.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 498.25 482.10 Td (on ) Tj ET Q q 0 0 0 rg BT 509.84 482.10 Td (our ) Tj ET Q q 0 0 0 rg BT 524.75 482.10 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 470.10 Td (income.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 449.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 75.33 449.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 107.26 449.10 Td (\(Expense\), ) Tj ET Q q 0 0 0 rg BT 152.23 449.10 Td (net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 428.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 73.58 428.10 Td (income ) Tj ET Q q 0 0 0 rg BT 104.33 428.10 Td (\(expense\), ) Tj ET Q q 0 0 0 rg BT 147.01 428.10 Td (net ) Tj ET Q q 0 0 0 rg BT 160.55 428.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 205.18 428.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 239.82 428.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 270.57 428.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 304.09 428.10 Td (and ) Tj ET Q q 0 0 0 rg BT 319.85 428.10 Td (other ) Tj ET Q q 0 0 0 rg BT 341.71 428.10 Td (non-operating ) Tj ET Q q 0 0 0 rg BT 399.12 428.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 421.54 428.10 Td (and ) Tj ET Q q 0 0 0 rg BT 437.29 428.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 465.00 428.10 Td ( ) Tj ET Q q 0 0 0 rg BT 466.31 428.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 490.40 428.10 Td (income ) Tj ET Q q 0 0 0 rg BT 521.15 428.10 Td (\(expense\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 416.10 Td (net ) Tj ET Q q 0 0 0 rg BT 63.92 416.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.67 416.10 Td ($\(14.3\) ) Tj ET Q q 0 0 0 rg BT 113.03 416.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.92 416.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.63 416.10 Td ($\(20.8\) ) Tj ET Q q 0 0 0 rg BT 177.99 416.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.88 416.10 Td ( ) Tj ET Q q 0 0 0 rg BT 209.08 416.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.72 416.10 Td ($\(26.0\) ) Tj ET Q q 0 0 0 rg BT 257.08 416.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.97 416.10 Td ( ) Tj ET Q q 0 0 0 rg BT 288.17 416.10 Td (for ) Tj ET Q q 0 0 0 rg BT 302.03 416.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.45 416.10 Td (years ) Tj ET Q q 0 0 0 rg BT 339.75 416.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.83 416.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 424.12 416.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.12 416.10 Td (, ) Tj ET Q q 0 0 0 rg BT 448.82 416.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 471.02 416.10 Td (and ) Tj ET Q q 0 0 0 rg BT 487.66 416.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 512.36 416.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 560.02 416.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.02 416.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 404.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.05 404.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 103.47 404.10 Td (in ) Tj ET Q q 0 0 0 rg BT 113.25 404.10 Td (other ) Tj ET Q q 0 0 0 rg BT 135.80 404.10 Td (income ) Tj ET Q q 0 0 0 rg BT 167.24 404.10 Td (\(expense\), ) Tj ET Q q 0 0 0 rg BT 210.61 404.10 Td (net ) Tj ET Q q 0 0 0 rg BT 224.83 404.10 Td (in ) Tj ET Q q 0 0 0 rg BT 234.62 404.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 256.62 404.10 Td (was ) Tj ET Q q 0 0 0 rg BT 274.18 404.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 313.39 404.10 Td (due ) Tj ET Q q 0 0 0 rg BT 329.84 404.10 Td (to ) Tj ET Q q 0 0 0 rg BT 339.62 404.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 364.39 404.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 395.83 404.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 430.04 404.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.48 404.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 474.04 404.10 Td (other ) Tj ET Q q 0 0 0 rg BT 496.59 404.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 530.53 404.10 Td ( ) Tj ET Q q 0 0 0 rg BT 532.53 404.10 Td (Interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 392.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 84.99 392.10 Td (was ) Tj ET Q q 0 0 0 rg BT 103.82 392.10 Td ($\(22.3\) ) Tj ET Q q 0 0 0 rg BT 136.26 392.10 Td (million ) Tj ET Q q 0 0 0 rg BT 168.43 392.10 Td (in ) Tj ET Q q 0 0 0 rg BT 179.49 392.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 202.77 392.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 245.47 392.10 Td (to ) Tj ET Q q 0 0 0 rg BT 256.53 392.10 Td ($\(24.4\) ) Tj ET Q q 0 0 0 rg BT 288.97 392.10 Td (million ) Tj ET Q q 0 0 0 rg BT 321.15 392.10 Td (in ) Tj ET Q q 0 0 0 rg BT 332.20 392.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 357.98 392.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 386.81 392.10 Td (by ) Tj ET Q q 0 0 0 rg BT 400.09 392.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.59 392.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 462.17 392.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.79 392.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 509.84 392.10 Td (of ) Tj ET Q q 0 0 0 rg BT 521.45 392.10 Td (our ) Tj ET Q q 0 0 0 rg BT 538.06 392.10 Td (senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 380.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 82.10 380.10 Td (term ) Tj ET Q q 0 0 0 rg BT 102.49 380.10 Td (loan, ) Tj ET Q q 0 0 0 rg BT 124.28 380.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 159.66 380.10 Td (of) Tj ET Q q 0 0 0 rg BT 167.81 380.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 184.31 380.10 Td (by ) Tj ET Q q 0 0 0 rg BT 196.38 380.10 Td (an ) Tj ET Q q 0 0 0 rg BT 207.88 380.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 242.70 380.10 Td (in ) Tj ET Q q 0 0 0 rg BT 252.55 380.10 Td (the ) Tj ET Q q 0 0 0 rg BT 266.83 380.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 293.33 380.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 325.94 380.10 Td (term ) Tj ET Q q 0 0 0 rg BT 346.33 380.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 365.61 380.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 397.11 380.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 414.16 380.10 Td (from ) Tj ET Q q 0 0 0 rg BT 435.66 380.10 Td (4.50% ) Tj ET Q q 0 0 0 rg BT 463.56 380.10 Td (as ) Tj ET Q q 0 0 0 rg BT 473.95 380.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.35 380.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 542.50 380.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.50 380.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 368.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.64 368.10 Td (5.07% ) Tj ET Q q 0 0 0 rg BT 87.83 368.10 Td (as ) Tj ET Q q 0 0 0 rg BT 98.52 368.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.21 368.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 167.65 368.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.65 368.10 Td (. ) Tj ET Q q 0 0 0 rg BT 192.51 368.10 Td ( ) Tj ET Q q 0 0 0 rg BT 194.87 368.10 Td (During ) Tj ET Q q 0 0 0 rg BT 225.56 368.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 250.42 368.10 Td (we ) Tj ET Q q 0 0 0 rg BT 264.44 368.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 315.11 368.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 350.25 368.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.94 368.10 Td (our ) Tj ET Q q 0 0 0 rg BT 376.63 368.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 403.42 368.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 436.32 368.10 Td (term ) Tj ET Q q 0 0 0 rg BT 457.01 368.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 476.58 368.10 Td (with ) Tj ET Q q 0 0 0 rg BT 496.72 368.10 Td (an ) Tj ET Q q 0 0 0 rg BT 508.52 368.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 549.74 368.10 Td (par ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 356.10 Td (value ) Tj ET Q q 0 0 0 rg BT 73.16 356.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.49 356.10 Td ($60.1 ) Tj ET Q q 0 0 0 rg BT 107.99 356.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.88 356.10 Td ( ) Tj ET Q q 0 0 0 rg BT 138.88 356.10 Td (at ) Tj ET Q q 0 0 0 rg BT 148.10 356.10 Td (a ) Tj ET Q q 0 0 0 rg BT 154.54 356.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 193.20 356.10 Td (average ) Tj ET Q q 0 0 0 rg BT 226.29 356.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 262.18 356.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.51 356.10 Td (10.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.34 356.10 Td (, ) Tj ET Q q 0 0 0 rg BT 302.84 356.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 352.04 356.10 Td (a ) Tj ET Q q 0 0 0 rg BT 358.48 356.10 Td (net ) Tj ET Q q 0 0 0 rg BT 372.70 356.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 391.92 356.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.25 356.10 Td ($5.6 ) Tj ET Q q 0 0 0 rg BT 421.76 356.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 356.10 Td ( ) Tj ET Q q 0 0 0 rg BT 452.65 356.10 Td (on ) Tj ET Q q 0 0 0 rg BT 464.65 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.87 356.10 Td (early ) Tj ET Q q 0 0 0 rg BT 500.86 356.10 Td (extinguishment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 344.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.68 344.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 80.74 344.10 Td (in ) Tj ET Q q 0 0 0 rg BT 91.37 344.10 Td (other ) Tj ET Q q 0 0 0 rg BT 114.76 344.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 149.54 344.10 Td ( ) Tj ET Q q 0 0 0 rg BT 152.39 344.10 Td (During ) Tj ET Q q 0 0 0 rg BT 183.56 344.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 208.91 344.10 Td (we ) Tj ET Q q 0 0 0 rg BT 223.42 344.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 274.57 344.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 310.19 344.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.37 344.10 Td (our ) Tj ET Q q 0 0 0 rg BT 337.55 344.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 364.83 344.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 398.22 344.10 Td (term ) Tj ET Q q 0 0 0 rg BT 419.39 344.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 439.45 344.10 Td (with ) Tj ET Q q 0 0 0 rg BT 460.08 344.10 Td (an ) Tj ET Q q 0 0 0 rg BT 472.36 344.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 514.07 344.10 Td (par ) Tj ET Q q 0 0 0 rg BT 529.69 344.10 Td (value ) Tj ET Q q 0 0 0 rg BT 554.19 344.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 332.10 Td ($51.0 ) Tj ET Q q 0 0 0 rg BT 74.21 332.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.10 332.10 Td ( ) Tj ET Q q 0 0 0 rg BT 105.32 332.10 Td (at ) Tj ET Q q 0 0 0 rg BT 114.75 332.10 Td (a ) Tj ET Q q 0 0 0 rg BT 121.40 332.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 160.27 332.10 Td (average ) Tj ET Q q 0 0 0 rg BT 193.57 332.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 229.67 332.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.21 332.10 Td (13.2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.04 332.10 Td (, ) Tj ET Q q 0 0 0 rg BT 270.75 332.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 320.17 332.10 Td (a ) Tj ET Q q 0 0 0 rg BT 326.82 332.10 Td (net ) Tj ET Q q 0 0 0 rg BT 341.25 332.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 360.68 332.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.22 332.10 Td ($5.5 ) Tj ET Q q 0 0 0 rg BT 390.94 332.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.83 332.10 Td ( ) Tj ET Q q 0 0 0 rg BT 422.04 332.10 Td (on ) Tj ET Q q 0 0 0 rg BT 434.26 332.10 Td (the ) Tj ET Q q 0 0 0 rg BT 448.69 332.10 Td (early ) Tj ET Q q 0 0 0 rg BT 470.89 332.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 534.76 332.10 Td (of ) Tj ET Q q 0 0 0 rg BT 545.30 332.10 Td (debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 320.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.91 320.10 Td (other ) Tj ET Q q 0 0 0 rg BT 83.08 320.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 117.64 320.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.69 320.10 Td (Also, ) Tj ET Q q 0 0 0 rg BT 143.71 320.10 Td (during ) Tj ET Q q 0 0 0 rg BT 172.44 320.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 195.07 320.10 Td (and ) Tj ET Q q 0 0 0 rg BT 212.13 320.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 237.26 320.10 Td (we ) Tj ET Q q 0 0 0 rg BT 251.55 320.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 280.82 320.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 322.33 320.10 Td (of ) Tj ET Q q 0 0 0 rg BT 333.29 320.10 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 353.42 320.10 Td (million ) Tj ET Q q 0 0 0 rg BT 384.94 320.10 Td (and ) Tj ET Q q 0 0 0 rg BT 402.00 320.10 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 422.13 320.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 456.15 320.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 503.81 320.10 Td (, ) Tj ET Q q 0 0 0 rg BT 508.94 320.10 Td (related ) Tj ET Q q 0 0 0 rg BT 538.76 320.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.17 320.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 308.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 95.48 308.10 Td (in ) Tj ET Q q 0 0 0 rg BT 105.36 308.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 129.13 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 145.67 308.10 Td (in ) Tj ET Q q 0 0 0 rg BT 155.54 308.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 177.64 308.10 Td (we ) Tj ET Q q 0 0 0 rg BT 191.40 308.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 226.82 308.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 265.02 308.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.45 308.10 Td ($3.4 ) Tj ET Q q 0 0 0 rg BT 295.05 308.10 Td (million ) Tj ET Q q 0 0 0 rg BT 326.04 308.10 Td (related ) Tj ET Q q 0 0 0 rg BT 355.34 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 365.22 308.10 Td (this ) Tj ET Q q 0 0 0 rg BT 381.77 308.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 427.75 308.10 Td (\(no ) Tj ET Q q 0 0 0 rg BT 443.18 308.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 494.70 308.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 526.79 308.10 Td (in ) Tj ET Q q 0 0 0 rg BT 536.67 308.10 Td (2017\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 287.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.05 287.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 103.47 287.10 Td (in ) Tj ET Q q 0 0 0 rg BT 113.25 287.10 Td (other ) Tj ET Q q 0 0 0 rg BT 135.80 287.10 Td (income ) Tj ET Q q 0 0 0 rg BT 167.24 287.10 Td (\(expense\), ) Tj ET Q q 0 0 0 rg BT 210.61 287.10 Td (net ) Tj ET Q q 0 0 0 rg BT 224.83 287.10 Td (in ) Tj ET Q q 0 0 0 rg BT 234.62 287.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 256.62 287.10 Td (was ) Tj ET Q q 0 0 0 rg BT 274.18 287.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 313.39 287.10 Td (due ) Tj ET Q q 0 0 0 rg BT 329.84 287.10 Td (to ) Tj ET Q q 0 0 0 rg BT 339.62 287.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 364.39 287.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 395.83 287.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 430.04 287.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.48 287.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 474.04 287.10 Td (other ) Tj ET Q q 0 0 0 rg BT 496.59 287.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 530.53 287.10 Td ( ) Tj ET Q q 0 0 0 rg BT 532.53 287.10 Td (Interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 275.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 84.99 275.10 Td (was ) Tj ET Q q 0 0 0 rg BT 103.82 275.10 Td ($\(24.4\) ) Tj ET Q q 0 0 0 rg BT 136.26 275.10 Td (million ) Tj ET Q q 0 0 0 rg BT 168.43 275.10 Td (in ) Tj ET Q q 0 0 0 rg BT 179.49 275.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 202.77 275.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 245.47 275.10 Td (to ) Tj ET Q q 0 0 0 rg BT 256.53 275.10 Td ($\(28.2\) ) Tj ET Q q 0 0 0 rg BT 288.97 275.10 Td (million ) Tj ET Q q 0 0 0 rg BT 321.15 275.10 Td (in ) Tj ET Q q 0 0 0 rg BT 332.20 275.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 357.98 275.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 386.81 275.10 Td (by ) Tj ET Q q 0 0 0 rg BT 400.09 275.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.59 275.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 462.17 275.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.79 275.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 509.84 275.10 Td (of ) Tj ET Q q 0 0 0 rg BT 521.45 275.10 Td (our ) Tj ET Q q 0 0 0 rg BT 538.06 275.10 Td (senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 263.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 82.77 263.10 Td (term ) Tj ET Q q 0 0 0 rg BT 103.82 263.10 Td (loan. ) Tj ET Q q 0 0 0 rg BT 126.27 263.10 Td ( ) Tj ET Q q 0 0 0 rg BT 129.00 263.10 Td (During ) Tj ET Q q 0 0 0 rg BT 160.06 263.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 185.29 263.10 Td (we ) Tj ET Q q 0 0 0 rg BT 199.69 263.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 250.72 263.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 286.23 263.10 Td (of ) Tj ET Q q 0 0 0 rg BT 297.29 263.10 Td (our ) Tj ET Q q 0 0 0 rg BT 313.35 263.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 340.52 263.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 373.79 263.10 Td (term ) Tj ET Q q 0 0 0 rg BT 394.85 263.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 414.80 263.10 Td (with ) Tj ET Q q 0 0 0 rg BT 435.30 263.10 Td (an ) Tj ET Q q 0 0 0 rg BT 447.47 263.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 489.07 263.10 Td (par ) Tj ET Q q 0 0 0 rg BT 504.57 263.10 Td (value ) Tj ET Q q 0 0 0 rg BT 528.95 263.10 Td (of ) Tj ET Q q 0 0 0 rg BT 540.01 263.10 Td ($51.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 251.10 Td (million ) Tj ET Q q 0 0 0 rg BT 81.31 251.10 Td (at ) Tj ET Q q 0 0 0 rg BT 91.44 251.10 Td (a ) Tj ET Q q 0 0 0 rg BT 98.79 251.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 138.36 251.10 Td (average ) Tj ET Q q 0 0 0 rg BT 172.36 251.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 209.16 251.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.40 251.10 Td (13.2%, ) Tj ET Q q 0 0 0 rg BT 251.65 251.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 301.76 251.10 Td (a ) Tj ET Q q 0 0 0 rg BT 309.11 251.10 Td (net ) Tj ET Q q 0 0 0 rg BT 324.25 251.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 344.38 251.10 Td (of ) Tj ET Q q 0 0 0 rg BT 355.62 251.10 Td ($5.5 ) Tj ET Q q 0 0 0 rg BT 376.03 251.10 Td (million ) Tj ET Q q 0 0 0 rg BT 407.84 251.10 Td (on ) Tj ET Q q 0 0 0 rg BT 420.75 251.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.88 251.10 Td (early ) Tj ET Q q 0 0 0 rg BT 458.78 251.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 523.36 251.10 Td (of ) Tj ET Q q 0 0 0 rg BT 534.60 251.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 554.73 251.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 239.10 Td (other ) Tj ET Q q 0 0 0 rg BT 72.17 239.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 106.22 239.10 Td ( ) Tj ET Q q 0 0 0 rg BT 108.35 239.10 Td (During ) Tj ET Q q 0 0 0 rg BT 138.80 239.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 163.42 239.10 Td (we ) Tj ET Q q 0 0 0 rg BT 177.20 239.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 227.63 239.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 262.53 239.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.98 239.10 Td (our ) Tj ET Q q 0 0 0 rg BT 288.43 239.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 314.99 239.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 347.65 239.10 Td (term ) Tj ET Q q 0 0 0 rg BT 368.10 239.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 387.43 239.10 Td (with ) Tj ET Q q 0 0 0 rg BT 407.33 239.10 Td (an ) Tj ET Q q 0 0 0 rg BT 418.89 239.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 459.88 239.10 Td (par ) Tj ET Q q 0 0 0 rg BT 474.77 239.10 Td (value ) Tj ET Q q 0 0 0 rg BT 498.55 239.10 Td (of ) Tj ET Q q 0 0 0 rg BT 509.00 239.10 Td ($49.0 ) Tj ET Q q 0 0 0 rg BT 533.62 239.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 227.10 Td (at ) Tj ET Q q 0 0 0 rg BT 58.43 227.10 Td (a ) Tj ET Q q 0 0 0 rg BT 64.57 227.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 102.94 227.10 Td (average ) Tj ET Q q 0 0 0 rg BT 135.73 227.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 171.33 227.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.37 227.10 Td (10.3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.20 227.10 Td (, ) Tj ET Q q 0 0 0 rg BT 211.40 227.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 260.32 227.10 Td (a ) Tj ET Q q 0 0 0 rg BT 266.46 227.10 Td (net ) Tj ET Q q 0 0 0 rg BT 280.39 227.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 299.31 227.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.35 227.10 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 328.56 227.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.45 227.10 Td ( ) Tj ET Q q 0 0 0 rg BT 359.16 227.10 Td (on ) Tj ET Q q 0 0 0 rg BT 370.87 227.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.80 227.10 Td (early ) Tj ET Q q 0 0 0 rg BT 406.49 227.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 469.86 227.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.90 227.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 498.83 227.10 Td (in ) Tj ET Q q 0 0 0 rg BT 508.31 227.10 Td (other ) Tj ET Q q 0 0 0 rg BT 530.57 227.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 565.00 227.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 215.10 Td (Also, ) Tj ET Q q 0 0 0 rg BT 73.10 215.10 Td (during ) Tj ET Q q 0 0 0 rg BT 101.42 215.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 126.13 215.10 Td (we ) Tj ET Q q 0 0 0 rg BT 140.00 215.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 168.86 215.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 209.96 215.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.50 215.10 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 240.21 215.10 Td (million ) Tj ET Q q 0 0 0 rg BT 271.31 215.10 Td (and ) Tj ET Q q 0 0 0 rg BT 287.96 215.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 323.49 215.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 361.80 215.10 Td (of ) Tj ET Q q 0 0 0 rg BT 372.34 215.10 Td ($\(3.4\) ) Tj ET Q q 0 0 0 rg BT 398.71 215.10 Td (million ) Tj ET Q q 0 0 0 rg BT 429.81 215.10 Td (related ) Tj ET Q q 0 0 0 rg BT 459.23 215.10 Td (to ) Tj ET Q q 0 0 0 rg BT 469.21 215.10 Td (our ) Tj ET Q q 0 0 0 rg BT 484.76 215.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 530.85 215.10 Td (in ) Tj ET Q q 0 0 0 rg BT 540.84 215.10 Td (RESI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 203.10 Td (\(no ) Tj ET Q q 0 0 0 rg BT 65.78 203.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 118.14 203.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 154.98 203.10 Td (in ) Tj ET Q q 0 0 0 rg BT 165.70 203.10 Td (2015\). ) Tj ET Q q 0 0 0 rg BT 194.48 203.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.42 203.10 Td (During ) Tj ET Q q 0 0 0 rg BT 228.70 203.10 Td (March ) Tj ET Q q 0 0 0 rg BT 257.75 203.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 283.19 203.10 Td (we ) Tj ET Q q 0 0 0 rg BT 297.80 203.10 Td (purchased ) Tj ET Q q 0 0 0 rg BT 341.28 203.10 Td (1.6 ) Tj ET Q q 0 0 0 rg BT 356.73 203.10 Td (million ) Tj ET Q q 0 0 0 rg BT 388.57 203.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 416.51 203.10 Td (of ) Tj ET Q q 0 0 0 rg BT 427.78 203.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 455.18 203.10 Td (common ) Tj ET Q q 0 0 0 rg BT 493.13 203.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 517.18 203.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.91 203.10 Td (the ) Tj ET Q q 0 0 0 rg BT 543.07 203.10 Td (open ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 191.10 Td (market ) Tj ET Q q 0 0 0 rg BT 79.56 191.10 Td (for ) Tj ET Q q 0 0 0 rg BT 93.53 191.10 Td ($30.0 ) Tj ET Q q 0 0 0 rg BT 118.33 191.10 Td (million. ) Tj ET Q q 0 0 0 rg BT 152.02 191.10 Td ( ) Tj ET Q q 0 0 0 rg BT 154.32 191.10 Td (During ) Tj ET Q q 0 0 0 rg BT 184.95 191.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 209.75 191.10 Td (we ) Tj ET Q q 0 0 0 rg BT 223.72 191.10 Td (received ) Tj ET Q q 0 0 0 rg BT 259.88 191.10 Td (liquidating ) Tj ET Q q 0 0 0 rg BT 305.51 191.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 346.70 191.10 Td (and ) Tj ET Q q 0 0 0 rg BT 363.44 191.10 Td (other ) Tj ET Q q 0 0 0 rg BT 386.29 191.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 427.47 191.10 Td (from ) Tj ET Q q 0 0 0 rg BT 449.21 191.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 475.97 191.10 Td (totaling ) Tj ET Q q 0 0 0 rg BT 508.82 191.10 Td ($20.4 ) Tj ET Q q 0 0 0 rg BT 533.62 191.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.97 179.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 84.67 179.10 Td (all ) Tj ET Q q 0 0 0 rg BT 96.69 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 107.05 179.10 Td (our ) Tj ET Q q 0 0 0 rg BT 122.42 179.10 Td (1.6 ) Tj ET Q q 0 0 0 rg BT 136.95 179.10 Td (million ) Tj ET Q q 0 0 0 rg BT 167.87 179.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 194.89 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 205.25 179.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 231.73 179.10 Td (common ) Tj ET Q q 0 0 0 rg BT 268.76 179.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 291.90 179.10 Td (in ) Tj ET Q q 0 0 0 rg BT 301.70 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 315.95 179.10 Td (open ) Tj ET Q q 0 0 0 rg BT 337.42 179.10 Td (market ) Tj ET Q q 0 0 0 rg BT 367.21 179.10 Td (for ) Tj ET Q q 0 0 0 rg BT 380.90 179.10 Td ($7.7 ) Tj ET Q q 0 0 0 rg BT 400.43 179.10 Td (million. ) Tj ET Q q 0 0 0 rg BT 433.86 179.10 Td ( ) Tj ET Q q 0 0 0 rg BT 435.44 179.10 Td (As ) Tj ET Q q 0 0 0 rg BT 448.58 179.10 Td (a ) Tj ET Q q 0 0 0 rg BT 455.05 179.10 Td (result ) Tj ET Q q 0 0 0 rg BT 479.30 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 489.66 179.10 Td (these ) Tj ET Q q 0 0 0 rg BT 512.24 179.10 Td (transactions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.10 Td (we ) Tj ET Q q 0 0 0 rg BT 63.58 167.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 109.85 167.10 Td (a ) Tj ET Q q 0 0 0 rg BT 116.71 167.10 Td (net ) Tj ET Q q 0 0 0 rg BT 131.34 167.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 149.32 167.10 Td (of ) Tj ET Q q 0 0 0 rg BT 160.07 167.10 Td ($\(1.9\) ) Tj ET Q q 0 0 0 rg BT 186.64 167.10 Td (million ) Tj ET Q q 0 0 0 rg BT 217.95 167.10 Td (for ) Tj ET Q q 0 0 0 rg BT 232.03 167.10 Td (the ) Tj ET Q q 0 0 0 rg BT 246.66 167.10 Td (year ) Tj ET Q q 0 0 0 rg BT 266.28 167.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 292.57 167.10 Td (December ) Tj ET Q q 0 0 0 rg BT 336.07 167.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 350.99 167.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 373.41 167.10 Td (in ) Tj ET Q q 0 0 0 rg BT 383.60 167.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 429.89 167.10 Td (with ) Tj ET Q q 0 0 0 rg BT 450.08 167.10 Td (our ) Tj ET Q q 0 0 0 rg BT 465.83 167.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 512.13 167.10 Td (in ) Tj ET Q q 0 0 0 rg BT 522.32 167.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 549.19 167.10 Td (\(no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 101.42 155.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 133.91 155.10 Td (in ) Tj ET Q q 0 0 0 rg BT 144.19 155.10 Td (2016\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 134.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 81.43 134.10 Td (T) Tj ET Q q 0 0 0 rg BT 86.07 134.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 98.01 134.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 107.64 134.10 Td (ovision) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 113.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 113.10 Td (e ) Tj ET Q q 0 0 0 rg BT 66.53 113.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 114.34 113.10 Td (an ) Tj ET Q q 0 0 0 rg BT 127.74 113.10 Td (income ) Tj ET Q q 0 0 0 rg BT 161.12 113.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 177.29 113.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 209.01 113.10 Td (\(provision\) ) Tj ET Q q 0 0 0 rg BT 257.40 113.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.68 113.10 Td ($276.3 ) Tj ET Q q 0 0 0 rg BT 301.14 113.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 336.48 113.10 Td ($\(12.9\) ) Tj ET Q q 0 0 0 rg BT 369.60 113.10 Td (million ) Tj ET Q q 0 0 0 rg BT 402.44 113.10 Td (and ) Tj ET Q q 0 0 0 rg BT 420.83 113.10 Td ($\(8.3\) ) Tj ET Q q 0 0 0 rg BT 448.95 113.10 Td (million ) Tj ET Q q 0 0 0 rg BT 481.79 113.10 Td (for ) Tj ET Q q 0 0 0 rg BT 497.40 113.10 Td (the ) Tj ET Q q 0 0 0 rg BT 513.57 113.10 Td (years ) Tj ET Q q 0 0 0 rg BT 538.63 113.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 101.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 107.63 101.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 132.17 101.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 154.22 101.10 Td (and ) Tj ET Q q 0 0 0 rg BT 170.70 101.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 195.25 101.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 242.91 101.10 Td (, ) Tj ET Q q 0 0 0 rg BT 247.45 101.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.94 101.10 Td (our ) Tj ET Q q 0 0 0 rg BT 279.31 101.10 Td (ef) Tj ET Q q 0 0 0 rg BT 286.90 101.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 316.15 101.10 Td (income ) Tj ET Q q 0 0 0 rg BT 347.63 101.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 361.89 101.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 382.81 101.10 Td (for ) Tj ET Q q 0 0 0 rg BT 396.51 101.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.78 101.10 Td (years ) Tj ET Q q 0 0 0 rg BT 433.92 101.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.84 101.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 517.97 101.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.97 101.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.51 101.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 89.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.36 89.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.36 89.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.78 89.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.62 89.10 Td (\(780.9\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.11 89.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.03 89.10 Td (29.2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.86 89.10 Td ( ) Tj ET Q q 0 0 0 rg BT 191.28 89.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.14 89.10 Td (15.6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.97 89.10 Td (, ) Tj ET Q q 0 0 0 rg BT 242.89 89.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 290.55 89.10 Td (. ) Tj ET Q q 0 0 0 rg BT 297.47 89.10 Td ( ) Tj ET Q q 0 0 0 rg BT 301.89 89.10 Td (On ) Tj ET Q q 0 0 0 rg BT 318.53 89.10 Td (December27, ) Tj ET Q q 0 0 0 rg BT 379.03 89.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 405.95 89.10 Td (two ) Tj ET Q q 0 0 0 rg BT 425.37 89.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.12 89.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.75 89.10 Td (Company) Tj ET Q q 0 0 0 rg BT 496.42 89.10 Td (s ) Tj ET Q q 0 0 0 rg BT 504.73 89.10 Td (wholly-owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 77.10 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 100.69 77.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 144.23 77.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 183.90 77.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 198.28 77.10 Td (r) Tj ET Q q 0 0 0 rg BT 201.06 77.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 210.72 77.10 Td (and ) Tj ET Q q 0 0 0 rg BT 226.63 77.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 270.17 77.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 308.73 77.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 323.11 77.10 Td (r) Tj ET Q q 0 0 0 rg BT 325.89 77.10 Td (.l., ) Tj ET Q q 0 0 0 rg BT 338.05 77.10 Td (mer) Tj ET Q q 0 0 0 rg BT 353.42 77.10 Td (ged, ) Tj ET Q q 0 0 0 rg BT 372.24 77.10 Td (with ) Tj ET Q q 0 0 0 rg BT 391.49 77.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 435.03 77.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 473.58 77.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 487.97 77.10 Td (r) Tj ET Q q 0 0 0 rg BT 490.75 77.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 500.41 77.10 Td (as ) Tj ET Q q 0 0 0 rg BT 510.63 77.10 Td (the ) Tj ET Q q 0 0 0 rg BT 524.73 77.10 Td (surviving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 65.10 Td (entity) Tj ET Q q 0 0 0 rg BT 71.62 65.10 Td (. ) Tj ET Q q 0 0 0 rg BT 75.40 65.10 Td ( ) Tj ET Q q 0 0 0 rg BT 76.39 65.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 119.32 65.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 157.26 65.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 171.04 65.10 Td (r) Tj ET Q q 0 0 0 rg BT 173.81 65.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 182.87 65.10 Td (was ) Tj ET Q q 0 0 0 rg BT 199.69 65.10 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 253.18 65.10 Td (renamed ) Tj ET Q q 0 0 0 rg BT 288.60 65.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 331.53 65.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 345.30 65.10 Td (r) Tj ET Q q 0 0 0 rg BT 348.08 65.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 357.13 65.10 Td ( ) Tj ET Q q 0 0 0 rg BT 358.31 65.10 Td (The ) Tj ET Q q 0 0 0 rg BT 375.13 65.10 Td (mer) Tj ET Q q 0 0 0 rg BT 390.50 65.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 404.54 65.10 Td (is ) Tj ET Q q 0 0 0 rg BT 412.48 65.10 Td (part ) Tj ET Q q 0 0 0 rg BT 429.30 65.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.91 65.10 Td (a ) Tj ET Q q 0 0 0 rg BT 444.62 65.10 Td (lar) Tj ET Q q 0 0 0 rg BT 454.98 65.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 469.03 65.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 511.41 65.10 Td (restructuring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 53.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 69.00 53.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 106.84 53.10 Td (to ) Tj ET Q q 0 0 0 rg BT 116.90 53.10 Td (simplify ) Tj ET Q q 0 0 0 rg BT 152.53 53.10 Td (the ) Tj ET Q q 0 0 0 rg BT 167.03 53.10 Td (Company) Tj ET Q q 0 0 0 rg BT 208.70 53.10 Td (s ) Tj ET Q q 0 0 0 rg BT 214.88 53.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 254.92 53.10 Td (structure, ) Tj ET Q q 0 0 0 rg BT 294.69 53.10 Td (allow ) Tj ET Q q 0 0 0 rg BT 319.19 53.10 Td (it ) Tj ET Q q 0 0 0 rg BT 327.04 53.10 Td (to ) Tj ET Q q 0 0 0 rg BT 337.10 53.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 368.82 53.10 Td (more ) Tj ET Q q 0 0 0 rg BT 391.65 53.10 Td (ef) Tj ET Q q 0 0 0 rg BT 399.24 53.10 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 434.85 53.10 Td (and ) Tj ET Q q 0 0 0 rg BT 451.57 53.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 480.51 53.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 540.00 53.10 Td (costs. ) Tj ET Q q 0 0 0 rg BT 565.00 53.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 41.10 Td (For ) Tj ET Q q 0 0 0 rg BT 66.04 41.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 112.51 41.10 Td (g ) Tj ET Q q 0 0 0 rg BT 120.16 41.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 135.03 41.10 Td (purposes, ) Tj ET Q q 0 0 0 rg BT 175.73 41.10 Td (the ) Tj ET Q q 0 0 0 rg BT 190.59 41.10 Td (mer) Tj ET Q q 0 0 0 rg BT 205.96 41.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 221.37 41.10 Td (was ) Tj ET Q q 0 0 0 rg BT 239.57 41.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 286.08 41.10 Td (at ) Tj ET Q q 0 0 0 rg BT 295.95 41.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 312.47 41.10 Td (value ) Tj ET Q q 0 0 0 rg BT 336.78 41.10 Td (and ) Tj ET Q q 0 0 0 rg BT 353.86 41.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 395.37 41.10 Td (an ) Tj ET Q q 0 0 0 rg BT 407.46 41.10 Td (NOL) Tj ET Q q 0 0 0 rg BT 427.64 41.10 Td ( ) Tj ET Q q 0 0 0 rg BT 430.29 41.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.27 41.10 Td ($1.3 ) Tj ET Q q 0 0 0 rg BT 461.41 41.10 Td (billion ) Tj ET Q q 0 0 0 rg BT 490.18 41.10 Td (and ) Tj ET Q q 0 0 0 rg BT 507.26 41.10 Td (a ) Tj ET Q q 0 0 0 rg BT 514.35 41.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 550.30 41.10 Td (tax ) Tj ET Q endstream endobj 85 0 obj <>] /Rotate 0 /Contents 86 0 R>> endobj 86 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (asset, ) Tj ET Q q 0 0 0 rg BT 73.58 731.10 Td (net ) Tj ET Q q 0 0 0 rg BT 87.94 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 98.41 731.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 137.76 731.10 Td (allowance, ) Tj ET Q q 0 0 0 rg BT 182.93 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.40 731.10 Td ($300.9 ) Tj ET Q q 0 0 0 rg BT 223.04 731.10 Td (million ) Tj ET Q q 0 0 0 rg BT 254.07 731.10 Td (as ) Tj ET Q q 0 0 0 rg BT 264.54 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.01 731.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 333.24 731.10 Td (2017. ) Tj ET Q q 0 0 0 rg BT 357.88 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 359.86 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 377.55 731.10 Td (NOL) Tj ET Q q 0 0 0 rg BT 397.73 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 399.87 731.10 Td (has ) Tj ET Q q 0 0 0 rg BT 415.34 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 421.92 731.10 Td (17 ) Tj ET Q q 0 0 0 rg BT 434.06 731.10 Td (year ) Tj ET Q q 0 0 0 rg BT 453.41 731.10 Td (life. ) Tj ET Q q 0 0 0 rg BT 471.37 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 473.36 731.10 Td (This ) Tj ET Q q 0 0 0 rg BT 493.28 731.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 528.72 731.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 543.08 731.10 Td (asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (was ) Tj ET Q q 0 0 0 rg BT 67.78 719.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 103.82 719.10 Td (of) Tj ET Q q 0 0 0 rg BT 111.97 719.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 129.13 719.10 Td (by ) Tj ET Q q 0 0 0 rg BT 141.85 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 156.79 719.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 186.73 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 197.78 719.10 Td (other ) Tj ET Q q 0 0 0 rg BT 221.05 719.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 255.99 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 266.49 719.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 286.99 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 304.16 719.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 350.63 719.10 Td (g ) Tj ET Q q 0 0 0 rg BT 358.35 719.10 Td (income ) Tj ET Q q 0 0 0 rg BT 390.51 719.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 405.45 719.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 427.05 719.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.11 719.10 Td ($6.3 ) Tj ET Q q 0 0 0 rg BT 458.33 719.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.22 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 489.95 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 507.11 719.10 Td (an ) Tj ET Q q 0 0 0 rg BT 519.27 719.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 554.75 719.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.24 707.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 110.65 707.10 Td (income ) Tj ET Q q 0 0 0 rg BT 142.62 707.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 157.38 707.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 192.67 707.10 Td (\(and ) Tj ET Q q 0 0 0 rg BT 212.98 707.10 Td (related ) Tj ET Q q 0 0 0 rg BT 242.72 707.10 Td (interest\) ) Tj ET Q q 0 0 0 rg BT 278.02 707.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.88 707.10 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 313.92 707.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.81 707.10 Td (. ) Tj ET Q q 0 0 0 rg BT 347.85 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 350.38 707.10 Td (Excluding ) Tj ET Q q 0 0 0 rg BT 394.02 707.10 Td (these ) Tj ET Q q 0 0 0 rg BT 417.11 707.10 Td (three ) Tj ET Q q 0 0 0 rg BT 439.63 707.10 Td (items, ) Tj ET Q q 0 0 0 rg BT 466.33 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.08 707.10 Td (Company) Tj ET Q q 0 0 0 rg BT 522.75 707.10 Td (s ) Tj ET Q q 0 0 0 rg BT 529.18 707.10 Td (adjusted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 695.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 87.62 695.10 Td (income ) Tj ET Q q 0 0 0 rg BT 120.37 695.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 135.92 695.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 154.23 695.10 Td (would ) Tj ET Q q 0 0 0 rg BT 182.55 695.10 Td (have ) Tj ET Q q 0 0 0 rg BT 204.75 695.10 Td (been ) Tj ET Q q 0 0 0 rg BT 226.96 695.10 Td (22.2% ) Tj ET Q q 0 0 0 rg BT 256.11 695.10 Td (\(see ) Tj ET Q q 0 0 0 rg BT 275.54 695.10 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 320.72 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 324.05 695.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 364.58 695.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 397.89 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.65 695.10 Td (reconciled ) Tj ET Q q 0 0 0 rg BT 460.62 695.10 Td (on ) Tj ET Q q 0 0 0 rg BT 473.94 695.10 Td (pages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.04 695.10 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.04 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 513.36 695.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.47 695.10 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.47 695.10 Td (\). ) Tj ET Q q 0 0 0 rg BT 543.62 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.95 695.10 Td (Our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 683.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 86.92 683.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 101.77 683.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 119.39 683.10 Td (dif) Tj ET Q q 0 0 0 rg BT 130.32 683.10 Td (fers ) Tj ET Q q 0 0 0 rg BT 147.94 683.10 Td (from ) Tj ET Q q 0 0 0 rg BT 170.01 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 184.86 683.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 231.33 683.10 Td (g ) Tj ET Q q 0 0 0 rg BT 238.96 683.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 276.59 683.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 291.44 683.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 309.06 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 320.02 683.10 Td (27.1% ) Tj ET Q q 0 0 0 rg BT 348.48 683.10 Td (for ) Tj ET Q q 0 0 0 rg BT 362.77 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 377.62 683.10 Td (year ) Tj ET Q q 0 0 0 rg BT 397.46 683.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 423.97 683.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 482.68 683.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 505.32 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 522.39 683.10 Td (29.2% ) Tj ET Q q 0 0 0 rg BT 550.85 683.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.47 671.10 Td (years ) Tj ET Q q 0 0 0 rg BT 88.32 671.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 114.94 671.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 173.78 671.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 196.53 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 213.72 671.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 238.97 671.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 278.93 671.10 Td (due ) Tj ET Q q 0 0 0 rg BT 296.12 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 306.65 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.62 671.10 Td (ef) Tj ET Q q 0 0 0 rg BT 329.20 671.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 346.94 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 358.02 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 372.99 671.10 Td (three ) Tj ET Q q 0 0 0 rg BT 395.72 671.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 440.69 671.10 Td (items ) Tj ET Q q 0 0 0 rg BT 465.10 671.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 506.18 671.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 535.31 671.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (deductions ) Tj ET Q q 0 0 0 rg BT 95.65 659.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.26 659.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 152.74 659.10 Td (g ) Tj ET Q q 0 0 0 rg BT 160.57 659.10 Td (and ) Tj ET Q q 0 0 0 rg BT 177.83 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 192.88 659.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 211.27 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 222.43 659.10 Td (income ) Tj ET Q q 0 0 0 rg BT 254.69 659.10 Td (and ) Tj ET Q q 0 0 0 rg BT 271.96 659.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 298.68 659.10 Td (with ) Tj ET Q q 0 0 0 rg BT 319.29 659.10 Td (varying ) Tj ET Q q 0 0 0 rg BT 352.66 659.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 367.71 659.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 389.42 659.10 Td (in ) Tj ET Q q 0 0 0 rg BT 400.02 659.10 Td (multiple ) Tj ET Q q 0 0 0 rg BT 436.18 659.10 Td (taxing ) Tj ET Q q 0 0 0 rg BT 464.01 659.10 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 518.58 659.10 Td (The ) Tj ET Q q 0 0 0 rg BT 536.95 659.10 Td (higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 647.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 647.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 87.13 647.10 Td (income ) Tj ET Q q 0 0 0 rg BT 119.41 647.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 134.47 647.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 152.30 647.10 Td (for ) Tj ET Q q 0 0 0 rg BT 166.80 647.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.86 647.10 Td (year ) Tj ET Q q 0 0 0 rg BT 201.91 647.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 228.63 647.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 287.56 647.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 310.40 647.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 352.67 647.10 Td (to ) Tj ET Q q 0 0 0 rg BT 363.29 647.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.35 647.10 Td (year ) Tj ET Q q 0 0 0 rg BT 398.40 647.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 425.12 647.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 484.05 647.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 506.89 647.10 Td (was ) Tj ET Q q 0 0 0 rg BT 525.29 647.10 Td (primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 635.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.04 635.10 Td (result ) Tj ET Q q 0 0 0 rg BT 88.58 635.10 Td (of ) Tj ET Q q 0 0 0 rg BT 99.23 635.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 124.32 635.10 Td (pretax ) Tj ET Q q 0 0 0 rg BT 151.62 635.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 185.88 635.10 Td (including ) Tj ET Q q 0 0 0 rg BT 225.97 635.10 Td (the ) Tj ET Q q 0 0 0 rg BT 240.51 635.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 270.04 635.10 Td (of ) Tj ET Q q 0 0 0 rg BT 280.69 635.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.23 635.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 333.66 635.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 377.08 635.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 397.46 635.10 Td (net ) Tj ET Q q 0 0 0 rg BT 412.00 635.10 Td (of ) Tj ET Q q 0 0 0 rg BT 422.65 635.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 463.28 635.10 Td (recovery) Tj ET Q q 0 0 0 rg BT 497.61 635.10 Td (, ) Tj ET Q q 0 0 0 rg BT 502.43 635.10 Td (which ) Tj ET Q q 0 0 0 rg BT 529.19 635.10 Td (changed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 623.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.22 623.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 82.27 623.10 Td (of ) Tj ET Q q 0 0 0 rg BT 93.10 623.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 124.48 623.10 Td (income ) Tj ET Q q 0 0 0 rg BT 156.41 623.10 Td (across ) Tj ET Q q 0 0 0 rg BT 183.90 623.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.62 623.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 250.56 623.10 Td (in ) Tj ET Q q 0 0 0 rg BT 260.84 623.10 Td (which ) Tj ET Q q 0 0 0 rg BT 287.78 623.10 Td (we ) Tj ET Q q 0 0 0 rg BT 301.94 623.10 Td (operate.) Tj ET Q endstream endobj 87 0 obj <>] /Rotate 0 /Contents 88 0 R>> endobj 88 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (43) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 49.5 729.68505859375 m 230.3837890625 729.68505859375 l s q 0 0 0 rg BT 49.50 731.25 Td (SEGMENT) Tj ET Q q 0 0 0 rg BT 99.33 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 101.83 731.25 Td (RESUL) Tj ET Q q 0 0 0 rg BT 134.26 731.25 Td (TS ) Tj ET Q q 0 0 0 rg BT 148.99 731.25 Td (OF) Tj ET Q q 0 0 0 rg BT 162.50 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 165.00 731.25 Td (OPERA) Tj ET Q q 0 0 0 rg BT 199.26 731.25 Td (TIONS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 58.76 710.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 88.29 710.25 Td (January ) Tj ET Q q 0 0 0 rg BT 121.72 710.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 131.55 710.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 156.38 710.25 Td (our ) Tj ET Q q 0 0 0 rg BT 172.04 710.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 214.90 710.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 254.45 710.25 Td (changed ) Tj ET Q q 0 0 0 rg BT 290.10 710.25 Td (as ) Tj ET Q q 0 0 0 rg BT 300.76 710.25 Td (a ) Tj ET Q q 0 0 0 rg BT 307.53 710.25 Td (result ) Tj ET Q q 0 0 0 rg BT 332.07 710.25 Td (of ) Tj ET Q q 0 0 0 rg BT 342.74 710.25 Td (a ) Tj ET Q q 0 0 0 rg BT 349.50 710.25 Td (change ) Tj ET Q q 0 0 0 rg BT 380.15 710.25 Td (in ) Tj ET Q q 0 0 0 rg BT 390.26 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 404.81 710.25 Td (way ) Tj ET Q q 0 0 0 rg BT 423.80 710.25 Td (our ) Tj ET Q q 0 0 0 rg BT 439.46 710.25 Td (chief ) Tj ET Q q 0 0 0 rg BT 461.77 710.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 501.87 710.25 Td (decision ) Tj ET Q q 0 0 0 rg BT 537.52 710.25 Td (maker ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (manages ) Tj ET Q q 0 0 0 rg BT 86.73 698.25 Td (our ) Tj ET Q q 0 0 0 rg BT 102.30 698.25 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 149.27 698.25 Td (allocates ) Tj ET Q q 0 0 0 rg BT 186.49 698.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 226.49 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 243.17 698.25 Td (evaluates ) Tj ET Q q 0 0 0 rg BT 282.62 698.25 Td (performance, ) Tj ET Q q 0 0 0 rg BT 337.88 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 354.56 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 369.02 698.25 Td (related ) Tj ET Q q 0 0 0 rg BT 398.47 698.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 432.92 698.25 Td (in ) Tj ET Q q 0 0 0 rg BT 442.94 698.25 Td (our ) Tj ET Q q 0 0 0 rg BT 458.51 698.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 491.29 698.25 Td (or) Tj ET Q q 0 0 0 rg BT 499.44 698.25 Td (ganization. ) Tj ET Q q 0 0 0 rg BT 545.84 698.25 Td ( ) Tj ET Q q 0 0 0 rg BT 548.08 698.25 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 71.04 686.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 79.26 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 90.80 686.25 Td (Part ) Tj ET Q q 0 0 0 rg BT 110.13 686.25 Td (I, ) Tj ET Q q 0 0 0 rg BT 119.17 686.25 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.61 686.25 Td (Reportable ) Tj ET Q q 0 0 0 rg BT 171.26 686.25 Td (Segments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.03 686.25 Td (, ) Tj ET Q q 0 0 0 rg BT 219.18 686.25 Td (for ) Tj ET Q q 0 0 0 rg BT 234.06 686.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 277.26 686.25 Td (information ) Tj ET Q q 0 0 0 rg BT 327.69 686.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 369.22 686.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 404.64 686.25 Td (in ) Tj ET Q q 0 0 0 rg BT 415.64 686.25 Td (our ) Tj ET Q q 0 0 0 rg BT 432.18 686.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 475.93 686.25 Td (segments. ) Tj ET Q q 0 0 0 rg BT 518.86 686.25 Td ( ) Tj ET Q q 0 0 0 rg BT 522.08 686.25 Td (Prior ) Tj ET Q q 0 0 0 rg BT 545.29 686.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 98.64 674.25 Td (period ) Tj ET Q q 0 0 0 rg BT 126.69 674.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 162.51 674.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 209.45 674.25 Td (have ) Tj ET Q q 0 0 0 rg BT 230.83 674.25 Td (been ) Tj ET Q q 0 0 0 rg BT 252.21 674.25 Td (restated ) Tj ET Q q 0 0 0 rg BT 285.80 674.25 Td (to ) Tj ET Q q 0 0 0 rg BT 296.08 674.25 Td (conform ) Tj ET Q q 0 0 0 rg BT 332.45 674.25 Td (to ) Tj ET Q q 0 0 0 rg BT 342.73 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.45 674.25 Td (current ) Tj ET Q q 0 0 0 rg BT 388.26 674.25 Td (year ) Tj ET Q q 0 0 0 rg BT 407.97 674.25 Td (presentation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 653.25 Td (The ) Tj ET Q q 0 0 0 rg BT 68.65 653.25 Td (following ) Tj ET Q q 0 0 0 rg BT 111.14 653.25 Td (section ) Tj ET Q q 0 0 0 rg BT 143.06 653.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 181.10 653.25 Td (a ) Tj ET Q q 0 0 0 rg BT 189.14 653.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 234.41 653.25 Td (of ) Tj ET Q q 0 0 0 rg BT 246.34 653.25 Td (pretax ) Tj ET Q q 0 0 0 rg BT 274.93 653.25 Td (results ) Tj ET Q q 0 0 0 rg BT 304.64 653.25 Td (of ) Tj ET Q q 0 0 0 rg BT 316.57 653.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 361.83 653.25 Td (of ) Tj ET Q q 0 0 0 rg BT 373.76 653.25 Td (our ) Tj ET Q q 0 0 0 rg BT 390.69 653.25 Td (business ) Tj ET Q q 0 0 0 rg BT 428.18 653.25 Td (segments. ) Tj ET Q q 0 0 0 rg BT 471.50 653.25 Td ( ) Tj ET Q q 0 0 0 rg BT 474.84 653.25 Td (T) Tj ET Q q 0 0 0 rg BT 480.60 653.25 Td (ransactions ) Tj ET Q q 0 0 0 rg BT 529.18 653.25 Td (between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 641.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 89.22 641.25 Td (are ) Tj ET Q q 0 0 0 rg BT 103.92 641.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 146.96 641.25 Td (for ) Tj ET Q q 0 0 0 rg BT 161.12 641.25 Td (as ) Tj ET Q q 0 0 0 rg BT 171.95 641.25 Td (third ) Tj ET Q q 0 0 0 rg BT 193.33 641.25 Td (party ) Tj ET Q q 0 0 0 rg BT 216.38 641.25 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 272.74 641.25 Td (for ) Tj ET Q q 0 0 0 rg BT 286.90 641.25 Td (purposes ) Tj ET Q q 0 0 0 rg BT 324.95 641.25 Td (of ) Tj ET Q q 0 0 0 rg BT 335.78 641.25 Td (presenting ) Tj ET Q q 0 0 0 rg BT 379.94 641.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 415.76 641.25 Td (results ) Tj ET Q q 0 0 0 rg BT 444.37 641.25 Td (of ) Tj ET Q q 0 0 0 rg BT 455.20 641.25 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 620.25 Td (Financial information for our segments was as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 549.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 549.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 549.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 549.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 549.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 549.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 549.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 549.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 549.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 525.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 525.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 525.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 525.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 525.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 525.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 525.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 525.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 525.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 501.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 501.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 501.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 501.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 501.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 501.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 501.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 501.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 501.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 477.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 477.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 477.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 477.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 477.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 477.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 477.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 477.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 477.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 453.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 453.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 453.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 453.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 453.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 453.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 453.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 453.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 453.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 429.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 429.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 429.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 429.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 429.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 429.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 429.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 429.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 429.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 404.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 404.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 404.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 404.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 404.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 404.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 404.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 404.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 404.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 380.75 265.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 380.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 380.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 380.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 380.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 380.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 380.75 58.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 380.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 380.75 58.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 596.75 m 377 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 596.75 m 381 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 596.75 m 439 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 596.75 m 443 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 596.75 m 501 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501 596.75 m 505 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 596.75 m 563 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 561.75 m 315 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 596.75 m 377 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 561.75 m 377 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 596.75 m 381 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 596.75 m 439 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 561.75 m 439 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 596.75 m 443 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 596.75 m 501 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 561.75 m 501 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501 596.75 m 505 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 596.75 m 563 596.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 561.75 m 563 561.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 501.75 m 377 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 501.75 m 439 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 501.75 m 501 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 501.75 m 563 501.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 477.75 m 377 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 477.75 m 439 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 477.75 m 501 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 477.75 m 563 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 453.75 m 377 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 453.75 m 439 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 453.75 m 501 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 453.75 m 563 453.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 429.75 m 377 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 429.75 m 439 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 429.75 m 501 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 429.75 m 563 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 429.75 m 377 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 429.75 m 439 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 429.75 m 501 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 429.75 m 563 429.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 405.75 m 377 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 403.75 m 377 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 405.75 m 439 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 403.75 m 439 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 405.75 m 501 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 403.75 m 501 403.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 405.75 m 563 405.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 403.75 m 563 403.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 52.50 599.47 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 375.05 600.98 Td (For) Tj ET Q q 0 0 0 rg BT 387.34 600.98 Td ( the year) Tj ET Q q 0 0 0 rg BT 416.96 600.98 Td ( ended December) Tj ET Q q 0 0 0 rg BT 475.91 600.98 Td (31, 2017) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 566.20 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 330.80 573.98 Td (Mortgage ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.60 565.98 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 390.05 573.98 Td (Real Estate ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.60 565.98 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 461.35 588.83 Td (Other) Tj ET Q q 0 0 0 rg BT 481.64 588.83 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 452.45 580.83 Td (Businesses, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 446.25 572.83 Td (Corporate and ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 449.70 564.83 Td (Eliminations) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 511.05 573.98 Td (Consolidated ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 516.00 565.98 Td (Altisour) Tj ET Q q 0 0 0 rg BT 543.86 565.98 Td (ce) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 540.37 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 528.37 Td (Service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 528.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 528.37 Td (754,058) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.50 528.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.25 528.37 Td (86,821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 528.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 528.37 Td (58,682) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 528.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 528.37 Td (899,561) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 516.37 Td (Reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 516.37 Td (36,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.25 516.37 Td (2,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.80 516.37 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 516.37 Td (39,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 504.37 Td (Non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 504.37 Td (2,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.80 504.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.80 504.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 504.37 Td (2,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 492.37 Td (793,684) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.25 492.37 Td (89,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 492.37 Td (58,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 492.37 Td (942,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 480.37 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 480.37 Td (545,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.25 480.37 Td (96,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 480.37 Td (57,391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 480.37 Td (699,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 468.37 Td (Gross profit \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 468.37 Td (248,177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.95 468.37 Td (\(7,180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 468.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.25 468.37 Td (1,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 468.37 Td (242,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 456.37 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 456.37 Td (1) Tj ET Q q 0 0 0 rg BT 340.60 456.37 Td (14,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.25 456.37 Td (18,718) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 456.37 Td (59,709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 456.37 Td (192,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 444.37 Td (Income \(loss\) from operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 444.37 Td (133,962) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.95 444.37 Td (\(25,898) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 444.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.95 444.37 Td (\(58,358) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 444.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 444.37 Td (49,706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 432.37 Td (T) Tj ET Q q 0 0 0 rg BT 58.26 432.37 Td (otal other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 432.37 Td (72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.45 432.37 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 432.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.95 432.37 Td (\(14,399) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 432.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 432.37 Td (\(14,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 432.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 408.32 Td (Income \(loss\) before income taxes and non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 408.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 408.32 Td (134,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.50 408.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.95 408.32 Td (\(25,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 408.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 408.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.95 408.32 Td (\(72,757) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 408.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 408.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 408.32 Td (35,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 383.37 Td (Mar) Tj ET Q q 0 0 0 rg BT 68.98 383.37 Td (gins:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 370.42 Td (Gross profit \(loss\)/service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 370.42 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 370.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.45 370.42 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 370.42 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.80 370.42 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 370.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 370.42 Td (27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 370.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 356.37 Td (Income \(loss\) from operations/service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 356.37 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 356.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.45 356.37 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 356.37 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.45 356.37 Td (\(99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 356.37 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 356.37 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 356.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 253.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 253.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 253.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 253.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 253.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 253.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 253.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 253.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 253.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 229.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 229.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 229.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 229.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 229.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 229.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 229.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 229.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 229.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 205.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 205.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 205.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 205.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 205.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 205.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 205.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 205.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 205.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 181.75 265.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 181.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 181.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 181.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 181.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 181.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 181.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 181.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 181.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 156.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 156.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 156.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 156.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 156.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 156.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 156.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 156.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 156.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 132.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 132.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 132.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 132.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 132.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 132.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 132.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 132.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 132.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 108.75 265.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 108.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 108.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 108.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 108.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 108.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 108.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 108.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 108.75 58.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 83.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 83.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 83.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 83.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 83.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 83.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 83.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 83.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 83.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 59.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 59.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 59.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 59.75 4.00 -12.00 re f /GS0 gs 0.8 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m 439 205.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 205.75 m 501 205.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 205.75 m 563 205.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 181.75 m 377 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 181.75 m 439 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 181.75 m 501 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 181.75 m 563 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 144.75 m 377 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 144.75 m 439 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 144.75 m 501 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 144.75 m 563 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 120.75 m 377 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 120.75 m 439 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 120.75 m 501 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 120.75 m 563 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 120.75 m 377 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 120.75 m 439 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 120.75 m 501 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 120.75 m 563 120.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 96.75 m 377 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 94.75 m 377 94.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 96.75 m 439 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 94.75 m 439 94.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 96.75 m 501 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 94.75 m 501 94.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 96.75 m 563 96.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 94.75 m 563 94.75 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 52.50 303.47 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 375.05 304.98 Td (For) Tj ET Q q 0 0 0 rg BT 387.34 304.98 Td ( the year) Tj ET Q q 0 0 0 rg BT 416.96 304.98 Td ( ended December) Tj ET Q q 0 0 0 rg BT 475.91 304.98 Td (31, 2016) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 270.20 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 330.80 277.98 Td (Mortgage ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.60 269.98 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 390.05 277.98 Td (Real Estate ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.60 269.98 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 461.35 292.83 Td (Other) Tj ET Q q 0 0 0 rg BT 481.64 292.83 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 452.45 284.83 Td (Businesses, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 446.25 276.83 Td (Corporate and ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 449.70 268.83 Td (Eliminations) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 511.05 277.98 Td (Consolidated ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 516.00 269.98 Td (Altisour) Tj ET Q q 0 0 0 rg BT 543.86 269.98 Td (ce) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 244.37 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 232.37 Td (Service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 232.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 232.37 Td (774,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.50 232.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.25 232.37 Td (84,805) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 232.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 232.37 Td (83,280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 232.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 232.37 Td (942,599) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 220.37 Td (Reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 220.37 Td (50,1) Tj ET Q q 0 0 0 rg BT 358.15 220.37 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.25 220.37 Td (1,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.80 220.37 Td (109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 220.37 Td (52,01) Tj ET Q q 0 0 0 rg BT 549.15 220.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 208.37 Td (Non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 208.37 Td (2,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.80 208.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.80 208.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 208.37 Td (2,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 196.37 Td (827,324) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.25 196.37 Td (86,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 196.37 Td (83,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 196.37 Td (997,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 184.37 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 184.37 Td (546,540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.25 184.37 Td (64,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 184.37 Td (78,939) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 184.37 Td (690,045) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 172.32 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 172.32 Td (280,784) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.25 172.32 Td (22,024) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.25 172.32 Td (4,450) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 172.32 Td (307,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 159.37 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 159.37 Td (121,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.25 159.37 Td (23,291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 159.37 Td (69,356) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 159.37 Td (214,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 147.37 Td (Litigation settlement loss, net of $4,000 insurance recovery) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 147.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.80 147.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 147.37 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 147.37 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 135.37 Td (Income \(loss\) from operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 135.37 Td (159,276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.95 135.37 Td (\(1,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 135.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.95 135.37 Td (\(92,906) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 135.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 135.37 Td (65,103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 123.37 Td (T) Tj ET Q q 0 0 0 rg BT 58.26 123.37 Td (otal other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.15 123.37 Td (154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.45 123.37 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 123.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.95 123.37 Td (\(20,931) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 123.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 123.37 Td (\(20,782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 123.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 99.32 Td (Income \(loss\) before income taxes and non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 99.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 99.32 Td (159,430) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.50 99.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.95 99.32 Td (\(1,272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 99.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 99.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.95 99.32 Td (\(1) Tj ET Q q 0 0 0 rg BT 461.28 99.32 Td (13,837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 99.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 99.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 99.32 Td (44,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 74.37 Td (Mar) Tj ET Q q 0 0 0 rg BT 68.98 74.37 Td (gins:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 62.37 Td (Gross profit/service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 62.37 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 62.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.80 62.37 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 62.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.80 62.37 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 62.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 62.37 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 62.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 50.37 Td (Income \(loss\) from operations/service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 50.37 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 50.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.45 50.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 50.37 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.45 50.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 478.78 50.37 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 50.37 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 50.37 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 50.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 89 0 obj <>] /Rotate 0 /Contents 90 0 R>> endobj 90 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (44) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 677.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 677.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 677.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 677.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 677.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 677.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 677.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 677.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 677.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 653.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 653.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 653.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 653.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 653.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 653.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 653.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 653.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 653.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 629.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 629.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 629.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 629.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 629.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 629.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 629.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 629.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 629.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 605.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 605.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 605.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 605.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 605.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 605.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 605.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 605.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 605.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 580.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 580.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 580.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 580.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 580.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 580.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 580.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 580.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 580.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 556.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 556.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 556.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 556.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 556.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 556.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 556.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 556.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 556.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 532.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 532.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 532.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 532.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 532.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 532.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 532.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 532.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 532.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 505.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 505.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 505.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 505.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 505.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 505.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 505.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 505.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 505.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 481.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 481.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 481.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 481.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 481.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 481.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 481.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 481.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 481.50 58.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 724.5 m 377 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 724.5 m 381 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 724.5 m 439 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 724.5 m 443 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 724.5 m 501 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501 724.5 m 505 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 724.5 m 563 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 689.5 m 315 689.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 724.5 m 377 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 689.5 m 377 689.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377 724.5 m 381 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 724.5 m 439 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 689.5 m 439 689.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 724.5 m 443 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 724.5 m 501 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 689.5 m 501 689.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501 724.5 m 505 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 724.5 m 563 724.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 689.5 m 563 689.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 689.5 m 501 689.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 629.5 m 377 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 629.5 m 439 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 629.5 m 501 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 629.5 m 563 629.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 605.5 m 377 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 605.5 m 439 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 605.5 m 501 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 605.5 m 563 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 556.5 m 377 556.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 556.5 m 439 556.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 556.5 m 501 556.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 556.5 m 563 556.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 556.5 m 377 556.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 556.5 m 439 556.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 556.5 m 501 556.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 556.5 m 563 556.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 532.5 m 377 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 532.5 m 439 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 532.5 m 501 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 532.5 m 563 532.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 506.5 m 377 506.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 504.5 m 377 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 506.5 m 439 506.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 504.5 m 439 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 506.5 m 501 506.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 504.5 m 501 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 506.5 m 563 506.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 504.5 m 563 504.5 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 52.50 727.22 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 375.05 728.73 Td (For) Tj ET Q q 0 0 0 rg BT 387.34 728.73 Td ( the year) Tj ET Q q 0 0 0 rg BT 416.96 728.73 Td ( ended December) Tj ET Q q 0 0 0 rg BT 475.91 728.73 Td (31, 2015) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 693.95 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 330.80 701.73 Td (Mortgage ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.60 693.73 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 390.05 701.73 Td (Real Estate ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.60 693.73 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 461.35 716.58 Td (Other) Tj ET Q q 0 0 0 rg BT 481.64 716.58 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 452.45 708.58 Td (Businesses, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 446.25 700.58 Td (Corporate and ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 449.70 692.58 Td (Eliminations) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 511.05 701.73 Td (Consolidated ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 516.00 693.73 Td (Altisour) Tj ET Q q 0 0 0 rg BT 543.86 693.73 Td (ce) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 668.12 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 656.12 Td (Service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 656.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 656.12 Td (781,984) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.50 656.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 656.12 Td (46,963) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 656.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.25 656.12 Td (1) Tj ET Q q 0 0 0 rg BT 461.25 656.12 Td (1) Tj ET Q q 0 0 0 rg BT 466.25 656.12 Td (1,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 656.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 656.12 Td (940,920) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 644.12 Td (Reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 644.12 Td (99,988) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 644.12 Td (7,236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.80 644.12 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 644.12 Td (107,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 632.12 Td (Non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.65 632.12 Td (3,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 632.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.80 632.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 632.12 Td (3,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 620.12 Td (885,174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 620.12 Td (54,199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.25 620.12 Td (1) Tj ET Q q 0 0 0 rg BT 461.25 620.12 Td (12,093) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.10 620.12 Td (1,051,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 608.12 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 608.12 Td (552,676) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 608.12 Td (38,541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 608.12 Td (96,1) Tj ET Q q 0 0 0 rg BT 478.75 608.12 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 608.12 Td (687,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 596.12 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 596.12 Td (332,498) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 596.12 Td (15,658) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 596.12 Td (15,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 596.12 Td (364,139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 584.07 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 584.07 Td (132,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 584.07 Td (7,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.25 584.07 Td (81,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.60 584.07 Td (220,868) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 571.12 Td (Impairment losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 571.12 Td (64,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 571.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.25 571.12 Td (7,639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 571.12 Td (71,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 559.12 Td (Change in the fair value of Equator Earn Out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.30 559.12 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 559.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 559.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.80 559.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 559.12 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 559.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 547.12 Td (Income \(loss\) from operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 547.12 Td (143,609) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 547.12 Td (8,144) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.95 547.12 Td (\(72,676) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 547.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 547.12 Td (79,077) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 535.12 Td (T) Tj ET Q q 0 0 0 rg BT 58.26 535.12 Td (otal other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.15 535.12 Td (621) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.15 535.12 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.95 535.12 Td (\(26,640) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 535.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 535.12 Td (\(26,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 535.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 510.17 Td (Income \(loss\) before income taxes and non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 510.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.60 510.17 Td (144,230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.50 510.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 510.17 Td (8,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 510.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.95 510.17 Td (\(99,316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 510.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 510.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 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BT 373.80 612.37 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 612.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 612.37 Td (51,780) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 612.37 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 612.37 Td (41,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 600.37 Td (T) Tj ET Q q 0 0 0 rg BT 76.26 600.37 Td (otal service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 600.37 Td (754,058) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.80 600.37 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 600.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 600.37 Td (774,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 600.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 600.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 600.37 Td (781,984) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 576.37 Td (Reimbursable expenses:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 564.37 Td (Servicer Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 564.37 Td (36,636) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 564.37 Td (\(26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 564.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 564.37 Td (49,838) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 564.37 Td (\(50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 564.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 564.37 Td (99,832) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 552.37 Td (Origination Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.15 552.37 Td (250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 552.37 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 552.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 552.37 Td (279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 552.37 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 552.37 Td (156) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 540.37 Td (T) Tj ET Q q 0 0 0 rg BT 76.26 540.37 Td (otal reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 540.37 Td (36,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 540.37 Td (\(26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 540.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 540.37 Td (50,1) Tj ET Q q 0 0 0 rg BT 431.15 540.37 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 540.37 Td (\(50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 540.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 540.37 Td (99,988) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 516.37 Td (Non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 516.37 Td (2,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 516.37 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 516.37 Td (2,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 516.37 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 516.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 516.37 Td (3,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 492.32 Td (T) Tj ET Q q 0 0 0 rg BT 75.91 492.32 Td (otal revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 492.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 492.32 Td (793,684) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.80 492.37 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 492.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 492.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 492.32 Td (827,324) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 492.37 Td (\(7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 492.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 492.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 492.32 Td (885,174) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 465.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 465.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.68 465.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 112.65 465.25 Td (service ) Tj ET Q q 0 0 0 rg BT 144.07 465.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 178.83 465.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.26 465.25 Td ($754.1 ) Tj ET Q q 0 0 0 rg BT 220.87 465.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.76 465.25 Td ( ) Tj ET Q q 0 0 0 rg BT 252.87 465.25 Td (for ) Tj ET Q q 0 0 0 rg BT 267.64 465.25 Td (the ) Tj ET Q q 0 0 0 rg BT 282.96 465.25 Td (year ) Tj ET Q q 0 0 0 rg BT 303.27 465.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.26 465.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 389.45 465.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.45 465.25 Td (, ) Tj ET Q q 0 0 0 rg BT 415.06 465.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.60 465.25 Td (3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.93 465.25 Td ( ) Tj ET Q q 0 0 0 rg BT 439.04 465.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 476.56 465.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 519.09 465.25 Td (to ) Tj ET Q q 0 0 0 rg BT 529.98 465.25 Td (the ) Tj ET Q q 0 0 0 rg BT 545.30 465.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 453.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.35 453.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 133.40 453.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.40 453.25 Td (. ) Tj ET Q q 0 0 0 rg BT 157.88 453.25 Td ( ) Tj ET Q q 0 0 0 rg BT 159.71 453.25 Td (The ) Tj ET Q q 0 0 0 rg BT 177.22 453.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 213.61 453.25 Td (in ) Tj ET Q q 0 0 0 rg BT 223.36 453.25 Td (service ) Tj ET Q q 0 0 0 rg BT 253.65 453.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 287.26 453.25 Td (was ) Tj ET Q q 0 0 0 rg BT 304.79 453.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 343.97 453.25 Td (a ) Tj ET Q q 0 0 0 rg BT 350.38 453.25 Td (result ) Tj ET Q q 0 0 0 rg BT 374.57 453.25 Td (of ) Tj ET Q q 0 0 0 rg BT 384.87 453.25 Td (the ) Tj ET Q q 0 0 0 rg BT 399.06 453.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 438.79 453.25 Td (in ) Tj ET Q q 0 0 0 rg BT 448.54 453.25 Td (the ) Tj ET Q q 0 0 0 rg BT 462.73 453.25 Td (size ) Tj ET Q q 0 0 0 rg BT 480.25 453.25 Td (of ) Tj ET Q q 0 0 0 rg BT 490.55 453.25 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 521.65 453.25 Td (s ) Tj ET Q q 0 0 0 rg BT 527.52 453.25 Td (portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 441.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.90 441.25 Td (number ) Tj ET Q q 0 0 0 rg BT 100.42 441.25 Td (of ) Tj ET Q q 0 0 0 rg BT 111.71 441.25 Td (delinquent ) Tj ET Q q 0 0 0 rg BT 156.89 441.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 180.96 441.25 Td (in ) Tj ET Q q 0 0 0 rg BT 191.71 441.25 Td (its ) Tj ET Q q 0 0 0 rg BT 204.12 441.25 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 242.08 441.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 280.04 441.25 Td (from ) Tj ET Q q 0 0 0 rg BT 302.44 441.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 322.63 441.25 Td (repayments, ) Tj ET Q q 0 0 0 rg BT 374.19 441.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 394.37 441.25 Td (modifications, ) Tj ET Q q 0 0 0 rg BT 454.82 441.25 Td (short ) Tj ET Q q 0 0 0 rg BT 477.79 441.25 Td (sales, ) Tj ET Q q 0 0 0 rg BT 502.69 441.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 525.66 441.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 548.06 441.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 429.25 Td (other ) Tj ET Q q 0 0 0 rg BT 72.34 429.25 Td (forms ) Tj ET Q q 0 0 0 rg BT 97.97 429.25 Td (of ) Tj ET Q q 0 0 0 rg BT 108.60 429.25 Td (resolution ) Tj ET Q q 0 0 0 rg BT 150.89 429.25 Td (in ) Tj ET Q q 0 0 0 rg BT 160.97 429.25 Td (the ) Tj ET Q q 0 0 0 rg BT 175.48 429.25 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 211.09 429.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 251.18 429.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 289.87 429.25 Td ( ) Tj ET Q q 0 0 0 rg BT 292.00 429.25 Td (This ) Tj ET Q q 0 0 0 rg BT 312.08 429.25 Td (decline ) Tj ET Q q 0 0 0 rg BT 343.25 429.25 Td (was ) Tj ET Q q 0 0 0 rg BT 361.09 429.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 396.71 429.25 Td (of) Tj ET Q q 0 0 0 rg BT 404.86 429.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 421.60 429.25 Td (by ) Tj ET Q q 0 0 0 rg BT 433.89 429.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 464.52 429.25 Td (in ) Tj ET Q q 0 0 0 rg BT 474.60 429.25 Td (the ) Tj ET Q q 0 0 0 rg BT 489.11 429.25 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 524.72 429.25 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 417.25 Td (business ) Tj ET Q q 0 0 0 rg BT 86.31 417.25 Td (in ) Tj ET Q q 0 0 0 rg BT 97.00 417.25 Td (referrals ) Tj ET Q q 0 0 0 rg BT 133.23 417.25 Td (of ) Tj ET Q q 0 0 0 rg BT 144.48 417.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 174.60 417.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 203.06 417.25 Td (fee ) Tj ET Q q 0 0 0 rg BT 218.18 417.25 Td (property ) Tj ET Q q 0 0 0 rg BT 254.98 417.25 Td (preservation ) Tj ET Q q 0 0 0 rg BT 307.32 417.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 344.94 417.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 376.19 417.25 Td (in ) Tj ET Q q 0 0 0 rg BT 386.89 417.25 Td (non-Ocwen ) Tj ET Q q 0 0 0 rg BT 436.46 417.25 Td (service ) Tj ET Q q 0 0 0 rg BT 467.69 417.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 506.14 417.25 Td (from ) Tj ET Q q 0 0 0 rg BT 528.50 417.25 Td (new ) Tj ET Q q 0 0 0 rg BT 548.08 417.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 405.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 83.16 405.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 125.71 405.25 Td (and ) Tj ET Q q 0 0 0 rg BT 142.14 405.25 Td (increases ) Tj ET Q q 0 0 0 rg BT 180.78 405.25 Td (in ) Tj ET Q q 0 0 0 rg BT 190.56 405.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 209.77 405.25 Td (disbursement ) Tj ET Q q 0 0 0 rg BT 265.10 405.25 Td (processing ) Tj ET Q q 0 0 0 rg BT 309.86 405.25 Td (services ) Tj ET Q q 0 0 0 rg BT 344.07 405.25 Td (in ) Tj ET Q q 0 0 0 rg BT 353.84 405.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 399.71 405.25 Td (with ) Tj ET Q q 0 0 0 rg BT 419.49 405.25 Td (the ) Tj ET Q q 0 0 0 rg BT 433.70 405.25 Td (Granite ) Tj ET Q q 0 0 0 rg BT 465.68 405.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 511.56 405.25 Td (in ) Tj ET Q q 0 0 0 rg BT 521.34 405.25 Td (July ) Tj ET Q q 0 0 0 rg BT 540.00 405.25 Td (2016. ) Tj ET Q q 0 0 0 rg BT 565.00 405.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 393.25 Td (In ) Tj ET Q q 0 0 0 rg BT 60.64 393.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 98.73 393.25 Td (an ) Tj ET Q q 0 0 0 rg BT 110.98 393.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 146.55 393.25 Td (in ) Tj ET Q q 0 0 0 rg BT 157.14 393.25 Td (service ) Tj ET Q q 0 0 0 rg BT 188.27 393.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 222.73 393.25 Td (and ) Tj ET Q q 0 0 0 rg BT 239.99 393.25 Td (a ) Tj ET Q q 0 0 0 rg BT 247.24 393.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 284.47 393.25 Td (in ) Tj ET Q q 0 0 0 rg BT 295.06 393.25 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 350.07 393.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 388.99 393.25 Td (in ) Tj ET Q q 0 0 0 rg BT 399.58 393.25 Td (the ) Tj ET Q q 0 0 0 rg BT 414.61 393.25 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 450.74 393.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 491.34 393.25 Td (business ) Tj ET Q q 0 0 0 rg BT 528.05 393.25 Td (was ) Tj ET Q q 0 0 0 rg BT 546.41 393.25 Td (also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 381.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.83 381.25 Td (result ) Tj ET Q q 0 0 0 rg BT 90.16 381.25 Td (of ) Tj ET Q q 0 0 0 rg BT 101.61 381.25 Td (an ) Tj ET Q q 0 0 0 rg BT 114.16 381.25 Td (early ) Tj ET Q q 0 0 0 rg BT 137.26 381.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 160.37 381.25 Td (change ) Tj ET Q q 0 0 0 rg BT 191.80 381.25 Td (in ) Tj ET Q q 0 0 0 rg BT 202.70 381.25 Td (the ) Tj ET Q q 0 0 0 rg BT 218.03 381.25 Td (billing ) Tj ET Q q 0 0 0 rg BT 247.25 381.25 Td (model ) Tj ET Q q 0 0 0 rg BT 275.36 381.25 Td (for ) Tj ET Q q 0 0 0 rg BT 290.14 381.25 Td (preservation ) Tj ET Q q 0 0 0 rg BT 342.68 381.25 Td (services ) Tj ET Q q 0 0 0 rg BT 378.00 381.25 Td (on ) Tj ET Q q 0 0 0 rg BT 391.11 381.25 Td (new ) Tj ET Q q 0 0 0 rg BT 410.89 381.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 442.32 381.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 465.43 381.25 Td (referrals ) Tj ET Q q 0 0 0 rg BT 501.85 381.25 Td (that ) Tj ET Q q 0 0 0 rg BT 519.96 381.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 554.73 381.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 369.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.20 369.25 Td (services ) Tj ET Q q 0 0 0 rg BT 113.91 369.25 Td (that ) Tj ET Q q 0 0 0 rg BT 131.40 369.25 Td (were ) Tj ET Q q 0 0 0 rg BT 153.33 369.25 Td (historically ) Tj ET Q q 0 0 0 rg BT 200.82 369.25 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 255.53 369.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 294.12 369.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 328.27 369.25 Td (becoming ) Tj ET Q q 0 0 0 rg BT 370.20 369.25 Td (service ) Tj ET Q q 0 0 0 rg BT 401.02 369.25 Td (revenue.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 348.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 348.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.68 348.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 112.65 348.25 Td (service ) Tj ET Q q 0 0 0 rg BT 144.07 348.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 178.83 348.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.26 348.25 Td ($774.5 ) Tj ET Q q 0 0 0 rg BT 220.87 348.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.76 348.25 Td ( ) Tj ET Q q 0 0 0 rg BT 252.87 348.25 Td (for ) Tj ET Q q 0 0 0 rg BT 267.64 348.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.96 348.25 Td (year ) Tj ET Q q 0 0 0 rg BT 303.27 348.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.15 348.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.26 348.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 389.45 348.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.45 348.25 Td (, ) Tj ET Q q 0 0 0 rg BT 415.06 348.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.60 348.25 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.93 348.25 Td ( ) Tj ET Q q 0 0 0 rg BT 439.04 348.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 476.56 348.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 519.09 348.25 Td (to ) Tj ET Q q 0 0 0 rg BT 529.98 348.25 Td (the ) Tj ET Q q 0 0 0 rg BT 545.30 348.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 336.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.35 336.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 133.40 336.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.40 336.25 Td (. ) Tj ET Q q 0 0 0 rg BT 157.88 336.25 Td ( ) Tj ET Q q 0 0 0 rg BT 159.71 336.25 Td (The ) Tj ET Q q 0 0 0 rg BT 177.22 336.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 213.61 336.25 Td (in ) Tj ET Q q 0 0 0 rg BT 223.36 336.25 Td (service ) Tj ET Q q 0 0 0 rg BT 253.65 336.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 287.26 336.25 Td (was ) Tj ET Q q 0 0 0 rg BT 304.79 336.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 343.97 336.25 Td (a ) Tj ET Q q 0 0 0 rg BT 350.38 336.25 Td (result ) Tj ET Q q 0 0 0 rg BT 374.57 336.25 Td (of ) Tj ET Q q 0 0 0 rg BT 384.87 336.25 Td (the ) Tj ET Q q 0 0 0 rg BT 399.06 336.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 438.79 336.25 Td (in ) Tj ET Q q 0 0 0 rg BT 448.54 336.25 Td (the ) Tj ET Q q 0 0 0 rg BT 462.73 336.25 Td (size ) Tj ET Q q 0 0 0 rg BT 480.25 336.25 Td (of ) Tj ET Q q 0 0 0 rg BT 490.55 336.25 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 521.65 336.25 Td (s ) Tj ET Q q 0 0 0 rg BT 527.52 336.25 Td (portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 324.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.90 324.25 Td (number ) Tj ET Q q 0 0 0 rg BT 100.42 324.25 Td (of ) Tj ET Q q 0 0 0 rg BT 111.71 324.25 Td (delinquent ) Tj ET Q q 0 0 0 rg BT 156.89 324.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 180.96 324.25 Td (in ) Tj ET Q q 0 0 0 rg BT 191.71 324.25 Td (its ) Tj ET Q q 0 0 0 rg BT 204.12 324.25 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 242.08 324.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 280.04 324.25 Td (from ) Tj ET Q q 0 0 0 rg BT 302.44 324.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 322.63 324.25 Td (repayments, ) Tj ET Q q 0 0 0 rg BT 374.19 324.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 394.37 324.25 Td (modifications, ) Tj ET Q q 0 0 0 rg BT 454.82 324.25 Td (short ) Tj ET Q q 0 0 0 rg BT 477.79 324.25 Td (sales, ) Tj ET Q q 0 0 0 rg BT 502.69 324.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 525.66 324.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 548.06 324.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 312.25 Td (other ) Tj ET Q q 0 0 0 rg BT 72.38 312.25 Td (forms ) Tj ET Q q 0 0 0 rg BT 98.03 312.25 Td (of ) Tj ET Q q 0 0 0 rg BT 108.69 312.25 Td (resolution ) Tj ET Q q 0 0 0 rg BT 151.01 312.25 Td (and ) Tj ET Q q 0 0 0 rg BT 167.78 312.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 192.88 312.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 214.08 312.25 Td (char) Tj ET Q q 0 0 0 rg BT 231.11 312.25 Td (ged ) Tj ET Q q 0 0 0 rg BT 247.88 312.25 Td (to ) Tj ET Q q 0 0 0 rg BT 257.98 312.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 288.63 312.25 Td (for ) Tj ET Q q 0 0 0 rg BT 302.62 312.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 332.15 312.25 Td (software ) Tj ET Q q 0 0 0 rg BT 368.91 312.25 Td (services ) Tj ET Q q 0 0 0 rg BT 403.44 312.25 Td (in ) Tj ET Q q 0 0 0 rg BT 413.55 312.25 Td (the ) Tj ET Q q 0 0 0 rg BT 428.09 312.25 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 463.74 312.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 503.85 312.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 542.57 312.25 Td ( ) Tj ET Q q 0 0 0 rg BT 544.73 312.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 300.25 Td (decline ) Tj ET Q q 0 0 0 rg BT 81.12 300.25 Td (was ) Tj ET Q q 0 0 0 rg BT 99.43 300.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 135.50 300.25 Td (of) Tj ET Q q 0 0 0 rg BT 143.65 300.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 160.84 300.25 Td (by ) Tj ET Q q 0 0 0 rg BT 173.59 300.25 Td (an ) Tj ET Q q 0 0 0 rg BT 185.78 300.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 221.28 300.25 Td (in ) Tj ET Q q 0 0 0 rg BT 231.81 300.25 Td (service ) Tj ET Q q 0 0 0 rg BT 262.88 300.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 297.28 300.25 Td (and ) Tj ET Q q 0 0 0 rg BT 314.47 300.25 Td (a ) Tj ET Q q 0 0 0 rg BT 321.66 300.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 358.82 300.25 Td (in ) Tj ET Q q 0 0 0 rg BT 369.35 300.25 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 424.31 300.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 463.16 300.25 Td (in ) Tj ET Q q 0 0 0 rg BT 473.69 300.25 Td (the ) Tj ET Q q 0 0 0 rg BT 488.66 300.25 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 524.72 300.25 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 288.25 Td (business ) Tj ET Q q 0 0 0 rg BT 85.15 288.25 Td (as ) Tj ET Q q 0 0 0 rg BT 95.24 288.25 Td (a ) Tj ET Q q 0 0 0 rg BT 101.44 288.25 Td (result ) Tj ET Q q 0 0 0 rg BT 125.42 288.25 Td (of ) Tj ET Q q 0 0 0 rg BT 135.51 288.25 Td (an ) Tj ET Q q 0 0 0 rg BT 146.71 288.25 Td (early ) Tj ET Q q 0 0 0 rg BT 168.45 288.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 190.21 288.25 Td (change ) Tj ET Q q 0 0 0 rg BT 220.29 288.25 Td (in ) Tj ET Q q 0 0 0 rg BT 229.83 288.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.80 288.25 Td (billing ) Tj ET Q q 0 0 0 rg BT 271.68 288.25 Td (model ) Tj ET Q q 0 0 0 rg BT 298.43 288.25 Td (for ) Tj ET Q q 0 0 0 rg BT 311.85 288.25 Td (preservation ) Tj ET Q q 0 0 0 rg BT 363.04 288.25 Td (services ) Tj ET Q q 0 0 0 rg BT 397.00 288.25 Td (on ) Tj ET Q q 0 0 0 rg BT 408.77 288.25 Td (new ) Tj ET Q q 0 0 0 rg BT 427.19 288.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 457.27 288.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 479.03 288.25 Td (referrals ) Tj ET Q q 0 0 0 rg BT 514.09 288.25 Td (that ) Tj ET Q q 0 0 0 rg BT 530.85 288.25 Td (resulted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 276.25 Td (in ) Tj ET Q q 0 0 0 rg BT 58.87 276.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 87.66 276.25 Td (services ) Tj ET Q q 0 0 0 rg BT 121.46 276.25 Td (that ) Tj ET Q q 0 0 0 rg BT 138.05 276.25 Td (were ) Tj ET Q q 0 0 0 rg BT 159.07 276.25 Td (historically ) Tj ET Q q 0 0 0 rg BT 205.65 276.25 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 259.44 276.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 297.13 276.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 330.37 276.25 Td (becoming ) Tj ET Q q 0 0 0 rg BT 371.39 276.25 Td (service ) Tj ET Q q 0 0 0 rg BT 401.30 276.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 437.03 276.25 Td (as ) Tj ET Q q 0 0 0 rg BT 446.95 276.25 Td (described ) Tj ET Q q 0 0 0 rg BT 486.86 276.25 Td (above, ) Tj ET Q q 0 0 0 rg BT 514.83 276.25 Td (and ) Tj ET Q q 0 0 0 rg BT 530.86 276.25 Td (revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 264.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 80.33 264.25 Td (in ) Tj ET Q q 0 0 0 rg BT 90.61 264.25 Td (the ) Tj ET Q q 0 0 0 rg BT 105.33 264.25 Td (Origination ) Tj ET Q q 0 0 0 rg BT 153.93 264.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 194.22 264.25 Td (business ) Tj ET Q q 0 0 0 rg BT 230.61 264.25 Td (from ) Tj ET Q q 0 0 0 rg BT 252.55 264.25 Td (new ) Tj ET Q q 0 0 0 rg BT 271.71 264.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 314.75 264.25 Td (and ) Tj ET Q q 0 0 0 rg BT 331.69 264.25 Td (volume ) Tj ET Q q 0 0 0 rg BT 364.19 264.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 395.02 264.25 Td (with ) Tj ET Q q 0 0 0 rg BT 415.30 264.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 449.46 264.25 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 243.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 243.25 Td (e ) Tj ET Q q 0 0 0 rg BT 64.38 243.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 110.04 243.25 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 164.05 243.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 198.05 243.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 231.50 243.25 Td (of ) Tj ET Q q 0 0 0 rg BT 241.63 243.25 Td ($36.9 ) Tj ET Q q 0 0 0 rg BT 265.94 243.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 299.13 243.25 Td ($50.1 ) Tj ET Q q 0 0 0 rg BT 323.43 243.25 Td (million ) Tj ET Q q 0 0 0 rg BT 354.12 243.25 Td (and ) Tj ET Q q 0 0 0 rg BT 370.36 243.25 Td ($100.0 ) Tj ET Q q 0 0 0 rg BT 399.67 243.25 Td (million ) Tj ET Q q 0 0 0 rg BT 430.36 243.25 Td (for ) Tj ET Q q 0 0 0 rg BT 443.82 243.25 Td (the ) Tj ET Q q 0 0 0 rg BT 457.84 243.25 Td (years ) Tj ET Q q 0 0 0 rg BT 480.74 243.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.42 243.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 231.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 231.25 Td (, ) Tj ET Q q 0 0 0 rg BT 74.27 231.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 96.54 231.25 Td (and ) Tj ET Q q 0 0 0 rg BT 113.25 231.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 138.02 231.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 185.68 231.25 Td (. ) Tj ET Q q 0 0 0 rg BT 190.45 231.25 Td ( ) Tj ET Q q 0 0 0 rg BT 192.55 231.25 Td (The ) Tj ET Q q 0 0 0 rg BT 210.37 231.25 Td (decreases ) Tj ET Q q 0 0 0 rg BT 250.94 231.25 Td (in ) Tj ET Q q 0 0 0 rg BT 260.99 231.25 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 315.46 231.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 353.83 231.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 387.75 231.25 Td (were ) Tj ET Q q 0 0 0 rg BT 409.45 231.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 448.93 231.25 Td (due ) Tj ET Q q 0 0 0 rg BT 465.63 231.25 Td (to ) Tj ET Q q 0 0 0 rg BT 475.68 231.25 Td (a ) Tj ET Q q 0 0 0 rg BT 482.39 231.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 522.42 231.25 Td (in ) Tj ET Q q 0 0 0 rg BT 532.47 231.25 Td (the ) Tj ET Q q 0 0 0 rg BT 546.96 231.25 Td (size ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 219.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.82 219.25 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 91.92 219.25 Td (s ) Tj ET Q q 0 0 0 rg BT 98.81 219.25 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 136.79 219.25 Td (and ) Tj ET Q q 0 0 0 rg BT 154.23 219.25 Td (number ) Tj ET Q q 0 0 0 rg BT 187.77 219.25 Td (of ) Tj ET Q q 0 0 0 rg BT 199.09 219.25 Td (delinquent ) Tj ET Q q 0 0 0 rg BT 244.29 219.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 268.40 219.25 Td (in ) Tj ET Q q 0 0 0 rg BT 279.17 219.25 Td (its ) Tj ET Q q 0 0 0 rg BT 291.61 219.25 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 329.60 219.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 367.59 219.25 Td (from ) Tj ET Q q 0 0 0 rg BT 390.02 219.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 410.23 219.25 Td (repayments, ) Tj ET Q q 0 0 0 rg BT 461.81 219.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 482.02 219.25 Td (modifications, ) Tj ET Q q 0 0 0 rg BT 542.51 219.25 Td (short ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 207.25 Td (sales, ) Tj ET Q q 0 0 0 rg BT 73.74 207.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 96.04 207.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 117.78 207.25 Td (and ) Tj ET Q q 0 0 0 rg BT 134.52 207.25 Td (other ) Tj ET Q q 0 0 0 rg BT 157.37 207.25 Td (forms ) Tj ET Q q 0 0 0 rg BT 183.01 207.25 Td (of ) Tj ET Q q 0 0 0 rg BT 193.64 207.25 Td (resolution ) Tj ET Q q 0 0 0 rg BT 235.94 207.25 Td (and ) Tj ET Q q 0 0 0 rg BT 252.68 207.25 Td (a ) Tj ET Q q 0 0 0 rg BT 259.42 207.25 Td (change ) Tj ET Q q 0 0 0 rg BT 290.03 207.25 Td (in ) Tj ET Q q 0 0 0 rg BT 300.12 207.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 322.42 207.25 Td (in ) Tj ET Q q 0 0 0 rg BT 332.50 207.25 Td (the ) Tj ET Q q 0 0 0 rg BT 347.02 207.25 Td (billing ) Tj ET Q q 0 0 0 rg BT 375.43 207.25 Td (model ) Tj ET Q q 0 0 0 rg BT 402.73 207.25 Td (for ) Tj ET Q q 0 0 0 rg BT 416.69 207.25 Td (preservation ) Tj ET Q q 0 0 0 rg BT 468.42 207.25 Td (services ) Tj ET Q q 0 0 0 rg BT 502.93 207.25 Td (on ) Tj ET Q q 0 0 0 rg BT 515.23 207.25 Td (new ) Tj ET Q q 0 0 0 rg BT 534.19 207.25 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 195.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 72.00 195.25 Td (referrals ) Tj ET Q q 0 0 0 rg BT 107.81 195.25 Td (described ) Tj ET Q q 0 0 0 rg BT 148.62 195.25 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 174.25 Td (Certain ) Tj ET Q q 0 0 0 rg BT 82.06 174.25 Td (of ) Tj ET Q q 0 0 0 rg BT 93.53 174.25 Td (our ) Tj ET Q q 0 0 0 rg BT 109.99 174.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 152.00 174.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 184.00 174.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 229.36 174.25 Td (are ) Tj ET Q q 0 0 0 rg BT 244.70 174.25 Td (impacted ) Tj ET Q q 0 0 0 rg BT 284.48 174.25 Td (by ) Tj ET Q q 0 0 0 rg BT 297.61 174.25 Td (seasonality) Tj ET Q q 0 0 0 rg BT 341.39 174.25 Td (. ) Tj ET Q q 0 0 0 rg BT 347.02 174.25 Td ( ) Tj ET Q q 0 0 0 rg BT 350.16 174.25 Td (Revenues ) Tj ET Q q 0 0 0 rg BT 392.16 174.25 Td (from ) Tj ET Q q 0 0 0 rg BT 414.73 174.25 Td (property ) Tj ET Q q 0 0 0 rg BT 451.74 174.25 Td (sales, ) Tj ET Q q 0 0 0 rg BT 476.81 174.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 497.16 174.25 Td (originations ) Tj ET Q q 0 0 0 rg BT 548.06 174.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 162.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.62 162.25 Td (property ) Tj ET Q q 0 0 0 rg BT 116.42 162.25 Td (preservation ) Tj ET Q q 0 0 0 rg BT 168.77 162.25 Td (services ) Tj ET Q q 0 0 0 rg BT 203.90 162.25 Td (are ) Tj ET Q q 0 0 0 rg BT 219.03 162.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 259.15 162.25 Td (lowest ) Tj ET Q q 0 0 0 rg BT 288.18 162.25 Td (during ) Tj ET Q q 0 0 0 rg BT 317.21 162.25 Td (the ) Tj ET Q q 0 0 0 rg BT 332.35 162.25 Td (fall ) Tj ET Q q 0 0 0 rg BT 348.60 162.25 Td (and ) Tj ET Q q 0 0 0 rg BT 365.96 162.25 Td (winter ) Tj ET Q q 0 0 0 rg BT 394.43 162.25 Td (months ) Tj ET Q q 0 0 0 rg BT 426.80 162.25 Td (and ) Tj ET Q q 0 0 0 rg BT 444.16 162.25 Td (highest ) Tj ET Q q 0 0 0 rg BT 475.97 162.25 Td (during ) Tj ET Q q 0 0 0 rg BT 505.00 162.25 Td (the ) Tj ET Q q 0 0 0 rg BT 520.14 162.25 Td (spring ) Tj ET Q q 0 0 0 rg BT 548.06 162.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 150.25 Td (summer ) Tj ET Q q 0 0 0 rg BT 84.22 150.25 Td (months.) Tj ET Q endstream endobj 93 0 obj <>] /Rotate 0 /Contents 94 0 R>> endobj 94 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (46) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.34 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 80.62 731.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 116.98 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.48 731.10 Td (Gr) Tj ET Q q 0 0 0 rg BT 145.22 731.10 Td (oss ) Tj ET Q q 0 0 0 rg BT 160.51 731.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 170.13 731.10 Td (ofit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.10 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.34 710.10 Td (of ) Tj ET Q q 0 0 0 rg BT 81.17 710.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 115.32 710.10 Td (consisted ) Tj ET Q q 0 0 0 rg BT 155.03 710.10 Td (of ) Tj ET Q q 0 0 0 rg BT 165.86 710.10 Td (the ) Tj ET Q q 0 0 0 rg BT 180.58 710.10 Td (following ) Tj ET Q q 0 0 0 rg BT 221.97 710.10 Td (for ) Tj ET Q q 0 0 0 rg BT 236.13 710.10 Td (the ) Tj ET Q q 0 0 0 rg BT 250.84 710.10 Td (years ) Tj ET Q q 0 0 0 rg BT 274.44 710.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.82 710.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.40 710.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 666.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 666.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 666.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 666.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 666.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 666.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 666.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 666.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 666.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 666.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 666.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 642.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 642.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 642.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 642.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 642.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 642.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 642.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 642.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 642.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 642.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 642.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 618.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 618.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 618.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 618.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 618.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 618.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 618.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 618.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 618.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 618.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 618.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 594.60 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 594.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 594.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 594.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 594.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 594.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 594.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 594.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 594.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 594.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 594.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 678.6 m 268 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 678.6 m 327 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 678.6 m 386 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 678.6 m 445 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 678.6 m 504 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 678.6 m 563 678.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 606.6 m 327 606.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 606.6 m 445 606.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 606.6 m 563 606.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 582.6 m 327 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 580.6 m 327 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 582.6 m 445 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 580.6 m 445 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 582.6 m 563 582.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 580.6 m 563 580.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 683.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.00 682.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.60 690.83 Td (% Incr) Tj ET Q q 0 0 0 rg BT 363.12 690.83 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 340.75 682.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 358.37 682.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 409.00 682.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.60 690.83 Td (% Incr) Tj ET Q q 0 0 0 rg BT 481.12 690.83 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 458.75 682.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 476.37 682.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.00 682.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 657.22 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 657.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 657.22 Td (163,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.80 657.22 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 657.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 657.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 657.22 Td (177,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 657.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 657.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 657.22 Td (177,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 645.22 Td (Outside fees and services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 645.22 Td (295,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 645.22 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 645.22 Td (272,124) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 645.22 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 645.22 Td (227,281) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 633.22 Td (Reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 633.22 Td (36,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 633.22 Td (\(26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 633.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 633.22 Td (50,1) Tj ET Q q 0 0 0 rg BT 431.15 633.22 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 633.22 Td (\(50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 633.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 633.22 Td (99,988) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 621.22 Td (T) Tj ET Q q 0 0 0 rg BT 58.26 621.22 Td (echnology and telecommunications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 621.22 Td (30,467) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 621.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 621.22 Td (30,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 621.22 Td (\(7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 621.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 621.22 Td (32,271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 609.22 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 609.22 Td (19,251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 609.22 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 609.22 Td (16,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 609.22 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 609.22 Td (16,045) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 585.17 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 585.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 585.17 Td (545,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 585.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 585.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 585.17 Td (546,540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 585.22 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 585.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 585.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 585.17 Td (552,676) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 558.10 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.39 558.10 Td (of ) Tj ET Q q 0 0 0 rg BT 81.26 558.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 115.45 558.10 Td (for ) Tj ET Q q 0 0 0 rg BT 129.66 558.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.42 558.10 Td (year ) Tj ET Q q 0 0 0 rg BT 164.17 558.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.05 558.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.59 558.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 249.22 558.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.22 558.10 Td ( ) Tj ET Q q 0 0 0 rg BT 271.77 558.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.64 558.10 Td ($545.5 ) Tj ET Q q 0 0 0 rg BT 312.69 558.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.58 558.10 Td ( ) Tj ET Q q 0 0 0 rg BT 344.13 558.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 386.09 558.10 Td (by ) Tj ET Q q 0 0 0 rg BT 398.63 558.10 Td (less ) Tj ET Q q 0 0 0 rg BT 416.18 558.10 Td (than ) Tj ET Q q 0 0 0 rg BT 435.94 558.10 Td (1% ) Tj ET Q q 0 0 0 rg BT 451.81 558.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 493.78 558.10 Td (to ) Tj ET Q q 0 0 0 rg BT 504.11 558.10 Td (the ) Tj ET Q q 0 0 0 rg BT 518.87 558.10 Td (year ) Tj ET Q q 0 0 0 rg BT 538.62 558.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 546.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 107.65 546.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.65 546.10 Td (. ) Tj ET Q q 0 0 0 rg BT 132.21 546.10 Td ( ) Tj ET Q q 0 0 0 rg BT 134.28 546.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 194.12 546.10 Td (and ) Tj ET Q q 0 0 0 rg BT 210.62 546.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 244.34 546.10 Td (declined ) Tj ET Q q 0 0 0 rg BT 280.27 546.10 Td (in ) Tj ET Q q 0 0 0 rg BT 290.12 546.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 319.38 546.10 Td (of ) Tj ET Q q 0 0 0 rg BT 329.78 546.10 Td (the ) Tj ET Q q 0 0 0 rg BT 344.06 546.10 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 379.44 546.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 419.29 546.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 463.58 546.10 Td (as ) Tj ET Q q 0 0 0 rg BT 473.97 546.10 Td (we ) Tj ET Q q 0 0 0 rg BT 487.70 546.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 521.41 546.10 Td (headcount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 534.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.72 534.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 89.37 534.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 134.04 534.10 Td (from ) Tj ET Q q 0 0 0 rg BT 155.93 534.10 Td (the ) Tj ET Q q 0 0 0 rg BT 170.59 534.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 201.91 534.10 Td (in ) Tj ET Q q 0 0 0 rg BT 212.13 534.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 243.23 534.10 Td (s ) Tj ET Q q 0 0 0 rg BT 249.57 534.10 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 287.01 534.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 327.79 534.10 Td (in ) Tj ET Q q 0 0 0 rg BT 338.01 534.10 Td (the ) Tj ET Q q 0 0 0 rg BT 352.67 534.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 386.77 534.10 Td (section ) Tj ET Q q 0 0 0 rg BT 417.54 534.10 Td (above ) Tj ET Q q 0 0 0 rg BT 443.86 534.10 Td (as ) Tj ET Q q 0 0 0 rg BT 454.64 534.10 Td (well ) Tj ET Q q 0 0 0 rg BT 474.30 534.10 Td (as ) Tj ET Q q 0 0 0 rg BT 485.08 534.10 Td (the ) Tj ET Q q 0 0 0 rg BT 499.74 534.10 Td (implementation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 522.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.96 522.10 Td (ef) Tj ET Q q 0 0 0 rg BT 68.55 522.10 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 103.88 522.10 Td (initiatives. ) Tj ET Q q 0 0 0 rg BT 148.95 522.10 Td ( ) Tj ET Q q 0 0 0 rg BT 152.08 522.10 Td (In ) Tj ET Q q 0 0 0 rg BT 163.54 522.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 201.94 522.10 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 257.27 522.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 296.50 522.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 339.05 522.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 379.39 522.10 Td (as ) Tj ET Q q 0 0 0 rg BT 390.85 522.10 Td (a ) Tj ET Q q 0 0 0 rg BT 398.42 522.10 Td (result ) Tj ET Q q 0 0 0 rg BT 423.76 522.10 Td (of ) Tj ET Q q 0 0 0 rg BT 435.22 522.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.57 522.10 Td (change ) Tj ET Q q 0 0 0 rg BT 482.01 522.10 Td (in ) Tj ET Q q 0 0 0 rg BT 492.92 522.10 Td (the ) Tj ET Q q 0 0 0 rg BT 508.27 522.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 537.51 522.10 Td (model ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 510.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 89.93 510.10 Td (in ) Tj ET Q q 0 0 0 rg BT 99.81 510.10 Td (the ) Tj ET Q q 0 0 0 rg BT 114.13 510.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 147.88 510.10 Td (section ) Tj ET Q q 0 0 0 rg BT 178.31 510.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 206.79 510.10 Td ( ) Tj ET Q q 0 0 0 rg BT 208.74 510.10 Td (These ) Tj ET Q q 0 0 0 rg BT 234.71 510.10 Td (declines ) Tj ET Q q 0 0 0 rg BT 269.58 510.10 Td (were ) Tj ET Q q 0 0 0 rg BT 291.11 510.10 Td (lar) Tj ET Q q 0 0 0 rg BT 301.48 510.10 Td (gely ) Tj ET Q q 0 0 0 rg BT 320.80 510.10 Td (of) Tj ET Q q 0 0 0 rg BT 328.95 510.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 345.49 510.10 Td (by ) Tj ET Q q 0 0 0 rg BT 357.59 510.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 396.34 510.10 Td (in ) Tj ET Q q 0 0 0 rg BT 406.22 510.10 Td (outside ) Tj ET Q q 0 0 0 rg BT 437.20 510.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 455.41 510.10 Td (and ) Tj ET Q q 0 0 0 rg BT 471.95 510.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 508.75 510.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 548.07 510.10 Td (due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 498.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.47 498.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 91.98 498.10 Td (in ) Tj ET Q q 0 0 0 rg BT 102.95 498.10 Td (referrals ) Tj ET Q q 0 0 0 rg BT 139.44 498.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.96 498.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 181.35 498.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 210.08 498.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 229.38 498.10 Td (property ) Tj ET Q q 0 0 0 rg BT 266.44 498.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 319.06 498.10 Td (services ) Tj ET Q q 0 0 0 rg BT 354.45 498.10 Td (and ) Tj ET Q q 0 0 0 rg BT 372.08 498.10 Td (the ) Tj ET Q q 0 0 0 rg BT 387.48 498.10 Td (change ) Tj ET Q q 0 0 0 rg BT 418.98 498.10 Td (in ) Tj ET Q q 0 0 0 rg BT 429.95 498.10 Td (the ) Tj ET Q q 0 0 0 rg BT 445.35 498.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 474.65 498.10 Td (model ) Tj ET Q q 0 0 0 rg BT 502.84 498.10 Td (in ) Tj ET Q q 0 0 0 rg BT 513.80 498.10 Td (the ) Tj ET Q q 0 0 0 rg BT 529.21 498.10 Td (Servicer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 486.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 89.79 486.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 128.68 486.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 171.17 486.10 Td (with ) Tj ET Q q 0 0 0 rg BT 191.45 486.10 Td (the ) Tj ET Q q 0 0 0 rg BT 206.17 486.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 237.00 486.10 Td (in ) Tj ET Q q 0 0 0 rg BT 247.28 486.10 Td (service ) Tj ET Q q 0 0 0 rg BT 278.09 486.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 312.24 486.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 353.07 486.10 Td (in ) Tj ET Q q 0 0 0 rg BT 363.35 486.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.06 486.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 412.21 486.10 Td (section ) Tj ET Q q 0 0 0 rg BT 443.04 486.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 465.10 Td (Cost ) Tj ET Q q 0 0 0 rg BT 69.25 465.10 Td (of ) Tj ET Q q 0 0 0 rg BT 78.99 465.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 112.04 465.10 Td (for ) Tj ET Q q 0 0 0 rg BT 125.11 465.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.74 465.10 Td (year ) Tj ET Q q 0 0 0 rg BT 157.35 465.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.23 465.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.64 465.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 240.13 465.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.13 465.10 Td ( ) Tj ET Q q 0 0 0 rg BT 261.54 465.10 Td (of ) Tj ET Q q 0 0 0 rg BT 271.28 465.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.69 465.10 Td ($546.5 ) Tj ET Q q 0 0 0 rg BT 301.59 465.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.49 465.10 Td ( ) Tj ET Q q 0 0 0 rg BT 331.90 465.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 372.72 465.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.13 465.10 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.46 465.10 Td ( ) Tj ET Q q 0 0 0 rg BT 398.87 465.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 439.70 465.10 Td (to ) Tj ET Q q 0 0 0 rg BT 448.88 465.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.51 465.10 Td (year ) Tj ET Q q 0 0 0 rg BT 481.13 465.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.41 465.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 453.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 453.10 Td (, ) Tj ET Q q 0 0 0 rg BT 74.64 453.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 114.49 453.10 Td (due ) Tj ET Q q 0 0 0 rg BT 131.56 453.10 Td (to ) Tj ET Q q 0 0 0 rg BT 141.98 453.10 Td (a ) Tj ET Q q 0 0 0 rg BT 149.05 453.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 186.10 453.10 Td (in ) Tj ET Q q 0 0 0 rg BT 196.52 453.10 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 251.36 453.10 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 292.59 453.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 332.44 453.10 Td (as ) Tj ET Q q 0 0 0 rg BT 343.41 453.10 Td (a ) Tj ET Q q 0 0 0 rg BT 350.48 453.10 Td (result ) Tj ET Q q 0 0 0 rg BT 375.33 453.10 Td (of ) Tj ET Q q 0 0 0 rg BT 386.30 453.10 Td (the ) Tj ET Q q 0 0 0 rg BT 401.16 453.10 Td (change ) Tj ET Q q 0 0 0 rg BT 432.11 453.10 Td (in ) Tj ET Q q 0 0 0 rg BT 442.52 453.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 471.27 453.10 Td (model ) Tj ET Q q 0 0 0 rg BT 498.90 453.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 539.87 453.10 Td (in ) Tj ET Q q 0 0 0 rg BT 550.29 453.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 441.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.80 441.10 Td (section ) Tj ET Q q 0 0 0 rg BT 114.77 441.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 143.80 441.10 Td (and ) Tj ET Q q 0 0 0 rg BT 160.89 441.10 Td (the ) Tj ET Q q 0 0 0 rg BT 175.76 441.10 Td (March31, ) Tj ET Q q 0 0 0 rg BT 219.51 441.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 242.16 441.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 290.91 441.10 Td (of ) Tj ET Q q 0 0 0 rg BT 301.89 441.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.76 441.10 Td (Data ) Tj ET Q q 0 0 0 rg BT 337.70 441.10 Td (Access ) Tj ET Q q 0 0 0 rg BT 368.09 441.10 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 417.67 441.10 Td ( ) Tj ET Q q 0 0 0 rg BT 420.13 441.10 Td (These ) Tj ET Q q 0 0 0 rg BT 446.65 441.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 487.61 441.10 Td (were ) Tj ET Q q 0 0 0 rg BT 509.69 441.10 Td (lar) Tj ET Q q 0 0 0 rg BT 520.06 441.10 Td (gely ) Tj ET Q q 0 0 0 rg BT 539.93 441.10 Td (of) Tj ET Q q 0 0 0 rg BT 548.08 441.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 429.10 Td (by ) Tj ET Q q 0 0 0 rg BT 62.26 429.10 Td (an ) Tj ET Q q 0 0 0 rg BT 74.46 429.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 109.97 429.10 Td (in ) Tj ET Q q 0 0 0 rg BT 120.51 429.10 Td (outside ) Tj ET Q q 0 0 0 rg BT 152.15 429.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 171.01 429.10 Td (and ) Tj ET Q q 0 0 0 rg BT 188.21 429.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 225.67 429.10 Td (due ) Tj ET Q q 0 0 0 rg BT 242.87 429.10 Td (to ) Tj ET Q q 0 0 0 rg BT 253.41 429.10 Td (an ) Tj ET Q q 0 0 0 rg BT 265.60 429.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 301.12 429.10 Td (in ) Tj ET Q q 0 0 0 rg BT 311.65 429.10 Td (the ) Tj ET Q q 0 0 0 rg BT 326.63 429.10 Td (average ) Tj ET Q q 0 0 0 rg BT 360.47 429.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 383.23 429.10 Td (related ) Tj ET Q q 0 0 0 rg BT 413.19 429.10 Td (to ) Tj ET Q q 0 0 0 rg BT 423.73 429.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 452.03 429.10 Td (value ) Tj ET Q q 0 0 0 rg BT 476.45 429.10 Td (property ) Tj ET Q q 0 0 0 rg BT 513.08 429.10 Td (preservation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 417.10 Td (referrals ) Tj ET Q q 0 0 0 rg BT 85.31 417.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.24 417.10 Td (the ) Tj ET Q q 0 0 0 rg BT 116.96 417.10 Td (change ) Tj ET Q q 0 0 0 rg BT 147.78 417.10 Td (in ) Tj ET Q q 0 0 0 rg BT 158.05 417.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 186.67 417.10 Td (model ) Tj ET Q q 0 0 0 rg BT 214.16 417.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 254.99 417.10 Td (in ) Tj ET Q q 0 0 0 rg BT 265.27 417.10 Td (the ) Tj ET Q q 0 0 0 rg BT 279.99 417.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 314.13 417.10 Td (section ) Tj ET Q q 0 0 0 rg BT 344.96 417.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 396.10 Td (Gross ) Tj ET Q q 0 0 0 rg BT 75.33 396.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 100.04 396.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 141.94 396.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.21 396.10 Td ($248.2 ) Tj ET Q q 0 0 0 rg BT 182.20 396.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.09 396.10 Td (, ) Tj ET Q q 0 0 0 rg BT 216.09 396.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.00 396.10 Td (33%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.33 396.10 Td ( ) Tj ET Q q 0 0 0 rg BT 288.82 396.10 Td (of ) Tj ET Q q 0 0 0 rg BT 299.65 396.10 Td (service ) Tj ET Q q 0 0 0 rg BT 330.45 396.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 367.09 396.10 Td (for ) Tj ET Q q 0 0 0 rg BT 381.24 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 395.95 396.10 Td (year ) Tj ET Q q 0 0 0 rg BT 415.65 396.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.02 396.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 500.59 396.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.59 396.10 Td ( ) Tj ET Q q 0 0 0 rg BT 523.08 396.10 Td (compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 384.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.01 384.10 Td ($280.8 ) Tj ET Q q 0 0 0 rg BT 90.25 384.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.14 384.10 Td (, ) Tj ET Q q 0 0 0 rg BT 124.37 384.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.53 384.10 Td (36%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.86 384.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.60 384.10 Td (of ) Tj ET Q q 0 0 0 rg BT 208.66 384.10 Td (service ) Tj ET Q q 0 0 0 rg BT 239.71 384.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 276.59 384.10 Td (for ) Tj ET Q q 0 0 0 rg BT 290.98 384.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.94 384.10 Td (year ) Tj ET Q q 0 0 0 rg BT 325.88 384.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.75 384.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.49 384.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 411.31 384.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.31 384.10 Td ( ) Tj ET Q q 0 0 0 rg BT 434.04 384.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.21 384.10 Td ($332.5 ) Tj ET Q q 0 0 0 rg BT 481.45 384.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.34 384.10 Td ( ) Tj ET Q q 0 0 0 rg BT 513.07 384.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 372.10 Td (43%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.83 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 69.89 372.10 Td (of ) Tj ET Q q 0 0 0 rg BT 80.28 372.10 Td (service ) Tj ET Q q 0 0 0 rg BT 110.65 372.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 146.86 372.10 Td (for ) Tj ET Q q 0 0 0 rg BT 160.58 372.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.86 372.10 Td (year ) Tj ET Q q 0 0 0 rg BT 194.12 372.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.00 372.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.06 372.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 278.20 372.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.20 372.10 Td (. ) Tj ET Q q 0 0 0 rg BT 302.76 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 304.82 372.10 Td (Gross ) Tj ET Q q 0 0 0 rg BT 330.22 372.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 354.49 372.10 Td (as ) Tj ET Q q 0 0 0 rg BT 364.88 372.10 Td (a ) Tj ET Q q 0 0 0 rg BT 371.38 372.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 416.74 372.10 Td (of ) Tj ET Q q 0 0 0 rg BT 427.13 372.10 Td (service ) Tj ET Q q 0 0 0 rg BT 457.50 372.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 491.21 372.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 532.68 372.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.52 372.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 360.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 91.42 360.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.70 360.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.70 360.10 Td (, ) Tj ET Q q 0 0 0 rg BT 126.70 360.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 166.41 360.10 Td (due ) Tj ET Q q 0 0 0 rg BT 183.35 360.10 Td (to ) Tj ET Q q 0 0 0 rg BT 193.63 360.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 227.78 360.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 245.83 360.10 Td (from ) Tj ET Q q 0 0 0 rg BT 267.77 360.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 298.60 360.10 Td (in ) Tj ET Q q 0 0 0 rg BT 308.88 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 323.60 360.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 348.87 360.10 Td (mar) Tj ET Q q 0 0 0 rg BT 364.23 360.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 379.51 360.10 Td (property ) Tj ET Q q 0 0 0 rg BT 415.89 360.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 467.81 360.10 Td (services ) Tj ET Q q 0 0 0 rg BT 502.52 360.10 Td (and ) Tj ET Q q 0 0 0 rg BT 519.46 360.10 Td (declines ) Tj ET Q q 0 0 0 rg BT 554.72 360.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 348.10 Td (other ) Tj ET Q q 0 0 0 rg BT 72.68 348.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 100.86 348.10 Td (mar) Tj ET Q q 0 0 0 rg BT 116.23 348.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 131.64 348.10 Td (businesses. ) Tj ET Q q 0 0 0 rg BT 178.99 348.10 Td ( ) Tj ET Q q 0 0 0 rg BT 181.63 348.10 Td (Gross ) Tj ET Q q 0 0 0 rg BT 207.59 348.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 232.44 348.10 Td (as ) Tj ET Q q 0 0 0 rg BT 243.41 348.10 Td (a ) Tj ET Q q 0 0 0 rg BT 250.48 348.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 296.41 348.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.38 348.10 Td (service ) Tj ET Q q 0 0 0 rg BT 338.33 348.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 372.60 348.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 414.65 348.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.06 348.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.06 348.10 Td ( ) Tj ET Q q 0 0 0 rg BT 447.70 348.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 489.75 348.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.17 348.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.17 348.10 Td (, ) Tj ET Q q 0 0 0 rg BT 525.30 348.10 Td (primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 336.10 Td (due ) Tj ET Q q 0 0 0 rg BT 66.19 336.10 Td (to ) Tj ET Q q 0 0 0 rg BT 76.22 336.10 Td (a ) Tj ET Q q 0 0 0 rg BT 82.91 336.10 Td (change ) Tj ET Q q 0 0 0 rg BT 113.47 336.10 Td (in ) Tj ET Q q 0 0 0 rg BT 123.50 336.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 157.40 336.10 Td (mix, ) Tj ET Q q 0 0 0 rg BT 177.71 336.10 Td (as ) Tj ET Q q 0 0 0 rg BT 188.29 336.10 Td (a ) Tj ET Q q 0 0 0 rg BT 194.98 336.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 222.78 336.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 268.33 336.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.91 336.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 312.81 336.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.83 336.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.83 336.10 Td ( ) Tj ET Q q 0 0 0 rg BT 345.09 336.10 Td (was ) Tj ET Q q 0 0 0 rg BT 362.89 336.10 Td (from ) Tj ET Q q 0 0 0 rg BT 384.58 336.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 409.60 336.10 Td (mar) Tj ET Q q 0 0 0 rg BT 424.96 336.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 439.99 336.10 Td (property ) Tj ET Q q 0 0 0 rg BT 476.12 336.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 527.80 336.10 Td (services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 324.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 85.19 324.10 Td (of) Tj ET Q q 0 0 0 rg BT 93.34 324.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 110.14 324.10 Td (by ) Tj ET Q q 0 0 0 rg BT 122.51 324.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.10 324.10 Td (March31, ) Tj ET Q q 0 0 0 rg BT 180.56 324.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 202.93 324.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 251.40 324.10 Td (of ) Tj ET Q q 0 0 0 rg BT 262.10 324.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.68 324.10 Td (Data ) Tj ET Q q 0 0 0 rg BT 297.41 324.10 Td (Access ) Tj ET Q q 0 0 0 rg BT 327.57 324.10 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 376.86 324.10 Td ( ) Tj ET Q q 0 0 0 rg BT 379.23 324.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 397.15 324.10 Td (mar) Tj ET Q q 0 0 0 rg BT 412.52 324.10 Td (gins ) Tj ET Q q 0 0 0 rg BT 431.56 324.10 Td (can ) Tj ET Q q 0 0 0 rg BT 447.80 324.10 Td (vary ) Tj ET Q q 0 0 0 rg BT 467.94 324.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 520.86 324.10 Td (depending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 312.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 72.00 312.10 Td (service ) Tj ET Q q 0 0 0 rg BT 102.82 312.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 136.96 312.10 Td (mix.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 291.10 Td (Selling, ) Tj ET Q q 0 0 0 rg BT 82.27 291.10 Td (General ) Tj ET Q q 0 0 0 rg BT 117.54 291.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.86 291.10 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 196.24 291.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 270.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 270.10 Td ( ) Tj ET Q q 0 0 0 rg BT 79.23 270.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 117.83 270.10 Td (consisted ) Tj ET Q q 0 0 0 rg BT 157.55 270.10 Td (of ) Tj ET Q q 0 0 0 rg BT 168.38 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.09 270.10 Td (following ) Tj ET Q q 0 0 0 rg BT 224.48 270.10 Td (for ) Tj ET Q q 0 0 0 rg BT 238.64 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.36 270.10 Td (years ) Tj ET Q q 0 0 0 rg BT 276.96 270.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.33 270.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.92 270.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 226.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 226.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 226.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 226.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 226.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 226.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 226.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 226.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 226.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 226.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 226.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 202.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 202.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 202.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 202.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 202.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 202.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 202.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 202.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 202.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 202.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 202.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 178.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 178.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 178.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 178.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 178.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 178.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 178.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 178.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 178.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 178.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 178.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 154.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 154.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 154.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 154.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 154.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 154.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 154.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 154.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 154.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 154.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 154.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 130.60 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 130.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 130.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 130.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 130.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 130.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 130.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 130.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 130.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 130.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 130.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 238.60000000000002 m 268 238.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 238.60000000000002 m 327 238.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 238.60000000000002 m 386 238.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 238.60000000000002 m 445 238.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 238.60000000000002 m 504 238.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 238.60000000000002 m 563 238.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 142.60000000000002 m 327 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 142.60000000000002 m 445 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 142.60000000000002 m 563 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 118.60000000000002 m 327 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 116.60000000000002 m 327 116.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 118.60000000000002 m 445 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 116.60000000000002 m 445 116.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 118.60000000000002 m 563 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 116.60000000000002 m 563 116.60000000000002 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 243.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.00 242.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.60 250.83 Td (% Incr) Tj ET Q q 0 0 0 rg BT 363.19 250.83 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 340.75 242.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 358.44 242.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 409.00 242.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.60 250.83 Td (% Incr) Tj ET Q q 0 0 0 rg BT 481.19 250.83 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 458.75 242.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 476.44 242.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.00 242.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 224.15 108.87 -9.09 re f /GS0 gs q 0 0 0 rg BT 52.50 217.22 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 217.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 217.22 Td (23,089) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 217.22 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 217.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 217.22 Td (22,087) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 217.22 Td (52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 217.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 217.22 Td (14,51) Tj ET Q q 0 0 0 rg BT 554.15 217.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 205.22 Td (Professional services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 205.22 Td (8,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 205.22 Td (\(31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 205.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 205.22 Td (1) Tj ET Q q 0 0 0 rg BT 418.65 205.22 Td (1,771) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 205.22 Td (\(14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 205.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 205.22 Td (13,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 193.22 Td (Occupancy related costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 193.22 Td (23,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 193.22 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 193.22 Td (20,737) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 193.22 Td (\(3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 193.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 193.22 Td (21,316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 181.22 Td (Amortization of intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 181.22 Td (32,715) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 181.22 Td (\(27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 181.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 181.22 Td (44,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 181.22 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 181.22 Td (38,624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 169.22 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 169.22 Td (3,814) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.80 169.22 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 169.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 169.22 Td (4,030) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 169.22 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 169.22 Td (3,328) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 157.22 Td (Marketing costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 157.22 Td (8,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 157.22 Td (\(19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 157.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 157.22 Td (10,980) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 157.22 Td (\(49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 157.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 157.22 Td (21,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 145.22 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 145.22 Td (14,296) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 145.22 Td (96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 145.22 Td (7,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 145.22 Td (\(62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 145.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 145.22 Td (19,249) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 128.10 178.00 -9.09 re f /GS0 gs q 0 0 0 rg BT 52.50 121.17 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 121.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 121.17 Td (1) Tj ET Q q 0 0 0 rg BT 295.65 121.17 Td (14,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.80 121.22 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 121.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 121.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 121.17 Td (121,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 121.22 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 121.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 121.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 121.17 Td (132,334) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 94.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 78.76 94.10 Td (for ) Tj ET Q q 0 0 0 rg BT 92.45 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.69 94.10 Td (year ) Tj ET Q q 0 0 0 rg BT 125.93 94.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.84 94.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 209.95 94.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.95 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 231.98 94.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.34 94.10 Td ($1) Tj ET Q q 0 0 0 rg BT 251.97 94.10 Td (14.2 ) Tj ET Q q 0 0 0 rg BT 271.49 94.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.39 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 302.42 94.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 343.86 94.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.89 94.10 Td (6%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.22 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 371.25 94.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 412.70 94.10 Td (to ) Tj ET Q q 0 0 0 rg BT 422.51 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 436.75 94.10 Td (year ) Tj ET Q q 0 0 0 rg BT 455.99 94.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.89 94.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 540.01 94.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 94.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.01 94.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 82.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.14 82.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 103.65 82.10 Td (in ) Tj ET Q q 0 0 0 rg BT 113.53 82.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 140.76 82.10 Td ( ) Tj ET Q q 0 0 0 rg BT 142.86 82.10 Td (was ) Tj ET Q q 0 0 0 rg BT 160.50 82.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 199.81 82.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 227.45 82.10 Td (by ) Tj ET Q q 0 0 0 rg BT 239.55 82.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 264.42 82.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 317.05 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 327.48 82.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 369.56 82.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 397.49 82.10 Td (as ) Tj ET Q q 0 0 0 rg BT 407.91 82.10 Td (a ) Tj ET Q q 0 0 0 rg BT 414.45 82.10 Td (result ) Tj ET Q q 0 0 0 rg BT 438.76 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.19 82.10 Td (an ) Tj ET Q q 0 0 0 rg BT 460.72 82.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 495.57 82.10 Td (in ) Tj ET Q q 0 0 0 rg BT 505.45 82.10 Td (total ) Tj ET Q q 0 0 0 rg BT 525.32 82.10 Td (projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 70.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.51 70.10 Td (to ) Tj ET Q q 0 0 0 rg BT 93.65 70.10 Td (be ) Tj ET Q q 0 0 0 rg BT 105.44 70.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 146.67 70.10 Td (by ) Tj ET Q q 0 0 0 rg BT 159.03 70.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.61 70.10 Td (Homeward ) Tj ET Q q 0 0 0 rg BT 220.40 70.10 Td (and ) Tj ET Q q 0 0 0 rg BT 237.20 70.10 Td (ResCap ) Tj ET Q q 0 0 0 rg BT 270.66 70.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 311.91 70.10 Td (over ) Tj ET Q q 0 0 0 rg BT 332.04 70.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.62 70.10 Td (lives ) Tj ET Q q 0 0 0 rg BT 367.87 70.10 Td (of ) Tj ET Q q 0 0 0 rg BT 378.56 70.10 Td (these ) Tj ET Q q 0 0 0 rg BT 401.47 70.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 442.71 70.10 Td (\(revenue-based ) Tj ET Q q 0 0 0 rg BT 506.15 70.10 Td (amortization\). ) Tj ET Q q 0 0 0 rg BT 565.02 70.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 58.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.10 58.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 97.65 58.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 119.35 58.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 141.63 58.10 Td (in ) Tj ET Q q 0 0 0 rg BT 151.68 58.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 202.82 58.10 Td (services ) Tj ET Q q 0 0 0 rg BT 237.30 58.10 Td (were ) Tj ET Q q 0 0 0 rg BT 259.00 58.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 284.04 58.10 Td (in ) Tj ET Q q 0 0 0 rg BT 294.09 58.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 340.24 58.10 Td (with ) Tj ET Q q 0 0 0 rg BT 360.29 58.10 Td (the ) Tj ET Q q 0 0 0 rg BT 374.78 58.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 417.04 58.10 Td (of, ) Tj ET Q q 0 0 0 rg BT 430.15 58.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.86 58.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 486.89 58.10 Td (in ) Tj ET Q q 0 0 0 rg BT 496.94 58.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 535.31 58.10 Td (related ) Tj ET Q endstream endobj 95 0 obj <>] /Rotate 0 /Contents 96 0 R>> endobj 96 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 62.36 731.10 Td (several ) Tj ET Q q 0 0 0 rg BT 93.25 731.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 131.94 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 148.96 731.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 192.63 731.10 Td (matters. ) Tj ET Q q 0 0 0 rg BT 227.15 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 229.54 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 247.67 731.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 284.66 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 295.02 731.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 322.25 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 324.83 731.10 Td (was ) Tj ET Q q 0 0 0 rg BT 342.96 731.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 378.86 731.10 Td (of) Tj ET Q q 0 0 0 rg BT 387.01 731.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 404.03 731.10 Td (by ) Tj ET Q q 0 0 0 rg BT 416.61 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 423.62 731.10 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 443.70 731.10 Td (million ) Tj ET Q q 0 0 0 rg BT 475.17 731.10 Td (favorable ) Tj ET Q q 0 0 0 rg BT 515.51 731.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 533.65 731.10 Td (accrual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 95.88 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.16 719.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 131.43 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 141.71 719.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 164.21 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.15 719.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 209.19 719.10 Td (bad ) Tj ET Q q 0 0 0 rg BT 226.13 719.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 245.85 719.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 280.55 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 290.83 719.10 Td (2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 698.10 Td ( ) Tj ET Q q 0 0 0 rg BT 78.87 698.10 Td (for ) Tj ET Q q 0 0 0 rg BT 92.67 698.10 Td (the ) Tj ET Q q 0 0 0 rg BT 107.03 698.10 Td (year ) Tj ET Q q 0 0 0 rg BT 126.38 698.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.40 698.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 210.62 698.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.62 698.10 Td ( ) Tj ET Q q 0 0 0 rg BT 232.76 698.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.24 698.10 Td ($121.5 ) Tj ET Q q 0 0 0 rg BT 272.88 698.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.77 698.10 Td ( ) Tj ET Q q 0 0 0 rg BT 303.91 698.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 345.46 698.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.61 698.10 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.94 698.10 Td ( ) Tj ET Q q 0 0 0 rg BT 373.08 698.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 414.64 698.10 Td (to ) Tj ET Q q 0 0 0 rg BT 424.56 698.10 Td (the ) Tj ET Q q 0 0 0 rg BT 438.92 698.10 Td (year ) Tj ET Q q 0 0 0 rg BT 458.27 698.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.29 698.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 542.51 698.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 89.30 686.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 117.43 686.10 Td (by ) Tj ET Q q 0 0 0 rg BT 130.02 686.10 Td (a ) Tj ET Q q 0 0 0 rg BT 137.04 686.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 174.05 686.10 Td (in ) Tj ET Q q 0 0 0 rg BT 184.41 686.10 Td (other ) Tj ET Q q 0 0 0 rg BT 207.54 686.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 234.78 686.10 Td ( ) Tj ET Q q 0 0 0 rg BT 237.36 686.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.39 686.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 282.52 686.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 325.65 686.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 348.24 686.10 Td (in ) Tj ET Q q 0 0 0 rg BT 358.60 686.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 383.69 686.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 419.60 686.10 Td (of) Tj ET Q q 0 0 0 rg BT 427.75 686.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 444.77 686.10 Td (by ) Tj ET Q q 0 0 0 rg BT 457.36 686.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 496.59 686.10 Td (in ) Tj ET Q q 0 0 0 rg BT 506.96 686.10 Td (compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.98 674.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 101.68 674.10 Td (and ) Tj ET Q q 0 0 0 rg BT 119.17 674.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 172.75 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 184.12 674.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 227.16 674.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 256.03 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 258.85 674.10 Td (The ) Tj ET Q q 0 0 0 rg BT 277.45 674.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 314.90 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 325.73 674.10 Td (other ) Tj ET Q q 0 0 0 rg BT 349.32 674.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 376.55 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 379.59 674.10 Td (was ) Tj ET Q q 0 0 0 rg BT 398.19 674.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 438.45 674.10 Td (due ) Tj ET Q q 0 0 0 rg BT 455.93 674.10 Td (to ) Tj ET Q q 0 0 0 rg BT 466.75 674.10 Td (a ) Tj ET Q q 0 0 0 rg BT 474.24 674.10 Td (favorable ) Tj ET Q q 0 0 0 rg BT 515.03 674.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 533.64 674.10 Td (accrual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 95.75 662.10 Td (during ) Tj ET Q q 0 0 0 rg BT 124.22 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.80 662.10 Td (first ) Tj ET Q q 0 0 0 rg BT 157.28 662.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 187.96 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 198.66 662.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 221.02 662.10 Td (that ) Tj ET Q q 0 0 0 rg BT 238.38 662.10 Td (was ) Tj ET Q q 0 0 0 rg BT 256.30 662.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 289.75 662.10 Td (in ) Tj ET Q q 0 0 0 rg BT 299.89 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 314.48 662.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 341.28 662.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 371.96 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 382.66 662.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 407.52 662.10 Td (when ) Tj ET Q q 0 0 0 rg BT 431.03 662.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 475.05 662.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 512.39 662.10 Td (an ) Tj ET Q q 0 0 0 rg BT 524.19 662.10 Td (estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 68.25 650.10 Td (in ) Tj ET Q q 0 0 0 rg BT 79.21 650.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 126.27 650.10 Td (with ) Tj ET Q q 0 0 0 rg BT 147.23 650.10 Td (an ) Tj ET Q q 0 0 0 rg BT 159.86 650.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 206.91 650.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 244.53 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 255.50 650.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 287.00 650.10 Td (for ) Tj ET Q q 0 0 0 rg BT 301.85 650.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 342.81 650.10 Td (a ) Tj ET Q q 0 0 0 rg BT 350.43 650.10 Td (release ) Tj ET Q q 0 0 0 rg BT 381.37 650.10 Td (of ) Tj ET Q q 0 0 0 rg BT 392.89 650.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 427.18 650.10 Td (for ) Tj ET Q q 0 0 0 rg BT 441.33 650.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 486.17 650.10 Td (related ) Tj ET Q q 0 0 0 rg BT 516.56 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.52 650.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 558.62 650.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 93.13 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 103.99 638.10 Td (a ) Tj ET Q q 0 0 0 rg BT 110.96 638.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 151.79 638.10 Td (case, ) Tj ET Q q 0 0 0 rg BT 174.03 638.10 Td (and ) Tj ET Q q 0 0 0 rg BT 191.00 638.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 216.30 638.10 Td (bad ) Tj ET Q q 0 0 0 rg BT 233.26 638.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 253.01 638.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 287.75 638.10 Td (from ) Tj ET Q q 0 0 0 rg BT 309.71 638.10 Td (improved ) Tj ET Q q 0 0 0 rg BT 350.57 638.10 Td (collections. ) Tj ET Q q 0 0 0 rg BT 398.92 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 401.27 638.10 Td (The ) Tj ET Q q 0 0 0 rg BT 419.34 638.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 456.29 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 466.59 638.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 509.66 638.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 532.19 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 542.50 638.10 Td (2016 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (was ) Tj ET Q q 0 0 0 rg BT 66.82 626.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 105.81 626.10 Td (due ) Tj ET Q q 0 0 0 rg BT 122.02 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 131.57 626.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 158.88 626.10 Td (spending ) Tj ET Q q 0 0 0 rg BT 196.76 626.10 Td (in ) Tj ET Q q 0 0 0 rg BT 206.31 626.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 228.09 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 237.64 626.10 Td (drive ) Tj ET Q q 0 0 0 rg BT 259.95 626.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 299.48 626.10 Td (Hubzu ) Tj ET Q q 0 0 0 rg BT 327.91 626.10 Td (website ) Tj ET Q q 0 0 0 rg BT 360.23 626.10 Td (traf) Tj ET Q q 0 0 0 rg BT 373.93 626.10 Td (fic ) Tj ET Q q 0 0 0 rg BT 386.24 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 402.45 626.10 Td (volumes. ) Tj ET Q q 0 0 0 rg BT 440.61 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 442.26 626.10 Td (These ) Tj ET Q q 0 0 0 rg BT 467.90 626.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 507.98 626.10 Td (were ) Tj ET Q q 0 0 0 rg BT 529.18 626.10 Td (partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 614.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 75.08 614.10 Td (by ) Tj ET Q q 0 0 0 rg BT 88.07 614.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 116.61 614.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 175.15 614.10 Td (and ) Tj ET Q q 0 0 0 rg BT 192.58 614.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 227.22 614.10 Td (due ) Tj ET Q q 0 0 0 rg BT 244.65 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 255.42 614.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 286.75 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 298.07 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 313.28 614.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 335.71 614.10 Td (and ) Tj ET Q q 0 0 0 rg BT 353.14 614.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 396.67 614.10 Td (or) Tj ET Q q 0 0 0 rg BT 404.82 614.10 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 453.36 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 464.13 614.10 Td (support ) Tj ET Q q 0 0 0 rg BT 497.12 614.10 Td (our ) Tj ET Q q 0 0 0 rg BT 513.44 614.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 548.08 614.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 87.84 602.10 Td (diversification ) Tj ET Q q 0 0 0 rg BT 147.29 602.10 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 188.42 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 204.55 602.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 231.79 602.10 Td (headcount ) Tj ET Q q 0 0 0 rg BT 274.57 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 284.04 602.10 Td (support ) Tj ET Q q 0 0 0 rg BT 315.73 602.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 344.62 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 354.64 602.10 Td (our ) Tj ET Q q 0 0 0 rg BT 369.66 602.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 399.68 602.10 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 440.80 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 456.93 602.10 Td (an ) Tj ET Q q 0 0 0 rg BT 468.06 602.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 502.50 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 511.97 602.10 Td (amortization ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.63 590.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 103.42 590.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 129.56 590.10 Td (due ) Tj ET Q q 0 0 0 rg BT 146.80 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 157.38 590.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 185.72 590.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 224.06 590.10 Td (from ) Tj ET Q q 0 0 0 rg BT 246.30 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.32 590.10 Td (Homeward ) Tj ET Q q 0 0 0 rg BT 308.55 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 325.79 590.10 Td (ResCap ) Tj ET Q q 0 0 0 rg BT 359.70 590.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 401.39 590.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 443.62 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 454.20 590.10 Td (projections ) Tj ET Q q 0 0 0 rg BT 501.43 590.10 Td (\(revenue-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (amortization\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 557.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 75.33 557.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 118.94 557.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 536.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.77 536.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 115.03 536.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 153.63 536.10 Td (include ) Tj ET Q q 0 0 0 rg BT 185.56 536.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 234.16 536.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 260.55 536.10 Td (and ) Tj ET Q q 0 0 0 rg BT 277.49 536.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 312.20 536.10 Td (in ) Tj ET Q q 0 0 0 rg BT 322.48 536.10 Td (the ) Tj ET Q q 0 0 0 rg BT 337.20 536.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 353.57 536.10 Td (value ) Tj ET Q q 0 0 0 rg BT 377.73 536.10 Td (of ) Tj ET Q q 0 0 0 rg BT 388.56 536.10 Td (the ) Tj ET Q q 0 0 0 rg BT 403.27 536.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 437.43 536.10 Td (Earn ) Tj ET Q q 0 0 0 rg BT 458.81 536.10 Td (Out.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 515.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.77 515.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 115.03 515.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 153.63 515.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 183.91 515.10 Td (of ) Tj ET Q q 0 0 0 rg BT 194.74 515.10 Td (the ) Tj ET Q q 0 0 0 rg BT 209.46 515.10 Td (following ) Tj ET Q q 0 0 0 rg BT 250.84 515.10 Td (for ) Tj ET Q q 0 0 0 rg BT 265.00 515.10 Td (the ) Tj ET Q q 0 0 0 rg BT 279.72 515.10 Td (years ) Tj ET Q q 0 0 0 rg BT 303.32 515.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.70 515.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.28 515.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 471.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 471.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 471.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 471.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 471.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 471.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 471.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 471.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 471.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 471.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 471.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 447.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 267.00 447.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 447.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.00 447.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 330.00 447.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.00 447.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 447.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 444.00 447.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 448.00 447.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 447.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.00 447.60 55.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 483.6 m 267 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 483.6 m 326 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 330 483.6 m 385 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 483.6 m 444 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448 483.6 m 503 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 483.6 m 562 483.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 447.6 m 326 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 447.6 m 444 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 447.6 m 562 447.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 424.6 m 326 424.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 422.6 m 326 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 424.6 m 444 424.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 422.6 m 444 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 424.6 m 562 424.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507 422.6 m 562 422.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 488.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.00 487.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 337.60 495.83 Td (% Incr) Tj ET Q q 0 0 0 rg BT 362.19 495.83 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 339.75 487.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 357.44 487.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 408.00 487.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 455.60 495.83 Td (% Incr) Tj ET Q q 0 0 0 rg BT 480.19 495.83 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 457.75 487.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 475.44 487.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 526.00 487.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 462.22 Td (Impairment losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 462.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 462.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.50 462.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 462.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 462.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.80 462.22 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 462.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 462.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 462.22 Td (64,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 450.22 Td (Change in the fair value of Equator Earn Out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 450.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.50 450.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 450.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.80 450.22 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 450.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 450.22 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 450.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 426.22 Td (Other operating expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.50 426.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 426.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.50 426.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.50 426.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 426.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.80 426.22 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 426.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 426.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 426.22 Td (56,555) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 400.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.78 400.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 115.06 400.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 153.67 400.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.96 400.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 186.48 400.10 Td (included ) Tj ET Q q 0 0 0 rg BT 223.42 400.10 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 262.04 400.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 310.65 400.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 337.05 400.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.90 400.10 Td ($64.1 ) Tj ET Q q 0 0 0 rg BT 372.91 400.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.80 400.10 Td (, ) Tj ET Q q 0 0 0 rg BT 406.82 400.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 442.65 400.10 Td (of) Tj ET Q q 0 0 0 rg BT 450.80 400.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 467.75 400.10 Td (by ) Tj ET Q q 0 0 0 rg BT 480.27 400.10 Td (a ) Tj ET Q q 0 0 0 rg BT 487.22 400.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 506.95 400.10 Td (on ) Tj ET Q q 0 0 0 rg BT 519.46 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 534.19 400.10 Td (change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 388.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.43 388.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 77.45 388.10 Td (value ) Tj ET Q q 0 0 0 rg BT 102.26 388.10 Td (of ) Tj ET Q q 0 0 0 rg BT 113.74 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 129.10 388.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 163.91 388.10 Td (Earn ) Tj ET Q q 0 0 0 rg BT 185.94 388.10 Td (Out ) Tj ET Q q 0 0 0 rg BT 204.08 388.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.56 388.10 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 236.21 388.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.11 388.10 Td (. ) Tj ET Q q 0 0 0 rg BT 270.75 388.10 Td ( ) Tj ET Q q 0 0 0 rg BT 273.68 388.10 Td (The ) Tj ET Q q 0 0 0 rg BT 292.37 388.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 341.62 388.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 360.33 388.10 Td (was ) Tj ET Q q 0 0 0 rg BT 379.03 388.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 419.39 388.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 448.09 388.10 Td (by ) Tj ET Q q 0 0 0 rg BT 461.24 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 476.61 388.10 Td (Company) Tj ET Q q 0 0 0 rg BT 518.27 388.10 Td (s ) Tj ET Q q 0 0 0 rg BT 525.31 388.10 Td (projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 376.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 96.69 376.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 131.10 376.10 Td (from ) Tj ET Q q 0 0 0 rg BT 153.30 376.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 184.38 376.10 Td (and ) Tj ET Q q 0 0 0 rg BT 201.58 376.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 248.23 376.10 Td (in ) Tj ET Q q 0 0 0 rg BT 258.77 376.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 312.07 376.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 350.38 376.10 Td (to ) Tj ET Q q 0 0 0 rg BT 360.92 376.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 394.50 376.10 Td ( ) Tj ET Q q 0 0 0 rg BT 397.06 376.10 Td (The ) Tj ET Q q 0 0 0 rg BT 415.37 376.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 449.24 376.10 Td (for ) Tj ET Q q 0 0 0 rg BT 463.66 376.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 508.63 376.10 Td (consideration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 364.10 Td (related ) Tj ET Q q 0 0 0 rg BT 79.50 364.10 Td (to ) Tj ET Q q 0 0 0 rg BT 90.08 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 105.10 364.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 151.78 364.10 Td (of ) Tj ET Q q 0 0 0 rg BT 162.91 364.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 197.36 364.10 Td (was ) Tj ET Q q 0 0 0 rg BT 215.71 364.10 Td (reflected ) Tj ET Q q 0 0 0 rg BT 253.48 364.10 Td (at ) Tj ET Q q 0 0 0 rg BT 263.50 364.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 280.17 364.10 Td (value ) Tj ET Q q 0 0 0 rg BT 304.63 364.10 Td (and ) Tj ET Q q 0 0 0 rg BT 321.87 364.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 357.99 364.10 Td (each ) Tj ET Q q 0 0 0 rg BT 379.11 364.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 418.56 364.10 Td (period ) Tj ET Q q 0 0 0 rg BT 446.91 364.10 Td (with ) Tj ET Q q 0 0 0 rg BT 467.48 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.50 364.10 Td (change ) Tj ET Q q 0 0 0 rg BT 513.61 364.10 Td (in ) Tj ET Q q 0 0 0 rg BT 524.19 364.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 540.87 364.10 Td (value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 352.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 96.00 352.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.42 352.10 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 145.43 352.10 Td ( ) Tj ET Q q 0 0 0 rg BT 148.07 352.10 Td (In ) Tj ET Q q 0 0 0 rg BT 159.04 352.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 184.18 352.10 Td (we ) Tj ET Q q 0 0 0 rg BT 198.48 352.10 Td (reached ) Tj ET Q q 0 0 0 rg BT 232.20 352.10 Td (an ) Tj ET Q q 0 0 0 rg BT 244.27 352.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 288.55 352.10 Td (with ) Tj ET Q q 0 0 0 rg BT 308.97 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 323.82 352.10 Td (former ) Tj ET Q q 0 0 0 rg BT 353.67 352.10 Td (owners ) Tj ET Q q 0 0 0 rg BT 385.19 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 396.16 352.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 430.45 352.10 Td (to ) Tj ET Q q 0 0 0 rg BT 440.87 352.10 Td (extinguish ) Tj ET Q q 0 0 0 rg BT 485.17 352.10 Td (any ) Tj ET Q q 0 0 0 rg BT 502.25 352.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 535.99 352.10 Td (for ) Tj ET Q q 0 0 0 rg BT 550.29 352.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 340.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 83.90 340.10 Td (Earn ) Tj ET Q q 0 0 0 rg BT 105.52 340.10 Td (Out. ) Tj ET Q q 0 0 0 rg BT 125.77 340.10 Td ( ) Tj ET Q q 0 0 0 rg BT 128.51 340.10 Td (In ) Tj ET Q q 0 0 0 rg BT 139.59 340.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 186.21 340.10 Td (with ) Tj ET Q q 0 0 0 rg BT 206.73 340.10 Td (this ) Tj ET Q q 0 0 0 rg BT 223.93 340.10 Td (settlement, ) Tj ET Q q 0 0 0 rg BT 270.27 340.10 Td (we ) Tj ET Q q 0 0 0 rg BT 284.68 340.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 319.07 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.03 340.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 367.88 340.10 Td (for ) Tj ET Q q 0 0 0 rg BT 382.29 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.25 340.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 431.65 340.10 Td (Earn ) Tj ET Q q 0 0 0 rg BT 453.27 340.10 Td (Out ) Tj ET Q q 0 0 0 rg BT 471.02 340.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.54 340.10 Td ($0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.54 340.10 Td ( ) Tj ET Q q 0 0 0 rg BT 494.29 340.10 Td (and ) Tj ET Q q 0 0 0 rg BT 511.47 340.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 558.08 340.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 328.10 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 69.50 328.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.39 328.10 Td ( ) Tj ET Q q 0 0 0 rg BT 100.89 328.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 136.15 328.10 Td (in ) Tj ET Q q 0 0 0 rg BT 146.42 328.10 Td (earnings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 307.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 81.43 307.10 Td (fr) Tj ET Q q 0 0 0 rg BT 87.73 307.10 Td (om ) Tj ET Q q 0 0 0 rg BT 102.45 307.10 Td (Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 286.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 81.62 286.10 Td (from ) Tj ET Q q 0 0 0 rg BT 103.19 286.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 146.98 286.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 188.52 286.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.44 286.10 Td ($134.0 ) Tj ET Q q 0 0 0 rg BT 228.07 286.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.96 286.10 Td (, ) Tj ET Q q 0 0 0 rg BT 261.59 286.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 286.10 Td (18%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.48 286.10 Td ( ) Tj ET Q q 0 0 0 rg BT 333.61 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.08 286.10 Td (service ) Tj ET Q q 0 0 0 rg BT 374.52 286.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 410.80 286.10 Td (for ) Tj ET Q q 0 0 0 rg BT 424.59 286.10 Td (the ) Tj ET Q q 0 0 0 rg BT 438.94 286.10 Td (year ) Tj ET Q q 0 0 0 rg BT 458.28 286.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.29 286.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 542.51 286.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 274.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 90.80 274.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.45 274.10 Td ($159.3 ) Tj ET Q q 0 0 0 rg BT 129.83 274.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.72 274.10 Td (, ) Tj ET Q q 0 0 0 rg BT 163.09 274.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.39 274.10 Td (21%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.72 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 234.60 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 244.80 274.10 Td (service ) Tj ET Q q 0 0 0 rg BT 274.99 274.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 311.01 274.10 Td (for ) Tj ET Q q 0 0 0 rg BT 324.55 274.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.64 274.10 Td (year ) Tj ET Q q 0 0 0 rg BT 357.72 274.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.47 274.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 441.43 274.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.43 274.10 Td (. ) Tj ET Q q 0 0 0 rg BT 465.81 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 467.68 274.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 499.54 274.10 Td (from ) Tj ET Q q 0 0 0 rg BT 520.86 274.10 Td (operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 262.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 90.45 262.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.42 262.10 Td ($159.3 ) Tj ET Q q 0 0 0 rg BT 132.11 262.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.00 262.10 Td (, ) Tj ET Q q 0 0 0 rg BT 166.70 262.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.31 262.10 Td (21%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.64 262.10 Td ( ) Tj ET Q q 0 0 0 rg BT 240.84 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.36 262.10 Td (service ) Tj ET Q q 0 0 0 rg BT 283.87 262.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 321.21 262.10 Td (for ) Tj ET Q q 0 0 0 rg BT 336.06 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 351.47 262.10 Td (year ) Tj ET Q q 0 0 0 rg BT 371.87 262.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 398.94 262.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 458.22 262.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 481.41 262.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 524.03 262.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.00 262.10 Td ($143.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 250.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 250.10 Td (, ) Tj ET Q q 0 0 0 rg BT 82.86 250.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.25 250.10 Td (18%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.58 250.10 Td ( ) Tj ET Q q 0 0 0 rg BT 154.55 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 164.85 250.10 Td (service ) Tj ET Q q 0 0 0 rg BT 195.13 250.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 231.24 250.10 Td (for ) Tj ET Q q 0 0 0 rg BT 244.87 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.06 250.10 Td (year ) Tj ET Q q 0 0 0 rg BT 278.23 250.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.08 250.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 362.13 250.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.13 250.10 Td (. ) Tj ET Q q 0 0 0 rg BT 386.59 250.10 Td ( ) Tj ET Q q 0 0 0 rg BT 388.56 250.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 430.52 250.10 Td (income ) Tj ET Q q 0 0 0 rg BT 461.92 250.10 Td (as ) Tj ET Q q 0 0 0 rg BT 472.21 250.10 Td (a ) Tj ET Q q 0 0 0 rg BT 478.62 250.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 523.89 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 534.19 250.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 238.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.54 238.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 127.34 238.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.52 238.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.52 238.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.91 238.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 204.72 238.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.90 238.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.90 238.10 Td (, ) Tj ET Q q 0 0 0 rg BT 241.79 238.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 282.39 238.10 Td (as ) Tj ET Q q 0 0 0 rg BT 294.12 238.10 Td (a ) Tj ET Q q 0 0 0 rg BT 301.95 238.10 Td (result ) Tj ET Q q 0 0 0 rg BT 327.56 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 339.28 238.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 365.44 238.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 389.95 238.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 415.55 238.10 Td (mar) Tj ET Q q 0 0 0 rg BT 430.92 238.10 Td (gins ) Tj ET Q q 0 0 0 rg BT 450.98 238.10 Td (from ) Tj ET Q q 0 0 0 rg BT 473.81 238.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 508.85 238.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 527.80 238.10 Td (changes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 226.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 86.07 226.10 Td (of) Tj ET Q q 0 0 0 rg BT 94.22 226.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 111.90 226.10 Td (by ) Tj ET Q q 0 0 0 rg BT 125.15 226.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 151.17 226.10 Td (SG&A, ) Tj ET Q q 0 0 0 rg BT 184.70 226.10 Td (as ) Tj ET Q q 0 0 0 rg BT 196.27 226.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 237.85 226.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 267.47 226.10 Td ( ) Tj ET Q q 0 0 0 rg BT 270.72 226.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 313.95 226.10 Td (income ) Tj ET Q q 0 0 0 rg BT 346.63 226.10 Td (as ) Tj ET Q q 0 0 0 rg BT 358.21 226.10 Td (a ) Tj ET Q q 0 0 0 rg BT 365.90 226.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 412.44 226.10 Td (of ) Tj ET Q q 0 0 0 rg BT 424.02 226.10 Td (service ) Tj ET Q q 0 0 0 rg BT 455.58 226.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 490.48 226.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 531.48 226.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.50 226.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 214.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 91.99 214.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.84 214.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.84 214.10 Td (, ) Tj ET Q q 0 0 0 rg BT 128.41 214.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 168.70 214.10 Td (due ) Tj ET Q q 0 0 0 rg BT 186.20 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 197.05 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.34 214.10 Td (other ) Tj ET Q q 0 0 0 rg BT 235.96 214.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 276.79 214.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 315.96 214.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 354.01 214.10 Td (in ) Tj ET Q q 0 0 0 rg BT 364.85 214.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 387.92 214.10 Td (and ) Tj ET Q q 0 0 0 rg BT 405.43 214.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 431.27 214.10 Td (SG&A, ) Tj ET Q q 0 0 0 rg BT 464.63 214.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 501.02 214.10 Td (of) Tj ET Q q 0 0 0 rg BT 509.17 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 181.10 Td (Because ) Tj ET Q q 0 0 0 rg BT 86.21 181.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.82 181.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 144.09 181.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 176.37 181.10 Td (is ) Tj ET Q q 0 0 0 rg BT 186.43 181.10 Td (our ) Tj ET Q q 0 0 0 rg BT 203.16 181.10 Td (lar) Tj ET Q q 0 0 0 rg BT 213.52 181.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 233.03 181.10 Td (and ) Tj ET Q q 0 0 0 rg BT 250.86 181.10 Td (highest ) Tj ET Q q 0 0 0 rg BT 283.14 181.10 Td (mar) Tj ET Q q 0 0 0 rg BT 298.51 181.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 314.68 181.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 351.40 181.10 Td (and ) Tj ET Q q 0 0 0 rg BT 369.23 181.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 400.95 181.10 Td (is ) Tj ET Q q 0 0 0 rg BT 411.01 181.10 Td (our ) Tj ET Q q 0 0 0 rg BT 427.74 181.10 Td (lar) Tj ET Q q 0 0 0 rg BT 438.11 181.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 457.61 181.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 497.66 181.10 Td (in ) Tj ET Q q 0 0 0 rg BT 508.83 181.10 Td (this ) Tj ET Q q 0 0 0 rg BT 526.68 181.10 Td (segment, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 169.10 Td (declines ) Tj ET Q q 0 0 0 rg BT 83.85 169.10 Td (in ) Tj ET Q q 0 0 0 rg BT 93.21 169.10 Td (service ) Tj ET Q q 0 0 0 rg BT 123.12 169.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 156.35 169.10 Td (from ) Tj ET Q q 0 0 0 rg BT 177.37 169.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 207.28 169.10 Td (and ) Tj ET Q q 0 0 0 rg BT 223.30 169.10 Td (the ) Tj ET Q q 0 0 0 rg BT 237.10 169.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 270.90 169.10 Td (in ) Tj ET Q q 0 0 0 rg BT 280.26 169.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 297.40 169.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.32 169.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 340.55 169.10 Td (from ) Tj ET Q q 0 0 0 rg BT 361.58 169.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 391.48 169.10 Td (have ) Tj ET Q q 0 0 0 rg BT 411.95 169.10 Td (had ) Tj ET Q q 0 0 0 rg BT 427.97 169.10 Td (a ) Tj ET Q q 0 0 0 rg BT 433.99 169.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 469.45 169.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 498.25 169.10 Td (on ) Tj ET Q q 0 0 0 rg BT 509.84 169.10 Td (our ) Tj ET Q q 0 0 0 rg BT 524.75 169.10 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 157.10 Td (income.) 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rg BT 182.82 689.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 215.32 689.25 Td (for ) Tj ET Q q 0 0 0 rg BT 229.48 689.25 Td (the ) Tj ET Q q 0 0 0 rg BT 244.19 689.25 Td (years ) Tj ET Q q 0 0 0 rg BT 267.79 689.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.17 689.25 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.75 689.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 645.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 645.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 645.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 645.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 645.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 645.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 645.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 645.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 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ET q 0 0 0 rg BT 274.50 624.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 624.37 Td (4,713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.15 624.37 Td (326) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 624.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 624.37 Td (1,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 624.37 Td (\(55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 624.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 624.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 624.37 Td (2,462) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 612.37 Td (Real Estate Investor Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 612.37 Td (82,108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.80 612.37 Td (\(2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 612.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 612.37 Td (83,699) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 612.37 Td (88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 612.37 Td (44,501) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 600.37 Td (T) Tj ET Q q 0 0 0 rg BT 76.26 600.37 Td (otal service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 600.37 Td (86,821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 600.37 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 600.37 Td (84,805) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 600.37 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 600.37 Td (46,963) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 576.37 Td (Reimbursable expenses:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 564.37 Td (Real Estate Investor Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 564.37 Td (2,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 564.37 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 564.37 Td (1,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 564.37 Td (\(75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 564.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 564.37 Td (7,236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 552.37 Td (T) Tj ET Q q 0 0 0 rg BT 76.26 552.37 Td (otal reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 552.37 Td (2,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 552.37 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 552.37 Td (1,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 552.37 Td (\(75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 552.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 552.37 Td (7,236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 528.32 Td (T) Tj ET Q q 0 0 0 rg BT 75.91 528.32 Td (otal revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 528.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 528.32 Td (89,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 528.32 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 528.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 528.32 Td (86,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 528.32 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 528.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 528.32 Td (54,199) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 501.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 501.25 Td (e ) Tj ET Q q 0 0 0 rg BT 64.67 501.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 110.62 501.25 Td (service ) Tj ET Q q 0 0 0 rg BT 141.03 501.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 174.76 501.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.19 501.25 Td ($86.8 ) Tj ET Q q 0 0 0 rg BT 209.78 501.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.67 501.25 Td ( ) Tj ET Q q 0 0 0 rg BT 240.76 501.25 Td (for ) Tj ET Q q 0 0 0 rg BT 254.51 501.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.82 501.25 Td (year ) Tj ET Q q 0 0 0 rg BT 288.12 501.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.00 501.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.09 501.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 372.26 501.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.26 501.25 Td (, ) Tj ET Q q 0 0 0 rg BT 396.85 501.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.38 501.25 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.71 501.25 Td ( ) Tj ET Q q 0 0 0 rg BT 418.80 501.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 453.65 501.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 495.16 501.25 Td (to ) Tj ET Q q 0 0 0 rg BT 505.03 501.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.34 501.25 Td (year ) Tj ET Q q 0 0 0 rg BT 538.64 501.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 489.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 107.67 489.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.67 489.25 Td (. ) Tj ET Q q 0 0 0 rg BT 132.26 489.25 Td ( ) Tj ET Q q 0 0 0 rg BT 134.20 489.25 Td (The ) Tj ET Q q 0 0 0 rg BT 151.83 489.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 186.68 489.25 Td (in ) Tj ET Q q 0 0 0 rg BT 196.54 489.25 Td (service ) Tj ET Q q 0 0 0 rg BT 226.95 489.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 260.68 489.25 Td (was ) Tj ET Q q 0 0 0 rg BT 278.32 489.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 317.63 489.25 Td (due ) Tj ET Q q 0 0 0 rg BT 334.15 489.25 Td (to ) Tj ET Q q 0 0 0 rg BT 344.02 489.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 374.44 489.25 Td (in ) Tj ET Q q 0 0 0 rg BT 384.31 489.25 Td (the ) Tj ET Q q 0 0 0 rg BT 398.61 489.25 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 441.81 489.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 462.22 489.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 488.75 489.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 528.62 489.25 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 477.25 Td (from ) Tj ET Q q 0 0 0 rg BT 71.75 477.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 100.12 477.25 Td (transaction ) Tj ET Q q 0 0 0 rg BT 146.81 477.25 Td (volumes. ) Tj ET Q q 0 0 0 rg BT 186.01 477.25 Td ( ) Tj ET Q q 0 0 0 rg BT 188.83 477.25 Td (Significant ) Tj ET Q q 0 0 0 rg BT 235.52 477.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 266.67 477.25 Td (in ) Tj ET Q q 0 0 0 rg BT 277.27 477.25 Td (home ) Tj ET Q q 0 0 0 rg BT 302.30 477.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 324.55 477.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 359.02 477.25 Td (in ) Tj ET Q q 0 0 0 rg BT 369.61 477.25 Td (our ) Tj ET Q q 0 0 0 rg BT 385.76 477.25 Td (buy-renovate-lease-sell ) Tj ET Q q 0 0 0 rg BT 481.86 477.25 Td (program ) Tj ET Q q 0 0 0 rg BT 518.55 477.25 Td (in ) Tj ET Q q 0 0 0 rg BT 529.15 477.25 Td (the ) Tj ET Q q 0 0 0 rg BT 544.18 477.25 Td (Real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 465.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 75.87 465.25 Td (Investor ) Tj ET Q q 0 0 0 rg BT 110.58 465.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 150.30 465.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 188.63 465.25 Td (which ) Tj ET Q q 0 0 0 rg BT 215.01 465.25 Td (began ) Tj ET Q q 0 0 0 rg BT 240.82 465.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 284.42 465.25 Td (in ) Tj ET Q q 0 0 0 rg BT 294.13 465.25 Td (the ) Tj ET Q q 0 0 0 rg BT 308.29 465.25 Td (second ) Tj ET Q q 0 0 0 rg BT 337.99 465.25 Td (half ) Tj ET Q q 0 0 0 rg BT 355.48 465.25 Td (of ) Tj ET Q q 0 0 0 rg BT 365.74 465.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 390.18 465.25 Td (was ) Tj ET Q q 0 0 0 rg BT 407.67 465.25 Td (lar) Tj ET Q q 0 0 0 rg BT 418.04 465.25 Td (gely ) Tj ET Q q 0 0 0 rg BT 437.19 465.25 Td (of) Tj ET Q q 0 0 0 rg BT 445.34 465.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 461.72 465.25 Td (by ) Tj ET Q q 0 0 0 rg BT 473.65 465.25 Td (RESI) Tj ET Q q 0 0 0 rg BT 498.10 465.25 Td (s ) Tj ET Q q 0 0 0 rg BT 503.93 465.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 528.64 465.25 Td (property ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 453.25 Td (preservation ) Tj ET Q q 0 0 0 rg BT 101.50 453.25 Td (referrals ) Tj ET Q q 0 0 0 rg BT 137.39 453.25 Td (and ) Tj ET Q q 0 0 0 rg BT 154.41 453.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 176.99 453.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 199.00 453.25 Td (in ) Tj ET Q q 0 0 0 rg BT 209.36 453.25 Td (the ) Tj ET Q q 0 0 0 rg BT 224.16 453.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 245.06 453.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 272.08 453.25 Td (Investor ) Tj ET Q q 0 0 0 rg BT 307.42 453.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 347.79 453.25 Td (business ) Tj ET Q q 0 0 0 rg BT 384.26 453.25 Td (as ) Tj ET Q q 0 0 0 rg BT 395.17 453.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 419.42 453.25 Td (continues ) Tj ET Q q 0 0 0 rg BT 460.33 453.25 Td (its ) Tj ET Q q 0 0 0 rg BT 472.36 453.25 Td (transition ) Tj ET Q q 0 0 0 rg BT 512.71 453.25 Td (from ) Tj ET Q q 0 0 0 rg BT 534.73 453.25 Td (buying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 441.25 Td (non-performing ) Tj ET Q q 0 0 0 rg BT 115.32 441.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 138.92 441.25 Td (to ) Tj ET Q q 0 0 0 rg BT 149.20 441.25 Td (directly ) Tj ET Q q 0 0 0 rg BT 182.24 441.25 Td (acquiring ) Tj ET Q q 0 0 0 rg BT 222.51 441.25 Td (rental ) Tj ET Q q 0 0 0 rg BT 247.77 441.25 Td (homes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 420.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 420.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.51 420.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 112.30 420.25 Td (service ) Tj ET Q q 0 0 0 rg BT 143.55 420.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 178.12 420.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.39 420.25 Td ($84.8 ) Tj ET Q q 0 0 0 rg BT 214.82 420.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.71 420.25 Td ( ) Tj ET Q q 0 0 0 rg BT 246.64 420.25 Td (for ) Tj ET Q q 0 0 0 rg BT 261.23 420.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.38 420.25 Td (year ) Tj ET Q q 0 0 0 rg BT 296.52 420.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.39 420.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.32 420.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 382.34 420.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.34 420.25 Td (, ) Tj ET Q q 0 0 0 rg BT 407.77 420.25 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.14 420.25 Td (81%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.47 420.25 Td ( ) Tj ET Q q 0 0 0 rg BT 441.40 420.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 477.09 420.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 519.44 420.25 Td (to ) Tj ET Q q 0 0 0 rg BT 530.15 420.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 420.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 408.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.38 408.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.14 408.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 134.99 408.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.99 408.25 Td (. ) Tj ET Q q 0 0 0 rg BT 160.26 408.25 Td ( ) Tj ET Q q 0 0 0 rg BT 162.83 408.25 Td (The ) Tj ET Q q 0 0 0 rg BT 181.14 408.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 216.66 408.25 Td (in ) Tj ET Q q 0 0 0 rg BT 227.20 408.25 Td (service ) Tj ET Q q 0 0 0 rg BT 258.28 408.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 292.70 408.25 Td (was ) Tj ET Q q 0 0 0 rg BT 311.01 408.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 350.99 408.25 Td (due ) Tj ET Q q 0 0 0 rg BT 368.20 408.25 Td (to ) Tj ET Q q 0 0 0 rg BT 378.74 408.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 409.84 408.25 Td (in ) Tj ET Q q 0 0 0 rg BT 420.38 408.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.36 408.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 481.43 408.25 Td (of ) Tj ET Q q 0 0 0 rg BT 492.53 408.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 516.96 408.25 Td (homes ) Tj ET Q q 0 0 0 rg BT 545.84 408.25 Td (sold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 396.25 Td (through ) Tj ET Q q 0 0 0 rg BT 84.73 396.25 Td (auction ) Tj ET Q q 0 0 0 rg BT 118.28 396.25 Td (on ) Tj ET Q q 0 0 0 rg BT 132.40 396.25 Td (Hubzu, ) Tj ET Q q 0 0 0 rg BT 165.68 396.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 207.55 396.25 Td (volumes ) Tj ET Q q 0 0 0 rg BT 245.55 396.25 Td (of ) Tj ET Q q 0 0 0 rg BT 258.00 396.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 287.67 396.25 Td (value ) Tj ET Q q 0 0 0 rg BT 313.44 396.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 339.23 396.25 Td (property ) Tj ET Q q 0 0 0 rg BT 377.23 396.25 Td (preservation ) Tj ET Q q 0 0 0 rg BT 430.77 396.25 Td (referrals ) Tj ET Q q 0 0 0 rg BT 468.19 396.25 Td (and ) Tj ET Q q 0 0 0 rg BT 486.75 396.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 528.62 396.25 Td (property ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 384.25 Td (management ) Tj ET Q q 0 0 0 rg BT 103.09 384.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 121.69 384.25 Td (from ) Tj ET Q q 0 0 0 rg BT 143.63 384.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.34 384.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 182.51 384.25 Td (portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 363.25 Td (Certain ) Tj ET Q q 0 0 0 rg BT 82.03 363.25 Td (of ) Tj ET Q q 0 0 0 rg BT 93.46 363.25 Td (our ) Tj ET Q q 0 0 0 rg BT 109.89 363.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 131.31 363.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 158.84 363.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 190.82 363.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 236.14 363.25 Td (are ) Tj ET Q q 0 0 0 rg BT 251.44 363.25 Td (impacted ) Tj ET Q q 0 0 0 rg BT 291.19 363.25 Td (by ) Tj ET Q q 0 0 0 rg BT 304.29 363.25 Td (seasonality) Tj ET Q q 0 0 0 rg BT 348.07 363.25 Td (. ) Tj ET Q q 0 0 0 rg BT 353.67 363.25 Td ( ) Tj ET Q q 0 0 0 rg BT 356.77 363.25 Td (Revenues ) Tj ET Q q 0 0 0 rg BT 398.75 363.25 Td (from ) Tj ET Q q 0 0 0 rg BT 421.28 363.25 Td (property ) Tj ET Q q 0 0 0 rg BT 458.26 363.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 480.79 363.25 Td (and ) Tj ET Q q 0 0 0 rg BT 498.33 363.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 528.63 363.25 Td (property ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 351.25 Td (preservation ) Tj ET Q q 0 0 0 rg BT 101.42 351.25 Td (services ) Tj ET Q q 0 0 0 rg BT 136.13 351.25 Td (are ) Tj ET Q q 0 0 0 rg BT 150.84 351.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 190.54 351.25 Td (lowest ) Tj ET Q q 0 0 0 rg BT 219.15 351.25 Td (during ) Tj ET Q q 0 0 0 rg BT 247.76 351.25 Td (the ) Tj ET Q q 0 0 0 rg BT 262.47 351.25 Td (fall ) Tj ET Q q 0 0 0 rg BT 278.30 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 295.24 351.25 Td (winter ) Tj ET Q q 0 0 0 rg BT 323.28 351.25 Td (months ) Tj ET Q q 0 0 0 rg BT 355.23 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 372.17 351.25 Td (highest ) Tj ET Q q 0 0 0 rg BT 403.56 351.25 Td (during ) Tj ET Q q 0 0 0 rg BT 432.17 351.25 Td (the ) Tj ET Q q 0 0 0 rg BT 446.88 351.25 Td (spring ) Tj ET Q q 0 0 0 rg BT 474.38 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 491.32 351.25 Td (summer ) Tj ET Q q 0 0 0 rg BT 526.04 351.25 Td (months.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 330.25 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.34 330.25 Td (of ) Tj ET Q q 0 0 0 rg BT 80.62 330.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 116.98 330.25 Td (and ) Tj ET Q q 0 0 0 rg BT 134.48 330.25 Td (Gr) Tj ET Q q 0 0 0 rg BT 145.22 330.25 Td (oss ) Tj ET Q q 0 0 0 rg BT 160.51 330.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 170.13 330.25 Td (ofit ) Tj ET Q q 0 0 0 rg BT 185.97 330.25 Td (\(Loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 309.25 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.34 309.25 Td (of ) Tj ET Q q 0 0 0 rg BT 81.17 309.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 115.32 309.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 155.03 309.25 Td (of ) Tj ET Q q 0 0 0 rg BT 165.86 309.25 Td (the ) Tj ET Q q 0 0 0 rg BT 180.58 309.25 Td (following ) Tj ET Q q 0 0 0 rg BT 221.97 309.25 Td (for ) Tj ET Q q 0 0 0 rg BT 236.13 309.25 Td (the ) Tj ET Q q 0 0 0 rg BT 250.84 309.25 Td (years ) Tj ET Q q 0 0 0 rg BT 274.44 309.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.82 309.25 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.40 309.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 266.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 266.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 266.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 266.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 266.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 266.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 266.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 266.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 266.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 266.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 266.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 242.75 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 242.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 242.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 242.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 242.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 242.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 242.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 242.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 242.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 242.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 242.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 217.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 217.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 217.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 217.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 217.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 217.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 217.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 217.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 217.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 217.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 217.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 193.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 193.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 193.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 193.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 193.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 193.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 193.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 193.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 193.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 193.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 193.75 55.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 278.75 m 268 278.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 278.75 m 327 278.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 278.75 m 386 278.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 278.75 m 445 278.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 278.75 m 504 278.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 278.75 m 563 278.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 193.75 m 327 193.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 193.75 m 445 193.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 193.75 m 563 193.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 169.75 m 327 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 167.75 m 327 167.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 169.75 m 445 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 167.75 m 445 167.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 169.75 m 563 169.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 167.75 m 563 167.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 283.20 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.00 282.98 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.60 290.83 Td (% Incr) Tj ET Q q 0 0 0 rg BT 363.12 290.83 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 340.75 282.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 358.37 282.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 409.00 282.98 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.60 290.83 Td (% Incr) Tj ET Q q 0 0 0 rg BT 481.12 290.83 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 458.75 282.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 476.37 282.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.00 282.98 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 257.37 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 257.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 257.37 Td (35,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 257.37 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 257.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 257.37 Td (29,625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 257.37 Td (161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 257.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 257.37 Td (1) Tj ET Q q 0 0 0 rg BT 536.65 257.37 Td (1,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 245.37 Td (Outside fees and services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 245.37 Td (26,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 245.37 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 245.37 Td (26,167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 245.37 Td (42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 245.37 Td (18,460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 233.32 Td (Cost of real estate sold) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 233.32 Td (24,398) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.60 233.32 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 233.32 Td (1,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.60 233.32 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 233.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 220.37 Td (Reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 220.37 Td (2,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 220.37 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 220.37 Td (1,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 220.37 Td (\(75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 220.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 220.37 Td (7,236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 208.37 Td (T) Tj ET Q q 0 0 0 rg BT 58.26 208.37 Td (echnology and telecommunications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 208.37 Td (5,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 208.37 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 208.37 Td (5,208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 208.37 Td (330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 208.37 Td (1,212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 196.37 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 196.37 Td (1,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.15 196.37 Td (103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 196.37 Td (741) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 196.37 Td (148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 196.37 Td (299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 172.32 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 172.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 172.32 Td (96,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 172.32 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 172.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 172.32 Td (64,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 172.32 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 172.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 172.32 Td (38,541) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 151.25 Td (N/M ) Tj ET Q q 0 0 0 rg BT 70.89 151.25 Td ( ) Tj ET Q q 0 0 0 rg BT 83.39 151.25 Td (not ) Tj ET Q q 0 0 0 rg BT 98.67 151.25 Td (meaningful.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 127.25 Td (Cost ) Tj ET Q q 0 0 0 rg BT 69.40 127.25 Td (of ) Tj ET Q q 0 0 0 rg BT 79.29 127.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 112.50 127.25 Td (for ) Tj ET Q q 0 0 0 rg BT 125.73 127.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.50 127.25 Td (year ) Tj ET Q q 0 0 0 rg BT 158.27 127.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.15 127.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.71 127.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 241.36 127.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.36 127.25 Td ( ) Tj ET Q q 0 0 0 rg BT 262.92 127.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.82 127.25 Td ($97.0 ) Tj ET Q q 0 0 0 rg BT 296.88 127.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.77 127.25 Td ( ) Tj ET Q q 0 0 0 rg BT 327.33 127.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 366.65 127.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.21 127.25 Td (50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.54 127.25 Td ( ) Tj ET Q q 0 0 0 rg BT 398.10 127.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 439.09 127.25 Td (to ) Tj ET Q q 0 0 0 rg BT 448.43 127.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.21 127.25 Td (year ) Tj ET Q q 0 0 0 rg BT 480.98 127.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.86 127.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.42 127.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 115.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 115.25 Td (. ) Tj ET Q q 0 0 0 rg BT 75.27 115.25 Td ( ) Tj ET Q q 0 0 0 rg BT 78.30 115.25 Td (The ) Tj ET Q q 0 0 0 rg BT 97.11 115.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 133.13 115.25 Td (in ) Tj ET Q q 0 0 0 rg BT 144.18 115.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 163.55 115.25 Td (of ) Tj ET Q q 0 0 0 rg BT 175.15 115.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 210.06 115.25 Td (was ) Tj ET Q q 0 0 0 rg BT 228.88 115.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 269.36 115.25 Td (due ) Tj ET Q q 0 0 0 rg BT 287.06 115.25 Td (to ) Tj ET Q q 0 0 0 rg BT 298.11 115.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 329.70 115.25 Td (in ) Tj ET Q q 0 0 0 rg BT 340.75 115.25 Td (the ) Tj ET Q q 0 0 0 rg BT 356.23 115.25 Td (buy-renovate-lease-sell ) Tj ET Q q 0 0 0 rg BT 452.78 115.25 Td (business ) Tj ET Q q 0 0 0 rg BT 489.94 115.25 Td (in ) Tj ET Q q 0 0 0 rg BT 500.99 115.25 Td (the ) Tj ET Q q 0 0 0 rg BT 516.47 115.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 538.06 115.25 Td (Estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 103.25 Td (Investor ) Tj ET Q q 0 0 0 rg BT 85.46 103.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 126.45 103.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 166.03 103.25 Td ( ) Tj ET Q q 0 0 0 rg BT 169.23 103.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 230.20 103.25 Td (and ) Tj ET Q q 0 0 0 rg BT 247.83 103.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 282.68 103.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 323.63 103.25 Td (in ) Tj ET Q q 0 0 0 rg BT 334.60 103.25 Td (the ) Tj ET Q q 0 0 0 rg BT 350.01 103.25 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 394.32 103.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 415.84 103.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 443.46 103.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 484.45 103.25 Td (business ) Tj ET Q q 0 0 0 rg BT 521.53 103.25 Td (to ) Tj ET Q q 0 0 0 rg BT 532.51 103.25 Td (support ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 91.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 80.21 91.25 Td (of ) Tj ET Q q 0 0 0 rg BT 90.92 91.25 Td (this ) Tj ET Q q 0 0 0 rg BT 107.75 91.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 146.52 91.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 182.22 91.25 Td (of) Tj ET Q q 0 0 0 rg BT 190.37 91.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 207.18 91.25 Td (by ) Tj ET Q q 0 0 0 rg BT 219.56 91.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 244.71 91.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 302.63 91.25 Td (and ) Tj ET Q q 0 0 0 rg BT 319.45 91.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 353.49 91.25 Td (in ) Tj ET Q q 0 0 0 rg BT 363.64 91.25 Td (the ) Tj ET Q q 0 0 0 rg BT 378.24 91.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 398.94 91.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 425.76 91.25 Td (Investor ) Tj ET Q q 0 0 0 rg BT 460.91 91.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 501.07 91.25 Td (business ) Tj ET Q q 0 0 0 rg BT 537.34 91.25 Td (as ) Tj ET Q q 0 0 0 rg BT 548.05 91.25 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 79.25 Td (business ) Tj ET Q q 0 0 0 rg BT 85.49 79.25 Td (transitions ) Tj ET Q q 0 0 0 rg BT 129.25 79.25 Td (from ) Tj ET Q q 0 0 0 rg BT 150.78 79.25 Td (supporting ) Tj ET Q q 0 0 0 rg BT 195.66 79.25 Td (non-performing ) Tj ET Q q 0 0 0 rg BT 261.07 79.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 284.27 79.25 Td (and ) Tj ET Q q 0 0 0 rg BT 300.81 79.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 322.91 79.25 Td (to ) Tj ET Q q 0 0 0 rg BT 332.78 79.25 Td (supporting ) Tj ET Q q 0 0 0 rg BT 377.65 79.25 Td (real ) Tj ET Q q 0 0 0 rg BT 394.74 79.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 419.60 79.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 457.80 79.25 Td (through ) Tj ET Q q 0 0 0 rg BT 491.00 79.25 Td (our ) Tj ET Q q 0 0 0 rg BT 506.43 79.25 Td (buy-renovate-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 67.25 Td (lease-sell ) Tj ET Q q 0 0 0 rg BT 89.20 67.25 Td (business ) Tj ET Q q 0 0 0 rg BT 125.59 67.25 Td (and ) Tj ET Q q 0 0 0 rg BT 142.53 67.25 Td (other ) Tj ET Q q 0 0 0 rg BT 165.58 67.25 Td (rental ) Tj ET Q q 0 0 0 rg BT 190.84 67.25 Td (and ) Tj ET Q q 0 0 0 rg BT 207.78 67.25 Td (renovation ) Tj ET Q q 0 0 0 rg BT 253.04 67.25 Td (services.) Tj ET Q endstream endobj 99 0 obj <>] /Rotate 0 /Contents 100 0 R>> endobj 100 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Cost ) Tj ET Q q 0 0 0 rg BT 69.33 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 79.15 731.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 112.28 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 125.43 731.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.13 731.10 Td (year ) Tj ET Q q 0 0 0 rg BT 157.83 731.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.71 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.19 731.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 240.77 731.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.77 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 262.25 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.07 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.56 731.10 Td ($64.6 ) Tj ET Q q 0 0 0 rg BT 297.55 731.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.44 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 327.93 731.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 367.17 731.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.66 731.10 Td (68%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.99 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 398.48 731.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 439.39 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 448.66 731.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.36 731.10 Td (year ) Tj ET Q q 0 0 0 rg BT 481.06 731.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.93 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.42 731.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 719.10 Td (, ) Tj ET Q q 0 0 0 rg BT 73.94 719.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 113.08 719.10 Td (due ) Tj ET Q q 0 0 0 rg BT 129.46 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 139.17 719.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 177.75 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 187.46 719.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 244.94 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 261.31 719.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 294.90 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 311.28 719.10 Td (outside ) Tj ET Q q 0 0 0 rg BT 342.10 719.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 360.13 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 376.51 719.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 413.15 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 415.08 719.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 474.79 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 491.17 719.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 524.76 719.10 Td (increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (from ) Tj ET Q q 0 0 0 rg BT 71.08 707.10 Td (our ) Tj ET Q q 0 0 0 rg BT 86.55 707.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 136.46 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 146.38 707.10 Td (support ) Tj ET Q q 0 0 0 rg BT 178.51 707.10 Td (service ) Tj ET Q q 0 0 0 rg BT 208.97 707.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 242.75 707.10 Td (growth, ) Tj ET Q q 0 0 0 rg BT 275.72 707.10 Td (as ) Tj ET Q q 0 0 0 rg BT 286.19 707.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 326.66 707.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 355.17 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 371.75 707.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 401.09 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 411.56 707.10 Td (our ) Tj ET Q q 0 0 0 rg BT 427.03 707.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 457.50 707.10 Td (initiatives. ) Tj ET Q q 0 0 0 rg BT 501.58 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 503.71 707.10 Td (Higher ) Tj ET Q q 0 0 0 rg BT 533.62 707.10 Td (outside ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 68.10 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 85.04 695.10 Td (services ) Tj ET Q q 0 0 0 rg BT 119.74 695.10 Td (were ) Tj ET Q q 0 0 0 rg BT 141.67 695.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 169.72 695.10 Td (by ) Tj ET Q q 0 0 0 rg BT 182.22 695.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 222.47 695.10 Td (volumes ) Tj ET Q q 0 0 0 rg BT 258.86 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.69 695.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 297.74 695.10 Td (value ) Tj ET Q q 0 0 0 rg BT 321.89 695.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 346.06 695.10 Td (property ) Tj ET Q q 0 0 0 rg BT 382.44 695.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 434.36 695.10 Td (referrals.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (Gross ) Tj ET Q q 0 0 0 rg BT 76.09 674.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 101.56 674.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 144.22 674.10 Td (to ) Tj ET Q q 0 0 0 rg BT 155.25 674.10 Td (a ) Tj ET Q q 0 0 0 rg BT 162.94 674.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 181.76 674.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.34 674.10 Td ($7.2 ) Tj ET Q q 0 0 0 rg BT 214.09 674.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.98 674.10 Td (, ) Tj ET Q q 0 0 0 rg BT 248.73 674.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.41 674.10 Td (\(8\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.40 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 324.65 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.23 674.10 Td (service ) Tj ET Q q 0 0 0 rg BT 367.80 674.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 405.20 674.10 Td (for ) Tj ET Q q 0 0 0 rg BT 420.11 674.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.58 674.10 Td (year ) Tj ET Q q 0 0 0 rg BT 456.04 674.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.92 674.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.17 674.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 542.50 674.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 91.81 662.10 Td (to ) Tj ET Q q 0 0 0 rg BT 102.47 662.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 126.47 662.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 151.58 662.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.79 662.10 Td ($22.0 ) Tj ET Q q 0 0 0 rg BT 188.18 662.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.07 662.10 Td (, ) Tj ET Q q 0 0 0 rg BT 222.45 662.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.76 662.10 Td (26%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.09 662.10 Td ( ) Tj ET Q q 0 0 0 rg BT 295.98 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.20 662.10 Td (service ) Tj ET Q q 0 0 0 rg BT 338.40 662.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 375.43 662.10 Td (for ) Tj ET Q q 0 0 0 rg BT 389.97 662.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.08 662.10 Td (year ) Tj ET Q q 0 0 0 rg BT 425.17 662.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.05 662.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.93 662.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 510.90 662.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.90 662.10 Td (. ) Tj ET Q q 0 0 0 rg BT 536.29 662.10 Td ( ) Tj ET Q q 0 0 0 rg BT 539.17 662.10 Td (Gross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 74.05 650.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 114.15 650.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.26 650.10 Td ($22.0 ) Tj ET Q q 0 0 0 rg BT 149.10 650.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.99 650.10 Td (, ) Tj ET Q q 0 0 0 rg BT 182.83 650.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.59 650.10 Td (26%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.92 650.10 Td ( ) Tj ET Q q 0 0 0 rg BT 255.26 650.10 Td (of ) Tj ET Q q 0 0 0 rg BT 265.93 650.10 Td (service ) Tj ET Q q 0 0 0 rg BT 296.58 650.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 333.06 650.10 Td (for ) Tj ET Q q 0 0 0 rg BT 347.06 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 361.62 650.10 Td (year ) Tj ET Q q 0 0 0 rg BT 381.16 650.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.38 650.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 465.80 650.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.80 650.10 Td ( ) Tj ET Q q 0 0 0 rg BT 488.14 650.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 529.90 650.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.01 650.10 Td ($15.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 638.10 Td (, ) Tj ET Q q 0 0 0 rg BT 83.77 638.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.08 638.10 Td (33%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.41 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 157.30 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 168.51 638.10 Td (service ) Tj ET Q q 0 0 0 rg BT 199.71 638.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 236.74 638.10 Td (for ) Tj ET Q q 0 0 0 rg BT 251.28 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 266.38 638.10 Td (year ) Tj ET Q q 0 0 0 rg BT 286.47 638.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.23 638.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 372.20 638.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.20 638.10 Td (. ) Tj ET Q q 0 0 0 rg BT 397.58 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 400.26 638.10 Td (The ) Tj ET Q q 0 0 0 rg BT 418.69 638.10 Td (declines ) Tj ET Q q 0 0 0 rg BT 454.33 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 464.99 638.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 487.88 638.10 Td (were ) Tj ET Q q 0 0 0 rg BT 510.19 638.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 550.29 638.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (result ) Tj ET Q q 0 0 0 rg BT 74.22 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 85.05 626.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 119.20 626.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 137.25 626.10 Td (from ) Tj ET Q q 0 0 0 rg BT 159.19 626.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 190.03 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 200.86 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 215.58 626.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 240.85 626.10 Td (mar) Tj ET Q q 0 0 0 rg BT 256.21 626.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 271.49 626.10 Td (buy-renovate-lease-sell ) Tj ET Q q 0 0 0 rg BT 367.28 626.10 Td (program ) Tj ET Q q 0 0 0 rg BT 403.66 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 420.60 626.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 445.87 626.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 488.35 626.10 Td (commissions ) Tj ET Q q 0 0 0 rg BT 543.07 626.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (fewer ) Tj ET Q q 0 0 0 rg BT 75.43 614.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 104.14 614.10 Td (mar) Tj ET Q q 0 0 0 rg BT 119.51 614.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 135.46 614.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 158.63 614.10 Td (sales. ) Tj ET Q q 0 0 0 rg BT 183.73 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 186.90 614.10 Td (Gross ) Tj ET Q q 0 0 0 rg BT 213.41 614.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 238.79 614.10 Td (as ) Tj ET Q q 0 0 0 rg BT 250.29 614.10 Td (a ) Tj ET Q q 0 0 0 rg BT 257.90 614.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 304.37 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 315.87 614.10 Td (service ) Tj ET Q q 0 0 0 rg BT 347.35 614.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 382.17 614.10 Td (declined ) Tj ET Q q 0 0 0 rg BT 419.21 614.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 614.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 614.10 Td (, ) Tj ET Q q 0 0 0 rg BT 455.82 614.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 496.20 614.10 Td (due ) Tj ET Q q 0 0 0 rg BT 513.81 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 524.76 614.10 Td (increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (volumes ) Tj ET Q q 0 0 0 rg BT 84.81 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 94.55 602.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 118.74 602.10 Td (mar) Tj ET Q q 0 0 0 rg BT 134.11 602.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 148.30 602.10 Td (property ) Tj ET Q q 0 0 0 rg BT 183.60 602.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 234.44 602.10 Td (services ) Tj ET Q q 0 0 0 rg BT 268.07 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 283.92 602.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 310.89 602.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 367.85 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 383.71 602.10 Td (benefits, ) Tj ET Q q 0 0 0 rg BT 419.28 602.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 454.02 602.10 Td (of) Tj ET Q q 0 0 0 rg BT 462.17 602.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 478.03 602.10 Td (by ) Tj ET Q q 0 0 0 rg BT 489.44 602.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 528.62 602.10 Td (volumes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.70 590.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 87.11 590.10 Td (mar) Tj ET Q q 0 0 0 rg BT 102.47 590.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 117.12 590.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 140.65 590.10 Td (homes ) Tj ET Q q 0 0 0 rg BT 168.63 590.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 187.16 590.10 Td (through ) Tj ET Q q 0 0 0 rg BT 220.13 590.10 Td (auction ) Tj ET Q q 0 0 0 rg BT 251.43 590.10 Td (on ) Tj ET Q q 0 0 0 rg BT 263.30 590.10 Td (Hubzu. ) Tj ET Q q 0 0 0 rg BT 294.32 590.10 Td ( ) Tj ET Q q 0 0 0 rg BT 296.19 590.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 313.61 590.10 Td (mar) Tj ET Q q 0 0 0 rg BT 328.97 590.10 Td (gins ) Tj ET Q q 0 0 0 rg BT 347.51 590.10 Td (can ) Tj ET Q q 0 0 0 rg BT 363.25 590.10 Td (vary ) Tj ET Q q 0 0 0 rg BT 382.88 590.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 435.30 590.10 Td (depending ) Tj ET Q q 0 0 0 rg BT 478.82 590.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 500.69 590.10 Td (service ) Tj ET Q q 0 0 0 rg BT 530.87 590.10 Td (revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (mix.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 557.10 Td (Selling, ) Tj ET Q q 0 0 0 rg BT 82.27 557.10 Td (General ) Tj ET Q q 0 0 0 rg BT 117.54 557.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.86 557.10 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 196.24 557.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 536.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 536.10 Td ( ) Tj ET Q q 0 0 0 rg BT 79.23 536.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 117.83 536.10 Td (consisted ) Tj ET Q q 0 0 0 rg BT 157.55 536.10 Td (of ) Tj ET Q q 0 0 0 rg BT 168.38 536.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.09 536.10 Td (following ) Tj ET Q q 0 0 0 rg BT 224.48 536.10 Td (for ) Tj ET Q q 0 0 0 rg BT 238.64 536.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.36 536.10 Td (years ) Tj ET Q q 0 0 0 rg BT 276.96 536.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.33 536.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.92 536.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 493.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 493.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 493.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 493.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 493.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 493.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 493.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 493.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 493.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 493.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 493.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 469.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 469.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 469.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 469.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 469.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 469.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 469.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 469.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 469.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 469.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 469.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 445.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 445.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 445.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 445.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 445.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 445.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 445.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 445.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 445.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 445.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 445.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 421.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 421.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 421.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 421.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 421.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 421.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 421.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 421.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 421.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 421.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 421.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 397.60 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 397.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 397.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 397.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 397.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 397.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 397.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 397.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 397.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 397.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 397.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 505.6 m 268 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 505.6 m 327 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 505.6 m 386 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 505.6 m 445 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 505.6 m 504 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 505.6 m 563 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 409.6 m 327 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 409.6 m 445 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 409.6 m 563 409.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 385.6 m 327 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 383.6 m 327 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 385.6 m 445 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 383.6 m 445 383.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 385.6 m 563 385.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 383.6 m 563 383.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 510.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.00 509.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.60 517.68 Td (% Incr) Tj ET Q q 0 0 0 rg BT 363.12 517.68 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 340.75 509.68 Td (\(decr) Tj ET Q q 0 0 0 rg BT 358.37 509.68 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 409.00 509.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.60 517.68 Td (% Incr) Tj ET Q q 0 0 0 rg BT 481.12 517.68 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 458.75 509.68 Td (\(decr) Tj ET Q q 0 0 0 rg BT 476.37 509.68 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.00 509.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 484.22 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 484.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 484.22 Td (3,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 484.22 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 484.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 484.22 Td (1,890) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 484.22 Td (1) Tj ET Q q 0 0 0 rg BT 490.15 484.22 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 484.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 484.22 Td (891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 472.22 Td (Professional services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 472.22 Td (1,073) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 472.22 Td (\(37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 472.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 472.22 Td (1,694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 472.22 Td (161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 472.22 Td (648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 460.22 Td (Occupancy related costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 460.22 Td (3,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 460.22 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 460.22 Td (2,278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 460.22 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 460.22 Td (1,246) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 448.22 Td (Amortization of intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.15 448.22 Td (843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 448.22 Td (\(14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 448.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 448.22 Td (976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.60 448.22 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 448.22 Td (147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 436.22 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.15 436.22 Td (727) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 436.22 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 436.22 Td (456) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 436.22 Td (168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 436.22 Td (170) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 424.22 Td (Marketing costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 424.22 Td (7,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 424.22 Td (\(57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 424.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 424.22 Td (16,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.60 424.22 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 424.22 Td (3,423) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 412.22 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 412.22 Td (2,625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.60 412.22 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.80 412.22 Td (\(427) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 412.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.80 412.22 Td (\(143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 412.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 412.22 Td (989) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 388.17 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 388.17 Td (18,718) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 388.22 Td (\(20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 388.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 388.17 Td (23,291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 388.17 Td (210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 388.17 Td (7,514) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 367.10 Td (N/M ) Tj ET Q q 0 0 0 rg BT 70.89 367.10 Td ( ) Tj ET Q q 0 0 0 rg BT 83.39 367.10 Td (not ) Tj ET Q q 0 0 0 rg BT 98.67 367.10 Td (meaningful.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 343.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 343.10 Td ( ) Tj ET Q q 0 0 0 rg BT 78.74 343.10 Td (for ) Tj ET Q q 0 0 0 rg BT 92.41 343.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.64 343.10 Td (year ) Tj ET Q q 0 0 0 rg BT 125.85 343.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.73 343.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.74 343.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 209.83 343.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.83 343.10 Td ( ) Tj ET Q q 0 0 0 rg BT 231.84 343.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.18 343.10 Td ($18.7 ) Tj ET Q q 0 0 0 rg BT 266.69 343.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.58 343.10 Td ( ) Tj ET Q q 0 0 0 rg BT 297.59 343.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 339.01 343.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.02 343.10 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.35 343.10 Td ( ) Tj ET Q q 0 0 0 rg BT 371.36 343.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 412.80 343.10 Td (to ) Tj ET Q q 0 0 0 rg BT 422.58 343.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.81 343.10 Td (year ) Tj ET Q q 0 0 0 rg BT 456.03 343.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.90 343.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.91 343.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 540.01 343.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 343.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.01 343.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 331.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.63 331.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 104.62 331.10 Td (in ) Tj ET Q q 0 0 0 rg BT 114.97 331.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 142.21 331.10 Td ( ) Tj ET Q q 0 0 0 rg BT 144.78 331.10 Td (was ) Tj ET Q q 0 0 0 rg BT 162.91 331.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 202.70 331.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.50 331.10 Td (result ) Tj ET Q q 0 0 0 rg BT 242.29 331.10 Td (of ) Tj ET Q q 0 0 0 rg BT 253.20 331.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 278.55 331.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 321.67 331.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 344.25 331.10 Td (as ) Tj ET Q q 0 0 0 rg BT 355.15 331.10 Td (a ) Tj ET Q q 0 0 0 rg BT 362.17 331.10 Td (result ) Tj ET Q q 0 0 0 rg BT 386.97 331.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.87 331.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 423.78 331.10 Td (non-recurring ) Tj ET Q q 0 0 0 rg BT 481.34 331.10 Td (Owners.com ) Tj ET Q q 0 0 0 rg BT 534.73 331.10 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 319.10 Td (launch ) Tj ET Q q 0 0 0 rg BT 77.74 319.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 99.32 319.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 134.22 319.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.58 319.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.58 319.10 Td ( ) Tj ET Q q 0 0 0 rg BT 165.17 319.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.19 319.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.99 319.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 234.34 319.10 Td (in ) Tj ET Q q 0 0 0 rg BT 243.70 319.10 Td (Owners.com ) Tj ET Q q 0 0 0 rg BT 296.10 319.10 Td (recurring ) Tj ET Q q 0 0 0 rg BT 334.33 319.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 376.46 319.10 Td (spend ) Tj ET Q q 0 0 0 rg BT 401.37 319.10 Td (as ) Tj ET Q q 0 0 0 rg BT 411.28 319.10 Td (the ) Tj ET Q q 0 0 0 rg BT 425.08 319.10 Td (business ) Tj ET Q q 0 0 0 rg BT 460.56 319.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 477.70 319.10 Td (focuses ) Tj ET Q q 0 0 0 rg BT 509.27 319.10 Td (on ) Tj ET Q q 0 0 0 rg BT 520.86 319.10 Td (improving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 307.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.95 307.10 Td (lead ) Tj ET Q q 0 0 0 rg BT 82.83 307.10 Td (to ) Tj ET Q q 0 0 0 rg BT 92.84 307.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 123.96 307.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 170.07 307.10 Td (rate. ) Tj ET Q q 0 0 0 rg BT 189.78 307.10 Td ( ) Tj ET Q q 0 0 0 rg BT 191.85 307.10 Td (This ) Tj ET Q q 0 0 0 rg BT 211.86 307.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 248.50 307.10 Td (was ) Tj ET Q q 0 0 0 rg BT 266.29 307.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 301.84 307.10 Td (of) Tj ET Q q 0 0 0 rg BT 309.99 307.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 326.66 307.10 Td (by ) Tj ET Q q 0 0 0 rg BT 338.89 307.10 Td (an ) Tj ET Q q 0 0 0 rg BT 350.56 307.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 385.54 307.10 Td (in ) Tj ET Q q 0 0 0 rg BT 395.55 307.10 Td (other ) Tj ET Q q 0 0 0 rg BT 418.33 307.10 Td (SG&A, ) Tj ET Q q 0 0 0 rg BT 450.84 307.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 490.28 307.10 Td (due ) Tj ET Q q 0 0 0 rg BT 506.95 307.10 Td (to ) Tj ET Q q 0 0 0 rg BT 516.96 307.10 Td (a ) Tj ET Q q 0 0 0 rg BT 523.63 307.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 545.30 307.10 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 295.10 Td (favorable ) Tj ET Q q 0 0 0 rg BT 89.75 295.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 124.46 295.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 170.84 295.10 Td (related ) Tj ET Q q 0 0 0 rg BT 200.54 295.10 Td (to ) Tj ET Q q 0 0 0 rg BT 210.82 295.10 Td (the ) Tj ET Q q 0 0 0 rg BT 225.54 295.10 Td (Owners ) Tj ET Q q 0 0 0 rg BT 259.14 295.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 278.85 295.10 Td (out.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 274.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 79.75 274.10 Td (for ) Tj ET Q q 0 0 0 rg BT 94.43 274.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.66 274.10 Td (year ) Tj ET Q q 0 0 0 rg BT 129.89 274.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.76 274.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.78 274.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 215.88 274.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.88 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 238.90 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 250.25 274.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.26 274.10 Td ($23.3 ) Tj ET Q q 0 0 0 rg BT 278.78 274.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.67 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 310.69 274.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 351.46 274.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.48 274.10 Td (210%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.81 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 390.83 274.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 433.27 274.10 Td (to ) Tj ET Q q 0 0 0 rg BT 444.07 274.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 274.10 Td (year ) Tj ET Q q 0 0 0 rg BT 479.52 274.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.40 274.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.42 274.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 262.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 262.10 Td (, ) Tj ET Q q 0 0 0 rg BT 74.00 262.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 113.20 262.10 Td (due ) Tj ET Q q 0 0 0 rg BT 129.64 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 139.41 262.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 166.96 262.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 209.49 262.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 233.99 262.10 Td (related ) Tj ET Q q 0 0 0 rg BT 263.19 262.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 302.40 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 312.17 262.10 Td (Owners.com, ) Tj ET Q q 0 0 0 rg BT 367.49 262.10 Td (as ) Tj ET Q q 0 0 0 rg BT 377.81 262.10 Td (we ) Tj ET Q q 0 0 0 rg BT 391.47 262.10 Td (launched ) Tj ET Q q 0 0 0 rg BT 429.56 262.10 Td (our ) Tj ET Q q 0 0 0 rg BT 444.89 262.10 Td (buy ) Tj ET Q q 0 0 0 rg BT 461.88 262.10 Td (side ) Tj ET Q q 0 0 0 rg BT 479.99 262.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 521.96 262.10 Td (marketing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 250.10 Td (campaign ) Tj ET Q q 0 0 0 rg BT 90.87 250.10 Td (in ) Tj ET Q q 0 0 0 rg BT 101.15 250.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 126.15 250.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 161.97 250.10 Td (of) Tj ET Q q 0 0 0 rg BT 170.12 250.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 187.06 250.10 Td (by ) Tj ET Q q 0 0 0 rg BT 199.56 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.28 250.10 Td (Owners ) Tj ET Q q 0 0 0 rg BT 247.88 250.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 267.59 250.10 Td (out ) Tj ET Q q 0 0 0 rg BT 282.86 250.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 329.25 250.10 Td (in ) Tj ET Q q 0 0 0 rg BT 339.52 250.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 362.02 250.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 402.85 250.10 Td (above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 229.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 81.43 229.10 Td (\(Loss\) ) Tj ET Q q 0 0 0 rg BT 108.93 229.10 Td (fr) Tj ET Q q 0 0 0 rg BT 115.23 229.10 Td (om ) Tj ET Q q 0 0 0 rg BT 129.95 229.10 Td (Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 208.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 81.86 208.10 Td (from ) Tj ET Q q 0 0 0 rg BT 103.67 208.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 147.71 208.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 189.50 208.10 Td (to ) Tj ET Q q 0 0 0 rg BT 199.65 208.10 Td (a ) Tj ET Q q 0 0 0 rg BT 206.46 208.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 224.40 208.10 Td (from ) Tj ET Q q 0 0 0 rg BT 246.21 208.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 290.24 208.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.95 208.10 Td ($25.9 ) Tj ET Q q 0 0 0 rg BT 325.83 208.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.72 208.10 Td (, ) Tj ET Q q 0 0 0 rg BT 359.59 208.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.39 208.10 Td (\(30\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.38 208.10 Td ( ) Tj ET Q q 0 0 0 rg BT 438.76 208.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.46 208.10 Td (service ) Tj ET Q q 0 0 0 rg BT 480.15 208.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 516.68 208.10 Td (for ) Tj ET Q q 0 0 0 rg BT 530.71 208.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 208.10 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 196.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.38 196.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.81 196.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 134.33 196.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.33 196.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.76 196.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 198.62 196.10 Td (to ) Tj ET Q q 0 0 0 rg BT 208.83 196.10 Td (a ) Tj ET Q q 0 0 0 rg BT 215.71 196.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 233.70 196.10 Td (from ) Tj ET Q q 0 0 0 rg BT 255.57 196.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 299.66 196.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.43 196.10 Td ($1.3 ) Tj ET Q q 0 0 0 rg BT 330.36 196.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.25 196.10 Td (, ) Tj ET Q q 0 0 0 rg BT 364.19 196.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.05 196.10 Td (\(1\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.04 196.10 Td ( ) Tj ET Q q 0 0 0 rg BT 438.47 196.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.23 196.10 Td (service ) Tj ET Q q 0 0 0 rg BT 479.98 196.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 516.56 196.10 Td (for ) Tj ET Q q 0 0 0 rg BT 530.66 196.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.31 196.10 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 184.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.38 184.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.01 184.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 134.72 184.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.72 184.10 Td ( ) Tj ET Q q 0 0 0 rg BT 157.35 184.10 Td (and ) Tj ET Q q 0 0 0 rg BT 174.42 184.10 Td (income ) Tj ET Q q 0 0 0 rg BT 206.49 184.10 Td (from ) Tj ET Q q 0 0 0 rg BT 228.56 184.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 272.84 184.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.80 184.10 Td ($8.1 ) Tj ET Q q 0 0 0 rg BT 303.93 184.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.83 184.10 Td (, ) Tj ET Q q 0 0 0 rg BT 337.96 184.10 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.01 184.10 Td (17%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.34 184.10 Td ( ) Tj ET Q q 0 0 0 rg BT 410.97 184.10 Td (of ) Tj ET Q q 0 0 0 rg BT 421.93 184.10 Td (service ) Tj ET Q q 0 0 0 rg BT 452.88 184.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 489.66 184.10 Td (for ) Tj ET Q q 0 0 0 rg BT 503.95 184.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.79 184.10 Td (year ) Tj ET Q q 0 0 0 rg BT 538.63 184.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 172.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.35 172.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.35 172.10 Td (. ) Tj ET Q q 0 0 0 rg BT 133.62 172.10 Td ( ) Tj ET Q q 0 0 0 rg BT 136.39 172.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 179.15 172.10 Td (income ) Tj ET Q q 0 0 0 rg BT 211.35 172.10 Td (\(loss\) ) Tj ET Q q 0 0 0 rg BT 236.34 172.10 Td (as ) Tj ET Q q 0 0 0 rg BT 247.44 172.10 Td (a ) Tj ET Q q 0 0 0 rg BT 254.65 172.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 300.72 172.10 Td (of ) Tj ET Q q 0 0 0 rg BT 311.82 172.10 Td (service ) Tj ET Q q 0 0 0 rg BT 342.91 172.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 377.33 172.10 Td (declined ) Tj ET Q q 0 0 0 rg BT 413.97 172.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.52 172.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.52 172.10 Td ( ) Tj ET Q q 0 0 0 rg BT 447.29 172.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 489.48 172.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.03 172.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.03 172.10 Td (, ) Tj ET Q q 0 0 0 rg BT 525.30 172.10 Td (primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 160.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.29 160.10 Td (a ) Tj ET Q q 0 0 0 rg BT 67.18 160.10 Td (result ) Tj ET Q q 0 0 0 rg BT 91.85 160.10 Td (of ) Tj ET Q q 0 0 0 rg BT 102.64 160.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 127.86 160.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 151.43 160.10 Td (mar) Tj ET Q q 0 0 0 rg BT 166.80 160.10 Td (gins, ) Tj ET Q q 0 0 0 rg BT 188.43 160.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 224.20 160.10 Td (of) Tj ET Q q 0 0 0 rg BT 232.35 160.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 249.25 160.10 Td (by ) Tj ET Q q 0 0 0 rg BT 261.70 160.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 286.93 160.10 Td (SG&A, ) Tj ET Q q 0 0 0 rg BT 319.67 160.10 Td (as ) Tj ET Q q 0 0 0 rg BT 330.45 160.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 371.24 160.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 400.07 160.10 Td ( ) Tj ET Q q 0 0 0 rg BT 402.53 160.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 444.97 160.10 Td (income ) Tj ET Q q 0 0 0 rg BT 476.86 160.10 Td (\(loss\) ) Tj ET Q q 0 0 0 rg BT 501.54 160.10 Td (as ) Tj ET Q q 0 0 0 rg BT 512.32 160.10 Td (a ) Tj ET Q q 0 0 0 rg BT 519.22 160.10 Td (percentage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 148.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.05 148.10 Td (service ) Tj ET Q q 0 0 0 rg BT 92.58 148.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 127.44 148.10 Td (declined ) Tj ET Q q 0 0 0 rg BT 164.52 148.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.52 148.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.52 148.10 Td ( ) Tj ET Q q 0 0 0 rg BT 198.73 148.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 241.37 148.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.37 148.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.37 148.10 Td (, ) Tj ET Q q 0 0 0 rg BT 278.08 148.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 318.51 148.10 Td (due ) Tj ET Q q 0 0 0 rg BT 336.16 148.10 Td (to ) Tj ET Q q 0 0 0 rg BT 347.16 148.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 373.14 148.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 397.47 148.10 Td (mar) Tj ET Q q 0 0 0 rg BT 412.83 148.10 Td (gins ) Tj ET Q q 0 0 0 rg BT 432.72 148.10 Td (and ) Tj ET Q q 0 0 0 rg BT 450.37 148.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 479.14 148.10 Td (SG&A, ) Tj ET Q q 0 0 0 rg BT 512.63 148.10 Td (as ) Tj ET Q q 0 0 0 rg BT 524.18 148.10 Td (discussed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 136.10 Td (above.) Tj ET Q endstream endobj 101 0 obj <>] /Rotate 0 /Contents 102 0 R>> endobj 102 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (50) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (Other) Tj ET Q q 0 0 0 rg BT 74.87 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 77.37 731.25 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 127.38 731.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 174.31 731.25 Td (and ) Tj ET Q q 0 0 0 rg BT 192.93 731.25 Td (Eliminations) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 689.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 86.99 689.25 Td (by ) Tj ET Q q 0 0 0 rg BT 99.49 689.25 Td (business ) Tj ET Q q 0 0 0 rg BT 135.88 689.25 Td (unit ) Tj ET Q q 0 0 0 rg BT 153.93 689.25 Td (was ) Tj ET Q q 0 0 0 rg BT 171.99 689.25 Td (as ) Tj ET Q q 0 0 0 rg BT 182.82 689.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 215.32 689.25 Td (for ) Tj ET Q q 0 0 0 rg BT 229.48 689.25 Td (the ) Tj ET Q q 0 0 0 rg BT 244.19 689.25 Td (years ) Tj ET Q q 0 0 0 rg BT 267.79 689.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.17 689.25 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.75 689.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 645.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 645.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 645.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 645.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 645.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 645.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 645.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 645.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 645.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 645.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 645.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 621.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 621.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 621.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 621.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 621.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 621.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 621.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 621.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 621.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 621.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 621.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 597.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 597.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 597.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 597.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 597.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 597.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 597.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 597.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 597.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 597.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 597.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 573.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 573.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 573.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 573.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 573.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 573.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 573.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 573.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 573.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 573.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 573.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 549.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 549.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 549.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 549.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 549.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 549.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 549.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 549.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 549.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 549.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 549.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 525.75 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 525.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 525.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 525.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 525.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 525.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 525.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 525.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 525.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 525.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 525.75 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 657.75 m 268 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 657.75 m 327 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 657.75 m 386 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 657.75 m 445 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 657.75 m 504 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 657.75 m 563 657.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 597.75 m 327 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 597.75 m 445 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 597.75 m 563 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 549.75 m 327 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 549.75 m 445 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 549.75 m 563 549.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 537.75 m 327 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 537.75 m 445 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 537.75 m 563 537.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 513.75 m 327 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 511.75 m 327 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 513.75 m 445 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 511.75 m 445 511.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 513.75 m 563 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 511.75 m 563 511.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 662.20 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.00 661.98 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.60 669.98 Td (% Incr) Tj ET Q q 0 0 0 rg BT 363.12 669.98 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 340.75 661.98 Td (\(decr) Tj ET Q q 0 0 0 rg BT 358.37 661.98 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 409.00 661.98 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.60 669.98 Td (% Incr) Tj ET Q q 0 0 0 rg BT 481.12 669.98 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 458.75 661.98 Td (\(decr) Tj ET Q q 0 0 0 rg BT 476.37 661.98 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.00 661.98 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 636.37 Td (Service revenue:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 624.37 Td (Customer relationship management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 624.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 624.37 Td (28,469) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 624.37 Td (\(23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 624.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 624.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 624.37 Td (36,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 624.37 Td (\(26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 624.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 624.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 624.37 Td (50,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 612.37 Td (Asset recovery management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 612.37 Td (23,782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.80 612.37 Td (\(1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 612.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 612.37 Td (24,1) Tj ET Q q 0 0 0 rg BT 431.15 612.37 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 612.37 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 612.37 Td (19,585) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 600.37 Td (IT) Tj ET Q q 0 0 0 rg BT 67.85 600.37 Td ( infrastructure services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 600.37 Td (6,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 600.37 Td (\(71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 600.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 600.37 Td (22,189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 600.37 Td (\(47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 600.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 600.37 Td (42,094) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 588.37 Td (T) Tj ET Q q 0 0 0 rg BT 76.26 588.37 Td (otal service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 588.37 Td (58,682) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 588.37 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 588.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 588.37 Td (83,280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 588.37 Td (\(26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 588.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 588.37 Td (1) Tj ET Q q 0 0 0 rg BT 531.65 588.37 Td (1) Tj ET Q q 0 0 0 rg BT 536.65 588.37 Td (1,973) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 564.37 Td (Reimbursable expenses:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 552.37 Td (Asset recovery management) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 552.37 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 552.37 Td (\(45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 552.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 552.37 Td (109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 552.37 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 552.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 552.37 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 540.37 Td (T) Tj ET Q q 0 0 0 rg BT 76.26 540.37 Td (otal reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 540.37 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 540.37 Td (\(45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 540.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 540.37 Td (109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 540.37 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 540.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 540.37 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.50 516.32 Td (T) Tj ET Q q 0 0 0 rg BT 75.91 516.32 Td (otal revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 516.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 516.32 Td (58,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 516.37 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 516.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 516.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 516.32 Td (83,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 516.37 Td (\(26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 516.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 516.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 516.32 Td (1) Tj ET Q q 0 0 0 rg BT 531.65 516.32 Td (12,093) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 489.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 489.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.68 489.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 112.65 489.25 Td (service ) Tj ET Q q 0 0 0 rg BT 144.07 489.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 178.83 489.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.26 489.25 Td ($58.7 ) Tj ET Q q 0 0 0 rg BT 215.87 489.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.76 489.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.87 489.25 Td (for ) Tj ET Q q 0 0 0 rg BT 262.64 489.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.96 489.25 Td (year ) Tj ET Q q 0 0 0 rg BT 298.27 489.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.15 489.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.26 489.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 384.45 489.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.45 489.25 Td (, ) Tj ET Q q 0 0 0 rg BT 410.06 489.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.60 489.25 Td (30%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.93 489.25 Td ( ) Tj ET Q q 0 0 0 rg BT 439.04 489.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 476.56 489.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 519.09 489.25 Td (to ) Tj ET Q q 0 0 0 rg BT 529.98 489.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 489.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 477.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.38 477.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.50 477.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 133.71 477.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.71 477.25 Td (. ) Tj ET Q q 0 0 0 rg BT 158.33 477.25 Td ( ) Tj ET Q q 0 0 0 rg BT 160.30 477.25 Td (The ) Tj ET Q q 0 0 0 rg BT 177.97 477.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 214.51 477.25 Td (in ) Tj ET Q q 0 0 0 rg BT 224.41 477.25 Td (service ) Tj ET Q q 0 0 0 rg BT 254.85 477.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 288.61 477.25 Td (was ) Tj ET Q q 0 0 0 rg BT 306.29 477.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 345.62 477.25 Td (due ) Tj ET Q q 0 0 0 rg BT 362.19 477.25 Td (to ) Tj ET Q q 0 0 0 rg BT 372.09 477.25 Td (a ) Tj ET Q q 0 0 0 rg BT 378.65 477.25 Td (decline ) Tj ET Q q 0 0 0 rg BT 409.64 477.25 Td (in ) Tj ET Q q 0 0 0 rg BT 419.55 477.25 Td (IT) Tj ET Q q 0 0 0 rg BT 428.80 477.25 Td ( ) Tj ET Q q 0 0 0 rg BT 430.93 477.25 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 486.91 477.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 523.74 477.25 Td (which ) Tj ET Q q 0 0 0 rg BT 550.30 477.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 465.25 Td (typically ) Tj ET Q q 0 0 0 rg BT 87.81 465.25 Td (billed ) Tj ET Q q 0 0 0 rg BT 113.91 465.25 Td (on ) Tj ET Q q 0 0 0 rg BT 127.23 465.25 Td (a ) Tj ET Q q 0 0 0 rg BT 134.99 465.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 154.42 465.25 Td (plus ) Tj ET Q q 0 0 0 rg BT 174.41 465.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 200.23 465.25 Td (as ) Tj ET Q q 0 0 0 rg BT 211.88 465.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 255.20 465.25 Td (in ) Tj ET Q q 0 0 0 rg BT 266.30 465.25 Td (the ) Tj ET Q q 0 0 0 rg BT 281.84 465.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 309.60 465.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 341.24 465.25 Td (of ) Tj ET Q q 0 0 0 rg BT 352.89 465.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 376.21 465.25 Td (and ) Tj ET Q q 0 0 0 rg BT 393.97 465.25 Td (continuing ) Tj ET Q q 0 0 0 rg BT 440.07 465.25 Td (through ) Tj ET Q q 0 0 0 rg BT 474.50 465.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 500.32 465.25 Td (we ) Tj ET Q q 0 0 0 rg BT 515.30 465.25 Td (transitioned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 453.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 90.36 453.25 Td (supporting ) Tj ET Q q 0 0 0 rg BT 136.25 453.25 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 167.35 453.25 Td (s ) Tj ET Q q 0 0 0 rg BT 174.34 453.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 221.88 453.25 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 278.85 453.25 Td (from ) Tj ET Q q 0 0 0 rg BT 300.71 453.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 345.47 453.25 Td (to ) Tj ET Q q 0 0 0 rg BT 356.35 453.25 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 390.28 453.25 Td ( ) Tj ET Q q 0 0 0 rg BT 393.16 453.25 Td (The ) Tj ET Q q 0 0 0 rg BT 411.81 453.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 449.33 453.25 Td (in ) Tj ET Q q 0 0 0 rg BT 460.22 453.25 Td (the ) Tj ET Q q 0 0 0 rg BT 475.54 453.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 515.30 453.25 Td (relationship ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 441.25 Td (management ) Tj ET Q q 0 0 0 rg BT 102.98 441.25 Td (service ) Tj ET Q q 0 0 0 rg BT 133.68 441.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 167.71 441.25 Td (was ) Tj ET Q q 0 0 0 rg BT 185.65 441.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 225.25 441.25 Td (due ) Tj ET Q q 0 0 0 rg BT 242.08 441.25 Td (to ) Tj ET Q q 0 0 0 rg BT 252.24 441.25 Td (severed ) Tj ET Q q 0 0 0 rg BT 285.17 441.25 Td (client ) Tj ET Q q 0 0 0 rg BT 309.77 441.25 Td (relationships ) Tj ET Q q 0 0 0 rg BT 363.26 441.25 Td (with ) Tj ET Q q 0 0 0 rg BT 383.43 441.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 413.02 441.25 Td (non-profitable ) Tj ET Q q 0 0 0 rg BT 472.61 441.25 Td (clients ) Tj ET Q q 0 0 0 rg BT 501.10 441.25 Td (and ) Tj ET Q q 0 0 0 rg BT 517.92 441.25 Td (a ) Tj ET Q q 0 0 0 rg BT 524.75 441.25 Td (reduction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 429.25 Td (in ) Tj ET Q q 0 0 0 rg BT 59.78 429.25 Td (volume ) Tj ET Q q 0 0 0 rg BT 92.27 429.25 Td (from ) Tj ET Q q 0 0 0 rg BT 114.21 429.25 Td (the ) Tj ET Q q 0 0 0 rg BT 128.93 429.25 Td (transition ) Tj ET Q q 0 0 0 rg BT 169.20 429.25 Td (of ) Tj ET Q q 0 0 0 rg BT 180.03 429.25 Td (services ) Tj ET Q q 0 0 0 rg BT 214.74 429.25 Td (from ) Tj ET Q q 0 0 0 rg BT 236.68 429.25 Td (one ) Tj ET Q q 0 0 0 rg BT 253.62 429.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 292.77 429.25 Td (to ) Tj ET Q q 0 0 0 rg BT 303.05 429.25 Td (another) Tj ET Q q 0 0 0 rg BT 332.48 429.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 408.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 408.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.68 408.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 112.65 408.25 Td (service ) Tj ET Q q 0 0 0 rg BT 144.07 408.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 178.83 408.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.26 408.25 Td ($83.3 ) Tj ET Q q 0 0 0 rg BT 215.87 408.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.76 408.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.87 408.25 Td (for ) Tj ET Q q 0 0 0 rg BT 262.64 408.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.96 408.25 Td (year ) Tj ET Q q 0 0 0 rg BT 298.27 408.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.15 408.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.26 408.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 384.45 408.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.45 408.25 Td (, ) Tj ET Q q 0 0 0 rg BT 410.06 408.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.60 408.25 Td (26%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.93 408.25 Td ( ) Tj ET Q q 0 0 0 rg BT 439.04 408.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 476.56 408.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 519.09 408.25 Td (to ) Tj ET Q q 0 0 0 rg BT 529.98 408.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 408.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 396.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.38 396.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.26 396.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 133.22 396.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.22 396.25 Td (. ) Tj ET Q q 0 0 0 rg BT 157.60 396.25 Td ( ) Tj ET Q q 0 0 0 rg BT 159.34 396.25 Td (The ) Tj ET Q q 0 0 0 rg BT 176.77 396.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 213.07 396.25 Td (in ) Tj ET Q q 0 0 0 rg BT 222.72 396.25 Td (service ) Tj ET Q q 0 0 0 rg BT 252.92 396.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 286.44 396.25 Td (was ) Tj ET Q q 0 0 0 rg BT 303.88 396.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 342.97 396.25 Td (due ) Tj ET Q q 0 0 0 rg BT 359.29 396.25 Td (to ) Tj ET Q q 0 0 0 rg BT 368.94 396.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 393.59 396.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 432.13 396.25 Td (relationship ) Tj ET Q q 0 0 0 rg BT 481.22 396.25 Td (management ) Tj ET Q q 0 0 0 rg BT 534.19 396.25 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 384.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.65 384.25 Td (and ) Tj ET Q q 0 0 0 rg BT 100.58 384.25 Td (the ) Tj ET Q q 0 0 0 rg BT 115.30 384.25 Td (decline ) Tj ET Q q 0 0 0 rg BT 146.67 384.25 Td (in ) Tj ET Q q 0 0 0 rg BT 156.95 384.25 Td (IT) Tj ET Q q 0 0 0 rg BT 166.21 384.25 Td ( ) Tj ET Q q 0 0 0 rg BT 168.71 384.25 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 225.07 384.25 Td (services ) Tj ET Q q 0 0 0 rg BT 259.78 384.25 Td (for ) Tj ET Q q 0 0 0 rg BT 273.94 384.25 Td (the ) Tj ET Q q 0 0 0 rg BT 288.66 384.25 Td (same ) Tj ET Q q 0 0 0 rg BT 311.70 384.25 Td (reasons ) Tj ET Q q 0 0 0 rg BT 344.19 384.25 Td (as ) Tj ET Q q 0 0 0 rg BT 355.02 384.25 Td (described ) Tj ET Q q 0 0 0 rg BT 395.84 384.25 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 363.25 Td (Certain ) Tj ET Q q 0 0 0 rg BT 80.72 363.25 Td (of ) Tj ET Q q 0 0 0 rg BT 90.84 363.25 Td (our ) Tj ET Q q 0 0 0 rg BT 105.96 363.25 Td (other ) Tj ET Q q 0 0 0 rg BT 128.29 363.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 172.31 363.25 Td (are ) Tj ET Q q 0 0 0 rg BT 186.30 363.25 Td (impacted ) Tj ET Q q 0 0 0 rg BT 224.74 363.25 Td (by ) Tj ET Q q 0 0 0 rg BT 236.53 363.25 Td (seasonality) Tj ET Q q 0 0 0 rg BT 280.31 363.25 Td (. ) Tj ET Q q 0 0 0 rg BT 284.60 363.25 Td ( ) Tj ET Q q 0 0 0 rg BT 286.39 363.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 323.16 363.25 Td (in ) Tj ET Q q 0 0 0 rg BT 332.73 363.25 Td (the ) Tj ET Q q 0 0 0 rg BT 346.74 363.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 367.96 363.25 Td (recovery ) Tj ET Q q 0 0 0 rg BT 404.73 363.25 Td (management ) Tj ET Q q 0 0 0 rg BT 457.60 363.25 Td (business ) Tj ET Q q 0 0 0 rg BT 493.28 363.25 Td (tends ) Tj ET Q q 0 0 0 rg BT 516.18 363.25 Td (to ) Tj ET Q q 0 0 0 rg BT 525.75 363.25 Td (be ) Tj ET Q q 0 0 0 rg BT 536.98 363.25 Td (higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 351.25 Td (in ) Tj ET Q q 0 0 0 rg BT 59.26 351.25 Td (the ) Tj ET Q q 0 0 0 rg BT 73.46 351.25 Td (first ) Tj ET Q q 0 0 0 rg BT 91.56 351.25 Td (quarter) Tj ET Q q 0 0 0 rg BT 119.47 351.25 Td (, ) Tj ET Q q 0 0 0 rg BT 123.95 351.25 Td (as ) Tj ET Q q 0 0 0 rg BT 134.27 351.25 Td (borrowers ) Tj ET Q q 0 0 0 rg BT 176.79 351.25 Td (may ) Tj ET Q q 0 0 0 rg BT 195.99 351.25 Td (utilize ) Tj ET Q q 0 0 0 rg BT 222.97 351.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 237.17 351.25 Td (refunds ) Tj ET Q q 0 0 0 rg BT 269.14 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 285.57 351.25 Td (bonuses ) Tj ET Q q 0 0 0 rg BT 319.77 351.25 Td (to ) Tj ET Q q 0 0 0 rg BT 329.53 351.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 345.96 351.25 Td (debts, ) Tj ET Q q 0 0 0 rg BT 371.55 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 387.97 351.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 427.16 351.25 Td (declines ) Tj ET Q q 0 0 0 rg BT 461.90 351.25 Td (throughout ) Tj ET Q q 0 0 0 rg BT 507.77 351.25 Td (the ) Tj ET Q q 0 0 0 rg BT 521.98 351.25 Td (remainder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 339.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 75.05 339.25 Td (year) Tj ET Q q 0 0 0 rg BT 91.70 339.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 318.25 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.34 318.25 Td (of ) Tj ET Q q 0 0 0 rg BT 80.62 318.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 116.98 318.25 Td (and ) Tj ET Q q 0 0 0 rg BT 134.48 318.25 Td (Gr) Tj ET Q q 0 0 0 rg BT 145.22 318.25 Td (oss ) Tj ET Q q 0 0 0 rg BT 160.51 318.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 170.13 318.25 Td (ofit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 297.25 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.34 297.25 Td (of ) Tj ET Q q 0 0 0 rg BT 81.17 297.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 115.32 297.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 155.03 297.25 Td (of ) Tj ET Q q 0 0 0 rg BT 165.86 297.25 Td (the ) Tj ET Q q 0 0 0 rg BT 180.58 297.25 Td (following ) Tj ET Q q 0 0 0 rg BT 221.97 297.25 Td (for ) Tj ET Q q 0 0 0 rg BT 236.13 297.25 Td (the ) Tj ET Q q 0 0 0 rg BT 250.84 297.25 Td (years ) Tj ET Q q 0 0 0 rg BT 274.44 297.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.82 297.25 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.40 297.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 254.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 254.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 254.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 254.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 254.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 254.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 254.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 254.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 254.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 254.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 254.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 230.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 230.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 230.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 230.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 230.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 230.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 230.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 230.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 230.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 230.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 230.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 206.75 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 206.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 206.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 206.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 206.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 206.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 206.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 206.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 206.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 206.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 206.75 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 182.75 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 182.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 182.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 182.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 182.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 182.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 182.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 182.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 182.75 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 182.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 182.75 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 266.75 m 268 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 266.75 m 327 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 266.75 m 386 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 266.75 m 445 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 266.75 m 504 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 266.75 m 563 266.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 194.75 m 327 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 194.75 m 445 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 194.75 m 563 194.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 170.75 m 327 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 168.75 m 327 168.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 170.75 m 445 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 168.75 m 445 168.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 170.75 m 563 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 168.75 m 563 168.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 271.20 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.00 270.98 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.60 278.83 Td (% Incr) Tj ET Q q 0 0 0 rg BT 363.12 278.83 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 340.75 270.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 358.37 270.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 409.00 270.98 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.60 278.83 Td (% Incr) Tj ET Q q 0 0 0 rg BT 481.12 278.83 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 458.75 270.83 Td (\(decr) Tj ET Q q 0 0 0 rg BT 476.37 270.83 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.00 270.98 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 245.37 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 245.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 245.37 Td (41,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 245.37 Td (\(28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 245.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 245.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 245.37 Td (57,698) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 245.37 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 245.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 245.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 245.37 Td (73,414) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 233.37 Td (Outside fees and services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 233.37 Td (3,284) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 233.37 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 233.37 Td (2,825) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 233.37 Td (1) Tj ET Q q 0 0 0 rg BT 495.15 233.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 233.37 Td (2,537) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 221.37 Td (Reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.15 221.37 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 221.37 Td (\(45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 221.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 221.37 Td (109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 221.37 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 221.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 221.37 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 209.37 Td (T) Tj ET Q q 0 0 0 rg BT 58.26 209.37 Td (echnology and telecommunications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 209.37 Td (6,061) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 209.37 Td (\(33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 209.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 209.37 Td (9,070) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.80 209.37 Td (\(6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 209.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 209.37 Td (9,694) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 197.37 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 197.37 Td (6,51) Tj ET Q q 0 0 0 rg BT 318.15 197.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 197.37 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 197.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 197.37 Td (9,237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 197.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 495.13 197.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 197.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 197.37 Td (10,345) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 173.32 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 173.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 173.32 Td (57,391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 173.37 Td (\(27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 173.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 173.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 173.32 Td (78,939) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 173.37 Td (\(18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 173.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 173.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 173.32 Td (96,1) Tj ET Q q 0 0 0 rg BT 549.15 173.32 Td (10) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 146.25 Td (Cost ) Tj ET Q q 0 0 0 rg BT 69.32 146.25 Td (of ) Tj ET Q q 0 0 0 rg BT 79.13 146.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 112.25 146.25 Td (for ) Tj ET Q q 0 0 0 rg BT 125.39 146.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.09 146.25 Td (year ) Tj ET Q q 0 0 0 rg BT 157.78 146.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.65 146.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.13 146.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 240.70 146.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.70 146.25 Td ( ) Tj ET Q q 0 0 0 rg BT 262.18 146.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.99 146.25 Td ($57.4 ) Tj ET Q q 0 0 0 rg BT 295.96 146.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.86 146.25 Td ( ) Tj ET Q q 0 0 0 rg BT 326.34 146.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 367.23 146.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.71 146.25 Td (27%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.04 146.25 Td ( ) Tj ET Q q 0 0 0 rg BT 398.52 146.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 439.42 146.25 Td (to ) Tj ET Q q 0 0 0 rg BT 448.68 146.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.38 146.25 Td (year ) Tj ET Q q 0 0 0 rg BT 481.06 146.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.94 146.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.42 146.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 134.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 134.25 Td (. ) Tj ET Q q 0 0 0 rg BT 74.08 134.25 Td ( ) Tj ET Q q 0 0 0 rg BT 76.15 134.25 Td (In ) Tj ET Q q 0 0 0 rg BT 86.56 134.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 123.91 134.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 142.10 134.25 Td (of ) Tj ET Q q 0 0 0 rg BT 152.50 134.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 186.22 134.25 Td (for ) Tj ET Q q 0 0 0 rg BT 199.96 134.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.25 134.25 Td (year ) Tj ET Q q 0 0 0 rg BT 233.54 134.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.42 134.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.49 134.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 317.65 134.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.65 134.25 Td ( ) Tj ET Q q 0 0 0 rg BT 339.73 134.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.14 134.25 Td ($78.9 ) Tj ET Q q 0 0 0 rg BT 374.71 134.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.60 134.25 Td ( ) Tj ET Q q 0 0 0 rg BT 405.68 134.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 447.17 134.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.25 134.25 Td (18%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.58 134.25 Td ( ) Tj ET Q q 0 0 0 rg BT 479.65 134.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 521.16 134.25 Td (to ) Tj ET Q q 0 0 0 rg BT 531.01 134.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 134.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 122.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.38 122.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.85 122.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 136.40 122.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.40 122.25 Td (. ) Tj ET Q q 0 0 0 rg BT 162.38 122.25 Td ( ) Tj ET Q q 0 0 0 rg BT 165.60 122.25 Td (The ) Tj ET Q q 0 0 0 rg BT 184.62 122.25 Td (decreases ) Tj ET Q q 0 0 0 rg BT 226.39 122.25 Td (in ) Tj ET Q q 0 0 0 rg BT 237.64 122.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 257.22 122.25 Td (of ) Tj ET Q q 0 0 0 rg BT 269.02 122.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 304.14 122.25 Td (were ) Tj ET Q q 0 0 0 rg BT 327.04 122.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 367.73 122.25 Td (due ) Tj ET Q q 0 0 0 rg BT 385.64 122.25 Td (to ) Tj ET Q q 0 0 0 rg BT 396.89 122.25 Td (a ) Tj ET Q q 0 0 0 rg BT 404.80 122.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 442.68 122.25 Td (in ) Tj ET Q q 0 0 0 rg BT 453.93 122.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 512.95 122.25 Td (and ) Tj ET Q q 0 0 0 rg BT 530.86 122.25 Td (benefits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 110.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 92.87 110.25 Td (with ) Tj ET Q q 0 0 0 rg BT 112.93 110.25 Td (the ) Tj ET Q q 0 0 0 rg BT 127.43 110.25 Td (transition ) Tj ET Q q 0 0 0 rg BT 167.48 110.25 Td (of ) Tj ET Q q 0 0 0 rg BT 178.09 110.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 218.13 110.25 Td (supporting ) Tj ET Q q 0 0 0 rg BT 263.19 110.25 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 294.29 110.25 Td (s ) Tj ET Q q 0 0 0 rg BT 300.46 110.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 347.18 110.25 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 403.32 110.25 Td (to ) Tj ET Q q 0 0 0 rg BT 413.38 110.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 443.98 110.25 Td (and ) Tj ET Q q 0 0 0 rg BT 460.70 110.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 485.75 110.25 Td (headcount ) Tj ET Q q 0 0 0 rg BT 529.12 110.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 554.72 110.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 98.25 Td (our ) Tj ET Q q 0 0 0 rg BT 65.01 98.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 103.84 98.25 Td (relationship ) Tj ET Q q 0 0 0 rg BT 153.23 98.25 Td (management ) Tj ET Q q 0 0 0 rg BT 206.50 98.25 Td (business ) Tj ET Q q 0 0 0 rg BT 242.57 98.25 Td (consistent ) Tj ET Q q 0 0 0 rg BT 284.75 98.25 Td (with ) Tj ET Q q 0 0 0 rg BT 304.71 98.25 Td (the ) Tj ET Q q 0 0 0 rg BT 319.10 98.25 Td (decline ) Tj ET Q q 0 0 0 rg BT 350.15 98.25 Td (in ) Tj ET Q q 0 0 0 rg BT 360.11 98.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 396.44 98.25 Td (as ) Tj ET Q q 0 0 0 rg BT 406.94 98.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 447.45 98.25 Td (in ) Tj ET Q q 0 0 0 rg BT 457.41 98.25 Td (the ) Tj ET Q q 0 0 0 rg BT 471.81 98.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 505.63 98.25 Td (section ) Tj ET Q q 0 0 0 rg BT 536.14 98.25 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 80.25 Td (Gross ) Tj ET Q q 0 0 0 rg BT 74.54 80.25 Td (profit ) Tj ET Q q 0 0 0 rg BT 98.46 80.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.71 80.25 Td ($1.4 ) Tj ET Q q 0 0 0 rg BT 134.91 80.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.80 80.25 Td (, ) Tj ET Q q 0 0 0 rg BT 168.00 80.25 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.13 80.25 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.46 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 234.16 80.25 Td (of ) Tj ET Q q 0 0 0 rg BT 244.19 80.25 Td (service ) Tj ET Q q 0 0 0 rg BT 274.21 80.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 310.06 80.25 Td (for ) Tj ET Q q 0 0 0 rg BT 323.42 80.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.34 80.25 Td (year ) Tj ET Q q 0 0 0 rg BT 356.25 80.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.12 80.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.82 80.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 439.61 80.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.61 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 461.31 80.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 502.44 80.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.92 80.25 Td ($4.5 ) Tj ET Q q 0 0 0 rg BT 531.12 80.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 80.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 68.25 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.68 68.25 Td (5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.01 68.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.76 68.25 Td (of ) Tj ET Q q 0 0 0 rg BT 125.84 68.25 Td (service ) Tj ET Q q 0 0 0 rg BT 155.91 68.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 191.80 68.25 Td (for ) Tj ET Q q 0 0 0 rg BT 205.22 68.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.19 68.25 Td (year ) Tj ET Q q 0 0 0 rg BT 238.14 68.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.02 68.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.77 68.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 321.61 68.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.61 68.25 Td ( ) Tj ET Q q 0 0 0 rg BT 343.36 68.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.55 68.25 Td ($16.0 ) Tj ET Q q 0 0 0 rg BT 383.80 68.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.70 68.25 Td (, ) Tj ET Q q 0 0 0 rg BT 416.95 68.25 Td (representing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.12 68.25 Td (14%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.45 68.25 Td ( ) Tj ET Q q 0 0 0 rg BT 488.21 68.25 Td (of ) Tj ET Q q 0 0 0 rg BT 498.29 68.25 Td (service ) Tj ET Q q 0 0 0 rg BT 528.35 68.25 Td (revenue, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 56.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.07 56.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.20 56.25 Td (year ) Tj ET Q q 0 0 0 rg BT 99.31 56.25 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.19 56.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.10 56.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 185.10 56.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.10 56.25 Td (. ) Tj ET Q q 0 0 0 rg BT 210.51 56.25 Td ( ) Tj ET Q q 0 0 0 rg BT 213.42 56.25 Td (Gross ) Tj ET Q q 0 0 0 rg BT 239.66 56.25 Td (profit ) Tj ET Q q 0 0 0 rg BT 264.79 56.25 Td (as ) Tj ET Q q 0 0 0 rg BT 276.03 56.25 Td (a ) Tj ET Q q 0 0 0 rg BT 283.38 56.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 329.59 56.25 Td (of ) Tj ET Q q 0 0 0 rg BT 340.83 56.25 Td (service ) Tj ET Q q 0 0 0 rg BT 372.05 56.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 406.61 56.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 448.93 56.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.62 56.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.62 56.25 Td ( ) Tj ET Q q 0 0 0 rg BT 482.53 56.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.88 56.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.88 56.25 Td (, ) Tj ET Q q 0 0 0 rg BT 525.29 56.25 Td (primarily ) Tj ET Q endstream endobj 103 0 obj <>] /Rotate 0 /Contents 104 0 R>> endobj 104 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (due ) Tj ET Q q 0 0 0 rg BT 68.39 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 80.62 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 97.29 731.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 140.04 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 152.27 731.10 Td (IT) Tj ET Q q 0 0 0 rg BT 161.53 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 165.98 731.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 224.30 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 243.19 731.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 284.29 731.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 335.96 731.10 Td (management ) Tj ET Q q 0 0 0 rg BT 391.50 731.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 430.09 731.10 Td (lar) Tj ET Q q 0 0 0 rg BT 440.46 731.10 Td (gely ) Tj ET Q q 0 0 0 rg BT 462.13 731.10 Td (of) Tj ET Q q 0 0 0 rg BT 470.28 731.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 489.17 731.10 Td (by ) Tj ET Q q 0 0 0 rg BT 503.62 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 512.51 731.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 554.72 731.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 107.54 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.48 719.10 Td (benefits. ) Tj ET Q q 0 0 0 rg BT 161.14 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 163.64 719.10 Td (However) Tj ET Q q 0 0 0 rg BT 199.89 719.10 Td (, ) Tj ET Q q 0 0 0 rg BT 204.89 719.10 Td (we ) Tj ET Q q 0 0 0 rg BT 219.05 719.10 Td (were ) Tj ET Q q 0 0 0 rg BT 240.97 719.10 Td (not ) Tj ET Q q 0 0 0 rg BT 256.25 719.10 Td (able ) Tj ET Q q 0 0 0 rg BT 275.41 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 285.69 719.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 314.83 719.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 337.33 719.10 Td (at ) Tj ET Q q 0 0 0 rg BT 347.05 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 361.77 719.10 Td (same ) Tj ET Q q 0 0 0 rg BT 384.81 719.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 402.30 719.10 Td (as ) Tj ET Q q 0 0 0 rg BT 413.13 719.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 447.27 719.10 Td (declined.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 698.10 Td (Selling, ) Tj ET Q q 0 0 0 rg BT 82.27 698.10 Td (General ) Tj ET Q q 0 0 0 rg BT 117.54 698.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.86 698.10 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 196.24 698.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 677.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 677.10 Td ( ) Tj ET Q q 0 0 0 rg BT 78.94 677.10 Td (in ) Tj ET Q q 0 0 0 rg BT 88.92 677.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 113.90 677.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 162.50 677.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 204.69 677.10 Td (and ) Tj ET Q q 0 0 0 rg BT 221.34 677.10 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 274.65 677.10 Td (include ) Tj ET Q q 0 0 0 rg BT 306.29 677.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 333.52 677.10 Td ( ) Tj ET Q q 0 0 0 rg BT 335.73 677.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 374.04 677.10 Td (of ) Tj ET Q q 0 0 0 rg BT 384.57 677.10 Td (the ) Tj ET Q q 0 0 0 rg BT 399.00 677.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 437.86 677.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 487.28 677.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 543.07 677.10 Td (asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 665.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 87.07 665.10 Td (management ) Tj ET Q q 0 0 0 rg BT 140.76 665.10 Td (and ) Tj ET Q q 0 0 0 rg BT 157.80 665.10 Td (IT) Tj ET Q q 0 0 0 rg BT 167.06 665.10 Td ( ) Tj ET Q q 0 0 0 rg BT 169.66 665.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 226.12 665.10 Td (services ) Tj ET Q q 0 0 0 rg BT 260.92 665.10 Td (businesses. ) Tj ET Q q 0 0 0 rg BT 308.25 665.10 Td ( ) Tj ET Q q 0 0 0 rg BT 310.84 665.10 Td (It ) Tj ET Q q 0 0 0 rg BT 319.55 665.10 Td (also ) Tj ET Q q 0 0 0 rg BT 338.26 665.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 374.18 665.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 396.78 665.10 Td (related ) Tj ET Q q 0 0 0 rg BT 426.58 665.10 Td (to ) Tj ET Q q 0 0 0 rg BT 436.96 665.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 477.31 665.10 Td (support ) Tj ET Q q 0 0 0 rg BT 509.91 665.10 Td (functions ) Tj ET Q q 0 0 0 rg BT 549.73 665.10 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 653.10 Td (allocated ) Tj ET Q q 0 0 0 rg BT 88.09 653.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.37 653.10 Td (the ) Tj ET Q q 0 0 0 rg BT 113.08 653.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 154.46 653.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 185.84 653.10 Td (and ) Tj ET Q q 0 0 0 rg BT 202.78 653.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 223.60 653.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 250.54 653.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 281.91 653.10 Td (segments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 632.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.77 632.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 123.66 632.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 166.15 632.10 Td (and ) Tj ET Q q 0 0 0 rg BT 183.08 632.10 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 236.69 632.10 Td (also ) Tj ET Q q 0 0 0 rg BT 255.30 632.10 Td (include ) Tj ET Q q 0 0 0 rg BT 287.23 632.10 Td (eliminations ) Tj ET Q q 0 0 0 rg BT 339.17 632.10 Td (of ) Tj ET Q q 0 0 0 rg BT 350.00 632.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 400.27 632.10 Td (between ) Tj ET Q q 0 0 0 rg BT 436.08 632.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.80 632.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 493.83 632.10 Td (segments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 611.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 611.10 Td ( ) Tj ET Q q 0 0 0 rg BT 79.23 611.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 117.83 611.10 Td (consisted ) Tj ET Q q 0 0 0 rg BT 157.55 611.10 Td (of ) Tj ET Q q 0 0 0 rg BT 168.38 611.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.09 611.10 Td (following ) Tj ET Q q 0 0 0 rg BT 224.48 611.10 Td (for ) Tj ET Q q 0 0 0 rg BT 238.64 611.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.36 611.10 Td (years ) Tj ET Q q 0 0 0 rg BT 276.96 611.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.33 611.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.92 611.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 568.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 568.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 568.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 568.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 568.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 568.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 568.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 568.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 568.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 568.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 568.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 544.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 544.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 544.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 544.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 544.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 544.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 544.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 544.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 544.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 544.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 544.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 520.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 520.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 520.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 520.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 520.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 520.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 520.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 520.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 520.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 520.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 520.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 496.60 218.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 496.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 496.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 496.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 496.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 496.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 496.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 496.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 496.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 496.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 496.60 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 472.60 218.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 268.00 472.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 272.00 472.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.00 472.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 331.00 472.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 472.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 390.00 472.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.00 472.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 472.60 55.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 472.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.00 472.60 55.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 580.6 m 268 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 580.6 m 327 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 580.6 m 386 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 580.6 m 445 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 580.6 m 504 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 580.6 m 563 580.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 484.6 m 327 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 484.6 m 445 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 484.6 m 563 484.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 460.6 m 327 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 458.6 m 327 458.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 460.6 m 445 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 458.6 m 445 458.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 460.6 m 563 460.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 458.6 m 563 458.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 585.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.00 584.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.60 592.68 Td (% Incr) Tj ET Q q 0 0 0 rg BT 363.12 592.68 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 340.75 584.68 Td (\(decr) Tj ET Q q 0 0 0 rg BT 358.37 584.68 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 409.00 584.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.60 592.68 Td (% Incr) Tj ET Q q 0 0 0 rg BT 481.12 592.68 Td (ease ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 458.75 584.68 Td (\(decr) Tj ET Q q 0 0 0 rg BT 476.37 584.68 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 527.00 584.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 559.22 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 559.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 559.22 Td (31,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 559.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 559.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 559.22 Td (31,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 559.22 Td (\(20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 559.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 559.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 559.22 Td (39,495) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 547.22 Td (Professional services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 547.22 Td (4,247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 547.22 Td (\(57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 547.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 547.22 Td (9,819) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 547.22 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 547.22 Td (8,774) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 535.22 Td (Occupancy related costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 535.22 Td (10,053) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 535.22 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 535.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 535.22 Td (14,355) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 535.22 Td (\(17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 535.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 535.22 Td (17,355) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 523.22 Td (Amortization of intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 523.22 Td (1,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 523.22 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 523.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 523.22 Td (2,003) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 523.22 Td (\(15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 523.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 523.22 Td (2,364) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 511.22 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 511.22 Td (4,637) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 511.22 Td (\(16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 511.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 511.22 Td (5,515) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 511.22 Td (\(12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 511.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 511.22 Td (6,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 499.22 Td (Marketing costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.15 499.22 Td (226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 499.22 Td (\(49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 499.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 499.22 Td (443) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 499.22 Td (\(82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 499.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 499.22 Td (2,531) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 487.22 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 487.22 Td (7,056) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 487.22 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.65 487.22 Td (5,621) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 487.22 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 487.22 Td (4,218) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 463.17 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 463.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 463.17 Td (59,709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.80 463.22 Td (\(14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 463.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 463.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 463.17 Td (69,356) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.80 463.22 Td (\(14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.15 463.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 463.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 463.17 Td (81,020) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 436.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 436.10 Td ( ) Tj ET Q q 0 0 0 rg BT 78.74 436.10 Td (for ) Tj ET Q q 0 0 0 rg BT 92.41 436.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.64 436.10 Td (year ) Tj ET Q q 0 0 0 rg BT 125.85 436.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.73 436.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.74 436.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 209.83 436.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.83 436.10 Td ( ) Tj ET Q q 0 0 0 rg BT 231.84 436.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.18 436.10 Td ($59.7 ) Tj ET Q q 0 0 0 rg BT 266.69 436.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.58 436.10 Td ( ) Tj ET Q q 0 0 0 rg BT 297.59 436.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 339.01 436.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.02 436.10 Td (14%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.35 436.10 Td ( ) Tj ET Q q 0 0 0 rg BT 371.36 436.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 412.80 436.10 Td (to ) Tj ET Q q 0 0 0 rg BT 422.58 436.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.81 436.10 Td (year ) Tj ET Q q 0 0 0 rg BT 456.03 436.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.90 436.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.91 436.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 540.01 436.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 436.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.01 436.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 424.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.80 424.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 104.97 424.10 Td (in ) Tj ET Q q 0 0 0 rg BT 115.50 424.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 142.73 424.10 Td ( ) Tj ET Q q 0 0 0 rg BT 145.49 424.10 Td (was ) Tj ET Q q 0 0 0 rg BT 163.79 424.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 203.76 424.10 Td (due ) Tj ET Q q 0 0 0 rg BT 220.95 424.10 Td (to ) Tj ET Q q 0 0 0 rg BT 231.48 424.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 257.00 424.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 279.19 424.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 301.95 424.10 Td (in ) Tj ET Q q 0 0 0 rg BT 312.48 424.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 364.11 424.10 Td (services ) Tj ET Q q 0 0 0 rg BT 399.07 424.10 Td (in ) Tj ET Q q 0 0 0 rg BT 409.60 424.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 456.23 424.10 Td (with ) Tj ET Q q 0 0 0 rg BT 476.76 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 491.73 424.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 534.48 424.10 Td (of, ) Tj ET Q q 0 0 0 rg BT 548.06 424.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 412.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 89.10 412.10 Td (in ) Tj ET Q q 0 0 0 rg BT 98.72 412.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 136.66 412.10 Td (related ) Tj ET Q q 0 0 0 rg BT 165.70 412.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 177.82 412.10 Td (several ) Tj ET Q q 0 0 0 rg BT 207.98 412.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 229.25 412.10 Td (and ) Tj ET Q q 0 0 0 rg BT 245.53 412.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 288.46 412.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 319.73 412.10 Td (and ) Tj ET Q q 0 0 0 rg BT 336.01 412.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 360.62 412.10 Td (occupancy ) Tj ET Q q 0 0 0 rg BT 405.21 412.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 427.05 412.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 454.44 412.10 Td (by ) Tj ET Q q 0 0 0 rg BT 466.28 412.10 Td (subleasing ) Tj ET Q q 0 0 0 rg BT 510.34 412.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 539.38 412.10 Td (of) Tj ET Q q 0 0 0 rg BT 547.53 412.10 Td (fice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 400.10 Td (facilities, ) Tj ET Q q 0 0 0 rg BT 88.88 400.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 124.65 400.10 Td (of) Tj ET Q q 0 0 0 rg BT 132.80 400.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 149.69 400.10 Td (by ) Tj ET Q q 0 0 0 rg BT 162.14 400.10 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 212.35 400.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 230.36 400.10 Td (accrual ) Tj ET Q q 0 0 0 rg BT 261.67 400.10 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 311.90 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 322.68 400.10 Td ($2.7 ) Tj ET Q q 0 0 0 rg BT 342.63 400.10 Td (million ) Tj ET Q q 0 0 0 rg BT 373.97 400.10 Td (related ) Tj ET Q q 0 0 0 rg BT 403.63 400.10 Td (to ) Tj ET Q q 0 0 0 rg BT 413.86 400.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 444.63 400.10 Td (closures ) Tj ET Q q 0 0 0 rg BT 479.85 400.10 Td (and ) Tj ET Q q 0 0 0 rg BT 496.74 400.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 535.30 400.10 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 388.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 72.00 388.10 Td (in ) Tj ET Q q 0 0 0 rg BT 82.28 388.10 Td (other ) Tj ET Q q 0 0 0 rg BT 105.33 388.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 132.56 388.10 Td ( ) Tj ET Q q 0 0 0 rg BT 135.06 388.10 Td (in ) Tj ET Q q 0 0 0 rg BT 145.33 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.05 388.10 Td (first ) Tj ET Q q 0 0 0 rg BT 178.66 388.10 Td (half ) Tj ET Q q 0 0 0 rg BT 196.71 388.10 Td (of ) Tj ET Q q 0 0 0 rg BT 207.54 388.10 Td (2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 367.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 76.73 367.10 Td ( ) Tj ET Q q 0 0 0 rg BT 78.74 367.10 Td (for ) Tj ET Q q 0 0 0 rg BT 92.41 367.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.64 367.10 Td (year ) Tj ET Q q 0 0 0 rg BT 125.85 367.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.73 367.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.74 367.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 209.83 367.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.83 367.10 Td ( ) Tj ET Q q 0 0 0 rg BT 231.84 367.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.18 367.10 Td ($69.4 ) Tj ET Q q 0 0 0 rg BT 266.69 367.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.58 367.10 Td ( ) Tj ET Q q 0 0 0 rg BT 297.59 367.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 339.01 367.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.02 367.10 Td (14%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.35 367.10 Td ( ) Tj ET Q q 0 0 0 rg BT 371.36 367.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 412.80 367.10 Td (to ) Tj ET Q q 0 0 0 rg BT 422.58 367.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.81 367.10 Td (year ) Tj ET Q q 0 0 0 rg BT 456.03 367.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.90 367.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.91 367.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 540.01 367.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 367.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 355.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 90.03 355.10 Td (due ) Tj ET Q q 0 0 0 rg BT 107.79 355.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.89 355.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 144.98 355.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 203.85 355.10 Td (and ) Tj ET Q q 0 0 0 rg BT 221.61 355.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 256.59 355.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 285.45 355.10 Td (by ) Tj ET Q q 0 0 0 rg BT 298.78 355.10 Td (the ) Tj ET Q q 0 0 0 rg BT 314.31 355.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 380.40 355.10 Td (of ) Tj ET Q q 0 0 0 rg BT 392.05 355.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 411.48 355.10 Td (savings ) Tj ET Q q 0 0 0 rg BT 444.80 355.10 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 487.56 355.10 Td (in ) Tj ET Q q 0 0 0 rg BT 498.66 355.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 521.99 355.10 Td (and ) Tj ET Q q 0 0 0 rg BT 539.75 355.10 Td (lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 343.10 Td (occupancy ) Tj ET Q q 0 0 0 rg BT 94.75 343.10 Td (related ) Tj ET Q q 0 0 0 rg BT 124.46 343.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 149.46 343.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 189.17 343.10 Td (due ) Tj ET Q q 0 0 0 rg BT 206.11 343.10 Td (to ) Tj ET Q q 0 0 0 rg BT 216.38 343.10 Td (of) Tj ET Q q 0 0 0 rg BT 224.53 343.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 242.02 343.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 272.84 343.10 Td (relocations ) Tj ET Q q 0 0 0 rg BT 319.21 343.10 Td (and ) Tj ET Q q 0 0 0 rg BT 336.15 343.10 Td (consolidations ) Tj ET Q q 0 0 0 rg BT 396.42 343.10 Td (in ) Tj ET Q q 0 0 0 rg BT 406.70 343.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 429.20 343.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.14 343.10 Td (2016.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 322.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 75.33 322.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 118.94 322.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 301.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 75.55 301.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 116.60 301.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 155.98 301.10 Td (include ) Tj ET Q q 0 0 0 rg BT 188.70 301.10 Td (the ) Tj ET Q q 0 0 0 rg BT 204.19 301.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 243.59 301.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 287.97 301.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 309.31 301.10 Td (net ) Tj ET Q q 0 0 0 rg BT 324.81 301.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.42 301.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 378.02 301.10 Td (recovery) Tj ET Q q 0 0 0 rg BT 412.35 301.10 Td (, ) Tj ET Q q 0 0 0 rg BT 418.13 301.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.74 301.10 Td ($28.0 ) Tj ET Q q 0 0 0 rg BT 455.53 301.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.42 301.10 Td ( ) Tj ET Q q 0 0 0 rg BT 487.70 301.10 Td (for ) Tj ET Q q 0 0 0 rg BT 502.64 301.10 Td (the ) Tj ET Q q 0 0 0 rg BT 518.14 301.10 Td (year ) Tj ET Q q 0 0 0 rg BT 538.63 301.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 289.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.66 289.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.66 289.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.74 289.10 Td (and ) Tj ET Q q 0 0 0 rg BT 149.26 289.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 198.43 289.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 225.40 289.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.81 289.10 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 257.39 289.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.28 289.10 Td ( ) Tj ET Q q 0 0 0 rg BT 289.36 289.10 Td (for ) Tj ET Q q 0 0 0 rg BT 304.09 289.10 Td (the ) Tj ET Q q 0 0 0 rg BT 319.39 289.10 Td (year ) Tj ET Q q 0 0 0 rg BT 339.67 289.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.63 289.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 425.79 289.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.79 289.10 Td ( ) Tj ET Q q 0 0 0 rg BT 448.87 289.10 Td (\(no ) Tj ET Q q 0 0 0 rg BT 465.27 289.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 517.77 289.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 554.73 289.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 277.10 Td (2017\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 256.10 Td (For ) Tj ET Q q 0 0 0 rg BT 66.19 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 81.20 256.10 Td (year ) Tj ET Q q 0 0 0 rg BT 101.21 256.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.88 256.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 186.77 256.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.77 256.10 Td (, ) Tj ET Q q 0 0 0 rg BT 212.06 256.10 Td (other ) Tj ET Q q 0 0 0 rg BT 235.41 256.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 275.97 256.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 314.87 256.10 Td (included ) Tj ET Q q 0 0 0 rg BT 352.10 256.10 Td (a ) Tj ET Q q 0 0 0 rg BT 359.33 256.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 398.24 256.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 442.14 256.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 463.00 256.10 Td (which ) Tj ET Q q 0 0 0 rg BT 490.23 256.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 524.70 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 535.83 256.10 Td (a ) Tj ET Q q 0 0 0 rg BT 543.06 256.10 Td (legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 244.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 93.22 244.10 Td (accrual ) Tj ET Q q 0 0 0 rg BT 124.70 244.10 Td (of ) Tj ET Q q 0 0 0 rg BT 135.64 244.10 Td ($28.0 ) Tj ET Q q 0 0 0 rg BT 160.76 244.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 194.77 244.10 Td (net ) Tj ET Q q 0 0 0 rg BT 209.60 244.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.55 244.10 Td (a ) Tj ET Q q 0 0 0 rg BT 227.61 244.10 Td ($4.0 ) Tj ET Q q 0 0 0 rg BT 247.72 244.10 Td (million ) Tj ET Q q 0 0 0 rg BT 279.23 244.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 320.16 244.10 Td (recovery) Tj ET Q q 0 0 0 rg BT 354.49 244.10 Td (. ) Tj ET Q q 0 0 0 rg BT 359.61 244.10 Td ( ) Tj ET Q q 0 0 0 rg BT 362.04 244.10 Td (The ) Tj ET Q q 0 0 0 rg BT 380.20 244.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 418.93 244.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 462.64 244.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 480.82 244.10 Td (related ) Tj ET Q q 0 0 0 rg BT 510.64 244.10 Td (to ) Tj ET Q q 0 0 0 rg BT 521.03 244.10 Td (the ) Tj ET Q q 0 0 0 rg BT 535.87 244.10 Td (agreed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 232.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 93.27 232.10 Td (of ) Tj ET Q q 0 0 0 rg BT 104.27 232.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.16 232.10 Td (putative ) Tj ET Q q 0 0 0 rg BT 154.04 232.10 Td (class ) Tj ET Q q 0 0 0 rg BT 176.15 232.10 Td (action ) Tj ET Q q 0 0 0 rg BT 203.25 232.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 242.03 232.10 Td (designated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 287.47 232.10 Td (In ) Tj ET Q q 0 0 0 rg BT 298.47 232.10 Td (r) Tj ET Q q 0 0 0 rg BT 301.99 232.10 Td (e: ) Tj ET Q q 0 0 0 rg BT 312.24 232.10 Td (Altisour) Tj ET Q q 0 0 0 rg BT 344.09 232.10 Td (ce ) Tj ET Q q 0 0 0 rg BT 355.64 232.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 394.42 232.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 436.82 232.10 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 455.60 232.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 497.71 232.10 Td (Litigation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.83 232.10 Td (in ) Tj ET Q q 0 0 0 rg BT 550.28 232.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 220.10 Td (United ) Tj ET Q q 0 0 0 rg BT 79.27 220.10 Td (States ) Tj ET Q q 0 0 0 rg BT 105.72 220.10 Td (District ) Tj ET Q q 0 0 0 rg BT 138.27 220.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 163.60 220.10 Td (for ) Tj ET Q q 0 0 0 rg BT 177.82 220.10 Td (the ) Tj ET Q q 0 0 0 rg BT 192.59 220.10 Td (Southern ) Tj ET Q q 0 0 0 rg BT 231.26 220.10 Td (District ) Tj ET Q q 0 0 0 rg BT 263.81 220.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.69 220.10 Td (Florida. ) Tj ET Q q 0 0 0 rg BT 308.64 220.10 Td ( ) Tj ET Q q 0 0 0 rg BT 310.63 220.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 354.84 220.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 392.95 220.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 433.30 220.10 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 453.64 220.10 Td (and ) Tj ET Q q 0 0 0 rg BT 470.63 220.10 Td (the ) Tj ET Q q 0 0 0 rg BT 485.40 220.10 Td (of) Tj ET Q q 0 0 0 rg BT 493.55 220.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 514.42 220.10 Td (and ) Tj ET Q q 0 0 0 rg BT 531.42 220.10 Td (director ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 208.10 Td (defendants ) Tj ET Q q 0 0 0 rg BT 95.14 208.10 Td (denied ) Tj ET Q q 0 0 0 rg BT 124.11 208.10 Td (all ) Tj ET Q q 0 0 0 rg BT 136.43 208.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 164.86 208.10 Td (of ) Tj ET Q q 0 0 0 rg BT 175.51 208.10 Td (wrongdoing ) Tj ET Q q 0 0 0 rg BT 226.16 208.10 Td (or ) Tj ET Q q 0 0 0 rg BT 236.81 208.10 Td (liability) Tj ET Q q 0 0 0 rg BT 267.27 208.10 Td (. ) Tj ET Q q 0 0 0 rg BT 272.09 208.10 Td ( ) Tj ET Q q 0 0 0 rg BT 274.25 208.10 Td (The ) Tj ET Q q 0 0 0 rg BT 292.12 208.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 335.54 208.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 353.42 208.10 Td (was ) Tj ET Q q 0 0 0 rg BT 371.29 208.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 408.59 208.10 Td (in ) Tj ET Q q 0 0 0 rg BT 418.69 208.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 441.01 208.10 Td (and ) Tj ET Q q 0 0 0 rg BT 457.77 208.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 477.31 208.10 Td (in ) Tj ET Q q 0 0 0 rg BT 487.41 208.10 Td (2017. ) Tj ET Q q 0 0 0 rg BT 512.23 208.10 Td ( ) Tj ET Q q 0 0 0 rg BT 514.55 208.10 Td (For ) Tj ET Q q 0 0 0 rg BT 530.77 208.10 Td (the ) Tj ET Q q 0 0 0 rg BT 545.31 208.10 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 196.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.47 196.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 133.64 196.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.64 196.10 Td (, ) Tj ET Q q 0 0 0 rg BT 158.23 196.10 Td (other ) Tj ET Q q 0 0 0 rg BT 180.86 196.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 220.72 196.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 258.90 196.10 Td (included ) Tj ET Q q 0 0 0 rg BT 295.43 196.10 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 333.61 196.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 381.80 196.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 407.78 196.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.20 196.10 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 437.79 196.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.68 196.10 Td (, ) Tj ET Q q 0 0 0 rg BT 471.27 196.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 510.57 196.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 538.21 196.10 Td (by ) Tj ET Q q 0 0 0 rg BT 550.29 196.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 184.10 Td (Company) Tj ET Q q 0 0 0 rg BT 91.17 184.10 Td (s ) Tj ET Q q 0 0 0 rg BT 97.56 184.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 137.26 184.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 184.19 184.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 218.34 184.10 Td (from ) Tj ET Q q 0 0 0 rg BT 240.28 184.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 271.10 184.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.04 184.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 334.42 184.10 Td (in ) Tj ET Q q 0 0 0 rg BT 344.70 184.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 397.74 184.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 435.78 184.10 Td (to ) Tj ET Q q 0 0 0 rg BT 446.06 184.10 Td (Ocwen.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 163.10 Td (Loss ) Tj ET Q q 0 0 0 rg BT 70.34 163.10 Td (fr) Tj ET Q q 0 0 0 rg BT 76.64 163.10 Td (om ) Tj ET Q q 0 0 0 rg BT 91.37 163.10 Td (Operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 142.10 Td (Loss ) Tj ET Q q 0 0 0 rg BT 70.43 142.10 Td (from ) Tj ET Q q 0 0 0 rg BT 91.91 142.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 135.60 142.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 177.05 142.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.87 142.10 Td ($58.4 ) Tj ET Q q 0 0 0 rg BT 211.40 142.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.29 142.10 Td ( ) Tj ET Q q 0 0 0 rg BT 242.33 142.10 Td (for ) Tj ET Q q 0 0 0 rg BT 256.03 142.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.28 142.10 Td (year ) Tj ET Q q 0 0 0 rg BT 289.53 142.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.41 142.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.44 142.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 373.57 142.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.57 142.10 Td ( ) Tj ET Q q 0 0 0 rg BT 395.60 142.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 437.06 142.10 Td (to ) Tj ET Q q 0 0 0 rg BT 446.88 142.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 464.48 142.10 Td (from ) Tj ET Q q 0 0 0 rg BT 485.96 142.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 529.65 142.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.02 142.10 Td ($92.9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 130.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 80.47 130.10 Td (for ) Tj ET Q q 0 0 0 rg BT 94.22 130.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.52 130.10 Td (year ) Tj ET Q q 0 0 0 rg BT 127.81 130.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.68 130.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.77 130.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 211.93 130.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.93 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 234.01 130.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.54 130.10 Td ($72.7 ) Tj ET Q q 0 0 0 rg BT 275.12 130.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.01 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 306.09 130.10 Td (for ) Tj ET Q q 0 0 0 rg BT 319.83 130.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.13 130.10 Td (year ) Tj ET Q q 0 0 0 rg BT 353.42 130.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.30 130.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.38 130.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 437.55 130.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.55 130.10 Td (. ) Tj ET Q q 0 0 0 rg BT 462.13 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 464.06 130.10 Td (The ) Tj ET Q q 0 0 0 rg BT 481.69 130.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 499.34 130.10 Td (from ) Tj ET Q q 0 0 0 rg BT 520.86 130.10 Td (operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 118.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 91.72 118.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.31 118.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.31 118.10 Td ( ) Tj ET Q q 0 0 0 rg BT 125.12 118.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 167.35 118.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.93 118.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.93 118.10 Td (, ) Tj ET Q q 0 0 0 rg BT 203.24 118.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 243.26 118.10 Td (as ) Tj ET Q q 0 0 0 rg BT 254.40 118.10 Td (a ) Tj ET Q q 0 0 0 rg BT 261.64 118.10 Td (result ) Tj ET Q q 0 0 0 rg BT 286.67 118.10 Td (of ) Tj ET Q q 0 0 0 rg BT 297.81 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.83 118.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 335.64 118.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 374.55 118.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 418.46 118.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 439.33 118.10 Td (net ) Tj ET Q q 0 0 0 rg BT 454.35 118.10 Td (of ) Tj ET Q q 0 0 0 rg BT 465.49 118.10 Td ($28.0 ) Tj ET Q q 0 0 0 rg BT 490.80 118.10 Td (million ) Tj ET Q q 0 0 0 rg BT 522.50 118.10 Td (and ) Tj ET Q q 0 0 0 rg BT 539.74 118.10 Td (lower ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 106.10 Td (SG&A, ) Tj ET Q q 0 0 0 rg BT 82.52 106.10 Td (as ) Tj ET Q q 0 0 0 rg BT 93.58 106.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 134.65 106.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 163.76 106.10 Td ( ) Tj ET Q q 0 0 0 rg BT 166.29 106.10 Td (The ) Tj ET Q q 0 0 0 rg BT 184.58 106.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 202.87 106.10 Td (from ) Tj ET Q q 0 0 0 rg BT 225.04 106.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 269.43 106.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 309.92 106.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.44 106.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.44 106.10 Td ( ) Tj ET Q q 0 0 0 rg BT 343.17 106.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 385.33 106.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.84 106.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.84 106.10 Td (, ) Tj ET Q q 0 0 0 rg BT 421.07 106.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 461.02 106.10 Td (due ) Tj ET Q q 0 0 0 rg BT 478.19 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 488.71 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 503.66 106.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 526.39 106.10 Td (litigation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 94.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 93.07 94.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 113.60 94.10 Td (net ) Tj ET Q q 0 0 0 rg BT 128.29 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 139.09 94.10 Td ($28.0 ) Tj ET Q q 0 0 0 rg BT 164.06 94.10 Td (million ) Tj ET Q q 0 0 0 rg BT 195.42 94.10 Td (and ) Tj ET Q q 0 0 0 rg BT 212.33 94.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 237.56 94.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 261.15 94.10 Td (profit ) Tj ET Q q 0 0 0 rg BT 285.83 94.10 Td (in ) Tj ET Q q 0 0 0 rg BT 296.08 94.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 321.05 94.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 356.84 94.10 Td (of) Tj ET Q q 0 0 0 rg BT 364.99 94.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 381.90 94.10 Td (by ) Tj ET Q q 0 0 0 rg BT 394.37 94.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 419.61 94.10 Td (SG&A) Tj ET Q q 0 0 0 rg BT 446.84 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 449.31 94.10 Td (in ) Tj ET Q q 0 0 0 rg BT 459.56 94.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 484.53 94.10 Td (as ) Tj ET Q q 0 0 0 rg BT 495.33 94.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 536.13 94.10 Td (above.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 73.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 75.33 73.10 Td (Expenses, ) Tj ET Q q 0 0 0 rg BT 117.54 73.10 Td (Net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 52.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 73.58 52.10 Td (income ) Tj ET Q q 0 0 0 rg BT 104.33 52.10 Td (\(expense\), ) Tj ET Q q 0 0 0 rg BT 147.01 52.10 Td (net ) Tj ET Q q 0 0 0 rg BT 160.55 52.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 205.18 52.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 239.82 52.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 270.57 52.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 304.09 52.10 Td (and ) Tj ET Q q 0 0 0 rg BT 319.85 52.10 Td (other ) Tj ET Q q 0 0 0 rg BT 341.71 52.10 Td (non-operating ) Tj ET Q q 0 0 0 rg BT 399.12 52.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 421.54 52.10 Td (and ) Tj ET Q q 0 0 0 rg BT 437.29 52.10 Td (losses. ) Tj ET Q q 0 0 0 rg BT 465.00 52.10 Td ( ) Tj ET Q q 0 0 0 rg BT 466.31 52.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 490.40 52.10 Td (income ) Tj ET Q q 0 0 0 rg BT 521.15 52.10 Td (\(expense\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 40.10 Td (net ) Tj ET Q q 0 0 0 rg BT 63.92 40.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.67 40.10 Td ($\(14.4\) ) Tj ET Q q 0 0 0 rg BT 113.03 40.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.92 40.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.63 40.10 Td ($\(20.9\) ) Tj ET Q q 0 0 0 rg BT 177.99 40.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.88 40.10 Td ( ) Tj ET Q q 0 0 0 rg BT 209.08 40.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.72 40.10 Td ($\(26.6\) ) Tj ET Q q 0 0 0 rg BT 257.08 40.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.97 40.10 Td ( ) Tj ET Q q 0 0 0 rg BT 288.17 40.10 Td (for ) Tj ET Q q 0 0 0 rg BT 302.03 40.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.45 40.10 Td (years ) Tj ET Q q 0 0 0 rg BT 339.75 40.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.83 40.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 424.12 40.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.12 40.10 Td (, ) Tj ET Q q 0 0 0 rg BT 448.82 40.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 471.02 40.10 Td (and ) Tj ET Q q 0 0 0 rg BT 487.66 40.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 512.36 40.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 560.02 40.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.02 40.10 Td ( ) Tj ET Q endstream endobj 105 0 obj <>] /Rotate 0 /Contents 106 0 R>> endobj 106 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.05 731.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 103.47 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 113.25 731.10 Td (other ) Tj ET Q q 0 0 0 rg BT 135.80 731.10 Td (income ) Tj ET Q q 0 0 0 rg BT 167.24 731.10 Td (\(expense\), ) Tj ET Q q 0 0 0 rg BT 210.61 731.10 Td (net ) Tj ET Q q 0 0 0 rg BT 224.83 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 234.62 731.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 256.62 731.10 Td (was ) Tj ET Q q 0 0 0 rg BT 274.18 731.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 313.39 731.10 Td (due ) Tj ET Q q 0 0 0 rg BT 329.84 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 339.62 731.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 364.39 731.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 395.83 731.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 430.04 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.48 731.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 474.04 731.10 Td (other ) Tj ET Q q 0 0 0 rg BT 496.59 731.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 530.53 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 532.53 731.10 Td (Interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 84.99 719.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.82 719.10 Td ($\(22.3\) ) Tj ET Q q 0 0 0 rg BT 136.26 719.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.15 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 168.43 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 179.49 719.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 202.77 719.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 245.47 719.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.53 719.10 Td ($\(24.4\) ) Tj ET Q q 0 0 0 rg BT 288.97 719.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.87 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 321.15 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 332.20 719.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 357.98 719.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 386.81 719.10 Td (by ) Tj ET Q q 0 0 0 rg BT 400.09 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.59 719.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 462.17 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.79 719.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 509.84 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 521.45 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 538.06 719.10 Td (senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 82.10 707.10 Td (term ) Tj ET Q q 0 0 0 rg BT 102.49 707.10 Td (loan, ) Tj ET Q q 0 0 0 rg BT 124.28 707.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 159.66 707.10 Td (of) Tj ET Q q 0 0 0 rg BT 167.81 707.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 184.31 707.10 Td (by ) Tj ET Q q 0 0 0 rg BT 196.38 707.10 Td (an ) Tj ET Q q 0 0 0 rg BT 207.88 707.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 242.70 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 252.55 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 266.83 707.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 293.33 707.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 325.94 707.10 Td (term ) Tj ET Q q 0 0 0 rg BT 346.33 707.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 365.61 707.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 397.11 707.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 414.16 707.10 Td (from ) Tj ET Q q 0 0 0 rg BT 435.66 707.10 Td (4.50% ) Tj ET Q q 0 0 0 rg BT 463.56 707.10 Td (as ) Tj ET Q q 0 0 0 rg BT 473.95 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 484.35 707.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 542.50 707.10 Td (2016 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.64 695.10 Td (5.07% ) Tj ET Q q 0 0 0 rg BT 87.83 695.10 Td (as ) Tj ET Q q 0 0 0 rg BT 98.52 695.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.21 695.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 167.65 695.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.65 695.10 Td (. ) Tj ET Q q 0 0 0 rg BT 192.51 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 194.87 695.10 Td (During ) Tj ET Q q 0 0 0 rg BT 225.56 695.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 250.42 695.10 Td (we ) Tj ET Q q 0 0 0 rg BT 264.44 695.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 315.11 695.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 350.25 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.94 695.10 Td (our ) Tj ET Q q 0 0 0 rg BT 376.63 695.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 403.42 695.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 436.32 695.10 Td (term ) Tj ET Q q 0 0 0 rg BT 457.01 695.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 476.58 695.10 Td (with ) Tj ET Q q 0 0 0 rg BT 496.72 695.10 Td (an ) Tj ET Q q 0 0 0 rg BT 508.52 695.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 549.74 695.10 Td (par ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (value ) Tj ET Q q 0 0 0 rg BT 73.16 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 83.49 683.10 Td ($60.1 ) Tj ET Q q 0 0 0 rg BT 107.99 683.10 Td (million ) Tj ET Q q 0 0 0 rg BT 138.88 683.10 Td (at ) Tj ET Q q 0 0 0 rg BT 148.10 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 154.54 683.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 193.20 683.10 Td (average ) Tj ET Q q 0 0 0 rg BT 226.29 683.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 262.18 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.51 683.10 Td (10.7%, ) Tj ET Q q 0 0 0 rg BT 302.84 683.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 352.04 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 358.48 683.10 Td (net ) Tj ET Q q 0 0 0 rg BT 372.70 683.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 391.92 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 402.25 683.10 Td ($5.6 ) Tj ET Q q 0 0 0 rg BT 421.76 683.10 Td (million ) Tj ET Q q 0 0 0 rg BT 452.65 683.10 Td (on ) Tj ET Q q 0 0 0 rg BT 464.65 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.87 683.10 Td (early ) Tj ET Q q 0 0 0 rg BT 500.86 683.10 Td (extinguishment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.68 671.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 80.74 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 91.37 671.10 Td (other ) Tj ET Q q 0 0 0 rg BT 114.76 671.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 149.54 671.10 Td ( ) Tj ET Q q 0 0 0 rg BT 152.39 671.10 Td (During ) Tj ET Q q 0 0 0 rg BT 183.56 671.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 208.91 671.10 Td (we ) Tj ET Q q 0 0 0 rg BT 223.42 671.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 274.57 671.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 310.19 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.37 671.10 Td (our ) Tj ET Q q 0 0 0 rg BT 337.55 671.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 364.83 671.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 398.22 671.10 Td (term ) Tj ET Q q 0 0 0 rg BT 419.39 671.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 439.45 671.10 Td (with ) Tj ET Q q 0 0 0 rg BT 460.08 671.10 Td (an ) Tj ET Q q 0 0 0 rg BT 472.36 671.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 514.07 671.10 Td (par ) Tj ET Q q 0 0 0 rg BT 529.69 671.10 Td (value ) Tj ET Q q 0 0 0 rg BT 554.19 671.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td ($51.0 ) Tj ET Q q 0 0 0 rg BT 74.21 659.10 Td (million ) Tj ET Q q 0 0 0 rg BT 105.32 659.10 Td (at ) Tj ET Q q 0 0 0 rg BT 114.75 659.10 Td (a ) Tj ET Q q 0 0 0 rg BT 121.40 659.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 160.27 659.10 Td (average ) Tj ET Q q 0 0 0 rg BT 193.57 659.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 229.67 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.21 659.10 Td (13.2%, ) Tj ET Q q 0 0 0 rg BT 270.75 659.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 320.17 659.10 Td (a ) Tj ET Q q 0 0 0 rg BT 326.82 659.10 Td (net ) Tj ET Q q 0 0 0 rg BT 341.25 659.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 360.68 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 371.22 659.10 Td ($5.5 ) Tj ET Q q 0 0 0 rg BT 390.94 659.10 Td (million ) Tj ET Q q 0 0 0 rg BT 422.04 659.10 Td (on ) Tj ET Q q 0 0 0 rg BT 434.26 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 448.69 659.10 Td (early ) Tj ET Q q 0 0 0 rg BT 470.89 659.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 534.76 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 545.30 659.10 Td (debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 647.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.91 647.10 Td (other ) Tj ET Q q 0 0 0 rg BT 83.08 647.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 117.64 647.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.69 647.10 Td (Also, ) Tj ET Q q 0 0 0 rg BT 143.71 647.10 Td (during ) Tj ET Q q 0 0 0 rg BT 172.44 647.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 195.07 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 212.13 647.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 237.26 647.10 Td (we ) Tj ET Q q 0 0 0 rg BT 251.55 647.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 280.82 647.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 322.33 647.10 Td (of ) Tj ET Q q 0 0 0 rg BT 333.29 647.10 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 353.42 647.10 Td (million ) Tj ET Q q 0 0 0 rg BT 384.94 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 402.00 647.10 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 422.13 647.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 456.15 647.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 503.81 647.10 Td (, ) Tj ET Q q 0 0 0 rg BT 508.94 647.10 Td (related ) Tj ET Q q 0 0 0 rg BT 538.76 647.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.17 647.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 635.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 96.60 635.10 Td (in ) Tj ET Q q 0 0 0 rg BT 107.60 635.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 132.49 635.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.15 635.10 Td (in ) Tj ET Q q 0 0 0 rg BT 161.14 635.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 184.36 635.10 Td (we ) Tj ET Q q 0 0 0 rg BT 199.24 635.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 235.78 635.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 275.09 635.10 Td (of ) Tj ET Q q 0 0 0 rg BT 286.64 635.10 Td ($\(3.4\) ) Tj ET Q q 0 0 0 rg BT 314.02 635.10 Td (million ) Tj ET Q q 0 0 0 rg BT 346.13 635.10 Td (related ) Tj ET Q q 0 0 0 rg BT 376.56 635.10 Td (to ) Tj ET Q q 0 0 0 rg BT 387.55 635.10 Td (this ) Tj ET Q q 0 0 0 rg BT 405.22 635.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 452.32 635.10 Td (\(no ) Tj ET Q q 0 0 0 rg BT 468.87 635.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 521.51 635.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 554.72 635.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 623.10 Td (2017\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.05 602.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 103.47 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 113.25 602.10 Td (other ) Tj ET Q q 0 0 0 rg BT 135.80 602.10 Td (income ) Tj ET Q q 0 0 0 rg BT 167.24 602.10 Td (\(expense\), ) Tj ET Q q 0 0 0 rg BT 210.61 602.10 Td (net ) Tj ET Q q 0 0 0 rg BT 224.83 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 234.62 602.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 256.62 602.10 Td (was ) Tj ET Q q 0 0 0 rg BT 274.18 602.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 313.39 602.10 Td (due ) Tj ET Q q 0 0 0 rg BT 329.84 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 339.62 602.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 364.39 602.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 395.83 602.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 430.04 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.48 602.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 474.04 602.10 Td (other ) Tj ET Q q 0 0 0 rg BT 496.59 602.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 530.53 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 532.53 602.10 Td (Interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 84.99 590.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.82 590.10 Td ($\(24.4\) ) Tj ET Q q 0 0 0 rg BT 136.26 590.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.15 590.10 Td ( ) Tj ET Q q 0 0 0 rg BT 168.43 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 179.49 590.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 202.77 590.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 245.47 590.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.53 590.10 Td ($\(28.2\) ) Tj ET Q q 0 0 0 rg BT 288.97 590.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.87 590.10 Td ( ) Tj ET Q q 0 0 0 rg BT 321.15 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 332.20 590.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 357.98 590.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 386.81 590.10 Td (by ) Tj ET Q q 0 0 0 rg BT 400.09 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.59 590.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 462.17 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.79 590.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 509.84 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 521.45 590.10 Td (our ) Tj ET Q q 0 0 0 rg BT 538.06 590.10 Td (senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 82.77 578.10 Td (term ) Tj ET Q q 0 0 0 rg BT 103.82 578.10 Td (loan. ) Tj ET Q q 0 0 0 rg BT 126.27 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 129.00 578.10 Td (During ) Tj ET Q q 0 0 0 rg BT 160.06 578.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 185.29 578.10 Td (we ) Tj ET Q q 0 0 0 rg BT 199.69 578.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 250.72 578.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 286.23 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 297.29 578.10 Td (our ) Tj ET Q q 0 0 0 rg BT 313.35 578.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 340.52 578.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 373.79 578.10 Td (term ) Tj ET Q q 0 0 0 rg BT 394.85 578.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 414.80 578.10 Td (with ) Tj ET Q q 0 0 0 rg BT 435.30 578.10 Td (an ) Tj ET Q q 0 0 0 rg BT 447.47 578.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 489.07 578.10 Td (par ) Tj ET Q q 0 0 0 rg BT 504.57 578.10 Td (value ) Tj ET Q q 0 0 0 rg BT 528.95 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 540.01 578.10 Td ($51.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.10 Td (million ) Tj ET Q q 0 0 0 rg BT 81.31 566.10 Td (at ) Tj ET Q q 0 0 0 rg BT 91.44 566.10 Td (a ) Tj ET Q q 0 0 0 rg BT 98.79 566.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 138.36 566.10 Td (average ) Tj ET Q q 0 0 0 rg BT 172.36 566.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 209.16 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.40 566.10 Td (13.2%, ) Tj ET Q q 0 0 0 rg BT 251.65 566.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 301.76 566.10 Td (a ) Tj ET Q q 0 0 0 rg BT 309.11 566.10 Td (net ) Tj ET Q q 0 0 0 rg BT 324.25 566.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 344.38 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 355.62 566.10 Td ($5.5 ) Tj ET Q q 0 0 0 rg BT 376.03 566.10 Td (million ) Tj ET Q q 0 0 0 rg BT 407.84 566.10 Td (on ) Tj ET Q q 0 0 0 rg BT 420.75 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.88 566.10 Td (early ) Tj ET Q q 0 0 0 rg BT 458.78 566.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 523.36 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 534.60 566.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 554.73 566.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.10 Td (other ) Tj ET Q q 0 0 0 rg BT 72.17 554.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 106.22 554.10 Td ( ) Tj ET Q q 0 0 0 rg BT 108.35 554.10 Td (During ) Tj ET Q q 0 0 0 rg BT 138.80 554.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 163.42 554.10 Td (we ) Tj ET Q q 0 0 0 rg BT 177.20 554.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 227.63 554.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 262.53 554.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.98 554.10 Td (our ) Tj ET Q q 0 0 0 rg BT 288.43 554.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 314.99 554.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 347.65 554.10 Td (term ) Tj ET Q q 0 0 0 rg BT 368.10 554.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 387.43 554.10 Td (with ) Tj ET Q q 0 0 0 rg BT 407.33 554.10 Td (an ) Tj ET Q q 0 0 0 rg BT 418.89 554.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 459.88 554.10 Td (par ) Tj ET Q q 0 0 0 rg BT 474.77 554.10 Td (value ) Tj ET Q q 0 0 0 rg BT 498.55 554.10 Td (of ) Tj ET Q q 0 0 0 rg BT 509.00 554.10 Td ($49.0 ) Tj ET Q q 0 0 0 rg BT 533.62 554.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.10 Td (at ) Tj ET Q q 0 0 0 rg BT 58.43 542.10 Td (a ) Tj ET Q q 0 0 0 rg BT 64.57 542.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 102.94 542.10 Td (average ) Tj ET Q q 0 0 0 rg BT 135.73 542.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 171.33 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 181.37 542.10 Td (10.3%, ) Tj ET Q q 0 0 0 rg BT 211.40 542.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 260.32 542.10 Td (a ) Tj ET Q q 0 0 0 rg BT 266.46 542.10 Td (net ) Tj ET Q q 0 0 0 rg BT 280.39 542.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 299.31 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 309.35 542.10 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 328.56 542.10 Td (million ) Tj ET Q q 0 0 0 rg BT 359.16 542.10 Td (on ) Tj ET Q q 0 0 0 rg BT 370.87 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.80 542.10 Td (early ) Tj ET Q q 0 0 0 rg BT 406.49 542.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 469.86 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.90 542.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 498.83 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 508.31 542.10 Td (other ) Tj ET Q q 0 0 0 rg BT 530.57 542.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 565.00 542.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.10 Td (Also, ) Tj ET Q q 0 0 0 rg BT 73.10 530.10 Td (during ) Tj ET Q q 0 0 0 rg BT 101.42 530.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 126.13 530.10 Td (we ) Tj ET Q q 0 0 0 rg BT 140.00 530.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 168.86 530.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 209.96 530.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.50 530.10 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 240.21 530.10 Td (million ) Tj ET Q q 0 0 0 rg BT 271.31 530.10 Td (and ) Tj ET Q q 0 0 0 rg BT 287.96 530.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 323.49 530.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 361.80 530.10 Td (of ) Tj ET Q q 0 0 0 rg BT 372.34 530.10 Td ($\(3.4\) ) Tj ET Q q 0 0 0 rg BT 398.71 530.10 Td (million ) Tj ET Q q 0 0 0 rg BT 429.81 530.10 Td (related ) Tj ET Q q 0 0 0 rg BT 459.23 530.10 Td (to ) Tj ET Q q 0 0 0 rg BT 469.21 530.10 Td (our ) Tj ET Q q 0 0 0 rg BT 484.76 530.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 530.85 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 540.84 530.10 Td (RESI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 518.10 Td (\(no ) Tj ET Q q 0 0 0 rg BT 65.78 518.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 118.14 518.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 154.98 518.10 Td (in ) Tj ET Q q 0 0 0 rg BT 165.70 518.10 Td (2015\). ) Tj ET Q q 0 0 0 rg BT 194.48 518.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.42 518.10 Td (During ) Tj ET Q q 0 0 0 rg BT 228.70 518.10 Td (March ) Tj ET Q q 0 0 0 rg BT 257.75 518.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 283.19 518.10 Td (we ) Tj ET Q q 0 0 0 rg BT 297.80 518.10 Td (purchased ) Tj ET Q q 0 0 0 rg BT 341.28 518.10 Td (1.6 ) Tj ET Q q 0 0 0 rg BT 356.73 518.10 Td (million ) Tj ET Q q 0 0 0 rg BT 388.57 518.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 416.51 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 427.78 518.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 455.18 518.10 Td (common ) Tj ET Q q 0 0 0 rg BT 493.13 518.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 517.18 518.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.91 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 543.07 518.10 Td (open ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 506.10 Td (market ) Tj ET Q q 0 0 0 rg BT 79.56 506.10 Td (for ) Tj ET Q q 0 0 0 rg BT 93.53 506.10 Td ($30.0 ) Tj ET Q q 0 0 0 rg BT 118.33 506.10 Td (million. ) Tj ET Q q 0 0 0 rg BT 152.02 506.10 Td ( ) Tj ET Q q 0 0 0 rg BT 154.32 506.10 Td (During ) Tj ET Q q 0 0 0 rg BT 184.95 506.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 209.75 506.10 Td (we ) Tj ET Q q 0 0 0 rg BT 223.72 506.10 Td (received ) Tj ET Q q 0 0 0 rg BT 259.88 506.10 Td (liquidating ) Tj ET Q q 0 0 0 rg BT 305.51 506.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 346.70 506.10 Td (and ) Tj ET Q q 0 0 0 rg BT 363.44 506.10 Td (other ) Tj ET Q q 0 0 0 rg BT 386.29 506.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 427.47 506.10 Td (from ) Tj ET Q q 0 0 0 rg BT 449.21 506.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 475.97 506.10 Td (totaling ) Tj ET Q q 0 0 0 rg BT 508.82 506.10 Td ($20.4 ) Tj ET Q q 0 0 0 rg BT 533.62 506.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.97 494.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 84.67 494.10 Td (all ) Tj ET Q q 0 0 0 rg BT 96.69 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 107.05 494.10 Td (our ) Tj ET Q q 0 0 0 rg BT 122.42 494.10 Td (1.6 ) Tj ET Q q 0 0 0 rg BT 136.95 494.10 Td (million ) Tj ET Q q 0 0 0 rg BT 167.87 494.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 194.89 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 205.25 494.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 231.73 494.10 Td (common ) Tj ET Q q 0 0 0 rg BT 268.76 494.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 291.90 494.10 Td (in ) Tj ET Q q 0 0 0 rg BT 301.70 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 315.95 494.10 Td (open ) Tj ET Q q 0 0 0 rg BT 337.42 494.10 Td (market ) Tj ET Q q 0 0 0 rg BT 367.21 494.10 Td (for ) Tj ET Q q 0 0 0 rg BT 380.90 494.10 Td ($7.7 ) Tj ET Q q 0 0 0 rg BT 400.43 494.10 Td (million. ) Tj ET Q q 0 0 0 rg BT 433.86 494.10 Td ( ) Tj ET Q q 0 0 0 rg BT 435.44 494.10 Td (As ) Tj ET Q q 0 0 0 rg BT 448.58 494.10 Td (a ) Tj ET Q q 0 0 0 rg BT 455.05 494.10 Td (result ) Tj ET Q q 0 0 0 rg BT 479.30 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 489.66 494.10 Td (these ) Tj ET Q q 0 0 0 rg BT 512.24 494.10 Td (transactions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 482.10 Td (we ) Tj ET Q q 0 0 0 rg BT 63.89 482.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 110.48 482.10 Td (a ) Tj ET Q q 0 0 0 rg BT 117.65 482.10 Td (net ) Tj ET Q q 0 0 0 rg BT 132.59 482.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 150.88 482.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.94 482.10 Td ($1.9 ) Tj ET Q q 0 0 0 rg BT 182.17 482.10 Td (million ) Tj ET Q q 0 0 0 rg BT 213.79 482.10 Td (for ) Tj ET Q q 0 0 0 rg BT 228.18 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.12 482.10 Td (year ) Tj ET Q q 0 0 0 rg BT 263.06 482.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 289.66 482.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 348.48 482.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 371.21 482.10 Td (in ) Tj ET Q q 0 0 0 rg BT 381.71 482.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 428.31 482.10 Td (with ) Tj ET Q q 0 0 0 rg BT 448.82 482.10 Td (our ) Tj ET Q q 0 0 0 rg BT 464.88 482.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 511.49 482.10 Td (in ) Tj ET Q q 0 0 0 rg BT 522.00 482.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 549.18 482.10 Td (\(no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 470.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 101.42 470.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 133.91 470.10 Td (in ) Tj ET Q q 0 0 0 rg BT 144.19 470.10 Td (2016\).) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 49.5 447.53505859375 m 237.0390625 447.53505859375 l s q 0 0 0 rg BT 49.50 449.10 Td (LIQUIDITY) Tj ET Q q 0 0 0 rg BT 103.59 449.10 Td ( ) Tj ET Q q 0 0 0 rg BT 105.54 449.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 129.70 449.10 Td (CAPIT) Tj ET Q q 0 0 0 rg BT 160.07 449.10 Td (AL) Tj ET Q q 0 0 0 rg BT 173.41 449.10 Td ( ) Tj ET Q q 0 0 0 rg BT 175.91 449.10 Td (RESOURCES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 428.10 Td (Liquidity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 66.64 407.10 Td (primary ) Tj ET Q q 0 0 0 rg BT 99.89 407.10 Td (source ) Tj ET Q q 0 0 0 rg BT 127.58 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 137.50 407.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 172.98 407.10 Td (is ) Tj ET Q q 0 0 0 rg BT 181.24 407.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 200.60 407.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 220.52 407.10 Td (from ) Tj ET Q q 0 0 0 rg BT 241.55 407.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 287.30 407.10 Td ( ) Tj ET Q q 0 0 0 rg BT 288.77 407.10 Td (W) Tj ET Q q 0 0 0 rg BT 297.41 407.10 Td (e ) Tj ET Q q 0 0 0 rg BT 303.44 407.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 322.80 407.10 Td (to ) Tj ET Q q 0 0 0 rg BT 332.17 407.10 Td (deploy ) Tj ET Q q 0 0 0 rg BT 360.98 407.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 380.34 407.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 420.79 407.10 Td (in ) Tj ET Q q 0 0 0 rg BT 430.16 407.10 Td (a ) Tj ET Q q 0 0 0 rg BT 436.19 407.10 Td (disciplined ) Tj ET Q q 0 0 0 rg BT 481.66 407.10 Td (manner) Tj ET Q q 0 0 0 rg BT 511.09 407.10 Td (. ) Tj ET Q q 0 0 0 rg BT 515.18 407.10 Td ( ) Tj ET Q q 0 0 0 rg BT 516.78 407.10 Td (Principally) Tj ET Q q 0 0 0 rg BT 560.01 407.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.10 Td (we ) Tj ET Q q 0 0 0 rg BT 63.15 395.10 Td (intend ) Tj ET Q q 0 0 0 rg BT 90.13 395.10 Td (to ) Tj ET Q q 0 0 0 rg BT 99.90 395.10 Td (use ) Tj ET Q q 0 0 0 rg BT 115.22 395.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 134.98 395.10 Td (to ) Tj ET Q q 0 0 0 rg BT 144.75 395.10 Td (develop ) Tj ET Q q 0 0 0 rg BT 178.39 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 194.82 395.10 Td (grow ) Tj ET Q q 0 0 0 rg BT 217.36 395.10 Td (complementary ) Tj ET Q q 0 0 0 rg BT 281.55 395.10 Td (services ) Tj ET Q q 0 0 0 rg BT 315.75 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 332.18 395.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 376.39 395.10 Td (that ) Tj ET Q q 0 0 0 rg BT 393.37 395.10 Td (we ) Tj ET Q q 0 0 0 rg BT 407.02 395.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 437.88 395.10 Td (will ) Tj ET Q q 0 0 0 rg BT 455.43 395.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 491.28 395.10 Td (attractive ) Tj ET Q q 0 0 0 rg BT 530.47 395.10 Td (mar) Tj ET Q q 0 0 0 rg BT 545.84 395.10 Td (gins ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.65 383.10 Td (line ) Tj ET Q q 0 0 0 rg BT 77.01 383.10 Td (with ) Tj ET Q q 0 0 0 rg BT 97.16 383.10 Td (our ) Tj ET Q q 0 0 0 rg BT 112.86 383.10 Td (core ) Tj ET Q q 0 0 0 rg BT 132.44 383.10 Td (capabilities ) Tj ET Q q 0 0 0 rg BT 180.35 383.10 Td (and ) Tj ET Q q 0 0 0 rg BT 197.16 383.10 Td (strategy) Tj ET Q q 0 0 0 rg BT 228.16 383.10 Td (. ) Tj ET Q q 0 0 0 rg BT 233.04 383.10 Td ( ) Tj ET Q q 0 0 0 rg BT 235.23 383.10 Td (W) Tj ET Q q 0 0 0 rg BT 243.87 383.10 Td (e ) Tj ET Q q 0 0 0 rg BT 250.68 383.10 Td (use ) Tj ET Q q 0 0 0 rg BT 266.38 383.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 286.52 383.10 Td (for ) Tj ET Q q 0 0 0 rg BT 300.55 383.10 Td (scheduled ) Tj ET Q q 0 0 0 rg BT 342.91 383.10 Td (repayments ) Tj ET Q q 0 0 0 rg BT 391.37 383.10 Td (of ) Tj ET Q q 0 0 0 rg BT 402.07 383.10 Td (our ) Tj ET Q q 0 0 0 rg BT 417.77 383.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 444.58 383.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 477.49 383.10 Td (term ) Tj ET Q q 0 0 0 rg BT 498.19 383.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 517.77 383.10 Td (and ) Tj ET Q q 0 0 0 rg BT 534.58 383.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 554.72 383.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (use ) Tj ET Q q 0 0 0 rg BT 65.08 371.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 85.10 371.10 Td (from ) Tj ET Q q 0 0 0 rg BT 106.79 371.10 Td (time ) Tj ET Q q 0 0 0 rg BT 126.81 371.10 Td (to ) Tj ET Q q 0 0 0 rg BT 136.84 371.10 Td (time ) Tj ET Q q 0 0 0 rg BT 156.87 371.10 Td (to ) Tj ET Q q 0 0 0 rg BT 166.90 371.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 212.45 371.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 239.70 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 250.28 371.10 Td (our ) Tj ET Q q 0 0 0 rg BT 265.86 371.10 Td (common ) Tj ET Q q 0 0 0 rg BT 303.10 371.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 326.46 371.10 Td (and ) Tj ET Q q 0 0 0 rg BT 343.15 371.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 388.71 371.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 423.74 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 434.32 371.10 Td (our ) Tj ET Q q 0 0 0 rg BT 449.90 371.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 476.59 371.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 509.38 371.10 Td (term ) Tj ET Q q 0 0 0 rg BT 529.95 371.10 Td (loan. ) Tj ET Q q 0 0 0 rg BT 551.92 371.10 Td ( ) Tj ET Q q 0 0 0 rg BT 554.17 371.10 Td (In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 87.27 359.10 Td (we ) Tj ET Q q 0 0 0 rg BT 101.43 359.10 Td (consider ) Tj ET Q q 0 0 0 rg BT 137.81 359.10 Td (and ) Tj ET Q q 0 0 0 rg BT 154.75 359.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 190.56 359.10 Td (business ) Tj ET Q q 0 0 0 rg BT 226.95 359.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 277.22 359.10 Td (that ) Tj ET Q q 0 0 0 rg BT 294.72 359.10 Td (may ) Tj ET Q q 0 0 0 rg BT 314.44 359.10 Td (arise ) Tj ET Q q 0 0 0 rg BT 335.81 359.10 Td (from ) Tj ET Q q 0 0 0 rg BT 357.75 359.10 Td (time ) Tj ET Q q 0 0 0 rg BT 378.03 359.10 Td (to ) Tj ET Q q 0 0 0 rg BT 388.30 359.10 Td (time ) Tj ET Q q 0 0 0 rg BT 408.58 359.10 Td (that ) Tj ET Q q 0 0 0 rg BT 426.07 359.10 Td (are ) Tj ET Q q 0 0 0 rg BT 440.78 359.10 Td (aligned ) Tj ET Q q 0 0 0 rg BT 472.71 359.10 Td (with ) Tj ET Q q 0 0 0 rg BT 492.99 359.10 Td (our ) Tj ET Q q 0 0 0 rg BT 508.82 359.10 Td (strategy) Tj ET Q q 0 0 0 rg BT 539.83 359.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 338.10 Td (For ) Tj ET Q q 0 0 0 rg BT 66.11 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 81.04 338.10 Td (year ) Tj ET Q q 0 0 0 rg BT 100.96 338.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.55 338.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 186.35 338.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.35 338.10 Td (, ) Tj ET Q q 0 0 0 rg BT 211.56 338.10 Td (we ) Tj ET Q q 0 0 0 rg BT 225.93 338.10 Td (used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.98 338.10 Td ($59.8 ) Tj ET Q q 0 0 0 rg BT 272.19 338.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.08 338.10 Td ( ) Tj ET Q q 0 0 0 rg BT 303.80 338.10 Td (to ) Tj ET Q q 0 0 0 rg BT 314.29 338.10 Td (repay ) Tj ET Q q 0 0 0 rg BT 339.21 338.10 Td (and ) Tj ET Q q 0 0 0 rg BT 356.36 338.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 402.38 338.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 437.87 338.10 Td (of ) Tj ET Q q 0 0 0 rg BT 448.92 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 463.85 338.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 491.00 338.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 524.25 338.10 Td (term ) Tj ET Q q 0 0 0 rg BT 545.29 338.10 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 326.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.20 326.10 Td ($39.0 ) Tj ET Q q 0 0 0 rg BT 90.96 326.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.86 326.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.12 326.10 Td (to ) Tj ET Q q 0 0 0 rg BT 132.16 326.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 177.73 326.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 204.98 326.10 Td (of ) Tj ET Q q 0 0 0 rg BT 215.58 326.10 Td (our ) Tj ET Q q 0 0 0 rg BT 231.17 326.10 Td (common ) Tj ET Q q 0 0 0 rg BT 268.43 326.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 294.30 326.10 Td ( ) Tj ET Q q 0 0 0 rg BT 296.56 326.10 Td (In ) Tj ET Q q 0 0 0 rg BT 307.16 326.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 331.92 326.10 Td (we ) Tj ET Q q 0 0 0 rg BT 345.84 326.10 Td (used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.44 326.10 Td ($50.7 ) Tj ET Q q 0 0 0 rg BT 391.20 326.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.09 326.10 Td ( ) Tj ET Q q 0 0 0 rg BT 422.35 326.10 Td (to ) Tj ET Q q 0 0 0 rg BT 432.40 326.10 Td (repay ) Tj ET Q q 0 0 0 rg BT 456.87 326.10 Td (and ) Tj ET Q q 0 0 0 rg BT 473.57 326.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 519.14 326.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 554.18 326.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.14 314.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 91.00 314.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 123.96 314.10 Td (term ) Tj ET Q q 0 0 0 rg BT 144.71 314.10 Td (loan, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.84 314.10 Td ($48.2 ) Tj ET Q q 0 0 0 rg BT 191.77 314.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.66 314.10 Td ( ) Tj ET Q q 0 0 0 rg BT 223.08 314.10 Td (to ) Tj ET Q q 0 0 0 rg BT 233.28 314.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 271.24 314.10 Td (available ) Tj ET Q q 0 0 0 rg BT 309.75 314.10 Td (for ) Tj ET Q q 0 0 0 rg BT 323.83 314.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 341.80 314.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 381.99 314.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.85 314.10 Td ($37.7 ) Tj ET Q q 0 0 0 rg BT 423.77 314.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.66 314.10 Td ( ) Tj ET Q q 0 0 0 rg BT 455.08 314.10 Td (to ) Tj ET Q q 0 0 0 rg BT 465.28 314.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 511.01 314.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 538.42 314.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.17 314.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 302.10 Td (common ) Tj ET Q q 0 0 0 rg BT 86.53 302.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 112.18 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 114.21 302.10 Td (In ) Tj ET Q q 0 0 0 rg BT 124.58 302.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 149.11 302.10 Td (we ) Tj ET Q q 0 0 0 rg BT 162.81 302.10 Td (used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.18 302.10 Td ($50.4 ) Tj ET Q q 0 0 0 rg BT 207.71 302.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.60 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 238.64 302.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.46 302.10 Td (repay ) Tj ET Q q 0 0 0 rg BT 272.70 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 289.17 302.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 334.51 302.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 369.33 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 379.70 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.95 302.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 420.42 302.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 453.00 302.10 Td (term ) Tj ET Q q 0 0 0 rg BT 473.36 302.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 492.61 302.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.08 302.10 Td ($58.9 ) Tj ET Q q 0 0 0 rg BT 533.62 302.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 290.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.78 290.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 105.58 290.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 133.07 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 143.90 290.10 Td (our ) Tj ET Q q 0 0 0 rg BT 159.73 290.10 Td (common ) Tj ET Q q 0 0 0 rg BT 197.23 290.10 Td (stock.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 269.10 Td (Senior ) Tj ET Q q 0 0 0 rg BT 78.11 269.10 Td (Secur) Tj ET Q q 0 0 0 rg BT 100.51 269.10 Td (ed ) Tj ET Q q 0 0 0 rg BT 112.44 269.10 Td (T) Tj ET Q q 0 0 0 rg BT 117.09 269.10 Td (erm ) Tj ET Q q 0 0 0 rg BT 135.14 269.10 Td (Loan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 248.10 Td (On ) Tj ET Q q 0 0 0 rg BT 64.44 248.10 Td (November ) Tj ET Q q 0 0 0 rg BT 109.36 248.10 Td (27, ) Tj ET Q q 0 0 0 rg BT 124.57 248.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 149.19 248.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 193.55 248.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 234.06 248.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 249.27 248.10 Td (r) Tj ET Q q 0 0 0 rg BT 252.05 248.10 Td (.l., ) Tj ET Q q 0 0 0 rg BT 265.04 248.10 Td (a ) Tj ET Q q 0 0 0 rg BT 272.19 248.10 Td (wholly-owned ) Tj ET Q q 0 0 0 rg BT 332.68 248.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 376.50 248.10 Td (of ) Tj ET Q q 0 0 0 rg BT 386.94 248.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 431.31 248.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 469.58 248.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 510.08 248.10 Td (S.A., ) Tj ET Q q 0 0 0 rg BT 533.08 248.10 Td (entered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 236.10 Td (into ) Tj ET Q q 0 0 0 rg BT 67.77 236.10 Td (a ) Tj ET Q q 0 0 0 rg BT 74.93 236.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 102.08 236.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 135.34 236.10 Td (term ) Tj ET Q q 0 0 0 rg BT 156.38 236.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 176.31 236.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 220.67 236.10 Td (with ) Tj ET Q q 0 0 0 rg BT 241.16 236.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 264.99 236.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.43 236.10 Td (America, ) Tj ET Q q 0 0 0 rg BT 315.07 236.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 339.73 236.10 Td (as ) Tj ET Q q 0 0 0 rg BT 350.78 236.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 410.70 236.10 Td (agent, ) Tj ET Q q 0 0 0 rg BT 437.57 236.10 Td (and ) Tj ET Q q 0 0 0 rg BT 454.73 236.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 484.65 236.10 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 518.74 236.10 Td ( ) Tj ET Q q 0 0 0 rg BT 520.86 236.10 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 224.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 87.43 224.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 127.59 224.10 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 147.75 224.10 Td (and ) Tj ET Q q 0 0 0 rg BT 164.56 224.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 194.13 224.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 243.72 224.10 Td (are ) Tj ET Q q 0 0 0 rg BT 258.30 224.10 Td (guarantors ) Tj ET Q q 0 0 0 rg BT 302.88 224.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.59 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 328.18 224.10 Td (term ) Tj ET Q q 0 0 0 rg BT 348.88 224.10 Td (loan. ) Tj ET Q q 0 0 0 rg BT 370.96 224.10 Td ( ) Tj ET Q q 0 0 0 rg BT 373.17 224.10 Td (W) Tj ET Q q 0 0 0 rg BT 381.80 224.10 Td (e ) Tj ET Q q 0 0 0 rg BT 388.62 224.10 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 443.21 224.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 475.00 224.10 Td (into ) Tj ET Q q 0 0 0 rg BT 492.93 224.10 Td (four ) Tj ET Q q 0 0 0 rg BT 511.97 224.10 Td (amendments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 212.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.48 212.10 Td (the ) Tj ET Q q 0 0 0 rg BT 73.90 212.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 100.54 212.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 133.28 212.10 Td (term ) Tj ET Q q 0 0 0 rg BT 153.81 212.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 173.23 212.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 217.07 212.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 229.55 212.10 Td (among ) Tj ET Q q 0 0 0 rg BT 258.97 212.10 Td (other ) Tj ET Q q 0 0 0 rg BT 281.72 212.10 Td (changes, ) Tj ET Q q 0 0 0 rg BT 318.63 212.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 353.58 212.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.00 212.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 405.75 212.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 437.94 212.10 Td (of ) Tj ET Q q 0 0 0 rg BT 448.47 212.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.89 212.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 489.53 212.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 522.27 212.10 Td (term ) Tj ET Q q 0 0 0 rg BT 542.80 212.10 Td (loan, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 200.10 Td (re-establish ) Tj ET Q q 0 0 0 rg BT 99.36 200.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.34 200.10 Td ($200.0 ) Tj ET Q q 0 0 0 rg BT 146.60 200.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.50 200.10 Td ( ) Tj ET Q q 0 0 0 rg BT 179.26 200.10 Td (incremental ) Tj ET Q q 0 0 0 rg BT 230.22 200.10 Td (term ) Tj ET Q q 0 0 0 rg BT 252.31 200.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 273.29 200.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 305.38 200.10 Td (accordion, ) Tj ET Q q 0 0 0 rg BT 351.07 200.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 377.60 200.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.58 200.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 426.78 200.10 Td (rate, ) Tj ET Q q 0 0 0 rg BT 448.03 200.10 Td (extend ) Tj ET Q q 0 0 0 rg BT 478.45 200.10 Td (the ) Tj ET Q q 0 0 0 rg BT 494.43 200.10 Td (maturity ) Tj ET Q q 0 0 0 rg BT 532.08 200.10 Td (date ) Tj ET Q q 0 0 0 rg BT 552.50 200.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 188.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 109.54 188.10 Td (one ) Tj ET Q q 0 0 0 rg BT 126.26 188.10 Td (year) Tj ET Q q 0 0 0 rg BT 143.07 188.10 Td (, ) Tj ET Q q 0 0 0 rg BT 147.85 188.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 182.88 188.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.38 188.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 240.22 188.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 272.49 188.10 Td (of ) Tj ET Q q 0 0 0 rg BT 283.11 188.10 Td (Restricted ) Tj ET Q q 0 0 0 rg BT 325.93 188.10 Td (Junior ) Tj ET Q q 0 0 0 rg BT 353.21 188.10 Td (Payments ) Tj ET Q q 0 0 0 rg BT 394.38 188.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 408.32 188.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 440.59 188.10 Td (in ) Tj ET Q q 0 0 0 rg BT 450.65 188.10 Td (the ) Tj ET Q q 0 0 0 rg BT 465.15 188.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 491.87 188.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 524.69 188.10 Td (term ) Tj ET Q q 0 0 0 rg BT 545.29 188.10 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 176.10 Td (agreement; ) Tj ET Q q 0 0 0 rg BT 96.01 176.10 Td (other ) Tj ET Q q 0 0 0 rg BT 118.65 176.10 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 164.05 176.10 Td (terms, ) Tj ET Q q 0 0 0 rg BT 190.86 176.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 217.96 176.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 250.04 176.10 Td (herein, ) Tj ET Q q 0 0 0 rg BT 279.62 176.10 Td (are ) Tj ET Q q 0 0 0 rg BT 293.92 176.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 326.00 176.10 Td (in ) Tj ET Q q 0 0 0 rg BT 335.87 176.10 Td (the ) Tj ET Q q 0 0 0 rg BT 350.18 176.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 376.71 176.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 409.34 176.10 Td (term ) Tj ET Q q 0 0 0 rg BT 429.76 176.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 449.07 176.10 Td (agreement\) ) Tj ET Q q 0 0 0 rg BT 496.13 176.10 Td (and ) Tj ET Q q 0 0 0 rg BT 512.67 176.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 541.96 176.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 164.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 84.83 164.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 125.17 164.10 Td (to ) Tj ET Q q 0 0 0 rg BT 136.07 164.10 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 174.17 164.10 Td (an ) Tj ET Q q 0 0 0 rg BT 186.74 164.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 220.40 164.10 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 274.62 164.10 Td (of ) Tj ET Q q 0 0 0 rg BT 286.08 164.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.42 164.10 Td (Company) Tj ET Q q 0 0 0 rg BT 343.08 164.10 Td (s ) Tj ET Q q 0 0 0 rg BT 350.10 164.10 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 402.94 164.10 Td (as ) Tj ET Q q 0 0 0 rg BT 414.40 164.10 Td (described ) Tj ET Q q 0 0 0 rg BT 455.84 164.10 Td (below) Tj ET Q q 0 0 0 rg BT 479.63 164.10 Td (. ) Tj ET Q q 0 0 0 rg BT 485.25 164.10 Td ( ) Tj ET Q q 0 0 0 rg BT 488.15 164.10 Td (The ) Tj ET Q q 0 0 0 rg BT 506.82 164.10 Td (lenders ) Tj ET Q q 0 0 0 rg BT 538.83 164.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.28 164.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 152.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 76.44 152.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 109.49 152.10 Td (term ) Tj ET Q q 0 0 0 rg BT 130.32 152.10 Td (loan, ) Tj ET Q q 0 0 0 rg BT 152.54 152.10 Td (as ) Tj ET Q q 0 0 0 rg BT 163.37 152.10 Td (amended, ) Tj ET Q q 0 0 0 rg BT 204.47 152.10 Td (have ) Tj ET Q q 0 0 0 rg BT 225.85 152.10 Td (no ) Tj ET Q q 0 0 0 rg BT 238.36 152.10 Td (obligation ) Tj ET Q q 0 0 0 rg BT 281.41 152.10 Td (to ) Tj ET Q q 0 0 0 rg BT 291.70 152.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 324.75 152.10 Td (any ) Tj ET Q q 0 0 0 rg BT 341.69 152.10 Td (such ) Tj ET Q q 0 0 0 rg BT 362.53 152.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 405.02 152.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 424.74 152.10 Td (under ) Tj ET Q q 0 0 0 rg BT 450.02 152.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.74 152.10 Td (accordion ) Tj ET Q q 0 0 0 rg BT 506.67 152.10 Td (provision. ) Tj ET Q q 0 0 0 rg BT 549.45 152.10 Td ( ) Tj ET Q q 0 0 0 rg BT 551.40 152.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 140.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.40 140.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 119.06 140.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.06 140.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.13 140.10 Td ($413.6 ) Tj ET Q q 0 0 0 rg BT 174.20 140.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.09 140.10 Td ( ) Tj ET Q q 0 0 0 rg BT 205.66 140.10 Td (was ) Tj ET Q q 0 0 0 rg BT 223.78 140.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 273.02 140.10 Td (under ) Tj ET Q q 0 0 0 rg BT 298.36 140.10 Td (the ) Tj ET Q q 0 0 0 rg BT 313.15 140.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 340.15 140.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 373.26 140.10 Td (term ) Tj ET Q q 0 0 0 rg BT 394.16 140.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 413.95 140.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 460.66 140.10 Td (as ) Tj ET Q q 0 0 0 rg BT 471.56 140.10 Td (amended, ) Tj ET Q q 0 0 0 rg BT 512.72 140.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 554.72 140.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 128.10 Td ($479.7 ) Tj ET Q q 0 0 0 rg BT 79.50 128.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.39 128.10 Td ( ) Tj ET Q q 0 0 0 rg BT 110.89 128.10 Td (as ) Tj ET Q q 0 0 0 rg BT 121.72 128.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.55 128.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 191.14 128.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.14 128.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 107.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.80 107.10 Td (December1, ) Tj ET Q q 0 0 0 rg BT 116.97 107.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 141.09 107.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 184.83 107.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 224.70 107.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 239.28 107.10 Td (r) Tj ET Q q 0 0 0 rg BT 242.06 107.10 Td (.l ) Tj ET Q q 0 0 0 rg BT 249.42 107.10 Td (and ) Tj ET Q q 0 0 0 rg BT 265.49 107.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 309.22 107.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 347.98 107.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 362.56 107.10 Td (r) Tj ET Q q 0 0 0 rg BT 365.34 107.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 375.20 107.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 406.70 107.10 Td (into ) Tj ET Q q 0 0 0 rg BT 424.34 107.10 Td (the ) Tj ET Q q 0 0 0 rg BT 438.64 107.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 465.16 107.10 Td (amendment ) Tj ET Q q 0 0 0 rg BT 513.90 107.10 Td (to ) Tj ET Q q 0 0 0 rg BT 523.76 107.10 Td (the ) Tj ET Q q 0 0 0 rg BT 538.06 107.10 Td (senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 95.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 82.95 95.10 Td (term ) Tj ET Q q 0 0 0 rg BT 104.18 95.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 124.31 95.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 142.76 95.10 Td (Fourth ) Tj ET Q q 0 0 0 rg BT 176.14 95.10 Td (Amendment\) ) Tj ET Q q 0 0 0 rg BT 236.25 95.10 Td (that ) Tj ET Q q 0 0 0 rg BT 254.15 95.10 Td (modifies ) Tj ET Q q 0 0 0 rg BT 292.06 95.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.18 95.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 334.53 95.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 367.98 95.10 Td (term ) Tj ET Q q 0 0 0 rg BT 389.21 95.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 409.34 95.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 453.89 95.10 Td (to ) Tj ET Q q 0 0 0 rg BT 464.58 95.10 Td (add ) Tj ET Q q 0 0 0 rg BT 481.28 95.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 525.85 95.10 Td (Holdings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 83.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 64.00 83.10 Td (r) Tj ET Q q 0 0 0 rg BT 66.78 83.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 76.55 83.10 Td (\(then ) Tj ET Q q 0 0 0 rg BT 99.10 83.10 Td (a ) Tj ET Q q 0 0 0 rg BT 105.54 83.10 Td (guarantor ) Tj ET Q q 0 0 0 rg BT 145.85 83.10 Td (under ) Tj ET Q q 0 0 0 rg BT 170.62 83.10 Td (the ) Tj ET Q q 0 0 0 rg BT 184.83 83.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 211.27 83.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 243.81 83.10 Td (term ) Tj ET Q q 0 0 0 rg BT 264.13 83.10 Td (loan\) ) Tj ET Q q 0 0 0 rg BT 286.67 83.10 Td (as ) Tj ET Q q 0 0 0 rg BT 297.00 83.10 Td (a ) Tj ET Q q 0 0 0 rg BT 303.44 83.10 Td (borrower ) Tj ET Q q 0 0 0 rg BT 342.09 83.10 Td (in ) Tj ET Q q 0 0 0 rg BT 351.87 83.10 Td (anticipation ) Tj ET Q q 0 0 0 rg BT 401.07 83.10 Td (of ) Tj ET Q q 0 0 0 rg BT 411.40 83.10 Td (an ) Tj ET Q q 0 0 0 rg BT 422.84 83.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 455.38 83.10 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 508.47 83.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.36 83.10 Td (Altisource, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 71.10 Td (whereby ) Tj ET Q q 0 0 0 rg BT 85.47 71.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 129.10 71.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 168.87 71.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 183.35 71.10 Td (r) Tj ET Q q 0 0 0 rg BT 186.13 71.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 195.89 71.10 Td (would ) Tj ET Q q 0 0 0 rg BT 222.87 71.10 Td (mer) Tj ET Q q 0 0 0 rg BT 238.23 71.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 249.65 71.10 Td (with ) Tj ET Q q 0 0 0 rg BT 269.41 71.10 Td (and ) Tj ET Q q 0 0 0 rg BT 285.82 71.10 Td (into ) Tj ET Q q 0 0 0 rg BT 302.92 71.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 346.56 71.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 385.21 71.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 399.69 71.10 Td (r) Tj ET Q q 0 0 0 rg BT 402.46 71.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 412.22 71.10 Td (and ) Tj ET Q q 0 0 0 rg BT 428.20 71.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 471.84 71.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 510.48 71.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 524.96 71.10 Td (r) Tj ET Q q 0 0 0 rg BT 527.74 71.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 537.50 71.10 Td (would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 59.10 Td (be ) Tj ET Q q 0 0 0 rg BT 62.11 59.10 Td (automatically ) Tj ET Q q 0 0 0 rg BT 119.71 59.10 Td (substituted ) Tj ET Q q 0 0 0 rg BT 166.21 59.10 Td (in ) Tj ET Q q 0 0 0 rg BT 177.16 59.10 Td (all ) Tj ET Q q 0 0 0 rg BT 190.33 59.10 Td (of ) Tj ET Q q 0 0 0 rg BT 201.83 59.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.22 59.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 243.17 59.10 Td (and ) Tj ET Q q 0 0 0 rg BT 260.78 59.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 308.39 59.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.19 59.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 364.02 59.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 404.98 59.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 420.65 59.10 Td (r) Tj ET Q q 0 0 0 rg BT 423.43 59.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 434.38 59.10 Td ( ) Tj ET Q q 0 0 0 rg BT 437.32 59.10 Td (This ) Tj ET Q q 0 0 0 rg BT 458.27 59.10 Td (mer) Tj ET Q q 0 0 0 rg BT 473.64 59.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 489.58 59.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 527.72 59.10 Td (ef) Tj ET Q q 0 0 0 rg BT 535.31 59.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 47.10 Td (December27, ) Tj ET Q q 0 0 0 rg BT 107.82 47.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 130.06 47.10 Td (and ) Tj ET Q q 0 0 0 rg BT 146.24 47.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 190.14 47.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 229.05 47.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 243.79 47.10 Td (r) Tj ET Q q 0 0 0 rg BT 246.56 47.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 256.58 47.10 Td (\(renamed ) Tj ET Q q 0 0 0 rg BT 296.08 47.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 339.97 47.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 354.71 47.10 Td (r) Tj ET Q q 0 0 0 rg BT 357.49 47.10 Td (.l.\) ) Tj ET Q q 0 0 0 rg BT 370.84 47.10 Td (became ) Tj ET Q q 0 0 0 rg BT 403.61 47.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.06 47.10 Td (sole ) Tj ET Q q 0 0 0 rg BT 436.41 47.10 Td (borrower) Tj ET Q q 0 0 0 rg BT 472.51 47.10 Td (. ) Tj ET Q q 0 0 0 rg BT 477.25 47.10 Td ( ) Tj ET Q q 0 0 0 rg BT 479.33 47.10 Td (The ) Tj ET Q q 0 0 0 rg BT 497.11 47.10 Td (mer) Tj ET Q q 0 0 0 rg BT 512.48 47.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 527.49 47.10 Td (is ) Tj ET Q q 0 0 0 rg BT 536.39 47.10 Td (part ) Tj ET Q q 0 0 0 rg BT 554.18 47.10 Td (of ) Tj ET Q endstream endobj 107 0 obj <>] /Rotate 0 /Contents 108 0 R>> endobj 108 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.29 731.10 Td (lar) Tj ET Q q 0 0 0 rg BT 66.65 731.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 81.77 731.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 125.22 731.10 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 178.67 731.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 198.23 731.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 236.13 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 246.25 731.10 Td (simplify ) Tj ET Q q 0 0 0 rg BT 281.93 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.50 731.10 Td (Company) Tj ET Q q 0 0 0 rg BT 338.16 731.10 Td (s ) Tj ET Q q 0 0 0 rg BT 344.40 731.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 384.50 731.10 Td (structure, ) Tj ET Q q 0 0 0 rg BT 424.34 731.10 Td (allow ) Tj ET Q q 0 0 0 rg BT 448.90 731.10 Td (it ) Tj ET Q q 0 0 0 rg BT 456.81 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 466.93 731.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 498.70 731.10 Td (more ) Tj ET Q q 0 0 0 rg BT 521.60 731.10 Td (ef) Tj ET Q q 0 0 0 rg BT 529.19 731.10 Td (ficiently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.33 719.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 95.36 719.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 154.96 719.10 Td (costs. ) Tj ET Q q 0 0 0 rg BT 179.85 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 182.07 719.10 Td (The ) Tj ET Q q 0 0 0 rg BT 200.01 719.10 Td (mer) Tj ET Q q 0 0 0 rg BT 215.37 719.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 230.53 719.10 Td (did ) Tj ET Q q 0 0 0 rg BT 245.70 719.10 Td (not ) Tj ET Q q 0 0 0 rg BT 260.87 719.10 Td (result ) Tj ET Q q 0 0 0 rg BT 285.47 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 295.64 719.10 Td (any ) Tj ET Q q 0 0 0 rg BT 312.47 719.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 347.07 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 357.24 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 371.84 719.10 Td (collateral ) Tj ET Q q 0 0 0 rg BT 411.43 719.10 Td (securing ) Tj ET Q q 0 0 0 rg BT 447.70 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.31 719.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 489.13 719.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 522.06 719.10 Td (term ) Tj ET Q q 0 0 0 rg BT 542.78 719.10 Td (loan. ) Tj ET Q q 0 0 0 rg BT 564.99 719.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.25 707.10 Td (Fourth ) Tj ET Q q 0 0 0 rg BT 97.41 707.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 150.05 707.10 Td (also, ) Tj ET Q q 0 0 0 rg BT 171.86 707.10 Td (among ) Tj ET Q q 0 0 0 rg BT 202.28 707.10 Td (other ) Tj ET Q q 0 0 0 rg BT 226.03 707.10 Td (changes, ) Tj ET Q q 0 0 0 rg BT 263.94 707.10 Td (broadens ) Tj ET Q q 0 0 0 rg BT 303.24 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 318.66 707.10 Td (mechanisms ) Tj ET Q q 0 0 0 rg BT 371.29 707.10 Td (by ) Tj ET Q q 0 0 0 rg BT 384.50 707.10 Td (which ) Tj ET Q q 0 0 0 rg BT 411.43 707.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 456.29 707.10 Td (can ) Tj ET Q q 0 0 0 rg BT 473.37 707.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 512.10 707.10 Td (or ) Tj ET Q q 0 0 0 rg BT 523.64 707.10 Td (otherwise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 81.55 695.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 116.96 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.92 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.77 695.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 169.84 695.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 203.01 695.10 Td (term ) Tj ET Q q 0 0 0 rg BT 223.97 695.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 243.81 695.10 Td (by ) Tj ET Q q 0 0 0 rg BT 256.44 695.10 Td (permitting ) Tj ET Q q 0 0 0 rg BT 300.15 695.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 344.44 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 354.85 695.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 393.02 695.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 428.43 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 439.39 695.10 Td (its ) Tj ET Q q 0 0 0 rg BT 451.47 695.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 478.54 695.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 511.70 695.10 Td (term ) Tj ET Q q 0 0 0 rg BT 532.66 695.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 552.51 695.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.48 683.10 Td (non-pro-rata ) Tj ET Q q 0 0 0 rg BT 109.00 683.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 131.54 683.10 Td (at ) Tj ET Q q 0 0 0 rg BT 141.30 683.10 Td (par ) Tj ET Q q 0 0 0 rg BT 156.61 683.10 Td (or ) Tj ET Q q 0 0 0 rg BT 167.49 683.10 Td (at ) Tj ET Q q 0 0 0 rg BT 177.25 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 184.23 683.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 220.66 683.10 Td (to ) Tj ET Q q 0 0 0 rg BT 230.98 683.10 Td (par ) Tj ET Q q 0 0 0 rg BT 246.29 683.10 Td (through ) Tj ET Q q 0 0 0 rg BT 279.94 683.10 Td (open ) Tj ET Q q 0 0 0 rg BT 301.92 683.10 Td (market ) Tj ET Q q 0 0 0 rg BT 332.23 683.10 Td (purchases ) Tj ET Q q 0 0 0 rg BT 374.20 683.10 Td (\(including ) Tj ET Q q 0 0 0 rg BT 417.85 683.10 Td (through ) Tj ET Q q 0 0 0 rg BT 451.50 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 458.48 683.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 487.12 683.10 Td (acting ) Tj ET Q q 0 0 0 rg BT 514.10 683.10 Td (on ) Tj ET Q q 0 0 0 rg BT 526.64 683.10 Td (behalf ) Tj ET Q q 0 0 0 rg BT 554.17 683.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (Altisource\) ) Tj ET Q q 0 0 0 rg BT 96.70 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.69 671.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 141.67 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 151.66 671.10 Td (its ) Tj ET Q q 0 0 0 rg BT 163.32 671.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 197.20 671.10 Td (right ) Tj ET Q q 0 0 0 rg BT 218.30 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 228.29 671.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 266.04 671.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 301.03 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 311.57 671.10 Td (its ) Tj ET Q q 0 0 0 rg BT 323.23 671.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 349.88 671.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 382.63 671.10 Td (term ) Tj ET Q q 0 0 0 rg BT 403.17 671.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 422.60 671.10 Td (through ) Tj ET Q q 0 0 0 rg BT 455.92 671.10 Td (a ) Tj ET Q q 0 0 0 rg BT 462.57 671.10 Td (Dutch ) Tj ET Q q 0 0 0 rg BT 489.22 671.10 Td (auction ) Tj ET Q q 0 0 0 rg BT 520.86 671.10 Td (open ) Tj ET Q q 0 0 0 rg BT 542.51 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 552.50 671.10 Td (all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 76.44 659.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 109.48 659.10 Td (term ) Tj ET Q q 0 0 0 rg BT 130.30 659.10 Td (lenders.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (The ) Tj ET Q q 0 0 0 rg BT 66.86 638.10 Td (term ) Tj ET Q q 0 0 0 rg BT 87.00 638.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 106.04 638.10 Td (must ) Tj ET Q q 0 0 0 rg BT 127.30 638.10 Td (be ) Tj ET Q q 0 0 0 rg BT 138.55 638.10 Td (repaid ) Tj ET Q q 0 0 0 rg BT 165.35 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 174.95 638.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 198.42 638.10 Td (consecutive ) Tj ET Q q 0 0 0 rg BT 247.44 638.10 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 285.34 638.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 322.70 638.10 Td (installments ) Tj ET Q q 0 0 0 rg BT 372.85 638.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.99 638.10 Td ($1.5 ) Tj ET Q q 0 0 0 rg BT 402.31 638.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.20 638.10 Td (, ) Tj ET Q q 0 0 0 rg BT 435.52 638.10 Td (with ) Tj ET Q q 0 0 0 rg BT 455.11 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 469.14 638.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 501.49 638.10 Td (due ) Tj ET Q q 0 0 0 rg BT 517.74 638.10 Td (at ) Tj ET Q q 0 0 0 rg BT 526.78 638.10 Td (maturity) Tj ET Q q 0 0 0 rg BT 560.01 638.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.01 638.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (All ) Tj ET Q q 0 0 0 rg BT 65.03 626.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 101.68 626.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 151.10 626.10 Td (under ) Tj ET Q q 0 0 0 rg BT 176.62 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.59 626.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 218.79 626.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 252.08 626.10 Td (term ) Tj ET Q q 0 0 0 rg BT 273.16 626.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 293.13 626.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 337.53 626.10 Td (will ) Tj ET Q q 0 0 0 rg BT 355.84 626.10 Td (become ) Tj ET Q q 0 0 0 rg BT 389.69 626.10 Td (due ) Tj ET Q q 0 0 0 rg BT 406.88 626.10 Td (on ) Tj ET Q q 0 0 0 rg BT 419.64 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 434.61 626.10 Td (earlier ) Tj ET Q q 0 0 0 rg BT 462.90 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.98 626.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 486.18 626.10 Td (December9, ) Tj ET Q q 0 0 0 rg BT 540.02 626.10 Td (2020, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.84 614.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 79.97 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 94.09 614.10 Td (date ) Tj ET Q q 0 0 0 rg BT 112.65 614.10 Td (on ) Tj ET Q q 0 0 0 rg BT 124.56 614.10 Td (which ) Tj ET Q q 0 0 0 rg BT 150.90 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 165.02 614.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 188.04 614.10 Td (are ) Tj ET Q q 0 0 0 rg BT 202.15 614.10 Td (declared ) Tj ET Q q 0 0 0 rg BT 237.92 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 247.60 614.10 Td (be ) Tj ET Q q 0 0 0 rg BT 258.95 614.10 Td (due ) Tj ET Q q 0 0 0 rg BT 275.29 614.10 Td (and ) Tj ET Q q 0 0 0 rg BT 291.63 614.10 Td (owing ) Tj ET Q q 0 0 0 rg BT 318.54 614.10 Td (by ) Tj ET Q q 0 0 0 rg BT 330.45 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 344.57 614.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 403.68 614.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 427.24 614.10 Td (at ) Tj ET Q q 0 0 0 rg BT 436.37 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.49 614.10 Td (request ) Tj ET Q q 0 0 0 rg BT 481.27 614.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 494.84 614.10 Td (with ) Tj ET Q q 0 0 0 rg BT 514.52 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 528.64 614.10 Td (consent\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.28 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.95 602.10 Td (Required ) Tj ET Q q 0 0 0 rg BT 114.06 602.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 148.72 602.10 Td (or ) Tj ET Q q 0 0 0 rg BT 159.51 602.10 Td (as ) Tj ET Q q 0 0 0 rg BT 170.29 602.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 211.62 602.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 249.62 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 259.85 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 274.52 602.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 301.42 602.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 334.41 602.10 Td (term ) Tj ET Q q 0 0 0 rg BT 355.19 602.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 374.86 602.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 418.95 602.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 441.40 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.07 602.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 502.38 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 513.16 602.10 Td (any ) Tj ET Q q 0 0 0 rg BT 530.06 602.10 Td (event ) Tj ET Q q 0 0 0 rg BT 554.17 602.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (default ) Tj ET Q q 0 0 0 rg BT 80.90 590.10 Td (under ) Tj ET Q q 0 0 0 rg BT 107.31 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.17 590.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 151.24 590.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 185.42 590.10 Td (term ) Tj ET Q q 0 0 0 rg BT 207.38 590.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 228.24 590.10 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 276.02 590.10 Td ( ) Tj ET Q q 0 0 0 rg BT 279.66 590.10 Td (However) Tj ET Q q 0 0 0 rg BT 315.91 590.10 Td (, ) Tj ET Q q 0 0 0 rg BT 322.05 590.10 Td (if ) Tj ET Q q 0 0 0 rg BT 331.80 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.65 590.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 385.15 590.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 407.12 590.10 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 442.40 590.10 Td (3.00 ) Tj ET Q q 0 0 0 rg BT 463.54 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 474.96 590.10 Td (1.00, ) Tj ET Q q 0 0 0 rg BT 498.60 590.10 Td (as ) Tj ET Q q 0 0 0 rg BT 510.57 590.10 Td (calculated ) Tj ET Q q 0 0 0 rg BT 554.73 590.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 97.86 578.10 Td (with ) Tj ET Q q 0 0 0 rg BT 119.03 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.64 578.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 179.71 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 191.44 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.05 578.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 234.88 578.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 268.82 578.10 Td (term ) Tj ET Q q 0 0 0 rg BT 290.54 578.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 311.15 578.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 358.69 578.10 Td (a ) Tj ET Q q 0 0 0 rg BT 366.52 578.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 413.22 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 424.94 578.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 446.11 578.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 471.73 578.10 Td (must ) Tj ET Q q 0 0 0 rg BT 494.57 578.10 Td (be ) Tj ET Q q 0 0 0 rg BT 507.41 578.10 Td (used ) Tj ET Q q 0 0 0 rg BT 529.13 578.10 Td (to ) Tj ET Q q 0 0 0 rg BT 540.31 578.10 Td (repay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 87.61 566.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 105.73 566.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 151.60 566.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 190.82 566.10 Td (if ) Tj ET Q q 0 0 0 rg BT 199.50 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.29 566.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 250.72 566.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 271.61 566.10 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 305.83 566.10 Td (3.50 ) Tj ET Q q 0 0 0 rg BT 325.90 566.10 Td (to ) Tj ET Q q 0 0 0 rg BT 336.25 566.10 Td (1.00\). ) Tj ET Q q 0 0 0 rg BT 362.15 566.10 Td ( ) Tj ET Q q 0 0 0 rg BT 364.72 566.10 Td (No ) Tj ET Q q 0 0 0 rg BT 379.51 566.10 Td (mandatory ) Tj ET Q q 0 0 0 rg BT 424.85 566.10 Td (prepayments ) Tj ET Q q 0 0 0 rg BT 478.51 566.10 Td (were ) Tj ET Q q 0 0 0 rg BT 500.51 566.10 Td (required ) Tj ET Q q 0 0 0 rg BT 536.40 566.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.22 554.10 Td (year ) Tj ET Q q 0 0 0 rg BT 83.92 554.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 110.30 554.10 Td (December ) Tj ET Q q 0 0 0 rg BT 153.88 554.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 168.88 554.10 Td (2017. ) Tj ET Q q 0 0 0 rg BT 193.88 554.10 Td ( ) Tj ET Q q 0 0 0 rg BT 196.20 554.10 Td (The ) Tj ET Q q 0 0 0 rg BT 214.25 554.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 246.18 554.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 263.67 554.10 Td (as ) Tj ET Q q 0 0 0 rg BT 274.50 554.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.33 554.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 343.91 554.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.91 554.10 Td ( ) Tj ET Q q 0 0 0 rg BT 366.41 554.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.47 554.10 Td (5.07%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.30 554.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 533.10 Td (During ) Tj ET Q q 0 0 0 rg BT 80.15 533.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 104.97 533.10 Td (we ) Tj ET Q q 0 0 0 rg BT 118.95 533.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 169.58 533.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 204.68 533.10 Td (of ) Tj ET Q q 0 0 0 rg BT 215.33 533.10 Td (our ) Tj ET Q q 0 0 0 rg BT 230.98 533.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 257.74 533.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 290.60 533.10 Td (term ) Tj ET Q q 0 0 0 rg BT 311.24 533.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 330.78 533.10 Td (with ) Tj ET Q q 0 0 0 rg BT 350.88 533.10 Td (an ) Tj ET Q q 0 0 0 rg BT 362.64 533.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 403.82 533.10 Td (par ) Tj ET Q q 0 0 0 rg BT 418.91 533.10 Td (value ) Tj ET Q q 0 0 0 rg BT 442.89 533.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.54 533.10 Td ($60.1 ) Tj ET Q q 0 0 0 rg BT 478.36 533.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.25 533.10 Td ( ) Tj ET Q q 0 0 0 rg BT 509.57 533.10 Td (at ) Tj ET Q q 0 0 0 rg BT 519.11 533.10 Td (a ) Tj ET Q q 0 0 0 rg BT 525.87 533.10 Td (weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 521.10 Td (average ) Tj ET Q q 0 0 0 rg BT 82.15 521.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 117.60 521.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.50 521.10 Td (10.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.33 521.10 Td (, ) Tj ET Q q 0 0 0 rg BT 157.39 521.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 206.16 521.10 Td (a ) Tj ET Q q 0 0 0 rg BT 212.16 521.10 Td (net ) Tj ET Q q 0 0 0 rg BT 225.94 521.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 244.72 521.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.62 521.10 Td ($5.6 ) Tj ET Q q 0 0 0 rg BT 273.68 521.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.58 521.10 Td ( ) Tj ET Q q 0 0 0 rg BT 304.14 521.10 Td (on ) Tj ET Q q 0 0 0 rg BT 315.71 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.49 521.10 Td (early ) Tj ET Q q 0 0 0 rg BT 351.04 521.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 414.26 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 424.16 521.10 Td (debt. ) Tj ET Q q 0 0 0 rg BT 445.44 521.10 Td ( ) Tj ET Q q 0 0 0 rg BT 447.00 521.10 Td (During ) Tj ET Q q 0 0 0 rg BT 476.90 521.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 500.96 521.10 Td (we ) Tj ET Q q 0 0 0 rg BT 514.19 521.10 Td (repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 509.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 85.03 509.10 Td (of ) Tj ET Q q 0 0 0 rg BT 96.12 509.10 Td (our ) Tj ET Q q 0 0 0 rg BT 112.21 509.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 139.40 509.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 172.70 509.10 Td (term ) Tj ET Q q 0 0 0 rg BT 193.78 509.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 213.75 509.10 Td (with ) Tj ET Q q 0 0 0 rg BT 234.29 509.10 Td (an ) Tj ET Q q 0 0 0 rg BT 246.48 509.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 288.10 509.10 Td (par ) Tj ET Q q 0 0 0 rg BT 303.62 509.10 Td (value ) Tj ET Q q 0 0 0 rg BT 328.04 509.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.12 509.10 Td ($51.0 ) Tj ET Q q 0 0 0 rg BT 364.38 509.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.27 509.10 Td ( ) Tj ET Q q 0 0 0 rg BT 396.03 509.10 Td (at ) Tj ET Q q 0 0 0 rg BT 406.00 509.10 Td (a ) Tj ET Q q 0 0 0 rg BT 413.19 509.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 452.61 509.10 Td (average ) Tj ET Q q 0 0 0 rg BT 486.45 509.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 523.09 509.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.18 509.10 Td (13.2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 509.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 497.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 99.35 497.10 Td (a ) Tj ET Q q 0 0 0 rg BT 106.44 497.10 Td (net ) Tj ET Q q 0 0 0 rg BT 121.30 497.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 141.17 497.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.15 497.10 Td ($5.5 ) Tj ET Q q 0 0 0 rg BT 172.30 497.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.19 497.10 Td ( ) Tj ET Q q 0 0 0 rg BT 203.84 497.10 Td (on ) Tj ET Q q 0 0 0 rg BT 216.49 497.10 Td (the ) Tj ET Q q 0 0 0 rg BT 231.35 497.10 Td (early ) Tj ET Q q 0 0 0 rg BT 253.99 497.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 318.30 497.10 Td (of ) Tj ET Q q 0 0 0 rg BT 329.28 497.10 Td (debt. ) Tj ET Q q 0 0 0 rg BT 351.64 497.10 Td ( ) Tj ET Q q 0 0 0 rg BT 354.29 497.10 Td (During ) Tj ET Q q 0 0 0 rg BT 385.27 497.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 410.42 497.10 Td (we ) Tj ET Q q 0 0 0 rg BT 424.73 497.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 475.68 497.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 511.11 497.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.09 497.10 Td (our ) Tj ET Q q 0 0 0 rg BT 538.07 497.10 Td (senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 485.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 82.69 485.10 Td (term ) Tj ET Q q 0 0 0 rg BT 103.67 485.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 123.53 485.10 Td (with ) Tj ET Q q 0 0 0 rg BT 143.96 485.10 Td (an ) Tj ET Q q 0 0 0 rg BT 156.05 485.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 197.57 485.10 Td (par ) Tj ET Q q 0 0 0 rg BT 212.99 485.10 Td (value ) Tj ET Q q 0 0 0 rg BT 237.29 485.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.27 485.10 Td ($49.0 ) Tj ET Q q 0 0 0 rg BT 273.43 485.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.32 485.10 Td ( ) Tj ET Q q 0 0 0 rg BT 304.97 485.10 Td (at ) Tj ET Q q 0 0 0 rg BT 314.84 485.10 Td (a ) Tj ET Q q 0 0 0 rg BT 321.93 485.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 361.23 485.10 Td (average ) Tj ET Q q 0 0 0 rg BT 394.97 485.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 431.51 485.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.49 485.10 Td (10.3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.32 485.10 Td (, ) Tj ET Q q 0 0 0 rg BT 473.47 485.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 523.32 485.10 Td (a ) Tj ET Q q 0 0 0 rg BT 530.41 485.10 Td (net ) Tj ET Q q 0 0 0 rg BT 545.28 485.10 Td (gain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.33 473.10 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 80.33 473.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.22 473.10 Td ( ) Tj ET Q q 0 0 0 rg BT 111.72 473.10 Td (on ) Tj ET Q q 0 0 0 rg BT 124.22 473.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.94 473.10 Td (early ) Tj ET Q q 0 0 0 rg BT 161.42 473.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 225.58 473.10 Td (of ) Tj ET Q q 0 0 0 rg BT 236.41 473.10 Td (debt.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 452.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.58 452.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 87.33 452.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 129.85 452.10 Td (in ) Tj ET Q q 0 0 0 rg BT 140.16 452.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.91 452.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 181.88 452.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 214.95 452.10 Td (term ) Tj ET Q q 0 0 0 rg BT 235.81 452.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 255.56 452.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 299.73 452.10 Td (limit, ) Tj ET Q q 0 0 0 rg BT 323.66 452.10 Td (among ) Tj ET Q q 0 0 0 rg BT 353.41 452.10 Td (other ) Tj ET Q q 0 0 0 rg BT 376.49 452.10 Td (things, ) Tj ET Q q 0 0 0 rg BT 405.97 452.10 Td (our ) Tj ET Q q 0 0 0 rg BT 421.83 452.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 449.92 452.10 Td (to ) Tj ET Q q 0 0 0 rg BT 460.23 452.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 483.31 452.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 525.83 452.10 Td (debt, ) Tj ET Q q 0 0 0 rg BT 548.08 452.10 Td (pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 440.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 90.63 440.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.31 440.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 152.86 440.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 180.09 440.10 Td (of ) Tj ET Q q 0 0 0 rg BT 190.66 440.10 Td (our ) Tj ET Q q 0 0 0 rg BT 206.24 440.10 Td (common ) Tj ET Q q 0 0 0 rg BT 243.48 440.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 269.33 440.10 Td ( ) Tj ET Q q 0 0 0 rg BT 271.57 440.10 Td (In ) Tj ET Q q 0 0 0 rg BT 282.14 440.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.60 440.10 Td (event ) Tj ET Q q 0 0 0 rg BT 320.50 440.10 Td (we ) Tj ET Q q 0 0 0 rg BT 334.40 440.10 Td (require ) Tj ET Q q 0 0 0 rg BT 364.96 440.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 407.19 440.10 Td (liquidity) Tj ET Q q 0 0 0 rg BT 440.44 440.10 Td (, ) Tj ET Q q 0 0 0 rg BT 445.18 440.10 Td (our ) Tj ET Q q 0 0 0 rg BT 460.75 440.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 488.54 440.10 Td (to ) Tj ET Q q 0 0 0 rg BT 498.57 440.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 525.80 440.10 Td (it ) Tj ET Q q 0 0 0 rg BT 533.60 440.10 Td (may ) Tj ET Q q 0 0 0 rg BT 553.06 440.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 428.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 80.33 428.10 Td (by ) Tj ET Q q 0 0 0 rg BT 92.83 428.10 Td (the ) Tj ET Q q 0 0 0 rg BT 107.55 428.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 134.49 428.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 167.52 428.10 Td (term ) Tj ET Q q 0 0 0 rg BT 188.35 428.10 Td (loan.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 73.67 407.10 Td (Flows) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 386.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 386.10 Td (following ) Tj ET Q q 0 0 0 rg BT 108.93 386.10 Td (table ) Tj ET Q q 0 0 0 rg BT 130.87 386.10 Td (presents ) Tj ET Q q 0 0 0 rg BT 166.14 386.10 Td (our ) Tj ET Q q 0 0 0 rg BT 181.97 386.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 202.23 386.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 226.96 386.10 Td (for ) Tj ET Q q 0 0 0 rg BT 241.12 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.83 386.10 Td (years ) Tj ET Q q 0 0 0 rg BT 279.43 386.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.81 386.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.39 386.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 343.60 252.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 343.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 343.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 343.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 343.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 343.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 343.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.00 343.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.00 343.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 343.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 343.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 319.60 252.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 319.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 319.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 319.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 319.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 319.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 319.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.00 319.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.00 319.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 319.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 319.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 295.60 252.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 295.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 295.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 295.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 295.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 295.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 295.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.00 295.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.00 295.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 295.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 295.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 271.60 252.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 271.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 271.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 271.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 271.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 271.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 271.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.00 271.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.00 271.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 271.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 271.60 50.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 247.60 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 247.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 247.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 247.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 247.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 247.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 247.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.00 247.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.00 247.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 247.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 247.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 221.60 252.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 221.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 221.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 221.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 221.60 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 221.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 221.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.00 221.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.00 221.60 46.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 221.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 221.60 50.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 195.60 252.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 195.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 195.60 50.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 195.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 195.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 195.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.00 195.60 50.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 459.00 195.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.00 195.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 195.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 195.60 50.00 -22.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 355.6 m 302 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 355.6 m 356 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 355.6 m 405 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409 355.6 m 459 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463 355.6 m 509 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 355.6 m 563 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 319.6 m 356 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409 319.6 m 459 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 319.6 m 563 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 283.6 m 356 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409 283.6 m 459 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 283.6 m 563 283.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 259.6 m 356 259.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409 259.6 m 459 259.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 259.6 m 563 259.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 235.60000000000002 m 356 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 233.60000000000002 m 356 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409 235.60000000000002 m 459 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409 233.60000000000002 m 459 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 235.60000000000002 m 563 235.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 233.60000000000002 m 563 233.60000000000002 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 360.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 322.50 359.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 362.60 367.68 Td (%Incr) Tj ET Q q 0 0 0 rg BT 387.19 367.68 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.75 359.68 Td (\(decr) Tj ET Q q 0 0 0 rg BT 382.44 359.68 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 425.50 359.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 466.10 367.68 Td (%Incr) Tj ET Q q 0 0 0 rg BT 490.69 367.68 Td (ease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 468.25 359.68 Td (\(decr) Tj ET Q q 0 0 0 rg BT 485.94 359.68 Td (ease\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 529.50 359.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 334.22 Td (Net income adjusted for non-cash items) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 334.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 334.22 Td (93,769) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.80 334.22 Td (\(19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 334.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.50 334.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.60 334.22 Td (1) Tj ET Q q 0 0 0 rg BT 427.60 334.22 Td (15,470) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.80 334.22 Td (\(41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 334.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 334.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 334.22 Td (195,922) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 322.22 Td (Changes in operating assets and liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.30 322.22 Td (\(27,687) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 322.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.80 322.22 Td (\(344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 322.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.65 322.22 Td (1) Tj ET Q q 0 0 0 rg BT 432.65 322.22 Td (1,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.60 322.22 Td (N/M) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.80 322.22 Td (\(570) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 322.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 310.22 Td (Cash flows from operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 310.22 Td (66,082) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.80 310.22 Td (\(48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 310.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.60 310.22 Td (126,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.80 310.22 Td (\(35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 310.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 310.22 Td (195,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 298.22 Td (Cash flows from investing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.30 298.22 Td (\(10,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 298.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 298.22 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.30 298.22 Td (\(80,223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 298.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.80 298.22 Td (\(22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 298.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 298.22 Td (\(65,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 298.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 286.22 Td (Cash flows from financing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.30 286.22 Td (\(100,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 286.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.80 286.22 Td (\(31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 286.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.30 286.22 Td (\(76,628) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 286.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 286.22 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 286.22 Td (\(1) Tj ET Q q 0 0 0 rg BT 531.63 286.22 Td (1) Tj ET Q q 0 0 0 rg BT 536.63 286.22 Td (1,391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 286.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 274.22 Td (Net \(decrease\) increase in cash and cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.02 274.22 Td (equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.30 274.22 Td (\(44,288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 274.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.80 274.22 Td (\(47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 274.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.30 274.22 Td (\(30,033) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 274.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.80 274.22 Td (\(267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 274.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 274.22 Td (17,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 262.22 Td (Cash and cash equivalents at the beginning of the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.60 262.22 Td (149,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.80 262.22 Td (\(17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 262.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.60 262.22 Td (179,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 262.22 Td (1) Tj ET Q q 0 0 0 rg BT 494.15 262.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 262.22 Td (161,361) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 238.17 Td (Cash and cash equivalents at the end of the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 238.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.60 238.17 Td (105,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.80 238.22 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 238.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.50 238.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.60 238.17 Td (149,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.80 238.22 Td (\(17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 238.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 238.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 238.17 Td (179,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 212.17 Td (Non-GAAP) Tj ET Q q 0 0 0 rg BT 99.91 212.17 Td ( Financial Measures) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 180.44 216.70 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 199.17 Td (Adjusted cash flows from operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.50 199.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.60 199.17 Td (1) Tj ET Q q 0 0 0 rg BT 324.60 199.17 Td (10,462) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.80 199.22 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 199.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.50 199.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.60 199.17 Td (139,843) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.80 199.22 Td (\(28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 199.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.50 199.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 199.17 Td (195,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 186.17 Td (Adjusted cash flows from operating activities less additions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 176.22 Td (to premises and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 178.27 Td (99,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.80 178.32 Td (\(14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 178.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.60 178.27 Td (1) Tj ET Q q 0 0 0 rg BT 427.60 178.27 Td (16,574) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.80 178.32 Td (\(27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 178.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 178.27 Td (159,164) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 156.10 Td (N/M not meaningful.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 144.10 Td (_________________________) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 136.63 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 132.10 Td (These ) Tj ET Q q 0 0 0 rg BT 89.38 132.10 Td (are ) Tj ET Q q 0 0 0 rg BT 104.08 132.10 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 149.27 132.10 Td ( ) Tj ET Q q 0 0 0 rg BT 151.77 132.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 191.48 132.10 Td (that ) Tj ET Q q 0 0 0 rg BT 208.97 132.10 Td (are ) Tj ET Q q 0 0 0 rg BT 223.68 132.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 256.16 132.10 Td (and ) Tj ET Q q 0 0 0 rg BT 273.10 132.10 Td (reconciled ) Tj ET Q q 0 0 0 rg BT 317.24 132.10 Td (to ) Tj ET Q q 0 0 0 rg BT 327.52 132.10 Td (the ) Tj ET Q q 0 0 0 rg BT 342.24 132.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 401.95 132.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 428.80 132.10 Td ( ) Tj ET Q q 0 0 0 rg BT 431.30 132.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 471.01 132.10 Td (on ) Tj ET Q q 0 0 0 rg BT 483.51 132.10 Td (pages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.78 132.10 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.78 132.10 Td ( ) Tj ET Q q 0 0 0 rg BT 521.28 132.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.55 132.10 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.55 132.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 108.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 72.56 108.10 Td (Flows ) Tj ET Q q 0 0 0 rg BT 99.51 108.10 Td (fr) Tj ET Q q 0 0 0 rg BT 105.81 108.10 Td (om ) Tj ET Q q 0 0 0 rg BT 120.53 108.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 163.96 108.10 Td (Activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 87.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 71.26 87.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 95.23 87.10 Td (from ) Tj ET Q q 0 0 0 rg BT 116.43 87.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 155.95 87.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 193.80 87.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 232.76 87.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 262.29 87.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.38 87.10 Td (the ) Tj ET Q q 0 0 0 rg BT 286.35 87.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 305.87 87.10 Td (ef) Tj ET Q q 0 0 0 rg BT 313.46 87.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 334.09 87.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.18 87.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 393.70 87.10 Td (and ) Tj ET Q q 0 0 0 rg BT 409.89 87.10 Td (events ) Tj ET Q q 0 0 0 rg BT 437.19 87.10 Td (that ) Tj ET Q q 0 0 0 rg BT 453.94 87.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 475.68 87.10 Td (into ) Tj ET Q q 0 0 0 rg BT 493.00 87.10 Td (the ) Tj ET Q q 0 0 0 rg BT 506.97 87.10 Td (determination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 75.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.85 75.10 Td (net ) Tj ET Q q 0 0 0 rg BT 76.08 75.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 111.04 75.10 Td ( ) Tj ET Q q 0 0 0 rg BT 114.06 75.10 Td (For ) Tj ET Q q 0 0 0 rg BT 130.97 75.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.20 75.10 Td (year ) Tj ET Q q 0 0 0 rg BT 166.43 75.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.33 75.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 252.43 75.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.43 75.10 Td (, ) Tj ET Q q 0 0 0 rg BT 277.95 75.10 Td (we ) Tj ET Q q 0 0 0 rg BT 292.63 75.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 334.51 75.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 355.30 75.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 380.54 75.10 Td (from ) Tj ET Q q 0 0 0 rg BT 402.99 75.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 443.78 75.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 482.89 75.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.24 75.10 Td ($66.1 ) Tj ET Q q 0 0 0 rg BT 519.76 75.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 75.10 Td (, ) Tj ET Q q 0 0 0 rg BT 554.17 75.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 63.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.97 63.10 Td ($0.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.47 63.10 Td ( ) Tj ET Q q 0 0 0 rg BT 135.17 63.10 Td (for ) Tj ET Q q 0 0 0 rg BT 149.54 63.10 Td (every ) Tj ET Q q 0 0 0 rg BT 174.45 63.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 200.48 63.10 Td (of ) Tj ET Q q 0 0 0 rg BT 211.52 63.10 Td (service ) Tj ET Q q 0 0 0 rg BT 242.54 63.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 279.39 63.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 321.52 63.10 Td (to ) Tj ET Q q 0 0 0 rg BT 332.01 63.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 352.48 63.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 377.41 63.10 Td (from ) Tj ET Q q 0 0 0 rg BT 399.56 63.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 440.03 63.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 478.83 63.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.87 63.10 Td ($126.8 ) Tj ET Q q 0 0 0 rg BT 520.08 63.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.97 63.10 Td (, ) Tj ET Q q 0 0 0 rg BT 554.17 63.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 51.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.60 51.10 Td ($0.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.10 51.10 Td ( ) Tj ET Q q 0 0 0 rg BT 134.45 51.10 Td (for ) Tj ET Q q 0 0 0 rg BT 148.46 51.10 Td (every ) Tj ET Q q 0 0 0 rg BT 173.01 51.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 198.68 51.10 Td (of ) Tj ET Q q 0 0 0 rg BT 209.36 51.10 Td (service ) Tj ET Q q 0 0 0 rg BT 240.02 51.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 276.51 51.10 Td (for ) Tj ET Q q 0 0 0 rg BT 290.52 51.10 Td (the ) Tj ET Q q 0 0 0 rg BT 305.08 51.10 Td (year ) Tj ET Q q 0 0 0 rg BT 324.63 51.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.86 51.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 409.29 51.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.29 51.10 Td ( ) Tj ET Q q 0 0 0 rg BT 431.63 51.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.42 51.10 Td ($195.4 ) Tj ET Q q 0 0 0 rg BT 478.26 51.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.16 51.10 Td ( ) Tj ET Q q 0 0 0 rg BT 509.50 51.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.18 51.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 540.29 51.10 Td (flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 39.10 Td (from ) Tj ET Q q 0 0 0 rg BT 70.83 39.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 110.49 39.10 Td (activities, ) Tj ET Q q 0 0 0 rg BT 150.98 39.10 Td (or ) Tj ET Q q 0 0 0 rg BT 161.21 39.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.86 39.10 Td ($0.21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.36 39.10 Td ( ) Tj ET Q q 0 0 0 rg BT 245.25 39.10 Td (per ) Tj ET Q q 0 0 0 rg BT 259.91 39.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 285.13 39.10 Td (of ) Tj ET Q q 0 0 0 rg BT 295.36 39.10 Td (service ) Tj ET Q q 0 0 0 rg BT 325.56 39.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 361.60 39.10 Td (for ) Tj ET Q q 0 0 0 rg BT 375.16 39.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.27 39.10 Td (year ) Tj ET Q q 0 0 0 rg BT 408.37 39.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.14 39.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 492.12 39.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.12 39.10 Td (. ) Tj ET Q q 0 0 0 rg BT 516.51 39.10 Td ( ) Tj ET Q q 0 0 0 rg BT 518.40 39.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 540.30 39.10 Td (flows ) Tj ET Q endstream endobj 109 0 obj <>] /Rotate 0 /Contents 110 0 R>> endobj 110 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (from ) Tj ET Q q 0 0 0 rg BT 70.21 731.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 109.24 731.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 146.61 731.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.99 731.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.99 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 195.26 731.10 Td (were ) Tj ET Q q 0 0 0 rg BT 215.96 731.10 Td (impacted ) Tj ET Q q 0 0 0 rg BT 253.89 731.10 Td (by ) Tj ET Q q 0 0 0 rg BT 265.16 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 278.64 731.10 Td ($28.0 ) Tj ET Q q 0 0 0 rg BT 302.42 731.10 Td (million ) Tj ET Q q 0 0 0 rg BT 332.58 731.10 Td (net ) Tj ET Q q 0 0 0 rg BT 346.07 731.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 381.77 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 394.70 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 408.19 731.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 451.68 731.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 484.03 731.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 521.41 731.10 Td (settlement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.37 719.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.23 719.10 Td ($16.4 ) Tj ET Q q 0 0 0 rg BT 101.16 719.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.05 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 133.48 719.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 169.66 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 180.86 719.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 225.94 719.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 277.14 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 288.35 719.10 Td (real ) Tj ET Q q 0 0 0 rg BT 306.76 719.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 332.95 719.10 Td (in ) Tj ET Q q 0 0 0 rg BT 344.16 719.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 391.46 719.10 Td (with ) Tj ET Q q 0 0 0 rg BT 412.66 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 429.42 719.10 Td (buy-renovate-lease-sell ) Tj ET Q q 0 0 0 rg BT 526.13 719.10 Td (program. ) Tj ET Q q 0 0 0 rg BT 565.01 719.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (Adjusting ) Tj ET Q q 0 0 0 rg BT 92.69 707.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 116.44 707.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 137.96 707.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 163.92 707.10 Td (from ) Tj ET Q q 0 0 0 rg BT 187.11 707.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 228.62 707.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 268.47 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 283.87 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.84 707.10 Td (net ) Tj ET Q q 0 0 0 rg BT 315.80 707.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 355.65 707.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 400.50 707.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 438.68 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 456.86 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.83 707.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 509.33 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 520.85 707.10 Td (short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 99.43 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 109.37 695.10 Td (real ) Tj ET Q q 0 0 0 rg BT 126.51 695.10 Td (estate, ) Tj ET Q q 0 0 0 rg BT 153.93 695.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 173.86 695.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 198.23 695.10 Td (from ) Tj ET Q q 0 0 0 rg BT 219.83 695.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 259.75 695.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 298.01 695.10 Td (would ) Tj ET Q q 0 0 0 rg BT 325.16 695.10 Td (have ) Tj ET Q q 0 0 0 rg BT 346.20 695.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.23 695.10 Td ($1) Tj ET Q q 0 0 0 rg BT 376.86 695.10 Td (10.5 ) Tj ET Q q 0 0 0 rg BT 396.52 695.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.41 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 427.57 695.10 Td (\(see ) Tj ET Q q 0 0 0 rg BT 445.82 695.10 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 491.01 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 493.17 695.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 532.53 695.10 Td (defined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.59 683.10 Td (reconciled ) Tj ET Q q 0 0 0 rg BT 110.88 683.10 Td (on ) Tj ET Q q 0 0 0 rg BT 123.53 683.10 Td (pages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.95 683.10 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.95 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.60 683.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.03 683.10 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.03 683.10 Td (\), ) Tj ET Q q 0 0 0 rg BT 190.52 683.10 Td (or ) Tj ET Q q 0 0 0 rg BT 201.50 683.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 261.91 683.10 Td ($0.12 ) Tj ET Q q 0 0 0 rg BT 287.06 683.10 Td (for ) Tj ET Q q 0 0 0 rg BT 301.37 683.10 Td (every ) Tj ET Q q 0 0 0 rg BT 326.23 683.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 352.21 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 363.19 683.10 Td (service ) Tj ET Q q 0 0 0 rg BT 394.15 683.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 430.95 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 433.02 683.10 Td (Adjusting ) Tj ET Q q 0 0 0 rg BT 475.12 683.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 497.77 683.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 518.19 683.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 543.06 683.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 89.56 671.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 127.95 671.10 Td (for ) Tj ET Q q 0 0 0 rg BT 141.90 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 156.41 671.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 191.45 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 201.52 671.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 245.47 671.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 295.53 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 305.60 671.10 Td (real ) Tj ET Q q 0 0 0 rg BT 322.88 671.10 Td (estate, ) Tj ET Q q 0 0 0 rg BT 350.43 671.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 370.49 671.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 395.01 671.10 Td (from ) Tj ET Q q 0 0 0 rg BT 416.74 671.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 456.79 671.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 495.18 671.10 Td (would ) Tj ET Q q 0 0 0 rg BT 522.47 671.10 Td (have ) Tj ET Q q 0 0 0 rg BT 543.64 671.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td ($139.8 ) Tj ET Q q 0 0 0 rg BT 79.71 659.10 Td (million ) Tj ET Q q 0 0 0 rg BT 111.32 659.10 Td (\(see ) Tj ET Q q 0 0 0 rg BT 130.13 659.10 Td (non-GAAP) Tj ET Q q 0 0 0 rg BT 175.32 659.10 Td ( ) Tj ET Q q 0 0 0 rg BT 178.03 659.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 217.95 659.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 250.65 659.10 Td (and ) Tj ET Q q 0 0 0 rg BT 267.80 659.10 Td (reconciled ) Tj ET Q q 0 0 0 rg BT 312.16 659.10 Td (on ) Tj ET Q q 0 0 0 rg BT 324.87 659.10 Td (pages ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.35 659.10 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.35 659.10 Td ( ) Tj ET Q q 0 0 0 rg BT 363.07 659.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.56 659.10 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.56 659.10 Td (\), ) Tj ET Q q 0 0 0 rg BT 392.10 659.10 Td (or ) Tj ET Q q 0 0 0 rg BT 403.15 659.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 463.62 659.10 Td ($0.15 ) Tj ET Q q 0 0 0 rg BT 488.83 659.10 Td (for ) Tj ET Q q 0 0 0 rg BT 503.21 659.10 Td (every ) Tj ET Q q 0 0 0 rg BT 528.13 659.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 554.17 659.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 647.10 Td (service ) Tj ET Q q 0 0 0 rg BT 80.32 647.10 Td (revenue.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.84 626.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 105.05 626.10 Td (in ) Tj ET Q q 0 0 0 rg BT 115.63 626.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 136.20 626.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 161.21 626.10 Td (from ) Tj ET Q q 0 0 0 rg BT 183.45 626.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 224.01 626.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 262.91 626.10 Td (during ) Tj ET Q q 0 0 0 rg BT 291.81 626.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 314.61 626.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 356.83 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 367.40 626.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 390.20 626.10 Td (was ) Tj ET Q q 0 0 0 rg BT 408.55 626.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 436.89 626.10 Td (by ) Tj ET Q q 0 0 0 rg BT 449.69 626.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 475.25 626.10 Td (net ) Tj ET Q q 0 0 0 rg BT 490.27 626.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 525.00 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 540.01 626.10 Td ($28.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (million ) Tj ET Q q 0 0 0 rg BT 81.36 614.10 Td (net ) Tj ET Q q 0 0 0 rg BT 96.54 614.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 133.95 614.10 Td (for ) Tj ET Q q 0 0 0 rg BT 148.57 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.76 614.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 202.83 614.10 Td (settlement, ) Tj ET Q q 0 0 0 rg BT 249.40 614.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 290.12 614.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 334.75 614.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 385.49 614.10 Td (in ) Tj ET Q q 0 0 0 rg BT 396.23 614.10 Td (real ) Tj ET Q q 0 0 0 rg BT 414.19 614.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 439.92 614.10 Td (and ) Tj ET Q q 0 0 0 rg BT 457.32 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.51 614.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 501.59 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 512.89 614.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 554.18 614.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (current ) Tj ET Q q 0 0 0 rg BT 79.97 602.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 121.84 602.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 157.31 602.10 Td (of) Tj ET Q q 0 0 0 rg BT 165.46 602.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 182.05 602.10 Td (by ) Tj ET Q q 0 0 0 rg BT 194.20 602.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 221.90 602.10 Td (collections ) Tj ET Q q 0 0 0 rg BT 267.37 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 277.86 602.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 314.99 602.10 Td (receivable, ) Tj ET Q q 0 0 0 rg BT 360.73 602.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 400.09 602.10 Td (from ) Tj ET Q q 0 0 0 rg BT 421.68 602.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 449.95 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.43 602.10 Td (collections. ) Tj ET Q q 0 0 0 rg BT 508.40 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 510.40 602.10 Td (The ) Tj ET Q q 0 0 0 rg BT 528.10 602.10 Td (decrease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 58.89 590.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 78.28 590.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 102.12 590.10 Td (from ) Tj ET Q q 0 0 0 rg BT 123.17 590.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 162.55 590.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 200.27 590.10 Td (during ) Tj ET Q q 0 0 0 rg BT 227.99 590.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 249.61 590.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 290.65 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 300.04 590.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 321.66 590.10 Td (was ) Tj ET Q q 0 0 0 rg BT 338.83 590.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 383.76 590.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 410.93 590.10 Td (by ) Tj ET Q q 0 0 0 rg BT 422.54 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 436.38 590.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 472.41 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 481.80 590.10 Td (net ) Tj ET Q q 0 0 0 rg BT 495.63 590.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 529.18 590.10 Td (partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (of) Tj ET Q q 0 0 0 rg BT 57.65 578.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 75.32 578.10 Td (by ) Tj ET Q q 0 0 0 rg BT 88.55 578.10 Td (an ) Tj ET Q q 0 0 0 rg BT 101.22 578.10 Td (improvement ) Tj ET Q q 0 0 0 rg BT 157.77 578.10 Td (in ) Tj ET Q q 0 0 0 rg BT 168.77 578.10 Td (working ) Tj ET Q q 0 0 0 rg BT 205.33 578.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 235.22 578.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 270.65 578.10 Td (in ) Tj ET Q q 0 0 0 rg BT 281.66 578.10 Td (2016. ) Tj ET Q q 0 0 0 rg BT 307.39 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 310.62 578.10 Td (Changes ) Tj ET Q q 0 0 0 rg BT 348.29 578.10 Td (in ) Tj ET Q q 0 0 0 rg BT 359.30 578.10 Td (working ) Tj ET Q q 0 0 0 rg BT 395.86 578.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 425.74 578.10 Td (were ) Tj ET Q q 0 0 0 rg BT 448.40 578.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 494.95 578.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 523.72 578.10 Td (by ) Tj ET Q q 0 0 0 rg BT 536.95 578.10 Td (higher ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.10 Td (collections ) Tj ET Q q 0 0 0 rg BT 95.09 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.69 566.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 142.95 566.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 186.30 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 203.01 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.50 566.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 245.89 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 256.49 566.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 297.09 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.69 566.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 344.95 566.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 378.31 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 395.02 566.10 Td (other ) Tj ET Q q 0 0 0 rg BT 417.84 566.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 451.20 566.10 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 492.07 566.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 527.66 566.10 Td (of) Tj ET Q q 0 0 0 rg BT 535.81 566.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 552.52 566.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 88.88 554.10 Td (prepaid ) Tj ET Q q 0 0 0 rg BT 120.49 554.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 158.22 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 174.29 554.10 Td (other ) Tj ET Q q 0 0 0 rg BT 196.46 554.10 Td (current ) Tj ET Q q 0 0 0 rg BT 226.40 554.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 251.36 554.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 278.54 554.10 Td (by ) Tj ET Q q 0 0 0 rg BT 290.16 554.10 Td (purchases ) Tj ET Q q 0 0 0 rg BT 331.22 554.10 Td (of ) Tj ET Q q 0 0 0 rg BT 341.18 554.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 384.46 554.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 433.86 554.10 Td (in ) Tj ET Q q 0 0 0 rg BT 443.27 554.10 Td (real ) Tj ET Q q 0 0 0 rg BT 459.88 554.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 484.27 554.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 509.23 554.10 Td (in ) Tj ET Q q 0 0 0 rg BT 518.63 554.10 Td (connection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.10 Td (with ) Tj ET Q q 0 0 0 rg BT 69.78 542.10 Td (our ) Tj ET Q q 0 0 0 rg BT 85.61 542.10 Td (buy-renovate-lease-sell ) Tj ET Q q 0 0 0 rg BT 181.39 542.10 Td (program.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 521.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 91.87 521.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 112.03 521.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 136.64 521.10 Td (can ) Tj ET Q q 0 0 0 rg BT 152.90 521.10 Td (be ) Tj ET Q q 0 0 0 rg BT 164.73 521.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 208.77 521.10 Td (impacted ) Tj ET Q q 0 0 0 rg BT 247.81 521.10 Td (because ) Tj ET Q q 0 0 0 rg BT 281.84 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 292.56 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.16 521.10 Td (nature ) Tj ET Q q 0 0 0 rg BT 334.53 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 345.25 521.10 Td (some ) Tj ET Q q 0 0 0 rg BT 368.75 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 379.47 521.10 Td (our ) Tj ET Q q 0 0 0 rg BT 395.18 521.10 Td (services ) Tj ET Q q 0 0 0 rg BT 429.78 521.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.60 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 461.21 521.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 479.15 521.10 Td (of ) Tj ET Q q 0 0 0 rg BT 489.87 521.10 Td (services ) Tj ET Q q 0 0 0 rg BT 524.47 521.10 Td (provided. ) Tj ET Q q 0 0 0 rg BT 565.01 521.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 509.10 Td (Certain ) Tj ET Q q 0 0 0 rg BT 81.87 509.10 Td (services ) Tj ET Q q 0 0 0 rg BT 117.02 509.10 Td (are ) Tj ET Q q 0 0 0 rg BT 132.17 509.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 176.76 509.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 229.68 509.10 Td (following ) Tj ET Q q 0 0 0 rg BT 271.51 509.10 Td (or ) Tj ET Q q 0 0 0 rg BT 282.78 509.10 Td (shortly ) Tj ET Q q 0 0 0 rg BT 313.50 509.10 Td (after ) Tj ET Q q 0 0 0 rg BT 334.76 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 349.92 509.10 Td (referral, ) Tj ET Q q 0 0 0 rg BT 384.77 509.10 Td (but ) Tj ET Q q 0 0 0 rg BT 400.49 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.65 509.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 458.02 509.10 Td (of ) Tj ET Q q 0 0 0 rg BT 469.29 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 484.45 509.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 528.47 509.10 Td (does ) Tj ET Q q 0 0 0 rg BT 549.74 509.10 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 497.10 Td (occur ) Tj ET Q q 0 0 0 rg BT 74.96 497.10 Td (until ) Tj ET Q q 0 0 0 rg BT 96.54 497.10 Td (a ) Tj ET Q q 0 0 0 rg BT 104.23 497.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 138.58 497.10 Td (event ) Tj ET Q q 0 0 0 rg BT 163.48 497.10 Td (occurs ) Tj ET Q q 0 0 0 rg BT 192.83 497.10 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 216.35 497.10 Td (the ) Tj ET Q q 0 0 0 rg BT 231.82 497.10 Td (foreclosure ) Tj ET Q q 0 0 0 rg BT 280.05 497.10 Td (is ) Tj ET Q q 0 0 0 rg BT 289.97 497.10 Td (complete, ) Tj ET Q q 0 0 0 rg BT 332.37 497.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.84 497.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 371.09 497.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 393.78 497.10 Td (is ) Tj ET Q q 0 0 0 rg BT 403.70 497.10 Td (sold, ) Tj ET Q q 0 0 0 rg BT 426.12 497.10 Td (etc.\). ) Tj ET Q q 0 0 0 rg BT 449.36 497.10 Td ( ) Tj ET Q q 0 0 0 rg BT 452.61 497.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 508.34 497.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 534.36 497.10 Td (mar) Tj ET Q q 0 0 0 rg BT 549.73 497.10 Td (gin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 485.10 Td (services ) Tj ET Q q 0 0 0 rg BT 83.77 485.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 119.70 485.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 144.53 485.10 Td (income ) Tj ET Q q 0 0 0 rg BT 176.03 485.10 Td (and ) Tj ET Q q 0 0 0 rg BT 192.53 485.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 212.37 485.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 236.65 485.10 Td (from ) Tj ET Q q 0 0 0 rg BT 258.15 485.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 304.37 485.10 Td ( ) Tj ET Q q 0 0 0 rg BT 306.44 485.10 Td (Consequently) Tj ET Q q 0 0 0 rg BT 360.78 485.10 Td (, ) Tj ET Q q 0 0 0 rg BT 365.35 485.10 Td (our ) Tj ET Q q 0 0 0 rg BT 380.74 485.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 400.58 485.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 424.86 485.10 Td (from ) Tj ET Q q 0 0 0 rg BT 446.37 485.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 490.08 485.10 Td (may ) Tj ET Q q 0 0 0 rg BT 509.37 485.10 Td (be ) Tj ET Q q 0 0 0 rg BT 520.87 485.10 Td (negatively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.10 Td (impacted ) Tj ET Q q 0 0 0 rg BT 88.65 473.10 Td (when ) Tj ET Q q 0 0 0 rg BT 112.81 473.10 Td (comparing ) Tj ET Q q 0 0 0 rg BT 158.07 473.10 Td (one ) Tj ET Q q 0 0 0 rg BT 175.01 473.10 Td (period ) Tj ET Q q 0 0 0 rg BT 203.06 473.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.34 473.10 Td (another) Tj ET Q q 0 0 0 rg BT 242.77 473.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 452.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 72.56 452.10 Td (Flows ) Tj ET Q q 0 0 0 rg BT 99.51 452.10 Td (fr) Tj ET Q q 0 0 0 rg BT 105.81 452.10 Td (om ) Tj ET Q q 0 0 0 rg BT 120.53 452.10 Td (Investing ) Tj ET Q q 0 0 0 rg BT 159.50 452.10 Td (Activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 70.79 431.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 94.30 431.10 Td (from ) Tj ET Q q 0 0 0 rg BT 115.02 431.10 Td (investing ) Tj ET Q q 0 0 0 rg BT 152.98 431.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 190.36 431.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 228.86 431.10 Td (include ) Tj ET Q q 0 0 0 rg BT 259.59 431.10 Td (additions ) Tj ET Q q 0 0 0 rg BT 297.54 431.10 Td (to ) Tj ET Q q 0 0 0 rg BT 306.61 431.10 Td (premises ) Tj ET Q q 0 0 0 rg BT 343.44 431.10 Td (and ) Tj ET Q q 0 0 0 rg BT 359.17 431.10 Td (equipment, ) Tj ET Q q 0 0 0 rg BT 405.17 431.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 454.23 431.10 Td (of ) Tj ET Q q 0 0 0 rg BT 463.85 431.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 507.36 431.10 Td (and ) Tj ET Q q 0 0 0 rg BT 523.08 431.10 Td (purchases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.63 419.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 88.77 419.10 Td (of ) Tj ET Q q 0 0 0 rg BT 99.79 419.10 Td (available ) Tj ET Q q 0 0 0 rg BT 138.57 419.10 Td (for ) Tj ET Q q 0 0 0 rg BT 152.93 419.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 171.17 419.10 Td (securities. ) Tj ET Q q 0 0 0 rg BT 214.13 419.10 Td ( ) Tj ET Q q 0 0 0 rg BT 216.82 419.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 239.52 419.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 264.43 419.10 Td (from ) Tj ET Q q 0 0 0 rg BT 286.56 419.10 Td (investing ) Tj ET Q q 0 0 0 rg BT 325.92 419.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 364.72 419.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.84 419.10 Td ($\(10.0\) ) Tj ET Q q 0 0 0 rg BT 418.69 419.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.59 419.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.78 419.10 Td ($\(80.2\) ) Tj ET Q q 0 0 0 rg BT 484.63 419.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.53 419.10 Td ( ) Tj ET Q q 0 0 0 rg BT 516.22 419.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.35 419.10 Td ($\(66.0\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 407.10 Td ( ) Tj ET Q q 0 0 0 rg BT 80.89 407.10 Td (for ) Tj ET Q q 0 0 0 rg BT 95.05 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 109.77 407.10 Td (years ) Tj ET Q q 0 0 0 rg BT 133.37 407.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.74 407.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 218.33 407.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.33 407.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.33 407.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.33 407.10 Td ( ) Tj ET Q q 0 0 0 rg BT 265.83 407.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.77 407.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.77 407.10 Td (, ) Tj ET Q q 0 0 0 rg BT 307.77 407.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 355.43 407.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 386.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 386.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.91 386.10 Td (used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.57 386.10 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 110.40 386.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.29 386.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.12 386.10 Td ($23.3 ) Tj ET Q q 0 0 0 rg BT 168.96 386.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.85 386.10 Td ( ) Tj ET Q q 0 0 0 rg BT 200.18 386.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.95 386.10 Td ($36.2 ) Tj ET Q q 0 0 0 rg BT 241.78 386.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.67 386.10 Td ( ) Tj ET Q q 0 0 0 rg BT 273.00 386.10 Td (for ) Tj ET Q q 0 0 0 rg BT 287.00 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.54 386.10 Td (years ) Tj ET Q q 0 0 0 rg BT 324.97 386.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.18 386.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 409.60 386.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.60 386.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.43 386.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.43 386.10 Td ( ) Tj ET Q q 0 0 0 rg BT 456.76 386.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.53 386.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.53 386.10 Td (, ) Tj ET Q q 0 0 0 rg BT 498.36 386.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 546.02 386.10 Td (, ) Tj ET Q q 0 0 0 rg BT 550.85 386.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 374.10 Td (additions ) Tj ET Q q 0 0 0 rg BT 89.58 374.10 Td (to ) Tj ET Q q 0 0 0 rg BT 100.78 374.10 Td (premises ) Tj ET Q q 0 0 0 rg BT 139.75 374.10 Td (and ) Tj ET Q q 0 0 0 rg BT 157.61 374.10 Td (equipment ) Tj ET Q q 0 0 0 rg BT 203.24 374.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 243.87 374.10 Td (related ) Tj ET Q q 0 0 0 rg BT 274.49 374.10 Td (to ) Tj ET Q q 0 0 0 rg BT 285.69 374.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 336.88 374.10 Td (in ) Tj ET Q q 0 0 0 rg BT 348.08 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.72 374.10 Td (development ) Tj ET Q q 0 0 0 rg BT 418.79 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 430.53 374.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 461.16 374.10 Td (software ) Tj ET Q q 0 0 0 rg BT 499.00 374.10 Td (applications, ) Tj ET Q q 0 0 0 rg BT 553.24 374.10 Td (IT) Tj ET Q q 0 0 0 rg BT 562.50 374.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 362.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 106.06 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 123.20 362.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 154.23 362.10 Td (build-outs. ) Tj ET Q q 0 0 0 rg BT 199.98 362.10 Td ( ) Tj ET Q q 0 0 0 rg BT 202.49 362.10 Td (The ) Tj ET Q q 0 0 0 rg BT 220.74 362.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 261.75 362.10 Td (in ) Tj ET Q q 0 0 0 rg BT 272.23 362.10 Td (additions ) Tj ET Q q 0 0 0 rg BT 311.59 362.10 Td (to ) Tj ET Q q 0 0 0 rg BT 322.07 362.10 Td (premises ) Tj ET Q q 0 0 0 rg BT 360.32 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 377.46 362.10 Td (equipment ) Tj ET Q q 0 0 0 rg BT 422.38 362.10 Td (in ) Tj ET Q q 0 0 0 rg BT 432.86 362.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 455.56 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 472.70 362.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 495.40 362.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 535.31 362.10 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 350.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.78 350.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.50 350.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 121.99 350.10 Td (of ) Tj ET Q q 0 0 0 rg BT 132.82 350.10 Td (several ) Tj ET Q q 0 0 0 rg BT 163.63 350.10 Td (software ) Tj ET Q q 0 0 0 rg BT 200.56 350.10 Td (development ) Tj ET Q q 0 0 0 rg BT 254.71 350.10 Td (projects ) Tj ET Q q 0 0 0 rg BT 288.87 350.10 Td (and ) Tj ET Q q 0 0 0 rg BT 305.80 350.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 336.62 350.10 Td (build-outs ) Tj ET Q q 0 0 0 rg BT 379.68 350.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.62 350.10 Td (relocations ) Tj ET Q q 0 0 0 rg BT 442.99 350.10 Td (in ) Tj ET Q q 0 0 0 rg BT 453.27 350.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 475.77 350.10 Td (and ) Tj ET Q q 0 0 0 rg BT 492.71 350.10 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 329.10 Td (During ) Tj ET Q q 0 0 0 rg BT 80.46 329.10 Td (the ) Tj ET Q q 0 0 0 rg BT 95.30 329.10 Td (year ) Tj ET Q q 0 0 0 rg BT 115.13 329.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.64 329.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 200.35 329.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.35 329.10 Td (, ) Tj ET Q q 0 0 0 rg BT 225.48 329.10 Td (we ) Tj ET Q q 0 0 0 rg BT 239.76 329.10 Td (purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.93 329.10 Td (4.1 ) Tj ET Q q 0 0 0 rg BT 298.05 329.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.95 329.10 Td ( ) Tj ET Q q 0 0 0 rg BT 329.57 329.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 357.19 329.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.15 329.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 392.44 329.10 Td (common ) Tj ET Q q 0 0 0 rg BT 430.07 329.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 453.80 329.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.09 329.10 Td ($48.2 ) Tj ET Q q 0 0 0 rg BT 493.22 329.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.11 329.10 Td ( ) Tj ET Q q 0 0 0 rg BT 524.73 329.10 Td (including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 317.10 Td (brokers) Tj ET Q q 0 0 0 rg BT 82.08 317.10 Td ( ) Tj ET Q q 0 0 0 rg BT 83.81 317.10 Td (commissions. ) Tj ET Q q 0 0 0 rg BT 140.27 317.10 Td ( ) Tj ET Q q 0 0 0 rg BT 142.00 317.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.07 317.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.07 317.10 Td (, ) Tj ET Q q 0 0 0 rg BT 196.30 317.10 Td (we ) Tj ET Q q 0 0 0 rg BT 209.70 317.10 Td (purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.97 317.10 Td (1.6 ) Tj ET Q q 0 0 0 rg BT 266.20 317.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.09 317.10 Td ( ) Tj ET Q q 0 0 0 rg BT 296.82 317.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 323.55 317.10 Td (of ) Tj ET Q q 0 0 0 rg BT 333.61 317.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 359.80 317.10 Td (common ) Tj ET Q q 0 0 0 rg BT 396.53 317.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 419.37 317.10 Td (in ) Tj ET Q q 0 0 0 rg BT 428.88 317.10 Td (the ) Tj ET Q q 0 0 0 rg BT 442.83 317.10 Td (open ) Tj ET Q q 0 0 0 rg BT 464.00 317.10 Td (market ) Tj ET Q q 0 0 0 rg BT 493.50 317.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.89 317.10 Td ($30.0 ) Tj ET Q q 0 0 0 rg BT 531.13 317.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.02 317.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.02 317.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 305.10 Td (Also ) Tj ET Q q 0 0 0 rg BT 70.57 305.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.86 305.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.86 305.10 Td (, ) Tj ET Q q 0 0 0 rg BT 123.54 305.10 Td (we ) Tj ET Q q 0 0 0 rg BT 137.39 305.10 Td (received ) Tj ET Q q 0 0 0 rg BT 173.43 305.10 Td (liquidating ) Tj ET Q q 0 0 0 rg BT 218.94 305.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 260.01 305.10 Td (and ) Tj ET Q q 0 0 0 rg BT 276.63 305.10 Td (other ) Tj ET Q q 0 0 0 rg BT 299.36 305.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 340.43 305.10 Td (from ) Tj ET Q q 0 0 0 rg BT 362.05 305.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 388.68 305.10 Td (totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.42 305.10 Td ($20.4 ) Tj ET Q q 0 0 0 rg BT 446.10 305.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.99 305.10 Td ( ) Tj ET Q q 0 0 0 rg BT 477.17 305.10 Td (and ) Tj ET Q q 0 0 0 rg BT 493.79 305.10 Td (we ) Tj ET Q q 0 0 0 rg BT 507.63 305.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 526.48 305.10 Td (all ) Tj ET Q q 0 0 0 rg BT 538.66 305.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.17 305.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 293.10 Td (1.6 ) Tj ET Q q 0 0 0 rg BT 64.50 293.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.39 293.10 Td ( ) Tj ET Q q 0 0 0 rg BT 95.89 293.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 123.38 293.10 Td (of ) Tj ET Q q 0 0 0 rg BT 134.21 293.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 161.17 293.10 Td (common ) Tj ET Q q 0 0 0 rg BT 198.66 293.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 222.27 293.10 Td (in ) Tj ET Q q 0 0 0 rg BT 232.55 293.10 Td (the ) Tj ET Q q 0 0 0 rg BT 247.26 293.10 Td (open ) Tj ET Q q 0 0 0 rg BT 269.20 293.10 Td (market ) Tj ET Q q 0 0 0 rg BT 299.47 293.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.63 293.10 Td ($7.7 ) Tj ET Q q 0 0 0 rg BT 333.63 293.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.52 293.10 Td (. ) Tj ET Q q 0 0 0 rg BT 367.52 293.10 Td ( ) Tj ET Q q 0 0 0 rg BT 369.84 293.10 Td (There ) Tj ET Q q 0 0 0 rg BT 395.65 293.10 Td (were ) Tj ET Q q 0 0 0 rg BT 417.58 293.10 Td (no ) Tj ET Q q 0 0 0 rg BT 430.08 293.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 482.00 293.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 518.39 293.10 Td (in ) Tj ET Q q 0 0 0 rg BT 528.67 293.10 Td (2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 272.10 Td (On ) Tj ET Q q 0 0 0 rg BT 64.05 272.10 Td (July ) Tj ET Q q 0 0 0 rg BT 83.05 272.10 Td (29, ) Tj ET Q q 0 0 0 rg BT 97.89 272.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 122.72 272.10 Td (we ) Tj ET Q q 0 0 0 rg BT 136.71 272.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 173.46 272.10 Td (Granite ) Tj ET Q q 0 0 0 rg BT 205.78 272.10 Td (for ) Tj ET Q q 0 0 0 rg BT 219.77 272.10 Td ($9.5 ) Tj ET Q q 0 0 0 rg BT 239.60 272.10 Td (million. ) Tj ET Q q 0 0 0 rg BT 273.33 272.10 Td ( ) Tj ET Q q 0 0 0 rg BT 275.66 272.10 Td (On ) Tj ET Q q 0 0 0 rg BT 290.21 272.10 Td (October ) Tj ET Q q 0 0 0 rg BT 324.75 272.10 Td (9, ) Tj ET Q q 0 0 0 rg BT 334.58 272.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 359.41 272.10 Td (we ) Tj ET Q q 0 0 0 rg BT 373.41 272.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 410.16 272.10 Td (RentRange ) Tj ET Q q 0 0 0 rg BT 456.93 272.10 Td (and ) Tj ET Q q 0 0 0 rg BT 473.70 272.10 Td (Investability ) Tj ET Q q 0 0 0 rg BT 526.02 272.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.01 272.10 Td ($24.8 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 260.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 260.10 Td (. ) Tj ET Q q 0 0 0 rg BT 83.06 260.10 Td ( ) Tj ET Q q 0 0 0 rg BT 85.08 260.10 Td (The ) Tj ET Q q 0 0 0 rg BT 102.79 260.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 140.50 260.10 Td (price ) Tj ET Q q 0 0 0 rg BT 162.66 260.10 Td (was ) Tj ET Q q 0 0 0 rg BT 180.38 260.10 Td (composed ) Tj ET Q q 0 0 0 rg BT 223.10 260.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.60 260.10 Td ($17.5 ) Tj ET Q q 0 0 0 rg BT 258.27 260.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.16 260.10 Td ( ) Tj ET Q q 0 0 0 rg BT 289.33 260.10 Td (in ) Tj ET Q q 0 0 0 rg BT 299.28 260.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 319.22 260.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.83 260.10 Td ($7.3 ) Tj ET Q q 0 0 0 rg BT 355.50 260.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.39 260.10 Td ( ) Tj ET Q q 0 0 0 rg BT 386.56 260.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.06 260.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 436.43 260.10 Td (common ) Tj ET Q q 0 0 0 rg BT 473.60 260.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 496.88 260.10 Td (of ) Tj ET Q q 0 0 0 rg BT 507.38 260.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.76 260.10 Td (Company) Tj ET Q q 0 0 0 rg BT 560.00 260.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.00 260.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 248.10 Td (On ) Tj ET Q q 0 0 0 rg BT 64.44 248.10 Td (July ) Tj ET Q q 0 0 0 rg BT 83.82 248.10 Td (17, ) Tj ET Q q 0 0 0 rg BT 99.03 248.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 124.25 248.10 Td (we ) Tj ET Q q 0 0 0 rg BT 138.62 248.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 175.76 248.10 Td (CastleLine ) Tj ET Q q 0 0 0 rg BT 221.79 248.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.17 248.10 Td ($33.4 ) Tj ET Q q 0 0 0 rg BT 261.38 248.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.27 248.10 Td (. ) Tj ET Q q 0 0 0 rg BT 295.49 248.10 Td ( ) Tj ET Q q 0 0 0 rg BT 298.00 248.10 Td (This ) Tj ET Q q 0 0 0 rg BT 318.50 248.10 Td (was ) Tj ET Q q 0 0 0 rg BT 336.76 248.10 Td (composed ) Tj ET Q q 0 0 0 rg BT 380.02 248.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.07 248.10 Td ($1) Tj ET Q q 0 0 0 rg BT 400.70 248.10 Td (1.2 ) Tj ET Q q 0 0 0 rg BT 415.91 248.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.80 248.10 Td ( ) Tj ET Q q 0 0 0 rg BT 447.51 248.10 Td (of ) Tj ET Q q 0 0 0 rg BT 458.56 248.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 479.04 248.10 Td (at ) Tj ET Q q 0 0 0 rg BT 488.97 248.10 Td (closing, ) Tj ET Q q 0 0 0 rg BT 523.07 248.10 Td (excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 236.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 69.31 236.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 105.78 236.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 142.25 236.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.63 236.10 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 172.18 236.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.07 236.10 Td (. ) Tj ET Q q 0 0 0 rg BT 205.61 236.10 Td ( ) Tj ET Q q 0 0 0 rg BT 207.21 236.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 257.11 236.10 Td (, ) Tj ET Q q 0 0 0 rg BT 261.66 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 275.92 236.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 321.85 236.10 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.33 236.10 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 382.87 236.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.76 236.10 Td ( ) Tj ET Q q 0 0 0 rg BT 413.81 236.10 Td (of ) Tj ET Q q 0 0 0 rg BT 424.19 236.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 444.00 236.10 Td (that ) Tj ET Q q 0 0 0 rg BT 461.04 236.10 Td (is ) Tj ET Q q 0 0 0 rg BT 469.76 236.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 502.90 236.10 Td (over ) Tj ET Q q 0 0 0 rg BT 522.71 236.10 Td (four ) Tj ET Q q 0 0 0 rg BT 541.42 236.10 Td (years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 224.10 Td (from ) Tj ET Q q 0 0 0 rg BT 70.70 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 84.67 224.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 130.31 224.10 Td (date ) Tj ET Q q 0 0 0 rg BT 148.72 224.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.92 224.10 Td ($14.4 ) Tj ET Q q 0 0 0 rg BT 189.18 224.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.07 224.10 Td ( ) Tj ET Q q 0 0 0 rg BT 219.83 224.10 Td (of ) Tj ET Q q 0 0 0 rg BT 229.92 224.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 268.88 224.10 Td (common ) Tj ET Q q 0 0 0 rg BT 305.63 224.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 328.49 224.10 Td (of ) Tj ET Q q 0 0 0 rg BT 338.58 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 352.56 224.10 Td (Company) Tj ET Q q 0 0 0 rg BT 390.79 224.10 Td (. ) Tj ET Q q 0 0 0 rg BT 395.05 224.10 Td ( ) Tj ET Q q 0 0 0 rg BT 396.81 224.10 Td (Of ) Tj ET Q q 0 0 0 rg BT 409.12 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 423.09 224.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 442.62 224.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 475.47 224.10 Td (following ) Tj ET Q q 0 0 0 rg BT 516.12 224.10 Td (acquisition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 212.10 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 70.48 212.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.37 212.10 Td ( ) Tj ET Q q 0 0 0 rg BT 102.85 212.10 Td (is ) Tj ET Q q 0 0 0 rg BT 113.00 212.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 158.69 212.10 Td (on ) Tj ET Q q 0 0 0 rg BT 172.16 212.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 202.84 212.10 Td (future ) Tj ET Q q 0 0 0 rg BT 230.20 212.10 Td (employment ) Tj ET Q q 0 0 0 rg BT 283.67 212.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 328.81 212.10 Td (of ) Tj ET Q q 0 0 0 rg BT 340.62 212.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 371.30 212.10 Td (of ) Tj ET Q q 0 0 0 rg BT 383.11 212.10 Td (the ) Tj ET Q q 0 0 0 rg BT 398.80 212.10 Td (sellers, ) Tj ET Q q 0 0 0 rg BT 430.33 212.10 Td (and ) Tj ET Q q 0 0 0 rg BT 448.24 212.10 Td (therefore ) Tj ET Q q 0 0 0 rg BT 487.80 212.10 Td (excluded ) Tj ET Q q 0 0 0 rg BT 527.38 212.10 Td (from ) Tj ET Q q 0 0 0 rg BT 550.29 212.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 200.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 87.54 200.10 Td (price. ) Tj ET Q q 0 0 0 rg BT 112.52 200.10 Td ( ) Tj ET Q q 0 0 0 rg BT 114.84 200.10 Td (There ) Tj ET Q q 0 0 0 rg BT 140.66 200.10 Td (were ) Tj ET Q q 0 0 0 rg BT 162.59 200.10 Td (no ) Tj ET Q q 0 0 0 rg BT 175.09 200.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 227.00 200.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 263.39 200.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.67 200.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.67 200.10 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 179.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 72.56 179.10 Td (Flows ) Tj ET Q q 0 0 0 rg BT 99.51 179.10 Td (fr) Tj ET Q q 0 0 0 rg BT 105.81 179.10 Td (om ) Tj ET Q q 0 0 0 rg BT 120.53 179.10 Td (Financing ) Tj ET Q q 0 0 0 rg BT 163.95 179.10 Td (Activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 158.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 72.21 158.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 97.14 158.10 Td (from ) Tj ET Q q 0 0 0 rg BT 119.29 158.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 159.76 158.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 198.57 158.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 238.49 158.10 Td (include ) Tj ET Q q 0 0 0 rg BT 270.64 158.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 309.45 158.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 353.25 158.10 Td (with ) Tj ET Q q 0 0 0 rg BT 373.74 158.10 Td (repayments ) Tj ET Q q 0 0 0 rg BT 422.54 158.10 Td (and ) Tj ET Q q 0 0 0 rg BT 439.69 158.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 489.60 158.10 Td (of ) Tj ET Q q 0 0 0 rg BT 500.64 158.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 542.78 158.10 Td (debt, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 146.10 Td (proceeds ) Tj ET Q q 0 0 0 rg BT 88.29 146.10 Td (from ) Tj ET Q q 0 0 0 rg BT 110.98 146.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 135.34 146.10 Td (option ) Tj ET Q q 0 0 0 rg BT 164.15 146.10 Td (exercises, ) Tj ET Q q 0 0 0 rg BT 206.55 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.01 146.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 251.37 146.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 266.83 146.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 297.85 146.10 Td (on ) Tj ET Q q 0 0 0 rg BT 311.10 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 326.57 146.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 362.58 146.10 Td (of ) Tj ET Q q 0 0 0 rg BT 374.16 146.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 398.52 146.10 Td (options, ) Tj ET Q q 0 0 0 rg BT 433.72 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 449.19 146.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 487.98 146.10 Td (of ) Tj ET Q q 0 0 0 rg BT 499.56 146.10 Td (treasury ) Tj ET Q q 0 0 0 rg BT 535.02 146.10 Td (shares, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 134.10 Td (distributions ) Tj ET Q q 0 0 0 rg BT 101.23 134.10 Td (to ) Tj ET Q q 0 0 0 rg BT 110.73 134.10 Td (non-controlling ) Tj ET Q q 0 0 0 rg BT 174.66 134.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 209.71 134.10 Td (and ) Tj ET Q q 0 0 0 rg BT 225.86 134.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 265.91 134.10 Td (to ) Tj ET Q q 0 0 0 rg BT 275.41 134.10 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 303.24 134.10 Td (employee ) Tj ET Q q 0 0 0 rg BT 343.83 134.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 357.77 134.10 Td (withholding ) Tj ET Q q 0 0 0 rg BT 407.83 134.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 453.99 134.10 Td (on ) Tj ET Q q 0 0 0 rg BT 465.71 134.10 Td (the ) Tj ET Q q 0 0 0 rg BT 479.65 134.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 515.25 134.10 Td (of ) Tj ET Q q 0 0 0 rg BT 525.30 134.10 Td (restricted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 122.10 Td (shares. ) Tj ET Q q 0 0 0 rg BT 80.40 122.10 Td ( ) Tj ET Q q 0 0 0 rg BT 83.81 122.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 107.22 122.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 132.85 122.10 Td (from ) Tj ET Q q 0 0 0 rg BT 155.70 122.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 196.87 122.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 236.38 122.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.22 122.10 Td ($\(100.3\) ) Tj ET Q q 0 0 0 rg BT 296.79 122.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.68 122.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.59 122.10 Td ($\(76.6\) ) Tj ET Q q 0 0 0 rg BT 364.16 122.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.05 122.10 Td ( ) Tj ET Q q 0 0 0 rg BT 396.46 122.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.31 122.10 Td ($\(1) Tj ET Q q 0 0 0 rg BT 427.27 122.10 Td (1) Tj ET Q q 0 0 0 rg BT 431.90 122.10 Td (1.4\) ) Tj ET Q q 0 0 0 rg BT 451.14 122.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.03 122.10 Td ( ) Tj ET Q q 0 0 0 rg BT 483.44 122.10 Td (for ) Tj ET Q q 0 0 0 rg BT 498.51 122.10 Td (the ) Tj ET Q q 0 0 0 rg BT 514.13 122.10 Td (years ) Tj ET Q q 0 0 0 rg BT 538.64 122.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 110.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.08 110.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.08 110.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.08 110.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.08 110.10 Td ( ) Tj ET Q q 0 0 0 rg BT 155.58 110.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.52 110.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.52 110.10 Td (, ) Tj ET Q q 0 0 0 rg BT 197.52 110.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 245.18 110.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 89.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 89.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.50 89.10 Td (used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.74 89.10 Td ($59.8 ) Tj ET Q q 0 0 0 rg BT 109.16 89.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.05 89.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.47 89.10 Td ($50.7 ) Tj ET Q q 0 0 0 rg BT 166.89 89.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.78 89.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.70 89.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.06 89.10 Td ($50.4 ) Tj ET Q q 0 0 0 rg BT 238.48 89.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.37 89.10 Td ( ) Tj ET Q q 0 0 0 rg BT 269.29 89.10 Td (to ) Tj ET Q q 0 0 0 rg BT 278.99 89.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 324.21 89.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 358.91 89.10 Td (of ) Tj ET Q q 0 0 0 rg BT 369.16 89.10 Td (our ) Tj ET Q q 0 0 0 rg BT 384.41 89.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 410.76 89.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 443.22 89.10 Td (term ) Tj ET Q q 0 0 0 rg BT 463.46 89.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 482.60 89.10 Td (and ) Tj ET Q q 0 0 0 rg BT 498.96 89.10 Td (make ) Tj ET Q q 0 0 0 rg BT 522.53 89.10 Td (scheduled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 77.10 Td (repayments ) Tj ET Q q 0 0 0 rg BT 98.41 77.10 Td (of ) Tj ET Q q 0 0 0 rg BT 109.55 77.10 Td (our ) Tj ET Q q 0 0 0 rg BT 125.70 77.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 152.95 77.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 186.30 77.10 Td (term ) Tj ET Q q 0 0 0 rg BT 207.44 77.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 227.47 77.10 Td (for ) Tj ET Q q 0 0 0 rg BT 241.94 77.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.97 77.10 Td (years ) Tj ET Q q 0 0 0 rg BT 280.89 77.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.58 77.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 366.48 77.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.48 77.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.79 77.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.79 77.10 Td ( ) Tj ET Q q 0 0 0 rg BT 414.60 77.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.86 77.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.86 77.10 Td (, ) Tj ET Q q 0 0 0 rg BT 457.17 77.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 504.83 77.10 Td (. ) Tj ET Q q 0 0 0 rg BT 510.15 77.10 Td ( ) Tj ET Q q 0 0 0 rg BT 512.76 77.10 Td (W) Tj ET Q q 0 0 0 rg BT 521.39 77.10 Td (e ) Tj ET Q q 0 0 0 rg BT 528.65 77.10 Td (received ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 65.10 Td (proceeds ) Tj ET Q q 0 0 0 rg BT 87.29 65.10 Td (from ) Tj ET Q q 0 0 0 rg BT 108.99 65.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 132.35 65.10 Td (option ) Tj ET Q q 0 0 0 rg BT 160.16 65.10 Td (exercises ) Tj ET Q q 0 0 0 rg BT 199.06 65.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.65 65.10 Td ($2.4 ) Tj ET Q q 0 0 0 rg BT 229.40 65.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.29 65.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.05 65.10 Td ($9.6 ) Tj ET Q q 0 0 0 rg BT 282.80 65.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.69 65.10 Td ( ) Tj ET Q q 0 0 0 rg BT 313.95 65.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.64 65.10 Td ($1.4 ) Tj ET Q q 0 0 0 rg BT 350.40 65.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.29 65.10 Td ( ) Tj ET Q q 0 0 0 rg BT 381.54 65.10 Td (for ) Tj ET Q q 0 0 0 rg BT 395.46 65.10 Td (the ) Tj ET Q q 0 0 0 rg BT 409.93 65.10 Td (years ) Tj ET Q q 0 0 0 rg BT 433.28 65.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.42 65.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 517.75 65.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.75 65.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.51 65.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 53.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.90 53.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.90 53.10 Td (, ) Tj ET Q q 0 0 0 rg BT 92.36 53.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 140.02 53.10 Td (. ) Tj ET Q q 0 0 0 rg BT 145.48 53.10 Td ( ) Tj ET Q q 0 0 0 rg BT 148.44 53.10 Td (During ) Tj ET Q q 0 0 0 rg BT 179.72 53.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 205.18 53.10 Td (we ) Tj ET Q q 0 0 0 rg BT 219.80 53.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 266.62 53.10 Td (an ) Tj ET Q q 0 0 0 rg BT 279.02 53.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 308.08 53.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 323.25 53.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 353.98 53.10 Td (on ) Tj ET Q q 0 0 0 rg BT 366.94 53.10 Td (the ) Tj ET Q q 0 0 0 rg BT 382.11 53.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 417.83 53.10 Td (of ) Tj ET Q q 0 0 0 rg BT 429.11 53.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 453.18 53.10 Td (options ) Tj ET Q q 0 0 0 rg BT 485.59 53.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.88 53.10 Td ($4.8 ) Tj ET Q q 0 0 0 rg BT 517.34 53.10 Td (million ) Tj ET Q q 0 0 0 rg BT 549.19 53.10 Td (\(no ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 41.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 101.08 41.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 137.13 41.10 Td (in ) Tj ET Q q 0 0 0 rg BT 147.08 41.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 169.24 41.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.85 41.10 Td (2015\). ) Tj ET Q q 0 0 0 rg BT 213.84 41.10 Td ( ) Tj ET Q q 0 0 0 rg BT 215.85 41.10 Td (W) Tj ET Q q 0 0 0 rg BT 224.49 41.10 Td (e ) Tj ET Q q 0 0 0 rg BT 231.09 41.10 Td (also ) Tj ET Q q 0 0 0 rg BT 249.36 41.10 Td (used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.86 41.10 Td ($39.0 ) Tj ET Q q 0 0 0 rg BT 294.52 41.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.41 41.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.08 41.10 Td ($37.7 ) Tj ET Q q 0 0 0 rg BT 352.74 41.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.63 41.10 Td ( ) Tj ET Q q 0 0 0 rg BT 383.80 41.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.40 41.10 Td ($58.9 ) Tj ET Q q 0 0 0 rg BT 425.06 41.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.96 41.10 Td ( ) Tj ET Q q 0 0 0 rg BT 456.12 41.10 Td (to ) Tj ET Q q 0 0 0 rg BT 466.06 41.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 511.53 41.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 538.69 41.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.18 41.10 Td (our ) Tj ET Q endstream endobj 111 0 obj <>] /Rotate 0 /Contents 112 0 R>> endobj 112 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (common ) Tj ET Q q 0 0 0 rg BT 86.16 731.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 108.93 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 122.26 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 136.14 731.10 Td (years ) Tj ET Q q 0 0 0 rg BT 158.90 731.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.45 731.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 242.20 731.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.20 731.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.36 731.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.36 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 288.03 731.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.13 731.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.13 731.10 Td (, ) Tj ET Q q 0 0 0 rg BT 328.29 731.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 375.96 731.10 Td (. ) Tj ET Q q 0 0 0 rg BT 380.12 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 381.42 731.10 Td (Also, ) Tj ET Q q 0 0 0 rg BT 404.47 731.10 Td (we ) Tj ET Q q 0 0 0 rg BT 417.80 731.10 Td (distributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.24 731.10 Td ($2.8 ) Tj ET Q q 0 0 0 rg BT 481.40 731.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.29 731.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.46 731.10 Td ($2.6 ) Tj ET Q q 0 0 0 rg BT 533.62 731.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.76 719.10 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 87.07 719.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.96 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 118.78 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 129.38 719.10 Td (non-controlling ) Tj ET Q q 0 0 0 rg BT 194.41 719.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 230.55 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 245.03 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 260.06 719.10 Td (years ) Tj ET Q q 0 0 0 rg BT 283.98 719.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.67 719.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 369.57 719.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.57 719.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.89 719.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.89 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 417.71 719.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.96 719.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.96 719.10 Td (, ) Tj ET Q q 0 0 0 rg BT 460.28 719.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 507.94 719.10 Td (. ) Tj ET Q q 0 0 0 rg BT 513.26 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 516.08 719.10 Td (In ) Tj ET Q q 0 0 0 rg BT 527.22 719.10 Td (addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (during ) Tj ET Q q 0 0 0 rg BT 77.38 707.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 101.65 707.10 Td (we ) Tj ET Q q 0 0 0 rg BT 115.08 707.10 Td (made ) Tj ET Q q 0 0 0 rg BT 138.51 707.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 178.61 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.71 707.10 Td ($1.2 ) Tj ET Q q 0 0 0 rg BT 207.98 707.10 Td (million ) Tj ET Q q 0 0 0 rg BT 238.64 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.19 707.10 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 276.07 707.10 Td (employee ) Tj ET Q q 0 0 0 rg BT 316.72 707.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 330.70 707.10 Td (withholding ) Tj ET Q q 0 0 0 rg BT 380.81 707.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 427.03 707.10 Td (on ) Tj ET Q q 0 0 0 rg BT 438.80 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 452.79 707.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 488.43 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 498.54 707.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 537.51 707.10 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (\(no ) Tj ET Q q 0 0 0 rg BT 65.02 695.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 116.63 695.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 152.70 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 162.67 695.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 184.86 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 201.49 695.10 Td (2015\). ) Tj ET Q q 0 0 0 rg BT 229.51 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 231.54 695.10 Td (These ) Tj ET Q q 0 0 0 rg BT 257.60 695.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 298.12 695.10 Td (were ) Tj ET Q q 0 0 0 rg BT 319.73 695.10 Td (made ) Tj ET Q q 0 0 0 rg BT 343.58 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 353.55 695.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 367.95 695.10 Td (authorities, ) Tj ET Q q 0 0 0 rg BT 414.85 695.10 Td (at ) Tj ET Q q 0 0 0 rg BT 424.26 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 438.66 695.10 Td (employees) Tj ET Q q 0 0 0 rg BT 484.02 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 486.20 695.10 Td (direction, ) Tj ET Q q 0 0 0 rg BT 526.44 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 536.40 695.10 Td (satisfy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.22 683.10 Td (employees) Tj ET Q q 0 0 0 rg BT 109.57 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 112.07 683.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 126.79 683.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 173.73 683.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 199.54 683.10 Td (than ) Tj ET Q q 0 0 0 rg BT 219.26 683.10 Td (issuing ) Tj ET Q q 0 0 0 rg BT 250.10 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 257.04 683.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 288.43 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 299.26 683.10 Td (vested ) Tj ET Q q 0 0 0 rg BT 327.30 683.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 367.00 683.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 394.50 683.10 Td (to ) Tj ET Q q 0 0 0 rg BT 404.77 683.10 Td (employees.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (Liquidity ) Tj ET Q q 0 0 0 rg BT 92.02 662.10 Td (Requir) Tj ET Q q 0 0 0 rg BT 121.84 662.10 Td (ements ) Tj ET Q q 0 0 0 rg BT 154.33 662.10 Td (after) Tj ET Q q 0 0 0 rg BT 174.69 662.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 177.19 662.10 Td (December) Tj ET Q q 0 0 0 rg BT 220.31 662.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 237.81 662.10 Td (2017) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 641.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.66 641.10 Td (primary ) Tj ET Q q 0 0 0 rg BT 101.92 641.10 Td (future ) Tj ET Q q 0 0 0 rg BT 128.41 641.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 164.91 641.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 211.96 641.10 Td (pertain ) Tj ET Q q 0 0 0 rg BT 242.33 641.10 Td (to ) Tj ET Q q 0 0 0 rg BT 252.71 641.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 293.65 641.10 Td (related ) Tj ET Q q 0 0 0 rg BT 323.46 641.10 Td (to ) Tj ET Q q 0 0 0 rg BT 333.84 641.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 355.89 641.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 408.77 641.10 Td (distributions ) Tj ET Q q 0 0 0 rg BT 461.38 641.10 Td (to ) Tj ET Q q 0 0 0 rg BT 471.77 641.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 506.58 641.10 Td (One ) Tj ET Q q 0 0 0 rg BT 525.85 641.10 Td (members ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 629.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 629.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 93.38 629.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 126.41 629.10 Td (term ) Tj ET Q q 0 0 0 rg BT 147.24 629.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 166.96 629.10 Td (repayments ) Tj ET Q q 0 0 0 rg BT 215.55 629.10 Td (and ) Tj ET Q q 0 0 0 rg BT 232.49 629.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 264.42 629.10 Td (expense.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 608.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.96 608.10 Td (July ) Tj ET Q q 0 0 0 rg BT 82.86 608.10 Td (17, ) Tj ET Q q 0 0 0 rg BT 97.60 608.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 122.33 608.10 Td (we ) Tj ET Q q 0 0 0 rg BT 136.23 608.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 172.89 608.10 Td (CastleLine. ) Tj ET Q q 0 0 0 rg BT 220.94 608.10 Td ( ) Tj ET Q q 0 0 0 rg BT 222.69 608.10 Td (A) Tj ET Q q 0 0 0 rg BT 229.35 608.10 Td ( ) Tj ET Q q 0 0 0 rg BT 231.59 608.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 262.71 608.10 Td (of ) Tj ET Q q 0 0 0 rg BT 273.28 608.10 Td (the ) Tj ET Q q 0 0 0 rg BT 287.73 608.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 325.50 608.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 381.61 608.10 Td (totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.40 608.10 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 439.13 608.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.02 608.10 Td ( ) Tj ET Q q 0 0 0 rg BT 470.26 608.10 Td (is ) Tj ET Q q 0 0 0 rg BT 479.16 608.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 512.49 608.10 Td (to ) Tj ET Q q 0 0 0 rg BT 522.51 608.10 Td (the ) Tj ET Q q 0 0 0 rg BT 536.96 608.10 Td (sellers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 596.10 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.24 596.10 Td (four ) Tj ET Q q 0 0 0 rg BT 89.87 596.10 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.97 596.10 Td ( ) Tj ET Q q 0 0 0 rg BT 113.94 596.10 Td (from ) Tj ET Q q 0 0 0 rg BT 136.35 596.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.54 596.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 198.39 596.10 Td (date, ) Tj ET Q q 0 0 0 rg BT 220.52 596.10 Td (including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.26 596.10 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 281.73 596.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.63 596.10 Td ( ) Tj ET Q q 0 0 0 rg BT 313.60 596.10 Td (to ) Tj ET Q q 0 0 0 rg BT 324.35 596.10 Td (be ) Tj ET Q q 0 0 0 rg BT 336.76 596.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 356.94 596.10 Td (to ) Tj ET Q q 0 0 0 rg BT 367.69 596.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 397.87 596.10 Td (of ) Tj ET Q q 0 0 0 rg BT 409.17 596.10 Td (the ) Tj ET Q q 0 0 0 rg BT 424.36 596.10 Td (sellers ) Tj ET Q q 0 0 0 rg BT 452.87 596.10 Td (that ) Tj ET Q q 0 0 0 rg BT 470.84 596.10 Td (is ) Tj ET Q q 0 0 0 rg BT 480.48 596.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 525.66 596.10 Td (on ) Tj ET Q q 0 0 0 rg BT 538.64 596.10 Td (future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 584.10 Td (employment. ) Tj ET Q q 0 0 0 rg BT 104.58 584.10 Td ( ) Tj ET Q q 0 0 0 rg BT 106.60 584.10 Td (As ) Tj ET Q q 0 0 0 rg BT 120.31 584.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.23 584.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 189.91 584.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.91 584.10 Td (, ) Tj ET Q q 0 0 0 rg BT 215.00 584.10 Td (we ) Tj ET Q q 0 0 0 rg BT 229.25 584.10 Td (have ) Tj ET Q q 0 0 0 rg BT 250.72 584.10 Td (paid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.53 584.10 Td ($8.9 ) Tj ET Q q 0 0 0 rg BT 290.63 584.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.52 584.10 Td ( ) Tj ET Q q 0 0 0 rg BT 322.11 584.10 Td (of ) Tj ET Q q 0 0 0 rg BT 333.03 584.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.84 584.10 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 372.94 584.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.83 584.10 Td ( ) Tj ET Q q 0 0 0 rg BT 404.42 584.10 Td (that ) Tj ET Q q 0 0 0 rg BT 422.01 584.10 Td (is ) Tj ET Q q 0 0 0 rg BT 431.27 584.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 464.96 584.10 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.32 584.10 Td (four ) Tj ET Q q 0 0 0 rg BT 504.57 584.10 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.67 584.10 Td ( ) Tj ET Q q 0 0 0 rg BT 528.26 584.10 Td (from ) Tj ET Q q 0 0 0 rg BT 550.29 584.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 572.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 95.88 572.10 Td (date ) Tj ET Q q 0 0 0 rg BT 115.04 572.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.98 572.10 Td ($2.1 ) Tj ET Q q 0 0 0 rg BT 151.98 572.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.87 572.10 Td ( ) Tj ET Q q 0 0 0 rg BT 183.37 572.10 Td (of ) Tj ET Q q 0 0 0 rg BT 194.20 572.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.91 572.10 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 228.91 572.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.81 572.10 Td ( ) Tj ET Q q 0 0 0 rg BT 260.31 572.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 298.34 572.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 354.71 572.10 Td (that ) Tj ET Q q 0 0 0 rg BT 372.21 572.10 Td (is ) Tj ET Q q 0 0 0 rg BT 381.38 572.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 426.09 572.10 Td (on ) Tj ET Q q 0 0 0 rg BT 438.59 572.10 Td (future ) Tj ET Q q 0 0 0 rg BT 464.97 572.10 Td (employment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 551.10 Td (During ) Tj ET Q q 0 0 0 rg BT 80.75 551.10 Td (the ) Tj ET Q q 0 0 0 rg BT 95.89 551.10 Td (next ) Tj ET Q q 0 0 0 rg BT 116.02 551.10 Td (12 ) Tj ET Q q 0 0 0 rg BT 128.94 551.10 Td (months, ) Tj ET Q q 0 0 0 rg BT 163.81 551.10 Td (we ) Tj ET Q q 0 0 0 rg BT 178.39 551.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 207.41 551.10 Td (to ) Tj ET Q q 0 0 0 rg BT 218.10 551.10 Td (distribute ) Tj ET Q q 0 0 0 rg BT 258.80 551.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.48 551.10 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 339.90 551.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.79 551.10 Td ( ) Tj ET Q q 0 0 0 rg BT 371.71 551.10 Td (to ) Tj ET Q q 0 0 0 rg BT 382.41 551.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.54 551.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 432.67 551.10 Td (One ) Tj ET Q q 0 0 0 rg BT 452.25 551.10 Td (members ) Tj ET Q q 0 0 0 rg BT 491.82 551.10 Td (representing ) Tj ET Q q 0 0 0 rg BT 544.17 551.10 Td (non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 539.10 Td (controlling ) Tj ET Q q 0 0 0 rg BT 95.43 539.10 Td (interests, ) Tj ET Q q 0 0 0 rg BT 133.31 539.10 Td (make ) Tj ET Q q 0 0 0 rg BT 157.01 539.10 Td (mandatory ) Tj ET Q q 0 0 0 rg BT 201.83 539.10 Td (repayments ) Tj ET Q q 0 0 0 rg BT 249.97 539.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.35 539.10 Td ($5.9 ) Tj ET Q q 0 0 0 rg BT 279.91 539.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.80 539.10 Td ( ) Tj ET Q q 0 0 0 rg BT 310.85 539.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.23 539.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.50 539.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 361.99 539.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 394.57 539.10 Td (term ) Tj ET Q q 0 0 0 rg BT 414.95 539.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 434.22 539.10 Td (and ) Tj ET Q q 0 0 0 rg BT 450.71 539.10 Td (pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.20 539.10 Td ($19.9 ) Tj ET Q q 0 0 0 rg BT 491.75 539.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.64 539.10 Td ( ) Tj ET Q q 0 0 0 rg BT 522.69 539.10 Td (of ) Tj ET Q q 0 0 0 rg BT 533.07 539.10 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 527.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 84.21 527.10 Td (under ) Tj ET Q q 0 0 0 rg BT 109.48 527.10 Td (the ) Tj ET Q q 0 0 0 rg BT 124.19 527.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 151.13 527.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 184.17 527.10 Td (term ) Tj ET Q q 0 0 0 rg BT 204.99 527.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 224.71 527.10 Td (agreement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 506.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 506.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.99 506.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 96.27 506.10 Td (that ) Tj ET Q q 0 0 0 rg BT 113.68 506.10 Td (our ) Tj ET Q q 0 0 0 rg BT 129.42 506.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 163.50 506.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 183.68 506.10 Td (and ) Tj ET Q q 0 0 0 rg BT 200.53 506.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 220.71 506.10 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 268.67 506.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 305.50 506.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.35 506.10 Td (our ) Tj ET Q q 0 0 0 rg BT 338.09 506.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 384.37 506.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 404.55 506.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 429.19 506.10 Td (from ) Tj ET Q q 0 0 0 rg BT 451.04 506.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 495.11 506.10 Td (will ) Tj ET Q q 0 0 0 rg BT 513.07 506.10 Td (be ) Tj ET Q q 0 0 0 rg BT 524.92 506.10 Td (suf) Tj ET Q q 0 0 0 rg BT 536.97 506.10 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.99 494.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 82.13 494.10 Td (our ) Tj ET Q q 0 0 0 rg BT 98.16 494.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 134.76 494.10 Td (needs, ) Tj ET Q q 0 0 0 rg BT 162.74 494.10 Td (including ) Tj ET Q q 0 0 0 rg BT 203.22 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.71 494.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 234.74 494.10 Td (additions ) Tj ET Q q 0 0 0 rg BT 274.12 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 284.60 494.10 Td (premises ) Tj ET Q q 0 0 0 rg BT 322.86 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 340.00 494.10 Td (equipment ) Tj ET Q q 0 0 0 rg BT 384.92 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 402.07 494.10 Td (required ) Tj ET Q q 0 0 0 rg BT 438.09 494.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 458.02 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 475.16 494.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 507.30 494.10 Td (payments, ) Tj ET Q q 0 0 0 rg BT 550.84 494.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.22 482.10 Td (next ) Tj ET Q q 0 0 0 rg BT 83.93 482.10 Td (12 ) Tj ET Q q 0 0 0 rg BT 96.43 482.10 Td (months.) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 49.5 459.53505859375 m 524.7685546875 459.53505859375 l s q 0 0 0 rg BT 49.50 461.10 Td (CRITICAL) Tj ET Q q 0 0 0 rg BT 98.96 461.10 Td ( ) Tj ET Q q 0 0 0 rg BT 100.91 461.10 Td (ACCOUNTING ) Tj ET Q q 0 0 0 rg BT 172.85 461.10 Td (POLICIES, ) Tj ET Q q 0 0 0 rg BT 225.65 461.10 Td (ESTIMA) Tj ET Q q 0 0 0 rg BT 264.36 461.10 Td (TES ) Tj ET Q q 0 0 0 rg BT 285.21 461.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 309.37 461.10 Td (RECENT) Tj ET Q q 0 0 0 rg BT 350.87 461.10 Td ( ) Tj ET Q q 0 0 0 rg BT 352.82 461.10 Td (ACCOUNTING ) Tj ET Q q 0 0 0 rg BT 424.76 461.10 Td (PRONOUNCEMENTS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 440.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 440.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.68 440.10 Td (prepare ) Tj ET Q q 0 0 0 rg BT 96.76 440.10 Td (our ) Tj ET Q q 0 0 0 rg BT 112.19 440.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 164.84 440.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 201.92 440.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 246.24 440.10 Td (in ) Tj ET Q q 0 0 0 rg BT 256.12 440.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 303.18 440.10 Td (with ) Tj ET Q q 0 0 0 rg BT 323.07 440.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 349.18 440.10 Td (. ) Tj ET Q q 0 0 0 rg BT 353.79 440.10 Td ( ) Tj ET Q q 0 0 0 rg BT 355.89 440.10 Td (In ) Tj ET Q q 0 0 0 rg BT 366.32 440.10 Td (applying ) Tj ET Q q 0 0 0 rg BT 403.42 440.10 Td (many ) Tj ET Q q 0 0 0 rg BT 427.74 440.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.18 440.10 Td (these ) Tj ET Q q 0 0 0 rg BT 460.83 440.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 506.80 440.10 Td (principles, ) Tj ET Q q 0 0 0 rg BT 550.84 440.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 428.10 Td (need ) Tj ET Q q 0 0 0 rg BT 71.11 428.10 Td (to ) Tj ET Q q 0 0 0 rg BT 81.61 428.10 Td (make ) Tj ET Q q 0 0 0 rg BT 106.00 428.10 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 160.67 428.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 200.61 428.10 Td (and ) Tj ET Q q 0 0 0 rg BT 217.78 428.10 Td (judgments ) Tj ET Q q 0 0 0 rg BT 262.17 428.10 Td (that ) Tj ET Q q 0 0 0 rg BT 279.90 428.10 Td (af) Tj ET Q q 0 0 0 rg BT 287.49 428.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 305.20 428.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.14 428.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 356.19 428.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 392.80 428.10 Td (of ) Tj ET Q q 0 0 0 rg BT 403.86 428.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 432.42 428.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 474.87 428.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 509.24 428.10 Td (and ) Tj ET Q q 0 0 0 rg BT 526.41 428.10 Td (expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 416.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.19 416.10 Td (our ) Tj ET Q q 0 0 0 rg BT 76.42 416.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 129.87 416.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 167.76 416.10 Td (statements. ) Tj ET Q q 0 0 0 rg BT 215.38 416.10 Td ( ) Tj ET Q q 0 0 0 rg BT 218.08 416.10 Td (W) Tj ET Q q 0 0 0 rg BT 226.72 416.10 Td (e ) Tj ET Q q 0 0 0 rg BT 234.06 416.10 Td (base ) Tj ET Q q 0 0 0 rg BT 254.74 416.10 Td (our ) Tj ET Q q 0 0 0 rg BT 270.98 416.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 311.10 416.10 Td (and ) Tj ET Q q 0 0 0 rg BT 328.44 416.10 Td (judgments ) Tj ET Q q 0 0 0 rg BT 373.02 416.10 Td (on ) Tj ET Q q 0 0 0 rg BT 385.92 416.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 426.04 416.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 472.25 416.10 Td (and ) Tj ET Q q 0 0 0 rg BT 489.60 416.10 Td (other ) Tj ET Q q 0 0 0 rg BT 513.05 416.10 Td (assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 404.10 Td (that ) Tj ET Q q 0 0 0 rg BT 65.94 404.10 Td (we ) Tj ET Q q 0 0 0 rg BT 79.04 404.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 109.36 404.10 Td (are ) Tj ET Q q 0 0 0 rg BT 123.01 404.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 167.20 404.10 Td (under ) Tj ET Q q 0 0 0 rg BT 191.41 404.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.07 404.10 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 265.66 404.10 Td ( ) Tj ET Q q 0 0 0 rg BT 267.00 404.10 Td (These ) Tj ET Q q 0 0 0 rg BT 292.32 404.10 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 345.71 404.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 384.36 404.10 Td (and ) Tj ET Q q 0 0 0 rg BT 400.24 404.10 Td (judgments, ) Tj ET Q q 0 0 0 rg BT 445.85 404.10 Td (however) Tj ET Q q 0 0 0 rg BT 479.88 404.10 Td (, ) Tj ET Q q 0 0 0 rg BT 483.82 404.10 Td (are ) Tj ET Q q 0 0 0 rg BT 497.47 404.10 Td (often ) Tj ET Q q 0 0 0 rg BT 519.46 404.10 Td (subjective. ) Tj ET Q q 0 0 0 rg BT 565.00 404.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 392.10 Td (Actual ) Tj ET Q q 0 0 0 rg BT 78.78 392.10 Td (results ) Tj ET Q q 0 0 0 rg BT 107.51 392.10 Td (may ) Tj ET Q q 0 0 0 rg BT 127.34 392.10 Td (be ) Tj ET Q q 0 0 0 rg BT 139.40 392.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 183.67 392.10 Td (af) Tj ET Q q 0 0 0 rg BT 191.26 392.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 218.31 392.10 Td (based ) Tj ET Q q 0 0 0 rg BT 243.70 392.10 Td (on ) Tj ET Q q 0 0 0 rg BT 256.32 392.10 Td (changing ) Tj ET Q q 0 0 0 rg BT 295.59 392.10 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 357.36 392.10 Td ( ) Tj ET Q q 0 0 0 rg BT 359.98 392.10 Td (If ) Tj ET Q q 0 0 0 rg BT 369.26 392.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 395.75 392.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 432.26 392.10 Td (are ) Tj ET Q q 0 0 0 rg BT 447.09 392.10 Td (ultimately ) Tj ET Q q 0 0 0 rg BT 490.26 392.10 Td (dif) Tj ET Q q 0 0 0 rg BT 501.18 392.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 527.12 392.10 Td (from ) Tj ET Q q 0 0 0 rg BT 549.18 392.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 380.10 Td (estimates, ) Tj ET Q q 0 0 0 rg BT 91.71 380.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.43 380.10 Td (revisions ) Tj ET Q q 0 0 0 rg BT 145.04 380.10 Td (are ) Tj ET Q q 0 0 0 rg BT 159.74 380.10 Td (included ) Tj ET Q q 0 0 0 rg BT 196.68 380.10 Td (in ) Tj ET Q q 0 0 0 rg BT 206.96 380.10 Td (our ) Tj ET Q q 0 0 0 rg BT 222.79 380.10 Td (results ) Tj ET Q q 0 0 0 rg BT 251.39 380.10 Td (of ) Tj ET Q q 0 0 0 rg BT 262.22 380.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 306.38 380.10 Td (for ) Tj ET Q q 0 0 0 rg BT 320.54 380.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.26 380.10 Td (period ) Tj ET Q q 0 0 0 rg BT 363.30 380.10 Td (in ) Tj ET Q q 0 0 0 rg BT 373.58 380.10 Td (which ) Tj ET Q q 0 0 0 rg BT 400.52 380.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.24 380.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 441.61 380.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 478.00 380.10 Td (become ) Tj ET Q q 0 0 0 rg BT 511.59 380.10 Td (known.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 359.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.36 359.10 Td (have ) Tj ET Q q 0 0 0 rg BT 87.02 359.10 Td (identified ) Tj ET Q q 0 0 0 rg BT 128.12 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 143.12 359.10 Td (critical ) Tj ET Q q 0 0 0 rg BT 173.67 359.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 220.32 359.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 254.21 359.10 Td (and ) Tj ET Q q 0 0 0 rg BT 271.43 359.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 311.42 359.10 Td (addressed ) Tj ET Q q 0 0 0 rg BT 353.64 359.10 Td (below) Tj ET Q q 0 0 0 rg BT 377.42 359.10 Td (. ) Tj ET Q q 0 0 0 rg BT 382.71 359.10 Td ( ) Tj ET Q q 0 0 0 rg BT 385.29 359.10 Td (W) Tj ET Q q 0 0 0 rg BT 393.93 359.10 Td (e ) Tj ET Q q 0 0 0 rg BT 401.15 359.10 Td (also ) Tj ET Q q 0 0 0 rg BT 420.04 359.10 Td (have ) Tj ET Q q 0 0 0 rg BT 441.70 359.10 Td (other ) Tj ET Q q 0 0 0 rg BT 465.03 359.10 Td (key ) Tj ET Q q 0 0 0 rg BT 482.25 359.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 528.91 359.10 Td (policies, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.10 Td (which ) Tj ET Q q 0 0 0 rg BT 76.70 347.10 Td (involve ) Tj ET Q q 0 0 0 rg BT 109.46 347.10 Td (the ) Tj ET Q q 0 0 0 rg BT 124.45 347.10 Td (use ) Tj ET Q q 0 0 0 rg BT 140.54 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.64 347.10 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 206.35 347.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 246.33 347.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.53 347.10 Td (judgments ) Tj ET Q q 0 0 0 rg BT 307.96 347.10 Td (that ) Tj ET Q q 0 0 0 rg BT 325.72 347.10 Td (are ) Tj ET Q q 0 0 0 rg BT 340.69 347.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 385.67 347.10 Td (to ) Tj ET Q q 0 0 0 rg BT 396.21 347.10 Td (understanding ) Tj ET Q q 0 0 0 rg BT 455.63 347.10 Td (our ) Tj ET Q q 0 0 0 rg BT 471.73 347.10 Td (results. ) Tj ET Q q 0 0 0 rg BT 503.10 347.10 Td ( ) Tj ET Q q 0 0 0 rg BT 505.87 347.10 Td (For ) Tj ET Q q 0 0 0 rg BT 522.52 347.10 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 335.10 Td (information, ) Tj ET Q q 0 0 0 rg BT 100.56 335.10 Td (see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.68 335.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 135.46 335.10 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.46 335.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.81 335.10 Td (to ) Tj ET Q q 0 0 0 rg BT 150.94 335.10 Td (the ) Tj ET Q q 0 0 0 rg BT 164.50 335.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 216.39 335.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 252.72 335.10 Td (statements. ) Tj ET Q q 0 0 0 rg BT 298.78 335.10 Td ( ) Tj ET Q q 0 0 0 rg BT 299.83 335.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 338.95 335.10 Td (we ) Tj ET Q q 0 0 0 rg BT 351.96 335.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 382.18 335.10 Td (that ) Tj ET Q q 0 0 0 rg BT 398.52 335.10 Td (our ) Tj ET Q q 0 0 0 rg BT 413.20 335.10 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 466.50 335.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 505.06 335.10 Td (and ) Tj ET Q q 0 0 0 rg BT 520.84 335.10 Td (judgments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 323.10 Td (are ) Tj ET Q q 0 0 0 rg BT 64.19 323.10 Td (reasonable, ) Tj ET Q q 0 0 0 rg BT 111.93 323.10 Td (they ) Tj ET Q q 0 0 0 rg BT 131.63 323.10 Td (are ) Tj ET Q q 0 0 0 rg BT 146.33 323.10 Td (based ) Tj ET Q q 0 0 0 rg BT 171.58 323.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 194.07 323.10 Td (information ) Tj ET Q q 0 0 0 rg BT 243.76 323.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 282.90 323.10 Td (available. ) Tj ET Q q 0 0 0 rg BT 323.98 323.10 Td ( ) Tj ET Q q 0 0 0 rg BT 325.91 323.10 Td (Actual ) Tj ET Q q 0 0 0 rg BT 355.06 323.10 Td (results ) Tj ET Q q 0 0 0 rg BT 383.65 323.10 Td (may ) Tj ET Q q 0 0 0 rg BT 403.35 323.10 Td (dif) Tj ET Q q 0 0 0 rg BT 414.28 323.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 427.86 323.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 480.34 323.10 Td (from ) Tj ET Q q 0 0 0 rg BT 502.26 323.10 Td (these ) Tj ET Q q 0 0 0 rg BT 525.29 323.10 Td (estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 311.10 Td (under ) Tj ET Q q 0 0 0 rg BT 74.77 311.10 Td (dif) Tj ET Q q 0 0 0 rg BT 85.70 311.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 111.51 311.10 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 165.96 311.10 Td (judgments ) Tj ET Q q 0 0 0 rg BT 210.13 311.10 Td (or ) Tj ET Q q 0 0 0 rg BT 220.96 311.10 Td (conditions.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 290.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 88.66 290.10 Td (Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 269.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 269.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.61 269.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 105.52 269.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 139.20 269.10 Td (from ) Tj ET Q q 0 0 0 rg BT 160.68 269.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.93 269.10 Td (services ) Tj ET Q q 0 0 0 rg BT 209.18 269.10 Td (we ) Tj ET Q q 0 0 0 rg BT 222.88 269.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 255.46 269.10 Td (in ) Tj ET Q q 0 0 0 rg BT 265.28 269.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 312.28 269.10 Td (with ) Tj ET Q q 0 0 0 rg BT 331.65 269.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 352.99 269.10 Td (T) Tj ET Q q 0 0 0 rg BT 358.40 269.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 377.66 269.10 Td (605, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 397.19 269.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 433.09 269.10 Td (Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.42 269.10 Td ( ) Tj ET Q q 0 0 0 rg BT 483.45 269.10 Td (\(ASC ) Tj ET Q q 0 0 0 rg BT 512.57 269.10 Td (T) Tj ET Q q 0 0 0 rg BT 517.98 269.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 537.23 269.10 Td (605\). ) Tj ET Q q 0 0 0 rg BT 565.00 269.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 257.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 71.76 257.10 Td (T) Tj ET Q q 0 0 0 rg BT 77.17 257.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 97.42 257.10 Td (605 ) Tj ET Q q 0 0 0 rg BT 115.44 257.10 Td (sets ) Tj ET Q q 0 0 0 rg BT 133.47 257.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 155.94 257.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 195.06 257.10 Td (as ) Tj ET Q q 0 0 0 rg BT 206.42 257.10 Td (to ) Tj ET Q q 0 0 0 rg BT 217.22 257.10 Td (when ) Tj ET Q q 0 0 0 rg BT 241.91 257.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 276.58 257.10 Td (is ) Tj ET Q q 0 0 0 rg BT 286.28 257.10 Td (realized ) Tj ET Q q 0 0 0 rg BT 320.95 257.10 Td (or ) Tj ET Q q 0 0 0 rg BT 332.30 257.10 Td (realizable ) Tj ET Q q 0 0 0 rg BT 374.19 257.10 Td (and ) Tj ET Q q 0 0 0 rg BT 391.65 257.10 Td (earned, ) Tj ET Q q 0 0 0 rg BT 423.83 257.10 Td (which ) Tj ET Q q 0 0 0 rg BT 451.29 257.10 Td (is ) Tj ET Q q 0 0 0 rg BT 460.99 257.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 501.22 257.10 Td (when ) Tj ET Q q 0 0 0 rg BT 525.91 257.10 Td (all ) Tj ET Q q 0 0 0 rg BT 538.93 257.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.29 257.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 245.10 Td (following ) Tj ET Q q 0 0 0 rg BT 91.84 245.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 123.60 245.10 Td (are ) Tj ET Q q 0 0 0 rg BT 139.26 245.10 Td (met: ) Tj ET Q q 0 0 0 rg BT 160.48 245.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 175.59 245.10 Td (persuasive ) Tj ET Q q 0 0 0 rg BT 221.25 245.10 Td (evidence ) Tj ET Q q 0 0 0 rg BT 260.24 245.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.02 245.10 Td (an ) Tj ET Q q 0 0 0 rg BT 284.91 245.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 338.33 245.10 Td (exists; ) Tj ET Q q 0 0 0 rg BT 367.34 245.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 382.45 245.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 418.66 245.10 Td (has ) Tj ET Q q 0 0 0 rg BT 435.44 245.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 473.87 245.10 Td (or ) Tj ET Q q 0 0 0 rg BT 485.65 245.10 Td (services ) Tj ET Q q 0 0 0 rg BT 521.31 245.10 Td (have ) Tj ET Q q 0 0 0 rg BT 543.64 245.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 233.10 Td (performed; ) Tj ET Q q 0 0 0 rg BT 96.35 233.10 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 110.43 233.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.07 233.10 Td (seller) Tj ET Q q 0 0 0 rg BT 147.10 233.10 Td () Tj ET Q q 0 0 0 rg BT 149.88 233.10 Td (s ) Tj ET Q q 0 0 0 rg BT 156.19 233.10 Td (price ) Tj ET Q q 0 0 0 rg BT 178.60 233.10 Td (to ) Tj ET Q q 0 0 0 rg BT 188.80 233.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.44 233.10 Td (buyer ) Tj ET Q q 0 0 0 rg BT 228.63 233.10 Td (is ) Tj ET Q q 0 0 0 rg BT 237.73 233.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 260.70 233.10 Td (or ) Tj ET Q q 0 0 0 rg BT 271.45 233.10 Td (determinable; ) Tj ET Q q 0 0 0 rg BT 328.85 233.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.71 233.10 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 359.79 233.10 Td (collectability ) Tj ET Q q 0 0 0 rg BT 414.42 233.10 Td (is ) Tj ET Q q 0 0 0 rg BT 423.51 233.10 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 469.25 233.10 Td (assured. ) Tj ET Q q 0 0 0 rg BT 504.17 233.10 Td ( ) Tj ET Q q 0 0 0 rg BT 506.59 233.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 545.36 233.10 Td (, ) Tj ET Q q 0 0 0 rg BT 550.29 233.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 221.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 83.93 221.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 108.38 221.10 Td (for ) Tj ET Q q 0 0 0 rg BT 122.27 221.10 Td (these ) Tj ET Q q 0 0 0 rg BT 145.05 221.10 Td (services ) Tj ET Q q 0 0 0 rg BT 179.49 221.10 Td (are ) Tj ET Q q 0 0 0 rg BT 193.93 221.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 233.92 221.10 Td (short ) Tj ET Q q 0 0 0 rg BT 256.15 221.10 Td (in ) Tj ET Q q 0 0 0 rg BT 266.16 221.10 Td (duration, ) Tj ET Q q 0 0 0 rg BT 304.22 221.10 Td (and ) Tj ET Q q 0 0 0 rg BT 320.89 221.10 Td (we ) Tj ET Q q 0 0 0 rg BT 334.78 221.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 375.87 221.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 409.75 221.10 Td (as ) Tj ET Q q 0 0 0 rg BT 420.31 221.10 Td (the ) Tj ET Q q 0 0 0 rg BT 434.76 221.10 Td (services ) Tj ET Q q 0 0 0 rg BT 469.20 221.10 Td (are ) Tj ET Q q 0 0 0 rg BT 483.64 221.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 527.51 221.10 Td (either ) Tj ET Q q 0 0 0 rg BT 552.51 221.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 209.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 209.10 Td (per ) Tj ET Q q 0 0 0 rg BT 71.71 209.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 89.76 209.10 Td (or ) Tj ET Q q 0 0 0 rg BT 100.59 209.10 Td (a ) Tj ET Q q 0 0 0 rg BT 107.53 209.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 130.58 209.10 Td (price ) Tj ET Q q 0 0 0 rg BT 153.06 209.10 Td (basis. ) Tj ET Q q 0 0 0 rg BT 178.06 209.10 Td ( ) Tj ET Q q 0 0 0 rg BT 180.56 209.10 Td (Specific ) Tj ET Q q 0 0 0 rg BT 215.83 209.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 249.43 209.10 Td (for ) Tj ET Q q 0 0 0 rg BT 263.59 209.10 Td (each ) Tj ET Q q 0 0 0 rg BT 284.41 209.10 Td (of ) Tj ET Q q 0 0 0 rg BT 295.24 209.10 Td (our ) Tj ET Q q 0 0 0 rg BT 311.07 209.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 354.10 209.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 393.82 209.10 Td (are ) Tj ET Q q 0 0 0 rg BT 408.52 209.10 Td (as ) Tj ET Q q 0 0 0 rg BT 419.35 209.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 188.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 109.63 188.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 141.20 188.10 Td (segment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.97 188.10 Td (: ) Tj ET Q q 0 0 0 rg BT 179.45 188.10 Td ( ) Tj ET Q q 0 0 0 rg BT 181.94 188.10 Td (W) Tj ET Q q 0 0 0 rg BT 190.58 188.10 Td (e ) Tj ET Q q 0 0 0 rg BT 197.72 188.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 239.27 188.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 273.61 188.10 Td (for ) Tj ET Q q 0 0 0 rg BT 287.97 188.10 Td (the ) Tj ET Q q 0 0 0 rg BT 302.88 188.10 Td (majority ) Tj ET Q q 0 0 0 rg BT 339.45 188.10 Td (of ) Tj ET Q q 0 0 0 rg BT 350.48 188.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.39 188.10 Td (services ) Tj ET Q q 0 0 0 rg BT 400.29 188.10 Td (we ) Tj ET Q q 0 0 0 rg BT 414.65 188.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 447.89 188.10 Td (when ) Tj ET Q q 0 0 0 rg BT 472.24 188.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.15 188.10 Td (services ) Tj ET Q q 0 0 0 rg BT 522.05 188.10 Td (have ) Tj ET Q q 0 0 0 rg BT 543.62 188.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 176.10 Td (performed. ) Tj ET Q q 0 0 0 rg BT 114.70 176.10 Td ( ) Tj ET Q q 0 0 0 rg BT 117.75 176.10 Td (For ) Tj ET Q q 0 0 0 rg BT 134.69 176.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 164.95 176.10 Td (default ) Tj ET Q q 0 0 0 rg BT 195.76 176.10 Td (management ) Tj ET Q q 0 0 0 rg BT 249.90 176.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 287.66 176.10 Td (we ) Tj ET Q q 0 0 0 rg BT 302.37 176.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 344.29 176.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 378.98 176.10 Td (over ) Tj ET Q q 0 0 0 rg BT 399.80 176.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.07 176.10 Td (period ) Tj ET Q q 0 0 0 rg BT 443.67 176.10 Td (during ) Tj ET Q q 0 0 0 rg BT 472.83 176.10 Td (which ) Tj ET Q q 0 0 0 rg BT 500.32 176.10 Td (we ) Tj ET Q q 0 0 0 rg BT 515.03 176.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 550.29 176.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 164.10 Td (related ) Tj ET Q q 0 0 0 rg BT 97.49 164.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 134.99 164.10 Td (with ) Tj ET Q q 0 0 0 rg BT 155.56 164.10 Td (full ) Tj ET Q q 0 0 0 rg BT 172.24 164.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 220.58 164.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 243.37 164.10 Td (recording ) Tj ET Q q 0 0 0 rg BT 284.48 164.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.48 164.10 Td (related ) Tj ET Q q 0 0 0 rg BT 329.48 164.10 Td (foreclosure ) Tj ET Q q 0 0 0 rg BT 377.25 164.10 Td (deed. ) Tj ET Q q 0 0 0 rg BT 401.42 164.10 Td ( ) Tj ET Q q 0 0 0 rg BT 403.59 164.10 Td (A) Tj ET Q q 0 0 0 rg BT 410.26 164.10 Td ( ) Tj ET Q q 0 0 0 rg BT 413.05 164.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 458.06 164.10 Td (area ) Tj ET Q q 0 0 0 rg BT 477.49 164.10 Td (of ) Tj ET Q q 0 0 0 rg BT 488.62 164.10 Td (judgment ) Tj ET Q q 0 0 0 rg BT 529.18 164.10 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 152.10 Td (the ) Tj ET Q q 0 0 0 rg BT 81.95 152.10 Td (period ) Tj ET Q q 0 0 0 rg BT 109.73 152.10 Td (over ) Tj ET Q q 0 0 0 rg BT 129.73 152.10 Td (which ) Tj ET Q q 0 0 0 rg BT 156.41 152.10 Td (we ) Tj ET Q q 0 0 0 rg BT 170.30 152.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 211.40 152.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 240.83 152.10 Td (default ) Tj ET Q q 0 0 0 rg BT 270.83 152.10 Td (management ) Tj ET Q q 0 0 0 rg BT 324.15 152.10 Td (services ) Tj ET Q q 0 0 0 rg BT 358.59 152.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 394.97 152.10 Td ( ) Tj ET Q q 0 0 0 rg BT 397.21 152.10 Td (For ) Tj ET Q q 0 0 0 rg BT 413.33 152.10 Td (disbursement ) Tj ET Q q 0 0 0 rg BT 468.89 152.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 513.89 152.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 550.83 152.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 140.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 109.18 140.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 143.65 140.10 Td (over ) Tj ET Q q 0 0 0 rg BT 164.24 140.10 Td (the ) Tj ET Q q 0 0 0 rg BT 179.28 140.10 Td (period ) Tj ET Q q 0 0 0 rg BT 207.65 140.10 Td (during ) Tj ET Q q 0 0 0 rg BT 236.58 140.10 Td (which ) Tj ET Q q 0 0 0 rg BT 263.84 140.10 Td (we ) Tj ET Q q 0 0 0 rg BT 278.33 140.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 313.35 140.10 Td (the ) Tj ET Q q 0 0 0 rg BT 328.39 140.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 373.98 140.10 Td (services ) Tj ET Q q 0 0 0 rg BT 409.01 140.10 Td (with ) Tj ET Q q 0 0 0 rg BT 429.61 140.10 Td (full ) Tj ET Q q 0 0 0 rg BT 446.32 140.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 494.69 140.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 517.51 140.10 Td (completion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 128.10 Td (of ) Tj ET Q q 0 0 0 rg BT 78.47 128.10 Td (the ) Tj ET Q q 0 0 0 rg BT 93.33 128.10 Td (disbursements. ) Tj ET Q q 0 0 0 rg BT 155.69 128.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.14 128.10 Td (W) Tj ET Q q 0 0 0 rg BT 166.78 128.10 Td (e ) Tj ET Q q 0 0 0 rg BT 173.86 128.10 Td (record ) Tj ET Q q 0 0 0 rg BT 202.04 128.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 236.33 128.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 280.07 128.10 Td (with ) Tj ET Q q 0 0 0 rg BT 300.49 128.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 319.23 128.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 348.52 128.10 Td (on ) Tj ET Q q 0 0 0 rg BT 361.16 128.10 Td (real ) Tj ET Q q 0 0 0 rg BT 378.79 128.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 404.20 128.10 Td (sales, ) Tj ET Q q 0 0 0 rg BT 428.78 128.10 Td (other ) Tj ET Q q 0 0 0 rg BT 451.97 128.10 Td (than ) Tj ET Q q 0 0 0 rg BT 471.83 128.10 Td (our ) Tj ET Q q 0 0 0 rg BT 487.80 128.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 509.89 128.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.86 128.10 Td (short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 116.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 117.62 116.10 Td (in ) Tj ET Q q 0 0 0 rg BT 127.75 116.10 Td (real ) Tj ET Q q 0 0 0 rg BT 145.09 116.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 170.20 116.10 Td (\(see ) Tj ET Q q 0 0 0 rg BT 188.65 116.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 209.33 116.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 236.11 116.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 267.34 116.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 303.01 116.10 Td (below\), ) Tj ET Q q 0 0 0 rg BT 335.63 116.10 Td (on ) Tj ET Q q 0 0 0 rg BT 347.98 116.10 Td (a ) Tj ET Q q 0 0 0 rg BT 354.77 116.10 Td (net ) Tj ET Q q 0 0 0 rg BT 369.34 116.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 391.69 116.10 Td (as ) Tj ET Q q 0 0 0 rg BT 402.37 116.10 Td (we ) Tj ET Q q 0 0 0 rg BT 416.38 116.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 450.93 116.10 Td (services ) Tj ET Q q 0 0 0 rg BT 485.49 116.10 Td (as ) Tj ET Q q 0 0 0 rg BT 496.17 116.10 Td (an ) Tj ET Q q 0 0 0 rg BT 507.96 116.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 531.96 116.10 Td (without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 104.10 Td (assuming ) Tj ET Q q 0 0 0 rg BT 108.02 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 122.98 104.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 144.61 104.10 Td (and ) Tj ET Q q 0 0 0 rg BT 161.79 104.10 Td (rewards ) Tj ET Q q 0 0 0 rg BT 196.18 104.10 Td (of ) Tj ET Q q 0 0 0 rg BT 207.26 104.10 Td (ownership ) Tj ET Q q 0 0 0 rg BT 251.66 104.10 Td (of ) Tj ET Q q 0 0 0 rg BT 262.73 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 277.69 104.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 299.87 104.10 Td (and ) Tj ET Q q 0 0 0 rg BT 317.05 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 332.01 104.10 Td (commission ) Tj ET Q q 0 0 0 rg BT 383.08 104.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 412.47 104.10 Td (on ) Tj ET Q q 0 0 0 rg BT 425.21 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 440.17 104.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 458.46 104.10 Td (is ) Tj ET Q q 0 0 0 rg BT 467.87 104.10 Td (a ) Tj ET Q q 0 0 0 rg BT 475.05 104.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 498.34 104.10 Td (percentage. ) Tj ET Q q 0 0 0 rg BT 546.88 104.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.43 104.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.06 104.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 92.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 107.74 92.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 127.99 92.10 Td (our ) Tj ET Q q 0 0 0 rg BT 144.36 92.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 163.50 92.10 Td (for ) Tj ET Q q 0 0 0 rg BT 178.20 92.10 Td (collections ) Tj ET Q q 0 0 0 rg BT 224.56 92.10 Td (on ) Tj ET Q q 0 0 0 rg BT 237.60 92.10 Td (char) Tj ET Q q 0 0 0 rg BT 254.62 92.10 Td (ged-of) Tj ET Q q 0 0 0 rg BT 280.54 92.10 Td (f ) Tj ET Q q 0 0 0 rg BT 286.91 92.10 Td (mortgages ) Tj ET Q q 0 0 0 rg BT 331.60 92.10 Td (on ) Tj ET Q q 0 0 0 rg BT 344.64 92.10 Td (behalf ) Tj ET Q q 0 0 0 rg BT 372.67 92.10 Td (of ) Tj ET Q q 0 0 0 rg BT 384.04 92.10 Td (our ) Tj ET Q q 0 0 0 rg BT 400.41 92.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 429.55 92.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.03 92.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 488.93 92.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 523.62 92.10 Td (following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 80.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 109.41 80.10 Td (from ) Tj ET Q q 0 0 0 rg BT 131.33 80.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.02 80.10 Td (debtors. ) Tj ET Q q 0 0 0 rg BT 180.44 80.10 Td ( ) Tj ET Q q 0 0 0 rg BT 182.74 80.10 Td (W) Tj ET Q q 0 0 0 rg BT 191.38 80.10 Td (e ) Tj ET Q q 0 0 0 rg BT 198.30 80.10 Td (also ) Tj ET Q q 0 0 0 rg BT 216.88 80.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 236.57 80.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 255.15 80.10 Td (for ) Tj ET Q q 0 0 0 rg BT 269.29 80.10 Td 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(rewards ) Tj ET Q q 0 0 0 rg BT 271.33 68.10 Td (of ) Tj ET Q q 0 0 0 rg BT 281.84 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.23 68.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 336.16 68.10 Td (notes ) Tj ET Q q 0 0 0 rg BT 359.44 68.10 Td (are ) Tj ET Q q 0 0 0 rg BT 373.82 68.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 419.30 68.10 Td (to ) Tj ET Q q 0 0 0 rg BT 429.25 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 443.64 68.10 Td (purchasers. ) Tj ET Q q 0 0 0 rg BT 491.07 68.10 Td ( ) Tj ET Q q 0 0 0 rg BT 493.25 68.10 Td (For ) Tj ET Q q 0 0 0 rg BT 509.31 68.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 538.69 68.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.19 68.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 56.10 Td (servicer ) Tj ET Q q 0 0 0 rg BT 100.89 56.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 153.18 56.10 Td (software ) Tj ET Q q 0 0 0 rg BT 189.36 56.10 Td (services ) Tj ET Q q 0 0 0 rg BT 223.31 56.10 Td (other ) Tj ET Q q 0 0 0 rg BT 245.61 56.10 Td (than ) Tj ET Q q 0 0 0 rg BT 264.57 56.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 297.97 56.10 Td (and ) Tj ET Q q 0 0 0 rg BT 314.16 56.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 354.78 56.10 Td (Builder ) Tj ET Q q 0 0 0 rg BT 386.52 56.10 Td (software ) Tj ET Q q 0 0 0 rg BT 422.70 56.10 Td (applications ) Tj ET Q q 0 0 0 rg BT 472.77 56.10 Td (\(see ) Tj ET Q q 0 0 0 rg BT 490.61 56.10 Td (below\), ) Tj ET Q q 0 0 0 rg BT 522.63 56.10 Td (we ) Tj ET Q q 0 0 0 rg BT 536.04 56.10 Td (char) Tj ET Q q 0 0 0 rg BT 553.06 56.10 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 44.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 86.64 44.10 Td (based ) Tj ET Q q 0 0 0 rg BT 112.45 44.10 Td (on ) Tj ET Q q 0 0 0 rg BT 125.50 44.10 Td (the ) Tj ET Q q 0 0 0 rg BT 140.76 44.10 Td (number ) Tj ET Q q 0 0 0 rg BT 174.35 44.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.72 44.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 209.87 44.10 Td (on ) Tj ET Q q 0 0 0 rg BT 222.92 44.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.18 44.10 Td (system ) Tj ET Q q 0 0 0 rg BT 269.00 44.10 Td (or ) Tj ET Q q 0 0 0 rg BT 280.37 44.10 Td (on ) Tj ET Q q 0 0 0 rg BT 293.42 44.10 Td (a ) Tj ET Q q 0 0 0 rg BT 300.90 44.10 Td (per) Tj ET Q q 0 0 0 rg BT 313.47 44.10 Td (-transaction ) Tj ET Q q 0 0 0 rg BT 363.71 44.10 Td (basis. ) Tj ET Q q 0 0 0 rg BT 389.26 44.10 Td ( ) Tj ET Q q 0 0 0 rg BT 392.08 44.10 Td (W) Tj ET Q q 0 0 0 rg BT 400.72 44.10 Td (e ) Tj ET Q q 0 0 0 rg BT 408.20 44.10 Td (record ) Tj ET Q q 0 0 0 rg BT 436.78 44.10 Td (transactional ) Tj ET Q q 0 0 0 rg BT 490.91 44.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 525.60 44.10 Td (when ) Tj ET Q q 0 0 0 rg BT 550.30 44.10 Td (the ) Tj ET Q endstream endobj 113 0 obj <>] /Rotate 0 /Contents 114 0 R>> endobj 114 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 731.10 Td (service ) Tj ET Q q 0 0 0 rg BT 98.13 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 107.11 731.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 144.97 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 161.72 731.10 Td (other ) Tj ET Q q 0 0 0 rg BT 184.58 731.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 218.54 731.10 Td (monthly ) Tj ET Q q 0 0 0 rg BT 254.19 731.10 Td (based ) Tj ET Q q 0 0 0 rg BT 279.27 731.10 Td (on ) Tj ET Q q 0 0 0 rg BT 291.59 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.12 731.10 Td (number ) Tj ET Q q 0 0 0 rg BT 338.98 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 349.62 731.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 373.04 731.10 Td (processed ) Tj ET Q q 0 0 0 rg BT 414.79 731.10 Td (or ) Tj ET Q q 0 0 0 rg BT 425.43 731.10 Td (services ) Tj ET Q q 0 0 0 rg BT 459.95 731.10 Td (provided. ) Tj ET Q q 0 0 0 rg BT 500.31 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 502.62 731.10 Td (In ) Tj ET Q q 0 0 0 rg BT 513.27 731.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 550.85 731.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 719.10 Td (char) Tj ET Q q 0 0 0 rg BT 84.53 719.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 96.27 719.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 114.67 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 128.63 719.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 179.81 719.10 Td (services ) Tj ET Q q 0 0 0 rg BT 214.31 719.10 Td (engagements, ) Tj ET Q q 0 0 0 rg BT 271.32 719.10 Td (which ) Tj ET Q q 0 0 0 rg BT 298.06 719.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 328.14 719.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 367.65 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 378.28 719.10 Td (time ) Tj ET Q q 0 0 0 rg BT 398.36 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.10 719.10 Td (materials ) Tj ET Q q 0 0 0 rg BT 454.05 719.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 501.88 719.10 Td (with ) Tj ET Q q 0 0 0 rg BT 521.96 719.10 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 707.10 Td (that ) Tj ET Q q 0 0 0 rg BT 84.63 707.10 Td (are ) Tj ET Q q 0 0 0 rg BT 98.96 707.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 138.30 707.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 163.20 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 179.77 707.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 225.76 707.10 Td (as ) Tj ET Q q 0 0 0 rg BT 236.22 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 250.57 707.10 Td (hours ) Tj ET Q q 0 0 0 rg BT 274.92 707.10 Td (are ) Tj ET Q q 0 0 0 rg BT 289.26 707.10 Td (worked. ) Tj ET Q q 0 0 0 rg BT 323.88 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 326.01 707.10 Td (Reimbursable ) Tj ET Q q 0 0 0 rg BT 383.68 707.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 421.91 707.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 455.69 707.10 Td (is ) Tj ET Q q 0 0 0 rg BT 464.49 707.10 Td (included ) Tj ET Q q 0 0 0 rg BT 501.05 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 510.96 707.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 544.73 707.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 695.10 Td (an ) Tj ET Q q 0 0 0 rg BT 79.06 695.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 102.84 695.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 134.97 695.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 172.07 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.97 695.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 200.20 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 210.66 695.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 244.43 695.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 283.77 695.10 Td (related ) Tj ET Q q 0 0 0 rg BT 313.10 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 323.00 695.10 Td (our ) Tj ET Q q 0 0 0 rg BT 338.46 695.10 Td (property ) Tj ET Q q 0 0 0 rg BT 374.46 695.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 426.01 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 442.57 695.10 Td (inspection ) Tj ET Q q 0 0 0 rg BT 485.80 695.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 522.63 695.10 Td (real ) Tj ET Q q 0 0 0 rg BT 539.74 695.10 Td (estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 683.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 89.09 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 105.67 683.10 Td (our ) Tj ET Q q 0 0 0 rg BT 121.15 683.10 Td (default ) Tj ET Q q 0 0 0 rg BT 151.06 683.10 Td (management ) Tj ET Q q 0 0 0 rg BT 204.30 683.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 241.16 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 243.15 683.10 Td (These ) Tj ET Q q 0 0 0 rg BT 269.18 683.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 305.21 683.10 Td (are ) Tj ET Q q 0 0 0 rg BT 319.57 683.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 365.58 683.10 Td (on ) Tj ET Q q 0 0 0 rg BT 377.73 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 384.31 683.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 407.57 683.10 Td (basis, ) Tj ET Q q 0 0 0 rg BT 432.22 683.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 477.69 683.10 Td (because ) Tj ET Q q 0 0 0 rg BT 511.49 683.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 550.84 683.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 671.10 Td (have ) Tj ET Q q 0 0 0 rg BT 88.88 671.10 Td (complete ) Tj ET Q q 0 0 0 rg BT 128.03 671.10 Td (control ) Tj ET Q q 0 0 0 rg BT 158.85 671.10 Td (over ) Tj ET Q q 0 0 0 rg BT 179.12 671.10 Td (selection ) Tj ET Q q 0 0 0 rg BT 217.16 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.99 671.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 262.15 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 279.09 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 293.81 671.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 324.08 671.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 373.79 671.10 Td (is ) Tj ET Q q 0 0 0 rg BT 382.96 671.10 Td (with ) Tj ET Q q 0 0 0 rg BT 403.24 671.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 417.13 671.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 442.94 671.10 Td (than ) Tj ET Q q 0 0 0 rg BT 462.66 671.10 Td (with ) Tj ET Q q 0 0 0 rg BT 482.94 671.10 Td (our ) Tj ET Q q 0 0 0 rg BT 498.77 671.10 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 650.10 Td (For ) Tj ET Q q 0 0 0 rg BT 84.16 650.10 Td (Equator ) Tj ET Q q 0 0 0 rg BT 118.59 650.10 Td (software ) Tj ET Q q 0 0 0 rg BT 155.79 650.10 Td (applications, ) Tj ET Q q 0 0 0 rg BT 209.39 650.10 Td (we ) Tj ET Q q 0 0 0 rg BT 223.82 650.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 265.45 650.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 299.87 650.10 Td (from ) Tj ET Q q 0 0 0 rg BT 322.08 650.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 378.72 650.10 Td (with ) Tj ET Q q 0 0 0 rg BT 399.27 650.10 Td (multiple ) Tj ET Q q 0 0 0 rg BT 435.37 650.10 Td (deliverables ) Tj ET Q q 0 0 0 rg BT 486.45 650.10 Td (in ) Tj ET Q q 0 0 0 rg BT 497.00 650.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 544.74 650.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 638.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 89.73 638.10 Td (Subtopic ) Tj ET Q q 0 0 0 rg BT 128.06 638.10 Td (605-25, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 161.67 638.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 198.31 638.10 Td (Recognition: ) Tj ET Q q 0 0 0 rg BT 252.73 638.10 Td (Multiple-Element ) Tj ET Q q 0 0 0 rg BT 325.28 638.10 Td (Arrangements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.94 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 384.72 638.10 Td (\(ASC ) Tj ET Q q 0 0 0 rg BT 414.72 638.10 Td (605-25\), ) Tj ET Q q 0 0 0 rg BT 456.09 638.10 Td (and ) Tj ET Q q 0 0 0 rg BT 473.31 638.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 494.42 638.10 Td (Staf) Tj ET Q q 0 0 0 rg BT 510.35 638.10 Td (f ) Tj ET Q q 0 0 0 rg BT 515.84 638.10 Td (Accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 626.10 Td (Bulletin ) Tj ET Q q 0 0 0 rg BT 102.07 626.10 Td (T) Tj ET Q q 0 0 0 rg BT 107.48 626.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 127.23 626.10 Td (13, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 142.26 626.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 178.65 626.10 Td (Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.97 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 229.50 626.10 Td (\(SAB ) Tj ET Q q 0 0 0 rg BT 259.07 626.10 Td (T) Tj ET Q q 0 0 0 rg BT 264.48 626.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 284.23 626.10 Td (13\). ) Tj ET Q q 0 0 0 rg BT 307.03 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 309.00 626.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 330.98 626.10 Td (605-25 ) Tj ET Q q 0 0 0 rg BT 361.85 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 378.81 626.10 Td (SAB ) Tj ET Q q 0 0 0 rg BT 400.62 626.10 Td (T) Tj ET Q q 0 0 0 rg BT 406.03 626.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 425.77 626.10 Td (13 ) Tj ET Q q 0 0 0 rg BT 438.30 626.10 Td (require ) Tj ET Q q 0 0 0 rg BT 469.15 626.10 Td (each ) Tj ET Q q 0 0 0 rg BT 490.00 626.10 Td (deliverable ) Tj ET Q q 0 0 0 rg BT 536.95 626.10 Td (within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 614.10 Td (a ) Tj ET Q q 0 0 0 rg BT 74.14 614.10 Td (multiple-deliverable ) Tj ET Q q 0 0 0 rg BT 157.43 614.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 191.28 614.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 243.46 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 253.44 614.10 Td (be ) Tj ET Q q 0 0 0 rg BT 265.09 614.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 307.83 614.10 Td (for ) Tj ET Q q 0 0 0 rg BT 321.69 614.10 Td (as ) Tj ET Q q 0 0 0 rg BT 332.23 614.10 Td (a ) Tj ET Q q 0 0 0 rg BT 338.87 614.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 373.83 614.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 391.59 614.10 Td (if ) Tj ET Q q 0 0 0 rg BT 399.91 614.10 Td (both ) Tj ET Q q 0 0 0 rg BT 419.89 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 430.43 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 444.85 614.10 Td (following ) Tj ET Q q 0 0 0 rg BT 485.95 614.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 516.46 614.10 Td (are ) Tj ET Q q 0 0 0 rg BT 530.88 614.10 Td (met: ) Tj ET Q q 0 0 0 rg BT 550.85 614.10 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 81.72 602.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 120.93 602.10 Td (item ) Tj ET Q q 0 0 0 rg BT 140.71 602.10 Td (or ) Tj ET Q q 0 0 0 rg BT 151.04 602.10 Td (items ) Tj ET Q q 0 0 0 rg BT 174.71 602.10 Td (have ) Tj ET Q q 0 0 0 rg BT 195.59 602.10 Td (value ) Tj ET Q q 0 0 0 rg BT 219.25 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 229.03 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.25 602.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 281.91 602.10 Td (on ) Tj ET Q q 0 0 0 rg BT 293.92 602.10 Td (a ) Tj ET Q q 0 0 0 rg BT 300.36 602.10 Td (standalone ) Tj ET Q q 0 0 0 rg BT 345.13 602.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 367.13 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 383.58 602.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 397.24 602.10 Td (for ) Tj ET Q q 0 0 0 rg BT 410.91 602.10 Td (an ) Tj ET Q q 0 0 0 rg BT 422.35 602.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 474.32 602.10 Td (that ) Tj ET Q q 0 0 0 rg BT 491.32 602.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 526.65 602.10 Td (a ) Tj ET Q q 0 0 0 rg BT 533.10 602.10 Td (general ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 590.10 Td (right ) Tj ET Q q 0 0 0 rg BT 88.54 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 99.03 590.10 Td (return ) Tj ET Q q 0 0 0 rg BT 125.06 590.10 Td (relative ) Tj ET Q q 0 0 0 rg BT 157.20 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 167.13 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.50 590.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 220.86 590.10 Td (item\(s\), ) Tj ET Q q 0 0 0 rg BT 253.84 590.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 288.76 590.10 Td (or ) Tj ET Q q 0 0 0 rg BT 299.25 590.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 351.93 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 362.41 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 376.78 590.10 Td (undelivered ) Tj ET Q q 0 0 0 rg BT 426.14 590.10 Td (item\(s\) ) Tj ET Q q 0 0 0 rg BT 456.62 590.10 Td (is ) Tj ET Q q 0 0 0 rg BT 465.45 590.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 510.92 590.10 Td (probable ) Tj ET Q q 0 0 0 rg BT 548.06 590.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 578.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 121.51 578.10 Td (in ) Tj ET Q q 0 0 0 rg BT 132.75 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 148.43 578.10 Td (seller) Tj ET Q q 0 0 0 rg BT 170.46 578.10 Td () Tj ET Q q 0 0 0 rg BT 173.24 578.10 Td (s ) Tj ET Q q 0 0 0 rg BT 180.59 578.10 Td (control. ) Tj ET Q q 0 0 0 rg BT 214.88 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 218.34 578.10 Td (Deliverables ) Tj ET Q q 0 0 0 rg BT 272.33 578.10 Td (not ) Tj ET Q q 0 0 0 rg BT 288.57 578.10 Td (meeting ) Tj ET Q q 0 0 0 rg BT 324.25 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 339.93 578.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 371.70 578.10 Td (for ) Tj ET Q q 0 0 0 rg BT 386.82 578.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 434.16 578.10 Td (treatment ) Tj ET Q q 0 0 0 rg BT 475.38 578.10 Td (as ) Tj ET Q q 0 0 0 rg BT 487.17 578.10 Td (a ) Tj ET Q q 0 0 0 rg BT 495.07 578.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 531.28 578.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 550.30 578.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 566.10 Td (combined ) Tj ET Q q 0 0 0 rg BT 109.52 566.10 Td (with ) Tj ET Q q 0 0 0 rg BT 129.89 566.10 Td (a ) Tj ET Q q 0 0 0 rg BT 136.91 566.10 Td (deliverable ) Tj ET Q q 0 0 0 rg BT 183.92 566.10 Td (that ) Tj ET Q q 0 0 0 rg BT 201.50 566.10 Td (meets ) Tj ET Q q 0 0 0 rg BT 227.41 566.10 Td (that ) Tj ET Q q 0 0 0 rg BT 244.99 566.10 Td (criterion. ) Tj ET Q q 0 0 0 rg BT 283.95 566.10 Td ( ) Tj ET Q q 0 0 0 rg BT 286.35 566.10 Td (W) Tj ET Q q 0 0 0 rg BT 294.99 566.10 Td (e ) Tj ET Q q 0 0 0 rg BT 302.02 566.10 Td (derive ) Tj ET Q q 0 0 0 rg BT 329.59 566.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 363.82 566.10 Td (from ) Tj ET Q q 0 0 0 rg BT 385.85 566.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 422.87 566.10 Td (services ) Tj ET Q q 0 0 0 rg BT 457.66 566.10 Td (fees, ) Tj ET Q q 0 0 0 rg BT 478.85 566.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 530.31 566.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 554.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 86.06 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.96 554.10 Td (other ) Tj ET Q q 0 0 0 rg BT 125.97 554.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 163.14 554.10 Td ( ) Tj ET Q q 0 0 0 rg BT 165.43 554.10 Td (W) Tj ET Q q 0 0 0 rg BT 174.07 554.10 Td (e ) Tj ET Q q 0 0 0 rg BT 180.97 554.10 Td (do ) Tj ET Q q 0 0 0 rg BT 193.43 554.10 Td (not ) Tj ET Q q 0 0 0 rg BT 208.67 554.10 Td (begin ) Tj ET Q q 0 0 0 rg BT 233.35 554.10 Td (to ) Tj ET Q q 0 0 0 rg BT 243.60 554.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 284.92 554.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 319.03 554.10 Td (for ) Tj ET Q q 0 0 0 rg BT 333.15 554.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 370.05 554.10 Td (services ) Tj ET Q q 0 0 0 rg BT 404.72 554.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 423.28 554.10 Td (until ) Tj ET Q q 0 0 0 rg BT 444.08 554.10 Td (these ) Tj ET Q q 0 0 0 rg BT 467.09 554.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 485.65 554.10 Td (become ) Tj ET Q q 0 0 0 rg BT 519.21 554.10 Td (billable, ) Tj ET Q q 0 0 0 rg BT 554.17 554.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 81.74 542.10 Td (services ) Tj ET Q q 0 0 0 rg BT 115.97 542.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 134.09 542.10 Td (are ) Tj ET Q q 0 0 0 rg BT 148.33 542.10 Td (not ) Tj ET Q q 0 0 0 rg BT 163.13 542.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 185.70 542.10 Td (and ) Tj ET Q q 0 0 0 rg BT 202.16 542.10 Td (determinable ) Tj ET Q q 0 0 0 rg BT 256.38 542.10 Td (until ) Tj ET Q q 0 0 0 rg BT 276.74 542.10 Td (such ) Tj ET Q q 0 0 0 rg BT 297.09 542.10 Td (time. ) Tj ET Q q 0 0 0 rg BT 319.39 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 321.42 542.10 Td (Platform ) Tj ET Q q 0 0 0 rg BT 358.44 542.10 Td (services ) Tj ET Q q 0 0 0 rg BT 392.67 542.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 410.79 542.10 Td (are ) Tj ET Q q 0 0 0 rg BT 425.02 542.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 470.91 542.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 500.69 542.10 Td (over ) Tj ET Q q 0 0 0 rg BT 520.49 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 534.73 542.10 Td (shorter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 530.10 Td (of ) Tj ET Q q 0 0 0 rg BT 77.84 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 92.07 530.10 Td (term ) Tj ET Q q 0 0 0 rg BT 112.40 530.10 Td (of ) Tj ET Q q 0 0 0 rg BT 122.75 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 136.97 530.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 171.19 530.10 Td (with ) Tj ET Q q 0 0 0 rg BT 190.97 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.20 530.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 243.87 530.10 Td (or ) Tj ET Q q 0 0 0 rg BT 254.21 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.44 530.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 309.34 530.10 Td (cancellation ) Tj ET Q q 0 0 0 rg BT 359.66 530.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 389.71 530.10 Td ( ) Tj ET Q q 0 0 0 rg BT 391.72 530.10 Td (Professional ) Tj ET Q q 0 0 0 rg BT 443.17 530.10 Td (services ) Tj ET Q q 0 0 0 rg BT 477.39 530.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 495.50 530.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 525.29 530.10 Td (primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 78.65 518.10 Td (configuration ) Tj ET Q q 0 0 0 rg BT 135.34 518.10 Td (services ) Tj ET Q q 0 0 0 rg BT 170.37 518.10 Td (related ) Tj ET Q q 0 0 0 rg BT 200.39 518.10 Td (to ) Tj ET Q q 0 0 0 rg BT 210.99 518.10 Td (customizing ) Tj ET Q q 0 0 0 rg BT 262.69 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 277.73 518.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 314.98 518.10 Td (for ) Tj ET Q q 0 0 0 rg BT 329.46 518.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 372.83 518.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 416.20 518.10 Td (and ) Tj ET Q q 0 0 0 rg BT 433.46 518.10 Td (are ) Tj ET Q q 0 0 0 rg BT 448.48 518.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 488.51 518.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 514.10 518.10 Td (as ) Tj ET Q q 0 0 0 rg BT 525.25 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 540.29 518.10 Td (hours ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 506.10 Td (are ) Tj ET Q q 0 0 0 rg BT 82.06 506.10 Td (worked. ) Tj ET Q q 0 0 0 rg BT 116.89 506.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.24 506.10 Td (Due ) Tj ET Q q 0 0 0 rg BT 138.25 506.10 Td (to ) Tj ET Q q 0 0 0 rg BT 148.38 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 162.94 506.10 Td (essential ) Tj ET Q q 0 0 0 rg BT 199.73 506.10 Td (and ) Tj ET Q q 0 0 0 rg BT 216.51 506.10 Td (specialized ) Tj ET Q q 0 0 0 rg BT 263.28 506.10 Td (nature ) Tj ET Q q 0 0 0 rg BT 290.62 506.10 Td (of ) Tj ET Q q 0 0 0 rg BT 301.29 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 315.86 506.10 Td (configuration ) Tj ET Q q 0 0 0 rg BT 372.08 506.10 Td (and ) Tj ET Q q 0 0 0 rg BT 388.87 506.10 Td (development ) Tj ET Q q 0 0 0 rg BT 442.87 506.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 479.92 506.10 Td (these ) Tj ET Q q 0 0 0 rg BT 502.82 506.10 Td (services ) Tj ET Q q 0 0 0 rg BT 537.37 506.10 Td (do ) Tj ET Q q 0 0 0 rg BT 549.72 506.10 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 494.10 Td (qualify ) Tj ET Q q 0 0 0 rg BT 98.31 494.10 Td (as ) Tj ET Q q 0 0 0 rg BT 109.12 494.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 144.35 494.10 Td (units ) Tj ET Q q 0 0 0 rg BT 166.29 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 177.10 494.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 223.45 494.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 258.69 494.10 Td (from ) Tj ET Q q 0 0 0 rg BT 280.61 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.31 494.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 332.22 494.10 Td (services ) Tj ET Q q 0 0 0 rg BT 366.91 494.10 Td (as ) Tj ET Q q 0 0 0 rg BT 377.72 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.42 494.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 432.11 494.10 Td (services ) Tj ET Q q 0 0 0 rg BT 466.79 494.10 Td (do ) Tj ET Q q 0 0 0 rg BT 479.28 494.10 Td (not ) Tj ET Q q 0 0 0 rg BT 494.54 494.10 Td (have ) Tj ET Q q 0 0 0 rg BT 515.90 494.10 Td (value ) Tj ET Q q 0 0 0 rg BT 540.03 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 550.29 494.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 482.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 106.86 482.10 Td (on ) Tj ET Q q 0 0 0 rg BT 119.57 482.10 Td (a ) Tj ET Q q 0 0 0 rg BT 126.72 482.10 Td (standalone ) Tj ET Q q 0 0 0 rg BT 172.19 482.10 Td (basis. ) Tj ET Q q 0 0 0 rg BT 197.40 482.10 Td ( ) Tj ET Q q 0 0 0 rg BT 199.92 482.10 Td (Therefore, ) Tj ET Q q 0 0 0 rg BT 244.54 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.46 482.10 Td (related ) Tj ET Q q 0 0 0 rg BT 289.38 482.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 308.18 482.10 Td (are ) Tj ET Q q 0 0 0 rg BT 323.10 482.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 360.78 482.10 Td (as ) Tj ET Q q 0 0 0 rg BT 371.82 482.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 407.84 482.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 442.19 482.10 Td (until ) Tj ET Q q 0 0 0 rg BT 463.24 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.16 482.10 Td (project ) Tj ET Q q 0 0 0 rg BT 508.63 482.10 Td (configuration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 470.10 Td (is ) Tj ET Q q 0 0 0 rg BT 76.42 470.10 Td (complete ) Tj ET Q q 0 0 0 rg BT 115.31 470.10 Td (and ) Tj ET Q q 0 0 0 rg BT 132.00 470.10 Td (then ) Tj ET Q q 0 0 0 rg BT 151.46 470.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 197.57 470.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 227.58 470.10 Td (over ) Tj ET Q q 0 0 0 rg BT 247.59 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 262.06 470.10 Td (longer ) Tj ET Q q 0 0 0 rg BT 289.85 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 300.42 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 314.89 470.10 Td (term ) Tj ET Q q 0 0 0 rg BT 335.46 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 346.04 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.50 470.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 404.38 470.10 Td (or ) Tj ET Q q 0 0 0 rg BT 414.96 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.42 470.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 469.99 470.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 507.77 470.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 546.67 470.10 Td (life. ) Tj ET Q q 0 0 0 rg BT 565.00 470.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 458.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 91.94 458.10 Td (services ) Tj ET Q q 0 0 0 rg BT 125.81 458.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 155.26 458.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 194.14 458.10 Td (of ) Tj ET Q q 0 0 0 rg BT 204.13 458.10 Td (training, ) Tj ET Q q 0 0 0 rg BT 239.40 458.10 Td (including ) Tj ET Q q 0 0 0 rg BT 278.85 458.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 302.17 458.10 Td (certification, ) Tj ET Q q 0 0 0 rg BT 354.64 458.10 Td (and ) Tj ET Q q 0 0 0 rg BT 370.75 458.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 414.08 458.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 450.45 458.10 Td ( ) Tj ET Q q 0 0 0 rg BT 452.00 458.10 Td (These ) Tj ET Q q 0 0 0 rg BT 477.55 458.10 Td (services ) Tj ET Q q 0 0 0 rg BT 511.42 458.10 Td (are ) Tj ET Q q 0 0 0 rg BT 525.29 458.10 Td (generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 446.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 86.67 446.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 129.70 446.10 Td (and ) Tj ET Q q 0 0 0 rg BT 146.64 446.10 Td (are ) Tj ET Q q 0 0 0 rg BT 161.35 446.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 207.71 446.10 Td (as ) Tj ET Q q 0 0 0 rg BT 218.54 446.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 252.69 446.10 Td (as ) Tj ET Q q 0 0 0 rg BT 263.52 446.10 Td (the ) Tj ET Q q 0 0 0 rg BT 278.23 446.10 Td (services ) Tj ET Q q 0 0 0 rg BT 312.94 446.10 Td (are ) Tj ET Q q 0 0 0 rg BT 327.65 446.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 371.79 446.10 Td (and ) Tj ET Q q 0 0 0 rg BT 388.73 446.10 Td (earned.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 425.10 Td (For ) Tj ET Q q 0 0 0 rg BT 83.48 425.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 124.44 425.10 Td (Builder ) Tj ET Q q 0 0 0 rg BT 156.52 425.10 Td (software ) Tj ET Q q 0 0 0 rg BT 193.03 425.10 Td (applications, ) Tj ET Q q 0 0 0 rg BT 245.94 425.10 Td (we ) Tj ET Q q 0 0 0 rg BT 259.68 425.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 300.63 425.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 351.60 425.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 389.22 425.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 419.07 425.10 Td (over ) Tj ET Q q 0 0 0 rg BT 438.93 425.10 Td (the ) Tj ET Q q 0 0 0 rg BT 453.23 425.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 487.51 425.10 Td (term, ) Tj ET Q q 0 0 0 rg BT 510.42 425.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 552.50 425.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 413.10 Td (the ) Tj ET Q q 0 0 0 rg BT 81.43 413.10 Td (commencement ) Tj ET Q q 0 0 0 rg BT 146.45 413.10 Td (date ) Tj ET Q q 0 0 0 rg BT 164.82 413.10 Td (of ) Tj ET Q q 0 0 0 rg BT 174.86 413.10 Td (each ) Tj ET Q q 0 0 0 rg BT 194.89 413.10 Td (contract. ) Tj ET Q q 0 0 0 rg BT 231.31 413.10 Td ( ) Tj ET Q q 0 0 0 rg BT 233.02 413.10 Td (Revenues ) Tj ET Q q 0 0 0 rg BT 273.61 413.10 Td (for ) Tj ET Q q 0 0 0 rg BT 286.99 413.10 Td (usage-based ) Tj ET Q q 0 0 0 rg BT 337.57 413.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 387.05 413.10 Td (are ) Tj ET Q q 0 0 0 rg BT 400.97 413.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 439.88 413.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 485.46 413.10 Td (as ) Tj ET Q q 0 0 0 rg BT 495.50 413.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.43 413.10 Td (usage ) Tj ET Q q 0 0 0 rg BT 533.92 413.10 Td (occurs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 401.10 Td (as ) Tj ET Q q 0 0 0 rg BT 78.33 401.10 Td (that ) Tj ET Q q 0 0 0 rg BT 95.83 401.10 Td (is ) Tj ET Q q 0 0 0 rg BT 105.00 401.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.71 401.10 Td (point ) Tj ET Q q 0 0 0 rg BT 142.77 401.10 Td (when ) Tj ET Q q 0 0 0 rg BT 166.93 401.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.65 401.10 Td (fee ) Tj ET Q q 0 0 0 rg BT 196.35 401.10 Td (becomes ) Tj ET Q q 0 0 0 rg BT 233.84 401.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 256.88 401.10 Td (or ) Tj ET Q q 0 0 0 rg BT 267.71 401.10 Td (determinable. ) Tj ET Q q 0 0 0 rg BT 324.91 401.10 Td ( ) Tj ET Q q 0 0 0 rg BT 327.23 401.10 Td (W) Tj ET Q q 0 0 0 rg BT 335.87 401.10 Td (e ) Tj ET Q q 0 0 0 rg BT 342.81 401.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 382.51 401.10 Td (invoice ) Tj ET Q q 0 0 0 rg BT 414.44 401.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 457.49 401.10 Td (on ) Tj ET Q q 0 0 0 rg BT 469.99 401.10 Td (a ) Tj ET Q q 0 0 0 rg BT 476.93 401.10 Td (monthly ) Tj ET Q q 0 0 0 rg BT 512.76 401.10 Td (basis.) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 380.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 88.19 380.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 115.55 380.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 146.79 380.10 Td (segment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.56 380.10 Td (: ) Tj ET Q q 0 0 0 rg BT 184.70 380.10 Td ( ) Tj ET Q q 0 0 0 rg BT 186.90 380.10 Td (W) Tj ET Q q 0 0 0 rg BT 195.53 380.10 Td (e ) Tj ET Q q 0 0 0 rg BT 202.34 380.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 243.56 380.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 277.58 380.10 Td (for ) Tj ET Q q 0 0 0 rg BT 291.60 380.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.18 380.10 Td (majority ) Tj ET Q q 0 0 0 rg BT 342.43 380.10 Td (of ) Tj ET Q q 0 0 0 rg BT 353.12 380.10 Td (the ) Tj ET Q q 0 0 0 rg BT 367.70 380.10 Td (services ) Tj ET Q q 0 0 0 rg BT 402.28 380.10 Td (we ) Tj ET Q q 0 0 0 rg BT 416.30 380.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 449.21 380.10 Td (when ) Tj ET Q q 0 0 0 rg BT 473.24 380.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.82 380.10 Td (services ) Tj ET Q q 0 0 0 rg BT 522.39 380.10 Td (have ) Tj ET Q q 0 0 0 rg BT 543.63 380.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 368.10 Td (performed. ) Tj ET Q q 0 0 0 rg BT 113.81 368.10 Td ( ) Tj ET Q q 0 0 0 rg BT 115.82 368.10 Td (W) Tj ET Q q 0 0 0 rg BT 124.46 368.10 Td (e ) Tj ET Q q 0 0 0 rg BT 131.07 368.10 Td (record ) Tj ET Q q 0 0 0 rg BT 158.77 368.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 192.58 368.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 235.84 368.10 Td (with ) Tj ET Q q 0 0 0 rg BT 255.79 368.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 274.05 368.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 302.87 368.10 Td (on ) Tj ET Q q 0 0 0 rg BT 315.03 368.10 Td (real ) Tj ET Q q 0 0 0 rg BT 332.19 368.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 357.12 368.10 Td (sales, ) Tj ET Q q 0 0 0 rg BT 381.22 368.10 Td (other ) Tj ET Q q 0 0 0 rg BT 403.94 368.10 Td (than ) Tj ET Q q 0 0 0 rg BT 423.32 368.10 Td (our ) Tj ET Q q 0 0 0 rg BT 438.82 368.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 460.42 368.10 Td (of ) Tj ET Q q 0 0 0 rg BT 470.92 368.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 514.74 368.10 Td (investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 356.10 Td (in ) Tj ET Q q 0 0 0 rg BT 77.91 356.10 Td (real ) Tj ET Q q 0 0 0 rg BT 95.52 356.10 Td (estate, ) Tj ET Q q 0 0 0 rg BT 123.41 356.10 Td (on ) Tj ET Q q 0 0 0 rg BT 136.04 356.10 Td (a ) Tj ET Q q 0 0 0 rg BT 143.10 356.10 Td (net ) Tj ET Q q 0 0 0 rg BT 157.94 356.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 180.57 356.10 Td (as ) Tj ET Q q 0 0 0 rg BT 191.53 356.10 Td (we ) Tj ET Q q 0 0 0 rg BT 205.82 356.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 240.65 356.10 Td (services ) Tj ET Q q 0 0 0 rg BT 275.48 356.10 Td (as ) Tj ET Q q 0 0 0 rg BT 286.44 356.10 Td (an ) Tj ET Q q 0 0 0 rg BT 298.51 356.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 322.79 356.10 Td (without ) Tj ET Q q 0 0 0 rg BT 355.97 356.10 Td (assuming ) Tj ET Q q 0 0 0 rg BT 396.38 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 411.22 356.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 432.74 356.10 Td (and ) Tj ET Q q 0 0 0 rg BT 449.80 356.10 Td (rewards ) Tj ET Q q 0 0 0 rg BT 484.08 356.10 Td (of ) Tj ET Q q 0 0 0 rg BT 495.04 356.10 Td (ownership ) Tj ET Q q 0 0 0 rg BT 539.33 356.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.28 356.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 344.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 88.87 344.10 Td (and ) Tj ET Q q 0 0 0 rg BT 105.23 344.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.38 344.10 Td (commission ) Tj ET Q q 0 0 0 rg BT 169.64 344.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 198.21 344.10 Td (on ) Tj ET Q q 0 0 0 rg BT 210.14 344.10 Td (the ) Tj ET Q q 0 0 0 rg BT 224.29 344.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 241.76 344.10 Td (is ) Tj ET Q q 0 0 0 rg BT 250.36 344.10 Td (a ) Tj ET Q q 0 0 0 rg BT 256.72 344.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 279.20 344.10 Td (percentage. ) Tj ET Q q 0 0 0 rg BT 326.93 344.10 Td ( ) Tj ET Q q 0 0 0 rg BT 328.85 344.10 Td (For ) Tj ET Q q 0 0 0 rg BT 344.67 344.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 366.04 344.10 Td (of ) Tj ET Q q 0 0 0 rg BT 376.30 344.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 419.88 344.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 469.58 344.10 Td (in ) Tj ET Q q 0 0 0 rg BT 479.29 344.10 Td (real ) Tj ET Q q 0 0 0 rg BT 496.20 344.10 Td (estate, ) Tj ET Q q 0 0 0 rg BT 523.39 344.10 Td (we ) Tj ET Q q 0 0 0 rg BT 536.98 344.10 Td (record ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 332.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 101.90 332.10 Td (in ) Tj ET Q q 0 0 0 rg BT 112.42 332.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.39 332.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 160.14 332.10 Td (of ) Tj ET Q q 0 0 0 rg BT 171.22 332.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.19 332.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 215.60 332.10 Td (price ) Tj ET Q q 0 0 0 rg BT 238.34 332.10 Td (of ) Tj ET Q q 0 0 0 rg BT 249.42 332.10 Td (the ) Tj ET Q q 0 0 0 rg BT 264.38 332.10 Td (property ) Tj ET Q q 0 0 0 rg BT 301.01 332.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 323.76 332.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.73 332.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 357.03 332.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.11 332.10 Td (the ) Tj ET Q q 0 0 0 rg BT 383.08 332.10 Td (property) Tj ET Q q 0 0 0 rg BT 416.30 332.10 Td (. ) Tj ET Q q 0 0 0 rg BT 421.55 332.10 Td ( ) Tj ET Q q 0 0 0 rg BT 424.30 332.10 Td (Reimbursable ) Tj ET Q q 0 0 0 rg BT 482.60 332.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 521.45 332.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 555.84 332.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 320.10 Td (included ) Tj ET Q q 0 0 0 rg BT 105.01 320.10 Td (in ) Tj ET Q q 0 0 0 rg BT 115.86 320.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 150.58 320.10 Td (with ) Tj ET Q q 0 0 0 rg BT 171.44 320.10 Td (an ) Tj ET Q q 0 0 0 rg BT 183.95 320.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 208.68 320.10 Td (of) Tj ET Q q 0 0 0 rg BT 216.83 320.10 Td (fsetting ) Tj ET Q q 0 0 0 rg BT 249.90 320.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 285.18 320.10 Td (included ) Tj ET Q q 0 0 0 rg BT 322.69 320.10 Td (in ) Tj ET Q q 0 0 0 rg BT 333.54 320.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 352.73 320.10 Td (of ) Tj ET Q q 0 0 0 rg BT 364.13 320.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 398.85 320.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 439.14 320.10 Td (related ) Tj ET Q q 0 0 0 rg BT 469.42 320.10 Td (to ) Tj ET Q q 0 0 0 rg BT 480.27 320.10 Td (our ) Tj ET Q q 0 0 0 rg BT 496.68 320.10 Td (real ) Tj ET Q q 0 0 0 rg BT 514.74 320.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 540.58 320.10 Td (sales. ) Tj ET Q q 0 0 0 rg BT 565.02 320.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 308.10 Td (These ) Tj ET Q q 0 0 0 rg BT 93.87 308.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 130.25 308.10 Td (are ) Tj ET Q q 0 0 0 rg BT 144.96 308.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 191.31 308.10 Td (on ) Tj ET Q q 0 0 0 rg BT 203.81 308.10 Td (a ) Tj ET Q q 0 0 0 rg BT 210.74 308.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 234.35 308.10 Td (basis, ) Tj ET Q q 0 0 0 rg BT 259.35 308.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 305.16 308.10 Td (because ) Tj ET Q q 0 0 0 rg BT 339.30 308.10 Td (we ) Tj ET Q q 0 0 0 rg BT 353.46 308.10 Td (have ) Tj ET Q q 0 0 0 rg BT 374.83 308.10 Td (complete ) Tj ET Q q 0 0 0 rg BT 413.97 308.10 Td (control ) Tj ET Q q 0 0 0 rg BT 444.79 308.10 Td (over ) Tj ET Q q 0 0 0 rg BT 465.06 308.10 Td (selection ) Tj ET Q q 0 0 0 rg BT 503.10 308.10 Td (of ) Tj ET Q q 0 0 0 rg BT 513.92 308.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 548.08 308.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 296.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.22 296.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 112.49 296.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 162.20 296.10 Td (is ) Tj ET Q q 0 0 0 rg BT 171.37 296.10 Td (with ) Tj ET Q q 0 0 0 rg BT 191.65 296.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 205.54 296.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 231.35 296.10 Td (than ) Tj ET Q q 0 0 0 rg BT 251.07 296.10 Td (with ) Tj ET Q q 0 0 0 rg BT 271.35 296.10 Td (our ) Tj ET Q q 0 0 0 rg BT 287.18 296.10 Td (customers.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 275.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 93.10 275.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 141.21 275.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 185.15 275.10 Td (and ) Tj ET Q q 0 0 0 rg BT 202.43 275.10 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 255.82 275.10 Td (segment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.58 275.10 Td (: ) Tj ET Q q 0 0 0 rg BT 293.64 275.10 Td ( ) Tj ET Q q 0 0 0 rg BT 295.75 275.10 Td (W) Tj ET Q q 0 0 0 rg BT 304.38 275.10 Td (e ) Tj ET Q q 0 0 0 rg BT 311.10 275.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 350.57 275.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 370.06 275.10 Td (our ) Tj ET Q q 0 0 0 rg BT 385.66 275.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 404.03 275.10 Td (for ) Tj ET Q q 0 0 0 rg BT 417.97 275.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 439.68 275.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 476.93 275.10 Td (management ) Tj ET Q q 0 0 0 rg BT 530.29 275.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 263.10 Td (as ) Tj ET Q q 0 0 0 rg BT 77.67 263.10 Td (a ) Tj ET Q q 0 0 0 rg BT 83.95 263.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 129.10 263.10 Td (of ) Tj ET Q q 0 0 0 rg BT 139.27 263.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.33 263.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 185.17 263.10 Td (we ) Tj ET Q q 0 0 0 rg BT 198.67 263.10 Td (collect ) Tj ET Q q 0 0 0 rg BT 227.16 263.10 Td (on ) Tj ET Q q 0 0 0 rg BT 239.00 263.10 Td (delinquent ) Tj ET Q q 0 0 0 rg BT 283.06 263.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 323.78 263.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 370.59 263.10 Td (and ) Tj ET Q q 0 0 0 rg BT 386.87 263.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 427.57 263.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 461.06 263.10 Td (following ) Tj ET Q q 0 0 0 rg BT 501.79 263.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 543.06 263.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 251.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.34 251.10 Td (debtors. ) Tj ET Q q 0 0 0 rg BT 116.90 251.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.53 251.10 Td (In ) Tj ET Q q 0 0 0 rg BT 130.48 251.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 168.38 251.10 Td (we ) Tj ET Q q 0 0 0 rg BT 182.67 251.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 215.84 251.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 255.12 251.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 304.95 251.10 Td (management ) Tj ET Q q 0 0 0 rg BT 358.67 251.10 Td (services ) Tj ET Q q 0 0 0 rg BT 393.50 251.10 Td (for ) Tj ET Q q 0 0 0 rg BT 407.78 251.10 Td (which ) Tj ET Q q 0 0 0 rg BT 434.85 251.10 Td (we ) Tj ET Q q 0 0 0 rg BT 449.13 251.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 486.75 251.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 506.58 251.10 Td (and ) Tj ET Q q 0 0 0 rg BT 523.64 251.10 Td (recognize ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 239.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 101.45 239.10 Td (on ) Tj ET Q q 0 0 0 rg BT 113.75 239.10 Td (a ) Tj ET Q q 0 0 0 rg BT 120.50 239.10 Td (per) Tj ET Q q 0 0 0 rg BT 133.07 239.10 Td (-person, ) Tj ET Q q 0 0 0 rg BT 167.86 239.10 Td (per) Tj ET Q q 0 0 0 rg BT 180.43 239.10 Td (-call ) Tj ET Q q 0 0 0 rg BT 200.50 239.10 Td (or ) Tj ET Q q 0 0 0 rg BT 211.13 239.10 Td (per) Tj ET Q q 0 0 0 rg BT 223.70 239.10 Td (-minute ) Tj ET Q q 0 0 0 rg BT 257.11 239.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 279.41 239.10 Td (as ) Tj ET Q q 0 0 0 rg BT 290.05 239.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.57 239.10 Td (related ) Tj ET Q q 0 0 0 rg BT 334.08 239.10 Td (services ) Tj ET Q q 0 0 0 rg BT 368.59 239.10 Td (are ) Tj ET Q q 0 0 0 rg BT 383.10 239.10 Td (performed. ) Tj ET Q q 0 0 0 rg BT 429.55 239.10 Td ( ) Tj ET Q q 0 0 0 rg BT 431.86 239.10 Td (For ) Tj ET Q q 0 0 0 rg BT 448.05 239.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.57 239.10 Td (IT) Tj ET Q q 0 0 0 rg BT 471.83 239.10 Td ( ) Tj ET Q q 0 0 0 rg BT 474.14 239.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 530.30 239.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 227.10 Td (we ) Tj ET Q q 0 0 0 rg BT 81.79 227.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 114.97 227.10 Td (to ) Tj ET Q q 0 0 0 rg BT 125.37 227.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 158.82 227.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 183.12 227.10 Td (and ) Tj ET Q q 0 0 0 rg BT 199.61 227.10 Td (AAMC, ) Tj ET Q q 0 0 0 rg BT 234.74 227.10 Td (we ) Tj ET Q q 0 0 0 rg BT 249.03 227.10 Td (char) Tj ET Q q 0 0 0 rg BT 266.06 227.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 278.13 227.10 Td (for ) Tj ET Q q 0 0 0 rg BT 292.42 227.10 Td (these ) Tj ET Q q 0 0 0 rg BT 315.59 227.10 Td (services ) Tj ET Q q 0 0 0 rg BT 350.43 227.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 390.27 227.10 Td (based ) Tj ET Q q 0 0 0 rg BT 415.67 227.10 Td (on ) Tj ET Q q 0 0 0 rg BT 428.30 227.10 Td (the ) Tj ET Q q 0 0 0 rg BT 443.15 227.10 Td (number ) Tj ET Q q 0 0 0 rg BT 476.32 227.10 Td (of ) Tj ET Q q 0 0 0 rg BT 487.28 227.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 532.67 227.10 Td (that ) Tj ET Q q 0 0 0 rg BT 550.30 227.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 215.10 Td (using ) Tj ET Q q 0 0 0 rg BT 92.00 215.10 Td (the ) Tj ET Q q 0 0 0 rg BT 107.05 215.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 150.97 215.10 Td (systems, ) Tj ET Q q 0 0 0 rg BT 187.97 215.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 211.35 215.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 230.28 215.10 Td (and ) Tj ET Q q 0 0 0 rg BT 247.55 215.10 Td (the ) Tj ET Q q 0 0 0 rg BT 262.60 215.10 Td (number ) Tj ET Q q 0 0 0 rg BT 295.98 215.10 Td (and ) Tj ET Q q 0 0 0 rg BT 313.25 215.10 Td (type ) Tj ET Q q 0 0 0 rg BT 333.30 215.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.46 215.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 380.06 215.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 421.22 215.10 Td (used ) Tj ET Q q 0 0 0 rg BT 442.38 215.10 Td (by ) Tj ET Q q 0 0 0 rg BT 455.21 215.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 488.86 215.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 513.36 215.10 Td (and ) Tj ET Q q 0 0 0 rg BT 530.01 215.10 Td (AAMC. ) Tj ET Q q 0 0 0 rg BT 565.01 215.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 203.10 Td (W) Tj ET Q q 0 0 0 rg BT 76.14 203.10 Td (e ) Tj ET Q q 0 0 0 rg BT 82.42 203.10 Td (record ) Tj ET Q q 0 0 0 rg BT 109.80 203.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 143.30 203.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 186.24 203.10 Td (with ) Tj ET Q q 0 0 0 rg BT 205.86 203.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 270.47 203.10 Td (services ) Tj ET Q q 0 0 0 rg BT 304.52 203.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 326.37 203.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 373.20 203.10 Td (and ) Tj ET Q q 0 0 0 rg BT 389.49 203.10 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 441.86 203.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 471.47 203.10 Td (over ) Tj ET Q q 0 0 0 rg BT 491.08 203.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.15 203.10 Td (related ) Tj ET Q q 0 0 0 rg BT 534.19 203.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 191.10 Td (period.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 170.10 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 90.90 170.10 Td (and ) Tj ET Q q 0 0 0 rg BT 109.52 170.10 Td (Identifiable ) Tj ET Q q 0 0 0 rg BT 161.47 170.10 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 207.32 170.10 Td (Assets) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 149.10 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 128.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 128.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.46 128.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 99.66 128.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 137.11 128.10 Td (for ) Tj ET Q q 0 0 0 rg BT 150.66 128.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 198.65 128.10 Td (annually ) Tj ET Q q 0 0 0 rg BT 234.97 128.10 Td (during ) Tj ET Q q 0 0 0 rg BT 262.96 128.10 Td (the ) Tj ET Q q 0 0 0 rg BT 277.07 128.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 303.40 128.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 333.60 128.10 Td (or ) Tj ET Q q 0 0 0 rg BT 343.82 128.10 Td (more ) Tj ET Q q 0 0 0 rg BT 366.26 128.10 Td (frequently ) Tj ET Q q 0 0 0 rg BT 409.24 128.10 Td (when ) Tj ET Q q 0 0 0 rg BT 432.79 128.10 Td (an ) Tj ET Q q 0 0 0 rg BT 444.11 128.10 Td (event ) Tj ET Q q 0 0 0 rg BT 467.66 128.10 Td (occurs ) Tj ET Q q 0 0 0 rg BT 495.65 128.10 Td (or ) Tj ET Q q 0 0 0 rg BT 505.86 128.10 Td (circumstances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 116.10 Td (change ) Tj ET Q q 0 0 0 rg BT 81.10 116.10 Td (in ) Tj ET Q q 0 0 0 rg BT 92.16 116.10 Td (a ) Tj ET Q q 0 0 0 rg BT 99.88 116.10 Td (manner ) Tj ET Q q 0 0 0 rg BT 133.14 116.10 Td (that ) Tj ET Q q 0 0 0 rg BT 151.42 116.10 Td (indicates ) Tj ET Q q 0 0 0 rg BT 190.24 116.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.74 116.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 242.34 116.10 Td (value ) Tj ET Q q 0 0 0 rg BT 267.27 116.10 Td (may ) Tj ET Q q 0 0 0 rg BT 287.77 116.10 Td (not ) Tj ET Q q 0 0 0 rg BT 303.83 116.10 Td (be ) Tj ET Q q 0 0 0 rg BT 316.55 116.10 Td (recoverable. ) Tj ET Q q 0 0 0 rg BT 368.96 116.10 Td ( ) Tj ET Q q 0 0 0 rg BT 372.01 116.10 Td (W) Tj ET Q q 0 0 0 rg BT 380.64 116.10 Td (e ) Tj ET Q q 0 0 0 rg BT 388.36 116.10 Td (first ) Tj ET Q q 0 0 0 rg BT 407.75 116.10 Td (assess ) Tj ET Q q 0 0 0 rg BT 435.48 116.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 480.97 116.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 511.46 116.10 Td (to ) Tj ET Q q 0 0 0 rg BT 522.51 116.10 Td (determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 104.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 84.57 104.10 Td (it ) Tj ET Q q 0 0 0 rg BT 92.98 104.10 Td (is ) Tj ET Q q 0 0 0 rg BT 102.51 104.10 Td (more ) Tj ET Q q 0 0 0 rg BT 125.92 104.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 151.55 104.10 Td (than ) Tj ET Q q 0 0 0 rg BT 171.62 104.10 Td (not ) Tj ET Q q 0 0 0 rg BT 187.26 104.10 Td (that ) Tj ET Q q 0 0 0 rg BT 205.12 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 220.19 104.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 236.93 104.10 Td (value ) Tj ET Q q 0 0 0 rg BT 261.44 104.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.63 104.10 Td (a ) Tj ET Q q 0 0 0 rg BT 279.93 104.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 319.44 104.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 337.86 104.10 Td (is ) Tj ET Q q 0 0 0 rg BT 347.39 104.10 Td (less ) Tj ET Q q 0 0 0 rg BT 365.24 104.10 Td (than ) Tj ET Q q 0 0 0 rg BT 385.32 104.10 Td (its ) Tj ET Q q 0 0 0 rg BT 397.63 104.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 433.80 104.10 Td (value ) Tj ET Q q 0 0 0 rg BT 458.32 104.10 Td (as ) Tj ET Q q 0 0 0 rg BT 469.50 104.10 Td (a ) Tj ET Q q 0 0 0 rg BT 476.80 104.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 499.66 104.10 Td (for ) Tj ET Q q 0 0 0 rg BT 514.18 104.10 Td (determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 92.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 84.80 92.10 Td (we ) Tj ET Q q 0 0 0 rg BT 99.55 92.10 Td (need ) Tj ET Q q 0 0 0 rg BT 121.51 92.10 Td (to ) Tj ET Q q 0 0 0 rg BT 132.38 92.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 167.68 92.10 Td (the ) Tj ET Q q 0 0 0 rg BT 182.99 92.10 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 233.28 92.10 Td (two-step ) Tj ET Q q 0 0 0 rg BT 270.81 92.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 309.46 92.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 358.65 92.10 Td (test. ) Tj ET Q q 0 0 0 rg BT 378.12 92.10 Td ( ) Tj ET Q q 0 0 0 rg BT 381.21 92.10 Td (Only ) Tj ET Q q 0 0 0 rg BT 404.30 92.10 Td (if ) Tj ET Q q 0 0 0 rg BT 413.50 92.10 Td (we ) Tj ET Q q 0 0 0 rg BT 428.25 92.10 Td (determine, ) Tj ET Q q 0 0 0 rg BT 473.82 92.10 Td (based ) Tj ET Q q 0 0 0 rg BT 499.68 92.10 Td (on ) Tj ET Q q 0 0 0 rg BT 512.77 92.10 Td (a ) Tj ET Q q 0 0 0 rg BT 520.30 92.10 Td (qualitative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 80.10 Td (assessment, ) Tj ET Q q 0 0 0 rg BT 98.92 80.10 Td (that ) Tj ET Q q 0 0 0 rg BT 116.39 80.10 Td (it ) Tj ET Q q 0 0 0 rg BT 124.43 80.10 Td (is ) Tj ET Q q 0 0 0 rg BT 133.58 80.10 Td (more ) Tj ET Q q 0 0 0 rg BT 156.61 80.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 181.86 80.10 Td (than ) Tj ET Q q 0 0 0 rg BT 201.56 80.10 Td (not ) Tj ET Q q 0 0 0 rg BT 216.82 80.10 Td (that ) Tj ET Q q 0 0 0 rg BT 234.29 80.10 Td (a ) Tj ET Q q 0 0 0 rg BT 241.21 80.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 280.35 80.10 Td (unit) Tj ET Q q 0 0 0 rg BT 298.68 80.10 Td (s ) Tj ET Q q 0 0 0 rg BT 305.06 80.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 321.41 80.10 Td (value ) Tj ET Q q 0 0 0 rg BT 345.55 80.10 Td (is ) Tj ET Q q 0 0 0 rg BT 354.70 80.10 Td (less ) Tj ET Q q 0 0 0 rg BT 372.18 80.10 Td (than ) Tj ET Q q 0 0 0 rg BT 391.88 80.10 Td (its ) Tj ET Q q 0 0 0 rg BT 403.81 80.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 439.60 80.10 Td (value ) Tj ET Q q 0 0 0 rg BT 463.74 80.10 Td (will ) Tj ET Q q 0 0 0 rg BT 481.78 80.10 Td (we ) Tj ET Q q 0 0 0 rg BT 495.92 80.10 Td (calculate ) Tj ET Q q 0 0 0 rg BT 533.92 80.10 Td (the ) Tj ET Q q 0 0 0 rg BT 548.62 80.10 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 68.10 Td (value ) Tj ET Q q 0 0 0 rg BT 73.37 68.10 Td (of ) Tj ET Q q 0 0 0 rg BT 83.92 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 98.36 68.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 137.23 68.10 Td (unit. ) Tj ET Q q 0 0 0 rg BT 157.51 68.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.57 68.10 Td (W) Tj ET Q q 0 0 0 rg BT 168.21 68.10 Td (e ) Tj ET Q q 0 0 0 rg BT 174.86 68.10 Td (would ) Tj ET Q q 0 0 0 rg BT 202.08 68.10 Td (then ) Tj ET Q q 0 0 0 rg BT 221.52 68.10 Td (test ) Tj ET Q q 0 0 0 rg BT 237.63 68.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 275.40 68.10 Td (for ) Tj ET Q q 0 0 0 rg BT 289.28 68.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 337.60 68.10 Td (by ) Tj ET Q q 0 0 0 rg BT 349.82 68.10 Td (first ) Tj ET Q q 0 0 0 rg BT 368.15 68.10 Td (comparing ) Tj ET Q q 0 0 0 rg BT 413.13 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.56 68.10 Td (book ) Tj ET Q q 0 0 0 rg BT 449.78 68.10 Td (value ) Tj ET Q q 0 0 0 rg BT 473.66 68.10 Td (of ) Tj ET Q q 0 0 0 rg BT 484.21 68.10 Td (net ) Tj ET Q q 0 0 0 rg BT 498.64 68.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 524.19 68.10 Td (to ) Tj ET Q q 0 0 0 rg BT 534.19 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 548.63 68.10 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 56.10 Td (value ) Tj ET Q q 0 0 0 rg BT 73.62 56.10 Td (of ) Tj ET Q q 0 0 0 rg BT 84.41 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 99.08 56.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 138.20 56.10 Td (units. ) Tj ET Q q 0 0 0 rg BT 162.61 56.10 Td ( ) Tj ET Q q 0 0 0 rg BT 165.07 56.10 Td (If ) Tj ET Q q 0 0 0 rg BT 174.19 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 188.86 56.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 205.20 56.10 Td (value ) Tj ET Q q 0 0 0 rg BT 229.31 56.10 Td (is ) Tj ET Q q 0 0 0 rg BT 238.44 56.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 285.88 56.10 Td (to ) Tj ET Q q 0 0 0 rg BT 296.12 56.10 Td (be ) Tj ET Q q 0 0 0 rg BT 308.02 56.10 Td (less ) Tj ET Q q 0 0 0 rg BT 325.48 56.10 Td (than ) Tj ET Q q 0 0 0 rg BT 345.16 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 359.83 56.10 Td (book ) Tj ET Q q 0 0 0 rg BT 382.29 56.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 408.91 56.10 Td (a ) Tj ET Q q 0 0 0 rg BT 415.81 56.10 Td (second ) Tj ET Q q 0 0 0 rg BT 446.04 56.10 Td (step ) Tj ET Q q 0 0 0 rg BT 464.61 56.10 Td (is ) Tj ET Q q 0 0 0 rg BT 473.74 56.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 517.84 56.10 Td (to ) Tj ET Q q 0 0 0 rg BT 528.08 56.10 Td (compute ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 44.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.08 44.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 96.44 44.10 Td (of ) Tj ET Q q 0 0 0 rg BT 107.13 44.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 155.59 44.10 Td (as ) Tj ET Q q 0 0 0 rg BT 166.29 44.10 Td (the ) Tj ET Q q 0 0 0 rg BT 180.87 44.10 Td (dif) Tj ET Q q 0 0 0 rg BT 191.79 44.10 Td (ference ) Tj ET Q q 0 0 0 rg BT 223.57 44.10 Td (between ) Tj ET Q q 0 0 0 rg BT 259.25 44.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.83 44.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 314.51 44.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 330.75 44.10 Td (value ) Tj ET Q q 0 0 0 rg BT 354.77 44.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.47 44.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 403.39 44.10 Td (and ) Tj ET Q q 0 0 0 rg BT 420.19 44.10 Td (the ) Tj ET Q q 0 0 0 rg BT 434.77 44.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 470.45 44.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 496.97 44.10 Td ( ) Tj ET Q q 0 0 0 rg BT 499.16 44.10 Td (W) Tj ET Q q 0 0 0 rg BT 507.80 44.10 Td (e ) Tj ET Q q 0 0 0 rg BT 514.60 44.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 550.28 44.10 Td (the ) Tj ET Q endstream endobj 115 0 obj <>] /Rotate 0 /Contents 116 0 R>> endobj 116 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 65.70 731.10 Td (value ) Tj ET Q q 0 0 0 rg BT 89.67 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 100.32 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 114.85 731.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 153.83 731.10 Td (units ) Tj ET Q q 0 0 0 rg BT 175.59 731.10 Td (using ) Tj ET Q q 0 0 0 rg BT 199.58 731.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 245.22 731.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 265.31 731.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 289.85 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 306.61 731.10 Td (market ) Tj ET Q q 0 0 0 rg BT 336.69 731.10 Td (comparisons. ) Tj ET Q q 0 0 0 rg BT 392.06 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 394.21 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 412.07 731.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 457.71 731.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 477.80 731.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 498.45 731.10 Td (method ) Tj ET Q q 0 0 0 rg BT 530.76 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 539.75 731.10 Td (based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (on ) Tj ET Q q 0 0 0 rg BT 61.54 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.79 719.10 Td (present ) Tj ET Q q 0 0 0 rg BT 106.70 719.10 Td (value ) Tj ET Q q 0 0 0 rg BT 130.39 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 140.75 719.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 179.99 719.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 199.80 719.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 226.55 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 228.59 719.10 Td (Forecasts ) Tj ET Q q 0 0 0 rg BT 268.39 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.76 719.10 Td (future ) Tj ET Q q 0 0 0 rg BT 304.67 719.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 324.47 719.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 348.73 719.10 Td (are ) Tj ET Q q 0 0 0 rg BT 362.97 719.10 Td (based ) Tj ET Q q 0 0 0 rg BT 387.78 719.10 Td (on ) Tj ET Q q 0 0 0 rg BT 399.81 719.10 Td (our ) Tj ET Q q 0 0 0 rg BT 415.18 719.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 450.53 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.90 719.10 Td (future ) Tj ET Q q 0 0 0 rg BT 486.81 719.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 508.28 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 524.76 719.10 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 89.81 707.10 Td (based ) Tj ET Q q 0 0 0 rg BT 114.28 707.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 153.20 707.10 Td (on ) Tj ET Q q 0 0 0 rg BT 164.91 707.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 204.94 707.10 Td (pricing, ) Tj ET Q q 0 0 0 rg BT 237.47 707.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 258.62 707.10 Td (volumes, ) Tj ET Q q 0 0 0 rg BT 296.71 707.10 Td (market ) Tj ET Q q 0 0 0 rg BT 326.19 707.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 361.22 707.10 Td (share, ) Tj ET Q q 0 0 0 rg BT 386.53 707.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 404.34 707.10 Td (trends ) Tj ET Q q 0 0 0 rg BT 430.49 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.63 707.10 Td (general ) Tj ET Q q 0 0 0 rg BT 477.77 707.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 518.35 707.10 Td (conditions. ) Tj ET Q q 0 0 0 rg BT 565.01 707.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (Certain ) Tj ET Q q 0 0 0 rg BT 81.07 695.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 120.42 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 130.89 695.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 176.35 695.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 196.26 695.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 220.62 695.10 Td (involve ) Tj ET Q q 0 0 0 rg BT 252.75 695.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 297.11 695.10 Td (with ) Tj ET Q q 0 0 0 rg BT 317.03 695.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 347.49 695.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 384.61 695.10 Td (history ) Tj ET Q q 0 0 0 rg BT 414.53 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 431.10 695.10 Td (developing ) Tj ET Q q 0 0 0 rg BT 477.67 695.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 511.46 695.10 Td (models. ) Tj ET Q q 0 0 0 rg BT 544.98 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.97 695.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 89.87 683.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 109.70 683.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 133.97 683.10 Td (are ) Tj ET Q q 0 0 0 rg BT 148.23 683.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 193.61 683.10 Td (using ) Tj ET Q q 0 0 0 rg BT 217.33 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 223.82 683.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 240.86 683.10 Td (that ) Tj ET Q q 0 0 0 rg BT 257.91 683.10 Td (represents ) Tj ET Q q 0 0 0 rg BT 300.50 683.10 Td (our ) Tj ET Q q 0 0 0 rg BT 315.88 683.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 354.59 683.10 Td (average ) Tj ET Q q 0 0 0 rg BT 387.73 683.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 405.89 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 416.27 683.10 Td (capital. ) Tj ET Q q 0 0 0 rg BT 447.48 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 449.53 683.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 480.46 683.10 Td (comparisons ) Tj ET Q q 0 0 0 rg BT 533.06 683.10 Td (include ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (an ) Tj ET Q q 0 0 0 rg BT 61.44 671.10 Td (analysis ) Tj ET Q q 0 0 0 rg BT 96.16 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 106.99 671.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 141.13 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 158.07 671.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 194.45 671.10 Td (multiples ) Tj ET Q q 0 0 0 rg BT 234.17 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 245.00 671.10 Td (guideline ) Tj ET Q q 0 0 0 rg BT 284.71 671.10 Td (public ) Tj ET Q q 0 0 0 rg BT 312.21 671.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 357.47 671.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 399.39 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 409.67 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 424.39 671.10 Td (Company) Tj ET Q q 0 0 0 rg BT 462.63 671.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (During ) Tj ET Q q 0 0 0 rg BT 80.86 650.10 Td (our ) Tj ET Q q 0 0 0 rg BT 97.22 650.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 124.69 650.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 156.03 650.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 179.06 650.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 208.74 650.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 247.33 650.10 Td (assessment, ) Tj ET Q q 0 0 0 rg BT 297.29 650.10 Td (we ) Tj ET Q q 0 0 0 rg BT 311.98 650.10 Td (elected ) Tj ET Q q 0 0 0 rg BT 343.32 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 354.13 650.10 Td (bypass ) Tj ET Q q 0 0 0 rg BT 384.38 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 399.63 650.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 425.99 650.10 Td (analysis ) Tj ET Q q 0 0 0 rg BT 461.23 650.10 Td (of ) Tj ET Q q 0 0 0 rg BT 472.59 650.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 517.83 650.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 548.06 650.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 83.25 638.10 Td (a ) Tj ET Q q 0 0 0 rg BT 89.24 638.10 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 137.99 638.10 Td (two-step ) Tj ET Q q 0 0 0 rg BT 173.98 638.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 211.08 638.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 258.73 638.10 Td (test ) Tj ET Q q 0 0 0 rg BT 274.16 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 284.04 638.10 Td (all ) Tj ET Q q 0 0 0 rg BT 295.58 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 305.46 638.10 Td (our ) Tj ET Q q 0 0 0 rg BT 320.33 638.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 358.54 638.10 Td (units ) Tj ET Q q 0 0 0 rg BT 379.53 638.10 Td (as ) Tj ET Q q 0 0 0 rg BT 389.41 638.10 Td (a ) Tj ET Q q 0 0 0 rg BT 395.39 638.10 Td (result ) Tj ET Q q 0 0 0 rg BT 419.16 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 429.03 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 442.80 638.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 479.90 638.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 527.55 638.10 Td (recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.84 626.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 84.90 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 87.27 626.10 Td (W) Tj ET Q q 0 0 0 rg BT 95.91 626.10 Td (e ) Tj ET Q q 0 0 0 rg BT 102.91 626.10 Td (calculated ) Tj ET Q q 0 0 0 rg BT 146.00 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.77 626.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 177.21 626.10 Td (value ) Tj ET Q q 0 0 0 rg BT 201.43 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 212.32 626.10 Td (each ) Tj ET Q q 0 0 0 rg BT 233.19 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 244.08 626.10 Td (our ) Tj ET Q q 0 0 0 rg BT 259.97 626.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 299.19 626.10 Td (units ) Tj ET Q q 0 0 0 rg BT 321.20 626.10 Td (by ) Tj ET Q q 0 0 0 rg BT 333.76 626.10 Td (using ) Tj ET Q q 0 0 0 rg BT 357.99 626.10 Td (a ) Tj ET Q q 0 0 0 rg BT 364.98 626.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 410.87 626.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 431.20 626.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 452.09 626.10 Td (analysis ) Tj ET Q q 0 0 0 rg BT 486.87 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 503.86 626.10 Td (concluded ) Tj ET Q q 0 0 0 rg BT 547.52 626.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.99 614.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 110.70 614.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 155.20 614.10 Td (in ) Tj ET Q q 0 0 0 rg BT 165.26 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 179.75 614.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 220.91 614.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 252.06 614.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 287.66 614.10 Td (were ) Tj ET Q q 0 0 0 rg BT 309.37 614.10 Td (less ) Tj ET Q q 0 0 0 rg BT 326.64 614.10 Td (than ) Tj ET Q q 0 0 0 rg BT 346.14 614.10 Td (their ) Tj ET Q q 0 0 0 rg BT 366.74 614.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 402.33 614.10 Td (values. ) Tj ET Q q 0 0 0 rg BT 432.66 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 434.43 614.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 483.77 614.10 Td (, ) Tj ET Q q 0 0 0 rg BT 488.54 614.10 Td (we ) Tj ET Q q 0 0 0 rg BT 502.48 614.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 546.40 614.10 Td (step ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (two ) Tj ET Q q 0 0 0 rg BT 67.87 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 79.56 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 95.14 602.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 144.61 602.10 Td (test ) Tj ET Q q 0 0 0 rg BT 161.86 602.10 Td (for ) Tj ET Q q 0 0 0 rg BT 176.89 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 192.47 602.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 240.27 602.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 285.86 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 297.00 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.58 602.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 354.83 602.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 387.07 602.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 423.76 602.10 Td (\(see ) Tj ET Q q 0 0 0 rg BT 443.22 602.10 Td (Item ) Tj ET Q q 0 0 0 rg BT 464.91 602.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 473.28 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 484.98 602.10 Td (Part ) Tj ET Q q 0 0 0 rg BT 504.45 602.10 Td (I, ) Tj ET Q q 0 0 0 rg BT 513.65 602.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 518.08 602.10 Td (Reportable ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (Segments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.27 590.10 Td (, ) Tj ET Q q 0 0 0 rg BT 97.13 590.10 Td (for ) Tj ET Q q 0 0 0 rg BT 111.72 590.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 154.64 590.10 Td (information ) Tj ET Q q 0 0 0 rg BT 204.78 590.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 246.02 590.10 Td (our ) Tj ET Q q 0 0 0 rg BT 262.28 590.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 297.41 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 308.12 590.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 351.58 590.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 391.72 590.10 Td (ef) Tj ET Q q 0 0 0 rg BT 399.31 590.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 429.44 590.10 Td (January ) Tj ET Q q 0 0 0 rg BT 463.46 590.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 473.89 590.10 Td (2017\) ) Tj ET Q q 0 0 0 rg BT 500.15 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 517.52 590.10 Td (determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.13 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 81.98 578.10 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.16 578.10 Td ($55.7 ) Tj ET Q q 0 0 0 rg BT 150.30 578.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.19 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 181.82 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.79 578.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 230.98 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.95 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.80 578.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 303.87 578.10 Td (business ) Tj ET Q q 0 0 0 rg BT 340.40 578.10 Td (was ) Tj ET Q q 0 0 0 rg BT 358.58 578.10 Td (impaired. ) Tj ET Q q 0 0 0 rg BT 399.26 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 401.32 578.10 Td (As ) Tj ET Q q 0 0 0 rg BT 415.07 578.10 Td (a ) Tj ET Q q 0 0 0 rg BT 422.14 578.10 Td (result, ) Tj ET Q q 0 0 0 rg BT 449.49 578.10 Td (we ) Tj ET Q q 0 0 0 rg BT 463.79 578.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 501.40 578.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.47 578.10 Td ($55.7 ) Tj ET Q q 0 0 0 rg BT 533.61 578.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 99.23 566.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 118.42 566.10 Td (in ) Tj ET Q q 0 0 0 rg BT 129.82 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.67 566.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 173.73 566.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 205.68 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 217.63 566.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 243.76 566.10 Td ( ) Tj ET Q q 0 0 0 rg BT 247.13 566.10 Td (This ) Tj ET Q q 0 0 0 rg BT 268.53 566.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 307.72 566.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 357.45 566.10 Td (was ) Tj ET Q q 0 0 0 rg BT 376.63 566.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 417.47 566.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 446.64 566.10 Td (by ) Tj ET Q q 0 0 0 rg BT 460.27 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 476.11 566.10 Td (Company) Tj ET Q q 0 0 0 rg BT 517.78 566.10 Td (s ) Tj ET Q q 0 0 0 rg BT 525.30 566.10 Td (projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 98.33 554.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 134.38 554.10 Td (from ) Tj ET Q q 0 0 0 rg BT 158.22 554.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 190.94 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 209.78 554.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 258.06 554.10 Td (in ) Tj ET Q q 0 0 0 rg BT 270.24 554.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 325.18 554.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 365.13 554.10 Td (to ) Tj ET Q q 0 0 0 rg BT 377.31 554.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 412.53 554.10 Td ( ) Tj ET Q q 0 0 0 rg BT 416.61 554.10 Td (There ) Tj ET Q q 0 0 0 rg BT 444.33 554.10 Td (were ) Tj ET Q q 0 0 0 rg BT 468.16 554.10 Td (no ) Tj ET Q q 0 0 0 rg BT 482.56 554.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 526.95 554.10 Td (goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.10 Td (impairments ) Tj ET Q q 0 0 0 rg BT 101.55 542.10 Td (as ) Tj ET Q q 0 0 0 rg BT 111.94 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 122.33 542.10 Td (December ) Tj ET Q q 0 0 0 rg BT 165.47 542.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 180.03 542.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 204.59 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 206.65 542.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 233.15 542.10 Td (on ) Tj ET Q q 0 0 0 rg BT 245.21 542.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.60 542.10 Td (fourth) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.04 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 287.10 542.10 Td (quarter ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.47 542.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.47 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 339.53 542.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.03 542.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.03 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 378.09 542.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 415.71 542.10 Td (assessments, ) Tj ET Q q 0 0 0 rg BT 468.59 542.10 Td (we ) Tj ET Q q 0 0 0 rg BT 482.31 542.10 Td (concluded ) Tj ET Q q 0 0 0 rg BT 525.47 542.10 Td (that ) Tj ET Q q 0 0 0 rg BT 542.52 542.10 Td (there ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.10 Td (were ) Tj ET Q q 0 0 0 rg BT 71.43 530.10 Td (no ) Tj ET Q q 0 0 0 rg BT 83.93 530.10 Td (impairments ) Tj ET Q q 0 0 0 rg BT 136.42 530.10 Td (of ) Tj ET Q q 0 0 0 rg BT 147.25 530.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 185.31 530.10 Td (as ) Tj ET Q q 0 0 0 rg BT 196.14 530.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.97 530.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 265.55 530.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.55 530.10 Td ( ) Tj ET Q q 0 0 0 rg BT 288.05 530.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.99 530.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.99 530.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 509.10 Td (Identifiable ) Tj ET Q q 0 0 0 rg BT 98.10 509.10 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 141.52 509.10 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.10 Td (Identified ) Tj ET Q q 0 0 0 rg BT 92.80 488.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 137.23 488.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 164.99 488.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 197.20 488.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 238.84 488.10 Td (of ) Tj ET Q q 0 0 0 rg BT 251.60 488.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 292.69 488.10 Td (related ) Tj ET Q q 0 0 0 rg BT 324.32 488.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 368.75 488.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 399.01 488.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 441.20 488.10 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 493.67 488.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 518.08 488.10 Td (names ) Tj ET Q q 0 0 0 rg BT 548.06 488.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 476.10 Td (trademarks ) Tj ET Q q 0 0 0 rg BT 96.53 476.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.57 476.10 Td (other ) Tj ET Q q 0 0 0 rg BT 136.71 476.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 179.31 476.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 207.74 476.10 Td ( ) Tj ET Q q 0 0 0 rg BT 210.15 476.10 Td (W) Tj ET Q q 0 0 0 rg BT 218.79 476.10 Td (e ) Tj ET Q q 0 0 0 rg BT 225.83 476.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 260.64 476.10 Td (tests ) Tj ET Q q 0 0 0 rg BT 281.02 476.10 Td (for ) Tj ET Q q 0 0 0 rg BT 295.28 476.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 343.98 476.10 Td (if ) Tj ET Q q 0 0 0 rg BT 352.69 476.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 396.96 476.10 Td (exist ) Tj ET Q q 0 0 0 rg BT 418.44 476.10 Td (that ) Tj ET Q q 0 0 0 rg BT 436.04 476.10 Td (indicate ) Tj ET Q q 0 0 0 rg BT 470.29 476.10 Td (the ) Tj ET Q q 0 0 0 rg BT 485.11 476.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 521.03 476.10 Td (value ) Tj ET Q q 0 0 0 rg BT 545.28 476.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 464.10 Td (not ) Tj ET Q q 0 0 0 rg BT 64.40 464.10 Td (be ) Tj ET Q q 0 0 0 rg BT 75.96 464.10 Td (recoverable. ) Tj ET Q q 0 0 0 rg BT 127.21 464.10 Td ( ) Tj ET Q q 0 0 0 rg BT 129.18 464.10 Td (When ) Tj ET Q q 0 0 0 rg BT 155.18 464.10 Td (facts ) Tj ET Q q 0 0 0 rg BT 176.18 464.10 Td (and ) Tj ET Q q 0 0 0 rg BT 192.74 464.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 251.50 464.10 Td (indicate ) Tj ET Q q 0 0 0 rg BT 285.27 464.10 Td (that ) Tj ET Q q 0 0 0 rg BT 302.39 464.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.73 464.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 352.16 464.10 Td (value ) Tj ET Q q 0 0 0 rg BT 375.94 464.10 Td (of ) Tj ET Q q 0 0 0 rg BT 386.39 464.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 428.50 464.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 453.96 464.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 501.06 464.10 Td (to ) Tj ET Q q 0 0 0 rg BT 510.96 464.10 Td (have ) Tj ET Q q 0 0 0 rg BT 531.96 464.10 Td (definite ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 452.10 Td (lives ) Tj ET Q q 0 0 0 rg BT 70.86 452.10 Td (may ) Tj ET Q q 0 0 0 rg BT 90.56 452.10 Td (not ) Tj ET Q q 0 0 0 rg BT 105.81 452.10 Td (be ) Tj ET Q q 0 0 0 rg BT 117.73 452.10 Td (recoverable, ) Tj ET Q q 0 0 0 rg BT 169.34 452.10 Td (management ) Tj ET Q q 0 0 0 rg BT 222.90 452.10 Td (assesses ) Tj ET Q q 0 0 0 rg BT 258.15 452.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.85 452.10 Td (recoverability ) Tj ET Q q 0 0 0 rg BT 330.85 452.10 Td (of ) Tj ET Q q 0 0 0 rg BT 341.66 452.10 Td (the ) Tj ET Q q 0 0 0 rg BT 356.35 452.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 392.14 452.10 Td (value ) Tj ET Q q 0 0 0 rg BT 416.28 452.10 Td (by ) Tj ET Q q 0 0 0 rg BT 428.75 452.10 Td (preparing ) Tj ET Q q 0 0 0 rg BT 469.55 452.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 509.24 452.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.04 452.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 540.29 452.10 Td (flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 440.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.50 440.10 Td (discrete ) Tj ET Q q 0 0 0 rg BT 92.27 440.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 133.93 440.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 158.93 440.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 197.80 440.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 239.47 440.10 Td (with ) Tj ET Q q 0 0 0 rg BT 258.92 440.10 Td (models ) Tj ET Q q 0 0 0 rg BT 289.48 440.10 Td (utilized ) Tj ET Q q 0 0 0 rg BT 321.14 440.10 Td (for ) Tj ET Q q 0 0 0 rg BT 334.47 440.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 366.68 440.10 Td (planning ) Tj ET Q q 0 0 0 rg BT 403.35 440.10 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 443.07 440.10 Td ( ) Tj ET Q q 0 0 0 rg BT 444.75 440.10 Td (If ) Tj ET Q q 0 0 0 rg BT 453.08 440.10 Td (the ) Tj ET Q q 0 0 0 rg BT 466.96 440.10 Td (sum ) Tj ET Q q 0 0 0 rg BT 485.31 440.10 Td (of ) Tj ET Q q 0 0 0 rg BT 495.31 440.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.20 440.10 Td (undiscounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 428.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 87.73 428.10 Td (future ) Tj ET Q q 0 0 0 rg BT 114.31 428.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 134.78 428.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 159.71 428.10 Td (is ) Tj ET Q q 0 0 0 rg BT 169.08 428.10 Td (less ) Tj ET Q q 0 0 0 rg BT 186.78 428.10 Td (than ) Tj ET Q q 0 0 0 rg BT 206.70 428.10 Td (the ) Tj ET Q q 0 0 0 rg BT 221.62 428.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 257.63 428.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 284.49 428.10 Td (we ) Tj ET Q q 0 0 0 rg BT 298.85 428.10 Td (would ) Tj ET Q q 0 0 0 rg BT 326.55 428.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 368.12 428.10 Td (an ) Tj ET Q q 0 0 0 rg BT 380.26 428.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 429.06 428.10 Td (to ) Tj ET Q q 0 0 0 rg BT 439.54 428.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.46 428.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 481.59 428.10 Td (the ) Tj ET Q q 0 0 0 rg BT 496.51 428.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 532.53 428.10 Td (amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 416.10 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 83.06 416.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 98.86 416.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 124.93 416.10 Td ( ) Tj ET Q q 0 0 0 rg BT 126.84 416.10 Td (In ) Tj ET Q q 0 0 0 rg BT 137.09 416.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.22 416.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 177.58 416.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 207.81 416.10 Td (of ) Tj ET Q q 0 0 0 rg BT 218.06 416.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 242.47 416.10 Td (we ) Tj ET Q q 0 0 0 rg BT 256.05 416.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 292.94 416.10 Td (a ) Tj ET Q q 0 0 0 rg BT 299.30 416.10 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 337.31 416.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 385.33 416.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 402.81 416.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.05 416.10 Td ($1) Tj ET Q q 0 0 0 rg BT 422.68 416.10 Td (1.9 ) Tj ET Q q 0 0 0 rg BT 437.10 416.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.99 416.10 Td ( ) Tj ET Q q 0 0 0 rg BT 467.91 416.10 Td (in ) Tj ET Q q 0 0 0 rg BT 477.60 416.10 Td (our ) Tj ET Q q 0 0 0 rg BT 492.85 416.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 533.64 416.10 Td (Market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 404.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 84.50 404.10 Td (and ) Tj ET Q q 0 0 0 rg BT 100.61 404.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 125.05 404.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 173.11 404.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 214.77 404.10 Td (and ) Tj ET Q q 0 0 0 rg BT 230.88 404.10 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 283.66 404.10 Td (\(see ) Tj ET Q q 0 0 0 rg BT 301.43 404.10 Td (Item ) Tj ET Q q 0 0 0 rg BT 321.42 404.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 328.09 404.10 Td (of ) Tj ET Q q 0 0 0 rg BT 338.10 404.10 Td (Part ) Tj ET Q q 0 0 0 rg BT 355.88 404.10 Td (I, ) Tj ET Q q 0 0 0 rg BT 363.38 404.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 367.81 404.10 Td (Reportable ) Tj ET Q q 0 0 0 rg BT 413.92 404.10 Td (Segments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.69 404.10 Td (, ) Tj ET Q q 0 0 0 rg BT 460.30 404.10 Td (for ) Tj ET Q q 0 0 0 rg BT 473.63 404.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 515.29 404.10 Td (information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 392.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 90.49 392.10 Td (our ) Tj ET Q q 0 0 0 rg BT 106.50 392.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 141.38 392.10 Td (in ) Tj ET Q q 0 0 0 rg BT 151.83 392.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 195.04 392.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 234.93 392.10 Td (ef) Tj ET Q q 0 0 0 rg BT 242.52 392.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 272.39 392.10 Td (January ) Tj ET Q q 0 0 0 rg BT 306.17 392.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 316.34 392.10 Td (2017\), ) Tj ET Q q 0 0 0 rg BT 344.85 392.10 Td (related ) Tj ET Q q 0 0 0 rg BT 374.72 392.10 Td (to ) Tj ET Q q 0 0 0 rg BT 385.18 392.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 424.51 392.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 474.39 392.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 517.06 392.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 543.06 392.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 380.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.27 380.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 86.82 380.10 Td (Homeward ) Tj ET Q q 0 0 0 rg BT 133.80 380.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.79 380.10 Td (ResCap ) Tj ET Q q 0 0 0 rg BT 184.45 380.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 225.31 380.10 Td (business ) Tj ET Q q 0 0 0 rg BT 261.75 380.10 Td (acquisitions. ) Tj ET Q q 0 0 0 rg BT 314.57 380.10 Td ( ) Tj ET Q q 0 0 0 rg BT 316.94 380.10 Td (These ) Tj ET Q q 0 0 0 rg BT 343.37 380.10 Td (impairments ) Tj ET Q q 0 0 0 rg BT 395.91 380.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.79 380.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 449.33 380.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 475.21 380.10 Td (were ) Tj ET Q q 0 0 0 rg BT 497.19 380.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 536.96 380.10 Td (driven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 368.10 Td (by ) Tj ET Q q 0 0 0 rg BT 62.03 368.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.78 368.10 Td (Company) Tj ET Q q 0 0 0 rg BT 118.45 368.10 Td (s ) Tj ET Q q 0 0 0 rg BT 124.87 368.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 164.61 368.10 Td (former ) Tj ET Q q 0 0 0 rg BT 194.35 368.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 241.32 368.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 275.49 368.10 Td (from ) Tj ET Q q 0 0 0 rg BT 297.47 368.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 328.32 368.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.29 368.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 391.71 368.10 Td (in ) Tj ET Q q 0 0 0 rg BT 402.02 368.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 455.09 368.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 493.17 368.10 Td (to ) Tj ET Q q 0 0 0 rg BT 503.48 368.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 536.84 368.10 Td ( ) Tj ET Q q 0 0 0 rg BT 539.19 368.10 Td (There ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 356.10 Td (were ) Tj ET Q q 0 0 0 rg BT 71.43 356.10 Td (no ) Tj ET Q q 0 0 0 rg BT 83.93 356.10 Td (impairments ) Tj ET Q q 0 0 0 rg BT 136.42 356.10 Td (of ) Tj ET Q q 0 0 0 rg BT 147.25 356.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 189.74 356.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 215.57 356.10 Td (for ) Tj ET Q q 0 0 0 rg BT 229.73 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 244.45 356.10 Td (years ) Tj ET Q q 0 0 0 rg BT 268.04 356.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.42 356.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 353.01 356.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.01 356.10 Td ( ) Tj ET Q q 0 0 0 rg BT 375.51 356.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.44 356.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.44 356.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 335.10 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 314.10 Td (For ) Tj ET Q q 0 0 0 rg BT 65.51 314.10 Td (those ) Tj ET Q q 0 0 0 rg BT 88.74 314.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 138.63 314.10 Td (that ) Tj ET Q q 0 0 0 rg BT 155.75 314.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 177.30 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.63 314.10 Td (definition ) Tj ET Q q 0 0 0 rg BT 232.63 314.10 Td (of ) Tj ET Q q 0 0 0 rg BT 243.08 314.10 Td (a ) Tj ET Q q 0 0 0 rg BT 249.64 314.10 Td (business ) Tj ET Q q 0 0 0 rg BT 285.65 314.10 Td (combination, ) Tj ET Q q 0 0 0 rg BT 340.26 314.10 Td (we ) Tj ET Q q 0 0 0 rg BT 354.04 314.10 Td (allocate ) Tj ET Q q 0 0 0 rg BT 387.25 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 401.58 314.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 439.24 314.10 Td (price, ) Tj ET Q q 0 0 0 rg BT 463.85 314.10 Td (including ) Tj ET Q q 0 0 0 rg BT 503.74 314.10 Td (any ) Tj ET Q q 0 0 0 rg BT 520.30 314.10 Td (contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 302.10 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 108.23 302.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.37 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 132.95 302.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 158.64 302.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 195.42 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 212.22 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 226.80 302.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 266.37 302.10 Td (assumed ) Tj ET Q q 0 0 0 rg BT 303.17 302.10 Td (at ) Tj ET Q q 0 0 0 rg BT 312.75 302.10 Td (their ) Tj ET Q q 0 0 0 rg BT 333.43 302.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 374.11 302.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 390.35 302.10 Td (values ) Tj ET Q q 0 0 0 rg BT 418.26 302.10 Td (as ) Tj ET Q q 0 0 0 rg BT 428.95 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 439.64 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.21 302.10 Td (date ) Tj ET Q q 0 0 0 rg BT 473.23 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.92 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.49 302.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 544.74 302.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 290.10 Td (any ) Tj ET Q q 0 0 0 rg BT 66.39 290.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 94.95 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.73 290.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.40 290.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 158.40 290.10 Td (price ) Tj ET Q q 0 0 0 rg BT 180.84 290.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 200.51 290.10 Td (over ) Tj ET Q q 0 0 0 rg BT 220.73 290.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.40 290.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 276.18 290.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 292.51 290.10 Td (value ) Tj ET Q q 0 0 0 rg BT 316.62 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 327.41 290.10 Td (net ) Tj ET Q q 0 0 0 rg BT 342.08 290.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 367.86 290.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 404.74 290.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 442.17 290.10 Td (as ) Tj ET Q q 0 0 0 rg BT 452.96 290.10 Td (goodwill. ) Tj ET Q q 0 0 0 rg BT 493.47 290.10 Td ( ) Tj ET Q q 0 0 0 rg BT 495.75 290.10 Td (The ) Tj ET Q q 0 0 0 rg BT 513.75 290.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 530.08 290.10 Td (value ) Tj ET Q q 0 0 0 rg BT 554.19 290.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.65 278.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 90.91 278.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 128.26 278.10 Td (and ) Tj ET Q q 0 0 0 rg BT 145.63 278.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 185.77 278.10 Td (assumed ) Tj ET Q q 0 0 0 rg BT 223.14 278.10 Td (is ) Tj ET Q q 0 0 0 rg BT 232.74 278.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 270.66 278.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 318.57 278.10 Td (by ) Tj ET Q q 0 0 0 rg BT 331.50 278.10 Td (using ) Tj ET Q q 0 0 0 rg BT 356.10 278.10 Td (either ) Tj ET Q q 0 0 0 rg BT 381.79 278.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 421.94 278.10 Td (of ) Tj ET Q q 0 0 0 rg BT 433.20 278.10 Td (replacement ) Tj ET Q q 0 0 0 rg BT 484.98 278.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 507.91 278.10 Td (or ) Tj ET Q q 0 0 0 rg BT 519.17 278.10 Td (discounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 266.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.30 266.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 91.66 266.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 131.90 266.10 Td (methods. ) Tj ET Q q 0 0 0 rg BT 171.32 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 174.13 266.10 Td (When ) Tj ET Q q 0 0 0 rg BT 201.04 266.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 252.39 266.10 Td (the ) Tj ET Q q 0 0 0 rg BT 267.64 266.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 284.55 266.10 Td (value ) Tj ET Q q 0 0 0 rg BT 309.24 266.10 Td (of ) Tj ET Q q 0 0 0 rg BT 320.60 266.10 Td (tangible ) Tj ET Q q 0 0 0 rg BT 355.84 266.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 382.20 266.10 Td (acquired, ) Tj ET Q q 0 0 0 rg BT 422.16 266.10 Td (we ) Tj ET Q q 0 0 0 rg BT 436.85 266.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 473.20 266.10 Td (the ) Tj ET Q q 0 0 0 rg BT 488.45 266.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 507.59 266.10 Td (to ) Tj ET Q q 0 0 0 rg BT 518.40 266.10 Td (replace ) Tj ET Q q 0 0 0 rg BT 550.29 266.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 254.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 71.82 254.10 Td (with ) Tj ET Q q 0 0 0 rg BT 92.48 254.10 Td (a ) Tj ET Q q 0 0 0 rg BT 99.80 254.10 Td (new ) Tj ET Q q 0 0 0 rg BT 119.34 254.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 141.66 254.10 Td (taking ) Tj ET Q q 0 0 0 rg BT 169.53 254.10 Td (into ) Tj ET Q q 0 0 0 rg BT 187.97 254.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 244.72 254.10 Td (such ) Tj ET Q q 0 0 0 rg BT 265.94 254.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 296.02 254.10 Td (as ) Tj ET Q q 0 0 0 rg BT 307.23 254.10 Td (age, ) Tj ET Q q 0 0 0 rg BT 326.49 254.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 367.15 254.10 Td (and ) Tj ET Q q 0 0 0 rg BT 384.47 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 399.56 254.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 441.32 254.10 Td (useful ) Tj ET Q q 0 0 0 rg BT 468.64 254.10 Td (life ) Tj ET Q q 0 0 0 rg BT 484.84 254.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.05 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 511.15 254.10 Td (asset. ) Tj ET Q q 0 0 0 rg BT 535.97 254.10 Td ( ) Tj ET Q q 0 0 0 rg BT 538.64 254.10 Td (When ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 242.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 100.75 242.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.90 242.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 132.70 242.10 Td (value ) Tj ET Q q 0 0 0 rg BT 157.29 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 168.55 242.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 211.47 242.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 237.73 242.10 Td (acquired, ) Tj ET Q q 0 0 0 rg BT 277.58 242.10 Td (we ) Tj ET Q q 0 0 0 rg BT 292.17 242.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 328.42 242.10 Td (the ) Tj ET Q q 0 0 0 rg BT 343.57 242.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 387.59 242.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 424.40 242.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 442.32 242.10 Td (and ) Tj ET Q q 0 0 0 rg BT 459.69 242.10 Td (the ) Tj ET Q q 0 0 0 rg BT 474.83 242.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 503.88 242.10 Td (and ) Tj ET Q q 0 0 0 rg BT 521.24 242.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 554.17 242.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.10 Td (future ) Tj ET Q q 0 0 0 rg BT 76.37 230.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 97.13 230.10 Td (flows, ) Tj ET Q q 0 0 0 rg BT 124.85 230.10 Td (including ) Tj ET Q q 0 0 0 rg BT 165.61 230.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 183.59 230.10 Td (and ) Tj ET Q q 0 0 0 rg BT 201.02 230.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 226.23 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 237.56 230.10 Td (renewal ) Tj ET Q q 0 0 0 rg BT 272.20 230.10 Td (and ) Tj ET Q q 0 0 0 rg BT 289.63 230.10 Td (attrition. ) Tj ET Q q 0 0 0 rg BT 326.78 230.10 Td ( ) Tj ET Q q 0 0 0 rg BT 329.56 230.10 Td (The ) Tj ET Q q 0 0 0 rg BT 348.10 230.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 406.63 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 417.95 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 433.16 230.10 Td (final ) Tj ET Q q 0 0 0 rg BT 454.48 230.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 493.01 230.10 Td (price ) Tj ET Q q 0 0 0 rg BT 515.99 230.10 Td (and ) Tj ET Q q 0 0 0 rg BT 533.42 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 548.63 230.10 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 218.10 Td (values ) Tj ET Q q 0 0 0 rg BT 77.96 218.10 Td (on ) Tj ET Q q 0 0 0 rg BT 90.88 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.01 218.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 152.81 218.10 Td (date ) Tj ET Q q 0 0 0 rg BT 172.38 218.10 Td (of ) Tj ET Q q 0 0 0 rg BT 183.62 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.75 218.10 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 247.21 218.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 273.45 218.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 310.79 218.10 Td (and ) Tj ET Q q 0 0 0 rg BT 328.14 218.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 368.27 218.10 Td (assumed ) Tj ET Q q 0 0 0 rg BT 405.63 218.10 Td (may ) Tj ET Q q 0 0 0 rg BT 425.76 218.10 Td (extend ) Tj ET Q q 0 0 0 rg BT 455.33 218.10 Td (over ) Tj ET Q q 0 0 0 rg BT 476.01 218.10 Td (more ) Tj ET Q q 0 0 0 rg BT 499.48 218.10 Td (than ) Tj ET Q q 0 0 0 rg BT 519.61 218.10 Td (one ) Tj ET Q q 0 0 0 rg BT 536.96 218.10 Td (period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 206.10 Td (result ) Tj ET Q q 0 0 0 rg BT 91.16 206.10 Td (in ) Tj ET Q q 0 0 0 rg BT 101.43 206.10 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 151.71 206.10 Td (to ) Tj ET Q q 0 0 0 rg BT 161.99 206.10 Td (the ) Tj ET Q q 0 0 0 rg BT 176.70 206.10 Td (preliminary ) Tj ET Q q 0 0 0 rg BT 225.85 206.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 261.67 206.10 Td (recognized.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 185.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 100.89 185.10 Td (for) Tj ET Q q 0 0 0 rg BT 113.48 185.10 Td ( ) Tj ET Q q 0 0 0 rg BT 115.98 185.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 149.96 185.10 Td (T) Tj ET Q q 0 0 0 rg BT 155.71 185.10 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 164.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 164.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.69 164.10 Td (record ) Tj ET Q q 0 0 0 rg BT 94.33 164.10 Td (our ) Tj ET Q q 0 0 0 rg BT 110.77 164.10 Td (income ) Tj ET Q q 0 0 0 rg BT 143.32 164.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 166.98 164.10 Td (in ) Tj ET Q q 0 0 0 rg BT 177.86 164.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 225.94 164.10 Td (with ) Tj ET Q q 0 0 0 rg BT 246.14 164.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 268.48 164.10 Td (T) Tj ET Q q 0 0 0 rg BT 273.89 164.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 294.21 164.10 Td (740, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 314.82 164.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 347.36 164.10 Td (T) Tj ET Q q 0 0 0 rg BT 352.01 164.10 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.78 164.10 Td (. ) Tj ET Q q 0 0 0 rg BT 375.39 164.10 Td ( ) Tj ET Q q 0 0 0 rg BT 378.27 164.10 Td (W) Tj ET Q q 0 0 0 rg BT 386.91 164.10 Td (e ) Tj ET Q q 0 0 0 rg BT 394.46 164.10 Td (are ) Tj ET Q q 0 0 0 rg BT 409.78 164.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 441.21 164.10 Td (to ) Tj ET Q q 0 0 0 rg BT 452.10 164.10 Td (income ) Tj ET Q q 0 0 0 rg BT 484.64 164.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 508.30 164.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 554.73 164.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 152.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 95.97 152.10 Td (g, ) Tj ET Q q 0 0 0 rg BT 106.22 152.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.18 152.10 Td (United ) Tj ET Q q 0 0 0 rg BT 151.14 152.10 Td (States ) Tj ET Q q 0 0 0 rg BT 177.77 152.10 Td (and ) Tj ET Q q 0 0 0 rg BT 194.95 152.10 Td (India. ) Tj ET Q q 0 0 0 rg BT 220.75 152.10 Td ( ) Tj ET Q q 0 0 0 rg BT 223.49 152.10 Td (Significant ) Tj ET Q q 0 0 0 rg BT 270.12 152.10 Td (judgment ) Tj ET Q q 0 0 0 rg BT 310.63 152.10 Td (is ) Tj ET Q q 0 0 0 rg BT 320.05 152.10 Td (required ) Tj ET Q q 0 0 0 rg BT 356.11 152.10 Td (in ) Tj ET Q q 0 0 0 rg BT 366.63 152.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 411.02 152.10 Td (our ) Tj ET Q q 0 0 0 rg BT 427.10 152.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 442.06 152.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 480.92 152.10 Td (and ) Tj ET Q q 0 0 0 rg BT 498.10 152.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 549.17 152.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 140.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 89.20 140.10 Td (for ) Tj ET Q q 0 0 0 rg BT 102.78 140.10 Td (income ) Tj ET Q q 0 0 0 rg BT 134.13 140.10 Td (taxes. ) Tj ET Q q 0 0 0 rg BT 159.09 140.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.01 140.10 Td (During ) Tj ET Q q 0 0 0 rg BT 191.26 140.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.40 140.10 Td (ordinary ) Tj ET Q q 0 0 0 rg BT 241.19 140.10 Td (course ) Tj ET Q q 0 0 0 rg BT 269.21 140.10 Td (of ) Tj ET Q q 0 0 0 rg BT 279.46 140.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 317.77 140.10 Td (there ) Tj ET Q q 0 0 0 rg BT 339.68 140.10 Td (are ) Tj ET Q q 0 0 0 rg BT 353.80 140.10 Td (many ) Tj ET Q q 0 0 0 rg BT 377.94 140.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 427.62 140.10 Td (and ) Tj ET Q q 0 0 0 rg BT 443.98 140.10 Td (estimates, ) Tj ET Q q 0 0 0 rg BT 485.61 140.10 Td (including ) Tj ET Q q 0 0 0 rg BT 525.30 140.10 Td (projected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 128.10 Td (income ) Tj ET Q q 0 0 0 rg BT 81.67 128.10 Td (by ) Tj ET Q q 0 0 0 rg BT 94.41 128.10 Td (taxing ) Tj ET Q q 0 0 0 rg BT 122.14 128.10 Td (jurisdiction, ) Tj ET Q q 0 0 0 rg BT 172.93 128.10 Td (for ) Tj ET Q q 0 0 0 rg BT 187.32 128.10 Td (which ) Tj ET Q q 0 0 0 rg BT 214.50 128.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.45 128.10 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 264.96 128.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 279.91 128.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 338.19 128.10 Td (may ) Tj ET Q q 0 0 0 rg BT 358.14 128.10 Td (vary ) Tj ET Q q 0 0 0 rg BT 378.65 128.10 Td (from ) Tj ET Q q 0 0 0 rg BT 400.82 128.10 Td (year ) Tj ET Q q 0 0 0 rg BT 420.76 128.10 Td (to ) Tj ET Q q 0 0 0 rg BT 431.28 128.10 Td (year) Tj ET Q q 0 0 0 rg BT 447.94 128.10 Td (. ) Tj ET Q q 0 0 0 rg BT 453.17 128.10 Td ( ) Tj ET Q q 0 0 0 rg BT 455.91 128.10 Td (For ) Tj ET Q q 0 0 0 rg BT 472.54 128.10 Td (example, ) Tj ET Q q 0 0 0 rg BT 511.65 128.10 Td (our ) Tj ET Q q 0 0 0 rg BT 527.71 128.10 Td (ef) Tj ET Q q 0 0 0 rg BT 535.30 128.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 116.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 64.20 116.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 85.56 116.10 Td (could ) Tj ET Q q 0 0 0 rg BT 110.27 116.10 Td (be ) Tj ET Q q 0 0 0 rg BT 122.19 116.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 162.99 116.10 Td (af) Tj ET Q q 0 0 0 rg BT 170.58 116.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 197.49 116.10 Td (by ) Tj ET Q q 0 0 0 rg BT 209.97 116.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 235.23 116.10 Td (than ) Tj ET Q q 0 0 0 rg BT 254.93 116.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 301.28 116.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 337.64 116.10 Td (in ) Tj ET Q q 0 0 0 rg BT 347.91 116.10 Td (countries ) Tj ET Q q 0 0 0 rg BT 387.05 116.10 Td (where ) Tj ET Q q 0 0 0 rg BT 413.96 116.10 Td (we ) Tj ET Q q 0 0 0 rg BT 428.11 116.10 Td (have ) Tj ET Q q 0 0 0 rg BT 449.47 116.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 474.72 116.10 Td (ef) Tj ET Q q 0 0 0 rg BT 482.31 116.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 512.00 116.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 526.70 116.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 548.06 116.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 104.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 77.64 104.10 Td (than ) Tj ET Q q 0 0 0 rg BT 97.45 104.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 143.91 104.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 180.38 104.10 Td (in ) Tj ET Q q 0 0 0 rg BT 190.75 104.10 Td (countries ) Tj ET Q q 0 0 0 rg BT 229.99 104.10 Td (where ) Tj ET Q q 0 0 0 rg BT 257.01 104.10 Td (we ) Tj ET Q q 0 0 0 rg BT 271.26 104.10 Td (have ) Tj ET Q q 0 0 0 rg BT 292.73 104.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 320.87 104.10 Td (ef) Tj ET Q q 0 0 0 rg BT 328.46 104.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 358.25 104.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 373.06 104.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 397.03 104.10 Td (by ) Tj ET Q q 0 0 0 rg BT 409.62 104.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 444.42 104.10 Td (in ) Tj ET Q q 0 0 0 rg BT 454.79 104.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 492.36 104.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 532.71 104.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 554.17 104.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 92.10 Td (by ) Tj ET Q q 0 0 0 rg BT 61.65 92.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 96.01 92.10 Td (in ) Tj ET Q q 0 0 0 rg BT 105.94 92.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.31 92.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 154.66 92.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 169.03 92.10 Td (rate, ) Tj ET Q q 0 0 0 rg BT 188.66 92.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 234.69 92.10 Td (and ) Tj ET Q q 0 0 0 rg BT 251.27 92.10 Td (other ) Tj ET Q q 0 0 0 rg BT 273.97 92.10 Td (laws, ) Tj ET Q q 0 0 0 rg BT 296.95 92.10 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 346.04 92.10 Td (principles ) Tj ET Q q 0 0 0 rg BT 387.62 92.10 Td (and ) Tj ET Q q 0 0 0 rg BT 404.21 92.10 Td (interpretations. ) Tj ET Q q 0 0 0 rg BT 466.62 92.10 Td ( ) Tj ET Q q 0 0 0 rg BT 468.62 92.10 Td (W) Tj ET Q q 0 0 0 rg BT 477.25 92.10 Td (e ) Tj ET Q q 0 0 0 rg BT 483.84 92.10 Td (are ) Tj ET Q q 0 0 0 rg BT 498.20 92.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 528.68 92.10 Td (to ) Tj ET Q q 0 0 0 rg BT 538.61 92.10 Td (audits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 80.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.64 80.10 Td (various ) Tj ET Q q 0 0 0 rg BT 93.44 80.10 Td (taxing ) Tj ET Q q 0 0 0 rg BT 121.80 80.10 Td (jurisdictions, ) Tj ET Q q 0 0 0 rg BT 177.11 80.10 Td (and ) Tj ET Q q 0 0 0 rg BT 194.91 80.10 Td (such ) Tj ET Q q 0 0 0 rg BT 216.60 80.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 269.41 80.10 Td (may ) Tj ET Q q 0 0 0 rg BT 289.99 80.10 Td (assess ) Tj ET Q q 0 0 0 rg BT 317.80 80.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 361.15 80.10 Td (income ) Tj ET Q q 0 0 0 rg BT 393.95 80.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 409.53 80.10 Td (during ) Tj ET Q q 0 0 0 rg BT 439.00 80.10 Td (an ) Tj ET Q q 0 0 0 rg BT 451.80 80.10 Td (examination. ) Tj ET Q q 0 0 0 rg BT 507.09 80.10 Td ( ) Tj ET Q q 0 0 0 rg BT 509.71 80.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 550.85 80.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 68.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 80.89 68.10 Td (our ) Tj ET Q q 0 0 0 rg BT 96.73 68.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 134.22 68.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 148.95 68.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 188.68 68.10 Td (are ) Tj ET Q q 0 0 0 rg BT 203.41 68.10 Td (suf) Tj ET Q q 0 0 0 rg BT 215.45 68.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 243.50 68.10 Td (to ) Tj ET Q q 0 0 0 rg BT 253.80 68.10 Td (support ) Tj ET Q q 0 0 0 rg BT 286.31 68.10 Td (our ) Tj ET Q q 0 0 0 rg BT 302.16 68.10 Td (future ) Tj ET Q q 0 0 0 rg BT 328.55 68.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 343.28 68.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 385.51 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 400.24 68.10 Td (final ) Tj ET Q q 0 0 0 rg BT 421.08 68.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 479.13 68.10 Td (of ) Tj ET Q q 0 0 0 rg BT 489.98 68.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 504.71 68.10 Td (audits ) Tj ET Q q 0 0 0 rg BT 531.11 68.10 Td (and ) Tj ET Q q 0 0 0 rg BT 548.06 68.10 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 56.10 Td (related ) Tj ET Q q 0 0 0 rg BT 79.20 56.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 117.81 56.10 Td (could ) Tj ET Q q 0 0 0 rg BT 142.53 56.10 Td (dif) Tj ET Q q 0 0 0 rg BT 153.46 56.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 167.05 56.10 Td (from ) Tj ET Q q 0 0 0 rg BT 188.99 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.71 56.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 240.63 56.10 Td (we ) Tj ET Q q 0 0 0 rg BT 254.79 56.10 Td (have ) Tj ET Q q 0 0 0 rg BT 276.17 56.10 Td (accrued.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 545.25 Td (Contractual ) Tj ET Q q 0 0 0 rg BT 103.66 545.25 Td (Obligations, ) Tj ET Q q 0 0 0 rg BT 158.12 545.25 Td (Commitments ) Tj ET Q q 0 0 0 rg BT 221.16 545.25 Td (and ) Tj ET Q q 0 0 0 rg BT 239.78 545.25 Td (Contingencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 524.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 66.68 524.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 107.74 524.25 Td (contractual ) Tj ET Q q 0 0 0 rg BT 153.78 524.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 199.85 524.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 238.67 524.25 Td (include ) Tj ET Q q 0 0 0 rg BT 269.73 524.25 Td (our ) Tj ET Q q 0 0 0 rg BT 284.69 524.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 325.75 524.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 344.59 524.25 Td (and ) Tj ET Q q 0 0 0 rg BT 360.65 524.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 400.04 524.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 421.65 524.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 461.60 524.25 Td (on ) Tj ET 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0 i [] 0 d 0 J 0 j 3 M 390 490.75 m 445 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445 490.75 m 449 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 490.75 m 504 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 490.75 m 508 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 490.75 m 563 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 469.75 m 268 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 469.75 m 327 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 469.75 m 386 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 469.75 m 445 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 469.75 m 504 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 469.75 m 563 469.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 420.75 m 327 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 420.75 m 386 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 420.75 m 445 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 420.75 m 504 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 420.75 m 563 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 395.75 m 327 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 272 393.75 m 327 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 395.75 m 386 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331 393.75 m 386 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 395.75 m 445 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390 393.75 m 445 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 395.75 m 504 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449 393.75 m 504 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 395.75 m 563 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508 393.75 m 563 393.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 375.75 493.83 Td (Payments due by period) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 474.20 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 290.25 473.98 Td (T) Tj ET Q q 0 0 0 rg BT 294.85 473.98 Td (otal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 338.65 481.98 Td (Less than 1 ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 350.50 473.98 Td (year) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 401.55 473.98 Td (1-3 years) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.55 473.98 Td (3-5 years) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 513.95 481.98 Td (Mor) Tj ET Q q 0 0 0 rg BT 528.91 481.98 Td (e than 5 ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 525.85 473.98 Td (years) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 456.30 172.43 -9.09 re f /GS0 gs q 0 0 0 rg BT 52.50 449.37 Td (Non-cancelable operating lease obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 449.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 449.37 Td (53,790) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.50 449.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 449.37 Td (19,833) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 449.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 449.37 Td (24,234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.50 449.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 449.37 Td (9,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 449.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 449.37 Td (230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 437.37 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 437.37 Td (413,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.65 437.37 Td (5,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 437.37 Td (407,636) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 437.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 437.37 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 432.25 119.41 -9.09 re f /GS0 gs q 0 0 0 rg BT 52.50 425.32 Td (Contractual interest payments) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 171.91 436.78 7.58 -9.09 re f /GS0 gs BT /F1 6.50 Tf ET q 0 0 0 rg BT 171.91 429.85 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 425.32 Td (57,824) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 425.32 Td (19,937) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 425.32 Td (37,887) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 425.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 425.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 399.32 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 399.32 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 399.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 399.32 Td (525,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.50 399.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 399.32 Td (45,715) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.50 399.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 399.32 Td (469,757) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.50 399.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 399.32 Td (9,493) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.50 399.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 399.32 Td (230) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.25 Td (______________________________________) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 372.78 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 368.25 Td (Represents ) Tj ET Q q 0 0 0 rg BT 111.17 368.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 153.78 368.25 Td (future ) Tj ET Q q 0 0 0 rg BT 181.95 368.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 215.68 368.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 258.30 368.25 Td (on ) Tj ET Q q 0 0 0 rg BT 272.59 368.25 Td (our ) Tj ET Q q 0 0 0 rg BT 290.22 368.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 318.95 368.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 353.78 368.25 Td (term ) Tj ET Q q 0 0 0 rg BT 376.40 368.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 397.91 368.25 Td (based ) Tj ET Q q 0 0 0 rg BT 424.97 368.25 Td (on ) Tj ET Q q 0 0 0 rg BT 439.26 368.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 484.65 368.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 518.37 368.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 541.54 368.25 Td (as ) Tj ET Q q 0 0 0 rg BT 554.17 368.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 356.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 121.58 356.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.58 356.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 332.25 Td (For ) Tj ET Q q 0 0 0 rg BT 65.89 332.25 Td (further ) Tj ET Q q 0 0 0 rg BT 95.60 332.25 Td (information, ) Tj ET Q q 0 0 0 rg BT 147.81 332.25 Td (see ) Tj ET Q q 0 0 0 rg BT 163.08 332.25 Td (Notes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.91 332.25 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.91 332.25 Td ( ) Tj ET Q q 0 0 0 rg BT 201.41 332.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.35 332.25 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.35 332.25 Td ( ) Tj ET Q q 0 0 0 rg BT 230.85 332.25 Td (to ) Tj ET Q q 0 0 0 rg BT 241.13 332.25 Td (the ) Tj ET Q q 0 0 0 rg BT 255.84 332.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 308.88 332.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 346.37 332.25 Td (statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 311.25 Td (Customer) Tj ET Q q 0 0 0 rg BT 91.53 311.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.03 311.25 Td (Concentration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 290.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 87.08 290.25 Td (from ) Tj ET Q q 0 0 0 rg BT 109.11 290.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 140.03 290.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 179.83 290.25 Td (consists ) Tj ET Q q 0 0 0 rg BT 214.10 290.25 Td (of ) Tj ET Q q 0 0 0 rg BT 225.02 290.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 259.26 290.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 288.50 290.25 Td (from ) Tj ET Q q 0 0 0 rg BT 310.53 290.25 Td (the ) Tj ET Q q 0 0 0 rg BT 325.34 290.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 349.05 290.25 Td (serviced ) Tj ET Q q 0 0 0 rg BT 384.96 290.25 Td (by ) Tj ET Q q 0 0 0 rg BT 397.55 290.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 428.47 290.25 Td (when ) Tj ET Q q 0 0 0 rg BT 452.72 290.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 483.63 290.25 Td (designates ) Tj ET Q q 0 0 0 rg BT 527.88 290.25 Td (us ) Tj ET Q q 0 0 0 rg BT 539.37 290.25 Td (as ) Tj ET Q q 0 0 0 rg BT 550.29 290.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 278.25 Td (service ) Tj ET Q q 0 0 0 rg BT 80.83 278.25 Td (provider ) Tj ET Q q 0 0 0 rg BT 117.73 278.25 Td (and ) Tj ET Q q 0 0 0 rg BT 135.18 278.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 169.85 278.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 199.51 278.25 Td (directly ) Tj ET Q q 0 0 0 rg BT 233.07 278.25 Td (from ) Tj ET Q q 0 0 0 rg BT 255.53 278.25 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 289.36 278.25 Td ( ) Tj ET Q q 0 0 0 rg BT 292.16 278.25 Td (W) Tj ET Q q 0 0 0 rg BT 300.80 278.25 Td (e ) Tj ET Q q 0 0 0 rg BT 308.26 278.25 Td (record ) Tj ET Q q 0 0 0 rg BT 336.81 278.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 371.47 278.25 Td (we ) Tj ET Q q 0 0 0 rg BT 386.15 278.25 Td (earn ) Tj ET Q q 0 0 0 rg BT 406.38 278.25 Td (from ) Tj ET Q q 0 0 0 rg BT 428.83 278.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 460.17 278.25 Td (under ) Tj ET Q q 0 0 0 rg BT 485.96 278.25 Td (the ) Tj ET Q q 0 0 0 rg BT 501.19 278.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 532.53 278.25 Td (Service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 266.25 Td (Agreements. ) Tj ET Q q 0 0 0 rg BT 103.56 266.25 Td ( ) Tj ET Q q 0 0 0 rg BT 106.81 266.25 Td (For ) Tj ET Q q 0 0 0 rg BT 123.95 266.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.41 266.25 Td (years ) Tj ET Q q 0 0 0 rg BT 163.75 266.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.88 266.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 250.21 266.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.21 266.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.95 266.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.95 266.25 Td ( ) Tj ET Q q 0 0 0 rg BT 299.20 266.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.88 266.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.88 266.25 Td (, ) Tj ET Q q 0 0 0 rg BT 342.63 266.25 Td (we ) Tj ET Q q 0 0 0 rg BT 357.54 266.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 399.64 266.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 434.54 266.25 Td (from ) Tj ET Q q 0 0 0 rg BT 457.22 266.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 488.79 266.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.36 266.25 Td ($542.0 ) Tj ET Q q 0 0 0 rg BT 531.11 266.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.00 266.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 254.25 Td ($561.9 ) Tj ET Q q 0 0 0 rg BT 79.25 254.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.14 254.25 Td ( ) Tj ET Q q 0 0 0 rg BT 110.39 254.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.08 254.25 Td ($631.6 ) Tj ET Q q 0 0 0 rg BT 156.82 254.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.72 254.25 Td (, ) Tj ET Q q 0 0 0 rg BT 190.46 254.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 238.13 254.25 Td (. ) Tj ET Q q 0 0 0 rg BT 242.87 254.25 Td ( ) Tj ET Q q 0 0 0 rg BT 245.12 254.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 282.36 254.25 Td (from ) Tj ET Q q 0 0 0 rg BT 304.04 254.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 334.61 254.25 Td (as ) Tj ET Q q 0 0 0 rg BT 345.19 254.25 Td (a ) Tj ET Q q 0 0 0 rg BT 351.88 254.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 397.43 254.25 Td (of ) Tj ET Q q 0 0 0 rg BT 408.01 254.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 443.58 254.25 Td (and ) Tj ET Q q 0 0 0 rg BT 460.27 254.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 513.06 254.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 546.95 254.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 242.25 Td (as ) Tj ET Q q 0 0 0 rg BT 60.33 242.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 92.83 242.25 Td (for ) Tj ET Q q 0 0 0 rg BT 106.99 242.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.71 242.25 Td (years ) Tj ET Q q 0 0 0 rg BT 145.31 242.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.68 242.25 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.27 242.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 207.75 315.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.00 207.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 207.75 62.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.00 207.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 207.75 62.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.00 207.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 207.75 62.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 183.75 315.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.00 183.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 183.75 62.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 430.00 183.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 183.75 62.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.00 183.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 183.75 62.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 219.75 m 430 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 219.75 m 496 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 219.75 m 562 219.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 390.50 223.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 456.50 223.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.50 223.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 198.37 Td (Mortgage Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.30 198.37 Td (67%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 198.37 Td (65%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.30 198.37 Td (66%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 186.37 Td (Real Estate Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.80 186.37 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 186.37 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.80 186.37 Td (9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 174.37 Td (Other Businesses, Corporate and Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.30 174.37 Td (1) Tj ET Q q 0 0 0 rg BT 394.30 174.37 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 174.37 Td (27%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.30 174.37 Td (37%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 162.37 Td (Consolidated revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.30 162.37 Td (58%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.30 162.37 Td (56%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.30 162.37 Td (60%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 136.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 136.25 Td (e ) Tj ET Q q 0 0 0 rg BT 64.83 136.25 Td (earn ) Tj ET Q q 0 0 0 rg BT 84.29 136.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 126.53 136.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 160.43 136.25 Td (related ) Tj ET Q q 0 0 0 rg BT 189.89 136.25 Td (to ) Tj ET Q q 0 0 0 rg BT 199.92 136.25 Td (the ) Tj ET Q q 0 0 0 rg BT 214.39 136.25 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 255.53 136.25 Td (serviced ) Tj ET Q q 0 0 0 rg BT 291.10 136.25 Td (by ) Tj ET Q q 0 0 0 rg BT 303.35 136.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 333.93 136.25 Td (when ) Tj ET Q q 0 0 0 rg BT 357.84 136.25 Td (a ) Tj ET Q q 0 0 0 rg BT 364.53 136.25 Td (party ) Tj ET Q q 0 0 0 rg BT 387.33 136.25 Td (other ) Tj ET Q q 0 0 0 rg BT 410.13 136.25 Td (than ) Tj ET Q q 0 0 0 rg BT 429.60 136.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 460.18 136.25 Td (or ) Tj ET Q q 0 0 0 rg BT 470.76 136.25 Td (the ) Tj ET Q q 0 0 0 rg BT 485.23 136.25 Td (MSR ) Tj ET Q q 0 0 0 rg BT 508.61 136.25 Td (owner ) Tj ET Q q 0 0 0 rg BT 535.85 136.25 Td (selects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 124.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 94.16 124.25 Td (as ) Tj ET Q q 0 0 0 rg BT 105.49 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 120.71 124.25 Td (service ) Tj ET Q q 0 0 0 rg BT 152.03 124.25 Td (provider) Tj ET Q q 0 0 0 rg BT 185.35 124.25 Td (. ) Tj ET Q q 0 0 0 rg BT 190.86 124.25 Td ( ) Tj ET Q q 0 0 0 rg BT 193.86 124.25 Td (For ) Tj ET Q q 0 0 0 rg BT 210.75 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 225.97 124.25 Td (years ) Tj ET Q q 0 0 0 rg BT 250.08 124.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.96 124.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 336.04 124.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.04 124.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.55 124.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.55 124.25 Td ( ) Tj ET Q q 0 0 0 rg BT 384.55 124.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.99 124.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.99 124.25 Td (, ) Tj ET Q q 0 0 0 rg BT 427.49 124.25 Td (we ) Tj ET Q q 0 0 0 rg BT 442.16 124.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 489.02 124.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 523.67 124.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.00 124.25 Td ($148.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 112.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 112.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.20 112.25 Td ($188.0 ) Tj ET Q q 0 0 0 rg BT 115.02 112.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.91 112.25 Td ( ) Tj ET Q q 0 0 0 rg BT 147.22 112.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.97 112.25 Td ($216.9 ) Tj ET Q q 0 0 0 rg BT 195.78 112.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.67 112.25 Td (, ) Tj ET Q q 0 0 0 rg BT 230.49 112.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 278.15 112.25 Td (, ) Tj ET Q q 0 0 0 rg BT 283.96 112.25 Td (related ) Tj ET Q q 0 0 0 rg BT 314.47 112.25 Td (to ) Tj ET Q q 0 0 0 rg BT 325.56 112.25 Td (the ) Tj ET Q q 0 0 0 rg BT 341.09 112.25 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 383.29 112.25 Td (serviced ) Tj ET Q q 0 0 0 rg BT 419.92 112.25 Td (by ) Tj ET Q q 0 0 0 rg BT 433.23 112.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 464.86 112.25 Td (when ) Tj ET Q q 0 0 0 rg BT 489.83 112.25 Td (a ) Tj ET Q q 0 0 0 rg BT 497.58 112.25 Td (party ) Tj ET Q q 0 0 0 rg BT 521.44 112.25 Td (other ) Tj ET Q q 0 0 0 rg BT 545.30 112.25 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 100.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.50 100.25 Td (or ) Tj ET Q q 0 0 0 rg BT 91.51 100.25 Td (the ) Tj ET Q q 0 0 0 rg BT 106.40 100.25 Td (MSR ) Tj ET Q q 0 0 0 rg BT 130.20 100.25 Td (owner ) Tj ET Q q 0 0 0 rg BT 157.87 100.25 Td (selected ) Tj ET Q q 0 0 0 rg BT 192.16 100.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 236.49 100.25 Td (as ) Tj ET Q q 0 0 0 rg BT 247.50 100.25 Td (the ) Tj ET Q q 0 0 0 rg BT 262.40 100.25 Td (service ) Tj ET Q q 0 0 0 rg BT 293.39 100.25 Td (provider) Tj ET Q q 0 0 0 rg BT 326.72 100.25 Td (. ) Tj ET Q q 0 0 0 rg BT 331.70 100.25 Td (These ) Tj ET Q q 0 0 0 rg BT 358.26 100.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 394.82 100.25 Td (are ) Tj ET Q q 0 0 0 rg BT 409.71 100.25 Td (not ) Tj ET Q q 0 0 0 rg BT 425.16 100.25 Td (included ) Tj ET Q q 0 0 0 rg BT 462.27 100.25 Td (in ) Tj ET Q q 0 0 0 rg BT 472.73 100.25 Td (deriving ) Tj ET Q q 0 0 0 rg BT 508.73 100.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 543.06 100.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 88.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.32 88.25 Td (as ) Tj ET Q q 0 0 0 rg BT 91.15 88.25 Td (a ) Tj ET Q q 0 0 0 rg BT 98.09 88.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 143.89 88.25 Td (of ) Tj ET Q q 0 0 0 rg BT 154.72 88.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 188.87 88.25 Td (in ) Tj ET Q q 0 0 0 rg BT 199.14 88.25 Td (the ) Tj ET Q q 0 0 0 rg BT 213.86 88.25 Td (table ) Tj ET Q q 0 0 0 rg BT 235.79 88.25 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 67.25 Td (As ) Tj ET Q q 0 0 0 rg BT 63.69 67.25 Td (of ) Tj ET Q q 0 0 0 rg BT 75.09 67.25 Td (June30, ) Tj ET Q q 0 0 0 rg BT 111.49 67.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 137.06 67.25 Td (we ) Tj ET Q q 0 0 0 rg BT 151.80 67.25 Td (estimate ) Tj ET Q q 0 0 0 rg BT 188.19 67.25 Td (that ) Tj ET Q q 0 0 0 rg BT 206.26 67.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 229.33 67.25 Td (owned ) Tj ET Q q 0 0 0 rg BT 259.06 67.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 289.34 67.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 331.28 67.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 357.13 67.25 Td (in, ) Tj ET Q q 0 0 0 rg BT 370.49 67.25 Td (but ) Tj ET Q q 0 0 0 rg BT 386.34 67.25 Td (not ) Tj ET Q q 0 0 0 rg BT 402.19 67.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 424.69 67.25 Td (title ) Tj ET Q q 0 0 0 rg BT 443.32 67.25 Td (to, ) Tj ET Q q 0 0 0 rg BT 456.67 67.25 Td (approximately ) Tj ET Q q 0 0 0 rg BT 517.50 67.25 Td (78% ) Tj ET Q q 0 0 0 rg BT 538.90 67.25 Td (of ) Tj ET Q q 0 0 0 rg BT 550.31 67.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 55.25 Td (Subject ) Tj ET Q q 0 0 0 rg BT 82.18 55.25 Td (MSRs. ) Tj ET Q q 0 0 0 rg BT 112.37 55.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.06 55.25 Td (In ) Tj ET Q q 0 0 0 rg BT 126.07 55.25 Td (July ) Tj ET Q q 0 0 0 rg BT 145.42 55.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 170.60 55.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 201.60 55.25 Td (and ) Tj ET Q q 0 0 0 rg BT 218.73 55.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 241.41 55.25 Td (entered ) Tj ET Q q 0 0 0 rg BT 273.51 55.25 Td (into ) Tj ET Q q 0 0 0 rg BT 291.75 55.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 339.97 55.25 Td (to ) Tj ET Q q 0 0 0 rg BT 350.43 55.25 Td (convert ) Tj ET Q q 0 0 0 rg BT 383.09 55.25 Td (NRZ) Tj ET Q q 0 0 0 rg BT 405.87 55.25 Td (s ) Tj ET Q q 0 0 0 rg BT 412.45 55.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 454.00 55.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 479.46 55.25 Td (to ) Tj ET Q q 0 0 0 rg BT 489.92 55.25 Td (the ) Tj ET Q q 0 0 0 rg BT 504.82 55.25 Td (Subject ) Tj ET Q q 0 0 0 rg BT 537.50 55.25 Td (MSRs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 43.25 Td (into ) Tj ET Q q 0 0 0 rg BT 68.23 43.25 Td (fully-owned ) Tj ET Q q 0 0 0 rg BT 120.28 43.25 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 148.47 43.25 Td (in ) Tj ET Q q 0 0 0 rg BT 159.42 43.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 200.35 43.25 Td (for ) Tj ET Q q 0 0 0 rg BT 215.18 43.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 256.68 43.25 Td (from ) Tj ET Q q 0 0 0 rg BT 279.29 43.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 302.47 43.25 Td (to ) Tj ET Q q 0 0 0 rg BT 313.42 43.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 344.92 43.25 Td (when ) Tj ET Q q 0 0 0 rg BT 369.75 43.25 Td (such ) Tj ET Q q 0 0 0 rg BT 391.25 43.25 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 419.44 43.25 Td (were ) Tj ET Q q 0 0 0 rg BT 442.04 43.25 Td (transferred. ) Tj ET Q q 0 0 0 rg BT 491.02 43.25 Td ( ) Tj ET Q q 0 0 0 rg BT 493.97 43.25 Td (The ) Tj ET Q q 0 0 0 rg BT 512.69 43.25 Td (transfers ) Tj ET Q q 0 0 0 rg BT 550.29 43.25 Td (are ) Tj ET Q endstream endobj 119 0 obj <>] /Rotate 0 /Contents 120 0 R>> endobj 120 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 80.79 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 91.53 731.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 121.70 731.10 Td (third ) Tj ET Q q 0 0 0 rg BT 143.55 731.10 Td (party ) Tj ET Q q 0 0 0 rg BT 167.07 731.10 Td (consents. ) Tj ET Q q 0 0 0 rg BT 206.97 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 209.94 731.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 241.22 731.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 281.40 731.10 Td (that ) Tj ET Q q 0 0 0 rg BT 299.36 731.10 Td (under ) Tj ET Q q 0 0 0 rg BT 325.10 731.10 Td (these ) Tj ET Q q 0 0 0 rg BT 348.61 731.10 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 399.61 731.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 430.89 731.10 Td (would ) Tj ET Q q 0 0 0 rg BT 458.86 731.10 Td (subservice ) Tj ET Q q 0 0 0 rg BT 504.03 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 519.21 731.10 Td (transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 82.03 719.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 109.58 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 123.77 719.10 Td (an ) Tj ET Q q 0 0 0 rg BT 135.74 719.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 161.60 719.10 Td (term ) Tj ET Q q 0 0 0 rg BT 182.46 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.33 719.10 Td (five ) Tj ET Q q 0 0 0 rg BT 211.41 719.10 Td (years, ) Tj ET Q q 0 0 0 rg BT 237.54 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.51 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.26 719.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 317.33 719.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 355.41 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 369.60 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.35 719.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 430.76 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.62 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.37 719.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 490.57 719.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 546.97 719.10 Td (into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 707.10 Td (more ) Tj ET Q q 0 0 0 rg BT 79.49 707.10 Td (traditional ) Tj ET Q q 0 0 0 rg BT 123.08 707.10 Td (subservicing ) Tj ET Q q 0 0 0 rg BT 176.13 707.10 Td (arrangement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.23 686.10 Td (January ) Tj ET Q q 0 0 0 rg BT 93.74 686.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 118.64 686.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 149.37 686.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 188.99 686.10 Td (that ) Tj ET Q q 0 0 0 rg BT 206.39 686.10 Td (it ) Tj ET Q q 0 0 0 rg BT 214.35 686.10 Td (and ) Tj ET Q q 0 0 0 rg BT 231.19 686.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 253.60 686.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 285.43 686.10 Td (into ) Tj ET Q q 0 0 0 rg BT 303.39 686.10 Td (new ) Tj ET Q q 0 0 0 rg BT 322.45 686.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 370.39 686.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.57 686.10 Td (accelerate ) Tj ET Q q 0 0 0 rg BT 422.94 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.56 686.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 502.73 686.10 Td (of ) Tj ET Q q 0 0 0 rg BT 513.46 686.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 543.07 686.10 Td (parts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.59 674.10 Td (their ) Tj ET Q q 0 0 0 rg BT 79.68 674.10 Td (July ) Tj ET Q q 0 0 0 rg BT 98.12 674.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 119.88 674.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 171.62 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.16 674.10 Td (order ) Tj ET Q q 0 0 0 rg BT 204.02 674.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.56 674.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 245.86 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.84 674.10 Td (intent ) Tj ET Q q 0 0 0 rg BT 284.38 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.47 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.45 674.10 Td (July ) Tj ET Q q 0 0 0 rg BT 326.89 674.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 348.65 674.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 395.95 674.10 Td (sooner ) Tj ET Q q 0 0 0 rg BT 424.37 674.10 Td (while ) Tj ET Q q 0 0 0 rg BT 448.35 674.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 478.44 674.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 518.53 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.51 674.10 Td (process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 662.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 100.60 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.32 662.10 Td (third ) Tj ET Q q 0 0 0 rg BT 136.71 662.10 Td (party ) Tj ET Q q 0 0 0 rg BT 159.75 662.10 Td (consents ) Tj ET Q q 0 0 0 rg BT 196.69 662.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 238.06 662.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.34 662.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 281.38 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.09 662.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 328.59 662.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 356.10 662.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.38 662.10 Td (NRZ.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 641.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.31 641.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.23 641.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 133.31 641.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 179.50 641.10 Td (through ) Tj ET Q q 0 0 0 rg BT 212.64 641.10 Td (its ) Tj ET Q q 0 0 0 rg BT 224.12 641.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 258.92 641.10 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 310.67 641.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 342.13 641.10 Td (into ) Tj ET Q q 0 0 0 rg BT 359.72 641.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.97 641.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 417.19 641.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 463.65 641.10 Td (with ) Tj ET Q q 0 0 0 rg BT 483.46 641.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 505.50 641.10 Td (which ) Tj ET Q q 0 0 0 rg BT 531.97 641.10 Td (extends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 629.10 Td (through ) Tj ET Q q 0 0 0 rg BT 83.08 629.10 Td (August ) Tj ET Q q 0 0 0 rg BT 115.13 629.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 140.80 629.10 Td ( ) Tj ET Q q 0 0 0 rg BT 143.97 629.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 172.12 629.10 Td (this ) Tj ET Q q 0 0 0 rg BT 189.74 629.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 234.55 629.10 Td (and ) Tj ET Q q 0 0 0 rg BT 252.15 629.10 Td (related ) Tj ET Q q 0 0 0 rg BT 282.52 629.10 Td (amendments, ) Tj ET Q q 0 0 0 rg BT 338.03 629.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 382.85 629.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 417.67 629.10 Td (the ) Tj ET Q q 0 0 0 rg BT 433.06 629.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 473.99 629.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 511.03 629.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.53 629.10 Td (brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 617.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.56 617.10 Td (for ) Tj ET Q q 0 0 0 rg BT 99.07 617.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 121.91 617.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 165.86 617.10 Td (with ) Tj ET Q q 0 0 0 rg BT 186.48 617.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.55 617.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 234.40 617.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 262.26 617.10 Td (when ) Tj ET Q q 0 0 0 rg BT 286.77 617.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 317.94 617.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 355.22 617.10 Td (such ) Tj ET Q q 0 0 0 rg BT 376.39 617.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 404.26 617.10 Td (to ) Tj ET Q q 0 0 0 rg BT 414.89 617.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 437.73 617.10 Td (or ) Tj ET Q q 0 0 0 rg BT 448.91 617.10 Td (when ) Tj ET Q q 0 0 0 rg BT 473.42 617.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 496.27 617.10 Td (acquires ) Tj ET Q q 0 0 0 rg BT 532.44 617.10 Td (both ) Tj ET Q q 0 0 0 rg BT 553.06 617.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 92.98 605.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 135.34 605.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 168.26 605.10 Td (in ) Tj ET Q q 0 0 0 rg BT 179.53 605.10 Td (such ) Tj ET Q q 0 0 0 rg BT 201.34 605.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 229.85 605.10 Td (and ) Tj ET Q q 0 0 0 rg BT 247.77 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 263.48 605.10 Td (right ) Tj ET Q q 0 0 0 rg BT 285.85 605.10 Td (to ) Tj ET Q q 0 0 0 rg BT 297.12 605.10 Td (designate ) Tj ET Q q 0 0 0 rg BT 338.37 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 354.07 605.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 383.66 605.10 Td (for ) Tj ET Q q 0 0 0 rg BT 398.81 605.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 422.30 605.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 465.77 605.10 Td (in ) Tj ET Q q 0 0 0 rg BT 477.03 605.10 Td (such ) Tj ET Q q 0 0 0 rg BT 498.85 605.10 Td (portfolios. ) Tj ET Q q 0 0 0 rg BT 543.73 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.96 605.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 92.65 593.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 139.01 593.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 175.39 593.10 Td (that ) Tj ET Q q 0 0 0 rg BT 191.89 593.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 235.48 593.10 Td (is ) Tj ET Q q 0 0 0 rg BT 244.09 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 258.24 593.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 297.94 593.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 333.76 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.02 593.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 385.93 593.10 Td (services ) Tj ET Q q 0 0 0 rg BT 420.08 593.10 Td (for ) Tj ET Q q 0 0 0 rg BT 433.67 593.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 455.61 593.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 498.64 593.10 Td (with ) Tj ET Q q 0 0 0 rg BT 518.35 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.51 593.10 Td (Subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (MSRs, ) Tj ET Q q 0 0 0 rg BT 79.26 581.10 Td (irrespective ) Tj ET Q q 0 0 0 rg BT 128.15 581.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.72 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.18 581.10 Td (sub-servicer) Tj ET Q q 0 0 0 rg BT 201.50 581.10 Td (. ) Tj ET Q q 0 0 0 rg BT 206.24 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 208.49 581.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 231.27 581.10 Td (s ) Tj ET Q q 0 0 0 rg BT 237.40 581.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 279.62 581.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 322.98 581.10 Td (will ) Tj ET Q q 0 0 0 rg BT 340.78 581.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 371.89 581.10 Td (a ) Tj ET Q q 0 0 0 rg BT 378.57 581.10 Td (cooperative ) Tj ET Q q 0 0 0 rg BT 427.46 581.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 469.68 581.10 Td (commission ) Tj ET Q q 0 0 0 rg BT 520.26 581.10 Td (on ) Tj ET Q q 0 0 0 rg BT 532.50 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 546.96 581.10 Td (sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 569.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 90.03 569.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 112.53 569.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 155.02 569.10 Td (from ) Tj ET Q q 0 0 0 rg BT 176.96 569.10 Td (these ) Tj ET Q q 0 0 0 rg BT 200.00 569.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 241.39 569.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 272.21 569.10 Td (to ) Tj ET Q q 0 0 0 rg BT 282.49 569.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 312.20 569.10 Td (exceptions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 548.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.64 548.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.99 548.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 134.41 548.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 178.52 548.10 Td (and ) Tj ET Q q 0 0 0 rg BT 195.42 548.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 217.88 548.10 Td (also ) Tj ET Q q 0 0 0 rg BT 236.45 548.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 268.33 548.10 Td (into ) Tj ET Q q 0 0 0 rg BT 286.35 548.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.03 548.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 337.36 548.10 Td (LOI ) Tj ET Q q 0 0 0 rg BT 356.48 548.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.72 548.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 389.17 548.10 Td (into ) Tj ET Q q 0 0 0 rg BT 407.18 548.10 Td (a ) Tj ET Q q 0 0 0 rg BT 414.08 548.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 449.88 548.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 499.26 548.10 Td (setting ) Tj ET Q q 0 0 0 rg BT 528.38 548.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 550.28 548.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 536.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 73.33 536.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 109.39 536.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.78 536.10 Td (which ) Tj ET Q q 0 0 0 rg BT 144.48 536.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 187.75 536.10 Td (would ) Tj ET Q q 0 0 0 rg BT 214.36 536.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 243.74 536.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.57 536.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 296.95 536.10 Td (service ) Tj ET Q q 0 0 0 rg BT 326.88 536.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 362.38 536.10 Td (of ) Tj ET Q q 0 0 0 rg BT 372.32 536.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 412.24 536.10 Td (services ) Tj ET Q q 0 0 0 rg BT 446.06 536.10 Td (for ) Tj ET Q q 0 0 0 rg BT 459.34 536.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.17 536.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 504.78 536.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 531.41 536.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 524.10 Td (August ) Tj ET Q q 0 0 0 rg BT 80.50 524.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 105.12 524.10 Td ( ) Tj ET Q q 0 0 0 rg BT 107.07 524.10 Td (The ) Tj ET Q q 0 0 0 rg BT 124.73 524.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 160.72 524.10 Td (LOI ) Tj ET Q q 0 0 0 rg BT 179.49 524.10 Td (was ) Tj ET Q q 0 0 0 rg BT 197.16 524.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 235.36 524.10 Td (to ) Tj ET Q q 0 0 0 rg BT 245.25 524.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 281.80 524.10 Td (through ) Tj ET Q q 0 0 0 rg BT 315.02 524.10 Td (February28, ) Tj ET Q q 0 0 0 rg BT 368.23 524.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 390.34 524.10 Td (\(with ) Tj ET Q q 0 0 0 rg BT 413.56 524.10 Td (a ) Tj ET Q q 0 0 0 rg BT 420.11 524.10 Td (further ) Tj ET Q q 0 0 0 rg BT 449.43 524.10 Td (automatic ) Tj ET Q q 0 0 0 rg BT 490.97 524.10 Td (extension ) Tj ET Q q 0 0 0 rg BT 531.41 524.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 512.10 Td (March ) Tj ET Q q 0 0 0 rg BT 78.10 512.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 93.10 512.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 115.60 512.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 153.65 512.10 Td (that ) Tj ET Q q 0 0 0 rg BT 171.14 512.10 Td (the ) Tj ET Q q 0 0 0 rg BT 185.86 512.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 215.01 512.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 251.95 512.10 Td (to ) Tj ET Q q 0 0 0 rg BT 262.22 512.10 Td (negotiate ) Tj ET Q q 0 0 0 rg BT 301.38 512.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.09 512.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 351.92 512.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 398.84 512.10 Td (in ) Tj ET Q q 0 0 0 rg BT 409.12 512.10 Td (good ) Tj ET Q q 0 0 0 rg BT 431.62 512.10 Td (faith\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 491.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.50 491.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 111.06 491.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 157.95 491.10 Td (can ) Tj ET Q q 0 0 0 rg BT 174.28 491.10 Td (be ) Tj ET Q q 0 0 0 rg BT 186.18 491.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 231.39 491.10 Td (by ) Tj ET Q q 0 0 0 rg BT 243.31 491.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 287.42 491.10 Td (if ) Tj ET Q q 0 0 0 rg BT 295.99 491.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.66 491.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 346.45 491.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 393.33 491.10 Td (is ) Tj ET Q q 0 0 0 rg BT 402.46 491.10 Td (not ) Tj ET Q q 0 0 0 rg BT 417.70 491.10 Td (signed ) Tj ET Q q 0 0 0 rg BT 446.26 491.10 Td (between ) Tj ET Q q 0 0 0 rg BT 481.49 491.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 525.61 491.10 Td (and ) Tj ET Q q 0 0 0 rg BT 542.50 491.10 Td (NRZ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 479.10 Td (during ) Tj ET Q q 0 0 0 rg BT 77.82 479.10 Td (the ) Tj ET Q q 0 0 0 rg BT 92.24 479.10 Td (term ) Tj ET Q q 0 0 0 rg BT 112.77 479.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.31 479.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.73 479.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 173.82 479.10 Td (LOI. ) Tj ET Q q 0 0 0 rg BT 195.18 479.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.23 479.10 Td (The ) Tj ET Q q 0 0 0 rg BT 214.98 479.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 258.35 479.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 304.98 479.10 Td (may ) Tj ET Q q 0 0 0 rg BT 324.40 479.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 365.49 479.10 Td (only ) Tj ET Q q 0 0 0 rg BT 385.47 479.10 Td (be ) Tj ET Q q 0 0 0 rg BT 397.12 479.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 442.09 479.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 464.29 479.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.72 479.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 524.78 479.10 Td (of ) Tj ET Q q 0 0 0 rg BT 535.31 479.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 467.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 87.74 467.10 Td (events. ) Tj ET Q q 0 0 0 rg BT 117.93 467.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.91 467.10 Td (T) Tj ET Q q 0 0 0 rg BT 125.32 467.10 Td (ermination ) Tj ET Q q 0 0 0 rg BT 170.79 467.10 Td (events ) Tj ET Q q 0 0 0 rg BT 198.48 467.10 Td (include, ) Tj ET Q q 0 0 0 rg BT 232.55 467.10 Td (but ) Tj ET Q q 0 0 0 rg BT 247.47 467.10 Td (are ) Tj ET Q q 0 0 0 rg BT 261.82 467.10 Td (not ) Tj ET Q q 0 0 0 rg BT 276.74 467.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 307.22 467.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 319.64 467.10 Td (a ) Tj ET Q q 0 0 0 rg BT 326.22 467.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 355.01 467.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.48 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.84 467.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 404.20 467.10 Td (of ) Tj ET Q q 0 0 0 rg BT 414.67 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.03 467.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 472.34 467.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 518.91 467.10 Td (\(including, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 455.10 Td (without ) Tj ET Q q 0 0 0 rg BT 82.89 455.10 Td (limitation, ) Tj ET Q q 0 0 0 rg BT 127.11 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.15 455.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 171.08 455.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.69 455.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 203.95 455.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 257.31 455.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 297.91 455.10 Td (and ) Tj ET Q q 0 0 0 rg BT 315.17 455.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 382.42 455.10 Td (with ) Tj ET Q q 0 0 0 rg BT 403.03 455.10 Td (law ) Tj ET Q q 0 0 0 rg BT 420.30 455.10 Td (in ) Tj ET Q q 0 0 0 rg BT 430.91 455.10 Td (a ) Tj ET Q q 0 0 0 rg BT 438.18 455.10 Td (material ) Tj ET Q q 0 0 0 rg BT 473.77 455.10 Td (respect\), ) Tj ET Q q 0 0 0 rg BT 510.75 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 525.80 455.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 554.72 455.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 443.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 86.17 443.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 119.50 443.10 Td (which ) Tj ET Q q 0 0 0 rg BT 145.62 443.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 173.39 443.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 215.60 443.10 Td (prevents ) Tj ET Q q 0 0 0 rg BT 251.16 443.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 303.35 443.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.36 443.10 Td (the ) Tj ET Q q 0 0 0 rg BT 327.26 443.10 Td (contract, ) Tj ET Q q 0 0 0 rg BT 363.64 443.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 406.41 443.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 451.40 443.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.41 443.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 527.51 443.10 Td (resulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.96 431.10 Td (an ) Tj ET Q q 0 0 0 rg BT 72.08 431.10 Td (adversarial ) Tj ET Q q 0 0 0 rg BT 118.63 431.10 Td (proceeding ) Tj ET Q q 0 0 0 rg BT 165.73 431.10 Td (against ) Tj ET Q q 0 0 0 rg BT 196.74 431.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 221.92 431.10 Td (voluntary ) Tj ET Q q 0 0 0 rg BT 262.93 431.10 Td (or ) Tj ET Q q 0 0 0 rg BT 273.94 431.10 Td (involuntary ) Tj ET Q q 0 0 0 rg BT 322.73 431.10 Td (bankruptcy) Tj ET Q q 0 0 0 rg BT 367.06 431.10 Td (, ) Tj ET Q q 0 0 0 rg BT 372.24 431.10 Td (appointment ) Tj ET Q q 0 0 0 rg BT 424.92 431.10 Td (of ) Tj ET Q q 0 0 0 rg BT 435.93 431.10 Td (a ) Tj ET Q q 0 0 0 rg BT 443.05 431.10 Td (receiver) Tj ET Q q 0 0 0 rg BT 474.84 431.10 Td (, ) Tj ET Q q 0 0 0 rg BT 480.02 431.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 523.25 431.10 Td (in ) Tj ET Q q 0 0 0 rg BT 533.71 431.10 Td (a ) Tj ET Q q 0 0 0 rg BT 540.83 431.10 Td (Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.10 Td (10-K ) Tj ET Q q 0 0 0 rg BT 71.88 419.10 Td (or ) Tj ET Q q 0 0 0 rg BT 82.04 419.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 105.54 419.10 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 127.92 419.10 Td (that ) Tj ET Q q 0 0 0 rg BT 144.75 419.10 Td (there ) Tj ET Q q 0 0 0 rg BT 166.56 419.10 Td (is ) Tj ET Q q 0 0 0 rg BT 175.06 419.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 219.11 419.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 265.92 419.10 Td (about ) Tj ET Q q 0 0 0 rg BT 289.56 419.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 333.99 419.10 Td (s ) Tj ET Q q 0 0 0 rg BT 339.71 419.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 367.10 419.10 Td (to ) Tj ET Q q 0 0 0 rg BT 376.71 419.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 412.97 419.10 Td (as ) Tj ET Q q 0 0 0 rg BT 423.13 419.10 Td (a ) Tj ET Q q 0 0 0 rg BT 429.40 419.10 Td (going ) Tj ET Q q 0 0 0 rg BT 454.01 419.10 Td (concern, ) Tj ET Q q 0 0 0 rg BT 489.98 419.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 517.91 419.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.51 419.10 Td (maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 407.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 95.03 407.10 Td (level ) Tj ET Q q 0 0 0 rg BT 116.97 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.80 407.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 148.06 407.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.00 407.10 Td (an ) Tj ET Q q 0 0 0 rg BT 176.94 407.10 Td (unapproved ) Tj ET Q q 0 0 0 rg BT 226.65 407.10 Td (change ) Tj ET Q q 0 0 0 rg BT 257.46 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.29 407.10 Td (control.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 386.10 Td (Following ) Tj ET Q q 0 0 0 rg BT 92.38 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.35 386.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 146.98 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.07 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.04 386.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 206.29 386.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 254.97 386.10 Td (we ) Tj ET Q q 0 0 0 rg BT 268.39 386.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 309.01 386.10 Td (that ) Tj ET Q q 0 0 0 rg BT 325.77 386.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 359.17 386.10 Td (from ) Tj ET Q q 0 0 0 rg BT 380.37 386.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 402.12 386.10 Td (would ) Tj ET Q q 0 0 0 rg BT 428.88 386.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 463.39 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 479.59 386.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 512.99 386.10 Td (from ) Tj ET Q q 0 0 0 rg BT 534.19 386.10 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 374.10 Td (would ) Tj ET Q q 0 0 0 rg BT 77.64 374.10 Td (decrease. ) Tj ET Q q 0 0 0 rg BT 117.70 374.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.15 374.10 Td (As ) Tj ET Q q 0 0 0 rg BT 134.41 374.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 167.55 374.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 195.71 374.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 233.29 374.10 Td (to ) Tj ET Q q 0 0 0 rg BT 244.21 374.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 277.89 374.10 Td (from ) Tj ET Q q 0 0 0 rg BT 300.48 374.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 331.94 374.10 Td (to ) Tj ET Q q 0 0 0 rg BT 342.86 374.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 368.51 374.10 Td (we ) Tj ET Q q 0 0 0 rg BT 383.31 374.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 425.32 374.10 Td (that ) Tj ET Q q 0 0 0 rg BT 443.46 374.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 466.61 374.10 Td (will ) Tj ET Q q 0 0 0 rg BT 485.31 374.10 Td (become ) Tj ET Q q 0 0 0 rg BT 519.55 374.10 Td (our ) Tj ET Q q 0 0 0 rg BT 536.02 374.10 Td (lar) Tj ET Q q 0 0 0 rg BT 546.39 374.10 Td (gest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 362.10 Td (customer) Tj ET Q q 0 0 0 rg BT 85.60 362.10 Td (. ) Tj ET Q q 0 0 0 rg BT 90.50 362.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.89 362.10 Td (Had ) Tj ET Q q 0 0 0 rg BT 111.94 362.10 Td (all ) Tj ET Q q 0 0 0 rg BT 124.33 362.10 Td (of ) Tj ET Q q 0 0 0 rg BT 135.05 362.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.66 362.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 182.04 362.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 209.45 362.10 Td (been ) Tj ET Q q 0 0 0 rg BT 230.72 362.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 276.41 362.10 Td (to ) Tj ET Q q 0 0 0 rg BT 286.58 362.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 308.98 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 325.81 362.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.41 362.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 383.92 362.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 430.74 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.57 362.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.18 362.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 497.92 362.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 544.73 362.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 350.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 72.23 350.10 Td (were ) Tj ET Q q 0 0 0 rg BT 94.39 350.10 Td (in ) Tj ET Q q 0 0 0 rg BT 104.90 350.10 Td (place ) Tj ET Q q 0 0 0 rg BT 128.72 350.10 Td (as ) Tj ET Q q 0 0 0 rg BT 139.79 350.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.85 350.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 194.68 350.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 219.91 350.10 Td (we ) Tj ET Q q 0 0 0 rg BT 234.30 350.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 270.35 350.10 Td (that ) Tj ET Q q 0 0 0 rg BT 288.08 350.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 348.57 350.10 Td (50% ) Tj ET Q q 0 0 0 rg BT 369.63 350.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.69 350.10 Td (our ) Tj ET Q q 0 0 0 rg BT 396.75 350.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 419.48 350.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 453.86 350.10 Td (would ) Tj ET Q q 0 0 0 rg BT 481.59 350.10 Td (have ) Tj ET Q q 0 0 0 rg BT 503.19 350.10 Td (been ) Tj ET Q q 0 0 0 rg BT 524.80 350.10 Td (related ) Tj ET Q q 0 0 0 rg BT 554.74 350.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 338.10 Td (NRZ. ) Tj ET Q q 0 0 0 rg BT 74.53 338.10 Td ( ) Tj ET Q q 0 0 0 rg BT 76.87 338.10 Td (There ) Tj ET Q q 0 0 0 rg BT 102.71 338.10 Td (can ) Tj ET Q q 0 0 0 rg BT 119.12 338.10 Td (be ) Tj ET Q q 0 0 0 rg BT 131.08 338.10 Td (no ) Tj ET Q q 0 0 0 rg BT 143.61 338.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 185.00 338.10 Td (that ) Tj ET Q q 0 0 0 rg BT 202.53 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.27 338.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 246.45 338.10 Td (will ) Tj ET Q q 0 0 0 rg BT 264.53 338.10 Td (reach ) Tj ET Q q 0 0 0 rg BT 288.71 338.10 Td (an ) Tj ET Q q 0 0 0 rg BT 300.67 338.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 344.84 338.10 Td (with ) Tj ET Q q 0 0 0 rg BT 365.15 338.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 395.99 338.10 Td (to ) Tj ET Q q 0 0 0 rg BT 406.29 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 421.04 338.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 445.78 338.10 Td (of ) Tj ET Q q 0 0 0 rg BT 456.64 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 471.38 338.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 507.23 338.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 554.18 338.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 326.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.00 326.10 Td (a ) Tj ET Q q 0 0 0 rg BT 73.93 326.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 109.76 326.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 156.68 326.10 Td (will ) Tj ET Q q 0 0 0 rg BT 174.74 326.10 Td (be ) Tj ET Q q 0 0 0 rg BT 186.68 326.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 218.60 326.10 Td (into ) Tj ET Q q 0 0 0 rg BT 236.66 326.10 Td (on ) Tj ET Q q 0 0 0 rg BT 249.16 326.10 Td (a ) Tj ET Q q 0 0 0 rg BT 256.10 326.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 284.15 326.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 306.65 326.10 Td (or ) Tj ET Q q 0 0 0 rg BT 317.48 326.10 Td (at ) Tj ET Q q 0 0 0 rg BT 327.20 326.10 Td (all.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 305.10 Td (ITEM ) Tj ET Q q 0 0 0 rg BT 78.67 305.10 Td (7A.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.39 305.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 103.50 305.10 Td (QUANTIT) Tj ET Q q 0 0 0 rg BT 149.43 305.10 Td (A) Tj ET Q q 0 0 0 rg BT 155.91 305.10 Td (TIVE ) Tj ET Q q 0 0 0 rg BT 182.31 305.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 206.48 305.10 Td (QUALIT) Tj ET Q q 0 0 0 rg BT 245.19 305.10 Td (A) Tj ET Q q 0 0 0 rg BT 251.67 305.10 Td (TIVE ) Tj ET Q q 0 0 0 rg BT 278.62 305.10 Td (DISCLOSURES ) Tj ET Q q 0 0 0 rg BT 351.15 305.10 Td (ABOUT) Tj ET Q q 0 0 0 rg BT 386.53 305.10 Td ( ) Tj ET Q q 0 0 0 rg BT 389.03 305.10 Td (MARKET) Tj ET Q q 0 0 0 rg BT 433.85 305.10 Td ( ) Tj ET Q q 0 0 0 rg BT 436.35 305.10 Td (RISK) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 284.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 84.21 284.10 Td (Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 263.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.55 263.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 105.03 263.10 Td (market ) Tj ET Q q 0 0 0 rg BT 135.30 263.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 152.80 263.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 186.97 263.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 226.68 263.10 Td (of ) Tj ET Q q 0 0 0 rg BT 237.51 263.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 269.44 263.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 286.93 263.10 Td (and ) Tj ET Q q 0 0 0 rg BT 303.87 263.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 335.24 263.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 372.72 263.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 412.97 263.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 430.46 263.10 Td (risk.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 242.10 Td (Inter) Tj ET Q q 0 0 0 rg BT 70.98 242.10 Td (est ) Tj ET Q q 0 0 0 rg BT 85.14 242.10 Td (Rate ) Tj ET Q q 0 0 0 rg BT 107.63 242.10 Td (Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 221.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.63 221.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.97 221.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 134.07 221.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.07 221.10 Td (, ) Tj ET Q q 0 0 0 rg BT 159.59 221.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.82 221.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 207.27 221.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 225.27 221.10 Td (char) Tj ET Q q 0 0 0 rg BT 242.30 221.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 259.75 221.10 Td (on ) Tj ET Q q 0 0 0 rg BT 272.76 221.10 Td (the ) Tj ET Q q 0 0 0 rg BT 288.00 221.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 315.45 221.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 349.00 221.10 Td (term ) Tj ET Q q 0 0 0 rg BT 370.34 221.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 390.57 221.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.14 221.10 Td (5.07%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.97 221.10 Td (. ) Tj ET Q q 0 0 0 rg BT 440.49 221.10 Td ( ) Tj ET Q q 0 0 0 rg BT 443.28 221.10 Td (The ) Tj ET Q q 0 0 0 rg BT 461.85 221.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 494.29 221.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 512.29 221.10 Td (is ) Tj ET Q q 0 0 0 rg BT 521.98 221.10 Td (calculated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 209.10 Td (based ) Tj ET Q q 0 0 0 rg BT 74.30 209.10 Td (on ) Tj ET Q q 0 0 0 rg BT 86.34 209.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.14 209.10 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 138.29 209.10 Td (Eurodollar ) Tj ET Q q 0 0 0 rg BT 183.09 209.10 Td (Rate ) Tj ET Q q 0 0 0 rg BT 203.45 209.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 217.15 209.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 249.17 209.10 Td (in ) Tj ET Q q 0 0 0 rg BT 258.98 209.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.24 209.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 299.71 209.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 332.28 209.10 Td (term ) Tj ET Q q 0 0 0 rg BT 352.64 209.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 371.90 209.10 Td (agreement\) ) Tj ET Q q 0 0 0 rg BT 418.90 209.10 Td (with ) Tj ET Q q 0 0 0 rg BT 438.72 209.10 Td (a ) Tj ET Q q 0 0 0 rg BT 445.19 209.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 486.12 209.10 Td (floor ) Tj ET Q q 0 0 0 rg BT 507.60 209.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.96 209.10 Td (1.00%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.79 209.10 Td ( ) Tj ET Q q 0 0 0 rg BT 545.83 209.10 Td (plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 197.10 Td (3.50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.33 197.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 176.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 76.72 176.10 Td (on ) Tj ET Q q 0 0 0 rg BT 89.51 176.10 Td (the ) Tj ET Q q 0 0 0 rg BT 104.51 176.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 142.84 176.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 175.62 176.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 225.07 176.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.07 176.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 293.94 176.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.94 176.10 Td (, ) Tj ET Q q 0 0 0 rg BT 319.22 176.10 Td (a ) Tj ET Q q 0 0 0 rg BT 326.44 176.10 Td (one ) Tj ET Q q 0 0 0 rg BT 343.67 176.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 389.75 176.10 Td (point ) Tj ET Q q 0 0 0 rg BT 413.09 176.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 448.63 176.10 Td (in ) Tj ET Q q 0 0 0 rg BT 459.19 176.10 Td (the ) Tj ET Q q 0 0 0 rg BT 474.20 176.10 Td (Eurodollar ) Tj ET Q q 0 0 0 rg BT 519.74 176.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 537.51 176.10 Td (would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 164.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 84.87 164.10 Td (our ) Tj ET Q q 0 0 0 rg BT 100.81 164.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 130.07 164.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 162.12 164.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 196.94 164.10 Td (by ) Tj ET Q q 0 0 0 rg BT 209.55 164.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.92 164.10 Td ($4.1 ) Tj ET Q q 0 0 0 rg BT 290.03 164.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.92 164.10 Td (, ) Tj ET Q q 0 0 0 rg BT 324.03 164.10 Td (based ) Tj ET Q q 0 0 0 rg BT 349.41 164.10 Td (on ) Tj ET Q q 0 0 0 rg BT 362.02 164.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.85 164.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 435.55 164.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.55 164.10 Td ( ) Tj ET Q q 0 0 0 rg BT 457.58 164.10 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 496.30 164.10 Td (Eurodollar ) Tj ET Q q 0 0 0 rg BT 541.68 164.10 Td (Rate. ) Tj ET Q q 0 0 0 rg BT 565.00 164.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 152.10 Td (There ) Tj ET Q q 0 0 0 rg BT 74.59 152.10 Td (would ) Tj ET Q q 0 0 0 rg BT 101.37 152.10 Td (be ) Tj ET Q q 0 0 0 rg BT 112.58 152.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.79 152.10 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 138.07 152.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.96 152.10 Td ( ) Tj ET Q q 0 0 0 rg BT 168.73 152.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 204.92 152.10 Td (in ) Tj ET Q q 0 0 0 rg BT 214.48 152.10 Td (our ) Tj ET Q q 0 0 0 rg BT 229.58 152.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 258.01 152.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 289.22 152.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 323.20 152.10 Td (if ) Tj ET Q q 0 0 0 rg BT 331.08 152.10 Td (there ) Tj ET Q q 0 0 0 rg BT 352.84 152.10 Td (was ) Tj ET Q q 0 0 0 rg BT 370.17 152.10 Td (a ) Tj ET Q q 0 0 0 rg BT 376.38 152.10 Td (one ) Tj ET Q q 0 0 0 rg BT 392.60 152.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 437.67 152.10 Td (point ) Tj ET Q q 0 0 0 rg BT 460.01 152.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 496.19 152.10 Td (in ) Tj ET Q q 0 0 0 rg BT 505.75 152.10 Td (the ) Tj ET Q q 0 0 0 rg BT 519.74 152.10 Td (Eurodollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 140.10 Td (Rate.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 119.10 Td (Curr) Tj ET Q q 0 0 0 rg BT 70.98 119.10 Td (ency ) Tj ET Q q 0 0 0 rg BT 92.92 119.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 137.09 119.10 Td (Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 98.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 98.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.67 98.10 Td (are ) Tj ET Q q 0 0 0 rg BT 78.96 98.10 Td (exposed ) Tj ET Q q 0 0 0 rg BT 113.82 98.10 Td (to ) Tj ET Q q 0 0 0 rg BT 123.69 98.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 160.75 98.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 177.84 98.10 Td (from ) Tj ET Q q 0 0 0 rg BT 199.37 98.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 236.45 98.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 270.74 98.10 Td (in ) Tj ET Q q 0 0 0 rg BT 280.61 98.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 317.67 98.10 Td (values ) Tj ET Q q 0 0 0 rg BT 345.31 98.10 Td (of ) Tj ET Q q 0 0 0 rg BT 355.73 98.10 Td (our ) Tj ET Q q 0 0 0 rg BT 371.15 98.10 Td (non-United ) Tj ET Q q 0 0 0 rg BT 418.78 98.10 Td (States ) Tj ET Q q 0 0 0 rg BT 444.76 98.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 470.17 98.10 Td (denominated ) Tj ET Q q 0 0 0 rg BT 523.91 98.10 Td (expenses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 86.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 77.56 86.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 117.00 86.10 Td (and ) Tj ET Q q 0 0 0 rg BT 133.67 86.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 153.67 86.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 180.62 86.10 Td ( ) Tj ET Q q 0 0 0 rg BT 182.84 86.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 200.62 86.10 Td (most ) Tj ET Q q 0 0 0 rg BT 222.30 86.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 266.74 86.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 303.94 86.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 342.27 86.10 Td (relates ) Tj ET Q q 0 0 0 rg BT 370.59 86.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.60 86.10 Td (the ) Tj ET Q q 0 0 0 rg BT 395.04 86.10 Td (Indian ) Tj ET Q q 0 0 0 rg BT 422.82 86.10 Td (rupee. ) Tj ET Q q 0 0 0 rg BT 449.75 86.10 Td ( ) Tj ET Q q 0 0 0 rg BT 451.98 86.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 478.65 86.10 Td (on ) Tj ET Q q 0 0 0 rg BT 490.88 86.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 529.20 86.10 Td (incurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 74.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.16 74.10 Td (Indian ) Tj ET Q q 0 0 0 rg BT 88.60 74.10 Td (rupees ) Tj ET Q q 0 0 0 rg BT 117.58 74.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.58 74.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.58 74.10 Td (, ) Tj ET Q q 0 0 0 rg BT 171.96 74.10 Td (a ) Tj ET Q q 0 0 0 rg BT 179.29 74.10 Td (one ) Tj ET Q q 0 0 0 rg BT 196.61 74.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 242.80 74.10 Td (point ) Tj ET Q q 0 0 0 rg BT 266.24 74.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 301.88 74.10 Td (or ) Tj ET Q q 0 0 0 rg BT 313.09 74.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 350.39 74.10 Td (in ) Tj ET Q q 0 0 0 rg BT 361.06 74.10 Td (value ) Tj ET Q q 0 0 0 rg BT 385.60 74.10 Td (of ) Tj ET Q q 0 0 0 rg BT 396.81 74.10 Td (the ) Tj ET Q q 0 0 0 rg BT 411.92 74.10 Td (Indian ) Tj ET Q q 0 0 0 rg BT 440.35 74.10 Td (rupee ) Tj ET Q q 0 0 0 rg BT 465.44 74.10 Td (in ) Tj ET Q q 0 0 0 rg BT 476.11 74.10 Td (relation ) Tj ET Q q 0 0 0 rg BT 509.53 74.10 Td (to ) Tj ET Q q 0 0 0 rg BT 520.20 74.10 Td (the ) Tj ET Q q 0 0 0 rg BT 535.30 74.10 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 62.10 Td (States ) Tj ET Q q 0 0 0 rg BT 75.89 62.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 101.71 62.10 Td (would ) Tj ET Q q 0 0 0 rg BT 129.21 62.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 164.47 62.10 Td (or ) Tj ET Q q 0 0 0 rg BT 175.30 62.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 212.21 62.10 Td (our ) Tj ET Q q 0 0 0 rg BT 228.04 62.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 257.20 62.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 295.79 62.10 Td (by ) Tj ET Q q 0 0 0 rg BT 308.29 62.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.55 62.10 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 388.55 62.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.44 62.10 Td (.) 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(Accounting Firm) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.25 Td (T) Tj ET Q q 0 0 0 rg BT 54.91 695.25 Td (o the Board of Directors and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.25 Td (Shareholders of ) Tj ET Q q 0 0 0 rg BT 114.49 683.25 Td (Altisource Portfolio Solutions S.A.:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 662.25 Td (Opinion on the Financial Statements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 641.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 641.25 Td (e ) Tj ET Q q 0 0 0 rg BT 66.45 641.25 Td (have ) Tj ET Q q 0 0 0 rg BT 89.20 641.25 Td (audited ) Tj ET Q q 0 0 0 rg BT 122.51 641.25 Td (the ) Tj ET Q q 0 0 0 rg BT 138.60 641.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 200.78 641.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 255.20 641.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 289.61 641.25 Td (sheets ) Tj ET Q q 0 0 0 rg BT 317.92 641.25 Td (of ) Tj ET Q q 0 0 0 rg BT 329.27 641.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 374.80 641.25 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 414.23 641.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 455.89 641.25 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 477.55 641.25 Td (and ) Tj ET Q q 0 0 0 rg BT 495.86 641.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 546.95 641.25 Td (\(the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 629.25 Td (Company\) ) Tj ET Q q 0 0 0 rg BT 102.39 629.25 Td (as ) Tj ET Q q 0 0 0 rg BT 112.52 629.25 Td (of ) Tj ET Q q 0 0 0 rg BT 122.64 629.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 180.52 629.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 202.32 629.25 Td (and ) Tj ET Q q 0 0 0 rg BT 218.55 629.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 242.85 629.25 Td (and ) Tj ET Q q 0 0 0 rg BT 259.08 629.25 Td (the ) Tj ET Q q 0 0 0 rg BT 273.09 629.25 Td (related ) Tj ET Q q 0 0 0 rg BT 302.09 629.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 354.43 629.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 398.44 629.25 Td (of ) Tj ET Q q 0 0 0 rg BT 408.56 629.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 452.02 629.25 Td (and ) Tj ET Q q 0 0 0 rg BT 468.25 629.25 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 530.58 629.25 Td (income, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 617.25 Td (equity) Tj ET Q q 0 0 0 rg BT 73.85 617.25 Td (, ) Tj ET Q q 0 0 0 rg BT 79.59 617.25 Td (and ) Tj ET Q q 0 0 0 rg BT 97.28 617.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 118.30 617.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 143.77 617.25 Td (for ) Tj ET Q q 0 0 0 rg BT 158.68 617.25 Td (the ) Tj ET Q q 0 0 0 rg BT 174.14 617.25 Td (years ) Tj ET Q q 0 0 0 rg BT 198.49 617.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 225.62 617.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 284.95 617.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 308.20 617.25 Td (and ) Tj ET Q q 0 0 0 rg BT 325.88 617.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 351.63 617.25 Td (and ) Tj ET Q q 0 0 0 rg BT 369.32 617.25 Td (the ) Tj ET Q q 0 0 0 rg BT 384.78 617.25 Td (related ) Tj ET Q q 0 0 0 rg BT 415.23 617.25 Td (notes ) Tj ET Q q 0 0 0 rg BT 439.59 617.25 Td (\(collectively ) Tj ET Q q 0 0 0 rg BT 492.82 617.25 Td (referred ) Tj ET Q q 0 0 0 rg BT 527.70 617.25 Td (to ) Tj ET Q q 0 0 0 rg BT 538.73 617.25 Td (as ) Tj ET Q q 0 0 0 rg BT 550.31 617.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 91.37 605.25 Td (statements\). ) Tj ET Q q 0 0 0 rg BT 146.30 605.25 Td ( ) Tj ET Q q 0 0 0 rg BT 148.75 605.25 Td (In ) Tj ET Q q 0 0 0 rg BT 159.52 605.25 Td (our ) Tj ET Q q 0 0 0 rg BT 175.30 605.25 Td (opinion, ) Tj ET Q q 0 0 0 rg BT 210.81 605.25 Td (the ) Tj ET Q q 0 0 0 rg BT 225.47 605.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 278.46 605.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 315.89 605.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 360.55 605.25 Td (present ) Tj ET Q q 0 0 0 rg BT 391.88 605.25 Td (fairly) Tj ET Q q 0 0 0 rg BT 412.89 605.25 Td (, ) Tj ET Q q 0 0 0 rg BT 417.83 605.25 Td (in ) Tj ET Q q 0 0 0 rg BT 428.06 605.25 Td (all ) Tj ET Q q 0 0 0 rg BT 440.51 605.25 Td (material ) Tj ET Q q 0 0 0 rg BT 475.71 605.25 Td (respects, ) Tj ET Q q 0 0 0 rg BT 512.87 605.25 Td (the ) Tj ET Q q 0 0 0 rg BT 527.53 605.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.25 Td (position ) Tj ET Q q 0 0 0 rg BT 83.76 593.25 Td (of ) Tj ET Q q 0 0 0 rg BT 94.12 593.25 Td (the ) Tj ET Q q 0 0 0 rg BT 108.37 593.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 149.29 593.25 Td (as ) Tj ET Q q 0 0 0 rg BT 159.65 593.25 Td (of ) Tj ET Q q 0 0 0 rg BT 170.02 593.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 228.13 593.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 250.17 593.25 Td (and ) Tj ET Q q 0 0 0 rg BT 266.64 593.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 291.17 593.25 Td (and ) Tj ET Q q 0 0 0 rg BT 307.64 593.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.89 593.25 Td (results ) Tj ET Q q 0 0 0 rg BT 350.03 593.25 Td (of ) Tj ET Q q 0 0 0 rg BT 360.39 593.25 Td (its ) Tj ET Q q 0 0 0 rg BT 371.88 593.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 415.56 593.25 Td (and ) Tj ET Q q 0 0 0 rg BT 432.03 593.25 Td (its ) Tj ET Q q 0 0 0 rg BT 443.52 593.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 463.32 593.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 487.57 593.25 Td (for ) Tj ET Q q 0 0 0 rg BT 501.26 593.25 Td (the ) Tj ET Q q 0 0 0 rg BT 515.51 593.25 Td (years ) Tj ET Q q 0 0 0 rg BT 538.65 593.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.08 581.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 130.58 581.25 Td (and ) Tj ET Q q 0 0 0 rg BT 147.52 581.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 172.52 581.25 Td (in ) Tj ET Q q 0 0 0 rg BT 182.80 581.25 Td (conformity ) Tj ET Q q 0 0 0 rg BT 229.73 581.25 Td (with ) Tj ET Q q 0 0 0 rg BT 250.01 581.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 296.38 581.25 Td (principles ) Tj ET Q q 0 0 0 rg BT 338.32 581.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 378.02 581.25 Td (accepted ) Tj ET Q q 0 0 0 rg BT 415.49 581.25 Td (in ) Tj ET Q q 0 0 0 rg BT 425.77 581.25 Td (the ) Tj ET Q q 0 0 0 rg BT 440.49 581.25 Td (United ) Tj ET Q q 0 0 0 rg BT 470.20 581.25 Td (States ) Tj ET Q q 0 0 0 rg BT 496.59 581.25 Td (of ) Tj ET Q q 0 0 0 rg BT 506.87 581.25 Td (America.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 560.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 560.25 Td (e ) Tj ET Q q 0 0 0 rg BT 63.88 560.25 Td (also ) Tj ET Q q 0 0 0 rg BT 81.29 560.25 Td (audited ) Tj ET Q q 0 0 0 rg BT 112.02 560.25 Td (the ) Tj ET Q q 0 0 0 rg BT 125.54 560.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 174.61 560.25 Td (to ) Tj ET Q q 0 0 0 rg BT 183.69 560.25 Td (the ) Tj ET Q q 0 0 0 rg BT 197.21 560.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 218.51 560.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 270.35 560.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 306.63 560.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 350.14 560.25 Td (to ) Tj ET Q q 0 0 0 rg BT 359.22 560.25 Td (retrospectively ) Tj ET Q q 0 0 0 rg BT 419.94 560.25 Td (apply ) Tj ET Q q 0 0 0 rg BT 443.46 560.25 Td (the ) Tj ET Q q 0 0 0 rg BT 456.97 560.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 490.48 560.25 Td (in ) Tj ET Q q 0 0 0 rg BT 499.56 560.25 Td (the ) Tj ET Q q 0 0 0 rg BT 513.08 560.25 Td (composition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 548.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.85 548.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 104.40 548.25 Td (segments, ) Tj ET Q q 0 0 0 rg BT 147.13 548.25 Td (as ) Tj ET Q q 0 0 0 rg BT 158.48 548.25 Td (described ) Tj ET Q q 0 0 0 rg BT 199.81 548.25 Td (in ) Tj ET Q q 0 0 0 rg BT 210.60 548.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 233.06 548.25 Td (24 ) Tj ET Q q 0 0 0 rg BT 246.07 548.25 Td (to ) Tj ET Q q 0 0 0 rg BT 256.87 548.25 Td (the ) Tj ET Q q 0 0 0 rg BT 272.10 548.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 325.66 548.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 363.66 548.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 411.39 548.25 Td ( ) Tj ET Q q 0 0 0 rg BT 414.40 548.25 Td (In ) Tj ET Q q 0 0 0 rg BT 425.75 548.25 Td (our ) Tj ET Q q 0 0 0 rg BT 442.10 548.25 Td (opinion, ) Tj ET Q q 0 0 0 rg BT 478.17 548.25 Td (such ) Tj ET Q q 0 0 0 rg BT 499.52 548.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 550.31 548.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 536.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 97.53 536.25 Td (and ) Tj ET Q q 0 0 0 rg BT 114.47 536.25 Td (have ) Tj ET Q q 0 0 0 rg BT 135.85 536.25 Td (been ) Tj ET Q q 0 0 0 rg BT 157.22 536.25 Td (properly ) Tj ET Q q 0 0 0 rg BT 193.60 536.25 Td (applied.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 515.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 515.25 Td (e ) Tj ET Q q 0 0 0 rg BT 66.11 515.25 Td (also ) Tj ET Q q 0 0 0 rg BT 85.74 515.25 Td (have ) Tj ET Q q 0 0 0 rg BT 108.15 515.25 Td (audited, ) Tj ET Q q 0 0 0 rg BT 143.61 515.25 Td (in ) Tj ET Q q 0 0 0 rg BT 154.92 515.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 203.41 515.25 Td (with ) Tj ET Q q 0 0 0 rg BT 224.72 515.25 Td (the ) Tj ET Q q 0 0 0 rg BT 240.46 515.25 Td (standards ) Tj ET Q q 0 0 0 rg BT 281.76 515.25 Td (of ) Tj ET Q q 0 0 0 rg BT 293.62 515.25 Td (the ) Tj ET Q q 0 0 0 rg BT 309.37 515.25 Td (Public ) Tj ET Q q 0 0 0 rg BT 338.45 515.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 380.09 515.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 430.27 515.25 Td (Oversight ) Tj ET Q q 0 0 0 rg BT 473.24 515.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 501.21 515.25 Td (\(United ) Tj ET Q q 0 0 0 rg BT 535.29 515.25 Td (States\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 503.25 Td (\(PCAOB\), ) Tj ET Q q 0 0 0 rg BT 103.82 503.25 Td (the ) Tj ET Q q 0 0 0 rg BT 118.98 503.25 Td (Company) Tj ET Q q 0 0 0 rg BT 160.65 503.25 Td (s ) Tj ET Q q 0 0 0 rg BT 167.48 503.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 200.96 503.25 Td (control ) Tj ET Q q 0 0 0 rg BT 232.23 503.25 Td (over ) Tj ET Q q 0 0 0 rg BT 252.94 503.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 290.86 503.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 330.45 503.25 Td (as ) Tj ET Q q 0 0 0 rg BT 341.73 503.25 Td (of ) Tj ET Q q 0 0 0 rg BT 353.00 503.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 412.02 503.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 437.46 503.25 Td (based ) Tj ET Q q 0 0 0 rg BT 463.17 503.25 Td (on ) Tj ET Q q 0 0 0 rg BT 476.11 503.25 Td (criteria ) Tj ET Q q 0 0 0 rg BT 507.36 503.25 Td (established ) Tj ET Q q 0 0 0 rg BT 554.74 503.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 491.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 71.33 491.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 104.26 491.25 Td (Control ) Tj ET Q q 0 0 0 rg BT 136.65 491.25 Td (- ) Tj ET Q q 0 0 0 rg BT 141.81 491.25 Td (Integrated ) Tj ET Q q 0 0 0 rg BT 184.18 491.25 Td (Framework ) Tj ET Q q 0 0 0 rg BT 232.11 491.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 258.95 491.25 Td (by ) Tj ET Q q 0 0 0 rg BT 270.78 491.25 Td (the ) Tj ET Q q 0 0 0 rg BT 284.83 491.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 331.10 491.25 Td (of ) Tj ET Q q 0 0 0 rg BT 341.27 491.25 Td (Sponsoring ) Tj ET Q q 0 0 0 rg BT 388.66 491.25 Td (Or) Tj ET Q q 0 0 0 rg BT 399.03 491.25 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 446.41 491.25 Td (of ) Tj ET Q q 0 0 0 rg BT 456.57 491.25 Td (the ) Tj ET Q q 0 0 0 rg BT 470.49 491.25 Td (T) Tj ET Q q 0 0 0 rg BT 476.25 491.25 Td (readway ) Tj ET Q q 0 0 0 rg BT 511.95 491.25 Td (Commission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 479.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 479.25 Td (our ) Tj ET Q q 0 0 0 rg BT 82.27 479.25 Td (report ) Tj ET Q q 0 0 0 rg BT 108.65 479.25 Td (dated ) Tj ET Q q 0 0 0 rg BT 132.80 479.25 Td (February22, ) Tj ET Q q 0 0 0 rg BT 186.40 479.25 Td (2018 ) Tj ET Q q 0 0 0 rg BT 208.90 479.25 Td (expressed ) Tj ET Q q 0 0 0 rg BT 250.83 479.25 Td (an ) Tj ET Q q 0 0 0 rg BT 262.77 479.25 Td (unqualified ) Tj ET Q q 0 0 0 rg BT 310.81 479.25 Td (opinion.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 458.25 Td (Change ) Tj ET Q q 0 0 0 rg BT 84.78 458.25 Td (in ) Tj ET Q q 0 0 0 rg BT 95.07 458.25 Td (Application ) Tj ET Q q 0 0 0 rg BT 147.58 458.25 Td (of ) Tj ET Q q 0 0 0 rg BT 157.86 458.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 209.25 458.25 Td (Principles) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 437.25 Td (As ) Tj ET Q q 0 0 0 rg BT 64.04 437.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 105.80 437.25 Td (in ) Tj ET Q q 0 0 0 rg BT 117.01 437.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 139.88 437.25 Td (24 ) Tj ET Q q 0 0 0 rg BT 153.31 437.25 Td (to ) Tj ET Q q 0 0 0 rg BT 164.52 437.25 Td (the ) Tj ET Q q 0 0 0 rg BT 180.17 437.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 234.14 437.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 272.55 437.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 320.69 437.25 Td (the ) Tj ET Q q 0 0 0 rg BT 336.34 437.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 378.66 437.25 Td (changed ) Tj ET Q q 0 0 0 rg BT 415.40 437.25 Td (its ) Tj ET Q q 0 0 0 rg BT 428.28 437.25 Td (application ) Tj ET Q q 0 0 0 rg BT 476.14 437.25 Td (of ) Tj ET Q q 0 0 0 rg BT 487.90 437.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 535.20 437.25 Td (for ) Tj ET Q q 0 0 0 rg BT 550.29 437.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 425.25 Td (composition ) Tj ET Q q 0 0 0 rg BT 100.39 425.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.16 425.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 152.14 425.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 190.80 425.25 Td (in ) Tj ET Q q 0 0 0 rg BT 200.02 425.25 Td (2017. ) Tj ET Q q 0 0 0 rg BT 223.97 425.25 Td ( ) Tj ET Q q 0 0 0 rg BT 225.31 425.25 Td (The ) Tj ET Q q 0 0 0 rg BT 242.30 425.25 Td (change ) Tj ET Q q 0 0 0 rg BT 272.06 425.25 Td (in ) Tj ET Q q 0 0 0 rg BT 281.28 425.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.94 425.25 Td (composition ) Tj ET Q q 0 0 0 rg BT 345.83 425.25 Td (of ) Tj ET Q q 0 0 0 rg BT 355.60 425.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 397.58 425.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 436.24 425.25 Td (is ) Tj ET Q q 0 0 0 rg BT 444.36 425.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 486.33 425.25 Td (for ) Tj ET Q q 0 0 0 rg BT 499.44 425.25 Td (by ) Tj ET Q q 0 0 0 rg BT 510.88 425.25 Td (retrospective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 413.25 Td (application ) Tj ET Q q 0 0 0 rg BT 96.43 413.25 Td (to ) Tj ET Q q 0 0 0 rg BT 106.71 413.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.42 413.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 174.47 413.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 211.95 413.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 256.66 413.25 Td (of ) Tj ET Q q 0 0 0 rg BT 267.49 413.25 Td (all ) Tj ET Q q 0 0 0 rg BT 279.98 413.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 301.92 413.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 333.86 413.25 Td (presented.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 392.25 Td (Emphasis ) Tj ET Q q 0 0 0 rg BT 93.68 392.25 Td (of ) Tj ET Q q 0 0 0 rg BT 104.51 392.25 Td (Concentration ) Tj ET Q q 0 0 0 rg BT 168.67 392.25 Td (of ) Tj ET Q q 0 0 0 rg BT 179.50 392.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 218.67 392.25 Td (and ) Tj ET Q q 0 0 0 rg BT 237.29 392.25 Td (Uncertainties) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.25 Td (As ) Tj ET Q q 0 0 0 rg BT 62.52 371.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 102.76 371.25 Td (in ) Tj ET Q q 0 0 0 rg BT 112.45 371.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 133.80 371.25 Td (3 ) Tj ET Q q 0 0 0 rg BT 140.71 371.25 Td (to ) Tj ET Q q 0 0 0 rg BT 150.40 371.25 Td (the ) Tj ET Q q 0 0 0 rg BT 164.53 371.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 216.98 371.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 253.87 371.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 300.50 371.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 330.73 371.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 369.85 371.25 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 420.09 371.25 Td (\(Ocwen\) ) Tj ET Q q 0 0 0 rg BT 465.85 371.25 Td (is ) Tj ET Q q 0 0 0 rg BT 474.43 371.25 Td (the ) Tj ET Q q 0 0 0 rg BT 488.56 371.25 Td (Company) Tj ET Q q 0 0 0 rg BT 530.23 371.25 Td (s ) Tj ET Q q 0 0 0 rg BT 536.03 371.25 Td (lar) Tj ET Q q 0 0 0 rg BT 546.40 371.25 Td (gest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.25 Td (customer) Tj ET Q q 0 0 0 rg BT 85.60 359.25 Td (. ) Tj ET Q q 0 0 0 rg BT 90.13 359.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.15 359.25 Td (In ) Tj ET Q q 0 0 0 rg BT 102.51 359.25 Td (July ) Tj ET Q q 0 0 0 rg BT 121.21 359.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 145.73 359.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 176.08 359.25 Td (and ) Tj ET Q q 0 0 0 rg BT 192.54 359.25 Td (New ) Tj ET Q q 0 0 0 rg BT 213.45 359.25 Td (Residential ) Tj ET Q q 0 0 0 rg BT 260.46 359.25 Td (Investment ) Tj ET Q q 0 0 0 rg BT 306.92 359.25 Td (Corp. ) Tj ET Q q 0 0 0 rg BT 331.45 359.25 Td (\(individually) Tj ET Q q 0 0 0 rg BT 382.46 359.25 Td (, ) Tj ET Q q 0 0 0 rg BT 386.98 359.25 Td (together ) Tj ET Q q 0 0 0 rg BT 421.77 359.25 Td (with ) Tj ET Q q 0 0 0 rg BT 441.58 359.25 Td (one ) Tj ET Q q 0 0 0 rg BT 458.04 359.25 Td (or ) Tj ET Q q 0 0 0 rg BT 468.40 359.25 Td (more ) Tj ET Q q 0 0 0 rg BT 490.97 359.25 Td (of ) Tj ET Q q 0 0 0 rg BT 501.32 359.25 Td (its ) Tj ET Q q 0 0 0 rg BT 512.80 359.25 Td (subsidiaries, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.25 Td (or ) Tj ET Q q 0 0 0 rg BT 60.71 347.25 Td (one ) Tj ET Q q 0 0 0 rg BT 78.03 347.25 Td (or ) Tj ET Q q 0 0 0 rg BT 89.24 347.25 Td (more ) Tj ET Q q 0 0 0 rg BT 112.67 347.25 Td (of ) Tj ET Q q 0 0 0 rg BT 123.88 347.25 Td (its ) Tj ET Q q 0 0 0 rg BT 136.20 347.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 186.30 347.25 Td (individually) Tj ET Q q 0 0 0 rg BT 233.98 347.25 Td (, ) Tj ET Q q 0 0 0 rg BT 239.36 347.25 Td (NRZ\) ) Tj ET Q q 0 0 0 rg BT 274.45 347.25 Td (entered ) Tj ET Q q 0 0 0 rg BT 306.75 347.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 355.16 347.25 Td (to ) Tj ET Q q 0 0 0 rg BT 365.82 347.25 Td (convert ) Tj ET Q q 0 0 0 rg BT 398.69 347.25 Td (NRZ) Tj ET Q q 0 0 0 rg BT 421.46 347.25 Td (s ) Tj ET Q q 0 0 0 rg BT 428.24 347.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 469.99 347.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 495.65 347.25 Td (in ) Tj ET Q q 0 0 0 rg BT 506.30 347.25 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 537.40 347.25 Td (s ) Tj ET Q q 0 0 0 rg BT 544.17 347.25 Td (non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 335.25 Td (government-sponsored ) Tj ET Q q 0 0 0 rg BT 143.61 335.25 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 185.49 335.25 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 225.72 335.25 Td (servicing ) Tj ET Q q 0 0 0 rg BT 264.84 335.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 290.08 335.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 308.09 335.25 Td (Subject ) Tj ET Q q 0 0 0 rg BT 344.98 335.25 Td (MSRs\) ) Tj ET Q q 0 0 0 rg BT 380.23 335.25 Td (into ) Tj ET Q q 0 0 0 rg BT 398.25 335.25 Td (fully-owned ) Tj ET Q q 0 0 0 rg BT 449.59 335.25 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 489.81 335.25 Td (servicing ) Tj ET Q q 0 0 0 rg BT 528.93 335.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 554.17 335.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 323.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 71.58 323.25 Td (in ) Tj ET Q q 0 0 0 rg BT 81.44 323.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 121.28 323.25 Td (for ) Tj ET Q q 0 0 0 rg BT 135.02 323.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 175.43 323.25 Td (from ) Tj ET Q q 0 0 0 rg BT 196.95 323.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 219.03 323.25 Td (to ) Tj ET Q q 0 0 0 rg BT 228.89 323.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 259.29 323.25 Td (when ) Tj ET Q q 0 0 0 rg BT 283.03 323.25 Td (such ) Tj ET Q q 0 0 0 rg BT 303.44 323.25 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 343.29 323.25 Td (servicing ) Tj ET Q q 0 0 0 rg BT 382.02 323.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 406.88 323.25 Td (\(MSRs\) ) Tj ET Q q 0 0 0 rg BT 449.52 323.25 Td (were ) Tj ET Q q 0 0 0 rg BT 471.03 323.25 Td (transferred. ) Tj ET Q q 0 0 0 rg BT 518.91 323.25 Td ( ) Tj ET Q q 0 0 0 rg BT 521.00 323.25 Td (In ) Tj ET Q q 0 0 0 rg BT 531.41 323.25 Td (January ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 311.25 Td (2018, ) Tj ET Q q 0 0 0 rg BT 74.09 311.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 104.50 311.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 143.81 311.25 Td (that ) Tj ET Q q 0 0 0 rg BT 160.89 311.25 Td (it ) Tj ET Q q 0 0 0 rg BT 168.54 311.25 Td (and ) Tj ET Q q 0 0 0 rg BT 185.07 311.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 207.16 311.25 Td (entered ) Tj ET Q q 0 0 0 rg BT 238.67 311.25 Td (into ) Tj ET Q q 0 0 0 rg BT 256.32 311.25 Td (new ) Tj ET Q q 0 0 0 rg BT 275.07 311.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 322.69 311.25 Td (to ) Tj ET Q q 0 0 0 rg BT 332.56 311.25 Td (accelerate ) Tj ET Q q 0 0 0 rg BT 374.60 311.25 Td (the ) Tj ET Q q 0 0 0 rg BT 388.91 311.25 Td (implementation ) Tj ET Q q 0 0 0 rg BT 453.76 311.25 Td (of ) Tj ET Q q 0 0 0 rg BT 464.18 311.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 493.47 311.25 Td (parts ) Tj ET Q q 0 0 0 rg BT 515.00 311.25 Td (of ) Tj ET Q q 0 0 0 rg BT 525.42 311.25 Td (their ) Tj ET Q q 0 0 0 rg BT 545.84 311.25 Td (July ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 299.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 71.21 299.25 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 122.90 299.25 Td (in ) Tj ET Q q 0 0 0 rg BT 132.39 299.25 Td (order ) Tj ET Q q 0 0 0 rg BT 155.20 299.25 Td (to ) Tj ET Q q 0 0 0 rg BT 164.70 299.25 Td (achieve ) Tj ET Q q 0 0 0 rg BT 196.94 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.87 299.25 Td (intent ) Tj ET Q q 0 0 0 rg BT 235.36 299.25 Td (of ) Tj ET Q q 0 0 0 rg BT 245.40 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 259.33 299.25 Td (July ) Tj ET Q q 0 0 0 rg BT 277.72 299.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 299.43 299.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 346.68 299.25 Td (sooner ) Tj ET Q q 0 0 0 rg BT 375.05 299.25 Td (while ) Tj ET Q q 0 0 0 rg BT 398.98 299.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 429.02 299.25 Td (continues ) Tj ET Q q 0 0 0 rg BT 469.06 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 482.99 299.25 Td (process ) Tj ET Q q 0 0 0 rg BT 514.69 299.25 Td (of ) Tj ET Q q 0 0 0 rg BT 524.73 299.25 Td (obtaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 287.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.17 287.25 Td (third ) Tj ET Q q 0 0 0 rg BT 85.51 287.25 Td (party ) Tj ET Q q 0 0 0 rg BT 108.51 287.25 Td (consents ) Tj ET Q q 0 0 0 rg BT 145.40 287.25 Td (necessary ) Tj ET Q q 0 0 0 rg BT 186.72 287.25 Td (to ) Tj ET Q q 0 0 0 rg BT 196.95 287.25 Td (transfer ) Tj ET Q q 0 0 0 rg BT 229.94 287.25 Td (the ) Tj ET Q q 0 0 0 rg BT 244.61 287.25 Td (Subject ) Tj ET Q q 0 0 0 rg BT 277.06 287.25 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 304.52 287.25 Td (to ) Tj ET Q q 0 0 0 rg BT 314.76 287.25 Td (NRZ. ) Tj ET Q q 0 0 0 rg BT 339.71 287.25 Td ( ) Tj ET Q q 0 0 0 rg BT 342.16 287.25 Td (On ) Tj ET Q q 0 0 0 rg BT 356.29 287.25 Td (August ) Tj ET Q q 0 0 0 rg BT 387.64 287.25 Td (28, ) Tj ET Q q 0 0 0 rg BT 402.59 287.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 427.54 287.25 Td (the ) Tj ET Q q 0 0 0 rg BT 442.21 287.25 Td (Company) Tj ET Q q 0 0 0 rg BT 480.45 287.25 Td (, ) Tj ET Q q 0 0 0 rg BT 485.40 287.25 Td (through ) Tj ET Q q 0 0 0 rg BT 518.96 287.25 Td (its ) Tj ET Q q 0 0 0 rg BT 530.86 287.25 Td (licenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 275.25 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 103.69 275.25 Td (entered ) Tj ET Q q 0 0 0 rg BT 137.59 275.25 Td (into ) Tj ET Q q 0 0 0 rg BT 157.62 275.25 Td (a ) Tj ET Q q 0 0 0 rg BT 166.53 275.25 Td (Cooperative ) Tj ET Q q 0 0 0 rg BT 219.87 275.25 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 265.00 275.25 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 316.40 275.25 Td (as ) Tj ET Q q 0 0 0 rg BT 329.20 275.25 Td (amended, ) Tj ET Q q 0 0 0 rg BT 372.27 275.25 Td (and ) Tj ET Q q 0 0 0 rg BT 391.18 275.25 Td (related ) Tj ET Q q 0 0 0 rg BT 422.85 275.25 Td (letter ) Tj ET Q q 0 0 0 rg BT 447.87 275.25 Td (agreement ) Tj ET Q q 0 0 0 rg BT 493.98 275.25 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 543.31 275.25 Td (, ) Tj ET Q q 0 0 0 rg BT 550.28 275.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 263.25 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 97.51 263.25 Td (Agreement\) ) Tj ET Q q 0 0 0 rg BT 152.18 263.25 Td (and ) Tj ET Q q 0 0 0 rg BT 169.10 263.25 Td (a ) Tj ET Q q 0 0 0 rg BT 176.01 263.25 Td (Letter ) Tj ET Q q 0 0 0 rg BT 202.36 263.25 Td (of ) Tj ET Q q 0 0 0 rg BT 213.17 263.25 Td (Intent ) Tj ET Q q 0 0 0 rg BT 238.97 263.25 Td (\(subsequently ) Tj ET Q q 0 0 0 rg BT 297.00 263.25 Td (amended\) ) Tj ET Q q 0 0 0 rg BT 338.90 263.25 Td (to ) Tj ET Q q 0 0 0 rg BT 349.15 263.25 Td (enter ) Tj ET Q q 0 0 0 rg BT 371.62 263.25 Td (into ) Tj ET Q q 0 0 0 rg BT 389.65 263.25 Td (a ) Tj ET Q q 0 0 0 rg BT 396.56 263.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 432.37 263.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 479.27 263.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 497.30 263.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 538.09 263.25 Td (LOI\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 251.25 Td (with ) Tj ET Q q 0 0 0 rg BT 70.04 251.25 Td (NRZ. ) Tj ET Q q 0 0 0 rg BT 95.31 251.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.87 251.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.18 251.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 152.82 251.25 Td (LOI ) Tj ET Q q 0 0 0 rg BT 172.24 251.25 Td (sets ) Tj ET Q q 0 0 0 rg BT 190.01 251.25 Td (forth ) Tj ET Q q 0 0 0 rg BT 212.21 251.25 Td (the ) Tj ET Q q 0 0 0 rg BT 227.19 251.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 252.17 251.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 289.37 251.25 Td (to ) Tj ET Q q 0 0 0 rg BT 299.92 251.25 Td (which ) Tj ET Q q 0 0 0 rg BT 327.12 251.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.10 251.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 383.75 251.25 Td (would ) Tj ET Q q 0 0 0 rg BT 411.51 251.25 Td (remain ) Tj ET Q q 0 0 0 rg BT 442.04 251.25 Td (the ) Tj ET Q q 0 0 0 rg BT 457.02 251.25 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 497.55 251.25 Td (service ) Tj ET Q q 0 0 0 rg BT 528.63 251.25 Td (provider ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 239.25 Td (of ) Tj ET Q q 0 0 0 rg BT 61.26 239.25 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 103.00 239.25 Td (services ) Tj ET Q q 0 0 0 rg BT 138.65 239.25 Td (for ) Tj ET Q q 0 0 0 rg BT 153.74 239.25 Td (the ) Tj ET Q q 0 0 0 rg BT 169.39 239.25 Td (Subject ) Tj ET Q q 0 0 0 rg BT 202.82 239.25 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 231.27 239.25 Td (through ) Tj ET Q q 0 0 0 rg BT 265.05 239.25 Td (August ) Tj ET Q q 0 0 0 rg BT 297.38 239.25 Td (2025. ) Tj ET Q q 0 0 0 rg BT 323.31 239.25 Td ( ) Tj ET Q q 0 0 0 rg BT 326.75 239.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 349.62 239.25 Td (23 ) Tj ET Q q 0 0 0 rg BT 363.05 239.25 Td (also ) Tj ET Q q 0 0 0 rg BT 382.60 239.25 Td (discusses ) Tj ET Q q 0 0 0 rg BT 423.25 239.25 Td (the ) Tj ET Q q 0 0 0 rg BT 438.90 239.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 477.33 239.25 Td (implications ) Tj ET Q q 0 0 0 rg BT 530.20 239.25 Td (of ) Tj ET Q q 0 0 0 rg BT 541.96 239.25 Td (these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 227.25 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 102.55 227.25 Td (to ) Tj ET Q q 0 0 0 rg BT 112.29 227.25 Td (the ) Tj ET Q q 0 0 0 rg BT 126.47 227.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 167.32 227.25 Td (including ) Tj ET Q q 0 0 0 rg BT 207.05 227.25 Td (the ) Tj ET Q q 0 0 0 rg BT 221.23 227.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 238.76 227.25 Td (of ) Tj ET Q q 0 0 0 rg BT 249.05 227.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 279.33 227.25 Td (as ) Tj ET Q q 0 0 0 rg BT 289.62 227.25 Td (a ) Tj ET Q q 0 0 0 rg BT 296.02 227.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 334.64 227.25 Td (or ) Tj ET Q q 0 0 0 rg BT 344.93 227.25 Td (the ) Tj ET Q q 0 0 0 rg BT 359.11 227.25 Td (inability ) Tj ET Q q 0 0 0 rg BT 394.40 227.25 Td (to ) Tj ET Q q 0 0 0 rg BT 404.14 227.25 Td (reach ) Tj ET Q q 0 0 0 rg BT 427.75 227.25 Td (an ) Tj ET Q q 0 0 0 rg BT 439.15 227.25 Td (agreement ) Tj ET Q q 0 0 0 rg BT 482.75 227.25 Td (with ) Tj ET Q q 0 0 0 rg BT 502.49 227.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 524.46 227.25 Td (in ) Tj ET Q q 0 0 0 rg BT 534.20 227.25 Td (respect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 215.25 Td (to ) Tj ET Q q 0 0 0 rg BT 59.78 215.25 Td (the ) Tj ET Q q 0 0 0 rg BT 74.50 215.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 99.21 215.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.04 215.25 Td (the ) Tj ET Q q 0 0 0 rg BT 124.76 215.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 160.58 215.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 207.51 215.25 Td (with ) Tj ET Q q 0 0 0 rg BT 227.79 215.25 Td (the ) Tj ET Q q 0 0 0 rg BT 242.50 215.25 Td (Company) Tj ET Q q 0 0 0 rg BT 280.74 215.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 194.25 Td (Opinion on the Supplemental Information) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 173.25 Td (The ) Tj ET Q q 0 0 0 rg BT 68.00 173.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 105.94 173.25 Td (listed ) Tj ET Q q 0 0 0 rg BT 130.56 173.25 Td (in ) Tj ET Q q 0 0 0 rg BT 141.29 173.25 Td (the ) Tj ET Q q 0 0 0 rg BT 156.46 173.25 Td (index ) Tj ET Q q 0 0 0 rg BT 181.63 173.25 Td (at ) Tj ET Q q 0 0 0 rg BT 191.80 173.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 213.08 173.25 Td (15 ) Tj ET Q q 0 0 0 rg BT 226.04 173.25 Td (of ) Tj ET Q q 0 0 0 rg BT 237.32 173.25 Td (the ) Tj ET Q q 0 0 0 rg BT 252.49 173.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 277.12 173.25 Td (10-K ) Tj ET Q q 0 0 0 rg BT 300.62 173.25 Td (has ) Tj ET Q q 0 0 0 rg BT 316.91 173.25 Td (been ) Tj ET Q q 0 0 0 rg BT 338.74 173.25 Td (subjected ) Tj ET Q q 0 0 0 rg BT 379.46 173.25 Td (to ) Tj ET Q q 0 0 0 rg BT 390.19 173.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 413.14 173.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 459.96 173.25 Td (performed ) Tj ET Q q 0 0 0 rg BT 504.56 173.25 Td (in ) Tj ET Q q 0 0 0 rg BT 515.29 173.25 Td (conjunction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 161.25 Td (with ) Tj ET Q q 0 0 0 rg BT 69.74 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 84.42 161.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 106.87 161.25 Td (of ) Tj ET Q q 0 0 0 rg BT 117.66 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 132.34 161.25 Td (Company) Tj ET Q q 0 0 0 rg BT 174.01 161.25 Td (s ) Tj ET Q q 0 0 0 rg BT 180.36 161.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 233.36 161.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 270.80 161.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 317.98 161.25 Td ( ) Tj ET Q q 0 0 0 rg BT 320.26 161.25 Td (The ) Tj ET Q q 0 0 0 rg BT 338.27 161.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 375.71 161.25 Td (listed ) Tj ET Q q 0 0 0 rg BT 399.84 161.25 Td (in ) Tj ET Q q 0 0 0 rg BT 410.08 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 424.76 161.25 Td (index ) Tj ET Q q 0 0 0 rg BT 449.43 161.25 Td (at ) Tj ET Q q 0 0 0 rg BT 459.11 161.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 479.90 161.25 Td (15 ) Tj ET Q q 0 0 0 rg BT 492.36 161.25 Td (of ) Tj ET Q q 0 0 0 rg BT 503.15 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.83 161.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 541.96 161.25 Td (10-K ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 149.25 Td (is ) Tj ET Q q 0 0 0 rg BT 59.05 149.25 Td (the ) Tj ET Q q 0 0 0 rg BT 74.15 149.25 Td (responsibility ) Tj ET Q q 0 0 0 rg BT 131.47 149.25 Td (of ) Tj ET Q q 0 0 0 rg BT 142.68 149.25 Td (the ) Tj ET Q q 0 0 0 rg BT 157.78 149.25 Td (Company) Tj ET Q q 0 0 0 rg BT 199.44 149.25 Td (s ) Tj ET Q q 0 0 0 rg BT 206.21 149.25 Td (management. ) Tj ET Q q 0 0 0 rg BT 262.68 149.25 Td ( ) Tj ET Q q 0 0 0 rg BT 265.56 149.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 283.99 149.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 306.87 149.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 353.62 149.25 Td (included ) Tj ET Q q 0 0 0 rg BT 390.93 149.25 Td (determining ) Tj ET Q q 0 0 0 rg BT 442.13 149.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 477.22 149.25 Td (the ) Tj ET Q q 0 0 0 rg BT 492.31 149.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 530.18 149.25 Td (listed ) Tj ET Q q 0 0 0 rg BT 554.72 149.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 137.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.18 137.25 Td (index ) Tj ET Q q 0 0 0 rg BT 88.86 137.25 Td (at ) Tj ET Q q 0 0 0 rg BT 98.54 137.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 119.33 137.25 Td (15 ) Tj ET Q q 0 0 0 rg BT 131.79 137.25 Td (of ) Tj ET Q q 0 0 0 rg BT 142.59 137.25 Td (the ) Tj ET Q q 0 0 0 rg BT 157.27 137.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 181.40 137.25 Td (10-K ) Tj ET Q q 0 0 0 rg BT 204.41 137.25 Td (reconciles ) Tj ET Q q 0 0 0 rg BT 247.41 137.25 Td (to ) Tj ET Q q 0 0 0 rg BT 257.65 137.25 Td (the ) Tj ET Q q 0 0 0 rg BT 272.33 137.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 325.34 137.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 362.78 137.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 407.46 137.25 Td (or ) Tj ET Q q 0 0 0 rg BT 418.25 137.25 Td (the ) Tj ET Q q 0 0 0 rg BT 432.93 137.25 Td (underlying ) Tj ET Q q 0 0 0 rg BT 478.72 137.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 525.05 137.25 Td (and ) Tj ET Q q 0 0 0 rg BT 541.96 137.25 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 125.25 Td (records, ) Tj ET Q q 0 0 0 rg BT 82.93 125.25 Td (as ) Tj ET Q q 0 0 0 rg BT 92.77 125.25 Td (applicable, ) Tj ET Q q 0 0 0 rg BT 137.86 125.25 Td (and ) Tj ET Q q 0 0 0 rg BT 153.81 125.25 Td (performing ) Tj ET Q q 0 0 0 rg BT 200.30 125.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 245.67 125.25 Td (to ) Tj ET Q q 0 0 0 rg BT 254.95 125.25 Td (test ) Tj ET Q q 0 0 0 rg BT 270.35 125.25 Td (the ) Tj ET Q q 0 0 0 rg BT 284.07 125.25 Td (completeness ) Tj ET Q q 0 0 0 rg BT 339.45 125.25 Td (and ) Tj ET Q q 0 0 0 rg BT 355.39 125.25 Td (accuracy ) Tj ET Q q 0 0 0 rg BT 392.42 125.25 Td (of ) Tj ET Q q 0 0 0 rg BT 402.25 125.25 Td (the ) Tj ET Q q 0 0 0 rg 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(whole.) 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Q q 0 0 0 rg BT 67.97 593.25 Td (included ) Tj ET Q q 0 0 0 rg BT 104.76 593.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 148.77 593.25 Td (the ) Tj ET Q q 0 0 0 rg BT 163.35 593.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 209.58 593.25 Td (principles ) Tj ET Q q 0 0 0 rg BT 251.37 593.25 Td (used ) Tj ET Q q 0 0 0 rg BT 272.06 593.25 Td (and ) Tj ET Q q 0 0 0 rg BT 288.86 593.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 333.43 593.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 373.01 593.25 Td (made ) Tj ET Q q 0 0 0 rg BT 397.02 593.25 Td (by ) Tj ET Q q 0 0 0 rg BT 409.38 593.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 465.33 593.25 Td (as ) Tj ET Q q 0 0 0 rg BT 476.02 593.25 Td (well ) Tj ET Q q 0 0 0 rg BT 495.60 593.25 Td (as ) Tj ET Q q 0 0 0 rg BT 506.29 593.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 550.30 593.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.25 Td (overall ) Tj ET Q q 0 0 0 rg BT 79.15 581.25 Td (presentation ) Tj ET Q q 0 0 0 rg BT 129.90 581.25 Td (of ) Tj ET Q q 0 0 0 rg BT 140.12 581.25 Td (the ) Tj ET Q q 0 0 0 rg BT 154.22 581.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 206.64 581.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 243.51 581.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 290.10 581.25 Td ( ) Tj ET Q q 0 0 0 rg BT 291.85 581.25 Td (W) Tj ET Q q 0 0 0 rg BT 300.49 581.25 Td (e ) Tj ET Q q 0 0 0 rg BT 306.81 581.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 337.57 581.25 Td (that ) Tj ET Q q 0 0 0 rg BT 354.45 581.25 Td (our ) Tj ET Q q 0 0 0 rg BT 369.66 581.25 Td (audits ) Tj ET Q q 0 0 0 rg BT 395.43 581.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 427.86 581.25 Td (a ) Tj ET Q q 0 0 0 rg BT 434.18 581.25 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 478.82 581.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 500.70 581.25 Td (for ) Tj ET Q q 0 0 0 rg BT 514.25 581.25 Td (our ) Tj ET Q q 0 0 0 rg BT 529.46 581.25 Td (opinion.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 49.5 543.9169921875 m 58.9482421875 543.9169921875 l s q 0 0 0 rg BT 49.50 545.25 Td (/s/) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 58.9482421875 543.9169921875 m 180.974609375 543.9169921875 l s q 0 0 0 rg BT 58.95 545.25 Td ( Mayer Hoffman McCann P) Tj ET Q q 0 0 0 rg BT 169.30 545.25 Td (.C.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 521.00 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 521.00 Td (e have served as the Company) Tj ET Q q 0 0 0 rg BT 182.26 521.00 Td (s auditor since 2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 497.00 Td (February22, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 484.70 Td (Clearwater) Tj ET Q q 0 0 0 rg BT 92.96 484.70 Td (, ) Tj ET Q q 0 0 0 rg BT 97.96 484.70 Td (Florida) Tj ET Q endstream endobj 127 0 obj <>] /Rotate 0 /Contents 128 0 R>> endobj 128 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (63) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 181.05 729.68505859375 m 430.8546875 729.68505859375 l s q 0 0 0 rg BT 181.05 731.25 Td (Report of Independent Register) Tj ET Q q 0 0 0 rg BT 316.13 731.25 Td (ed Public ) Tj ET Q q 0 0 0 rg BT 357.81 731.25 Td (Accounting Firm) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 694.95 Td (T) Tj ET Q q 0 0 0 rg BT 54.91 694.95 Td (o the Board of Directors and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 682.95 Td (Shareholders of ) Tj ET Q q 0 0 0 rg BT 114.49 682.95 Td (Altisource Portfolio Solutions S.A.:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 661.95 Td (Opinion on Internal Contr) Tj ET Q q 0 0 0 rg BT 162.95 661.95 Td (ol Over) Tj ET Q q 0 0 0 rg BT 194.71 661.95 Td ( Financial Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 640.95 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 640.95 Td (e ) Tj ET Q q 0 0 0 rg BT 65.26 640.95 Td (have ) Tj ET Q q 0 0 0 rg BT 86.82 640.95 Td (audited ) Tj ET Q q 0 0 0 rg BT 118.35 640.95 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 162.69 640.95 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 200.93 640.95 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 241.40 640.95 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 261.87 640.95 Td (and ) Tj ET Q q 0 0 0 rg BT 278.99 640.95 Td (subsidiaries) Tj ET Q q 0 0 0 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367.15 628.95 Td (- ) Tj ET Q q 0 0 0 rg BT 372.77 628.95 Td (Integrated ) Tj ET Q q 0 0 0 rg BT 415.59 628.95 Td (Framework ) Tj ET Q q 0 0 0 rg BT 463.98 628.95 Td (issued ) Tj ET Q q 0 0 0 rg BT 491.27 628.95 Td (by ) Tj ET Q q 0 0 0 rg BT 503.56 628.95 Td (the ) Tj ET Q q 0 0 0 rg BT 518.07 628.95 Td (Committee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 616.95 Td (of ) Tj ET Q q 0 0 0 rg BT 60.46 616.95 Td (Sponsoring ) Tj ET Q q 0 0 0 rg BT 108.65 616.95 Td (Or) Tj ET Q q 0 0 0 rg BT 119.02 616.95 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 167.19 616.95 Td (of ) Tj ET Q q 0 0 0 rg BT 178.14 616.95 Td (the ) Tj ET Q q 0 0 0 rg BT 192.80 616.95 Td (T) Tj ET Q q 0 0 0 rg BT 198.55 616.95 Td (readway ) Tj ET Q q 0 0 0 rg BT 235.05 616.95 Td (Commission ) Tj ET Q q 0 0 0 rg BT 288.24 616.95 Td (\(COSO\). ) Tj ET Q q 0 0 0 rg BT 335.58 616.95 Td ( ) Tj ET Q q 0 0 0 rg BT 338.21 616.95 Td (In ) Tj ET Q q 0 0 0 rg BT 349.16 616.95 Td (our ) Tj ET Q q 0 0 0 rg BT 365.12 616.95 Td (opinion, ) Tj ET Q q 0 0 0 rg BT 400.80 616.95 Td (the ) Tj ET Q q 0 0 0 rg BT 415.65 616.95 Td (Company ) Tj ET Q q 0 0 0 rg BT 457.16 616.95 Td (maintained, ) Tj ET Q q 0 0 0 rg BT 506.72 616.95 Td (in ) Tj ET Q q 0 0 0 rg BT 517.12 616.95 Td (all ) Tj ET Q q 0 0 0 rg BT 529.74 616.95 Td (material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 604.95 Td (respects, ) Tj ET Q q 0 0 0 rg BT 86.30 604.95 Td (ef) Tj ET Q q 0 0 0 rg BT 93.89 604.95 Td (fective ) Tj ET Q q 0 0 0 rg BT 123.19 604.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 155.82 604.95 Td (control ) Tj ET Q q 0 0 0 rg BT 186.24 604.95 Td (over ) Tj ET Q q 0 0 0 rg BT 206.11 604.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 243.18 604.95 Td (reporting ) Tj ET Q q 0 0 0 rg BT 281.93 604.95 Td (as ) Tj ET Q q 0 0 0 rg BT 292.36 604.95 Td (of ) Tj ET Q q 0 0 0 rg BT 302.78 604.95 Td (December31, ) Tj ET Q q 0 0 0 rg BT 360.96 604.95 Td (2017, ) Tj ET Q q 0 0 0 rg BT 385.55 604.95 Td (based ) Tj ET Q q 0 0 0 rg BT 410.42 604.95 Td (on ) Tj ET Q q 0 0 0 rg BT 422.51 604.95 Td (criteria ) Tj ET Q q 0 0 0 rg BT 452.92 604.95 Td (established ) Tj ET Q q 0 0 0 rg BT 499.45 604.95 Td (in ) Tj ET Q q 0 0 0 rg BT 509.32 604.95 Td (2013 ) Tj ET Q q 0 0 0 rg BT 531.41 604.95 Td (Internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 592.95 Td (Control ) Tj ET Q q 0 0 0 rg BT 82.56 592.95 Td (- ) Tj ET Q q 0 0 0 rg BT 88.39 592.95 Td (Integrated ) Tj ET Q q 0 0 0 rg BT 131.42 592.95 Td (Framework ) Tj ET Q q 0 0 0 rg BT 180.02 592.95 Td (issued ) Tj ET Q q 0 0 0 rg BT 207.52 592.95 Td (by ) Tj ET Q q 0 0 0 rg BT 220.02 592.95 Td (the ) Tj ET Q q 0 0 0 rg BT 234.73 592.95 Td (COSO.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 571.95 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 571.95 Td (e ) Tj ET Q q 0 0 0 rg BT 66.11 571.95 Td (also ) Tj ET Q q 0 0 0 rg BT 85.74 571.95 Td (have ) Tj ET Q q 0 0 0 rg BT 108.15 571.95 Td (audited, ) Tj ET Q q 0 0 0 rg BT 143.61 571.95 Td (in ) Tj ET Q q 0 0 0 rg BT 154.92 571.95 Td (accordance ) Tj ET Q q 0 0 0 rg BT 203.41 571.95 Td (with ) Tj ET Q q 0 0 0 rg BT 224.72 571.95 Td (the ) Tj ET Q q 0 0 0 rg BT 240.46 571.95 Td (standards ) Tj ET Q q 0 0 0 rg BT 281.76 571.95 Td (of ) Tj ET Q q 0 0 0 rg BT 293.62 571.95 Td (the ) Tj ET Q q 0 0 0 rg BT 309.37 571.95 Td (Public ) Tj ET Q q 0 0 0 rg BT 338.45 571.95 Td (Company ) Tj ET Q q 0 0 0 rg BT 380.09 571.95 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 430.27 571.95 Td (Oversight ) Tj ET Q q 0 0 0 rg BT 473.24 571.95 Td (Board ) Tj ET Q q 0 0 0 rg BT 501.21 571.95 Td (\(United ) Tj ET Q q 0 0 0 rg BT 535.29 571.95 Td (States\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 559.95 Td (\(PCAOB\), ) Tj ET Q q 0 0 0 rg BT 104.93 559.95 Td (the ) Tj ET Q q 0 0 0 rg BT 121.19 559.95 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 175.78 559.95 Td (balance ) Tj ET Q q 0 0 0 rg BT 210.36 559.95 Td (sheets ) Tj ET Q q 0 0 0 rg BT 238.84 559.95 Td (and ) Tj ET Q q 0 0 0 rg BT 257.33 559.95 Td (related ) Tj ET Q q 0 0 0 rg BT 288.58 559.95 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 343.17 559.95 Td (statements ) Tj ET Q q 0 0 0 rg BT 389.42 559.95 Td (of ) Tj ET Q q 0 0 0 rg BT 401.80 559.95 Td (operations ) Tj ET Q q 0 0 0 rg BT 447.50 559.95 Td (and ) Tj ET Q q 0 0 0 rg BT 465.99 559.95 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 530.56 559.95 Td (income, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 547.95 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 102.13 547.95 Td (statement ) Tj ET Q q 0 0 0 rg BT 142.54 547.95 Td (of ) Tj ET Q q 0 0 0 rg BT 152.95 547.95 Td (equity) Tj ET Q q 0 0 0 rg BT 177.30 547.95 Td (, ) Tj ET Q q 0 0 0 rg BT 181.89 547.95 Td (cash ) Tj ET Q q 0 0 0 rg BT 201.74 547.95 Td (flows ) Tj ET Q q 0 0 0 rg BT 226.05 547.95 Td (and ) Tj ET Q q 0 0 0 rg BT 242.58 547.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 279.65 547.95 Td (statement ) Tj ET Q q 0 0 0 rg BT 320.05 547.95 Td (schedule ) Tj ET Q q 0 0 0 rg BT 357.13 547.95 Td (as ) Tj ET Q q 0 0 0 rg BT 367.54 547.95 Td (of ) Tj ET Q q 0 0 0 rg BT 377.96 547.95 Td (December31, ) Tj ET Q q 0 0 0 rg BT 436.13 547.95 Td (2017 ) Tj ET Q q 0 0 0 rg BT 458.22 547.95 Td (and ) Tj ET Q q 0 0 0 rg BT 474.75 547.95 Td (2016 ) Tj ET Q q 0 0 0 rg BT 496.83 547.95 Td (and ) Tj ET Q q 0 0 0 rg BT 513.36 547.95 Td (for ) Tj ET Q q 0 0 0 rg BT 527.11 547.95 Td (the ) Tj ET Q q 0 0 0 rg BT 541.41 547.95 Td (years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 535.95 Td (ended ) Tj ET Q q 0 0 0 rg BT 76.05 535.95 Td (December31, ) Tj ET Q q 0 0 0 rg BT 134.81 535.95 Td (2017 ) Tj ET Q q 0 0 0 rg BT 157.48 535.95 Td (and ) Tj ET Q q 0 0 0 rg BT 174.59 535.95 Td (2016 ) Tj ET Q q 0 0 0 rg BT 197.27 535.95 Td (of ) Tj ET Q q 0 0 0 rg BT 208.27 535.95 Td (the ) Tj ET Q q 0 0 0 rg BT 223.16 535.95 Td (Company) Tj ET Q q 0 0 0 rg BT 261.40 535.95 Td (, ) Tj ET Q q 0 0 0 rg BT 266.57 535.95 Td (and ) Tj ET Q q 0 0 0 rg BT 283.68 535.95 Td (our ) Tj ET Q q 0 0 0 rg BT 299.69 535.95 Td (report ) Tj ET Q q 0 0 0 rg BT 326.24 535.95 Td (dated ) Tj ET Q q 0 0 0 rg BT 350.56 535.95 Td (February22, ) Tj ET Q q 0 0 0 rg BT 404.34 535.95 Td (2018, ) Tj ET Q q 0 0 0 rg BT 429.51 535.95 Td (expressed ) Tj ET Q q 0 0 0 rg BT 471.61 535.95 Td (an ) Tj ET Q q 0 0 0 rg BT 483.72 535.95 Td (unqualified ) Tj ET Q q 0 0 0 rg BT 531.94 535.95 Td (opinion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 523.95 Td (on ) Tj ET Q q 0 0 0 rg BT 61.63 523.95 Td (those ) Tj ET Q q 0 0 0 rg BT 84.86 523.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 121.97 523.95 Td (statements ) Tj ET Q q 0 0 0 rg BT 166.31 523.95 Td (and ) Tj ET Q q 0 0 0 rg BT 182.87 523.95 Td (included ) Tj ET Q q 0 0 0 rg BT 219.43 523.95 Td (an ) Tj ET Q q 0 0 0 rg BT 231.00 523.95 Td (explanatory ) Tj ET Q q 0 0 0 rg BT 280.33 523.95 Td (paragraph ) Tj ET Q q 0 0 0 rg BT 322.43 523.95 Td (regarding ) Tj ET Q q 0 0 0 rg BT 362.87 523.95 Td (the ) Tj ET Q q 0 0 0 rg BT 377.21 523.95 Td (change ) Tj ET Q q 0 0 0 rg BT 407.65 523.95 Td (in ) Tj ET Q q 0 0 0 rg BT 417.56 523.95 Td (application ) Tj ET Q q 0 0 0 rg BT 464.11 523.95 Td (of ) Tj ET Q q 0 0 0 rg BT 474.57 523.95 Td (accounting ) Tj ET Q q 0 0 0 rg BT 520.57 523.95 Td (principles, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 511.95 Td (and ) Tj ET Q q 0 0 0 rg BT 67.63 511.95 Td (an ) Tj ET Q q 0 0 0 rg BT 80.77 511.95 Td (emphasis ) Tj ET Q q 0 0 0 rg BT 121.68 511.95 Td (of ) Tj ET Q q 0 0 0 rg BT 133.71 511.95 Td (matter ) Tj ET Q q 0 0 0 rg BT 162.94 511.95 Td (paragraph ) Tj ET Q q 0 0 0 rg BT 206.61 511.95 Td (regarding ) Tj ET Q q 0 0 0 rg BT 248.62 511.95 Td (concentration ) Tj ET Q q 0 0 0 rg BT 306.74 511.95 Td (of ) Tj ET Q q 0 0 0 rg BT 318.76 511.95 Td (revenue ) Tj ET Q q 0 0 0 rg BT 354.10 511.95 Td (with ) Tj ET Q q 0 0 0 rg BT 375.58 511.95 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 407.59 511.95 Td (Financial ) Tj ET Q q 0 0 0 rg BT 448.50 511.95 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 500.52 511.95 Td (\(Ocwen\) ) Tj ET Q q 0 0 0 rg BT 548.07 511.95 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 499.95 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 102.97 499.95 Td (faced ) Tj ET Q q 0 0 0 rg BT 127.00 499.95 Td (by ) Tj ET Q q 0 0 0 rg BT 139.39 499.95 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 170.10 499.95 Td (and ) Tj ET Q q 0 0 0 rg BT 186.92 499.95 Td (the ) Tj ET Q q 0 0 0 rg BT 201.52 499.95 Td (Company) Tj ET Q q 0 0 0 rg BT 243.19 499.95 Td (s ) Tj ET Q q 0 0 0 rg BT 249.46 499.95 Td (related ) Tj ET Q q 0 0 0 rg BT 279.05 499.95 Td (negotiations ) Tj ET Q q 0 0 0 rg BT 330.32 499.95 Td (of ) Tj ET Q q 0 0 0 rg BT 341.03 499.95 Td (certain ) Tj ET Q q 0 0 0 rg BT 370.62 499.95 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 410.77 499.95 Td (servicing ) Tj ET Q q 0 0 0 rg BT 449.81 499.95 Td (rights ) Tj ET Q q 0 0 0 rg BT 474.97 499.95 Td (and ) Tj ET Q q 0 0 0 rg BT 491.80 499.95 Td (subservicing ) Tj ET Q q 0 0 0 rg BT 544.73 499.95 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 487.95 Td (New ) Tj ET Q q 0 0 0 rg BT 70.88 487.95 Td (Residential ) Tj ET Q q 0 0 0 rg BT 118.37 487.95 Td (Investment ) Tj ET Q q 0 0 0 rg BT 165.31 487.95 Td (Corp.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 466.95 Td (Basis for) Tj ET Q q 0 0 0 rg BT 86.82 466.95 Td ( Opinion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 445.95 Td (The ) Tj ET Q q 0 0 0 rg BT 66.52 445.95 Td (Company) Tj ET Q q 0 0 0 rg BT 108.19 445.95 Td (s ) Tj ET Q q 0 0 0 rg BT 113.56 445.95 Td (management ) Tj ET Q q 0 0 0 rg BT 166.12 445.95 Td (is ) Tj ET Q q 0 0 0 rg BT 174.27 445.95 Td (responsible ) Tj ET Q q 0 0 0 rg BT 221.29 445.95 Td (for ) Tj ET Q q 0 0 0 rg BT 234.43 445.95 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 283.67 445.95 Td (ef) Tj ET Q q 0 0 0 rg BT 291.26 445.95 Td (fective ) Tj ET Q q 0 0 0 rg BT 319.94 445.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 351.95 445.95 Td (control ) Tj ET Q q 0 0 0 rg BT 381.76 445.95 Td (over ) Tj ET Q q 0 0 0 rg BT 401.00 445.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 437.46 445.95 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 478.09 445.95 Td (and ) Tj ET Q q 0 0 0 rg BT 494.00 445.95 Td (for ) Tj ET Q q 0 0 0 rg BT 507.14 445.95 Td (its ) Tj ET Q q 0 0 0 rg BT 518.06 445.95 Td (assessment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 433.95 Td (of ) Tj ET Q q 0 0 0 rg BT 60.42 433.95 Td (the ) Tj ET Q q 0 0 0 rg BT 75.23 433.95 Td (ef) Tj ET Q q 0 0 0 rg BT 82.81 433.95 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 129.83 433.95 Td (of ) Tj ET Q q 0 0 0 rg BT 140.75 433.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 173.88 433.95 Td (control ) Tj ET Q q 0 0 0 rg BT 204.79 433.95 Td (over ) Tj ET Q q 0 0 0 rg BT 225.15 433.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 262.72 433.95 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 304.46 433.95 Td (included ) Tj ET Q q 0 0 0 rg BT 341.49 433.95 Td (in ) Tj ET Q q 0 0 0 rg BT 351.85 433.95 Td (the ) Tj ET Q q 0 0 0 rg BT 366.66 433.95 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 427.56 433.95 Td (Management) Tj ET Q q 0 0 0 rg BT 482.54 433.95 Td (s ) Tj ET Q q 0 0 0 rg BT 489.02 433.95 Td (Report ) Tj ET Q q 0 0 0 rg BT 518.83 433.95 Td (on ) Tj ET Q q 0 0 0 rg BT 531.42 433.95 Td (Internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 421.95 Td (Control ) Tj ET Q q 0 0 0 rg BT 82.90 421.95 Td (over ) Tj ET Q q 0 0 0 rg BT 103.51 421.95 Td (Financial ) Tj ET Q q 0 0 0 rg BT 143.56 421.95 Td (Reporting. ) Tj ET Q q 0 0 0 rg BT 188.90 421.95 Td ( ) Tj ET Q q 0 0 0 rg BT 191.74 421.95 Td (Our ) Tj ET Q q 0 0 0 rg BT 210.13 421.95 Td (responsibility ) Tj ET Q q 0 0 0 rg BT 267.42 421.95 Td (is ) Tj ET Q q 0 0 0 rg BT 276.93 421.95 Td (to ) Tj ET Q q 0 0 0 rg BT 287.55 421.95 Td (express ) Tj ET Q q 0 0 0 rg BT 320.38 421.95 Td (an ) Tj ET Q q 0 0 0 rg BT 332.66 421.95 Td (opinion ) Tj ET Q q 0 0 0 rg BT 366.06 421.95 Td (on ) Tj ET Q q 0 0 0 rg BT 378.90 421.95 Td (the ) Tj ET Q q 0 0 0 rg BT 393.96 421.95 Td (Company) Tj ET Q q 0 0 0 rg BT 435.63 421.95 Td (s ) Tj ET Q q 0 0 0 rg BT 442.36 421.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 475.75 421.95 Td (control ) Tj ET Q q 0 0 0 rg BT 506.91 421.95 Td (over ) Tj ET Q q 0 0 0 rg BT 527.52 421.95 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 409.95 Td (reporting ) Tj ET Q q 0 0 0 rg BT 88.22 409.95 Td (based ) Tj ET Q q 0 0 0 rg BT 113.06 409.95 Td (on ) Tj ET Q q 0 0 0 rg BT 125.13 409.95 Td (our ) Tj ET Q q 0 0 0 rg BT 140.53 409.95 Td (audit. ) Tj ET Q q 0 0 0 rg BT 165.10 409.95 Td ( ) Tj ET Q q 0 0 0 rg BT 167.02 409.95 Td (W) Tj ET Q q 0 0 0 rg BT 175.65 409.95 Td (e ) Tj ET Q q 0 0 0 rg BT 182.16 409.95 Td (are ) Tj ET Q q 0 0 0 rg BT 196.44 409.95 Td (a ) Tj ET Q q 0 0 0 rg BT 202.94 409.95 Td (public ) Tj ET Q q 0 0 0 rg BT 230.01 409.95 Td (accounting ) Tj ET Q q 0 0 0 rg BT 275.95 409.95 Td (firm ) Tj ET Q q 0 0 0 rg BT 295.24 409.95 Td (registered ) Tj ET Q q 0 0 0 rg BT 336.73 409.95 Td (with ) Tj ET Q q 0 0 0 rg BT 356.58 409.95 Td (the ) Tj ET Q q 0 0 0 rg BT 370.86 409.95 Td (PCAOB ) Tj ET Q q 0 0 0 rg BT 406.28 409.95 Td (and ) Tj ET Q q 0 0 0 rg BT 422.79 409.95 Td (are ) Tj ET Q q 0 0 0 rg BT 437.06 409.95 Td (required ) Tj ET Q q 0 0 0 rg BT 472.45 409.95 Td (to ) Tj ET Q q 0 0 0 rg BT 482.29 409.95 Td (be ) Tj ET Q q 0 0 0 rg BT 493.80 409.95 Td (independent ) Tj ET Q q 0 0 0 rg BT 544.74 409.95 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 397.95 Td (respect ) Tj ET Q q 0 0 0 rg BT 79.59 397.95 Td (to ) Tj ET Q q 0 0 0 rg BT 89.13 397.95 Td (the ) Tj ET Q q 0 0 0 rg BT 103.12 397.95 Td (Company ) Tj ET Q q 0 0 0 rg BT 143.78 397.95 Td (in ) Tj ET Q q 0 0 0 rg BT 153.33 397.95 Td (accordance ) Tj ET Q q 0 0 0 rg BT 200.06 397.95 Td (with ) Tj ET Q q 0 0 0 rg BT 219.60 397.95 Td (the ) Tj ET Q q 0 0 0 rg BT 233.59 397.95 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 253.15 397.95 Td (federal ) Tj ET Q q 0 0 0 rg BT 282.67 397.95 Td (securities ) Tj ET Q q 0 0 0 rg BT 322.20 397.95 Td (laws ) Tj ET Q q 0 0 0 rg BT 342.30 397.95 Td (and ) Tj ET Q q 0 0 0 rg BT 358.51 397.95 Td (the ) Tj ET Q q 0 0 0 rg BT 372.50 397.95 Td (applicable ) Tj ET Q q 0 0 0 rg BT 415.36 397.95 Td (rules ) Tj ET Q q 0 0 0 rg BT 436.57 397.95 Td (and ) Tj ET Q q 0 0 0 rg BT 452.77 397.95 Td (regulations ) Tj ET Q q 0 0 0 rg BT 498.98 397.95 Td (of ) Tj ET Q q 0 0 0 rg BT 509.08 397.95 Td (the ) Tj ET Q q 0 0 0 rg BT 523.06 397.95 Td (Securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 385.95 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 385.95 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 108.36 385.95 Td (Commission ) Tj ET Q q 0 0 0 rg BT 161.43 385.95 Td (and ) Tj ET Q q 0 0 0 rg BT 178.37 385.95 Td (the ) Tj ET Q q 0 0 0 rg BT 193.08 385.95 Td (PCAOB.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 364.95 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 364.95 Td (e ) Tj ET Q q 0 0 0 rg BT 65.22 364.95 Td (conducted ) Tj ET Q q 0 0 0 rg BT 108.96 364.95 Td (our ) Tj ET Q q 0 0 0 rg BT 124.94 364.95 Td (audit ) Tj ET Q q 0 0 0 rg BT 147.58 364.95 Td (in ) Tj ET Q q 0 0 0 rg BT 158.00 364.95 Td (accordance ) Tj ET Q q 0 0 0 rg BT 205.61 364.95 Td (with ) Tj ET Q q 0 0 0 rg BT 226.03 364.95 Td (the ) Tj ET Q q 0 0 0 rg BT 240.89 364.95 Td (standards ) Tj ET Q q 0 0 0 rg BT 281.31 364.95 Td (of ) Tj ET Q q 0 0 0 rg BT 292.28 364.95 Td (the ) Tj ET Q q 0 0 0 rg BT 307.15 364.95 Td (PCAOB. ) Tj ET Q q 0 0 0 rg BT 345.64 364.95 Td ( ) Tj ET Q q 0 0 0 rg BT 348.09 364.95 Td (Those ) Tj ET Q q 0 0 0 rg BT 375.17 364.95 Td (standards ) Tj ET Q q 0 0 0 rg BT 415.59 364.95 Td (require ) Tj ET Q q 0 0 0 rg BT 446.55 364.95 Td (that ) Tj ET Q q 0 0 0 rg BT 464.19 364.95 Td (we ) Tj ET Q q 0 0 0 rg BT 478.50 364.95 Td (plan ) Tj ET Q q 0 0 0 rg BT 498.36 364.95 Td (and ) Tj ET Q q 0 0 0 rg BT 515.44 364.95 Td (perform ) Tj ET Q q 0 0 0 rg BT 550.29 364.95 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 352.95 Td (audit ) Tj ET Q q 0 0 0 rg BT 71.30 352.95 Td (to ) Tj ET Q q 0 0 0 rg BT 80.88 352.95 Td (obtain ) Tj ET Q q 0 0 0 rg BT 107.67 352.95 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 152.23 352.95 Td (assurance ) Tj ET Q q 0 0 0 rg BT 192.89 352.95 Td (about ) Tj ET Q q 0 0 0 rg BT 216.91 352.95 Td (whether ) Tj ET Q q 0 0 0 rg BT 250.92 352.95 Td (ef) Tj ET Q q 0 0 0 rg BT 258.51 352.95 Td (fective ) Tj ET Q q 0 0 0 rg BT 287.51 352.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 319.85 352.95 Td (control ) Tj ET Q q 0 0 0 rg BT 349.98 352.95 Td (over ) Tj ET Q q 0 0 0 rg BT 369.55 352.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 406.33 352.95 Td (reporting ) Tj ET Q q 0 0 0 rg BT 444.79 352.95 Td (was ) Tj ET Q q 0 0 0 rg BT 462.14 352.95 Td (maintained ) Tj ET Q q 0 0 0 rg BT 508.37 352.95 Td (in ) Tj ET Q q 0 0 0 rg BT 517.95 352.95 Td (all ) Tj ET Q q 0 0 0 rg BT 529.74 352.95 Td (material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 340.95 Td (respects. ) Tj ET Q q 0 0 0 rg BT 85.76 340.95 Td ( ) Tj ET Q q 0 0 0 rg BT 87.31 340.95 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.41 340.95 Td (audit ) Tj ET Q q 0 0 0 rg BT 125.96 340.95 Td (of ) Tj ET Q q 0 0 0 rg BT 135.84 340.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 167.93 340.95 Td (control ) Tj ET Q q 0 0 0 rg BT 197.80 340.95 Td (over ) Tj ET Q q 0 0 0 rg BT 217.12 340.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 253.65 340.95 Td (reporting ) Tj ET Q q 0 0 0 rg BT 291.86 340.95 Td (included ) Tj ET Q q 0 0 0 rg BT 327.84 340.95 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 367.17 340.95 Td (an ) Tj ET Q q 0 0 0 rg BT 378.15 340.95 Td (understanding ) Tj ET Q q 0 0 0 rg BT 436.36 340.95 Td (of ) Tj ET Q q 0 0 0 rg BT 446.24 340.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 478.33 340.95 Td (control ) Tj ET Q q 0 0 0 rg BT 508.21 340.95 Td (over ) Tj ET Q q 0 0 0 rg BT 527.53 340.95 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 328.95 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 91.19 328.95 Td (assessing ) Tj ET Q q 0 0 0 rg BT 130.94 328.95 Td (the ) Tj ET Q q 0 0 0 rg BT 145.69 328.95 Td (risk ) Tj ET Q q 0 0 0 rg BT 163.22 328.95 Td (that ) Tj ET Q q 0 0 0 rg BT 180.74 328.95 Td (a ) Tj ET Q q 0 0 0 rg BT 187.71 328.95 Td (material ) Tj ET Q q 0 0 0 rg BT 223.00 328.95 Td (weakness ) Tj ET Q q 0 0 0 rg BT 263.85 328.95 Td (exists, ) Tj ET Q q 0 0 0 rg BT 291.66 328.95 Td (and ) Tj ET Q q 0 0 0 rg BT 308.63 328.95 Td (testing ) Tj ET Q q 0 0 0 rg BT 337.83 328.95 Td (and ) Tj ET Q q 0 0 0 rg BT 354.80 328.95 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 398.98 328.95 Td (the ) Tj ET Q q 0 0 0 rg BT 413.72 328.95 Td (design ) Tj ET Q q 0 0 0 rg BT 442.36 328.95 Td (and ) Tj ET Q q 0 0 0 rg BT 459.33 328.95 Td (operating ) Tj ET Q q 0 0 0 rg BT 499.63 328.95 Td (ef) Tj ET Q q 0 0 0 rg BT 507.22 328.95 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 554.17 328.95 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 316.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 82.24 316.95 Td (control ) Tj ET Q q 0 0 0 rg BT 112.76 316.95 Td (based ) Tj ET Q q 0 0 0 rg BT 137.73 316.95 Td (on ) Tj ET Q q 0 0 0 rg BT 149.93 316.95 Td (the ) Tj ET Q q 0 0 0 rg BT 164.35 316.95 Td (assessed ) Tj ET Q q 0 0 0 rg BT 200.43 316.95 Td (risk. ) Tj ET Q q 0 0 0 rg BT 220.13 316.95 Td ( ) Tj ET Q q 0 0 0 rg BT 222.32 316.95 Td (Our ) Tj ET Q q 0 0 0 rg BT 240.07 316.95 Td (audit ) Tj ET Q q 0 0 0 rg BT 262.27 316.95 Td (also ) Tj ET Q q 0 0 0 rg BT 280.58 316.95 Td (included ) Tj ET Q q 0 0 0 rg BT 317.21 316.95 Td (performing ) Tj ET Q q 0 0 0 rg BT 364.39 316.95 Td (such ) Tj ET Q q 0 0 0 rg BT 384.92 316.95 Td (other ) Tj ET Q q 0 0 0 rg BT 407.67 316.95 Td (procedures ) Tj ET Q q 0 0 0 rg BT 453.73 316.95 Td (as ) Tj ET Q q 0 0 0 rg BT 464.26 316.95 Td (we ) Tj ET Q q 0 0 0 rg BT 478.12 316.95 Td (considered ) Tj ET Q q 0 0 0 rg BT 523.63 316.95 Td (necessary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 304.95 Td (in ) Tj ET Q q 0 0 0 rg BT 59.78 304.95 Td (the ) Tj ET Q q 0 0 0 rg BT 74.50 304.95 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 136.14 304.95 Td ( ) Tj ET Q q 0 0 0 rg BT 138.46 304.95 Td (W) Tj ET Q q 0 0 0 rg BT 147.09 304.95 Td (e ) Tj ET Q q 0 0 0 rg BT 154.03 304.95 Td (believe ) Tj ET Q q 0 0 0 rg BT 185.40 304.95 Td (that ) Tj ET Q q 0 0 0 rg BT 202.90 304.95 Td (our ) Tj ET Q q 0 0 0 rg BT 218.73 304.95 Td (audit ) Tj ET Q q 0 0 0 rg BT 241.22 304.95 Td (provides ) Tj ET Q q 0 0 0 rg BT 278.16 304.95 Td (a ) Tj ET Q q 0 0 0 rg BT 285.10 304.95 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 330.35 304.95 Td (basis ) Tj ET Q q 0 0 0 rg BT 352.85 304.95 Td (for ) Tj ET Q q 0 0 0 rg BT 367.01 304.95 Td (our ) Tj ET Q q 0 0 0 rg BT 382.84 304.95 Td (opinion.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 283.95 Td (Definition and Limitations of Internal Contr) Tj ET Q q 0 0 0 rg BT 239.05 283.95 Td (ol Over) Tj ET Q q 0 0 0 rg BT 270.80 283.95 Td ( Financial Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 262.95 Td (A) Tj ET Q q 0 0 0 rg BT 56.17 262.95 Td ( ) Tj ET Q q 0 0 0 rg BT 57.86 262.95 Td (company) Tj ET Q q 0 0 0 rg BT 97.29 262.95 Td (s ) Tj ET Q q 0 0 0 rg BT 102.88 262.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 135.11 262.95 Td (control ) Tj ET Q q 0 0 0 rg BT 165.13 262.95 Td (over ) Tj ET Q q 0 0 0 rg BT 184.59 262.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 221.26 262.95 Td (reporting ) Tj ET Q q 0 0 0 rg BT 259.60 262.95 Td (is ) Tj ET Q q 0 0 0 rg BT 267.96 262.95 Td (a ) Tj ET Q q 0 0 0 rg BT 274.09 262.95 Td (process ) Tj ET Q q 0 0 0 rg BT 305.77 262.95 Td (designed ) Tj ET Q q 0 0 0 rg BT 343.01 262.95 Td (to ) Tj ET Q q 0 0 0 rg BT 352.48 262.95 Td (provide ) Tj ET Q q 0 0 0 rg BT 384.72 262.95 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 429.16 262.95 Td (assurance ) Tj ET Q q 0 0 0 rg BT 469.72 262.95 Td (regarding ) Tj ET Q q 0 0 0 rg BT 509.73 262.95 Td (the ) Tj ET Q q 0 0 0 rg BT 523.64 262.95 Td (reliability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 250.95 Td (of ) Tj ET Q q 0 0 0 rg BT 60.46 250.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 98.07 250.95 Td (reporting ) Tj ET Q q 0 0 0 rg BT 137.36 250.95 Td (and ) Tj ET Q q 0 0 0 rg BT 154.43 250.95 Td (the ) Tj ET Q q 0 0 0 rg BT 169.28 250.95 Td (preparation ) Tj ET Q q 0 0 0 rg BT 217.44 250.95 Td (of ) Tj ET Q q 0 0 0 rg BT 228.40 250.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 266.01 250.95 Td (statements ) Tj ET Q q 0 0 0 rg BT 310.85 250.95 Td (for ) Tj ET Q q 0 0 0 rg BT 325.14 250.95 Td (external ) Tj ET Q q 0 0 0 rg BT 359.98 250.95 Td (purposes ) Tj ET Q q 0 0 0 rg BT 398.16 250.95 Td (in ) Tj ET Q q 0 0 0 rg BT 408.57 250.95 Td (accordance ) Tj ET Q q 0 0 0 rg BT 456.16 250.95 Td (with ) Tj ET Q q 0 0 0 rg BT 476.57 250.95 Td (accounting ) Tj ET Q q 0 0 0 rg BT 523.07 250.95 Td (principles ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 238.95 Td (generally ) Tj ET Q q 0 0 0 rg BT 89.02 238.95 Td (accepted ) Tj ET Q q 0 0 0 rg BT 126.31 238.95 Td (in ) Tj ET Q q 0 0 0 rg BT 136.40 238.95 Td (the ) Tj ET Q q 0 0 0 rg BT 150.94 238.95 Td (United ) Tj ET Q q 0 0 0 rg BT 180.47 238.95 Td (States ) Tj ET Q q 0 0 0 rg BT 206.67 238.95 Td (of ) Tj ET Q q 0 0 0 rg BT 216.81 238.95 Td (America. ) Tj ET Q q 0 0 0 rg BT 256.05 238.95 Td ( ) Tj ET Q q 0 0 0 rg BT 257.85 238.95 Td (A) Tj ET Q q 0 0 0 rg BT 264.52 238.95 Td ( ) Tj ET Q q 0 0 0 rg BT 266.84 238.95 Td (company) Tj ET Q q 0 0 0 rg BT 306.28 238.95 Td (s ) Tj ET Q q 0 0 0 rg BT 312.48 238.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 345.34 238.95 Td (control ) Tj ET Q q 0 0 0 rg BT 375.98 238.95 Td (over ) Tj ET Q q 0 0 0 rg BT 396.07 238.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 433.37 238.95 Td (reporting ) Tj ET Q q 0 0 0 rg BT 472.34 238.95 Td (includes ) Tj ET Q q 0 0 0 rg BT 507.98 238.95 Td (those ) Tj ET Q q 0 0 0 rg BT 531.41 238.95 Td (policies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 226.95 Td (and ) Tj ET Q q 0 0 0 rg BT 65.86 226.95 Td (procedures ) Tj ET Q q 0 0 0 rg BT 111.66 226.95 Td (that ) Tj ET Q q 0 0 0 rg BT 128.58 226.95 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 142.16 226.95 Td (pertain ) Tj ET Q q 0 0 0 rg BT 171.85 226.95 Td (to ) Tj ET Q q 0 0 0 rg BT 181.55 226.95 Td (the ) Tj ET Q q 0 0 0 rg BT 195.70 226.95 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 248.15 226.95 Td (of ) Tj ET Q q 0 0 0 rg BT 258.40 226.95 Td (records ) Tj ET Q q 0 0 0 rg BT 289.76 226.95 Td (that, ) Tj ET Q q 0 0 0 rg BT 309.18 226.95 Td (in ) Tj ET Q q 0 0 0 rg BT 318.88 226.95 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 363.56 226.95 Td (detail, ) Tj ET Q q 0 0 0 rg BT 390.20 226.95 Td (accurately ) Tj ET Q q 0 0 0 rg BT 433.20 226.95 Td (and ) Tj ET Q q 0 0 0 rg BT 449.57 226.95 Td (fairly ) Tj ET Q q 0 0 0 rg BT 473.15 226.95 Td (reflect ) Tj ET Q q 0 0 0 rg BT 500.61 226.95 Td (the ) Tj ET Q q 0 0 0 rg BT 514.75 226.95 Td (transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 214.95 Td (and ) Tj ET Q q 0 0 0 rg BT 67.17 214.95 Td (dispositions ) Tj ET Q q 0 0 0 rg BT 118.19 214.95 Td (of ) Tj ET Q q 0 0 0 rg BT 129.75 214.95 Td (the ) Tj ET Q q 0 0 0 rg BT 145.20 214.95 Td (assets ) Tj ET Q q 0 0 0 rg BT 171.77 214.95 Td (of ) Tj ET Q q 0 0 0 rg BT 183.33 214.95 Td (the ) Tj ET Q q 0 0 0 rg BT 198.78 214.95 Td (company; ) Tj ET Q q 0 0 0 rg BT 241.44 214.95 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 256.34 214.95 Td (provide ) Tj ET Q q 0 0 0 rg BT 290.12 214.95 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 336.10 214.95 Td (assurance ) Tj ET Q q 0 0 0 rg BT 378.20 214.95 Td (that ) Tj ET Q q 0 0 0 rg BT 396.43 214.95 Td (transactions ) Tj ET Q q 0 0 0 rg BT 447.42 214.95 Td (are ) Tj ET Q q 0 0 0 rg BT 462.86 214.95 Td (recorded ) Tj ET Q q 0 0 0 rg BT 501.07 214.95 Td (as ) Tj ET Q q 0 0 0 rg BT 512.63 214.95 Td (necessary ) Tj ET Q q 0 0 0 rg BT 554.73 214.95 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 202.95 Td (permit ) Tj ET Q q 0 0 0 rg BT 79.10 202.95 Td (preparation ) Tj ET Q q 0 0 0 rg BT 128.12 202.95 Td (of ) Tj ET Q q 0 0 0 rg BT 139.94 202.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 178.42 202.95 Td (statements ) Tj ET Q q 0 0 0 rg BT 224.12 202.95 Td (in ) Tj ET Q q 0 0 0 rg BT 235.39 202.95 Td (accordance ) Tj ET Q q 0 0 0 rg BT 283.85 202.95 Td (with ) Tj ET Q q 0 0 0 rg BT 305.12 202.95 Td (generally ) Tj ET Q q 0 0 0 rg BT 345.81 202.95 Td (accepted ) Tj ET Q q 0 0 0 rg BT 384.28 202.95 Td (accounting ) Tj ET Q q 0 0 0 rg BT 431.64 202.95 Td (principles, ) Tj ET Q q 0 0 0 rg BT 477.07 202.95 Td (and ) Tj ET Q q 0 0 0 rg BT 495.00 202.95 Td (that ) Tj ET Q q 0 0 0 rg BT 513.49 202.95 Td (receipts ) Tj ET Q q 0 0 0 rg BT 548.07 202.95 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 190.95 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 102.53 190.95 Td (of ) Tj ET Q q 0 0 0 rg BT 112.80 190.95 Td (the ) Tj ET Q q 0 0 0 rg BT 126.95 190.95 Td (company ) Tj ET Q q 0 0 0 rg BT 165.55 190.95 Td (are ) Tj ET Q q 0 0 0 rg BT 179.69 190.95 Td (being ) Tj ET Q q 0 0 0 rg BT 203.84 190.95 Td (made ) Tj ET Q q 0 0 0 rg BT 227.44 190.95 Td (only ) Tj ET Q q 0 0 0 rg BT 247.15 190.95 Td (in ) Tj ET Q q 0 0 0 rg BT 256.87 190.95 Td (accordance ) Tj ET Q q 0 0 0 rg BT 303.77 190.95 Td (with ) Tj ET Q q 0 0 0 rg BT 323.48 190.95 Td (authorizations ) Tj ET Q q 0 0 0 rg BT 382.07 190.95 Td (of ) Tj ET Q q 0 0 0 rg BT 392.34 190.95 Td (management ) Tj ET Q q 0 0 0 rg BT 445.37 190.95 Td (and ) Tj ET Q q 0 0 0 rg BT 461.74 190.95 Td (directors ) Tj ET Q q 0 0 0 rg BT 498.66 190.95 Td (of ) Tj ET Q q 0 0 0 rg BT 508.93 190.95 Td (the ) Tj ET Q q 0 0 0 rg BT 523.09 190.95 Td (company; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 178.95 Td (and ) Tj ET Q q 0 0 0 rg BT 66.43 178.95 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 80.58 178.95 Td (provide ) Tj ET Q q 0 0 0 rg BT 113.61 178.95 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 158.86 178.95 Td (assurance ) Tj ET Q q 0 0 0 rg BT 200.21 178.95 Td (regarding ) Tj ET Q q 0 0 0 rg BT 241.02 178.95 Td (prevention ) Tj ET Q q 0 0 0 rg BT 286.27 178.95 Td (or ) Tj ET Q q 0 0 0 rg BT 297.09 178.95 Td (timely ) Tj ET Q q 0 0 0 rg BT 325.13 178.95 Td (detection ) Tj ET Q q 0 0 0 rg BT 364.27 178.95 Td (of ) Tj ET Q q 0 0 0 rg BT 375.09 178.95 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 429.78 178.95 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 478.65 178.95 Td (use, ) Tj ET Q q 0 0 0 rg BT 496.97 178.95 Td (or ) Tj ET Q q 0 0 0 rg BT 507.79 178.95 Td (disposition ) Tj ET Q q 0 0 0 rg BT 554.18 178.95 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 166.95 Td (the ) Tj ET Q q 0 0 0 rg BT 64.22 166.95 Td (company) Tj ET Q q 0 0 0 rg BT 103.65 166.95 Td (s ) Tj ET Q q 0 0 0 rg BT 110.04 166.95 Td (assets ) Tj ET Q q 0 0 0 rg BT 135.87 166.95 Td (that ) Tj ET Q q 0 0 0 rg BT 153.37 166.95 Td (could ) Tj ET Q q 0 0 0 rg BT 178.08 166.95 Td (have ) Tj ET Q q 0 0 0 rg BT 199.46 166.95 Td (a ) Tj ET Q q 0 0 0 rg BT 206.40 166.95 Td (material ) Tj ET Q q 0 0 0 rg BT 241.66 166.95 Td (ef) Tj ET Q q 0 0 0 rg BT 249.25 166.95 Td (fect ) Tj ET Q q 0 0 0 rg BT 266.73 166.95 Td (on ) Tj ET Q q 0 0 0 rg BT 279.23 166.95 Td (the ) Tj ET Q q 0 0 0 rg BT 293.95 166.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 331.43 166.95 Td (statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 145.95 Td (Because ) Tj ET Q q 0 0 0 rg BT 86.56 145.95 Td (of ) Tj ET Q q 0 0 0 rg BT 98.64 145.95 Td (its ) Tj ET Q q 0 0 0 rg BT 111.83 145.95 Td (inherent ) Tj ET Q q 0 0 0 rg BT 148.34 145.95 Td (limitations, ) Tj ET Q q 0 0 0 rg BT 197.37 145.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 231.66 145.95 Td (control ) Tj ET Q q 0 0 0 rg BT 263.73 145.95 Td (over ) Tj ET Q q 0 0 0 rg BT 285.24 145.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 323.97 145.95 Td (reporting ) Tj ET Q q 0 0 0 rg BT 364.37 145.95 Td (may ) Tj ET Q q 0 0 0 rg BT 385.34 145.95 Td (not ) Tj ET Q q 0 0 0 rg BT 401.86 145.95 Td (prevent ) Tj ET Q q 0 0 0 rg BT 435.59 145.95 Td (or ) Tj ET Q q 0 0 0 rg BT 447.67 145.95 Td (detect ) Tj ET Q q 0 0 0 rg BT 475.29 145.95 Td (misstatements. ) Tj ET Q q 0 0 0 rg BT 538.20 145.95 Td ( ) Tj ET Q q 0 0 0 rg BT 541.11 145.95 Td (Also, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 133.95 Td (projections ) Tj ET Q q 0 0 0 rg BT 95.87 133.95 Td (of ) Tj ET Q q 0 0 0 rg BT 106.13 133.95 Td (any ) Tj ET Q q 0 0 0 rg BT 122.50 133.95 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 166.08 133.95 Td (of ) Tj ET Q q 0 0 0 rg BT 176.35 133.95 Td (ef) Tj ET Q q 0 0 0 rg BT 183.93 133.95 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 230.29 133.95 Td (to ) Tj ET Q q 0 0 0 rg BT 240.00 133.95 Td (future ) Tj ET Q q 0 0 0 rg BT 265.81 133.95 Td (periods ) Tj ET Q q 0 0 0 rg BT 297.18 133.95 Td (are ) Tj ET Q q 0 0 0 rg BT 311.32 133.95 Td (subject ) Tj ET Q q 0 0 0 rg BT 341.58 133.95 Td (to ) Tj ET Q q 0 0 0 rg BT 351.29 133.95 Td (the ) Tj ET Q q 0 0 0 rg BT 365.44 133.95 Td (risk ) Tj ET Q q 0 0 0 rg BT 382.37 133.95 Td (that ) Tj ET Q q 0 0 0 rg BT 399.30 133.95 Td (controls ) Tj ET Q q 0 0 0 rg BT 433.45 133.95 Td (may ) Tj ET Q q 0 0 0 rg BT 452.60 133.95 Td (become ) Tj ET Q q 0 0 0 rg BT 485.63 133.95 Td (inadequate ) Tj ET Q q 0 0 0 rg BT 530.87 133.95 Td (because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 121.95 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 121.95 Td (changes ) Tj ET Q q 0 0 0 rg BT 95.04 121.95 Td (in ) Tj ET Q q 0 0 0 rg BT 105.32 121.95 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 151.98 121.95 Td (or ) Tj ET Q q 0 0 0 rg BT 162.81 121.95 Td (that ) Tj ET Q q 0 0 0 rg BT 180.31 121.95 Td (the ) Tj ET Q q 0 0 0 rg BT 195.02 121.95 Td (degree ) Tj ET Q q 0 0 0 rg BT 224.17 121.95 Td (of ) Tj ET Q q 0 0 0 rg BT 235.00 121.95 Td (compliance ) Tj ET Q q 0 0 0 rg BT 283.59 121.95 Td (with ) Tj ET Q q 0 0 0 rg BT 303.87 121.95 Td (the ) Tj ET Q q 0 0 0 rg BT 318.58 121.95 Td (policies ) Tj ET Q q 0 0 0 rg BT 352.19 121.95 Td (or ) Tj ET Q q 0 0 0 rg BT 363.02 121.95 Td (procedures ) Tj ET Q q 0 0 0 rg BT 409.38 121.95 Td (may ) Tj ET Q q 0 0 0 rg BT 429.10 121.95 Td (deteriorate.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 49.5 84.61699218750005 m 58.9482421875 84.61699218750005 l s q 0 0 0 rg BT 49.50 85.95 Td (/s/) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 58.9482421875 84.61699218750005 m 180.974609375 84.61699218750005 l s q 0 0 0 rg BT 58.95 85.95 Td ( Mayer Hoffman McCann P) Tj ET Q q 0 0 0 rg BT 169.30 85.95 Td (.C.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 61.95 Td (February22, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 49.95 Td (Clearwater) Tj ET Q q 0 0 0 rg BT 92.96 49.95 Td (, Florida) Tj ET Q endstream endobj 129 0 obj <>] /Rotate 0 /Contents 130 0 R>> endobj 130 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (64) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 181.05 729.68505859375 m 430.8546875 729.68505859375 l s q 0 0 0 rg BT 181.05 731.25 Td (Report of Independent Register) Tj ET Q q 0 0 0 rg BT 316.13 731.25 Td (ed Public ) Tj ET Q q 0 0 0 rg BT 357.81 731.25 Td (Accounting Firm) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.25 Td (T) Tj ET Q q 0 0 0 rg BT 54.91 695.25 Td (o ) Tj ET Q q 0 0 0 rg BT 62.41 695.25 Td (the ) Tj ET Q q 0 0 0 rg BT 77.13 695.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 104.07 695.25 Td (of ) Tj ET Q q 0 0 0 rg BT 114.90 695.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 154.60 695.25 Td (and ) Tj ET Q q 0 0 0 rg BT 171.54 695.25 Td (Shareholders ) Tj ET Q q 0 0 0 rg BT 226.25 695.25 Td (of ) Tj ET Q q 0 0 0 rg BT 236.53 695.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 280.68 695.25 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 318.74 695.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 359.03 695.25 Td (S.A.:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 674.25 Td (e ) Tj ET Q q 0 0 0 rg BT 64.47 674.25 Td (have ) Tj ET Q q 0 0 0 rg BT 85.23 674.25 Td (audited, ) Tj ET Q q 0 0 0 rg BT 119.06 674.25 Td (before ) Tj ET Q q 0 0 0 rg BT 146.48 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 160.59 674.25 Td (ef) Tj ET Q q 0 0 0 rg BT 168.18 674.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 188.94 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 199.16 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 213.27 674.25 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 266.80 674.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 316.46 674.25 Td (to ) Tj ET Q q 0 0 0 rg BT 326.13 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 340.24 674.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 386.57 674.25 Td (for ) Tj ET Q q 0 0 0 rg BT 400.12 674.25 Td (a ) Tj ET Q q 0 0 0 rg BT 406.44 674.25 Td (change ) Tj ET Q q 0 0 0 rg BT 436.65 674.25 Td (in ) Tj ET Q q 0 0 0 rg BT 446.32 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 460.42 674.25 Td (composition ) Tj ET Q q 0 0 0 rg BT 511.76 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 521.98 674.25 Td (reportable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 88.80 662.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 129.21 662.25 Td (in ) Tj ET Q q 0 0 0 rg BT 139.07 662.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 160.58 662.25 Td (24 ) Tj ET Q q 0 0 0 rg BT 172.66 662.25 Td (to ) Tj ET Q q 0 0 0 rg BT 182.52 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 196.82 662.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 249.44 662.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 286.50 662.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 333.29 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 347.59 662.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 400.21 662.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 444.50 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 454.92 662.25 Td (operations, ) Tj ET Q q 0 0 0 rg BT 501.15 662.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 528.23 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 544.74 662.25 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 74.38 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 84.78 650.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 129.10 650.25 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 167.32 650.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 207.77 650.25 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 228.21 650.25 Td (and ) Tj ET Q q 0 0 0 rg BT 245.31 650.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 295.18 650.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 313.39 650.25 Td (Company\) ) Tj ET Q q 0 0 0 rg BT 367.15 650.25 Td (for ) Tj ET Q q 0 0 0 rg BT 381.47 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.34 650.25 Td (year ) Tj ET Q q 0 0 0 rg BT 416.21 650.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 442.75 650.25 Td (December ) Tj ET Q q 0 0 0 rg BT 486.49 650.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 501.65 650.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 524.31 650.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 542.52 650.25 Td (2015 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 101.74 638.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 138.42 638.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 182.34 638.25 Td (before ) Tj ET Q q 0 0 0 rg BT 209.57 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 223.49 638.25 Td (ef) Tj ET Q q 0 0 0 rg BT 231.08 638.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 251.66 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 261.69 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.61 638.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 325.08 638.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 365.11 638.25 Td (in ) Tj ET Q q 0 0 0 rg BT 374.59 638.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 395.73 638.25 Td (24 ) Tj ET Q q 0 0 0 rg BT 407.43 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 417.46 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 431.38 638.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 483.62 638.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 520.30 638.25 Td (statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.25 Td (are ) Tj ET Q q 0 0 0 rg BT 63.99 626.25 Td (not ) Tj ET Q q 0 0 0 rg BT 79.06 626.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 119.66 626.25 Td (herein\). ) Tj ET Q q 0 0 0 rg BT 152.76 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 155.04 626.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 172.88 626.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 195.16 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 205.77 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 220.28 626.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 257.54 626.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 302.04 626.25 Td (referred ) Tj ET Q q 0 0 0 rg BT 335.96 626.25 Td (to ) Tj ET Q q 0 0 0 rg BT 346.02 626.25 Td (above ) Tj ET Q q 0 0 0 rg BT 372.19 626.25 Td (also ) Tj ET Q q 0 0 0 rg BT 390.58 626.25 Td (included ) Tj ET Q q 0 0 0 rg BT 427.30 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 441.80 626.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 464.08 626.25 Td (information ) Tj ET Q q 0 0 0 rg BT 513.58 626.25 Td (contained ) Tj ET Q q 0 0 0 rg BT 554.74 626.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.57 614.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 102.41 614.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 143.58 614.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 181.42 614.25 Td (listed ) Tj ET Q q 0 0 0 rg BT 205.94 614.25 Td (in ) Tj ET Q q 0 0 0 rg BT 216.57 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.64 614.25 Td (Index ) Tj ET Q q 0 0 0 rg BT 257.26 614.25 Td (at ) Tj ET Q q 0 0 0 rg BT 267.33 614.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 288.51 614.25 Td (15. ) Tj ET Q q 0 0 0 rg BT 303.87 614.25 Td ( ) Tj ET Q q 0 0 0 rg BT 306.52 614.25 Td (These ) Tj ET Q q 0 0 0 rg BT 333.25 614.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 371.08 614.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 416.15 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 433.44 614.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 471.27 614.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 512.45 614.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 550.29 614.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.96 602.25 Td (responsibility ) Tj ET Q q 0 0 0 rg BT 122.65 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 134.22 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 149.68 602.25 Td (Company) Tj ET Q q 0 0 0 rg BT 191.35 602.25 Td (s ) Tj ET Q q 0 0 0 rg BT 198.48 602.25 Td (management. ) Tj ET Q q 0 0 0 rg BT 255.31 602.25 Td ( ) Tj ET Q q 0 0 0 rg BT 258.56 602.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 277.35 602.25 Td (responsibility ) Tj ET Q q 0 0 0 rg BT 335.04 602.25 Td (is ) Tj ET Q q 0 0 0 rg BT 344.95 602.25 Td (to ) Tj ET Q q 0 0 0 rg BT 355.98 602.25 Td (express ) Tj ET Q q 0 0 0 rg BT 389.21 602.25 Td (an ) Tj ET Q q 0 0 0 rg BT 401.89 602.25 Td (opinion ) Tj ET Q q 0 0 0 rg BT 435.69 602.25 Td (on ) Tj ET Q q 0 0 0 rg BT 448.94 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 464.40 602.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 502.62 602.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 548.08 602.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.98 590.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 127.80 590.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 165.29 590.25 Td (based ) Tj ET Q q 0 0 0 rg BT 190.55 590.25 Td (on ) Tj ET Q q 0 0 0 rg BT 203.05 590.25 Td (our ) Tj ET Q q 0 0 0 rg BT 218.88 590.25 Td (audit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 569.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.51 569.25 Td (conducted ) Tj ET Q q 0 0 0 rg BT 109.54 569.25 Td (our ) Tj ET Q q 0 0 0 rg BT 125.80 569.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 148.73 569.25 Td (in ) Tj ET Q q 0 0 0 rg BT 159.44 569.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 207.34 569.25 Td (with ) Tj ET Q q 0 0 0 rg BT 228.05 569.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.20 569.25 Td (standards ) Tj ET Q q 0 0 0 rg BT 283.90 569.25 Td (of ) Tj ET Q q 0 0 0 rg BT 295.16 569.25 Td (the ) Tj ET Q q 0 0 0 rg BT 310.31 569.25 Td (Public ) Tj ET Q q 0 0 0 rg BT 338.80 569.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 379.98 569.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 429.57 569.25 Td (Oversight ) Tj ET Q q 0 0 0 rg BT 471.94 569.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 499.31 569.25 Td (\(United ) Tj ET Q q 0 0 0 rg BT 532.79 569.25 Td (States\). ) Tj ET Q q 0 0 0 rg BT 565.01 569.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.25 Td (Those ) Tj ET Q q 0 0 0 rg BT 76.25 557.25 Td (standards ) Tj ET Q q 0 0 0 rg BT 116.32 557.25 Td (require ) Tj ET Q q 0 0 0 rg BT 146.94 557.25 Td (that ) Tj ET Q q 0 0 0 rg BT 164.25 557.25 Td (we ) Tj ET Q q 0 0 0 rg BT 178.21 557.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 197.74 557.25 Td (and ) Tj ET Q q 0 0 0 rg BT 214.48 557.25 Td (perform ) Tj ET Q q 0 0 0 rg BT 249.00 557.25 Td (the ) Tj ET Q q 0 0 0 rg BT 263.52 557.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 285.82 557.25 Td (to ) Tj ET Q q 0 0 0 rg BT 295.91 557.25 Td (obtain ) Tj ET Q q 0 0 0 rg BT 323.21 557.25 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 368.27 557.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 409.45 557.25 Td (about ) Tj ET Q q 0 0 0 rg BT 433.97 557.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 468.48 557.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.01 557.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 520.30 557.25 Td (statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 545.25 Td (are ) Tj ET Q q 0 0 0 rg BT 64.08 545.25 Td (free ) Tj ET Q q 0 0 0 rg BT 81.99 545.25 Td (of ) Tj ET Q q 0 0 0 rg BT 92.69 545.25 Td (material ) Tj ET Q q 0 0 0 rg BT 127.82 545.25 Td (misstatement. ) Tj ET Q q 0 0 0 rg BT 185.46 545.25 Td ( ) Tj ET Q q 0 0 0 rg BT 187.31 545.25 Td (An ) Tj ET Q q 0 0 0 rg BT 201.90 545.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 224.27 545.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 259.97 545.25 Td (examining, ) Tj ET Q q 0 0 0 rg BT 307.05 545.25 Td (on ) Tj ET Q q 0 0 0 rg BT 319.42 545.25 Td (a ) Tj ET Q q 0 0 0 rg BT 326.23 545.25 Td (test ) Tj ET Q q 0 0 0 rg BT 342.49 545.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 367.37 545.25 Td (evidence ) Tj ET Q q 0 0 0 rg BT 405.27 545.25 Td (supporting ) Tj ET Q q 0 0 0 rg BT 450.42 545.25 Td (the ) Tj ET Q q 0 0 0 rg BT 465.01 545.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 501.27 545.25 Td (and ) Tj ET Q q 0 0 0 rg BT 518.08 545.25 Td (disclosures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 533.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.38 533.25 Td (the ) Tj ET Q q 0 0 0 rg BT 75.69 533.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 113.77 533.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 161.58 533.25 Td ( ) Tj ET Q q 0 0 0 rg BT 163.99 533.25 Td (An ) Tj ET Q q 0 0 0 rg BT 179.31 533.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 202.41 533.25 Td (also ) Tj ET Q q 0 0 0 rg BT 221.61 533.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 258.04 533.25 Td (assessing ) Tj ET Q q 0 0 0 rg BT 298.36 533.25 Td (the ) Tj ET Q q 0 0 0 rg BT 313.67 533.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 360.64 533.25 Td (principles ) Tj ET Q q 0 0 0 rg BT 403.17 533.25 Td (used ) Tj ET Q q 0 0 0 rg BT 424.60 533.25 Td (and ) Tj ET Q q 0 0 0 rg BT 442.14 533.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 487.45 533.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 527.76 533.25 Td (made ) Tj ET Q q 0 0 0 rg BT 552.51 533.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 521.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 105.73 521.25 Td (as ) Tj ET Q q 0 0 0 rg BT 116.70 521.25 Td (well ) Tj ET Q q 0 0 0 rg BT 136.56 521.25 Td (as ) Tj ET Q q 0 0 0 rg BT 147.53 521.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 191.82 521.25 Td (the ) Tj ET Q q 0 0 0 rg BT 206.68 521.25 Td (overall ) Tj ET Q q 0 0 0 rg BT 237.08 521.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 274.70 521.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 315.66 521.25 Td (presentation. ) Tj ET Q q 0 0 0 rg BT 369.68 521.25 Td ( ) Tj ET Q q 0 0 0 rg BT 372.13 521.25 Td (W) Tj ET Q q 0 0 0 rg BT 380.76 521.25 Td (e ) Tj ET Q q 0 0 0 rg BT 387.84 521.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 419.35 521.25 Td (that ) Tj ET Q q 0 0 0 rg BT 436.99 521.25 Td (our ) Tj ET Q q 0 0 0 rg BT 452.96 521.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 475.60 521.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 512.68 521.25 Td (a ) Tj ET Q q 0 0 0 rg BT 519.76 521.25 Td (reasonable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 509.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 72.00 509.25 Td (for ) Tj ET Q q 0 0 0 rg BT 86.16 509.25 Td (our ) Tj ET Q q 0 0 0 rg BT 101.99 509.25 Td (opinion.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.25 Td (In ) Tj ET Q q 0 0 0 rg BT 60.18 488.25 Td (our ) Tj ET Q q 0 0 0 rg BT 75.86 488.25 Td (opinion, ) Tj ET Q q 0 0 0 rg BT 111.26 488.25 Td (such ) Tj ET Q q 0 0 0 rg BT 131.94 488.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 184.83 488.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 222.16 488.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 266.71 488.25 Td (referred ) Tj ET Q q 0 0 0 rg BT 300.70 488.25 Td (to ) Tj ET Q q 0 0 0 rg BT 310.82 488.25 Td (above, ) Tj ET Q q 0 0 0 rg BT 339.55 488.25 Td (before ) Tj ET Q q 0 0 0 rg BT 367.43 488.25 Td (the ) Tj ET Q q 0 0 0 rg BT 382.00 488.25 Td (ef) Tj ET Q q 0 0 0 rg BT 389.59 488.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 410.81 488.25 Td (of ) Tj ET Q q 0 0 0 rg BT 421.49 488.25 Td (the ) Tj ET Q q 0 0 0 rg BT 436.05 488.25 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 490.04 488.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 540.16 488.25 Td (to ) Tj ET Q q 0 0 0 rg BT 550.29 488.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 476.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 96.32 476.25 Td (for ) Tj ET Q q 0 0 0 rg BT 110.36 476.25 Td (a ) Tj ET Q q 0 0 0 rg BT 117.18 476.25 Td (change ) Tj ET Q q 0 0 0 rg BT 147.88 476.25 Td (in ) Tj ET Q q 0 0 0 rg BT 158.04 476.25 Td (the ) Tj ET Q q 0 0 0 rg BT 172.64 476.25 Td (composition ) Tj ET Q q 0 0 0 rg BT 224.46 476.25 Td (of ) Tj ET Q q 0 0 0 rg BT 235.18 476.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 278.09 476.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 317.69 476.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 358.40 476.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.56 476.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 390.38 476.25 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.38 476.25 Td ( ) Tj ET Q q 0 0 0 rg BT 402.76 476.25 Td (to ) Tj ET Q q 0 0 0 rg BT 412.92 476.25 Td (the ) Tj ET Q q 0 0 0 rg BT 427.52 476.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 480.45 476.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 517.81 476.25 Td (statements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 464.25 Td (present ) Tj ET Q q 0 0 0 rg BT 79.97 464.25 Td (fairly) Tj ET Q q 0 0 0 rg BT 100.97 464.25 Td (, ) Tj ET Q q 0 0 0 rg BT 105.06 464.25 Td (in ) Tj ET Q q 0 0 0 rg BT 114.43 464.25 Td (all ) Tj ET Q q 0 0 0 rg BT 126.02 464.25 Td (material ) Tj ET Q q 0 0 0 rg BT 160.37 464.25 Td (respects, ) Tj ET Q q 0 0 0 rg BT 196.67 464.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.47 464.25 Td (results ) Tj ET Q q 0 0 0 rg BT 238.17 464.25 Td (of ) Tj ET Q q 0 0 0 rg BT 248.09 464.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 291.34 464.25 Td (and ) Tj ET Q q 0 0 0 rg BT 307.37 464.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 326.73 464.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 350.54 464.25 Td (of ) Tj ET Q q 0 0 0 rg BT 360.11 464.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 403.36 464.25 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 440.51 464.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 479.88 464.25 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 499.26 464.25 Td (and ) Tj ET Q q 0 0 0 rg BT 515.29 464.25 Td (subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 452.25 Td (for ) Tj ET Q q 0 0 0 rg BT 62.77 452.25 Td (the ) Tj ET Q q 0 0 0 rg BT 76.59 452.25 Td (year ) Tj ET Q q 0 0 0 rg BT 95.40 452.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 120.88 452.25 Td (December ) Tj ET Q q 0 0 0 rg BT 163.57 452.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 177.68 452.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 201.78 452.25 Td (in ) Tj ET Q q 0 0 0 rg BT 211.17 452.25 Td (conformity ) Tj ET Q q 0 0 0 rg BT 257.21 452.25 Td (with ) Tj ET Q q 0 0 0 rg BT 276.59 452.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 322.07 452.25 Td (principles ) Tj ET Q q 0 0 0 rg BT 363.11 452.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 401.91 452.25 Td (accepted ) Tj ET Q q 0 0 0 rg BT 438.49 452.25 Td (in ) Tj ET Q q 0 0 0 rg BT 447.87 452.25 Td (the ) Tj ET Q q 0 0 0 rg BT 461.70 452.25 Td (United ) Tj ET Q q 0 0 0 rg BT 490.52 452.25 Td (States ) Tj ET Q q 0 0 0 rg BT 516.01 452.25 Td (of ) Tj ET Q q 0 0 0 rg BT 525.59 452.25 Td (America. ) Tj ET Q q 0 0 0 rg BT 565.02 452.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 440.25 Td (Also, ) Tj ET Q q 0 0 0 rg BT 73.05 440.25 Td (in ) Tj ET Q q 0 0 0 rg BT 82.99 440.25 Td (our ) Tj ET Q q 0 0 0 rg BT 98.49 440.25 Td (opinion, ) Tj ET Q q 0 0 0 rg BT 133.71 440.25 Td (such ) Tj ET Q q 0 0 0 rg BT 154.20 440.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 191.34 440.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 231.82 440.25 Td (schedule, ) Tj ET Q q 0 0 0 rg BT 271.47 440.25 Td (when ) Tj ET Q q 0 0 0 rg BT 295.29 440.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 340.77 440.25 Td (in ) Tj ET Q q 0 0 0 rg BT 350.71 440.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 383.41 440.25 Td (to ) Tj ET Q q 0 0 0 rg BT 393.35 440.25 Td (the ) Tj ET Q q 0 0 0 rg BT 407.73 440.25 Td (basic ) Tj ET Q q 0 0 0 rg BT 430.44 440.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 483.15 440.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 520.29 440.25 Td (statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 428.25 Td (taken ) Tj ET Q q 0 0 0 rg BT 73.66 428.25 Td (as ) Tj ET Q q 0 0 0 rg BT 84.49 428.25 Td (a ) Tj ET Q q 0 0 0 rg BT 91.42 428.25 Td (whole, ) Tj ET Q q 0 0 0 rg BT 120.86 428.25 Td (presents ) Tj ET Q q 0 0 0 rg BT 156.13 428.25 Td (fairly) Tj ET Q q 0 0 0 rg BT 177.14 428.25 Td (, ) Tj ET Q q 0 0 0 rg BT 182.14 428.25 Td (in ) Tj ET Q q 0 0 0 rg BT 192.42 428.25 Td (all ) Tj ET Q q 0 0 0 rg BT 204.91 428.25 Td (material ) Tj ET Q q 0 0 0 rg BT 240.17 428.25 Td (respects, ) Tj ET Q q 0 0 0 rg BT 277.38 428.25 Td (the ) Tj ET Q q 0 0 0 rg BT 292.09 428.25 Td (information ) Tj ET Q q 0 0 0 rg BT 341.80 428.25 Td (set ) Tj ET Q q 0 0 0 rg BT 355.41 428.25 Td (forth ) Tj ET Q q 0 0 0 rg BT 377.35 428.25 Td (therein.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.25 Td (As ) Tj ET Q q 0 0 0 rg BT 62.59 407.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 102.90 407.25 Td (in ) Tj ET Q q 0 0 0 rg BT 112.66 407.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 134.08 407.25 Td (23 ) Tj ET Q q 0 0 0 rg BT 146.06 407.25 Td (to ) Tj ET Q q 0 0 0 rg BT 155.81 407.25 Td (the ) Tj ET Q q 0 0 0 rg BT 170.01 407.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 222.53 407.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 259.49 407.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 306.18 407.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 336.48 407.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 375.67 407.25 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 425.97 407.25 Td (\(Ocwen\), ) Tj ET Q q 0 0 0 rg BT 474.31 407.25 Td (the ) Tj ET Q q 0 0 0 rg BT 488.51 407.25 Td (Company) Tj ET Q q 0 0 0 rg BT 530.17 407.25 Td (s ) Tj ET Q q 0 0 0 rg BT 536.04 407.25 Td (lar) Tj ET Q q 0 0 0 rg BT 546.41 407.25 Td (gest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.25 Td (customer) Tj ET Q q 0 0 0 rg BT 85.75 395.25 Td (, ) Tj ET Q q 0 0 0 rg BT 91.88 395.25 Td (has ) Tj ET Q q 0 0 0 rg BT 108.83 395.25 Td (been ) Tj ET Q q 0 0 0 rg BT 131.33 395.25 Td (and ) Tj ET Q q 0 0 0 rg BT 149.39 395.25 Td (is ) Tj ET Q q 0 0 0 rg BT 159.69 395.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 191.63 395.25 Td (to ) Tj ET Q q 0 0 0 rg BT 203.04 395.25 Td (a ) Tj ET Q q 0 0 0 rg BT 211.10 395.25 Td (number ) Tj ET Q q 0 0 0 rg BT 245.27 395.25 Td (of ) Tj ET Q q 0 0 0 rg BT 257.22 395.25 Td (federal ) Tj ET Q q 0 0 0 rg BT 288.60 395.25 Td (and ) Tj ET Q q 0 0 0 rg BT 306.66 395.25 Td (state ) Tj ET Q q 0 0 0 rg BT 328.61 395.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 373.32 395.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 406.38 395.25 Td (and ) Tj ET Q q 0 0 0 rg BT 424.44 395.25 Td (is ) Tj ET Q q 0 0 0 rg BT 434.73 395.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 466.68 395.25 Td (to ) Tj ET Q q 0 0 0 rg BT 478.08 395.25 Td (other ) Tj ET Q q 0 0 0 rg BT 502.25 395.25 Td (challenges ) Tj ET Q q 0 0 0 rg BT 548.08 395.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.25 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 103.28 383.25 Td (that ) Tj ET Q q 0 0 0 rg BT 120.97 383.25 Td (could ) Tj ET Q q 0 0 0 rg BT 145.89 383.25 Td (have ) Tj ET Q q 0 0 0 rg BT 167.46 383.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 212.37 383.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 245.60 383.25 Td (ef) Tj ET Q q 0 0 0 rg BT 253.19 383.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 274.76 383.25 Td (on ) Tj ET Q q 0 0 0 rg BT 287.45 383.25 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 318.55 383.25 Td (s ) Tj ET Q q 0 0 0 rg BT 325.14 383.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 364.23 383.25 Td ( ) Tj ET Q q 0 0 0 rg BT 366.92 383.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 389.06 383.25 Td (23 ) Tj ET Q q 0 0 0 rg BT 401.75 383.25 Td (also ) Tj ET Q q 0 0 0 rg BT 420.55 383.25 Td (discusses ) Tj ET Q q 0 0 0 rg BT 460.47 383.25 Td (the ) Tj ET Q q 0 0 0 rg BT 475.38 383.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 513.07 383.25 Td (implications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.97 371.25 Td (these ) Tj ET Q q 0 0 0 rg BT 84.65 371.25 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 138.88 371.25 Td (to ) Tj ET Q q 0 0 0 rg BT 149.80 371.25 Td (the ) Tj ET Q q 0 0 0 rg BT 165.15 371.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 207.18 371.25 Td (including ) Tj ET Q q 0 0 0 rg BT 248.09 371.25 Td (the ) Tj ET Q q 0 0 0 rg BT 263.45 371.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 282.15 371.25 Td (of ) Tj ET Q q 0 0 0 rg BT 293.62 371.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 325.08 371.25 Td (as ) Tj ET Q q 0 0 0 rg BT 336.54 371.25 Td (a ) Tj ET Q q 0 0 0 rg BT 344.12 371.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 383.92 371.25 Td (or ) Tj ET Q q 0 0 0 rg BT 395.38 371.25 Td (a ) Tj ET Q q 0 0 0 rg BT 402.96 371.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 443.86 371.25 Td (in ) Tj ET Q q 0 0 0 rg BT 454.78 371.25 Td (the ) Tj ET Q q 0 0 0 rg BT 470.14 371.25 Td (number ) Tj ET Q q 0 0 0 rg BT 503.82 371.25 Td (and/volume ) Tj ET Q q 0 0 0 rg BT 554.17 371.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.25 Td (services ) Tj ET Q q 0 0 0 rg BT 84.21 359.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 115.03 359.25 Td (purchases ) Tj ET Q q 0 0 0 rg BT 156.96 359.25 Td (from ) Tj ET Q q 0 0 0 rg BT 178.89 359.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.61 359.25 Td (Company) Tj ET Q q 0 0 0 rg BT 231.85 359.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 338.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 338.25 Td (e ) Tj ET Q q 0 0 0 rg BT 64.97 338.25 Td (were ) Tj ET Q q 0 0 0 rg BT 86.79 338.25 Td (not ) Tj ET Q q 0 0 0 rg BT 101.95 338.25 Td (engaged ) Tj ET Q q 0 0 0 rg BT 137.66 338.25 Td (to ) Tj ET Q q 0 0 0 rg BT 147.83 338.25 Td (audit, ) Tj ET Q q 0 0 0 rg BT 172.71 338.25 Td (review) Tj ET Q q 0 0 0 rg BT 199.27 338.25 Td (, ) Tj ET Q q 0 0 0 rg BT 204.16 338.25 Td (or ) Tj ET Q q 0 0 0 rg BT 214.88 338.25 Td (apply ) Tj ET Q q 0 0 0 rg BT 239.49 338.25 Td (any ) Tj ET Q q 0 0 0 rg BT 256.32 338.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 302.57 338.25 Td (to ) Tj ET Q q 0 0 0 rg BT 312.74 338.25 Td (the ) Tj ET Q q 0 0 0 rg BT 327.35 338.25 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 381.38 338.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 431.54 338.25 Td (to ) Tj ET Q q 0 0 0 rg BT 441.71 338.25 Td (the ) Tj ET Q q 0 0 0 rg BT 456.32 338.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 503.15 338.25 Td (for ) Tj ET Q q 0 0 0 rg BT 517.20 338.25 Td (a ) Tj ET Q q 0 0 0 rg BT 524.03 338.25 Td (change ) Tj ET Q q 0 0 0 rg BT 554.73 338.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 326.25 Td (the ) Tj ET Q q 0 0 0 rg BT 63.89 326.25 Td (composition ) Tj ET Q q 0 0 0 rg BT 115.50 326.25 Td (of ) Tj ET Q q 0 0 0 rg BT 126.00 326.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 168.70 326.25 Td (segments, ) Tj ET Q q 0 0 0 rg BT 210.59 326.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 251.09 326.25 Td (in ) Tj ET Q q 0 0 0 rg BT 261.04 326.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 282.65 326.25 Td (24 ) Tj ET Q q 0 0 0 rg BT 294.82 326.25 Td (to ) Tj ET Q q 0 0 0 rg BT 304.77 326.25 Td (the ) Tj ET Q q 0 0 0 rg BT 319.16 326.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 371.87 326.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 409.02 326.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 453.40 326.25 Td (and, ) Tj ET Q q 0 0 0 rg BT 472.51 326.25 Td (accordingly) Tj ET Q q 0 0 0 rg BT 519.06 326.25 Td (, ) Tj ET Q q 0 0 0 rg BT 523.73 326.25 Td (we ) Tj ET Q q 0 0 0 rg BT 537.56 326.25 Td (do ) Tj ET Q q 0 0 0 rg BT 549.73 326.25 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 314.25 Td (express ) Tj ET Q q 0 0 0 rg BT 82.32 314.25 Td (an ) Tj ET Q q 0 0 0 rg BT 94.59 314.25 Td (opinion ) Tj ET Q q 0 0 0 rg BT 127.98 314.25 Td (or ) Tj ET Q q 0 0 0 rg BT 139.14 314.25 Td (any ) Tj ET Q q 0 0 0 rg BT 156.41 314.25 Td (other ) Tj ET Q q 0 0 0 rg BT 179.79 314.25 Td (form ) Tj ET Q q 0 0 0 rg BT 202.06 314.25 Td (of ) Tj ET Q q 0 0 0 rg BT 213.23 314.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 254.92 314.25 Td (about ) Tj ET Q q 0 0 0 rg BT 279.97 314.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 315.01 314.25 Td (such ) Tj ET Q q 0 0 0 rg BT 336.17 314.25 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 390.65 314.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 441.25 314.25 Td (are ) Tj ET Q q 0 0 0 rg BT 456.29 314.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 504.66 314.25 Td (and ) Tj ET Q q 0 0 0 rg BT 521.93 314.25 Td (have ) Tj ET Q q 0 0 0 rg BT 543.64 314.25 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 302.25 Td (properly ) Tj ET Q q 0 0 0 rg BT 85.88 302.25 Td (applied. ) Tj ET Q q 0 0 0 rg BT 120.31 302.25 Td ( ) Tj ET Q q 0 0 0 rg BT 122.63 302.25 Td (Those ) Tj ET Q q 0 0 0 rg BT 149.57 302.25 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 203.71 302.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 253.98 302.25 Td (were ) Tj ET Q q 0 0 0 rg BT 275.91 302.25 Td (audited ) Tj ET Q q 0 0 0 rg BT 307.84 302.25 Td (by ) Tj ET Q q 0 0 0 rg BT 320.34 302.25 Td (other ) Tj ET Q q 0 0 0 rg BT 343.39 302.25 Td (auditors.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 49.5 252.9169921875 m 58.9482421875 252.9169921875 l s q 0 0 0 rg BT 49.50 254.25 Td (/s/) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 58.9482421875 252.9169921875 m 154.60009765625 252.9169921875 l s q 0 0 0 rg BT 58.95 254.25 Td ( Deloitte & T) Tj ET Q q 0 0 0 rg BT 111.08 254.25 Td (ouche LLP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 242.25 Td (Atlanta, ) Tj ET Q q 0 0 0 rg BT 83.93 242.25 Td (Geor) Tj ET Q q 0 0 0 rg BT 103.74 242.25 Td (gia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.25 Td (March ) Tj ET Q q 0 0 0 rg BT 78.10 230.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 93.10 230.25 Td (2016 ) Tj ET Q endstream endobj 131 0 obj <>] /Rotate 0 /Contents 132 0 R>> endobj 132 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (65) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 731.25 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 731.25 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 731.25 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.85 719.25 Td (Consolidated Balance Sheets) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 229.85 707.25 Td (\(in thousands, except per share data\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 672.75 513.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 648.75 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 648.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 648.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 648.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 648.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 624.75 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 624.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 624.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 624.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 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gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 455.75 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 455.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 455.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 455.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 455.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 431.75 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 431.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 431.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 431.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 431.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 407.75 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 407.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 407.75 65.00 -12.00 re f /GS0 gs 0.8 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rg BT 472.25 688.83 Td (December) Tj ET Q q 0 0 0 rg BT 506.82 688.83 Td (31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 453.00 676.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.00 676.83 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.90 663.37 Td (ASSETS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 651.37 Td (Current assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 639.37 Td (Cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 639.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 639.37 Td (105,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 639.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 639.37 Td (149,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 627.37 Td (A) Tj ET Q q 0 0 0 rg BT 65.35 627.37 Td (vailable for sale securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 627.37 Td (49,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 627.37 Td (45,754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 615.37 Td (Accounts receivable, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 615.37 Td (52,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 615.37 Td (87,821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 603.37 Td (Prepaid expenses and other current assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 603.37 Td (64,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 603.37 Td (42,608) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.50 591.37 Td (T) Tj ET Q q 0 0 0 rg BT 82.26 591.37 Td (otal current assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 591.37 Td (271,641) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 591.37 Td (325,477) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 567.37 Td (Premises and equipment, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 567.37 Td (73,273) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 567.37 Td (103,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 555.37 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 555.37 Td (86,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 555.37 Td (86,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 543.37 Td (Intangible assets, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 543.37 Td (120,065) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 543.37 Td (155,432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 531.37 Td (Deferred tax assets, net \(Note 21\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 531.37 Td (303,707) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 531.37 Td (7,292) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 519.37 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 519.37 Td (10,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 519.37 Td (1) Tj ET Q q 0 0 0 rg BT 536.65 519.37 Td (1,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 495.32 Td (T) Tj ET Q q 0 0 0 rg BT 58.26 495.32 Td (otal assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 495.32 Td (865,164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 495.32 Td (689,212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.90 470.37 Td (LIABILITIES ) Tj ET Q q 0 0 0 rg BT 305.06 470.37 Td (AND EQUITY) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 458.37 Td (Current liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 446.37 Td (Accounts payable and accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 446.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 446.37 Td (84,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 446.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 446.37 Td (83,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 434.37 Td (Accrued litigation settlement \(Note 19\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 434.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 434.37 Td (32,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 422.37 Td (Current portion of long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 422.37 Td (5,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 422.37 Td (5,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 410.37 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 410.37 Td (9,802) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 410.37 Td (8,797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 398.37 Td (Other current liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 398.37 Td (9,414) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 398.37 Td (19,061) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.50 386.37 Td (T) Tj ET Q q 0 0 0 rg BT 82.26 386.37 Td (otal current liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 386.37 Td (109,561) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 386.37 Td (148,938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 362.37 Td (Long-term debt, less current portion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 362.37 Td (403,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 362.37 Td (467,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 350.37 Td (Other non-current liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 350.37 Td (12,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 350.37 Td (10,480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 326.37 Td (Commitments, contingencies and regulatory matters \(Note 23\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 302.37 Td (Equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 290.32 Td (Common stock \($1.00 par value; 100,000 shares authorized, 25,413 issued and 17,418 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 280.32 Td (outstanding as of December31, 2017; 25,413 shares authorized and issued and 18,774 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 270.32 Td (outstanding as of December31, 2016\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 271.42 Td (25,413) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 271.42 Td (25,413) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 257.37 Td (Additional paid-in capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 257.37 Td (1) Tj ET Q q 0 0 0 rg BT 462.65 257.37 Td (12,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 257.37 Td (107,288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 245.37 Td (Retained earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 245.37 Td (626,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 245.37 Td (333,786) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 233.37 Td (Accumulated other comprehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 233.37 Td (733) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 233.37 Td (\(1,745) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 233.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 221.32 Td (T) Tj ET Q q 0 0 0 rg BT 64.26 221.32 Td (reasury stock, at cost \(7,995 shares as of December31, 2017 and 6,639 shares as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 211.37 Td (December31, 2016\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.30 213.47 Td (\(426,609) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 213.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 213.47 Td (\(403,953) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 213.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.50 199.37 Td (Altisource equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 199.37 Td (338,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 199.37 Td (60,789) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 175.37 Td (Non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 175.37 Td (1,373) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 175.37 Td (1,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.50 163.37 Td (T) Tj ET Q q 0 0 0 rg BT 81.91 163.37 Td (otal equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 163.37 Td (339,985) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 163.37 Td (62,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 139.32 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 139.32 Td (otal liabilities and equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 139.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 139.32 Td (865,164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 139.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 139.32 Td (689,212) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 182.25 112.25 Td (See accompanying notes to consolidated financial statements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.20 112.25 Td (.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 161.60 719.25 Td (Consolidated Statements of Operations and Compr) Tj ET Q q 0 0 0 rg BT 380.04 719.25 Td (ehensive Income) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 229.85 707.25 Td (\(in thousands, except per share data\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 659.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 659.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 659.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 659.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 659.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 659.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 659.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 635.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 635.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 635.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 635.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 635.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 635.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 635.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 611.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 611.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 611.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 611.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 611.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 611.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 611.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 587.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 587.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 587.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 587.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 587.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 587.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 587.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 563.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 563.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 563.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 563.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 563.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 563.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 563.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 539.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 539.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 539.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 539.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 539.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 539.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 539.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 515.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 515.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 515.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 515.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 515.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 515.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 515.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 491.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 491.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 491.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 491.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 491.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 491.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 491.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 464.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 464.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 464.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 464.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 464.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 464.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 464.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 440.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 440.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 440.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 440.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 440.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 440.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 440.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 416.75 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 416.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 416.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 416.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 416.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 416.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 416.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 391.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 391.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 391.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 391.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 391.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 391.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 391.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 366.75 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 366.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 366.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 366.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 366.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 366.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 366.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 341.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 341.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 341.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 341.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 341.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 341.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 341.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 316.75 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 316.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 316.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 316.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 316.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 316.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 316.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 291.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 291.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 291.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 291.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 291.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 291.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 291.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 267.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 267.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 267.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 267.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 267.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 267.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 267.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 233.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 233.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 233.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 233.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 233.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 233.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 233.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 209.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 209.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 209.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 209.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 209.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 209.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 209.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 185.75 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 185.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 185.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 185.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 185.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 185.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 185.75 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 683.75 m 435 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435 683.75 m 439 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 683.75 m 499 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499 683.75 m 503 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 683.75 m 563 683.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 671.75 m 435 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 671.75 m 499 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 671.75 m 563 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 635.75 m 435 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 635.75 m 499 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 635.75 m 563 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 635.75 m 563 635.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 563.75 m 435 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 563.75 m 499 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 563.75 m 563 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 563.75 m 435 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 563.75 m 499 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 563.75 m 563 563.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 515.75 m 435 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 515.75 m 499 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 515.75 m 563 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 515.75 m 435 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 515.75 m 499 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 515.75 m 563 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 464.75 m 435 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 464.75 m 499 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 464.75 m 563 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 464.75 m 563 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 428.75 m 435 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 428.75 m 499 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 428.75 m 563 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 404.75 m 435 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 402.75 m 435 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 404.75 m 499 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 402.75 m 499 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 404.75 m 563 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 402.75 m 563 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 402.75 m 435 402.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 404.75 m 435 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 367.75 m 435 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 365.75 m 435 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 367.75 m 499 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 365.75 m 499 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 367.75 m 563 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 365.75 m 563 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 365.75 m 435 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 367.75 m 435 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 354.75 m 435 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 352.75 m 435 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 365.75 m 499 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 367.75 m 499 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 354.75 m 499 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 352.75 m 499 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 365.75 m 563 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 367.75 m 563 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 354.75 m 563 354.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 352.75 m 563 352.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 317.75 m 435 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 315.75 m 435 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 317.75 m 499 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 315.75 m 499 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 317.75 m 563 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 315.75 m 563 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 315.75 m 435 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 317.75 m 435 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 304.75 m 435 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 302.75 m 435 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 315.75 m 499 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 317.75 m 499 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 304.75 m 499 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 302.75 m 499 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 315.75 m 563 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 317.75 m 563 317.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 304.75 m 563 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 302.75 m 563 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 302.75 m 435 302.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 304.75 m 435 304.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 233.75 m 435 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 233.75 m 499 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 233.75 m 563 233.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 197.75 m 435 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 197.75 m 499 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 197.75 m 563 197.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 173.75 m 435 173.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 171.75 m 435 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 173.75 m 499 173.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 171.75 m 499 171.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 173.75 m 563 173.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 171.75 m 563 171.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 410.40 687.98 Td (For) Tj ET Q q 0 0 0 rg BT 422.77 687.98 Td ( the years ended December) Tj ET Q q 0 0 0 rg BT 514.59 687.98 Td (31,) Tj ET Q BT /F2 1.00 Tf ET q 0 0 0 rg BT 52.50 674.47 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.50 675.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.50 675.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 524.50 675.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 650.37 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 650.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 650.37 Td (942,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 650.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 650.37 Td (997,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 650.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.10 650.37 Td (1,051,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 638.37 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 638.37 Td (699,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 638.37 Td (690,045) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 638.37 Td (687,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 614.37 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 614.37 Td (242,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 614.37 Td (307,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 614.37 Td (364,139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 602.37 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 602.37 Td (192,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 602.37 Td (214,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 602.37 Td (220,868) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 590.37 Td (Litigation settlement loss, net of $4,000 insurance recovery \() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.77 590.37 Td (Note 19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.71 590.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 590.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 590.37 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 590.37 Td () Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 585.30 75.54 -9.09 re f /GS0 gs q 0 0 0 rg BT 52.50 578.37 Td (Impairment losses ) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 128.04 585.30 66.93 -9.09 re f /GS0 gs q 0 0 0 rg BT 128.04 578.37 Td (\(Notes 9 and 10\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 578.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 578.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 578.37 Td (71,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 566.37 Td (Change in the fair value of Equator Earn Out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.94 566.37 Td (\(Note 19\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 566.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 566.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 566.37 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 566.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 554.37 Td (Income from operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 554.37 Td (49,706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 554.37 Td (65,103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 554.37 Td (79,077) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 542.37 Td (Other income \(expense\), net:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 530.37 Td (Interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.30 530.37 Td (\(22,253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 530.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.30 530.37 Td (\(24,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 530.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 530.37 Td (\(28,208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 530.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 518.37 Td (Other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 518.37 Td (7,922) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 518.37 Td (3,630) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 518.37 Td (2,191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 506.37 Td (T) Tj ET Q q 0 0 0 rg BT 69.91 506.37 Td (otal other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.30 506.37 Td (\(14,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 506.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.30 506.37 Td (\(20,782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 506.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 506.37 Td (\(26,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 506.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 482.37 Td (Income before income taxes and non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 482.37 Td (35,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 482.37 Td (44,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 482.37 Td (53,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 469.42 Td (Income tax benefit \(provision\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.90 469.42 Td (\(Note 21\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 469.42 Td (276,256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.30 469.47 Td (\(12,935) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 469.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 469.47 Td (\(8,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 469.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 443.37 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 443.37 Td (31) Tj ET Q q 0 0 0 rg BT 408.65 443.37 Td (1,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 443.37 Td (31,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 443.37 Td (44,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 431.37 Td (Net income attributable to non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.30 431.37 Td (\(2,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 431.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 431.37 Td (\(2,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 431.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 431.37 Td (\(3,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 431.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 407.32 Td (Net income attributable to ) Tj ET Q q 0 0 0 rg BT 159.14 407.32 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 407.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 407.32 Td (308,891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 407.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 407.32 Td (28,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 407.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 407.32 Td (41,598) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 382.37 Td (Earnings per share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 370.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 370.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 370.32 Td (16.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 370.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 370.32 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 370.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.65 370.32 Td (2.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 357.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 357.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 357.32 Td (16.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 357.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 357.32 Td (1.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 357.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.65 357.32 Td (2.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 332.37 Td (W) Tj ET Q q 0 0 0 rg BT 61.14 332.37 Td (eighted average shares outstanding:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 320.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 320.32 Td (18,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 320.32 Td (18,696) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 320.32 Td (19,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 307.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 307.32 Td (18,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 307.32 Td (19,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 307.32 Td (20,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 282.37 Td (Comprehensive income:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 270.37 Td (Net income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 270.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 270.37 Td (31) Tj ET Q q 0 0 0 rg BT 408.65 270.37 Td (1,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 270.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 270.37 Td (31,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 270.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 270.37 Td (44,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 258.37 Td (Other comprehensive income \(loss\), net of tax:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.50 246.32 Td (Unrealized gain \(loss\) on securities, net of income tax benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.50 236.37 Td (\(provision\) of $\(921\), $720, $0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 238.42 Td (2,478) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 238.47 Td (\(1,745) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 238.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 238.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 212.37 Td (Comprehensive income, net of tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 212.37 Td (314,109) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 212.37 Td (29,641) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 212.37 Td (44,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 200.37 Td (Comprehensive income attributable to non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.30 200.37 Td (\(2,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 200.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 200.37 Td (\(2,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 200.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 200.37 Td (\(3,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 200.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 176.32 Td (Comprehensive income attributable to ) Tj ET Q q 0 0 0 rg BT 207.46 176.32 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 176.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 176.32 Td (31) Tj ET Q q 0 0 0 rg BT 408.65 176.32 Td (1,369) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 176.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 176.32 Td (26,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 176.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 176.32 Td (41,598) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 182.25 149.25 Td (See accompanying notes to consolidated financial statements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.20 149.25 Td (.) Tj ET Q endstream endobj 135 0 obj <>] /Rotate 0 /Contents 136 0 R>> endobj 136 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 24.60 Td (67) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 731.25 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 731.25 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 731.25 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 231.95 719.25 Td (Consolidated Statements of Equity) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 276.10 707.25 Td (\(in thousands\)) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 625.75 126.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.00 625.75 37.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 213.00 625.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.00 625.75 41.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.00 625.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.00 625.75 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 625.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.00 625.75 44.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 625.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 625.75 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.00 625.75 4.00 -12.00 re 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/GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.00 211.75 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 213.00 211.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.00 211.75 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.00 211.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.00 211.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 211.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.00 211.75 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 211.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 211.75 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.00 211.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.00 211.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.00 211.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 211.75 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 211.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 211.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 165.75 126.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.00 165.75 37.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 213.00 165.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.00 165.75 41.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.00 165.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.00 165.75 45.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 165.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.00 165.75 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 165.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 165.75 57.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.00 165.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.00 165.75 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.00 165.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 165.75 44.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 165.75 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 165.75 42.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 110.75 126.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.00 110.75 37.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 213.00 110.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.00 110.75 41.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.00 110.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.00 110.75 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 110.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.00 110.75 44.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 110.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 110.75 57.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.00 110.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.00 110.75 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.00 110.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 110.75 44.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 110.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 110.75 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 87.75 126.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.00 87.75 37.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 213.00 87.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 217.00 87.75 41.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 258.00 87.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.00 87.75 45.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.00 87.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 311.00 87.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 87.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 87.75 57.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.00 87.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.00 87.75 49.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.00 87.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 473.00 87.75 44.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 87.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 521.00 87.75 42.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176 684.75 m 213 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213 684.75 m 217 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 684.75 m 258 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 258 684.75 m 262 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262 684.75 m 307 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307 684.75 m 311 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 684.75 m 355 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355 684.75 m 359 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 684.75 m 416 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416 684.75 m 420 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 684.75 m 469 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176 647.75 m 213 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 213 647.75 m 217 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 647.75 m 258 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262 647.75 m 307 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 647.75 m 355 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 647.75 m 416 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416 684.75 m 420 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 647.75 m 469 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 647.75 m 517 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 647.75 m 563 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176 636.75 m 213 636.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 647.75 m 258 647.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176 500.75 m 213 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 500.75 m 258 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262 500.75 m 307 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 500.75 m 355 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 500.75 m 416 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 500.75 m 469 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 500.75 m 517 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 500.75 m 563 500.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176 315.75 m 213 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 315.75 m 258 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262 315.75 m 307 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 315.75 m 355 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 315.75 m 416 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 315.75 m 469 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 315.75 m 517 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 315.75 m 563 315.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176 98.75 m 213 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 98.75 m 258 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262 98.75 m 307 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 98.75 m 355 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 98.75 m 416 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 98.75 m 469 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 98.75 m 517 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 98.75 m 563 98.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176 75.75 m 213 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 176 73.75 m 213 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 75.75 m 258 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 217 73.75 m 258 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262 75.75 m 307 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262 73.75 m 307 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 75.75 m 355 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311 73.75 m 355 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 75.75 m 416 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 73.75 m 416 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 75.75 m 469 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420 73.75 m 469 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 75.75 m 517 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 473 73.75 m 517 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 75.75 m 563 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 521 73.75 m 563 73.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 52.50 688.83 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 291.95 688.83 Td (Altisour) Tj ET Q q 0 0 0 rg BT 319.88 688.83 Td (ceEquity) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 52.50 651.98 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 190.80 651.98 Td (Commonstock) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 265.75 667.98 Td (Additional) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 271.75 659.98 Td (paid-in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 272.40 651.98 Td (capital) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.15 659.98 Td (Retained) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.80 651.98 Td (earnings) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.30 675.98 Td (Accumulated) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 377.95 667.98 Td (other) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 361.50 659.98 Td (compr) Tj ET Q q 0 0 0 rg BT 383.64 659.98 Td (ehensive) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.85 651.98 Td (income \(loss\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 428.55 667.98 Td (T) Tj ET Q q 0 0 0 rg BT 433.59 667.98 Td (r) Tj ET Q q 0 0 0 rg BT 436.77 667.98 Td (easury) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 429.75 659.98 Td (stock, at) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.30 651.98 Td (cost) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 486.05 667.98 Td (Non-) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 475.90 659.98 Td (contr) Tj ET Q q 0 0 0 rg BT 494.04 659.98 Td (olling) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.10 651.98 Td (inter) Tj ET Q q 0 0 0 rg BT 496.47 651.98 Td (ests) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 532.75 651.98 Td (T) Tj ET Q q 0 0 0 rg BT 537.72 651.98 Td (otal) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 52.50 639.83 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 182.50 639.83 Td (Shar) Tj ET Q q 0 0 0 rg BT 198.80 639.83 Td (es) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 617.01 Td (Balance, January 1, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.35 617.01 Td (25,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 219.50 617.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.35 617.01 Td (25,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 264.50 617.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.35 617.01 Td (91,509) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 313.50 617.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.85 617.01 Td (367,967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 361.50 617.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 617.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 422.50 617.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.90 617.01 Td (\(444,495) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.15 617.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 475.50 617.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.90 617.01 Td (1,049) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.50 617.01 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.35 617.01 Td (41,443) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 594.01 Td (Net income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 594.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 594.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 594.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.35 594.01 Td (41,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 594.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 594.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.90 594.01 Td (3,202) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.35 594.01 Td (44,800) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 582.01 Td (Distributions to non-controlling ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 573.01 Td (interest holders) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 573.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 573.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 573.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 573.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 573.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 573.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.90 573.21 Td (\(2,959) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.15 573.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.90 573.21 Td (\(2,959) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 573.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 560.01 Td (Share-based compensation ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 551.01 Td (expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 551.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 551.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.90 551.21 Td (4,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 551.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 551.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 551.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 551.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.90 551.21 Td (4,812) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 538.01 Td (Exercise of stock option ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 538.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 538.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 538.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.90 538.01 Td (\(8,292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.15 538.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 538.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 444.90 538.01 Td (9,682) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 538.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.90 538.01 Td (1,390) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 526.01 Td (Issuance of restricted shares for ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 517.01 Td (acquisitions) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 517.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 517.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 517.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.40 517.21 Td (\(32,003) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.15 517.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 517.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.40 517.21 Td (53,736) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 517.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.35 517.21 Td (21,733) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 504.01 Td (Repurchase of shares) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 504.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 504.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 504.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 504.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 504.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.40 504.01 Td (\(58,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.15 504.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 504.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.40 504.01 Td (\(58,949) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 504.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 481.01 Td (Balance, December31, 2015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.35 481.01 Td (25,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.35 481.01 Td (25,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 278.35 481.01 Td (96,321) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.85 481.01 Td (369,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 481.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.90 481.01 Td (\(440,026) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.15 481.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.90 481.01 Td (1,292) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.35 481.01 Td (52,270) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 458.01 Td (Comprehensive income:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 64.50 446.01 Td (Net income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 446.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 446.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 446.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 326.35 446.01 Td (28,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 446.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 446.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.90 446.01 Td (2,693) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.35 446.01 Td (31,386) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 64.50 433.21 Td (Other comprehensive loss, ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 73.50 424.21 Td (net of tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 424.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 424.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 424.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 424.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.90 424.21 Td (\(1,745) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.15 424.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 424.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 424.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.90 424.21 Td (\(1,745) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 424.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 410.21 Td (Distributions to non-controlling ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 401.21 Td (interest holders) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 401.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 401.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 401.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 401.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 401.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 401.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.90 401.21 Td (\(2,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.15 401.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.90 401.21 Td (\(2,580) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 401.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 387.21 Td (Share-based compensation ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 378.21 Td (expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 378.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 378.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.90 378.21 Td (6,188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 378.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 378.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 378.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 378.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.90 378.21 Td (6,188) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 364.21 Td (Excess tax benefit on stock-) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 355.21 Td (based compensation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 355.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 355.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.90 355.21 Td (4,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 355.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 355.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 355.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 355.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.90 355.21 Td (4,779) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 341.21 Td (Exercise of stock options and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 332.21 Td (issuance of restricted shares) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 332.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 332.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 332.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.40 332.21 Td (\(64,177) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.15 332.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 332.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.40 332.21 Td (73,735) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 332.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.90 332.21 Td (9,558) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 319.01 Td (Repurchase of shares) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 319.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 319.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 319.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 319.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 319.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.40 319.01 Td (\(37,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.15 319.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 319.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.40 319.01 Td (\(37,662) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 319.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 296.01 Td (Balance, December31, 2016) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.35 296.01 Td (25,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 229.35 296.01 Td (25,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 273.85 296.01 Td (107,288) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.85 296.01 Td (333,786) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 388.90 296.01 Td (\(1,745) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.15 296.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.90 296.01 Td (\(403,953) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.15 296.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.90 296.01 Td (1,405) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 534.35 296.01 Td (62,194) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 273.01 Td (Comprehensive income:) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 64.50 261.01 Td (Net income) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 261.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 261.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 261.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 321.85 261.01 Td (308,891) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 261.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 261.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 492.90 261.01 Td (2,740) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.85 261.01 Td (31) Tj ET Q q 0 0 0 rg BT 538.85 261.01 Td (1,631) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 64.50 248.21 Td (Other comprehensive ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 73.50 239.21 Td (income, net of tax) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 239.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 239.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 239.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 239.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 391.90 239.21 Td (2,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 239.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 239.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.90 239.21 Td (2,478) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 225.21 Td (Distributions to non-controlling ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 216.21 Td (interest holders) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 216.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 216.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 216.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 216.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 216.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 216.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 489.90 216.21 Td (\(2,772) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 513.15 216.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.90 216.21 Td (\(2,772) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 216.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 202.21 Td (Share-based compensation ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 193.21 Td (expense) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 193.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 193.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 282.90 193.21 Td (4,255) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 193.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 193.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 193.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 193.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.90 193.21 Td (4,255) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 179.21 Td (Cumulative ef) Tj ET Q q 0 0 0 rg BT 103.57 179.21 Td (fect of an ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 170.21 Td (accounting change \() Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 133.97 170.21 Td (Note2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 158.21 170.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 170.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 170.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.65 170.21 Td (932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 334.65 170.21 Td (\(932) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.15 170.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 170.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 456.15 170.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 170.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 550.15 170.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 156.21 Td (Exercise of stock options and ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 147.21 Td (issuance of restricted shares) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 147.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 147.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 147.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 323.40 147.21 Td (\(13,491) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.15 147.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 147.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 440.40 147.21 Td (15,865) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 147.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 538.90 147.21 Td (2,374) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 133.21 Td (T) Tj ET Q q 0 0 0 rg BT 57.68 133.21 Td (reasury shares withheld for the ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 124.21 Td (payment of tax on restricted ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 115.21 Td (share issuances) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 115.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 115.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 115.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 327.90 115.21 Td (\(1,654) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 351.15 115.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 115.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 451.65 115.21 Td (490) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 115.21 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.90 115.21 Td (\(1,164) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 115.21 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 102.01 Td (Repurchase of shares) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 200.15 102.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.15 102.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.15 102.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 342.15 102.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.15 102.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 437.40 102.01 Td (\(39,01) Tj ET Q q 0 0 0 rg BT 460.65 102.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 465.15 102.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.15 102.01 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.40 102.01 Td (\(39,01) Tj ET Q q 0 0 0 rg BT 554.65 102.01 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 559.15 102.01 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 79.01 Td (Balance, December31, 2017) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 184.35 79.01 Td (25,413) Tj ET Q BT 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0 d 0 J 0 j 3 M 380 684.75 m 438 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 672.75 m 438 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 684.75 m 442 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 684.75 m 500 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 672.75 m 500 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 684.75 m 504 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 684.75 m 562 684.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 672.75 m 562 672.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 430.75 m 438 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 430.75 m 500 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 430.75 m 562 430.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 418.75 m 438 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 418.75 m 500 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 418.75 m 562 418.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 330.75 m 438 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 318.75 m 438 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 330.75 m 500 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 318.75 m 500 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 330.75 m 562 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 318.75 m 562 318.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 219.75 m 438 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 219.75 m 500 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 219.75 m 562 219.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 207.75 m 438 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 207.75 m 500 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 207.75 m 562 207.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 174.75 m 438 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 174.75 m 500 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 174.75 m 562 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 151.75 m 438 151.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 149.75 m 438 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 151.75 m 500 151.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 149.75 m 500 149.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 151.75 m 562 151.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 149.75 m 562 149.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 412.40 688.83 Td (For) Tj ET Q q 0 0 0 rg BT 424.77 688.83 Td ( the years ended December) Tj ET Q q 0 0 0 rg BT 516.59 688.83 Td (31,) Tj ET Q BT /F2 1.00 Tf ET q 0 0 0 rg BT 51.50 675.47 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 400.50 676.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 462.50 676.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 524.50 676.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 652.37 Td (Cash flows from operating activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 641.37 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 641.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 641.37 Td (31) Tj ET Q q 0 0 0 rg BT 411.65 641.37 Td (1,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 641.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 641.37 Td (31,386) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 641.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 641.37 Td (44,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 630.37 Td (Adjustments to reconcile net income to net cash provided by operating activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 619.37 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 619.37 Td (36,447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 619.37 Td (36,788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 619.37 Td (36,470) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 608.37 Td (Amortization of intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 608.37 Td (35,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 608.37 Td (47,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 608.37 Td (41,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 597.37 Td (Loss on HLSS equity securities and dividends received, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 597.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 597.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 597.37 Td (1,854) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 586.37 Td (Change in the fair value of acquisition related contingent consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 586.37 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.30 586.37 Td (\(3,555) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 586.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 586.37 Td (\(7,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 586.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 575.37 Td (Impairment losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 575.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 575.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 575.37 Td (71,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 564.37 Td (Share-based compensation expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 564.37 Td (4,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 564.37 Td (6,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 564.37 Td (4,812) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 553.37 Td (Bad debt expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 553.37 Td (5,1) Tj ET Q q 0 0 0 rg BT 424.15 553.37 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 553.37 Td (1,829) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 553.37 Td (5,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 542.37 Td (Gain on early extinguishment of debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.30 542.37 Td (\(5,637) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 542.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.30 542.37 Td (\(5,464) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 542.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 542.37 Td (\(3,836) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 542.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 531.37 Td (Amortization of debt discount) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 531.37 Td (301) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 531.37 Td (413) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 531.37 Td (498) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 520.37 Td (Amortization of debt issuance costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 520.37 Td (833) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 520.37 Td (1,141) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 520.37 Td (1,374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 509.37 Td (Deferred income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.30 509.37 Td (\(297,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 509.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.30 509.37 Td (\(2,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 509.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 509.37 Td (\(1,326) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 509.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 498.37 Td (Loss on disposal of fixed assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 498.37 Td (2,768) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 498.37 Td (1,765) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 498.37 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 487.37 Td (Changes in operating assets and liabilities, net of ef) Tj ET Q q 0 0 0 rg BT 263.10 487.37 Td (fects of acquisitions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 476.37 Td (Accounts receivable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 476.37 Td (29,965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 476.37 Td (15,980) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 476.37 Td (2,401) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 465.37 Td (Prepaid expenses and other current assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 465.37 Td (\(22,134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 465.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 465.37 Td (\(20,881) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 465.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 465.37 Td (1,883) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 454.37 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 454.37 Td (770) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 454.37 Td (1,053) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 454.37 Td (2,993) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 443.37 Td (Accounts payable and accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 443.37 Td (2,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.30 443.37 Td (\(9,1) Tj ET Q q 0 0 0 rg BT 486.13 443.37 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 443.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 443.37 Td (\(14,483) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 443.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 432.37 Td (Other current and non-current liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 432.37 Td (\(38,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 432.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 432.37 Td (24,309) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 432.37 Td (6,636) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 421.37 Td (Net cash provided by operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 421.37 Td (66,082) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 421.37 Td (126,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 421.37 Td (195,352) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 398.37 Td (Cash flows from investing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 387.37 Td (Additions to premises and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 387.37 Td (\(10,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 387.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 387.37 Td (\(23,269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 387.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 387.37 Td (\(36,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 387.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 376.37 Td (Acquisition of businesses, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 376.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.30 376.37 Td (\(9,409) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 376.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 376.37 Td (\(28,675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 376.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 365.37 Td (Purchase of available for sale securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 365.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 365.37 Td (\(48,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 365.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 365.37 Td (\(29,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 365.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 354.37 Td (Proceeds received from sale of and dividends from HLSS equity securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 354.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 354.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 354.37 Td (28,1) Tj ET Q q 0 0 0 rg BT 548.15 354.37 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 343.37 Td (Change in restricted cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 343.37 Td (290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 343.37 Td (674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 343.37 Td (722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 332.37 Td (Other investing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.15 332.37 Td (188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 332.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 332.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 321.37 Td (Net cash used in investing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 321.37 Td (\(10,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 321.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 321.37 Td (\(80,223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 321.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 321.37 Td (\(65,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 321.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 298.37 Td (Cash flows from financing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 287.37 Td (Repayments and repurchases of long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 287.37 Td (\(59,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 287.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 287.37 Td (\(50,723) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 287.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 287.37 Td (\(50,373) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 287.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 276.37 Td (Proceeds from stock option exercises) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 276.37 Td (2,374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 276.37 Td (9,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 276.37 Td (1,390) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 265.37 Td (Excess tax benefit on stock-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 265.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 265.37 Td (4,779) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 265.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 254.37 Td (Purchase of treasury shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 254.37 Td (\(39,01) Tj ET Q q 0 0 0 rg BT 429.13 254.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 254.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 254.37 Td (\(37,662) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 254.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 254.37 Td (\(58,949) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 254.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 243.37 Td (Distributions to non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.30 243.37 Td (\(2,772) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 243.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.30 243.37 Td (\(2,580) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 243.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 243.37 Td (\(2,959) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 243.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 232.37 Td (Payment of tax withholding on issuance of restricted shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.30 232.37 Td (\(1,164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 232.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 232.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 232.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 221.37 Td (Other financing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 221.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 221.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 221.37 Td (\(500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 221.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 210.37 Td (Net cash used in financing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.30 210.37 Td (\(100,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 210.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 210.37 Td (\(76,628) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 210.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.30 210.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 530.63 210.37 Td (1) Tj ET Q q 0 0 0 rg BT 535.63 210.37 Td (1,391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 210.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 187.37 Td (Net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.44 187.37 Td (\(decrease\) increase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.77 187.37 Td ( in cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 187.37 Td (\(44,288) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 187.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 187.37 Td (\(30,033) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 187.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 187.37 Td (17,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 176.37 Td (Cash and cash equivalents at the beginning of the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 176.37 Td (149,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 176.37 Td (179,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 176.37 Td (161,361) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 154.32 Td (Cash and cash equivalents at the end of the period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 154.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 154.32 Td (105,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 154.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 154.32 Td (149,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 154.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 154.32 Td (179,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 130.37 Td (Supplemental cash flow information:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 119.37 Td (Interest paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 119.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 119.37 Td (21,210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 119.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 119.37 Td (22,717) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 119.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 119.37 Td (26,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 108.37 Td (Income taxes paid, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 108.37 Td (18,332) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 108.37 Td (18,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 108.37 Td (9,725) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 86.37 Td (Non-cash investing and financing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 75.37 Td (Acquisition of businesses with restricted shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 75.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 75.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 75.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 75.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 75.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 75.37 Td (21,733) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 64.37 Td (\(Decrease\) increase in payables for purchases of premises and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.30 64.37 Td (\(1,31) Tj ET Q q 0 0 0 rg BT 429.13 64.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 64.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 64.37 Td (404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 64.37 Td (\(6,679) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 64.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 182.25 39.25 Td (See accompanying notes to consolidated financial statements.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.20 748.60 Td (Notes to Consolidated Financial Statements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (69) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 721.95 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 721.95 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.34 721.95 Td ( ) Tj ET Q q 0 0 0 rg BT 87.84 721.95 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.34 721.95 Td (ORGANIZA) Tj ET Q q 0 0 0 rg BT 154.60 721.95 Td (TION) Tj ET Q BT /F2 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 700.95 Td (Description ) Tj ET Q q 0 0 0 rg BT 101.44 700.95 Td (of ) Tj ET Q q 0 0 0 rg BT 112.27 700.95 Td (Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 679.95 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 92.95 679.95 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 130.29 679.95 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 169.87 679.95 Td (S.A., ) Tj ET Q q 0 0 0 rg BT 191.95 679.95 Td (together ) Tj ET Q q 0 0 0 rg BT 226.50 679.95 Td (with ) Tj ET Q q 0 0 0 rg BT 246.07 679.95 Td (its ) Tj ET Q q 0 0 0 rg BT 257.31 679.95 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 306.32 679.95 Td (\(which ) Tj ET Q q 0 0 0 rg BT 335.88 679.95 Td (may ) Tj ET Q q 0 0 0 rg BT 354.89 679.95 Td (be ) Tj ET Q q 0 0 0 rg BT 366.12 679.95 Td (referred ) Tj ET Q q 0 0 0 rg BT 399.54 679.95 Td (to ) Tj ET Q q 0 0 0 rg BT 409.11 679.95 Td (as ) Tj ET Q q 0 0 0 rg BT 419.23 679.95 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 474.06 679.95 Td (the ) Tj ET Q q 0 0 0 rg BT 488.06 679.95 Td (Company) Tj ET Q q 0 0 0 rg BT 530.74 679.95 Td (, ) Tj ET Q q 0 0 0 rg BT 539.47 679.95 Td (we, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 667.95 Td (us ) Tj ET Q q 0 0 0 rg BT 68.96 667.95 Td (or ) Tj ET Q q 0 0 0 rg BT 78.98 667.95 Td (our\), ) Tj ET Q q 0 0 0 rg BT 108.70 667.95 Td (is ) Tj ET Q q 0 0 0 rg BT 117.06 667.95 Td (an ) Tj ET Q q 0 0 0 rg BT 128.19 667.95 Td (integrated ) Tj ET Q q 0 0 0 rg BT 169.86 667.95 Td (service ) Tj ET Q q 0 0 0 rg BT 199.87 667.95 Td (provider ) Tj ET Q q 0 0 0 rg BT 235.43 667.95 Td (and ) Tj ET Q q 0 0 0 rg BT 251.56 667.95 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 302.11 667.95 Td (for ) Tj ET Q q 0 0 0 rg BT 315.46 667.95 Td (the ) Tj ET Q q 0 0 0 rg BT 329.36 667.95 Td (real ) Tj ET Q q 0 0 0 rg BT 346.04 667.95 Td (estate ) Tj ET Q q 0 0 0 rg BT 370.49 667.95 Td (and ) Tj ET Q q 0 0 0 rg BT 386.62 667.95 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 426.07 667.95 Td (industries. ) Tj ET Q q 0 0 0 rg BT 469.15 667.95 Td ( ) Tj ET Q q 0 0 0 rg BT 470.84 667.95 Td (Combining ) Tj ET Q q 0 0 0 rg BT 517.53 667.95 Td (operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 655.95 Td (excellence ) Tj ET Q q 0 0 0 rg BT 93.99 655.95 Td (with ) Tj ET Q q 0 0 0 rg BT 114.07 655.95 Td (a ) Tj ET Q q 0 0 0 rg BT 120.82 655.95 Td (suite ) Tj ET Q q 0 0 0 rg BT 142.01 655.95 Td (of ) Tj ET Q q 0 0 0 rg BT 152.64 655.95 Td (innovative ) Tj ET Q q 0 0 0 rg BT 197.16 655.95 Td (services ) Tj ET Q q 0 0 0 rg BT 231.67 655.95 Td (and ) Tj ET Q q 0 0 0 rg BT 248.41 655.95 Td (technologies, ) Tj ET Q q 0 0 0 rg BT 303.25 655.95 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 347.20 655.95 Td (helps ) Tj ET Q q 0 0 0 rg BT 370.62 655.95 Td (solve ) Tj ET Q q 0 0 0 rg BT 394.03 655.95 Td (the ) Tj ET Q q 0 0 0 rg BT 408.55 655.95 Td (demands ) Tj ET Q q 0 0 0 rg BT 446.40 655.95 Td (of ) Tj ET Q q 0 0 0 rg BT 457.03 655.95 Td (the ) Tj ET Q q 0 0 0 rg BT 471.55 655.95 Td (ever) Tj ET Q q 0 0 0 rg BT 488.56 655.95 Td (-changing ) Tj ET Q q 0 0 0 rg BT 530.85 655.95 Td (markets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 643.95 Td (we ) Tj ET Q q 0 0 0 rg BT 63.66 643.95 Td (serve.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 622.95 Td (Ef) Tj ET Q q 0 0 0 rg BT 58.76 622.95 Td (fective ) Tj ET Q q 0 0 0 rg BT 88.71 622.95 Td (January1, ) Tj ET Q q 0 0 0 rg BT 132.55 622.95 Td (2017, ) Tj ET Q q 0 0 0 rg BT 157.80 622.95 Td (our ) Tj ET Q q 0 0 0 rg BT 173.88 622.95 Td (reportable ) Tj ET Q q 0 0 0 rg BT 217.16 622.95 Td (segments ) Tj ET Q q 0 0 0 rg BT 257.13 622.95 Td (changed ) Tj ET Q q 0 0 0 rg BT 293.19 622.95 Td (as ) Tj ET Q q 0 0 0 rg BT 304.27 622.95 Td (a ) Tj ET Q q 0 0 0 rg BT 311.45 622.95 Td (result ) Tj ET Q q 0 0 0 rg BT 336.42 622.95 Td (of ) Tj ET Q q 0 0 0 rg BT 347.50 622.95 Td (a ) Tj ET Q q 0 0 0 rg BT 354.68 622.95 Td (change ) Tj ET Q q 0 0 0 rg BT 385.75 622.95 Td (in ) Tj ET Q q 0 0 0 rg BT 396.27 622.95 Td (the ) Tj ET Q q 0 0 0 rg BT 411.24 622.95 Td (way ) Tj ET Q q 0 0 0 rg BT 430.65 622.95 Td (our ) Tj ET Q q 0 0 0 rg BT 446.72 622.95 Td (Chief ) Tj ET Q q 0 0 0 rg BT 471.69 622.95 Td (Executive ) Tj ET Q q 0 0 0 rg BT 514.42 622.95 Td (Of) Tj ET Q q 0 0 0 rg BT 524.79 622.95 Td (ficer ) Tj ET Q q 0 0 0 rg BT 545.85 622.95 Td (\(our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 610.95 Td (chief ) Tj ET Q q 0 0 0 rg BT 71.96 610.95 Td (operating ) Tj ET Q q 0 0 0 rg BT 112.20 610.95 Td (decision ) Tj ET Q q 0 0 0 rg BT 148.00 610.95 Td (maker\) ) Tj ET Q q 0 0 0 rg BT 178.79 610.95 Td (manages ) Tj ET Q q 0 0 0 rg BT 216.25 610.95 Td (our ) Tj ET Q q 0 0 0 rg BT 232.05 610.95 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 279.25 610.95 Td (allocates ) Tj ET Q q 0 0 0 rg BT 316.70 610.95 Td (resources ) Tj ET Q q 0 0 0 rg BT 356.94 610.95 Td (and ) Tj ET Q q 0 0 0 rg BT 373.85 610.95 Td (evaluates ) Tj ET Q q 0 0 0 rg BT 413.53 610.95 Td (performance, ) Tj ET Q q 0 0 0 rg BT 469.02 610.95 Td (and ) Tj ET Q q 0 0 0 rg BT 485.94 610.95 Td (the ) Tj ET Q q 0 0 0 rg BT 500.63 610.95 Td (related ) Tj ET Q q 0 0 0 rg BT 530.31 610.95 Td (changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 598.95 Td (in ) Tj ET Q q 0 0 0 rg BT 60.41 598.95 Td (our ) Tj ET Q q 0 0 0 rg BT 76.87 598.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 110.54 598.95 Td (or) Tj ET Q q 0 0 0 rg BT 118.69 598.95 Td (ganization. ) Tj ET Q q 0 0 0 rg BT 165.97 598.95 Td ( ) Tj ET Q q 0 0 0 rg BT 168.87 598.95 Td (W) Tj ET Q q 0 0 0 rg BT 177.51 598.95 Td (e ) Tj ET Q q 0 0 0 rg BT 185.07 598.95 Td (now ) Tj ET Q q 0 0 0 rg BT 205.42 598.95 Td (report ) Tj ET Q q 0 0 0 rg BT 232.43 598.95 Td (our ) Tj ET Q q 0 0 0 rg BT 248.89 598.95 Td (operations ) Tj ET Q q 0 0 0 rg BT 293.67 598.95 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.91 598.95 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.91 598.95 Td ( ) Tj ET Q q 0 0 0 rg BT 346.04 598.95 Td (new ) Tj ET Q q 0 0 0 rg BT 365.83 598.95 Td (reportable ) Tj ET Q q 0 0 0 rg BT 409.49 598.95 Td (segments: ) Tj ET Q q 0 0 0 rg BT 452.61 598.95 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 494.62 598.95 Td (Market ) Tj ET Q q 0 0 0 rg BT 526.63 598.95 Td (and ) Tj ET Q q 0 0 0 rg BT 544.19 598.95 Td (Real ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 586.95 Td (Estate ) Tj ET Q q 0 0 0 rg BT 77.26 586.95 Td (Market. ) Tj ET Q q 0 0 0 rg BT 111.96 586.95 Td ( ) Tj ET Q q 0 0 0 rg BT 115.29 586.95 Td (In ) Tj ET Q q 0 0 0 rg BT 126.95 586.95 Td (addition, ) Tj ET Q q 0 0 0 rg BT 165.55 586.95 Td (we ) Tj ET Q q 0 0 0 rg BT 180.53 586.95 Td (report ) Tj ET Q q 0 0 0 rg BT 207.74 586.95 Td (Other ) Tj ET Q q 0 0 0 rg BT 233.83 586.95 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 283.55 586.95 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 326.86 586.95 Td (and ) Tj ET Q q 0 0 0 rg BT 344.63 586.95 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 399.06 586.95 Td (separately) Tj ET Q q 0 0 0 rg BT 438.95 586.95 Td (. ) Tj ET Q q 0 0 0 rg BT 444.77 586.95 Td ( ) Tj ET Q q 0 0 0 rg BT 448.10 586.95 Td (Prior ) Tj ET Q q 0 0 0 rg BT 471.43 586.95 Td (to ) Tj ET Q q 0 0 0 rg BT 482.53 586.95 Td (the ) Tj ET Q q 0 0 0 rg BT 498.07 586.95 Td (January1, ) Tj ET Q q 0 0 0 rg BT 542.50 586.95 Td (2017 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 574.95 Td (change ) Tj ET Q q 0 0 0 rg BT 80.83 574.95 Td (in ) Tj ET Q q 0 0 0 rg BT 91.61 574.95 Td (reportable ) Tj ET Q q 0 0 0 rg BT 135.16 574.95 Td (segments, ) Tj ET Q q 0 0 0 rg BT 177.88 574.95 Td (our ) Tj ET Q q 0 0 0 rg BT 194.22 574.95 Td (reportable ) Tj ET Q q 0 0 0 rg BT 237.77 574.95 Td (segments ) Tj ET Q q 0 0 0 rg BT 277.99 574.95 Td (were ) Tj ET Q q 0 0 0 rg BT 300.43 574.95 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 342.32 574.95 Td (Services, ) Tj ET Q q 0 0 0 rg BT 381.71 574.95 Td (Financial ) Tj ET Q q 0 0 0 rg BT 421.93 574.95 Td (Services ) Tj ET Q q 0 0 0 rg BT 458.82 574.95 Td (and ) Tj ET Q q 0 0 0 rg BT 476.05 574.95 Td (T) Tj ET Q q 0 0 0 rg BT 481.46 574.95 Td (echnology ) Tj ET Q q 0 0 0 rg BT 526.12 574.95 Td (Services. ) Tj ET Q q 0 0 0 rg BT 565.00 574.95 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 562.95 Td (Prior ) Tj ET Q q 0 0 0 rg BT 71.65 562.95 Td (year ) Tj ET Q q 0 0 0 rg BT 91.00 562.95 Td (comparable ) Tj ET Q q 0 0 0 rg BT 139.79 562.95 Td (period ) Tj ET Q q 0 0 0 rg BT 167.48 562.95 Td (segment ) Tj ET Q q 0 0 0 rg BT 202.95 562.95 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 249.53 562.95 Td (have ) Tj ET Q q 0 0 0 rg BT 270.56 562.95 Td (been ) Tj ET Q q 0 0 0 rg BT 291.58 562.95 Td (restated ) Tj ET Q q 0 0 0 rg BT 324.82 562.95 Td (to ) Tj ET Q q 0 0 0 rg BT 334.74 562.95 Td (conform ) Tj ET Q q 0 0 0 rg BT 370.77 562.95 Td (to ) Tj ET Q q 0 0 0 rg BT 380.69 562.95 Td (the ) Tj ET Q q 0 0 0 rg BT 395.05 562.95 Td (current ) Tj ET Q q 0 0 0 rg BT 425.52 562.95 Td (year ) Tj ET Q q 0 0 0 rg BT 444.87 562.95 Td (presentation. ) Tj ET Q q 0 0 0 rg BT 498.39 562.95 Td ( ) Tj ET Q q 0 0 0 rg BT 500.53 562.95 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.12 562.95 Td (Note ) Tj ET Q q 0 0 0 rg BT 538.70 562.95 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.70 562.95 Td ( ) Tj ET Q q 0 0 0 rg BT 550.85 562.95 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 550.95 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 550.95 Td (description ) Tj ET Q q 0 0 0 rg BT 103.37 550.95 Td (of ) Tj ET Q q 0 0 0 rg BT 114.20 550.95 Td (our ) Tj ET Q q 0 0 0 rg BT 130.03 550.95 Td (business ) Tj ET Q q 0 0 0 rg BT 166.42 550.95 Td (segments.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 529.95 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 529.95 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.34 529.95 Td ( ) Tj ET Q q 0 0 0 rg BT 87.84 529.95 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.34 529.95 Td (BASIS ) Tj ET Q q 0 0 0 rg BT 131.75 529.95 Td (OF) Tj ET Q q 0 0 0 rg BT 145.26 529.95 Td ( ) Tj ET Q q 0 0 0 rg BT 147.76 529.95 Td (PRESENT) Tj ET Q q 0 0 0 rg BT 193.14 529.95 Td (A) Tj ET Q q 0 0 0 rg BT 199.62 529.95 Td (TION ) Tj ET Q q 0 0 0 rg BT 227.13 529.95 Td (AND ) Tj ET Q q 0 0 0 rg BT 251.30 529.95 Td (SUMMAR) Tj ET Q q 0 0 0 rg BT 297.05 529.95 Td (Y) Tj ET Q q 0 0 0 rg BT 303.90 529.95 Td ( ) Tj ET Q q 0 0 0 rg BT 306.40 529.95 Td (OF) Tj ET Q q 0 0 0 rg BT 319.92 529.95 Td ( ) Tj ET Q q 0 0 0 rg BT 322.42 529.95 Td (SIGNIFICANT) Tj ET Q q 0 0 0 rg BT 388.91 529.95 Td ( ) Tj ET Q q 0 0 0 rg BT 390.86 529.95 Td (ACCOUNTING ) Tj ET Q q 0 0 0 rg BT 462.81 529.95 Td (POLICIES) Tj ET Q BT /F2 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 508.95 Td (Basis ) Tj ET Q q 0 0 0 rg BT 75.51 508.95 Td (of ) Tj ET Q q 0 0 0 rg BT 86.78 508.95 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 139.45 508.95 Td (and ) Tj ET Q q 0 0 0 rg BT 159.35 508.95 Td (Pr) Tj ET Q q 0 0 0 rg BT 169.72 508.95 Td (esentation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.82 508.95 Td (- ) Tj ET Q q 0 0 0 rg BT 223.66 508.95 Td (The ) Tj ET Q q 0 0 0 rg BT 242.98 508.95 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 297.30 508.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 336.06 508.95 Td (statements ) Tj ET Q q 0 0 0 rg BT 382.05 508.95 Td (are ) Tj ET Q q 0 0 0 rg BT 398.03 508.95 Td (prepared ) Tj ET Q q 0 0 0 rg BT 436.78 508.95 Td (in ) Tj ET Q q 0 0 0 rg BT 448.34 508.95 Td (accordance ) Tj ET Q q 0 0 0 rg BT 497.08 508.95 Td (with ) Tj ET Q q 0 0 0 rg BT 518.63 508.95 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 496.95 Td (principles ) Tj ET Q q 0 0 0 rg BT 92.22 496.95 Td (generally ) Tj ET Q q 0 0 0 rg BT 132.70 496.95 Td (accepted ) Tj ET Q q 0 0 0 rg BT 170.96 496.95 Td (in ) Tj ET Q q 0 0 0 rg BT 182.02 496.95 Td (the ) Tj ET Q q 0 0 0 rg BT 197.52 496.95 Td (United ) Tj ET Q q 0 0 0 rg BT 228.02 496.95 Td (States ) Tj ET Q q 0 0 0 rg BT 255.19 496.95 Td (of ) Tj ET Q q 0 0 0 rg BT 266.08 496.95 Td (America ) Tj ET Q q 0 0 0 rg BT 303.79 496.95 Td (\(GAAP\). ) Tj ET Q q 0 0 0 rg BT 352.33 496.95 Td ( ) Tj ET Q q 0 0 0 rg BT 355.62 496.95 Td (Intercompany ) Tj ET Q q 0 0 0 rg BT 414.43 496.95 Td (transactions ) Tj ET Q q 0 0 0 rg BT 465.48 496.95 Td (and ) Tj ET Q q 0 0 0 rg BT 483.20 496.95 Td (accounts ) Tj ET Q q 0 0 0 rg BT 521.47 496.95 Td (have ) Tj ET Q q 0 0 0 rg BT 543.63 496.95 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 484.95 Td (eliminated ) Tj ET Q q 0 0 0 rg BT 94.21 484.95 Td (in ) Tj ET Q q 0 0 0 rg BT 104.49 484.95 Td (consolidation.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 463.95 Td (Principles ) Tj ET Q q 0 0 0 rg BT 94.76 463.95 Td (of ) Tj ET Q q 0 0 0 rg BT 105.57 463.95 Td (Consolidation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.04 463.95 Td ( ) Tj ET Q q 0 0 0 rg BT 167.52 463.95 Td (- ) Tj ET Q q 0 0 0 rg BT 173.16 463.95 Td (The ) Tj ET Q q 0 0 0 rg BT 191.19 463.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 228.66 463.95 Td (statements ) Tj ET Q q 0 0 0 rg BT 273.35 463.95 Td (include ) Tj ET Q q 0 0 0 rg BT 305.27 463.95 Td (the ) Tj ET Q q 0 0 0 rg BT 319.97 463.95 Td (accounts ) Tj ET Q q 0 0 0 rg BT 357.45 463.95 Td (of ) Tj ET Q q 0 0 0 rg BT 368.26 463.95 Td (the ) Tj ET Q q 0 0 0 rg BT 382.96 463.95 Td (Company) Tj ET Q q 0 0 0 rg BT 421.20 463.95 Td (, ) Tj ET Q q 0 0 0 rg BT 426.19 463.95 Td (its ) Tj ET Q q 0 0 0 rg BT 438.12 463.95 Td (wholly-owned ) Tj ET Q q 0 0 0 rg BT 498.37 463.95 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 548.08 463.95 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 451.95 Td (those ) Tj ET Q q 0 0 0 rg BT 73.11 451.95 Td (entities ) Tj ET Q q 0 0 0 rg BT 104.49 451.95 Td (in ) Tj ET Q q 0 0 0 rg BT 114.77 451.95 Td (which ) Tj ET Q q 0 0 0 rg BT 141.71 451.95 Td (we ) Tj ET Q q 0 0 0 rg BT 155.87 451.95 Td (have ) Tj ET Q q 0 0 0 rg BT 177.24 451.95 Td (a ) Tj ET Q q 0 0 0 rg BT 184.18 451.95 Td (variable ) Tj ET Q q 0 0 0 rg BT 218.88 451.95 Td (interest ) Tj ET Q q 0 0 0 rg BT 250.82 451.95 Td (and ) Tj ET Q q 0 0 0 rg BT 267.76 451.95 Td (are ) Tj ET Q q 0 0 0 rg BT 282.46 451.95 Td (the ) Tj ET Q q 0 0 0 rg BT 297.18 451.95 Td (primary ) Tj ET Q q 0 0 0 rg BT 331.34 451.95 Td (beneficiary) Tj ET Q q 0 0 0 rg BT 375.66 451.95 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 430.95 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 93.94 430.95 Td (consolidates ) Tj ET Q q 0 0 0 rg BT 146.16 430.95 Td (Best ) Tj ET Q q 0 0 0 rg BT 166.72 430.95 Td (Partners ) Tj ET Q q 0 0 0 rg BT 202.27 430.95 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 243.93 430.95 Td (Cooperative, ) Tj ET Q q 0 0 0 rg BT 298.08 430.95 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 318.64 430.95 Td (which ) Tj ET Q q 0 0 0 rg BT 345.86 430.95 Td (is ) Tj ET Q q 0 0 0 rg BT 355.31 430.95 Td (managed ) Tj ET Q q 0 0 0 rg BT 394.19 430.95 Td (by ) Tj ET Q q 0 0 0 rg BT 406.77 430.95 Td (The ) Tj ET Q q 0 0 0 rg BT 425.10 430.95 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 466.76 430.95 Td (Partnership ) Tj ET Q q 0 0 0 rg BT 515.09 430.95 Td (of ) Tj ET Q q 0 0 0 rg BT 525.59 430.95 Td (America, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 418.95 Td (L.L.C. ) Tj ET Q q 0 0 0 rg BT 78.45 418.95 Td (\(MP) Tj ET Q q 0 0 0 rg BT 99.75 418.95 Td (A\), ) Tj ET Q q 0 0 0 rg BT 119.81 418.95 Td (a ) Tj ET Q q 0 0 0 rg BT 126.81 418.95 Td (wholly-owned ) Tj ET Q q 0 0 0 rg BT 187.14 418.95 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 230.81 418.95 Td (of ) Tj ET Q q 0 0 0 rg BT 241.14 418.95 Td (Altisource. ) Tj ET Q q 0 0 0 rg BT 287.86 418.95 Td ( ) Tj ET Q q 0 0 0 rg BT 290.42 418.95 Td (Best ) Tj ET Q q 0 0 0 rg BT 310.77 418.95 Td (Partners ) Tj ET Q q 0 0 0 rg BT 346.10 418.95 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 387.54 418.95 Td (Cooperative, ) Tj ET Q q 0 0 0 rg BT 441.47 418.95 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 459.31 418.95 Td (is ) Tj ET Q q 0 0 0 rg BT 468.54 418.95 Td (a ) Tj ET Q q 0 0 0 rg BT 475.54 418.95 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 515.87 418.95 Td (cooperative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 406.95 Td (doing ) Tj ET Q q 0 0 0 rg BT 74.99 406.95 Td (business ) Tj ET Q q 0 0 0 rg BT 111.60 406.95 Td (as ) Tj ET Q q 0 0 0 rg BT 122.64 406.95 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 157.57 406.95 Td (One) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 174.23 411.48 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.16 406.95 Td ( ) Tj ET Q q 0 0 0 rg BT 181.88 406.95 Td (\(Lenders ) Tj ET Q q 0 0 0 rg BT 224.57 406.95 Td (One\). ) Tj ET Q q 0 0 0 rg BT 254.21 406.95 Td ( ) Tj ET Q q 0 0 0 rg BT 256.93 406.95 Td (MP) Tj ET Q q 0 0 0 rg BT 270.46 406.95 Td (A) Tj ET Q q 0 0 0 rg BT 277.13 406.95 Td ( ) Tj ET Q q 0 0 0 rg BT 279.85 406.95 Td (provides ) Tj ET Q q 0 0 0 rg BT 317.00 406.95 Td (services ) Tj ET Q q 0 0 0 rg BT 351.92 406.95 Td (to ) Tj ET Q q 0 0 0 rg BT 362.42 406.95 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 397.34 406.95 Td (One ) Tj ET Q q 0 0 0 rg BT 416.71 406.95 Td (under ) Tj ET Q q 0 0 0 rg BT 442.20 406.95 Td (a ) Tj ET Q q 0 0 0 rg BT 449.35 406.95 Td (management ) Tj ET Q q 0 0 0 rg BT 503.15 406.95 Td (agreement ) Tj ET Q q 0 0 0 rg BT 547.51 406.95 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 394.95 Td (ends ) Tj ET Q q 0 0 0 rg BT 70.33 394.95 Td (on ) Tj ET Q q 0 0 0 rg BT 82.83 394.95 Td (December31, ) Tj ET Q q 0 0 0 rg BT 141.41 394.95 Td (2025 ) Tj ET Q q 0 0 0 rg BT 163.91 394.95 Td (\(with ) Tj ET Q q 0 0 0 rg BT 187.52 394.95 Td (renewals ) Tj ET Q q 0 0 0 rg BT 225.56 394.95 Td (for ) Tj ET Q q 0 0 0 rg BT 239.72 394.95 Td (three ) Tj ET Q q 0 0 0 rg BT 262.21 394.95 Td (successive ) Tj ET Q q 0 0 0 rg BT 306.91 394.95 Td (five-year ) Tj ET Q q 0 0 0 rg BT 345.50 394.95 Td (periods ) Tj ET Q q 0 0 0 rg BT 377.43 394.95 Td (at ) Tj ET Q q 0 0 0 rg BT 387.15 394.95 Td (MP) Tj ET Q q 0 0 0 rg BT 400.69 394.95 Td (A) Tj ET Q q 0 0 0 rg BT 406.80 394.95 Td () Tj ET Q q 0 0 0 rg BT 409.58 394.95 Td (s ) Tj ET Q q 0 0 0 rg BT 415.97 394.95 Td (option\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 373.95 Td (The ) Tj ET Q q 0 0 0 rg BT 67.70 373.95 Td (management ) Tj ET Q q 0 0 0 rg BT 121.44 373.95 Td (agreement ) Tj ET Q q 0 0 0 rg BT 165.73 373.95 Td (between ) Tj ET Q q 0 0 0 rg BT 201.70 373.95 Td (MP) Tj ET Q q 0 0 0 rg BT 215.24 373.95 Td (A) Tj ET Q q 0 0 0 rg BT 221.91 373.95 Td ( ) Tj ET Q q 0 0 0 rg BT 224.56 373.95 Td (and ) Tj ET Q q 0 0 0 rg BT 241.65 373.95 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 276.51 373.95 Td (One, ) Tj ET Q q 0 0 0 rg BT 298.33 373.95 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 335.42 373.95 Td (to ) Tj ET Q q 0 0 0 rg BT 345.85 373.95 Td (which ) Tj ET Q q 0 0 0 rg BT 372.94 373.95 Td (MP) Tj ET Q q 0 0 0 rg BT 386.47 373.95 Td (A) Tj ET Q q 0 0 0 rg BT 393.14 373.95 Td ( ) Tj ET Q q 0 0 0 rg BT 395.80 373.95 Td (is ) Tj ET Q q 0 0 0 rg BT 405.12 373.95 Td (the ) Tj ET Q q 0 0 0 rg BT 419.99 373.95 Td (management ) Tj ET Q q 0 0 0 rg BT 473.73 373.95 Td (company) Tj ET Q q 0 0 0 rg BT 509.74 373.95 Td (, ) Tj ET Q q 0 0 0 rg BT 514.89 373.95 Td (represents ) Tj ET Q q 0 0 0 rg BT 558.08 373.95 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 361.95 Td (variable ) Tj ET Q q 0 0 0 rg BT 84.87 361.95 Td (interest ) Tj ET Q q 0 0 0 rg BT 117.47 361.95 Td (in ) Tj ET Q q 0 0 0 rg BT 128.41 361.95 Td (a ) Tj ET Q q 0 0 0 rg BT 136.01 361.95 Td (variable ) Tj ET Q q 0 0 0 rg BT 171.38 361.95 Td (interest ) Tj ET Q q 0 0 0 rg BT 203.98 361.95 Td (entity) Tj ET Q q 0 0 0 rg BT 226.11 361.95 Td (. ) Tj ET Q q 0 0 0 rg BT 231.77 361.95 Td ( ) Tj ET Q q 0 0 0 rg BT 234.94 361.95 Td (MP) Tj ET Q q 0 0 0 rg BT 248.47 361.95 Td (A) Tj ET Q q 0 0 0 rg BT 255.14 361.95 Td ( ) Tj ET Q q 0 0 0 rg BT 258.31 361.95 Td (is ) Tj ET Q q 0 0 0 rg BT 268.14 361.95 Td (the ) Tj ET Q q 0 0 0 rg BT 283.52 361.95 Td (primary ) Tj ET Q q 0 0 0 rg BT 318.35 361.95 Td (beneficiary ) Tj ET Q q 0 0 0 rg BT 366.48 361.95 Td (of ) Tj ET Q q 0 0 0 rg BT 377.98 361.95 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 413.35 361.95 Td (One ) Tj ET Q q 0 0 0 rg BT 433.18 361.95 Td (as ) Tj ET Q q 0 0 0 rg BT 444.67 361.95 Td (it ) Tj ET Q q 0 0 0 rg BT 453.39 361.95 Td (has ) Tj ET Q q 0 0 0 rg BT 469.89 361.95 Td (the ) Tj ET Q q 0 0 0 rg BT 485.27 361.95 Td (power ) Tj ET Q q 0 0 0 rg BT 513.43 361.95 Td (to ) Tj ET Q q 0 0 0 rg BT 524.37 361.95 Td (direct ) Tj ET Q q 0 0 0 rg BT 550.30 361.95 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 349.95 Td (activities ) Tj ET Q q 0 0 0 rg BT 89.65 349.95 Td (that ) Tj ET Q q 0 0 0 rg BT 108.70 349.95 Td (most ) Tj ET Q q 0 0 0 rg BT 132.20 349.95 Td (significantly ) Tj ET Q q 0 0 0 rg BT 186.24 349.95 Td (impact ) Tj ET Q q 0 0 0 rg BT 217.51 349.95 Td (the ) Tj ET Q q 0 0 0 rg BT 233.78 349.95 Td (cooperative) Tj ET Q q 0 0 0 rg BT 283.20 349.95 Td (s ) Tj ET Q q 0 0 0 rg BT 291.14 349.95 Td (economic ) Tj ET Q q 0 0 0 rg BT 334.07 349.95 Td (performance ) Tj ET Q q 0 0 0 rg BT 388.64 349.95 Td (and ) Tj ET Q q 0 0 0 rg BT 407.13 349.95 Td (the ) Tj ET Q q 0 0 0 rg BT 423.40 349.95 Td (right ) Tj ET Q q 0 0 0 rg BT 446.34 349.95 Td (to ) Tj ET Q q 0 0 0 rg BT 458.17 349.95 Td (receive ) Tj ET Q q 0 0 0 rg BT 491.09 349.95 Td (benefits ) Tj ET Q q 0 0 0 rg BT 526.79 349.95 Td (from ) Tj ET Q q 0 0 0 rg BT 550.29 349.95 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 337.95 Td (cooperative. ) Tj ET Q q 0 0 0 rg BT 100.82 337.95 Td ( ) Tj ET Q q 0 0 0 rg BT 102.52 337.95 Td (As ) Tj ET Q q 0 0 0 rg BT 115.81 337.95 Td (a ) Tj ET Q q 0 0 0 rg BT 122.42 337.95 Td (result, ) Tj ET Q q 0 0 0 rg BT 149.32 337.95 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 183.70 337.95 Td (One ) Tj ET Q q 0 0 0 rg BT 202.54 337.95 Td (is ) Tj ET Q q 0 0 0 rg BT 211.39 337.95 Td (presented ) Tj ET Q q 0 0 0 rg BT 251.88 337.95 Td (in ) Tj ET Q q 0 0 0 rg BT 261.84 337.95 Td (the ) Tj ET Q q 0 0 0 rg BT 276.23 337.95 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 336.72 337.95 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 389.44 337.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 426.60 337.95 Td (statements ) Tj ET Q q 0 0 0 rg BT 470.99 337.95 Td (on ) Tj ET Q q 0 0 0 rg BT 483.17 337.95 Td (a ) Tj ET Q q 0 0 0 rg BT 489.78 337.95 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 542.50 337.95 Td (basis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 325.95 Td (and ) Tj ET Q q 0 0 0 rg BT 65.95 325.95 Td (the ) Tj ET Q q 0 0 0 rg BT 80.18 325.95 Td (interests ) Tj ET Q q 0 0 0 rg BT 115.52 325.95 Td (of ) Tj ET Q q 0 0 0 rg BT 125.87 325.95 Td (the ) Tj ET Q q 0 0 0 rg BT 140.10 325.95 Td (members ) Tj ET Q q 0 0 0 rg BT 178.77 325.95 Td (are ) Tj ET Q q 0 0 0 rg BT 192.99 325.95 Td (reflected ) Tj ET Q q 0 0 0 rg BT 229.97 325.95 Td (as ) Tj ET Q q 0 0 0 rg BT 240.32 325.95 Td (non-controlling ) Tj ET Q q 0 0 0 rg BT 304.54 325.95 Td (interests. ) Tj ET Q q 0 0 0 rg BT 342.38 325.95 Td ( ) Tj ET Q q 0 0 0 rg BT 343.95 325.95 Td (As ) Tj ET Q q 0 0 0 rg BT 357.08 325.95 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.42 325.95 Td (December31, ) Tj ET Q q 0 0 0 rg BT 425.52 325.95 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.52 325.95 Td (, ) Tj ET Q q 0 0 0 rg BT 450.04 325.95 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 484.26 325.95 Td (One ) Tj ET Q q 0 0 0 rg BT 502.93 325.95 Td (had ) Tj ET Q q 0 0 0 rg BT 519.39 325.95 Td (total ) Tj ET Q q 0 0 0 rg BT 539.17 325.95 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 313.95 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.59 313.95 Td ($4.6 ) Tj ET Q q 0 0 0 rg BT 80.84 313.95 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.73 313.95 Td ( ) Tj ET Q q 0 0 0 rg BT 112.49 313.95 Td (and ) Tj ET Q q 0 0 0 rg BT 129.69 313.95 Td (total ) Tj ET Q q 0 0 0 rg BT 150.22 313.95 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 190.19 313.95 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.27 313.95 Td ($3.1 ) Tj ET Q q 0 0 0 rg BT 221.53 313.95 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.42 313.95 Td (. ) Tj ET Q q 0 0 0 rg BT 255.68 313.95 Td ( ) Tj ET Q q 0 0 0 rg BT 257.83 313.95 Td (As ) Tj ET Q q 0 0 0 rg BT 271.70 313.95 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.78 313.95 Td (December31, ) Tj ET Q q 0 0 0 rg BT 341.62 313.95 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.62 313.95 Td (, ) Tj ET Q q 0 0 0 rg BT 366.88 313.95 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 401.84 313.95 Td (One ) Tj ET Q q 0 0 0 rg BT 421.26 313.95 Td (had ) Tj ET Q q 0 0 0 rg BT 438.45 313.95 Td (total ) Tj ET Q q 0 0 0 rg BT 458.98 313.95 Td (assets ) Tj ET Q q 0 0 0 rg BT 485.07 313.95 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.16 313.95 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 516.41 313.95 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.31 313.95 Td ( ) Tj ET Q q 0 0 0 rg BT 548.06 313.95 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 301.95 Td (total ) Tj ET Q q 0 0 0 rg BT 69.77 301.95 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 109.49 301.95 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.32 301.95 Td ($1.5 ) Tj ET Q q 0 0 0 rg BT 140.32 301.95 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.21 301.95 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 280.95 Td (Use ) Tj ET Q q 0 0 0 rg BT 68.15 280.95 Td (of ) Tj ET Q q 0 0 0 rg BT 79.57 280.95 Td (Estimates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.23 280.95 Td ( ) Tj ET Q q 0 0 0 rg BT 124.33 280.95 Td (- ) Tj ET Q q 0 0 0 rg BT 130.53 280.95 Td (The ) Tj ET Q q 0 0 0 rg BT 149.17 280.95 Td (preparation ) Tj ET Q q 0 0 0 rg BT 197.80 280.95 Td (of ) Tj ET Q q 0 0 0 rg BT 209.22 280.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 247.30 280.95 Td (statements ) Tj ET Q q 0 0 0 rg BT 292.60 280.95 Td (in ) Tj ET Q q 0 0 0 rg BT 303.48 280.95 Td (conformity ) Tj ET Q q 0 0 0 rg BT 351.00 280.95 Td (with ) Tj ET Q q 0 0 0 rg BT 371.88 280.95 Td (GAAP) Tj ET Q q 0 0 0 rg BT 398.73 280.95 Td ( ) Tj ET Q q 0 0 0 rg BT 401.83 280.95 Td (requires ) Tj ET Q q 0 0 0 rg BT 437.13 280.95 Td (estimates ) Tj ET Q q 0 0 0 rg BT 477.44 280.95 Td (and ) Tj ET Q q 0 0 0 rg BT 494.97 280.95 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 547.51 280.95 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 268.95 Td (af) Tj ET Q q 0 0 0 rg BT 57.09 268.95 Td (fect ) Tj ET Q q 0 0 0 rg BT 74.81 268.95 Td (the ) Tj ET Q q 0 0 0 rg BT 89.75 268.95 Td (reported ) Tj ET Q q 0 0 0 rg BT 125.80 268.95 Td (amounts ) Tj ET Q q 0 0 0 rg BT 162.42 268.95 Td (of ) Tj ET Q q 0 0 0 rg BT 173.48 268.95 Td (assets ) Tj ET Q q 0 0 0 rg BT 199.54 268.95 Td (and ) Tj ET Q q 0 0 0 rg BT 216.71 268.95 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 259.16 268.95 Td (revenue ) Tj ET Q q 0 0 0 rg BT 293.54 268.95 Td (and ) Tj ET Q q 0 0 0 rg BT 310.71 268.95 Td (expenses ) Tj ET Q q 0 0 0 rg BT 349.54 268.95 Td (and ) Tj ET Q q 0 0 0 rg BT 366.71 268.95 Td (related ) Tj ET Q q 0 0 0 rg BT 396.65 268.95 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 443.82 268.95 Td (of ) Tj ET Q q 0 0 0 rg BT 454.88 268.95 Td (contingent ) Tj ET Q q 0 0 0 rg BT 499.82 268.95 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 539.77 268.95 Td (in ) Tj ET Q q 0 0 0 rg BT 550.28 268.95 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 256.95 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 102.92 256.95 Td (financial ) Tj ET Q q 0 0 0 rg BT 140.78 256.95 Td (statements ) Tj ET Q q 0 0 0 rg BT 185.87 256.95 Td (and ) Tj ET Q q 0 0 0 rg BT 203.19 256.95 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 264.38 256.95 Td (notes. ) Tj ET Q q 0 0 0 rg BT 290.86 256.95 Td ( ) Tj ET Q q 0 0 0 rg BT 293.74 256.95 Td (Estimates ) Tj ET Q q 0 0 0 rg BT 335.50 256.95 Td (are ) Tj ET Q q 0 0 0 rg BT 350.59 256.95 Td (used ) Tj ET Q q 0 0 0 rg BT 371.79 256.95 Td (for) Tj ET Q q 0 0 0 rg BT 383.05 256.95 Td (, ) Tj ET Q q 0 0 0 rg BT 388.43 256.95 Td (but ) Tj ET Q q 0 0 0 rg BT 404.09 256.95 Td (not ) Tj ET Q q 0 0 0 rg BT 419.75 256.95 Td (limited ) Tj ET Q q 0 0 0 rg BT 450.96 256.95 Td (to, ) Tj ET Q q 0 0 0 rg BT 464.11 256.95 Td (determining ) Tj ET Q q 0 0 0 rg BT 515.31 256.95 Td (share-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 244.95 Td (compensation, ) Tj ET Q q 0 0 0 rg BT 110.31 244.95 Td (income ) Tj ET Q q 0 0 0 rg BT 142.51 244.95 Td (taxes, ) Tj ET Q q 0 0 0 rg BT 168.32 244.95 Td (collectability ) Tj ET Q q 0 0 0 rg BT 223.29 244.95 Td (of ) Tj ET Q q 0 0 0 rg BT 234.39 244.95 Td (receivables, ) Tj ET Q q 0 0 0 rg BT 284.62 244.95 Td (valuation ) Tj ET Q q 0 0 0 rg BT 324.60 244.95 Td (of ) Tj ET Q q 0 0 0 rg BT 335.70 244.95 Td (acquired ) Tj ET Q q 0 0 0 rg BT 372.89 244.95 Td (intangibles ) Tj ET Q q 0 0 0 rg BT 419.53 244.95 Td (and ) Tj ET Q q 0 0 0 rg BT 436.74 244.95 Td (goodwill, ) Tj ET Q q 0 0 0 rg BT 477.56 244.95 Td (depreciable ) Tj ET Q q 0 0 0 rg BT 526.41 244.95 Td (lives ) Tj ET Q q 0 0 0 rg BT 548.06 244.95 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 232.95 Td (valuation ) Tj ET Q q 0 0 0 rg BT 89.21 232.95 Td (of ) Tj ET Q q 0 0 0 rg BT 100.04 232.95 Td (fixed ) Tj ET Q q 0 0 0 rg BT 123.09 232.95 Td (assets ) Tj ET Q q 0 0 0 rg BT 148.92 232.95 Td (and ) Tj ET Q q 0 0 0 rg BT 165.86 232.95 Td (contingencies. ) Tj ET Q q 0 0 0 rg BT 225.84 232.95 Td ( ) Tj ET Q q 0 0 0 rg BT 227.79 232.95 Td (Actual ) Tj ET Q q 0 0 0 rg BT 256.94 232.95 Td (results ) Tj ET Q q 0 0 0 rg BT 285.55 232.95 Td (could ) Tj ET Q q 0 0 0 rg BT 310.27 232.95 Td (dif) Tj ET Q q 0 0 0 rg BT 321.19 232.95 Td (fer ) Tj ET Q q 0 0 0 rg BT 334.79 232.95 Td (materially ) Tj ET Q q 0 0 0 rg BT 377.83 232.95 Td (from ) Tj ET Q q 0 0 0 rg BT 399.77 232.95 Td (those ) Tj ET Q q 0 0 0 rg BT 423.38 232.95 Td (estimates.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 211.95 Td (Cash ) Tj ET Q q 0 0 0 rg BT 73.93 211.95 Td (and ) Tj ET Q q 0 0 0 rg BT 92.82 211.95 Td (Cash ) Tj ET Q q 0 0 0 rg BT 117.25 211.95 Td (Equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.82 211.95 Td ( ) Tj ET Q q 0 0 0 rg BT 170.58 211.95 Td (- ) Tj ET Q q 0 0 0 rg BT 176.47 211.95 Td (W) Tj ET Q q 0 0 0 rg BT 185.11 211.95 Td (e ) Tj ET Q q 0 0 0 rg BT 192.30 211.95 Td (classify ) Tj ET Q q 0 0 0 rg BT 225.61 211.95 Td (all ) Tj ET Q q 0 0 0 rg BT 238.36 211.95 Td (highly ) Tj ET Q q 0 0 0 rg BT 266.68 211.95 Td (liquid ) Tj ET Q q 0 0 0 rg BT 292.77 211.95 Td (instruments ) Tj ET Q q 0 0 0 rg BT 342.20 211.95 Td (with ) Tj ET Q q 0 0 0 rg BT 362.73 211.95 Td (an ) Tj ET Q q 0 0 0 rg BT 374.93 211.95 Td (original ) Tj ET Q q 0 0 0 rg BT 408.79 211.95 Td (maturity ) Tj ET Q q 0 0 0 rg BT 445.43 211.95 Td (of ) Tj ET Q q 0 0 0 rg BT 456.52 211.95 Td (three ) Tj ET Q q 0 0 0 rg BT 479.27 211.95 Td (months ) Tj ET Q q 0 0 0 rg BT 511.47 211.95 Td (or ) Tj ET Q q 0 0 0 rg BT 522.56 211.95 Td (less ) Tj ET Q q 0 0 0 rg BT 540.32 211.95 Td (at ) Tj ET Q q 0 0 0 rg BT 550.30 211.95 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 199.95 Td (time ) Tj ET Q q 0 0 0 rg BT 69.77 199.95 Td (of ) Tj ET Q q 0 0 0 rg BT 80.60 199.95 Td (purchase ) Tj ET Q q 0 0 0 rg BT 118.64 199.95 Td (as ) Tj ET Q q 0 0 0 rg BT 129.47 199.95 Td (cash ) Tj ET Q q 0 0 0 rg BT 149.74 199.95 Td (equivalents.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 178.95 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 90.70 178.95 Td (Receivable, ) Tj ET Q q 0 0 0 rg BT 141.05 178.95 Td (Net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.04 178.95 Td ( ) Tj ET Q q 0 0 0 rg BT 157.80 178.95 Td (- ) Tj ET Q q 0 0 0 rg BT 162.50 178.95 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 202.03 178.95 Td (receivable ) Tj ET Q q 0 0 0 rg BT 244.86 178.95 Td (are ) Tj ET Q q 0 0 0 rg BT 258.83 178.95 Td (presented ) Tj ET Q q 0 0 0 rg BT 298.90 178.95 Td (net ) Tj ET Q q 0 0 0 rg BT 312.88 178.95 Td (of ) Tj ET Q q 0 0 0 rg BT 322.96 178.95 Td (an ) Tj ET Q q 0 0 0 rg BT 334.16 178.95 Td (allowance ) Tj ET Q q 0 0 0 rg BT 376.45 178.95 Td (for ) Tj ET Q q 0 0 0 rg BT 389.87 178.95 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 425.51 178.95 Td (accounts ) Tj ET Q q 0 0 0 rg BT 462.26 178.95 Td (that ) Tj ET Q q 0 0 0 rg BT 479.01 178.95 Td (represents ) Tj ET Q q 0 0 0 rg BT 521.30 178.95 Td (an ) Tj ET Q q 0 0 0 rg BT 532.50 178.95 Td (amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 166.95 Td (that ) Tj ET Q q 0 0 0 rg BT 67.30 166.95 Td (we ) Tj ET Q q 0 0 0 rg BT 81.76 166.95 Td (estimate ) Tj ET Q q 0 0 0 rg BT 117.88 166.95 Td (to ) Tj ET Q q 0 0 0 rg BT 128.46 166.95 Td (be ) Tj ET Q q 0 0 0 rg BT 140.71 166.95 Td (uncollectible. ) Tj ET Q q 0 0 0 rg BT 197.65 166.95 Td ( ) Tj ET Q q 0 0 0 rg BT 200.25 166.95 Td (W) Tj ET Q q 0 0 0 rg BT 208.89 166.95 Td (e ) Tj ET Q q 0 0 0 rg BT 216.13 166.95 Td (have ) Tj ET Q q 0 0 0 rg BT 237.81 166.95 Td (estimated ) Tj ET Q q 0 0 0 rg BT 278.94 166.95 Td (the ) Tj ET Q q 0 0 0 rg BT 293.96 166.95 Td (allowance ) Tj ET Q q 0 0 0 rg BT 337.29 166.95 Td (for ) Tj ET Q q 0 0 0 rg BT 351.75 166.95 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 388.44 166.95 Td (accounts ) Tj ET Q q 0 0 0 rg BT 426.23 166.95 Td (based ) Tj ET Q q 0 0 0 rg BT 451.80 166.95 Td (on ) Tj ET Q q 0 0 0 rg BT 464.60 166.95 Td (our ) Tj ET Q q 0 0 0 rg BT 480.74 166.95 Td (historical ) Tj ET Q q 0 0 0 rg BT 520.75 166.95 Td (write-of) Tj ET Q q 0 0 0 rg BT 552.78 166.95 Td (fs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 154.95 Td (our ) Tj ET Q q 0 0 0 rg BT 65.39 154.95 Td (analysis ) Tj ET Q q 0 0 0 rg BT 100.16 154.95 Td (of ) Tj ET Q q 0 0 0 rg BT 111.05 154.95 Td (past ) Tj ET Q q 0 0 0 rg BT 129.72 154.95 Td (due ) Tj ET Q q 0 0 0 rg BT 146.72 154.95 Td (accounts ) Tj ET Q q 0 0 0 rg BT 184.26 154.95 Td (based ) Tj ET Q q 0 0 0 rg BT 209.59 154.95 Td (on ) Tj ET Q q 0 0 0 rg BT 222.15 154.95 Td (the ) Tj ET Q q 0 0 0 rg BT 236.92 154.95 Td (contractual ) Tj ET Q q 0 0 0 rg BT 283.90 154.95 Td (terms ) Tj ET Q q 0 0 0 rg BT 308.67 154.95 Td (of ) Tj ET Q q 0 0 0 rg BT 319.56 154.95 Td (the ) Tj ET Q q 0 0 0 rg BT 334.34 154.95 Td (receivables ) Tj ET Q q 0 0 0 rg BT 381.87 154.95 Td (and ) Tj ET Q q 0 0 0 rg BT 398.87 154.95 Td (our ) Tj ET Q q 0 0 0 rg BT 414.75 154.95 Td (assessment ) Tj ET Q q 0 0 0 rg BT 461.75 154.95 Td (of ) Tj ET Q q 0 0 0 rg BT 472.64 154.95 Td (the ) Tj ET Q q 0 0 0 rg BT 487.42 154.95 Td (economic ) Tj ET Q q 0 0 0 rg BT 528.85 154.95 Td (status ) Tj ET Q q 0 0 0 rg BT 554.18 154.95 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 142.95 Td (our ) Tj ET Q q 0 0 0 rg BT 65.33 142.95 Td (customers, ) Tj ET Q q 0 0 0 rg BT 110.88 142.95 Td (if ) Tj ET Q q 0 0 0 rg BT 119.49 142.95 Td (known. ) Tj ET Q q 0 0 0 rg BT 151.71 142.95 Td ( ) Tj ET Q q 0 0 0 rg BT 154.03 142.95 Td (The ) Tj ET Q q 0 0 0 rg BT 172.07 142.95 Td (carrying ) Tj ET Q q 0 0 0 rg BT 207.89 142.95 Td (value ) Tj ET Q q 0 0 0 rg BT 232.04 142.95 Td (of ) Tj ET Q q 0 0 0 rg BT 242.87 142.95 Td (accounts ) Tj ET Q q 0 0 0 rg BT 280.36 142.95 Td (receivable, ) Tj ET Q q 0 0 0 rg BT 326.44 142.95 Td (net, ) Tj ET Q q 0 0 0 rg BT 343.66 142.95 Td (approximates ) Tj ET Q q 0 0 0 rg BT 400.03 142.95 Td (fair ) Tj ET Q q 0 0 0 rg BT 416.40 142.95 Td (value.) Tj ET Q endstream endobj 141 0 obj <>] /Rotate 0 /Contents 142 0 R>> endobj 142 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (70) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 59.87 731.25 Td (emises ) Tj ET Q q 0 0 0 rg BT 89.77 731.25 Td (and ) Tj ET Q q 0 0 0 rg BT 108.02 731.25 Td (Equipment, ) Tj ET Q q 0 0 0 rg BT 160.44 731.25 Td (Net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.43 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 177.56 731.25 Td (- ) Tj ET Q q 0 0 0 rg BT 182.87 731.25 Td (W) Tj ET Q q 0 0 0 rg BT 191.51 731.25 Td (e ) Tj ET Q q 0 0 0 rg BT 198.08 731.25 Td (report ) Tj ET Q q 0 0 0 rg BT 224.08 731.25 Td (premises ) Tj ET Q q 0 0 0 rg BT 261.76 731.25 Td (and ) Tj ET Q q 0 0 0 rg BT 278.33 731.25 Td (equipment, ) Tj ET Q q 0 0 0 rg BT 325.17 731.25 Td (net ) Tj ET Q q 0 0 0 rg BT 339.52 731.25 Td (at ) Tj ET Q q 0 0 0 rg BT 348.87 731.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 367.10 731.25 Td (or ) Tj ET Q q 0 0 0 rg BT 377.56 731.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 418.02 731.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 434.02 731.25 Td (value ) Tj ET Q q 0 0 0 rg BT 457.81 731.25 Td (at ) Tj ET Q q 0 0 0 rg BT 467.16 731.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 513.17 731.25 Td (for ) Tj ET Q q 0 0 0 rg BT 526.96 731.25 Td (premises ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.67 719.25 Td (equipment ) Tj ET Q q 0 0 0 rg BT 111.62 719.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 149.33 719.25 Td (in ) Tj ET Q q 0 0 0 rg BT 159.85 719.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 206.46 719.25 Td (with ) Tj ET Q q 0 0 0 rg BT 226.97 719.25 Td (a ) Tj ET Q q 0 0 0 rg BT 234.14 719.25 Td (business ) Tj ET Q q 0 0 0 rg BT 270.77 719.25 Td (combination ) Tj ET Q q 0 0 0 rg BT 323.50 719.25 Td (and ) Tj ET Q q 0 0 0 rg BT 340.67 719.25 Td (depreciate ) Tj ET Q q 0 0 0 rg BT 384.49 719.25 Td (these ) Tj ET Q q 0 0 0 rg BT 407.77 719.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 433.84 719.25 Td (over ) Tj ET Q q 0 0 0 rg BT 454.34 719.25 Td (their ) Tj ET Q q 0 0 0 rg BT 475.40 719.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 516.46 719.25 Td (useful ) Tj ET Q q 0 0 0 rg BT 543.63 719.25 Td (lives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.25 Td (using ) Tj ET Q q 0 0 0 rg BT 73.67 707.25 Td (the ) Tj ET Q q 0 0 0 rg BT 88.39 707.25 Td (straight-line ) Tj ET Q q 0 0 0 rg BT 139.21 707.25 Td (method ) Tj ET Q q 0 0 0 rg BT 171.70 707.25 Td (as ) Tj ET Q q 0 0 0 rg BT 182.53 707.25 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 696.75 130.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.00 696.75 257.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 672.75 130.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.00 672.75 257.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.00 648.75 130.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.00 648.75 257.00 -12.00 re f /GS0 gs BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 687.37 Td (Furniture and fixtures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.50 687.37 Td (5 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 675.37 Td (Of) Tj ET Q q 0 0 0 rg BT 124.87 675.37 Td (fice equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.50 675.37 Td (5 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 663.37 Td (Computer hardware) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.50 663.37 Td (5 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 651.37 Td (Computer software) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.50 651.37 Td (3-7 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.50 639.37 Td (Leasehold improvements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.50 639.37 Td (Shorter of useful life, 10 years or the term of the lease) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 613.25 Td (Maintenance ) Tj ET Q q 0 0 0 rg BT 102.51 613.25 Td (and ) Tj ET Q q 0 0 0 rg BT 118.32 613.25 Td (repair ) Tj ET Q q 0 0 0 rg BT 143.00 613.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 164.37 613.25 Td (are ) Tj ET Q q 0 0 0 rg BT 177.95 613.25 Td (expensed ) Tj ET Q q 0 0 0 rg BT 216.53 613.25 Td (as ) Tj ET Q q 0 0 0 rg BT 226.23 613.25 Td (incurred. ) Tj ET Q q 0 0 0 rg BT 263.41 613.25 Td ( ) Tj ET Q q 0 0 0 rg BT 264.68 613.25 Td (W) Tj ET Q q 0 0 0 rg BT 273.32 613.25 Td (e ) Tj ET Q q 0 0 0 rg BT 279.13 613.25 Td (capitalize ) Tj ET Q q 0 0 0 rg BT 318.80 613.25 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 371.27 613.25 Td (for ) Tj ET Q q 0 0 0 rg BT 384.30 613.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 427.88 613.25 Td (improvements ) Tj ET Q q 0 0 0 rg BT 486.46 613.25 Td (and ) Tj ET Q q 0 0 0 rg BT 502.27 613.25 Td (new ) Tj ET Q q 0 0 0 rg BT 520.30 613.25 Td (equipment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 601.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 601.25 Td (depreciate ) Tj ET Q q 0 0 0 rg BT 110.02 601.25 Td (the ) Tj ET Q q 0 0 0 rg BT 124.73 601.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 150.56 601.25 Td (over ) Tj ET Q q 0 0 0 rg BT 170.83 601.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.55 601.25 Td (shorter ) Tj ET Q q 0 0 0 rg BT 215.82 601.25 Td (of ) Tj ET Q q 0 0 0 rg BT 226.65 601.25 Td (the ) Tj ET Q q 0 0 0 rg BT 241.37 601.25 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 287.17 601.25 Td (asset) Tj ET Q q 0 0 0 rg BT 309.39 601.25 Td (s ) Tj ET Q q 0 0 0 rg BT 315.78 601.25 Td (life ) Tj ET Q q 0 0 0 rg BT 331.60 601.25 Td (or ) Tj ET Q q 0 0 0 rg BT 342.43 601.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.15 601.25 Td (life ) Tj ET Q q 0 0 0 rg BT 372.98 601.25 Td (of ) Tj ET Q q 0 0 0 rg BT 383.81 601.25 Td (the ) Tj ET Q q 0 0 0 rg BT 398.52 601.25 Td (lease.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 580.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 580.25 Td (e ) Tj ET Q q 0 0 0 rg BT 64.41 580.25 Td (review ) Tj ET Q q 0 0 0 rg BT 93.46 580.25 Td (premises ) Tj ET Q q 0 0 0 rg BT 130.84 580.25 Td (and ) Tj ET Q q 0 0 0 rg BT 147.11 580.25 Td (equipment ) Tj ET Q q 0 0 0 rg BT 191.16 580.25 Td (for ) Tj ET Q q 0 0 0 rg BT 204.66 580.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 252.59 580.25 Td (following ) Tj ET Q q 0 0 0 rg BT 293.31 580.25 Td (events ) Tj ET Q q 0 0 0 rg BT 320.70 580.25 Td (or ) Tj ET Q q 0 0 0 rg BT 330.86 580.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 364.91 580.25 Td (in ) Tj ET Q q 0 0 0 rg BT 374.52 580.25 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 433.00 580.25 Td (indicate ) Tj ET Q q 0 0 0 rg BT 466.48 580.25 Td (that ) Tj ET Q q 0 0 0 rg BT 483.31 580.25 Td (the ) Tj ET Q q 0 0 0 rg BT 497.37 580.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 532.52 580.25 Td (amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 568.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.90 568.25 Td (an ) Tj ET Q q 0 0 0 rg BT 73.41 568.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 95.91 568.25 Td (or ) Tj ET Q q 0 0 0 rg BT 107.31 568.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 129.82 568.25 Td (group ) Tj ET Q q 0 0 0 rg BT 156.22 568.25 Td (may ) Tj ET Q q 0 0 0 rg BT 176.50 568.25 Td (not ) Tj ET Q q 0 0 0 rg BT 192.35 568.25 Td (be ) Tj ET Q q 0 0 0 rg BT 204.86 568.25 Td (recoverable. ) Tj ET Q q 0 0 0 rg BT 257.06 568.25 Td ( ) Tj ET Q q 0 0 0 rg BT 259.91 568.25 Td (W) Tj ET Q q 0 0 0 rg BT 268.54 568.25 Td (e ) Tj ET Q q 0 0 0 rg BT 276.05 568.25 Td (measure ) Tj ET Q q 0 0 0 rg BT 312.44 568.25 Td (recoverability ) Tj ET Q q 0 0 0 rg BT 371.03 568.25 Td (of ) Tj ET Q q 0 0 0 rg BT 382.43 568.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 408.83 568.25 Td (to ) Tj ET Q q 0 0 0 rg BT 419.68 568.25 Td (be ) Tj ET Q q 0 0 0 rg BT 432.18 568.25 Td (held ) Tj ET Q q 0 0 0 rg BT 452.47 568.25 Td (and ) Tj ET Q q 0 0 0 rg BT 469.98 568.25 Td (used ) Tj ET Q q 0 0 0 rg BT 491.38 568.25 Td (by ) Tj ET Q q 0 0 0 rg BT 504.44 568.25 Td (comparing ) Tj ET Q q 0 0 0 rg BT 550.28 568.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 556.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 85.51 556.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 118.19 556.25 Td (of ) Tj ET Q q 0 0 0 rg BT 129.21 556.25 Td (an ) Tj ET Q q 0 0 0 rg BT 141.34 556.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 163.47 556.25 Td (or ) Tj ET Q q 0 0 0 rg BT 174.49 556.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 196.62 556.25 Td (group ) Tj ET Q q 0 0 0 rg BT 222.64 556.25 Td (to ) Tj ET Q q 0 0 0 rg BT 233.11 556.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 274.12 556.25 Td (undiscounted ) Tj ET Q q 0 0 0 rg BT 330.13 556.25 Td (future ) Tj ET Q q 0 0 0 rg BT 356.70 556.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 377.16 556.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 402.07 556.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 440.30 556.25 Td (to ) Tj ET Q q 0 0 0 rg BT 450.76 556.25 Td (be ) Tj ET Q q 0 0 0 rg BT 462.89 556.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 504.45 556.25 Td (by ) Tj ET Q q 0 0 0 rg BT 517.14 556.25 Td (the ) Tj ET Q q 0 0 0 rg BT 532.04 556.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 554.17 556.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 544.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 71.00 544.25 Td (group. ) Tj ET Q q 0 0 0 rg BT 98.90 544.25 Td ( ) Tj ET Q q 0 0 0 rg BT 100.96 544.25 Td (If ) Tj ET Q q 0 0 0 rg BT 109.69 544.25 Td (the ) Tj ET Q q 0 0 0 rg BT 123.97 544.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 159.35 544.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 191.41 544.25 Td (of ) Tj ET Q q 0 0 0 rg BT 201.80 544.25 Td (an ) Tj ET Q q 0 0 0 rg BT 213.30 544.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 234.81 544.25 Td (or ) Tj ET Q q 0 0 0 rg BT 245.20 544.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 266.71 544.25 Td (group ) Tj ET Q q 0 0 0 rg BT 292.10 544.25 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 325.81 544.25 Td (its ) Tj ET Q q 0 0 0 rg BT 337.32 544.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 377.71 544.25 Td (future ) Tj ET Q q 0 0 0 rg BT 403.65 544.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 423.48 544.25 Td (flows, ) Tj ET Q q 0 0 0 rg BT 450.27 544.25 Td (we ) Tj ET Q q 0 0 0 rg BT 463.99 544.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 504.92 544.25 Td (an ) Tj ET Q q 0 0 0 rg BT 516.42 544.25 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 532.25 Td (char) Tj ET Q q 0 0 0 rg BT 66.53 532.25 Td (ge ) Tj ET Q q 0 0 0 rg BT 78.50 532.25 Td (for ) Tj ET Q q 0 0 0 rg BT 92.69 532.25 Td (the ) Tj ET Q q 0 0 0 rg BT 107.44 532.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 139.96 532.25 Td (that ) Tj ET Q q 0 0 0 rg BT 157.49 532.25 Td (the ) Tj ET Q q 0 0 0 rg BT 172.24 532.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 208.09 532.25 Td (value ) Tj ET Q q 0 0 0 rg BT 232.27 532.25 Td (of ) Tj ET Q q 0 0 0 rg BT 243.14 532.25 Td (the ) Tj ET Q q 0 0 0 rg BT 257.88 532.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 279.85 532.25 Td (or ) Tj ET Q q 0 0 0 rg BT 290.72 532.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 312.69 532.25 Td (group ) Tj ET Q q 0 0 0 rg BT 338.55 532.25 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 372.73 532.25 Td (the ) Tj ET Q q 0 0 0 rg BT 387.47 532.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 403.88 532.25 Td (value ) Tj ET Q q 0 0 0 rg BT 428.07 532.25 Td (of ) Tj ET Q q 0 0 0 rg BT 438.93 532.25 Td (the ) Tj ET Q q 0 0 0 rg BT 453.68 532.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 475.65 532.25 Td (or ) Tj ET Q q 0 0 0 rg BT 486.51 532.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 508.48 532.25 Td (group. ) Tj ET Q q 0 0 0 rg BT 536.84 532.25 Td ( ) Tj ET Q q 0 0 0 rg BT 539.19 532.25 Td (There ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 520.25 Td (were ) Tj ET Q q 0 0 0 rg BT 70.26 520.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.59 520.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.59 520.25 Td ( ) Tj ET Q q 0 0 0 rg BT 82.92 520.25 Td (impairments ) Tj ET Q q 0 0 0 rg BT 134.24 520.25 Td (of ) Tj ET Q q 0 0 0 rg BT 143.90 520.25 Td (premises ) Tj ET Q q 0 0 0 rg BT 180.77 520.25 Td (and ) Tj ET Q q 0 0 0 rg BT 196.54 520.25 Td (equipment ) Tj ET Q q 0 0 0 rg BT 240.08 520.25 Td (for ) Tj ET Q q 0 0 0 rg BT 253.07 520.25 Td (the ) Tj ET Q q 0 0 0 rg BT 266.62 520.25 Td (years ) Tj ET Q q 0 0 0 rg BT 289.05 520.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.25 520.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 371.67 520.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.67 520.25 Td ( ) Tj ET Q q 0 0 0 rg BT 393.00 520.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.77 520.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.77 520.25 Td (. ) Tj ET Q q 0 0 0 rg BT 432.59 520.25 Td ( ) Tj ET Q q 0 0 0 rg BT 433.92 520.25 Td (For ) Tj ET Q q 0 0 0 rg BT 449.15 520.25 Td (the ) Tj ET Q q 0 0 0 rg BT 462.69 520.25 Td (year ) Tj ET Q q 0 0 0 rg BT 481.23 520.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.44 520.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 508.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 508.25 Td (, ) Tj ET Q q 0 0 0 rg BT 74.50 508.25 Td (we ) Tj ET Q q 0 0 0 rg BT 88.66 508.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 135.02 508.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.96 508.25 Td ($4.1 ) Tj ET Q q 0 0 0 rg BT 161.96 508.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.85 508.25 Td ( ) Tj ET Q q 0 0 0 rg BT 193.35 508.25 Td (premises ) Tj ET Q q 0 0 0 rg BT 231.40 508.25 Td (and ) Tj ET Q q 0 0 0 rg BT 248.34 508.25 Td (equipment ) Tj ET Q q 0 0 0 rg BT 293.05 508.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 341.65 508.25 Td (loss. ) Tj ET Q q 0 0 0 rg BT 362.21 508.25 Td ( ) Tj ET Q q 0 0 0 rg BT 364.71 508.25 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 508.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 403.59 508.25 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.59 508.25 Td ( ) Tj ET Q q 0 0 0 rg BT 411.09 508.25 Td (for ) Tj ET Q q 0 0 0 rg BT 425.25 508.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 467.74 508.25 Td (information.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 487.25 Td (Computer ) Tj ET Q q 0 0 0 rg BT 91.69 487.25 Td (software ) Tj ET Q q 0 0 0 rg BT 128.31 487.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 163.83 487.25 Td (the ) Tj ET Q q 0 0 0 rg BT 178.24 487.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 194.30 487.25 Td (value ) Tj ET Q q 0 0 0 rg BT 218.15 487.25 Td (of ) Tj ET Q q 0 0 0 rg BT 228.67 487.25 Td (software ) Tj ET Q q 0 0 0 rg BT 265.30 487.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 301.91 487.25 Td (in ) Tj ET Q q 0 0 0 rg BT 311.88 487.25 Td (business ) Tj ET Q q 0 0 0 rg BT 347.97 487.25 Td (combinations, ) Tj ET Q q 0 0 0 rg BT 406.54 487.25 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 452.04 487.25 Td (software ) Tj ET Q q 0 0 0 rg BT 488.66 487.25 Td (development ) Tj ET Q q 0 0 0 rg BT 542.50 487.25 Td (costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 475.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.37 475.25 Td (purchased ) Tj ET Q q 0 0 0 rg BT 109.33 475.25 Td (software. ) Tj ET Q q 0 0 0 rg BT 148.69 475.25 Td ( ) Tj ET Q q 0 0 0 rg BT 151.12 475.25 Td (Capitalized ) Tj ET Q q 0 0 0 rg BT 199.08 475.25 Td (software ) Tj ET Q q 0 0 0 rg BT 235.94 475.25 Td (development ) Tj ET Q q 0 0 0 rg BT 290.02 475.25 Td (and ) Tj ET Q q 0 0 0 rg BT 306.88 475.25 Td (purchased ) Tj ET Q q 0 0 0 rg BT 349.85 475.25 Td (software ) Tj ET Q q 0 0 0 rg BT 386.71 475.25 Td (are ) Tj ET Q q 0 0 0 rg BT 401.34 475.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 438.75 475.25 Td (at ) Tj ET Q q 0 0 0 rg BT 448.39 475.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 466.93 475.25 Td (and ) Tj ET Q q 0 0 0 rg BT 483.79 475.25 Td (amortized ) Tj ET Q q 0 0 0 rg BT 526.20 475.25 Td (using ) Tj ET Q q 0 0 0 rg BT 550.30 475.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 463.25 Td (straight-line ) Tj ET Q q 0 0 0 rg BT 100.57 463.25 Td (method ) Tj ET Q q 0 0 0 rg BT 133.32 463.25 Td (over ) Tj ET Q q 0 0 0 rg BT 153.84 463.25 Td (their ) Tj ET Q q 0 0 0 rg BT 174.92 463.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 215.99 463.25 Td (useful ) Tj ET Q q 0 0 0 rg BT 243.19 463.25 Td (lives. ) Tj ET Q q 0 0 0 rg BT 267.33 463.25 Td ( ) Tj ET Q q 0 0 0 rg BT 270.08 463.25 Td (Software ) Tj ET Q q 0 0 0 rg BT 308.93 463.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 346.11 463.25 Td (in ) Tj ET Q q 0 0 0 rg BT 356.64 463.25 Td (business ) Tj ET Q q 0 0 0 rg BT 393.28 463.25 Td (combinations ) Tj ET Q q 0 0 0 rg BT 449.92 463.25 Td (is ) Tj ET Q q 0 0 0 rg BT 459.34 463.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 497.07 463.25 Td (at ) Tj ET Q q 0 0 0 rg BT 507.04 463.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 523.67 463.25 Td (value ) Tj ET Q q 0 0 0 rg BT 548.08 463.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 451.25 Td (amortized ) Tj ET Q q 0 0 0 rg BT 91.98 451.25 Td (using ) Tj ET Q q 0 0 0 rg BT 116.15 451.25 Td (the ) Tj ET Q q 0 0 0 rg BT 130.87 451.25 Td (straight-line ) Tj ET Q q 0 0 0 rg BT 181.69 451.25 Td (method ) Tj ET Q q 0 0 0 rg BT 214.18 451.25 Td (over ) Tj ET Q q 0 0 0 rg BT 234.45 451.25 Td (its ) Tj ET Q q 0 0 0 rg BT 246.40 451.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 287.22 451.25 Td (useful ) Tj ET Q q 0 0 0 rg BT 314.16 451.25 Td (life.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 430.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 89.31 430.25 Td (Combinations) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 149.33 430.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 152.45 430.25 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.91 430.25 Td (W) Tj ET Q q 0 0 0 rg BT 167.55 430.25 Td (e ) Tj ET Q q 0 0 0 rg BT 175.11 430.25 Td (account ) Tj ET Q q 0 0 0 rg BT 209.33 430.25 Td (for ) Tj ET Q q 0 0 0 rg BT 224.12 430.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 275.02 430.25 Td (using ) Tj ET Q q 0 0 0 rg BT 299.81 430.25 Td (the ) Tj ET Q q 0 0 0 rg BT 315.16 430.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 353.82 430.25 Td (method ) Tj ET Q q 0 0 0 rg BT 386.94 430.25 Td (of ) Tj ET Q q 0 0 0 rg BT 398.40 430.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 445.40 430.25 Td (in ) Tj ET Q q 0 0 0 rg BT 456.30 430.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 504.39 430.25 Td (with ) Tj ET Q q 0 0 0 rg BT 525.29 430.25 Td (Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 418.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 99.50 418.25 Td (Standards ) Tj ET Q q 0 0 0 rg BT 142.29 418.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 170.07 418.25 Td (\(F) Tj ET Q q 0 0 0 rg BT 182.66 418.25 Td (ASB\) ) Tj ET Q q 0 0 0 rg BT 212.49 418.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 262.49 418.25 Td (Standards ) Tj ET Q q 0 0 0 rg BT 305.28 418.25 Td (Codification ) Tj ET Q q 0 0 0 rg BT 358.62 418.25 Td (\(ASC\) ) Tj ET Q q 0 0 0 rg BT 396.71 418.25 Td (T) Tj ET Q q 0 0 0 rg BT 402.12 418.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 422.69 418.25 Td (805, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 443.53 418.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 481.88 418.25 Td (Combinations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.00 418.25 Td (. ) Tj ET Q q 0 0 0 rg BT 543.85 418.25 Td ( ) Tj ET Q q 0 0 0 rg BT 546.95 418.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 406.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 86.99 406.25 Td (price ) Tj ET Q q 0 0 0 rg BT 108.92 406.25 Td (of ) Tj ET Q q 0 0 0 rg BT 119.20 406.25 Td (an ) Tj ET Q q 0 0 0 rg BT 130.59 406.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 176.42 406.25 Td (is ) Tj ET Q q 0 0 0 rg BT 185.04 406.25 Td (allocated ) Tj ET Q q 0 0 0 rg BT 223.08 406.25 Td (to ) Tj ET Q q 0 0 0 rg BT 232.81 406.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.97 406.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 272.25 406.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 308.63 406.25 Td (and ) Tj ET Q q 0 0 0 rg BT 325.02 406.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 364.18 406.25 Td (assumed ) Tj ET Q q 0 0 0 rg BT 400.57 406.25 Td (using ) Tj ET Q q 0 0 0 rg BT 424.19 406.25 Td (their ) Tj ET Q q 0 0 0 rg BT 444.46 406.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 460.29 406.25 Td (value ) Tj ET Q q 0 0 0 rg BT 483.90 406.25 Td (as ) Tj ET Q q 0 0 0 rg BT 494.18 406.25 Td (of ) Tj ET Q q 0 0 0 rg BT 504.46 406.25 Td (the ) Tj ET Q q 0 0 0 rg BT 518.62 406.25 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 394.25 Td (date.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 373.25 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 90.08 373.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.41 373.25 Td ( ) Tj ET Q q 0 0 0 rg BT 95.10 373.25 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 134.56 373.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 176.79 373.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.69 373.25 Td (excess ) Tj ET Q q 0 0 0 rg BT 218.47 373.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 236.27 373.25 Td (of ) Tj ET Q q 0 0 0 rg BT 246.28 373.25 Td (an ) Tj ET Q q 0 0 0 rg BT 257.41 373.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 293.52 373.25 Td (business ) Tj ET Q q 0 0 0 rg BT 329.10 373.25 Td (over ) Tj ET Q q 0 0 0 rg BT 348.55 373.25 Td (the ) Tj ET Q q 0 0 0 rg BT 362.45 373.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 378.02 373.25 Td (value ) Tj ET Q q 0 0 0 rg BT 401.36 373.25 Td (of ) Tj ET Q q 0 0 0 rg BT 411.37 373.25 Td (the ) Tj ET Q q 0 0 0 rg BT 425.28 373.25 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 472.50 373.25 Td (tangible ) Tj ET Q q 0 0 0 rg BT 506.40 373.25 Td (and ) Tj ET Q q 0 0 0 rg BT 522.52 373.25 Td (intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 361.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 74.71 361.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 111.01 361.25 Td (and ) Tj ET Q q 0 0 0 rg BT 127.32 361.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 166.42 361.25 Td (assumed ) Tj ET Q q 0 0 0 rg BT 202.73 361.25 Td (in ) Tj ET Q q 0 0 0 rg BT 212.39 361.25 Td (a ) Tj ET Q q 0 0 0 rg BT 218.71 361.25 Td (business ) Tj ET Q q 0 0 0 rg BT 254.48 361.25 Td (combination. ) Tj ET Q q 0 0 0 rg BT 308.84 361.25 Td ( ) Tj ET Q q 0 0 0 rg BT 310.58 361.25 Td (W) Tj ET Q q 0 0 0 rg BT 319.22 361.25 Td (e ) Tj ET Q q 0 0 0 rg BT 325.54 361.25 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 360.73 361.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 398.16 361.25 Td (for ) Tj ET Q q 0 0 0 rg BT 411.70 361.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 459.67 361.25 Td (annually ) Tj ET Q q 0 0 0 rg BT 495.99 361.25 Td (during ) Tj ET Q q 0 0 0 rg BT 523.97 361.25 Td (the ) Tj ET Q q 0 0 0 rg BT 538.07 361.25 Td (fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 349.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 80.45 349.25 Td (or ) Tj ET Q q 0 0 0 rg BT 91.41 349.25 Td (more ) Tj ET Q q 0 0 0 rg BT 114.59 349.25 Td (frequently ) Tj ET Q q 0 0 0 rg BT 158.32 349.25 Td (when ) Tj ET Q q 0 0 0 rg BT 182.61 349.25 Td (an ) Tj ET Q q 0 0 0 rg BT 194.68 349.25 Td (event ) Tj ET Q q 0 0 0 rg BT 218.97 349.25 Td (occurs ) Tj ET Q q 0 0 0 rg BT 247.71 349.25 Td (or ) Tj ET Q q 0 0 0 rg BT 258.67 349.25 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 317.94 349.25 Td (change ) Tj ET Q q 0 0 0 rg BT 348.89 349.25 Td (in ) Tj ET Q q 0 0 0 rg BT 359.30 349.25 Td (a ) Tj ET Q q 0 0 0 rg BT 366.37 349.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 398.99 349.25 Td (that ) Tj ET Q q 0 0 0 rg BT 416.62 349.25 Td (indicates ) Tj ET Q q 0 0 0 rg BT 454.80 349.25 Td (the ) Tj ET Q q 0 0 0 rg BT 469.65 349.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 505.60 349.25 Td (value ) Tj ET Q q 0 0 0 rg BT 529.88 349.25 Td (may ) Tj ET Q q 0 0 0 rg BT 549.73 349.25 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 337.25 Td (be ) Tj ET Q q 0 0 0 rg BT 61.28 337.25 Td (recoverable. ) Tj ET Q q 0 0 0 rg BT 112.75 337.25 Td ( ) Tj ET Q q 0 0 0 rg BT 114.93 337.25 Td (W) Tj ET Q q 0 0 0 rg BT 123.57 337.25 Td (e ) Tj ET Q q 0 0 0 rg BT 130.35 337.25 Td (first ) Tj ET Q q 0 0 0 rg BT 148.80 337.25 Td (assess ) Tj ET Q q 0 0 0 rg BT 175.58 337.25 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 220.13 337.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 249.68 337.25 Td (to ) Tj ET Q q 0 0 0 rg BT 259.81 337.25 Td (determine ) Tj ET Q q 0 0 0 rg BT 302.13 337.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 336.68 337.25 Td (it ) Tj ET Q q 0 0 0 rg BT 344.58 337.25 Td (is ) Tj ET Q q 0 0 0 rg BT 353.59 337.25 Td (more ) Tj ET Q q 0 0 0 rg BT 376.48 337.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 401.60 337.25 Td (than ) Tj ET Q q 0 0 0 rg BT 421.16 337.25 Td (not ) Tj ET Q q 0 0 0 rg BT 436.28 337.25 Td (that ) Tj ET Q q 0 0 0 rg BT 453.61 337.25 Td (the ) Tj ET Q q 0 0 0 rg BT 468.17 337.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 484.39 337.25 Td (value ) Tj ET Q q 0 0 0 rg BT 508.39 337.25 Td (of ) Tj ET Q q 0 0 0 rg BT 519.06 337.25 Td (a ) Tj ET Q q 0 0 0 rg BT 525.85 337.25 Td (reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 325.25 Td (unit ) Tj ET Q q 0 0 0 rg BT 68.52 325.25 Td (is ) Tj ET Q q 0 0 0 rg BT 78.65 325.25 Td (less ) Tj ET Q q 0 0 0 rg BT 97.11 325.25 Td (than ) Tj ET Q q 0 0 0 rg BT 117.79 325.25 Td (its ) Tj ET Q q 0 0 0 rg BT 130.70 325.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 167.48 325.25 Td (value ) Tj ET Q q 0 0 0 rg BT 192.60 325.25 Td (as ) Tj ET Q q 0 0 0 rg BT 204.39 325.25 Td (a ) Tj ET Q q 0 0 0 rg BT 212.29 325.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 235.75 325.25 Td (for ) Tj ET Q q 0 0 0 rg BT 250.87 325.25 Td (determining ) Tj ET Q q 0 0 0 rg BT 302.65 325.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 338.32 325.25 Td (we ) Tj ET Q q 0 0 0 rg BT 353.45 325.25 Td (need ) Tj ET Q q 0 0 0 rg BT 375.78 325.25 Td (to ) Tj ET Q q 0 0 0 rg BT 387.02 325.25 Td (perform ) Tj ET Q q 0 0 0 rg BT 422.69 325.25 Td (the ) Tj ET Q q 0 0 0 rg BT 438.37 325.25 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 489.04 325.25 Td (two-step ) Tj ET Q q 0 0 0 rg BT 526.94 325.25 Td (goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 313.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 98.13 313.25 Td (test. ) Tj ET Q q 0 0 0 rg BT 117.04 313.25 Td ( ) Tj ET Q q 0 0 0 rg BT 119.57 313.25 Td (Only ) Tj ET Q q 0 0 0 rg BT 142.10 313.25 Td (if ) Tj ET Q q 0 0 0 rg BT 150.74 313.25 Td (we ) Tj ET Q q 0 0 0 rg BT 164.92 313.25 Td (determine, ) Tj ET Q q 0 0 0 rg BT 209.93 313.25 Td (based ) Tj ET Q q 0 0 0 rg BT 235.23 313.25 Td (on ) Tj ET Q q 0 0 0 rg BT 247.76 313.25 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 292.49 313.25 Td (assessment, ) Tj ET Q q 0 0 0 rg BT 341.96 313.25 Td (that ) Tj ET Q q 0 0 0 rg BT 359.48 313.25 Td (it ) Tj ET Q q 0 0 0 rg BT 367.57 313.25 Td (is ) Tj ET Q q 0 0 0 rg BT 376.77 313.25 Td (more ) Tj ET Q q 0 0 0 rg BT 399.84 313.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 425.14 313.25 Td (than ) Tj ET Q q 0 0 0 rg BT 444.89 313.25 Td (not ) Tj ET Q q 0 0 0 rg BT 460.20 313.25 Td (that ) Tj ET Q q 0 0 0 rg BT 477.72 313.25 Td (a ) Tj ET Q q 0 0 0 rg BT 484.69 313.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 523.87 313.25 Td (unit) Tj ET Q q 0 0 0 rg BT 542.20 313.25 Td (s ) Tj ET Q q 0 0 0 rg BT 548.62 313.25 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 301.25 Td (value ) Tj ET Q q 0 0 0 rg BT 72.82 301.25 Td (is ) Tj ET Q q 0 0 0 rg BT 81.15 301.25 Td (less ) Tj ET Q q 0 0 0 rg BT 97.82 301.25 Td (than ) Tj ET Q q 0 0 0 rg BT 116.70 301.25 Td (its ) Tj ET Q q 0 0 0 rg BT 127.81 301.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 162.79 301.25 Td (value ) Tj ET Q q 0 0 0 rg BT 186.11 301.25 Td (will ) Tj ET Q q 0 0 0 rg BT 203.33 301.25 Td (we ) Tj ET Q q 0 0 0 rg BT 216.65 301.25 Td (calculate ) Tj ET Q q 0 0 0 rg BT 253.85 301.25 Td (the ) Tj ET Q q 0 0 0 rg BT 267.73 301.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 283.27 301.25 Td (value ) Tj ET Q q 0 0 0 rg BT 306.59 301.25 Td (of ) Tj ET Q q 0 0 0 rg BT 316.58 301.25 Td (the ) Tj ET Q q 0 0 0 rg BT 330.46 301.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 368.78 301.25 Td (unit. ) Tj ET Q q 0 0 0 rg BT 388.50 301.25 Td ( ) Tj ET Q q 0 0 0 rg BT 390.05 301.25 Td (W) Tj ET Q q 0 0 0 rg BT 398.68 301.25 Td (e ) Tj ET Q q 0 0 0 rg BT 404.79 301.25 Td (would ) Tj ET Q q 0 0 0 rg BT 431.45 301.25 Td (then ) Tj ET Q q 0 0 0 rg BT 450.33 301.25 Td (test ) Tj ET Q q 0 0 0 rg BT 465.88 301.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 503.10 301.25 Td (for ) Tj ET Q q 0 0 0 rg BT 516.43 301.25 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 289.25 Td (by ) Tj ET Q q 0 0 0 rg BT 62.32 289.25 Td (first ) Tj ET Q q 0 0 0 rg BT 81.26 289.25 Td (comparing ) Tj ET Q q 0 0 0 rg BT 126.85 289.25 Td (the ) Tj ET Q q 0 0 0 rg BT 141.89 289.25 Td (book ) Tj ET Q q 0 0 0 rg BT 164.71 289.25 Td (value ) Tj ET Q q 0 0 0 rg BT 189.19 289.25 Td (of ) Tj ET Q q 0 0 0 rg BT 200.35 289.25 Td (net ) Tj ET Q q 0 0 0 rg BT 215.39 289.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 241.54 289.25 Td (to ) Tj ET Q q 0 0 0 rg BT 252.15 289.25 Td (the ) Tj ET Q q 0 0 0 rg BT 267.19 289.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 283.89 289.25 Td (value ) Tj ET Q q 0 0 0 rg BT 308.37 289.25 Td (of ) Tj ET Q q 0 0 0 rg BT 319.52 289.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.57 289.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 374.05 289.25 Td (units. ) Tj ET Q q 0 0 0 rg BT 398.82 289.25 Td ( ) Tj ET Q q 0 0 0 rg BT 401.64 289.25 Td (If ) Tj ET Q q 0 0 0 rg BT 411.13 289.25 Td (the ) Tj ET Q q 0 0 0 rg BT 426.17 289.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 442.87 289.25 Td (value ) Tj ET Q q 0 0 0 rg BT 467.35 289.25 Td (is ) Tj ET Q q 0 0 0 rg BT 476.85 289.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 524.65 289.25 Td (to ) Tj ET Q q 0 0 0 rg BT 535.25 289.25 Td (be ) Tj ET Q q 0 0 0 rg BT 547.52 289.25 Td (less ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 277.25 Td (than ) Tj ET Q q 0 0 0 rg BT 68.88 277.25 Td (the ) Tj ET Q q 0 0 0 rg BT 83.25 277.25 Td (book ) Tj ET Q q 0 0 0 rg BT 105.41 277.25 Td (value, ) Tj ET Q q 0 0 0 rg BT 131.72 277.25 Td (a ) Tj ET Q q 0 0 0 rg BT 138.32 277.25 Td (second ) Tj ET Q q 0 0 0 rg BT 168.25 277.25 Td (step ) Tj ET Q q 0 0 0 rg BT 186.51 277.25 Td (is ) Tj ET Q q 0 0 0 rg BT 195.34 277.25 Td (performed ) Tj ET Q q 0 0 0 rg BT 239.14 277.25 Td (to ) Tj ET Q q 0 0 0 rg BT 249.08 277.25 Td (compute ) Tj ET Q q 0 0 0 rg BT 285.67 277.25 Td (the ) Tj ET Q q 0 0 0 rg BT 300.05 277.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 332.20 277.25 Td (of ) Tj ET Q q 0 0 0 rg BT 342.69 277.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 390.95 277.25 Td (as ) Tj ET Q q 0 0 0 rg BT 401.43 277.25 Td (the ) Tj ET Q q 0 0 0 rg BT 415.81 277.25 Td (dif) Tj ET Q q 0 0 0 rg BT 426.74 277.25 Td (ference ) Tj ET Q q 0 0 0 rg BT 458.31 277.25 Td (between ) Tj ET Q q 0 0 0 rg BT 493.78 277.25 Td (the ) Tj ET Q q 0 0 0 rg BT 508.16 277.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 548.64 277.25 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 265.25 Td (value ) Tj ET Q q 0 0 0 rg BT 73.22 265.25 Td (of ) Tj ET Q q 0 0 0 rg BT 83.62 265.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 121.25 265.25 Td (and ) Tj ET Q q 0 0 0 rg BT 137.75 265.25 Td (the ) Tj ET Q q 0 0 0 rg BT 152.04 265.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 187.42 265.25 Td (value. ) Tj ET Q q 0 0 0 rg BT 213.64 265.25 Td ( ) Tj ET Q q 0 0 0 rg BT 215.56 265.25 Td (W) Tj ET Q q 0 0 0 rg BT 224.20 265.25 Td (e ) Tj ET Q q 0 0 0 rg BT 230.71 265.25 Td (estimate ) Tj ET Q q 0 0 0 rg BT 266.09 265.25 Td (the ) Tj ET Q q 0 0 0 rg BT 280.38 265.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 296.32 265.25 Td (value ) Tj ET Q q 0 0 0 rg BT 320.05 265.25 Td (of ) Tj ET Q q 0 0 0 rg BT 330.44 265.25 Td (the ) Tj ET Q q 0 0 0 rg BT 344.73 265.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 383.45 265.25 Td (units ) Tj ET Q q 0 0 0 rg BT 404.97 265.25 Td (using ) Tj ET Q q 0 0 0 rg BT 428.71 265.25 Td (discounted ) Tj ET Q q 0 0 0 rg BT 474.10 265.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 493.94 265.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 518.23 265.25 Td (and ) Tj ET Q q 0 0 0 rg BT 534.73 265.25 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 253.25 Td (comparisons. ) Tj ET Q q 0 0 0 rg BT 105.27 253.25 Td ( ) Tj ET Q q 0 0 0 rg BT 107.80 253.25 Td (The ) Tj ET Q q 0 0 0 rg BT 126.07 253.25 Td (discounted ) Tj ET Q q 0 0 0 rg BT 172.13 253.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 192.62 253.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 213.68 253.25 Td (method ) Tj ET Q q 0 0 0 rg BT 246.40 253.25 Td (is ) Tj ET Q q 0 0 0 rg BT 255.79 253.25 Td (based ) Tj ET Q q 0 0 0 rg BT 281.29 253.25 Td (on ) Tj ET Q q 0 0 0 rg BT 294.01 253.25 Td (the ) Tj ET Q q 0 0 0 rg BT 308.96 253.25 Td (present ) Tj ET Q q 0 0 0 rg BT 340.56 253.25 Td (value ) Tj ET Q q 0 0 0 rg BT 364.94 253.25 Td (of ) Tj ET Q q 0 0 0 rg BT 376.00 253.25 Td (projected ) Tj ET Q q 0 0 0 rg BT 415.93 253.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 436.42 253.25 Td (flows. ) Tj ET Q q 0 0 0 rg BT 463.87 253.25 Td ( ) Tj ET Q q 0 0 0 rg BT 466.59 253.25 Td (Forecasts ) Tj ET Q q 0 0 0 rg BT 507.09 253.25 Td (of ) Tj ET Q q 0 0 0 rg BT 518.15 253.25 Td (future ) Tj ET Q q 0 0 0 rg BT 544.75 253.25 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 241.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 73.51 241.25 Td (are ) Tj ET Q q 0 0 0 rg BT 87.51 241.25 Td (based ) Tj ET Q q 0 0 0 rg BT 112.07 241.25 Td (on ) Tj ET Q q 0 0 0 rg BT 123.86 241.25 Td (our ) Tj ET Q q 0 0 0 rg BT 138.98 241.25 Td (estimate ) Tj ET Q q 0 0 0 rg BT 174.08 241.25 Td (of ) Tj ET Q q 0 0 0 rg BT 184.20 241.25 Td (future ) Tj ET Q q 0 0 0 rg BT 209.87 241.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 231.10 241.25 Td (and ) Tj ET Q q 0 0 0 rg BT 247.33 241.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 286.88 241.25 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 327.27 241.25 Td (based ) Tj ET Q q 0 0 0 rg BT 351.83 241.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 390.83 241.25 Td (on ) Tj ET Q q 0 0 0 rg BT 402.62 241.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 442.73 241.25 Td (pricing, ) Tj ET Q q 0 0 0 rg BT 475.34 241.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 496.57 241.25 Td (volumes, ) Tj ET Q q 0 0 0 rg BT 534.75 241.25 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 229.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 85.20 229.25 Td (share, ) Tj ET Q q 0 0 0 rg BT 111.17 229.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 129.65 229.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 156.46 229.25 Td (and ) Tj ET Q q 0 0 0 rg BT 173.27 229.25 Td (general ) Tj ET Q q 0 0 0 rg BT 205.07 229.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 246.32 229.25 Td (conditions. ) Tj ET Q q 0 0 0 rg BT 292.85 229.25 Td ( ) Tj ET Q q 0 0 0 rg BT 295.23 229.25 Td (Certain ) Tj ET Q q 0 0 0 rg BT 327.03 229.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 366.62 229.25 Td (of ) Tj ET Q q 0 0 0 rg BT 377.32 229.25 Td (discounted ) Tj ET Q q 0 0 0 rg BT 423.02 229.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 443.16 229.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 467.76 229.25 Td (involve ) Tj ET Q q 0 0 0 rg BT 500.13 229.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 544.72 229.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 217.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 79.98 217.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 117.11 217.25 Td (history ) Tj ET Q q 0 0 0 rg BT 147.03 217.25 Td (and ) Tj ET Q q 0 0 0 rg BT 163.62 217.25 Td (developing ) Tj ET Q q 0 0 0 rg BT 210.20 217.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 244.00 217.25 Td (models. ) Tj ET Q q 0 0 0 rg BT 277.53 217.25 Td ( ) Tj ET Q q 0 0 0 rg BT 279.53 217.25 Td (The ) Tj ET Q q 0 0 0 rg BT 297.22 217.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 337.69 217.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 357.61 217.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 381.98 217.25 Td (are ) Tj ET Q q 0 0 0 rg BT 396.33 217.25 Td (discounted ) Tj ET Q q 0 0 0 rg BT 441.81 217.25 Td (using ) Tj ET Q q 0 0 0 rg BT 465.62 217.25 Td (a ) Tj ET Q q 0 0 0 rg BT 472.21 217.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 489.34 217.25 Td (that ) Tj ET Q q 0 0 0 rg BT 506.49 217.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 549.17 217.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 205.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 89.26 205.25 Td (average ) Tj ET Q q 0 0 0 rg BT 123.45 205.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 142.66 205.25 Td (of ) Tj ET Q q 0 0 0 rg BT 154.10 205.25 Td (capital. ) Tj ET Q q 0 0 0 rg BT 186.36 205.25 Td ( ) Tj ET Q q 0 0 0 rg BT 189.24 205.25 Td (The ) Tj ET Q q 0 0 0 rg BT 207.89 205.25 Td (market ) Tj ET Q q 0 0 0 rg BT 238.76 205.25 Td (comparisons ) Tj ET Q q 0 0 0 rg BT 292.41 205.25 Td (include ) Tj ET Q q 0 0 0 rg BT 324.95 205.25 Td (an ) Tj ET Q q 0 0 0 rg BT 337.49 205.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 372.82 205.25 Td (of ) Tj ET Q q 0 0 0 rg BT 384.25 205.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 419.00 205.25 Td (and ) Tj ET Q q 0 0 0 rg BT 436.55 205.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 473.53 205.25 Td (multiples ) Tj ET Q q 0 0 0 rg BT 513.86 205.25 Td (of ) Tj ET Q q 0 0 0 rg BT 525.29 205.25 Td (guideline ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 193.25 Td (public ) Tj ET Q q 0 0 0 rg BT 76.56 193.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 121.39 193.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 162.88 193.25 Td (to ) Tj ET Q q 0 0 0 rg BT 172.72 193.25 Td (the ) Tj ET Q q 0 0 0 rg BT 187.00 193.25 Td (Company) Tj ET Q q 0 0 0 rg BT 225.24 193.25 Td (. ) Tj ET Q q 0 0 0 rg BT 229.81 193.25 Td ( ) Tj ET Q q 0 0 0 rg BT 231.72 193.25 Td (There ) Tj ET Q q 0 0 0 rg BT 257.10 193.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.60 193.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.60 193.25 Td ( ) Tj ET Q q 0 0 0 rg BT 290.66 193.25 Td (impairments ) Tj ET Q q 0 0 0 rg BT 342.72 193.25 Td (of ) Tj ET Q q 0 0 0 rg BT 353.12 193.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 390.74 193.25 Td (for ) Tj ET Q q 0 0 0 rg BT 404.46 193.25 Td (the ) Tj ET Q q 0 0 0 rg BT 418.75 193.25 Td (years ) Tj ET Q q 0 0 0 rg BT 441.91 193.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.85 193.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 526.00 193.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.00 193.25 Td ( ) Tj ET Q q 0 0 0 rg BT 548.07 193.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 181.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 181.25 Td (. ) Tj ET Q q 0 0 0 rg BT 75.32 181.25 Td ( ) Tj ET Q q 0 0 0 rg BT 78.65 181.25 Td (For ) Tj ET Q q 0 0 0 rg BT 95.86 181.25 Td (the ) Tj ET Q q 0 0 0 rg BT 111.41 181.25 Td (year ) Tj ET Q q 0 0 0 rg BT 131.94 181.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.14 181.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 218.55 181.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.55 181.25 Td (, ) Tj ET Q q 0 0 0 rg BT 244.37 181.25 Td (we ) Tj ET Q q 0 0 0 rg BT 259.35 181.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 306.54 181.25 Td (a ) Tj ET Q q 0 0 0 rg BT 314.30 181.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 353.18 181.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 402.61 181.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 421.49 181.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.15 181.25 Td ($55.7 ) Tj ET Q q 0 0 0 rg BT 458.97 181.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.86 181.25 Td (. ) Tj ET Q q 0 0 0 rg BT 493.69 181.25 Td ( ) Tj ET Q q 0 0 0 rg BT 497.01 181.25 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.77 181.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 537.54 181.25 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.54 181.25 Td ( ) Tj ET Q q 0 0 0 rg BT 550.86 181.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 169.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 91.99 169.25 Td (information.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 148.25 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 95.02 148.25 Td (Assets, ) Tj ET Q q 0 0 0 rg BT 126.25 148.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 143.32 148.25 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.65 148.25 Td ( ) Tj ET Q q 0 0 0 rg BT 148.72 148.25 Td (Identified ) Tj ET Q q 0 0 0 rg BT 189.67 148.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 231.73 148.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 257.13 148.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 286.98 148.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 326.27 148.25 Td (of ) Tj ET Q q 0 0 0 rg BT 336.67 148.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 375.40 148.25 Td (related ) Tj ET Q q 0 0 0 rg BT 404.67 148.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 446.74 148.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 474.64 148.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 514.47 148.25 Td (agreements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 136.25 Td (trademarks ) Tj ET Q q 0 0 0 rg BT 97.44 136.25 Td (and ) Tj ET Q q 0 0 0 rg BT 115.39 136.25 Td (trade ) Tj ET Q q 0 0 0 rg BT 138.89 136.25 Td (names ) Tj ET Q q 0 0 0 rg BT 167.95 136.25 Td (and ) Tj ET Q q 0 0 0 rg BT 185.90 136.25 Td (other ) Tj ET Q q 0 0 0 rg BT 209.96 136.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 253.46 136.25 Td (assets. ) Tj ET Q q 0 0 0 rg BT 282.81 136.25 Td ( ) Tj ET Q q 0 0 0 rg BT 286.32 136.25 Td (Identifiable ) Tj ET Q q 0 0 0 rg BT 335.92 136.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 379.42 136.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 406.27 136.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 444.20 136.25 Td (in ) Tj ET Q q 0 0 0 rg BT 455.50 136.25 Td (business ) Tj ET Q q 0 0 0 rg BT 492.90 136.25 Td (combinations ) Tj ET Q q 0 0 0 rg BT 550.30 136.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 124.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 87.23 124.25 Td (based ) Tj ET Q q 0 0 0 rg BT 112.75 124.25 Td (on ) Tj ET Q q 0 0 0 rg BT 125.50 124.25 Td (their ) Tj ET Q q 0 0 0 rg BT 146.58 124.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 163.21 124.25 Td (values ) Tj ET Q q 0 0 0 rg BT 191.51 124.25 Td (at ) Tj ET Q q 0 0 0 rg BT 201.48 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.45 124.25 Td (date ) Tj ET Q q 0 0 0 rg BT 235.86 124.25 Td (of ) Tj ET Q q 0 0 0 rg BT 246.94 124.25 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 296.08 124.25 Td ( ) Tj ET Q q 0 0 0 rg BT 298.63 124.25 Td (W) Tj ET Q q 0 0 0 rg BT 307.27 124.25 Td (e ) Tj ET Q q 0 0 0 rg BT 314.46 124.25 Td (determine ) Tj ET Q q 0 0 0 rg BT 357.19 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 372.16 124.25 Td (useful ) Tj ET Q q 0 0 0 rg BT 399.35 124.25 Td (lives ) Tj ET Q q 0 0 0 rg BT 420.99 124.25 Td (of ) Tj ET Q q 0 0 0 rg BT 432.08 124.25 Td (our ) Tj ET Q q 0 0 0 rg BT 448.16 124.25 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 496.45 124.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 539.19 124.25 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 112.25 Td (after ) Tj ET Q q 0 0 0 rg BT 71.03 112.25 Td (considering ) Tj ET Q q 0 0 0 rg BT 120.89 112.25 Td (the ) Tj ET Q q 0 0 0 rg BT 136.32 112.25 Td (specific ) Tj ET Q q 0 0 0 rg BT 170.62 112.25 Td (facts ) Tj ET Q q 0 0 0 rg BT 192.71 112.25 Td (and ) Tj ET Q q 0 0 0 rg BT 210.36 112.25 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 270.21 112.25 Td (related ) Tj ET Q q 0 0 0 rg BT 300.62 112.25 Td (to ) Tj ET Q q 0 0 0 rg BT 311.61 112.25 Td (each ) Tj ET Q q 0 0 0 rg BT 333.14 112.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 376.34 112.25 Td (asset. ) Tj ET Q q 0 0 0 rg BT 401.49 112.25 Td ( ) Tj ET Q q 0 0 0 rg BT 404.70 112.25 Td (Factors ) Tj ET Q q 0 0 0 rg BT 437.35 112.25 Td (we ) Tj ET Q q 0 0 0 rg BT 452.22 112.25 Td (consider ) Tj ET Q q 0 0 0 rg BT 489.30 112.25 Td (when ) Tj ET Q q 0 0 0 rg BT 514.18 112.25 Td (determining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 100.25 Td (useful ) Tj ET Q q 0 0 0 rg BT 76.52 100.25 Td (lives ) Tj ET Q q 0 0 0 rg BT 97.99 100.25 Td (include ) Tj ET Q q 0 0 0 rg BT 130.01 100.25 Td (the ) Tj ET Q q 0 0 0 rg BT 144.81 100.25 Td (contractual ) Tj ET Q q 0 0 0 rg BT 191.82 100.25 Td (term ) Tj ET Q q 0 0 0 rg BT 212.73 100.25 Td (of ) Tj ET Q q 0 0 0 rg BT 223.64 100.25 Td (any ) Tj ET Q q 0 0 0 rg BT 240.66 100.25 Td (arrangements, ) Tj ET Q q 0 0 0 rg BT 299.61 100.25 Td (the ) Tj ET Q q 0 0 0 rg BT 314.41 100.25 Td (history ) Tj ET Q q 0 0 0 rg BT 344.77 100.25 Td (of ) Tj ET Q q 0 0 0 rg BT 355.69 100.25 Td (the ) Tj ET Q q 0 0 0 rg BT 370.49 100.25 Td (asset, ) Tj ET Q q 0 0 0 rg BT 395.01 100.25 Td (our ) Tj ET Q q 0 0 0 rg BT 410.93 100.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 452.95 100.25 Td (strategy ) Tj ET Q q 0 0 0 rg BT 487.19 100.25 Td (for ) Tj ET Q q 0 0 0 rg BT 501.43 100.25 Td (use ) Tj ET Q q 0 0 0 rg BT 517.35 100.25 Td (of ) Tj ET Q q 0 0 0 rg BT 528.26 100.25 Td (the ) Tj ET Q q 0 0 0 rg BT 543.06 100.25 Td (asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 88.25 Td (and ) Tj ET Q q 0 0 0 rg BT 65.95 88.25 Td (other ) Tj ET Q q 0 0 0 rg BT 88.50 88.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 129.39 88.25 Td (factors. ) Tj ET Q q 0 0 0 rg BT 161.10 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 162.97 88.25 Td (W) Tj ET Q q 0 0 0 rg BT 171.60 88.25 Td (e ) Tj ET Q q 0 0 0 rg BT 178.05 88.25 Td (amortize ) Tj ET Q q 0 0 0 rg BT 215.04 88.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 257.04 88.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 282.38 88.25 Td (that ) Tj ET Q q 0 0 0 rg BT 299.38 88.25 Td (we ) Tj ET Q q 0 0 0 rg BT 313.05 88.25 Td (deem ) Tj ET Q q 0 0 0 rg BT 336.72 88.25 Td (to ) Tj ET Q q 0 0 0 rg BT 346.51 88.25 Td (have ) Tj ET Q q 0 0 0 rg BT 367.39 88.25 Td (definite ) Tj ET Q q 0 0 0 rg BT 399.94 88.25 Td (lives ) Tj ET Q q 0 0 0 rg BT 420.84 88.25 Td (in ) Tj ET Q q 0 0 0 rg BT 430.63 88.25 Td (proportion ) Tj ET Q q 0 0 0 rg BT 474.85 88.25 Td (to ) Tj ET Q q 0 0 0 rg BT 484.64 88.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 510.52 88.25 Td (and ) Tj ET Q q 0 0 0 rg BT 526.97 88.25 Td (expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 76.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 88.66 76.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 126.69 76.25 Td (or ) Tj ET Q q 0 0 0 rg BT 137.52 76.25 Td (on ) Tj ET Q q 0 0 0 rg BT 150.02 76.25 Td (a ) Tj ET Q q 0 0 0 rg BT 156.96 76.25 Td (straight-line ) Tj ET Q q 0 0 0 rg BT 207.78 76.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 230.28 76.25 Td (over ) Tj ET Q q 0 0 0 rg BT 250.55 76.25 Td (their ) Tj ET Q q 0 0 0 rg BT 271.38 76.25 Td (useful ) Tj ET Q q 0 0 0 rg BT 298.31 76.25 Td (lives, ) Tj ET Q q 0 0 0 rg BT 322.20 76.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 361.90 76.25 Td (ranging ) Tj ET Q q 0 0 0 rg BT 394.95 76.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.89 76.25 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.89 76.25 Td ( ) Tj ET Q q 0 0 0 rg BT 424.39 76.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.67 76.25 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.67 76.25 Td ( ) Tj ET Q q 0 0 0 rg BT 447.17 76.25 Td (years.) Tj ET Q endstream endobj 143 0 obj <>] /Rotate 0 /Contents 144 0 R>> endobj 144 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 731.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.89 731.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 101.40 731.10 Td (tests ) Tj ET Q q 0 0 0 rg BT 122.49 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 137.46 731.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 186.87 731.10 Td (if ) Tj ET Q q 0 0 0 rg BT 196.29 731.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 241.26 731.10 Td (exist ) Tj ET Q q 0 0 0 rg BT 263.46 731.10 Td (that ) Tj ET Q q 0 0 0 rg BT 281.76 731.10 Td (indicate ) Tj ET Q q 0 0 0 rg BT 316.72 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 332.25 731.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 368.87 731.10 Td (value ) Tj ET Q q 0 0 0 rg BT 393.84 731.10 Td (may ) Tj ET Q q 0 0 0 rg BT 414.36 731.10 Td (not ) Tj ET Q q 0 0 0 rg BT 430.45 731.10 Td (be ) Tj ET Q q 0 0 0 rg BT 443.20 731.10 Td (recoverable. ) Tj ET Q q 0 0 0 rg BT 495.64 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 498.71 731.10 Td (When ) Tj ET Q q 0 0 0 rg BT 525.90 731.10 Td (facts ) Tj ET Q q 0 0 0 rg BT 548.08 731.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 109.74 719.10 Td (indicate ) Tj ET Q q 0 0 0 rg BT 145.00 719.10 Td (that ) Tj ET Q q 0 0 0 rg BT 163.60 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 179.42 719.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 216.34 719.10 Td (value ) Tj ET Q q 0 0 0 rg BT 241.59 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 253.53 719.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 297.12 719.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 324.06 719.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 372.64 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 384.02 719.10 Td (have ) Tj ET Q q 0 0 0 rg BT 406.50 719.10 Td (definite ) Tj ET Q q 0 0 0 rg BT 440.65 719.10 Td (lives ) Tj ET Q q 0 0 0 rg BT 463.14 719.10 Td (may ) Tj ET Q q 0 0 0 rg BT 483.96 719.10 Td (not ) Tj ET Q q 0 0 0 rg BT 500.34 719.10 Td (be ) Tj ET Q q 0 0 0 rg BT 513.38 719.10 Td (recoverable, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (management ) Tj ET Q q 0 0 0 rg BT 103.49 707.10 Td (assesses ) Tj ET Q q 0 0 0 rg BT 139.16 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.28 707.10 Td (recoverability ) Tj ET Q q 0 0 0 rg BT 212.70 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 223.93 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.05 707.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 275.26 707.10 Td (value ) Tj ET Q q 0 0 0 rg BT 299.82 707.10 Td (by ) Tj ET Q q 0 0 0 rg BT 312.72 707.10 Td (preparing ) Tj ET Q q 0 0 0 rg BT 353.93 707.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 394.04 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 405.27 707.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 425.94 707.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 451.06 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 462.29 707.10 Td (discrete ) Tj ET Q q 0 0 0 rg BT 496.29 707.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 539.18 707.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 88.55 695.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 130.39 695.10 Td (with ) Tj ET Q q 0 0 0 rg BT 150.02 695.10 Td (models ) Tj ET Q q 0 0 0 rg BT 180.75 695.10 Td (utilized ) Tj ET Q q 0 0 0 rg BT 212.59 695.10 Td (for ) Tj ET Q q 0 0 0 rg BT 226.10 695.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 258.48 695.10 Td (planning ) Tj ET Q q 0 0 0 rg BT 295.33 695.10 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 335.23 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 337.07 695.10 Td (If ) Tj ET Q q 0 0 0 rg BT 345.58 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 359.64 695.10 Td (sum ) Tj ET Q q 0 0 0 rg BT 378.16 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 388.34 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 402.40 695.10 Td (undiscounted ) Tj ET Q q 0 0 0 rg BT 457.58 695.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 494.95 695.10 Td (future ) Tj ET Q q 0 0 0 rg BT 520.68 695.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 540.29 695.10 Td (flows ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (is ) Tj ET Q q 0 0 0 rg BT 59.06 683.10 Td (less ) Tj ET Q q 0 0 0 rg BT 76.94 683.10 Td (than ) Tj ET Q q 0 0 0 rg BT 97.05 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 112.15 683.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 148.35 683.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 175.40 683.10 Td (we ) Tj ET Q q 0 0 0 rg BT 189.94 683.10 Td (would ) Tj ET Q q 0 0 0 rg BT 217.83 683.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 259.58 683.10 Td (an ) Tj ET Q q 0 0 0 rg BT 271.91 683.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 320.89 683.10 Td (to ) Tj ET Q q 0 0 0 rg BT 331.56 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.66 683.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 373.98 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.09 683.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 425.29 683.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 458.17 683.10 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 492.71 683.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 509.47 683.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 536.51 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 539.19 683.10 Td (There ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.92 671.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.92 671.10 Td ( ) Tj ET Q q 0 0 0 rg BT 84.91 671.10 Td (impairments ) Tj ET Q q 0 0 0 rg BT 137.88 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 149.20 671.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 192.18 671.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 218.50 671.10 Td (for ) Tj ET Q q 0 0 0 rg BT 233.15 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 248.35 671.10 Td (years ) Tj ET Q q 0 0 0 rg BT 272.44 671.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.30 671.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 358.38 671.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.38 671.10 Td ( ) Tj ET Q q 0 0 0 rg BT 381.37 671.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.79 671.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.79 671.10 Td (. ) Tj ET Q q 0 0 0 rg BT 424.28 671.10 Td ( ) Tj ET Q q 0 0 0 rg BT 427.27 671.10 Td (For ) Tj ET Q q 0 0 0 rg BT 444.15 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 459.35 671.10 Td (year ) Tj ET Q q 0 0 0 rg BT 479.55 671.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.41 671.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 659.10 Td (, ) Tj ET Q q 0 0 0 rg BT 74.50 659.10 Td (we ) Tj ET Q q 0 0 0 rg BT 88.66 659.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 135.02 659.10 Td (impairments ) Tj ET Q q 0 0 0 rg BT 187.51 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 198.34 659.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 240.83 659.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 266.66 659.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.49 659.10 Td ($1) Tj ET Q q 0 0 0 rg BT 287.12 659.10 Td (1.9 ) Tj ET Q q 0 0 0 rg BT 302.12 659.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.01 659.10 Td (. ) Tj ET Q q 0 0 0 rg BT 336.01 659.10 Td ( ) Tj ET Q q 0 0 0 rg BT 338.51 659.10 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.45 659.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 377.39 659.10 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.39 659.10 Td ( ) Tj ET Q q 0 0 0 rg BT 389.89 659.10 Td (for ) Tj ET Q q 0 0 0 rg BT 404.05 659.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 446.54 659.10 Td (information ) Tj ET Q q 0 0 0 rg BT 496.25 659.10 Td (on ) Tj ET Q q 0 0 0 rg BT 508.75 659.10 Td (impairments.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (Long-T) Tj ET Q q 0 0 0 rg BT 80.81 638.10 Td (erm ) Tj ET Q q 0 0 0 rg BT 100.86 638.10 Td (Debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.41 638.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 124.24 638.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.57 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 130.41 638.10 Td (Long-term ) Tj ET Q q 0 0 0 rg BT 176.01 638.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 196.06 638.10 Td (is ) Tj ET Q q 0 0 0 rg BT 205.57 638.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 241.72 638.10 Td (net ) Tj ET Q q 0 0 0 rg BT 256.77 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 267.94 638.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 311.86 638.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 348.59 638.10 Td (or ) Tj ET Q q 0 0 0 rg BT 359.75 638.10 Td (premium ) Tj ET Q q 0 0 0 rg BT 398.69 638.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.97 638.10 Td (net ) Tj ET Q q 0 0 0 rg BT 431.02 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 442.18 638.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 462.24 638.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 498.95 638.10 Td (costs. ) Tj ET Q q 0 0 0 rg BT 524.29 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 526.92 638.10 Td (The ) Tj ET Q q 0 0 0 rg BT 545.30 638.10 Td (debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 86.74 626.10 Td (or ) Tj ET Q q 0 0 0 rg BT 98.42 626.10 Td (premium ) Tj ET Q q 0 0 0 rg BT 137.88 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 155.67 626.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 176.24 626.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 213.47 626.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 236.83 626.10 Td (are ) Tj ET Q q 0 0 0 rg BT 252.39 626.10 Td (amortized ) Tj ET Q q 0 0 0 rg BT 295.72 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 306.85 626.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 339.64 626.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 375.20 626.10 Td (through ) Tj ET Q q 0 0 0 rg BT 409.66 626.10 Td (maturity ) Tj ET Q q 0 0 0 rg BT 446.90 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 458.58 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 474.15 626.10 Td (related ) Tj ET Q q 0 0 0 rg BT 504.71 626.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 525.28 626.10 Td (using ) Tj ET Q q 0 0 0 rg BT 550.30 626.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 614.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 86.79 614.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 118.72 614.10 Td (method.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 67.64 593.10 Td ( ) Tj ET Q q 0 0 0 rg BT 69.82 593.10 Td (V) Tj ET Q q 0 0 0 rg BT 76.12 593.10 Td (alue ) Tj ET Q q 0 0 0 rg BT 96.24 593.10 Td (Measur) Tj ET Q q 0 0 0 rg BT 128.83 593.10 Td (ements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.17 593.10 Td (- ) Tj ET Q q 0 0 0 rg BT 166.84 593.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 185.29 593.10 Td (value ) Tj ET Q q 0 0 0 rg BT 209.29 593.10 Td (is ) Tj ET Q q 0 0 0 rg BT 218.31 593.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 250.63 593.10 Td (as ) Tj ET Q q 0 0 0 rg BT 261.31 593.10 Td (an ) Tj ET Q q 0 0 0 rg BT 273.09 593.10 Td (exit ) Tj ET Q q 0 0 0 rg BT 290.43 593.10 Td (price, ) Tj ET Q q 0 0 0 rg BT 315.26 593.10 Td (representing ) Tj ET Q q 0 0 0 rg BT 367.03 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 381.59 593.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 413.93 593.10 Td (that ) Tj ET Q q 0 0 0 rg BT 431.26 593.10 Td (would ) Tj ET Q q 0 0 0 rg BT 458.61 593.10 Td (be ) Tj ET Q q 0 0 0 rg BT 470.39 593.10 Td (received ) Tj ET Q q 0 0 0 rg BT 506.60 593.10 Td (for ) Tj ET Q q 0 0 0 rg BT 520.60 593.10 Td (an ) Tj ET Q q 0 0 0 rg BT 532.38 593.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 554.16 593.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 68.96 581.10 Td (to ) Tj ET Q q 0 0 0 rg BT 78.98 581.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 111.75 581.10 Td (a ) Tj ET Q q 0 0 0 rg BT 118.43 581.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 151.78 581.10 Td (in ) Tj ET Q q 0 0 0 rg BT 161.80 581.10 Td (an ) Tj ET Q q 0 0 0 rg BT 173.48 581.10 Td (orderly ) Tj ET Q q 0 0 0 rg BT 204.59 581.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 250.71 581.10 Td (between ) Tj ET Q q 0 0 0 rg BT 286.26 581.10 Td (market ) Tj ET Q q 0 0 0 rg BT 316.27 581.10 Td (participants ) Tj ET Q q 0 0 0 rg BT 365.16 581.10 Td (at ) Tj ET Q q 0 0 0 rg BT 374.61 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.07 581.10 Td (measurement ) Tj ET Q q 0 0 0 rg BT 444.62 581.10 Td (date. ) Tj ET Q q 0 0 0 rg BT 466.02 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 468.10 581.10 Td (The ) Tj ET Q q 0 0 0 rg BT 485.88 581.10 Td (three-tier ) Tj ET Q q 0 0 0 rg BT 524.76 581.10 Td (hierarchy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.75 569.10 Td (inputs ) Tj ET Q q 0 0 0 rg BT 90.78 569.10 Td (used ) Tj ET Q q 0 0 0 rg BT 111.70 569.10 Td (in ) Tj ET Q q 0 0 0 rg BT 122.06 569.10 Td (measuring ) Tj ET Q q 0 0 0 rg BT 166.31 569.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 182.77 569.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 209.51 569.10 Td (which ) Tj ET Q q 0 0 0 rg BT 236.54 569.10 Td (prioritizes ) Tj ET Q q 0 0 0 rg BT 279.67 569.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.47 569.10 Td (inputs ) Tj ET Q q 0 0 0 rg BT 321.51 569.10 Td (used ) Tj ET Q q 0 0 0 rg BT 342.42 569.10 Td (in ) Tj ET Q q 0 0 0 rg BT 352.79 569.10 Td (the ) Tj ET Q q 0 0 0 rg BT 367.59 569.10 Td (methodologies ) Tj ET Q q 0 0 0 rg BT 429.06 569.10 Td (of ) Tj ET Q q 0 0 0 rg BT 439.98 569.10 Td (measuring ) Tj ET Q q 0 0 0 rg BT 484.22 569.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 500.68 569.10 Td (value ) Tj ET Q q 0 0 0 rg BT 524.93 569.10 Td (for ) Tj ET Q q 0 0 0 rg BT 539.17 569.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 557.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 108.66 557.10 Td (is ) Tj ET Q q 0 0 0 rg BT 117.83 557.10 Td (as ) Tj ET Q q 0 0 0 rg BT 128.66 557.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 536.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 74.76 536.10 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 79.76 536.10 Td ( ) Tj ET Q q 0 0 0 rg BT 82.26 536.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.76 536.10 Td (Quoted ) Tj ET Q q 0 0 0 rg BT 126.70 536.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 153.08 536.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.36 536.10 Td (active ) Tj ET Q q 0 0 0 rg BT 189.73 536.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 223.88 536.10 Td (for ) Tj ET Q q 0 0 0 rg BT 238.04 536.10 Td (identical ) Tj ET Q q 0 0 0 rg BT 274.97 536.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 300.80 536.10 Td (and ) Tj ET Q q 0 0 0 rg BT 317.74 536.10 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 524.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 74.76 524.10 Td (2 ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 82.26 524.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.76 524.10 Td (Observable ) Tj ET Q q 0 0 0 rg BT 142.80 524.10 Td (inputs ) Tj ET Q q 0 0 0 rg BT 169.75 524.10 Td (other ) Tj ET Q q 0 0 0 rg BT 192.80 524.10 Td (than ) Tj ET Q q 0 0 0 rg BT 212.51 524.10 Td (quoted ) Tj ET Q q 0 0 0 rg BT 242.23 524.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 268.61 524.10 Td (included ) Tj ET Q q 0 0 0 rg BT 305.54 524.10 Td (in ) Tj ET Q q 0 0 0 rg BT 315.82 524.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 341.08 524.10 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 512.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 74.58 512.10 Td (3 ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.89 512.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.20 512.10 Td (Unobservable ) Tj ET Q q 0 0 0 rg BT 152.05 512.10 Td (inputs ) Tj ET Q q 0 0 0 rg BT 178.81 512.10 Td (that ) Tj ET Q q 0 0 0 rg BT 196.12 512.10 Td (are ) Tj ET Q q 0 0 0 rg BT 210.64 512.10 Td (supported ) Tj ET Q q 0 0 0 rg BT 252.39 512.10 Td (by ) Tj ET Q q 0 0 0 rg BT 264.70 512.10 Td (little ) Tj ET Q q 0 0 0 rg BT 285.34 512.10 Td (or ) Tj ET Q q 0 0 0 rg BT 295.98 512.10 Td (no ) Tj ET Q q 0 0 0 rg BT 308.29 512.10 Td (market ) Tj ET Q q 0 0 0 rg BT 338.37 512.10 Td (activity ) Tj ET Q q 0 0 0 rg BT 370.67 512.10 Td (and ) Tj ET Q q 0 0 0 rg BT 387.42 512.10 Td (that ) Tj ET Q q 0 0 0 rg BT 404.73 512.10 Td (are ) Tj ET Q q 0 0 0 rg BT 419.25 512.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 463.77 512.10 Td (to ) Tj ET Q q 0 0 0 rg BT 473.86 512.10 Td (the ) Tj ET Q q 0 0 0 rg BT 488.39 512.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 504.58 512.10 Td (value ) Tj ET Q q 0 0 0 rg BT 528.55 512.10 Td (of ) Tj ET Q q 0 0 0 rg BT 539.19 512.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.50 500.10 Td (or ) Tj ET Q q 0 0 0 rg BT 105.33 500.10 Td (liabilities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 479.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 90.56 479.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 117.75 479.10 Td (and ) Tj ET Q q 0 0 0 rg BT 136.04 479.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 174.87 479.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 215.94 479.10 Td (are ) Tj ET Q q 0 0 0 rg BT 231.99 479.10 Td (classified ) Tj ET Q q 0 0 0 rg BT 273.61 479.10 Td (based ) Tj ET Q q 0 0 0 rg BT 300.23 479.10 Td (on ) Tj ET Q q 0 0 0 rg BT 314.08 479.10 Td (the ) Tj ET Q q 0 0 0 rg BT 330.15 479.10 Td (lowest ) Tj ET Q q 0 0 0 rg BT 360.11 479.10 Td (level ) Tj ET Q q 0 0 0 rg BT 383.39 479.10 Td (of ) Tj ET Q q 0 0 0 rg BT 395.58 479.10 Td (input ) Tj ET Q q 0 0 0 rg BT 419.98 479.10 Td (that ) Tj ET Q q 0 0 0 rg BT 438.83 479.10 Td (is ) Tj ET Q q 0 0 0 rg BT 449.35 479.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 495.42 479.10 Td (to ) Tj ET Q q 0 0 0 rg BT 507.05 479.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.11 479.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 540.84 479.10 Td (value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 467.10 Td (measurements. ) Tj ET Q q 0 0 0 rg BT 111.23 467.10 Td ( ) Tj ET Q q 0 0 0 rg BT 113.25 467.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 130.83 467.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 177.29 467.10 Td (of ) Tj ET Q q 0 0 0 rg BT 187.64 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.88 467.10 Td (significance ) Tj ET Q q 0 0 0 rg BT 252.22 467.10 Td (of ) Tj ET Q q 0 0 0 rg BT 262.57 467.10 Td (a ) Tj ET Q q 0 0 0 rg BT 269.03 467.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 309.37 467.10 Td (input ) Tj ET Q q 0 0 0 rg BT 331.95 467.10 Td (to ) Tj ET Q q 0 0 0 rg BT 341.75 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 355.99 467.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 371.89 467.10 Td (value ) Tj ET Q q 0 0 0 rg BT 395.57 467.10 Td (measurements ) Tj ET Q q 0 0 0 rg BT 454.80 467.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 489.03 467.10 Td (judgment ) Tj ET Q q 0 0 0 rg BT 528.83 467.10 Td (and ) Tj ET Q q 0 0 0 rg BT 545.29 467.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 455.10 Td (af) Tj ET Q q 0 0 0 rg BT 57.09 455.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 74.57 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 89.29 455.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 129.00 455.10 Td (of ) Tj ET Q q 0 0 0 rg BT 139.83 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.55 455.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 180.38 455.10 Td (and ) Tj ET Q q 0 0 0 rg BT 197.32 455.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 237.03 455.10 Td (being ) Tj ET Q q 0 0 0 rg BT 261.75 455.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 302.57 455.10 Td (and ) Tj ET Q q 0 0 0 rg BT 319.50 455.10 Td (their ) Tj ET Q q 0 0 0 rg BT 340.33 455.10 Td (placement ) Tj ET Q q 0 0 0 rg BT 383.92 455.10 Td (within ) Tj ET Q q 0 0 0 rg BT 411.98 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.69 455.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 443.07 455.10 Td (value ) Tj ET Q q 0 0 0 rg BT 467.22 455.10 Td (hierarchy) Tj ET Q q 0 0 0 rg BT 504.33 455.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 434.10 Td (Functional ) Tj ET Q q 0 0 0 rg BT 98.07 434.10 Td (Curr) Tj ET Q q 0 0 0 rg BT 119.55 434.10 Td (ency) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.98 434.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.43 434.10 Td (- ) Tj ET Q q 0 0 0 rg BT 147.04 434.10 Td (The ) Tj ET Q q 0 0 0 rg BT 165.03 434.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 202.46 434.10 Td (of ) Tj ET Q q 0 0 0 rg BT 213.23 434.10 Td (the ) Tj ET Q q 0 0 0 rg BT 227.90 434.10 Td (primary ) Tj ET Q q 0 0 0 rg BT 262.00 434.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 303.32 434.10 Td (environment ) Tj ET Q q 0 0 0 rg BT 356.32 434.10 Td (in ) Tj ET Q q 0 0 0 rg BT 366.54 434.10 Td (which ) Tj ET Q q 0 0 0 rg BT 393.43 434.10 Td (our ) Tj ET Q q 0 0 0 rg BT 409.21 434.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 453.31 434.10 Td (are ) Tj ET Q q 0 0 0 rg BT 467.97 434.10 Td (conducted ) Tj ET Q q 0 0 0 rg BT 511.51 434.10 Td (is ) Tj ET Q q 0 0 0 rg BT 520.63 434.10 Td (the ) Tj ET Q q 0 0 0 rg BT 535.29 434.10 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 422.10 Td (States ) Tj ET Q q 0 0 0 rg BT 76.10 422.10 Td (dollar) Tj ET Q q 0 0 0 rg BT 98.87 422.10 Td (. ) Tj ET Q q 0 0 0 rg BT 104.08 422.10 Td ( ) Tj ET Q q 0 0 0 rg BT 106.60 422.10 Td (Therefore, ) Tj ET Q q 0 0 0 rg BT 151.22 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.15 422.10 Td (United ) Tj ET Q q 0 0 0 rg BT 196.08 422.10 Td (States ) Tj ET Q q 0 0 0 rg BT 222.68 422.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 248.71 422.10 Td (has ) Tj ET Q q 0 0 0 rg BT 264.76 422.10 Td (been ) Tj ET Q q 0 0 0 rg BT 286.34 422.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 334.04 422.10 Td (to ) Tj ET Q q 0 0 0 rg BT 344.53 422.10 Td (be ) Tj ET Q q 0 0 0 rg BT 356.68 422.10 Td (our ) Tj ET Q q 0 0 0 rg BT 372.72 422.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 415.97 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 433.12 422.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 472.49 422.10 Td (currency) Tj ET Q q 0 0 0 rg BT 506.81 422.10 Td (. ) Tj ET Q q 0 0 0 rg BT 512.03 422.10 Td ( ) Tj ET Q q 0 0 0 rg BT 514.74 422.10 Td (Non-United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 410.10 Td (States ) Tj ET Q q 0 0 0 rg BT 75.93 410.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 101.80 410.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 152.11 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 169.09 410.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 206.06 410.10 Td (have ) Tj ET Q q 0 0 0 rg BT 227.48 410.10 Td (been ) Tj ET Q q 0 0 0 rg BT 248.90 410.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 289.76 410.10 Td (in ) Tj ET Q q 0 0 0 rg BT 300.08 410.10 Td (United ) Tj ET Q q 0 0 0 rg BT 329.84 410.10 Td (States ) Tj ET Q q 0 0 0 rg BT 356.27 410.10 Td (dollars ) Tj ET Q q 0 0 0 rg BT 386.03 410.10 Td (in ) Tj ET Q q 0 0 0 rg BT 396.36 410.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 443.86 410.10 Td (with ) Tj ET Q q 0 0 0 rg BT 463.62 410.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 485.43 410.10 Td (T) Tj ET Q q 0 0 0 rg BT 490.84 410.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 510.60 410.10 Td (830, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 530.65 410.10 Td (For) Tj ET Q q 0 0 0 rg BT 545.28 410.10 Td (eign ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 398.10 Td (Curr) Tj ET Q q 0 0 0 rg BT 68.58 398.10 Td (ency ) Tj ET Q q 0 0 0 rg BT 89.39 398.10 Td (Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.50 398.10 Td (. ) Tj ET Q q 0 0 0 rg BT 125.49 398.10 Td ( ) Tj ET Q q 0 0 0 rg BT 127.44 398.10 Td (All ) Tj ET Q q 0 0 0 rg BT 142.71 398.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 189.08 398.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 212.68 398.10 Td (and ) Tj ET Q q 0 0 0 rg BT 229.61 398.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 256.00 398.10 Td (from ) Tj ET Q q 0 0 0 rg BT 277.93 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.64 398.10 Td (measurement ) Tj ET Q q 0 0 0 rg BT 348.45 398.10 Td (of ) Tj ET Q q 0 0 0 rg BT 359.27 398.10 Td (monetary ) Tj ET Q q 0 0 0 rg BT 399.53 398.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 432.55 398.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 455.59 398.10 Td (items ) Tj ET Q q 0 0 0 rg BT 479.75 398.10 Td (denominated ) Tj ET Q q 0 0 0 rg BT 533.90 398.10 Td (in ) Tj ET Q q 0 0 0 rg BT 544.17 398.10 Td (non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 386.10 Td (United ) Tj ET Q q 0 0 0 rg BT 78.90 386.10 Td (States ) Tj ET Q q 0 0 0 rg BT 104.97 386.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 130.47 386.10 Td (currencies ) Tj ET Q q 0 0 0 rg BT 173.74 386.10 Td (are ) Tj ET Q q 0 0 0 rg BT 188.13 386.10 Td (reflected ) Tj ET Q q 0 0 0 rg BT 225.28 386.10 Td (in ) Tj ET Q q 0 0 0 rg BT 235.24 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.64 386.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 302.36 386.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 346.76 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 357.27 386.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 401.10 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 417.72 386.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 480.44 386.10 Td (income ) Tj ET Q q 0 0 0 rg BT 512.05 386.10 Td (as ) Tj ET Q q 0 0 0 rg BT 522.57 386.10 Td (income ) Tj ET Q q 0 0 0 rg BT 554.18 386.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 374.10 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 90.60 374.10 Td (as ) Tj ET Q q 0 0 0 rg BT 101.43 374.10 Td (appropriate.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 353.10 Td (Defined ) Tj ET Q q 0 0 0 rg BT 85.79 353.10 Td (Contribution ) Tj ET Q q 0 0 0 rg BT 144.87 353.10 Td (401\(k\) ) Tj ET Q q 0 0 0 rg BT 175.06 353.10 Td (Plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.50 353.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.46 353.10 Td (- ) Tj ET Q q 0 0 0 rg BT 203.76 353.10 Td (Some ) Tj ET Q q 0 0 0 rg BT 229.49 353.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.78 353.10 Td (our ) Tj ET Q q 0 0 0 rg BT 257.08 353.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 302.80 353.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 341.85 353.10 Td (participate ) Tj ET Q q 0 0 0 rg BT 387.01 353.10 Td (in ) Tj ET Q q 0 0 0 rg BT 397.75 353.10 Td (a ) Tj ET Q q 0 0 0 rg BT 405.15 353.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 438.09 353.10 Td (contribution ) Tj ET Q q 0 0 0 rg BT 489.94 353.10 Td (401\(k\) ) Tj ET Q q 0 0 0 rg BT 519.56 353.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 539.73 353.10 Td (under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 341.10 Td (which ) Tj ET Q q 0 0 0 rg BT 77.28 341.10 Td (we ) Tj ET Q q 0 0 0 rg BT 92.27 341.10 Td (may ) Tj ET Q q 0 0 0 rg BT 112.83 341.10 Td (make ) Tj ET Q q 0 0 0 rg BT 137.82 341.10 Td (matching ) Tj ET Q q 0 0 0 rg BT 178.37 341.10 Td (contributions ) Tj ET Q q 0 0 0 rg BT 234.48 341.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 259.47 341.10 Td (to ) Tj ET Q q 0 0 0 rg BT 270.59 341.10 Td (a ) Tj ET Q q 0 0 0 rg BT 278.36 341.10 Td (discretionary ) Tj ET Q q 0 0 0 rg BT 333.90 341.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 380.54 341.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 428.86 341.10 Td (by ) Tj ET Q q 0 0 0 rg BT 442.20 341.10 Td (us. ) Tj ET Q q 0 0 0 rg BT 456.93 341.10 Td ( ) Tj ET Q q 0 0 0 rg BT 460.02 341.10 Td (W) Tj ET Q q 0 0 0 rg BT 468.66 341.10 Td (e ) Tj ET Q q 0 0 0 rg BT 476.44 341.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 514.75 341.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 554.19 341.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 329.10 Td ($1.2million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.39 329.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.76 329.10 Td ($1.2 ) Tj ET Q q 0 0 0 rg BT 124.12 329.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.01 329.10 Td ( ) Tj ET Q q 0 0 0 rg BT 155.87 329.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.18 329.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 193.54 329.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.43 329.10 Td ( ) Tj ET Q q 0 0 0 rg BT 225.30 329.10 Td (for ) Tj ET Q q 0 0 0 rg BT 239.82 329.10 Td (the ) Tj ET Q q 0 0 0 rg BT 254.90 329.10 Td (years ) Tj ET Q q 0 0 0 rg BT 278.86 329.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.60 329.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 364.55 329.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.55 329.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.92 329.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.92 329.10 Td ( ) Tj ET Q q 0 0 0 rg BT 412.78 329.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.08 329.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.08 329.10 Td (, ) Tj ET Q q 0 0 0 rg BT 455.44 329.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 503.11 329.10 Td (, ) Tj ET Q q 0 0 0 rg BT 508.47 329.10 Td (related ) Tj ET Q q 0 0 0 rg BT 538.54 329.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.18 329.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 317.10 Td (discretionary ) Tj ET Q q 0 0 0 rg BT 104.20 317.10 Td (contributions.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 296.10 Td (Shar) Tj ET Q q 0 0 0 rg BT 69.88 296.10 Td (e-Based ) Tj ET Q q 0 0 0 rg BT 105.16 296.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 168.79 296.10 Td (-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.12 296.10 Td ( ) Tj ET Q q 0 0 0 rg BT 174.06 296.10 Td (Share-based ) Tj ET Q q 0 0 0 rg BT 224.88 296.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 282.37 296.10 Td (is ) Tj ET Q q 0 0 0 rg BT 290.99 296.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 333.48 296.10 Td (for ) Tj ET Q q 0 0 0 rg BT 347.08 296.10 Td (under ) Tj ET Q q 0 0 0 rg BT 371.80 296.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.97 296.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 429.59 296.10 Td (of ) Tj ET Q q 0 0 0 rg BT 439.44 296.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 460.70 296.10 Td (T) Tj ET Q q 0 0 0 rg BT 466.11 296.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 485.28 296.10 Td (718, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 504.73 296.10 Td (Compensation ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 284.10 Td (- ) Tj ET Q q 0 0 0 rg BT 54.84 284.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 78.50 284.10 Td (Compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.28 284.10 Td ( ) Tj ET Q q 0 0 0 rg BT 138.29 284.10 Td (\(ASC ) Tj ET Q q 0 0 0 rg BT 167.37 284.10 Td (T) Tj ET Q q 0 0 0 rg BT 172.78 284.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 192.01 284.10 Td (718\). ) Tj ET Q q 0 0 0 rg BT 219.29 284.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.29 284.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 247.85 284.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 269.16 284.10 Td (T) Tj ET Q q 0 0 0 rg BT 274.57 284.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 293.80 284.10 Td (718, ) Tj ET Q q 0 0 0 rg BT 313.31 284.10 Td (the ) Tj ET Q q 0 0 0 rg BT 327.53 284.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 345.65 284.10 Td (of ) Tj ET Q q 0 0 0 rg BT 355.99 284.10 Td (services ) Tj ET Q q 0 0 0 rg BT 390.20 284.10 Td (received ) Tj ET Q q 0 0 0 rg BT 426.07 284.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.86 284.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 475.62 284.10 Td (for ) Tj ET Q q 0 0 0 rg BT 489.29 284.10 Td (an ) Tj ET Q q 0 0 0 rg BT 500.74 284.10 Td (award ) Tj ET Q q 0 0 0 rg BT 527.18 284.10 Td (of ) Tj ET Q q 0 0 0 rg BT 537.51 284.10 Td (equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 272.10 Td (instruments ) Tj ET Q q 0 0 0 rg BT 98.63 272.10 Td (is ) Tj ET Q q 0 0 0 rg BT 107.77 272.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 147.44 272.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 188.22 272.10 Td (based ) Tj ET Q q 0 0 0 rg BT 213.46 272.10 Td (on ) Tj ET Q q 0 0 0 rg BT 225.92 272.10 Td (the ) Tj ET Q q 0 0 0 rg BT 240.61 272.10 Td (grant ) Tj ET Q q 0 0 0 rg BT 263.62 272.10 Td (date ) Tj ET Q q 0 0 0 rg BT 282.75 272.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 299.09 272.10 Td (value ) Tj ET Q q 0 0 0 rg BT 323.21 272.10 Td (of ) Tj ET Q q 0 0 0 rg BT 334.01 272.10 Td (the ) Tj ET Q q 0 0 0 rg BT 348.69 272.10 Td (award. ) Tj ET Q q 0 0 0 rg BT 378.09 272.10 Td ( ) Tj ET Q q 0 0 0 rg BT 380.56 272.10 Td (Share-based ) Tj ET Q q 0 0 0 rg BT 431.89 272.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 462.68 272.10 Td (that ) Tj ET Q q 0 0 0 rg BT 480.14 272.10 Td (do ) Tj ET Q q 0 0 0 rg BT 492.61 272.10 Td (not ) Tj ET Q q 0 0 0 rg BT 507.85 272.10 Td (require ) Tj ET Q q 0 0 0 rg BT 538.64 272.10 Td (future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 260.10 Td (service ) Tj ET Q q 0 0 0 rg BT 79.94 260.10 Td (are ) Tj ET Q q 0 0 0 rg BT 94.27 260.10 Td (expensed ) Tj ET Q q 0 0 0 rg BT 133.61 260.10 Td (immediately) Tj ET Q q 0 0 0 rg BT 182.94 260.10 Td (. ) Tj ET Q q 0 0 0 rg BT 187.57 260.10 Td ( ) Tj ET Q q 0 0 0 rg BT 189.69 260.10 Td (Share-based ) Tj ET Q q 0 0 0 rg BT 240.69 260.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 271.13 260.10 Td (that ) Tj ET Q q 0 0 0 rg BT 288.25 260.10 Td (require ) Tj ET Q q 0 0 0 rg BT 318.69 260.10 Td (future ) Tj ET Q q 0 0 0 rg BT 344.70 260.10 Td (service ) Tj ET Q q 0 0 0 rg BT 375.14 260.10 Td (are ) Tj ET Q q 0 0 0 rg BT 389.47 260.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 435.46 260.10 Td (over ) Tj ET Q q 0 0 0 rg BT 455.35 260.10 Td (the ) Tj ET Q q 0 0 0 rg BT 469.69 260.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 504.02 260.10 Td (service ) Tj ET Q q 0 0 0 rg BT 534.46 260.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 565.01 260.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 248.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.10 248.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 84.87 248.10 Td (the ) Tj ET Q q 0 0 0 rg BT 99.36 248.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 140.51 248.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 174.44 248.10 Td (F) Tj ET Q q 0 0 0 rg BT 179.26 248.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 200.48 248.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 249.40 248.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 291.11 248.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 322.26 248.10 Td (\(ASU\) ) Tj ET Q q 0 0 0 rg BT 360.07 248.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 377.06 248.10 Td (2016-09, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 415.16 248.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 475.21 248.10 Td (- ) Tj ET Q q 0 0 0 rg BT 480.81 248.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 504.73 248.10 Td (Compensation ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 236.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 57.47 236.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 77.07 236.10 Td (718\): ) Tj ET Q q 0 0 0 rg BT 101.12 236.10 Td (Impr) Tj ET Q q 0 0 0 rg BT 120.19 236.10 Td (ovements ) Tj ET Q q 0 0 0 rg BT 159.78 236.10 Td (to ) Tj ET Q q 0 0 0 rg BT 169.95 236.10 Td (Employee ) Tj ET Q q 0 0 0 rg BT 211.75 236.10 Td (Shar) Tj ET Q q 0 0 0 rg BT 230.27 236.10 Td (e-Based ) Tj ET Q q 0 0 0 rg BT 264.87 236.10 Td (Payment ) Tj ET Q q 0 0 0 rg BT 302.06 236.10 Td (Accounting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.60 236.10 Td ( ) Tj ET Q q 0 0 0 rg BT 349.99 236.10 Td (\(ASU ) Tj ET Q q 0 0 0 rg BT 380.15 236.10 Td (2016-09\). ) Tj ET Q q 0 0 0 rg BT 426.13 236.10 Td ( ) Tj ET Q q 0 0 0 rg BT 428.51 236.10 Td (In ) Tj ET Q q 0 0 0 rg BT 439.23 236.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 485.48 236.10 Td (with ) Tj ET Q q 0 0 0 rg BT 505.65 236.10 Td (adopting ) Tj ET Q q 0 0 0 rg BT 542.50 236.10 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 224.10 Td (2016-09 ) Tj ET Q q 0 0 0 rg BT 84.78 224.10 Td (\(see ) Tj ET Q q 0 0 0 rg BT 102.83 224.10 Td (Recently ) Tj ET Q q 0 0 0 rg BT 139.90 224.10 Td (Adopted ) Tj ET Q q 0 0 0 rg BT 175.86 224.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 224.47 224.10 Td (Pronouncements ) Tj ET Q q 0 0 0 rg BT 293.08 224.10 Td (below\), ) Tj ET Q q 0 0 0 rg BT 325.30 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 339.47 224.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 380.31 224.10 Td (made ) Tj ET Q q 0 0 0 rg BT 403.92 224.10 Td (an ) Tj ET Q q 0 0 0 rg BT 415.31 224.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 461.13 224.10 Td (policy ) Tj ET Q q 0 0 0 rg BT 488.08 224.10 Td (election ) Tj ET Q q 0 0 0 rg BT 521.68 224.10 Td (to ) Tj ET Q q 0 0 0 rg BT 531.42 224.10 Td (account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 212.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.98 212.10 Td (forfeitures ) Tj ET Q q 0 0 0 rg BT 108.44 212.10 Td (in ) Tj ET Q q 0 0 0 rg BT 119.03 212.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 177.39 212.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 212.42 212.10 Td (as ) Tj ET Q q 0 0 0 rg BT 223.56 212.10 Td (they ) Tj ET Q q 0 0 0 rg BT 243.59 212.10 Td (occur) Tj ET Q q 0 0 0 rg BT 265.25 212.10 Td (. ) Tj ET Q q 0 0 0 rg BT 270.57 212.10 Td ( ) Tj ET Q q 0 0 0 rg BT 273.38 212.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 296.20 212.10 Td (to ) Tj ET Q q 0 0 0 rg BT 306.79 212.10 Td (adopting ) Tj ET Q q 0 0 0 rg BT 343.98 212.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 366.81 212.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 384.34 212.10 Td (2016-09, ) Tj ET Q q 0 0 0 rg BT 422.99 212.10 Td (the ) Tj ET Q q 0 0 0 rg BT 438.02 212.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 479.73 212.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 520.86 212.10 Td (forfeitures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 200.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.66 200.10 Td (share-based ) Tj ET Q q 0 0 0 rg BT 113.36 200.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 144.18 200.10 Td (in ) Tj ET Q q 0 0 0 rg BT 154.46 200.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 212.50 200.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 247.21 200.10 Td (that ) Tj ET Q q 0 0 0 rg BT 264.70 200.10 Td (were ) Tj ET Q q 0 0 0 rg BT 286.63 200.10 Td (not ) Tj ET Q q 0 0 0 rg BT 301.91 200.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 339.94 200.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.22 200.10 Td (vest.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 179.10 Td (Earnings ) Tj ET Q q 0 0 0 rg BT 91.16 179.10 Td (Per) Tj ET Q q 0 0 0 rg BT 105.97 179.10 Td ( ) Tj ET Q q 0 0 0 rg BT 108.73 179.10 Td (Shar) Tj ET Q q 0 0 0 rg BT 129.11 179.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.31 179.10 Td (- ) Tj ET Q q 0 0 0 rg BT 142.21 179.10 Td (W) Tj ET Q q 0 0 0 rg BT 150.84 179.10 Td (e ) Tj ET Q q 0 0 0 rg BT 158.05 179.10 Td (compute ) Tj ET Q q 0 0 0 rg BT 195.24 179.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 231.88 179.10 Td (per ) Tj ET Q q 0 0 0 rg BT 247.41 179.10 Td (share ) Tj ET Q q 0 0 0 rg BT 271.27 179.10 Td (\(EPS\) ) Tj ET Q q 0 0 0 rg BT 306.81 179.10 Td (in ) Tj ET Q q 0 0 0 rg BT 317.35 179.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 365.07 179.10 Td (with ) Tj ET Q q 0 0 0 rg BT 385.00 179.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 407.02 179.10 Td (T) Tj ET Q q 0 0 0 rg BT 412.43 179.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 432.41 179.10 Td (260, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 452.67 179.10 Td (Earnings ) Tj ET Q q 0 0 0 rg BT 492.10 179.10 Td (Per ) Tj ET Q q 0 0 0 rg BT 509.30 179.10 Td (Shar) Tj ET Q q 0 0 0 rg BT 527.82 179.10 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.26 179.10 Td (. ) Tj ET Q q 0 0 0 rg BT 537.52 179.10 Td ( ) Tj ET Q q 0 0 0 rg BT 540.29 179.10 Td (Basic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.10 Td (net ) Tj ET Q q 0 0 0 rg BT 64.21 167.10 Td (income ) Tj ET Q q 0 0 0 rg BT 96.13 167.10 Td (per ) Tj ET Q q 0 0 0 rg BT 111.39 167.10 Td (share ) Tj ET Q q 0 0 0 rg BT 134.98 167.10 Td (is ) Tj ET Q q 0 0 0 rg BT 144.15 167.10 Td (computed ) Tj ET Q q 0 0 0 rg BT 186.07 167.10 Td (by ) Tj ET Q q 0 0 0 rg BT 198.56 167.10 Td (dividing ) Tj ET Q q 0 0 0 rg BT 234.39 167.10 Td (net ) Tj ET Q q 0 0 0 rg BT 249.10 167.10 Td (income ) Tj ET Q q 0 0 0 rg BT 281.02 167.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 329.05 167.10 Td (to ) Tj ET Q q 0 0 0 rg BT 338.77 167.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 382.92 167.10 Td (by ) Tj ET Q q 0 0 0 rg BT 395.41 167.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.12 167.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 449.27 167.10 Td (average ) Tj ET Q q 0 0 0 rg BT 482.84 167.10 Td (number ) Tj ET Q q 0 0 0 rg BT 515.88 167.10 Td (of ) Tj ET Q q 0 0 0 rg BT 526.70 167.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 554.18 167.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.10 Td (common ) Tj ET Q q 0 0 0 rg BT 86.93 155.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 110.47 155.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 159.56 155.10 Td (for ) Tj ET Q q 0 0 0 rg BT 173.66 155.10 Td (the ) Tj ET Q q 0 0 0 rg BT 188.30 155.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 218.78 155.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.21 155.10 Td (Diluted ) Tj ET Q q 0 0 0 rg BT 253.64 155.10 Td (net ) Tj ET Q q 0 0 0 rg BT 268.29 155.10 Td (income ) Tj ET Q q 0 0 0 rg BT 300.15 155.10 Td (per ) Tj ET Q q 0 0 0 rg BT 315.35 155.10 Td (share ) Tj ET Q q 0 0 0 rg BT 338.88 155.10 Td (reflects ) Tj ET Q q 0 0 0 rg BT 370.74 155.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.39 155.10 Td (assumed ) Tj ET Q q 0 0 0 rg BT 422.26 155.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 468.57 155.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.33 155.10 Td (all ) Tj ET Q q 0 0 0 rg BT 491.76 155.10 Td (dilutive ) Tj ET Q q 0 0 0 rg BT 524.74 155.10 Td (securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 143.10 Td (using ) Tj ET Q q 0 0 0 rg BT 73.67 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 88.39 143.10 Td (treasury ) Tj ET Q q 0 0 0 rg BT 123.09 143.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 146.70 143.10 Td (method.) Tj ET Q endstream endobj 145 0 obj <>] /Rotate 0 /Contents 146 0 R>> endobj 146 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (72) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 90.27 731.25 Td (Recognition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.48 731.25 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.62 731.25 Td (W) Tj ET Q q 0 0 0 rg BT 161.25 731.25 Td (e ) Tj ET Q q 0 0 0 rg BT 169.80 731.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 212.77 731.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 248.52 731.25 Td (from ) Tj ET Q q 0 0 0 rg BT 272.06 731.25 Td (the ) Tj ET Q q 0 0 0 rg BT 288.38 731.25 Td (services ) Tj ET Q q 0 0 0 rg BT 324.69 731.25 Td (we ) Tj ET Q q 0 0 0 rg BT 340.46 731.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 375.11 731.25 Td (in ) Tj ET Q q 0 0 0 rg BT 386.99 731.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 436.06 731.25 Td (with ) Tj ET Q q 0 0 0 rg BT 457.04 731.25 Td (ASC ) Tj ET Q q 0 0 0 rg BT 480.30 731.25 Td (T) Tj ET Q q 0 0 0 rg BT 485.71 731.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 507.03 731.25 Td (605, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 528.64 731.25 Td (Revenue ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 719.25 Td (Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.82 719.25 Td ( ) Tj ET Q q 0 0 0 rg BT 99.71 719.25 Td (\(ASC ) Tj ET Q q 0 0 0 rg BT 128.69 719.25 Td (T) Tj ET Q q 0 0 0 rg BT 134.10 719.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 153.21 719.25 Td (605\). ) Tj ET Q q 0 0 0 rg BT 180.37 719.25 Td ( ) Tj ET Q q 0 0 0 rg BT 181.84 719.25 Td (ASC ) Tj ET Q q 0 0 0 rg BT 203.05 719.25 Td (T) Tj ET Q q 0 0 0 rg BT 208.46 719.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 227.56 719.25 Td (605 ) Tj ET Q q 0 0 0 rg BT 244.46 719.25 Td (sets ) Tj ET Q q 0 0 0 rg BT 261.35 719.25 Td (forth ) Tj ET Q q 0 0 0 rg BT 282.68 719.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 320.66 719.25 Td (as ) Tj ET Q q 0 0 0 rg BT 330.88 719.25 Td (to ) Tj ET Q q 0 0 0 rg BT 340.55 719.25 Td (when ) Tj ET Q q 0 0 0 rg BT 364.10 719.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 397.64 719.25 Td (is ) Tj ET Q q 0 0 0 rg BT 406.20 719.25 Td (realized ) Tj ET Q q 0 0 0 rg BT 439.73 719.25 Td (or ) Tj ET Q q 0 0 0 rg BT 449.95 719.25 Td (realizable ) Tj ET Q q 0 0 0 rg BT 490.70 719.25 Td (and ) Tj ET Q q 0 0 0 rg BT 507.03 719.25 Td (earned, ) Tj ET Q q 0 0 0 rg BT 538.07 719.25 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.25 Td (is ) Tj ET Q q 0 0 0 rg BT 58.39 707.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 97.81 707.25 Td (when ) Tj ET Q q 0 0 0 rg BT 121.68 707.25 Td (all ) Tj ET Q q 0 0 0 rg BT 133.89 707.25 Td (of ) Tj ET Q q 0 0 0 rg BT 144.44 707.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.88 707.25 Td (following ) Tj ET Q q 0 0 0 rg BT 199.98 707.25 Td (criteria ) Tj ET Q q 0 0 0 rg BT 230.51 707.25 Td (are ) Tj ET Q q 0 0 0 rg BT 244.93 707.25 Td (met: ) Tj ET Q q 0 0 0 rg BT 264.92 707.25 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 278.80 707.25 Td (persuasive ) Tj ET Q q 0 0 0 rg BT 323.22 707.25 Td (evidence ) Tj ET Q q 0 0 0 rg BT 360.97 707.25 Td (of ) Tj ET Q q 0 0 0 rg BT 371.52 707.25 Td (an ) Tj ET Q q 0 0 0 rg BT 383.17 707.25 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 435.36 707.25 Td (exists; ) Tj ET Q q 0 0 0 rg BT 463.13 707.25 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 477.01 707.25 Td (delivery ) Tj ET Q q 0 0 0 rg BT 511.99 707.25 Td (has ) Tj ET Q q 0 0 0 rg BT 527.54 707.25 Td (occurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.25 Td (or ) Tj ET Q q 0 0 0 rg BT 60.64 695.25 Td (services ) Tj ET Q q 0 0 0 rg BT 95.65 695.25 Td (have ) Tj ET Q q 0 0 0 rg BT 117.34 695.25 Td (been ) Tj ET Q q 0 0 0 rg BT 139.02 695.25 Td (performed; ) Tj ET Q q 0 0 0 rg BT 186.25 695.25 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 200.72 695.25 Td (the ) Tj ET Q q 0 0 0 rg BT 215.75 695.25 Td (seller) Tj ET Q q 0 0 0 rg BT 237.77 695.25 Td () Tj ET Q q 0 0 0 rg BT 240.55 695.25 Td (s ) Tj ET Q q 0 0 0 rg BT 247.25 695.25 Td (price ) Tj ET Q q 0 0 0 rg BT 270.04 695.25 Td (to ) Tj ET Q q 0 0 0 rg BT 280.63 695.25 Td (the ) Tj ET Q q 0 0 0 rg BT 295.65 695.25 Td (buyer ) Tj ET Q q 0 0 0 rg BT 321.23 695.25 Td (is ) Tj ET Q q 0 0 0 rg BT 330.71 695.25 Td (fixed ) Tj ET Q q 0 0 0 rg BT 354.06 695.25 Td (or ) Tj ET Q q 0 0 0 rg BT 365.20 695.25 Td (determinable; ) Tj ET Q q 0 0 0 rg BT 422.98 695.25 Td (and ) Tj ET Q q 0 0 0 rg BT 440.23 695.25 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 454.70 695.25 Td (collectability ) Tj ET Q q 0 0 0 rg BT 509.71 695.25 Td (is ) Tj ET Q q 0 0 0 rg BT 519.18 695.25 Td (reasonably ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.25 Td (assured. ) Tj ET Q q 0 0 0 rg BT 84.25 683.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.52 683.25 Td (Generally) Tj ET Q q 0 0 0 rg BT 125.29 683.25 Td (, ) Tj ET Q q 0 0 0 rg BT 130.05 683.25 Td (the ) Tj ET Q q 0 0 0 rg BT 144.53 683.25 Td (contract ) Tj ET Q q 0 0 0 rg BT 179.00 683.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 203.48 683.25 Td (for ) Tj ET Q q 0 0 0 rg BT 217.40 683.25 Td (these ) Tj ET Q q 0 0 0 rg BT 240.21 683.25 Td (services ) Tj ET Q q 0 0 0 rg BT 274.68 683.25 Td (are ) Tj ET Q q 0 0 0 rg BT 289.15 683.25 Td (relatively ) Tj ET Q q 0 0 0 rg BT 329.18 683.25 Td (short ) Tj ET Q q 0 0 0 rg BT 351.44 683.25 Td (in ) Tj ET Q q 0 0 0 rg BT 361.48 683.25 Td (duration, ) Tj ET Q q 0 0 0 rg BT 399.57 683.25 Td (and ) Tj ET Q q 0 0 0 rg BT 416.27 683.25 Td (we ) Tj ET Q q 0 0 0 rg BT 430.19 683.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 471.32 683.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 505.23 683.25 Td (as ) Tj ET Q q 0 0 0 rg BT 515.82 683.25 Td (the ) Tj ET Q q 0 0 0 rg BT 530.30 683.25 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.25 Td (are ) Tj ET Q q 0 0 0 rg BT 64.21 671.25 Td (performed ) Tj ET Q q 0 0 0 rg BT 108.35 671.25 Td (either ) Tj ET Q q 0 0 0 rg BT 133.62 671.25 Td (on ) Tj ET Q q 0 0 0 rg BT 146.12 671.25 Td (a ) Tj ET Q q 0 0 0 rg BT 153.05 671.25 Td (per ) Tj ET Q q 0 0 0 rg BT 168.32 671.25 Td (unit ) Tj ET Q q 0 0 0 rg BT 186.38 671.25 Td (or ) Tj ET Q q 0 0 0 rg BT 197.21 671.25 Td (a ) Tj ET Q q 0 0 0 rg BT 204.15 671.25 Td (fixed ) Tj ET Q q 0 0 0 rg BT 227.20 671.25 Td (price ) Tj ET Q q 0 0 0 rg BT 249.68 671.25 Td (basis. ) Tj ET Q q 0 0 0 rg BT 274.68 671.25 Td ( ) Tj ET Q q 0 0 0 rg BT 277.18 671.25 Td (Specific ) Tj ET Q q 0 0 0 rg BT 312.44 671.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 346.05 671.25 Td (for ) Tj ET Q q 0 0 0 rg BT 360.21 671.25 Td (each ) Tj ET Q q 0 0 0 rg BT 381.02 671.25 Td (of ) Tj ET Q q 0 0 0 rg BT 391.85 671.25 Td (our ) Tj ET Q q 0 0 0 rg BT 407.68 671.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 450.72 671.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 490.43 671.25 Td (are ) Tj ET Q q 0 0 0 rg BT 505.14 671.25 Td (as ) Tj ET Q q 0 0 0 rg BT 515.97 671.25 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 650.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 109.63 650.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 141.20 650.25 Td (segment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.97 650.25 Td (: ) Tj ET Q q 0 0 0 rg BT 179.45 650.25 Td ( ) Tj ET Q q 0 0 0 rg BT 181.94 650.25 Td (W) Tj ET Q q 0 0 0 rg BT 190.58 650.25 Td (e ) Tj ET Q q 0 0 0 rg BT 197.72 650.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 239.27 650.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 273.61 650.25 Td (for ) Tj ET Q q 0 0 0 rg BT 287.97 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 302.88 650.25 Td (majority ) Tj ET Q q 0 0 0 rg BT 339.45 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 350.48 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 365.39 650.25 Td (services ) Tj ET Q q 0 0 0 rg BT 400.29 650.25 Td (we ) Tj ET Q q 0 0 0 rg BT 414.65 650.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 447.89 650.25 Td (when ) Tj ET Q q 0 0 0 rg BT 472.24 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 487.15 650.25 Td (services ) Tj ET Q q 0 0 0 rg BT 522.05 650.25 Td (have ) Tj ET Q q 0 0 0 rg BT 543.62 650.25 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 638.25 Td (performed. ) Tj ET Q q 0 0 0 rg BT 114.70 638.25 Td ( ) Tj ET Q q 0 0 0 rg BT 117.75 638.25 Td (For ) Tj ET Q q 0 0 0 rg BT 134.69 638.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 164.95 638.25 Td (default ) Tj ET Q q 0 0 0 rg BT 195.76 638.25 Td (management ) Tj ET Q q 0 0 0 rg BT 249.90 638.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 287.66 638.25 Td (we ) Tj ET Q q 0 0 0 rg BT 302.37 638.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 344.29 638.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 378.98 638.25 Td (over ) Tj ET Q q 0 0 0 rg BT 399.80 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 415.07 638.25 Td (period ) Tj ET Q q 0 0 0 rg BT 443.67 638.25 Td (during ) Tj ET Q q 0 0 0 rg BT 472.83 638.25 Td (which ) Tj ET Q q 0 0 0 rg BT 500.32 638.25 Td (we ) Tj ET Q q 0 0 0 rg BT 515.03 638.25 Td (perform ) Tj ET Q q 0 0 0 rg BT 550.29 638.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 626.25 Td (related ) Tj ET Q q 0 0 0 rg BT 97.49 626.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 134.99 626.25 Td (with ) Tj ET Q q 0 0 0 rg BT 155.56 626.25 Td (full ) Tj ET Q q 0 0 0 rg BT 172.24 626.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 220.58 626.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 243.37 626.25 Td (recording ) Tj ET Q q 0 0 0 rg BT 284.48 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 299.48 626.25 Td (related ) Tj ET Q q 0 0 0 rg BT 329.48 626.25 Td (foreclosure ) Tj ET Q q 0 0 0 rg BT 377.25 626.25 Td (deed. ) Tj ET Q q 0 0 0 rg BT 401.42 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 403.59 626.25 Td (A) Tj ET Q q 0 0 0 rg BT 410.26 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 413.05 626.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 458.06 626.25 Td (area ) Tj ET Q q 0 0 0 rg BT 477.49 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 488.62 626.25 Td (judgment ) Tj ET Q q 0 0 0 rg BT 529.18 626.25 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 81.95 614.25 Td (period ) Tj ET Q q 0 0 0 rg BT 109.73 614.25 Td (over ) Tj ET Q q 0 0 0 rg BT 129.73 614.25 Td (which ) Tj ET Q q 0 0 0 rg BT 156.41 614.25 Td (we ) Tj ET Q q 0 0 0 rg BT 170.30 614.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 211.40 614.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 240.83 614.25 Td (default ) Tj ET Q q 0 0 0 rg BT 270.83 614.25 Td (management ) Tj ET Q q 0 0 0 rg BT 324.15 614.25 Td (services ) Tj ET Q q 0 0 0 rg BT 358.59 614.25 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 394.97 614.25 Td ( ) Tj ET Q q 0 0 0 rg BT 397.21 614.25 Td (For ) Tj ET Q q 0 0 0 rg BT 413.33 614.25 Td (disbursement ) Tj ET Q q 0 0 0 rg BT 468.89 614.25 Td (processing ) Tj ET Q q 0 0 0 rg BT 513.89 614.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 550.83 614.25 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 602.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 109.18 602.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 143.65 602.25 Td (over ) Tj ET Q q 0 0 0 rg BT 164.24 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 179.28 602.25 Td (period ) Tj ET Q q 0 0 0 rg BT 207.65 602.25 Td (during ) Tj ET Q q 0 0 0 rg BT 236.58 602.25 Td (which ) Tj ET Q q 0 0 0 rg BT 263.84 602.25 Td (we ) Tj ET Q q 0 0 0 rg BT 278.33 602.25 Td (perform ) Tj ET Q q 0 0 0 rg BT 313.35 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 328.39 602.25 Td (processing ) Tj ET Q q 0 0 0 rg BT 373.98 602.25 Td (services ) Tj ET Q q 0 0 0 rg BT 409.01 602.25 Td (with ) Tj ET Q q 0 0 0 rg BT 429.61 602.25 Td (full ) Tj ET Q q 0 0 0 rg BT 446.32 602.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 494.69 602.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 517.51 602.25 Td (completion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 590.25 Td (of ) Tj ET Q q 0 0 0 rg BT 78.47 590.25 Td (the ) Tj ET Q q 0 0 0 rg BT 93.33 590.25 Td (disbursements. ) Tj ET Q q 0 0 0 rg BT 155.69 590.25 Td ( ) Tj ET Q q 0 0 0 rg BT 158.14 590.25 Td (W) Tj ET Q q 0 0 0 rg BT 166.78 590.25 Td (e ) Tj ET Q q 0 0 0 rg BT 173.86 590.25 Td (record ) Tj ET Q q 0 0 0 rg BT 202.04 590.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 236.33 590.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 280.07 590.25 Td (with ) Tj ET Q q 0 0 0 rg BT 300.49 590.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 319.23 590.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 348.52 590.25 Td (on ) Tj ET Q q 0 0 0 rg BT 361.16 590.25 Td (real ) Tj ET Q q 0 0 0 rg BT 378.79 590.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 404.20 590.25 Td (sales, ) Tj ET Q q 0 0 0 rg BT 428.78 590.25 Td (other ) Tj ET Q q 0 0 0 rg BT 451.97 590.25 Td (than ) Tj ET Q q 0 0 0 rg BT 471.83 590.25 Td (our ) Tj ET Q q 0 0 0 rg BT 487.80 590.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 509.89 590.25 Td (of ) Tj ET Q q 0 0 0 rg BT 520.86 590.25 Td (short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 578.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 117.62 578.25 Td (in ) Tj ET Q q 0 0 0 rg BT 127.75 578.25 Td (real ) Tj ET Q q 0 0 0 rg BT 145.09 578.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 170.20 578.25 Td (\(see ) Tj ET Q q 0 0 0 rg BT 188.65 578.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 209.33 578.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 236.11 578.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 267.34 578.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 303.01 578.25 Td (below\), ) Tj ET Q q 0 0 0 rg BT 335.63 578.25 Td (on ) Tj ET Q q 0 0 0 rg BT 347.98 578.25 Td (a ) Tj ET Q q 0 0 0 rg BT 354.77 578.25 Td (net ) Tj ET Q q 0 0 0 rg BT 369.34 578.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 391.69 578.25 Td (as ) Tj ET Q q 0 0 0 rg BT 402.37 578.25 Td (we ) Tj ET Q q 0 0 0 rg BT 416.38 578.25 Td (perform ) Tj ET Q q 0 0 0 rg BT 450.93 578.25 Td (services ) Tj ET Q q 0 0 0 rg BT 485.49 578.25 Td (as ) Tj ET Q q 0 0 0 rg BT 496.17 578.25 Td (an ) Tj ET Q q 0 0 0 rg BT 507.96 578.25 Td (agent ) Tj ET Q q 0 0 0 rg BT 531.96 578.25 Td (without ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 566.25 Td (assuming ) Tj ET Q q 0 0 0 rg BT 108.02 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 122.98 566.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 144.61 566.25 Td (and ) Tj ET Q q 0 0 0 rg BT 161.79 566.25 Td (rewards ) Tj ET Q q 0 0 0 rg BT 196.18 566.25 Td (of ) Tj ET Q q 0 0 0 rg BT 207.26 566.25 Td (ownership ) Tj ET Q q 0 0 0 rg BT 251.66 566.25 Td (of ) Tj ET Q q 0 0 0 rg BT 262.73 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.69 566.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 299.87 566.25 Td (and ) Tj ET Q q 0 0 0 rg BT 317.05 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 332.01 566.25 Td (commission ) Tj ET Q q 0 0 0 rg BT 383.08 566.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 412.47 566.25 Td (on ) Tj ET Q q 0 0 0 rg BT 425.21 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 440.17 566.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 458.46 566.25 Td (is ) Tj ET Q q 0 0 0 rg BT 467.87 566.25 Td (a ) Tj ET Q q 0 0 0 rg BT 475.05 566.25 Td (fixed ) Tj ET Q q 0 0 0 rg BT 498.34 566.25 Td (percentage. ) Tj ET Q q 0 0 0 rg BT 546.88 566.25 Td ( ) Tj ET Q q 0 0 0 rg BT 549.43 566.25 Td (W) Tj ET Q q 0 0 0 rg BT 558.06 566.25 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 554.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 107.74 554.25 Td (earn ) Tj ET Q q 0 0 0 rg BT 127.99 554.25 Td (our ) Tj ET Q q 0 0 0 rg BT 144.36 554.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 163.50 554.25 Td (for ) Tj ET Q q 0 0 0 rg BT 178.20 554.25 Td (collections ) Tj ET Q q 0 0 0 rg BT 224.56 554.25 Td (on ) Tj ET Q q 0 0 0 rg BT 237.60 554.25 Td (char) Tj ET Q q 0 0 0 rg BT 254.62 554.25 Td (ged-of) Tj ET Q q 0 0 0 rg BT 280.54 554.25 Td (f ) Tj ET Q q 0 0 0 rg BT 286.91 554.25 Td (mortgages ) Tj ET Q q 0 0 0 rg BT 331.60 554.25 Td (on ) Tj ET Q q 0 0 0 rg BT 344.64 554.25 Td (behalf ) Tj ET Q q 0 0 0 rg BT 372.67 554.25 Td (of ) Tj ET Q q 0 0 0 rg BT 384.04 554.25 Td (our ) Tj ET Q q 0 0 0 rg BT 400.41 554.25 Td (clients ) Tj ET Q q 0 0 0 rg BT 429.55 554.25 Td (and ) Tj ET Q q 0 0 0 rg BT 447.03 554.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 488.93 554.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 523.62 554.25 Td (following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 542.25 Td (collection ) Tj ET Q q 0 0 0 rg BT 109.41 542.25 Td (from ) Tj ET Q q 0 0 0 rg BT 131.33 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 146.02 542.25 Td (debtors. ) Tj ET Q q 0 0 0 rg BT 180.44 542.25 Td ( ) Tj ET Q q 0 0 0 rg BT 182.74 542.25 Td (W) Tj ET Q q 0 0 0 rg BT 191.38 542.25 Td (e ) Tj ET Q q 0 0 0 rg BT 198.30 542.25 Td (also ) Tj ET Q q 0 0 0 rg BT 216.88 542.25 Td (earn ) Tj ET Q q 0 0 0 rg BT 236.57 542.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 255.15 542.25 Td (for ) Tj ET Q q 0 0 0 rg BT 269.29 542.25 Td (packaging ) Tj ET Q q 0 0 0 rg BT 312.86 542.25 Td (and ) Tj ET Q q 0 0 0 rg BT 329.78 542.25 Td (selling ) Tj ET Q q 0 0 0 rg BT 358.92 542.25 Td (char) Tj ET Q q 0 0 0 rg BT 375.95 542.25 Td (ged-of) Tj ET Q q 0 0 0 rg BT 401.87 542.25 Td (f ) Tj ET Q q 0 0 0 rg BT 407.68 542.25 Td (mortgages ) Tj ET Q q 0 0 0 rg BT 451.81 542.25 Td (and ) Tj ET Q q 0 0 0 rg BT 468.73 542.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 510.07 542.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 544.20 542.25 Td (after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 81.89 530.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 99.61 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.11 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 124.50 530.25 Td (notes ) Tj ET Q q 0 0 0 rg BT 147.78 530.25 Td (and ) Tj ET Q q 0 0 0 rg BT 164.39 530.25 Td (once ) Tj ET Q q 0 0 0 rg BT 185.44 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 199.83 530.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 220.90 530.25 Td (and ) Tj ET Q q 0 0 0 rg BT 237.51 530.25 Td (rewards ) Tj ET Q q 0 0 0 rg BT 271.33 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 281.84 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 296.23 530.25 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 336.16 530.25 Td (notes ) Tj ET Q q 0 0 0 rg BT 359.44 530.25 Td (are ) Tj ET Q q 0 0 0 rg BT 373.82 530.25 Td (transferred ) Tj ET Q q 0 0 0 rg BT 419.30 530.25 Td (to ) Tj ET Q q 0 0 0 rg BT 429.25 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 443.64 530.25 Td (purchasers. ) Tj ET Q q 0 0 0 rg BT 491.07 530.25 Td ( ) Tj ET Q q 0 0 0 rg BT 493.25 530.25 Td (For ) Tj ET Q q 0 0 0 rg BT 509.31 530.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 538.69 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.19 530.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 518.25 Td (servicer ) Tj ET Q q 0 0 0 rg BT 100.89 518.25 Td (technologies ) Tj ET Q q 0 0 0 rg BT 153.18 518.25 Td (software ) Tj ET Q q 0 0 0 rg BT 189.36 518.25 Td (services ) Tj ET Q q 0 0 0 rg BT 223.31 518.25 Td (other ) Tj ET Q q 0 0 0 rg BT 245.61 518.25 Td (than ) Tj ET Q q 0 0 0 rg BT 264.57 518.25 Td (Equator ) Tj ET Q q 0 0 0 rg BT 297.97 518.25 Td (and ) Tj ET Q q 0 0 0 rg BT 314.16 518.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 354.78 518.25 Td (Builder ) Tj ET Q q 0 0 0 rg BT 386.52 518.25 Td (software ) Tj ET Q q 0 0 0 rg BT 422.70 518.25 Td (applications ) Tj ET Q q 0 0 0 rg BT 472.77 518.25 Td (\(see ) Tj ET Q q 0 0 0 rg BT 490.61 518.25 Td (below\), ) Tj ET Q q 0 0 0 rg BT 522.63 518.25 Td (we ) Tj ET Q q 0 0 0 rg BT 536.04 518.25 Td (char) Tj ET Q q 0 0 0 rg BT 553.06 518.25 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 506.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 86.64 506.25 Td (based ) Tj ET Q q 0 0 0 rg BT 112.45 506.25 Td (on ) Tj ET Q q 0 0 0 rg BT 125.50 506.25 Td (the ) Tj ET Q q 0 0 0 rg BT 140.76 506.25 Td (number ) Tj ET Q q 0 0 0 rg BT 174.35 506.25 Td (of ) Tj ET Q q 0 0 0 rg BT 185.72 506.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 209.87 506.25 Td (on ) Tj ET Q q 0 0 0 rg BT 222.92 506.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.18 506.25 Td (system ) Tj ET Q q 0 0 0 rg BT 269.00 506.25 Td (or ) Tj ET Q q 0 0 0 rg BT 280.37 506.25 Td (on ) Tj ET Q q 0 0 0 rg BT 293.42 506.25 Td (a ) Tj ET Q q 0 0 0 rg BT 300.90 506.25 Td (per) Tj ET Q q 0 0 0 rg BT 313.47 506.25 Td (-transaction ) Tj ET Q q 0 0 0 rg BT 363.71 506.25 Td (basis. ) Tj ET Q q 0 0 0 rg BT 389.26 506.25 Td ( ) Tj ET Q q 0 0 0 rg BT 392.08 506.25 Td (W) Tj ET Q q 0 0 0 rg BT 400.72 506.25 Td (e ) Tj ET Q q 0 0 0 rg BT 408.20 506.25 Td (record ) Tj ET Q q 0 0 0 rg BT 436.78 506.25 Td (transactional ) Tj ET Q q 0 0 0 rg BT 490.91 506.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 525.60 506.25 Td (when ) Tj ET Q q 0 0 0 rg BT 550.30 506.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 494.25 Td (service ) Tj ET Q q 0 0 0 rg BT 98.13 494.25 Td (is ) Tj ET Q q 0 0 0 rg BT 107.11 494.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 144.97 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 161.72 494.25 Td (other ) Tj ET Q q 0 0 0 rg BT 184.58 494.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 218.54 494.25 Td (monthly ) Tj ET Q q 0 0 0 rg BT 254.19 494.25 Td (based ) Tj ET Q q 0 0 0 rg BT 279.27 494.25 Td (on ) Tj ET Q q 0 0 0 rg BT 291.59 494.25 Td (the ) Tj ET Q q 0 0 0 rg BT 306.12 494.25 Td (number ) Tj ET Q q 0 0 0 rg BT 338.98 494.25 Td (of ) Tj ET Q q 0 0 0 rg BT 349.62 494.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 373.04 494.25 Td (processed ) Tj ET Q q 0 0 0 rg BT 414.79 494.25 Td (or ) Tj ET Q q 0 0 0 rg BT 425.43 494.25 Td (services ) Tj ET Q q 0 0 0 rg BT 459.95 494.25 Td (provided. ) Tj ET Q q 0 0 0 rg BT 500.31 494.25 Td ( ) Tj ET Q q 0 0 0 rg BT 502.62 494.25 Td (In ) Tj ET Q q 0 0 0 rg BT 513.27 494.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 550.85 494.25 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 482.25 Td (char) Tj ET Q q 0 0 0 rg BT 84.53 482.25 Td (ge ) Tj ET Q q 0 0 0 rg BT 96.27 482.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 114.67 482.25 Td (for ) Tj ET Q q 0 0 0 rg BT 128.63 482.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 179.81 482.25 Td (services ) Tj ET Q q 0 0 0 rg BT 214.31 482.25 Td (engagements, ) Tj ET Q q 0 0 0 rg BT 271.32 482.25 Td (which ) Tj ET Q q 0 0 0 rg BT 298.06 482.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 328.14 482.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 367.65 482.25 Td (of ) Tj ET Q q 0 0 0 rg BT 378.28 482.25 Td (time ) Tj ET Q q 0 0 0 rg BT 398.36 482.25 Td (and ) Tj ET Q q 0 0 0 rg BT 415.10 482.25 Td (materials ) Tj ET Q q 0 0 0 rg BT 454.05 482.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 501.88 482.25 Td (with ) Tj ET Q q 0 0 0 rg BT 521.96 482.25 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 470.25 Td (that ) Tj ET Q q 0 0 0 rg BT 84.63 470.25 Td (are ) Tj ET Q q 0 0 0 rg BT 98.96 470.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 138.30 470.25 Td (billed ) Tj ET Q q 0 0 0 rg BT 163.20 470.25 Td (and ) Tj ET Q q 0 0 0 rg BT 179.77 470.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 225.76 470.25 Td (as ) Tj ET Q q 0 0 0 rg BT 236.22 470.25 Td (the ) Tj ET Q q 0 0 0 rg BT 250.57 470.25 Td (hours ) Tj ET Q q 0 0 0 rg BT 274.92 470.25 Td (are ) Tj ET Q q 0 0 0 rg BT 289.26 470.25 Td (worked. ) Tj ET Q q 0 0 0 rg BT 323.88 470.25 Td ( ) Tj ET Q q 0 0 0 rg BT 326.01 470.25 Td (Reimbursable ) Tj ET Q q 0 0 0 rg BT 383.68 470.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 421.91 470.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 455.69 470.25 Td (is ) Tj ET Q q 0 0 0 rg BT 464.49 470.25 Td (included ) Tj ET Q q 0 0 0 rg BT 501.05 470.25 Td (in ) Tj ET Q q 0 0 0 rg BT 510.96 470.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 544.73 470.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 458.25 Td (an ) Tj ET Q q 0 0 0 rg BT 79.06 458.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 102.84 458.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 134.97 458.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 172.07 458.25 Td (in ) Tj ET Q q 0 0 0 rg BT 181.97 458.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 200.20 458.25 Td (of ) Tj ET Q q 0 0 0 rg BT 210.66 458.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 244.43 458.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 283.77 458.25 Td (related ) Tj ET Q q 0 0 0 rg BT 313.10 458.25 Td (to ) Tj ET Q q 0 0 0 rg BT 323.00 458.25 Td (our ) Tj ET Q q 0 0 0 rg BT 338.46 458.25 Td (property ) Tj ET Q q 0 0 0 rg BT 374.46 458.25 Td (preservation ) Tj ET Q q 0 0 0 rg BT 426.01 458.25 Td (and ) Tj ET Q q 0 0 0 rg BT 442.57 458.25 Td (inspection ) Tj ET Q q 0 0 0 rg BT 485.80 458.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 522.63 458.25 Td (real ) Tj ET Q q 0 0 0 rg BT 539.74 458.25 Td (estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 446.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 89.09 446.25 Td (and ) Tj ET Q q 0 0 0 rg BT 105.67 446.25 Td (our ) Tj ET Q q 0 0 0 rg BT 121.15 446.25 Td (default ) Tj ET Q q 0 0 0 rg BT 151.06 446.25 Td (management ) Tj ET Q q 0 0 0 rg BT 204.30 446.25 Td (services. ) Tj ET Q q 0 0 0 rg BT 241.16 446.25 Td ( ) Tj ET Q q 0 0 0 rg BT 243.15 446.25 Td (These ) Tj ET Q q 0 0 0 rg BT 269.18 446.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 305.21 446.25 Td (are ) Tj ET Q q 0 0 0 rg BT 319.57 446.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 365.58 446.25 Td (on ) Tj ET Q q 0 0 0 rg BT 377.73 446.25 Td (a ) Tj ET Q q 0 0 0 rg BT 384.31 446.25 Td (gross ) Tj ET Q q 0 0 0 rg BT 407.57 446.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 432.22 446.25 Td (principally ) Tj ET Q q 0 0 0 rg BT 477.69 446.25 Td (because ) Tj ET Q q 0 0 0 rg BT 511.49 446.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 550.84 446.25 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 434.25 Td (have ) Tj ET Q q 0 0 0 rg BT 88.88 434.25 Td (complete ) Tj ET Q q 0 0 0 rg BT 128.03 434.25 Td (control ) Tj ET Q q 0 0 0 rg BT 158.85 434.25 Td (over ) Tj ET Q q 0 0 0 rg BT 179.12 434.25 Td (selection ) Tj ET Q q 0 0 0 rg BT 217.16 434.25 Td (of ) Tj ET Q q 0 0 0 rg BT 227.99 434.25 Td (vendors ) Tj ET Q q 0 0 0 rg BT 262.15 434.25 Td (and ) Tj ET Q q 0 0 0 rg BT 279.09 434.25 Td (the ) Tj ET Q q 0 0 0 rg BT 293.81 434.25 Td (vendor ) Tj ET Q q 0 0 0 rg BT 324.08 434.25 Td (relationship ) Tj ET Q q 0 0 0 rg BT 373.79 434.25 Td (is ) Tj ET Q q 0 0 0 rg BT 382.96 434.25 Td (with ) Tj ET Q q 0 0 0 rg BT 403.24 434.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 417.13 434.25 Td (rather ) Tj ET Q q 0 0 0 rg BT 442.94 434.25 Td (than ) Tj ET Q q 0 0 0 rg BT 462.66 434.25 Td (with ) Tj ET Q q 0 0 0 rg BT 482.94 434.25 Td (our ) Tj ET Q q 0 0 0 rg BT 498.77 434.25 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 413.25 Td (For ) Tj ET Q q 0 0 0 rg BT 84.16 413.25 Td (Equator ) Tj ET Q q 0 0 0 rg BT 118.59 413.25 Td (software ) Tj ET Q q 0 0 0 rg BT 155.79 413.25 Td (applications, ) Tj ET Q q 0 0 0 rg BT 209.39 413.25 Td (we ) Tj ET Q q 0 0 0 rg BT 223.82 413.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 265.45 413.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 299.87 413.25 Td (from ) Tj ET Q q 0 0 0 rg BT 322.08 413.25 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 378.72 413.25 Td (with ) Tj ET Q q 0 0 0 rg BT 399.27 413.25 Td (multiple ) Tj ET Q q 0 0 0 rg BT 435.37 413.25 Td (deliverables ) Tj ET Q q 0 0 0 rg BT 486.45 413.25 Td (in ) Tj ET Q q 0 0 0 rg BT 497.00 413.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 544.74 413.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 401.25 Td (ASC ) Tj ET Q q 0 0 0 rg BT 88.92 401.25 Td (Subtopic ) Tj ET Q q 0 0 0 rg BT 126.44 401.25 Td (605-25, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 159.24 401.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 195.07 401.25 Td (Recognition: ) Tj ET Q q 0 0 0 rg BT 248.69 401.25 Td (Multiple-Element ) Tj ET Q q 0 0 0 rg BT 320.49 401.25 Td (Arrangements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.15 401.25 Td ( ) Tj ET Q q 0 0 0 rg BT 379.11 401.25 Td (\(ASC ) Tj ET Q q 0 0 0 rg BT 408.30 401.25 Td (605-25\), ) Tj ET Q q 0 0 0 rg BT 448.87 401.25 Td (and ) Tj ET Q q 0 0 0 rg BT 465.27 401.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 506.67 401.25 Td (and ) Tj ET Q q 0 0 0 rg BT 523.08 401.25 Td (Exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 389.25 Td (Commission ) Tj ET Q q 0 0 0 rg BT 120.88 389.25 Td (\(SEC\) ) Tj ET Q q 0 0 0 rg BT 157.57 389.25 Td (Staf) Tj ET Q q 0 0 0 rg BT 173.49 389.25 Td (f ) Tj ET Q q 0 0 0 rg BT 179.02 389.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 228.48 389.25 Td (Bulletin ) Tj ET Q q 0 0 0 rg BT 263.31 389.25 Td (T) Tj ET Q q 0 0 0 rg BT 268.72 389.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 288.75 389.25 Td (13, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 304.06 389.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 340.74 389.25 Td (Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.06 389.25 Td ( ) Tj ET Q q 0 0 0 rg BT 391.87 389.25 Td (\(SAB ) Tj ET Q q 0 0 0 rg BT 421.70 389.25 Td (T) Tj ET Q q 0 0 0 rg BT 427.11 389.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 447.14 389.25 Td (13\). ) Tj ET Q q 0 0 0 rg BT 470.22 389.25 Td ( ) Tj ET Q q 0 0 0 rg BT 472.41 389.25 Td (ASC ) Tj ET Q q 0 0 0 rg BT 494.67 389.25 Td (605-25 ) Tj ET Q q 0 0 0 rg BT 525.81 389.25 Td (and ) Tj ET Q q 0 0 0 rg BT 543.06 389.25 Td (SAB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 377.25 Td (T) Tj ET Q q 0 0 0 rg BT 72.91 377.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 92.46 377.25 Td (13 ) Tj ET Q q 0 0 0 rg BT 104.80 377.25 Td (require ) Tj ET Q q 0 0 0 rg BT 135.45 377.25 Td (each ) Tj ET Q q 0 0 0 rg BT 156.10 377.25 Td (deliverable ) Tj ET Q q 0 0 0 rg BT 202.85 377.25 Td (within ) Tj ET Q q 0 0 0 rg BT 230.75 377.25 Td (a ) Tj ET Q q 0 0 0 rg BT 237.52 377.25 Td (multiple-deliverable ) Tj ET Q q 0 0 0 rg BT 320.93 377.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 354.92 377.25 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 407.22 377.25 Td (to ) Tj ET Q q 0 0 0 rg BT 417.34 377.25 Td (be ) Tj ET Q q 0 0 0 rg BT 429.11 377.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 471.98 377.25 Td (for ) Tj ET Q q 0 0 0 rg BT 485.97 377.25 Td (as ) Tj ET Q q 0 0 0 rg BT 496.64 377.25 Td (a ) Tj ET Q q 0 0 0 rg BT 503.41 377.25 Td (separate ) Tj ET Q q 0 0 0 rg BT 538.50 377.25 Td (unit ) Tj ET Q q 0 0 0 rg BT 556.39 377.25 Td (if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 365.25 Td (both ) Tj ET Q q 0 0 0 rg BT 88.09 365.25 Td (of ) Tj ET Q q 0 0 0 rg BT 99.23 365.25 Td (the ) Tj ET Q q 0 0 0 rg BT 114.26 365.25 Td (following ) Tj ET Q q 0 0 0 rg BT 155.95 365.25 Td (criteria ) Tj ET Q q 0 0 0 rg BT 187.07 365.25 Td (are ) Tj ET Q q 0 0 0 rg BT 202.09 365.25 Td (met: ) Tj ET Q q 0 0 0 rg BT 222.67 365.25 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 237.14 365.25 Td (the ) Tj ET Q q 0 0 0 rg BT 252.17 365.25 Td (delivered ) Tj ET Q q 0 0 0 rg BT 292.18 365.25 Td (item ) Tj ET Q q 0 0 0 rg BT 312.77 365.25 Td (or ) Tj ET Q q 0 0 0 rg BT 323.91 365.25 Td (items ) Tj ET Q q 0 0 0 rg BT 348.38 365.25 Td (have ) Tj ET Q q 0 0 0 rg BT 370.07 365.25 Td (value ) Tj ET Q q 0 0 0 rg BT 394.53 365.25 Td (to ) Tj ET Q q 0 0 0 rg BT 405.12 365.25 Td (the ) Tj ET Q q 0 0 0 rg BT 420.15 365.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 459.61 365.25 Td (on ) Tj ET Q q 0 0 0 rg BT 472.42 365.25 Td (a ) Tj ET Q q 0 0 0 rg BT 479.67 365.25 Td (standalone ) Tj ET Q q 0 0 0 rg BT 525.25 365.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 548.06 365.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 353.25 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 81.60 353.25 Td (for ) Tj ET Q q 0 0 0 rg BT 95.70 353.25 Td (an ) Tj ET Q q 0 0 0 rg BT 107.58 353.25 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 160.00 353.25 Td (that ) Tj ET Q q 0 0 0 rg BT 177.43 353.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 213.20 353.25 Td (a ) Tj ET Q q 0 0 0 rg BT 220.08 353.25 Td (general ) Tj ET Q q 0 0 0 rg BT 251.94 353.25 Td (right ) Tj ET Q q 0 0 0 rg BT 273.27 353.25 Td (of ) Tj ET Q q 0 0 0 rg BT 284.04 353.25 Td (return ) Tj ET Q q 0 0 0 rg BT 310.36 353.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 342.78 353.25 Td (to ) Tj ET Q q 0 0 0 rg BT 353.00 353.25 Td (the ) Tj ET Q q 0 0 0 rg BT 367.66 353.25 Td (delivered ) Tj ET Q q 0 0 0 rg BT 407.30 353.25 Td (item\(s\), ) Tj ET Q q 0 0 0 rg BT 440.57 353.25 Td (delivery ) Tj ET Q q 0 0 0 rg BT 475.78 353.25 Td (or ) Tj ET Q q 0 0 0 rg BT 486.55 353.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 539.51 353.25 Td (of ) Tj ET Q q 0 0 0 rg BT 550.28 353.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 341.25 Td (undelivered ) Tj ET Q q 0 0 0 rg BT 117.19 341.25 Td (item\(s\) ) Tj ET Q q 0 0 0 rg BT 148.00 341.25 Td (is ) Tj ET Q q 0 0 0 rg BT 157.16 341.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 202.96 341.25 Td (probable ) Tj ET Q q 0 0 0 rg BT 240.44 341.25 Td (and ) Tj ET Q q 0 0 0 rg BT 257.36 341.25 Td (substantially ) Tj ET Q q 0 0 0 rg BT 310.40 341.25 Td (in ) Tj ET Q q 0 0 0 rg BT 320.67 341.25 Td (the ) Tj ET Q q 0 0 0 rg BT 335.37 341.25 Td (seller) Tj ET Q q 0 0 0 rg BT 357.40 341.25 Td () Tj ET Q q 0 0 0 rg BT 360.18 341.25 Td (s ) Tj ET Q q 0 0 0 rg BT 366.56 341.25 Td (control. ) Tj ET Q q 0 0 0 rg BT 399.87 341.25 Td ( ) Tj ET Q q 0 0 0 rg BT 402.36 341.25 Td (Deliverables ) Tj ET Q q 0 0 0 rg BT 455.38 341.25 Td (not ) Tj ET Q q 0 0 0 rg BT 470.64 341.25 Td (meeting ) Tj ET Q q 0 0 0 rg BT 505.34 341.25 Td (the ) Tj ET Q q 0 0 0 rg BT 520.05 341.25 Td (criteria ) Tj ET Q q 0 0 0 rg BT 550.85 341.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 329.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 114.29 329.25 Td (treatment ) Tj ET Q q 0 0 0 rg BT 154.96 329.25 Td (as ) Tj ET Q q 0 0 0 rg BT 166.21 329.25 Td (a ) Tj ET Q q 0 0 0 rg BT 173.56 329.25 Td (separate ) Tj ET Q q 0 0 0 rg BT 209.23 329.25 Td (unit ) Tj ET Q q 0 0 0 rg BT 227.70 329.25 Td (are ) Tj ET Q q 0 0 0 rg BT 242.82 329.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 285.17 329.25 Td (with ) Tj ET Q q 0 0 0 rg BT 305.86 329.25 Td (a ) Tj ET Q q 0 0 0 rg BT 313.22 329.25 Td (deliverable ) Tj ET Q q 0 0 0 rg BT 360.55 329.25 Td (that ) Tj ET Q q 0 0 0 rg BT 378.46 329.25 Td (meets ) Tj ET Q q 0 0 0 rg BT 404.70 329.25 Td (that ) Tj ET Q q 0 0 0 rg BT 422.61 329.25 Td (criterion. ) Tj ET Q q 0 0 0 rg BT 461.90 329.25 Td ( ) Tj ET Q q 0 0 0 rg BT 464.60 329.25 Td (W) Tj ET Q q 0 0 0 rg BT 473.24 329.25 Td (e ) Tj ET Q q 0 0 0 rg BT 480.60 329.25 Td (derive ) Tj ET Q q 0 0 0 rg BT 508.50 329.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 543.06 329.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 317.25 Td (platform ) Tj ET Q q 0 0 0 rg BT 105.31 317.25 Td (services ) Tj ET Q q 0 0 0 rg BT 140.88 317.25 Td (fees, ) Tj ET Q q 0 0 0 rg BT 162.85 317.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 215.10 317.25 Td (services ) Tj ET Q q 0 0 0 rg BT 250.68 317.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 270.15 317.25 Td (and ) Tj ET Q q 0 0 0 rg BT 287.96 317.25 Td (other ) Tj ET Q q 0 0 0 rg BT 311.88 317.25 Td (services. ) Tj ET Q q 0 0 0 rg BT 349.96 317.25 Td ( ) Tj ET Q q 0 0 0 rg BT 353.09 317.25 Td (W) Tj ET Q q 0 0 0 rg BT 361.72 317.25 Td (e ) Tj ET Q q 0 0 0 rg BT 369.53 317.25 Td (do ) Tj ET Q q 0 0 0 rg BT 382.91 317.25 Td (not ) Tj ET Q q 0 0 0 rg BT 399.06 317.25 Td (begin ) Tj ET Q q 0 0 0 rg BT 424.64 317.25 Td (to ) Tj ET Q q 0 0 0 rg BT 435.79 317.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 478.03 317.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 513.04 317.25 Td (for ) Tj ET Q q 0 0 0 rg BT 528.08 317.25 Td (platform ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 305.25 Td (services ) Tj ET Q q 0 0 0 rg BT 102.47 305.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 121.32 305.25 Td (until ) Tj ET Q q 0 0 0 rg BT 142.42 305.25 Td (these ) Tj ET Q q 0 0 0 rg BT 165.72 305.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 184.58 305.25 Td (become ) Tj ET Q q 0 0 0 rg BT 218.43 305.25 Td (billable, ) Tj ET Q q 0 0 0 rg BT 253.68 305.25 Td (as ) Tj ET Q q 0 0 0 rg BT 264.77 305.25 Td (the ) Tj ET Q q 0 0 0 rg BT 279.75 305.25 Td (services ) Tj ET Q q 0 0 0 rg BT 314.71 305.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 333.57 305.25 Td (are ) Tj ET Q q 0 0 0 rg BT 348.54 305.25 Td (not ) Tj ET Q q 0 0 0 rg BT 364.07 305.25 Td (fixed ) Tj ET Q q 0 0 0 rg BT 387.38 305.25 Td (and ) Tj ET Q q 0 0 0 rg BT 404.58 305.25 Td (determinable ) Tj ET Q q 0 0 0 rg BT 459.53 305.25 Td (until ) Tj ET Q q 0 0 0 rg BT 480.63 305.25 Td (such ) Tj ET Q q 0 0 0 rg BT 501.71 305.25 Td (time. ) Tj ET Q q 0 0 0 rg BT 524.75 305.25 Td ( ) Tj ET Q q 0 0 0 rg BT 527.50 305.25 Td (Platform ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 293.25 Td (services ) Tj ET Q q 0 0 0 rg BT 101.66 293.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 119.71 293.25 Td (are ) Tj ET Q q 0 0 0 rg BT 133.88 293.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 179.69 293.25 Td (ratably ) Tj ET Q q 0 0 0 rg BT 209.41 293.25 Td (over ) Tj ET Q q 0 0 0 rg BT 229.13 293.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.31 293.25 Td (shorter ) Tj ET Q q 0 0 0 rg BT 273.03 293.25 Td (of ) Tj ET Q q 0 0 0 rg BT 283.31 293.25 Td (the ) Tj ET Q q 0 0 0 rg BT 297.49 293.25 Td (term ) Tj ET Q q 0 0 0 rg BT 317.77 293.25 Td (of ) Tj ET Q q 0 0 0 rg BT 328.05 293.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.22 293.25 Td (contract ) Tj ET Q q 0 0 0 rg BT 376.38 293.25 Td (with ) Tj ET Q q 0 0 0 rg BT 396.11 293.25 Td (the ) Tj ET Q q 0 0 0 rg BT 410.28 293.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 448.89 293.25 Td (or ) Tj ET Q q 0 0 0 rg BT 459.18 293.25 Td (the ) Tj ET Q q 0 0 0 rg BT 473.35 293.25 Td (minimum ) Tj ET Q q 0 0 0 rg BT 514.19 293.25 Td (cancellation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 281.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 98.72 281.25 Td ( ) Tj ET Q q 0 0 0 rg BT 101.90 281.25 Td (Professional ) Tj ET Q q 0 0 0 rg BT 154.51 281.25 Td (services ) Tj ET Q q 0 0 0 rg BT 189.90 281.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 209.17 281.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 240.13 281.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 280.52 281.25 Td (of ) Tj ET Q q 0 0 0 rg BT 292.02 281.25 Td (configuration ) Tj ET Q q 0 0 0 rg BT 349.07 281.25 Td (and ) Tj ET Q q 0 0 0 rg BT 366.68 281.25 Td (development ) Tj ET Q q 0 0 0 rg BT 421.51 281.25 Td (services ) Tj ET Q q 0 0 0 rg BT 456.89 281.25 Td (related ) Tj ET Q q 0 0 0 rg BT 487.27 281.25 Td (to ) Tj ET Q q 0 0 0 rg BT 498.23 281.25 Td (customizing ) Tj ET Q q 0 0 0 rg BT 550.29 281.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 269.25 Td (platform ) Tj ET Q q 0 0 0 rg BT 103.87 269.25 Td (for ) Tj ET Q q 0 0 0 rg BT 117.47 269.25 Td (individual ) Tj ET Q q 0 0 0 rg BT 159.97 269.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 202.45 269.25 Td (and ) Tj ET Q q 0 0 0 rg BT 218.83 269.25 Td (are ) Tj ET Q q 0 0 0 rg BT 232.98 269.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 272.12 269.25 Td (billed ) Tj ET Q q 0 0 0 rg BT 296.83 269.25 Td (as ) Tj ET Q q 0 0 0 rg BT 307.10 269.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.26 269.25 Td (hours ) Tj ET Q q 0 0 0 rg BT 345.42 269.25 Td (are ) Tj ET Q q 0 0 0 rg BT 359.57 269.25 Td (worked. ) Tj ET Q q 0 0 0 rg BT 394.00 269.25 Td ( ) Tj ET Q q 0 0 0 rg BT 395.94 269.25 Td (Due ) Tj ET Q q 0 0 0 rg BT 414.54 269.25 Td (to ) Tj ET Q q 0 0 0 rg BT 424.26 269.25 Td (the ) Tj ET Q q 0 0 0 rg BT 438.41 269.25 Td (essential ) Tj ET Q q 0 0 0 rg BT 474.79 269.25 Td (and ) Tj ET Q q 0 0 0 rg BT 491.17 269.25 Td (specialized ) Tj ET Q q 0 0 0 rg BT 537.52 269.25 Td (nature ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 257.25 Td (of ) Tj ET Q q 0 0 0 rg BT 77.95 257.25 Td (the ) Tj ET Q q 0 0 0 rg BT 92.29 257.25 Td (configuration ) Tj ET Q q 0 0 0 rg BT 148.29 257.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 185.12 257.25 Td (these ) Tj ET Q q 0 0 0 rg BT 207.79 257.25 Td (services ) Tj ET Q q 0 0 0 rg BT 242.12 257.25 Td (do ) Tj ET Q q 0 0 0 rg BT 254.25 257.25 Td (not ) Tj ET Q q 0 0 0 rg BT 269.15 257.25 Td (qualify ) Tj ET Q q 0 0 0 rg BT 299.60 257.25 Td (as ) Tj ET Q q 0 0 0 rg BT 310.05 257.25 Td (separate ) Tj ET Q q 0 0 0 rg BT 344.93 257.25 Td (units ) Tj ET Q q 0 0 0 rg BT 366.50 257.25 Td (of ) Tj ET Q q 0 0 0 rg BT 376.96 257.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 422.95 257.25 Td (separate ) Tj ET Q q 0 0 0 rg BT 457.83 257.25 Td (from ) Tj ET Q q 0 0 0 rg BT 479.39 257.25 Td (the ) Tj ET Q q 0 0 0 rg BT 493.74 257.25 Td (platform ) Tj ET Q q 0 0 0 rg BT 530.29 257.25 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 245.25 Td (as ) Tj ET Q q 0 0 0 rg BT 78.22 245.25 Td (the ) Tj ET Q q 0 0 0 rg BT 92.83 245.25 Td (delivered ) Tj ET Q q 0 0 0 rg BT 132.42 245.25 Td (services ) Tj ET Q q 0 0 0 rg BT 167.02 245.25 Td (do ) Tj ET Q q 0 0 0 rg BT 179.41 245.25 Td (not ) Tj ET Q q 0 0 0 rg BT 194.58 245.25 Td (have ) Tj ET Q q 0 0 0 rg BT 215.85 245.25 Td (value ) Tj ET Q q 0 0 0 rg BT 239.90 245.25 Td (to ) Tj ET Q q 0 0 0 rg BT 250.07 245.25 Td (the ) Tj ET Q q 0 0 0 rg BT 264.68 245.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 303.72 245.25 Td (on ) Tj ET Q q 0 0 0 rg BT 316.12 245.25 Td (a ) Tj ET Q q 0 0 0 rg BT 322.95 245.25 Td (standalone ) Tj ET Q q 0 0 0 rg BT 368.10 245.25 Td (basis. ) Tj ET Q q 0 0 0 rg BT 392.99 245.25 Td ( ) Tj ET Q q 0 0 0 rg BT 395.21 245.25 Td (Therefore, ) Tj ET Q q 0 0 0 rg BT 439.52 245.25 Td (the ) Tj ET Q q 0 0 0 rg BT 454.13 245.25 Td (related ) Tj ET Q q 0 0 0 rg BT 483.72 245.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 502.21 245.25 Td (are ) Tj ET Q q 0 0 0 rg BT 516.81 245.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 554.18 245.25 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 233.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 103.77 233.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 138.38 233.25 Td (until ) Tj ET Q q 0 0 0 rg BT 159.68 233.25 Td (the ) Tj ET Q q 0 0 0 rg BT 174.86 233.25 Td (project ) Tj ET Q q 0 0 0 rg BT 205.59 233.25 Td (configuration ) Tj ET Q q 0 0 0 rg BT 262.42 233.25 Td (is ) Tj ET Q q 0 0 0 rg BT 272.06 233.25 Td (complete ) Tj ET Q q 0 0 0 rg BT 311.67 233.25 Td (and ) Tj ET Q q 0 0 0 rg BT 329.07 233.25 Td (then ) Tj ET Q q 0 0 0 rg BT 349.25 233.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 396.08 233.25 Td (ratably ) Tj ET Q q 0 0 0 rg BT 426.81 233.25 Td (over ) Tj ET Q q 0 0 0 rg BT 447.54 233.25 Td (the ) Tj ET Q q 0 0 0 rg BT 462.72 233.25 Td (longer ) Tj ET Q q 0 0 0 rg BT 491.23 233.25 Td (of ) Tj ET Q q 0 0 0 rg BT 502.52 233.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.71 233.25 Td (term ) Tj ET Q q 0 0 0 rg BT 538.99 233.25 Td (of ) Tj ET Q q 0 0 0 rg BT 550.29 233.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 221.25 Td (agreement ) Tj ET Q q 0 0 0 rg BT 111.29 221.25 Td (or ) Tj ET Q q 0 0 0 rg BT 121.77 221.25 Td (the ) Tj ET Q q 0 0 0 rg BT 136.13 221.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 176.60 221.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 214.28 221.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 253.08 221.25 Td (life. ) Tj ET Q q 0 0 0 rg BT 271.05 221.25 Td ( ) Tj ET Q q 0 0 0 rg BT 273.20 221.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 298.12 221.25 Td (services ) Tj ET Q q 0 0 0 rg BT 332.47 221.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 362.40 221.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 401.76 221.25 Td (of ) Tj ET Q q 0 0 0 rg BT 412.23 221.25 Td (training, ) Tj ET Q q 0 0 0 rg BT 447.98 221.25 Td (including ) Tj ET Q q 0 0 0 rg BT 487.91 221.25 Td (agent ) Tj ET Q q 0 0 0 rg BT 511.71 221.25 Td (certification, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 209.25 Td (and ) Tj ET Q q 0 0 0 rg BT 85.62 209.25 Td (consulting ) Tj ET Q q 0 0 0 rg BT 130.97 209.25 Td (services. ) Tj ET Q q 0 0 0 rg BT 169.36 209.25 Td ( ) Tj ET Q q 0 0 0 rg BT 172.78 209.25 Td (These ) Tj ET Q q 0 0 0 rg BT 200.34 209.25 Td (services ) Tj ET Q q 0 0 0 rg BT 236.23 209.25 Td (are ) Tj ET Q q 0 0 0 rg BT 252.12 209.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 293.01 209.25 Td (sold ) Tj ET Q q 0 0 0 rg BT 313.36 209.25 Td (separately ) Tj ET Q q 0 0 0 rg BT 357.58 209.25 Td (and ) Tj ET Q q 0 0 0 rg BT 375.70 209.25 Td (are ) Tj ET Q q 0 0 0 rg BT 391.59 209.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 439.14 209.25 Td (as ) Tj ET Q q 0 0 0 rg BT 451.15 209.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 486.48 209.25 Td (as ) Tj ET Q q 0 0 0 rg BT 498.50 209.25 Td (the ) Tj ET Q q 0 0 0 rg BT 514.40 209.25 Td (services ) Tj ET Q q 0 0 0 rg BT 550.29 209.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 197.25 Td (performed ) Tj ET Q q 0 0 0 rg BT 111.65 197.25 Td (and ) Tj ET Q q 0 0 0 rg BT 128.58 197.25 Td (earned.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 176.25 Td (For ) Tj ET Q q 0 0 0 rg BT 83.48 176.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 124.44 176.25 Td (Builder ) Tj ET Q q 0 0 0 rg BT 156.52 176.25 Td (software ) Tj ET Q q 0 0 0 rg BT 193.03 176.25 Td (applications, ) Tj ET Q q 0 0 0 rg BT 245.94 176.25 Td (we ) Tj ET Q q 0 0 0 rg BT 259.68 176.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 300.63 176.25 Td (subscription ) Tj ET Q q 0 0 0 rg BT 351.60 176.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 389.22 176.25 Td (ratably ) Tj ET Q q 0 0 0 rg BT 419.07 176.25 Td (over ) Tj ET Q q 0 0 0 rg BT 438.93 176.25 Td (the ) Tj ET Q q 0 0 0 rg BT 453.23 176.25 Td (contract ) Tj ET Q q 0 0 0 rg BT 487.51 176.25 Td (term, ) Tj ET Q q 0 0 0 rg BT 510.42 176.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 552.50 176.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 164.25 Td (the ) Tj ET Q q 0 0 0 rg BT 81.43 164.25 Td (commencement ) Tj ET Q q 0 0 0 rg BT 146.45 164.25 Td (date ) Tj ET Q q 0 0 0 rg BT 164.82 164.25 Td (of ) Tj ET Q q 0 0 0 rg BT 174.86 164.25 Td (each ) Tj ET Q q 0 0 0 rg BT 194.89 164.25 Td (contract. ) Tj ET Q q 0 0 0 rg BT 231.31 164.25 Td ( ) Tj ET Q q 0 0 0 rg BT 233.02 164.25 Td (Revenues ) Tj ET Q q 0 0 0 rg BT 273.61 164.25 Td (for ) Tj ET Q q 0 0 0 rg BT 286.99 164.25 Td (usage-based ) Tj ET Q q 0 0 0 rg BT 337.57 164.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 387.05 164.25 Td (are ) Tj ET Q q 0 0 0 rg BT 400.97 164.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 439.88 164.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 485.46 164.25 Td (as ) Tj ET Q q 0 0 0 rg BT 495.50 164.25 Td (the ) Tj ET Q q 0 0 0 rg BT 509.43 164.25 Td (usage ) Tj ET Q q 0 0 0 rg BT 533.92 164.25 Td (occurs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 152.25 Td (as ) Tj ET Q q 0 0 0 rg BT 78.33 152.25 Td (that ) Tj ET Q q 0 0 0 rg BT 95.83 152.25 Td (is ) Tj ET Q q 0 0 0 rg BT 105.00 152.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.71 152.25 Td (point ) Tj ET Q q 0 0 0 rg BT 142.77 152.25 Td (when ) Tj ET Q q 0 0 0 rg BT 166.93 152.25 Td (the ) Tj ET Q q 0 0 0 rg BT 181.65 152.25 Td (fee ) Tj ET Q q 0 0 0 rg BT 196.35 152.25 Td (becomes ) Tj ET Q q 0 0 0 rg BT 233.84 152.25 Td (fixed ) Tj ET Q q 0 0 0 rg BT 256.88 152.25 Td (or ) Tj ET Q q 0 0 0 rg BT 267.71 152.25 Td (determinable. ) Tj ET Q q 0 0 0 rg BT 324.91 152.25 Td ( ) Tj ET Q q 0 0 0 rg BT 327.23 152.25 Td (W) Tj ET Q q 0 0 0 rg BT 335.87 152.25 Td (e ) Tj ET Q q 0 0 0 rg BT 342.81 152.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 382.51 152.25 Td (invoice ) Tj ET Q q 0 0 0 rg BT 414.44 152.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 457.49 152.25 Td (on ) Tj ET Q q 0 0 0 rg BT 469.99 152.25 Td (a ) Tj ET Q q 0 0 0 rg BT 476.93 152.25 Td (monthly ) Tj ET Q q 0 0 0 rg BT 512.76 152.25 Td (basis.) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 131.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 88.19 131.25 Td (Estate ) Tj ET Q q 0 0 0 rg BT 115.55 131.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 146.79 131.25 Td (segment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.56 131.25 Td (: ) Tj ET Q q 0 0 0 rg BT 184.70 131.25 Td ( ) Tj ET Q q 0 0 0 rg BT 186.90 131.25 Td (W) Tj ET Q q 0 0 0 rg BT 195.53 131.25 Td (e ) Tj ET Q q 0 0 0 rg BT 202.34 131.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 243.56 131.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 277.58 131.25 Td (for ) Tj ET Q q 0 0 0 rg BT 291.60 131.25 Td (the ) Tj ET Q q 0 0 0 rg BT 306.18 131.25 Td (majority ) Tj ET Q q 0 0 0 rg BT 342.43 131.25 Td (of ) Tj ET Q q 0 0 0 rg BT 353.12 131.25 Td (the ) Tj ET Q q 0 0 0 rg BT 367.70 131.25 Td (services ) Tj ET Q q 0 0 0 rg BT 402.28 131.25 Td (we ) Tj ET Q q 0 0 0 rg BT 416.30 131.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 449.21 131.25 Td (when ) Tj ET Q q 0 0 0 rg BT 473.24 131.25 Td (the ) Tj ET Q q 0 0 0 rg BT 487.82 131.25 Td (services ) Tj ET Q q 0 0 0 rg BT 522.39 131.25 Td (have ) Tj ET Q q 0 0 0 rg BT 543.63 131.25 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 119.25 Td (performed. ) Tj ET Q q 0 0 0 rg BT 113.81 119.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.82 119.25 Td (W) Tj ET Q q 0 0 0 rg BT 124.46 119.25 Td (e ) Tj ET Q q 0 0 0 rg BT 131.07 119.25 Td (record ) Tj ET Q q 0 0 0 rg BT 158.77 119.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 192.58 119.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 235.84 119.25 Td (with ) Tj ET Q q 0 0 0 rg BT 255.79 119.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 274.05 119.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 302.87 119.25 Td (on ) Tj ET Q q 0 0 0 rg BT 315.03 119.25 Td (real ) Tj ET Q q 0 0 0 rg BT 332.19 119.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 357.12 119.25 Td (sales, ) Tj ET Q q 0 0 0 rg BT 381.22 119.25 Td (other ) Tj ET Q q 0 0 0 rg BT 403.94 119.25 Td (than ) Tj ET Q q 0 0 0 rg BT 423.32 119.25 Td (our ) Tj ET Q q 0 0 0 rg BT 438.82 119.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 460.42 119.25 Td (of ) Tj ET Q q 0 0 0 rg BT 470.92 119.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 514.74 119.25 Td (investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 107.25 Td (in ) Tj ET Q q 0 0 0 rg BT 77.91 107.25 Td (real ) Tj ET Q q 0 0 0 rg BT 95.52 107.25 Td (estate, ) Tj ET Q q 0 0 0 rg BT 123.41 107.25 Td (on ) Tj ET Q q 0 0 0 rg BT 136.04 107.25 Td (a ) Tj ET Q q 0 0 0 rg BT 143.10 107.25 Td (net ) Tj ET Q q 0 0 0 rg BT 157.94 107.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 180.57 107.25 Td (as ) Tj ET Q q 0 0 0 rg BT 191.53 107.25 Td (we ) Tj ET Q q 0 0 0 rg BT 205.82 107.25 Td (perform ) Tj ET Q q 0 0 0 rg BT 240.65 107.25 Td (services ) Tj ET Q q 0 0 0 rg BT 275.48 107.25 Td (as ) Tj ET Q q 0 0 0 rg BT 286.44 107.25 Td (an ) Tj ET Q q 0 0 0 rg BT 298.51 107.25 Td (agent ) Tj ET Q q 0 0 0 rg BT 322.79 107.25 Td (without ) Tj ET Q q 0 0 0 rg BT 355.97 107.25 Td (assuming ) Tj ET Q q 0 0 0 rg BT 396.38 107.25 Td (the ) Tj ET Q q 0 0 0 rg BT 411.22 107.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 432.74 107.25 Td (and ) Tj ET Q q 0 0 0 rg BT 449.80 107.25 Td (rewards ) Tj ET Q q 0 0 0 rg BT 484.08 107.25 Td (of ) Tj ET Q q 0 0 0 rg BT 495.04 107.25 Td (ownership ) Tj ET Q q 0 0 0 rg BT 539.33 107.25 Td (of ) Tj ET Q q 0 0 0 rg BT 550.28 107.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 95.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 88.87 95.25 Td (and ) Tj ET Q q 0 0 0 rg BT 105.23 95.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.38 95.25 Td (commission ) Tj ET Q q 0 0 0 rg BT 169.64 95.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 198.21 95.25 Td (on ) Tj ET Q q 0 0 0 rg BT 210.14 95.25 Td (the ) Tj ET Q q 0 0 0 rg BT 224.29 95.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 241.76 95.25 Td (is ) Tj ET Q q 0 0 0 rg BT 250.36 95.25 Td (a ) Tj ET Q q 0 0 0 rg BT 256.72 95.25 Td (fixed ) Tj ET Q q 0 0 0 rg BT 279.20 95.25 Td (percentage. ) Tj ET Q q 0 0 0 rg BT 326.93 95.25 Td ( ) Tj ET Q q 0 0 0 rg BT 328.85 95.25 Td (For ) Tj ET Q q 0 0 0 rg BT 344.67 95.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 366.04 95.25 Td (of ) Tj ET Q q 0 0 0 rg BT 376.30 95.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 419.88 95.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 469.58 95.25 Td (in ) Tj ET Q q 0 0 0 rg BT 479.29 95.25 Td (real ) Tj ET Q q 0 0 0 rg BT 496.20 95.25 Td (estate, ) Tj ET Q q 0 0 0 rg BT 523.39 95.25 Td (we ) Tj ET Q q 0 0 0 rg BT 536.98 95.25 Td (record ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 83.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 101.90 83.25 Td (in ) Tj ET Q q 0 0 0 rg BT 112.42 83.25 Td (the ) Tj ET Q q 0 0 0 rg BT 127.39 83.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 160.14 83.25 Td (of ) Tj ET Q q 0 0 0 rg BT 171.22 83.25 Td (the ) Tj ET Q q 0 0 0 rg BT 186.19 83.25 Td (selling ) Tj ET Q q 0 0 0 rg BT 215.60 83.25 Td (price ) Tj ET Q q 0 0 0 rg BT 238.34 83.25 Td (of ) Tj ET Q q 0 0 0 rg BT 249.42 83.25 Td (the ) Tj ET Q q 0 0 0 rg BT 264.38 83.25 Td (property ) Tj ET Q q 0 0 0 rg BT 301.01 83.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 323.76 83.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.73 83.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 357.03 83.25 Td (of ) Tj ET Q q 0 0 0 rg BT 368.11 83.25 Td (the ) Tj ET Q q 0 0 0 rg BT 383.08 83.25 Td (property) Tj ET Q q 0 0 0 rg BT 416.30 83.25 Td (. ) Tj ET Q q 0 0 0 rg BT 421.55 83.25 Td ( ) Tj ET Q q 0 0 0 rg BT 424.30 83.25 Td (Reimbursable ) Tj ET Q q 0 0 0 rg BT 482.60 83.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 521.45 83.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 555.84 83.25 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 71.25 Td (included ) Tj ET Q q 0 0 0 rg BT 105.01 71.25 Td (in ) Tj ET Q q 0 0 0 rg BT 115.86 71.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 150.58 71.25 Td (with ) Tj ET Q q 0 0 0 rg BT 171.44 71.25 Td (an ) Tj ET Q q 0 0 0 rg BT 183.95 71.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 208.68 71.25 Td (of) Tj ET Q q 0 0 0 rg BT 216.83 71.25 Td (fsetting ) Tj ET Q q 0 0 0 rg BT 249.90 71.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 285.18 71.25 Td (included ) Tj ET Q q 0 0 0 rg BT 322.69 71.25 Td (in ) Tj ET Q q 0 0 0 rg BT 333.54 71.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 352.73 71.25 Td (of ) Tj ET Q q 0 0 0 rg BT 364.13 71.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 398.85 71.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 439.14 71.25 Td (related ) Tj ET Q q 0 0 0 rg BT 469.42 71.25 Td (to ) Tj ET Q q 0 0 0 rg BT 480.27 71.25 Td (our ) Tj ET Q q 0 0 0 rg BT 496.68 71.25 Td (real ) Tj ET Q q 0 0 0 rg BT 514.74 71.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 540.58 71.25 Td (sales. ) Tj ET Q q 0 0 0 rg BT 565.02 71.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 59.25 Td (These ) Tj ET Q q 0 0 0 rg BT 93.87 59.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 130.25 59.25 Td (are ) Tj ET Q q 0 0 0 rg BT 144.96 59.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 191.31 59.25 Td (on ) Tj ET Q q 0 0 0 rg BT 203.81 59.25 Td (a ) Tj ET Q q 0 0 0 rg BT 210.74 59.25 Td (gross ) Tj ET Q q 0 0 0 rg BT 234.35 59.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 259.35 59.25 Td (principally ) Tj ET Q q 0 0 0 rg BT 305.16 59.25 Td (because ) Tj ET Q q 0 0 0 rg BT 339.30 59.25 Td (we ) Tj ET Q q 0 0 0 rg BT 353.46 59.25 Td (have ) Tj ET Q q 0 0 0 rg BT 374.83 59.25 Td (complete ) Tj ET Q q 0 0 0 rg BT 413.97 59.25 Td (control ) Tj ET Q q 0 0 0 rg BT 444.79 59.25 Td (over ) Tj ET Q q 0 0 0 rg BT 465.06 59.25 Td (selection ) Tj ET Q q 0 0 0 rg BT 503.10 59.25 Td (of ) Tj ET Q q 0 0 0 rg BT 513.92 59.25 Td (vendors ) Tj ET Q q 0 0 0 rg BT 548.08 59.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 47.25 Td (the ) Tj ET Q q 0 0 0 rg BT 82.22 47.25 Td (vendor ) Tj ET Q q 0 0 0 rg BT 112.49 47.25 Td (relationship ) Tj ET Q q 0 0 0 rg BT 162.20 47.25 Td (is ) Tj ET Q q 0 0 0 rg BT 171.37 47.25 Td (with ) Tj ET Q q 0 0 0 rg BT 191.65 47.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 205.54 47.25 Td (rather ) Tj ET Q q 0 0 0 rg BT 231.35 47.25 Td (than ) Tj ET Q q 0 0 0 rg BT 251.07 47.25 Td (with ) Tj ET Q q 0 0 0 rg BT 271.35 47.25 Td (our ) Tj ET Q q 0 0 0 rg BT 287.18 47.25 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 147 0 obj <>] /Rotate 0 /Contents 148 0 R>> endobj 148 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (73) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 731.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 93.10 731.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 141.21 731.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 185.15 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 202.43 731.10 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 255.82 731.10 Td (segment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.58 731.10 Td (: ) Tj ET Q q 0 0 0 rg BT 293.64 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 295.75 731.10 Td (W) Tj ET Q q 0 0 0 rg BT 304.38 731.10 Td (e ) Tj ET Q q 0 0 0 rg BT 311.10 731.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 350.57 731.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 370.06 731.10 Td (our ) Tj ET Q q 0 0 0 rg BT 385.66 731.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 404.03 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 417.97 731.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 439.68 731.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 476.93 731.10 Td (management ) Tj ET Q q 0 0 0 rg BT 530.29 731.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 719.10 Td (as ) Tj ET Q q 0 0 0 rg BT 77.67 719.10 Td (a ) Tj ET Q q 0 0 0 rg BT 83.95 719.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 129.10 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 139.27 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.33 719.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 185.17 719.10 Td (we ) Tj ET Q q 0 0 0 rg BT 198.67 719.10 Td (collect ) Tj ET Q q 0 0 0 rg BT 227.16 719.10 Td (on ) Tj ET Q q 0 0 0 rg BT 239.00 719.10 Td (delinquent ) Tj ET Q q 0 0 0 rg BT 283.06 719.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 323.78 719.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 370.59 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 386.87 719.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 427.57 719.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 461.06 719.10 Td (following ) Tj ET Q q 0 0 0 rg BT 501.79 719.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 543.06 719.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.34 707.10 Td (debtors. ) Tj ET Q q 0 0 0 rg BT 116.90 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.53 707.10 Td (In ) Tj ET Q q 0 0 0 rg BT 130.48 707.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 168.38 707.10 Td (we ) Tj ET Q q 0 0 0 rg BT 182.67 707.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 215.84 707.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 255.12 707.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 304.95 707.10 Td (management ) Tj ET Q q 0 0 0 rg BT 358.67 707.10 Td (services ) Tj ET Q q 0 0 0 rg BT 393.50 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 407.78 707.10 Td (which ) Tj ET Q q 0 0 0 rg BT 434.85 707.10 Td (we ) Tj ET Q q 0 0 0 rg BT 449.13 707.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 486.75 707.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 506.58 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 523.64 707.10 Td (recognize ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 695.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 101.78 695.10 Td (on ) Tj ET Q q 0 0 0 rg BT 114.42 695.10 Td (a ) Tj ET Q q 0 0 0 rg BT 121.49 695.10 Td (per) Tj ET Q q 0 0 0 rg BT 134.06 695.10 Td (-person, ) Tj ET Q q 0 0 0 rg BT 169.19 695.10 Td (per) Tj ET Q q 0 0 0 rg BT 181.76 695.10 Td (-call ) Tj ET Q q 0 0 0 rg BT 202.16 695.10 Td (or ) Tj ET Q q 0 0 0 rg BT 213.13 695.10 Td (per) Tj ET Q q 0 0 0 rg BT 225.69 695.10 Td (-minute ) Tj ET Q q 0 0 0 rg BT 259.43 695.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 282.07 695.10 Td (as ) Tj ET Q q 0 0 0 rg BT 293.04 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.89 695.10 Td (related ) Tj ET Q q 0 0 0 rg BT 337.73 695.10 Td (services ) Tj ET Q q 0 0 0 rg BT 372.57 695.10 Td (are ) Tj ET Q q 0 0 0 rg BT 387.42 695.10 Td (performed. ) Tj ET Q q 0 0 0 rg BT 434.20 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 436.84 695.10 Td (For ) Tj ET Q q 0 0 0 rg BT 453.36 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 468.22 695.10 Td (information ) Tj ET Q q 0 0 0 rg BT 518.07 695.10 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 683.10 Td (\(IT\) ) Tj ET Q q 0 0 0 rg BT 95.57 683.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 152.53 683.10 Td (services ) Tj ET Q q 0 0 0 rg BT 187.83 683.10 Td (we ) Tj ET Q q 0 0 0 rg BT 202.59 683.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 236.23 683.10 Td (to ) Tj ET Q q 0 0 0 rg BT 247.10 683.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 278.52 683.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 318.83 683.10 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 370.25 683.10 Td (\(Ocwen\), ) Tj ET Q q 0 0 0 rg BT 419.70 683.10 Td (Front ) Tj ET Q q 0 0 0 rg BT 444.01 683.10 Td (Y) Tj ET Q q 0 0 0 rg BT 450.23 683.10 Td (ard ) Tj ET Q q 0 0 0 rg BT 466.09 683.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 514.18 683.10 Td (Corporation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 671.10 Td (\(formerly ) Tj ET Q q 0 0 0 rg BT 106.93 671.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 150.01 671.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 196.42 671.10 Td (Corporation\) ) Tj ET Q q 0 0 0 rg BT 249.50 671.10 Td (\(RESI\) ) Tj ET Q q 0 0 0 rg BT 288.14 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 303.69 671.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 346.45 671.10 Td (Asset ) Tj ET Q q 0 0 0 rg BT 370.10 671.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 423.73 671.10 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 473.48 671.10 Td (\(AAMC\), ) Tj ET Q q 0 0 0 rg BT 522.95 671.10 Td (we ) Tj ET Q q 0 0 0 rg BT 536.03 671.10 Td (char) Tj ET Q q 0 0 0 rg BT 553.06 671.10 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 659.10 Td (for ) Tj ET Q q 0 0 0 rg BT 80.99 659.10 Td (these ) Tj ET Q q 0 0 0 rg BT 103.36 659.10 Td (services ) Tj ET Q q 0 0 0 rg BT 137.40 659.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 176.44 659.10 Td (based ) Tj ET Q q 0 0 0 rg BT 201.03 659.10 Td (on ) Tj ET Q q 0 0 0 rg BT 212.86 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 226.90 659.10 Td (number ) Tj ET Q q 0 0 0 rg BT 259.28 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.44 659.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 314.03 659.10 Td (that ) Tj ET Q q 0 0 0 rg BT 330.85 659.10 Td (are ) Tj ET Q q 0 0 0 rg BT 344.89 659.10 Td (using ) Tj ET Q q 0 0 0 rg BT 368.38 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 382.43 659.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 425.34 659.10 Td (systems, ) Tj ET Q q 0 0 0 rg BT 461.34 659.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 483.72 659.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 501.64 659.10 Td (and ) Tj ET Q q 0 0 0 rg BT 517.91 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 531.95 659.10 Td (number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 83.75 647.10 Td (type ) Tj ET Q q 0 0 0 rg BT 102.78 647.10 Td (of ) Tj ET Q q 0 0 0 rg BT 112.92 647.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 147.50 647.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 187.63 647.10 Td (used ) Tj ET Q q 0 0 0 rg BT 207.77 647.10 Td (by ) Tj ET Q q 0 0 0 rg BT 219.58 647.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 252.22 647.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 275.70 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 291.55 647.10 Td (AAMC. ) Tj ET Q q 0 0 0 rg BT 325.86 647.10 Td ( ) Tj ET Q q 0 0 0 rg BT 327.55 647.10 Td (W) Tj ET Q q 0 0 0 rg BT 336.18 647.10 Td (e ) Tj ET Q q 0 0 0 rg BT 342.43 647.10 Td (record ) Tj ET Q q 0 0 0 rg BT 369.78 647.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 403.24 647.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 446.14 647.10 Td (with ) Tj ET Q q 0 0 0 rg BT 465.73 647.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 530.31 647.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 635.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 90.00 635.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 137.49 635.10 Td (and ) Tj ET Q q 0 0 0 rg BT 154.43 635.10 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 207.46 635.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 237.72 635.10 Td (over ) Tj ET Q q 0 0 0 rg BT 257.99 635.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.71 635.10 Td (related ) Tj ET Q q 0 0 0 rg BT 302.41 635.10 Td (service ) Tj ET Q q 0 0 0 rg BT 333.22 635.10 Td (period.) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 83.54 614.10 Td (T) Tj ET Q q 0 0 0 rg BT 89.30 614.10 Td (axes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.20 614.10 Td (- ) Tj ET Q q 0 0 0 rg BT 115.91 614.10 Td (W) Tj ET Q q 0 0 0 rg BT 124.55 614.10 Td (e ) Tj ET Q q 0 0 0 rg BT 131.56 614.10 Td (record ) Tj ET Q q 0 0 0 rg BT 159.66 614.10 Td (income ) Tj ET Q q 0 0 0 rg BT 191.67 614.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 214.78 614.10 Td (in ) Tj ET Q q 0 0 0 rg BT 225.13 614.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 272.66 614.10 Td (with ) Tj ET Q q 0 0 0 rg BT 292.44 614.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 314.28 614.10 Td (T) Tj ET Q q 0 0 0 rg BT 319.69 614.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 339.48 614.10 Td (740, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 359.55 614.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 391.54 614.10 Td (T) Tj ET Q q 0 0 0 rg BT 396.19 614.10 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.96 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 416.53 614.10 Td (\(ASC ) Tj ET Q q 0 0 0 rg BT 446.13 614.10 Td (T) Tj ET Q q 0 0 0 rg BT 451.54 614.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 471.33 614.10 Td (740\). ) Tj ET Q q 0 0 0 rg BT 499.17 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 501.55 614.10 Td (W) Tj ET Q q 0 0 0 rg BT 510.19 614.10 Td (e ) Tj ET Q q 0 0 0 rg BT 517.20 614.10 Td (account ) Tj ET Q q 0 0 0 rg BT 550.86 614.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.53 602.10 Td (income ) Tj ET Q q 0 0 0 rg BT 111.78 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 129.05 602.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 164.08 602.10 Td (items ) Tj ET Q q 0 0 0 rg BT 188.56 602.10 Td (dif) Tj ET Q q 0 0 0 rg BT 199.49 602.10 Td (ferently ) Tj ET Q q 0 0 0 rg BT 233.41 602.10 Td (for ) Tj ET Q q 0 0 0 rg BT 247.89 602.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 285.70 602.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 325.18 602.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 363.55 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 380.81 602.10 Td (income ) Tj ET Q q 0 0 0 rg BT 413.07 602.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 428.11 602.10 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 468.99 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 471.61 602.10 Td (W) Tj ET Q q 0 0 0 rg BT 480.25 602.10 Td (e ) Tj ET Q q 0 0 0 rg BT 487.51 602.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 529.19 602.10 Td (deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (income ) Tj ET Q q 0 0 0 rg BT 82.16 590.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 97.60 590.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 124.15 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 141.81 590.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 182.25 590.10 Td (for ) Tj ET Q q 0 0 0 rg BT 197.13 590.10 Td (these ) Tj ET Q q 0 0 0 rg BT 220.90 590.10 Td (dif) Tj ET Q q 0 0 0 rg BT 231.83 590.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 268.36 590.10 Td (between ) Tj ET Q q 0 0 0 rg BT 304.90 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.33 590.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 358.54 590.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 398.42 590.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 421.64 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 439.30 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.74 590.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 470.18 590.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 493.40 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 504.95 590.10 Td (our ) Tj ET Q q 0 0 0 rg BT 521.51 590.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 548.06 590.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 89.70 578.10 Td (as ) Tj ET Q q 0 0 0 rg BT 101.01 578.10 Td (well ) Tj ET Q q 0 0 0 rg BT 121.21 578.10 Td (as ) Tj ET Q q 0 0 0 rg BT 132.52 578.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 171.03 578.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 205.67 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 216.98 578.10 Td (utilizing ) Tj ET Q q 0 0 0 rg BT 253.29 578.10 Td (net ) Tj ET Q q 0 0 0 rg BT 268.49 578.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 309.23 578.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 327.77 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.19 578.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 370.94 578.10 Td (carryforwards. ) Tj ET Q q 0 0 0 rg BT 432.50 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 435.26 578.10 Td (The ) Tj ET Q q 0 0 0 rg BT 453.79 578.10 Td (most ) Tj ET Q q 0 0 0 rg BT 476.22 578.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 521.41 578.10 Td (temporary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.10 Td (dif) Tj ET Q q 0 0 0 rg BT 60.43 566.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 97.09 566.10 Td (relate ) Tj ET Q q 0 0 0 rg BT 122.64 566.10 Td (to ) Tj ET Q q 0 0 0 rg BT 133.78 566.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 168.22 566.10 Td (compensation, ) Tj ET Q q 0 0 0 rg BT 229.61 566.10 Td (amortization, ) Tj ET Q q 0 0 0 rg BT 286.00 566.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 304.92 566.10 Td (carryforwards ) Tj ET Q q 0 0 0 rg BT 364.35 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 382.15 566.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 422.71 566.10 Td (allowances. ) Tj ET Q q 0 0 0 rg BT 472.99 566.10 Td ( ) Tj ET Q q 0 0 0 rg BT 476.10 566.10 Td (W) Tj ET Q q 0 0 0 rg BT 484.74 566.10 Td (e ) Tj ET Q q 0 0 0 rg BT 492.53 566.10 Td (measure ) Tj ET Q q 0 0 0 rg BT 529.20 566.10 Td (deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.10 Td (income ) Tj ET Q q 0 0 0 rg BT 81.68 554.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 96.64 554.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 122.71 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 139.90 554.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 179.86 554.10 Td (using ) Tj ET Q q 0 0 0 rg BT 204.27 554.10 Td (enacted ) Tj ET Q q 0 0 0 rg BT 237.55 554.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 252.51 554.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 274.13 554.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 312.41 554.10 Td (to ) Tj ET Q q 0 0 0 rg BT 322.93 554.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 347.89 554.10 Td (to ) Tj ET Q q 0 0 0 rg BT 358.41 554.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 390.03 554.10 Td (income ) Tj ET Q q 0 0 0 rg BT 422.21 554.10 Td (in ) Tj ET Q q 0 0 0 rg BT 432.73 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.69 554.10 Td (years ) Tj ET Q q 0 0 0 rg BT 471.53 554.10 Td (in ) Tj ET Q q 0 0 0 rg BT 482.05 554.10 Td (which ) Tj ET Q q 0 0 0 rg BT 509.24 554.10 Td (we ) Tj ET Q q 0 0 0 rg BT 523.64 554.10 Td (anticipate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 87.03 542.10 Td (or ) Tj ET Q q 0 0 0 rg BT 97.92 542.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 141.58 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 152.46 542.10 Td (those ) Tj ET Q q 0 0 0 rg BT 176.13 542.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 219.78 542.10 Td (dif) Tj ET Q q 0 0 0 rg BT 230.71 542.10 Td (ferences. ) Tj ET Q q 0 0 0 rg BT 269.07 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 271.45 542.10 Td (The ) Tj ET Q q 0 0 0 rg BT 289.55 542.10 Td (ef) Tj ET Q q 0 0 0 rg BT 297.14 542.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 314.68 542.10 Td (on ) Tj ET Q q 0 0 0 rg BT 327.24 542.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 363.10 542.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 377.88 542.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 403.76 542.10 Td (and ) Tj ET Q q 0 0 0 rg BT 420.76 542.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 460.53 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 471.42 542.10 Td (a ) Tj ET Q q 0 0 0 rg BT 478.42 542.10 Td (change ) Tj ET Q q 0 0 0 rg BT 509.29 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 519.63 542.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 534.40 542.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 555.84 542.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 96.02 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.45 530.10 Td (income ) Tj ET Q q 0 0 0 rg BT 138.54 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 148.97 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.84 530.10 Td (period ) Tj ET Q q 0 0 0 rg BT 192.04 530.10 Td (when ) Tj ET Q q 0 0 0 rg BT 216.35 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 231.22 530.10 Td (change ) Tj ET Q q 0 0 0 rg BT 262.19 530.10 Td (is ) Tj ET Q q 0 0 0 rg BT 271.52 530.10 Td (enacted. ) Tj ET Q q 0 0 0 rg BT 307.20 530.10 Td ( ) Tj ET Q q 0 0 0 rg BT 309.86 530.10 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 348.04 530.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 362.91 530.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 388.89 530.10 Td (are ) Tj ET Q q 0 0 0 rg BT 403.75 530.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 438.05 530.10 Td (by ) Tj ET Q q 0 0 0 rg BT 450.71 530.10 Td (a ) Tj ET Q q 0 0 0 rg BT 457.80 530.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 497.66 530.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 540.85 530.10 Td (when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 518.10 Td (it ) Tj ET Q q 0 0 0 rg BT 57.56 518.10 Td (is ) Tj ET Q q 0 0 0 rg BT 66.73 518.10 Td (more ) Tj ET Q q 0 0 0 rg BT 89.77 518.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 115.05 518.10 Td (than ) Tj ET Q q 0 0 0 rg BT 134.76 518.10 Td (not ) Tj ET Q q 0 0 0 rg BT 150.04 518.10 Td (that ) Tj ET Q q 0 0 0 rg BT 167.54 518.10 Td (some ) Tj ET Q q 0 0 0 rg BT 191.15 518.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 222.53 518.10 Td (or ) Tj ET Q q 0 0 0 rg BT 233.36 518.10 Td (all ) Tj ET Q q 0 0 0 rg BT 245.86 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 256.69 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 271.40 518.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 307.21 518.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 321.93 518.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 347.76 518.10 Td (will ) Tj ET Q q 0 0 0 rg BT 365.81 518.10 Td (not ) Tj ET Q q 0 0 0 rg BT 381.09 518.10 Td (be ) Tj ET Q q 0 0 0 rg BT 393.03 518.10 Td (realized.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 497.10 Td (T) Tj ET Q q 0 0 0 rg BT 54.91 497.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 67.74 497.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 89.47 497.10 Td (are ) Tj ET Q q 0 0 0 rg BT 105.07 497.10 Td (complex ) Tj ET Q q 0 0 0 rg BT 142.90 497.10 Td (and ) Tj ET Q q 0 0 0 rg BT 160.74 497.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 192.46 497.10 Td (to ) Tj ET Q q 0 0 0 rg BT 203.63 497.10 Td (dif) Tj ET Q q 0 0 0 rg BT 214.56 497.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 241.27 497.10 Td (interpretations ) Tj ET Q q 0 0 0 rg BT 302.43 497.10 Td (by ) Tj ET Q q 0 0 0 rg BT 315.82 497.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.44 497.10 Td (taxpayer ) Tj ET Q q 0 0 0 rg BT 369.26 497.10 Td (and ) Tj ET Q q 0 0 0 rg BT 387.09 497.10 Td (respective ) Tj ET Q q 0 0 0 rg BT 431.02 497.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 489.40 497.10 Td (taxing ) Tj ET Q q 0 0 0 rg BT 517.79 497.10 Td (authorities. ) Tj ET Q q 0 0 0 rg BT 565.00 497.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 485.10 Td (Significant ) Tj ET Q q 0 0 0 rg BT 96.59 485.10 Td (judgment ) Tj ET Q q 0 0 0 rg BT 137.57 485.10 Td (is ) Tj ET Q q 0 0 0 rg BT 147.45 485.10 Td (required ) Tj ET Q q 0 0 0 rg BT 183.97 485.10 Td (in ) Tj ET Q q 0 0 0 rg BT 194.96 485.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 246.49 485.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 261.91 485.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 297.33 485.10 Td (and ) Tj ET Q q 0 0 0 rg BT 314.97 485.10 Td (in ) Tj ET Q q 0 0 0 rg BT 325.96 485.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 370.82 485.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 386.24 485.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 425.57 485.10 Td (including ) Tj ET Q q 0 0 0 rg BT 466.55 485.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 511.41 485.10 Td (uncertainties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.10 Td (under ) Tj ET Q q 0 0 0 rg BT 73.88 473.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 95.25 473.10 Td (T) Tj ET Q q 0 0 0 rg BT 100.66 473.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 119.94 473.10 Td (740. ) Tj ET Q q 0 0 0 rg BT 139.50 473.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.42 473.10 Td (W) Tj ET Q q 0 0 0 rg BT 150.05 473.10 Td (e ) Tj ET Q q 0 0 0 rg BT 156.56 473.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 197.48 473.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 211.76 473.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 245.48 473.10 Td (from ) Tj ET Q q 0 0 0 rg BT 266.99 473.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 306.25 473.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 320.54 473.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 358.72 473.10 Td (only ) Tj ET Q q 0 0 0 rg BT 378.56 473.10 Td (if ) Tj ET Q q 0 0 0 rg BT 386.73 473.10 Td (it ) Tj ET Q q 0 0 0 rg BT 394.35 473.10 Td (is ) Tj ET Q q 0 0 0 rg BT 403.09 473.10 Td (more ) Tj ET Q q 0 0 0 rg BT 425.70 473.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 450.54 473.10 Td (than ) Tj ET Q q 0 0 0 rg BT 469.82 473.10 Td (not ) Tj ET Q q 0 0 0 rg BT 484.66 473.10 Td (that ) Tj ET Q q 0 0 0 rg BT 501.72 473.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.00 473.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 530.28 473.10 Td (position ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 461.10 Td (will ) Tj ET Q q 0 0 0 rg BT 66.84 461.10 Td (be ) Tj ET Q q 0 0 0 rg BT 78.06 461.10 Td (sustained ) Tj ET Q q 0 0 0 rg BT 117.06 461.10 Td (on ) Tj ET Q q 0 0 0 rg BT 128.85 461.10 Td (examination ) Tj ET Q q 0 0 0 rg BT 180.06 461.10 Td (by ) Tj ET Q q 0 0 0 rg BT 191.84 461.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.84 461.10 Td (taxing ) Tj ET Q q 0 0 0 rg BT 232.62 461.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 276.62 461.10 Td (based ) Tj ET Q q 0 0 0 rg BT 301.17 461.10 Td (on ) Tj ET Q q 0 0 0 rg BT 312.95 461.10 Td (the ) Tj ET Q q 0 0 0 rg BT 326.95 461.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 364.83 461.10 Td (merits ) Tj ET Q q 0 0 0 rg BT 391.61 461.10 Td (of ) Tj ET Q q 0 0 0 rg BT 401.72 461.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.72 461.10 Td (position. ) Tj ET Q q 0 0 0 rg BT 452.23 461.10 Td ( ) Tj ET Q q 0 0 0 rg BT 453.88 461.10 Td (The ) Tj ET Q q 0 0 0 rg BT 471.22 461.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 485.22 461.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 518.65 461.10 Td (recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 449.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.10 449.10 Td (the ) Tj ET Q q 0 0 0 rg BT 73.15 449.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 109.95 449.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 153.99 449.10 Td (from ) Tj ET Q q 0 0 0 rg BT 175.26 449.10 Td (such ) Tj ET Q q 0 0 0 rg BT 195.41 449.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 233.36 449.10 Td (are ) Tj ET Q q 0 0 0 rg BT 247.39 449.10 Td (then ) Tj ET Q q 0 0 0 rg BT 266.43 449.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 306.58 449.10 Td (based ) Tj ET Q q 0 0 0 rg BT 331.17 449.10 Td (on ) Tj ET Q q 0 0 0 rg BT 343.00 449.10 Td (the ) Tj ET Q q 0 0 0 rg BT 357.04 449.10 Td (lar) Tj ET Q q 0 0 0 rg BT 367.41 449.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 385.34 449.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 414.93 449.10 Td (that ) Tj ET Q q 0 0 0 rg BT 431.75 449.10 Td (has ) Tj ET Q q 0 0 0 rg BT 446.91 449.10 Td (a ) Tj ET Q q 0 0 0 rg BT 453.17 449.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 482.75 449.10 Td (than ) Tj ET Q q 0 0 0 rg BT 501.79 449.10 Td (50% ) Tj ET Q q 0 0 0 rg BT 521.95 449.10 Td (likelihood ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 437.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.93 437.10 Td (being ) Tj ET Q q 0 0 0 rg BT 88.25 437.10 Td (realized ) Tj ET Q q 0 0 0 rg BT 123.99 437.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 148.10 437.10 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 184.97 437.10 Td (settlement. ) Tj ET Q q 0 0 0 rg BT 232.67 437.10 Td ( ) Tj ET Q q 0 0 0 rg BT 236.77 437.10 Td (Resolution ) Tj ET Q q 0 0 0 rg BT 284.21 437.10 Td (of ) Tj ET Q q 0 0 0 rg BT 296.64 437.10 Td (these ) Tj ET Q q 0 0 0 rg BT 321.29 437.10 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 376.48 437.10 Td (in ) Tj ET Q q 0 0 0 rg BT 388.36 437.10 Td (a ) Tj ET Q q 0 0 0 rg BT 396.90 437.10 Td (manner ) Tj ET Q q 0 0 0 rg BT 430.99 437.10 Td (inconsistent ) Tj ET Q q 0 0 0 rg BT 482.86 437.10 Td (with ) Tj ET Q q 0 0 0 rg BT 504.74 437.10 Td (management) Tj ET Q q 0 0 0 rg BT 558.61 437.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 425.10 Td (expectations ) Tj ET Q q 0 0 0 rg BT 101.98 425.10 Td (could ) Tj ET Q q 0 0 0 rg BT 126.70 425.10 Td (have ) Tj ET Q q 0 0 0 rg BT 148.07 425.10 Td (a ) Tj ET Q q 0 0 0 rg BT 155.01 425.10 Td (material ) Tj ET Q q 0 0 0 rg BT 190.27 425.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 219.98 425.10 Td (on ) Tj ET Q q 0 0 0 rg BT 232.48 425.10 Td (our ) Tj ET Q q 0 0 0 rg BT 248.31 425.10 Td (results ) Tj ET Q q 0 0 0 rg BT 276.92 425.10 Td (of ) Tj ET Q q 0 0 0 rg BT 287.75 425.10 Td (operations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 404.10 Td (Recently ) Tj ET Q q 0 0 0 rg BT 88.66 404.10 Td (Adopted ) Tj ET Q q 0 0 0 rg BT 127.28 404.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 178.67 404.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 189.04 404.10 Td (onouncements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (On ) Tj ET Q q 0 0 0 rg BT 64.66 383.10 Td (January ) Tj ET Q q 0 0 0 rg BT 98.70 383.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 109.14 383.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 133.93 383.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 156.88 383.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 174.54 383.10 Td (2016-09 ) Tj ET Q q 0 0 0 rg BT 210.81 383.10 Td (became ) Tj ET Q q 0 0 0 rg BT 244.29 383.10 Td (ef) Tj ET Q q 0 0 0 rg BT 251.88 383.10 Td (fective. ) Tj ET Q q 0 0 0 rg BT 284.52 383.10 Td ( ) Tj ET Q q 0 0 0 rg BT 287.25 383.10 Td (This ) Tj ET Q q 0 0 0 rg BT 307.97 383.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 344.78 383.10 Td (simplifies ) Tj ET Q q 0 0 0 rg BT 387.17 383.10 Td (several ) Tj ET Q q 0 0 0 rg BT 418.42 383.10 Td (aspects ) Tj ET Q q 0 0 0 rg BT 450.24 383.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.51 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 476.67 383.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 523.48 383.10 Td (for ) Tj ET Q q 0 0 0 rg BT 538.08 383.10 Td (share-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (based ) Tj ET Q q 0 0 0 rg BT 75.45 371.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 113.07 371.10 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 166.52 371.10 Td (including ) Tj ET Q q 0 0 0 rg BT 207.47 371.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.87 371.10 Td (income ) Tj ET Q q 0 0 0 rg BT 255.49 371.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 270.89 371.10 Td (consequences, ) Tj ET Q q 0 0 0 rg BT 331.55 371.10 Td (classification ) Tj ET Q q 0 0 0 rg BT 387.49 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 399.01 371.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 430.51 371.10 Td (as ) Tj ET Q q 0 0 0 rg BT 442.02 371.10 Td (either ) Tj ET Q q 0 0 0 rg BT 467.97 371.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 496.15 371.10 Td (or ) Tj ET Q q 0 0 0 rg BT 507.66 371.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 548.06 371.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.10 Td (classification ) Tj ET Q q 0 0 0 rg BT 104.65 359.10 Td (on ) Tj ET Q q 0 0 0 rg BT 117.05 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.66 359.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 172.38 359.10 Td (of ) Tj ET Q q 0 0 0 rg BT 183.10 359.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 203.26 359.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 230.38 359.10 Td ( ) Tj ET Q q 0 0 0 rg BT 232.60 359.10 Td (The ) Tj ET Q q 0 0 0 rg BT 250.55 359.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 286.82 359.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 321.42 359.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 366.58 359.10 Td (to ) Tj ET Q q 0 0 0 rg BT 376.75 359.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 418.01 359.10 Td (all ) Tj ET Q q 0 0 0 rg BT 430.40 359.10 Td (award-related ) Tj ET Q q 0 0 0 rg BT 487.75 359.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 516.25 359.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 530.86 359.10 Td (benefits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.78 347.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 79.84 347.10 Td (deficiencies ) Tj ET Q q 0 0 0 rg BT 129.44 347.10 Td (in ) Tj ET Q q 0 0 0 rg BT 139.06 347.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.12 347.10 Td (income ) Tj ET Q q 0 0 0 rg BT 184.40 347.10 Td (statement, ) Tj ET Q q 0 0 0 rg BT 227.07 347.10 Td (classify ) Tj ET Q q 0 0 0 rg BT 259.46 347.10 Td (any ) Tj ET Q q 0 0 0 rg BT 275.74 347.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 303.68 347.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 317.75 347.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 351.25 347.10 Td (as ) Tj ET Q q 0 0 0 rg BT 361.42 347.10 Td (an ) Tj ET Q q 0 0 0 rg BT 372.70 347.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 412.31 347.10 Td (activity ) Tj ET Q q 0 0 0 rg BT 444.15 347.10 Td (in ) Tj ET Q q 0 0 0 rg BT 453.77 347.10 Td (the ) Tj ET Q q 0 0 0 rg BT 467.83 347.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 508.00 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.17 347.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 537.79 347.10 Td (flows, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 335.10 Td (limit ) Tj ET Q q 0 0 0 rg BT 70.52 335.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 84.87 335.10 Td (withholding ) Tj ET Q q 0 0 0 rg BT 135.34 335.10 Td (up ) Tj ET Q q 0 0 0 rg BT 147.47 335.10 Td (to ) Tj ET Q q 0 0 0 rg BT 157.39 335.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.74 335.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 214.42 335.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 251.55 335.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 265.90 335.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 286.91 335.10 Td (in ) Tj ET Q q 0 0 0 rg BT 296.82 335.10 Td (order ) Tj ET Q q 0 0 0 rg BT 320.05 335.10 Td (to ) Tj ET Q q 0 0 0 rg BT 329.96 335.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 366.53 335.10 Td (to ) Tj ET Q q 0 0 0 rg BT 376.44 335.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 400.79 335.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 427.92 335.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 473.92 335.10 Td (rules ) Tj ET Q q 0 0 0 rg BT 495.49 335.10 Td (and ) Tj ET Q q 0 0 0 rg BT 512.06 335.10 Td (classify ) Tj ET Q q 0 0 0 rg BT 544.74 335.10 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 323.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 69.13 323.10 Td (by ) Tj ET Q q 0 0 0 rg BT 81.55 323.10 Td (employers ) Tj ET Q q 0 0 0 rg BT 125.62 323.10 Td (when ) Tj ET Q q 0 0 0 rg BT 149.70 323.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 182.65 323.10 Td (withholding ) Tj ET Q q 0 0 0 rg BT 233.41 323.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 260.81 323.10 Td (for ) Tj ET Q q 0 0 0 rg BT 274.89 323.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 289.52 323.10 Td (withholding ) Tj ET Q q 0 0 0 rg BT 340.27 323.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 378.24 323.10 Td (as ) Tj ET Q q 0 0 0 rg BT 388.99 323.10 Td (a ) Tj ET Q q 0 0 0 rg BT 395.84 323.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 436.02 323.10 Td (activity ) Tj ET Q q 0 0 0 rg BT 468.43 323.10 Td (in ) Tj ET Q q 0 0 0 rg BT 478.62 323.10 Td (the ) Tj ET Q q 0 0 0 rg BT 493.25 323.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 533.99 323.10 Td (of ) Tj ET Q q 0 0 0 rg BT 544.74 323.10 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 311.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 76.39 311.10 Td ( ) Tj ET Q q 0 0 0 rg BT 78.40 311.10 Td (The ) Tj ET Q q 0 0 0 rg BT 96.11 311.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 132.15 311.10 Td (also ) Tj ET Q q 0 0 0 rg BT 150.43 311.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 187.03 311.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 231.96 311.10 Td (with ) Tj ET Q q 0 0 0 rg BT 251.90 311.10 Td (the ) Tj ET Q q 0 0 0 rg BT 266.28 311.10 Td (option ) Tj ET Q q 0 0 0 rg BT 294.01 311.10 Td (of ) Tj ET Q q 0 0 0 rg BT 304.50 311.10 Td (estimating ) Tj ET Q q 0 0 0 rg BT 348.33 311.10 Td (forfeitures ) Tj ET Q q 0 0 0 rg BT 392.14 311.10 Td (or ) Tj ET Q q 0 0 0 rg BT 402.63 311.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 452.00 311.10 Td (forfeitures ) Tj ET Q q 0 0 0 rg BT 495.81 311.10 Td (as ) Tj ET Q q 0 0 0 rg BT 506.31 311.10 Td (they ) Tj ET Q q 0 0 0 rg BT 525.69 311.10 Td (occur) Tj ET Q q 0 0 0 rg BT 547.35 311.10 Td (. ) Tj ET Q q 0 0 0 rg BT 552.01 311.10 Td ( ) Tj ET Q q 0 0 0 rg BT 554.18 311.10 Td (In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 299.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 96.83 299.10 Td (with ) Tj ET Q q 0 0 0 rg BT 118.07 299.10 Td (the ) Tj ET Q q 0 0 0 rg BT 133.75 299.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 172.21 299.10 Td (of ) Tj ET Q q 0 0 0 rg BT 184.00 299.10 Td (this ) Tj ET Q q 0 0 0 rg BT 201.91 299.10 Td (standard, ) Tj ET Q q 0 0 0 rg BT 241.75 299.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.43 299.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 299.78 299.10 Td (made ) Tj ET Q q 0 0 0 rg BT 324.90 299.10 Td (an ) Tj ET Q q 0 0 0 rg BT 337.80 299.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 385.13 299.10 Td (policy ) Tj ET Q q 0 0 0 rg BT 413.59 299.10 Td (election ) Tj ET Q q 0 0 0 rg BT 448.70 299.10 Td (to ) Tj ET Q q 0 0 0 rg BT 459.94 299.10 Td (account ) Tj ET Q q 0 0 0 rg BT 494.50 299.10 Td (for ) Tj ET Q q 0 0 0 rg BT 509.62 299.10 Td (forfeitures ) Tj ET Q q 0 0 0 rg BT 554.72 299.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 287.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 106.88 287.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 140.93 287.10 Td (as ) Tj ET Q q 0 0 0 rg BT 151.10 287.10 Td (they ) Tj ET Q q 0 0 0 rg BT 170.16 287.10 Td (occur) Tj ET Q q 0 0 0 rg BT 191.96 287.10 Td (, ) Tj ET Q q 0 0 0 rg BT 196.30 287.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 221.46 287.10 Td (than ) Tj ET Q q 0 0 0 rg BT 240.51 287.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 285.13 287.10 Td (to ) Tj ET Q q 0 0 0 rg BT 294.75 287.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 318.80 287.10 Td (the ) Tj ET Q q 0 0 0 rg BT 332.86 287.10 Td (Company) Tj ET Q q 0 0 0 rg BT 374.52 287.10 Td (s ) Tj ET Q q 0 0 0 rg BT 380.25 287.10 Td (previous ) Tj ET Q q 0 0 0 rg BT 416.53 287.10 Td (policy ) Tj ET Q q 0 0 0 rg BT 443.37 287.10 Td (of ) Tj ET Q q 0 0 0 rg BT 453.54 287.10 Td (estimating ) Tj ET Q q 0 0 0 rg BT 497.04 287.10 Td (forfeitures. ) Tj ET Q q 0 0 0 rg BT 543.02 287.10 Td ( ) Tj ET Q q 0 0 0 rg BT 544.73 287.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 275.10 Td (policy ) Tj ET Q q 0 0 0 rg BT 76.97 275.10 Td (election ) Tj ET Q q 0 0 0 rg BT 111.09 275.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 145.22 275.10 Td (in ) Tj ET Q q 0 0 0 rg BT 155.47 275.10 Td (a ) Tj ET Q q 0 0 0 rg BT 162.38 275.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 209.28 275.10 Td (ef) Tj ET Q q 0 0 0 rg BT 216.87 275.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 234.32 275.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 280.68 275.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.48 275.10 Td ($0.9 ) Tj ET Q q 0 0 0 rg BT 311.45 275.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.34 275.10 Td ( ) Tj ET Q q 0 0 0 rg BT 342.82 275.10 Td (to ) Tj ET Q q 0 0 0 rg BT 353.07 275.10 Td (retained ) Tj ET Q q 0 0 0 rg BT 387.74 275.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 424.09 275.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.00 275.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 483.46 275.10 Td (paid-in ) Tj ET Q q 0 0 0 rg BT 514.26 275.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 543.38 275.10 Td (as ) Tj ET Q q 0 0 0 rg BT 554.19 275.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 263.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 93.36 263.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 116.12 263.10 Td (using ) Tj ET Q q 0 0 0 rg BT 140.56 263.10 Td (the ) Tj ET Q q 0 0 0 rg BT 155.54 263.10 Td (modified ) Tj ET Q q 0 0 0 rg BT 194.40 263.10 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 248.81 263.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 289.34 263.10 Td (method. ) Tj ET Q q 0 0 0 rg BT 324.60 263.10 Td ( ) Tj ET Q q 0 0 0 rg BT 327.16 263.10 Td (There ) Tj ET Q q 0 0 0 rg BT 353.24 263.10 Td (were ) Tj ET Q q 0 0 0 rg BT 375.43 263.10 Td (no ) Tj ET Q q 0 0 0 rg BT 388.19 263.10 Td (other ) Tj ET Q q 0 0 0 rg BT 411.50 263.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 456.48 263.10 Td (impacts ) Tj ET Q q 0 0 0 rg BT 490.35 263.10 Td (of ) Tj ET Q q 0 0 0 rg BT 501.44 263.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.42 263.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 554.18 263.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 251.10 Td (this ) Tj ET Q q 0 0 0 rg BT 66.45 251.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 102.83 251.10 Td (on ) Tj ET Q q 0 0 0 rg BT 115.33 251.10 Td (the ) Tj ET Q q 0 0 0 rg BT 130.04 251.10 Td (Company) Tj ET Q q 0 0 0 rg BT 171.71 251.10 Td (s ) Tj ET Q q 0 0 0 rg BT 178.10 251.10 Td (results ) Tj ET Q q 0 0 0 rg BT 206.71 251.10 Td (of ) Tj ET Q q 0 0 0 rg BT 217.54 251.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 261.69 251.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.63 251.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 316.11 251.10 Td (position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 58.76 230.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 88.54 230.10 Td (December22, ) Tj ET Q q 0 0 0 rg BT 147.20 230.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 172.28 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 187.07 230.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 207.99 230.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 235.57 230.10 Td (Staf) Tj ET Q q 0 0 0 rg BT 251.50 230.10 Td (f ) Tj ET Q q 0 0 0 rg BT 256.84 230.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 306.07 230.10 Td (Bulletin ) Tj ET Q q 0 0 0 rg BT 340.68 230.10 Td (T) Tj ET Q q 0 0 0 rg BT 346.09 230.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 365.89 230.10 Td (5 ) Tj ET Q q 0 0 0 rg BT 373.47 230.10 Td (EE, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 390.76 230.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 422.77 230.10 Td (T) Tj ET Q q 0 0 0 rg BT 427.41 230.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 439.24 230.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 487.36 230.10 Td (Implications ) Tj ET Q q 0 0 0 rg BT 539.94 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.29 230.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 218.10 Td (T) Tj ET Q q 0 0 0 rg BT 54.14 218.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 65.13 218.10 Td (Cuts ) Tj ET Q q 0 0 0 rg BT 85.02 218.10 Td (and ) Tj ET Q q 0 0 0 rg BT 101.57 218.10 Td (Jobs ) Tj ET Q q 0 0 0 rg BT 121.33 218.10 Td (Act ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.20 218.10 Td (\(SAB ) Tj ET Q q 0 0 0 rg BT 164.86 218.10 Td (T) Tj ET Q q 0 0 0 rg BT 170.27 218.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 189.04 218.10 Td (5 ) Tj ET Q q 0 0 0 rg BT 195.58 218.10 Td (EE\). ) Tj ET Q q 0 0 0 rg BT 219.62 218.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.05 218.10 Td (This ) Tj ET Q q 0 0 0 rg BT 240.38 218.10 Td (staf) Tj ET Q q 0 0 0 rg BT 254.64 218.10 Td (f ) Tj ET Q q 0 0 0 rg BT 259.52 218.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 304.94 218.10 Td (bulletin ) Tj ET Q q 0 0 0 rg BT 337.04 218.10 Td (expresses ) Tj ET Q q 0 0 0 rg BT 376.90 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.67 218.10 Td (views ) Tj ET Q q 0 0 0 rg BT 415.55 218.10 Td (of ) Tj ET Q q 0 0 0 rg BT 425.42 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 439.19 218.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 459.08 218.10 Td (staf) Tj ET Q q 0 0 0 rg BT 473.33 218.10 Td (f ) Tj ET Q q 0 0 0 rg BT 478.21 218.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 518.08 218.10 Td (application ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.41 206.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 80.74 206.10 Td (T) Tj ET Q q 0 0 0 rg BT 86.15 206.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 105.39 206.10 Td (740 ) Tj ET Q q 0 0 0 rg BT 122.41 206.10 Td (in ) Tj ET Q q 0 0 0 rg BT 132.21 206.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.45 206.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 185.13 206.10 Td (period ) Tj ET Q q 0 0 0 rg BT 212.70 206.10 Td (that ) Tj ET Q q 0 0 0 rg BT 229.72 206.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 265.06 206.10 Td (December22, ) Tj ET Q q 0 0 0 rg BT 323.17 206.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 347.69 206.10 Td (the ) Tj ET Q q 0 0 0 rg BT 361.93 206.10 Td (date ) Tj ET Q q 0 0 0 rg BT 380.61 206.10 Td (on ) Tj ET Q q 0 0 0 rg BT 392.63 206.10 Td (which ) Tj ET Q q 0 0 0 rg BT 419.10 206.10 Td (the ) Tj ET Q q 0 0 0 rg BT 433.19 206.10 Td (T) Tj ET Q q 0 0 0 rg BT 438.60 206.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 450.06 206.10 Td (Cuts ) Tj ET Q q 0 0 0 rg BT 470.42 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 486.89 206.10 Td (Jobs ) Tj ET Q q 0 0 0 rg BT 506.24 206.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 522.71 206.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 540.28 206.10 Td (Jobs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 194.10 Td (Act\) ) Tj ET Q q 0 0 0 rg BT 74.81 194.10 Td (was ) Tj ET Q q 0 0 0 rg BT 93.47 194.10 Td (signed ) Tj ET Q q 0 0 0 rg BT 122.68 194.10 Td (into ) Tj ET Q q 0 0 0 rg BT 141.35 194.10 Td (law) Tj ET Q q 0 0 0 rg BT 155.13 194.10 Td (. ) Tj ET Q q 0 0 0 rg BT 160.74 194.10 Td ( ) Tj ET Q q 0 0 0 rg BT 163.62 194.10 Td (The ) Tj ET Q q 0 0 0 rg BT 182.27 194.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 203.72 194.10 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 249.58 194.10 Td (that ) Tj ET Q q 0 0 0 rg BT 267.68 194.10 Td (an ) Tj ET Q q 0 0 0 rg BT 280.22 194.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 306.10 194.10 Td (may ) Tj ET Q q 0 0 0 rg BT 326.42 194.10 Td (not ) Tj ET Q q 0 0 0 rg BT 342.31 194.10 Td (have ) Tj ET Q q 0 0 0 rg BT 364.29 194.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.61 194.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 421.58 194.10 Td (information ) Tj ET Q q 0 0 0 rg BT 471.90 194.10 Td (available, ) Tj ET Q q 0 0 0 rg BT 513.60 194.10 Td (prepared, ) Tj ET Q q 0 0 0 rg BT 554.18 194.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 182.10 Td (analyzed ) Tj ET Q q 0 0 0 rg BT 87.31 182.10 Td (\(including ) Tj ET Q q 0 0 0 rg BT 130.69 182.10 Td (computations\) ) Tj ET Q q 0 0 0 rg BT 190.18 182.10 Td (for ) Tj ET Q q 0 0 0 rg BT 204.12 182.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 233.60 182.10 Td (income ) Tj ET Q q 0 0 0 rg BT 265.31 182.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 279.81 182.10 Td (ef) Tj ET Q q 0 0 0 rg BT 287.39 182.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 308.55 182.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.16 182.10 Td (the ) Tj ET Q q 0 0 0 rg BT 333.65 182.10 Td (Jobs ) Tj ET Q q 0 0 0 rg BT 353.21 182.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 369.92 182.10 Td (in ) Tj ET Q q 0 0 0 rg BT 379.98 182.10 Td (order ) Tj ET Q q 0 0 0 rg BT 403.36 182.10 Td (to ) Tj ET Q q 0 0 0 rg BT 413.41 182.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 455.67 182.10 Td (a ) Tj ET Q q 0 0 0 rg BT 462.39 182.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 507.42 182.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 543.02 182.10 Td (to ) Tj ET Q q 0 0 0 rg BT 553.07 182.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 170.10 Td (included ) Tj ET Q q 0 0 0 rg BT 86.89 170.10 Td (as ) Tj ET Q q 0 0 0 rg BT 98.17 170.10 Td (provisional ) Tj ET Q q 0 0 0 rg BT 146.11 170.10 Td (amounts. ) Tj ET Q q 0 0 0 rg BT 185.45 170.10 Td ( ) Tj ET Q q 0 0 0 rg BT 188.40 170.10 Td (In ) Tj ET Q q 0 0 0 rg BT 199.69 170.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 259.28 170.10 Td (in ) Tj ET Q q 0 0 0 rg BT 270.01 170.10 Td (which ) Tj ET Q q 0 0 0 rg BT 297.40 170.10 Td (provisional ) Tj ET Q q 0 0 0 rg BT 345.34 170.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 382.18 170.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 411.79 170.10 Td (be ) Tj ET Q q 0 0 0 rg BT 424.18 170.10 Td (prepared, ) Tj ET Q q 0 0 0 rg BT 464.61 170.10 Td (the ) Tj ET Q q 0 0 0 rg BT 479.78 170.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 501.07 170.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 527.34 170.10 Td (an ) Tj ET Q q 0 0 0 rg BT 539.73 170.10 Td (entity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 158.10 Td (should ) Tj ET Q q 0 0 0 rg BT 77.94 158.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 114.13 158.10 Td (to ) Tj ET Q q 0 0 0 rg BT 123.68 158.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 147.27 158.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 168.36 158.10 Td (T) Tj ET Q q 0 0 0 rg BT 173.77 158.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 192.75 158.10 Td (740 ) Tj ET Q q 0 0 0 rg BT 209.52 158.10 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 231.55 158.10 Td (when ) Tj ET Q q 0 0 0 rg BT 254.98 158.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 303.94 158.10 Td (and ) Tj ET Q q 0 0 0 rg BT 320.15 158.10 Td (measuring ) Tj ET Q q 0 0 0 rg BT 363.57 158.10 Td (current ) Tj ET Q q 0 0 0 rg BT 393.65 158.10 Td (and ) Tj ET Q q 0 0 0 rg BT 409.85 158.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 444.92 158.10 Td (taxes\) ) Tj ET Q q 0 0 0 rg BT 470.56 158.10 Td (based ) Tj ET Q q 0 0 0 rg BT 495.10 158.10 Td (on ) Tj ET Q q 0 0 0 rg BT 506.86 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 520.85 158.10 Td (provisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 146.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.27 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.92 146.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 89.58 146.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 110.35 146.10 Td (that ) Tj ET Q q 0 0 0 rg BT 127.78 146.10 Td (were ) Tj ET Q q 0 0 0 rg BT 149.65 146.10 Td (in ) Tj ET Q q 0 0 0 rg BT 159.86 146.10 Td (ef) Tj ET Q q 0 0 0 rg BT 167.45 146.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 184.87 146.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 237.30 146.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 259.17 146.10 Td (to ) Tj ET Q q 0 0 0 rg BT 269.39 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 284.04 146.10 Td (Jobs ) Tj ET Q q 0 0 0 rg BT 303.73 146.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 320.60 146.10 Td (being ) Tj ET Q q 0 0 0 rg BT 345.26 146.10 Td (enacted ) Tj ET Q q 0 0 0 rg BT 378.23 146.10 Td (until ) Tj ET Q q 0 0 0 rg BT 399.00 146.10 Td (a ) Tj ET Q q 0 0 0 rg BT 405.88 146.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 451.07 146.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 486.83 146.10 Td (can ) Tj ET Q q 0 0 0 rg BT 503.14 146.10 Td (be ) Tj ET Q q 0 0 0 rg BT 515.02 146.10 Td (determined.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 125.10 Td (Futur) Tj ET Q q 0 0 0 rg BT 74.32 125.10 Td (e ) Tj ET Q q 0 0 0 rg BT 80.71 125.10 Td (Adoption ) Tj ET Q q 0 0 0 rg BT 123.22 125.10 Td (of ) Tj ET Q q 0 0 0 rg BT 134.05 125.10 Td (New ) Tj ET Q q 0 0 0 rg BT 154.88 125.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 206.27 125.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 216.64 125.10 Td (onouncements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 104.10 Td (In ) Tj ET Q q 0 0 0 rg BT 59.91 104.10 Td (May ) Tj ET Q q 0 0 0 rg BT 80.33 104.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 104.91 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.21 104.10 Td (F) Tj ET Q q 0 0 0 rg BT 124.03 104.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 145.56 104.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 172.19 104.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 194.27 104.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 211.08 104.10 Td (2014-09,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 246.91 104.10 Td ( ) Tj ET Q q 0 0 0 rg BT 248.99 104.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 284.93 104.10 Td (fr) Tj ET Q q 0 0 0 rg BT 291.23 104.10 Td (om ) Tj ET Q q 0 0 0 rg BT 305.54 104.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 347.07 104.10 Td (with ) Tj ET Q q 0 0 0 rg BT 366.38 104.10 Td (Customers ) Tj ET Q q 0 0 0 rg BT 411.24 104.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 419.22 104.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 438.52 104.10 Td (606\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.85 104.10 Td (. ) Tj ET Q q 0 0 0 rg BT 461.43 104.10 Td ( ) Tj ET Q q 0 0 0 rg BT 463.36 104.10 Td (This ) Tj ET Q q 0 0 0 rg BT 483.22 104.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 519.18 104.10 Td (establishes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 92.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.37 92.10 Td (single ) Tj ET Q q 0 0 0 rg BT 82.68 92.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 145.64 92.10 Td (model ) Tj ET Q q 0 0 0 rg BT 173.07 92.10 Td (for ) Tj ET Q q 0 0 0 rg BT 187.15 92.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 218.46 92.10 Td (to ) Tj ET Q q 0 0 0 rg BT 228.67 92.10 Td (use ) Tj ET Q q 0 0 0 rg BT 244.43 92.10 Td (in ) Tj ET Q q 0 0 0 rg BT 254.64 92.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 300.94 92.10 Td (for ) Tj ET Q q 0 0 0 rg BT 315.02 92.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 349.10 92.10 Td (arising ) Tj ET Q q 0 0 0 rg BT 378.74 92.10 Td (from ) Tj ET Q q 0 0 0 rg BT 400.61 92.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 439.13 92.10 Td (with ) Tj ET Q q 0 0 0 rg BT 459.34 92.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 502.31 92.10 Td (and ) Tj ET Q q 0 0 0 rg BT 519.18 92.10 Td (supersedes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 80.10 Td (most ) Tj ET Q q 0 0 0 rg BT 70.60 80.10 Td (current ) Tj ET Q q 0 0 0 rg BT 100.57 80.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 133.86 80.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 181.06 80.10 Td (guidance. ) Tj ET Q q 0 0 0 rg BT 221.30 80.10 Td ( ) Tj ET Q q 0 0 0 rg BT 222.84 80.10 Td (This ) Tj ET Q q 0 0 0 rg BT 242.27 80.10 Td (new ) Tj ET Q q 0 0 0 rg BT 260.58 80.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 296.11 80.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 329.97 80.10 Td (that ) Tj ET Q q 0 0 0 rg BT 346.61 80.10 Td (an ) Tj ET Q q 0 0 0 rg BT 357.70 80.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 382.13 80.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 422.64 80.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 455.94 80.10 Td (for ) Tj ET Q q 0 0 0 rg BT 469.25 80.10 Td (the ) Tj ET Q q 0 0 0 rg BT 483.12 80.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 515.31 80.10 Td (of ) Tj ET Q q 0 0 0 rg BT 525.29 80.10 Td (promised ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 68.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 75.92 68.10 Td (or ) Tj ET Q q 0 0 0 rg BT 86.79 68.10 Td (services ) Tj ET Q q 0 0 0 rg BT 121.52 68.10 Td (to ) Tj ET Q q 0 0 0 rg BT 131.83 68.10 Td (a ) Tj ET Q q 0 0 0 rg BT 138.80 68.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 177.99 68.10 Td (in ) Tj ET Q q 0 0 0 rg BT 188.30 68.10 Td (an ) Tj ET Q q 0 0 0 rg BT 200.27 68.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 232.80 68.10 Td (that ) Tj ET Q q 0 0 0 rg BT 250.33 68.10 Td (reflects ) Tj ET Q q 0 0 0 rg BT 282.28 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 297.03 68.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 353.43 68.10 Td (that ) Tj ET Q q 0 0 0 rg BT 370.96 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.71 68.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 411.01 68.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 443.53 68.10 Td (to ) Tj ET Q q 0 0 0 rg BT 453.84 68.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 485.23 68.10 Td (and ) Tj ET Q q 0 0 0 rg BT 502.21 68.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 544.73 68.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.96 56.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 98.98 56.10 Td (of ) Tj ET Q q 0 0 0 rg BT 109.55 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 124.02 56.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 176.79 56.10 Td (obligation ) Tj ET Q q 0 0 0 rg BT 219.59 56.10 Td (described ) Tj ET Q q 0 0 0 rg BT 260.15 56.10 Td (in ) Tj ET Q q 0 0 0 rg BT 270.18 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 284.64 56.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 330.21 56.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 364.66 56.10 Td (with ) Tj ET Q q 0 0 0 rg BT 384.69 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 399.15 56.10 Td (customer) Tj ET Q q 0 0 0 rg BT 435.26 56.10 Td (. ) Tj ET Q q 0 0 0 rg BT 440.00 56.10 Td ( ) Tj ET Q q 0 0 0 rg BT 442.09 56.10 Td (This ) Tj ET Q q 0 0 0 rg BT 462.11 56.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 498.24 56.10 Td (will ) Tj ET Q q 0 0 0 rg BT 516.04 56.10 Td (be ) Tj ET Q q 0 0 0 rg BT 527.73 56.10 Td (ef) Tj ET Q q 0 0 0 rg BT 535.32 56.10 Td (fective ) Tj ET Q endstream endobj 149 0 obj <>] /Rotate 0 /Contents 150 0 R>> endobj 150 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.02 731.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 91.53 731.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 122.83 731.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 164.69 731.10 Td (after ) Tj ET Q q 0 0 0 rg BT 184.86 731.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 242.80 731.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 267.16 731.10 Td (including ) Tj ET Q q 0 0 0 rg BT 306.80 731.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 337.54 731.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 368.84 731.10 Td (within ) Tj ET Q q 0 0 0 rg BT 396.25 731.10 Td (that ) Tj ET Q q 0 0 0 rg BT 413.11 731.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 451.62 731.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 481.53 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 483.25 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 500.66 731.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 541.40 731.10 Td (plans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.34 719.10 Td (adopt ) Tj ET Q q 0 0 0 rg BT 83.16 719.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 105.22 719.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 122.00 719.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 157.38 719.10 Td (retrospectively ) Tj ET Q q 0 0 0 rg BT 218.86 719.10 Td (with ) Tj ET Q q 0 0 0 rg BT 238.69 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 252.97 719.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 299.45 719.10 Td (ef) Tj ET Q q 0 0 0 rg BT 307.04 719.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 324.08 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 334.47 719.10 Td (initially ) Tj ET Q q 0 0 0 rg BT 367.64 719.10 Td (applying ) Tj ET Q q 0 0 0 rg BT 404.69 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.96 719.10 Td (new ) Tj ET Q q 0 0 0 rg BT 437.68 719.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 473.62 719.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 519.53 719.10 Td (on ) Tj ET Q q 0 0 0 rg BT 531.59 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 545.87 719.10 Td (date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.98 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.35 707.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 99.83 707.10 Td (application. ) Tj ET Q q 0 0 0 rg BT 148.91 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 150.90 707.10 Td (The ) Tj ET Q q 0 0 0 rg BT 168.60 707.10 Td (new ) Tj ET Q q 0 0 0 rg BT 187.41 707.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 223.43 707.10 Td (was ) Tj ET Q q 0 0 0 rg BT 241.13 707.10 Td (ef) Tj ET Q q 0 0 0 rg BT 248.72 707.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 278.07 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 291.88 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.25 707.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 347.29 707.10 Td (on ) Tj ET Q q 0 0 0 rg BT 359.44 707.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 402.69 707.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 427.34 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 429.49 707.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 456.07 707.10 Td (on ) Tj ET Q q 0 0 0 rg BT 468.22 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.59 707.10 Td (Company) Tj ET Q q 0 0 0 rg BT 524.26 707.10 Td (s ) Tj ET Q q 0 0 0 rg BT 530.30 707.10 Td (analysis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.38 695.10 Td (all ) Tj ET Q q 0 0 0 rg BT 72.93 695.10 Td (sources ) Tj ET Q q 0 0 0 rg BT 105.47 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 116.35 695.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 150.54 695.10 Td (from ) Tj ET Q q 0 0 0 rg BT 172.53 695.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 215.63 695.10 Td (for ) Tj ET Q q 0 0 0 rg BT 229.84 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 244.61 695.10 Td (year ) Tj ET Q q 0 0 0 rg BT 264.36 695.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.79 695.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 349.42 695.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.42 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 371.98 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 388.96 695.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 410.95 695.10 Td (periods, ) Tj ET Q q 0 0 0 rg BT 445.44 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.21 695.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 501.65 695.10 Td (has ) Tj ET Q q 0 0 0 rg BT 517.53 695.10 Td (determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (that ) Tj ET Q q 0 0 0 rg BT 68.32 683.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.91 683.10 Td ($10 ) Tj ET Q q 0 0 0 rg BT 148.73 683.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.62 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 181.45 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.60 683.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 229.08 683.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 266.22 683.10 Td (during ) Tj ET Q q 0 0 0 rg BT 296.15 683.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 319.98 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 338.24 683.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 361.50 683.10 Td (years, ) Tj ET Q q 0 0 0 rg BT 388.93 683.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 429.97 683.10 Td (related ) Tj ET Q q 0 0 0 rg BT 460.99 683.10 Td (to ) Tj ET Q q 0 0 0 rg BT 472.60 683.10 Td (software ) Tj ET Q q 0 0 0 rg BT 510.85 683.10 Td (development ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 100.88 671.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 138.08 671.10 Td (will ) Tj ET Q q 0 0 0 rg BT 156.14 671.10 Td (be ) Tj ET Q q 0 0 0 rg BT 168.08 671.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 203.88 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 220.82 671.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 267.19 671.10 Td (over ) Tj ET Q q 0 0 0 rg BT 287.45 671.10 Td (future ) Tj ET Q q 0 0 0 rg BT 313.83 671.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 345.77 671.10 Td (under ) Tj ET Q q 0 0 0 rg BT 371.04 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.75 671.10 Td (new ) Tj ET Q q 0 0 0 rg BT 404.92 671.10 Td (standard.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (In ) Tj ET Q q 0 0 0 rg BT 61.79 650.10 Td (January ) Tj ET Q q 0 0 0 rg BT 96.84 650.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 123.29 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 139.47 650.10 Td (F) Tj ET Q q 0 0 0 rg BT 144.29 650.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 167.69 650.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 195.78 650.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 219.74 650.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 238.41 650.10 Td (2016-01, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 278.20 650.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 321.03 650.10 Td (Instruments ) Tj ET Q q 0 0 0 rg BT 372.21 650.10 Td (- ) Tj ET Q q 0 0 0 rg BT 379.50 650.10 Td (Overall ) Tj ET Q q 0 0 0 rg BT 414.00 650.10 Td (\(Subtopic ) Tj ET Q q 0 0 0 rg BT 456.28 650.10 Td (825-10\): ) Tj ET Q q 0 0 0 rg BT 495.22 650.10 Td (Recognition ) Tj ET Q q 0 0 0 rg BT 547.50 650.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (Measur) Tj ET Q q 0 0 0 rg BT 79.68 638.10 Td (ement ) Tj ET Q q 0 0 0 rg BT 105.51 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 115.25 638.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 155.94 638.10 Td (Assets ) Tj ET Q q 0 0 0 rg BT 182.89 638.10 Td (and ) Tj ET Q q 0 0 0 rg BT 199.85 638.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 240.69 638.10 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.25 638.10 Td (. ) Tj ET Q q 0 0 0 rg BT 285.70 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 287.51 638.10 Td (This ) Tj ET Q q 0 0 0 rg BT 307.25 638.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 343.08 638.10 Td (will ) Tj ET Q q 0 0 0 rg BT 360.59 638.10 Td (require ) Tj ET Q q 0 0 0 rg BT 390.86 638.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 417.81 638.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 467.54 638.10 Td (\(except ) Tj ET Q q 0 0 0 rg BT 498.92 638.10 Td (those ) Tj ET Q q 0 0 0 rg BT 521.98 638.10 Td (accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.80 626.10 Td (under ) Tj ET Q q 0 0 0 rg BT 89.22 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 104.08 626.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 131.72 626.10 Td (method ) Tj ET Q q 0 0 0 rg BT 164.36 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 175.33 626.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 221.85 626.10 Td (or ) Tj ET Q q 0 0 0 rg BT 232.82 626.10 Td (those ) Tj ET Q q 0 0 0 rg BT 256.57 626.10 Td (that ) Tj ET Q q 0 0 0 rg BT 274.21 626.10 Td (result ) Tj ET Q q 0 0 0 rg BT 299.07 626.10 Td (in ) Tj ET Q q 0 0 0 rg BT 309.50 626.10 Td (consolidation ) Tj ET Q q 0 0 0 rg BT 366.02 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 377.00 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.86 626.10 Td (investee\) ) Tj ET Q q 0 0 0 rg BT 430.59 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 441.02 626.10 Td (be ) Tj ET Q q 0 0 0 rg BT 453.10 626.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 494.06 626.10 Td (at ) Tj ET Q q 0 0 0 rg BT 503.92 626.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 520.44 626.10 Td (value ) Tj ET Q q 0 0 0 rg BT 544.74 626.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 84.66 614.10 Td (in ) Tj ET Q q 0 0 0 rg BT 95.38 614.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 112.21 614.10 Td (value ) Tj ET Q q 0 0 0 rg BT 136.81 614.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 183.63 614.10 Td (in ) Tj ET Q q 0 0 0 rg BT 194.35 614.10 Td (net ) Tj ET Q q 0 0 0 rg BT 209.52 614.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 244.40 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 247.14 614.10 Td (The ) Tj ET Q q 0 0 0 rg BT 265.63 614.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 302.46 614.10 Td (also ) Tj ET Q q 0 0 0 rg BT 321.52 614.10 Td (simplifies ) Tj ET Q q 0 0 0 rg BT 363.91 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.08 614.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 428.13 614.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 475.51 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 486.79 614.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 514.74 614.10 Td (investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (without ) Tj ET Q q 0 0 0 rg BT 81.41 602.10 Td (readily ) Tj ET Q q 0 0 0 rg BT 110.52 602.10 Td (determinable ) Tj ET Q q 0 0 0 rg BT 164.07 602.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 179.30 602.10 Td (values ) Tj ET Q q 0 0 0 rg BT 206.20 602.10 Td (by ) Tj ET Q q 0 0 0 rg BT 217.55 602.10 Td (requiring ) Tj ET Q q 0 0 0 rg BT 255.56 602.10 Td (a ) Tj ET Q q 0 0 0 rg BT 261.35 602.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 304.91 602.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 350.70 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 359.83 602.10 Td (identify ) Tj ET Q q 0 0 0 rg BT 392.28 602.10 Td (impairment. ) Tj ET Q q 0 0 0 rg BT 442.23 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 443.49 602.10 Td (When ) Tj ET Q q 0 0 0 rg BT 468.71 602.10 Td (a ) Tj ET Q q 0 0 0 rg BT 474.50 602.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 518.06 602.10 Td (assessment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (indicates ) Tj ET Q q 0 0 0 rg BT 88.12 590.10 Td (that ) Tj ET Q q 0 0 0 rg BT 106.19 590.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 155.36 590.10 Td (exists, ) Tj ET Q q 0 0 0 rg BT 183.71 590.10 Td (an ) Tj ET Q q 0 0 0 rg BT 196.23 590.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 222.08 590.10 Td (is ) Tj ET Q q 0 0 0 rg BT 231.82 590.10 Td (required ) Tj ET Q q 0 0 0 rg BT 268.21 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 279.07 590.10 Td (measure ) Tj ET Q q 0 0 0 rg BT 315.46 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 330.75 590.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 377.71 590.10 Td (at ) Tj ET Q q 0 0 0 rg BT 388.00 590.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 404.95 590.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 432.18 590.10 Td ( ) Tj ET Q q 0 0 0 rg BT 435.26 590.10 Td (It ) Tj ET Q q 0 0 0 rg BT 444.44 590.10 Td (also ) Tj ET Q q 0 0 0 rg BT 463.62 590.10 Td (amends ) Tj ET Q q 0 0 0 rg BT 497.25 590.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 527.52 590.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 90.35 578.10 Td (presentation ) Tj ET Q q 0 0 0 rg BT 141.76 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 158.73 578.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 201.81 578.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 256.55 578.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 300.17 578.10 Td (with ) Tj ET Q q 0 0 0 rg BT 320.48 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.23 578.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 351.64 578.10 Td (value ) Tj ET Q q 0 0 0 rg BT 375.83 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 386.70 578.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 424.21 578.10 Td (instruments. ) Tj ET Q q 0 0 0 rg BT 475.91 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 478.26 578.10 Td (This ) Tj ET Q q 0 0 0 rg BT 498.57 578.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 534.98 578.10 Td (will ) Tj ET Q q 0 0 0 rg BT 553.07 578.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 566.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 87.09 566.10 Td (for ) Tj ET Q q 0 0 0 rg BT 101.54 566.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 130.99 566.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 163.23 566.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 206.02 566.10 Td (after ) Tj ET Q q 0 0 0 rg BT 227.13 566.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 286.01 566.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 311.30 566.10 Td (including ) Tj ET Q q 0 0 0 rg BT 351.87 566.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 383.55 566.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 415.78 566.10 Td (within ) Tj ET Q q 0 0 0 rg BT 444.13 566.10 Td (that ) Tj ET Q q 0 0 0 rg BT 461.92 566.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 501.38 566.10 Td (period ) Tj ET Q q 0 0 0 rg BT 529.72 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 546.95 566.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 554.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 87.22 554.10 Td (for ) Tj ET Q q 0 0 0 rg BT 101.81 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 116.96 554.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 158.78 554.10 Td (on ) Tj ET Q q 0 0 0 rg BT 171.71 554.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 215.75 554.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 241.18 554.10 Td ( ) Tj ET Q q 0 0 0 rg BT 244.11 554.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 271.48 554.10 Td (on ) Tj ET Q q 0 0 0 rg BT 284.41 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.56 554.10 Td (Company) Tj ET Q q 0 0 0 rg BT 341.23 554.10 Td (s ) Tj ET Q q 0 0 0 rg BT 348.05 554.10 Td (analysis ) Tj ET Q q 0 0 0 rg BT 383.20 554.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.46 554.10 Td (this ) Tj ET Q q 0 0 0 rg BT 411.84 554.10 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 453.37 554.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 476.30 554.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 514.23 554.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.84 554.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 547.78 554.10 Td (No. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.10 Td (2016-01 ) Tj ET Q q 0 0 0 rg BT 85.72 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.84 542.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 142.62 542.10 Td (will ) Tj ET Q q 0 0 0 rg BT 161.07 542.10 Td (reflect ) Tj ET Q q 0 0 0 rg BT 189.50 542.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 224.60 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 235.27 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 250.38 542.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 267.15 542.10 Td (value ) Tj ET Q q 0 0 0 rg BT 291.70 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 302.93 542.10 Td (its ) Tj ET Q q 0 0 0 rg BT 315.27 542.10 Td (available ) Tj ET Q q 0 0 0 rg BT 354.25 542.10 Td (for ) Tj ET Q q 0 0 0 rg BT 368.81 542.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 387.25 542.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 427.91 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 438.58 542.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 473.41 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 476.09 542.10 Td (These ) Tj ET Q q 0 0 0 rg BT 502.86 542.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 537.97 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 548.64 542.10 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.10 Td (value ) Tj ET Q q 0 0 0 rg BT 73.18 530.10 Td (are ) Tj ET Q q 0 0 0 rg BT 87.41 530.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 125.52 530.10 Td (reflected ) Tj ET Q q 0 0 0 rg BT 162.51 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 172.31 530.10 Td (other ) Tj ET Q q 0 0 0 rg BT 194.88 530.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 257.43 530.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 291.39 530.10 Td ( ) Tj ET Q q 0 0 0 rg BT 293.27 530.10 Td (The ) Tj ET Q q 0 0 0 rg BT 310.83 530.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 351.74 530.10 Td (will ) Tj ET Q q 0 0 0 rg BT 369.32 530.10 Td (adopt ) Tj ET Q q 0 0 0 rg BT 393.11 530.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 415.14 530.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 431.88 530.10 Td (2016-01 ) Tj ET Q q 0 0 0 rg BT 467.23 530.10 Td (with ) Tj ET Q q 0 0 0 rg BT 487.03 530.10 Td (a ) Tj ET Q q 0 0 0 rg BT 493.49 530.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 539.94 530.10 Td (ef) Tj ET Q q 0 0 0 rg BT 547.53 530.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 518.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 95.64 518.10 Td (to ) Tj ET Q q 0 0 0 rg BT 105.68 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.15 518.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 152.94 518.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 175.75 518.10 Td (as ) Tj ET Q q 0 0 0 rg BT 186.34 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 196.92 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.40 518.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 253.65 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 264.24 518.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 289.00 518.10 Td ( ) Tj ET Q q 0 0 0 rg BT 291.09 518.10 Td (The ) Tj ET Q q 0 0 0 rg BT 308.90 518.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 350.04 518.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 388.40 518.10 Td (has ) Tj ET Q q 0 0 0 rg BT 403.99 518.10 Td (one ) Tj ET Q q 0 0 0 rg BT 420.68 518.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 466.82 518.10 Td (that ) Tj ET Q q 0 0 0 rg BT 484.08 518.10 Td (will ) Tj ET Q q 0 0 0 rg BT 501.89 518.10 Td (be ) Tj ET Q q 0 0 0 rg BT 513.59 518.10 Td (impacted ) Tj ET Q q 0 0 0 rg BT 552.50 518.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 506.10 Td (this ) Tj ET Q q 0 0 0 rg BT 65.90 506.10 Td (standard ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 101.73 506.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.63 506.10 Td ( ) Tj ET Q q 0 0 0 rg BT 112.58 506.10 Td (its ) Tj ET Q q 0 0 0 rg BT 123.98 506.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 169.82 506.10 Td (in ) Tj ET Q q 0 0 0 rg BT 179.55 506.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 203.18 506.10 Td (\(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.23 506.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 242.62 506.10 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.62 506.10 Td (\). ) Tj ET Q q 0 0 0 rg BT 255.41 506.10 Td ( ) Tj ET Q q 0 0 0 rg BT 256.93 506.10 Td (As ) Tj ET Q q 0 0 0 rg BT 270.00 506.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.28 506.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 338.32 506.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.32 506.10 Td ( ) Tj ET Q q 0 0 0 rg BT 360.28 506.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.67 506.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.67 506.10 Td (, ) Tj ET Q q 0 0 0 rg BT 401.12 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.30 506.10 Td (unrealized ) Tj ET Q q 0 0 0 rg BT 458.89 506.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 478.06 506.10 Td (\(loss\) ) Tj ET Q q 0 0 0 rg BT 502.24 506.10 Td (in ) Tj ET Q q 0 0 0 rg BT 511.97 506.10 Td (accumulated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 494.10 Td (other ) Tj ET Q q 0 0 0 rg BT 72.55 494.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 135.58 494.10 Td (income ) Tj ET Q q 0 0 0 rg BT 167.51 494.10 Td (\(loss\) ) Tj ET Q q 0 0 0 rg BT 192.23 494.10 Td (related ) Tj ET Q q 0 0 0 rg BT 221.94 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 232.21 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 246.93 494.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 271.10 494.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 317.48 494.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.54 494.10 Td ($0.7 ) Tj ET Q q 0 0 0 rg BT 355.54 494.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.43 494.10 Td ( ) Tj ET Q q 0 0 0 rg BT 386.93 494.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.87 494.10 Td ($\(1.7\) ) Tj ET Q q 0 0 0 rg BT 430.53 494.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.42 494.10 Td (, ) Tj ET Q q 0 0 0 rg BT 464.42 494.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 512.08 494.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.10 Td (In ) Tj ET Q q 0 0 0 rg BT 61.00 473.10 Td (February ) Tj ET Q q 0 0 0 rg BT 100.27 473.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 125.95 473.10 Td (the ) Tj ET Q q 0 0 0 rg BT 141.34 473.10 Td (F) Tj ET Q q 0 0 0 rg BT 146.16 473.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 168.78 473.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 196.25 473.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 219.43 473.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 237.33 473.10 Td (2016-02, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 276.33 473.10 Td (Leases ) Tj ET Q q 0 0 0 rg BT 306.72 473.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 314.70 473.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 335.09 473.10 Td (842\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.42 473.10 Td (. ) Tj ET Q q 0 0 0 rg BT 359.09 473.10 Td ( ) Tj ET Q q 0 0 0 rg BT 362.03 473.10 Td (This ) Tj ET Q q 0 0 0 rg BT 382.98 473.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 420.03 473.10 Td (introduces ) Tj ET Q q 0 0 0 rg BT 464.86 473.10 Td (a ) Tj ET Q q 0 0 0 rg BT 472.47 473.10 Td (new ) Tj ET Q q 0 0 0 rg BT 492.31 473.10 Td (lessee ) Tj ET Q q 0 0 0 rg BT 519.36 473.10 Td (model ) Tj ET Q q 0 0 0 rg BT 547.52 473.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 461.10 Td (brings ) Tj ET Q q 0 0 0 rg BT 76.01 461.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 128.08 461.10 Td (all ) Tj ET Q q 0 0 0 rg BT 139.58 461.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 164.97 461.10 Td (on ) Tj ET Q q 0 0 0 rg BT 176.49 461.10 Td (the ) Tj ET Q q 0 0 0 rg BT 190.22 461.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 222.26 461.10 Td (sheet. ) Tj ET Q q 0 0 0 rg BT 246.82 461.10 Td ( ) Tj ET Q q 0 0 0 rg BT 248.22 461.10 Td (The ) Tj ET Q q 0 0 0 rg BT 265.28 461.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 300.67 461.10 Td (will ) Tj ET Q q 0 0 0 rg BT 317.74 461.10 Td (require ) Tj ET Q q 0 0 0 rg BT 347.57 461.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 391.85 461.10 Td (to ) Tj ET Q q 0 0 0 rg BT 401.14 461.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 441.51 461.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 463.01 461.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 487.85 461.10 Td (and ) Tj ET Q q 0 0 0 rg BT 503.81 461.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 525.30 461.10 Td (liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 449.10 Td (on ) Tj ET Q q 0 0 0 rg BT 61.95 449.10 Td (their ) Tj ET Q q 0 0 0 rg BT 82.73 449.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 115.72 449.10 Td (sheets ) Tj ET Q q 0 0 0 rg BT 142.61 449.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.50 449.10 Td (disclose ) Tj ET Q q 0 0 0 rg BT 194.17 449.10 Td (key ) Tj ET Q q 0 0 0 rg BT 211.06 449.10 Td (information ) Tj ET Q q 0 0 0 rg BT 260.73 449.10 Td (about ) Tj ET Q q 0 0 0 rg BT 285.40 449.10 Td (leasing ) Tj ET Q q 0 0 0 rg BT 316.18 449.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 372.50 449.10 Td (in ) Tj ET Q q 0 0 0 rg BT 382.73 449.10 Td (their ) Tj ET Q q 0 0 0 rg BT 403.51 449.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 440.94 449.10 Td (statements. ) Tj ET Q q 0 0 0 rg BT 488.11 449.10 Td ( ) Tj ET Q q 0 0 0 rg BT 490.38 449.10 Td (This ) Tj ET Q q 0 0 0 rg BT 510.61 449.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 546.94 449.10 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 437.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.36 437.10 Td (ef) Tj ET Q q 0 0 0 rg BT 68.95 437.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 98.57 437.10 Td (for ) Tj ET Q q 0 0 0 rg BT 112.65 437.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 141.72 437.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 173.58 437.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 215.99 437.10 Td (after ) Tj ET Q q 0 0 0 rg BT 236.73 437.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 295.23 437.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 320.15 437.10 Td (including ) Tj ET Q q 0 0 0 rg BT 360.34 437.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 391.65 437.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 423.50 437.10 Td (within ) Tj ET Q q 0 0 0 rg BT 451.48 437.10 Td (that ) Tj ET Q q 0 0 0 rg BT 468.89 437.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 507.97 437.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 538.44 437.10 Td ( ) Tj ET Q q 0 0 0 rg BT 540.85 437.10 Td (Early ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 425.10 Td (application ) Tj ET Q q 0 0 0 rg BT 95.45 425.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.29 425.10 Td (this ) Tj ET Q q 0 0 0 rg BT 121.26 425.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 156.65 425.10 Td (is ) Tj ET Q q 0 0 0 rg BT 164.84 425.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 207.18 425.10 Td ( ) Tj ET Q q 0 0 0 rg BT 208.59 425.10 Td (The ) Tj ET Q q 0 0 0 rg BT 225.65 425.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 266.06 425.10 Td (is ) Tj ET Q q 0 0 0 rg BT 274.24 425.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 311.85 425.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 355.02 425.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.76 425.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 397.49 425.10 Td (of ) Tj ET Q q 0 0 0 rg BT 407.33 425.10 Td (this ) Tj ET Q q 0 0 0 rg BT 423.30 425.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 460.91 425.10 Td (on ) Tj ET Q q 0 0 0 rg BT 472.43 425.10 Td (its ) Tj ET Q q 0 0 0 rg BT 483.40 425.10 Td (results ) Tj ET Q q 0 0 0 rg BT 511.02 425.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.87 425.10 Td (operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 413.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.74 413.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 104.51 413.10 Td (position. ) Tj ET Q q 0 0 0 rg BT 142.04 413.10 Td ( ) Tj ET Q q 0 0 0 rg BT 144.83 413.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 172.07 413.10 Td (on ) Tj ET Q q 0 0 0 rg BT 184.87 413.10 Td (the ) Tj ET Q q 0 0 0 rg BT 199.88 413.10 Td (Company) Tj ET Q q 0 0 0 rg BT 241.54 413.10 Td (s ) Tj ET Q q 0 0 0 rg BT 248.23 413.10 Td (preliminary ) Tj ET Q q 0 0 0 rg BT 297.68 413.10 Td (analysis ) Tj ET Q q 0 0 0 rg BT 332.69 413.10 Td (of ) Tj ET Q q 0 0 0 rg BT 343.82 413.10 Td (its ) Tj ET Q q 0 0 0 rg BT 356.07 413.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 378.85 413.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 435.51 413.10 Td (where ) Tj ET Q q 0 0 0 rg BT 462.73 413.10 Td (the ) Tj ET Q q 0 0 0 rg BT 477.75 413.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 519.43 413.10 Td (is ) Tj ET Q q 0 0 0 rg BT 528.90 413.10 Td (a ) Tj ET Q q 0 0 0 rg BT 536.13 413.10 Td (lessee, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 401.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.76 401.10 Td ($25 ) Tj ET Q q 0 0 0 rg BT 127.26 401.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.15 401.10 Td (, ) Tj ET Q q 0 0 0 rg BT 161.15 401.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 200.87 401.10 Td (related ) Tj ET Q q 0 0 0 rg BT 230.57 401.10 Td (to ) Tj ET Q q 0 0 0 rg BT 240.85 401.10 Td (of) Tj ET Q q 0 0 0 rg BT 249.00 401.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 266.49 401.10 Td (leases, ) Tj ET Q q 0 0 0 rg BT 295.37 401.10 Td (would ) Tj ET Q q 0 0 0 rg BT 322.87 401.10 Td (be ) Tj ET Q q 0 0 0 rg BT 334.81 401.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 372.28 401.10 Td (as ) Tj ET Q q 0 0 0 rg BT 383.12 401.10 Td (right-of-use ) Tj ET Q q 0 0 0 rg BT 432.82 401.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 458.66 401.10 Td (and ) Tj ET Q q 0 0 0 rg BT 475.60 401.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 498.08 401.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 537.80 401.10 Td (on ) Tj ET Q q 0 0 0 rg BT 550.30 401.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 389.10 Td (Company) Tj ET Q q 0 0 0 rg BT 91.17 389.10 Td (s ) Tj ET Q q 0 0 0 rg BT 97.32 389.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 130.12 389.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 152.93 389.10 Td (as ) Tj ET Q q 0 0 0 rg BT 163.52 389.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.11 389.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 232.46 389.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.46 389.10 Td ( ) Tj ET Q q 0 0 0 rg BT 254.72 389.10 Td (under ) Tj ET Q q 0 0 0 rg BT 279.75 389.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.23 389.10 Td (new ) Tj ET Q q 0 0 0 rg BT 313.16 389.10 Td (standard. ) Tj ET Q q 0 0 0 rg BT 351.80 389.10 Td ( ) Tj ET Q q 0 0 0 rg BT 353.90 389.10 Td (The ) Tj ET Q q 0 0 0 rg BT 371.71 389.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 412.86 389.10 Td (will ) Tj ET Q q 0 0 0 rg BT 430.68 389.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 467.37 389.10 Td (to ) Tj ET Q q 0 0 0 rg BT 477.42 389.10 Td (analyze ) Tj ET Q q 0 0 0 rg BT 510.21 389.10 Td (the ) Tj ET Q q 0 0 0 rg BT 524.69 389.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 554.17 389.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 377.10 Td (this ) Tj ET Q q 0 0 0 rg BT 66.45 377.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 105.04 377.10 Td (and ) Tj ET Q q 0 0 0 rg BT 121.98 377.10 Td (refine ) Tj ET Q q 0 0 0 rg BT 147.80 377.10 Td (the ) Tj ET Q q 0 0 0 rg BT 162.51 377.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 203.33 377.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 233.04 377.10 Td (on ) Tj ET Q q 0 0 0 rg BT 245.54 377.10 Td (its ) Tj ET Q q 0 0 0 rg BT 257.49 377.10 Td (results ) Tj ET Q q 0 0 0 rg BT 286.10 377.10 Td (of ) Tj ET Q q 0 0 0 rg BT 296.93 377.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 341.09 377.10 Td (and ) Tj ET Q q 0 0 0 rg BT 358.03 377.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 395.51 377.10 Td (position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 356.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.02 356.10 Td (March ) Tj ET Q q 0 0 0 rg BT 88.30 356.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 112.98 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.39 356.10 Td (F) Tj ET Q q 0 0 0 rg BT 132.21 356.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 153.84 356.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 180.55 356.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 202.74 356.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 219.64 356.10 Td (2016-08, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 257.66 356.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 293.71 356.10 Td (fr) Tj ET Q q 0 0 0 rg BT 300.00 356.10 Td (om ) Tj ET Q q 0 0 0 rg BT 314.41 356.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 356.04 356.10 Td (with ) Tj ET Q q 0 0 0 rg BT 375.46 356.10 Td (Customers ) Tj ET Q q 0 0 0 rg BT 420.42 356.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 428.40 356.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 447.80 356.10 Td (606\): ) Tj ET Q q 0 0 0 rg BT 471.64 356.10 Td (Principal ) Tj ET Q q 0 0 0 rg BT 511.60 356.10 Td (versus ) Tj ET Q q 0 0 0 rg BT 539.18 356.10 Td (Agent ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 344.10 Td (Considerations ) Tj ET Q q 0 0 0 rg BT 112.99 344.10 Td (\(Reporting ) Tj ET Q q 0 0 0 rg BT 158.69 344.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 194.93 344.10 Td (Gr) Tj ET Q q 0 0 0 rg BT 205.67 344.10 Td (oss ) Tj ET Q q 0 0 0 rg BT 220.83 344.10 Td (versus ) Tj ET Q q 0 0 0 rg BT 248.76 344.10 Td (Net\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.97 344.10 Td (. ) Tj ET Q q 0 0 0 rg BT 270.85 344.10 Td ( ) Tj ET Q q 0 0 0 rg BT 273.05 344.10 Td (This ) Tj ET Q q 0 0 0 rg BT 293.20 344.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 329.45 344.10 Td (clarifies ) Tj ET Q q 0 0 0 rg BT 364.03 344.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 402.50 344.10 Td (on ) Tj ET Q q 0 0 0 rg BT 414.87 344.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 452.79 344.10 Td (versus ) Tj ET Q q 0 0 0 rg BT 480.72 344.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 504.75 344.10 Td (considerations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 332.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.97 332.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 106.52 332.10 Td (with ) Tj ET Q q 0 0 0 rg BT 126.99 332.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 161.32 332.10 Td (recognition. ) Tj ET Q q 0 0 0 rg BT 212.05 332.10 Td ( ) Tj ET Q q 0 0 0 rg BT 214.54 332.10 Td (When ) Tj ET Q q 0 0 0 rg BT 241.11 332.10 Td (another ) Tj ET Q q 0 0 0 rg BT 273.78 332.10 Td (party ) Tj ET Q q 0 0 0 rg BT 297.01 332.10 Td (is ) Tj ET Q q 0 0 0 rg BT 306.37 332.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 344.05 332.10 Td (in ) Tj ET Q q 0 0 0 rg BT 354.52 332.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 396.09 332.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 422.67 332.10 Td (or ) Tj ET Q q 0 0 0 rg BT 433.69 332.10 Td (services ) Tj ET Q q 0 0 0 rg BT 468.58 332.10 Td (to ) Tj ET Q q 0 0 0 rg BT 479.05 332.10 Td (a ) Tj ET Q q 0 0 0 rg BT 486.17 332.10 Td (customer) Tj ET Q q 0 0 0 rg BT 522.43 332.10 Td (, ) Tj ET Q q 0 0 0 rg BT 527.61 332.10 Td (an ) Tj ET Q q 0 0 0 rg BT 539.74 332.10 Td (entity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 320.10 Td (is ) Tj ET Q q 0 0 0 rg BT 58.77 320.10 Td (required ) Tj ET Q q 0 0 0 rg BT 94.68 320.10 Td (to ) Tj ET Q q 0 0 0 rg BT 105.05 320.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 147.63 320.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 182.43 320.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.25 320.10 Td (nature ) Tj ET Q q 0 0 0 rg BT 224.83 320.10 Td (of ) Tj ET Q q 0 0 0 rg BT 235.76 320.10 Td (its ) Tj ET Q q 0 0 0 rg BT 247.80 320.10 Td (promise ) Tj ET Q q 0 0 0 rg BT 282.62 320.10 Td (is ) Tj ET Q q 0 0 0 rg BT 291.88 320.10 Td (to ) Tj ET Q q 0 0 0 rg BT 302.26 320.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 335.40 320.10 Td (the ) Tj ET Q q 0 0 0 rg BT 350.21 320.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 388.90 320.10 Td (good ) Tj ET Q q 0 0 0 rg BT 411.50 320.10 Td (or ) Tj ET Q q 0 0 0 rg BT 422.43 320.10 Td (service ) Tj ET Q q 0 0 0 rg BT 453.34 320.10 Td (itself ) Tj ET Q q 0 0 0 rg BT 475.93 320.10 Td (\(that ) Tj ET Q q 0 0 0 rg BT 496.85 320.10 Td (is, ) Tj ET Q q 0 0 0 rg BT 508.62 320.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.43 320.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 548.80 320.10 Td (is ) Tj ET Q q 0 0 0 rg BT 558.07 320.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 308.10 Td (principal\) ) Tj ET Q q 0 0 0 rg BT 91.23 308.10 Td (or ) Tj ET Q q 0 0 0 rg BT 102.42 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 113.05 308.10 Td (arrange ) Tj ET Q q 0 0 0 rg BT 145.88 308.10 Td (for ) Tj ET Q q 0 0 0 rg BT 160.40 308.10 Td (that ) Tj ET Q q 0 0 0 rg BT 178.25 308.10 Td (good ) Tj ET Q q 0 0 0 rg BT 201.11 308.10 Td (or ) Tj ET Q q 0 0 0 rg BT 212.29 308.10 Td (service ) Tj ET Q q 0 0 0 rg BT 243.46 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 254.10 308.10 Td (be ) Tj ET Q q 0 0 0 rg BT 266.39 308.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 304.80 308.10 Td (by ) Tj ET Q q 0 0 0 rg BT 317.65 308.10 Td (the ) Tj ET Q q 0 0 0 rg BT 332.73 308.10 Td (other ) Tj ET Q q 0 0 0 rg BT 356.13 308.10 Td (party ) Tj ET Q q 0 0 0 rg BT 379.53 308.10 Td (\(that ) Tj ET Q q 0 0 0 rg BT 400.72 308.10 Td (is, ) Tj ET Q q 0 0 0 rg BT 412.74 308.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.82 308.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 453.45 308.10 Td (is ) Tj ET Q q 0 0 0 rg BT 462.97 308.10 Td (an ) Tj ET Q q 0 0 0 rg BT 475.27 308.10 Td (agent\). ) Tj ET Q q 0 0 0 rg BT 505.61 308.10 Td ( ) Tj ET Q q 0 0 0 rg BT 507.83 308.10 Td (An ) Tj ET Q q 0 0 0 rg BT 522.91 308.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 548.54 308.10 Td (is ) Tj ET Q q 0 0 0 rg BT 558.07 308.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 296.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 87.13 296.10 Td (if ) Tj ET Q q 0 0 0 rg BT 95.32 296.10 Td (it ) Tj ET Q q 0 0 0 rg BT 102.96 296.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 137.26 296.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.56 296.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 189.74 296.10 Td (good ) Tj ET Q q 0 0 0 rg BT 211.82 296.10 Td (or ) Tj ET Q q 0 0 0 rg BT 222.24 296.10 Td (service ) Tj ET Q q 0 0 0 rg BT 252.64 296.10 Td (before ) Tj ET Q q 0 0 0 rg BT 280.26 296.10 Td (that ) Tj ET Q q 0 0 0 rg BT 297.34 296.10 Td (good ) Tj ET Q q 0 0 0 rg BT 319.42 296.10 Td (or ) Tj ET Q q 0 0 0 rg BT 329.83 296.10 Td (service ) Tj ET Q q 0 0 0 rg BT 360.23 296.10 Td (is ) Tj ET Q q 0 0 0 rg BT 368.99 296.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 414.38 296.10 Td (to ) Tj ET Q q 0 0 0 rg BT 424.24 296.10 Td (a ) Tj ET Q q 0 0 0 rg BT 430.76 296.10 Td (customer) Tj ET Q q 0 0 0 rg BT 466.87 296.10 Td (. ) Tj ET Q q 0 0 0 rg BT 471.45 296.10 Td ( ) Tj ET Q q 0 0 0 rg BT 473.38 296.10 Td (The ) Tj ET Q q 0 0 0 rg BT 491.01 296.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 529.19 296.10 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 284.10 Td (indicators ) Tj ET Q q 0 0 0 rg BT 91.27 284.10 Td (to ) Tj ET Q q 0 0 0 rg BT 101.38 284.10 Td (assist ) Tj ET Q q 0 0 0 rg BT 125.38 284.10 Td (an ) Tj ET Q q 0 0 0 rg BT 137.15 284.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 162.26 284.10 Td (in ) Tj ET Q q 0 0 0 rg BT 172.37 284.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 223.02 284.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 257.56 284.10 Td (it ) Tj ET Q q 0 0 0 rg BT 265.45 284.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 300.00 284.10 Td (a ) Tj ET Q q 0 0 0 rg BT 306.77 284.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 345.20 284.10 Td (good ) Tj ET Q q 0 0 0 rg BT 367.53 284.10 Td (or ) Tj ET Q q 0 0 0 rg BT 378.20 284.10 Td (service ) Tj ET Q q 0 0 0 rg BT 408.85 284.10 Td (before ) Tj ET Q q 0 0 0 rg BT 436.72 284.10 Td (it ) Tj ET Q q 0 0 0 rg BT 444.61 284.10 Td (is ) Tj ET Q q 0 0 0 rg BT 453.61 284.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 499.25 284.10 Td (to ) Tj ET Q q 0 0 0 rg BT 509.36 284.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.91 284.10 Td (customer) Tj ET Q q 0 0 0 rg BT 560.01 284.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.01 284.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 272.10 Td (This ) Tj ET Q q 0 0 0 rg BT 68.67 272.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 103.93 272.10 Td (will ) Tj ET Q q 0 0 0 rg BT 120.88 272.10 Td (be ) Tj ET Q q 0 0 0 rg BT 131.71 272.10 Td (ef) Tj ET Q q 0 0 0 rg BT 139.29 272.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 167.89 272.10 Td (for ) Tj ET Q q 0 0 0 rg BT 180.94 272.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 208.98 272.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 239.81 272.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 281.19 272.10 Td (after ) Tj ET Q q 0 0 0 rg BT 300.90 272.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 358.37 272.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 382.26 272.10 Td (including ) Tj ET Q q 0 0 0 rg BT 421.42 272.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 451.69 272.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 482.52 272.10 Td (within ) Tj ET Q q 0 0 0 rg BT 509.47 272.10 Td (that ) Tj ET Q q 0 0 0 rg BT 525.85 272.10 Td (reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 260.10 Td (period ) Tj ET Q q 0 0 0 rg BT 78.01 260.10 Td (and ) Tj ET Q q 0 0 0 rg BT 95.41 260.10 Td (was ) Tj ET Q q 0 0 0 rg BT 113.93 260.10 Td (ef) Tj ET Q q 0 0 0 rg BT 121.52 260.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 151.68 260.10 Td (for ) Tj ET Q q 0 0 0 rg BT 166.31 260.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.49 260.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 223.34 260.10 Td (on ) Tj ET Q q 0 0 0 rg BT 236.30 260.10 Td (January ) Tj ET Q q 0 0 0 rg BT 270.36 260.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 280.83 260.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 306.29 260.10 Td ( ) Tj ET Q q 0 0 0 rg BT 309.04 260.10 Td (The ) Tj ET Q q 0 0 0 rg BT 327.55 260.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 369.40 260.10 Td (has ) Tj ET Q q 0 0 0 rg BT 385.70 260.10 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 426.97 260.10 Td (the ) Tj ET Q q 0 0 0 rg BT 442.15 260.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 472.33 260.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.62 260.10 Td (this ) Tj ET Q q 0 0 0 rg BT 501.03 260.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 540.09 260.10 Td (on ) Tj ET Q q 0 0 0 rg BT 553.06 260.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 248.10 Td (results ) Tj ET Q q 0 0 0 rg BT 78.62 248.10 Td (of ) Tj ET Q q 0 0 0 rg BT 89.95 248.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 134.61 248.10 Td (and ) Tj ET Q q 0 0 0 rg BT 152.06 248.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 190.05 248.10 Td (position ) Tj ET Q q 0 0 0 rg BT 225.28 248.10 Td (in ) Tj ET Q q 0 0 0 rg BT 236.07 248.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 282.94 248.10 Td (with ) Tj ET Q q 0 0 0 rg BT 303.73 248.10 Td (its ) Tj ET Q q 0 0 0 rg BT 316.18 248.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 354.19 248.10 Td (of ) Tj ET Q q 0 0 0 rg BT 364.86 248.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 387.87 248.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 405.60 248.10 Td (2014-09, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 444.44 248.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 481.31 248.10 Td (fr) Tj ET Q q 0 0 0 rg BT 487.60 248.10 Td (om ) Tj ET Q q 0 0 0 rg BT 502.83 248.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 545.29 248.10 Td (with ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 236.10 Td (Customers ) Tj ET Q q 0 0 0 rg BT 94.78 236.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 102.76 236.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 122.47 236.10 Td (606\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.80 236.10 Td (described ) Tj ET Q q 0 0 0 rg BT 186.62 236.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 215.10 Td (In ) Tj ET Q q 0 0 0 rg BT 59.47 215.10 Td (April ) Tj ET Q q 0 0 0 rg BT 82.68 215.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 107.28 215.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.60 215.10 Td (F) Tj ET Q q 0 0 0 rg BT 126.42 215.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 147.97 215.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 174.61 215.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 196.72 215.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 213.54 215.10 Td (2016-10, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 251.48 215.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 287.44 215.10 Td (fr) Tj ET Q q 0 0 0 rg BT 293.74 215.10 Td (om ) Tj ET Q q 0 0 0 rg BT 308.06 215.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 349.61 215.10 Td (with ) Tj ET Q q 0 0 0 rg BT 368.94 215.10 Td (Customers ) Tj ET Q q 0 0 0 rg BT 413.83 215.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 421.80 215.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 441.12 215.10 Td (606\): ) Tj ET Q q 0 0 0 rg BT 464.88 215.10 Td (Identifying ) Tj ET Q q 0 0 0 rg BT 510.30 215.10 Td (Performance ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 203.10 Td (Obligations ) Tj ET Q q 0 0 0 rg BT 98.80 203.10 Td (and ) Tj ET Q q 0 0 0 rg BT 115.87 203.10 Td (Licensing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.76 203.10 Td (. ) Tj ET Q q 0 0 0 rg BT 159.33 203.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.25 203.10 Td (This ) Tj ET Q q 0 0 0 rg BT 181.10 203.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 217.05 203.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 253.56 203.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 291.73 203.10 Td (on ) Tj ET Q q 0 0 0 rg BT 303.80 203.10 Td (identifying ) Tj ET Q q 0 0 0 rg BT 349.75 203.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 402.34 203.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 448.86 203.10 Td (in ) Tj ET Q q 0 0 0 rg BT 458.71 203.10 Td (a ) Tj ET Q q 0 0 0 rg BT 465.22 203.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 499.49 203.10 Td (with ) Tj ET Q q 0 0 0 rg BT 519.34 203.10 Td (a ) Tj ET Q q 0 0 0 rg BT 525.85 203.10 Td (customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 191.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.30 191.10 Td (clarifying ) Tj ET Q q 0 0 0 rg BT 107.53 191.10 Td (several ) Tj ET Q q 0 0 0 rg BT 138.20 191.10 Td (licensing ) Tj ET Q q 0 0 0 rg BT 176.66 191.10 Td (considerations, ) Tj ET Q q 0 0 0 rg BT 239.29 191.10 Td (including ) Tj ET Q q 0 0 0 rg BT 279.42 191.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 313.98 191.10 Td (an ) Tj ET Q q 0 0 0 rg BT 325.78 191.10 Td (entity) Tj ET Q q 0 0 0 rg BT 351.33 191.10 Td (s ) Tj ET Q q 0 0 0 rg BT 357.58 191.10 Td (promise ) Tj ET Q q 0 0 0 rg BT 392.16 191.10 Td (to ) Tj ET Q q 0 0 0 rg BT 402.29 191.10 Td (grant ) Tj ET Q q 0 0 0 rg BT 425.20 191.10 Td (a ) Tj ET Q q 0 0 0 rg BT 432.00 191.10 Td (license ) Tj ET Q q 0 0 0 rg BT 462.12 191.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 498.91 191.10 Td (a ) Tj ET Q q 0 0 0 rg BT 505.71 191.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 544.72 191.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 179.10 Td (either ) Tj ET Q q 0 0 0 rg BT 74.18 179.10 Td (a ) Tj ET Q q 0 0 0 rg BT 80.53 179.10 Td (right ) Tj ET Q q 0 0 0 rg BT 101.33 179.10 Td (to ) Tj ET Q q 0 0 0 rg BT 111.02 179.10 Td (use ) Tj ET Q q 0 0 0 rg BT 126.27 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 140.40 179.10 Td (entity) Tj ET Q q 0 0 0 rg BT 165.95 179.10 Td (s ) Tj ET Q q 0 0 0 rg BT 171.76 179.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 218.09 179.10 Td (property ) Tj ET Q q 0 0 0 rg BT 253.88 179.10 Td (\(which ) Tj ET Q q 0 0 0 rg BT 283.57 179.10 Td (is ) Tj ET Q q 0 0 0 rg BT 292.15 179.10 Td (satisfied ) Tj ET Q q 0 0 0 rg BT 327.39 179.10 Td (at ) Tj ET Q q 0 0 0 rg BT 336.52 179.10 Td (a ) Tj ET Q q 0 0 0 rg BT 342.87 179.10 Td (point ) Tj ET Q q 0 0 0 rg BT 365.34 179.10 Td (in ) Tj ET Q q 0 0 0 rg BT 375.04 179.10 Td (time\) ) Tj ET Q q 0 0 0 rg BT 398.05 179.10 Td (or ) Tj ET Q q 0 0 0 rg BT 408.30 179.10 Td (a ) Tj ET Q q 0 0 0 rg BT 414.65 179.10 Td (right ) Tj ET Q q 0 0 0 rg BT 435.45 179.10 Td (to ) Tj ET Q q 0 0 0 rg BT 445.14 179.10 Td (access ) Tj ET Q q 0 0 0 rg BT 472.60 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 486.73 179.10 Td (entity) Tj ET Q q 0 0 0 rg BT 512.28 179.10 Td (s ) Tj ET Q q 0 0 0 rg BT 518.08 179.10 Td (intellectual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.10 Td (property ) Tj ET Q q 0 0 0 rg BT 85.65 167.10 Td (\(which ) Tj ET Q q 0 0 0 rg BT 115.70 167.10 Td (is ) Tj ET Q q 0 0 0 rg BT 124.65 167.10 Td (satisfied ) Tj ET Q q 0 0 0 rg BT 160.25 167.10 Td (over ) Tj ET Q q 0 0 0 rg BT 180.29 167.10 Td (time\) ) Tj ET Q q 0 0 0 rg BT 203.67 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 220.39 167.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 258.76 167.10 Td (on ) Tj ET Q q 0 0 0 rg BT 271.04 167.10 Td (sales-based ) Tj ET Q q 0 0 0 rg BT 318.85 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 335.57 167.10 Td (usage-based ) Tj ET Q q 0 0 0 rg BT 386.71 167.10 Td (royalties. ) Tj ET Q q 0 0 0 rg BT 425.92 167.10 Td ( ) Tj ET Q q 0 0 0 rg BT 428.03 167.10 Td (This ) Tj ET Q q 0 0 0 rg BT 448.09 167.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 484.24 167.10 Td (will ) Tj ET Q q 0 0 0 rg BT 502.08 167.10 Td (be ) Tj ET Q q 0 0 0 rg BT 513.79 167.10 Td (ef) Tj ET Q q 0 0 0 rg BT 521.38 167.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 550.86 167.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 78.95 155.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 111.18 155.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 153.98 155.10 Td (after ) Tj ET Q q 0 0 0 rg BT 175.09 155.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 233.97 155.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 259.26 155.10 Td (including ) Tj ET Q q 0 0 0 rg BT 299.83 155.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 331.51 155.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 363.74 155.10 Td (within ) Tj ET Q q 0 0 0 rg BT 392.09 155.10 Td (that ) Tj ET Q q 0 0 0 rg BT 409.88 155.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 449.33 155.10 Td (period ) Tj ET Q q 0 0 0 rg BT 477.68 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 494.91 155.10 Td (was ) Tj ET Q q 0 0 0 rg BT 513.26 155.10 Td (ef) Tj ET Q q 0 0 0 rg BT 520.85 155.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 550.84 155.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.58 143.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 104.33 143.10 Td (on ) Tj ET Q q 0 0 0 rg BT 116.19 143.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 159.15 143.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 183.51 143.10 Td ( ) Tj ET Q q 0 0 0 rg BT 185.24 143.10 Td (The ) Tj ET Q q 0 0 0 rg BT 202.65 143.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 243.40 143.10 Td (has ) Tj ET Q q 0 0 0 rg BT 258.59 143.10 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 298.76 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.84 143.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 341.91 143.10 Td (of ) Tj ET Q q 0 0 0 rg BT 352.10 143.10 Td (this ) Tj ET Q q 0 0 0 rg BT 368.41 143.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 406.37 143.10 Td (on ) Tj ET Q q 0 0 0 rg BT 418.23 143.10 Td (its ) Tj ET Q q 0 0 0 rg BT 429.54 143.10 Td (results ) Tj ET Q q 0 0 0 rg BT 457.51 143.10 Td (of ) Tj ET Q q 0 0 0 rg BT 467.70 143.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 511.22 143.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.52 143.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 131.10 Td (position ) Tj ET Q q 0 0 0 rg BT 84.82 131.10 Td (in ) Tj ET Q q 0 0 0 rg BT 95.68 131.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 142.65 131.10 Td (with ) Tj ET Q q 0 0 0 rg BT 163.51 131.10 Td (its ) Tj ET Q q 0 0 0 rg BT 176.05 131.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 214.14 131.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.88 131.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 247.97 131.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 265.78 131.10 Td (2014-09, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 304.70 131.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 341.65 131.10 Td (fr) Tj ET Q q 0 0 0 rg BT 347.95 131.10 Td (om ) Tj ET Q q 0 0 0 rg BT 363.26 131.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 405.80 131.10 Td (with ) Tj ET Q q 0 0 0 rg BT 426.12 131.10 Td (Customers ) Tj ET Q q 0 0 0 rg BT 471.99 131.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 479.97 131.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 500.27 131.10 Td (606\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.60 131.10 Td (, ) Tj ET Q q 0 0 0 rg BT 524.19 131.10 Td (described ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 119.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 98.10 Td (In ) Tj ET Q q 0 0 0 rg BT 62.59 98.10 Td (May ) Tj ET Q q 0 0 0 rg BT 85.68 98.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 112.95 98.10 Td (the ) Tj ET Q q 0 0 0 rg BT 129.93 98.10 Td (F) Tj ET Q q 0 0 0 rg BT 134.75 98.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 158.96 98.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 187.67 98.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 212.44 98.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 231.92 98.10 Td (2016-12, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 272.51 98.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 311.14 98.10 Td (fr) Tj ET Q q 0 0 0 rg BT 317.44 98.10 Td (om ) Tj ET Q q 0 0 0 rg BT 334.42 98.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 378.63 98.10 Td (with ) Tj ET Q q 0 0 0 rg BT 400.62 98.10 Td (Customers ) Tj ET Q q 0 0 0 rg BT 448.17 98.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 456.14 98.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 478.12 98.10 Td (606\): ) Tj ET Q q 0 0 0 rg BT 504.54 98.10 Td (Narr) Tj ET Q q 0 0 0 rg BT 523.62 98.10 Td (ow-Scope ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 86.10 Td (Impr) Tj ET Q q 0 0 0 rg BT 68.57 86.10 Td (ovements ) Tj ET Q q 0 0 0 rg BT 108.00 86.10 Td (and ) Tj ET Q q 0 0 0 rg BT 125.21 86.10 Td (Practical ) Tj ET Q q 0 0 0 rg BT 164.64 86.10 Td (Expedients) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.51 86.10 Td (. ) Tj ET Q q 0 0 0 rg BT 213.23 86.10 Td ( ) Tj ET Q q 0 0 0 rg BT 215.28 86.10 Td (This ) Tj ET Q q 0 0 0 rg BT 235.28 86.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 271.37 86.10 Td (addresses ) Tj ET Q q 0 0 0 rg BT 311.91 86.10 Td (collectability) Tj ET Q q 0 0 0 rg BT 363.46 86.10 Td (, ) Tj ET Q q 0 0 0 rg BT 368.17 86.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 389.83 86.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 412.59 86.10 Td (and ) Tj ET Q q 0 0 0 rg BT 429.25 86.10 Td (other ) Tj ET Q q 0 0 0 rg BT 452.01 86.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 482.00 86.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 504.76 86.10 Td (collected ) Tj ET Q q 0 0 0 rg BT 543.06 86.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 74.10 Td (customers, ) Tj ET Q q 0 0 0 rg BT 95.12 74.10 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 133.79 74.10 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 192.74 74.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 227.51 74.10 Td (modifications ) Tj ET Q q 0 0 0 rg BT 285.08 74.10 Td (at ) Tj ET Q q 0 0 0 rg BT 294.87 74.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 335.21 74.10 Td (and ) Tj ET Q q 0 0 0 rg BT 352.22 74.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 396.45 74.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 435.12 74.10 Td (at ) Tj ET Q q 0 0 0 rg BT 444.91 74.10 Td (transition. ) Tj ET Q q 0 0 0 rg BT 487.75 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 490.14 74.10 Td (This ) Tj ET Q q 0 0 0 rg BT 510.49 74.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 546.94 74.10 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 62.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.02 62.10 Td (ef) Tj ET Q q 0 0 0 rg BT 68.60 62.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 97.88 62.10 Td (for ) Tj ET Q q 0 0 0 rg BT 111.62 62.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 140.35 62.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 171.87 62.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 213.94 62.10 Td (after ) Tj ET Q q 0 0 0 rg BT 234.33 62.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 292.49 62.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 317.07 62.10 Td (including ) Tj ET Q q 0 0 0 rg BT 356.92 62.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 387.88 62.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 419.39 62.10 Td (within ) Tj ET Q q 0 0 0 rg BT 447.02 62.10 Td (that ) Tj ET Q q 0 0 0 rg BT 464.10 62.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 502.83 62.10 Td (period ) Tj ET Q q 0 0 0 rg BT 530.45 62.10 Td (and ) Tj ET Q q 0 0 0 rg BT 546.97 62.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 50.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 50.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 86.29 50.10 Td (for ) Tj ET Q q 0 0 0 rg BT 99.96 50.10 Td (the ) Tj ET Q q 0 0 0 rg BT 114.18 50.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 155.07 50.10 Td (on ) Tj ET Q q 0 0 0 rg BT 167.08 50.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 210.18 50.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 234.68 50.10 Td ( ) Tj ET Q q 0 0 0 rg BT 236.54 50.10 Td (The ) Tj ET Q q 0 0 0 rg BT 254.09 50.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 294.98 50.10 Td (has ) Tj ET Q q 0 0 0 rg BT 310.32 50.10 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 350.63 50.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.86 50.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 394.07 50.10 Td (of ) Tj ET Q q 0 0 0 rg BT 404.41 50.10 Td (this ) Tj ET Q q 0 0 0 rg BT 420.86 50.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 458.96 50.10 Td (on ) Tj ET Q q 0 0 0 rg BT 470.96 50.10 Td (its ) Tj ET Q q 0 0 0 rg BT 482.41 50.10 Td (results ) Tj ET Q q 0 0 0 rg BT 510.53 50.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.86 50.10 Td (operations ) Tj ET Q endstream endobj 151 0 obj <>] /Rotate 0 /Contents 152 0 R>> endobj 152 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.23 731.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 103.50 731.10 Td (position ) Tj ET Q q 0 0 0 rg BT 138.02 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 148.09 731.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 194.25 731.10 Td (with ) Tj ET Q q 0 0 0 rg BT 214.32 731.10 Td (its ) Tj ET Q q 0 0 0 rg BT 226.06 731.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 263.35 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 273.47 731.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 295.76 731.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 312.77 731.10 Td (2014-09, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 350.90 731.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 387.05 731.10 Td (fr) Tj ET Q q 0 0 0 rg BT 393.35 731.10 Td (om ) Tj ET Q q 0 0 0 rg BT 407.86 731.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 449.60 731.10 Td (with ) Tj ET Q q 0 0 0 rg BT 469.12 731.10 Td (Customers ) Tj ET Q q 0 0 0 rg BT 514.19 731.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 522.17 731.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 541.68 731.10 Td (606\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 731.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (described ) Tj ET Q q 0 0 0 rg BT 90.32 719.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.10 Td (In ) Tj ET Q q 0 0 0 rg BT 59.25 698.10 Td (August ) Tj ET Q q 0 0 0 rg BT 89.97 698.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 114.29 698.10 Td (the ) Tj ET Q q 0 0 0 rg BT 128.33 698.10 Td (F) Tj ET Q q 0 0 0 rg BT 133.15 698.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 154.43 698.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 180.85 698.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 202.68 698.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 219.22 698.10 Td (2016-15, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 256.88 698.10 Td (Statement ) Tj ET Q q 0 0 0 rg BT 298.13 698.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.74 698.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 330.12 698.10 Td (Flows ) Tj ET Q q 0 0 0 rg BT 356.39 698.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 364.37 698.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 383.41 698.10 Td (230\): ) Tj ET Q q 0 0 0 rg BT 406.89 698.10 Td (Classification ) Tj ET Q q 0 0 0 rg BT 464.28 698.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.88 698.10 Td (Certain ) Tj ET Q q 0 0 0 rg BT 506.26 698.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 528.64 698.10 Td (Receipts ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 686.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 89.94 686.10 Td (Payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.82 686.10 Td (. ) Tj ET Q q 0 0 0 rg BT 133.76 686.10 Td ( ) Tj ET Q q 0 0 0 rg BT 136.02 686.10 Td (This ) Tj ET Q q 0 0 0 rg BT 156.24 686.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 192.55 686.10 Td (addresses ) Tj ET Q q 0 0 0 rg BT 233.31 686.10 Td (eight ) Tj ET Q q 0 0 0 rg BT 255.74 686.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 289.28 686.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 309.48 686.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 330.25 686.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 356.58 686.10 Td (with ) Tj ET Q q 0 0 0 rg BT 376.80 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.46 686.10 Td (objective ) Tj ET Q q 0 0 0 rg BT 430.55 686.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.32 686.10 Td (reducing ) Tj ET Q q 0 0 0 rg BT 478.74 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 493.40 686.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 527.50 686.10 Td (diversity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.14 674.10 Td (practice. ) Tj ET Q q 0 0 0 rg BT 95.14 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 96.87 674.10 Td (This ) Tj ET Q q 0 0 0 rg BT 116.50 674.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 152.24 674.10 Td (will ) Tj ET Q q 0 0 0 rg BT 169.66 674.10 Td (be ) Tj ET Q q 0 0 0 rg BT 180.96 674.10 Td (ef) Tj ET Q q 0 0 0 rg BT 188.55 674.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 217.61 674.10 Td (for ) Tj ET Q q 0 0 0 rg BT 231.13 674.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 259.64 674.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 290.94 674.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 332.80 674.10 Td (after ) Tj ET Q q 0 0 0 rg BT 352.97 674.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 410.92 674.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 435.28 674.10 Td (including ) Tj ET Q q 0 0 0 rg BT 474.91 674.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 505.65 674.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 536.95 674.10 Td (within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.03 662.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 106.22 662.10 Td (period ) Tj ET Q q 0 0 0 rg BT 134.30 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 151.27 662.10 Td (was ) Tj ET Q q 0 0 0 rg BT 169.36 662.10 Td (ef) Tj ET Q q 0 0 0 rg BT 176.95 662.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 206.68 662.10 Td (for ) Tj ET Q q 0 0 0 rg BT 220.88 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.63 662.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 277.05 662.10 Td (on ) Tj ET Q q 0 0 0 rg BT 289.58 662.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 333.22 662.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 358.25 662.10 Td ( ) Tj ET Q q 0 0 0 rg BT 360.60 662.10 Td (The ) Tj ET Q q 0 0 0 rg BT 378.68 662.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 420.10 662.10 Td (does ) Tj ET Q q 0 0 0 rg BT 440.97 662.10 Td (not ) Tj ET Q q 0 0 0 rg BT 456.28 662.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 484.91 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 499.66 662.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 537.19 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 548.05 662.10 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 88.09 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.37 650.10 Td (have ) Tj ET Q q 0 0 0 rg BT 119.75 650.10 Td (a ) Tj ET Q q 0 0 0 rg BT 126.69 650.10 Td (material ) Tj ET Q q 0 0 0 rg BT 161.95 650.10 Td (ef) Tj ET Q q 0 0 0 rg BT 169.53 650.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 187.02 650.10 Td (on ) Tj ET Q q 0 0 0 rg BT 199.52 650.10 Td (its ) Tj ET Q q 0 0 0 rg BT 211.47 650.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 252.29 650.10 Td (of ) Tj ET Q q 0 0 0 rg BT 263.12 650.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 283.39 650.10 Td (flows.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 629.10 Td (In ) Tj ET Q q 0 0 0 rg BT 61.08 629.10 Td (October ) Tj ET Q q 0 0 0 rg BT 96.54 629.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 122.29 629.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.76 629.10 Td (F) Tj ET Q q 0 0 0 rg BT 142.58 629.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 165.28 629.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 192.81 629.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 216.07 629.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 234.04 629.10 Td (2016-16, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 273.12 629.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 305.80 629.10 Td (T) Tj ET Q q 0 0 0 rg BT 310.45 629.10 Td (axes ) Tj ET Q q 0 0 0 rg BT 331.47 629.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 339.44 629.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 359.91 629.10 Td (740\): ) Tj ET Q q 0 0 0 rg BT 384.82 629.10 Td (Intra-Entity ) Tj ET Q q 0 0 0 rg BT 435.28 629.10 Td (T) Tj ET Q q 0 0 0 rg BT 440.29 629.10 Td (ransfers ) Tj ET Q q 0 0 0 rg BT 476.33 629.10 Td (of ) Tj ET Q q 0 0 0 rg BT 487.12 629.10 Td (Assets ) Tj ET Q q 0 0 0 rg BT 515.37 629.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 541.95 629.10 Td (Than ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 617.10 Td (Inventory) Tj ET Q q 0 0 0 rg BT 87.26 617.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.97 617.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.02 617.10 Td (This ) Tj ET Q q 0 0 0 rg BT 114.01 617.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 150.10 617.10 Td (will ) Tj ET Q q 0 0 0 rg BT 167.86 617.10 Td (require ) Tj ET Q q 0 0 0 rg BT 198.39 617.10 Td (that ) Tj ET Q q 0 0 0 rg BT 215.59 617.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 260.57 617.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 301.64 617.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.06 617.10 Td (income ) Tj ET Q q 0 0 0 rg BT 347.71 617.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 362.13 617.10 Td (consequences ) Tj ET Q q 0 0 0 rg BT 419.32 617.10 Td (of ) Tj ET Q q 0 0 0 rg BT 429.86 617.10 Td (an ) Tj ET Q q 0 0 0 rg BT 441.51 617.10 Td (intra-entity ) Tj ET Q q 0 0 0 rg BT 488.14 617.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 520.89 617.10 Td (of ) Tj ET Q q 0 0 0 rg BT 531.43 617.10 Td (an ) Tj ET Q q 0 0 0 rg BT 543.08 617.10 Td (asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (\(other ) Tj ET Q q 0 0 0 rg BT 76.48 605.10 Td (than ) Tj ET Q q 0 0 0 rg BT 96.79 605.10 Td (inventory\) ) Tj ET Q q 0 0 0 rg BT 141.55 605.10 Td (when ) Tj ET Q q 0 0 0 rg BT 166.31 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.62 605.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 215.26 605.10 Td (occurs. ) Tj ET Q q 0 0 0 rg BT 246.96 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 250.06 605.10 Td (Current ) Tj ET Q q 0 0 0 rg BT 283.71 605.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 322.90 605.10 Td (prohibits ) Tj ET Q q 0 0 0 rg BT 361.55 605.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 407.42 605.10 Td (from ) Tj ET Q q 0 0 0 rg BT 429.96 605.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 480.26 605.10 Td (current ) Tj ET Q q 0 0 0 rg BT 511.67 605.10 Td (and ) Tj ET Q q 0 0 0 rg BT 529.21 605.10 Td (deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (income ) Tj ET Q q 0 0 0 rg BT 81.42 593.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 104.46 593.10 Td (for ) Tj ET Q q 0 0 0 rg BT 118.61 593.10 Td (an ) Tj ET Q q 0 0 0 rg BT 130.54 593.10 Td (intra-entity ) Tj ET Q q 0 0 0 rg BT 177.45 593.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 199.38 593.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 232.41 593.10 Td (until ) Tj ET Q q 0 0 0 rg BT 253.23 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 267.94 593.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 289.87 593.10 Td (has ) Tj ET Q q 0 0 0 rg BT 305.69 593.10 Td (been ) Tj ET Q q 0 0 0 rg BT 327.05 593.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 346.21 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 356.48 593.10 Td (an ) Tj ET Q q 0 0 0 rg BT 368.41 593.10 Td (outside ) Tj ET Q q 0 0 0 rg BT 399.78 593.10 Td (party) Tj ET Q q 0 0 0 rg BT 419.68 593.10 Td (. ) Tj ET Q q 0 0 0 rg BT 424.67 593.10 Td ( ) Tj ET Q q 0 0 0 rg BT 426.98 593.10 Td (This ) Tj ET Q q 0 0 0 rg BT 447.25 593.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 483.61 593.10 Td (will ) Tj ET Q q 0 0 0 rg BT 501.66 593.10 Td (be ) Tj ET Q q 0 0 0 rg BT 513.59 593.10 Td (ef) Tj ET Q q 0 0 0 rg BT 521.17 593.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 550.86 593.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 78.95 581.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 111.18 581.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 153.98 581.10 Td (after ) Tj ET Q q 0 0 0 rg BT 175.09 581.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 233.97 581.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 259.26 581.10 Td (including ) Tj ET Q q 0 0 0 rg BT 299.83 581.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 331.51 581.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 363.74 581.10 Td (within ) Tj ET Q q 0 0 0 rg BT 392.09 581.10 Td (that ) Tj ET Q q 0 0 0 rg BT 409.88 581.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 449.33 581.10 Td (period ) Tj ET Q q 0 0 0 rg BT 477.68 581.10 Td (and ) Tj ET Q q 0 0 0 rg BT 494.91 581.10 Td (was ) Tj ET Q q 0 0 0 rg BT 513.26 581.10 Td (ef) Tj ET Q q 0 0 0 rg BT 520.85 581.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 550.84 581.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.56 569.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 106.29 569.10 Td (on ) Tj ET Q q 0 0 0 rg BT 119.13 569.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 163.07 569.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 188.41 569.10 Td ( ) Tj ET Q q 0 0 0 rg BT 191.04 569.10 Td (The ) Tj ET Q q 0 0 0 rg BT 209.43 569.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 251.16 569.10 Td (does ) Tj ET Q q 0 0 0 rg BT 272.33 569.10 Td (not ) Tj ET Q q 0 0 0 rg BT 287.95 569.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 316.88 569.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.94 569.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 369.77 569.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.95 569.10 Td (this ) Tj ET Q q 0 0 0 rg BT 398.23 569.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 434.95 569.10 Td (to ) Tj ET Q q 0 0 0 rg BT 445.57 569.10 Td (have ) Tj ET Q q 0 0 0 rg BT 467.29 569.10 Td (a ) Tj ET Q q 0 0 0 rg BT 474.57 569.10 Td (material ) Tj ET Q q 0 0 0 rg BT 510.17 569.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 540.22 569.10 Td (on ) Tj ET Q q 0 0 0 rg BT 553.06 569.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.10 Td (results ) Tj ET Q q 0 0 0 rg BT 78.11 557.10 Td (of ) Tj ET Q q 0 0 0 rg BT 88.94 557.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 133.09 557.10 Td (or ) Tj ET Q q 0 0 0 rg BT 143.92 557.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 181.40 557.10 Td (position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 536.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.70 536.10 Td (November ) Tj ET Q q 0 0 0 rg BT 105.77 536.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 131.13 536.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.21 536.10 Td (F) Tj ET Q q 0 0 0 rg BT 151.03 536.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 173.35 536.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 200.59 536.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 223.46 536.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 241.04 536.10 Td (2016-18, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 279.74 536.10 Td (Statement ) Tj ET Q q 0 0 0 rg BT 322.04 536.10 Td (of ) Tj ET Q q 0 0 0 rg BT 332.68 536.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 356.11 536.10 Td (Flows ) Tj ET Q q 0 0 0 rg BT 383.42 536.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 391.39 536.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 411.48 536.10 Td (230\): ) Tj ET Q q 0 0 0 rg BT 436.00 536.10 Td (Restricted ) Tj ET Q q 0 0 0 rg BT 479.41 536.10 Td (Cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.97 536.10 Td (. ) Tj ET Q q 0 0 0 rg BT 505.34 536.10 Td ( ) Tj ET Q q 0 0 0 rg BT 507.99 536.10 Td (This ) Tj ET Q q 0 0 0 rg BT 528.64 536.10 Td (standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 524.10 Td (will ) Tj ET Q q 0 0 0 rg BT 67.95 524.10 Td (require ) Tj ET Q q 0 0 0 rg BT 99.16 524.10 Td (that ) Tj ET Q q 0 0 0 rg BT 117.05 524.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 162.71 524.10 Td (include ) Tj ET Q q 0 0 0 rg BT 195.04 524.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 235.13 524.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 255.80 524.10 Td (and ) Tj ET Q q 0 0 0 rg BT 273.13 524.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 313.23 524.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 333.89 524.10 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 382.33 524.10 Td (in ) Tj ET Q q 0 0 0 rg BT 393.00 524.10 Td (their ) Tj ET Q q 0 0 0 rg BT 414.22 524.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 434.88 524.10 Td (and ) Tj ET Q q 0 0 0 rg BT 452.21 524.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 472.88 524.10 Td (equivalent ) Tj ET Q q 0 0 0 rg BT 517.42 524.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 554.74 524.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 512.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.28 512.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 105.17 512.10 Td (of ) Tj ET Q q 0 0 0 rg BT 116.06 512.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 136.40 512.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 163.68 512.10 Td ( ) Tj ET Q q 0 0 0 rg BT 166.06 512.10 Td (Therefore, ) Tj ET Q q 0 0 0 rg BT 210.54 512.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 246.99 512.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 286.76 512.10 Td (described ) Tj ET Q q 0 0 0 rg BT 327.64 512.10 Td (as ) Tj ET Q q 0 0 0 rg BT 338.53 512.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 378.30 512.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 398.64 512.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.64 512.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 455.41 512.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 475.74 512.10 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 523.85 512.10 Td (should ) Tj ET Q q 0 0 0 rg BT 553.08 512.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 500.10 Td (included ) Tj ET Q q 0 0 0 rg BT 86.21 500.10 Td (with ) Tj ET Q q 0 0 0 rg BT 106.27 500.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 126.32 500.10 Td (and ) Tj ET Q q 0 0 0 rg BT 143.04 500.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 163.09 500.10 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 210.91 500.10 Td (when ) Tj ET Q q 0 0 0 rg BT 234.85 500.10 Td (reconciling ) Tj ET Q q 0 0 0 rg BT 282.11 500.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.61 500.10 Td (beginning-of-period ) Tj ET Q q 0 0 0 rg BT 379.42 500.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.14 500.10 Td (end-of-period ) Tj ET Q q 0 0 0 rg BT 453.40 500.10 Td (total ) Tj ET Q q 0 0 0 rg BT 473.45 500.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 509.62 500.10 Td (shown ) Tj ET Q q 0 0 0 rg BT 538.01 500.10 Td (on ) Tj ET Q q 0 0 0 rg BT 550.29 500.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 90.11 488.10 Td (of ) Tj ET Q q 0 0 0 rg BT 100.74 488.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 120.80 488.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 147.82 488.10 Td ( ) Tj ET Q q 0 0 0 rg BT 149.94 488.10 Td (This ) Tj ET Q q 0 0 0 rg BT 170.02 488.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 206.19 488.10 Td (will ) Tj ET Q q 0 0 0 rg BT 224.04 488.10 Td (be ) Tj ET Q q 0 0 0 rg BT 235.77 488.10 Td (ef) Tj ET Q q 0 0 0 rg BT 243.36 488.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 272.85 488.10 Td (for ) Tj ET Q q 0 0 0 rg BT 286.81 488.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 315.76 488.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 347.49 488.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 389.78 488.10 Td (after ) Tj ET Q q 0 0 0 rg BT 410.39 488.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 468.77 488.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 493.56 488.10 Td (including ) Tj ET Q q 0 0 0 rg BT 533.63 488.10 Td (interim ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 476.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 81.74 476.10 Td (within ) Tj ET Q q 0 0 0 rg BT 110.10 476.10 Td (that ) Tj ET Q q 0 0 0 rg BT 127.90 476.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 167.35 476.10 Td (period ) Tj ET Q q 0 0 0 rg BT 195.70 476.10 Td (and ) Tj ET Q q 0 0 0 rg BT 212.94 476.10 Td (was ) Tj ET Q q 0 0 0 rg BT 231.29 476.10 Td (ef) Tj ET Q q 0 0 0 rg BT 238.88 476.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 268.89 476.10 Td (for ) Tj ET Q q 0 0 0 rg BT 283.35 476.10 Td (the ) Tj ET Q q 0 0 0 rg BT 298.37 476.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 340.06 476.10 Td (on ) Tj ET Q q 0 0 0 rg BT 352.86 476.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 396.76 476.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 422.06 476.10 Td ( ) Tj ET Q q 0 0 0 rg BT 424.66 476.10 Td (The ) Tj ET Q q 0 0 0 rg BT 443.01 476.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 484.70 476.10 Td (does ) Tj ET Q q 0 0 0 rg BT 505.83 476.10 Td (not ) Tj ET Q q 0 0 0 rg BT 521.41 476.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 550.30 476.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 464.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 87.00 464.10 Td (of ) Tj ET Q q 0 0 0 rg BT 97.83 464.10 Td (this ) Tj ET Q q 0 0 0 rg BT 114.77 464.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 153.37 464.10 Td (to ) Tj ET Q q 0 0 0 rg BT 163.65 464.10 Td (have ) Tj ET Q q 0 0 0 rg BT 185.02 464.10 Td (a ) Tj ET Q q 0 0 0 rg BT 191.96 464.10 Td (material ) Tj ET Q q 0 0 0 rg BT 227.22 464.10 Td (ef) Tj ET Q q 0 0 0 rg BT 234.81 464.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 252.29 464.10 Td (on ) Tj ET Q q 0 0 0 rg BT 264.79 464.10 Td (its ) Tj ET Q q 0 0 0 rg BT 276.74 464.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 317.56 464.10 Td (of ) Tj ET Q q 0 0 0 rg BT 328.39 464.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 348.66 464.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 375.88 464.10 Td ( ) Tj ET Q q 0 0 0 rg BT 377.83 464.10 Td (As ) Tj ET Q q 0 0 0 rg BT 391.44 464.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.27 464.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 460.86 464.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.86 464.10 Td ( ) Tj ET Q q 0 0 0 rg BT 483.36 464.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.30 464.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.30 464.10 Td (, ) Tj ET Q q 0 0 0 rg BT 525.30 464.10 Td (restricted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 452.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 69.77 452.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.82 452.10 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 107.82 452.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.71 452.10 Td ( ) Tj ET Q q 0 0 0 rg BT 139.21 452.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.15 452.10 Td ($4.1 ) Tj ET Q q 0 0 0 rg BT 176.15 452.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.04 452.10 Td (, ) Tj ET Q q 0 0 0 rg BT 210.04 452.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 257.70 452.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.95 431.10 Td (December ) Tj ET Q q 0 0 0 rg BT 105.15 431.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 130.77 431.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.10 431.10 Td (F) Tj ET Q q 0 0 0 rg BT 150.92 431.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 173.49 431.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 200.92 431.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 224.04 431.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 241.88 431.10 Td (2016-20, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 280.83 431.10 Td (T) Tj ET Q q 0 0 0 rg BT 285.47 431.10 Td (echnical ) Tj ET Q q 0 0 0 rg BT 322.46 431.10 Td (Corr) Tj ET Q q 0 0 0 rg BT 341.55 431.10 Td (ections ) Tj ET Q q 0 0 0 rg BT 372.99 431.10 Td (and ) Tj ET Q q 0 0 0 rg BT 391.11 431.10 Td (Impr) Tj ET Q q 0 0 0 rg BT 410.18 431.10 Td (ovements ) Tj ET Q q 0 0 0 rg BT 450.50 431.10 Td (to ) Tj ET Q q 0 0 0 rg BT 461.40 431.10 Td (T) Tj ET Q q 0 0 0 rg BT 466.04 431.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 486.38 431.10 Td (606, ) Tj ET Q q 0 0 0 rg BT 507.00 431.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 543.98 431.10 Td (fr) Tj ET Q q 0 0 0 rg BT 550.27 431.10 Td (om ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 419.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 92.14 419.10 Td (with ) Tj ET Q q 0 0 0 rg BT 112.56 419.10 Td (Customers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.34 419.10 Td (. ) Tj ET Q q 0 0 0 rg BT 161.04 419.10 Td ( ) Tj ET Q q 0 0 0 rg BT 164.00 419.10 Td (The ) Tj ET Q q 0 0 0 rg BT 182.74 419.10 Td (F) Tj ET Q q 0 0 0 rg BT 187.56 419.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 210.21 419.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 238.40 419.10 Td (13 ) Tj ET Q q 0 0 0 rg BT 251.59 419.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 290.88 419.10 Td (corrections ) Tj ET Q q 0 0 0 rg BT 338.49 419.10 Td (and ) Tj ET Q q 0 0 0 rg BT 356.12 419.10 Td (improvements ) Tj ET Q q 0 0 0 rg BT 416.53 419.10 Td (to ) Tj ET Q q 0 0 0 rg BT 426.80 419.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 450.00 419.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 467.91 419.10 Td (2014-09, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 506.93 419.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 543.99 419.10 Td (fr) Tj ET Q q 0 0 0 rg BT 550.29 419.10 Td (om ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 91.75 407.10 Td (with ) Tj ET Q q 0 0 0 rg BT 111.79 407.10 Td (Customers ) Tj ET Q q 0 0 0 rg BT 157.37 407.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 165.35 407.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 185.37 407.10 Td (606\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.70 407.10 Td (, ) Tj ET Q q 0 0 0 rg BT 209.00 407.10 Td (including ) Tj ET Q q 0 0 0 rg BT 249.58 407.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 291.27 407.10 Td (optional ) Tj ET Q q 0 0 0 rg BT 326.85 407.10 Td (exemptions ) Tj ET Q q 0 0 0 rg BT 375.76 407.10 Td (from ) Tj ET Q q 0 0 0 rg BT 398.01 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 413.03 407.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 456.38 407.10 Td (requirement ) Tj ET Q q 0 0 0 rg BT 507.50 407.10 Td (for ) Tj ET Q q 0 0 0 rg BT 521.96 407.10 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 102.57 395.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 149.55 395.10 Td (for ) Tj ET Q q 0 0 0 rg BT 163.75 395.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 197.39 395.10 Td (situations ) Tj ET Q q 0 0 0 rg BT 238.27 395.10 Td (in ) Tj ET Q q 0 0 0 rg BT 248.59 395.10 Td (which ) Tj ET Q q 0 0 0 rg BT 275.57 395.10 Td (an ) Tj ET Q q 0 0 0 rg BT 287.55 395.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 312.87 395.10 Td (need ) Tj ET Q q 0 0 0 rg BT 334.29 395.10 Td (not ) Tj ET Q q 0 0 0 rg BT 349.61 395.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 385.47 395.10 Td (variable ) Tj ET Q q 0 0 0 rg BT 420.22 395.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 476.63 395.10 Td (to ) Tj ET Q q 0 0 0 rg BT 486.96 395.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 528.36 395.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 565.01 395.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.90 383.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 121.29 383.10 Td (in ) Tj ET Q q 0 0 0 rg BT 131.91 383.10 Td (this ) Tj ET Q q 0 0 0 rg BT 149.21 383.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 185.93 383.10 Td (also ) Tj ET Q q 0 0 0 rg BT 204.89 383.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 236.61 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 251.68 383.10 Td (information ) Tj ET Q q 0 0 0 rg BT 301.74 383.10 Td (that ) Tj ET Q q 0 0 0 rg BT 319.58 383.10 Td (is ) Tj ET Q q 0 0 0 rg BT 329.10 383.10 Td (required ) Tj ET Q q 0 0 0 rg BT 365.26 383.10 Td (to ) Tj ET Q q 0 0 0 rg BT 375.89 383.10 Td (be ) Tj ET Q q 0 0 0 rg BT 388.18 383.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 428.24 383.10 Td (when ) Tj ET Q q 0 0 0 rg BT 452.75 383.10 Td (an ) Tj ET Q q 0 0 0 rg BT 465.04 383.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 490.66 383.10 Td (applies ) Tj ET Q q 0 0 0 rg BT 521.83 383.10 Td (one ) Tj ET Q q 0 0 0 rg BT 539.12 383.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.30 383.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (optional ) Tj ET Q q 0 0 0 rg BT 85.34 371.10 Td (exemptions. ) Tj ET Q q 0 0 0 rg BT 137.01 371.10 Td ( ) Tj ET Q q 0 0 0 rg BT 139.86 371.10 Td (This ) Tj ET Q q 0 0 0 rg BT 160.71 371.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 197.65 371.10 Td (will ) Tj ET Q q 0 0 0 rg BT 216.28 371.10 Td (be ) Tj ET Q q 0 0 0 rg BT 228.79 371.10 Td (ef) Tj ET Q q 0 0 0 rg BT 236.38 371.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 266.65 371.10 Td (for ) Tj ET Q q 0 0 0 rg BT 281.38 371.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 311.10 371.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 343.61 371.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 386.67 371.10 Td (after ) Tj ET Q q 0 0 0 rg BT 408.06 371.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 467.21 371.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 492.78 371.10 Td (including ) Tj ET Q q 0 0 0 rg BT 533.62 371.10 Td (interim ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 82.18 359.10 Td (within ) Tj ET Q q 0 0 0 rg BT 110.98 359.10 Td (that ) Tj ET Q q 0 0 0 rg BT 129.22 359.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 169.12 359.10 Td (period ) Tj ET Q q 0 0 0 rg BT 197.91 359.10 Td (and ) Tj ET Q q 0 0 0 rg BT 215.59 359.10 Td (was ) Tj ET Q q 0 0 0 rg BT 234.39 359.10 Td (ef) Tj ET Q q 0 0 0 rg BT 241.98 359.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 272.42 359.10 Td (for ) Tj ET Q q 0 0 0 rg BT 287.33 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 302.79 359.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 344.92 359.10 Td (on ) Tj ET Q q 0 0 0 rg BT 358.16 359.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 402.50 359.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 428.25 359.10 Td ( ) Tj ET Q q 0 0 0 rg BT 431.25 359.10 Td (The ) Tj ET Q q 0 0 0 rg BT 450.05 359.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 492.18 359.10 Td (has ) Tj ET Q q 0 0 0 rg BT 508.75 359.10 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 550.30 359.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 79.59 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 90.80 347.10 Td (this ) Tj ET Q q 0 0 0 rg BT 108.13 347.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 147.11 347.10 Td (on ) Tj ET Q q 0 0 0 rg BT 159.99 347.10 Td (its ) Tj ET Q q 0 0 0 rg BT 172.32 347.10 Td (results ) Tj ET Q q 0 0 0 rg BT 201.31 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 212.52 347.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 257.05 347.10 Td (and ) Tj ET Q q 0 0 0 rg BT 274.37 347.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 312.23 347.10 Td (position ) Tj ET Q q 0 0 0 rg BT 347.34 347.10 Td (in ) Tj ET Q q 0 0 0 rg BT 358.00 347.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 404.75 347.10 Td (with ) Tj ET Q q 0 0 0 rg BT 425.41 347.10 Td (its ) Tj ET Q q 0 0 0 rg BT 437.74 347.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 475.62 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 486.19 347.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 509.08 347.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 526.68 347.10 Td (2014-09, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 335.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 85.86 335.10 Td (fr) Tj ET Q q 0 0 0 rg BT 92.16 335.10 Td (om ) Tj ET Q q 0 0 0 rg BT 106.88 335.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 148.83 335.10 Td (with ) Tj ET Q q 0 0 0 rg BT 168.56 335.10 Td (Customers ) Tj ET Q q 0 0 0 rg BT 213.84 335.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 221.81 335.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 241.53 335.10 Td (606\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.86 335.10 Td (, ) Tj ET Q q 0 0 0 rg BT 264.86 335.10 Td (described ) Tj ET Q q 0 0 0 rg BT 305.68 335.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 314.10 Td (In ) Tj ET Q q 0 0 0 rg BT 59.91 314.10 Td (January ) Tj ET Q q 0 0 0 rg BT 93.08 314.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 117.65 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.95 314.10 Td (F) Tj ET Q q 0 0 0 rg BT 136.77 314.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 158.29 314.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 184.91 314.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 206.99 314.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 223.79 314.10 Td (2017-01, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 261.69 314.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 298.77 314.10 Td (Combinations ) Tj ET Q q 0 0 0 rg BT 356.96 314.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 364.94 314.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 384.23 314.10 Td (805\): ) Tj ET Q q 0 0 0 rg BT 407.96 314.10 Td (Clarifying ) Tj ET Q q 0 0 0 rg BT 451.15 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 465.44 314.10 Td (Definition ) Tj ET Q q 0 0 0 rg BT 508.07 314.10 Td (of ) Tj ET Q q 0 0 0 rg BT 517.92 314.10 Td (a ) Tj ET Q q 0 0 0 rg BT 525.00 314.10 Td (Business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.50 314.10 Td ( ) Tj ET Q q 0 0 0 rg BT 565.00 314.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 302.10 Td (This ) Tj ET Q q 0 0 0 rg BT 69.65 302.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 105.90 302.10 Td (clarifies ) Tj ET Q q 0 0 0 rg BT 140.47 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 155.06 302.10 Td (definition ) Tj ET Q q 0 0 0 rg BT 196.31 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 207.01 302.10 Td (a ) Tj ET Q q 0 0 0 rg BT 213.82 302.10 Td (business ) Tj ET Q q 0 0 0 rg BT 250.08 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.89 302.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 303.70 302.10 Td (a ) Tj ET Q q 0 0 0 rg BT 310.51 302.10 Td (screen ) Tj ET Q q 0 0 0 rg BT 338.42 302.10 Td (to ) Tj ET Q q 0 0 0 rg BT 348.56 302.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 390.92 302.10 Td (if ) Tj ET Q q 0 0 0 rg BT 399.40 302.10 Td (a ) Tj ET Q q 0 0 0 rg BT 406.20 302.10 Td (set ) Tj ET Q q 0 0 0 rg BT 419.68 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 430.38 302.10 Td (inputs, ) Tj ET Q q 0 0 0 rg BT 459.70 302.10 Td (processes ) Tj ET Q q 0 0 0 rg BT 500.39 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 517.20 302.10 Td (outputs ) Tj ET Q q 0 0 0 rg BT 549.02 302.10 Td (is ) Tj ET Q q 0 0 0 rg BT 558.06 302.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 290.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 88.13 290.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.20 290.10 Td (The ) Tj ET Q q 0 0 0 rg BT 107.98 290.10 Td (screen ) Tj ET Q q 0 0 0 rg BT 135.76 290.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 170.20 290.10 Td (that ) Tj ET Q q 0 0 0 rg BT 187.43 290.10 Td (when ) Tj ET Q q 0 0 0 rg BT 211.32 290.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 264.11 290.10 Td (all ) Tj ET Q q 0 0 0 rg BT 276.34 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 286.91 290.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.36 290.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 317.47 290.10 Td (value ) Tj ET Q q 0 0 0 rg BT 341.36 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 351.93 290.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 375.28 290.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 400.84 290.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 437.50 290.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 451.40 290.10 Td (disposed ) Tj ET Q q 0 0 0 rg BT 488.63 290.10 Td (of\) ) Tj ET Q q 0 0 0 rg BT 502.53 290.10 Td (is ) Tj ET Q q 0 0 0 rg BT 511.43 290.10 Td (concentrated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 278.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.73 278.10 Td (a ) Tj ET Q q 0 0 0 rg BT 66.63 278.10 Td (single ) Tj ET Q q 0 0 0 rg BT 92.97 278.10 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 140.96 278.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 162.85 278.10 Td (or ) Tj ET Q q 0 0 0 rg BT 173.64 278.10 Td (a ) Tj ET Q q 0 0 0 rg BT 180.53 278.10 Td (group ) Tj ET Q q 0 0 0 rg BT 206.32 278.10 Td (of ) Tj ET Q q 0 0 0 rg BT 217.10 278.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 247.33 278.10 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 295.32 278.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 323.61 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.28 278.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 364.07 278.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 400.95 278.10 Td (would ) Tj ET Q q 0 0 0 rg BT 428.40 278.10 Td (not ) Tj ET Q q 0 0 0 rg BT 443.63 278.10 Td (be ) Tj ET Q q 0 0 0 rg BT 455.53 278.10 Td (a ) Tj ET Q q 0 0 0 rg BT 462.42 278.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 501.27 278.10 Td ( ) Tj ET Q q 0 0 0 rg BT 503.72 278.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 531.17 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 545.84 278.10 Td (new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 266.10 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 90.36 266.10 Td (in ) Tj ET Q q 0 0 0 rg BT 100.40 266.10 Td (order ) Tj ET Q q 0 0 0 rg BT 123.77 266.10 Td (to ) Tj ET Q q 0 0 0 rg BT 133.81 266.10 Td (be ) Tj ET Q q 0 0 0 rg BT 145.52 266.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 191.10 266.10 Td (a ) Tj ET Q q 0 0 0 rg BT 197.80 266.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 236.46 266.10 Td (an ) Tj ET Q q 0 0 0 rg BT 248.16 266.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 294.31 266.10 Td (must ) Tj ET Q q 0 0 0 rg BT 316.02 266.10 Td (include, ) Tj ET Q q 0 0 0 rg BT 350.22 266.10 Td (at ) Tj ET Q q 0 0 0 rg BT 359.71 266.10 Td (a ) Tj ET Q q 0 0 0 rg BT 366.41 266.10 Td (minimum, ) Tj ET Q q 0 0 0 rg BT 410.07 266.10 Td (an ) Tj ET Q q 0 0 0 rg BT 421.77 266.10 Td (input ) Tj ET Q q 0 0 0 rg BT 444.59 266.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.30 266.10 Td (a ) Tj ET Q q 0 0 0 rg BT 468.00 266.10 Td (substantive ) Tj ET Q q 0 0 0 rg BT 515.26 266.10 Td (process ) Tj ET Q q 0 0 0 rg BT 547.52 266.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 254.10 Td (together ) Tj ET Q q 0 0 0 rg BT 84.17 254.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 136.07 254.10 Td (contribute ) Tj ET Q q 0 0 0 rg BT 178.52 254.10 Td (to ) Tj ET Q q 0 0 0 rg BT 188.21 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 202.33 254.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 229.79 254.10 Td (to ) Tj ET Q q 0 0 0 rg BT 239.48 254.10 Td (create ) Tj ET Q q 0 0 0 rg BT 265.25 254.10 Td (output. ) Tj ET Q q 0 0 0 rg BT 295.21 254.10 Td ( ) Tj ET Q q 0 0 0 rg BT 297.12 254.10 Td (In ) Tj ET Q q 0 0 0 rg BT 307.36 254.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 344.54 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 358.67 254.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 394.45 254.10 Td (narrows ) Tj ET Q q 0 0 0 rg BT 428.57 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 442.70 254.10 Td (definition ) Tj ET Q q 0 0 0 rg BT 483.49 254.10 Td (of ) Tj ET Q q 0 0 0 rg BT 493.73 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 507.85 254.10 Td (term ) Tj ET Q q 0 0 0 rg BT 528.08 254.10 Td (output ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 242.10 Td (so ) Tj ET Q q 0 0 0 rg BT 61.03 242.10 Td (that ) Tj ET Q q 0 0 0 rg BT 78.66 242.10 Td (it ) Tj ET Q q 0 0 0 rg BT 86.85 242.10 Td (is ) Tj ET Q q 0 0 0 rg BT 96.15 242.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 138.78 242.10 Td (with ) Tj ET Q q 0 0 0 rg BT 159.19 242.10 Td (how ) Tj ET Q q 0 0 0 rg BT 179.05 242.10 Td (it ) Tj ET Q q 0 0 0 rg BT 187.24 242.10 Td (is ) Tj ET Q q 0 0 0 rg BT 196.54 242.10 Td (described ) Tj ET Q q 0 0 0 rg BT 237.49 242.10 Td (in ) Tj ET Q q 0 0 0 rg BT 247.32 242.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 269.96 242.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 287.32 242.10 Td (2014-09, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 325.78 242.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 362.28 242.10 Td (fr) Tj ET Q q 0 0 0 rg BT 368.58 242.10 Td (om ) Tj ET Q q 0 0 0 rg BT 383.44 242.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 425.52 242.10 Td (with ) Tj ET Q q 0 0 0 rg BT 445.38 242.10 Td (Customers ) Tj ET Q q 0 0 0 rg BT 490.80 242.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 498.77 242.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 518.62 242.10 Td (606\). ) Tj ET Q q 0 0 0 rg BT 542.08 242.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.72 242.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 85.96 230.10 Td (will ) Tj ET Q q 0 0 0 rg BT 104.11 230.10 Td (be ) Tj ET Q q 0 0 0 rg BT 116.13 230.10 Td (ef) Tj ET Q q 0 0 0 rg BT 123.72 230.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 153.51 230.10 Td (for ) Tj ET Q q 0 0 0 rg BT 167.76 230.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 197.00 230.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 229.02 230.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 271.61 230.10 Td (after ) Tj ET Q q 0 0 0 rg BT 292.51 230.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 351.18 230.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 376.27 230.10 Td (including ) Tj ET Q q 0 0 0 rg BT 416.63 230.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 448.10 230.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 480.12 230.10 Td (within ) Tj ET Q q 0 0 0 rg BT 508.26 230.10 Td (that ) Tj ET Q q 0 0 0 rg BT 525.85 230.10 Td (reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 218.10 Td (period ) Tj ET Q q 0 0 0 rg BT 77.95 218.10 Td (and ) Tj ET Q q 0 0 0 rg BT 95.30 218.10 Td (was ) Tj ET Q q 0 0 0 rg BT 113.76 218.10 Td (ef) Tj ET Q q 0 0 0 rg BT 121.35 218.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 151.45 218.10 Td (for ) Tj ET Q q 0 0 0 rg BT 166.02 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.14 218.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 222.94 218.10 Td (on ) Tj ET Q q 0 0 0 rg BT 235.84 218.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 279.85 218.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 305.26 218.10 Td ( ) Tj ET Q q 0 0 0 rg BT 307.95 218.10 Td (The ) Tj ET Q q 0 0 0 rg BT 326.41 218.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 368.20 218.10 Td (does ) Tj ET Q q 0 0 0 rg BT 389.44 218.10 Td (not ) Tj ET Q q 0 0 0 rg BT 405.12 218.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 434.12 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 449.25 218.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 487.15 218.10 Td (of ) Tj ET Q q 0 0 0 rg BT 498.38 218.10 Td (this ) Tj ET Q q 0 0 0 rg BT 515.74 218.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 554.74 218.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.10 Td (have ) Tj ET Q q 0 0 0 rg BT 70.88 206.10 Td (a ) Tj ET Q q 0 0 0 rg BT 77.82 206.10 Td (material ) Tj ET Q q 0 0 0 rg BT 113.07 206.10 Td (ef) Tj ET Q q 0 0 0 rg BT 120.66 206.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 138.15 206.10 Td (on ) Tj ET Q q 0 0 0 rg BT 150.65 206.10 Td (its ) Tj ET Q q 0 0 0 rg BT 162.60 206.10 Td (results ) Tj ET Q q 0 0 0 rg BT 191.20 206.10 Td (of ) Tj ET Q q 0 0 0 rg BT 202.03 206.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 246.19 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.13 206.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 300.61 206.10 Td (position.) 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65.10 Td (is ) Tj ET Q q 0 0 0 rg BT 111.99 65.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 155.31 65.10 Td ( ) Tj ET Q q 0 0 0 rg BT 157.63 65.10 Td (The ) Tj ET Q q 0 0 0 rg BT 175.68 65.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 217.06 65.10 Td (is ) Tj ET Q q 0 0 0 rg BT 226.23 65.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 264.82 65.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 308.97 65.10 Td (the ) Tj ET Q q 0 0 0 rg BT 323.69 65.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 353.40 65.10 Td (this ) Tj ET Q q 0 0 0 rg BT 370.35 65.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 408.94 65.10 Td (may ) Tj ET Q q 0 0 0 rg BT 428.66 65.10 Td (have ) Tj ET Q q 0 0 0 rg BT 450.03 65.10 Td (on ) Tj ET Q q 0 0 0 rg BT 462.53 65.10 Td (its ) Tj ET Q q 0 0 0 rg BT 474.48 65.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 527.52 65.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 53.10 Td (statements.) 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) Tj ET Q q 0 0 0 rg BT 433.66 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 447.27 719.10 Td (Partial ) Tj ET Q q 0 0 0 rg BT 477.54 719.10 Td (Sales ) Tj ET Q q 0 0 0 rg BT 500.58 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 510.29 719.10 Td (Nonfinancial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.50 707.10 Td (. ) Tj ET Q q 0 0 0 rg BT 79.11 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.07 707.10 Td (This ) Tj ET Q q 0 0 0 rg BT 100.96 707.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 136.95 707.10 Td (was ) Tj ET Q q 0 0 0 rg BT 154.61 707.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 181.72 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 191.61 707.10 Td (clarify ) Tj ET Q q 0 0 0 rg BT 219.81 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 234.14 707.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 259.02 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.46 707.10 Td (Subtopic ) Tj ET Q q 0 0 0 rg BT 307.13 707.10 Td (610-20, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 340.07 707.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 365.51 707.10 Td (Income-Gains ) Tj ET Q q 0 0 0 rg BT 424.27 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.38 707.10 Td (Losses ) Tj ET Q q 0 0 0 rg BT 470.17 707.10 Td (fr) Tj ET Q q 0 0 0 rg BT 476.47 707.10 Td (om ) Tj ET Q q 0 0 0 rg BT 490.80 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.13 707.10 Td (Der) Tj ET Q q 0 0 0 rg BT 520.31 707.10 Td (ecognition ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.95 695.10 Td (Nonfinancial ) Tj ET Q q 0 0 0 rg BT 116.59 695.10 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.59 695.10 Td (, ) Tj ET Q q 0 0 0 rg BT 147.76 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.88 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 177.33 695.10 Td (add ) Tj ET Q q 0 0 0 rg BT 195.44 695.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 235.21 695.10 Td (for ) Tj ET Q q 0 0 0 rg BT 250.55 695.10 Td (partial ) Tj ET Q q 0 0 0 rg BT 279.77 695.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 302.88 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 314.89 695.10 Td (nonfinancial ) Tj ET Q q 0 0 0 rg BT 368.54 695.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 398.05 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 401.73 695.10 Td (Subtopic ) Tj ET Q q 0 0 0 rg BT 440.96 695.10 Td (610-20 ) Tj ET Q q 0 0 0 rg BT 472.96 695.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 511.08 695.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 550.85 695.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 98.36 683.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 121.13 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 137.23 683.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 162.78 683.10 Td (from ) Tj ET Q q 0 0 0 rg BT 183.88 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.75 683.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 229.95 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 239.94 683.10 Td (nonfinancial ) Tj ET Q q 0 0 0 rg BT 291.58 683.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 316.57 683.10 Td (in ) Tj ET Q q 0 0 0 rg BT 326.00 683.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 363.76 683.10 Td (with ) Tj ET Q q 0 0 0 rg BT 383.19 683.10 Td (noncustomers. ) Tj ET Q q 0 0 0 rg BT 442.90 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 444.44 683.10 Td (This ) Tj ET Q q 0 0 0 rg BT 463.88 683.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 499.41 683.10 Td (will ) Tj ET Q q 0 0 0 rg BT 516.63 683.10 Td (be ) Tj ET Q q 0 0 0 rg BT 527.73 683.10 Td (ef) Tj ET Q q 0 0 0 rg BT 535.31 683.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.96 671.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 93.41 671.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 125.64 671.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 168.43 671.10 Td (after ) Tj ET Q q 0 0 0 rg BT 189.54 671.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 248.42 671.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 273.72 671.10 Td (including ) Tj ET Q q 0 0 0 rg BT 314.29 671.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 345.96 671.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 378.20 671.10 Td (within ) Tj ET Q q 0 0 0 rg BT 406.55 671.10 Td (that ) Tj ET Q q 0 0 0 rg BT 424.34 671.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 463.79 671.10 Td (period ) Tj ET Q q 0 0 0 rg BT 492.13 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.37 671.10 Td (was ) Tj ET Q q 0 0 0 rg BT 527.71 671.10 Td (ef) Tj ET Q q 0 0 0 rg BT 535.30 671.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.47 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 78.00 659.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 119.20 659.10 Td (on ) Tj ET Q q 0 0 0 rg BT 131.52 659.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 174.93 659.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 199.74 659.10 Td ( ) Tj ET Q q 0 0 0 rg BT 201.89 659.10 Td (The ) Tj ET Q q 0 0 0 rg BT 219.75 659.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 260.95 659.10 Td (does ) Tj ET Q q 0 0 0 rg BT 281.59 659.10 Td (not ) Tj ET Q q 0 0 0 rg BT 296.69 659.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 325.09 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 339.62 659.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 376.93 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 387.57 659.10 Td (this ) Tj ET Q q 0 0 0 rg BT 404.34 659.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 442.74 659.10 Td (to ) Tj ET Q q 0 0 0 rg BT 452.84 659.10 Td (have ) Tj ET Q q 0 0 0 rg BT 474.03 659.10 Td (a ) Tj ET Q q 0 0 0 rg BT 480.78 659.10 Td (material ) Tj ET Q q 0 0 0 rg BT 515.85 659.10 Td (ef) Tj ET Q q 0 0 0 rg BT 523.44 659.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 540.74 659.10 Td (on ) Tj ET Q q 0 0 0 rg BT 553.05 659.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 647.10 Td (results ) Tj ET Q q 0 0 0 rg BT 78.11 647.10 Td (of ) Tj ET Q q 0 0 0 rg BT 88.94 647.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 133.09 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.03 647.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 187.51 647.10 Td (position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (In ) Tj ET Q q 0 0 0 rg BT 61.59 626.10 Td (May ) Tj ET Q q 0 0 0 rg BT 83.67 626.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 109.93 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.90 626.10 Td (F) Tj ET Q q 0 0 0 rg BT 130.72 626.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 153.93 626.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 181.86 626.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 205.62 626.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 224.10 626.10 Td (2017-09, ) Tj ET Q q 0 0 0 rg BT 263.69 626.10 Td (C) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.36 626.10 Td (ompensationStock ) Tj ET Q q 0 0 0 rg BT 355.77 626.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 417.31 626.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 425.28 626.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 446.25 626.10 Td (718\): ) Tj ET Q q 0 0 0 rg BT 471.67 626.10 Td (Scope ) Tj ET Q q 0 0 0 rg BT 499.30 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 510.84 626.10 Td (Modification ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (Accounting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.04 614.10 Td (. ) Tj ET Q q 0 0 0 rg BT 100.49 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 103.23 614.10 Td (This ) Tj ET Q q 0 0 0 rg BT 123.96 614.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 160.78 614.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 198.17 614.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 237.21 614.10 Td (about ) Tj ET Q q 0 0 0 rg BT 262.38 614.10 Td (which ) Tj ET Q q 0 0 0 rg BT 289.77 614.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 324.92 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 335.65 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 350.82 614.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 375.98 614.10 Td (or ) Tj ET Q q 0 0 0 rg BT 387.26 614.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 431.88 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 443.15 614.10 Td (a ) Tj ET Q q 0 0 0 rg BT 450.54 614.10 Td (share-based ) Tj ET Q q 0 0 0 rg BT 500.69 614.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 538.07 614.10 Td (award ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (require ) Tj ET Q q 0 0 0 rg BT 81.62 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 97.65 602.10 Td (application ) Tj ET Q q 0 0 0 rg BT 145.88 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 158.02 602.10 Td (modification ) Tj ET Q q 0 0 0 rg BT 212.93 602.10 Td (accounting. ) Tj ET Q q 0 0 0 rg BT 263.10 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 266.64 602.10 Td (This ) Tj ET Q q 0 0 0 rg BT 288.22 602.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 325.91 602.10 Td (will ) Tj ET Q q 0 0 0 rg BT 345.27 602.10 Td (require ) Tj ET Q q 0 0 0 rg BT 377.39 602.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 423.96 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 435.55 602.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 473.79 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 485.38 602.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 511.40 602.10 Td (modification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (accounting, ) Tj ET Q q 0 0 0 rg BT 97.83 590.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 124.80 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.98 590.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 154.82 590.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 180.94 590.10 Td (vesting ) Tj ET Q q 0 0 0 rg BT 211.79 590.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 255.41 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 271.81 590.10 Td (classification ) Tj ET Q q 0 0 0 rg BT 326.54 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.83 590.10 Td (an ) Tj ET Q q 0 0 0 rg BT 348.23 590.10 Td (award ) Tj ET Q q 0 0 0 rg BT 374.62 590.10 Td (all ) Tj ET Q q 0 0 0 rg BT 386.58 590.10 Td (do ) Tj ET Q q 0 0 0 rg BT 398.54 590.10 Td (not ) Tj ET Q q 0 0 0 rg BT 413.28 590.10 Td (change ) Tj ET Q q 0 0 0 rg BT 443.56 590.10 Td (as ) Tj ET Q q 0 0 0 rg BT 453.86 590.10 Td (a ) Tj ET Q q 0 0 0 rg BT 460.26 590.10 Td (result ) Tj ET Q q 0 0 0 rg BT 484.44 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 494.73 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 508.91 590.10 Td (modification. ) Tj ET Q q 0 0 0 rg BT 565.01 590.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (This ) Tj ET Q q 0 0 0 rg BT 68.67 578.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 103.93 578.10 Td (will ) Tj ET Q q 0 0 0 rg BT 120.88 578.10 Td (be ) Tj ET Q q 0 0 0 rg BT 131.71 578.10 Td (ef) Tj ET Q q 0 0 0 rg BT 139.29 578.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 167.89 578.10 Td (for ) Tj ET Q q 0 0 0 rg BT 180.94 578.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 208.98 578.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 239.81 578.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 281.19 578.10 Td (after ) Tj ET Q q 0 0 0 rg BT 300.90 578.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 358.37 578.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 382.26 578.10 Td (including ) Tj ET Q q 0 0 0 rg BT 421.42 578.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 451.69 578.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 482.52 578.10 Td (within ) Tj ET Q q 0 0 0 rg BT 509.47 578.10 Td (that ) Tj ET Q q 0 0 0 rg BT 525.85 578.10 Td (reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.10 Td (period ) Tj ET Q q 0 0 0 rg BT 77.95 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 95.30 566.10 Td (was ) Tj ET Q q 0 0 0 rg BT 113.76 566.10 Td (ef) Tj ET Q q 0 0 0 rg BT 121.35 566.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 151.45 566.10 Td (for ) Tj ET Q q 0 0 0 rg BT 166.02 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.14 566.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 222.94 566.10 Td (on ) Tj ET Q q 0 0 0 rg BT 235.84 566.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 279.85 566.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 305.26 566.10 Td ( ) Tj ET Q q 0 0 0 rg BT 307.95 566.10 Td (The ) Tj ET Q q 0 0 0 rg BT 326.41 566.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 368.20 566.10 Td (does ) Tj ET Q q 0 0 0 rg BT 389.44 566.10 Td (not ) Tj ET Q q 0 0 0 rg BT 405.12 566.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 434.12 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 449.25 566.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 487.15 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 498.38 566.10 Td (this ) Tj ET Q q 0 0 0 rg BT 515.74 566.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 554.74 566.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.10 Td (have ) Tj ET Q q 0 0 0 rg BT 70.88 554.10 Td (a ) Tj ET Q q 0 0 0 rg BT 77.82 554.10 Td (material ) Tj ET Q q 0 0 0 rg BT 113.07 554.10 Td (ef) Tj ET Q q 0 0 0 rg BT 120.66 554.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 138.15 554.10 Td (on ) Tj ET Q q 0 0 0 rg BT 150.65 554.10 Td (its ) Tj ET Q q 0 0 0 rg BT 162.60 554.10 Td (results ) Tj ET Q q 0 0 0 rg BT 191.20 554.10 Td (of ) Tj ET Q q 0 0 0 rg BT 202.03 554.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 246.19 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.13 554.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 300.61 554.10 Td (position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 533.10 Td (In ) Tj ET Q q 0 0 0 rg BT 59.46 533.10 Td (August ) Tj ET Q q 0 0 0 rg BT 90.44 533.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 115.03 533.10 Td (the ) Tj ET Q q 0 0 0 rg BT 129.33 533.10 Td (F) Tj ET Q q 0 0 0 rg BT 134.15 533.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 155.69 533.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 182.32 533.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 204.42 533.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 221.23 533.10 Td (2017-12, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 259.14 533.10 Td (Derivatives ) Tj ET Q q 0 0 0 rg BT 307.33 533.10 Td (and ) Tj ET Q q 0 0 0 rg BT 324.42 533.10 Td (Hedging ) Tj ET Q q 0 0 0 rg BT 360.94 533.10 Td (\(T) Tj ET Q q 0 0 0 rg BT 368.92 533.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 388.22 533.10 Td (815\): ) Tj ET Q q 0 0 0 rg BT 411.97 533.10 Td (T) Tj ET Q q 0 0 0 rg BT 416.62 533.10 Td (ar) Tj ET Q q 0 0 0 rg BT 425.14 533.10 Td (geted ) Tj ET Q q 0 0 0 rg BT 448.88 533.10 Td (Impr) Tj ET Q q 0 0 0 rg BT 467.95 533.10 Td (ovements ) Tj ET Q q 0 0 0 rg BT 507.25 533.10 Td (to ) Tj ET Q q 0 0 0 rg BT 516.96 533.10 Td (Accounting ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 521.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.14 521.10 Td (Hedging ) Tj ET Q q 0 0 0 rg BT 99.40 521.10 Td (Activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.60 521.10 Td (. ) Tj ET Q q 0 0 0 rg BT 141.07 521.10 Td ( ) Tj ET Q q 0 0 0 rg BT 142.89 521.10 Td (The ) Tj ET Q q 0 0 0 rg BT 160.40 521.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 212.91 521.10 Td (in ) Tj ET Q q 0 0 0 rg BT 222.66 521.10 Td (this ) Tj ET Q q 0 0 0 rg BT 239.07 521.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 274.91 521.10 Td (better ) Tj ET Q q 0 0 0 rg BT 299.64 521.10 Td (align ) Tj ET Q q 0 0 0 rg BT 321.60 521.10 Td (an ) Tj ET Q q 0 0 0 rg BT 333.00 521.10 Td (entity) Tj ET Q q 0 0 0 rg BT 358.56 521.10 Td (s ) Tj ET Q q 0 0 0 rg BT 364.41 521.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 381.38 521.10 Td (management ) Tj ET Q q 0 0 0 rg BT 434.43 521.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 472.50 521.10 Td (and ) Tj ET Q q 0 0 0 rg BT 488.90 521.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 525.85 521.10 Td (reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 509.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.22 509.10 Td (hedging ) Tj ET Q q 0 0 0 rg BT 97.50 509.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 150.66 509.10 Td (through ) Tj ET Q q 0 0 0 rg BT 183.83 509.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 218.10 509.10 Td (to ) Tj ET Q q 0 0 0 rg BT 227.94 509.10 Td (both ) Tj ET Q q 0 0 0 rg BT 247.78 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 262.05 509.10 Td (designation ) Tj ET Q q 0 0 0 rg BT 310.22 509.10 Td (and ) Tj ET Q q 0 0 0 rg BT 326.72 509.10 Td (measurement ) Tj ET Q q 0 0 0 rg BT 382.09 509.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 420.24 509.10 Td (for ) Tj ET Q q 0 0 0 rg BT 433.96 509.10 Td (qualifying ) Tj ET Q q 0 0 0 rg BT 477.13 509.10 Td (hedging ) Tj ET Q q 0 0 0 rg BT 511.40 509.10 Td (relationships ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 497.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.85 497.10 Td (the ) Tj ET Q q 0 0 0 rg BT 81.98 497.10 Td (presentation ) Tj ET Q q 0 0 0 rg BT 133.77 497.10 Td (of ) Tj ET Q q 0 0 0 rg BT 145.01 497.10 Td (hedging ) Tj ET Q q 0 0 0 rg BT 180.14 497.10 Td (results. ) Tj ET Q q 0 0 0 rg BT 211.67 497.10 Td ( ) Tj ET Q q 0 0 0 rg BT 214.37 497.10 Td (This ) Tj ET Q q 0 0 0 rg BT 235.06 497.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 271.85 497.10 Td (will ) Tj ET Q q 0 0 0 rg BT 290.32 497.10 Td (be ) Tj ET Q q 0 0 0 rg BT 302.68 497.10 Td (ef) Tj ET Q q 0 0 0 rg BT 310.26 497.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 340.38 497.10 Td (for ) Tj ET Q q 0 0 0 rg BT 354.96 497.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 384.52 497.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 416.88 497.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 459.79 497.10 Td (after ) Tj ET Q q 0 0 0 rg BT 481.02 497.10 Td (December15, ) Tj ET Q q 0 0 0 rg BT 540.01 497.10 Td (2018, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 485.10 Td (including ) Tj ET Q q 0 0 0 rg BT 90.08 485.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 121.77 485.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 154.02 485.10 Td (within ) Tj ET Q q 0 0 0 rg BT 182.39 485.10 Td (that ) Tj ET Q q 0 0 0 rg BT 200.19 485.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 239.66 485.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 270.51 485.10 Td ( ) Tj ET Q q 0 0 0 rg BT 273.32 485.10 Td (Early ) Tj ET Q q 0 0 0 rg BT 297.78 485.10 Td (application ) Tj ET Q q 0 0 0 rg BT 345.02 485.10 Td (is ) Tj ET Q q 0 0 0 rg BT 354.50 485.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 398.13 485.10 Td ( ) Tj ET Q q 0 0 0 rg BT 400.74 485.10 Td (The ) Tj ET Q q 0 0 0 rg BT 419.09 485.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 460.79 485.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 499.69 485.10 Td (does ) Tj ET Q q 0 0 0 rg BT 520.83 485.10 Td (not ) Tj ET Q q 0 0 0 rg BT 536.42 485.10 Td (expect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.22 473.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 101.71 473.10 Td (of ) Tj ET Q q 0 0 0 rg BT 112.54 473.10 Td (this ) Tj ET Q q 0 0 0 rg BT 129.49 473.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 168.08 473.10 Td (to ) Tj ET Q q 0 0 0 rg BT 178.36 473.10 Td (have ) Tj ET Q q 0 0 0 rg BT 199.74 473.10 Td (a ) Tj ET Q q 0 0 0 rg BT 206.68 473.10 Td (material ) Tj ET Q q 0 0 0 rg BT 241.94 473.10 Td (ef) Tj ET Q q 0 0 0 rg BT 249.52 473.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 267.01 473.10 Td (on ) Tj ET Q q 0 0 0 rg BT 279.51 473.10 Td (its ) Tj ET Q q 0 0 0 rg BT 291.46 473.10 Td (results ) Tj ET Q q 0 0 0 rg BT 320.07 473.10 Td (of ) Tj ET Q q 0 0 0 rg BT 330.90 473.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 375.05 473.10 Td (and ) Tj ET Q q 0 0 0 rg BT 391.99 473.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 429.47 473.10 Td (position.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 452.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 452.10 Td (3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.34 452.10 Td ( ) Tj ET Q q 0 0 0 rg BT 87.84 452.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.34 452.10 Td (CUST) Tj ET Q q 0 0 0 rg BT 126.83 452.10 Td (OMER ) Tj ET Q q 0 0 0 rg BT 160.44 452.10 Td (CONCENTRA) Tj ET Q q 0 0 0 rg BT 224.15 452.10 Td (TION) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (During ) Tj ET Q q 0 0 0 rg BT 80.23 431.10 Td (the ) Tj ET Q q 0 0 0 rg BT 94.84 431.10 Td (year ) Tj ET Q q 0 0 0 rg BT 114.44 431.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.72 431.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 199.20 431.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.20 431.10 Td (, ) Tj ET Q q 0 0 0 rg BT 224.09 431.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 254.81 431.10 Td (was ) Tj ET Q q 0 0 0 rg BT 272.76 431.10 Td (our ) Tj ET Q q 0 0 0 rg BT 288.49 431.10 Td (lar) Tj ET Q q 0 0 0 rg BT 298.85 431.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 317.36 431.10 Td (customer) Tj ET Q q 0 0 0 rg BT 353.61 431.10 Td (, ) Tj ET Q q 0 0 0 rg BT 358.51 431.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 404.78 431.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.83 431.10 Td (58%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.16 431.10 Td ( ) Tj ET Q q 0 0 0 rg BT 439.56 431.10 Td (of ) Tj ET Q q 0 0 0 rg BT 450.29 431.10 Td (our ) Tj ET Q q 0 0 0 rg BT 466.01 431.10 Td (total ) Tj ET Q q 0 0 0 rg BT 486.18 431.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 522.72 431.10 Td ( ) Tj ET Q q 0 0 0 rg BT 525.12 431.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 555.84 431.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.29 419.10 Td (residential ) Tj ET Q q 0 0 0 rg BT 100.29 419.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 140.40 419.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 159.96 419.10 Td (servicer ) Tj ET Q q 0 0 0 rg BT 193.96 419.10 Td (for ) Tj ET Q q 0 0 0 rg BT 207.97 419.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 248.08 419.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 287.08 419.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 312.21 419.10 Td (\(MSRs\) ) Tj ET Q q 0 0 0 rg BT 355.11 419.10 Td (it ) Tj ET Q q 0 0 0 rg BT 363.02 419.10 Td (owns, ) Tj ET Q q 0 0 0 rg BT 388.98 419.10 Td (including ) Tj ET Q q 0 0 0 rg BT 429.10 419.10 Td (those ) Tj ET Q q 0 0 0 rg BT 452.56 419.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 479.92 419.10 Td (in ) Tj ET Q q 0 0 0 rg BT 490.05 419.10 Td (which ) Tj ET Q q 0 0 0 rg BT 516.83 419.10 Td (others ) Tj ET Q q 0 0 0 rg BT 543.62 419.10 Td (have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (an ) Tj ET Q q 0 0 0 rg BT 60.81 407.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 101.56 407.10 Td (interest, ) Tj ET Q q 0 0 0 rg BT 135.36 407.10 Td (which ) Tj ET Q q 0 0 0 rg BT 161.67 407.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 196.87 407.10 Td (New ) Tj ET Q q 0 0 0 rg BT 217.63 407.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 264.49 407.10 Td (Investment ) Tj ET Q q 0 0 0 rg BT 310.79 407.10 Td (Corp. ) Tj ET Q q 0 0 0 rg BT 335.17 407.10 Td (\(individually) Tj ET Q q 0 0 0 rg BT 386.18 407.10 Td (, ) Tj ET Q q 0 0 0 rg BT 390.55 407.10 Td (together ) Tj ET Q q 0 0 0 rg BT 425.19 407.10 Td (with ) Tj ET Q q 0 0 0 rg BT 444.84 407.10 Td (one ) Tj ET Q q 0 0 0 rg BT 461.15 407.10 Td (or ) Tj ET Q q 0 0 0 rg BT 471.35 407.10 Td (more ) Tj ET Q q 0 0 0 rg BT 493.77 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 503.97 407.10 Td (its ) Tj ET Q q 0 0 0 rg BT 515.29 407.10 Td (subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.11 395.10 Td (one ) Tj ET Q q 0 0 0 rg BT 76.83 395.10 Td (or ) Tj ET Q q 0 0 0 rg BT 87.44 395.10 Td (more ) Tj ET Q q 0 0 0 rg BT 110.26 395.10 Td (of ) Tj ET Q q 0 0 0 rg BT 120.87 395.10 Td (its ) Tj ET Q q 0 0 0 rg BT 132.60 395.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 182.10 395.10 Td (individually) Tj ET Q q 0 0 0 rg BT 229.78 395.10 Td (, ) Tj ET Q q 0 0 0 rg BT 234.56 395.10 Td (NRZ\), ) Tj ET Q q 0 0 0 rg BT 271.54 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.26 395.10 Td (purchases ) Tj ET Q q 0 0 0 rg BT 329.97 395.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 359.45 395.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 399.49 395.10 Td (services ) Tj ET Q q 0 0 0 rg BT 433.98 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 450.70 395.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 497.41 395.10 Td (services ) Tj ET Q q 0 0 0 rg BT 531.90 395.10 Td (from ) Tj ET Q q 0 0 0 rg BT 553.61 395.10 Td (us ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (under ) Tj ET Q q 0 0 0 rg BT 75.37 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 90.68 383.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 116.00 383.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.42 383.10 Td (master ) Tj ET Q q 0 0 0 rg BT 157.18 383.10 Td (services ) Tj ET Q q 0 0 0 rg BT 192.48 383.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 241.11 383.10 Td (and ) Tj ET Q q 0 0 0 rg BT 258.65 383.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 312.29 383.10 Td (thereto ) Tj ET Q q 0 0 0 rg BT 343.15 383.10 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 392.48 383.10 Td (, ) Tj ET Q q 0 0 0 rg BT 398.08 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 413.39 383.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 449.25 383.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 485.54 383.10 Td (Agreements\) ) Tj ET Q q 0 0 0 rg BT 544.72 383.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 74.38 371.10 Td (extending ) Tj ET Q q 0 0 0 rg BT 116.48 371.10 Td (through ) Tj ET Q q 0 0 0 rg BT 149.66 371.10 Td (August ) Tj ET Q q 0 0 0 rg BT 181.21 371.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 206.38 371.10 Td ( ) Tj ET Q q 0 0 0 rg BT 209.04 371.10 Td (Certain ) Tj ET Q q 0 0 0 rg BT 241.13 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.13 371.10 Td (the ) Tj ET Q q 0 0 0 rg BT 267.01 371.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 297.99 371.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 330.05 371.10 Td (Agreements, ) Tj ET Q q 0 0 0 rg BT 383.53 371.10 Td (among ) Tj ET Q q 0 0 0 rg BT 413.41 371.10 Td (other ) Tj ET Q q 0 0 0 rg BT 436.62 371.10 Td (things, ) Tj ET Q q 0 0 0 rg BT 466.23 371.10 Td (contain ) Tj ET Q q 0 0 0 rg BT 498.32 371.10 Td (a ) Tj ET Q q 0 0 0 rg BT 505.42 371.10 Td (most ) Tj ET Q q 0 0 0 rg BT 531.97 371.10 Td (favored ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.10 Td (nation ) Tj ET Q q 0 0 0 rg BT 80.82 359.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 120.49 359.10 Td (and ) Tj ET Q q 0 0 0 rg BT 136.81 359.10 Td (also ) Tj ET Q q 0 0 0 rg BT 154.81 359.10 Td (grant ) Tj ET Q q 0 0 0 rg BT 177.24 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.35 359.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 219.89 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 233.99 359.10 Td (right ) Tj ET Q q 0 0 0 rg BT 254.77 359.10 Td (to ) Tj ET Q q 0 0 0 rg BT 264.43 359.10 Td (renegotiate ) Tj ET Q q 0 0 0 rg BT 310.74 359.10 Td (pricing. ) Tj ET Q q 0 0 0 rg BT 343.45 359.10 Td ( ) Tj ET Q q 0 0 0 rg BT 345.34 359.10 Td (Certain ) Tj ET Q q 0 0 0 rg BT 376.66 359.10 Td (of ) Tj ET Q q 0 0 0 rg BT 386.88 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 400.98 359.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 431.19 359.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 462.64 359.10 Td (Agreements ) Tj ET Q q 0 0 0 rg BT 512.85 359.10 Td (also ) Tj ET Q q 0 0 0 rg BT 530.84 359.10 Td (prohibit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.63 347.10 Td (from ) Tj ET Q q 0 0 0 rg BT 102.87 347.10 Td (establishing ) Tj ET Q q 0 0 0 rg BT 153.45 347.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 194.56 347.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 239.59 347.10 Td (that ) Tj ET Q q 0 0 0 rg BT 257.39 347.10 Td (would ) Tj ET Q q 0 0 0 rg BT 285.20 347.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 318.55 347.10 Td (or ) Tj ET Q q 0 0 0 rg BT 329.69 347.10 Td (indirectly ) Tj ET Q q 0 0 0 rg BT 370.81 347.10 Td (compete ) Tj ET Q q 0 0 0 rg BT 407.49 347.10 Td (with ) Tj ET Q q 0 0 0 rg BT 427.46 347.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 471.89 347.10 Td (s ) Tj ET Q q 0 0 0 rg BT 478.59 347.10 Td (services ) Tj ET Q q 0 0 0 rg BT 513.60 347.10 Td (with ) Tj ET Q q 0 0 0 rg BT 534.19 347.10 Td (respect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 335.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.82 335.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.57 335.10 Td (Homeward ) Tj ET Q q 0 0 0 rg BT 124.54 335.10 Td (Residential, ) Tj ET Q q 0 0 0 rg BT 175.57 335.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 194.38 335.10 Td (\(Homeward\) ) Tj ET Q q 0 0 0 rg BT 257.88 335.10 Td (and ) Tj ET Q q 0 0 0 rg BT 275.86 335.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 324.39 335.10 Td (Capital, ) Tj ET Q q 0 0 0 rg BT 359.31 335.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 381.74 335.10 Td (\(ResCap\) ) Tj ET Q q 0 0 0 rg BT 431.92 335.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 472.12 335.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 514.54 335.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 552.50 335.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 323.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.63 323.10 Td (in ) Tj ET Q q 0 0 0 rg BT 91.22 323.10 Td (December ) Tj ET Q q 0 0 0 rg BT 135.12 323.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 157.93 323.10 Td (and ) Tj ET Q q 0 0 0 rg BT 175.18 323.10 Td (February ) Tj ET Q q 0 0 0 rg BT 214.09 323.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 239.41 323.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 287.07 323.10 Td (. ) Tj ET Q q 0 0 0 rg BT 292.38 323.10 Td ( ) Tj ET Q q 0 0 0 rg BT 295.19 323.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 326.33 323.10 Td (also ) Tj ET Q q 0 0 0 rg BT 345.25 323.10 Td (purchases ) Tj ET Q q 0 0 0 rg BT 387.49 323.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 417.50 323.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 464.20 323.10 Td (services ) Tj ET Q q 0 0 0 rg BT 499.22 323.10 Td (from ) Tj ET Q q 0 0 0 rg BT 520.85 323.10 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 311.10 Td (under ) Tj ET Q q 0 0 0 rg BT 74.77 311.10 Td (an ) Tj ET Q q 0 0 0 rg BT 86.71 311.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 130.85 311.10 Td (that ) Tj ET Q q 0 0 0 rg BT 148.34 311.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 189.17 311.10 Td (until ) Tj ET Q q 0 0 0 rg BT 210.00 311.10 Td (January ) Tj ET Q q 0 0 0 rg BT 243.60 311.10 Td (2019, ) Tj ET Q q 0 0 0 rg BT 268.60 311.10 Td (but ) Tj ET Q q 0 0 0 rg BT 283.88 311.10 Td (which ) Tj ET Q q 0 0 0 rg BT 310.82 311.10 Td (is ) Tj ET Q q 0 0 0 rg BT 319.99 311.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 350.81 311.10 Td (to ) Tj ET Q q 0 0 0 rg BT 361.09 311.10 Td (a ) Tj ET Q q 0 0 0 rg BT 368.03 311.10 Td (90 ) Tj ET Q q 0 0 0 rg BT 380.53 311.10 Td (day ) Tj ET Q q 0 0 0 rg BT 397.47 311.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 446.07 311.10 Td (right ) Tj ET Q q 0 0 0 rg BT 467.45 311.10 Td (by ) Tj ET Q q 0 0 0 rg BT 479.95 311.10 Td (Ocwen.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 290.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 87.08 290.10 Td (from ) Tj ET Q q 0 0 0 rg BT 109.11 290.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 140.03 290.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 179.83 290.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 214.10 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 225.02 290.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 259.26 290.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 288.50 290.10 Td (from ) Tj ET Q q 0 0 0 rg BT 310.53 290.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.34 290.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 349.05 290.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 384.96 290.10 Td (by ) Tj ET Q q 0 0 0 rg BT 397.55 290.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 428.47 290.10 Td (when ) Tj ET Q q 0 0 0 rg BT 452.72 290.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 483.63 290.10 Td (designates ) Tj ET Q q 0 0 0 rg BT 527.88 290.10 Td (us ) Tj ET Q q 0 0 0 rg BT 539.37 290.10 Td (as ) Tj ET Q q 0 0 0 rg BT 550.29 290.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 278.10 Td (service ) Tj ET Q q 0 0 0 rg BT 79.93 278.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 115.92 278.10 Td (and ) Tj ET Q q 0 0 0 rg BT 132.47 278.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 166.23 278.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 194.99 278.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 227.64 278.10 Td (from ) Tj ET Q q 0 0 0 rg BT 249.20 278.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 282.13 278.10 Td ( ) Tj ET Q q 0 0 0 rg BT 284.24 278.10 Td (For ) Tj ET Q q 0 0 0 rg BT 300.25 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 314.58 278.10 Td (years ) Tj ET Q q 0 0 0 rg BT 337.79 278.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.78 278.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 421.98 278.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.98 278.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.59 278.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.59 278.10 Td ( ) Tj ET Q q 0 0 0 rg BT 468.70 278.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.25 278.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.25 278.10 Td (, ) Tj ET Q q 0 0 0 rg BT 509.87 278.10 Td (we ) Tj ET Q q 0 0 0 rg BT 523.64 278.10 Td (generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 266.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.79 266.10 Td (from ) Tj ET Q q 0 0 0 rg BT 105.88 266.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 136.85 266.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.83 266.10 Td ($542.0 ) Tj ET Q q 0 0 0 rg BT 177.98 266.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.87 266.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.02 266.10 Td ($561.9 ) Tj ET Q q 0 0 0 rg BT 242.17 266.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.06 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 273.71 266.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.80 266.10 Td ($631.6 ) Tj ET Q q 0 0 0 rg BT 320.95 266.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.84 266.10 Td (, ) Tj ET Q q 0 0 0 rg BT 354.99 266.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 402.65 266.10 Td (. ) Tj ET Q q 0 0 0 rg BT 407.80 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 410.44 266.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 448.08 266.10 Td (from ) Tj ET Q q 0 0 0 rg BT 470.17 266.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 501.14 266.10 Td (as ) Tj ET Q q 0 0 0 rg BT 512.11 266.10 Td (a ) Tj ET Q q 0 0 0 rg BT 519.20 266.10 Td (percentage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 254.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 254.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 96.16 254.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.09 254.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 166.14 254.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 200.28 254.10 Td (was ) Tj ET Q q 0 0 0 rg BT 218.33 254.10 Td (as ) Tj ET Q q 0 0 0 rg BT 229.16 254.10 Td (follows ) Tj ET Q q 0 0 0 rg BT 261.66 254.10 Td (for ) Tj ET Q q 0 0 0 rg BT 275.82 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.54 254.10 Td (years ) Tj ET Q q 0 0 0 rg BT 314.14 254.10 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0.9333333333333333 1 rg /GS0 gs 439.00 195.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 195.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 195.60 60.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 231.60000000000002 m 435 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 231.60000000000002 m 499 231.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 231.60000000000002 m 563 231.60000000000002 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.50 235.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.50 235.68 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 524.50 235.68 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 210.22 Td (Mortgage Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.30 210.22 Td (67%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 210.22 Td (65%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 210.22 Td (66%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 198.22 Td (Real Estate Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.80 198.22 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 198.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.80 198.22 Td (9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 186.22 Td (Other Businesses, Corporate and Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.30 186.22 Td (1) Tj ET Q q 0 0 0 rg BT 400.30 186.22 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 186.22 Td (27%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 186.22 Td (37%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 174.22 Td (Consolidated revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.30 174.22 Td (58%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 174.22 Td (56%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 174.22 Td (60%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 148.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 148.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.83 148.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 84.29 148.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 126.53 148.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 160.43 148.10 Td (related ) Tj ET Q q 0 0 0 rg BT 189.89 148.10 Td (to ) Tj ET Q q 0 0 0 rg BT 199.92 148.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.39 148.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 255.53 148.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 291.10 148.10 Td (by ) Tj ET Q q 0 0 0 rg BT 303.35 148.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 333.93 148.10 Td (when ) Tj ET Q q 0 0 0 rg BT 357.84 148.10 Td (a ) Tj ET Q q 0 0 0 rg BT 364.53 148.10 Td (party ) Tj ET Q q 0 0 0 rg BT 387.33 148.10 Td (other ) Tj ET Q q 0 0 0 rg BT 410.13 148.10 Td (than ) Tj ET Q q 0 0 0 rg BT 429.60 148.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 460.18 148.10 Td (or ) Tj ET Q q 0 0 0 rg BT 470.76 148.10 Td (the ) Tj ET Q q 0 0 0 rg BT 485.23 148.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 508.61 148.10 Td (owner ) Tj ET Q q 0 0 0 rg BT 535.85 148.10 Td (selects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 136.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 94.16 136.10 Td (as ) Tj ET Q q 0 0 0 rg BT 105.49 136.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.71 136.10 Td (service ) Tj ET Q q 0 0 0 rg BT 152.03 136.10 Td (provider) Tj ET Q q 0 0 0 rg BT 185.35 136.10 Td (. ) Tj ET Q q 0 0 0 rg BT 190.86 136.10 Td ( ) Tj ET Q q 0 0 0 rg BT 193.86 136.10 Td (For ) Tj ET Q q 0 0 0 rg BT 210.75 136.10 Td (the ) Tj ET Q q 0 0 0 rg BT 225.97 136.10 Td (years ) Tj ET Q q 0 0 0 rg BT 250.08 136.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.96 136.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 336.04 136.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.04 136.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.55 136.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.55 136.10 Td ( ) Tj ET Q q 0 0 0 rg BT 384.55 136.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.99 136.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.99 136.10 Td (, ) Tj ET Q q 0 0 0 rg BT 427.49 136.10 Td (we ) Tj ET Q q 0 0 0 rg BT 442.16 136.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 489.02 136.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 523.67 136.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.00 136.10 Td ($148.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 124.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 124.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.20 124.10 Td ($188.0 ) Tj ET Q q 0 0 0 rg BT 115.02 124.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.91 124.10 Td ( ) Tj ET Q q 0 0 0 rg BT 147.22 124.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.97 124.10 Td ($216.9 ) Tj ET Q q 0 0 0 rg BT 195.78 124.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.67 124.10 Td (, ) Tj ET Q q 0 0 0 rg BT 230.49 124.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 278.15 124.10 Td (, ) Tj ET Q q 0 0 0 rg BT 283.96 124.10 Td (related ) Tj ET Q q 0 0 0 rg BT 314.47 124.10 Td (to ) Tj ET Q q 0 0 0 rg BT 325.56 124.10 Td (the ) Tj ET Q q 0 0 0 rg BT 341.09 124.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 383.29 124.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 419.92 124.10 Td (by ) Tj ET Q q 0 0 0 rg BT 433.23 124.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 464.86 124.10 Td (when ) Tj ET Q q 0 0 0 rg BT 489.83 124.10 Td (a ) Tj ET Q q 0 0 0 rg BT 497.58 124.10 Td (party ) Tj ET Q q 0 0 0 rg BT 521.44 124.10 Td (other ) Tj ET Q q 0 0 0 rg BT 545.30 124.10 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 112.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.36 112.10 Td (or ) Tj ET Q q 0 0 0 rg BT 91.24 112.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.00 112.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 129.66 112.10 Td (owner ) Tj ET Q q 0 0 0 rg BT 157.20 112.10 Td (selected ) Tj ET Q q 0 0 0 rg BT 191.38 112.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 235.58 112.10 Td (as ) Tj ET Q q 0 0 0 rg BT 246.45 112.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.21 112.10 Td (service ) Tj ET Q q 0 0 0 rg BT 292.07 112.10 Td (provider) Tj ET Q q 0 0 0 rg BT 325.39 112.10 Td (. ) Tj ET Q q 0 0 0 rg BT 330.44 112.10 Td ( ) Tj ET Q q 0 0 0 rg BT 332.80 112.10 Td (These ) Tj ET Q q 0 0 0 rg BT 359.22 112.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 395.65 112.10 Td (are ) Tj ET Q q 0 0 0 rg BT 410.40 112.10 Td (not ) Tj ET Q q 0 0 0 rg BT 425.72 112.10 Td (included ) Tj ET Q q 0 0 0 rg BT 462.69 112.10 Td (in ) Tj ET Q q 0 0 0 rg BT 473.01 112.10 Td (deriving ) Tj ET Q q 0 0 0 rg BT 508.88 112.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 543.07 112.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 100.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.32 100.10 Td (as ) Tj ET Q q 0 0 0 rg BT 91.15 100.10 Td (a ) Tj ET Q q 0 0 0 rg BT 98.09 100.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 143.89 100.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.72 100.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 188.87 100.10 Td (in ) Tj ET Q q 0 0 0 rg BT 199.14 100.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.86 100.10 Td (table ) Tj ET Q q 0 0 0 rg BT 235.79 100.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 79.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.70 79.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.13 79.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 134.30 79.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.30 79.10 Td (, ) Tj ET Q q 0 0 0 rg BT 159.89 79.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 197.97 79.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 242.14 79.10 Td (from ) Tj ET Q q 0 0 0 rg BT 264.67 79.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 296.08 79.10 Td (totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.38 79.10 Td ($18.9 ) Tj ET Q q 0 0 0 rg BT 351.97 79.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.86 79.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.45 79.10 Td ($13.6 ) Tj ET Q q 0 0 0 rg BT 412.04 79.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.94 79.10 Td ( ) Tj ET Q q 0 0 0 rg BT 444.03 79.10 Td (of ) Tj ET Q q 0 0 0 rg BT 455.45 79.10 Td (which ) Tj ET Q q 0 0 0 rg BT 482.98 79.10 Td (was ) Tj ET Q q 0 0 0 rg BT 501.62 79.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 527.48 79.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.01 79.10 Td ($5.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 67.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 67.10 Td ( ) Tj ET Q q 0 0 0 rg BT 80.89 67.10 Td (of ) Tj ET Q q 0 0 0 rg BT 91.72 67.10 Td (which ) Tj ET Q q 0 0 0 rg BT 118.66 67.10 Td (was ) Tj ET Q q 0 0 0 rg BT 136.71 67.10 Td (unbilled.) Tj ET Q endstream endobj 155 0 obj <>] /Rotate 0 /Contents 156 0 R>> endobj 156 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (As ) Tj ET Q q 0 0 0 rg BT 62.62 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 72.96 731.10 Td (June ) Tj ET Q q 0 0 0 rg BT 93.31 731.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 107.82 731.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 132.33 731.10 Td (we ) Tj ET Q q 0 0 0 rg BT 146.00 731.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 181.33 731.10 Td (that ) Tj ET Q q 0 0 0 rg BT 198.33 731.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 220.35 731.10 Td (owned ) Tj ET Q q 0 0 0 rg BT 249.02 731.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 278.23 731.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 319.11 731.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 343.90 731.10 Td (in, ) Tj ET Q q 0 0 0 rg BT 356.19 731.10 Td (but ) Tj ET Q q 0 0 0 rg BT 370.98 731.10 Td (not ) Tj ET Q q 0 0 0 rg BT 385.77 731.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 407.21 731.10 Td (title ) Tj ET Q q 0 0 0 rg BT 424.78 731.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 437.06 731.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.83 731.10 Td (78%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.16 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.17 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 527.52 731.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 558.61 731.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (non-government-sponsored ) Tj ET Q q 0 0 0 rg BT 162.50 719.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 204.94 719.10 Td (\(non-GSE\) ) Tj ET Q q 0 0 0 rg BT 260.73 719.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 288.76 719.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 307.33 719.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 344.79 719.10 Td (MSRs\). ) Tj ET Q q 0 0 0 rg BT 383.09 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 386.12 719.10 Td (In ) Tj ET Q q 0 0 0 rg BT 397.47 719.10 Td (July ) Tj ET Q q 0 0 0 rg BT 417.16 719.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 442.68 719.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 474.03 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 491.49 719.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 514.51 719.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 546.96 719.10 Td (into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 97.37 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 107.48 707.10 Td (convert ) Tj ET Q q 0 0 0 rg BT 139.79 707.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 162.57 707.10 Td (s ) Tj ET Q q 0 0 0 rg BT 168.80 707.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 210.00 707.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 235.11 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 245.23 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.78 707.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 292.10 707.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 319.45 707.10 Td (into ) Tj ET Q q 0 0 0 rg BT 337.34 707.10 Td (fully-owned ) Tj ET Q q 0 0 0 rg BT 388.55 707.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 415.90 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 426.01 707.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 466.10 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 480.09 707.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 520.75 707.10 Td (from ) Tj ET Q q 0 0 0 rg BT 542.52 707.10 Td (NRZ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.26 695.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 89.57 695.10 Td (when ) Tj ET Q q 0 0 0 rg BT 113.21 695.10 Td (such ) Tj ET Q q 0 0 0 rg BT 133.52 695.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 160.52 695.10 Td (were ) Tj ET Q q 0 0 0 rg BT 181.94 695.10 Td (transferred. ) Tj ET Q q 0 0 0 rg BT 229.73 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 231.57 695.10 Td (The ) Tj ET Q q 0 0 0 rg BT 249.10 695.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 285.51 695.10 Td (are ) Tj ET Q q 0 0 0 rg BT 299.70 695.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 330.01 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 339.77 695.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 368.96 695.10 Td (third ) Tj ET Q q 0 0 0 rg BT 389.83 695.10 Td (party ) Tj ET Q q 0 0 0 rg BT 412.36 695.10 Td (consents. ) Tj ET Q q 0 0 0 rg BT 451.28 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 453.26 695.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 483.57 695.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 522.77 695.10 Td (that ) Tj ET Q q 0 0 0 rg BT 539.75 695.10 Td (under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (these ) Tj ET Q q 0 0 0 rg BT 73.15 683.10 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 124.29 683.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 155.72 683.10 Td (would ) Tj ET Q q 0 0 0 rg BT 183.83 683.10 Td (subservice ) Tj ET Q q 0 0 0 rg BT 229.15 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 244.47 683.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 290.88 683.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 323.99 683.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 352.11 683.10 Td (for ) Tj ET Q q 0 0 0 rg BT 366.88 683.10 Td (an ) Tj ET Q q 0 0 0 rg BT 379.42 683.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 405.86 683.10 Td (term ) Tj ET Q q 0 0 0 rg BT 427.30 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.73 683.10 Td (five ) Tj ET Q q 0 0 0 rg BT 457.39 683.10 Td (years, ) Tj ET Q q 0 0 0 rg BT 484.09 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 501.64 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.97 683.10 Td (agreements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 87.55 671.10 Td (for ) Tj ET Q q 0 0 0 rg BT 101.71 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 116.42 671.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 162.80 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 173.63 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 188.35 671.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 222.51 671.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 278.88 671.10 Td (into ) Tj ET Q q 0 0 0 rg BT 296.93 671.10 Td (a ) Tj ET Q q 0 0 0 rg BT 303.87 671.10 Td (more ) Tj ET Q q 0 0 0 rg BT 326.92 671.10 Td (traditional ) Tj ET Q q 0 0 0 rg BT 370.52 671.10 Td (subservicing ) Tj ET Q q 0 0 0 rg BT 423.56 671.10 Td (arrangement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.23 650.10 Td (January ) Tj ET Q q 0 0 0 rg BT 93.74 650.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 118.64 650.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 149.37 650.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 188.99 650.10 Td (that ) Tj ET Q q 0 0 0 rg BT 206.39 650.10 Td (it ) Tj ET Q q 0 0 0 rg BT 214.35 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 231.19 650.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 253.60 650.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 285.43 650.10 Td (into ) Tj ET Q q 0 0 0 rg BT 303.39 650.10 Td (new ) Tj ET Q q 0 0 0 rg BT 322.45 650.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 370.39 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.57 650.10 Td (accelerate ) Tj ET Q q 0 0 0 rg BT 422.94 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.56 650.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 502.73 650.10 Td (of ) Tj ET Q q 0 0 0 rg BT 513.46 650.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 543.07 650.10 Td (parts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.59 638.10 Td (their ) Tj ET Q q 0 0 0 rg BT 79.68 638.10 Td (July ) Tj ET Q q 0 0 0 rg BT 98.12 638.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 119.88 638.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 171.62 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.16 638.10 Td (order ) Tj ET Q q 0 0 0 rg BT 204.02 638.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.56 638.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 245.86 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.84 638.10 Td (intent ) Tj ET Q q 0 0 0 rg BT 284.38 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.47 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.45 638.10 Td (July ) Tj ET Q q 0 0 0 rg BT 326.89 638.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 348.65 638.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 395.95 638.10 Td (sooner ) Tj ET Q q 0 0 0 rg BT 424.37 638.10 Td (while ) Tj ET Q q 0 0 0 rg BT 448.35 638.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 478.44 638.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 518.53 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.51 638.10 Td (process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 626.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 100.60 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.32 626.10 Td (third ) Tj ET Q q 0 0 0 rg BT 136.71 626.10 Td (party ) Tj ET Q q 0 0 0 rg BT 159.75 626.10 Td (consents ) Tj ET Q q 0 0 0 rg BT 196.69 626.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 238.06 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.34 626.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 281.38 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.09 626.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 328.59 626.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 356.10 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.38 626.10 Td (NRZ.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.54 605.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.76 605.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 134.08 605.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 180.56 605.10 Td (through ) Tj ET Q q 0 0 0 rg BT 214.00 605.10 Td (its ) Tj ET Q q 0 0 0 rg BT 225.78 605.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 260.87 605.10 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 312.92 605.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 344.68 605.10 Td (into ) Tj ET Q q 0 0 0 rg BT 362.56 605.10 Td (a ) Tj ET Q q 0 0 0 rg BT 369.33 605.10 Td (Cooperative ) Tj ET Q q 0 0 0 rg BT 420.53 605.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 464.00 605.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 513.25 605.10 Td (as ) Tj ET Q q 0 0 0 rg BT 523.91 605.10 Td (amended, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.93 593.10 Td (related ) Tj ET Q q 0 0 0 rg BT 97.13 593.10 Td (letter ) Tj ET Q q 0 0 0 rg BT 120.67 593.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 165.31 593.10 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 214.63 593.10 Td (, ) Tj ET Q q 0 0 0 rg BT 220.13 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.34 593.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 283.76 593.10 Td (Agreement\) ) Tj ET Q q 0 0 0 rg BT 338.95 593.10 Td (with ) Tj ET Q q 0 0 0 rg BT 359.72 593.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 382.72 593.10 Td (which ) Tj ET Q q 0 0 0 rg BT 410.15 593.10 Td (extends ) Tj ET Q q 0 0 0 rg BT 443.69 593.10 Td (through ) Tj ET Q q 0 0 0 rg BT 477.14 593.10 Td (August ) Tj ET Q q 0 0 0 rg BT 509.02 593.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 534.52 593.10 Td ( ) Tj ET Q q 0 0 0 rg BT 537.51 593.10 Td (Under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (this ) Tj ET Q q 0 0 0 rg BT 67.02 581.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 111.73 581.10 Td (and ) Tj ET Q q 0 0 0 rg BT 129.25 581.10 Td (related ) Tj ET Q q 0 0 0 rg BT 159.52 581.10 Td (amendments, ) Tj ET Q q 0 0 0 rg BT 214.96 581.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 259.69 581.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 294.41 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.70 581.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 350.54 581.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 387.49 581.10 Td (of ) Tj ET Q q 0 0 0 rg BT 398.89 581.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 441.94 581.10 Td (services ) Tj ET Q q 0 0 0 rg BT 477.22 581.10 Td (for ) Tj ET Q q 0 0 0 rg BT 491.95 581.10 Td (real ) Tj ET Q q 0 0 0 rg BT 510.01 581.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 535.85 581.10 Td (owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (\(REO\) ) Tj ET Q q 0 0 0 rg BT 87.42 569.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 130.90 569.10 Td (with ) Tj ET Q q 0 0 0 rg BT 151.06 569.10 Td (the ) Tj ET Q q 0 0 0 rg BT 165.67 569.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 198.05 569.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 225.45 569.10 Td (when ) Tj ET Q q 0 0 0 rg BT 249.49 569.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 280.20 569.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 317.01 569.10 Td (such ) Tj ET Q q 0 0 0 rg BT 337.73 569.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 365.13 569.10 Td (to ) Tj ET Q q 0 0 0 rg BT 375.29 569.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 397.68 569.10 Td (or ) Tj ET Q q 0 0 0 rg BT 408.39 569.10 Td (when ) Tj ET Q q 0 0 0 rg BT 432.44 569.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 454.82 569.10 Td (acquires ) Tj ET Q q 0 0 0 rg BT 490.52 569.10 Td (both ) Tj ET Q q 0 0 0 rg BT 510.69 569.10 Td (an ) Tj ET Q q 0 0 0 rg BT 522.51 569.10 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 91.78 557.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 124.62 557.10 Td (in ) Tj ET Q q 0 0 0 rg BT 135.80 557.10 Td (such ) Tj ET Q q 0 0 0 rg BT 157.53 557.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 185.95 557.10 Td (and ) Tj ET Q q 0 0 0 rg BT 203.80 557.10 Td (the ) Tj ET Q q 0 0 0 rg BT 219.42 557.10 Td (right ) Tj ET Q q 0 0 0 rg BT 241.71 557.10 Td (to ) Tj ET Q q 0 0 0 rg BT 252.89 557.10 Td (designate ) Tj ET Q q 0 0 0 rg BT 294.06 557.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.68 557.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 339.19 557.10 Td (for ) Tj ET Q q 0 0 0 rg BT 354.25 557.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 377.66 557.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 421.05 557.10 Td (in ) Tj ET Q q 0 0 0 rg BT 432.23 557.10 Td (such ) Tj ET Q q 0 0 0 rg BT 453.96 557.10 Td (portfolios. ) Tj ET Q q 0 0 0 rg BT 498.75 557.10 Td ( ) Tj ET Q q 0 0 0 rg BT 501.91 557.10 Td (The ) Tj ET Q q 0 0 0 rg BT 520.87 557.10 Td (Brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 545.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 96.68 545.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 133.87 545.10 Td (that ) Tj ET Q q 0 0 0 rg BT 151.01 545.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 195.42 545.10 Td (is ) Tj ET Q q 0 0 0 rg BT 204.84 545.10 Td (the ) Tj ET Q q 0 0 0 rg BT 219.81 545.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 260.33 545.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 296.96 545.10 Td (of ) Tj ET Q q 0 0 0 rg BT 308.04 545.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 350.77 545.10 Td (services ) Tj ET Q q 0 0 0 rg BT 385.73 545.10 Td (for ) Tj ET Q q 0 0 0 rg BT 400.14 545.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 422.89 545.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 466.74 545.10 Td (with ) Tj ET Q q 0 0 0 rg BT 487.27 545.10 Td (the ) Tj ET Q q 0 0 0 rg BT 502.24 545.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 534.99 545.10 Td (MSRs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 533.10 Td (irrespective ) Tj ET Q q 0 0 0 rg BT 97.82 533.10 Td (of ) Tj ET Q q 0 0 0 rg BT 107.82 533.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.71 533.10 Td (sub-servicer) Tj ET Q q 0 0 0 rg BT 170.03 533.10 Td (. ) Tj ET Q q 0 0 0 rg BT 174.20 533.10 Td ( ) Tj ET Q q 0 0 0 rg BT 175.88 533.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 198.66 533.10 Td (s ) Tj ET Q q 0 0 0 rg BT 204.22 533.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 245.87 533.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 288.66 533.10 Td (will ) Tj ET Q q 0 0 0 rg BT 305.89 533.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 336.42 533.10 Td (a ) Tj ET Q q 0 0 0 rg BT 342.54 533.10 Td (cooperative ) Tj ET Q q 0 0 0 rg BT 390.85 533.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 432.50 533.10 Td (commission ) Tj ET Q q 0 0 0 rg BT 482.51 533.10 Td (on ) Tj ET Q q 0 0 0 rg BT 494.19 533.10 Td (the ) Tj ET Q q 0 0 0 rg BT 508.08 533.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 525.30 533.10 Td (of ) Tj ET Q q 0 0 0 rg BT 535.31 533.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 521.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 72.00 521.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 114.49 521.10 Td (from ) Tj ET Q q 0 0 0 rg BT 136.42 521.10 Td (these ) Tj ET Q q 0 0 0 rg BT 159.47 521.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 200.86 521.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 231.68 521.10 Td (to ) Tj ET Q q 0 0 0 rg BT 241.96 521.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 271.66 521.10 Td (exceptions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 500.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.64 500.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.99 500.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 134.40 500.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 178.52 500.10 Td (and ) Tj ET Q q 0 0 0 rg BT 195.41 500.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 217.87 500.10 Td (also ) Tj ET Q q 0 0 0 rg BT 236.44 500.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 268.32 500.10 Td (into ) Tj ET Q q 0 0 0 rg BT 286.34 500.10 Td (a ) Tj ET Q q 0 0 0 rg BT 293.23 500.10 Td (non-binding ) Tj ET Q q 0 0 0 rg BT 344.58 500.10 Td (Letter ) Tj ET Q q 0 0 0 rg BT 370.91 500.10 Td (of ) Tj ET Q q 0 0 0 rg BT 381.70 500.10 Td (Intent ) Tj ET Q q 0 0 0 rg BT 407.48 500.10 Td (\(subsequently ) Tj ET Q q 0 0 0 rg BT 465.49 500.10 Td (amended\) ) Tj ET Q q 0 0 0 rg BT 507.37 500.10 Td (to ) Tj ET Q q 0 0 0 rg BT 517.61 500.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 540.05 500.10 Td (into ) Tj ET Q q 0 0 0 rg BT 558.07 500.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 84.98 488.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 131.45 488.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 149.05 488.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 189.42 488.10 Td (LOI\), ) Tj ET Q q 0 0 0 rg BT 218.40 488.10 Td (setting ) Tj ET Q q 0 0 0 rg BT 247.12 488.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 268.61 488.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.88 488.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 307.15 488.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 343.65 488.10 Td (to ) Tj ET Q q 0 0 0 rg BT 353.48 488.10 Td (which ) Tj ET Q q 0 0 0 rg BT 379.52 488.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 423.23 488.10 Td (would ) Tj ET Q q 0 0 0 rg BT 450.28 488.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 480.10 488.10 Td (the ) Tj ET Q q 0 0 0 rg BT 494.37 488.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 534.18 488.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 476.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 85.93 476.10 Td (of ) Tj ET Q q 0 0 0 rg BT 96.82 476.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 137.69 476.10 Td (services ) Tj ET Q q 0 0 0 rg BT 172.45 476.10 Td (for ) Tj ET Q q 0 0 0 rg BT 186.67 476.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.44 476.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 234.00 476.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 261.57 476.10 Td (through ) Tj ET Q q 0 0 0 rg BT 294.67 476.10 Td (August ) Tj ET Q q 0 0 0 rg BT 326.12 476.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 351.18 476.10 Td ( ) Tj ET Q q 0 0 0 rg BT 353.55 476.10 Td (The ) Tj ET Q q 0 0 0 rg BT 371.65 476.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 408.09 476.10 Td (LOI ) Tj ET Q q 0 0 0 rg BT 427.31 476.10 Td (was ) Tj ET Q q 0 0 0 rg BT 445.41 476.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 484.07 476.10 Td (to ) Tj ET Q q 0 0 0 rg BT 494.40 476.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 531.39 476.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 464.10 Td (February28, ) Tj ET Q q 0 0 0 rg BT 102.88 464.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 125.15 464.10 Td (\(with ) Tj ET Q q 0 0 0 rg BT 148.54 464.10 Td (a ) Tj ET Q q 0 0 0 rg BT 155.25 464.10 Td (further ) Tj ET Q q 0 0 0 rg BT 184.74 464.10 Td (automatic ) Tj ET Q q 0 0 0 rg BT 226.44 464.10 Td (extension ) Tj ET Q q 0 0 0 rg BT 267.04 464.10 Td (through ) Tj ET Q q 0 0 0 rg BT 300.43 464.10 Td (March31, ) Tj ET Q q 0 0 0 rg BT 343.81 464.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 366.08 464.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 403.91 464.10 Td (that ) Tj ET Q q 0 0 0 rg BT 421.18 464.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.67 464.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 464.60 464.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 501.31 464.10 Td (to ) Tj ET Q q 0 0 0 rg BT 511.37 464.10 Td (negotiate ) Tj ET Q q 0 0 0 rg BT 550.30 464.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 452.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 85.33 452.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 132.25 452.10 Td (in ) Tj ET Q q 0 0 0 rg BT 142.53 452.10 Td (good ) Tj ET Q q 0 0 0 rg BT 165.03 452.10 Td (faith\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.50 431.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 111.06 431.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 157.95 431.10 Td (can ) Tj ET Q q 0 0 0 rg BT 174.28 431.10 Td (be ) Tj ET Q q 0 0 0 rg BT 186.18 431.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 231.39 431.10 Td (by ) Tj ET Q q 0 0 0 rg BT 243.31 431.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 287.42 431.10 Td (if ) Tj ET Q q 0 0 0 rg BT 295.99 431.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.66 431.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 346.45 431.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 393.33 431.10 Td (is ) Tj ET Q q 0 0 0 rg BT 402.46 431.10 Td (not ) Tj ET Q q 0 0 0 rg BT 417.70 431.10 Td (signed ) Tj ET Q q 0 0 0 rg BT 446.26 431.10 Td (between ) Tj ET Q q 0 0 0 rg BT 481.49 431.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 525.61 431.10 Td (and ) Tj ET Q q 0 0 0 rg BT 542.50 431.10 Td (NRZ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.10 Td (during ) Tj ET Q q 0 0 0 rg BT 77.82 419.10 Td (the ) Tj ET Q q 0 0 0 rg BT 92.24 419.10 Td (term ) Tj ET Q q 0 0 0 rg BT 112.77 419.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.31 419.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.73 419.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 173.82 419.10 Td (LOI. ) Tj ET Q q 0 0 0 rg BT 195.18 419.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.23 419.10 Td (The ) Tj ET Q q 0 0 0 rg BT 214.98 419.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 258.35 419.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 304.98 419.10 Td (may ) Tj ET Q q 0 0 0 rg BT 324.40 419.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 365.49 419.10 Td (only ) Tj ET Q q 0 0 0 rg BT 385.47 419.10 Td (be ) Tj ET Q q 0 0 0 rg BT 397.12 419.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 442.09 419.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 464.29 419.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.72 419.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 524.78 419.10 Td (of ) Tj ET Q q 0 0 0 rg BT 535.31 419.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 87.74 407.10 Td (events. ) Tj ET Q q 0 0 0 rg BT 117.93 407.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.91 407.10 Td (T) Tj ET Q q 0 0 0 rg BT 125.32 407.10 Td (ermination ) Tj ET Q q 0 0 0 rg BT 170.79 407.10 Td (events ) Tj ET Q q 0 0 0 rg BT 198.48 407.10 Td (include, ) Tj ET Q q 0 0 0 rg BT 232.55 407.10 Td (but ) Tj ET Q q 0 0 0 rg BT 247.47 407.10 Td (are ) Tj ET Q q 0 0 0 rg BT 261.82 407.10 Td (not ) Tj ET Q q 0 0 0 rg BT 276.74 407.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 307.22 407.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 319.64 407.10 Td (a ) Tj ET Q q 0 0 0 rg BT 326.22 407.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 355.01 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.48 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.84 407.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 404.20 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 414.67 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.03 407.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 472.34 407.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 518.91 407.10 Td (\(including, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.10 Td (without ) Tj ET Q q 0 0 0 rg BT 82.89 395.10 Td (limitation, ) Tj ET Q q 0 0 0 rg BT 127.11 395.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.15 395.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 171.08 395.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.69 395.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 203.95 395.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 257.31 395.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 297.91 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 315.17 395.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 382.42 395.10 Td (with ) Tj ET Q q 0 0 0 rg BT 403.03 395.10 Td (law ) Tj ET Q q 0 0 0 rg BT 420.30 395.10 Td (in ) Tj ET Q q 0 0 0 rg BT 430.91 395.10 Td (a ) Tj ET Q q 0 0 0 rg BT 438.18 395.10 Td (material ) Tj ET Q q 0 0 0 rg BT 473.77 395.10 Td (respect\), ) Tj ET Q q 0 0 0 rg BT 510.75 395.10 Td (the ) Tj ET Q q 0 0 0 rg BT 525.80 395.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 554.72 395.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 86.17 383.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 119.50 383.10 Td (which ) Tj ET Q q 0 0 0 rg BT 145.62 383.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 173.39 383.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 215.60 383.10 Td (prevents ) Tj ET Q q 0 0 0 rg BT 251.16 383.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 303.35 383.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.36 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 327.26 383.10 Td (contract, ) Tj ET Q q 0 0 0 rg BT 363.64 383.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 406.41 383.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 451.40 383.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.41 383.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 527.51 383.10 Td (resulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.96 371.10 Td (an ) Tj ET Q q 0 0 0 rg BT 72.08 371.10 Td (adversarial ) Tj ET Q q 0 0 0 rg BT 118.63 371.10 Td (proceeding ) Tj ET Q q 0 0 0 rg BT 165.73 371.10 Td (against ) Tj ET Q q 0 0 0 rg BT 196.74 371.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 221.92 371.10 Td (voluntary ) Tj ET Q q 0 0 0 rg BT 262.93 371.10 Td (or ) Tj ET Q q 0 0 0 rg BT 273.94 371.10 Td (involuntary ) Tj ET Q q 0 0 0 rg BT 322.73 371.10 Td (bankruptcy) Tj ET Q q 0 0 0 rg BT 367.06 371.10 Td (, ) Tj ET Q q 0 0 0 rg BT 372.24 371.10 Td (appointment ) Tj ET Q q 0 0 0 rg BT 424.92 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 435.93 371.10 Td (a ) Tj ET Q q 0 0 0 rg BT 443.05 371.10 Td (receiver) Tj ET Q q 0 0 0 rg BT 474.84 371.10 Td (, ) Tj ET Q q 0 0 0 rg BT 480.02 371.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 523.25 371.10 Td (in ) Tj ET Q q 0 0 0 rg BT 533.71 371.10 Td (a ) Tj ET Q q 0 0 0 rg BT 540.83 371.10 Td (Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 359.10 Td (10-K ) Tj ET Q q 0 0 0 rg BT 71.88 359.10 Td (or ) Tj ET Q q 0 0 0 rg BT 82.04 359.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 105.54 359.10 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 127.92 359.10 Td (that ) Tj ET Q q 0 0 0 rg BT 144.75 359.10 Td (there ) Tj ET Q q 0 0 0 rg BT 166.56 359.10 Td (is ) Tj ET Q q 0 0 0 rg BT 175.06 359.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 219.11 359.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 265.92 359.10 Td (about ) Tj ET Q q 0 0 0 rg BT 289.56 359.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 333.99 359.10 Td (s ) Tj ET Q q 0 0 0 rg BT 339.71 359.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 367.10 359.10 Td (to ) Tj ET Q q 0 0 0 rg BT 376.71 359.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 412.97 359.10 Td (as ) Tj ET Q q 0 0 0 rg BT 423.13 359.10 Td (a ) Tj ET Q q 0 0 0 rg BT 429.40 359.10 Td (going ) Tj ET Q q 0 0 0 rg BT 454.01 359.10 Td (concern, ) Tj ET Q q 0 0 0 rg BT 489.98 359.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 517.91 359.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.51 359.10 Td (maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 347.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 347.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 95.03 347.10 Td (level ) Tj ET Q q 0 0 0 rg BT 116.97 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.80 347.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 148.06 347.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.00 347.10 Td (an ) Tj ET Q q 0 0 0 rg BT 176.94 347.10 Td (unapproved ) Tj ET Q q 0 0 0 rg BT 226.65 347.10 Td (change ) Tj ET Q q 0 0 0 rg BT 257.46 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.29 347.10 Td (control.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 326.10 Td (Following ) Tj ET Q q 0 0 0 rg BT 92.38 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.35 326.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 146.98 326.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.07 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.04 326.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 206.29 326.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 254.97 326.10 Td (we ) Tj ET Q q 0 0 0 rg BT 268.39 326.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 309.01 326.10 Td (that ) Tj ET Q q 0 0 0 rg BT 325.77 326.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 359.17 326.10 Td (from ) Tj ET Q q 0 0 0 rg BT 380.37 326.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 402.12 326.10 Td (would ) Tj ET Q q 0 0 0 rg BT 428.88 326.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 463.39 326.10 Td (and ) Tj ET Q q 0 0 0 rg BT 479.59 326.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 512.99 326.10 Td (from ) Tj ET Q q 0 0 0 rg BT 534.19 326.10 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 314.10 Td (would ) Tj ET Q q 0 0 0 rg BT 77.64 314.10 Td (decrease. ) Tj ET Q q 0 0 0 rg BT 117.70 314.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.15 314.10 Td (As ) Tj ET Q q 0 0 0 rg BT 134.41 314.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 167.55 314.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 195.71 314.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 233.29 314.10 Td (to ) Tj ET Q q 0 0 0 rg BT 244.21 314.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 277.89 314.10 Td (from ) Tj ET Q q 0 0 0 rg BT 300.48 314.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 331.94 314.10 Td (to ) Tj ET Q q 0 0 0 rg BT 342.86 314.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 368.51 314.10 Td (we ) Tj ET Q q 0 0 0 rg BT 383.31 314.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 425.32 314.10 Td (that ) Tj ET Q q 0 0 0 rg BT 443.46 314.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 466.61 314.10 Td (will ) Tj ET Q q 0 0 0 rg BT 485.31 314.10 Td (become ) Tj ET Q q 0 0 0 rg BT 519.55 314.10 Td (our ) Tj ET Q q 0 0 0 rg BT 536.02 314.10 Td (lar) Tj ET Q q 0 0 0 rg BT 546.39 314.10 Td (gest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 302.10 Td (customer) Tj ET Q q 0 0 0 rg BT 85.60 302.10 Td (. ) Tj ET Q q 0 0 0 rg BT 90.50 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.89 302.10 Td (Had ) Tj ET Q q 0 0 0 rg BT 111.94 302.10 Td (all ) Tj ET Q q 0 0 0 rg BT 124.33 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 135.05 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.66 302.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 182.04 302.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 209.45 302.10 Td (been ) Tj ET Q q 0 0 0 rg BT 230.72 302.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 276.41 302.10 Td (to ) Tj ET Q q 0 0 0 rg BT 286.58 302.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 308.98 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 325.81 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.41 302.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 383.92 302.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 430.74 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.57 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.18 302.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 497.92 302.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 544.73 302.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 290.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 72.22 290.10 Td (were ) Tj ET Q q 0 0 0 rg BT 94.37 290.10 Td (in ) Tj ET Q q 0 0 0 rg BT 104.87 290.10 Td (place ) Tj ET Q q 0 0 0 rg BT 128.68 290.10 Td (as ) Tj ET Q q 0 0 0 rg BT 139.73 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.78 290.10 Td (January ) Tj ET Q q 0 0 0 rg BT 184.60 290.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 194.82 290.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 220.04 290.10 Td (we ) Tj ET Q q 0 0 0 rg BT 234.42 290.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 270.46 290.10 Td (that ) Tj ET Q q 0 0 0 rg BT 288.17 290.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 290.10 Td (50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.98 290.10 Td ( ) Tj ET Q q 0 0 0 rg BT 369.70 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.75 290.10 Td (our ) Tj ET Q q 0 0 0 rg BT 396.80 290.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 419.52 290.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 453.88 290.10 Td (would ) Tj ET Q q 0 0 0 rg BT 481.60 290.10 Td (have ) Tj ET Q q 0 0 0 rg BT 503.20 290.10 Td (been ) Tj ET Q q 0 0 0 rg BT 524.80 290.10 Td (related ) Tj ET Q q 0 0 0 rg BT 554.72 290.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 278.10 Td (NRZ. ) Tj ET Q q 0 0 0 rg BT 74.53 278.10 Td ( ) Tj ET Q q 0 0 0 rg BT 76.87 278.10 Td (There ) Tj ET Q q 0 0 0 rg BT 102.71 278.10 Td (can ) Tj ET Q q 0 0 0 rg BT 119.12 278.10 Td (be ) Tj ET Q q 0 0 0 rg BT 131.08 278.10 Td (no ) Tj ET Q q 0 0 0 rg BT 143.61 278.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 185.00 278.10 Td (that ) Tj ET Q q 0 0 0 rg BT 202.53 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.27 278.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 246.45 278.10 Td (will ) Tj ET Q q 0 0 0 rg BT 264.53 278.10 Td (reach ) Tj ET Q q 0 0 0 rg BT 288.71 278.10 Td (an ) Tj ET Q q 0 0 0 rg BT 300.67 278.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 344.84 278.10 Td (with ) Tj ET Q q 0 0 0 rg BT 365.15 278.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 395.99 278.10 Td (to ) Tj ET Q q 0 0 0 rg BT 406.29 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 421.04 278.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 445.78 278.10 Td (of ) Tj ET Q q 0 0 0 rg BT 456.64 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 471.38 278.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 507.23 278.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 554.18 278.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 266.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.00 266.10 Td (a ) Tj ET Q q 0 0 0 rg BT 73.93 266.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 109.76 266.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 156.68 266.10 Td (will ) Tj ET Q q 0 0 0 rg BT 174.74 266.10 Td (be ) Tj ET Q q 0 0 0 rg BT 186.68 266.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 218.60 266.10 Td (into ) Tj ET Q q 0 0 0 rg BT 236.66 266.10 Td (on ) Tj ET Q q 0 0 0 rg BT 249.16 266.10 Td (a ) Tj ET Q q 0 0 0 rg BT 256.10 266.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 284.15 266.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 306.65 266.10 Td (or ) Tj ET Q q 0 0 0 rg BT 317.48 266.10 Td (at ) Tj ET Q q 0 0 0 rg BT 327.20 266.10 Td (all.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 188.10 Td (NOTE 4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.34 188.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.16 188.10 Td (TRANSACTIONS ) Tj ET Q q 0 0 0 rg BT 181.94 188.10 Td (WITH RELA) Tj ET Q q 0 0 0 rg BT 239.82 188.10 Td (TED P) Tj ET Q q 0 0 0 rg BT 268.25 188.10 Td (AR) Tj ET Q q 0 0 0 rg BT 282.34 188.10 Td (TIES) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.10 Td (Through ) Tj ET Q q 0 0 0 rg BT 86.12 167.10 Td (January16, ) Tj ET Q q 0 0 0 rg BT 134.41 167.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 158.93 167.10 Td (W) Tj ET Q q 0 0 0 rg BT 167.97 167.10 Td (illiam ) Tj ET Q q 0 0 0 rg BT 193.48 167.10 Td (C. ) Tj ET Q q 0 0 0 rg BT 204.84 167.10 Td (Erbey ) Tj ET Q q 0 0 0 rg BT 230.90 167.10 Td (served ) Tj ET Q q 0 0 0 rg BT 259.18 167.10 Td (as ) Tj ET Q q 0 0 0 rg BT 269.70 167.10 Td (our ) Tj ET Q q 0 0 0 rg BT 285.21 167.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 326.83 167.10 Td (as ) Tj ET Q q 0 0 0 rg BT 337.34 167.10 Td (well ) Tj ET Q q 0 0 0 rg BT 356.74 167.10 Td (as ) Tj ET Q q 0 0 0 rg BT 367.26 167.10 Td (the ) Tj ET Q q 0 0 0 rg BT 381.66 167.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 423.82 167.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 465.44 167.10 Td (of ) Tj ET Q q 0 0 0 rg BT 475.95 167.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 506.46 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 523.08 167.10 Td (Chairman ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 155.10 Td (each ) Tj ET Q q 0 0 0 rg BT 82.14 155.10 Td (of ) Tj ET Q q 0 0 0 rg BT 93.47 155.10 Td (Home ) Tj ET Q q 0 0 0 rg BT 120.90 155.10 Td (Loan ) Tj ET Q q 0 0 0 rg BT 144.45 155.10 Td (Servicing ) Tj ET Q q 0 0 0 rg BT 185.77 155.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 229.05 155.10 Td (Ltd. ) Tj ET Q q 0 0 0 rg BT 248.44 155.10 Td (\(HLSS\), ) Tj ET Q q 0 0 0 rg BT 293.92 155.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 318.59 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 335.37 155.10 Td (AAMC. ) Tj ET Q q 0 0 0 rg BT 370.87 155.10 Td ( ) Tj ET Q q 0 0 0 rg BT 373.86 155.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 383.12 155.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 413.32 155.10 Td (January16, ) Tj ET Q q 0 0 0 rg BT 462.42 155.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 487.91 155.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 499.58 155.10 Td (. ) Tj ET Q q 0 0 0 rg BT 505.08 155.10 Td (Erbey ) Tj ET Q q 0 0 0 rg BT 531.96 155.10 Td (stepped ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 143.10 Td (down ) Tj ET Q q 0 0 0 rg BT 74.98 143.10 Td (as ) Tj ET Q q 0 0 0 rg BT 86.57 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 102.05 143.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 145.29 143.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 187.98 143.10 Td (of ) Tj ET Q q 0 0 0 rg BT 199.57 143.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 231.15 143.10 Td (and ) Tj ET Q q 0 0 0 rg BT 248.85 143.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 291.54 143.10 Td (of ) Tj ET Q q 0 0 0 rg BT 303.13 143.10 Td (each ) Tj ET Q q 0 0 0 rg BT 324.70 143.10 Td (of ) Tj ET Q q 0 0 0 rg BT 335.57 143.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 382.99 143.10 Td (HLSS, ) Tj ET Q q 0 0 0 rg BT 413.20 143.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 438.13 143.10 Td (and ) Tj ET Q q 0 0 0 rg BT 455.11 143.10 Td (AAMC ) Tj ET Q q 0 0 0 rg BT 488.37 143.10 Td (and ) Tj ET Q q 0 0 0 rg BT 506.07 143.10 Td (is ) Tj ET Q q 0 0 0 rg BT 516.00 143.10 Td (no ) Tj ET Q q 0 0 0 rg BT 529.26 143.10 Td (longer ) Tj ET Q q 0 0 0 rg BT 558.06 143.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 131.10 Td (member ) Tj ET Q q 0 0 0 rg BT 84.18 131.10 Td (of ) Tj ET Q q 0 0 0 rg BT 94.42 131.10 Td (the ) Tj ET Q q 0 0 0 rg BT 108.56 131.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 134.91 131.10 Td (of ) Tj ET Q q 0 0 0 rg BT 145.16 131.10 Td (Directors ) Tj ET Q q 0 0 0 rg BT 184.28 131.10 Td (of ) Tj ET Q q 0 0 0 rg BT 194.52 131.10 Td (any ) Tj ET Q q 0 0 0 rg BT 210.88 131.10 Td (of ) Tj ET Q q 0 0 0 rg BT 221.12 131.10 Td (these ) Tj ET Q q 0 0 0 rg BT 243.59 131.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 290.77 131.10 Td ( ) Tj ET Q q 0 0 0 rg BT 292.68 131.10 Td (Consequently) Tj ET Q q 0 0 0 rg BT 347.03 131.10 Td (, ) Tj ET Q q 0 0 0 rg BT 351.44 131.10 Td (as ) Tj ET Q q 0 0 0 rg BT 361.69 131.10 Td (of ) Tj ET Q q 0 0 0 rg BT 371.93 131.10 Td (January ) Tj ET Q q 0 0 0 rg BT 404.95 131.10 Td (16, ) Tj ET Q q 0 0 0 rg BT 419.36 131.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 443.78 131.10 Td (these ) Tj ET Q q 0 0 0 rg BT 466.24 131.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 510.92 131.10 Td (are ) Tj ET Q q 0 0 0 rg BT 525.04 131.10 Td (no ) Tj ET Q q 0 0 0 rg BT 536.96 131.10 Td (longer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 119.10 Td (related ) Tj ET Q q 0 0 0 rg BT 79.83 119.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 109.62 119.10 Td (of ) Tj ET Q q 0 0 0 rg BT 120.38 119.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 167.67 119.10 Td (as ) Tj ET Q q 0 0 0 rg BT 179.13 119.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 212.24 119.10 Td 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q 0 0 0 rg BT 91.54 107.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.72 107.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 139.12 107.10 Td (that ) Tj ET Q q 0 0 0 rg BT 157.08 107.10 Td (each ) Tj ET Q q 0 0 0 rg BT 178.36 107.10 Td (of ) Tj ET Q q 0 0 0 rg BT 189.65 107.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 223.44 107.10 Td (HLSS, ) Tj ET Q q 0 0 0 rg BT 253.35 107.10 Td (RESI ) Tj ET Q q 0 0 0 rg BT 277.99 107.10 Td (and ) Tj ET Q q 0 0 0 rg BT 294.73 107.10 Td (AAMC ) Tj ET Q q 0 0 0 rg BT 327.70 107.10 Td (were ) Tj ET Q q 0 0 0 rg BT 350.10 107.10 Td (related ) Tj ET Q q 0 0 0 rg BT 380.26 107.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 409.88 107.10 Td (of ) Tj ET Q q 0 0 0 rg BT 420.52 107.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 465.14 107.10 Td (and ) Tj ET Q q 0 0 0 rg BT 482.54 107.10 Td (are ) Tj ET Q q 0 0 0 rg BT 497.71 107.10 Td (not ) Tj ET Q q 0 0 0 rg BT 513.46 107.10 Td (reflective ) Tj ET Q q 0 0 0 rg BT 554.17 107.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 95.10 Td (current ) Tj ET Q q 0 0 0 rg BT 80.32 95.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 118.91 95.10 Td (with ) Tj ET Q q 0 0 0 rg BT 139.19 95.10 Td (these ) Tj ET Q q 0 0 0 rg BT 162.24 95.10 Td (former ) Tj ET Q q 0 0 0 rg BT 191.95 95.10 Td (related ) Tj ET Q q 0 0 0 rg BT 221.65 95.10 Td (parties.) 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(2015 ) Tj ET Q q 0 0 0 rg BT 138.75 560.25 Td (through ) Tj ET Q q 0 0 0 rg BT 172.77 560.25 Td (January16, ) Tj ET Q q 0 0 0 rg BT 221.77 560.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 247.18 560.25 Td (we ) Tj ET Q q 0 0 0 rg BT 261.74 560.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 302.97 560.25 Td (that ) Tj ET Q q 0 0 0 rg BT 320.87 560.25 Td (we ) Tj ET Q q 0 0 0 rg BT 335.43 560.25 Td (incurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 560.25 Td ($1.9 ) Tj ET Q q 0 0 0 rg BT 392.06 560.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.95 560.25 Td ( ) Tj ET Q q 0 0 0 rg BT 423.86 560.25 Td (of ) Tj ET Q q 0 0 0 rg BT 435.09 560.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 474.09 560.25 Td (related ) Tj ET Q q 0 0 0 rg BT 504.20 560.25 Td (to ) Tj ET Q q 0 0 0 rg BT 514.89 560.25 Td (these ) Tj ET Q q 0 0 0 rg BT 538.34 560.25 Td (items. ) Tj ET Q q 0 0 0 rg BT 565.00 560.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 548.25 Td (These ) Tj ET Q q 0 0 0 rg BT 76.08 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0 0 rg BT 84.18 479.25 Td (of ) Tj ET Q q 0 0 0 rg BT 94.99 479.25 Td (providing ) Tj ET Q q 0 0 0 rg BT 136.35 479.25 Td (the ) Tj ET Q q 0 0 0 rg BT 151.04 479.25 Td (service ) Tj ET Q q 0 0 0 rg BT 181.83 479.25 Td (or ) Tj ET Q q 0 0 0 rg BT 192.63 479.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 232.32 479.25 Td (thereof. ) Tj ET Q q 0 0 0 rg BT 265.61 479.25 Td ( ) Tj ET Q q 0 0 0 rg BT 268.08 479.25 Td (For ) Tj ET Q q 0 0 0 rg BT 284.45 479.25 Td (the ) Tj ET Q q 0 0 0 rg BT 299.14 479.25 Td (period ) Tj ET Q q 0 0 0 rg BT 327.16 479.25 Td (from ) Tj ET Q q 0 0 0 rg BT 349.08 479.25 Td (January1, ) Tj ET Q q 0 0 0 rg BT 392.65 479.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 415.13 479.25 Td (through ) Tj ET Q q 0 0 0 rg BT 448.71 479.25 Td (January16, ) Tj ET Q q 0 0 0 rg BT 497.28 479.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 522.26 479.25 Td (billings ) Tj ET Q q 0 0 0 rg BT 554.74 479.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 467.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 81.41 467.25 Td (were ) Tj ET Q q 0 0 0 rg BT 104.43 467.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 146.34 467.25 Td (to ) Tj ET Q q 0 0 0 rg BT 157.71 467.25 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.74 467.25 Td ($0.1 ) Tj ET Q q 0 0 0 rg BT 191.83 467.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.72 467.25 Td ( ) Tj ET Q q 0 0 0 rg BT 224.31 467.25 Td (and ) Tj ET Q q 0 0 0 rg BT 242.34 467.25 Td (billings ) Tj ET Q q 0 0 0 rg BT 275.93 467.25 Td (from ) Tj ET Q q 0 0 0 rg BT 298.96 467.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 330.87 467.25 Td (were ) Tj ET Q q 0 0 0 rg BT 353.89 467.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 395.80 467.25 Td (to ) Tj ET Q q 0 0 0 rg BT 407.17 467.25 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.20 467.25 Td ($0.3 ) Tj ET Q q 0 0 0 rg BT 441.29 467.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.18 467.25 Td ( ) Tj ET Q q 0 0 0 rg BT 473.77 467.25 Td (and ) Tj ET Q q 0 0 0 rg BT 491.80 467.25 Td (are ) Tj ET Q q 0 0 0 rg BT 507.60 467.25 Td (reflected ) Tj ET Q q 0 0 0 rg BT 546.16 467.25 Td (as ) Tj ET Q q 0 0 0 rg BT 558.08 467.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 455.25 Td (component ) Tj ET Q q 0 0 0 rg BT 95.55 455.25 Td (of ) Tj ET Q q 0 0 0 rg BT 105.50 455.25 Td (selling, ) Tj ET Q q 0 0 0 rg BT 136.28 455.25 Td (general ) Tj ET Q q 0 0 0 rg BT 167.32 455.25 Td (and ) Tj ET Q q 0 0 0 rg BT 183.38 455.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 242.20 455.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 279.92 455.25 Td (in ) Tj ET Q q 0 0 0 rg BT 289.32 455.25 Td (the ) Tj ET Q q 0 0 0 rg BT 303.15 455.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 355.31 455.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 399.14 455.25 Td (of ) Tj ET Q q 0 0 0 rg BT 409.09 455.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 452.36 455.25 Td (and ) Tj ET Q q 0 0 0 rg BT 468.42 455.25 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 530.57 455.25 Td (income.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 434.25 Td (HLSS, ) Tj ET Q q 0 0 0 rg BT 80.07 434.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 105.92 434.25 Td (and ) Tj ET Q q 0 0 0 rg BT 123.99 434.25 Td (AAMC) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 413.25 Td (For ) Tj ET Q q 0 0 0 rg BT 65.88 413.25 Td (the ) Tj ET Q q 0 0 0 rg BT 80.58 413.25 Td (period ) Tj ET Q q 0 0 0 rg BT 108.62 413.25 Td (from ) Tj ET Q q 0 0 0 rg BT 130.54 413.25 Td (January1, ) Tj ET Q q 0 0 0 rg BT 174.13 413.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 196.62 413.25 Td (through ) Tj ET Q q 0 0 0 rg BT 230.22 413.25 Td (January16, ) Tj ET Q q 0 0 0 rg BT 278.80 413.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 303.79 413.25 Td (our ) Tj ET Q q 0 0 0 rg BT 319.61 413.25 Td (billings ) Tj ET Q q 0 0 0 rg BT 352.10 413.25 Td (to ) Tj ET Q q 0 0 0 rg BT 362.37 413.25 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 389.31 413.25 Td (were ) Tj ET Q q 0 0 0 rg BT 411.22 413.25 Td (immaterial. ) Tj ET Q q 0 0 0 rg BT 459.53 413.25 Td ( ) Tj ET Q q 0 0 0 rg BT 462.01 413.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 486.17 413.25 Td (acquires, ) Tj ET Q q 0 0 0 rg BT 524.48 413.25 Td (owns ) Tj ET Q q 0 0 0 rg BT 548.08 413.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 401.25 Td (manages ) Tj ET Q q 0 0 0 rg BT 87.61 401.25 Td (single-family-rental ) Tj ET Q q 0 0 0 rg BT 170.15 401.25 Td (properties ) Tj ET Q q 0 0 0 rg BT 213.26 401.25 Td (throughout ) Tj ET Q q 0 0 0 rg BT 260.27 401.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.61 401.25 Td (United ) Tj ET Q q 0 0 0 rg BT 305.96 401.25 Td (States. ) Tj ET Q q 0 0 0 rg BT 335.47 401.25 Td ( ) Tj ET Q q 0 0 0 rg BT 337.90 401.25 Td (AAMC ) Tj ET Q q 0 0 0 rg BT 371.03 401.25 Td (is ) Tj ET Q q 0 0 0 rg BT 380.83 401.25 Td (an ) Tj ET Q q 0 0 0 rg BT 393.39 401.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 415.95 401.25 Td (management ) Tj ET Q q 0 0 0 rg BT 470.17 401.25 Td (company ) Tj ET Q q 0 0 0 rg BT 509.95 401.25 Td (that ) Tj ET Q q 0 0 0 rg BT 528.07 401.25 Td (provides ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 389.25 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 86.35 389.25 Td (management ) Tj ET Q q 0 0 0 rg BT 139.30 389.25 Td (and ) Tj ET Q q 0 0 0 rg BT 155.60 389.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 195.21 389.25 Td (governance ) Tj ET Q q 0 0 0 rg BT 243.16 389.25 Td (services ) Tj ET Q q 0 0 0 rg BT 277.22 389.25 Td (to ) Tj ET Q q 0 0 0 rg BT 286.86 389.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 332.60 389.25 Td (vehicles ) Tj ET Q q 0 0 0 rg BT 367.23 389.25 Td (that ) Tj ET Q q 0 0 0 rg BT 384.08 389.25 Td (own ) Tj ET Q q 0 0 0 rg BT 403.16 389.25 Td (real ) Tj ET Q q 0 0 0 rg BT 420.01 389.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 444.63 389.25 Td (related ) Tj ET Q q 0 0 0 rg BT 473.69 389.25 Td (assets. ) Tj ET Q q 0 0 0 rg BT 501.38 389.25 Td ( ) Tj ET Q q 0 0 0 rg BT 503.24 389.25 Td (Its ) Tj ET Q q 0 0 0 rg BT 515.10 389.25 Td (initial ) Tj ET Q q 0 0 0 rg BT 540.29 389.25 Td (client ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 377.25 Td (is ) Tj ET Q q 0 0 0 rg BT 57.88 377.25 Td (RESI. ) Tj ET Q q 0 0 0 rg BT 83.76 377.25 Td ( ) Tj ET Q q 0 0 0 rg BT 85.34 377.25 Td (W) Tj ET Q q 0 0 0 rg BT 93.98 377.25 Td (e ) Tj ET Q q 0 0 0 rg BT 100.12 377.25 Td (have ) Tj ET Q q 0 0 0 rg BT 120.71 377.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 167.95 377.25 Td (and ) Tj ET Q q 0 0 0 rg BT 184.10 377.25 Td (amendments ) Tj ET Q q 0 0 0 rg BT 236.35 377.25 Td (thereto, ) Tj ET Q q 0 0 0 rg BT 268.32 377.25 Td (which ) Tj ET Q q 0 0 0 rg BT 294.46 377.25 Td (extend ) Tj ET Q q 0 0 0 rg BT 322.83 377.25 Td (through ) Tj ET Q q 0 0 0 rg BT 355.64 377.25 Td (2027, ) Tj ET Q q 0 0 0 rg BT 379.85 377.25 Td (to ) Tj ET Q q 0 0 0 rg BT 389.34 377.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 421.59 377.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 444.97 377.25 Td (with ) Tj ET Q q 0 0 0 rg BT 464.46 377.25 Td (renovation ) Tj ET Q q 0 0 0 rg BT 508.93 377.25 Td (management, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 365.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 71.59 365.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 127.28 365.25 Td (property ) Tj ET Q q 0 0 0 rg BT 163.25 365.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 218.94 365.25 Td (REO ) Tj ET Q q 0 0 0 rg BT 241.05 365.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 262.58 365.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 318.27 365.25 Td (title ) Tj ET Q q 0 0 0 rg BT 335.93 365.25 Td (insurance, ) Tj ET Q q 0 0 0 rg BT 378.84 365.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 422.04 365.25 Td (and ) Tj ET Q q 0 0 0 rg BT 438.58 365.25 Td (valuation ) Tj ET Q q 0 0 0 rg BT 477.90 365.25 Td (services. ) Tj ET Q q 0 0 0 rg BT 514.70 365.25 Td ( ) Tj ET Q q 0 0 0 rg BT 516.81 365.25 Td (In ) Tj ET Q q 0 0 0 rg BT 527.24 365.25 Td (addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 353.25 Td (we ) Tj ET Q q 0 0 0 rg BT 62.85 353.25 Td (have ) Tj ET Q q 0 0 0 rg BT 83.42 353.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 130.65 353.25 Td (with ) Tj ET Q q 0 0 0 rg BT 150.12 353.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 173.48 353.25 Td (and ) Tj ET Q q 0 0 0 rg BT 189.23 353.25 Td (AAMC ) Tj ET Q q 0 0 0 rg BT 220.93 353.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 257.06 353.25 Td (to ) Tj ET Q q 0 0 0 rg BT 266.53 353.25 Td (which ) Tj ET Q q 0 0 0 rg BT 292.66 353.25 Td (we ) Tj ET Q q 0 0 0 rg BT 306.01 353.25 Td (may ) Tj ET Q q 0 0 0 rg BT 324.92 353.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 357.16 353.25 Td (services ) Tj ET Q q 0 0 0 rg BT 391.06 353.25 Td (such ) Tj ET Q q 0 0 0 rg BT 411.08 353.25 Td (as ) Tj ET Q q 0 0 0 rg BT 421.10 353.25 Td (finance, ) Tj ET Q q 0 0 0 rg BT 454.72 353.25 Td (human ) Tj ET Q q 0 0 0 rg BT 483.63 353.25 Td (resources, ) Tj ET Q q 0 0 0 rg BT 525.58 353.25 Td (facilities, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 341.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 97.41 341.25 Td (and ) Tj ET Q q 0 0 0 rg BT 115.33 341.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 157.13 341.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 175.61 341.25 Td (management. ) Tj ET Q q 0 0 0 rg BT 232.68 341.25 Td ( ) Tj ET Q q 0 0 0 rg BT 236.16 341.25 Td (Further) Tj ET Q q 0 0 0 rg BT 265.20 341.25 Td (, ) Tj ET Q q 0 0 0 rg BT 271.18 341.25 Td (we ) Tj ET Q q 0 0 0 rg BT 286.32 341.25 Td (have ) Tj ET Q q 0 0 0 rg BT 308.68 341.25 Td (separate ) Tj ET Q q 0 0 0 rg BT 344.91 341.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 393.92 341.25 Td (for ) Tj ET Q q 0 0 0 rg BT 409.06 341.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 439.75 341.25 Td (services ) Tj ET Q q 0 0 0 rg BT 475.43 341.25 Td (related ) Tj ET Q q 0 0 0 rg BT 506.12 341.25 Td (to ) Tj ET Q q 0 0 0 rg BT 517.38 341.25 Td (income ) Tj ET Q q 0 0 0 rg BT 550.29 341.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 329.25 Td (matters, ) Tj ET Q q 0 0 0 rg BT 83.46 329.25 Td (trademark ) Tj ET Q q 0 0 0 rg BT 126.03 329.25 Td (licenses ) Tj ET Q q 0 0 0 rg BT 159.71 329.25 Td (and ) Tj ET Q q 0 0 0 rg BT 176.18 329.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 222.65 329.25 Td (products ) Tj ET Q q 0 0 0 rg BT 259.12 329.25 Td (and ) Tj ET Q q 0 0 0 rg BT 275.59 329.25 Td (services. ) Tj ET Q q 0 0 0 rg BT 312.33 329.25 Td ( ) Tj ET Q q 0 0 0 rg BT 314.36 329.25 Td (For ) Tj ET Q q 0 0 0 rg BT 330.28 329.25 Td (the ) Tj ET Q q 0 0 0 rg BT 344.53 329.25 Td (period ) Tj ET Q q 0 0 0 rg BT 372.11 329.25 Td (from ) Tj ET Q q 0 0 0 rg BT 393.58 329.25 Td (January1, ) Tj ET Q q 0 0 0 rg BT 436.71 329.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 458.74 329.25 Td (through ) Tj ET Q q 0 0 0 rg BT 491.88 329.25 Td (January16, ) Tj ET Q q 0 0 0 rg BT 540.01 329.25 Td (2015, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 317.25 Td (we ) Tj ET Q q 0 0 0 rg BT 63.35 317.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 103.87 317.25 Td (that ) Tj ET Q q 0 0 0 rg BT 121.06 317.25 Td (we ) Tj ET Q q 0 0 0 rg BT 134.92 317.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 175.97 317.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 209.81 317.25 Td (from ) Tj ET Q q 0 0 0 rg BT 231.45 317.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 255.31 317.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.84 317.25 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 285.53 317.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.42 317.25 Td ( ) Tj ET Q q 0 0 0 rg BT 316.62 317.25 Td (under ) Tj ET Q q 0 0 0 rg BT 341.58 317.25 Td (these ) Tj ET Q q 0 0 0 rg BT 364.32 317.25 Td (services ) Tj ET Q q 0 0 0 rg BT 398.72 317.25 Td (agreements. ) Tj ET Q q 0 0 0 rg BT 448.95 317.25 Td ( ) Tj ET Q q 0 0 0 rg BT 450.99 317.25 Td (These ) Tj ET Q q 0 0 0 rg BT 477.06 317.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 513.14 317.25 Td (are ) Tj ET Q q 0 0 0 rg BT 527.54 317.25 Td (reflected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 305.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.60 305.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 95.57 305.25 Td (in ) Tj ET Q q 0 0 0 rg BT 106.67 305.25 Td (the ) Tj ET Q q 0 0 0 rg BT 122.21 305.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 176.07 305.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 221.60 305.25 Td (of ) Tj ET Q q 0 0 0 rg BT 233.26 305.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 278.23 305.25 Td (and ) Tj ET Q q 0 0 0 rg BT 295.99 305.25 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 359.85 305.25 Td (income. ) Tj ET Q q 0 0 0 rg BT 395.10 305.25 Td ( ) Tj ET Q q 0 0 0 rg BT 398.18 305.25 Td (This ) Tj ET Q q 0 0 0 rg BT 419.28 305.25 Td (excludes ) Tj ET Q q 0 0 0 rg BT 457.59 305.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 492.56 305.25 Td (from ) Tj ET Q q 0 0 0 rg BT 515.32 305.25 Td (services ) Tj ET Q q 0 0 0 rg BT 550.85 305.25 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 293.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 88.37 293.25 Td (to ) Tj ET Q q 0 0 0 rg BT 99.48 293.25 Td (RESI) Tj ET Q q 0 0 0 rg BT 123.92 293.25 Td (s ) Tj ET Q q 0 0 0 rg BT 131.14 293.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 155.57 293.25 Td (serviced ) Tj ET Q q 0 0 0 rg BT 192.21 293.25 Td (by ) Tj ET Q q 0 0 0 rg BT 205.54 293.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 237.19 293.25 Td (or ) Tj ET Q q 0 0 0 rg BT 248.84 293.25 Td (other ) Tj ET Q q 0 0 0 rg BT 272.71 293.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 293.25 293.25 Td (servicers ) Tj ET Q q 0 0 0 rg BT 332.12 293.25 Td (where ) Tj ET Q q 0 0 0 rg BT 359.87 293.25 Td (we ) Tj ET Q q 0 0 0 rg BT 374.86 293.25 Td (were ) Tj ET Q q 0 0 0 rg BT 397.61 293.25 Td (retained ) Tj ET Q q 0 0 0 rg BT 433.14 293.25 Td (by ) Tj ET Q q 0 0 0 rg BT 446.46 293.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 478.11 293.25 Td (or ) Tj ET Q q 0 0 0 rg BT 489.76 293.25 Td (RESI) Tj ET Q q 0 0 0 rg BT 514.21 293.25 Td (s ) Tj ET Q q 0 0 0 rg BT 521.43 293.25 Td (other ) Tj ET Q q 0 0 0 rg BT 545.30 293.25 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 281.25 Td (servicers. ) Tj ET Q q 0 0 0 rg BT 89.76 281.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.98 281.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 116.98 281.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 150.84 281.25 Td (and ) Tj ET Q q 0 0 0 rg BT 167.51 281.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 205.83 281.25 Td (related ) Tj ET Q q 0 0 0 rg BT 235.25 281.25 Td (to ) Tj ET Q q 0 0 0 rg BT 244.76 281.25 Td (AAMC ) Tj ET Q q 0 0 0 rg BT 276.99 281.25 Td (and ) Tj ET Q q 0 0 0 rg BT 293.65 281.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 317.55 281.25 Td (for ) Tj ET Q q 0 0 0 rg BT 331.43 281.25 Td (the ) Tj ET Q q 0 0 0 rg BT 345.87 281.25 Td (period ) Tj ET Q q 0 0 0 rg BT 373.64 281.25 Td (from ) Tj ET Q q 0 0 0 rg BT 395.30 281.25 Td (January1, ) Tj ET Q q 0 0 0 rg BT 438.62 281.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 460.85 281.25 Td (through ) Tj ET Q q 0 0 0 rg BT 494.18 281.25 Td (January16, ) Tj ET Q q 0 0 0 rg BT 542.50 281.25 Td (2015 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 269.25 Td (were ) Tj ET Q q 0 0 0 rg BT 71.43 269.25 Td (immaterial.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 248.25 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 248.25 Td (5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.34 248.25 Td ( ) Tj ET Q q 0 0 0 rg BT 87.84 248.25 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.84 248.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.34 248.25 Td (ACQUISITIONS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.25 248.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 227.25 Td (Granite ) Tj ET Q q 0 0 0 rg BT 84.77 227.25 Td (Acquisition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.25 Td (On ) Tj ET Q q 0 0 0 rg BT 65.06 206.25 Td (July ) Tj ET Q q 0 0 0 rg BT 85.07 206.25 Td (29, ) Tj ET Q q 0 0 0 rg BT 100.91 206.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 126.75 206.25 Td (we ) Tj ET Q q 0 0 0 rg BT 141.75 206.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 179.51 206.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 210.06 206.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 236.73 206.25 Td (and ) Tj ET Q q 0 0 0 rg BT 254.50 206.25 Td (assumed ) Tj ET Q q 0 0 0 rg BT 292.28 206.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 322.83 206.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 363.38 206.25 Td (of ) Tj ET Q q 0 0 0 rg BT 375.05 206.25 Td (Granite ) Tj ET Q q 0 0 0 rg BT 408.38 206.25 Td (Loan ) Tj ET Q q 0 0 0 rg BT 432.26 206.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 487.81 206.25 Td (of ) Tj ET Q q 0 0 0 rg BT 499.48 206.25 Td (Delaware, ) Tj ET Q q 0 0 0 rg BT 543.62 206.25 Td (LLC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 194.25 Td (\(Granite\) ) Tj ET Q q 0 0 0 rg BT 97.63 194.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.90 194.25 Td ($9.5 ) Tj ET Q q 0 0 0 rg BT 132.01 194.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.90 194.25 Td ( ) Tj ET Q q 0 0 0 rg BT 163.51 194.25 Td (in ) Tj ET Q q 0 0 0 rg BT 173.90 194.25 Td (cash. ) Tj ET Q q 0 0 0 rg BT 196.78 194.25 Td ( ) Tj ET Q q 0 0 0 rg BT 199.39 194.25 Td (Granite ) Tj ET Q q 0 0 0 rg BT 231.99 194.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 269.03 194.25 Td (residential ) Tj ET Q q 0 0 0 rg BT 313.29 194.25 Td (and ) Tj ET Q q 0 0 0 rg BT 330.34 194.25 Td (commercial ) Tj ET Q q 0 0 0 rg BT 380.15 194.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 399.98 194.25 Td (disbursement ) Tj ET Q q 0 0 0 rg BT 455.91 194.25 Td (processing, ) Tj ET Q q 0 0 0 rg BT 503.79 194.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 521.40 194.25 Td (mitigation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 182.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 182.25 Td (construction ) Tj ET Q q 0 0 0 rg BT 119.37 182.25 Td (inspection ) Tj ET Q q 0 0 0 rg BT 163.47 182.25 Td (services ) Tj ET Q q 0 0 0 rg BT 198.67 182.25 Td (to ) Tj ET Q q 0 0 0 rg BT 209.45 182.25 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 243.83 182.25 Td ( ) Tj ET Q q 0 0 0 rg BT 246.61 182.25 Td (The ) Tj ET Q q 0 0 0 rg BT 265.15 182.25 Td (Granite ) Tj ET Q q 0 0 0 rg BT 298.14 182.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 345.02 182.25 Td (is ) Tj ET Q q 0 0 0 rg BT 354.68 182.25 Td (not ) Tj ET Q q 0 0 0 rg BT 370.46 182.25 Td (material ) Tj ET Q q 0 0 0 rg BT 406.22 182.25 Td (in ) Tj ET Q q 0 0 0 rg BT 416.99 182.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 450.53 182.25 Td (to ) Tj ET Q q 0 0 0 rg BT 461.31 182.25 Td (the ) Tj ET Q q 0 0 0 rg BT 476.52 182.25 Td (Company) Tj ET Q q 0 0 0 rg BT 518.19 182.25 Td (s ) Tj ET Q q 0 0 0 rg BT 525.08 182.25 Td (results ) Tj ET Q q 0 0 0 rg BT 554.19 182.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 170.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 93.66 170.25 Td (or ) Tj ET Q q 0 0 0 rg BT 104.49 170.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 141.97 170.25 Td (position.) Tj ET Q endstream endobj 159 0 obj <>] /Rotate 0 /Contents 160 0 R>> endobj 160 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 731.10 Td (final ) Tj ET Q q 0 0 0 rg BT 88.37 731.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 130.30 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 141.13 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 155.85 731.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 193.88 731.10 Td (price ) Tj ET Q q 0 0 0 rg BT 216.37 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 225.54 731.10 Td (as ) Tj ET Q q 0 0 0 rg BT 236.37 731.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 687.60 439.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 687.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 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-12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 567.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 567.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 543.60 439.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 543.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 543.60 70.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 699.6 m 488 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 699.6 m 562 699.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 591.6 m 562 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 591.6 m 562 591.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 555.6 m 562 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 555.6 m 562 555.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 531.6 m 562 531.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 529.6 m 562 529.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 704.05 Td (\(inthousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 678.22 Td (Accounts receivable, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.50 678.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 678.22 Td (1,024) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 666.22 Td (Prepaid expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 666.22 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 654.22 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 654.22 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 642.22 Td (Premises and equipment, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 642.22 Td (299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 630.22 Td (Non-compete agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 630.22 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 618.22 Td (T) Tj ET Q q 0 0 0 rg BT 57.26 618.22 Td (rademarks and trade names ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 618.22 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 606.22 Td (Customer relationships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 606.22 Td (3,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 594.22 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 594.22 Td (4,827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 582.22 Td (9,797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 570.22 Td (Accounts payable and accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.80 570.22 Td (\(57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 570.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 558.22 Td (Other current liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 558.22 Td (\(192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 558.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 534.17 Td (Purchase price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.50 534.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 534.17 Td (9,548) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 507.10 Td (RentRange, ) Tj ET Q q 0 0 0 rg BT 102.27 507.10 Td (Investability ) Tj ET Q q 0 0 0 rg BT 158.11 507.10 Td (and ) Tj ET Q q 0 0 0 rg BT 176.74 507.10 Td (Onit ) Tj ET Q q 0 0 0 rg BT 198.68 507.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 240.10 507.10 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 486.10 Td (On ) Tj ET Q q 0 0 0 rg BT 65.38 486.10 Td (October ) Tj ET Q q 0 0 0 rg BT 101.25 486.10 Td (9, ) Tj ET Q q 0 0 0 rg BT 112.41 486.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 138.57 486.10 Td (we ) Tj ET Q q 0 0 0 rg BT 153.89 486.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 191.98 486.10 Td (GoldenGator) Tj ET Q q 0 0 0 rg BT 243.79 486.10 Td (, ) Tj ET Q q 0 0 0 rg BT 249.95 486.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 272.50 486.10 Td (\(doing ) Tj ET Q q 0 0 0 rg BT 302.26 486.10 Td (business ) Tj ET Q q 0 0 0 rg BT 339.82 486.10 Td (as ) Tj ET Q q 0 0 0 rg BT 351.81 486.10 Td (RentRange\) ) Tj ET Q q 0 0 0 rg BT 403.23 486.10 Td (\(RentRange\), ) Tj ET Q q 0 0 0 rg BT 469.37 486.10 Td (REIsmart, ) Tj ET Q q 0 0 0 rg BT 513.85 486.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 536.40 486.10 Td (\(doing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 474.10 Td (business ) Tj ET Q q 0 0 0 rg BT 88.14 474.10 Td (as ) Tj ET Q q 0 0 0 rg BT 101.21 474.10 Td (Investability\) ) Tj ET Q q 0 0 0 rg BT 159.28 474.10 Td (\(Investability\) ) Tj ET Q q 0 0 0 rg BT 229.55 474.10 Td (and ) Tj ET Q q 0 0 0 rg BT 248.73 474.10 Td (Onit ) Tj ET Q q 0 0 0 rg BT 271.25 474.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 316.29 474.10 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 342.42 474.10 Td (a ) Tj ET Q q 0 0 0 rg BT 351.60 474.10 Td (support ) Tj ET Q q 0 0 0 rg BT 386.35 474.10 Td (company ) Tj ET Q q 0 0 0 rg BT 427.75 474.10 Td (for ) Tj ET Q q 0 0 0 rg BT 444.15 474.10 Td (RentRange ) Tj ET Q q 0 0 0 rg BT 493.33 474.10 Td (and ) Tj ET Q q 0 0 0 rg BT 512.51 474.10 Td (Investability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 462.10 Td (\(collectively ) Tj ET Q q 0 0 0 rg BT 100.92 462.10 Td (RentRange ) Tj ET Q q 0 0 0 rg BT 151.23 462.10 Td (and ) Tj ET Q q 0 0 0 rg BT 167.11 462.10 Td (Investability\) ) Tj ET Q q 0 0 0 rg BT 226.31 462.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.41 462.10 Td ($24.8 ) Tj ET Q q 0 0 0 rg BT 263.36 462.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.25 462.10 Td (. ) Tj ET Q q 0 0 0 rg BT 296.19 462.10 Td ( ) Tj ET Q q 0 0 0 rg BT 297.63 462.10 Td (RentRange ) Tj ET Q q 0 0 0 rg BT 343.51 462.10 Td (is ) Tj ET Q q 0 0 0 rg BT 351.62 462.10 Td (a ) Tj ET Q q 0 0 0 rg BT 357.50 462.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 388.38 462.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 423.69 462.10 Td (of ) Tj ET Q q 0 0 0 rg BT 433.47 462.10 Td (rental ) Tj ET Q q 0 0 0 rg BT 457.67 462.10 Td (home ) Tj ET Q q 0 0 0 rg BT 481.33 462.10 Td (data ) Tj ET Q q 0 0 0 rg BT 499.43 462.10 Td (and ) Tj ET Q q 0 0 0 rg BT 515.31 462.10 Td (information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 450.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.43 450.10 Td (the ) Tj ET Q q 0 0 0 rg BT 73.81 450.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 110.94 450.10 Td (services ) Tj ET Q q 0 0 0 rg BT 145.31 450.10 Td (and ) Tj ET Q q 0 0 0 rg BT 161.90 450.10 Td (real ) Tj ET Q q 0 0 0 rg BT 179.04 450.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 203.96 450.10 Td (industries, ) Tj ET Q q 0 0 0 rg BT 247.50 450.10 Td (delivering ) Tj ET Q q 0 0 0 rg BT 290.20 450.10 Td (a ) Tj ET Q q 0 0 0 rg BT 296.79 450.10 Td (wide ) Tj ET Q q 0 0 0 rg BT 318.39 450.10 Td (assortment ) Tj ET Q q 0 0 0 rg BT 363.87 450.10 Td (of ) Tj ET Q q 0 0 0 rg BT 374.36 450.10 Td (address ) Tj ET Q q 0 0 0 rg BT 406.50 450.10 Td (and ) Tj ET Q q 0 0 0 rg BT 423.10 450.10 Td (geography ) Tj ET Q q 0 0 0 rg BT 467.46 450.10 Td (level ) Tj ET Q q 0 0 0 rg BT 489.05 450.10 Td (data, ) Tj ET Q q 0 0 0 rg BT 510.36 450.10 Td (analytics ) Tj ET Q q 0 0 0 rg BT 548.06 450.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 438.10 Td (rent-based ) Tj ET Q q 0 0 0 rg BT 93.69 438.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 133.44 438.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 172.10 438.10 Td (for ) Tj ET Q q 0 0 0 rg BT 186.30 438.10 Td (single ) Tj ET Q q 0 0 0 rg BT 212.73 438.10 Td (and ) Tj ET Q q 0 0 0 rg BT 229.70 438.10 Td (multi-family ) Tj ET Q q 0 0 0 rg BT 282.79 438.10 Td (properties. ) Tj ET Q q 0 0 0 rg BT 327.82 438.10 Td ( ) Tj ET Q q 0 0 0 rg BT 330.36 438.10 Td (Investability ) Tj ET Q q 0 0 0 rg BT 382.89 438.10 Td (is ) Tj ET Q q 0 0 0 rg BT 392.10 438.10 Td (an ) Tj ET Q q 0 0 0 rg BT 404.08 438.10 Td (online ) Tj ET Q q 0 0 0 rg BT 431.61 438.10 Td (residential ) Tj ET Q q 0 0 0 rg BT 475.80 438.10 Td (real ) Tj ET Q q 0 0 0 rg BT 493.33 438.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 518.63 438.10 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 426.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 85.88 426.10 Td (that ) Tj ET Q q 0 0 0 rg BT 102.81 426.10 Td (utilizes ) Tj ET Q q 0 0 0 rg BT 133.64 426.10 Td (data ) Tj ET Q q 0 0 0 rg BT 152.24 426.10 Td (and ) Tj ET Q q 0 0 0 rg BT 168.62 426.10 Td (analytics ) Tj ET Q q 0 0 0 rg BT 206.10 426.10 Td (to ) Tj ET Q q 0 0 0 rg BT 215.82 426.10 Td (allow ) Tj ET Q q 0 0 0 rg BT 239.98 426.10 Td (real ) Tj ET Q q 0 0 0 rg BT 256.91 426.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 281.61 426.10 Td (investors ) Tj ET Q q 0 0 0 rg BT 319.67 426.10 Td (to ) Tj ET Q q 0 0 0 rg BT 329.39 426.10 Td (access ) Tj ET Q q 0 0 0 rg BT 356.87 426.10 Td (the ) Tj ET Q q 0 0 0 rg BT 371.02 426.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 411.29 426.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 431.00 426.10 Td (flow) Tj ET Q q 0 0 0 rg BT 448.68 426.10 Td (, ) Tj ET Q q 0 0 0 rg BT 453.12 426.10 Td (capitalization ) Tj ET Q q 0 0 0 rg BT 508.93 426.10 Td (rate, ) Tj ET Q q 0 0 0 rg BT 528.35 426.10 Td (net ) Tj ET Q q 0 0 0 rg BT 542.51 426.10 Td (yield ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 414.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.48 414.10 Td (market ) Tj ET Q q 0 0 0 rg BT 96.78 414.10 Td (value ) Tj ET Q q 0 0 0 rg BT 120.97 414.10 Td (of ) Tj ET Q q 0 0 0 rg BT 131.83 414.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 174.36 414.10 Td (for ) Tj ET Q q 0 0 0 rg BT 188.55 414.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 206.64 414.10 Td (in ) Tj ET Q q 0 0 0 rg BT 216.95 414.10 Td (the ) Tj ET Q q 0 0 0 rg BT 231.70 414.10 Td (United ) Tj ET Q q 0 0 0 rg BT 261.46 414.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 290.38 414.10 Td ( ) Tj ET Q q 0 0 0 rg BT 292.73 414.10 Td (The ) Tj ET Q q 0 0 0 rg BT 310.82 414.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 348.89 414.10 Td (price ) Tj ET Q q 0 0 0 rg BT 371.41 414.10 Td (was ) Tj ET Q q 0 0 0 rg BT 389.50 414.10 Td (composed ) Tj ET Q q 0 0 0 rg BT 432.59 414.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.45 414.10 Td ($17.5 ) Tj ET Q q 0 0 0 rg BT 468.49 414.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.38 414.10 Td ( ) Tj ET Q q 0 0 0 rg BT 499.92 414.10 Td (in ) Tj ET Q q 0 0 0 rg BT 510.23 414.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 530.54 414.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.51 414.10 Td (247 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 402.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.61 402.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.19 402.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 115.75 402.10 Td (of ) Tj ET Q q 0 0 0 rg BT 126.66 402.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 166.44 402.10 Td (common ) Tj ET Q q 0 0 0 rg BT 204.02 402.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 227.70 402.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.61 402.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.41 402.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 294.87 402.10 Td (with ) Tj ET Q q 0 0 0 rg BT 315.23 402.10 Td (a ) Tj ET Q q 0 0 0 rg BT 322.24 402.10 Td (value ) Tj ET Q q 0 0 0 rg BT 346.48 402.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.39 402.10 Td ($7.3 ) Tj ET Q q 0 0 0 rg BT 377.46 402.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.36 402.10 Td ( ) Tj ET Q q 0 0 0 rg BT 408.93 402.10 Td (as ) Tj ET Q q 0 0 0 rg BT 419.84 402.10 Td (of ) Tj ET Q q 0 0 0 rg BT 430.75 402.10 Td (the ) Tj ET Q q 0 0 0 rg BT 445.54 402.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 477.01 402.10 Td (date. ) Tj ET Q q 0 0 0 rg BT 498.74 402.10 Td ( ) Tj ET Q q 0 0 0 rg BT 501.32 402.10 Td (Upon ) Tj ET Q q 0 0 0 rg BT 526.12 402.10 Td (issuance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.25 390.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 105.98 390.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 134.50 390.10 Td (were ) Tj ET Q q 0 0 0 rg BT 157.46 390.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 189.31 390.10 Td (to ) Tj ET Q q 0 0 0 rg BT 200.62 390.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 234.69 390.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 282.65 390.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.62 390.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 339.14 390.10 Td (forfeiture ) Tj ET Q q 0 0 0 rg BT 380.43 390.10 Td (provisions. ) Tj ET Q q 0 0 0 rg BT 428.13 390.10 Td ( ) Tj ET Q q 0 0 0 rg BT 431.40 390.10 Td (These ) Tj ET Q q 0 0 0 rg BT 458.81 390.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 506.77 390.10 Td (and ) Tj ET Q q 0 0 0 rg BT 524.74 390.10 Td (forfeiture ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 378.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 94.64 378.10 Td (lapse ) Tj ET Q q 0 0 0 rg BT 118.66 378.10 Td (over ) Tj ET Q q 0 0 0 rg BT 139.89 378.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.80 378.10 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.46 378.10 Td ( ) Tj ET Q q 0 0 0 rg BT 167.93 378.10 Td (year ) Tj ET Q q 0 0 0 rg BT 188.61 378.10 Td (period, ) Tj ET Q q 0 0 0 rg BT 220.12 378.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 251.92 378.10 Td (to ) Tj ET Q q 0 0 0 rg BT 263.16 378.10 Td (the ) Tj ET Q q 0 0 0 rg BT 278.85 378.10 Td (recipients ) Tj ET Q q 0 0 0 rg BT 321.19 378.10 Td (meeting ) Tj ET Q q 0 0 0 rg BT 356.87 378.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 387.54 378.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 430.45 378.10 Td (employment ) Tj ET Q q 0 0 0 rg BT 483.91 378.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 529.04 378.10 Td (with ) Tj ET Q q 0 0 0 rg BT 550.29 378.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 366.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.50 366.10 Td (and ) Tj ET Q q 0 0 0 rg BT 109.06 366.10 Td (the ) Tj ET Q q 0 0 0 rg BT 124.39 366.10 Td (satisfaction ) Tj ET Q q 0 0 0 rg BT 173.04 366.10 Td (of ) Tj ET Q q 0 0 0 rg BT 184.49 366.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 214.81 366.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 261.80 366.10 Td (related ) Tj ET Q q 0 0 0 rg BT 292.12 366.10 Td (escrow ) Tj ET Q q 0 0 0 rg BT 323.56 366.10 Td (release ) Tj ET Q q 0 0 0 rg BT 354.43 366.10 Td (conditions. ) Tj ET Q q 0 0 0 rg BT 401.71 366.10 Td ( ) Tj ET Q q 0 0 0 rg BT 404.82 366.10 Td (During ) Tj ET Q q 0 0 0 rg BT 436.27 366.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 461.88 366.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 495.54 366.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 543.08 366.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 354.10 Td (removed ) Tj ET Q q 0 0 0 rg BT 87.85 354.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.22 354.10 Td (14 ) Tj ET Q q 0 0 0 rg BT 114.59 354.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.69 354.10 Td ( ) Tj ET Q q 0 0 0 rg BT 154.06 354.10 Td (shares. ) Tj ET Q q 0 0 0 rg BT 184.92 354.10 Td ( ) Tj ET Q q 0 0 0 rg BT 188.28 354.10 Td (In ) Tj ET Q q 0 0 0 rg BT 199.98 354.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 238.62 354.10 Td (on ) Tj ET Q q 0 0 0 rg BT 251.99 354.10 Td (June30, ) Tj ET Q q 0 0 0 rg BT 288.68 354.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 314.55 354.10 Td (the ) Tj ET Q q 0 0 0 rg BT 330.13 354.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 372.39 354.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 411.85 354.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.43 354.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 466.34 354.10 Td (and ) Tj ET Q q 0 0 0 rg BT 484.14 354.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 503.05 354.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 548.06 354.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 342.10 Td (purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.73 342.10 Td (170 ) Tj ET Q q 0 0 0 rg BT 110.42 342.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.53 342.10 Td ( ) Tj ET Q q 0 0 0 rg BT 149.22 342.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 189.12 342.10 Td (shares. ) Tj ET Q q 0 0 0 rg BT 219.30 342.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.99 342.10 Td (During ) Tj ET Q q 0 0 0 rg BT 253.01 342.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 278.20 342.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 311.43 342.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 358.56 342.10 Td (were ) Tj ET Q q 0 0 0 rg BT 380.68 342.10 Td (removed ) Tj ET Q q 0 0 0 rg BT 418.36 342.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.05 342.10 Td (55 ) Tj ET Q q 0 0 0 rg BT 443.74 342.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.85 342.10 Td ( ) Tj ET Q q 0 0 0 rg BT 482.54 342.10 Td (shares. ) Tj ET Q q 0 0 0 rg BT 512.72 342.10 Td ( ) Tj ET Q q 0 0 0 rg BT 514.82 342.10 Td (Also ) Tj ET Q q 0 0 0 rg BT 536.40 342.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 330.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 73.50 330.10 Td (management ) Tj ET Q q 0 0 0 rg BT 126.09 330.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 160.92 330.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.64 330.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 215.57 330.10 Td (of ) Tj ET Q q 0 0 0 rg BT 225.40 330.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.12 330.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 276.16 330.10 Td (price ) Tj ET Q q 0 0 0 rg BT 297.64 330.10 Td (based ) Tj ET Q q 0 0 0 rg BT 321.91 330.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 343.41 330.10 Td (information ) Tj ET Q q 0 0 0 rg BT 392.13 330.10 Td (that ) Tj ET Q q 0 0 0 rg BT 408.62 330.10 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 462.34 330.10 Td (became ) Tj ET Q q 0 0 0 rg BT 494.38 330.10 Td (available ) Tj ET Q q 0 0 0 rg BT 531.97 330.10 Td (relating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 318.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.42 318.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 105.45 318.10 Td (date ) Tj ET Q q 0 0 0 rg BT 124.25 318.10 Td (working ) Tj ET Q q 0 0 0 rg BT 159.73 318.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 188.52 318.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.10 318.10 Td (the ) Tj ET Q q 0 0 0 rg BT 219.47 318.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 257.15 318.10 Td (price ) Tj ET Q q 0 0 0 rg BT 279.28 318.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 320.85 318.10 Td (to ) Tj ET Q q 0 0 0 rg BT 330.78 318.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 372.91 318.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 400.89 318.10 Td ( ) Tj ET Q q 0 0 0 rg BT 402.88 318.10 Td (The ) Tj ET Q q 0 0 0 rg BT 420.57 318.10 Td (working ) Tj ET Q q 0 0 0 rg BT 456.04 318.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 484.84 318.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 530.87 318.10 Td (resulted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 306.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.10 306.10 Td (an ) Tj ET Q q 0 0 0 rg BT 72.35 306.10 Td (obligation ) Tj ET Q q 0 0 0 rg BT 115.73 306.10 Td (of ) Tj ET Q q 0 0 0 rg BT 126.87 306.10 Td (the ) Tj ET Q q 0 0 0 rg BT 141.91 306.10 Td (sellers ) Tj ET Q q 0 0 0 rg BT 170.28 306.10 Td (to ) Tj ET Q q 0 0 0 rg BT 180.87 306.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 198.13 306.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.17 306.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.87 306.10 Td ($0.2 ) Tj ET Q q 0 0 0 rg BT 275.19 306.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.08 306.10 Td (. ) Tj ET Q q 0 0 0 rg BT 309.40 306.10 Td ( ) Tj ET Q q 0 0 0 rg BT 312.22 306.10 Td (RentRange ) Tj ET Q q 0 0 0 rg BT 359.47 306.10 Td (and ) Tj ET Q q 0 0 0 rg BT 376.73 306.10 Td (Investability ) Tj ET Q q 0 0 0 rg BT 429.54 306.10 Td (are ) Tj ET Q q 0 0 0 rg BT 444.56 306.10 Td (not ) Tj ET Q q 0 0 0 rg BT 460.16 306.10 Td (material ) Tj ET Q q 0 0 0 rg BT 495.74 306.10 Td (in ) Tj ET Q q 0 0 0 rg BT 506.34 306.10 Td (relation ) Tj ET Q q 0 0 0 rg BT 539.70 306.10 Td (to ) Tj ET Q q 0 0 0 rg BT 550.29 306.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 294.10 Td (Company) Tj ET Q q 0 0 0 rg BT 91.17 294.10 Td (s ) Tj ET Q q 0 0 0 rg BT 97.56 294.10 Td (results ) Tj ET Q q 0 0 0 rg BT 126.17 294.10 Td (of ) Tj ET Q q 0 0 0 rg BT 137.00 294.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 181.15 294.10 Td (or ) Tj ET Q q 0 0 0 rg BT 191.98 294.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 229.46 294.10 Td (position.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 273.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 273.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 93.38 273.10 Td (and ) Tj ET Q q 0 0 0 rg BT 110.32 273.10 Td (final ) Tj ET Q q 0 0 0 rg BT 131.14 273.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 173.07 273.10 Td (of ) Tj ET Q q 0 0 0 rg BT 183.90 273.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.62 273.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 236.65 273.10 Td (price ) Tj ET Q q 0 0 0 rg BT 259.14 273.10 Td (is ) Tj ET Q q 0 0 0 rg BT 268.31 273.10 Td (as ) Tj ET Q q 0 0 0 rg BT 279.14 273.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 229.60 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 229.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 229.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 229.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 229.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 229.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 229.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 205.60 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 205.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 205.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 205.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 205.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 205.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 205.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 181.60 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 181.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 181.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 181.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 181.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 181.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 181.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 157.60 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 157.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 157.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 157.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 157.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 157.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 157.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 133.60 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 133.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 133.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 133.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 133.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 133.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 133.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 109.60 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 109.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 109.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 109.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 109.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 109.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 109.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 85.60 306.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 85.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 85.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 85.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 85.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 85.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 85.60 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 241.60000000000002 m 355 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 241.60000000000002 m 424 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 241.60000000000002 m 493 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 241.60000000000002 m 562 241.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 121.60000000000002 m 424 121.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 121.60000000000002 m 493 121.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 121.60000000000002 m 562 121.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 121.60000000000002 m 424 121.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 121.60000000000002 m 562 121.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 97.60000000000002 m 562 97.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 97.60000000000002 m 424 97.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 97.60000000000002 m 493 97.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 97.60000000000002 m 562 97.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 73.60000000000002 m 424 73.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 71.60000000000002 m 424 71.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 73.60000000000002 m 493 73.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 71.60000000000002 m 493 71.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 73.60000000000002 m 562 73.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 71.60000000000002 m 562 71.60000000000002 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 246.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.05 253.83 Td (Initial pur) Tj ET Q q 0 0 0 rg BT 399.25 253.83 Td (chase ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.65 245.83 Td (price allocation) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 438.20 245.83 Td (Adjustments) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 503.60 253.83 Td (Final pur) Tj ET Q q 0 0 0 rg BT 535.69 253.83 Td (chase ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 502.65 245.83 Td (price allocation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 220.22 Td (Cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.50 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 220.22 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.50 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 220.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.50 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 220.22 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 208.22 Td (Accounts receivable, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.15 208.22 Td (245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.80 208.22 Td (\(76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 208.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 208.22 Td (169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 196.22 Td (Premises and equipment, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 196.22 Td (2,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 196.22 Td (\(1,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 196.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 196.22 Td (1,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 184.22 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.15 184.22 Td (199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.80 184.22 Td (\(196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 184.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.15 184.22 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 172.22 Td (T) Tj ET Q q 0 0 0 rg BT 57.26 172.22 Td (rademarks and trade names) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 172.22 Td (1,205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 172.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 172.22 Td (1,205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 160.22 Td (Databases/other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.15 160.22 Td (910) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 160.22 Td (1,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 160.22 Td (1,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 148.22 Td (Non-compete agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.15 148.22 Td (330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 148.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 148.22 Td (330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 136.22 Td (Customer relationships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.15 136.22 Td (255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 136.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 136.22 Td (255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 124.22 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 124.22 Td (19,565) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 124.22 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 124.22 Td (19,615) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 112.22 Td (25,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.80 112.22 Td (\(254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 112.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 112.22 Td (24,929) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 100.22 Td (Accounts payable and accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.80 100.22 Td (\(391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 100.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 100.22 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 100.22 Td (\(345) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 100.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 76.17 Td (Purchase price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.50 76.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 76.17 Td (24,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.50 76.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.80 76.22 Td (\(208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 76.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.50 76.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 76.17 Td (24,584) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 161 0 obj <>] /Rotate 0 /Contents 162 0 R>> endobj 162 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (80) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (CastleLine ) Tj ET Q q 0 0 0 rg BT 97.56 731.25 Td (Acquisition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (On ) Tj ET Q q 0 0 0 rg BT 64.44 710.25 Td (July ) Tj ET Q q 0 0 0 rg BT 83.84 710.25 Td (17, ) Tj ET Q q 0 0 0 rg BT 99.06 710.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 124.28 710.25 Td (we ) Tj ET Q q 0 0 0 rg BT 138.66 710.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 175.81 710.25 Td (CastleLine ) Tj ET Q q 0 0 0 rg BT 221.85 710.25 Td (Holdings, ) Tj ET Q q 0 0 0 rg BT 263.74 710.25 Td (LLC ) Tj ET Q q 0 0 0 rg BT 285.35 710.25 Td (and ) Tj ET Q q 0 0 0 rg BT 302.51 710.25 Td (its ) Tj ET Q q 0 0 0 rg BT 314.68 710.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 364.62 710.25 Td (\(CastleLine\) ) Tj ET Q q 0 0 0 rg BT 426.20 710.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.58 710.25 Td ($33.4 ) Tj ET Q q 0 0 0 rg BT 465.81 710.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.70 710.25 Td (. ) Tj ET Q q 0 0 0 rg BT 499.92 710.25 Td ( ) Tj ET Q q 0 0 0 rg BT 502.64 710.25 Td (CastleLine ) Tj ET Q q 0 0 0 rg BT 548.68 710.25 Td (is ) Tj ET Q q 0 0 0 rg BT 558.08 710.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (specialty ) Tj ET Q q 0 0 0 rg BT 88.23 698.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 106.43 698.25 Td (management ) Tj ET Q q 0 0 0 rg BT 160.71 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 178.34 698.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 219.85 698.25 Td (services ) Tj ET Q q 0 0 0 rg BT 255.25 698.25 Td (firm ) Tj ET Q q 0 0 0 rg BT 275.66 698.25 Td (that ) Tj ET Q q 0 0 0 rg BT 293.84 698.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 331.47 698.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 369.65 698.25 Td (products ) Tj ET Q q 0 0 0 rg BT 407.28 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 424.91 698.25 Td (services ) Tj ET Q q 0 0 0 rg BT 460.31 698.25 Td (to ) Tj ET Q q 0 0 0 rg BT 471.28 698.25 Td (parties ) Tj ET Q q 0 0 0 rg BT 501.13 698.25 Td (involved ) Tj ET Q q 0 0 0 rg BT 539.31 698.25 Td (in ) Tj ET Q q 0 0 0 rg BT 550.28 698.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.25 Td (origination, ) Tj ET Q q 0 0 0 rg BT 99.12 686.25 Td (underwriting, ) Tj ET Q q 0 0 0 rg BT 156.51 686.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 195.29 686.25 Td (and ) Tj ET Q q 0 0 0 rg BT 212.97 686.25 Td (securitization ) Tj ET Q q 0 0 0 rg BT 270.07 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 281.64 686.25 Td (residential ) Tj ET Q q 0 0 0 rg BT 326.53 686.25 Td (mortgages. ) Tj ET Q q 0 0 0 rg BT 373.93 686.25 Td ( ) Tj ET Q q 0 0 0 rg BT 376.93 686.25 Td (The ) Tj ET Q q 0 0 0 rg BT 395.72 686.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 434.49 686.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 491.60 686.25 Td (was ) Tj ET Q q 0 0 0 rg BT 510.39 686.25 Td (composed ) Tj ET Q q 0 0 0 rg BT 554.18 686.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td ($12.3 ) Tj ET Q q 0 0 0 rg BT 74.38 674.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.28 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 105.66 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 116.37 674.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 136.53 674.25 Td (at ) Tj ET Q q 0 0 0 rg BT 146.13 674.25 Td (closing, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.90 674.25 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 204.78 674.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.68 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 236.06 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 246.77 674.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 266.93 674.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 300.40 674.25 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.56 674.25 Td (four ) Tj ET Q q 0 0 0 rg BT 339.60 674.25 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.70 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 363.08 674.25 Td (from ) Tj ET Q q 0 0 0 rg BT 384.91 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 399.51 674.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 445.77 674.25 Td (date ) Tj ET Q q 0 0 0 rg BT 464.81 674.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.64 674.25 Td (495 ) Tj ET Q q 0 0 0 rg BT 499.02 674.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.13 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 537.51 674.25 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 59.68 662.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 98.74 662.25 Td (common ) Tj ET Q q 0 0 0 rg BT 135.58 662.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 158.54 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 168.73 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 182.79 662.25 Td (Company) Tj ET Q q 0 0 0 rg BT 221.03 662.25 Td (, ) Tj ET Q q 0 0 0 rg BT 225.38 662.25 Td (that ) Tj ET Q q 0 0 0 rg BT 242.23 662.25 Td (were ) Tj ET Q q 0 0 0 rg BT 263.51 662.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 293.69 662.25 Td (to ) Tj ET Q q 0 0 0 rg BT 303.32 662.25 Td (transfer ) Tj ET Q q 0 0 0 rg BT 335.71 662.25 Td (restrictions, ) Tj ET Q q 0 0 0 rg BT 384.49 662.25 Td (with ) Tj ET Q q 0 0 0 rg BT 404.13 662.25 Td (a ) Tj ET Q q 0 0 0 rg BT 410.42 662.25 Td (value ) Tj ET Q q 0 0 0 rg BT 433.92 662.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.10 662.25 Td ($14.4 ) Tj ET Q q 0 0 0 rg BT 468.46 662.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.35 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 499.20 662.25 Td (as ) Tj ET Q q 0 0 0 rg BT 509.38 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 519.56 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 533.63 662.25 Td (closing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.25 Td (date. ) Tj ET Q q 0 0 0 rg BT 71.49 650.25 Td ( ) Tj ET Q q 0 0 0 rg BT 74.33 650.25 Td (During ) Tj ET Q q 0 0 0 rg BT 105.50 650.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 130.83 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 145.89 650.25 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 193.16 650.25 Td (were ) Tj ET Q q 0 0 0 rg BT 215.42 650.25 Td (removed ) Tj ET Q q 0 0 0 rg BT 253.25 650.25 Td (on ) Tj ET Q q 0 0 0 rg BT 266.08 650.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.14 650.25 Td (495 ) Tj ET Q q 0 0 0 rg BT 298.97 650.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.08 650.25 Td ( ) Tj ET Q q 0 0 0 rg BT 337.92 650.25 Td (shares. ) Tj ET Q q 0 0 0 rg BT 368.25 650.25 Td ( ) Tj ET Q q 0 0 0 rg BT 371.08 650.25 Td (Of ) Tj ET Q q 0 0 0 rg BT 384.47 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 399.52 650.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 420.13 650.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 454.06 650.25 Td (following ) Tj ET Q q 0 0 0 rg BT 495.78 650.25 Td (acquisition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.00 650.25 Td ($3.8 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.39 638.25 Td ( ) Tj ET Q q 0 0 0 rg BT 80.87 638.25 Td (is ) Tj ET Q q 0 0 0 rg BT 90.01 638.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 134.70 638.25 Td (on ) Tj ET Q q 0 0 0 rg BT 147.18 638.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 176.85 638.25 Td (future ) Tj ET Q q 0 0 0 rg BT 203.21 638.25 Td (employment ) Tj ET Q q 0 0 0 rg BT 255.67 638.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 299.81 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 310.62 638.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 340.30 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 351.10 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 365.79 638.25 Td (sellers, ) Tj ET Q q 0 0 0 rg BT 396.32 638.25 Td (and ) Tj ET Q q 0 0 0 rg BT 413.23 638.25 Td (therefore ) Tj ET Q q 0 0 0 rg BT 451.79 638.25 Td (excluded ) Tj ET Q q 0 0 0 rg BT 490.36 638.25 Td (from ) Tj ET Q q 0 0 0 rg BT 512.27 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 526.97 638.25 Td (purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.25 Td (price. ) Tj ET Q q 0 0 0 rg BT 74.87 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 77.12 626.25 Td (As ) Tj ET Q q 0 0 0 rg BT 91.13 626.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.34 626.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 161.32 626.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.32 626.25 Td (, ) Tj ET Q q 0 0 0 rg BT 186.70 626.25 Td (we ) Tj ET Q q 0 0 0 rg BT 201.25 626.25 Td (have ) Tj ET Q q 0 0 0 rg BT 223.02 626.25 Td (paid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.12 626.25 Td ($8.9 ) Tj ET Q q 0 0 0 rg BT 263.51 626.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.40 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 295.29 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 306.51 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.61 626.25 Td (up ) Tj ET Q q 0 0 0 rg BT 334.50 626.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.17 626.25 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 370.56 626.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.45 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 402.34 626.25 Td (that ) Tj ET Q q 0 0 0 rg BT 420.22 626.25 Td (is ) Tj ET Q q 0 0 0 rg BT 429.78 626.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 463.76 626.25 Td (over ) Tj ET Q q 0 0 0 rg BT 484.42 626.25 Td (four ) Tj ET Q q 0 0 0 rg BT 503.97 626.25 Td (years ) Tj ET Q q 0 0 0 rg BT 527.95 626.25 Td (from ) Tj ET Q q 0 0 0 rg BT 550.28 626.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 95.72 614.25 Td (date ) Tj ET Q q 0 0 0 rg BT 114.72 614.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.50 614.25 Td ($2.1 ) Tj ET Q q 0 0 0 rg BT 151.35 614.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.24 614.25 Td ( ) Tj ET Q q 0 0 0 rg BT 182.58 614.25 Td (of ) Tj ET Q q 0 0 0 rg BT 193.25 614.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.81 614.25 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 227.66 614.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.55 614.25 Td ( ) Tj ET Q q 0 0 0 rg BT 258.89 614.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 296.77 614.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 352.99 614.25 Td (that ) Tj ET Q q 0 0 0 rg BT 370.32 614.25 Td (is ) Tj ET Q q 0 0 0 rg BT 379.34 614.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 423.89 614.25 Td (on ) Tj ET Q q 0 0 0 rg BT 436.23 614.25 Td (future ) Tj ET Q q 0 0 0 rg BT 462.45 614.25 Td (employment. ) Tj ET Q q 0 0 0 rg BT 517.29 614.25 Td ( ) Tj ET Q q 0 0 0 rg BT 519.63 614.25 Td (During ) Tj ET Q q 0 0 0 rg BT 550.30 614.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.25 Td (second ) Tj ET Q q 0 0 0 rg BT 78.81 602.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 108.67 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 118.54 602.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 142.59 602.25 Td (management ) Tj ET Q q 0 0 0 rg BT 195.22 602.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 230.09 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.85 602.25 Td (allocation ) Tj ET Q q 0 0 0 rg BT 284.82 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 294.69 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 308.45 602.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 345.53 602.25 Td (price ) Tj ET Q q 0 0 0 rg BT 367.06 602.25 Td (based ) Tj ET Q q 0 0 0 rg BT 391.37 602.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 412.91 602.25 Td (information ) Tj ET Q q 0 0 0 rg BT 461.67 602.25 Td (that ) Tj ET Q q 0 0 0 rg BT 478.21 602.25 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 531.97 602.25 Td (became ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.25 Td (available ) Tj ET Q q 0 0 0 rg BT 89.37 590.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 123.69 590.25 Td (to ) Tj ET Q q 0 0 0 rg BT 135.25 590.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 182.91 590.25 Td (date ) Tj ET Q q 0 0 0 rg BT 203.35 590.25 Td (working ) Tj ET Q q 0 0 0 rg BT 240.46 590.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 270.89 590.25 Td (and ) Tj ET Q q 0 0 0 rg BT 289.11 590.25 Td (the ) Tj ET Q q 0 0 0 rg BT 305.11 590.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 344.43 590.25 Td (price ) Tj ET Q q 0 0 0 rg BT 368.19 590.25 Td (allocation ) Tj ET Q q 0 0 0 rg BT 411.40 590.25 Td (to ) Tj ET Q q 0 0 0 rg BT 422.96 590.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 466.73 590.25 Td (assets. ) Tj ET Q q 0 0 0 rg BT 496.34 590.25 Td ( ) Tj ET Q q 0 0 0 rg BT 499.85 590.25 Td (The ) Tj ET Q q 0 0 0 rg BT 519.18 590.25 Td (CastleLine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 95.88 578.25 Td (is ) Tj ET Q q 0 0 0 rg BT 105.05 578.25 Td (not ) Tj ET Q q 0 0 0 rg BT 120.33 578.25 Td (material ) Tj ET Q q 0 0 0 rg BT 155.59 578.25 Td (in ) Tj ET Q q 0 0 0 rg BT 165.87 578.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 198.91 578.25 Td (to ) Tj ET Q q 0 0 0 rg BT 209.19 578.25 Td (the ) Tj ET Q q 0 0 0 rg BT 223.90 578.25 Td (Company) Tj ET Q q 0 0 0 rg BT 265.57 578.25 Td (s ) Tj ET Q q 0 0 0 rg BT 271.96 578.25 Td (results ) Tj ET Q q 0 0 0 rg BT 300.57 578.25 Td (of ) Tj ET Q q 0 0 0 rg BT 311.40 578.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 355.55 578.25 Td (or ) Tj ET Q q 0 0 0 rg BT 366.38 578.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 403.87 578.25 Td (position. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 557.25 Td (initial ) Tj ET Q q 0 0 0 rg BT 93.38 557.25 Td (and ) Tj ET Q q 0 0 0 rg BT 110.32 557.25 Td (final ) Tj ET Q q 0 0 0 rg BT 131.14 557.25 Td (allocation ) Tj ET Q q 0 0 0 rg BT 173.07 557.25 Td (of ) Tj ET Q q 0 0 0 rg BT 183.90 557.25 Td (the ) Tj ET Q q 0 0 0 rg BT 198.62 557.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 236.65 557.25 Td (price ) Tj ET Q q 0 0 0 rg BT 259.14 557.25 Td (is ) Tj ET Q q 0 0 0 rg BT 268.31 557.25 Td (as ) Tj ET Q q 0 0 0 rg BT 279.14 557.25 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 513.75 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 513.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 513.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 513.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 513.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 513.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 513.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 489.75 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 489.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 489.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 489.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 489.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 489.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 489.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 465.75 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 465.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 465.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 465.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 465.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 465.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 465.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 441.75 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 441.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 441.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 441.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 441.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 441.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 441.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 417.75 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 417.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 417.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 417.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 417.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 417.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 417.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 393.75 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 393.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 393.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 393.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 393.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 393.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 393.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 369.75 306.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 369.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 369.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 369.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 369.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 369.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 369.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 345.75 306.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.00 345.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.00 345.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 345.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 345.75 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 345.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 345.75 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 525.75 m 355 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 525.75 m 424 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 525.75 m 493 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 525.75 m 562 525.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 393.75 m 424 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 393.75 m 493 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 393.75 m 562 393.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 357.75 m 424 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 357.75 m 493 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 357.75 m 562 357.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 333.75 m 424 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359 331.75 m 424 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 333.75 m 493 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 331.75 m 493 331.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 333.75 m 562 333.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 331.75 m 562 331.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 530.20 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.05 537.98 Td (Initial pur) Tj ET Q q 0 0 0 rg BT 399.25 537.98 Td (chase ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.65 529.98 Td (price allocation) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 438.20 529.98 Td (Adjustments) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 503.60 537.98 Td (Final pur) Tj ET Q q 0 0 0 rg BT 535.69 537.98 Td (chase) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 502.65 529.98 Td (price allocation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 504.37 Td (Cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.50 504.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 504.37 Td (1,088) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.50 504.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 504.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.50 504.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 504.37 Td (1,088) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 492.37 Td (Accounts receivable, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.15 492.37 Td (510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.80 492.37 Td (\(410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 492.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 492.37 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 480.37 Td (Prepaid expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.15 480.37 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.80 480.37 Td (\(46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 480.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 480.37 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 468.37 Td (Restricted cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 468.37 Td (2,501) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 468.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 468.37 Td (2,501) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 456.37 Td (Non-compete agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 456.37 Td (1,105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 456.37 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 456.37 Td (1,130) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 444.37 Td (Databases/other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.15 444.37 Td (465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 444.37 Td (1,335) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 444.37 Td (1,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 432.37 Td (Customer relationships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.15 432.37 Td (395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 432.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 432.37 Td (395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 420.37 Td (T) Tj ET Q q 0 0 0 rg BT 57.43 420.37 Td (rademarks and trade names) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.15 420.37 Td (150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 420.37 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 420.37 Td (160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 408.37 Td (Deferred taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.15 408.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 408.37 Td (356) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 408.37 Td (356) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 396.37 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 396.37 Td (28,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 396.37 Td (\(1,395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 396.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 396.37 Td (26,730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 384.37 Td (34,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.80 384.37 Td (\(125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 384.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 384.37 Td (34,280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 372.37 Td (Accounts payable and accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.80 372.37 Td (\(875) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 372.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 372.37 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 372.37 Td (\(837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 372.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 360.37 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.80 360.37 Td (\(87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 360.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 360.37 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 360.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 336.32 Td (Purchase price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.50 336.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.65 336.32 Td (33,443) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.50 336.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 336.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.50 336.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 336.32 Td (33,443) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 309.25 Td (NOTE 6) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.34 309.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.79 309.25 Td (A) Tj ET Q q 0 0 0 rg BT 105.72 309.25 Td (V) Tj ET Q q 0 0 0 rg BT 111.65 309.25 Td (AILABLE FOR SALE SECURITIES) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 288.25 Td (During ) Tj ET Q q 0 0 0 rg BT 81.25 288.25 Td (the ) Tj ET Q q 0 0 0 rg BT 96.89 288.25 Td (year ) Tj ET Q q 0 0 0 rg BT 117.52 288.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.82 288.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 204.33 288.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.33 288.25 Td (, ) Tj ET Q q 0 0 0 rg BT 230.25 288.25 Td (we ) Tj ET Q q 0 0 0 rg BT 245.33 288.25 Td (purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.29 288.25 Td (4.1 ) Tj ET Q q 0 0 0 rg BT 305.22 288.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.11 288.25 Td ( ) Tj ET Q q 0 0 0 rg BT 337.53 288.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 365.95 288.25 Td (of ) Tj ET Q q 0 0 0 rg BT 377.70 288.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 402.79 288.25 Td (common ) Tj ET Q q 0 0 0 rg BT 441.21 288.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 465.74 288.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.82 288.25 Td ($48.2 ) Tj ET Q q 0 0 0 rg BT 506.75 288.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.64 288.25 Td (. ) Tj ET Q q 0 0 0 rg BT 541.56 288.25 Td ( ) Tj ET Q q 0 0 0 rg BT 544.74 288.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 276.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 95.63 276.25 Td (is ) Tj ET Q q 0 0 0 rg BT 104.54 276.25 Td (classified ) Tj ET Q q 0 0 0 rg BT 144.55 276.25 Td (as ) Tj ET Q q 0 0 0 rg BT 155.13 276.25 Td (available ) Tj ET Q q 0 0 0 rg BT 193.46 276.25 Td (for ) Tj ET Q q 0 0 0 rg BT 207.37 276.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 225.16 276.25 Td (and ) Tj ET Q q 0 0 0 rg BT 241.84 276.25 Td (reflected ) Tj ET Q q 0 0 0 rg BT 279.06 276.25 Td (in ) Tj ET Q q 0 0 0 rg BT 289.08 276.25 Td (the ) Tj ET Q q 0 0 0 rg BT 303.54 276.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 356.33 276.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 389.11 276.25 Td (sheets ) Tj ET Q q 0 0 0 rg BT 415.79 276.25 Td (at ) Tj ET Q q 0 0 0 rg BT 425.25 276.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 441.37 276.25 Td (value ) Tj ET Q q 0 0 0 rg BT 465.27 276.25 Td (at ) Tj ET Q q 0 0 0 rg BT 474.74 276.25 Td (the ) Tj ET Q q 0 0 0 rg BT 489.20 276.25 Td (respective ) Tj ET Q q 0 0 0 rg BT 531.98 276.25 Td (balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 264.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 72.90 264.25 Td (dates ) Tj ET Q q 0 0 0 rg BT 96.30 264.25 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.63 264.25 Td ($49.2 ) Tj ET Q q 0 0 0 rg BT 124.99 264.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.88 264.25 Td ( ) Tj ET Q q 0 0 0 rg BT 156.73 264.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.02 264.25 Td ($45.8 ) Tj ET Q q 0 0 0 rg BT 199.38 264.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.27 264.25 Td ( ) Tj ET Q q 0 0 0 rg BT 231.12 264.25 Td (as ) Tj ET Q q 0 0 0 rg BT 242.31 264.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.49 264.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 312.43 264.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.43 264.25 Td ( ) Tj ET Q q 0 0 0 rg BT 335.28 264.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.58 264.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.58 264.25 Td (, ) Tj ET Q q 0 0 0 rg BT 377.93 264.25 Td (respectively\). ) Tj ET Q q 0 0 0 rg BT 434.92 264.25 Td ( ) Tj ET Q q 0 0 0 rg BT 437.78 264.25 Td (Unrealized ) Tj ET Q q 0 0 0 rg BT 484.50 264.25 Td (gains ) Tj ET Q q 0 0 0 rg BT 508.46 264.25 Td (and ) Tj ET Q q 0 0 0 rg BT 525.75 264.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 552.50 264.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 252.25 Td (available ) Tj ET Q q 0 0 0 rg BT 87.40 252.25 Td (for ) Tj ET Q q 0 0 0 rg BT 100.87 252.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 118.23 252.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 157.81 252.25 Td (are ) Tj ET Q q 0 0 0 rg BT 171.82 252.25 Td (reflected ) Tj ET Q q 0 0 0 rg BT 208.61 252.25 Td (in ) Tj ET Q q 0 0 0 rg BT 218.20 252.25 Td (other ) Tj ET Q q 0 0 0 rg BT 240.55 252.25 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 302.90 252.25 Td (income, ) Tj ET Q q 0 0 0 rg BT 336.64 252.25 Td (unless ) Tj ET Q q 0 0 0 rg BT 363.46 252.25 Td (there ) Tj ET Q q 0 0 0 rg BT 385.25 252.25 Td (is ) Tj ET Q q 0 0 0 rg BT 393.73 252.25 Td (an ) Tj ET Q q 0 0 0 rg BT 404.98 252.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 452.89 252.25 Td (that ) Tj ET Q q 0 0 0 rg BT 469.70 252.25 Td (is ) Tj ET Q q 0 0 0 rg BT 478.18 252.25 Td (other ) Tj ET Q q 0 0 0 rg BT 500.54 252.25 Td (than ) Tj ET Q q 0 0 0 rg BT 519.57 252.25 Td (temporary) Tj ET Q q 0 0 0 rg BT 560.01 252.25 Td (. ) Tj ET Q q 0 0 0 rg BT 565.01 252.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 240.25 Td (In ) Tj ET Q q 0 0 0 rg BT 60.38 240.25 Td (the ) Tj ET Q q 0 0 0 rg BT 75.15 240.25 Td (event ) Tj ET Q q 0 0 0 rg BT 99.35 240.25 Td (that ) Tj ET Q q 0 0 0 rg BT 116.90 240.25 Td (a ) Tj ET Q q 0 0 0 rg BT 123.89 240.25 Td (decline ) Tj ET Q q 0 0 0 rg BT 155.31 240.25 Td (in ) Tj ET Q q 0 0 0 rg BT 165.64 240.25 Td (market ) Tj ET Q q 0 0 0 rg BT 195.95 240.25 Td (value ) Tj ET Q q 0 0 0 rg BT 220.16 240.25 Td (is ) Tj ET Q q 0 0 0 rg BT 229.38 240.25 Td (other ) Tj ET Q q 0 0 0 rg BT 252.48 240.25 Td (than ) Tj ET Q q 0 0 0 rg BT 272.24 240.25 Td (temporary) Tj ET Q q 0 0 0 rg BT 312.69 240.25 Td (, ) Tj ET Q q 0 0 0 rg BT 317.74 240.25 Td (we ) Tj ET Q q 0 0 0 rg BT 331.95 240.25 Td (would ) Tj ET Q q 0 0 0 rg BT 359.50 240.25 Td (record ) Tj ET Q q 0 0 0 rg BT 387.58 240.25 Td (a ) Tj ET Q q 0 0 0 rg BT 394.57 240.25 Td (char) Tj ET Q q 0 0 0 rg BT 411.60 240.25 Td (ge ) Tj ET Q q 0 0 0 rg BT 423.59 240.25 Td (to ) Tj ET Q q 0 0 0 rg BT 433.92 240.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 470.34 240.25 Td (and ) Tj ET Q q 0 0 0 rg BT 487.33 240.25 Td (a ) Tj ET Q q 0 0 0 rg BT 494.32 240.25 Td (new ) Tj ET Q q 0 0 0 rg BT 513.53 240.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 532.19 240.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 554.74 240.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 228.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.09 228.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 110.34 228.25 Td (would ) Tj ET Q q 0 0 0 rg BT 137.71 228.25 Td (be ) Tj ET Q q 0 0 0 rg BT 149.53 228.25 Td (established. ) Tj ET Q q 0 0 0 rg BT 198.83 228.25 Td ( ) Tj ET Q q 0 0 0 rg BT 201.20 228.25 Td (During ) Tj ET Q q 0 0 0 rg BT 231.91 228.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.49 228.25 Td (years ) Tj ET Q q 0 0 0 rg BT 269.96 228.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.21 228.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 354.67 228.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.67 228.25 Td ( ) Tj ET Q q 0 0 0 rg BT 377.04 228.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.85 228.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.85 228.25 Td (, ) Tj ET Q q 0 0 0 rg BT 418.72 228.25 Td (we ) Tj ET Q q 0 0 0 rg BT 432.76 228.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 461.77 228.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 503.03 228.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.74 228.25 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 533.61 228.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.50 228.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 216.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.93 216.25 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 87.42 216.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.31 216.25 Td (, ) Tj ET Q q 0 0 0 rg BT 121.81 216.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 169.47 216.25 Td (, ) Tj ET Q q 0 0 0 rg BT 174.96 216.25 Td (related ) Tj ET Q q 0 0 0 rg BT 205.15 216.25 Td (to ) Tj ET Q q 0 0 0 rg BT 215.92 216.25 Td (this ) Tj ET Q q 0 0 0 rg BT 233.37 216.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 280.24 216.25 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.57 216.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.57 216.25 Td ( ) Tj ET Q q 0 0 0 rg BT 296.56 216.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 348.97 216.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 381.96 216.25 Td (in ) Tj ET Q q 0 0 0 rg BT 392.73 216.25 Td (2015\). ) Tj ET Q q 0 0 0 rg BT 421.55 216.25 Td ( ) Tj ET Q q 0 0 0 rg BT 424.54 216.25 Td (In ) Tj ET Q q 0 0 0 rg BT 435.87 216.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 474.13 216.25 Td (during ) Tj ET Q q 0 0 0 rg BT 503.23 216.25 Td (the ) Tj ET Q q 0 0 0 rg BT 518.44 216.25 Td (year ) Tj ET Q q 0 0 0 rg BT 538.64 216.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 204.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 107.84 204.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.84 204.25 Td (, ) Tj ET Q q 0 0 0 rg BT 132.60 204.25 Td (we ) Tj ET Q q 0 0 0 rg BT 146.52 204.25 Td (incurred ) Tj ET Q q 0 0 0 rg BT 182.09 204.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 220.44 204.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.03 204.25 Td ($3.4 ) Tj ET Q q 0 0 0 rg BT 250.79 204.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.68 204.25 Td ( ) Tj ET Q q 0 0 0 rg BT 281.94 204.25 Td (related ) Tj ET Q q 0 0 0 rg BT 311.40 204.25 Td (to ) Tj ET Q q 0 0 0 rg BT 321.43 204.25 Td (this ) Tj ET Q q 0 0 0 rg BT 338.14 204.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 384.28 204.25 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.61 204.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.61 204.25 Td ( ) Tj ET Q q 0 0 0 rg BT 399.87 204.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 451.54 204.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 487.69 204.25 Td (in ) Tj ET Q q 0 0 0 rg BT 497.72 204.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 519.98 204.25 Td (and ) Tj ET Q q 0 0 0 rg BT 536.67 204.25 Td (2015\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 183.25 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 183.25 Td (7) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.34 183.25 Td ( ) Tj ET Q q 0 0 0 rg BT 87.84 183.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.79 183.25 Td (ACCOUNTS ) Tj ET Q q 0 0 0 rg BT 158.41 183.25 Td (RECEIV) Tj ET Q q 0 0 0 rg BT 196.01 183.25 Td (ABLE, ) Tj ET Q q 0 0 0 rg BT 228.25 183.25 Td (NET) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 162.25 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 89.77 162.25 Td (receivable, ) Tj ET Q q 0 0 0 rg BT 135.85 162.25 Td (net ) Tj ET Q q 0 0 0 rg BT 150.56 162.25 Td (consists ) Tj ET Q q 0 0 0 rg BT 184.73 162.25 Td (of ) Tj ET Q q 0 0 0 rg BT 195.56 162.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.28 162.25 Td (following ) Tj ET Q q 0 0 0 rg BT 251.67 162.25 Td (as ) Tj ET Q q 0 0 0 rg BT 262.50 162.25 Td (of ) Tj ET Q q 0 0 0 rg BT 273.33 162.25 Td (December ) Tj ET Q q 0 0 0 rg BT 316.91 162.25 Td (31:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 127.75 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 127.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 127.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 127.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 127.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 103.75 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 103.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 103.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 103.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 103.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 79.75 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 79.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 79.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 79.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 79.75 65.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 139.75 m 425 139.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 139.75 m 494 139.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 139.75 m 563 139.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 103.75 m 494 103.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 103.75 m 563 103.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 79.75 m 494 79.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 79.75 m 563 79.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 55.75 m 494 55.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 53.75 m 494 53.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 55.75 m 563 55.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 53.75 m 563 53.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 143.00 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 453.00 143.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.00 143.83 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 118.37 Td (Billed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 118.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 118.37 Td (40,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 118.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 118.37 Td (58,392) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 106.37 Td (Unbilled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 106.37 Td (22,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 106.37 Td (39,853) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 94.37 Td (63,319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 94.37 Td (98,245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 82.37 Td (Less: ) Tj ET Q q 0 0 0 rg BT 75.83 82.37 Td (Allowance for doubtful accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.30 82.37 Td (\(10,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 82.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 82.37 Td (\(10,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 82.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 58.32 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 58.32 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 58.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 58.32 Td (52,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 58.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 58.32 Td (87,821) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 163 0 obj <>] /Rotate 0 /Contents 164 0 R>> endobj 164 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Unbilled ) Tj ET Q q 0 0 0 rg BT 86.51 731.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 133.50 731.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 163.30 731.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 202.53 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 212.88 731.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 242.10 731.10 Td (real ) Tj ET Q q 0 0 0 rg BT 259.11 731.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 283.89 731.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 305.35 731.10 Td (management ) Tj ET Q q 0 0 0 rg BT 358.46 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 374.91 731.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 396.37 731.10 Td (services ) Tj ET Q q 0 0 0 rg BT 430.60 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 444.28 731.10 Td (which ) Tj ET Q q 0 0 0 rg BT 470.73 731.10 Td (we ) Tj ET Q q 0 0 0 rg BT 484.41 731.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 523.63 731.10 Td (recognize ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.00 719.10 Td (when ) Tj ET Q q 0 0 0 rg BT 106.51 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.59 719.10 Td (service ) Tj ET Q q 0 0 0 rg BT 150.76 719.10 Td (is ) Tj ET Q q 0 0 0 rg BT 159.28 719.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 196.68 719.10 Td (but ) Tj ET Q q 0 0 0 rg BT 211.31 719.10 Td (collect ) Tj ET Q q 0 0 0 rg BT 239.82 719.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 261.67 719.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 292.42 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 302.60 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.67 719.10 Td (sale, ) Tj ET Q q 0 0 0 rg BT 336.57 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 352.87 719.10 Td (default ) Tj ET Q q 0 0 0 rg BT 382.48 719.10 Td (management ) Tj ET Q q 0 0 0 rg BT 435.43 719.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 471.99 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 485.50 719.10 Td (which ) Tj ET Q q 0 0 0 rg BT 511.80 719.10 Td (we ) Tj ET Q q 0 0 0 rg BT 525.31 719.10 Td (generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 91.55 707.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 130.28 707.10 Td (over ) Tj ET Q q 0 0 0 rg BT 151.23 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.64 707.10 Td (service ) Tj ET Q q 0 0 0 rg BT 198.14 707.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 234.09 707.10 Td (period ) Tj ET Q q 0 0 0 rg BT 262.83 707.10 Td (but ) Tj ET Q q 0 0 0 rg BT 278.80 707.10 Td (bill ) Tj ET Q q 0 0 0 rg BT 295.32 707.10 Td (following ) Tj ET Q q 0 0 0 rg BT 337.40 707.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 385.57 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.09 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.50 707.10 Td (service. ) Tj ET Q q 0 0 0 rg BT 446.50 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 449.46 707.10 Td (W) Tj ET Q q 0 0 0 rg BT 458.10 707.10 Td (e ) Tj ET Q q 0 0 0 rg BT 465.72 707.10 Td (also ) Tj ET Q q 0 0 0 rg BT 485.02 707.10 Td (include ) Tj ET Q q 0 0 0 rg BT 517.64 707.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 554.72 707.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (unbilled ) Tj ET Q q 0 0 0 rg BT 84.77 695.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 132.24 695.10 Td (that ) Tj ET Q q 0 0 0 rg BT 149.74 695.10 Td (are ) Tj ET Q q 0 0 0 rg BT 164.45 695.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 193.59 695.10 Td (during ) Tj ET Q q 0 0 0 rg BT 222.20 695.10 Td (a ) Tj ET Q q 0 0 0 rg BT 229.14 695.10 Td (month ) Tj ET Q q 0 0 0 rg BT 257.20 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 274.13 695.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 299.41 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 309.69 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 324.40 695.10 Td (following ) Tj ET Q q 0 0 0 rg BT 365.79 695.10 Td (month.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 629.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 629.10 Td (8) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.34 629.10 Td ( ) Tj ET Q q 0 0 0 rg BT 87.84 629.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.34 629.10 Td (PREP) Tj ET Q q 0 0 0 rg BT 125.71 629.10 Td (AID ) Tj ET Q q 0 0 0 rg BT 146.54 629.10 Td (EXPENSES ) Tj ET Q q 0 0 0 rg BT 200.17 629.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 224.34 629.10 Td (OTHER ) Tj ET Q q 0 0 0 rg BT 262.96 629.10 Td (CURRENT) Tj ET Q q 0 0 0 rg BT 312.22 629.10 Td ( ) Tj ET Q q 0 0 0 rg BT 314.17 629.10 Td (ASSETS) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 608.10 Td (Prepaid ) Tj ET Q q 0 0 0 rg BT 82.55 608.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 121.15 608.10 Td (and ) Tj ET Q q 0 0 0 rg BT 138.08 608.10 Td (other ) Tj ET Q q 0 0 0 rg BT 161.13 608.10 Td (current ) Tj ET Q q 0 0 0 rg BT 191.95 608.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 217.78 608.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 248.05 608.10 Td (of ) Tj ET Q q 0 0 0 rg BT 258.88 608.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.60 608.10 Td (following ) Tj ET Q q 0 0 0 rg BT 314.99 608.10 Td (as ) Tj ET Q q 0 0 0 rg BT 325.82 608.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.65 608.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.23 608.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 573.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 573.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 573.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 573.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 573.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 549.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 549.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 549.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 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m 494 585.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 585.6 m 563 585.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 501.6 m 494 501.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 501.6 m 563 501.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 477.6 m 494 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 475.6 m 494 475.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 477.6 m 563 477.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 475.6 m 563 475.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 588.85 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 453.00 589.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.00 589.68 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 564.22 Td (Short-term investments in real estate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 564.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 564.22 Td (29,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 564.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 564.22 Td (13,025) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 552.22 Td (Maintenance agreements, current portion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 552.22 Td (8,014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 552.22 Td (6,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 540.22 Td (Income taxes receivable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 540.22 Td (9,227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 540.22 Td (5,186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 528.22 Td (Prepaid expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 528.22 Td (7,898) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 528.22 Td (6,919) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 516.22 Td (Litigation settlement insurance recovery \(Note 19\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 516.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 516.22 Td (4,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 504.22 Td (Other current assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 504.22 Td (10,198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 504.22 Td (6,888) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 480.17 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 480.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 480.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 480.17 Td (64,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 480.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 480.17 Td (42,608) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 453.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 453.10 Td (9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 85.34 453.10 Td ( ) Tj ET Q q 0 0 0 rg BT 87.84 453.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.34 453.10 Td (PREMISES ) Tj ET Q q 0 0 0 rg BT 153.41 453.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 177.58 453.10 Td (EQUIPMENT) Tj ET Q q 0 0 0 rg BT 238.50 453.10 Td (, ) Tj ET Q q 0 0 0 rg BT 243.50 453.10 Td (NET) Tj ET Q BT /F2 10.00 Tf ET BT /F1 9.70 Tf ET q 0 0 0 rg BT 49.50 432.45 Td (Premises ) Tj ET Q q 0 0 0 rg BT 86.95 432.45 Td (and ) Tj ET Q q 0 0 0 rg BT 103.38 432.45 Td (equipment, ) Tj ET Q q 0 0 0 rg BT 149.18 432.45 Td (net ) Tj ET Q q 0 0 0 rg BT 163.45 432.45 Td (consists ) Tj ET Q q 0 0 0 rg BT 196.60 432.45 Td (of ) Tj ET Q q 0 0 0 rg BT 207.10 432.45 Td (the ) Tj ET Q q 0 0 0 rg BT 221.38 432.45 Td (following ) Tj ET Q q 0 0 0 rg BT 261.52 432.45 Td (as ) Tj ET Q q 0 0 0 rg BT 272.03 432.45 Td (of ) Tj ET Q BT /F1 9.70 Tf ET q 0 0 0 rg BT 282.54 432.45 Td (December31) Tj ET Q BT /F1 9.70 Tf ET q 0 0 0 rg BT 334.51 432.45 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 397.95 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 397.95 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 397.95 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 397.95 4.00 -12.00 re f /GS0 gs 0.8 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[] 0 d 0 J 0 j 3 M 429 299.95 m 494 299.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 301.95 m 563 301.95 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 299.95 m 563 299.95 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 413.20 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 453.00 414.03 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.00 414.03 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 388.57 Td (Computer hardware and software) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 388.57 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 388.57 Td (179,567) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 388.57 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 388.57 Td (164,877) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 376.57 Td (Of) Tj ET Q q 0 0 0 rg BT 62.87 376.57 Td (fice equipment and other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 376.57 Td (9,388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 376.57 Td (20,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 364.57 Td (Furniture and fixtures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 364.57 Td (14,092) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 364.57 Td (13,997) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 352.57 Td (Leasehold improvements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 352.57 Td (33,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 352.57 Td (33,808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 340.57 Td (236,464) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 340.57 Td (232,870) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 328.57 Td (Less: ) Tj ET Q q 0 0 0 rg BT 75.56 328.57 Td (Accumulated depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.30 328.57 Td (\(163,191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 328.57 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.30 328.57 Td (\(129,397) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 328.57 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 304.52 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 304.52 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 304.52 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 304.52 Td (73,273) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 304.52 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 304.52 Td (103,473) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 277.45 Td (Depreciation ) Tj ET Q q 0 0 0 rg BT 105.95 277.45 Td (and ) Tj ET Q q 0 0 0 rg BT 125.20 277.45 Td (amortization ) Tj ET Q q 0 0 0 rg BT 180.55 277.45 Td (expense ) Tj ET Q q 0 0 0 rg BT 217.57 277.45 Td (amounted ) Tj ET Q q 0 0 0 rg BT 261.82 277.45 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.41 277.45 Td ($36.4 ) Tj ET Q q 0 0 0 rg BT 301.72 277.45 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.61 277.45 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.93 277.45 Td ($36.8 ) Tj ET Q q 0 0 0 rg BT 365.24 277.45 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.13 277.45 Td ( ) Tj ET Q q 0 0 0 rg BT 398.94 277.45 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.19 277.45 Td ($36.5 ) Tj ET Q q 0 0 0 rg BT 445.51 277.45 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.40 277.45 Td ( ) Tj ET Q q 0 0 0 rg BT 479.21 277.45 Td (for ) Tj ET Q q 0 0 0 rg BT 495.68 277.45 Td (the ) Tj ET Q q 0 0 0 rg BT 512.71 277.45 Td (years ) Tj ET Q q 0 0 0 rg BT 538.62 277.45 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 265.45 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.45 265.45 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.45 265.45 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.81 265.45 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.81 265.45 Td ( ) Tj ET Q q 0 0 0 rg BT 156.67 265.45 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.97 265.45 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.97 265.45 Td (, ) Tj ET Q q 0 0 0 rg BT 199.33 265.45 Td (respectively) Tj ET Q q 0 0 0 rg BT 246.99 265.45 Td (, ) Tj ET Q q 0 0 0 rg BT 252.35 265.45 Td (and ) Tj ET Q q 0 0 0 rg BT 269.65 265.45 Td (is ) Tj ET Q q 0 0 0 rg BT 279.18 265.45 Td (included ) Tj ET Q q 0 0 0 rg BT 316.48 265.45 Td (in ) Tj ET Q q 0 0 0 rg BT 327.12 265.45 Td (cost ) Tj ET Q q 0 0 0 rg BT 346.09 265.45 Td (of ) Tj ET Q q 0 0 0 rg BT 357.28 265.45 Td (revenue ) Tj ET Q q 0 0 0 rg BT 391.79 265.45 Td (for ) Tj ET Q q 0 0 0 rg BT 406.31 265.45 Td (operating ) Tj ET Q q 0 0 0 rg BT 446.93 265.45 Td (assets ) Tj ET Q q 0 0 0 rg BT 473.12 265.45 Td (and ) Tj ET Q q 0 0 0 rg BT 490.42 265.45 Td (in ) Tj ET Q q 0 0 0 rg BT 501.06 265.45 Td (selling, ) Tj ET Q q 0 0 0 rg BT 533.09 265.45 Td (general ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 253.45 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 253.45 Td (administrative ) Tj ET Q q 0 0 0 rg BT 126.15 253.45 Td (expenses ) Tj ET Q q 0 0 0 rg BT 164.74 253.45 Td (for ) Tj ET Q q 0 0 0 rg BT 178.90 253.45 Td (non-operating ) Tj ET Q q 0 0 0 rg BT 237.50 253.45 Td (assets ) Tj ET Q q 0 0 0 rg BT 263.33 253.45 Td (in ) Tj ET Q q 0 0 0 rg BT 273.61 253.45 Td (the ) Tj ET Q q 0 0 0 rg BT 288.32 253.45 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 341.37 253.45 Td (statements ) Tj ET Q q 0 0 0 rg BT 386.08 253.45 Td (of ) Tj ET Q q 0 0 0 rg BT 396.91 253.45 Td (operations ) Tj ET Q q 0 0 0 rg BT 441.06 253.45 Td (and ) Tj ET Q q 0 0 0 rg BT 458.00 253.45 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 521.03 253.45 Td (income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 232.45 Td (In ) Tj ET Q q 0 0 0 rg BT 60.98 232.45 Td (the ) Tj ET Q q 0 0 0 rg BT 76.34 232.45 Td (fourth ) Tj ET Q q 0 0 0 rg BT 103.93 232.45 Td (quarter ) Tj ET Q q 0 0 0 rg BT 135.39 232.45 Td (of ) Tj ET Q q 0 0 0 rg BT 146.87 232.45 Td (2015, ) Tj ET Q q 0 0 0 rg BT 172.51 232.45 Td (we ) Tj ET Q q 0 0 0 rg BT 187.32 232.45 Td (recognized ) Tj ET Q q 0 0 0 rg BT 234.33 232.45 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.91 232.45 Td ($4.1 ) Tj ET Q q 0 0 0 rg BT 262.56 232.45 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.45 232.45 Td ( ) Tj ET Q q 0 0 0 rg BT 294.60 232.45 Td (premises ) Tj ET Q q 0 0 0 rg BT 333.29 232.45 Td (and ) Tj ET Q q 0 0 0 rg BT 350.88 232.45 Td (equipment ) Tj ET Q q 0 0 0 rg BT 396.24 232.45 Td (impairment ) Tj ET Q q 0 0 0 rg BT 445.48 232.45 Td (loss ) Tj ET Q q 0 0 0 rg BT 464.19 232.45 Td (in ) Tj ET Q q 0 0 0 rg BT 475.12 232.45 Td (our ) Tj ET Q q 0 0 0 rg BT 491.59 232.45 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 533.62 232.45 Td (Market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 220.45 Td (segment ) Tj ET Q q 0 0 0 rg BT 84.56 220.45 Td (\(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.39 220.45 Td (Note ) Tj ET Q q 0 0 0 rg BT 123.56 220.45 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.56 220.45 Td ( ) Tj ET Q q 0 0 0 rg BT 135.30 220.45 Td (for ) Tj ET Q q 0 0 0 rg BT 148.69 220.45 Td (additional ) Tj ET Q q 0 0 0 rg BT 190.41 220.45 Td (information ) Tj ET Q q 0 0 0 rg BT 239.36 220.45 Td (regarding ) Tj ET Q q 0 0 0 rg BT 279.41 220.45 Td (our ) Tj ET Q q 0 0 0 rg BT 294.47 220.45 Td (changes ) Tj ET Q q 0 0 0 rg BT 328.41 220.45 Td (in ) Tj ET Q q 0 0 0 rg BT 337.92 220.45 Td (reportable ) Tj ET Q q 0 0 0 rg BT 380.19 220.45 Td (segments ) Tj ET Q q 0 0 0 rg BT 419.14 220.45 Td (ef) Tj ET Q q 0 0 0 rg BT 426.73 220.45 Td (fective ) Tj ET Q q 0 0 0 rg BT 455.66 220.45 Td (January ) Tj ET Q q 0 0 0 rg BT 488.49 220.45 Td (1, ) Tj ET Q q 0 0 0 rg BT 497.73 220.45 Td (2017\), ) Tj ET Q q 0 0 0 rg BT 525.29 220.45 Td (primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 208.45 Td (driven ) Tj ET Q q 0 0 0 rg BT 77.68 208.45 Td (by ) Tj ET Q q 0 0 0 rg BT 90.31 208.45 Td (the ) Tj ET Q q 0 0 0 rg BT 105.16 208.45 Td (Company) Tj ET Q q 0 0 0 rg BT 146.82 208.45 Td (s ) Tj ET Q q 0 0 0 rg BT 153.35 208.45 Td (projected ) Tj ET Q q 0 0 0 rg BT 193.18 208.45 Td (technology ) Tj ET Q q 0 0 0 rg BT 240.25 208.45 Td (revenue ) Tj ET Q q 0 0 0 rg BT 274.52 208.45 Td (from ) Tj ET Q q 0 0 0 rg BT 296.59 208.45 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 327.55 208.45 Td (and ) Tj ET Q q 0 0 0 rg BT 344.62 208.45 Td (investment ) Tj ET Q q 0 0 0 rg BT 391.13 208.45 Td (in ) Tj ET Q q 0 0 0 rg BT 401.54 208.45 Td (technologies ) Tj ET Q q 0 0 0 rg BT 454.71 208.45 Td (provided ) Tj ET Q q 0 0 0 rg BT 492.89 208.45 Td (to ) Tj ET Q q 0 0 0 rg BT 503.30 208.45 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 536.76 208.45 Td ( ) Tj ET Q q 0 0 0 rg BT 539.20 208.45 Td (There ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 196.45 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.43 196.45 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.43 196.45 Td ( ) Tj ET Q q 0 0 0 rg BT 83.93 196.45 Td (impairments ) Tj ET Q q 0 0 0 rg BT 136.42 196.45 Td (of ) Tj ET Q q 0 0 0 rg BT 147.25 196.45 Td (premises ) Tj ET Q q 0 0 0 rg BT 185.30 196.45 Td (and ) Tj ET Q q 0 0 0 rg BT 202.23 196.45 Td (equipment ) Tj ET Q q 0 0 0 rg BT 246.95 196.45 Td (for ) Tj ET Q q 0 0 0 rg BT 261.11 196.45 Td (the ) Tj ET Q q 0 0 0 rg BT 275.82 196.45 Td (years ) Tj ET Q q 0 0 0 rg BT 299.42 196.45 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.80 196.45 Td (December31, ) Tj ET Q q 0 0 0 rg BT 384.38 196.45 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.38 196.45 Td ( ) Tj ET Q q 0 0 0 rg BT 406.88 196.45 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.82 196.45 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.82 196.45 Td (.) Tj ET Q endstream endobj 165 0 obj <>] /Rotate 0 /Contents 166 0 R>> endobj 166 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (82) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 731.25 Td (10) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 731.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 731.25 Td (GOODWILL) Tj ET Q q 0 0 0 rg BT 162.58 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 164.52 731.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 188.69 731.25 Td (INT) Tj ET Q q 0 0 0 rg BT 205.73 731.25 Td (ANGIBLE ) Tj ET Q q 0 0 0 rg BT 253.80 731.25 Td (ASSETS, ) Tj ET Q q 0 0 0 rg BT 296.05 731.25 Td (NET) Tj ET Q BT /F2 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 689.25 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 90.09 689.25 Td (was ) Tj ET Q q 0 0 0 rg BT 108.46 689.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 146.25 689.25 Td (in ) Tj ET Q q 0 0 0 rg BT 156.84 689.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 203.53 689.25 Td (with ) Tj ET Q q 0 0 0 rg BT 224.12 689.25 Td (the ) Tj ET Q q 0 0 0 rg BT 239.16 689.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 261.97 689.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 308.67 689.25 Td (of ) Tj ET Q q 0 0 0 rg BT 319.81 689.25 Td (Granite, ) Tj ET Q q 0 0 0 rg BT 355.11 689.25 Td (the ) Tj ET Q q 0 0 0 rg BT 370.14 689.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 392.96 689.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 443.55 689.25 Td (of ) Tj ET Q q 0 0 0 rg BT 454.69 689.25 Td (CastleLine ) Tj ET Q q 0 0 0 rg BT 500.83 689.25 Td (and ) Tj ET Q q 0 0 0 rg BT 518.08 689.25 Td (RentRange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 677.25 Td (and ) Tj ET Q q 0 0 0 rg BT 65.47 677.25 Td (Investability) Tj ET Q q 0 0 0 rg BT 114.81 677.25 Td (, ) Tj ET Q q 0 0 0 rg BT 118.85 677.25 Td (the ) Tj ET Q q 0 0 0 rg BT 132.60 677.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 154.13 677.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 199.55 677.25 Td (of ) Tj ET Q q 0 0 0 rg BT 209.42 677.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 238.15 677.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 263.02 677.25 Td (and ) Tj ET Q q 0 0 0 rg BT 278.99 677.25 Td (assumption ) Tj ET Q q 0 0 0 rg BT 326.08 677.25 Td (of ) Tj ET Q q 0 0 0 rg BT 335.95 677.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 364.68 677.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 403.44 677.25 Td (of ) Tj ET Q q 0 0 0 rg BT 413.30 677.25 Td (Owners ) Tj ET Q q 0 0 0 rg BT 445.60 677.25 Td (Advantage, ) Tj ET Q q 0 0 0 rg BT 492.95 677.25 Td (LLC ) Tj ET Q q 0 0 0 rg BT 513.37 677.25 Td (\(Owners\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 665.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.01 665.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 86.30 665.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 132.47 665.25 Td (of ) Tj ET Q q 0 0 0 rg BT 143.09 665.25 Td (the ) Tj ET Q q 0 0 0 rg BT 157.60 665.25 Td (Homeward ) Tj ET Q q 0 0 0 rg BT 204.32 665.25 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 244.92 665.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 283.60 665.25 Td (the ) Tj ET Q q 0 0 0 rg BT 298.11 665.25 Td (201) Tj ET Q q 0 0 0 rg BT 312.74 665.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 320.03 665.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 370.10 665.25 Td (of ) Tj ET Q q 0 0 0 rg BT 380.72 665.25 Td (Springhouse, ) Tj ET Q q 0 0 0 rg BT 435.51 665.25 Td (LLC ) Tj ET Q q 0 0 0 rg BT 456.69 665.25 Td (and ) Tj ET Q q 0 0 0 rg BT 473.25 665.25 Td (T) Tj ET Q q 0 0 0 rg BT 479.01 665.25 Td (racmail ) Tj ET Q q 0 0 0 rg BT 511.28 665.25 Td (and ) Tj ET Q q 0 0 0 rg BT 528.01 665.25 Td (the ) Tj ET Q q 0 0 0 rg BT 542.52 665.25 Td (2010 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 653.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 95.74 653.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.43 653.25 Td (MP) Tj ET Q q 0 0 0 rg BT 119.97 653.25 Td (A. ) Tj ET Q q 0 0 0 rg BT 132.05 653.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.41 653.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 156.21 653.25 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.21 653.25 Td ( ) Tj ET Q q 0 0 0 rg BT 163.57 653.25 Td (discusses ) Tj ET Q q 0 0 0 rg BT 203.15 653.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.72 653.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.72 653.25 Td ( ) Tj ET Q q 0 0 0 rg BT 240.08 653.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.88 653.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.88 653.25 Td ( ) Tj ET Q q 0 0 0 rg BT 279.24 653.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 329.38 653.25 Td (\(there ) Tj ET Q q 0 0 0 rg BT 355.05 653.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.84 653.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.84 653.25 Td ( ) Tj ET Q q 0 0 0 rg BT 389.20 653.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 439.33 653.25 Td (in ) Tj ET Q q 0 0 0 rg BT 449.47 653.25 Td (2017\). ) Tj ET Q q 0 0 0 rg BT 477.66 653.25 Td ( ) Tj ET Q q 0 0 0 rg BT 480.02 653.25 Td (Changes ) Tj ET Q q 0 0 0 rg BT 516.82 653.25 Td (in ) Tj ET Q q 0 0 0 rg BT 526.96 653.25 Td (goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 641.25 Td (during ) Tj ET Q q 0 0 0 rg BT 78.11 641.25 Td (the ) Tj ET Q q 0 0 0 rg BT 92.83 641.25 Td (years ) Tj ET Q q 0 0 0 rg BT 116.42 641.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.80 641.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 201.38 641.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.38 641.25 Td ( ) Tj ET Q q 0 0 0 rg BT 223.88 641.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.82 641.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.82 641.25 Td ( ) Tj ET Q q 0 0 0 rg BT 263.32 641.25 Td (are ) Tj ET Q q 0 0 0 rg BT 278.03 641.25 Td (summarized ) Tj ET Q q 0 0 0 rg BT 329.40 641.25 Td (below:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 581.75 237.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.00 581.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 581.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 581.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 581.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 581.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 581.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 581.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 581.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 556.75 237.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.00 556.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 556.75 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 556.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 556.75 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 556.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 556.75 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 556.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 556.75 65.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 519.75 237.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.00 519.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 519.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 519.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 519.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 519.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 519.75 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 519.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 519.75 65.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 593.75 m 287 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 593.75 m 356 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 593.75 m 425 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 593.75 m 494 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 593.75 m 563 593.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 519.75 m 356 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 519.75 m 425 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 519.75 m 494 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 519.75 m 356 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 519.75 m 425 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 519.75 m 494 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 519.75 m 563 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 495.75 m 356 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 493.75 m 356 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 495.75 m 425 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 493.75 m 425 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 495.75 m 494 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 493.75 m 494 493.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 495.75 m 563 495.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 493.75 m 563 493.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 598.20 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 306.30 605.98 Td (Mortgage ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 310.10 597.98 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 372.55 605.98 Td (Real Estate ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 379.10 597.98 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.85 621.98 Td (Other) Tj ET Q q 0 0 0 rg BT 471.14 621.98 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 441.95 613.98 Td (Businesses, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 435.75 605.98 Td (Corporate and ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 439.20 597.98 Td (Eliminations) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 521.25 597.98 Td (T) Tj ET Q q 0 0 0 rg BT 525.85 597.98 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 572.37 Td (Balance as of January 1, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 572.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 572.37 Td (69,827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 572.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 572.37 Td (10,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 572.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 572.37 Td (2,968) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 572.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 572.37 Td (82,801) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 560.32 Td (CastleLine purchase price allocation adjustment ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 247.15 564.85 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.30 560.37 Td (\(1,395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 560.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 560.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 560.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 560.37 Td (\(1,395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 560.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 546.42 Td (RentRange and Investability purchase price allocation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.50 536.42 Td (adjustment) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 107.88 540.95 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 536.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 536.42 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 536.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 536.42 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 522.37 Td (Acquisition of Granite) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.65 522.37 Td (4,827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 522.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 522.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 522.37 Td (4,827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 498.32 Td (Balance as of December 31, 2016 and 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.50 498.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.65 498.32 Td (73,259) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 498.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.65 498.32 Td (10,056) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 498.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 498.32 Td (2,968) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 498.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 498.32 Td (86,283) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 483.25 Td (______________________________________) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 472.78 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 468.25 Td (During ) Tj ET Q q 0 0 0 rg BT 94.59 468.25 Td (the ) Tj ET Q q 0 0 0 rg BT 110.07 468.25 Td (second ) Tj ET Q q 0 0 0 rg BT 141.10 468.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 172.67 468.25 Td (of ) Tj ET Q q 0 0 0 rg BT 184.26 468.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 210.03 468.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 248.84 468.25 Td (was ) Tj ET Q q 0 0 0 rg BT 267.66 468.25 Td (revised ) Tj ET Q q 0 0 0 rg BT 299.79 468.25 Td (to ) Tj ET Q q 0 0 0 rg BT 310.83 468.25 Td (reflect ) Tj ET Q q 0 0 0 rg BT 339.63 468.25 Td (a ) Tj ET Q q 0 0 0 rg BT 347.32 468.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 386.12 468.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 433.25 468.25 Td (measurement ) Tj ET Q q 0 0 0 rg BT 489.83 468.25 Td (period ) Tj ET Q q 0 0 0 rg BT 518.63 468.25 Td (adjustment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 456.25 Td (related ) Tj ET Q q 0 0 0 rg BT 92.70 456.25 Td (to ) Tj ET Q q 0 0 0 rg BT 102.98 456.25 Td (the ) Tj ET Q q 0 0 0 rg BT 117.70 456.25 Td (CastleLine ) Tj ET Q q 0 0 0 rg BT 163.52 456.25 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 212.40 456.25 Td ( ) Tj ET Q q 0 0 0 rg BT 214.90 456.25 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.84 456.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 253.78 456.25 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.78 456.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 448.78 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 444.25 Td (During ) Tj ET Q q 0 0 0 rg BT 93.32 444.25 Td (the ) Tj ET Q q 0 0 0 rg BT 107.53 444.25 Td (third ) Tj ET Q q 0 0 0 rg BT 128.41 444.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 158.71 444.25 Td (of ) Tj ET Q q 0 0 0 rg BT 169.04 444.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 193.53 444.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 231.07 444.25 Td (was ) Tj ET Q q 0 0 0 rg BT 248.62 444.25 Td (revised ) Tj ET Q q 0 0 0 rg BT 279.49 444.25 Td (to ) Tj ET Q q 0 0 0 rg BT 289.25 444.25 Td (reflect ) Tj ET Q q 0 0 0 rg BT 316.78 444.25 Td (a ) Tj ET Q q 0 0 0 rg BT 323.21 444.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 360.74 444.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 406.60 444.25 Td (measurement ) Tj ET Q q 0 0 0 rg BT 461.90 444.25 Td (period ) Tj ET Q q 0 0 0 rg BT 489.44 444.25 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 535.31 444.25 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 432.25 Td (to ) Tj ET Q q 0 0 0 rg BT 73.28 432.25 Td (the ) Tj ET Q q 0 0 0 rg BT 88.00 432.25 Td (RentRange ) Tj ET Q q 0 0 0 rg BT 134.93 432.25 Td (and ) Tj ET Q q 0 0 0 rg BT 151.87 432.25 Td (Investability ) Tj ET Q q 0 0 0 rg BT 204.36 432.25 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 253.24 432.25 Td ( ) Tj ET Q q 0 0 0 rg BT 255.74 432.25 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.68 432.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 294.62 432.25 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.62 432.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 408.25 Td (During ) Tj ET Q q 0 0 0 rg BT 80.86 408.25 Td (our ) Tj ET Q q 0 0 0 rg BT 97.22 408.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 124.69 408.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 156.03 408.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 179.06 408.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 208.74 408.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 247.33 408.25 Td (assessment, ) Tj ET Q q 0 0 0 rg BT 297.29 408.25 Td (we ) Tj ET Q q 0 0 0 rg BT 311.98 408.25 Td (elected ) Tj ET Q q 0 0 0 rg BT 343.32 408.25 Td (to ) Tj ET Q q 0 0 0 rg BT 354.13 408.25 Td (bypass ) Tj ET Q q 0 0 0 rg BT 384.38 408.25 Td (the ) Tj ET Q q 0 0 0 rg BT 399.63 408.25 Td (initial ) Tj ET Q q 0 0 0 rg BT 425.99 408.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 461.23 408.25 Td (of ) Tj ET Q q 0 0 0 rg BT 472.59 408.25 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 517.83 408.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 548.06 408.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 396.25 Td (perform ) Tj ET Q q 0 0 0 rg BT 83.25 396.25 Td (a ) Tj ET Q q 0 0 0 rg BT 89.24 396.25 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 137.99 396.25 Td (two-step ) Tj ET Q q 0 0 0 rg BT 173.98 396.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 211.08 396.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 258.73 396.25 Td (test ) Tj ET Q q 0 0 0 rg BT 274.16 396.25 Td (of ) Tj ET Q q 0 0 0 rg BT 284.04 396.25 Td (all ) Tj ET Q q 0 0 0 rg BT 295.58 396.25 Td (of ) Tj ET Q q 0 0 0 rg BT 305.46 396.25 Td (our ) Tj ET Q q 0 0 0 rg BT 320.33 396.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 358.54 396.25 Td (units ) Tj ET Q q 0 0 0 rg BT 379.53 396.25 Td (as ) Tj ET Q q 0 0 0 rg BT 389.41 396.25 Td (a ) Tj ET Q q 0 0 0 rg BT 395.39 396.25 Td (result ) Tj ET Q q 0 0 0 rg BT 419.16 396.25 Td (of ) Tj ET Q q 0 0 0 rg BT 429.03 396.25 Td (the ) Tj ET Q q 0 0 0 rg BT 442.80 396.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 479.90 396.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 527.55 396.25 Td (recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 384.25 Td (in ) Tj ET Q q 0 0 0 rg BT 59.84 384.25 Td (2014. ) Tj ET Q q 0 0 0 rg BT 84.90 384.25 Td ( ) Tj ET Q q 0 0 0 rg BT 87.27 384.25 Td (W) Tj ET Q q 0 0 0 rg BT 95.91 384.25 Td (e ) Tj ET Q q 0 0 0 rg BT 102.91 384.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 146.00 384.25 Td (the ) Tj ET Q q 0 0 0 rg BT 160.77 384.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 177.21 384.25 Td (value ) Tj ET Q q 0 0 0 rg BT 201.43 384.25 Td (of ) Tj ET Q q 0 0 0 rg BT 212.32 384.25 Td (each ) Tj ET Q q 0 0 0 rg BT 233.19 384.25 Td (of ) Tj ET Q q 0 0 0 rg BT 244.08 384.25 Td (our ) Tj ET Q q 0 0 0 rg BT 259.97 384.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 299.19 384.25 Td (units ) Tj ET Q q 0 0 0 rg BT 321.20 384.25 Td (by ) Tj ET Q q 0 0 0 rg BT 333.76 384.25 Td (using ) Tj ET Q q 0 0 0 rg BT 357.99 384.25 Td (a ) Tj ET Q q 0 0 0 rg BT 364.98 384.25 Td (discounted ) Tj ET Q q 0 0 0 rg BT 410.87 384.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 431.20 384.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 452.09 384.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 486.87 384.25 Td (and ) Tj ET Q q 0 0 0 rg BT 503.86 384.25 Td (concluded ) Tj ET Q q 0 0 0 rg BT 547.52 384.25 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 372.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.07 372.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 112.86 372.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 158.44 372.25 Td (in ) Tj ET Q q 0 0 0 rg BT 169.57 372.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.14 372.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 227.37 372.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 259.60 372.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 296.28 372.25 Td (\(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.74 372.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 338.53 372.25 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.53 372.25 Td ( ) Tj ET Q q 0 0 0 rg BT 351.88 372.25 Td (for ) Tj ET Q q 0 0 0 rg BT 366.90 372.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 410.24 372.25 Td (information ) Tj ET Q q 0 0 0 rg BT 460.81 372.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 502.48 372.25 Td (our ) Tj ET Q q 0 0 0 rg BT 519.16 372.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 554.72 372.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 360.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 92.72 360.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 132.62 360.25 Td (ef) Tj ET Q q 0 0 0 rg BT 140.21 360.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 170.09 360.25 Td (January ) Tj ET Q q 0 0 0 rg BT 203.88 360.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 214.06 360.25 Td (2017\) ) Tj ET Q q 0 0 0 rg BT 240.08 360.25 Td (were ) Tj ET Q q 0 0 0 rg BT 262.19 360.25 Td (less ) Tj ET Q q 0 0 0 rg BT 279.87 360.25 Td (than ) Tj ET Q q 0 0 0 rg BT 299.77 360.25 Td (their ) Tj ET Q q 0 0 0 rg BT 320.78 360.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 356.78 360.25 Td (values. ) Tj ET Q q 0 0 0 rg BT 387.52 360.25 Td ( ) Tj ET Q q 0 0 0 rg BT 389.61 360.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 438.94 360.25 Td (, ) Tj ET Q q 0 0 0 rg BT 444.13 360.25 Td (we ) Tj ET Q q 0 0 0 rg BT 458.47 360.25 Td (performed ) Tj ET Q q 0 0 0 rg BT 502.80 360.25 Td (step ) Tj ET Q q 0 0 0 rg BT 521.60 360.25 Td (two ) Tj ET Q q 0 0 0 rg BT 539.28 360.25 Td (of ) Tj ET Q q 0 0 0 rg BT 550.29 360.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 348.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 98.12 348.25 Td (test ) Tj ET Q q 0 0 0 rg BT 114.53 348.25 Td (for ) Tj ET Q q 0 0 0 rg BT 128.71 348.25 Td (the ) Tj ET Q q 0 0 0 rg BT 143.45 348.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 190.40 348.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 235.14 348.25 Td (in ) Tj ET Q q 0 0 0 rg BT 245.44 348.25 Td (the ) Tj ET Q q 0 0 0 rg BT 260.18 348.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 301.58 348.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 332.98 348.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 368.82 348.25 Td (and ) Tj ET Q q 0 0 0 rg BT 385.78 348.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 433.28 348.25 Td (that ) Tj ET Q q 0 0 0 rg BT 450.80 348.25 Td (the ) Tj ET Q q 0 0 0 rg BT 465.54 348.25 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.60 348.25 Td ($55.7 ) Tj ET Q q 0 0 0 rg BT 533.62 348.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 336.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.69 336.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 99.11 336.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.31 336.25 Td (the ) Tj ET Q q 0 0 0 rg BT 125.39 336.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 172.69 336.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 217.77 336.25 Td (was ) Tj ET Q q 0 0 0 rg BT 236.19 336.25 Td (impaired. ) Tj ET Q q 0 0 0 rg BT 277.09 336.25 Td ( ) Tj ET Q q 0 0 0 rg BT 279.32 336.25 Td (As ) Tj ET Q q 0 0 0 rg BT 293.30 336.25 Td (a ) Tj ET Q q 0 0 0 rg BT 300.60 336.25 Td (result, ) Tj ET Q q 0 0 0 rg BT 328.18 336.25 Td (we ) Tj ET Q q 0 0 0 rg BT 342.71 336.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 380.55 336.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.85 336.25 Td ($55.7 ) Tj ET Q q 0 0 0 rg BT 413.21 336.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.11 336.25 Td ( ) Tj ET Q q 0 0 0 rg BT 444.97 336.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 493.93 336.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 512.36 336.25 Td (in ) Tj ET Q q 0 0 0 rg BT 523.00 336.25 Td (the ) Tj ET Q q 0 0 0 rg BT 538.08 336.25 Td (fourth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 324.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 80.61 324.25 Td (of ) Tj ET Q q 0 0 0 rg BT 91.73 324.25 Td (2015. ) Tj ET Q q 0 0 0 rg BT 117.03 324.25 Td ( ) Tj ET Q q 0 0 0 rg BT 119.62 324.25 Td (This ) Tj ET Q q 0 0 0 rg BT 140.19 324.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 178.54 324.25 Td (impairment ) Tj ET Q q 0 0 0 rg BT 227.44 324.25 Td (was ) Tj ET Q q 0 0 0 rg BT 245.78 324.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 285.79 324.25 Td (driven ) Tj ET Q q 0 0 0 rg BT 314.13 324.25 Td (by ) Tj ET Q q 0 0 0 rg BT 326.93 324.25 Td (the ) Tj ET Q q 0 0 0 rg BT 341.94 324.25 Td (Company) Tj ET Q q 0 0 0 rg BT 383.60 324.25 Td (s ) Tj ET Q q 0 0 0 rg BT 390.29 324.25 Td (projected ) Tj ET Q q 0 0 0 rg BT 430.29 324.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 477.51 324.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 511.95 324.25 Td (from ) Tj ET Q q 0 0 0 rg BT 534.19 324.25 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 312.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.79 312.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 113.53 312.25 Td (in ) Tj ET Q q 0 0 0 rg BT 124.17 312.25 Td (technologies ) Tj ET Q q 0 0 0 rg BT 177.56 312.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 215.96 312.25 Td (to ) Tj ET Q q 0 0 0 rg BT 226.60 312.25 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 260.27 312.25 Td ( ) Tj ET Q q 0 0 0 rg BT 262.92 312.25 Td (There ) Tj ET Q q 0 0 0 rg BT 289.09 312.25 Td (were ) Tj ET Q q 0 0 0 rg BT 311.38 312.25 Td (no ) Tj ET Q q 0 0 0 rg BT 324.23 312.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 367.08 312.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 405.49 312.25 Td (impairments ) Tj ET Q q 0 0 0 rg BT 458.34 312.25 Td (as ) Tj ET Q q 0 0 0 rg BT 469.52 312.25 Td (of ) Tj ET Q q 0 0 0 rg BT 480.71 312.25 Td (December ) Tj ET Q q 0 0 0 rg BT 524.65 312.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 540.00 312.25 Td (2015. ) Tj ET Q q 0 0 0 rg BT 565.00 312.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 300.25 Td (Based ) Tj ET Q q 0 0 0 rg BT 76.69 300.25 Td (on ) Tj ET Q q 0 0 0 rg BT 89.44 300.25 Td (our ) Tj ET Q q 0 0 0 rg BT 105.52 300.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 132.71 300.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 163.78 300.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 186.53 300.25 Td (and ) Tj ET Q q 0 0 0 rg BT 203.72 300.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 226.47 300.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 264.78 300.25 Td (assessments, ) Tj ET Q q 0 0 0 rg BT 318.36 300.25 Td (we ) Tj ET Q q 0 0 0 rg BT 332.77 300.25 Td (concluded ) Tj ET Q q 0 0 0 rg BT 376.62 300.25 Td (that ) Tj ET Q q 0 0 0 rg BT 394.37 300.25 Td (there ) Tj ET Q q 0 0 0 rg BT 417.10 300.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.28 300.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.28 300.25 Td ( ) Tj ET Q q 0 0 0 rg BT 452.03 300.25 Td (impairments ) Tj ET Q q 0 0 0 rg BT 504.78 300.25 Td (of ) Tj ET Q q 0 0 0 rg BT 515.86 300.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 554.17 300.25 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 288.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.33 288.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 118.91 288.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.91 288.25 Td ( ) Tj ET Q q 0 0 0 rg BT 141.41 288.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.35 288.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.35 288.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 267.25 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 95.35 267.25 Td (Assets, ) Tj ET Q q 0 0 0 rg BT 127.01 267.25 Td (Net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 246.25 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 92.54 246.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 120.87 246.25 Td (net ) Tj ET Q q 0 0 0 rg BT 135.59 246.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 165.87 246.25 Td (of ) Tj ET Q q 0 0 0 rg BT 176.70 246.25 Td (the ) Tj ET Q q 0 0 0 rg BT 191.41 246.25 Td (following ) Tj ET Q q 0 0 0 rg BT 232.80 246.25 Td (as ) Tj ET Q q 0 0 0 rg BT 243.63 246.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.46 246.25 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.04 246.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 177.75 127.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.00 177.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.00 177.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.00 177.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.00 177.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 177.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 177.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.00 177.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 177.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.00 177.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.00 177.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 177.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 177.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 177.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 177.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 153.75 127.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.00 153.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.00 153.75 40.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.00 153.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.00 153.75 53.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 153.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 153.75 53.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.00 153.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 153.75 53.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.00 153.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.00 153.75 53.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 153.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 153.75 53.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 153.75 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 153.75 53.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 119.75 127.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.00 119.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.00 119.75 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.00 119.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.00 119.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 119.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 119.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.00 119.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 119.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.00 119.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.00 119.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 119.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 119.75 53.00 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0.9333333333333333 1 rg /GS0 gs 449.00 95.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 95.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 95.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 95.75 53.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 71.75 127.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 177.00 71.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 181.00 71.75 40.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 221.00 71.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 225.00 71.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.00 71.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 282.00 71.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 335.00 71.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 71.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 392.00 71.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.00 71.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 71.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 71.75 53.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.00 71.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 510.00 71.75 53.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 201.75 m 278 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278 201.75 m 282 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 201.75 m 335 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 201.75 m 392 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392 201.75 m 396 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396 201.75 m 449 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 201.75 m 506 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506 201.75 m 510 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 201.75 m 563 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 189.75 m 177 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 181 189.75 m 221 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 201.75 m 278 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 189.75 m 278 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 201.75 m 335 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 189.75 m 335 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 201.75 m 392 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 189.75 m 392 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396 201.75 m 449 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396 189.75 m 449 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 201.75 m 506 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 189.75 m 506 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 201.75 m 563 201.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 189.75 m 563 189.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 83.75 m 278 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 83.75 m 335 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 83.75 m 392 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396 83.75 m 449 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 83.75 m 506 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 83.75 m 563 83.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 59.75 m 278 59.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225 57.75 m 278 57.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 59.75 m 335 59.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282 57.75 m 335 57.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 59.75 m 392 59.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 57.75 m 392 57.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396 59.75 m 449 59.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396 57.75 m 449 57.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 59.75 m 506 59.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 57.75 m 506 57.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 59.75 m 563 59.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 510 57.75 m 563 57.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 184.25 225.98 Td (W) Tj ET Q q 0 0 0 rg BT 191.81 225.98 Td (eighted ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 187.15 217.98 Td (average ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 184.05 209.98 Td (estimated ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 183.90 201.98 Td (useful life ) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 184.80 193.98 Td (\(in years\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 239.75 205.98 Td (Gr) Tj ET Q q 0 0 0 rg BT 249.38 205.98 Td (osscarryingamount) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 347.80 205.98 Td (Accumulatedamortization) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 481.90 205.98 Td (Netbookvalue) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 193.00 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 243.00 193.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 300.00 193.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 357.00 193.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 414.00 193.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 471.00 193.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 528.00 193.83 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 168.37 Td (Definite lived intangible) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 156.37 Td (T) Tj ET Q q 0 0 0 rg BT 64.43 156.37 Td (rademarks and trade names) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.50 156.37 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.50 156.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.65 156.37 Td (15,354) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.50 156.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.65 156.37 Td (15,354) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.50 156.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.30 156.37 Td (\(8,881) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 156.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.50 156.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.30 156.37 Td (\(7,724) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 156.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 156.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 156.37 Td (6,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 156.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 156.37 Td (7,630) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 144.32 Td (Customer related intangible) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 134.37 Td (assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.50 136.42 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.60 136.42 Td (277,828) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.60 136.42 Td (277,828) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.30 136.47 Td (\(188,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 136.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.30 136.47 Td (\(156,980) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 136.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 136.42 Td (89,570) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 136.42 Td (120,848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 122.37 Td (Operating agreement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.50 122.37 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.65 122.37 Td (35,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.65 122.37 Td (35,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.30 122.37 Td (\(13,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 122.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.30 122.37 Td (\(12,104) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 122.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 122.37 Td (21,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 122.37 Td (22,896) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 110.37 Td (Non-compete agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.00 110.37 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 110.37 Td (1,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 110.37 Td (1,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.80 110.37 Td (\(897) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 110.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 110.37 Td (\(507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 110.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.15 110.37 Td (663) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 110.37 Td (1,053) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 98.37 Td (Intellectual property) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.50 98.37 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.15 98.37 Td (300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.15 98.37 Td (300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.80 98.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 378.13 98.37 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 98.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.80 98.37 Td (\(85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 98.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.15 98.37 Td (185) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 98.37 Td (215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 86.37 Td (Other intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.00 86.37 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.65 86.37 Td (3,745) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 86.37 Td (3,745) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.30 86.37 Td (\(1,706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 86.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.80 86.37 Td (\(955) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 86.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 86.37 Td (2,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 86.37 Td (2,790) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 69.25 20.41 -9.09 re f /GS0 gs q 0 0 0 rg BT 52.50 62.32 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 62.32 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.50 62.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.60 62.32 Td (333,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.50 62.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.60 62.32 Td (333,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.50 62.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.30 62.37 Td (\(213,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 62.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.50 62.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.30 62.37 Td (\(178,355) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 62.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.50 62.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.60 62.32 Td (120,065) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.50 62.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.60 62.32 Td (155,432) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 167 0 obj <>] /Rotate 0 /Contents 168 0 R>> endobj 168 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (83) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Amortization ) Tj ET Q q 0 0 0 rg BT 105.40 731.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 140.19 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 154.43 731.10 Td (definite ) Tj ET Q q 0 0 0 rg BT 187.55 731.10 Td (lived ) Tj ET Q q 0 0 0 rg BT 210.13 731.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 252.70 731.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 278.61 731.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.74 731.10 Td ($35.4 ) Tj ET Q q 0 0 0 rg BT 321.82 731.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.71 731.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.79 731.10 Td ($47.6 ) Tj ET Q q 0 0 0 rg BT 380.87 731.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.77 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 412.35 731.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.37 731.10 Td ($41.1 ) Tj ET Q q 0 0 0 rg BT 454.45 731.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.34 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 485.92 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 500.16 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 514.96 731.10 Td (years ) Tj ET Q q 0 0 0 rg BT 538.64 731.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.03 719.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.03 719.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.98 719.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.98 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 155.43 719.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.32 719.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.32 719.10 Td (, ) Tj ET Q q 0 0 0 rg BT 197.27 719.10 Td (respectively) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 245.58 719.10 Td (. ) Tj ET Q q 0 0 0 rg BT 250.03 719.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.23 719.10 Td (Expected ) Tj ET Q q 0 0 0 rg BT 291.89 719.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 320.99 719.10 Td (definite ) Tj ET Q q 0 0 0 rg BT 353.98 719.10 Td (lived ) Tj ET Q q 0 0 0 rg BT 376.42 719.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 418.86 719.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 440.75 719.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 493.74 719.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 528.39 719.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.50 719.10 Td (2018) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.11 707.10 Td (2022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.11 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 105.61 707.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.78 707.10 Td ($26.2 ) Tj ET Q q 0 0 0 rg BT 139.78 707.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.67 707.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.67 707.10 Td ($21.8 ) Tj ET Q q 0 0 0 rg BT 198.67 707.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.56 707.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.56 707.10 Td ($18.2 ) Tj ET Q q 0 0 0 rg BT 257.56 707.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.45 707.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.45 707.10 Td ($1) Tj ET Q q 0 0 0 rg BT 301.08 707.10 Td (1.5 ) Tj ET Q q 0 0 0 rg BT 316.08 707.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.97 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 347.47 707.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.41 707.10 Td ($7.3 ) Tj ET Q q 0 0 0 rg BT 384.41 707.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.30 707.10 Td (, ) Tj ET Q q 0 0 0 rg BT 418.30 707.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 465.96 707.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (In ) Tj ET Q q 0 0 0 rg BT 61.45 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 77.29 686.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 105.34 686.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 137.28 686.10 Td (of ) Tj ET Q q 0 0 0 rg BT 149.23 686.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 175.35 686.10 Td (we ) Tj ET Q q 0 0 0 rg BT 190.63 686.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 229.22 686.10 Td (an ) Tj ET Q q 0 0 0 rg BT 242.28 686.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 292.00 686.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 311.18 686.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.13 686.10 Td ($1) Tj ET Q q 0 0 0 rg BT 332.76 686.10 Td (1.9 ) Tj ET Q q 0 0 0 rg BT 348.88 686.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.77 686.10 Td ( ) Tj ET Q q 0 0 0 rg BT 381.39 686.10 Td (in ) Tj ET Q q 0 0 0 rg BT 392.79 686.10 Td (our ) Tj ET Q q 0 0 0 rg BT 409.74 686.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 452.23 686.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 484.73 686.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 521.68 686.10 Td (and ) Tj ET Q q 0 0 0 rg BT 539.73 686.10 Td (Other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 99.04 674.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 142.18 674.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.78 674.10 Td (Eliminations ) Tj ET Q q 0 0 0 rg BT 214.04 674.10 Td (\(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.29 674.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 255.88 674.10 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.88 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 269.03 674.10 Td (for ) Tj ET Q q 0 0 0 rg BT 283.85 674.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 326.99 674.10 Td (information ) Tj ET Q q 0 0 0 rg BT 377.36 674.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 418.83 674.10 Td (our ) Tj ET Q q 0 0 0 rg BT 435.31 674.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 470.67 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 481.60 674.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 525.29 674.10 Td (segments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.09 662.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 87.52 662.10 Td (January ) Tj ET Q q 0 0 0 rg BT 121.85 662.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 132.58 662.10 Td (2017\), ) Tj ET Q q 0 0 0 rg BT 161.64 662.10 Td (related ) Tj ET Q q 0 0 0 rg BT 192.07 662.10 Td (to ) Tj ET Q q 0 0 0 rg BT 203.08 662.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 242.96 662.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 293.41 662.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 336.63 662.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 363.19 662.10 Td (from ) Tj ET Q q 0 0 0 rg BT 385.85 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 401.30 662.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 424.53 662.10 Td (Homeward ) Tj ET Q q 0 0 0 rg BT 472.19 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 489.86 662.10 Td (ResCap ) Tj ET Q q 0 0 0 rg BT 524.20 662.10 Td (fee-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (business ) Tj ET Q q 0 0 0 rg BT 86.86 650.10 Td (acquisitions. ) Tj ET Q q 0 0 0 rg BT 140.60 650.10 Td ( ) Tj ET Q q 0 0 0 rg BT 143.81 650.10 Td (These ) Tj ET Q q 0 0 0 rg BT 171.15 650.10 Td (impairments ) Tj ET Q q 0 0 0 rg BT 224.61 650.10 Td (of ) Tj ET Q q 0 0 0 rg BT 236.41 650.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 279.86 650.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 306.66 650.10 Td (were ) Tj ET Q q 0 0 0 rg BT 329.55 650.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 370.23 650.10 Td (driven ) Tj ET Q q 0 0 0 rg BT 399.24 650.10 Td (by ) Tj ET Q q 0 0 0 rg BT 412.71 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 428.39 650.10 Td (Company) Tj ET Q q 0 0 0 rg BT 470.06 650.10 Td (s ) Tj ET Q q 0 0 0 rg BT 477.41 650.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 518.08 650.10 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.50 638.10 Td (from ) Tj ET Q q 0 0 0 rg BT 105.29 638.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 135.96 638.10 Td (and ) Tj ET Q q 0 0 0 rg BT 152.76 638.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 198.99 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 209.12 638.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 262.02 638.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 299.92 638.10 Td (to ) Tj ET Q q 0 0 0 rg BT 310.05 638.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 343.23 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 345.41 638.10 Td (There ) Tj ET Q q 0 0 0 rg BT 371.08 638.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.86 638.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.86 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 405.21 638.10 Td (impairments ) Tj ET Q q 0 0 0 rg BT 457.56 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 468.24 638.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 510.58 638.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 536.27 638.10 Td (for ) Tj ET Q q 0 0 0 rg BT 550.28 638.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (years ) Tj ET Q q 0 0 0 rg BT 73.10 626.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.48 626.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 158.06 626.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.06 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 180.56 626.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.50 626.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.50 626.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 605.10 Td (1) Tj ET Q q 0 0 0 rg BT 84.79 605.10 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 89.79 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.29 605.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 104.79 605.10 Td (OTHER ) Tj ET Q q 0 0 0 rg BT 142.85 605.10 Td (ASSETS) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 584.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.77 584.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 100.60 584.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 130.88 584.10 Td (of ) Tj ET Q q 0 0 0 rg BT 141.71 584.10 Td (the ) Tj ET Q q 0 0 0 rg BT 156.42 584.10 Td (following ) Tj ET Q q 0 0 0 rg BT 197.81 584.10 Td (as ) Tj ET Q q 0 0 0 rg BT 208.64 584.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.47 584.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.05 584.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 547.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 547.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 547.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 547.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 547.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 523.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 523.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 523.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 523.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 523.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 499.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 499.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 499.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 499.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 499.60 65.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 559.6 m 425 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 559.6 m 494 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 559.6 m 563 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 559.6 m 494 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 559.6 m 563 559.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 499.6 m 494 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 499.6 m 563 499.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 475.6 m 494 475.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 473.6 m 494 473.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 475.6 m 563 475.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 473.6 m 563 473.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 564.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 453.00 563.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.00 563.83 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 538.22 Td (Security deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 538.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 538.22 Td (5,304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 538.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 538.22 Td (5,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 526.22 Td (Maintenance agreements, non-current portion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 526.22 Td (362) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 526.22 Td (853) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 514.22 Td (Restricted cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 514.22 Td (3,837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 514.22 Td (4,127) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 502.22 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 502.22 Td (692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 502.22 Td (767) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 478.17 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 478.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 478.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 478.17 Td (10,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 478.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 478.17 Td (1) Tj ET Q q 0 0 0 rg BT 536.65 478.17 Td (1,255) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 451.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 451.10 Td (12) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 451.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 451.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 104.79 451.10 Td (ACCOUNTS ) Tj ET Q q 0 0 0 rg BT 163.41 451.10 Td (P) Tj ET Q q 0 0 0 rg BT 168.77 451.10 Td (A) Tj ET Q q 0 0 0 rg BT 175.08 451.10 Td (Y) Tj ET Q q 0 0 0 rg BT 181.38 451.10 Td (ABLE, ) Tj ET Q q 0 0 0 rg BT 213.06 451.10 Td (ACCRUED ) Tj ET Q q 0 0 0 rg BT 265.56 451.10 Td (EXPENSES ) Tj ET Q q 0 0 0 rg BT 319.19 451.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 343.36 451.10 Td (OTHER ) Tj ET Q q 0 0 0 rg BT 381.98 451.10 Td (CURRENT) Tj ET Q q 0 0 0 rg BT 431.24 451.10 Td ( ) Tj ET Q q 0 0 0 rg BT 433.74 451.10 Td (LIABILITIES) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 430.10 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 89.77 430.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 123.36 430.10 Td (and ) Tj ET Q q 0 0 0 rg BT 140.30 430.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 173.88 430.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 212.48 430.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 242.76 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 253.59 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.31 430.10 Td (following ) Tj ET Q q 0 0 0 rg BT 309.70 430.10 Td (as ) Tj ET Q q 0 0 0 rg BT 320.53 430.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.36 430.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.94 430.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 395.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 395.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 395.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 395.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 395.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 371.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 371.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 371.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 371.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 371.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 347.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 347.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 347.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 347.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 347.60 65.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 407.6 m 425 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 407.6 m 494 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 407.6 m 563 407.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 347.6 m 494 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 347.6 m 563 347.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 323.6 m 494 323.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 321.6 m 494 321.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 323.6 m 563 323.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 321.6 m 563 321.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 410.85 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 453.00 411.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.00 411.68 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 386.22 Td (Accounts payable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 386.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 386.22 Td (15,682) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 386.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 386.22 Td (8,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 374.22 Td (Accrued salaries and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 374.22 Td (41,363) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 374.22 Td (47,614) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 362.22 Td (Accrued expenses - general) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 362.22 Td (27,268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 362.22 Td (26,426) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 350.22 Td (Income taxes payable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 350.22 Td (87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 350.22 Td (308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 326.17 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 326.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 326.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 326.17 Td (84,400) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 326.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 326.17 Td (83,135) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 299.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.77 299.10 Td (current ) Tj ET Q q 0 0 0 rg BT 105.58 299.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 145.30 299.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 175.58 299.10 Td (of ) Tj ET Q q 0 0 0 rg BT 186.41 299.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.13 299.10 Td (following ) Tj ET Q q 0 0 0 rg BT 242.51 299.10 Td (as ) Tj ET Q q 0 0 0 rg BT 253.34 299.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.17 299.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.76 299.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 264.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 264.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 264.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 264.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 264.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 240.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 240.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 240.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 240.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 240.60 65.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 276.6 m 425 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 276.6 m 494 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 276.6 m 563 276.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 240.60000000000002 m 494 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 240.60000000000002 m 563 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 216.60000000000002 m 494 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 214.60000000000002 m 494 214.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 216.60000000000002 m 563 216.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 214.60000000000002 m 563 214.60000000000002 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 279.85 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 453.00 280.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.00 280.68 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 255.22 Td (Unfunded cash account balances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 255.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 255.22 Td (5,900) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 255.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 255.22 Td (7,137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 243.22 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 243.22 Td (3,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 243.22 Td (1) Tj ET Q q 0 0 0 rg BT 536.65 243.22 Td (1,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 219.17 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 219.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 219.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 219.17 Td (9,414) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 219.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 219.17 Td (19,061) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 192.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 192.10 Td (13) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 192.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 192.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 192.10 Td (LONG-TERM ) Tj ET Q q 0 0 0 rg BT 170.62 192.10 Td (DEBT) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 171.10 Td (Long-term ) Tj ET Q q 0 0 0 rg BT 94.76 171.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 114.48 171.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 148.65 171.10 Td (of ) Tj ET Q q 0 0 0 rg BT 159.48 171.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.20 171.10 Td (following ) Tj ET Q q 0 0 0 rg BT 215.58 171.10 Td (as ) Tj ET Q q 0 0 0 rg BT 226.41 171.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.24 171.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.83 171.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 136.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 136.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 136.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 136.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 136.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 112.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 112.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 112.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 112.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 112.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 88.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 88.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 88.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 88.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 88.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 64.60 375.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 64.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 64.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 64.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 64.60 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 148.60000000000002 m 425 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 148.60000000000002 m 494 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 148.60000000000002 m 563 148.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 100.60000000000002 m 494 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 100.60000000000002 m 563 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 76.60000000000002 m 494 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 76.60000000000002 m 563 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 76.60000000000002 m 494 76.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 52.60000000000002 m 494 52.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 50.60000000000002 m 494 50.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 52.60000000000002 m 563 52.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 50.60000000000002 m 563 50.60000000000002 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 151.85 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 453.00 152.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.00 152.68 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 127.22 Td (Senior secured term loan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 127.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 127.22 Td (413,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 127.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 127.22 Td (479,653) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 115.22 Td (Less: Debt issuance costs, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.30 115.22 Td (\(3,158) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 115.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 115.22 Td (\(4,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 115.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 103.22 Td (Less: Unamortized discount, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.30 103.22 Td (\(1,142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 103.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 103.22 Td (\(1,622) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 103.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 91.22 Td (Net long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 91.22 Td (409,281) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 91.22 Td (473,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 79.22 Td (Less: Current portion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.30 79.22 Td (\(5,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.15 79.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 79.22 Td (\(5,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 79.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 55.17 Td (Long-term debt, less current portion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 55.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 55.17 Td (403,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 55.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 55.17 Td (467,600) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 169 0 obj <>] /Rotate 0 /Contents 170 0 R>> endobj 170 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (On ) Tj ET Q q 0 0 0 rg BT 64.45 731.10 Td (November27, ) Tj ET Q q 0 0 0 rg BT 124.39 731.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 149.01 731.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 193.40 731.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 233.91 731.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 249.14 731.10 Td (r) Tj ET Q q 0 0 0 rg BT 251.92 731.10 Td (.l., ) Tj ET Q q 0 0 0 rg BT 264.93 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 272.09 731.10 Td (wholly-owned ) Tj ET Q q 0 0 0 rg BT 332.59 731.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 376.43 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 386.88 731.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 431.27 731.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 469.55 731.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 510.07 731.10 Td (S.A., ) Tj ET Q q 0 0 0 rg BT 533.08 731.10 Td (entered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (into ) Tj ET Q q 0 0 0 rg BT 67.77 719.10 Td (a ) Tj ET Q q 0 0 0 rg BT 74.93 719.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 102.08 719.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 135.34 719.10 Td (term ) Tj ET Q q 0 0 0 rg BT 156.38 719.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 176.31 719.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 220.67 719.10 Td (with ) Tj ET Q q 0 0 0 rg BT 241.16 719.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 264.99 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.43 719.10 Td (America, ) Tj ET Q q 0 0 0 rg BT 315.07 719.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 339.73 719.10 Td (as ) Tj ET Q q 0 0 0 rg BT 350.78 719.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 410.70 719.10 Td (agent, ) Tj ET Q q 0 0 0 rg BT 437.57 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 454.73 719.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 484.65 719.10 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 518.74 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 520.86 719.10 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 87.07 707.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 126.87 707.10 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 146.66 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 163.11 707.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 192.33 707.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 241.56 707.10 Td (are ) Tj ET Q q 0 0 0 rg BT 255.77 707.10 Td (guarantors ) Tj ET Q q 0 0 0 rg BT 299.99 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 310.33 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 324.56 707.10 Td (term ) Tj ET Q q 0 0 0 rg BT 344.90 707.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 364.13 707.10 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 413.46 707.10 Td (, ) Tj ET Q q 0 0 0 rg BT 417.97 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 432.20 707.10 Td (Guarantors\). ) Tj ET Q q 0 0 0 rg BT 493.34 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 495.21 707.10 Td (W) Tj ET Q q 0 0 0 rg BT 503.85 707.10 Td (e ) Tj ET Q q 0 0 0 rg BT 510.30 707.10 Td (subsequently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 81.31 695.10 Td (into ) Tj ET Q q 0 0 0 rg BT 99.26 695.10 Td (four ) Tj ET Q q 0 0 0 rg BT 118.31 695.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 171.24 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.41 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.02 695.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 222.85 695.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 255.77 695.10 Td (term ) Tj ET Q q 0 0 0 rg BT 276.49 695.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 296.10 695.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 340.13 695.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 352.80 695.10 Td (among ) Tj ET Q q 0 0 0 rg BT 382.40 695.10 Td (other ) Tj ET Q q 0 0 0 rg BT 405.34 695.10 Td (changes, ) Tj ET Q q 0 0 0 rg BT 442.44 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 444.83 695.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 479.97 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 494.58 695.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 532.51 695.10 Td (amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.60 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.59 683.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 102.80 683.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 136.10 683.10 Td (term ) Tj ET Q q 0 0 0 rg BT 157.20 683.10 Td (loan, ) Tj ET Q q 0 0 0 rg BT 179.68 683.10 Td (re-establish ) Tj ET Q q 0 0 0 rg BT 228.55 683.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.54 683.10 Td ($200.0 ) Tj ET Q q 0 0 0 rg BT 273.81 683.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.70 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 305.47 683.10 Td (incremental ) Tj ET Q q 0 0 0 rg BT 355.43 683.10 Td (term ) Tj ET Q q 0 0 0 rg BT 376.53 683.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 396.52 683.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 427.61 683.10 Td (accordion, ) Tj ET Q q 0 0 0 rg BT 472.30 683.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 497.84 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 512.83 683.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 545.03 683.10 Td (rate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (extend ) Tj ET Q q 0 0 0 rg BT 78.62 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 93.30 671.10 Td (maturity ) Tj ET Q q 0 0 0 rg BT 129.65 671.10 Td (date ) Tj ET Q q 0 0 0 rg BT 148.77 671.10 Td (by ) Tj ET Q q 0 0 0 rg BT 161.24 671.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.46 671.10 Td (one ) Tj ET Q q 0 0 0 rg BT 238.37 671.10 Td (year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.17 671.10 Td (, ) Tj ET Q q 0 0 0 rg BT 260.14 671.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 295.36 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.04 671.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 353.06 671.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 385.52 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 396.32 671.10 Td (Restricted ) Tj ET Q q 0 0 0 rg BT 439.32 671.10 Td (Junior ) Tj ET Q q 0 0 0 rg BT 466.79 671.10 Td (Payments ) Tj ET Q q 0 0 0 rg BT 508.14 671.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 522.27 671.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 554.72 671.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.93 659.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 90.59 659.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 123.34 659.10 Td (term ) Tj ET Q q 0 0 0 rg BT 143.88 659.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 163.31 659.10 Td (agreement; ) Tj ET Q q 0 0 0 rg BT 209.95 659.10 Td (other ) Tj ET Q q 0 0 0 rg BT 232.71 659.10 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 278.23 659.10 Td (terms, ) Tj ET Q q 0 0 0 rg BT 305.17 659.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 332.38 659.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 364.58 659.10 Td (herein, ) Tj ET Q q 0 0 0 rg BT 394.28 659.10 Td (are ) Tj ET Q q 0 0 0 rg BT 408.71 659.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 440.91 659.10 Td (in ) Tj ET Q q 0 0 0 rg BT 450.90 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 465.33 659.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 491.99 659.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 524.74 659.10 Td (term ) Tj ET Q q 0 0 0 rg BT 545.28 659.10 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 647.10 Td (agreement\) ) Tj ET Q q 0 0 0 rg BT 96.97 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.91 647.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 143.61 647.10 Td (other ) Tj ET Q q 0 0 0 rg BT 166.66 647.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 201.37 647.10 Td (to ) Tj ET Q q 0 0 0 rg BT 211.64 647.10 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 249.12 647.10 Td (an ) Tj ET Q q 0 0 0 rg BT 261.06 647.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 294.10 647.10 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 347.69 647.10 Td (of ) Tj ET Q q 0 0 0 rg BT 358.52 647.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.24 647.10 Td (Company) Tj ET Q q 0 0 0 rg BT 414.91 647.10 Td (s ) Tj ET Q q 0 0 0 rg BT 421.30 647.10 Td (subsidiaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.67 626.10 Td (December1, ) Tj ET Q q 0 0 0 rg BT 116.70 626.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 140.72 626.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 184.32 626.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 224.06 626.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 238.51 626.10 Td (r) Tj ET Q q 0 0 0 rg BT 241.29 626.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 251.01 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.97 626.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 310.57 626.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 349.19 626.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 363.64 626.10 Td (r) Tj ET Q q 0 0 0 rg BT 366.42 626.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 376.14 626.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 407.52 626.10 Td (into ) Tj ET Q q 0 0 0 rg BT 425.02 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 439.19 626.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 465.57 626.10 Td (amendment ) Tj ET Q q 0 0 0 rg BT 514.17 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 523.90 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 538.06 626.10 Td (senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 82.95 614.10 Td (term ) Tj ET Q q 0 0 0 rg BT 104.18 614.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 124.31 614.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 142.76 614.10 Td (Fourth ) Tj ET Q q 0 0 0 rg BT 176.14 614.10 Td (Amendment\) ) Tj ET Q q 0 0 0 rg BT 236.25 614.10 Td (that ) Tj ET Q q 0 0 0 rg BT 254.15 614.10 Td (modifies ) Tj ET Q q 0 0 0 rg BT 292.06 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.18 614.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 334.53 614.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 367.98 614.10 Td (term ) Tj ET Q q 0 0 0 rg BT 389.21 614.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 409.34 614.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 453.89 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 464.58 614.10 Td (add ) Tj ET Q q 0 0 0 rg BT 481.28 614.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 525.85 614.10 Td (Holdings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 64.00 602.10 Td (r) Tj ET Q q 0 0 0 rg BT 66.78 602.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 76.55 602.10 Td (\(then ) Tj ET Q q 0 0 0 rg BT 99.10 602.10 Td (a ) Tj ET Q q 0 0 0 rg BT 105.54 602.10 Td (guarantor ) Tj ET Q q 0 0 0 rg BT 145.85 602.10 Td (under ) Tj ET Q q 0 0 0 rg BT 170.62 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 184.83 602.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 211.27 602.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 243.81 602.10 Td (term ) Tj ET Q q 0 0 0 rg BT 264.13 602.10 Td (loan\) ) Tj ET Q q 0 0 0 rg BT 286.67 602.10 Td (as ) Tj ET Q q 0 0 0 rg BT 297.00 602.10 Td (a ) Tj ET Q q 0 0 0 rg BT 303.44 602.10 Td (borrower ) Tj ET Q q 0 0 0 rg BT 342.09 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 351.87 602.10 Td (anticipation ) Tj ET Q q 0 0 0 rg BT 401.07 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 411.40 602.10 Td (an ) Tj ET Q q 0 0 0 rg BT 422.84 602.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 455.38 602.10 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 508.47 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.36 602.10 Td (Altisource, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.10 Td (whereby ) Tj ET Q q 0 0 0 rg BT 85.47 590.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 129.10 590.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 168.87 590.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 183.35 590.10 Td (r) Tj ET Q q 0 0 0 rg BT 186.13 590.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 195.89 590.10 Td (would ) Tj ET Q q 0 0 0 rg BT 222.87 590.10 Td (mer) Tj ET Q q 0 0 0 rg BT 238.23 590.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 249.65 590.10 Td (with ) Tj ET Q q 0 0 0 rg BT 269.41 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 285.82 590.10 Td (into ) Tj ET Q q 0 0 0 rg BT 302.92 590.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 346.56 590.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 385.21 590.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 399.69 590.10 Td (r) Tj ET Q q 0 0 0 rg BT 402.46 590.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 412.22 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 428.20 590.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 471.84 590.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 510.48 590.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 524.96 590.10 Td (r) Tj ET Q q 0 0 0 rg BT 527.74 590.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 537.50 590.10 Td (would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.10 Td (be ) Tj ET Q q 0 0 0 rg BT 62.11 578.10 Td (automatically ) Tj ET Q q 0 0 0 rg BT 119.71 578.10 Td (substituted ) Tj ET Q q 0 0 0 rg BT 166.21 578.10 Td (in ) Tj ET Q q 0 0 0 rg BT 177.16 578.10 Td (all ) Tj ET Q q 0 0 0 rg BT 190.33 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 201.83 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.22 578.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 243.17 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 260.78 578.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 308.39 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.19 578.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 364.02 578.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 404.98 578.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 420.65 578.10 Td (r) Tj ET Q q 0 0 0 rg BT 423.43 578.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 434.38 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 437.32 578.10 Td (This ) Tj ET Q q 0 0 0 rg BT 458.27 578.10 Td (mer) Tj ET Q q 0 0 0 rg BT 473.64 578.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 489.58 578.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 527.72 578.10 Td (ef) Tj ET Q q 0 0 0 rg BT 535.31 578.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 566.10 Td (December27, ) Tj ET Q q 0 0 0 rg BT 107.82 566.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 130.06 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 146.24 566.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 190.14 566.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 229.05 566.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 243.79 566.10 Td (r) Tj ET Q q 0 0 0 rg BT 246.56 566.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 256.58 566.10 Td (\(renamed ) Tj ET Q q 0 0 0 rg BT 296.08 566.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 339.97 566.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 354.71 566.10 Td (r) Tj ET Q q 0 0 0 rg BT 357.49 566.10 Td (.l.\) ) Tj ET Q q 0 0 0 rg BT 370.84 566.10 Td (became ) Tj ET Q q 0 0 0 rg BT 403.61 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.06 566.10 Td (sole ) Tj ET Q q 0 0 0 rg BT 436.41 566.10 Td (borrower) Tj ET Q q 0 0 0 rg BT 472.51 566.10 Td (. ) Tj ET Q q 0 0 0 rg BT 477.25 566.10 Td ( ) Tj ET Q q 0 0 0 rg BT 479.33 566.10 Td (The ) Tj ET Q q 0 0 0 rg BT 497.11 566.10 Td (mer) Tj ET Q q 0 0 0 rg BT 512.48 566.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 527.49 566.10 Td (is ) Tj ET Q q 0 0 0 rg BT 536.39 566.10 Td (part ) Tj ET Q q 0 0 0 rg BT 554.18 566.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.29 554.10 Td (lar) Tj ET Q q 0 0 0 rg BT 66.65 554.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 81.77 554.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 125.22 554.10 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 178.67 554.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 198.23 554.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 236.13 554.10 Td (to ) Tj ET Q q 0 0 0 rg BT 246.25 554.10 Td (simplify ) Tj ET Q q 0 0 0 rg BT 281.93 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.50 554.10 Td (Company) Tj ET Q q 0 0 0 rg BT 338.16 554.10 Td (s ) Tj ET Q q 0 0 0 rg BT 344.40 554.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 384.50 554.10 Td (structure, ) Tj ET Q q 0 0 0 rg BT 424.34 554.10 Td (allow ) Tj ET Q q 0 0 0 rg BT 448.90 554.10 Td (it ) Tj ET Q q 0 0 0 rg BT 456.81 554.10 Td (to ) Tj ET Q q 0 0 0 rg BT 466.93 554.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 498.70 554.10 Td (more ) Tj ET Q q 0 0 0 rg BT 521.60 554.10 Td (ef) Tj ET Q q 0 0 0 rg BT 529.19 554.10 Td (ficiently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.33 542.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 95.36 542.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 154.96 542.10 Td (costs. ) Tj ET Q q 0 0 0 rg BT 179.85 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 182.07 542.10 Td (The ) Tj ET Q q 0 0 0 rg BT 200.01 542.10 Td (mer) Tj ET Q q 0 0 0 rg BT 215.37 542.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 230.53 542.10 Td (did ) Tj ET Q q 0 0 0 rg BT 245.70 542.10 Td (not ) Tj ET Q q 0 0 0 rg BT 260.87 542.10 Td (result ) Tj ET Q q 0 0 0 rg BT 285.47 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 295.64 542.10 Td (any ) Tj ET Q q 0 0 0 rg BT 312.47 542.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 347.07 542.10 Td (to ) Tj ET Q q 0 0 0 rg BT 357.24 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 371.84 542.10 Td (collateral ) Tj ET Q q 0 0 0 rg BT 411.43 542.10 Td (securing ) Tj ET Q q 0 0 0 rg BT 447.70 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.31 542.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 489.13 542.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 522.06 542.10 Td (term ) Tj ET Q q 0 0 0 rg BT 542.78 542.10 Td (loan. ) Tj ET Q q 0 0 0 rg BT 564.99 542.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.25 530.10 Td (Fourth ) Tj ET Q q 0 0 0 rg BT 97.41 530.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 150.05 530.10 Td (also, ) Tj ET Q q 0 0 0 rg BT 171.86 530.10 Td (among ) Tj ET Q q 0 0 0 rg BT 202.28 530.10 Td (other ) Tj ET Q q 0 0 0 rg BT 226.03 530.10 Td (changes, ) Tj ET Q q 0 0 0 rg BT 263.94 530.10 Td (broadens ) Tj ET Q q 0 0 0 rg BT 303.24 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 318.66 530.10 Td (mechanisms ) Tj ET Q q 0 0 0 rg BT 371.29 530.10 Td (by ) Tj ET Q q 0 0 0 rg BT 384.50 530.10 Td (which ) Tj ET Q q 0 0 0 rg BT 411.43 530.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 456.29 530.10 Td (can ) Tj ET Q q 0 0 0 rg BT 473.37 530.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 512.10 530.10 Td (or ) Tj ET Q q 0 0 0 rg BT 523.64 530.10 Td (otherwise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 518.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 81.55 518.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 116.96 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.92 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.77 518.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 169.84 518.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 203.01 518.10 Td (term ) Tj ET Q q 0 0 0 rg BT 223.97 518.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 243.81 518.10 Td (by ) Tj ET Q q 0 0 0 rg BT 256.44 518.10 Td (permitting ) Tj ET Q q 0 0 0 rg BT 300.15 518.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 344.44 518.10 Td (to ) Tj ET Q q 0 0 0 rg BT 354.85 518.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 393.02 518.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 428.43 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 439.39 518.10 Td (its ) Tj ET Q q 0 0 0 rg BT 451.47 518.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 478.54 518.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 511.70 518.10 Td (term ) Tj ET Q q 0 0 0 rg BT 532.66 518.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 552.51 518.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 506.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.48 506.10 Td (non-pro-rata ) Tj ET Q q 0 0 0 rg BT 109.00 506.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 131.54 506.10 Td (at ) Tj ET Q q 0 0 0 rg BT 141.30 506.10 Td (par ) Tj ET Q q 0 0 0 rg BT 156.61 506.10 Td (or ) Tj ET Q q 0 0 0 rg BT 167.49 506.10 Td (at ) Tj ET Q q 0 0 0 rg BT 177.25 506.10 Td (a ) Tj ET Q q 0 0 0 rg BT 184.23 506.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 220.66 506.10 Td (to ) Tj ET Q q 0 0 0 rg BT 230.98 506.10 Td (par ) Tj ET Q q 0 0 0 rg BT 246.29 506.10 Td (through ) Tj ET Q q 0 0 0 rg BT 279.94 506.10 Td (open ) Tj ET Q q 0 0 0 rg BT 301.92 506.10 Td (market ) Tj ET Q q 0 0 0 rg BT 332.23 506.10 Td (purchases ) Tj ET Q q 0 0 0 rg BT 374.20 506.10 Td (\(including ) Tj ET Q q 0 0 0 rg BT 417.85 506.10 Td (through ) Tj ET Q q 0 0 0 rg BT 451.50 506.10 Td (a ) Tj ET Q q 0 0 0 rg BT 458.48 506.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 487.12 506.10 Td (acting ) Tj ET Q q 0 0 0 rg BT 514.10 506.10 Td (on ) Tj ET Q q 0 0 0 rg BT 526.64 506.10 Td (behalf ) Tj ET Q q 0 0 0 rg BT 554.17 506.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 494.10 Td (Altisource\) ) Tj ET Q q 0 0 0 rg BT 96.70 494.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.69 494.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 141.67 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 151.66 494.10 Td (its ) Tj ET Q q 0 0 0 rg BT 163.32 494.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 197.20 494.10 Td (right ) Tj ET Q q 0 0 0 rg BT 218.30 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 228.29 494.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 266.04 494.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 301.03 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 311.57 494.10 Td (its ) Tj ET Q q 0 0 0 rg BT 323.23 494.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 349.88 494.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 382.63 494.10 Td (term ) Tj ET Q q 0 0 0 rg BT 403.17 494.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 422.60 494.10 Td (through ) Tj ET Q q 0 0 0 rg BT 455.92 494.10 Td (a ) Tj ET Q q 0 0 0 rg BT 462.57 494.10 Td (Dutch ) Tj ET Q q 0 0 0 rg BT 489.22 494.10 Td (auction ) Tj ET Q q 0 0 0 rg BT 520.86 494.10 Td (open ) Tj ET Q q 0 0 0 rg BT 542.51 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 552.50 494.10 Td (all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 482.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 76.44 482.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 109.48 482.10 Td (term ) Tj ET Q q 0 0 0 rg BT 130.30 482.10 Td (lenders.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 461.10 Td (The ) Tj ET Q q 0 0 0 rg BT 66.86 461.10 Td (term ) Tj ET Q q 0 0 0 rg BT 87.00 461.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 106.04 461.10 Td (must ) Tj ET Q q 0 0 0 rg BT 127.30 461.10 Td (be ) Tj ET Q q 0 0 0 rg BT 138.55 461.10 Td (repaid ) Tj ET Q q 0 0 0 rg BT 165.35 461.10 Td (in ) Tj ET Q q 0 0 0 rg BT 174.95 461.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 198.42 461.10 Td (consecutive ) Tj ET Q q 0 0 0 rg BT 247.44 461.10 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 285.34 461.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 322.70 461.10 Td (installments ) Tj ET Q q 0 0 0 rg BT 372.85 461.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.99 461.10 Td ($1.5 ) Tj ET Q q 0 0 0 rg BT 402.31 461.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.20 461.10 Td (, ) Tj ET Q q 0 0 0 rg BT 435.52 461.10 Td (with ) Tj ET Q q 0 0 0 rg BT 455.11 461.10 Td (the ) Tj ET Q q 0 0 0 rg BT 469.14 461.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 501.49 461.10 Td (due ) Tj ET Q q 0 0 0 rg BT 517.74 461.10 Td (at ) Tj ET Q q 0 0 0 rg BT 526.78 461.10 Td (maturity) Tj ET Q q 0 0 0 rg BT 560.01 461.10 Td (. ) Tj ET Q q 0 0 0 rg BT 565.01 461.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 449.10 Td (All ) Tj ET Q q 0 0 0 rg BT 65.03 449.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 101.68 449.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 151.10 449.10 Td (under ) Tj ET Q q 0 0 0 rg BT 176.62 449.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.59 449.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 218.79 449.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 252.08 449.10 Td (term ) Tj ET Q q 0 0 0 rg BT 273.16 449.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 293.13 449.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 337.53 449.10 Td (will ) Tj ET Q q 0 0 0 rg BT 355.84 449.10 Td (become ) Tj ET Q q 0 0 0 rg BT 389.69 449.10 Td (due ) Tj ET Q q 0 0 0 rg BT 406.88 449.10 Td (on ) Tj ET Q q 0 0 0 rg BT 419.64 449.10 Td (the ) Tj ET Q q 0 0 0 rg BT 434.61 449.10 Td (earlier ) Tj ET Q q 0 0 0 rg BT 462.90 449.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.98 449.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 486.18 449.10 Td (December9, ) Tj ET Q q 0 0 0 rg BT 540.02 449.10 Td (2020, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 437.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.84 437.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 79.97 437.10 Td (the ) Tj ET Q q 0 0 0 rg BT 94.09 437.10 Td (date ) Tj ET Q q 0 0 0 rg BT 112.65 437.10 Td (on ) Tj ET Q q 0 0 0 rg BT 124.56 437.10 Td (which ) Tj ET Q q 0 0 0 rg BT 150.90 437.10 Td (the ) Tj ET Q q 0 0 0 rg BT 165.02 437.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 188.04 437.10 Td (are ) Tj ET Q q 0 0 0 rg BT 202.15 437.10 Td (declared ) Tj ET Q q 0 0 0 rg BT 237.92 437.10 Td (to ) Tj ET Q q 0 0 0 rg BT 247.60 437.10 Td (be ) Tj ET Q q 0 0 0 rg BT 258.95 437.10 Td (due ) Tj ET Q q 0 0 0 rg BT 275.29 437.10 Td (and ) Tj ET Q q 0 0 0 rg BT 291.63 437.10 Td (owing ) Tj ET Q q 0 0 0 rg BT 318.54 437.10 Td (by ) Tj ET Q q 0 0 0 rg BT 330.45 437.10 Td (the ) Tj ET Q q 0 0 0 rg BT 344.57 437.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 403.68 437.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 427.24 437.10 Td (at ) Tj ET Q q 0 0 0 rg BT 436.37 437.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.49 437.10 Td (request ) Tj ET Q q 0 0 0 rg BT 481.27 437.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 494.84 437.10 Td (with ) Tj ET Q q 0 0 0 rg BT 514.52 437.10 Td (the ) Tj ET Q q 0 0 0 rg BT 528.64 437.10 Td (consent\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 425.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.28 425.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.95 425.10 Td (Required ) Tj ET Q q 0 0 0 rg BT 114.06 425.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 148.72 425.10 Td (or ) Tj ET Q q 0 0 0 rg BT 159.51 425.10 Td (as ) Tj ET Q q 0 0 0 rg BT 170.29 425.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 211.62 425.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 249.62 425.10 Td (in ) Tj ET Q q 0 0 0 rg BT 259.85 425.10 Td (the ) Tj ET Q q 0 0 0 rg BT 274.52 425.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 301.42 425.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 334.41 425.10 Td (term ) Tj ET Q q 0 0 0 rg BT 355.19 425.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 374.86 425.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 418.95 425.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 441.40 425.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.07 425.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 502.38 425.10 Td (of ) Tj ET Q q 0 0 0 rg BT 513.16 425.10 Td (any ) Tj ET Q q 0 0 0 rg BT 530.06 425.10 Td (event ) Tj ET Q q 0 0 0 rg BT 554.17 425.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 413.10 Td (default ) Tj ET Q q 0 0 0 rg BT 79.76 413.10 Td (under ) Tj ET Q q 0 0 0 rg BT 105.03 413.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.75 413.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 146.69 413.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 179.72 413.10 Td (term ) Tj ET Q q 0 0 0 rg BT 200.55 413.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 220.27 413.10 Td (agreement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 392.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.41 392.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 95.77 392.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.13 392.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.93 392.10 Td (scheduled ) Tj ET Q q 0 0 0 rg BT 163.50 392.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 201.62 392.10 Td (payments, ) Tj ET Q q 0 0 0 rg BT 245.03 392.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 275.94 392.10 Td (to ) Tj ET Q q 0 0 0 rg BT 286.30 392.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 316.09 392.10 Td (exceptions, ) Tj ET Q q 0 0 0 rg BT 363.93 392.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.73 392.10 Td (term ) Tj ET Q q 0 0 0 rg BT 399.64 392.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 419.44 392.10 Td (is ) Tj ET Q q 0 0 0 rg BT 428.69 392.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 459.60 392.10 Td (to ) Tj ET Q q 0 0 0 rg BT 469.96 392.10 Td (mandatory ) Tj ET Q q 0 0 0 rg BT 515.31 392.10 Td (prepayment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 380.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 71.49 380.10 Td (issuances ) Tj ET Q q 0 0 0 rg BT 111.25 380.10 Td (of ) Tj ET Q q 0 0 0 rg BT 121.57 380.10 Td (debt, ) Tj ET Q q 0 0 0 rg BT 143.28 380.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 178.04 380.10 Td (and ) Tj ET Q q 0 0 0 rg BT 194.46 380.10 Td (condemnation ) Tj ET Q q 0 0 0 rg BT 253.11 380.10 Td (events ) Tj ET Q q 0 0 0 rg BT 280.64 380.10 Td (and ) Tj ET Q q 0 0 0 rg BT 297.07 380.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 318.50 380.10 Td (of ) Tj ET Q q 0 0 0 rg BT 328.83 380.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 356.65 380.10 Td (as ) Tj ET Q q 0 0 0 rg BT 366.97 380.10 Td (well ) Tj ET Q q 0 0 0 rg BT 386.18 380.10 Td (as ) Tj ET Q q 0 0 0 rg BT 396.50 380.10 Td (from ) Tj ET Q q 0 0 0 rg BT 417.93 380.10 Td (a ) Tj ET Q q 0 0 0 rg BT 424.36 380.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 469.65 380.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.97 380.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 534.73 380.10 Td (Excess ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 368.10 Td (Cash ) Tj ET Q q 0 0 0 rg BT 72.06 368.10 Td (Flow ) Tj ET Q q 0 0 0 rg BT 95.17 368.10 Td (if ) Tj ET Q q 0 0 0 rg BT 103.84 368.10 Td (the ) Tj ET Q q 0 0 0 rg BT 118.61 368.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 155.03 368.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 175.91 368.10 Td (is ) Tj ET Q q 0 0 0 rg BT 185.14 368.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 215.45 368.10 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.22 368.10 Td (3.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.72 368.10 Td ( ) Tj ET Q q 0 0 0 rg BT 255.28 368.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.61 368.10 Td (1.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.11 368.10 Td (, ) Tj ET Q q 0 0 0 rg BT 288.17 368.10 Td (as ) Tj ET Q q 0 0 0 rg BT 299.05 368.10 Td (calculated ) Tj ET Q q 0 0 0 rg BT 342.14 368.10 Td (in ) Tj ET Q q 0 0 0 rg BT 352.47 368.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 399.99 368.10 Td (with ) Tj ET Q q 0 0 0 rg BT 420.32 368.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.10 368.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 479.32 368.10 Td (of ) Tj ET Q q 0 0 0 rg BT 490.21 368.10 Td (the ) Tj ET Q q 0 0 0 rg BT 504.98 368.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 531.98 368.10 Td (secured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 356.10 Td (term ) Tj ET Q q 0 0 0 rg BT 69.87 356.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 89.13 356.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 106.73 356.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 152.07 356.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 190.76 356.10 Td (if ) Tj ET Q q 0 0 0 rg BT 198.92 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.18 356.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 249.09 356.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 269.46 356.10 Td (exceeds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.15 356.10 Td (3.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.65 356.10 Td ( ) Tj ET Q q 0 0 0 rg BT 322.70 356.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.52 356.10 Td (1.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.02 356.10 Td (\). ) Tj ET Q q 0 0 0 rg BT 357.90 356.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.94 356.10 Td (No) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.17 356.10 Td ( ) Tj ET Q q 0 0 0 rg BT 374.21 356.10 Td (mandatory ) Tj ET Q q 0 0 0 rg BT 419.02 356.10 Td (prepayments ) Tj ET Q q 0 0 0 rg BT 472.16 356.10 Td (were ) Tj ET Q q 0 0 0 rg BT 493.64 356.10 Td (owed ) Tj ET Q q 0 0 0 rg BT 517.34 356.10 Td (for ) Tj ET Q q 0 0 0 rg BT 531.05 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 545.31 356.10 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 344.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.88 344.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 134.46 344.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.46 344.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 323.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.15 323.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.15 323.10 Td (, ) Tj ET Q q 0 0 0 rg BT 104.97 323.10 Td (we ) Tj ET Q q 0 0 0 rg BT 118.95 323.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 169.58 323.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 204.68 323.10 Td (of ) Tj ET Q q 0 0 0 rg BT 215.33 323.10 Td (our ) Tj ET Q q 0 0 0 rg BT 230.98 323.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 257.74 323.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 290.60 323.10 Td (term ) Tj ET Q q 0 0 0 rg BT 311.24 323.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 330.78 323.10 Td (with ) Tj ET Q q 0 0 0 rg BT 350.88 323.10 Td (an ) Tj ET Q q 0 0 0 rg BT 362.64 323.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 403.82 323.10 Td (par ) Tj ET Q q 0 0 0 rg BT 418.91 323.10 Td (value ) Tj ET Q q 0 0 0 rg BT 442.89 323.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.54 323.10 Td ($60.1 ) Tj ET Q q 0 0 0 rg BT 478.36 323.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.25 323.10 Td ( ) Tj ET Q q 0 0 0 rg BT 509.57 323.10 Td (at ) Tj ET Q q 0 0 0 rg BT 519.11 323.10 Td (a ) Tj ET Q q 0 0 0 rg BT 525.87 323.10 Td (weighted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 311.10 Td (average ) Tj ET Q q 0 0 0 rg BT 82.15 311.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 117.60 311.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.50 311.10 Td (10.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.33 311.10 Td (, ) Tj ET Q q 0 0 0 rg BT 157.39 311.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 206.16 311.10 Td (a ) Tj ET Q q 0 0 0 rg BT 212.16 311.10 Td (net ) Tj ET Q q 0 0 0 rg BT 225.94 311.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 244.72 311.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.62 311.10 Td ($5.6 ) Tj ET Q q 0 0 0 rg BT 273.68 311.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.58 311.10 Td ( ) Tj ET Q q 0 0 0 rg BT 304.14 311.10 Td (on ) Tj ET Q q 0 0 0 rg BT 315.71 311.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.49 311.10 Td (early ) Tj ET Q q 0 0 0 rg BT 351.04 311.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 414.26 311.10 Td (of ) Tj ET Q q 0 0 0 rg BT 424.16 311.10 Td (debt. ) Tj ET Q q 0 0 0 rg BT 445.44 311.10 Td ( ) Tj ET Q q 0 0 0 rg BT 447.00 311.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.90 311.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.90 311.10 Td (, ) Tj ET Q q 0 0 0 rg BT 500.96 311.10 Td (we ) Tj ET Q q 0 0 0 rg BT 514.19 311.10 Td (repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 299.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 85.03 299.10 Td (of ) Tj ET Q q 0 0 0 rg BT 96.12 299.10 Td (our ) Tj ET Q q 0 0 0 rg BT 112.21 299.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 139.40 299.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 172.70 299.10 Td (term ) Tj ET Q q 0 0 0 rg BT 193.78 299.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 213.75 299.10 Td (with ) Tj ET Q q 0 0 0 rg BT 234.29 299.10 Td (an ) Tj ET Q q 0 0 0 rg BT 246.48 299.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 288.10 299.10 Td (par ) Tj ET Q q 0 0 0 rg BT 303.62 299.10 Td (value ) Tj ET Q q 0 0 0 rg BT 328.04 299.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.12 299.10 Td ($51.0 ) Tj ET Q q 0 0 0 rg BT 364.38 299.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.27 299.10 Td ( ) Tj ET Q q 0 0 0 rg BT 396.03 299.10 Td (at ) Tj ET Q q 0 0 0 rg BT 406.00 299.10 Td (a ) Tj ET Q q 0 0 0 rg BT 413.19 299.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 452.61 299.10 Td (average ) Tj ET Q q 0 0 0 rg BT 486.45 299.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 523.09 299.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.18 299.10 Td (13.2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 299.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 287.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 99.35 287.10 Td (a ) Tj ET Q q 0 0 0 rg BT 106.44 287.10 Td (net ) Tj ET Q q 0 0 0 rg BT 121.30 287.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 141.17 287.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.15 287.10 Td ($5.5 ) Tj ET Q q 0 0 0 rg BT 172.30 287.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.19 287.10 Td ( ) Tj ET Q q 0 0 0 rg BT 203.84 287.10 Td (on ) Tj ET Q q 0 0 0 rg BT 216.49 287.10 Td (the ) Tj ET Q q 0 0 0 rg BT 231.35 287.10 Td (early ) Tj ET Q q 0 0 0 rg BT 253.99 287.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 318.30 287.10 Td (of ) Tj ET Q q 0 0 0 rg BT 329.28 287.10 Td (debt. ) Tj ET Q q 0 0 0 rg BT 351.64 287.10 Td ( ) Tj ET Q q 0 0 0 rg BT 354.29 287.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.27 287.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.27 287.10 Td (, ) Tj ET Q q 0 0 0 rg BT 410.42 287.10 Td (we ) Tj ET Q q 0 0 0 rg BT 424.73 287.10 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 475.68 287.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 511.11 287.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.09 287.10 Td (our ) Tj ET Q q 0 0 0 rg BT 538.07 287.10 Td (senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 275.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 82.69 275.10 Td (term ) Tj ET Q q 0 0 0 rg BT 103.67 275.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 123.53 275.10 Td (with ) Tj ET Q q 0 0 0 rg BT 143.96 275.10 Td (an ) Tj ET Q q 0 0 0 rg BT 156.05 275.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 197.57 275.10 Td (par ) Tj ET Q q 0 0 0 rg BT 212.99 275.10 Td (value ) Tj ET Q q 0 0 0 rg BT 237.29 275.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.27 275.10 Td ($49.0 ) Tj ET Q q 0 0 0 rg BT 273.43 275.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.32 275.10 Td ( ) Tj ET Q q 0 0 0 rg BT 304.97 275.10 Td (at ) Tj ET Q q 0 0 0 rg BT 314.84 275.10 Td (a ) Tj ET Q q 0 0 0 rg BT 321.93 275.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 361.23 275.10 Td (average ) Tj ET Q q 0 0 0 rg BT 394.97 275.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 431.51 275.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.49 275.10 Td (10.3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.32 275.10 Td (, ) Tj ET Q q 0 0 0 rg BT 473.47 275.10 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 523.32 275.10 Td (a ) Tj ET Q q 0 0 0 rg BT 530.41 275.10 Td (net ) Tj ET Q q 0 0 0 rg BT 545.28 275.10 Td (gain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 263.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.68 263.10 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 79.04 263.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.93 263.10 Td ( ) Tj ET Q q 0 0 0 rg BT 109.79 263.10 Td (on ) Tj ET Q q 0 0 0 rg BT 121.64 263.10 Td (the ) Tj ET Q q 0 0 0 rg BT 135.71 263.10 Td (early ) Tj ET Q q 0 0 0 rg BT 157.55 263.10 Td (extinguishment ) Tj ET Q q 0 0 0 rg BT 221.07 263.10 Td (of ) Tj ET Q q 0 0 0 rg BT 231.25 263.10 Td (debt. ) Tj ET Q q 0 0 0 rg BT 252.82 263.10 Td ( ) Tj ET Q q 0 0 0 rg BT 254.54 263.10 Td (These ) Tj ET Q q 0 0 0 rg BT 280.27 263.10 Td (net ) Tj ET Q q 0 0 0 rg BT 294.34 263.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 317.31 263.10 Td (are ) Tj ET Q q 0 0 0 rg BT 331.37 263.10 Td (included ) Tj ET Q q 0 0 0 rg BT 367.66 263.10 Td (in ) Tj ET Q q 0 0 0 rg BT 377.29 263.10 Td (other ) Tj ET Q q 0 0 0 rg BT 399.69 263.10 Td (income ) Tj ET Q q 0 0 0 rg BT 430.98 263.10 Td (\(expense\), ) Tj ET Q q 0 0 0 rg BT 474.20 263.10 Td (net ) Tj ET Q q 0 0 0 rg BT 488.27 263.10 Td (in ) Tj ET Q q 0 0 0 rg BT 497.90 263.10 Td (the ) Tj ET Q q 0 0 0 rg BT 511.98 263.10 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 251.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 94.21 251.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.04 251.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 149.20 251.10 Td (and ) Tj ET Q q 0 0 0 rg BT 166.14 251.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 229.17 251.10 Td (income ) Tj ET Q q 0 0 0 rg BT 261.10 251.10 Td (\(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.70 251.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 301.64 251.10 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.64 251.10 Td (\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.01 230.10 Td (term ) Tj ET Q q 0 0 0 rg BT 87.30 230.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 106.48 230.10 Td (bears ) Tj ET Q q 0 0 0 rg BT 129.54 230.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 160.94 230.10 Td (at ) Tj ET Q q 0 0 0 rg BT 170.12 230.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 190.96 230.10 Td (based ) Tj ET Q q 0 0 0 rg BT 215.69 230.10 Td (upon, ) Tj ET Q q 0 0 0 rg BT 240.15 230.10 Td (at ) Tj ET Q q 0 0 0 rg BT 249.33 230.10 Td (our ) Tj ET Q q 0 0 0 rg BT 264.62 230.10 Td (option, ) Tj ET Q q 0 0 0 rg BT 294.64 230.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.39 230.10 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 346.46 230.10 Td (Eurodollar ) Tj ET Q q 0 0 0 rg BT 391.19 230.10 Td (Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.51 230.10 Td ( ) Tj ET Q q 0 0 0 rg BT 411.47 230.10 Td (or ) Tj ET Q q 0 0 0 rg BT 421.77 230.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.95 230.10 Td (Base ) Tj ET Q q 0 0 0 rg BT 457.35 230.10 Td (Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.67 230.10 Td (. ) Tj ET Q q 0 0 0 rg BT 480.14 230.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.67 230.10 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 519.74 230.10 Td (Eurodollar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 218.10 Td (Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.83 218.10 Td ( ) Tj ET Q q 0 0 0 rg BT 69.84 218.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 92.96 218.10 Td (bear ) Tj ET Q q 0 0 0 rg BT 112.18 218.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 143.63 218.10 Td (at ) Tj ET Q q 0 0 0 rg BT 152.86 218.10 Td (a ) Tj ET Q q 0 0 0 rg BT 159.31 218.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 176.31 218.10 Td (per ) Tj ET Q q 0 0 0 rg BT 191.09 218.10 Td (annum ) Tj ET Q q 0 0 0 rg BT 220.32 218.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 243.99 218.10 Td (to ) Tj ET Q q 0 0 0 rg BT 253.78 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.01 218.10 Td (sum ) Tj ET Q q 0 0 0 rg BT 286.69 218.10 Td (of ) Tj ET Q q 0 0 0 rg BT 297.04 218.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 308.49 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.72 218.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 352.48 218.10 Td (of ) Tj ET Q q 0 0 0 rg BT 362.83 218.10 Td (\(x\) ) Tj ET Q q 0 0 0 rg BT 376.50 218.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.29 218.10 Td (Adjusted ) Tj ET Q q 0 0 0 rg BT 428.41 218.10 Td (Eurodollar ) Tj ET Q q 0 0 0 rg BT 473.18 218.10 Td (Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.51 218.10 Td ( ) Tj ET Q q 0 0 0 rg BT 493.52 218.10 Td (for ) Tj ET Q q 0 0 0 rg BT 507.20 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.43 218.10 Td (applicable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 81.55 206.10 Td (period ) Tj ET Q q 0 0 0 rg BT 109.72 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 126.77 206.10 Td (\(y\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.05 206.10 Td (1.00%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.88 206.10 Td ( ) Tj ET Q q 0 0 0 rg BT 169.50 206.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 188.79 206.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 203.63 206.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.68 206.10 Td (3.50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.51 206.10 Td ( ) Tj ET Q q 0 0 0 rg BT 239.13 206.10 Td (mar) Tj ET Q q 0 0 0 rg BT 254.50 206.10 Td (gin. ) Tj ET Q q 0 0 0 rg BT 272.40 206.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.01 206.10 Td (Base ) Tj ET Q q 0 0 0 rg BT 297.07 206.10 Td (Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.40 206.10 Td ( ) Tj ET Q q 0 0 0 rg BT 318.02 206.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 341.74 206.10 Td (bear ) Tj ET Q q 0 0 0 rg BT 361.57 206.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 393.62 206.10 Td (at ) Tj ET Q q 0 0 0 rg BT 403.46 206.10 Td (a ) Tj ET Q q 0 0 0 rg BT 410.51 206.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 428.12 206.10 Td (per ) Tj ET Q q 0 0 0 rg BT 443.50 206.10 Td (annum ) Tj ET Q q 0 0 0 rg BT 473.34 206.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 497.61 206.10 Td (to ) Tj ET Q q 0 0 0 rg BT 508.01 206.10 Td (the ) Tj ET Q q 0 0 0 rg BT 522.85 206.10 Td (sum ) Tj ET Q q 0 0 0 rg BT 542.13 206.10 Td (of ) Tj ET Q q 0 0 0 rg BT 553.08 206.10 Td (\(i\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 194.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.22 194.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 94.47 194.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.30 194.10 Td (\(x\) ) Tj ET Q q 0 0 0 rg BT 119.46 194.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.18 194.10 Td (Base ) Tj ET Q q 0 0 0 rg BT 156.12 194.10 Td (Rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.44 194.10 Td ( ) Tj ET Q q 0 0 0 rg BT 176.94 194.10 Td (and ) Tj ET Q q 0 0 0 rg BT 193.88 194.10 Td (\(y\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.04 194.10 Td (2.00%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.87 194.10 Td ( ) Tj ET Q q 0 0 0 rg BT 236.37 194.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 255.54 194.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 270.26 194.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.20 194.10 Td (2.50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.03 194.10 Td ( ) Tj ET Q q 0 0 0 rg BT 305.53 194.10 Td (mar) Tj ET Q q 0 0 0 rg BT 320.89 194.10 Td (gin. ) Tj ET Q q 0 0 0 rg BT 338.67 194.10 Td ( ) Tj ET Q q 0 0 0 rg BT 340.99 194.10 Td (The ) Tj ET Q q 0 0 0 rg BT 359.04 194.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 390.97 194.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 408.46 194.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.17 194.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 476.76 194.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.76 194.10 Td ( ) Tj ET Q q 0 0 0 rg BT 499.26 194.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.31 194.10 Td (5.07%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.14 194.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 173.10 Td (T) Tj ET Q q 0 0 0 rg BT 54.91 173.10 Td (erm ) Tj ET Q q 0 0 0 rg BT 72.73 173.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 92.22 173.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 132.83 173.10 Td (are ) Tj ET Q q 0 0 0 rg BT 147.31 173.10 Td (guaranteed ) Tj ET Q q 0 0 0 rg BT 193.45 173.10 Td (by ) Tj ET Q q 0 0 0 rg BT 205.72 173.10 Td (the ) Tj ET Q q 0 0 0 rg BT 220.21 173.10 Td (Guarantors ) Tj ET Q q 0 0 0 rg BT 266.92 173.10 Td (and ) Tj ET Q q 0 0 0 rg BT 283.63 173.10 Td (are ) Tj ET Q q 0 0 0 rg BT 298.11 173.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 330.93 173.10 Td (by ) Tj ET Q q 0 0 0 rg BT 343.20 173.10 Td (a ) Tj ET Q q 0 0 0 rg BT 349.92 173.10 Td (pledge ) Tj ET Q q 0 0 0 rg BT 378.85 173.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.45 173.10 Td (all ) Tj ET Q q 0 0 0 rg BT 401.72 173.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 428.99 173.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 464.59 173.10 Td (of ) Tj ET Q q 0 0 0 rg BT 475.20 173.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 504.68 173.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 554.17 173.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 161.10 Td (well ) Tj ET Q q 0 0 0 rg BT 69.22 161.10 Td (as ) Tj ET Q q 0 0 0 rg BT 80.05 161.10 Td (a ) Tj ET Q q 0 0 0 rg BT 86.99 161.10 Td (lien ) Tj ET Q q 0 0 0 rg BT 104.48 161.10 Td (on ) Tj ET Q q 0 0 0 rg BT 116.98 161.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 170.03 161.10 Td (all ) Tj ET Q q 0 0 0 rg BT 182.53 161.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.36 161.10 Td (the ) Tj ET Q q 0 0 0 rg BT 208.07 161.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 233.90 161.10 Td (of ) Tj ET Q q 0 0 0 rg BT 244.18 161.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 288.34 161.10 Td (S. ) Tj ET Q q 0 0 0 rg BT 303.34 161.10 Td (r) Tj ET Q q 0 0 0 rg BT 306.12 161.10 Td (.l. ) Tj ET Q q 0 0 0 rg BT 316.39 161.10 Td (and ) Tj ET Q q 0 0 0 rg BT 333.33 161.10 Td (the ) Tj ET Q q 0 0 0 rg BT 348.05 161.10 Td (Guarantors, ) Tj ET Q q 0 0 0 rg BT 397.48 161.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 428.30 161.10 Td (to ) Tj ET Q q 0 0 0 rg BT 438.58 161.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 468.28 161.10 Td (exceptions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 140.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.96 140.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 95.32 140.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 128.77 140.10 Td (term ) Tj ET Q q 0 0 0 rg BT 150.01 140.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 170.14 140.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 214.70 140.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 250.94 140.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 293.84 140.10 Td (that ) Tj ET Q q 0 0 0 rg BT 311.75 140.10 Td (restrict ) Tj ET Q q 0 0 0 rg BT 342.42 140.10 Td (or ) Tj ET Q q 0 0 0 rg BT 353.67 140.10 Td (limit, ) Tj ET Q q 0 0 0 rg BT 377.98 140.10 Td (among ) Tj ET Q q 0 0 0 rg BT 408.11 140.10 Td (other ) Tj ET Q q 0 0 0 rg BT 431.57 140.10 Td (things, ) Tj ET Q q 0 0 0 rg BT 461.43 140.10 Td (our ) Tj ET Q q 0 0 0 rg BT 477.68 140.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 506.15 140.10 Td (to ) Tj ET Q q 0 0 0 rg BT 516.84 140.10 Td (create ) Tj ET Q q 0 0 0 rg BT 543.62 140.10 Td (liens ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 128.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.61 128.10 Td (encumbrances; ) Tj ET Q q 0 0 0 rg BT 129.25 128.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 152.47 128.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 195.14 128.10 Td (indebtedness; ) Tj ET Q q 0 0 0 rg BT 252.24 128.10 Td (sell, ) Tj ET Q q 0 0 0 rg BT 271.30 128.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 304.51 128.10 Td (or ) Tj ET Q q 0 0 0 rg BT 315.51 128.10 Td (dispose ) Tj ET Q q 0 0 0 rg BT 348.19 128.10 Td (of ) Tj ET Q q 0 0 0 rg BT 359.19 128.10 Td (assets; ) Tj ET Q q 0 0 0 rg BT 387.97 128.10 Td (make ) Tj ET Q q 0 0 0 rg BT 412.30 128.10 Td (Restricted ) Tj ET Q q 0 0 0 rg BT 455.51 128.10 Td (Junior ) Tj ET Q q 0 0 0 rg BT 483.18 128.10 Td (Payments ) Tj ET Q q 0 0 0 rg BT 524.74 128.10 Td (including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 116.10 Td (share ) Tj ET Q q 0 0 0 rg BT 72.93 116.10 Td (repurchases, ) Tj ET Q q 0 0 0 rg BT 124.96 116.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 166.18 116.10 Td (and ) Tj ET Q q 0 0 0 rg BT 182.96 116.10 Td (repayment ) Tj ET Q q 0 0 0 rg BT 227.49 116.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.16 116.10 Td (junior ) Tj ET Q q 0 0 0 rg BT 264.38 116.10 Td (indebtedness; ) Tj ET Q q 0 0 0 rg BT 321.15 116.10 Td (change ) Tj ET Q q 0 0 0 rg BT 351.79 116.10 Td (lines ) Tj ET Q q 0 0 0 rg BT 373.02 116.10 Td (of ) Tj ET Q q 0 0 0 rg BT 383.68 116.10 Td (business; ) Tj ET Q q 0 0 0 rg BT 422.68 116.10 Td (amend ) Tj ET Q q 0 0 0 rg BT 451.67 116.10 Td (material ) Tj ET Q q 0 0 0 rg BT 486.77 116.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 506.32 116.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 554.18 116.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 104.10 Td (other ) Tj ET Q q 0 0 0 rg BT 71.79 104.10 Td (material ) Tj ET Q q 0 0 0 rg BT 106.29 104.10 Td (contracts; ) Tj ET Q q 0 0 0 rg BT 146.91 104.10 Td (engage ) Tj ET Q q 0 0 0 rg BT 176.97 104.10 Td (in ) Tj ET Q q 0 0 0 rg BT 186.49 104.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 215.44 104.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 264.95 104.10 Td (with ) Tj ET Q q 0 0 0 rg BT 284.47 104.10 Td (af) Tj ET Q q 0 0 0 rg BT 292.06 104.10 Td (filiates; ) Tj ET Q q 0 0 0 rg BT 323.80 104.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 345.53 104.10 Td (into ) Tj ET Q q 0 0 0 rg BT 362.83 104.10 Td (sale/leaseback ) Tj ET Q q 0 0 0 rg BT 421.76 104.10 Td (transactions; ) Tj ET Q q 0 0 0 rg BT 474.05 104.10 Td (grant ) Tj ET Q q 0 0 0 rg BT 496.34 104.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 531.95 104.10 Td (pledges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 92.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.31 92.10 Td (agree ) Tj ET Q q 0 0 0 rg BT 84.43 92.10 Td (to ) Tj ET Q q 0 0 0 rg BT 94.68 92.10 Td (such ) Tj ET Q q 0 0 0 rg BT 115.49 92.10 Td (other ) Tj ET Q q 0 0 0 rg BT 138.51 92.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 185.42 92.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 218.44 92.10 Td (to ) Tj ET Q q 0 0 0 rg BT 228.69 92.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 272.27 92.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 313.64 92.10 Td (and ) Tj ET Q q 0 0 0 rg BT 330.55 92.10 Td (distributions; ) Tj ET Q q 0 0 0 rg BT 385.81 92.10 Td (make ) Tj ET Q q 0 0 0 rg BT 409.94 92.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 444.62 92.10 Td (to ) Tj ET Q q 0 0 0 rg BT 454.88 92.10 Td (our ) Tj ET Q q 0 0 0 rg BT 470.68 92.10 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 494.81 92.10 Td (year; ) Tj ET Q q 0 0 0 rg BT 517.27 92.10 Td (and ) Tj ET Q q 0 0 0 rg BT 534.19 92.10 Td (engage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 80.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.78 80.10 Td (mer) Tj ET Q q 0 0 0 rg BT 75.14 80.10 Td (gers ) Tj ET Q q 0 0 0 rg BT 94.30 80.10 Td (and ) Tj ET Q q 0 0 0 rg BT 111.24 80.10 Td (consolidations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 59.10 Td (The ) Tj ET Q q 0 0 0 rg BT 66.96 59.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 93.31 59.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 125.75 59.10 Td (term ) Tj ET Q q 0 0 0 rg BT 145.99 59.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 165.12 59.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 208.67 59.10 Td (contains ) Tj ET Q q 0 0 0 rg BT 243.90 59.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 273.02 59.10 Td (events ) Tj ET Q q 0 0 0 rg BT 300.48 59.10 Td (of ) Tj ET Q q 0 0 0 rg BT 310.72 59.10 Td (default ) Tj ET Q q 0 0 0 rg BT 340.39 59.10 Td (including ) Tj ET Q q 0 0 0 rg BT 380.07 59.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 391.42 59.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 419.43 59.10 Td (to ) Tj ET Q q 0 0 0 rg BT 429.12 59.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 445.47 59.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 482.92 59.10 Td (when ) Tj ET Q q 0 0 0 rg BT 506.49 59.10 Td (due ) Tj ET Q q 0 0 0 rg BT 522.84 59.10 Td (or ) Tj ET Q q 0 0 0 rg BT 533.08 59.10 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 47.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.57 47.10 Td (any ) Tj ET Q q 0 0 0 rg BT 77.75 47.10 Td (other ) Tj ET Q q 0 0 0 rg BT 101.04 47.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 133.77 47.10 Td (owing ) Tj ET Q q 0 0 0 rg BT 161.51 47.10 Td (on ) Tj ET Q q 0 0 0 rg BT 174.25 47.10 Td (any ) Tj ET Q q 0 0 0 rg BT 191.43 47.10 Td (other ) Tj ET Q q 0 0 0 rg BT 214.72 47.10 Td (obligation ) Tj ET Q q 0 0 0 rg BT 258.01 47.10 Td (under ) Tj ET Q q 0 0 0 rg BT 283.52 47.10 Td (the ) Tj ET Q q 0 0 0 rg BT 298.48 47.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 325.66 47.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 358.94 47.10 Td (term ) Tj ET Q q 0 0 0 rg BT 380.00 47.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 399.96 47.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 444.34 47.10 Td (within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.64 47.10 Td (five ) Tj ET Q q 0 0 0 rg BT 490.93 47.10 Td (days) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.26 47.10 Td ( ) Tj ET Q q 0 0 0 rg BT 512.00 47.10 Td (of ) Tj ET Q q 0 0 0 rg BT 523.07 47.10 Td (becoming ) Tj ET Q endstream endobj 171 0 obj <>] /Rotate 0 /Contents 172 0 R>> endobj 172 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (due, ) Tj ET Q q 0 0 0 rg BT 68.48 731.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 82.75 731.10 Td (material ) Tj ET Q q 0 0 0 rg BT 117.55 731.10 Td (incorrectness ) Tj ET Q q 0 0 0 rg BT 172.35 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 182.73 731.10 Td (representations ) Tj ET Q q 0 0 0 rg BT 245.31 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 261.79 731.10 Td (warranties ) Tj ET Q q 0 0 0 rg BT 305.48 731.10 Td (when ) Tj ET Q q 0 0 0 rg BT 329.19 731.10 Td (made, ) Tj ET Q q 0 0 0 rg BT 355.39 731.10 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 372.43 731.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 401.12 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 411.50 731.10 Td (covenants, ) Tj ET Q q 0 0 0 rg BT 456.03 731.10 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 472.51 731.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 500.65 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 510.48 731.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 526.96 731.10 Td (principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.46 719.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 92.52 719.10 Td (on ) Tj ET Q q 0 0 0 rg BT 105.14 719.10 Td (any ) Tj ET Q q 0 0 0 rg BT 122.21 719.10 Td (other ) Tj ET Q q 0 0 0 rg BT 145.38 719.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 165.22 719.10 Td (that ) Tj ET Q q 0 0 0 rg BT 182.84 719.10 Td (equals ) Tj ET Q q 0 0 0 rg BT 211.02 719.10 Td (or ) Tj ET Q q 0 0 0 rg BT 221.97 719.10 Td (exceeds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.24 719.10 Td ($40.0 ) Tj ET Q q 0 0 0 rg BT 281.37 719.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.26 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 312.89 719.10 Td (when ) Tj ET Q q 0 0 0 rg BT 337.17 719.10 Td (due, ) Tj ET Q q 0 0 0 rg BT 356.74 719.10 Td (\(v\) ) Tj ET Q q 0 0 0 rg BT 371.02 719.10 Td (default ) Tj ET Q q 0 0 0 rg BT 401.41 719.10 Td (on ) Tj ET Q q 0 0 0 rg BT 414.04 719.10 Td (any ) Tj ET Q q 0 0 0 rg BT 431.10 719.10 Td (other ) Tj ET Q q 0 0 0 rg BT 454.28 719.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 474.12 719.10 Td (that ) Tj ET Q q 0 0 0 rg BT 491.74 719.10 Td (equals ) Tj ET Q q 0 0 0 rg BT 519.91 719.10 Td (or ) Tj ET Q q 0 0 0 rg BT 530.87 719.10 Td (exceeds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td ($40.0 ) Tj ET Q q 0 0 0 rg BT 73.59 707.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.48 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 104.07 707.10 Td (that ) Tj ET Q q 0 0 0 rg BT 120.65 707.10 Td (causes, ) Tj ET Q q 0 0 0 rg BT 150.84 707.10 Td (or ) Tj ET Q q 0 0 0 rg BT 160.76 707.10 Td (gives ) Tj ET Q q 0 0 0 rg BT 183.45 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.26 707.10 Td (holder ) Tj ET Q q 0 0 0 rg BT 224.39 707.10 Td (or ) Tj ET Q q 0 0 0 rg BT 234.31 707.10 Td (holders ) Tj ET Q q 0 0 0 rg BT 265.34 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.26 707.10 Td (such ) Tj ET Q q 0 0 0 rg BT 295.18 707.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 313.98 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 327.79 707.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 354.93 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 364.29 707.10 Td (cause, ) Tj ET Q q 0 0 0 rg BT 390.59 707.10 Td (an ) Tj ET Q q 0 0 0 rg BT 401.62 707.10 Td (acceleration ) Tj ET Q q 0 0 0 rg BT 451.50 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.42 707.10 Td (such ) Tj ET Q q 0 0 0 rg BT 481.34 707.10 Td (debt, ) Tj ET Q q 0 0 0 rg BT 502.64 707.10 Td (\(vi\) ) Tj ET Q q 0 0 0 rg BT 518.67 707.10 Td (occurrence ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.31 695.10 Td (a ) Tj ET Q q 0 0 0 rg BT 67.23 695.10 Td (Change ) Tj ET Q q 0 0 0 rg BT 100.25 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 111.06 695.10 Td (Control, ) Tj ET Q q 0 0 0 rg BT 146.60 695.10 Td (\(vii\) ) Tj ET Q q 0 0 0 rg BT 166.30 695.10 Td (bankruptcy ) Tj ET Q q 0 0 0 rg BT 213.76 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 230.68 695.10 Td (insolvency ) Tj ET Q q 0 0 0 rg BT 276.48 695.10 Td (events, ) Tj ET Q q 0 0 0 rg BT 307.01 695.10 Td (\(viii\) ) Tj ET Q q 0 0 0 rg BT 329.48 695.10 Td (entry ) Tj ET Q q 0 0 0 rg BT 352.51 695.10 Td (by ) Tj ET Q q 0 0 0 rg BT 364.99 695.10 Td (a ) Tj ET Q q 0 0 0 rg BT 371.91 695.10 Td (court ) Tj ET Q q 0 0 0 rg BT 394.93 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 405.74 695.10 Td (one ) Tj ET Q q 0 0 0 rg BT 422.66 695.10 Td (or ) Tj ET Q q 0 0 0 rg BT 433.47 695.10 Td (more ) Tj ET Q q 0 0 0 rg BT 456.50 695.10 Td (judgments ) Tj ET Q q 0 0 0 rg BT 500.64 695.10 Td (against ) Tj ET Q q 0 0 0 rg BT 531.45 695.10 Td (us ) Tj ET Q q 0 0 0 rg BT 542.82 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 553.08 695.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 82.30 683.10 Td (in ) Tj ET Q q 0 0 0 rg BT 92.89 683.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 121.79 683.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.93 683.10 Td ($40.0 ) Tj ET Q q 0 0 0 rg BT 158.24 683.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.13 683.10 Td ( ) Tj ET Q q 0 0 0 rg BT 189.93 683.10 Td (that ) Tj ET Q q 0 0 0 rg BT 207.74 683.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 238.31 683.10 Td (unbonded, ) Tj ET Q q 0 0 0 rg BT 283.05 683.10 Td (undischar) Tj ET Q q 0 0 0 rg BT 321.75 683.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 338.99 683.10 Td (or ) Tj ET Q q 0 0 0 rg BT 350.13 683.10 Td (unstayed ) Tj ET Q q 0 0 0 rg BT 388.48 683.10 Td (for ) Tj ET Q q 0 0 0 rg BT 402.95 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 410.19 683.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 440.20 683.10 Td (number ) Tj ET Q q 0 0 0 rg BT 473.56 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 484.69 683.10 Td (days ) Tj ET Q q 0 0 0 rg BT 505.83 683.10 Td (after ) Tj ET Q q 0 0 0 rg BT 526.95 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 541.98 683.10 Td (entry ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (thereof, ) Tj ET Q q 0 0 0 rg BT 82.92 671.10 Td (\(ix\) ) Tj ET Q q 0 0 0 rg BT 99.96 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 114.79 671.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 161.24 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 172.18 671.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 201.99 671.10 Td (ERISA) Tj ET Q q 0 0 0 rg BT 230.33 671.10 Td ( ) Tj ET Q q 0 0 0 rg BT 232.93 671.10 Td (events ) Tj ET Q q 0 0 0 rg BT 261.08 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.13 671.10 Td (\(x\) ) Tj ET Q q 0 0 0 rg BT 292.39 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.21 671.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 335.91 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 346.85 671.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 376.65 671.10 Td (Loan ) Tj ET Q q 0 0 0 rg BT 399.81 671.10 Td (Documents ) Tj ET Q q 0 0 0 rg BT 447.96 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 458.34 671.10 Td (be ) Tj ET Q q 0 0 0 rg BT 470.38 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 480.77 671.10 Td (full ) Tj ET Q q 0 0 0 rg BT 497.26 671.10 Td (force ) Tj ET Q q 0 0 0 rg BT 520.40 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 537.44 671.10 Td (ef) Tj ET Q q 0 0 0 rg BT 545.03 671.10 Td (fect. ) Tj ET Q q 0 0 0 rg BT 565.02 671.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 659.10 Td (If ) Tj ET Q q 0 0 0 rg BT 58.50 659.10 Td (any ) Tj ET Q q 0 0 0 rg BT 75.28 659.10 Td (event ) Tj ET Q q 0 0 0 rg BT 99.28 659.10 Td (of ) Tj ET Q q 0 0 0 rg BT 109.96 659.10 Td (default ) Tj ET Q q 0 0 0 rg BT 140.06 659.10 Td (occurs ) Tj ET Q q 0 0 0 rg BT 168.50 659.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.28 659.10 Td (is ) Tj ET Q q 0 0 0 rg BT 194.30 659.10 Td (not ) Tj ET Q q 0 0 0 rg BT 209.42 659.10 Td (cured ) Tj ET Q q 0 0 0 rg BT 233.97 659.10 Td (within ) Tj ET Q q 0 0 0 rg BT 261.87 659.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 305.30 659.10 Td (grace ) Tj ET Q q 0 0 0 rg BT 329.29 659.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 361.07 659.10 Td (set ) Tj ET Q q 0 0 0 rg BT 374.52 659.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 396.30 659.10 Td (in ) Tj ET Q q 0 0 0 rg BT 406.42 659.10 Td (the ) Tj ET Q q 0 0 0 rg BT 420.98 659.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 447.76 659.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 480.64 659.10 Td (term ) Tj ET Q q 0 0 0 rg BT 501.31 659.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 520.87 659.10 Td (agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 647.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.33 647.10 Td (waived, ) Tj ET Q q 0 0 0 rg BT 94.21 647.10 Td (all ) Tj ET Q q 0 0 0 rg BT 106.70 647.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 130.31 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 147.25 647.10 Td (other ) Tj ET Q q 0 0 0 rg BT 170.30 647.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 217.24 647.10 Td (could ) Tj ET Q q 0 0 0 rg BT 241.96 647.10 Td (become ) Tj ET Q q 0 0 0 rg BT 275.55 647.10 Td (due ) Tj ET Q q 0 0 0 rg BT 292.49 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.43 647.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 361.91 647.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 395.51 647.10 Td (and ) Tj ET Q q 0 0 0 rg BT 412.44 647.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.16 647.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 457.98 647.10 Td (could ) Tj ET Q q 0 0 0 rg BT 482.70 647.10 Td (be ) Tj ET Q q 0 0 0 rg BT 494.64 647.10 Td (terminated.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.75 626.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 120.09 626.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.09 626.10 Td (, ) Tj ET Q q 0 0 0 rg BT 144.85 626.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 164.32 626.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 200.45 626.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 222.71 626.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.39 626.10 Td ($3.2 ) Tj ET Q q 0 0 0 rg BT 264.15 626.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.04 626.10 Td (, ) Tj ET Q q 0 0 0 rg BT 297.79 626.10 Td (net ) Tj ET Q q 0 0 0 rg BT 312.26 626.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.85 626.10 Td ($7.1 ) Tj ET Q q 0 0 0 rg BT 342.60 626.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.50 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 373.75 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 384.33 626.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 437.12 626.10 Td (amortization. ) Tj ET Q q 0 0 0 rg BT 492.41 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 494.17 626.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.42 626.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 614.10 Td (, ) Tj ET Q q 0 0 0 rg BT 74.50 614.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 94.22 614.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 130.59 614.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 153.09 614.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.02 614.10 Td ($4.5 ) Tj ET Q q 0 0 0 rg BT 195.02 614.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.91 614.10 Td (, ) Tj ET Q q 0 0 0 rg BT 228.91 614.10 Td (net ) Tj ET Q q 0 0 0 rg BT 243.63 614.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.46 614.10 Td ($5.8 ) Tj ET Q q 0 0 0 rg BT 274.46 614.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.35 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 305.85 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 316.68 614.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 369.71 614.10 Td (amortization.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (Interest ) Tj ET Q q 0 0 0 rg BT 82.02 593.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 116.76 593.10 Td (on ) Tj ET Q q 0 0 0 rg BT 129.29 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 144.05 593.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 171.02 593.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 204.09 593.10 Td (term ) Tj ET Q q 0 0 0 rg BT 224.95 593.10 Td (loan, ) Tj ET Q q 0 0 0 rg BT 247.20 593.10 Td (including ) Tj ET Q q 0 0 0 rg BT 287.51 593.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 340.58 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 351.44 593.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 371.19 593.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 407.61 593.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 430.14 593.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.11 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 461.86 593.10 Td (net ) Tj ET Q q 0 0 0 rg BT 476.61 593.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 496.37 593.10 Td (discount, ) Tj ET Q q 0 0 0 rg BT 535.29 593.10 Td (totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td ($22.3 ) Tj ET Q q 0 0 0 rg BT 74.50 581.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.39 581.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.39 581.10 Td ($24.4 ) Tj ET Q q 0 0 0 rg BT 133.39 581.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.28 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 164.78 581.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.72 581.10 Td ($28.2 ) Tj ET Q q 0 0 0 rg BT 206.72 581.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.61 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 238.11 581.10 Td (for ) Tj ET Q q 0 0 0 rg BT 252.27 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 266.99 581.10 Td (years ) Tj ET Q q 0 0 0 rg BT 290.59 581.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.97 581.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 375.55 581.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.55 581.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.55 581.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.55 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 423.05 581.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.99 581.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.99 581.10 Td (, ) Tj ET Q q 0 0 0 rg BT 464.99 581.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 512.65 581.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 560.10 Td (Maturities ) Tj ET Q q 0 0 0 rg BT 93.10 560.10 Td (of ) Tj ET Q q 0 0 0 rg BT 103.93 560.10 Td (our ) Tj ET Q q 0 0 0 rg BT 119.76 560.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 161.70 560.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 181.41 560.10 Td (\(excluding ) Tj ET Q q 0 0 0 rg BT 226.68 560.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 246.39 560.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 282.77 560.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 307.77 560.10 Td (net, ) Tj ET Q q 0 0 0 rg BT 324.99 560.10 Td (and ) Tj ET Q q 0 0 0 rg BT 341.93 560.10 Td (unamortized ) Tj ET Q q 0 0 0 rg BT 394.41 560.10 Td (discount, ) Tj ET Q q 0 0 0 rg BT 433.29 560.10 Td (net\) ) Tj ET Q q 0 0 0 rg BT 451.34 560.10 Td (are ) Tj ET Q q 0 0 0 rg BT 466.05 560.10 Td (as ) Tj ET Q q 0 0 0 rg BT 476.88 560.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 525.60 434.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.00 525.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 525.60 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 501.60 434.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.00 501.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 501.60 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 477.60 434.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 483.00 477.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 487.00 477.60 75.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 537.6 m 483 537.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 489.6 m 562 489.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 465.6 m 562 465.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 487 463.6 m 562 463.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 540.85 Td (\(inthousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 516.22 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.50 516.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 516.22 Td (5,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 504.22 Td (2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 504.22 Td (5,945) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 492.22 Td (2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 492.22 Td (401,691) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.50 468.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 468.17 Td (413,581) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 441.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 441.10 Td (14) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 441.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 441.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 441.10 Td (OTHER ) Tj ET Q q 0 0 0 rg BT 143.96 441.10 Td (NON-CURRENT) Tj ET Q q 0 0 0 rg BT 218.78 441.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.28 441.10 Td (LIABILITIES) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 420.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.77 420.10 Td (non-current ) Tj ET Q q 0 0 0 rg BT 123.91 420.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 163.63 420.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 193.91 420.10 Td (of ) Tj ET Q q 0 0 0 rg BT 204.74 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 219.46 420.10 Td (following ) Tj ET Q q 0 0 0 rg BT 260.84 420.10 Td (as ) Tj ET Q q 0 0 0 rg BT 271.67 420.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.50 420.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.09 420.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 385.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 385.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 385.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 385.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 385.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 361.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 361.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 361.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 361.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 361.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 337.60 375.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 337.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 337.60 65.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 337.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 337.60 65.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 397.6 m 425 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 397.6 m 494 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 397.6 m 563 397.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 349.6 m 494 349.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 349.6 m 563 349.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 325.6 m 494 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 323.6 m 494 323.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 325.6 m 563 325.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 323.6 m 563 323.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 400.85 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 453.00 401.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.00 401.68 Td (2016) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 383.15 125.52 -9.09 re f /GS0 gs q 0 0 0 rg BT 52.50 376.22 Td (Income tax liabilities \(Note 21\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 376.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 376.22 Td (5,955) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 376.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 376.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 364.22 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 364.22 Td (2,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 364.22 Td (5,680) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 352.22 Td (Other non-current liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 352.22 Td (4,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 352.22 Td (4,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 328.17 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 328.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 328.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 328.17 Td (12,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 328.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 328.17 Td (10,480) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 301.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 301.10 Td (15) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 301.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 301.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 301.10 Td (F) Tj ET Q q 0 0 0 rg BT 110.71 301.10 Td (AIR ) Tj ET Q q 0 0 0 rg BT 131.36 301.10 Td (V) Tj ET Q q 0 0 0 rg BT 137.29 301.10 Td (ALUE ) Tj ET Q q 0 0 0 rg BT 167.58 301.10 Td (MEASUREMENTS ) Tj ET Q q 0 0 0 rg BT 255.09 301.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 279.26 301.10 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 335.37 301.10 Td ( ) Tj ET Q q 0 0 0 rg BT 337.87 301.10 Td (INSTRUMENTS) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 280.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.13 280.10 Td (following ) Tj ET Q q 0 0 0 rg BT 108.10 280.10 Td (table ) Tj ET Q q 0 0 0 rg BT 129.61 280.10 Td (presents ) Tj ET Q q 0 0 0 rg BT 164.47 280.10 Td (the ) Tj ET Q q 0 0 0 rg BT 178.77 280.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 214.16 280.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 246.24 280.10 Td (and ) Tj ET Q q 0 0 0 rg BT 262.76 280.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 303.16 280.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 319.12 280.10 Td (value ) Tj ET Q q 0 0 0 rg BT 342.86 280.10 Td (of ) Tj ET Q q 0 0 0 rg BT 353.27 280.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 390.34 280.10 Td (instruments ) Tj ET Q q 0 0 0 rg BT 439.08 280.10 Td (and ) Tj ET Q q 0 0 0 rg BT 455.61 280.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 484.89 280.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 524.19 280.10 Td (measured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 268.10 Td (at ) Tj ET Q q 0 0 0 rg BT 59.27 268.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 75.70 268.10 Td (value ) Tj ET Q q 0 0 0 rg BT 99.91 268.10 Td (as ) Tj ET Q q 0 0 0 rg BT 110.79 268.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 121.68 268.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 180.32 268.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.32 268.10 Td ( ) Tj ET Q q 0 0 0 rg BT 202.87 268.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.86 268.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.86 268.10 Td (. ) Tj ET Q q 0 0 0 rg BT 244.92 268.10 Td ( ) Tj ET Q q 0 0 0 rg BT 247.28 268.10 Td (The ) Tj ET Q q 0 0 0 rg BT 265.38 268.10 Td (following ) Tj ET Q q 0 0 0 rg BT 306.83 268.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 323.26 268.10 Td (values ) Tj ET Q q 0 0 0 rg BT 351.36 268.10 Td (are ) Tj ET Q q 0 0 0 rg BT 366.12 268.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 406.99 268.10 Td (using ) Tj ET Q q 0 0 0 rg BT 431.21 268.10 Td (market ) Tj ET Q q 0 0 0 rg BT 461.53 268.10 Td (information ) Tj ET Q q 0 0 0 rg BT 511.30 268.10 Td (and ) Tj ET Q q 0 0 0 rg BT 528.29 268.10 Td (what ) Tj ET Q q 0 0 0 rg BT 550.28 268.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 256.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 90.89 256.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 126.15 256.10 Td (to ) Tj ET Q q 0 0 0 rg BT 136.43 256.10 Td (be ) Tj ET Q q 0 0 0 rg BT 148.37 256.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 196.40 256.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 236.11 256.10 Td (methodologies ) Tj ET Q q 0 0 0 rg BT 297.49 256.10 Td (under ) Tj ET Q q 0 0 0 rg BT 322.76 256.10 Td (GAAP:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 189.60 117.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.00 189.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.00 189.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.00 189.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.00 189.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 266.00 189.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.00 189.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 189.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 189.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.00 189.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 189.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 189.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 189.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 189.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.00 189.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 189.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 189.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 155.60 117.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.00 155.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.00 155.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.00 155.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.00 155.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 266.00 155.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.00 155.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 155.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 155.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.00 155.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 155.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 155.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 155.60 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 155.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.00 155.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 155.60 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 155.60 45.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 121.60 117.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.00 121.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.00 121.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.00 121.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.00 121.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 266.00 121.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.00 121.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 121.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 121.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.00 121.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 121.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 121.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 121.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 121.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.00 121.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 121.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 121.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 87.60 117.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 166.00 87.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 170.00 87.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 216.00 87.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 220.00 87.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 266.00 87.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 270.00 87.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 87.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 87.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.00 87.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 368.00 87.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 87.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 87.60 46.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.00 87.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.00 87.60 45.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 513.00 87.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 517.00 87.60 45.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170 233.60000000000002 m 216 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216 233.60000000000002 m 220 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220 233.60000000000002 m 266 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 233.60000000000002 m 270 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 233.60000000000002 m 315 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315 233.60000000000002 m 319 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 233.60000000000002 m 364 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 233.60000000000002 m 414 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414 233.60000000000002 m 418 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 233.60000000000002 m 464 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 233.60000000000002 m 468 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 233.60000000000002 m 513 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 233.60000000000002 m 517 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 233.60000000000002 m 562 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 213.60000000000002 m 166 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170 233.60000000000002 m 216 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 170 213.60000000000002 m 216 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 216 233.60000000000002 m 220 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220 233.60000000000002 m 266 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220 213.60000000000002 m 266 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 233.60000000000002 m 270 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 213.60000000000002 m 270 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 233.60000000000002 m 315 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 213.60000000000002 m 315 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315 233.60000000000002 m 319 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315 213.60000000000002 m 319 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 233.60000000000002 m 364 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 213.60000000000002 m 364 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 233.60000000000002 m 414 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 213.60000000000002 m 414 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414 233.60000000000002 m 418 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 233.60000000000002 m 464 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 213.60000000000002 m 464 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 233.60000000000002 m 468 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 213.60000000000002 m 468 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 233.60000000000002 m 513 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 213.60000000000002 m 513 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 233.60000000000002 m 517 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 213.60000000000002 m 517 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 233.60000000000002 m 562 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 213.60000000000002 m 562 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220 213.60000000000002 m 266 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 220 201.60000000000002 m 266 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266 213.60000000000002 m 270 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 213.60000000000002 m 315 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270 201.60000000000002 m 315 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315 213.60000000000002 m 319 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 213.60000000000002 m 364 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 201.60000000000002 m 364 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368 213.60000000000002 m 414 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 213.60000000000002 m 464 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 201.60000000000002 m 464 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464 213.60000000000002 m 468 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 213.60000000000002 m 513 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468 201.60000000000002 m 513 201.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513 213.60000000000002 m 517 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 213.60000000000002 m 562 213.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517 201.60000000000002 m 562 201.60000000000002 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 234.25 237.68 Td (December) Tj ET Q q 0 0 0 rg BT 268.82 237.68 Td (31, 2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 432.25 237.68 Td (December) Tj ET Q q 0 0 0 rg BT 466.75 237.68 Td (31, 2016) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 218.05 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 176.70 225.68 Td (Carrying ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 179.35 217.68 Td (amount) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 274.10 217.83 Td (Fair) Tj ET Q q 0 0 0 rg BT 288.62 217.83 Td ( value) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.70 225.68 Td (Carrying ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 377.35 217.68 Td (amount) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 472.10 217.83 Td (Fair) Tj ET Q q 0 0 0 rg BT 486.62 217.83 Td ( value) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 230.15 205.68 Td (Level 1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 279.65 205.68 Td (Level 2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 328.65 205.68 Td (Level 3) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 428.15 205.68 Td (Level 1) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 477.65 205.68 Td (Level 2) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 526.65 205.68 Td (Level 3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 51.50 192.33 Td (Assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 180.17 Td (Cash and cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 170.22 Td (equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.50 172.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.60 172.27 Td (105,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.50 172.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.60 172.27 Td (105,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.50 172.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 172.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 172.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 172.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.50 172.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.60 172.27 Td (149,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.50 172.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.60 172.27 Td (149,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.50 172.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 172.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.50 172.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 172.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 158.22 Td (Restricted cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.65 158.22 Td (3,837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.65 158.22 Td (3,837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 158.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 158.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.65 158.22 Td (4,127) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 158.22 Td (4,127) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 158.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 158.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 146.17 Td (A) Tj ET Q q 0 0 0 rg BT 66.98 146.17 Td (vailable for sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 136.22 Td (securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.60 138.27 Td (49,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.60 138.27 Td (49,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 138.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 138.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.60 138.27 Td (45,754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.60 138.27 Td (45,754) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 138.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 138.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 51.50 112.33 Td (Liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 100.17 Td (Acquisition contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 90.22 Td (consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.15 92.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.15 92.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 92.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 92.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 92.27 Td (376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 92.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 92.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 92.27 Td (376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.50 78.22 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.60 78.22 Td (413,581) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.15 78.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.60 78.22 Td (407,377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.15 78.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.60 78.22 Td (479,653) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 78.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.60 78.22 Td (474,856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 78.22 Td () Tj ET Q BT /F1 10.00 Tf ET endstream endobj 173 0 obj <>] /Rotate 0 /Contents 174 0 R>> endobj 174 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (86) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 67.64 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 69.96 731.25 Td (V) Tj ET Q q 0 0 0 rg BT 76.27 731.25 Td (alue ) Tj ET Q q 0 0 0 rg BT 96.55 731.25 Td (Measur) Tj ET Q q 0 0 0 rg BT 129.13 731.25 Td (ements ) Tj ET Q q 0 0 0 rg BT 161.62 731.25 Td (on ) Tj ET Q q 0 0 0 rg BT 174.69 731.25 Td (a ) Tj ET Q q 0 0 0 rg BT 182.19 731.25 Td (Recurring ) Tj ET Q q 0 0 0 rg BT 228.56 731.25 Td (Basis) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 72.44 710.25 Td (and ) Tj ET Q q 0 0 0 rg BT 89.81 710.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 110.52 710.25 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 159.00 710.25 Td (and ) Tj ET Q q 0 0 0 rg BT 176.37 710.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 216.51 710.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 237.22 710.25 Td (are ) Tj ET Q q 0 0 0 rg BT 252.36 710.25 Td (carried ) Tj ET Q q 0 0 0 rg BT 283.05 710.25 Td (at ) Tj ET Q q 0 0 0 rg BT 293.21 710.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 330.03 710.25 Td (that ) Tj ET Q q 0 0 0 rg BT 347.96 710.25 Td (approximate ) Tj ET Q q 0 0 0 rg BT 400.88 710.25 Td (their ) Tj ET Q q 0 0 0 rg BT 422.14 710.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 438.96 710.25 Td (values ) Tj ET Q q 0 0 0 rg BT 467.44 710.25 Td (due ) Tj ET Q q 0 0 0 rg BT 484.81 710.25 Td (to ) Tj ET Q q 0 0 0 rg BT 495.53 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 510.68 710.25 Td (highly ) Tj ET Q q 0 0 0 rg BT 539.18 710.25 Td (liquid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (nature ) Tj ET Q q 0 0 0 rg BT 76.99 698.25 Td (of ) Tj ET Q q 0 0 0 rg BT 87.82 698.25 Td (these ) Tj ET Q q 0 0 0 rg BT 110.86 698.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 160.03 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 176.97 698.25 Td (were ) Tj ET Q q 0 0 0 rg BT 198.89 698.25 Td (measured ) Tj ET Q q 0 0 0 rg BT 239.71 698.25 Td (using ) Tj ET Q q 0 0 0 rg BT 263.88 698.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 289.14 698.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 296.64 698.25 Td (inputs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 677.25 Td (A) Tj ET Q q 0 0 0 rg BT 55.98 677.25 Td (vailable ) Tj ET Q q 0 0 0 rg BT 90.22 677.25 Td (for ) Tj ET Q q 0 0 0 rg BT 104.46 677.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 122.60 677.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 162.95 677.25 Td (are ) Tj ET Q q 0 0 0 rg BT 177.74 677.25 Td (carried ) Tj ET Q q 0 0 0 rg BT 208.08 677.25 Td (at ) Tj ET Q q 0 0 0 rg BT 217.89 677.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 234.35 677.25 Td (value ) Tj ET Q q 0 0 0 rg BT 258.59 677.25 Td (and ) Tj ET Q q 0 0 0 rg BT 275.62 677.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 305.98 677.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.90 677.25 Td (4.1 ) Tj ET Q q 0 0 0 rg BT 331.99 677.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.88 677.25 Td ( ) Tj ET Q q 0 0 0 rg BT 363.47 677.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 391.04 677.25 Td (of ) Tj ET Q q 0 0 0 rg BT 401.96 677.25 Td (RESI ) Tj ET Q q 0 0 0 rg BT 426.22 677.25 Td (common ) Tj ET Q q 0 0 0 rg BT 463.80 677.25 Td (stock. ) Tj ET Q q 0 0 0 rg BT 489.99 677.25 Td ( ) Tj ET Q q 0 0 0 rg BT 492.01 677.25 Td (A) Tj ET Q q 0 0 0 rg BT 498.49 677.25 Td (vailable ) Tj ET Q q 0 0 0 rg BT 532.73 677.25 Td (for ) Tj ET Q q 0 0 0 rg BT 546.97 677.25 Td (sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 665.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 89.76 665.25 Td (are ) Tj ET Q q 0 0 0 rg BT 104.47 665.25 Td (measured ) Tj ET Q q 0 0 0 rg BT 145.29 665.25 Td (using ) Tj ET Q q 0 0 0 rg BT 169.46 665.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 194.72 665.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 202.22 665.25 Td (inputs ) Tj ET Q q 0 0 0 rg BT 229.17 665.25 Td (as ) Tj ET Q q 0 0 0 rg BT 240.00 665.25 Td (these ) Tj ET Q q 0 0 0 rg BT 263.04 665.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 303.31 665.25 Td (have ) Tj ET Q q 0 0 0 rg BT 324.69 665.25 Td (quoted ) Tj ET Q q 0 0 0 rg BT 354.40 665.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 380.78 665.25 Td (in ) Tj ET Q q 0 0 0 rg BT 391.06 665.25 Td (active ) Tj ET Q q 0 0 0 rg BT 417.43 665.25 Td (markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 644.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.49 644.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 83.82 644.25 Td (value ) Tj ET Q q 0 0 0 rg BT 107.92 644.25 Td (of ) Tj ET Q q 0 0 0 rg BT 118.70 644.25 Td (our ) Tj ET Q q 0 0 0 rg BT 134.48 644.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 176.36 644.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 196.02 644.25 Td (is ) Tj ET Q q 0 0 0 rg BT 205.14 644.25 Td (based ) Tj ET Q q 0 0 0 rg BT 230.36 644.25 Td (on ) Tj ET Q q 0 0 0 rg BT 242.81 644.25 Td (quoted ) Tj ET Q q 0 0 0 rg BT 272.47 644.25 Td (market ) Tj ET Q q 0 0 0 rg BT 302.68 644.25 Td (prices. ) Tj ET Q q 0 0 0 rg BT 331.51 644.25 Td ( ) Tj ET Q q 0 0 0 rg BT 333.95 644.25 Td (Based ) Tj ET Q q 0 0 0 rg BT 360.84 644.25 Td (on ) Tj ET Q q 0 0 0 rg BT 373.29 644.25 Td (the ) Tj ET Q q 0 0 0 rg BT 387.95 644.25 Td (frequency ) Tj ET Q q 0 0 0 rg BT 430.38 644.25 Td (of ) Tj ET Q q 0 0 0 rg BT 441.15 644.25 Td (trading, ) Tj ET Q q 0 0 0 rg BT 474.43 644.25 Td (we ) Tj ET Q q 0 0 0 rg BT 488.53 644.25 Td (do ) Tj ET Q q 0 0 0 rg BT 500.98 644.25 Td (not ) Tj ET Q q 0 0 0 rg BT 516.21 644.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 547.53 644.25 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 632.25 Td (there ) Tj ET Q q 0 0 0 rg BT 71.99 632.25 Td (is ) Tj ET Q q 0 0 0 rg BT 81.16 632.25 Td (an ) Tj ET Q q 0 0 0 rg BT 93.09 632.25 Td (active ) Tj ET Q q 0 0 0 rg BT 119.47 632.25 Td (market ) Tj ET Q q 0 0 0 rg BT 149.73 632.25 Td (for ) Tj ET Q q 0 0 0 rg BT 163.89 632.25 Td (our ) Tj ET Q q 0 0 0 rg BT 179.72 632.25 Td (debt. ) Tj ET Q q 0 0 0 rg BT 201.94 632.25 Td ( ) Tj ET Q q 0 0 0 rg BT 204.26 632.25 Td (Therefore, ) Tj ET Q q 0 0 0 rg BT 248.67 632.25 Td (the ) Tj ET Q q 0 0 0 rg BT 263.39 632.25 Td (quoted ) Tj ET Q q 0 0 0 rg BT 293.10 632.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 319.48 632.25 Td (are ) Tj ET Q q 0 0 0 rg BT 334.19 632.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 380.00 632.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 405.27 632.25 Td (2 ) Tj ET Q q 0 0 0 rg BT 412.77 632.25 Td (inputs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 611.25 Td (In ) Tj ET Q q 0 0 0 rg BT 60.19 611.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 107.51 611.25 Td (with ) Tj ET Q q 0 0 0 rg BT 127.12 611.25 Td (ASC ) Tj ET Q q 0 0 0 rg BT 148.77 611.25 Td (T) Tj ET Q q 0 0 0 rg BT 154.18 611.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 173.75 611.25 Td (805, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 193.61 611.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 230.97 611.25 Td (Combinations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.09 611.25 Td (, ) Tj ET Q q 0 0 0 rg BT 291.94 611.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 331.52 611.25 Td (for ) Tj ET Q q 0 0 0 rg BT 345.54 611.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 390.11 611.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 446.34 611.25 Td (are ) Tj ET Q q 0 0 0 rg BT 460.90 611.25 Td (reflected ) Tj ET Q q 0 0 0 rg BT 498.23 611.25 Td (at ) Tj ET Q q 0 0 0 rg BT 507.81 611.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 524.04 611.25 Td (value ) Tj ET Q q 0 0 0 rg BT 548.06 611.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 599.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 85.27 599.25 Td (each ) Tj ET Q q 0 0 0 rg BT 106.03 599.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 145.13 599.25 Td (period ) Tj ET Q q 0 0 0 rg BT 173.12 599.25 Td (with ) Tj ET Q q 0 0 0 rg BT 193.35 599.25 Td (the ) Tj ET Q q 0 0 0 rg BT 208.01 599.25 Td (change ) Tj ET Q q 0 0 0 rg BT 238.77 599.25 Td (in ) Tj ET Q q 0 0 0 rg BT 248.99 599.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 265.32 599.25 Td (value ) Tj ET Q q 0 0 0 rg BT 289.42 599.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 335.72 599.25 Td (in ) Tj ET Q q 0 0 0 rg BT 345.95 599.25 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 384.77 599.25 Td ( ) Tj ET Q q 0 0 0 rg BT 387.22 599.25 Td (Liabilities ) Tj ET Q q 0 0 0 rg BT 430.21 599.25 Td (for ) Tj ET Q q 0 0 0 rg BT 444.31 599.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 490.64 599.25 Td (related ) Tj ET Q q 0 0 0 rg BT 520.29 599.25 Td (contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 587.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 106.81 587.25 Td (were ) Tj ET Q q 0 0 0 rg BT 129.67 587.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 168.08 587.25 Td (in ) Tj ET Q q 0 0 0 rg BT 179.29 587.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 226.60 587.25 Td (with ) Tj ET Q q 0 0 0 rg BT 247.82 587.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 299.02 587.25 Td (in ) Tj ET Q q 0 0 0 rg BT 310.24 587.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 333.11 587.25 Td (years. ) Tj ET Q q 0 0 0 rg BT 360.14 587.25 Td ( ) Tj ET Q q 0 0 0 rg BT 363.33 587.25 Td (W) Tj ET Q q 0 0 0 rg BT 371.97 587.25 Td (e ) Tj ET Q q 0 0 0 rg BT 379.84 587.25 Td (measure ) Tj ET Q q 0 0 0 rg BT 416.59 587.25 Td (the ) Tj ET Q q 0 0 0 rg BT 432.25 587.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 472.90 587.25 Td (for ) Tj ET Q q 0 0 0 rg BT 487.99 587.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 535.31 587.25 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 575.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 94.68 575.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 151.52 575.25 Td (using ) Tj ET Q q 0 0 0 rg BT 176.16 575.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 201.89 575.25 Td (3 ) Tj ET Q q 0 0 0 rg BT 209.86 575.25 Td (inputs ) Tj ET Q q 0 0 0 rg BT 237.28 575.25 Td (as ) Tj ET Q q 0 0 0 rg BT 248.58 575.25 Td (they ) Tj ET Q q 0 0 0 rg BT 268.76 575.25 Td (are ) Tj ET Q q 0 0 0 rg BT 283.94 575.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 331.89 575.25 Td (based ) Tj ET Q q 0 0 0 rg BT 357.63 575.25 Td (on ) Tj ET Q q 0 0 0 rg BT 370.59 575.25 Td (the ) Tj ET Q q 0 0 0 rg BT 385.78 575.25 Td (present ) Tj ET Q q 0 0 0 rg BT 417.63 575.25 Td (value ) Tj ET Q q 0 0 0 rg BT 442.25 575.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.55 575.25 Td (future ) Tj ET Q q 0 0 0 rg BT 480.39 575.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 521.68 575.25 Td (payments, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 563.25 Td (which ) Tj ET Q q 0 0 0 rg BT 76.44 563.25 Td (include ) Tj ET Q q 0 0 0 rg BT 108.37 563.25 Td (sensitivities ) Tj ET Q q 0 0 0 rg BT 158.09 563.25 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 201.14 563.25 Td (to ) Tj ET Q q 0 0 0 rg BT 211.41 563.25 Td (discount ) Tj ET Q q 0 0 0 rg BT 247.80 563.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 269.18 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 286.12 563.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 323.60 563.25 Td (projections.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.25 Td (During ) Tj ET Q q 0 0 0 rg BT 80.31 542.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 105.28 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.97 542.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 161.34 542.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 195.46 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.15 542.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 226.50 542.25 Td (value ) Tj ET Q q 0 0 0 rg BT 250.63 542.25 Td (of ) Tj ET Q q 0 0 0 rg BT 261.44 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 276.13 542.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 322.49 542.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 367.18 542.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 423.52 542.25 Td (related ) Tj ET Q q 0 0 0 rg BT 453.20 542.25 Td (to ) Tj ET Q q 0 0 0 rg BT 463.46 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.15 542.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 524.50 542.25 Td (of ) Tj ET Q q 0 0 0 rg BT 535.31 542.25 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 76.42 530.25 Td (and ) Tj ET Q q 0 0 0 rg BT 94.44 530.25 Td (assumption ) Tj ET Q q 0 0 0 rg BT 143.58 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 155.50 530.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 186.29 530.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 227.09 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 239.01 530.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 281.47 530.25 Td (Builder ) Tj ET Q q 0 0 0 rg BT 315.05 530.25 Td (Software, ) Tj ET Q q 0 0 0 rg BT 357.24 530.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 376.09 530.25 Td (\(Mortgage ) Tj ET Q q 0 0 0 rg BT 426.33 530.25 Td (Builder\) ) Tj ET Q q 0 0 0 rg BT 467.68 530.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.04 530.25 Td ($0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.04 530.25 Td ( ) Tj ET Q q 0 0 0 rg BT 492.63 530.25 Td (as ) Tj ET Q q 0 0 0 rg BT 504.54 530.25 Td (a ) Tj ET Q q 0 0 0 rg BT 512.57 530.25 Td (result ) Tj ET Q q 0 0 0 rg BT 538.37 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 550.29 530.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 518.25 Td (completion ) Tj ET Q q 0 0 0 rg BT 97.09 518.25 Td (of ) Tj ET Q q 0 0 0 rg BT 108.02 518.25 Td (the ) Tj ET Q q 0 0 0 rg BT 122.84 518.25 Td (final ) Tj ET Q q 0 0 0 rg BT 143.77 518.25 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 179.69 518.25 Td (period ) Tj ET Q q 0 0 0 rg BT 207.83 518.25 Td (in ) Tj ET Q q 0 0 0 rg BT 218.21 518.25 Td (2017. ) Tj ET Q q 0 0 0 rg BT 243.32 518.25 Td ( ) Tj ET Q q 0 0 0 rg BT 245.92 518.25 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.85 518.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.85 518.25 Td (, ) Tj ET Q q 0 0 0 rg BT 301.95 518.25 Td (the ) Tj ET Q q 0 0 0 rg BT 316.77 518.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 358.26 518.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 392.50 518.25 Td (the ) Tj ET Q q 0 0 0 rg BT 407.32 518.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 423.80 518.25 Td (value ) Tj ET Q q 0 0 0 rg BT 448.06 518.25 Td (of ) Tj ET Q q 0 0 0 rg BT 458.99 518.25 Td (the ) Tj ET Q q 0 0 0 rg BT 473.81 518.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 520.29 518.25 Td (contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 506.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 105.87 506.25 Td (related ) Tj ET Q q 0 0 0 rg BT 135.56 506.25 Td (to ) Tj ET Q q 0 0 0 rg BT 145.83 506.25 Td (the ) Tj ET Q q 0 0 0 rg BT 160.55 506.25 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 201.92 506.25 Td (Builder ) Tj ET Q q 0 0 0 rg BT 234.41 506.25 Td (and ) Tj ET Q q 0 0 0 rg BT 251.34 506.25 Td (Owners ) Tj ET Q q 0 0 0 rg BT 284.94 506.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 335.20 506.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.70 506.25 Td ($1.4 ) Tj ET Q q 0 0 0 rg BT 367.69 506.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.58 506.25 Td ( ) Tj ET Q q 0 0 0 rg BT 399.08 506.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.01 506.25 Td ($2.2 ) Tj ET Q q 0 0 0 rg BT 436.00 506.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.90 506.25 Td (, ) Tj ET Q q 0 0 0 rg BT 469.89 506.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 517.55 506.25 Td (, ) Tj ET Q q 0 0 0 rg BT 522.55 506.25 Td (as ) Tj ET Q q 0 0 0 rg BT 533.37 506.25 Td (a ) Tj ET Q q 0 0 0 rg BT 540.30 506.25 Td (result ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 494.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 494.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 95.04 494.25 Td (in ) Tj ET Q q 0 0 0 rg BT 105.32 494.25 Td (the ) Tj ET Q q 0 0 0 rg BT 120.03 494.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 136.41 494.25 Td (value ) Tj ET Q q 0 0 0 rg BT 160.56 494.25 Td (of ) Tj ET Q q 0 0 0 rg BT 171.39 494.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 209.43 494.25 Td (payments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.25 Td (There ) Tj ET Q q 0 0 0 rg BT 75.32 473.25 Td (were ) Tj ET Q q 0 0 0 rg BT 97.24 473.25 Td (no ) Tj ET Q q 0 0 0 rg BT 109.74 473.25 Td (transfers ) Tj ET Q q 0 0 0 rg BT 146.67 473.25 Td (between ) Tj ET Q q 0 0 0 rg BT 182.49 473.25 Td (dif) Tj ET Q q 0 0 0 rg BT 193.42 473.25 Td (ferent ) Tj ET Q q 0 0 0 rg BT 219.23 473.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 245.06 473.25 Td (during ) Tj ET Q q 0 0 0 rg BT 273.67 473.25 Td (the ) Tj ET Q q 0 0 0 rg BT 288.38 473.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 320.32 473.25 Td (presented.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 452.25 Td (Concentrations ) Tj ET Q q 0 0 0 rg BT 117.55 452.25 Td (of ) Tj ET Q q 0 0 0 rg BT 128.38 452.25 Td (Cr) Tj ET Q q 0 0 0 rg BT 139.86 452.25 Td (edit ) Tj ET Q q 0 0 0 rg BT 158.47 452.25 Td (Risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 89.29 431.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 138.54 431.25 Td (that ) Tj ET Q q 0 0 0 rg BT 156.12 431.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 187.03 431.25 Td (us ) Tj ET Q q 0 0 0 rg BT 198.50 431.25 Td (to ) Tj ET Q q 0 0 0 rg BT 208.86 431.25 Td (concentrations ) Tj ET Q q 0 0 0 rg BT 269.75 431.25 Td (of ) Tj ET Q q 0 0 0 rg BT 280.66 431.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 306.01 431.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 323.59 431.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 363.39 431.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 393.75 431.25 Td (of ) Tj ET Q q 0 0 0 rg BT 404.66 431.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 425.01 431.25 Td (and ) Tj ET Q q 0 0 0 rg BT 442.03 431.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 462.38 431.25 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 510.50 431.25 Td (and ) Tj ET Q q 0 0 0 rg BT 527.52 431.25 Td (accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.25 Td (receivable. ) Tj ET Q q 0 0 0 rg BT 95.68 419.25 Td ( ) Tj ET Q q 0 0 0 rg BT 98.27 419.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 116.42 419.25 Td (policy ) Tj ET Q q 0 0 0 rg BT 144.02 419.25 Td (is ) Tj ET Q q 0 0 0 rg BT 153.28 419.25 Td (to ) Tj ET Q q 0 0 0 rg BT 163.66 419.25 Td (deposit ) Tj ET Q q 0 0 0 rg BT 195.14 419.25 Td (our ) Tj ET Q q 0 0 0 rg BT 211.07 419.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 231.44 419.25 Td (and ) Tj ET Q q 0 0 0 rg BT 248.47 419.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 268.84 419.25 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 316.98 419.25 Td (with ) Tj ET Q q 0 0 0 rg BT 337.36 419.25 Td (lar) Tj ET Q q 0 0 0 rg BT 347.72 419.25 Td (ger) Tj ET Q q 0 0 0 rg BT 360.09 419.25 Td (, ) Tj ET Q q 0 0 0 rg BT 365.19 419.25 Td (highly ) Tj ET Q q 0 0 0 rg BT 393.34 419.25 Td (rated ) Tj ET Q q 0 0 0 rg BT 415.93 419.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 453.50 419.25 Td (institutions. ) Tj ET Q q 0 0 0 rg BT 503.05 419.25 Td ( ) Tj ET Q q 0 0 0 rg BT 505.46 419.25 Td (The ) Tj ET Q q 0 0 0 rg BT 523.61 419.25 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.25 Td (derives ) Tj ET Q q 0 0 0 rg BT 81.16 407.25 Td (the ) Tj ET Q q 0 0 0 rg BT 96.15 407.25 Td (lar) Tj ET Q q 0 0 0 rg BT 106.52 407.25 Td (gest ) Tj ET Q q 0 0 0 rg BT 125.40 407.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 157.07 407.25 Td (of ) Tj ET Q q 0 0 0 rg BT 168.18 407.25 Td (its ) Tj ET Q q 0 0 0 rg BT 180.40 407.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 218.72 407.25 Td (from ) Tj ET Q q 0 0 0 rg BT 240.94 407.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 272.03 407.25 Td (\(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.91 407.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 313.13 407.25 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.13 407.25 Td ( ) Tj ET Q q 0 0 0 rg BT 320.91 407.25 Td (for ) Tj ET Q q 0 0 0 rg BT 335.34 407.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 378.11 407.25 Td (information ) Tj ET Q q 0 0 0 rg BT 428.10 407.25 Td (on ) Tj ET Q q 0 0 0 rg BT 440.88 407.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 471.98 407.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 510.30 407.25 Td (and ) Tj ET Q q 0 0 0 rg BT 527.51 407.25 Td (accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.25 Td (receivable ) Tj ET Q q 0 0 0 rg BT 94.07 395.25 Td (balance\). ) Tj ET Q q 0 0 0 rg BT 133.92 395.25 Td ( ) Tj ET Q q 0 0 0 rg BT 137.15 395.25 Td (The ) Tj ET Q q 0 0 0 rg BT 156.19 395.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 198.56 395.25 Td (mitigates ) Tj ET Q q 0 0 0 rg BT 238.71 395.25 Td (its ) Tj ET Q q 0 0 0 rg BT 251.65 395.25 Td (concentrations ) Tj ET Q q 0 0 0 rg BT 313.44 395.25 Td (of ) Tj ET Q q 0 0 0 rg BT 325.26 395.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 351.51 395.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 370.00 395.25 Td (with ) Tj ET Q q 0 0 0 rg BT 391.27 395.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 423.07 395.25 Td (to ) Tj ET Q q 0 0 0 rg BT 434.34 395.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 472.81 395.25 Td (receivable ) Tj ET Q q 0 0 0 rg BT 517.38 395.25 Td (by ) Tj ET Q q 0 0 0 rg BT 530.86 395.25 Td (actively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.25 Td (monitoring ) Tj ET Q q 0 0 0 rg BT 96.44 383.25 Td (past ) Tj ET Q q 0 0 0 rg BT 115.05 383.25 Td (due ) Tj ET Q q 0 0 0 rg BT 131.99 383.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 169.48 383.25 Td (and ) Tj ET Q q 0 0 0 rg BT 186.41 383.25 Td (the ) Tj ET Q q 0 0 0 rg BT 201.13 383.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 242.50 383.25 Td (status ) Tj ET Q q 0 0 0 rg BT 267.78 383.25 Td (of ) Tj ET Q q 0 0 0 rg BT 278.61 383.25 Td (lar) Tj ET Q q 0 0 0 rg BT 288.98 383.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 304.25 383.25 Td (customers, ) Tj ET Q q 0 0 0 rg BT 349.79 383.25 Td (if ) Tj ET Q q 0 0 0 rg BT 358.40 383.25 Td (known.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 362.25 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 362.25 Td (16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 362.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 362.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 362.25 Td (SHAREHOLDERS) Tj ET Q q 0 0 0 rg BT 191.28 362.25 Td ( ) Tj ET Q q 0 0 0 rg BT 193.78 362.25 Td (EQUITY) Tj ET Q q 0 0 0 rg BT 232.86 362.25 Td ( ) Tj ET Q q 0 0 0 rg BT 234.81 362.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 258.98 362.25 Td (SHARE-BASED ) Tj ET Q q 0 0 0 rg BT 332.61 362.25 Td (COMPENSA) Tj ET Q q 0 0 0 rg BT 389.08 362.25 Td (TION) Tj ET Q BT /F2 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 341.25 Td (Common ) Tj ET Q q 0 0 0 rg BT 91.44 341.25 Td (Stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 320.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.51 320.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 119.60 320.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.60 320.25 Td (, ) Tj ET Q q 0 0 0 rg BT 144.10 320.25 Td (we ) Tj ET Q q 0 0 0 rg BT 157.77 320.25 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.21 320.25 Td (100 ) Tj ET Q q 0 0 0 rg BT 191.22 320.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.11 320.25 Td ( ) Tj ET Q q 0 0 0 rg BT 222.12 320.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 249.11 320.25 Td (authorized, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.82 320.25 Td (25.4 ) Tj ET Q q 0 0 0 rg BT 315.33 320.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.22 320.25 Td ( ) Tj ET Q q 0 0 0 rg BT 346.22 320.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 373.22 320.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 400.22 320.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.67 320.25 Td (17.4 ) Tj ET Q q 0 0 0 rg BT 436.17 320.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.07 320.25 Td ( ) Tj ET Q q 0 0 0 rg BT 467.07 320.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 494.07 320.25 Td (of ) Tj ET Q q 0 0 0 rg BT 504.40 320.25 Td (common ) Tj ET Q q 0 0 0 rg BT 541.41 320.25 Td (stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 308.25 Td (outstanding. ) Tj ET Q q 0 0 0 rg BT 100.97 308.25 Td ( ) Tj ET Q q 0 0 0 rg BT 102.77 308.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.08 308.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 173.48 308.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.48 308.25 Td (, ) Tj ET Q q 0 0 0 rg BT 198.29 308.25 Td (we ) Tj ET Q q 0 0 0 rg BT 212.26 308.25 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.00 308.25 Td (25.4 ) Tj ET Q q 0 0 0 rg BT 248.81 308.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.71 308.25 Td ( ) Tj ET Q q 0 0 0 rg BT 280.02 308.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 307.32 308.25 Td (authorized ) Tj ET Q q 0 0 0 rg BT 351.83 308.25 Td (and ) Tj ET Q q 0 0 0 rg BT 368.58 308.25 Td (issued, ) Tj ET Q q 0 0 0 rg BT 398.38 308.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.13 308.25 Td (18.8 ) Tj ET Q q 0 0 0 rg BT 434.94 308.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.83 308.25 Td ( ) Tj ET Q q 0 0 0 rg BT 466.14 308.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 493.44 308.25 Td (of ) Tj ET Q q 0 0 0 rg BT 504.08 308.25 Td (common ) Tj ET Q q 0 0 0 rg BT 541.39 308.25 Td (stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 296.25 Td (outstanding. ) Tj ET Q q 0 0 0 rg BT 101.57 296.25 Td ( ) Tj ET Q q 0 0 0 rg BT 104.26 296.25 Td (The ) Tj ET Q q 0 0 0 rg BT 122.71 296.25 Td (holders ) Tj ET Q q 0 0 0 rg BT 155.05 296.25 Td (of ) Tj ET Q q 0 0 0 rg BT 166.28 296.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 194.18 296.25 Td (of ) Tj ET Q q 0 0 0 rg BT 204.77 296.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 249.33 296.25 Td (common ) Tj ET Q q 0 0 0 rg BT 287.23 296.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 311.24 296.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 351.34 296.25 Td (are ) Tj ET Q q 0 0 0 rg BT 366.45 296.25 Td (entitled ) Tj ET Q q 0 0 0 rg BT 399.35 296.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.03 296.25 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.46 296.25 Td ( ) Tj ET Q q 0 0 0 rg BT 427.37 296.25 Td (vote ) Tj ET Q q 0 0 0 rg BT 447.49 296.25 Td (for ) Tj ET Q q 0 0 0 rg BT 462.05 296.25 Td (each ) Tj ET Q q 0 0 0 rg BT 483.27 296.25 Td (share ) Tj ET Q q 0 0 0 rg BT 507.27 296.25 Td (on ) Tj ET Q q 0 0 0 rg BT 520.17 296.25 Td (all ) Tj ET Q q 0 0 0 rg BT 533.07 296.25 Td (matters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 284.25 Td (voted ) Tj ET Q q 0 0 0 rg BT 74.22 284.25 Td (on ) Tj ET Q q 0 0 0 rg BT 86.72 284.25 Td (by ) Tj ET Q q 0 0 0 rg BT 99.22 284.25 Td (shareholders, ) Tj ET Q q 0 0 0 rg BT 154.75 284.25 Td (and ) Tj ET Q q 0 0 0 rg BT 171.69 284.25 Td (the ) Tj ET Q q 0 0 0 rg BT 186.41 284.25 Td (holders ) Tj ET Q q 0 0 0 rg BT 218.35 284.25 Td (of ) Tj ET Q q 0 0 0 rg BT 229.18 284.25 Td (such ) Tj ET Q q 0 0 0 rg BT 250.01 284.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 277.50 284.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 317.20 284.25 Td (will ) Tj ET Q q 0 0 0 rg BT 335.26 284.25 Td (possess ) Tj ET Q q 0 0 0 rg BT 367.76 284.25 Td (all ) Tj ET Q q 0 0 0 rg BT 380.26 284.25 Td (voting ) Tj ET Q q 0 0 0 rg BT 408.31 284.25 Td (power) Tj ET Q q 0 0 0 rg BT 432.75 284.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 263.25 Td (On ) Tj ET Q q 0 0 0 rg BT 63.41 263.25 Td (October ) Tj ET Q q 0 0 0 rg BT 97.30 263.25 Td (9, ) Tj ET Q q 0 0 0 rg BT 106.49 263.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 130.67 263.25 Td (we ) Tj ET Q q 0 0 0 rg BT 144.02 263.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 180.13 263.25 Td (RentRange ) Tj ET Q q 0 0 0 rg BT 226.25 263.25 Td (and ) Tj ET Q q 0 0 0 rg BT 242.37 263.25 Td (Investability ) Tj ET Q q 0 0 0 rg BT 294.05 263.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.40 263.25 Td ($24.8 ) Tj ET Q q 0 0 0 rg BT 331.58 263.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.47 263.25 Td (, ) Tj ET Q q 0 0 0 rg BT 364.66 263.25 Td (which ) Tj ET Q q 0 0 0 rg BT 390.78 263.25 Td (included ) Tj ET Q q 0 0 0 rg BT 426.90 263.25 Td (a ) Tj ET Q q 0 0 0 rg BT 433.03 263.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 452.48 263.25 Td (component ) Tj ET Q q 0 0 0 rg BT 498.60 263.25 Td (and ) Tj ET Q q 0 0 0 rg BT 514.73 263.25 Td (the ) Tj ET Q q 0 0 0 rg BT 528.63 263.25 Td (issuance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 251.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.86 251.25 Td (247 ) Tj ET Q q 0 0 0 rg BT 78.90 251.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.01 251.25 Td ( ) Tj ET Q q 0 0 0 rg BT 118.04 251.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 146.06 251.25 Td (of ) Tj ET Q q 0 0 0 rg BT 157.43 251.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 197.66 251.25 Td (common ) Tj ET Q q 0 0 0 rg BT 235.69 251.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 259.83 251.25 Td (of ) Tj ET Q q 0 0 0 rg BT 271.20 251.25 Td (the ) Tj ET Q q 0 0 0 rg BT 286.45 251.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 328.37 251.25 Td (with ) Tj ET Q q 0 0 0 rg BT 349.18 251.25 Td (a ) Tj ET Q q 0 0 0 rg BT 356.65 251.25 Td (value ) Tj ET Q q 0 0 0 rg BT 381.34 251.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.71 251.25 Td ($7.3 ) Tj ET Q q 0 0 0 rg BT 413.24 251.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.13 251.25 Td ( ) Tj ET Q q 0 0 0 rg BT 445.16 251.25 Td (as ) Tj ET Q q 0 0 0 rg BT 456.53 251.25 Td (of ) Tj ET Q q 0 0 0 rg BT 467.89 251.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.14 251.25 Td (closing ) Tj ET Q q 0 0 0 rg BT 515.06 251.25 Td (date. ) Tj ET Q q 0 0 0 rg BT 537.25 251.25 Td ( ) Tj ET Q q 0 0 0 rg BT 540.29 251.25 Td (Upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 239.25 Td (issuance, ) Tj ET Q q 0 0 0 rg BT 89.49 239.25 Td (the ) Tj ET Q q 0 0 0 rg BT 105.33 239.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 146.15 239.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 174.75 239.25 Td (were ) Tj ET Q q 0 0 0 rg BT 197.80 239.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 229.74 239.25 Td (to ) Tj ET Q q 0 0 0 rg BT 241.14 239.25 Td (transfer ) Tj ET Q q 0 0 0 rg BT 275.29 239.25 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 323.34 239.25 Td (and ) Tj ET Q q 0 0 0 rg BT 341.40 239.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 380.01 239.25 Td (forfeiture ) Tj ET Q q 0 0 0 rg BT 421.38 239.25 Td (provisions. ) Tj ET Q q 0 0 0 rg BT 469.17 239.25 Td ( ) Tj ET Q q 0 0 0 rg BT 472.52 239.25 Td (These ) Tj ET Q q 0 0 0 rg BT 500.01 239.25 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 548.07 239.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 227.25 Td (forfeiture ) Tj ET Q q 0 0 0 rg BT 89.22 227.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 132.86 227.25 Td (lapse ) Tj ET Q q 0 0 0 rg BT 155.37 227.25 Td (over ) Tj ET Q q 0 0 0 rg BT 175.11 227.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.51 227.25 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.17 227.25 Td ( ) Tj ET Q q 0 0 0 rg BT 200.14 227.25 Td (year ) Tj ET Q q 0 0 0 rg BT 219.31 227.25 Td (period, ) Tj ET Q q 0 0 0 rg BT 249.33 227.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 279.62 227.25 Td (to ) Tj ET Q q 0 0 0 rg BT 289.36 227.25 Td (the ) Tj ET Q q 0 0 0 rg BT 303.55 227.25 Td (recipients ) Tj ET Q q 0 0 0 rg BT 344.39 227.25 Td (meeting ) Tj ET Q q 0 0 0 rg BT 378.56 227.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 407.73 227.25 Td (continued ) Tj ET Q q 0 0 0 rg BT 449.13 227.25 Td (employment ) Tj ET Q q 0 0 0 rg BT 501.09 227.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 544.72 227.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 215.25 Td (the ) Tj ET Q q 0 0 0 rg BT 63.93 215.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 105.03 215.25 Td (and ) Tj ET Q q 0 0 0 rg BT 121.68 215.25 Td (the ) Tj ET Q q 0 0 0 rg BT 136.11 215.25 Td (satisfaction ) Tj ET Q q 0 0 0 rg BT 183.87 215.25 Td (of ) Tj ET Q q 0 0 0 rg BT 194.41 215.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 223.83 215.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 269.92 215.25 Td (related ) Tj ET Q q 0 0 0 rg BT 299.34 215.25 Td (escrow ) Tj ET Q q 0 0 0 rg BT 329.87 215.25 Td (release ) Tj ET Q q 0 0 0 rg BT 359.84 215.25 Td (conditions. ) Tj ET Q q 0 0 0 rg BT 406.22 215.25 Td ( ) Tj ET Q q 0 0 0 rg BT 408.43 215.25 Td (During ) Tj ET Q q 0 0 0 rg BT 438.97 215.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 463.69 215.25 Td (transfer ) Tj ET Q q 0 0 0 rg BT 496.44 215.25 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 543.08 215.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 203.25 Td (removed ) Tj ET Q q 0 0 0 rg BT 87.85 203.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.22 203.25 Td (14 ) Tj ET Q q 0 0 0 rg BT 114.59 203.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.69 203.25 Td ( ) Tj ET Q q 0 0 0 rg BT 154.06 203.25 Td (shares. ) Tj ET Q q 0 0 0 rg BT 184.92 203.25 Td ( ) Tj ET Q q 0 0 0 rg BT 188.28 203.25 Td (In ) Tj ET Q q 0 0 0 rg BT 199.98 203.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 238.62 203.25 Td (on ) Tj ET Q q 0 0 0 rg BT 251.99 203.25 Td (June30, ) Tj ET Q q 0 0 0 rg BT 288.68 203.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 314.55 203.25 Td (the ) Tj ET Q q 0 0 0 rg BT 330.13 203.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 372.39 203.25 Td (amended ) Tj ET Q q 0 0 0 rg BT 411.85 203.25 Td (the ) Tj ET Q q 0 0 0 rg BT 427.43 203.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 466.34 203.25 Td (and ) Tj ET Q q 0 0 0 rg BT 484.14 203.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 503.05 203.25 Td (agreement ) Tj ET Q q 0 0 0 rg BT 548.06 203.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 191.25 Td (purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.76 191.25 Td (170 ) Tj ET Q q 0 0 0 rg BT 110.48 191.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.58 191.25 Td ( ) Tj ET Q q 0 0 0 rg BT 149.30 191.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 189.23 191.25 Td (shares. ) Tj ET Q q 0 0 0 rg BT 219.44 191.25 Td ( ) Tj ET Q q 0 0 0 rg BT 222.16 191.25 Td (During ) Tj ET Q q 0 0 0 rg BT 253.21 191.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 278.43 191.25 Td (transfer ) Tj ET Q q 0 0 0 rg BT 311.68 191.25 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 358.84 191.25 Td (were ) Tj ET Q q 0 0 0 rg BT 380.98 191.25 Td (removed ) Tj ET Q q 0 0 0 rg BT 418.69 191.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.41 191.25 Td (55 ) Tj ET Q q 0 0 0 rg BT 444.13 191.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.24 191.25 Td ( ) Tj ET Q q 0 0 0 rg BT 482.96 191.25 Td (shares. ) Tj ET Q q 0 0 0 rg BT 513.17 191.25 Td ( ) Tj ET Q q 0 0 0 rg BT 515.89 191.25 Td (OnJuly ) Tj ET Q q 0 0 0 rg BT 550.00 191.25 Td (17, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 179.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 74.99 179.25 Td (we ) Tj ET Q q 0 0 0 rg BT 89.63 179.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 127.05 179.25 Td (CastleLine ) Tj ET Q q 0 0 0 rg BT 173.35 179.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.00 179.25 Td ($33.4 ) Tj ET Q q 0 0 0 rg BT 213.49 179.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.38 179.25 Td (, ) Tj ET Q q 0 0 0 rg BT 247.87 179.25 Td (which ) Tj ET Q q 0 0 0 rg BT 275.29 179.25 Td (included ) Tj ET Q q 0 0 0 rg BT 312.71 179.25 Td (a ) Tj ET Q q 0 0 0 rg BT 320.14 179.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 340.90 179.25 Td (component ) Tj ET Q q 0 0 0 rg BT 388.32 179.25 Td (and ) Tj ET Q q 0 0 0 rg BT 405.74 179.25 Td (the ) Tj ET Q q 0 0 0 rg BT 420.95 179.25 Td (issuance ) Tj ET Q q 0 0 0 rg BT 457.81 179.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.13 179.25 Td (495 ) Tj ET Q q 0 0 0 rg BT 487.12 179.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.22 179.25 Td ( ) Tj ET Q q 0 0 0 rg BT 526.21 179.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 554.19 179.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 167.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 89.23 167.25 Td (common ) Tj ET Q q 0 0 0 rg BT 126.75 167.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 150.38 167.25 Td (of ) Tj ET Q q 0 0 0 rg BT 161.23 167.25 Td (the ) Tj ET Q q 0 0 0 rg BT 175.97 167.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 217.39 167.25 Td (with ) Tj ET Q q 0 0 0 rg BT 237.69 167.25 Td (a ) Tj ET Q q 0 0 0 rg BT 244.65 167.25 Td (value ) Tj ET Q q 0 0 0 rg BT 268.83 167.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.69 167.25 Td ($14.4 ) Tj ET Q q 0 0 0 rg BT 304.71 167.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 167.25 Td ( ) Tj ET Q q 0 0 0 rg BT 336.13 167.25 Td (as ) Tj ET Q q 0 0 0 rg BT 346.98 167.25 Td (of ) Tj ET Q q 0 0 0 rg BT 357.83 167.25 Td (the ) Tj ET Q q 0 0 0 rg BT 372.58 167.25 Td (closing ) Tj ET Q q 0 0 0 rg BT 403.99 167.25 Td (date. ) Tj ET Q q 0 0 0 rg BT 425.67 167.25 Td ( ) Tj ET Q q 0 0 0 rg BT 428.01 167.25 Td (The ) Tj ET Q q 0 0 0 rg BT 446.08 167.25 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 493.04 167.25 Td (were ) Tj ET Q q 0 0 0 rg BT 514.99 167.25 Td (removed ) Tj ET Q q 0 0 0 rg BT 552.50 167.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 155.25 Td (these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.55 155.25 Td (495 ) Tj ET Q q 0 0 0 rg BT 90.05 155.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.16 155.25 Td ( ) Tj ET Q q 0 0 0 rg BT 128.66 155.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 156.15 155.25 Td (during ) Tj ET Q q 0 0 0 rg BT 184.75 155.25 Td (2016. ) Tj ET Q q 0 0 0 rg BT 209.75 155.25 Td ( ) Tj ET Q q 0 0 0 rg BT 212.25 155.25 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.19 155.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 251.13 155.25 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.13 155.25 Td ( ) Tj ET Q q 0 0 0 rg BT 258.63 155.25 Td (for ) Tj ET Q q 0 0 0 rg BT 272.79 155.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 315.28 155.25 Td (information ) Tj ET Q q 0 0 0 rg BT 364.99 155.25 Td (about ) Tj ET Q q 0 0 0 rg BT 389.71 155.25 Td (these ) Tj ET Q q 0 0 0 rg BT 412.76 155.25 Td (acquisitions.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 134.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 80.90 134.25 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 122.84 134.25 Td (Plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 113.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 66.61 113.25 Td (2009 ) Tj ET Q q 0 0 0 rg BT 88.18 113.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 116.40 113.25 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 155.17 113.25 Td (Plan ) Tj ET Q q 0 0 0 rg BT 174.51 113.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 191.62 113.25 Td (Plan\) ) Tj ET Q q 0 0 0 rg BT 223.17 113.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 259.17 113.25 Td (for ) Tj ET Q q 0 0 0 rg BT 272.39 113.25 Td (various ) Tj ET Q q 0 0 0 rg BT 303.39 113.25 Td (types ) Tj ET Q q 0 0 0 rg BT 326.06 113.25 Td (of ) Tj ET Q q 0 0 0 rg BT 335.96 113.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 362.51 113.25 Td (awards, ) Tj ET Q q 0 0 0 rg BT 394.90 113.25 Td (including ) Tj ET Q q 0 0 0 rg BT 434.23 113.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 456.90 113.25 Td (options, ) Tj ET Q q 0 0 0 rg BT 490.41 113.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 513.08 113.25 Td (appreciation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 101.25 Td (rights, ) Tj ET Q q 0 0 0 rg BT 77.46 101.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 101.25 101.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 139.47 101.25 Td (rights, ) Tj ET Q q 0 0 0 rg BT 167.43 101.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 207.31 101.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 234.99 101.25 Td (and ) Tj ET Q q 0 0 0 rg BT 252.11 101.25 Td (other ) Tj ET Q q 0 0 0 rg BT 275.34 101.25 Td (awards, ) Tj ET Q q 0 0 0 rg BT 308.84 101.25 Td (or ) Tj ET Q q 0 0 0 rg BT 319.85 101.25 Td (a ) Tj ET Q q 0 0 0 rg BT 326.97 101.25 Td (combination ) Tj ET Q q 0 0 0 rg BT 379.64 101.25 Td (of ) Tj ET Q q 0 0 0 rg BT 390.66 101.25 Td (any ) Tj ET Q q 0 0 0 rg BT 407.78 101.25 Td (of ) Tj ET Q q 0 0 0 rg BT 418.79 101.25 Td (the ) Tj ET Q q 0 0 0 rg BT 433.69 101.25 Td (above. ) Tj ET Q q 0 0 0 rg BT 462.75 101.25 Td ( ) Tj ET Q q 0 0 0 rg BT 465.43 101.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 493.10 101.25 Td (the ) Tj ET Q q 0 0 0 rg BT 508.00 101.25 Td (Plan, ) Tj ET Q q 0 0 0 rg BT 530.96 101.25 Td (we ) Tj ET Q q 0 0 0 rg BT 545.30 101.25 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 89.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 72.70 89.25 Td (up ) Tj ET Q q 0 0 0 rg BT 85.35 89.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.78 89.25 Td (6.7 ) Tj ET Q q 0 0 0 rg BT 110.93 89.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.82 89.25 Td ( ) Tj ET Q q 0 0 0 rg BT 141.89 89.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 186.20 89.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 236.04 89.25 Td (awards ) Tj ET Q q 0 0 0 rg BT 267.02 89.25 Td (to ) Tj ET Q q 0 0 0 rg BT 277.45 89.25 Td (of) Tj ET Q q 0 0 0 rg BT 285.59 89.25 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 312.95 89.25 Td (directors, ) Tj ET Q q 0 0 0 rg BT 353.09 89.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 398.50 89.25 Td (and ) Tj ET Q q 0 0 0 rg BT 415.59 89.25 Td (to ) Tj ET Q q 0 0 0 rg BT 426.02 89.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 471.44 89.25 Td (of ) Tj ET Q q 0 0 0 rg BT 482.42 89.25 Td (our ) Tj ET Q q 0 0 0 rg BT 498.40 89.25 Td (af) Tj ET Q q 0 0 0 rg BT 505.99 89.25 Td (filiates. ) Tj ET Q q 0 0 0 rg BT 538.35 89.25 Td ( ) Tj ET Q q 0 0 0 rg BT 540.42 89.25 Td (As ) Tj ET Q q 0 0 0 rg BT 554.18 89.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 77.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 107.91 77.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.91 77.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.73 77.25 Td (1.5 ) Tj ET Q q 0 0 0 rg BT 147.55 77.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.45 77.25 Td ( ) Tj ET Q q 0 0 0 rg BT 178.77 77.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 228.29 77.25 Td (awards ) Tj ET Q q 0 0 0 rg BT 258.93 77.25 Td (were ) Tj ET Q q 0 0 0 rg BT 280.68 77.25 Td (available ) Tj ET Q q 0 0 0 rg BT 319.10 77.25 Td (for ) Tj ET Q q 0 0 0 rg BT 333.08 77.25 Td (future ) Tj ET Q q 0 0 0 rg BT 359.28 77.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 382.15 77.25 Td (under ) Tj ET Q q 0 0 0 rg BT 407.24 77.25 Td (the ) Tj ET Q q 0 0 0 rg BT 421.78 77.25 Td (Plan. ) Tj ET Q q 0 0 0 rg BT 444.38 77.25 Td ( ) Tj ET Q q 0 0 0 rg BT 446.71 77.25 Td (Expired ) Tj ET Q q 0 0 0 rg BT 480.69 77.25 Td (and ) Tj ET Q q 0 0 0 rg BT 497.45 77.25 Td (forfeited ) Tj ET Q q 0 0 0 rg BT 534.19 77.25 Td (awards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 65.25 Td (are ) Tj ET Q q 0 0 0 rg BT 64.21 65.25 Td (available ) Tj ET Q q 0 0 0 rg BT 102.80 65.25 Td (for ) Tj ET Q q 0 0 0 rg BT 116.96 65.25 Td (reissuance.) Tj ET Q endstream endobj 175 0 obj <>] /Rotate 0 /Contents 176 0 R>> endobj 176 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (87) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (Shar) Tj ET Q q 0 0 0 rg BT 69.88 731.25 Td (e ) Tj ET Q q 0 0 0 rg BT 76.82 731.25 Td (Repur) Tj ET Q q 0 0 0 rg BT 103.86 731.25 Td (chase ) Tj ET Q q 0 0 0 rg BT 129.69 731.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 140.06 731.25 Td (ogram) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (On ) Tj ET Q q 0 0 0 rg BT 63.47 710.25 Td (May ) Tj ET Q q 0 0 0 rg BT 83.55 710.25 Td (17, ) Tj ET Q q 0 0 0 rg BT 97.80 710.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 122.05 710.25 Td (our ) Tj ET Q q 0 0 0 rg BT 137.13 710.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 189.42 710.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 228.38 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 242.35 710.25 Td (renewal ) Tj ET Q q 0 0 0 rg BT 275.74 710.25 Td (of ) Tj ET Q q 0 0 0 rg BT 285.82 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 299.79 710.25 Td (share ) Tj ET Q q 0 0 0 rg BT 322.64 710.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 367.70 710.25 Td (program ) Tj ET Q q 0 0 0 rg BT 403.32 710.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 447.29 710.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 486.25 710.25 Td (by ) Tj ET Q q 0 0 0 rg BT 498.00 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 511.97 710.25 Td (shareholders ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (on ) Tj ET Q q 0 0 0 rg BT 61.82 698.25 Td (May18, ) Tj ET Q q 0 0 0 rg BT 97.48 698.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 122.30 698.25 Td (which ) Tj ET Q q 0 0 0 rg BT 149.06 698.25 Td (replaced ) Tj ET Q q 0 0 0 rg BT 185.25 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 199.79 698.25 Td (previous ) Tj ET Q q 0 0 0 rg BT 236.55 698.25 Td (share ) Tj ET Q q 0 0 0 rg BT 259.97 698.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 305.60 698.25 Td (program. ) Tj ET Q q 0 0 0 rg BT 344.30 698.25 Td ( ) Tj ET Q q 0 0 0 rg BT 346.46 698.25 Td (W) Tj ET Q q 0 0 0 rg BT 355.09 698.25 Td (e ) Tj ET Q q 0 0 0 rg BT 361.85 698.25 Td (are ) Tj ET Q q 0 0 0 rg BT 376.38 698.25 Td (authorized ) Tj ET Q q 0 0 0 rg BT 420.91 698.25 Td (to ) Tj ET Q q 0 0 0 rg BT 431.01 698.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 468.87 698.25 Td (up ) Tj ET Q q 0 0 0 rg BT 481.20 698.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.30 698.25 Td (4.6million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.19 698.25 Td ( ) Tj ET Q q 0 0 0 rg BT 537.51 698.25 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.25 686.25 Td (our ) Tj ET Q q 0 0 0 rg BT 76.00 686.25 Td (common ) Tj ET Q q 0 0 0 rg BT 113.42 686.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 139.45 686.25 Td (based ) Tj ET Q q 0 0 0 rg BT 164.64 686.25 Td (on ) Tj ET Q q 0 0 0 rg BT 177.06 686.25 Td (a ) Tj ET Q q 0 0 0 rg BT 183.92 686.25 Td (limit ) Tj ET Q q 0 0 0 rg BT 205.24 686.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.99 686.25 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.32 686.25 Td ( ) Tj ET Q q 0 0 0 rg BT 236.74 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 247.49 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 262.13 686.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 311.22 686.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 338.63 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 349.38 686.25 Td (common ) Tj ET Q q 0 0 0 rg BT 386.80 686.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 410.33 686.25 Td (on ) Tj ET Q q 0 0 0 rg BT 422.75 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 437.39 686.25 Td (date ) Tj ET Q q 0 0 0 rg BT 456.47 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 467.22 686.25 Td (approval, ) Tj ET Q q 0 0 0 rg BT 507.13 686.25 Td (at ) Tj ET Q q 0 0 0 rg BT 516.77 686.25 Td (a ) Tj ET Q q 0 0 0 rg BT 523.63 686.25 Td (minimum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (price ) Tj ET Q q 0 0 0 rg BT 72.26 674.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.37 674.25 Td ($1.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.87 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 108.64 674.25 Td (per ) Tj ET Q q 0 0 0 rg BT 124.18 674.25 Td (share ) Tj ET Q q 0 0 0 rg BT 148.06 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 165.27 674.25 Td (a ) Tj ET Q q 0 0 0 rg BT 172.48 674.25 Td (maximum ) Tj ET Q q 0 0 0 rg BT 215.81 674.25 Td (price ) Tj ET Q q 0 0 0 rg BT 238.57 674.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.68 674.25 Td ($500.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.18 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 284.95 674.25 Td (per ) Tj ET Q q 0 0 0 rg BT 300.49 674.25 Td (share, ) Tj ET Q q 0 0 0 rg BT 326.87 674.25 Td (for ) Tj ET Q q 0 0 0 rg BT 341.30 674.25 Td (a ) Tj ET Q q 0 0 0 rg BT 348.52 674.25 Td (period ) Tj ET Q q 0 0 0 rg BT 376.84 674.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.94 674.25 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.49 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 406.26 674.25 Td (years ) Tj ET Q q 0 0 0 rg BT 430.14 674.25 Td (from ) Tj ET Q q 0 0 0 rg BT 452.35 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 467.34 674.25 Td (date ) Tj ET Q q 0 0 0 rg BT 486.77 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 497.88 674.25 Td (approval. ) Tj ET Q q 0 0 0 rg BT 538.14 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 540.30 674.25 Td (As ) Tj ET Q q 0 0 0 rg BT 554.19 674.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.10 662.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.10 662.25 Td (, ) Tj ET Q q 0 0 0 rg BT 133.12 662.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.39 662.25 Td (3.4million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.29 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 239.80 662.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 267.31 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 278.16 662.25 Td (common ) Tj ET Q q 0 0 0 rg BT 315.67 662.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 339.29 662.25 Td (remain ) Tj ET Q q 0 0 0 rg BT 369.58 662.25 Td (available ) Tj ET Q q 0 0 0 rg BT 408.18 662.25 Td (for ) Tj ET Q q 0 0 0 rg BT 422.36 662.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 468.18 662.25 Td (under ) Tj ET Q q 0 0 0 rg BT 493.47 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 508.20 662.25 Td (program. ) Tj ET Q q 0 0 0 rg BT 547.10 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 549.43 662.25 Td (W) Tj ET Q q 0 0 0 rg BT 558.07 662.25 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.25 Td (purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.34 650.25 Td (1.6million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.23 650.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.53 650.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 165.83 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 176.46 650.25 Td (common ) Tj ET Q q 0 0 0 rg BT 213.76 650.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 237.17 650.25 Td (at ) Tj ET Q q 0 0 0 rg BT 246.69 650.25 Td (an ) Tj ET Q q 0 0 0 rg BT 258.43 650.25 Td (average ) Tj ET Q q 0 0 0 rg BT 291.81 650.25 Td (price ) Tj ET Q q 0 0 0 rg BT 314.10 650.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.73 650.25 Td ($23.84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.23 650.25 Td ( ) Tj ET Q q 0 0 0 rg BT 354.53 650.25 Td (per ) Tj ET Q q 0 0 0 rg BT 369.60 650.25 Td (share ) Tj ET Q q 0 0 0 rg BT 393.01 650.25 Td (during ) Tj ET Q q 0 0 0 rg BT 421.42 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.94 650.25 Td (year ) Tj ET Q q 0 0 0 rg BT 455.44 650.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.62 650.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 540.01 650.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 650.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.25 Td (1.4 ) Tj ET Q q 0 0 0 rg BT 64.56 638.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.45 638.25 Td ( ) Tj ET Q q 0 0 0 rg BT 96.00 638.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 123.55 638.25 Td (at ) Tj ET Q q 0 0 0 rg BT 133.32 638.25 Td (an ) Tj ET Q q 0 0 0 rg BT 145.32 638.25 Td (average ) Tj ET Q q 0 0 0 rg BT 178.96 638.25 Td (price ) Tj ET Q q 0 0 0 rg BT 201.50 638.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.39 638.25 Td ($26.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.89 638.25 Td ( ) Tj ET Q q 0 0 0 rg BT 242.44 638.25 Td (per ) Tj ET Q q 0 0 0 rg BT 257.77 638.25 Td (share ) Tj ET Q q 0 0 0 rg BT 281.42 638.25 Td (during ) Tj ET Q q 0 0 0 rg BT 310.09 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.86 638.25 Td (year ) Tj ET Q q 0 0 0 rg BT 344.62 638.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.06 638.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 429.70 638.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.70 638.25 Td ( ) Tj ET Q q 0 0 0 rg BT 452.25 638.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.25 638.25 Td (2.1 ) Tj ET Q q 0 0 0 rg BT 484.30 638.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.19 638.25 Td ( ) Tj ET Q q 0 0 0 rg BT 515.75 638.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 543.30 638.25 Td (at ) Tj ET Q q 0 0 0 rg BT 553.07 638.25 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.25 Td (average ) Tj ET Q q 0 0 0 rg BT 83.60 626.25 Td (price ) Tj ET Q q 0 0 0 rg BT 106.60 626.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.94 626.25 Td ($27.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.44 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 148.46 626.25 Td (per ) Tj ET Q q 0 0 0 rg BT 164.24 626.25 Td (share ) Tj ET Q q 0 0 0 rg BT 188.35 626.25 Td (during ) Tj ET Q q 0 0 0 rg BT 217.47 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.71 626.25 Td (year ) Tj ET Q q 0 0 0 rg BT 252.93 626.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.82 626.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 338.92 626.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.92 626.25 Td (. ) Tj ET Q q 0 0 0 rg BT 364.43 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 367.44 626.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 413.92 626.25 Td (g ) Tj ET Q q 0 0 0 rg BT 421.93 626.25 Td (law ) Tj ET Q q 0 0 0 rg BT 439.39 626.25 Td (limits ) Tj ET Q q 0 0 0 rg BT 465.18 626.25 Td (share ) Tj ET Q q 0 0 0 rg BT 489.30 626.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 539.51 626.25 Td (to ) Tj ET Q q 0 0 0 rg BT 550.30 626.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 614.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 84.21 614.25 Td (of ) Tj ET Q q 0 0 0 rg BT 95.79 614.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 141.63 614.25 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 181.36 614.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 223.33 614.25 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 245.29 614.25 Td (\(unconsolidated ) Tj ET Q q 0 0 0 rg BT 313.34 614.25 Td (parent ) Tj ET Q q 0 0 0 rg BT 342.50 614.25 Td (company\) ) Tj ET Q q 0 0 0 rg BT 386.66 614.25 Td (retained ) Tj ET Q q 0 0 0 rg BT 423.04 614.25 Td (earnings, ) Tj ET Q q 0 0 0 rg BT 463.60 614.25 Td (less ) Tj ET Q q 0 0 0 rg BT 482.77 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 499.17 614.25 Td (value ) Tj ET Q q 0 0 0 rg BT 525.00 614.25 Td (of ) Tj ET Q q 0 0 0 rg BT 537.51 614.25 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 602.25 Td (repurchased. ) Tj ET Q q 0 0 0 rg BT 104.26 602.25 Td ( ) Tj ET Q q 0 0 0 rg BT 107.35 602.25 Td (As ) Tj ET Q q 0 0 0 rg BT 122.42 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 134.71 602.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 194.75 602.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 221.20 602.25 Td (we ) Tj ET Q q 0 0 0 rg BT 236.82 602.25 Td (can ) Tj ET Q q 0 0 0 rg BT 254.66 602.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 301.92 602.25 Td (up ) Tj ET Q q 0 0 0 rg BT 315.88 602.25 Td (to ) Tj ET Q q 0 0 0 rg BT 327.61 602.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.33 602.25 Td ($178 ) Tj ET Q q 0 0 0 rg BT 413.29 602.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.18 602.25 Td ( ) Tj ET Q q 0 0 0 rg BT 446.14 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 458.42 602.25 Td (our ) Tj ET Q q 0 0 0 rg BT 475.71 602.25 Td (common ) Tj ET Q q 0 0 0 rg BT 514.66 602.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 539.73 602.25 Td (under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 590.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 95.97 590.25 Td (g ) Tj ET Q q 0 0 0 rg BT 103.44 590.25 Td (law) Tj ET Q q 0 0 0 rg BT 117.22 590.25 Td (. ) Tj ET Q q 0 0 0 rg BT 122.19 590.25 Td ( ) Tj ET Q q 0 0 0 rg BT 124.65 590.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 142.66 590.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 169.56 590.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 202.56 590.25 Td (term ) Tj ET Q q 0 0 0 rg BT 223.34 590.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 243.02 590.25 Td (limits ) Tj ET Q q 0 0 0 rg BT 268.26 590.25 Td (the ) Tj ET Q q 0 0 0 rg BT 282.94 590.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 315.40 590.25 Td (we ) Tj ET Q q 0 0 0 rg BT 329.52 590.25 Td (can ) Tj ET Q q 0 0 0 rg BT 345.86 590.25 Td (spend ) Tj ET Q q 0 0 0 rg BT 371.65 590.25 Td (on ) Tj ET Q q 0 0 0 rg BT 384.11 590.25 Td (share ) Tj ET Q q 0 0 0 rg BT 407.67 590.25 Td (repurchases, ) Tj ET Q q 0 0 0 rg BT 459.83 590.25 Td (which ) Tj ET Q q 0 0 0 rg BT 486.73 590.25 Td (was ) Tj ET Q q 0 0 0 rg BT 504.74 590.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 578.25 Td ($446million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.89 578.25 Td ( ) Tj ET Q q 0 0 0 rg BT 103.39 578.25 Td (as ) Tj ET Q q 0 0 0 rg BT 114.22 578.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.05 578.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 183.64 578.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.64 578.25 Td (, ) Tj ET Q q 0 0 0 rg BT 208.64 578.25 Td (and ) Tj ET Q q 0 0 0 rg BT 225.57 578.25 Td (may ) Tj ET Q q 0 0 0 rg BT 245.29 578.25 Td (prevent ) Tj ET Q q 0 0 0 rg BT 277.78 578.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 327.47 578.25 Td (in ) Tj ET Q q 0 0 0 rg BT 337.75 578.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 367.45 578.25 Td (circumstances.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 557.25 Td (Shar) Tj ET Q q 0 0 0 rg BT 69.88 557.25 Td (e-Based ) Tj ET Q q 0 0 0 rg BT 105.71 557.25 Td (Compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 536.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 536.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.08 536.25 Td (issue ) Tj ET Q q 0 0 0 rg BT 87.59 536.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 137.30 536.25 Td (awards ) Tj ET Q q 0 0 0 rg BT 168.13 536.25 Td (in ) Tj ET Q q 0 0 0 rg BT 178.42 536.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.14 536.25 Td (form ) Tj ET Q q 0 0 0 rg BT 215.09 536.25 Td (of ) Tj ET Q q 0 0 0 rg BT 225.93 536.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 249.54 536.25 Td (options ) Tj ET Q q 0 0 0 rg BT 281.50 536.25 Td (and ) Tj ET Q q 0 0 0 rg BT 298.45 536.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 338.16 536.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 365.66 536.25 Td (for ) Tj ET Q q 0 0 0 rg BT 379.83 536.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 409.54 536.25 Td (employees, ) Tj ET Q q 0 0 0 rg BT 457.31 536.25 Td (of) Tj ET Q q 0 0 0 rg BT 465.46 536.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 490.18 536.25 Td (and ) Tj ET Q q 0 0 0 rg BT 507.12 536.25 Td (directors. ) Tj ET Q q 0 0 0 rg BT 547.12 536.25 Td ( ) Tj ET Q q 0 0 0 rg BT 549.45 536.25 Td (W) Tj ET Q q 0 0 0 rg BT 558.08 536.25 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 524.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 86.17 524.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 135.06 524.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 192.29 524.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 226.20 524.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.22 524.25 Td ($4.3million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.11 524.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.30 524.25 Td ($6.2million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.20 524.25 Td ( ) Tj ET Q q 0 0 0 rg BT 339.89 524.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.02 524.25 Td ($4.8million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.91 524.25 Td ( ) Tj ET Q q 0 0 0 rg BT 406.61 524.25 Td (for ) Tj ET Q q 0 0 0 rg BT 419.96 524.25 Td (the ) Tj ET Q q 0 0 0 rg BT 433.87 524.25 Td (years ) Tj ET Q q 0 0 0 rg BT 456.66 524.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.23 524.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 540.01 524.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 524.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 512.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 512.25 Td ( ) Tj ET Q q 0 0 0 rg BT 71.38 512.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.70 512.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.70 512.25 Td (, ) Tj ET Q q 0 0 0 rg BT 112.08 512.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 159.74 512.25 Td (. ) Tj ET Q q 0 0 0 rg BT 164.12 512.25 Td ( ) Tj ET Q q 0 0 0 rg BT 165.58 512.25 Td (As ) Tj ET Q q 0 0 0 rg BT 178.58 512.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.79 512.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 246.75 512.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.75 512.25 Td (, ) Tj ET Q q 0 0 0 rg BT 271.13 512.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 311.33 512.25 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 367.07 512.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 424.50 512.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 446.38 512.25 Td (related ) Tj ET Q q 0 0 0 rg BT 475.46 512.25 Td (to ) Tj ET Q q 0 0 0 rg BT 485.12 512.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 534.19 512.25 Td (awards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 500.25 Td (amounted ) Tj ET Q q 0 0 0 rg BT 93.84 500.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.52 500.25 Td ($9.0million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.41 500.25 Td (, ) Tj ET Q q 0 0 0 rg BT 162.81 500.25 Td (which ) Tj ET Q q 0 0 0 rg BT 192.16 500.25 Td (we ) Tj ET Q q 0 0 0 rg BT 208.72 500.25 Td (expect ) Tj ET Q q 0 0 0 rg BT 239.72 500.25 Td (to ) Tj ET Q q 0 0 0 rg BT 252.40 500.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 296.16 500.25 Td (over ) Tj ET Q q 0 0 0 rg BT 318.83 500.25 Td (a ) Tj ET Q q 0 0 0 rg BT 328.18 500.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 369.74 500.25 Td (average ) Tj ET Q q 0 0 0 rg BT 405.72 500.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 451.17 500.25 Td (requisite ) Tj ET Q q 0 0 0 rg BT 490.50 500.25 Td (service ) Tj ET Q q 0 0 0 rg BT 523.72 500.25 Td (period ) Tj ET Q q 0 0 0 rg BT 554.17 500.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.76 488.25 Td (2.18 ) Tj ET Q q 0 0 0 rg BT 129.76 488.25 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.86 488.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 467.25 Td (In ) Tj ET Q q 0 0 0 rg BT 61.04 467.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 108.11 467.25 Td (with ) Tj ET Q q 0 0 0 rg BT 129.10 467.25 Td (the ) Tj ET Q q 0 0 0 rg BT 144.52 467.25 Td (January ) Tj ET Q q 0 0 0 rg BT 178.82 467.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 189.53 467.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 212.73 467.25 Td (adoption ) Tj ET Q q 0 0 0 rg BT 250.94 467.25 Td (of ) Tj ET Q q 0 0 0 rg BT 261.76 467.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 284.97 467.25 Td (No. ) Tj ET Q q 0 0 0 rg BT 302.90 467.25 Td (2016-09 ) Tj ET Q q 0 0 0 rg BT 339.44 467.25 Td (\(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.74 467.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 381.39 467.25 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.39 467.25 Td (\), ) Tj ET Q q 0 0 0 rg BT 395.42 467.25 Td (the ) Tj ET Q q 0 0 0 rg BT 410.84 467.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 452.94 467.25 Td (made ) Tj ET Q q 0 0 0 rg BT 477.80 467.25 Td (an ) Tj ET Q q 0 0 0 rg BT 490.44 467.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 537.52 467.25 Td (policy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 455.25 Td (election ) Tj ET Q q 0 0 0 rg BT 83.28 455.25 Td (to ) Tj ET Q q 0 0 0 rg BT 93.18 455.25 Td (account ) Tj ET Q q 0 0 0 rg BT 126.40 455.25 Td (for ) Tj ET Q q 0 0 0 rg BT 140.19 455.25 Td (forfeitures ) Tj ET Q q 0 0 0 rg BT 183.96 455.25 Td (in ) Tj ET Q q 0 0 0 rg BT 193.87 455.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 251.53 455.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 285.87 455.25 Td (as ) Tj ET Q q 0 0 0 rg BT 296.32 455.25 Td (they ) Tj ET Q q 0 0 0 rg BT 315.67 455.25 Td (occur) Tj ET Q q 0 0 0 rg BT 337.47 455.25 Td (, ) Tj ET Q q 0 0 0 rg BT 342.10 455.25 Td (rather ) Tj ET Q q 0 0 0 rg BT 367.54 455.25 Td (than ) Tj ET Q q 0 0 0 rg BT 386.89 455.25 Td (continuing ) Tj ET Q q 0 0 0 rg BT 431.79 455.25 Td (to ) Tj ET Q q 0 0 0 rg BT 441.69 455.25 Td (apply ) Tj ET Q q 0 0 0 rg BT 466.03 455.25 Td (the ) Tj ET Q q 0 0 0 rg BT 480.38 455.25 Td (Company) Tj ET Q q 0 0 0 rg BT 522.04 455.25 Td (s ) Tj ET Q q 0 0 0 rg BT 528.06 455.25 Td (previous ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 443.25 Td (policy ) Tj ET Q q 0 0 0 rg BT 76.15 443.25 Td (of ) Tj ET Q q 0 0 0 rg BT 86.14 443.25 Td (estimating ) Tj ET Q q 0 0 0 rg BT 129.46 443.25 Td (forfeitures. ) Tj ET Q q 0 0 0 rg BT 175.26 443.25 Td ( ) Tj ET Q q 0 0 0 rg BT 176.91 443.25 Td (Prior ) Tj ET Q q 0 0 0 rg BT 198.57 443.25 Td (to ) Tj ET Q q 0 0 0 rg BT 208.01 443.25 Td (this ) Tj ET Q q 0 0 0 rg BT 224.11 443.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 269.64 443.25 Td (change, ) Tj ET Q q 0 0 0 rg BT 302.11 443.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 350.97 443.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 408.17 443.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 442.03 443.25 Td (for ) Tj ET Q q 0 0 0 rg BT 455.35 443.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 478.11 443.25 Td (options ) Tj ET Q q 0 0 0 rg BT 509.22 443.25 Td (and ) Tj ET Q q 0 0 0 rg BT 525.31 443.25 Td (restricted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 76.99 431.25 Td (was ) Tj ET Q q 0 0 0 rg BT 95.04 431.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 132.52 431.25 Td (net ) Tj ET Q q 0 0 0 rg BT 147.23 431.25 Td (of ) Tj ET Q q 0 0 0 rg BT 158.06 431.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 198.88 431.25 Td (forfeiture ) Tj ET Q q 0 0 0 rg BT 239.14 431.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 260.52 431.25 Td (ranging ) Tj ET Q q 0 0 0 rg BT 293.56 431.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.50 431.25 Td (0%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.83 431.25 Td ( ) Tj ET Q q 0 0 0 rg BT 331.33 431.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.61 431.25 Td (40%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.94 431.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 410.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 73.66 410.25 Td (Options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 389.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 74.78 389.25 Td (option ) Tj ET Q q 0 0 0 rg BT 102.83 389.25 Td (grants ) Tj ET Q q 0 0 0 rg BT 129.77 389.25 Td (are ) Tj ET Q q 0 0 0 rg BT 144.48 389.25 Td (composed ) Tj ET Q q 0 0 0 rg BT 187.53 389.25 Td (of ) Tj ET Q q 0 0 0 rg BT 198.36 389.25 Td (a ) Tj ET Q q 0 0 0 rg BT 205.30 389.25 Td (combination ) Tj ET Q q 0 0 0 rg BT 257.79 389.25 Td (of ) Tj ET Q q 0 0 0 rg BT 268.62 389.25 Td (service-based, ) Tj ET Q q 0 0 0 rg BT 328.03 389.25 Td (market-based ) Tj ET Q q 0 0 0 rg BT 384.39 389.25 Td (and ) Tj ET Q q 0 0 0 rg BT 401.33 389.25 Td (performance-based ) Tj ET Q q 0 0 0 rg BT 480.45 389.25 Td (options.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 368.25 Td (Service-Based ) Tj ET Q q 0 0 0 rg BT 127.68 368.25 Td (Options. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.84 368.25 Td ( ) Tj ET Q q 0 0 0 rg BT 167.61 368.25 Td (These ) Tj ET Q q 0 0 0 rg BT 194.47 368.25 Td (options ) Tj ET Q q 0 0 0 rg BT 226.91 368.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 267.10 368.25 Td (vest ) Tj ET Q q 0 0 0 rg BT 286.19 368.25 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.95 368.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.93 368.25 Td ( ) Tj ET Q q 0 0 0 rg BT 329.92 368.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.24 368.25 Td (four ) Tj ET Q q 0 0 0 rg BT 360.89 368.25 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.98 368.25 Td ( ) Tj ET Q q 0 0 0 rg BT 384.97 368.25 Td (with ) Tj ET Q q 0 0 0 rg BT 405.74 368.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 430.38 368.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 460.02 368.25 Td (vesting ) Tj ET Q q 0 0 0 rg BT 491.90 368.25 Td (and ) Tj ET Q q 0 0 0 rg BT 509.32 368.25 Td (expire ) Tj ET Q q 0 0 0 rg BT 537.30 368.25 Td (on ) Tj ET Q q 0 0 0 rg BT 550.28 368.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 356.25 Td (earlier ) Tj ET Q q 0 0 0 rg BT 95.57 356.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.44 356.25 Td (ten ) Tj ET Q q 0 0 0 rg BT 121.19 356.25 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.29 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 144.83 356.25 Td (after ) Tj ET Q q 0 0 0 rg BT 165.68 356.25 Td (the ) Tj ET Q q 0 0 0 rg BT 180.44 356.25 Td (date ) Tj ET Q q 0 0 0 rg BT 199.63 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 210.50 356.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 233.58 356.25 Td (or ) Tj ET Q q 0 0 0 rg BT 244.45 356.25 Td (following ) Tj ET Q q 0 0 0 rg BT 285.88 356.25 Td (termination ) Tj ET Q q 0 0 0 rg BT 334.51 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 345.38 356.25 Td (service. ) Tj ET Q q 0 0 0 rg BT 378.74 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 380.71 356.25 Td (A) Tj ET Q q 0 0 0 rg BT 387.38 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 389.92 356.25 Td (total ) Tj ET Q q 0 0 0 rg BT 410.23 356.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.10 356.25 Td (684thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.71 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 477.25 356.25 Td (service-based ) Tj ET Q q 0 0 0 rg BT 534.20 356.25 Td (awards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 344.25 Td (were ) Tj ET Q q 0 0 0 rg BT 89.43 344.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 138.59 344.25 Td (as ) Tj ET Q q 0 0 0 rg BT 149.42 344.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.25 344.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 218.84 344.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.84 344.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 323.25 Td (Market-Based ) Tj ET Q q 0 0 0 rg BT 126.32 323.25 Td (Options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 157.99 323.25 Td (. ) Tj ET Q q 0 0 0 rg BT 162.66 323.25 Td ( ) Tj ET Q q 0 0 0 rg BT 164.68 323.25 Td (These ) Tj ET Q q 0 0 0 rg BT 190.73 323.25 Td (option ) Tj ET Q q 0 0 0 rg BT 218.46 323.25 Td (grants ) Tj ET Q q 0 0 0 rg BT 245.08 323.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 284.45 323.25 Td (have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.50 323.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 323.25 Td ( ) Tj ET Q q 0 0 0 rg BT 322.68 323.25 Td (components, ) Tj ET Q q 0 0 0 rg BT 375.68 323.25 Td (each ) Tj ET Q q 0 0 0 rg BT 396.17 323.25 Td (of ) Tj ET Q q 0 0 0 rg BT 406.67 323.25 Td (which ) Tj ET Q q 0 0 0 rg BT 433.28 323.25 Td (vests ) Tj ET Q q 0 0 0 rg BT 455.46 323.25 Td (only ) Tj ET Q q 0 0 0 rg BT 475.41 323.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 497.59 323.25 Td (the ) Tj ET Q q 0 0 0 rg BT 511.98 323.25 Td (achievement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 311.25 Td (of ) Tj ET Q q 0 0 0 rg BT 78.09 311.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 107.55 311.25 Td (criteria. ) Tj ET Q q 0 0 0 rg BT 140.61 311.25 Td ( ) Tj ET Q q 0 0 0 rg BT 142.71 311.25 Td (The ) Tj ET Q q 0 0 0 rg BT 160.51 311.25 Td (first ) Tj ET Q q 0 0 0 rg BT 178.88 311.25 Td (component, ) Tj ET Q q 0 0 0 rg BT 228.07 311.25 Td (which ) Tj ET Q q 0 0 0 rg BT 254.77 311.25 Td (we ) Tj ET Q q 0 0 0 rg BT 268.68 311.25 Td (refer ) Tj ET Q q 0 0 0 rg BT 289.81 311.25 Td (to ) Tj ET Q q 0 0 0 rg BT 299.84 311.25 Td (as ) Tj ET Q q 0 0 0 rg BT 310.43 311.25 Td (ordinary ) Tj ET Q q 0 0 0 rg BT 351.00 311.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 408.22 311.25 Td (grants, ) Tj ET Q q 0 0 0 rg BT 437.42 311.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 476.88 311.25 Td (consists ) Tj ET Q q 0 0 0 rg BT 510.80 311.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.39 311.25 Td (two-thirds) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 299.25 Td (of ) Tj ET Q q 0 0 0 rg BT 78.40 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 93.18 299.25 Td (market-based ) Tj ET Q q 0 0 0 rg BT 149.60 299.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 172.72 299.25 Td (and ) Tj ET Q q 0 0 0 rg BT 189.72 299.25 Td (begins ) Tj ET Q q 0 0 0 rg BT 218.39 299.25 Td (to ) Tj ET Q q 0 0 0 rg BT 228.74 299.25 Td (vest ) Tj ET Q q 0 0 0 rg BT 247.41 299.25 Td (if ) Tj ET Q q 0 0 0 rg BT 256.08 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 270.86 299.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 294.54 299.25 Td (price ) Tj ET Q q 0 0 0 rg BT 317.09 299.25 Td (is ) Tj ET Q q 0 0 0 rg BT 326.32 299.25 Td (at ) Tj ET Q q 0 0 0 rg BT 336.10 299.25 Td (least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.99 299.25 Td (double) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.21 299.25 Td ( ) Tj ET Q q 0 0 0 rg BT 386.78 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 401.56 299.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 436.88 299.25 Td (price, ) Tj ET Q q 0 0 0 rg BT 461.93 299.25 Td (as ) Tj ET Q q 0 0 0 rg BT 472.82 299.25 Td (long ) Tj ET Q q 0 0 0 rg BT 493.17 299.25 Td (as ) Tj ET Q q 0 0 0 rg BT 504.06 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 518.84 299.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 542.52 299.25 Td (price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 287.25 Td (realizes ) Tj ET Q q 0 0 0 rg BT 100.33 287.25 Td (a ) Tj ET Q q 0 0 0 rg BT 107.06 287.25 Td (compounded ) Tj ET Q q 0 0 0 rg BT 161.02 287.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 189.97 287.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 209.48 287.25 Td (of ) Tj ET Q q 0 0 0 rg BT 220.11 287.25 Td (at ) Tj ET Q q 0 0 0 rg BT 229.62 287.25 Td (least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.24 287.25 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.57 287.25 Td ( ) Tj ET Q q 0 0 0 rg BT 270.87 287.25 Td (over ) Tj ET Q q 0 0 0 rg BT 290.93 287.25 Td (the ) Tj ET Q q 0 0 0 rg BT 305.45 287.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 340.50 287.25 Td (price. ) Tj ET Q q 0 0 0 rg BT 365.28 287.25 Td ( ) Tj ET Q q 0 0 0 rg BT 367.41 287.25 Td (The ) Tj ET Q q 0 0 0 rg BT 385.25 287.25 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.09 287.25 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.98 287.25 Td ( ) Tj ET Q q 0 0 0 rg BT 449.27 287.25 Td (of ) Tj ET Q q 0 0 0 rg BT 459.90 287.25 Td (the ) Tj ET Q q 0 0 0 rg BT 474.41 287.25 Td (market-based ) Tj ET Q q 0 0 0 rg BT 530.57 287.25 Td (options, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 275.25 Td (which ) Tj ET Q q 0 0 0 rg BT 93.79 275.25 Td (we ) Tj ET Q q 0 0 0 rg BT 107.30 275.25 Td (refer ) Tj ET Q q 0 0 0 rg BT 128.01 275.25 Td (to ) Tj ET Q q 0 0 0 rg BT 137.64 275.25 Td (as ) Tj ET Q q 0 0 0 rg BT 147.82 275.25 Td (extraordinary ) Tj ET Q q 0 0 0 rg BT 207.97 275.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 264.78 275.25 Td (grants, ) Tj ET Q q 0 0 0 rg BT 293.57 275.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 332.62 275.25 Td (begins ) Tj ET Q q 0 0 0 rg BT 360.58 275.25 Td (to ) Tj ET Q q 0 0 0 rg BT 370.21 275.25 Td (vest ) Tj ET Q q 0 0 0 rg BT 388.17 275.25 Td (if ) Tj ET Q q 0 0 0 rg BT 396.13 275.25 Td (the ) Tj ET Q q 0 0 0 rg BT 410.19 275.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 433.15 275.25 Td (price ) Tj ET Q q 0 0 0 rg BT 454.98 275.25 Td (is ) Tj ET Q q 0 0 0 rg BT 463.50 275.25 Td (at ) Tj ET Q q 0 0 0 rg BT 472.57 275.25 Td (least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.75 275.25 Td (triple) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.85 275.25 Td ( ) Tj ET Q q 0 0 0 rg BT 515.70 275.25 Td (the ) Tj ET Q q 0 0 0 rg BT 529.76 275.25 Td (exercise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 263.25 Td (price, ) Tj ET Q q 0 0 0 rg BT 92.93 263.25 Td (as ) Tj ET Q q 0 0 0 rg BT 104.21 263.25 Td (long ) Tj ET Q q 0 0 0 rg BT 124.93 263.25 Td (as ) Tj ET Q q 0 0 0 rg BT 136.21 263.25 Td (the ) Tj ET Q q 0 0 0 rg BT 151.37 263.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 175.43 263.25 Td (price ) Tj ET Q q 0 0 0 rg BT 198.36 263.25 Td (realizes ) Tj ET Q q 0 0 0 rg BT 231.84 263.25 Td (a ) Tj ET Q q 0 0 0 rg BT 239.23 263.25 Td (compounded ) Tj ET Q q 0 0 0 rg BT 293.83 263.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 323.43 263.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 343.59 263.25 Td (of ) Tj ET Q q 0 0 0 rg BT 354.87 263.25 Td (at ) Tj ET Q q 0 0 0 rg BT 365.03 263.25 Td (least ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.31 263.25 Td (25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.64 263.25 Td ( ) Tj ET Q q 0 0 0 rg BT 407.58 263.25 Td (over ) Tj ET Q q 0 0 0 rg BT 428.30 263.25 Td (the ) Tj ET Q q 0 0 0 rg BT 443.46 263.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 479.16 263.25 Td (price. ) Tj ET Q q 0 0 0 rg BT 504.59 263.25 Td ( ) Tj ET Q q 0 0 0 rg BT 507.54 263.25 Td (Market-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 251.25 Td (awards ) Tj ET Q q 0 0 0 rg BT 98.55 251.25 Td (vest ) Tj ET Q q 0 0 0 rg BT 117.39 251.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.90 251.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.88 251.25 Td ( ) Tj ET Q q 0 0 0 rg BT 150.61 251.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.67 251.25 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.33 251.25 Td ( ) Tj ET Q q 0 0 0 rg BT 181.06 251.25 Td (year ) Tj ET Q q 0 0 0 rg BT 201.00 251.25 Td (installments ) Tj ET Q q 0 0 0 rg BT 252.06 251.25 Td (with ) Tj ET Q q 0 0 0 rg BT 272.56 251.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.51 251.25 Td (first ) Tj ET Q q 0 0 0 rg BT 306.35 251.25 Td (installment ) Tj ET Q q 0 0 0 rg BT 353.52 251.25 Td (vesting ) Tj ET Q q 0 0 0 rg BT 385.13 251.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 407.86 251.25 Td (the ) Tj ET Q q 0 0 0 rg BT 422.81 251.25 Td (achievement ) Tj ET Q q 0 0 0 rg BT 476.06 251.25 Td (of ) Tj ET Q q 0 0 0 rg BT 487.12 251.25 Td (the ) Tj ET Q q 0 0 0 rg BT 502.07 251.25 Td (criteria ) Tj ET Q q 0 0 0 rg BT 533.11 251.25 Td (and ) Tj ET Q q 0 0 0 rg BT 550.28 251.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 239.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 110.55 239.25 Td (installments ) Tj ET Q q 0 0 0 rg BT 161.39 239.25 Td (vesting ) Tj ET Q q 0 0 0 rg BT 192.79 239.25 Td (thereafter ) Tj ET Q q 0 0 0 rg BT 233.60 239.25 Td (in ) Tj ET Q q 0 0 0 rg BT 243.89 239.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 268.06 239.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 297.23 239.25 Td (installments. ) Tj ET Q q 0 0 0 rg BT 350.57 239.25 Td ( ) Tj ET Q q 0 0 0 rg BT 353.08 239.25 Td (Market-based ) Tj ET Q q 0 0 0 rg BT 410.57 239.25 Td (options ) Tj ET Q q 0 0 0 rg BT 442.53 239.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 482.24 239.25 Td (expire ) Tj ET Q q 0 0 0 rg BT 509.74 239.25 Td (on ) Tj ET Q q 0 0 0 rg BT 522.25 239.25 Td (the ) Tj ET Q q 0 0 0 rg BT 536.98 239.25 Td (earlier ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 227.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.44 227.25 Td (ten) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.66 227.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.27 227.25 Td (years ) Tj ET Q q 0 0 0 rg BT 113.98 227.25 Td (after ) Tj ET Q q 0 0 0 rg BT 133.90 227.25 Td (the ) Tj ET Q q 0 0 0 rg BT 147.73 227.25 Td (date ) Tj ET Q q 0 0 0 rg BT 166.00 227.25 Td (of ) Tj ET Q q 0 0 0 rg BT 175.94 227.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 198.09 227.25 Td (or ) Tj ET Q q 0 0 0 rg BT 208.03 227.25 Td (following ) Tj ET Q q 0 0 0 rg BT 248.53 227.25 Td (termination ) Tj ET Q q 0 0 0 rg BT 296.24 227.25 Td (of ) Tj ET Q q 0 0 0 rg BT 306.18 227.25 Td (service, ) Tj ET Q q 0 0 0 rg BT 338.61 227.25 Td (unless ) Tj ET Q q 0 0 0 rg BT 365.22 227.25 Td (the ) Tj ET Q q 0 0 0 rg BT 379.04 227.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 431.18 227.25 Td (criteria ) Tj ET Q q 0 0 0 rg BT 461.10 227.25 Td (is ) Tj ET Q q 0 0 0 rg BT 469.38 227.25 Td (met ) Tj ET Q q 0 0 0 rg BT 485.98 227.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 507.03 227.25 Td (to ) Tj ET Q q 0 0 0 rg BT 516.42 227.25 Td (termination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 215.25 Td (of ) Tj ET Q q 0 0 0 rg BT 78.35 215.25 Td (service ) Tj ET Q q 0 0 0 rg BT 109.19 215.25 Td (or ) Tj ET Q q 0 0 0 rg BT 120.04 215.25 Td (in ) Tj ET Q q 0 0 0 rg BT 130.34 215.25 Td (the ) Tj ET Q q 0 0 0 rg BT 145.08 215.25 Td (final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.92 215.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.91 215.25 Td ( ) Tj ET Q q 0 0 0 rg BT 188.43 215.25 Td (years ) Tj ET Q q 0 0 0 rg BT 212.05 215.25 Td (of ) Tj ET Q q 0 0 0 rg BT 222.90 215.25 Td (the ) Tj ET Q q 0 0 0 rg BT 237.64 215.25 Td (option ) Tj ET Q q 0 0 0 rg BT 265.71 215.25 Td (term, ) Tj ET Q q 0 0 0 rg BT 289.06 215.25 Td (in ) Tj ET Q q 0 0 0 rg BT 299.36 215.25 Td (which ) Tj ET Q q 0 0 0 rg BT 326.32 215.25 Td (case ) Tj ET Q q 0 0 0 rg BT 346.05 215.25 Td (vesting ) Tj ET Q q 0 0 0 rg BT 377.46 215.25 Td (will ) Tj ET Q q 0 0 0 rg BT 395.53 215.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 435.26 215.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 472.21 215.25 Td (in ) Tj ET Q q 0 0 0 rg BT 482.51 215.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 529.99 215.25 Td (with ) Tj ET Q q 0 0 0 rg BT 550.29 215.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 203.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 111.21 203.25 Td (of ) Tj ET Q q 0 0 0 rg BT 121.59 203.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.85 203.25 Td (award ) Tj ET Q q 0 0 0 rg BT 162.33 203.25 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 208.51 203.25 Td ( ) Tj ET Q q 0 0 0 rg BT 210.10 203.25 Td (A) Tj ET Q q 0 0 0 rg BT 216.77 203.25 Td ( ) Tj ET Q q 0 0 0 rg BT 218.82 203.25 Td (total ) Tj ET Q q 0 0 0 rg BT 238.64 203.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.01 203.25 Td (936thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.62 203.25 Td ( ) Tj ET Q q 0 0 0 rg BT 304.67 203.25 Td (market-based ) Tj ET Q q 0 0 0 rg BT 360.57 203.25 Td (awards ) Tj ET Q q 0 0 0 rg BT 390.94 203.25 Td (were ) Tj ET Q q 0 0 0 rg BT 412.41 203.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 461.12 203.25 Td (as ) Tj ET Q q 0 0 0 rg BT 471.50 203.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.87 203.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 540.00 203.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.00 203.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 182.25 Td (Performance-Based ) Tj ET Q q 0 0 0 rg BT 149.93 182.25 Td (Options. ) Tj ET Q q 0 0 0 rg BT 186.56 182.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.02 182.25 Td (These ) Tj ET Q q 0 0 0 rg BT 215.36 182.25 Td (option ) Tj ET Q q 0 0 0 rg BT 243.37 182.25 Td (grants ) Tj ET Q q 0 0 0 rg BT 270.27 182.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 309.93 182.25 Td (begin ) Tj ET Q q 0 0 0 rg BT 334.60 182.25 Td (to ) Tj ET Q q 0 0 0 rg BT 344.84 182.25 Td (vest ) Tj ET Q q 0 0 0 rg BT 363.41 182.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 385.87 182.25 Td (the ) Tj ET Q q 0 0 0 rg BT 400.54 182.25 Td (achievement ) Tj ET Q q 0 0 0 rg BT 453.53 182.25 Td (of ) Tj ET Q q 0 0 0 rg BT 464.32 182.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 493.98 182.25 Td (specific ) Tj ET Q q 0 0 0 rg BT 527.53 182.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 170.25 Td (measures. ) Tj ET Q q 0 0 0 rg BT 109.97 170.25 Td ( ) Tj ET Q q 0 0 0 rg BT 112.73 170.25 Td (Generally) Tj ET Q q 0 0 0 rg BT 151.51 170.25 Td (, ) Tj ET Q q 0 0 0 rg BT 156.77 170.25 Td (the ) Tj ET Q q 0 0 0 rg BT 171.75 170.25 Td (awards ) Tj ET Q q 0 0 0 rg BT 202.84 170.25 Td (begin ) Tj ET Q q 0 0 0 rg BT 227.82 170.25 Td (vesting ) Tj ET Q q 0 0 0 rg BT 259.47 170.25 Td (if ) Tj ET Q q 0 0 0 rg BT 268.34 170.25 Td (the ) Tj ET Q q 0 0 0 rg BT 283.32 170.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 336.61 170.25 Td (criteria ) Tj ET Q q 0 0 0 rg BT 367.68 170.25 Td (are ) Tj ET Q q 0 0 0 rg BT 382.65 170.25 Td (achieved; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.73 170.25 Td (one-third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.38 170.25 Td ( ) Tj ET Q q 0 0 0 rg BT 463.14 170.25 Td (vest ) Tj ET Q q 0 0 0 rg BT 482.02 170.25 Td (on ) Tj ET Q q 0 0 0 rg BT 494.78 170.25 Td (each ) Tj ET Q q 0 0 0 rg BT 515.86 170.25 Td (anniversary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 158.25 Td (of ) Tj ET Q q 0 0 0 rg BT 78.57 158.25 Td (the ) Tj ET Q q 0 0 0 rg BT 93.52 158.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 116.81 158.25 Td (date. ) Tj ET Q q 0 0 0 rg BT 138.70 158.25 Td ( ) Tj ET Q q 0 0 0 rg BT 141.44 158.25 Td (For ) Tj ET Q q 0 0 0 rg BT 158.07 158.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 188.01 158.25 Td (other ) Tj ET Q q 0 0 0 rg BT 211.30 158.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 249.01 158.25 Td (measures, ) Tj ET Q q 0 0 0 rg BT 291.46 158.25 Td (awards ) Tj ET Q q 0 0 0 rg BT 322.52 158.25 Td (clif) Tj ET Q q 0 0 0 rg BT 335.66 158.25 Td (f-vest ) Tj ET Q q 0 0 0 rg BT 361.17 158.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 383.91 158.25 Td (the ) Tj ET Q q 0 0 0 rg BT 398.86 158.25 Td (achievement ) Tj ET Q q 0 0 0 rg BT 452.13 158.25 Td (of ) Tj ET Q q 0 0 0 rg BT 463.20 158.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.15 158.25 Td (specific ) Tj ET Q q 0 0 0 rg BT 511.98 158.25 Td (performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 146.25 Td (during ) Tj ET Q q 0 0 0 rg BT 97.36 146.25 Td (the ) Tj ET Q q 0 0 0 rg BT 113.33 146.25 Td (period ) Tj ET Q q 0 0 0 rg BT 142.62 146.25 Td (from ) Tj ET Q q 0 0 0 rg BT 165.81 146.25 Td (2017 ) Tj ET Q q 0 0 0 rg BT 189.56 146.25 Td (through ) Tj ET Q q 0 0 0 rg BT 224.42 146.25 Td (2021. ) Tj ET Q q 0 0 0 rg BT 250.67 146.25 Td ( ) Tj ET Q q 0 0 0 rg BT 254.15 146.25 Td (The ) Tj ET Q q 0 0 0 rg BT 273.44 146.25 Td (award ) Tj ET Q q 0 0 0 rg BT 301.62 146.25 Td (of ) Tj ET Q q 0 0 0 rg BT 313.70 146.25 Td (performance-based ) Tj ET Q q 0 0 0 rg BT 394.07 146.25 Td (options ) Tj ET Q q 0 0 0 rg BT 427.27 146.25 Td (is ) Tj ET Q q 0 0 0 rg BT 437.69 146.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 474.77 146.25 Td (based ) Tj ET Q q 0 0 0 rg BT 501.29 146.25 Td (on ) Tj ET Q q 0 0 0 rg BT 515.04 146.25 Td (the ) Tj ET Q q 0 0 0 rg BT 531.00 146.25 Td (level ) Tj ET Q q 0 0 0 rg BT 554.19 146.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 134.25 Td (achievement ) Tj ET Q q 0 0 0 rg BT 120.44 134.25 Td (specified ) Tj ET Q q 0 0 0 rg BT 158.94 134.25 Td (in ) Tj ET Q q 0 0 0 rg BT 169.13 134.25 Td (the ) Tj ET Q q 0 0 0 rg BT 183.76 134.25 Td (award ) Tj ET Q q 0 0 0 rg BT 210.60 134.25 Td (agreements. ) Tj ET Q q 0 0 0 rg BT 261.04 134.25 Td ( ) Tj ET Q q 0 0 0 rg BT 263.46 134.25 Td (If ) Tj ET Q q 0 0 0 rg BT 272.53 134.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.15 134.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 340.09 134.25 Td (criteria ) Tj ET Q q 0 0 0 rg BT 370.81 134.25 Td (achieved ) Tj ET Q q 0 0 0 rg BT 408.75 134.25 Td (is ) Tj ET Q q 0 0 0 rg BT 417.83 134.25 Td (above ) Tj ET Q q 0 0 0 rg BT 444.12 134.25 Td (threshold ) Tj ET Q q 0 0 0 rg BT 483.75 134.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 536.68 134.25 Td (levels, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 122.25 Td (participants ) Tj ET Q q 0 0 0 rg BT 116.52 122.25 Td (have ) Tj ET Q q 0 0 0 rg BT 137.76 122.25 Td (the ) Tj ET Q q 0 0 0 rg BT 152.35 122.25 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 201.38 122.25 Td (to ) Tj ET Q q 0 0 0 rg BT 211.53 122.25 Td (vest ) Tj ET Q q 0 0 0 rg BT 230.00 122.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.15 122.25 Td (70%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.48 122.25 Td ( ) Tj ET Q q 0 0 0 rg BT 260.85 122.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.00 122.25 Td (150%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.33 122.25 Td ( ) Tj ET Q q 0 0 0 rg BT 296.69 122.25 Td (of ) Tj ET Q q 0 0 0 rg BT 307.39 122.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.98 122.25 Td (option ) Tj ET Q q 0 0 0 rg BT 349.90 122.25 Td (grants, ) Tj ET Q q 0 0 0 rg BT 379.21 122.25 Td (depending ) Tj ET Q q 0 0 0 rg BT 423.23 122.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 445.60 122.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 498.49 122.25 Td (achieved. ) Tj ET Q q 0 0 0 rg BT 538.89 122.25 Td ( ) Tj ET Q q 0 0 0 rg BT 541.26 122.25 Td (If ) Tj ET Q q 0 0 0 rg BT 550.29 122.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 110.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 120.99 110.25 Td (criteria ) Tj ET Q q 0 0 0 rg BT 152.27 110.25 Td (achieved ) Tj ET Q q 0 0 0 rg BT 190.76 110.25 Td (is ) Tj ET Q q 0 0 0 rg BT 200.40 110.25 Td (below ) Tj ET Q q 0 0 0 rg BT 227.81 110.25 Td (a ) Tj ET Q q 0 0 0 rg BT 235.21 110.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 265.38 110.25 Td (threshold, ) Tj ET Q q 0 0 0 rg BT 308.06 110.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.24 110.25 Td (award ) Tj ET Q q 0 0 0 rg BT 350.64 110.25 Td (is ) Tj ET Q q 0 0 0 rg BT 360.28 110.25 Td (canceled. ) Tj ET Q q 0 0 0 rg BT 400.71 110.25 Td ( ) Tj ET Q q 0 0 0 rg BT 403.46 110.25 Td (The ) Tj ET Q q 0 0 0 rg BT 421.98 110.25 Td (options ) Tj ET Q q 0 0 0 rg BT 454.39 110.25 Td (expire ) Tj ET Q q 0 0 0 rg BT 482.34 110.25 Td (on ) Tj ET Q q 0 0 0 rg BT 495.31 110.25 Td (the ) Tj ET Q q 0 0 0 rg BT 510.49 110.25 Td (earlier ) Tj ET Q q 0 0 0 rg BT 538.99 110.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.29 110.25 Td (ten ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 98.25 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.60 98.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.62 98.25 Td (after ) Tj ET Q q 0 0 0 rg BT 114.96 98.25 Td (the ) Tj ET Q q 0 0 0 rg BT 131.20 98.25 Td (date ) Tj ET Q q 0 0 0 rg BT 151.88 98.25 Td (of ) Tj ET Q q 0 0 0 rg BT 164.23 98.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 188.80 98.25 Td (or ) Tj ET Q q 0 0 0 rg BT 201.16 98.25 Td (following ) Tj ET Q q 0 0 0 rg BT 244.07 98.25 Td (termination ) Tj ET Q q 0 0 0 rg BT 294.19 98.25 Td (of ) Tj ET Q q 0 0 0 rg BT 306.54 98.25 Td (service. ) Tj ET Q q 0 0 0 rg BT 341.38 98.25 Td ( ) Tj ET Q q 0 0 0 rg BT 345.11 98.25 Td (There ) Tj ET Q q 0 0 0 rg BT 372.45 98.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.91 98.25 Td (126thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.51 98.25 Td ( ) Tj ET Q q 0 0 0 rg BT 453.54 98.25 Td (performance-based ) Tj ET Q q 0 0 0 rg BT 534.18 98.25 Td (awards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 86.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 116.67 86.25 Td (as ) Tj ET Q q 0 0 0 rg BT 127.50 86.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.33 86.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 196.91 86.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.91 86.25 Td (.) Tj ET Q endstream endobj 177 0 obj <>] /Rotate 0 /Contents 178 0 R>> endobj 178 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.34 731.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 108.51 731.10 Td (granted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.79 731.10 Td (244 ) Tj ET Q q 0 0 0 rg BT 158.08 731.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.19 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 196.48 731.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 219.88 731.10 Td (options ) Tj ET Q q 0 0 0 rg BT 251.61 731.10 Td (\(at ) Tj ET Q q 0 0 0 rg BT 264.45 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 271.18 731.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 310.13 731.10 Td (average ) Tj ET Q q 0 0 0 rg BT 343.50 731.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 378.54 731.10 Td (price ) Tj ET Q q 0 0 0 rg BT 400.82 731.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.44 731.10 Td ($33.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.94 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 441.23 731.10 Td (per ) Tj ET Q q 0 0 0 rg BT 456.29 731.10 Td (share\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.51 731.10 Td (145thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.11 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 541.40 731.10 Td (stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (options ) Tj ET Q q 0 0 0 rg BT 81.11 719.10 Td (\(at ) Tj ET Q q 0 0 0 rg BT 93.81 719.10 Td (a ) Tj ET Q q 0 0 0 rg BT 100.41 719.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 139.22 719.10 Td (average ) Tj ET Q q 0 0 0 rg BT 172.46 719.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 207.37 719.10 Td (price ) Tj ET Q q 0 0 0 rg BT 229.51 719.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.00 719.10 Td ($29.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.50 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 269.66 719.10 Td (per ) Tj ET Q q 0 0 0 rg BT 284.58 719.10 Td (share\) ) Tj ET Q q 0 0 0 rg BT 311.17 719.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.76 719.10 Td (854thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.37 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 383.53 719.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 406.80 719.10 Td (options ) Tj ET Q q 0 0 0 rg BT 438.40 719.10 Td (\(at ) Tj ET Q q 0 0 0 rg BT 451.11 719.10 Td (a ) Tj ET Q q 0 0 0 rg BT 457.70 719.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 496.51 719.10 Td (average ) Tj ET Q q 0 0 0 rg BT 529.75 719.10 Td (exercise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (price ) Tj ET Q q 0 0 0 rg BT 71.99 707.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.82 707.10 Td ($24.21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.32 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 112.82 707.10 Td (per ) Tj ET Q q 0 0 0 rg BT 128.08 707.10 Td (share\) ) Tj ET Q q 0 0 0 rg BT 155.01 707.10 Td (during ) Tj ET Q q 0 0 0 rg BT 183.62 707.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.34 707.10 Td (years ) Tj ET Q q 0 0 0 rg BT 221.94 707.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.31 707.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 306.90 707.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.90 707.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.90 707.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.90 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 354.40 707.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.34 707.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.34 707.10 Td (, ) Tj ET Q q 0 0 0 rg BT 396.34 707.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 444.00 707.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.48 686.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 85.79 686.10 Td (values ) Tj ET Q q 0 0 0 rg BT 114.77 686.10 Td (of ) Tj ET Q q 0 0 0 rg BT 126.54 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.19 686.10 Td (service-based ) Tj ET Q q 0 0 0 rg BT 200.04 686.10 Td (options ) Tj ET Q q 0 0 0 rg BT 232.92 686.10 Td (and ) Tj ET Q q 0 0 0 rg BT 250.79 686.10 Td (performance-based ) Tj ET Q q 0 0 0 rg BT 330.85 686.10 Td (options ) Tj ET Q q 0 0 0 rg BT 363.73 686.10 Td (were ) Tj ET Q q 0 0 0 rg BT 386.59 686.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 435.01 686.10 Td (using ) Tj ET Q q 0 0 0 rg BT 460.11 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 475.76 686.10 Td (Black-Scholes ) Tj ET Q q 0 0 0 rg BT 536.96 686.10 Td (option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 80.50 674.10 Td (model ) Tj ET Q q 0 0 0 rg BT 108.17 674.10 Td (and ) Tj ET Q q 0 0 0 rg BT 125.29 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 140.18 674.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 156.74 674.10 Td (values ) Tj ET Q q 0 0 0 rg BT 184.96 674.10 Td (of ) Tj ET Q q 0 0 0 rg BT 195.97 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.86 674.10 Td (market-based ) Tj ET Q q 0 0 0 rg BT 267.40 674.10 Td (options ) Tj ET Q q 0 0 0 rg BT 299.53 674.10 Td (were ) Tj ET Q q 0 0 0 rg BT 321.64 674.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 369.29 674.10 Td (using ) Tj ET Q q 0 0 0 rg BT 393.64 674.10 Td (a ) Tj ET Q q 0 0 0 rg BT 400.76 674.10 Td (lattice ) Tj ET Q q 0 0 0 rg BT 427.86 674.10 Td (\(binomial\) ) Tj ET Q q 0 0 0 rg BT 472.75 674.10 Td (model. ) Tj ET Q q 0 0 0 rg BT 502.92 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 505.41 674.10 Td (The ) Tj ET Q q 0 0 0 rg BT 523.63 674.10 Td (following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 101.45 662.10 Td (were ) Tj ET Q q 0 0 0 rg BT 123.38 662.10 Td (used ) Tj ET Q q 0 0 0 rg BT 144.21 662.10 Td (to ) Tj ET Q q 0 0 0 rg BT 154.49 662.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 196.97 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.68 662.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 228.06 662.10 Td (values ) Tj ET Q q 0 0 0 rg BT 256.11 662.10 Td (as ) Tj ET Q q 0 0 0 rg BT 266.94 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 277.77 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.48 662.10 Td (grant ) Tj ET Q q 0 0 0 rg BT 315.53 662.10 Td (date:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 615.60 99.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 149.00 615.60 4.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.00 615.60 65.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 615.60 4.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.00 615.60 65.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.00 615.60 4.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 615.60 65.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 615.60 4.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 615.60 65.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 615.60 4.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 615.60 65.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 615.60 4.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 615.60 64.00 -20.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 575.60 99.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 149.00 575.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.00 575.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 575.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.00 575.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.00 575.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 575.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 575.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 575.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 575.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 575.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 575.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 575.60 64.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 543.60 99.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 149.00 543.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 153.00 543.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 218.00 543.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 222.00 543.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 287.00 543.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 543.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 543.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 543.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 543.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 543.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 543.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 543.60 64.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153 639.6 m 218 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 218 639.6 m 222 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222 639.6 m 287 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 639.6 m 356 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 639.6 m 360 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 639.6 m 425 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 639.6 m 494 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494 639.6 m 498 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 639.6 m 562 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 153 627.6 m 218 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 222 627.6 m 287 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 627.6 m 356 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 627.6 m 425 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 627.6 m 494 627.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 627.6 m 562 627.6 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 52.50 642.32 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 211.50 643.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 349.50 643.68 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 487.00 643.68 Td (2015) Tj ET Q BT /F2 1.00 Tf ET q 0 0 0 rg BT 52.50 630.32 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 161.20 631.68 Td (Black-Scholes) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 238.40 631.68 Td (Binomial) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 299.20 631.68 Td (Black-Scholes) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 376.40 631.68 Td (Binomial) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 437.20 631.68 Td (Black-Scholes) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 513.90 631.68 Td (Binomial) Tj ET Q BT /F1 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 613.10 64.48 -8.18 re f /GS0 gs q 0 0 0 rg BT 52.50 606.86 Td (Risk-free interest ) Tj ET Q BT /F1 9.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 61.50 604.15 29.23 -8.18 re f /GS0 gs q 0 0 0 rg BT 61.50 597.91 Td (rate\(%\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 600.06 Td (1.89 2.29) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 600.06 Td (0.77 2.38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 600.06 Td (1.25 1.89) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 600.06 Td (0.23 2.23) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 600.06 Td (1.50 1.91) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 600.06 Td (0.02 2.34) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 586.86 Td (Expected stock price ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 577.91 Td (volatility \(%\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 165.00 580.06 Td (61.49 71.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 234.00 580.06 Td (66.68 71.52) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 303.00 580.06 Td (59.75 62.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 372.00 580.06 Td (59.76 62.14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 441.00 580.06 Td (55.06 59.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 509.00 580.06 Td (55.06 59.73) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 566.86 Td (Expected dividend yield) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.50 566.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 274.50 566.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 343.50 566.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.50 566.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 481.50 566.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 549.50 566.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 554.86 Td (Expected option life ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 61.50 545.91 Td (\(inyears\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 174.00 548.06 Td (6.00 7.50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 243.00 548.06 Td (2.55 4.82) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 312.00 548.06 Td (6.00 6.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 381.00 548.06 Td (4.06 4.88) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 450.00 548.06 Td (6.00 6.25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 548.06 Td (4.08 4.92) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 52.50 534.86 Td (Fair value) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 156.00 534.86 Td ($13.57 $24.80) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.30 534.86 Td ($1) Tj ET Q q 0 0 0 rg BT 234.13 534.86 Td (1.94 $24.30) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 294.30 534.86 Td ($1) Tj ET Q q 0 0 0 rg BT 303.13 534.86 Td (1.15 $18.60) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.30 534.86 Td ($1) Tj ET Q q 0 0 0 rg BT 372.13 534.86 Td (1.06 $19.27) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 432.00 534.86 Td ($10.01 $17.66) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 534.86 Td ($9.91 $18.05) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 508.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 508.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.50 508.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 111.41 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.55 508.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 163.01 508.10 Td (option ) Tj ET Q q 0 0 0 rg BT 190.49 508.10 Td (life ) Tj ET Q q 0 0 0 rg BT 205.74 508.10 Td (of ) Tj ET Q q 0 0 0 rg BT 215.99 508.10 Td (all ) Tj ET Q q 0 0 0 rg BT 227.92 508.10 Td (service-based ) Tj ET Q q 0 0 0 rg BT 284.25 508.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 307.29 508.10 Td (option ) Tj ET Q q 0 0 0 rg BT 334.77 508.10 Td (grants ) Tj ET Q q 0 0 0 rg BT 361.13 508.10 Td (using ) Tj ET Q q 0 0 0 rg BT 384.73 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 398.87 508.10 Td (simplified ) Tj ET Q q 0 0 0 rg BT 441.35 508.10 Td (method. ) Tj ET Q q 0 0 0 rg BT 475.77 508.10 Td ( ) Tj ET Q q 0 0 0 rg BT 477.55 508.10 Td (W) Tj ET Q q 0 0 0 rg BT 486.19 508.10 Td (e ) Tj ET Q q 0 0 0 rg BT 492.56 508.10 Td (use ) Tj ET Q q 0 0 0 rg BT 507.81 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.95 508.10 Td (simplified ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 496.10 Td (method ) Tj ET Q q 0 0 0 rg BT 82.29 496.10 Td (because ) Tj ET Q q 0 0 0 rg BT 116.74 496.10 Td (we ) Tj ET Q q 0 0 0 rg BT 131.19 496.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 162.86 496.10 Td (that ) Tj ET Q q 0 0 0 rg BT 180.66 496.10 Td (our ) Tj ET Q q 0 0 0 rg BT 196.79 496.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 236.79 496.10 Td (data ) Tj ET Q q 0 0 0 rg BT 256.25 496.10 Td (does ) Tj ET Q q 0 0 0 rg BT 277.38 496.10 Td (not ) Tj ET Q q 0 0 0 rg BT 292.95 496.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 326.30 496.10 Td (a ) Tj ET Q q 0 0 0 rg BT 333.53 496.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 379.08 496.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 401.88 496.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 424.68 496.10 Td (which ) Tj ET Q q 0 0 0 rg BT 451.92 496.10 Td (to ) Tj ET Q q 0 0 0 rg BT 462.49 496.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 498.61 496.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 536.94 496.10 Td (option ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 484.10 Td (life.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 463.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.71 463.10 Td (following ) Tj ET Q q 0 0 0 rg BT 109.27 463.10 Td (table ) Tj ET Q q 0 0 0 rg BT 131.37 463.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 181.80 463.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.69 463.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 236.01 463.10 Td (average ) Tj ET Q q 0 0 0 rg BT 269.76 463.10 Td (grant ) Tj ET Q q 0 0 0 rg BT 292.97 463.10 Td (date ) Tj ET Q q 0 0 0 rg BT 312.30 463.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 328.84 463.10 Td (value ) Tj ET Q q 0 0 0 rg BT 353.16 463.10 Td (of ) Tj ET Q q 0 0 0 rg BT 364.16 463.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 387.94 463.10 Td (options ) Tj ET Q q 0 0 0 rg BT 420.05 463.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 452.71 463.10 Td (per ) Tj ET Q q 0 0 0 rg BT 468.14 463.10 Td (share, ) Tj ET Q q 0 0 0 rg BT 494.41 463.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.29 463.10 Td (total ) Tj ET Q q 0 0 0 rg BT 529.73 463.10 Td (intrinsic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 451.10 Td (value ) Tj ET Q q 0 0 0 rg BT 73.66 451.10 Td (of ) Tj ET Q q 0 0 0 rg BT 84.49 451.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 108.09 451.10 Td (options ) Tj ET Q q 0 0 0 rg BT 140.04 451.10 Td (exercised ) Tj ET Q q 0 0 0 rg BT 180.30 451.10 Td (and ) Tj ET Q q 0 0 0 rg BT 197.23 451.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.95 451.10 Td (grant ) Tj ET Q q 0 0 0 rg BT 235.00 451.10 Td (date ) Tj ET Q q 0 0 0 rg BT 254.15 451.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 270.53 451.10 Td (value ) Tj ET Q q 0 0 0 rg BT 294.69 451.10 Td (of ) Tj ET Q q 0 0 0 rg BT 305.52 451.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 329.12 451.10 Td (options ) Tj ET Q q 0 0 0 rg BT 361.07 451.10 Td (that ) Tj ET Q q 0 0 0 rg BT 378.57 451.10 Td (vested ) Tj ET Q q 0 0 0 rg BT 406.61 451.10 Td (during ) Tj ET Q q 0 0 0 rg BT 435.22 451.10 Td (the ) Tj ET Q q 0 0 0 rg BT 449.94 451.10 Td (years ) Tj ET Q q 0 0 0 rg BT 473.54 451.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.92 451.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.50 451.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 416.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 416.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 416.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 416.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 416.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 416.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 416.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 392.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 392.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 392.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 392.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 392.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 392.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 392.60 60.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 428.6 m 371 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 428.6 m 435 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 428.6 m 499 428.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 428.6 m 563 428.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 431.85 Td (\(in thousands, except per shar) Tj ET Q q 0 0 0 rg BT 160.90 431.85 Td (e amounts\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.50 432.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.50 432.68 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 524.50 432.68 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 407.22 Td (W) Tj ET Q q 0 0 0 rg BT 61.54 407.22 Td (eighted average grant date fair value of stock options granted per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 407.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 407.22 Td (20.44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 407.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 407.22 Td (16.82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 407.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 407.22 Td (13.20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 395.22 Td (Intrinsic value of stock options exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 395.22 Td (3,028) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 395.22 Td (18,209) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 395.22 Td (1,998) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 383.22 Td (Grant date fair value of stock options that vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 383.22 Td (2,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 383.22 Td (2,698) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 383.22 Td (1,616) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 357.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 357.10 Td (following ) Tj ET Q q 0 0 0 rg BT 108.93 357.10 Td (table ) Tj ET Q q 0 0 0 rg BT 130.87 357.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 181.13 357.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.85 357.10 Td (activity ) Tj ET Q q 0 0 0 rg BT 228.34 357.10 Td (related ) Tj ET Q q 0 0 0 rg BT 258.04 357.10 Td (to ) Tj ET Q q 0 0 0 rg BT 268.32 357.10 Td (our ) Tj ET Q q 0 0 0 rg BT 284.15 357.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 307.76 357.10 Td (options:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 297.60 241.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 297.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 297.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 297.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 297.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 297.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 297.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 297.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 273.60 241.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 273.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 273.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 273.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 273.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 273.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 273.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 273.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 249.60 241.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 249.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 249.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 249.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 249.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 249.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 249.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 249.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 224.60 241.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 291.00 224.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 224.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.00 224.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.00 224.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.00 224.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.00 224.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 224.60 65.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 309.6 m 356 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 309.6 m 425 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 309.6 m 494 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 309.6 m 563 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 309.6 m 356 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360 309.6 m 425 309.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 249.60000000000002 m 356 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 225.60000000000002 m 356 225.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 223.60000000000002 m 356 223.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 200.60000000000002 m 356 200.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 291 198.60000000000002 m 356 198.60000000000002 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 52.50 312.32 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 304.50 321.83 Td (Number) Tj ET Q q 0 0 0 rg BT 332.80 321.83 Td (of ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 310.55 313.83 Td (options) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 375.75 329.83 Td (W) Tj ET Q q 0 0 0 rg BT 383.31 329.83 Td (eighted ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 364.20 321.83 Td (average exer) Tj ET Q q 0 0 0 rg BT 407.36 321.83 Td (cise ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 383.30 313.83 Td (price) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.75 337.83 Td (W) Tj ET Q q 0 0 0 rg BT 452.31 337.83 Td (eighted ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 447.65 329.83 Td (average ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 432.20 321.83 Td (contractual term ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 444.85 313.83 Td (\(inyears\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 512.50 329.83 Td (Aggr) Tj ET Q q 0 0 0 rg BT 529.68 329.83 Td (egate ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 505.65 321.83 Td (intrinsicvalue ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 505.65 313.83 Td (\(inthousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 288.22 Td (Outstanding at December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 288.22 Td (1,996,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.50 288.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 288.22 Td (25.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 288.22 Td (5.32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 288.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 288.22 Td (15,942) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 276.22 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.65 276.22 Td (243,930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 276.22 Td (33.28) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 52.50 271.15 39.42 -9.09 re f /GS0 gs q 0 0 0 rg BT 52.50 264.22 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.30 264.22 Td (\(223,060) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 264.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 264.22 Td (10.64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 252.22 Td (Forfeited) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.30 252.22 Td (\(271,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 252.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 252.22 Td (30.12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 228.17 Td (Outstanding at December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 228.17 Td (1,745,906) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 228.17 Td (28.20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 228.17 Td (4.96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 228.17 Td (10,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 203.17 Td (Exercisable at December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.15 203.17 Td (1,140,333) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 203.17 Td (23.10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 203.17 Td (3.30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 203.17 Td (9,160) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 179 0 obj <>] /Rotate 0 /Contents 180 0 R>> endobj 180 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 731.10 Td (following ) Tj ET Q q 0 0 0 rg BT 108.93 731.10 Td (table ) Tj ET Q q 0 0 0 rg BT 130.87 731.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 181.13 731.10 Td (information ) Tj ET Q q 0 0 0 rg BT 230.84 731.10 Td (about ) Tj ET Q q 0 0 0 rg BT 255.56 731.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 279.17 731.10 Td (options ) Tj ET Q q 0 0 0 rg BT 311.12 731.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 360.28 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 377.22 731.10 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 424.69 731.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.41 731.10 Td (December31, ) Tj ET Q q 0 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f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 651.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 627.60 129.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.00 627.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 182.00 627.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.00 627.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.00 627.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 627.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.00 627.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 627.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 627.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 627.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 627.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 627.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 627.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 603.60 129.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.00 603.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 182.00 603.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.00 603.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.00 603.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 603.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.00 603.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 603.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 603.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 603.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 603.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 603.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 603.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 579.60 129.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.00 579.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 182.00 579.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.00 579.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.00 579.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 579.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.00 579.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 579.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 579.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 579.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 579.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 579.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 579.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 555.60 129.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.00 555.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 182.00 555.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.00 555.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.00 555.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 555.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.00 555.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 555.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 555.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 555.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 555.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 555.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 555.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 531.60 129.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 178.00 531.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 182.00 531.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.00 531.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 246.00 531.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 531.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 310.00 531.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 531.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 531.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 531.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 531.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 531.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 531.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182 708.6 m 242 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242 708.6 m 246 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246 708.6 m 306 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 708.6 m 310 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310 708.6 m 370 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 708.6 m 434 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 708.6 m 438 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 708.6 m 498 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 708.6 m 502 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 708.6 m 562 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 663.6 m 178 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182 708.6 m 242 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182 663.6 m 242 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242 708.6 m 246 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246 708.6 m 306 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 246 663.6 m 306 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 708.6 m 310 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310 708.6 m 370 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310 663.6 m 370 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 708.6 m 434 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 663.6 m 434 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 434 708.6 m 438 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 708.6 m 498 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 663.6 m 498 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 708.6 m 502 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 708.6 m 562 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 663.6 m 562 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 663.6 m 562 663.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182 543.6 m 242 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 543.6 m 434 543.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182 519.6 m 242 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182 517.6 m 242 517.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 519.6 m 434 519.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 517.6 m 434 517.6 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 240.70 712.68 Td (Options outstanding) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 434.10 712.68 Td (Options exer) Tj ET Q q 0 0 0 rg BT 477.73 712.68 Td (cisable) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 51.50 667.83 Td (Exer) Tj ET Q q 0 0 0 rg BT 67.79 667.83 Td (cise price range ) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 123.11 671.46 Td (\(1\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 197.35 667.83 Td (Number) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 259.25 699.83 Td (W) Tj ET Q q 0 0 0 rg BT 266.81 699.83 Td (eighted ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 262.15 691.83 Td (average ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 258.00 683.83 Td (r) Tj ET Q q 0 0 0 rg BT 261.41 683.83 Td (emaining ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 249.60 675.83 Td (contractual life ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 259.35 667.83 Td (\(in years\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 323.25 683.83 Td (W) Tj ET Q q 0 0 0 rg BT 330.81 683.83 Td (eighted ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 326.15 675.83 Td (average ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 316.35 667.83 Td (exer) Tj ET Q q 0 0 0 rg BT 330.86 667.83 Td (cise price) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 389.35 667.83 Td (Number) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.25 699.83 Td (W) Tj ET Q q 0 0 0 rg BT 458.81 699.83 Td (eighted ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 454.15 691.83 Td (average ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 450.00 683.83 Td (r) Tj ET Q q 0 0 0 rg BT 453.41 683.83 Td (emaining ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 441.60 675.83 Td (contractual life ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.35 667.83 Td (\(in years\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.25 683.83 Td (W) Tj ET Q q 0 0 0 rg BT 522.81 683.83 Td (eighted) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 518.15 675.83 Td (average) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.35 667.83 Td (exer) Tj ET Q q 0 0 0 rg BT 522.86 667.83 Td (cise price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 642.22 Td (Up to $10.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.65 642.22 Td (286,252) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.00 642.22 Td (0.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.50 642.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.65 642.22 Td (9.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 642.22 Td (286,252) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 642.22 Td (0.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.50 642.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 642.22 Td (9.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 630.22 Td ($10.01 $20.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.65 630.22 Td (246,479) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.00 630.22 Td (7.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 630.22 Td (18.79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 630.22 Td (163,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 630.22 Td (7.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 630.22 Td (18.79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 618.22 Td ($20.01 $30.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.65 618.22 Td (813,730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.00 618.22 Td (4.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 618.22 Td (25.1) Tj ET Q q 0 0 0 rg BT 361.15 618.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 618.22 Td (559,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 618.22 Td (3.21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 618.22 Td (24.1) Tj ET Q q 0 0 0 rg BT 553.15 618.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 606.22 Td ($30.01 $40.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.65 606.22 Td (224,695) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.00 606.22 Td (8.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 606.22 Td (36.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 606.22 Td (53,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 606.22 Td (4.78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 606.22 Td (32.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 594.22 Td ($60.01 $70.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.65 594.22 Td (71,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.00 594.22 Td (4.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 594.22 Td (60.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 594.22 Td (51,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 594.22 Td (4.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 594.22 Td (60.74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 582.22 Td ($70.01 $80.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.65 582.22 Td (25,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.00 582.22 Td (6.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 582.22 Td (72.78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 582.22 Td (4,688) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 582.22 Td (6.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 582.22 Td (72.78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 570.22 Td ($80.01 $90.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.65 570.22 Td (30,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.00 570.22 Td (6.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 570.22 Td (86.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 570.22 Td (8,438) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 570.22 Td (5.94) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 570.22 Td (85.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 558.22 Td ($90.01 $100.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.65 558.22 Td (46,875) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.00 558.22 Td (6.15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.65 558.22 Td (95.64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 558.22 Td (1) Tj ET Q q 0 0 0 rg BT 407.65 558.22 Td (1,250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 558.22 Td (5.95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 558.22 Td (95.38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 546.22 Td ($100.01 $1) Tj ET Q q 0 0 0 rg BT 108.63 546.22 Td (10.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.65 546.22 Td (1,875) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.00 546.22 Td (6.37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 546.22 Td (105.1) Tj ET Q q 0 0 0 rg BT 361.15 546.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 546.22 Td (1,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 546.22 Td (6.37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 546.22 Td (105.1) Tj ET Q q 0 0 0 rg BT 553.15 546.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.10 522.17 Td (1,745,906) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.10 522.17 Td (1,140,333) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 507.10 Td (______________________________________) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 496.63 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 492.10 Td (These options contain market-based components as described above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 468.10 Td (The following table summarizes the market prices necessary in order for the market-based options to begin to vest:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 413.60 365.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 413.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 413.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 413.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 413.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 389.60 365.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 389.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 389.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 389.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 389.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 365.60 365.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 365.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 365.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 365.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 365.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 341.60 365.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 341.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 341.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 341.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 341.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 317.60 365.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 317.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 317.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 317.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 317.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 293.60 365.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 293.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 293.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 293.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 293.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 269.60 365.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 269.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 269.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 269.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 269.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 244.60 365.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 244.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 418.00 244.60 70.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 244.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.00 244.60 70.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 446.6 m 488 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488 446.6 m 492 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 446.6 m 562 446.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 425.6 m 414 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 425.6 m 488 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 425.6 m 562 425.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 281.6 m 488 281.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 281.6 m 562 281.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 257.6 m 488 257.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 255.60000000000002 m 488 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 257.6 m 562 257.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 255.60000000000002 m 562 255.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 232.60000000000002 m 488 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 418 230.60000000000002 m 488 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 232.60000000000002 m 562 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492 230.60000000000002 m 562 230.60000000000002 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 452.05 449.68 Td (Market-based options) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 51.50 429.83 Td (V) Tj ET Q q 0 0 0 rg BT 56.54 429.83 Td (esting price) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.25 437.83 Td (Ordinary ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 430.50 429.83 Td (performance) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 501.60 437.83 Td (Extraordinary ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 504.50 429.83 Td (performance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 404.22 Td ($40.01 $50.00 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 404.22 Td (9,525) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 404.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 392.22 Td ($50.01 $60.00 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 392.22 Td (82,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 392.22 Td (1) Tj ET Q q 0 0 0 rg BT 535.65 392.22 Td (1,653) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 380.22 Td ($60.01 $70.00 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 380.22 Td (14,148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 380.22 Td (6,325) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 368.22 Td ($70.01 $80.00 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 368.22 Td (1,250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 368.22 Td (10,333) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 356.22 Td ($80.01 $90.00 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 356.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 356.22 Td (30,963) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 344.22 Td ($90.01 $100.00 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 344.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 344.22 Td (7,075) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 332.22 Td ($1) Tj ET Q q 0 0 0 rg BT 61.13 332.22 Td (10.01 $120.00 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 332.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 332.22 Td (625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 320.22 Td ($140.01 $150.00 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 320.22 Td (12,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 320.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 308.22 Td ($170.01 $180.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 308.22 Td (12,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 308.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 296.22 Td ($180.01 $190.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 296.22 Td (7,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 296.22 Td (19,625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 284.22 Td (Over $190.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 284.22 Td (15,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 284.22 Td (25,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 260.17 Td (T) Tj ET Q q 0 0 0 rg BT 56.91 260.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 260.17 Td (155,023) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 260.17 Td (1) Tj ET Q q 0 0 0 rg BT 530.65 260.17 Td (1) Tj ET Q q 0 0 0 rg BT 535.65 260.17 Td (1,599) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 235.17 Td (W) Tj ET Q q 0 0 0 rg BT 60.14 235.17 Td (eighted average share price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.50 235.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 235.17 Td (45.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.50 235.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 235.17 Td (45.83) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 208.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 75.33 208.10 Td (Shar) Tj ET Q q 0 0 0 rg BT 93.85 208.10 Td (e-Based ) Tj ET Q q 0 0 0 rg BT 128.38 208.10 Td (A) Tj ET Q q 0 0 0 rg BT 133.93 208.10 Td (war) Tj ET Q q 0 0 0 rg BT 149.12 208.10 Td (ds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 187.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.80 187.10 Td (Company) Tj ET Q q 0 0 0 rg BT 109.47 187.10 Td (s ) Tj ET Q q 0 0 0 rg BT 116.11 187.10 Td (other ) Tj ET Q q 0 0 0 rg BT 139.41 187.10 Td (share-based ) Tj ET Q q 0 0 0 rg BT 189.36 187.10 Td (and ) Tj ET Q q 0 0 0 rg BT 206.56 187.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 237.08 187.10 Td (types ) Tj ET Q q 0 0 0 rg BT 260.95 187.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.03 187.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 303.10 187.10 Td (are ) Tj ET Q q 0 0 0 rg BT 318.06 187.10 Td (composed ) Tj ET Q q 0 0 0 rg BT 361.37 187.10 Td (of ) Tj ET Q q 0 0 0 rg BT 372.45 187.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 412.41 187.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 440.15 187.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 459.84 187.10 Td (through ) Tj ET Q q 0 0 0 rg BT 493.10 187.10 Td (August ) Tj ET Q q 0 0 0 rg BT 524.74 187.10 Td (29, ) Tj ET Q q 0 0 0 rg BT 540.00 187.10 Td (2016, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 175.10 Td (Equity ) Tj ET Q q 0 0 0 rg BT 79.70 175.10 Td (Appreciation ) Tj ET Q q 0 0 0 rg BT 136.44 175.10 Td (Rights ) Tj ET Q q 0 0 0 rg BT 167.09 175.10 Td (\(EAR\). ) Tj ET Q q 0 0 0 rg BT 209.66 175.10 Td ( ) Tj ET Q q 0 0 0 rg BT 213.87 175.10 Td (The ) Tj ET Q q 0 0 0 rg BT 233.95 175.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 275.69 175.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 305.21 175.10 Td (are ) Tj ET Q q 0 0 0 rg BT 321.95 175.10 Td (composed ) Tj ET Q q 0 0 0 rg BT 367.03 175.10 Td (of ) Tj ET Q q 0 0 0 rg BT 379.90 175.10 Td (a ) Tj ET Q q 0 0 0 rg BT 388.87 175.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 443.40 175.10 Td (of ) Tj ET Q q 0 0 0 rg BT 456.26 175.10 Td (service-based ) Tj ET Q q 0 0 0 rg BT 515.21 175.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 548.06 175.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 163.10 Td (performance-based ) Tj ET Q q 0 0 0 rg BT 128.62 163.10 Td (awards.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 142.10 Td (Service-Based ) Tj ET Q q 0 0 0 rg BT 127.07 142.10 Td (A) Tj ET Q q 0 0 0 rg BT 132.63 142.10 Td (war) Tj ET Q q 0 0 0 rg BT 147.82 142.10 Td (ds. ) Tj ET Q q 0 0 0 rg BT 161.77 142.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.33 142.10 Td (These ) Tj ET Q q 0 0 0 rg BT 190.77 142.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 221.66 142.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 261.42 142.10 Td (vest ) Tj ET Q q 0 0 0 rg BT 280.09 142.10 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.42 142.10 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.86 142.10 Td ( ) Tj ET Q q 0 0 0 rg BT 317.42 142.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.76 142.10 Td (four ) Tj ET Q q 0 0 0 rg BT 346.99 142.10 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.08 142.10 Td ( ) Tj ET Q q 0 0 0 rg BT 370.65 142.10 Td (with ) Tj ET Q q 0 0 0 rg BT 390.99 142.10 Td (either ) Tj ET Q q 0 0 0 rg BT 416.31 142.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 445.53 142.10 Td (clif) Tj ET Q q 0 0 0 rg BT 458.68 142.10 Td (f-vesting, ) Tj ET Q q 0 0 0 rg BT 499.29 142.10 Td (vesting ) Tj ET Q q 0 0 0 rg BT 530.74 142.10 Td (of ) Tj ET Q q 0 0 0 rg BT 541.63 142.10 Td (all ) Tj ET Q q 0 0 0 rg BT 554.19 142.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.22 130.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 121.93 130.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 149.43 130.10 Td (at ) Tj ET Q q 0 0 0 rg BT 159.15 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.87 130.10 Td (end ) Tj ET Q q 0 0 0 rg BT 190.82 130.10 Td (of ) Tj ET Q q 0 0 0 rg BT 201.66 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.38 130.10 Td (vesting ) Tj ET Q q 0 0 0 rg BT 247.77 130.10 Td (period ) Tj ET Q q 0 0 0 rg BT 275.83 130.10 Td (or ) Tj ET Q q 0 0 0 rg BT 286.66 130.10 Td (vesting ) Tj ET Q q 0 0 0 rg BT 318.05 130.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 360.56 130.10 Td (after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.38 130.10 Td (two ) Tj ET Q q 0 0 0 rg BT 398.88 130.10 Td (years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.98 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 422.49 130.10 Td (of ) Tj ET Q q 0 0 0 rg BT 433.33 130.10 Td (service. ) Tj ET Q q 0 0 0 rg BT 466.65 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 468.60 130.10 Td (A) Tj ET Q q 0 0 0 rg BT 475.27 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 477.78 130.10 Td (total ) Tj ET Q q 0 0 0 rg BT 498.06 130.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.89 130.10 Td (315thousand) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 118.10 Td (service-based ) Tj ET Q q 0 0 0 rg BT 124.41 118.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 155.23 118.10 Td (were ) Tj ET Q q 0 0 0 rg BT 177.16 118.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 226.33 118.10 Td (as ) Tj ET Q q 0 0 0 rg BT 237.16 118.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.99 118.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 306.57 118.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.57 118.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.50 97.10 Td (Performance-Based ) Tj ET Q q 0 0 0 rg BT 148.84 97.10 Td (A) Tj ET Q q 0 0 0 rg BT 154.40 97.10 Td (war) Tj ET Q q 0 0 0 rg BT 169.59 97.10 Td (ds.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.98 97.10 Td ( ) Tj ET Q q 0 0 0 rg BT 182.45 97.10 Td ( ) Tj ET Q q 0 0 0 rg BT 183.81 97.10 Td (These ) Tj ET Q q 0 0 0 rg BT 209.16 97.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 238.95 97.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 277.63 97.10 Td (begin ) Tj ET Q q 0 0 0 rg BT 301.32 97.10 Td (to ) Tj ET Q q 0 0 0 rg BT 310.57 97.10 Td (vest ) Tj ET Q q 0 0 0 rg BT 328.15 97.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 349.62 97.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.30 97.10 Td (achievement ) Tj ET Q q 0 0 0 rg BT 415.30 97.10 Td (of ) Tj ET Q q 0 0 0 rg BT 425.10 97.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 453.78 97.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 486.34 97.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 522.79 97.10 Td (measures. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 85.10 Td (Generally) Tj ET Q q 0 0 0 rg BT 106.27 85.10 Td (, ) Tj ET Q q 0 0 0 rg BT 111.31 85.10 Td (the ) Tj ET Q q 0 0 0 rg BT 126.06 85.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 156.91 85.10 Td (begin ) Tj ET Q q 0 0 0 rg BT 181.66 85.10 Td (vesting ) Tj ET Q q 0 0 0 rg BT 213.08 85.10 Td (if ) Tj ET Q q 0 0 0 rg BT 221.72 85.10 Td (the ) Tj ET Q q 0 0 0 rg BT 236.47 85.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 289.53 85.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 320.37 85.10 Td (are ) Tj ET Q q 0 0 0 rg BT 335.11 85.10 Td (achieved; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.96 85.10 Td (one-third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.61 85.10 Td ( ) Tj ET Q q 0 0 0 rg BT 415.14 85.10 Td (vest ) Tj ET Q q 0 0 0 rg BT 433.79 85.10 Td (on ) Tj ET Q q 0 0 0 rg BT 446.32 85.10 Td (each ) Tj ET Q q 0 0 0 rg BT 467.17 85.10 Td (anniversary ) Tj ET Q q 0 0 0 rg BT 516.35 85.10 Td (of ) Tj ET Q q 0 0 0 rg BT 527.21 85.10 Td (the ) Tj ET Q q 0 0 0 rg BT 541.96 85.10 Td (grant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 73.10 Td (date. ) Tj ET Q q 0 0 0 rg BT 89.03 73.10 Td ( ) Tj ET Q q 0 0 0 rg BT 91.23 73.10 Td (The ) Tj ET Q q 0 0 0 rg BT 109.15 73.10 Td (award ) Tj ET Q q 0 0 0 rg BT 135.96 73.10 Td (of ) Tj ET Q q 0 0 0 rg BT 146.66 73.10 Td (performance-based ) Tj ET Q q 0 0 0 rg BT 225.66 73.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 265.23 73.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 292.60 73.10 Td (is ) Tj ET Q q 0 0 0 rg BT 301.64 73.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 337.34 73.10 Td (based ) Tj ET Q q 0 0 0 rg BT 362.49 73.10 Td (on ) Tj ET Q q 0 0 0 rg BT 374.86 73.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.45 73.10 Td (level ) Tj ET Q q 0 0 0 rg BT 411.26 73.10 Td (of ) Tj ET Q q 0 0 0 rg BT 421.96 73.10 Td (achievement ) Tj ET Q q 0 0 0 rg BT 474.87 73.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 513.33 73.10 Td (in ) Tj ET Q q 0 0 0 rg BT 523.49 73.10 Td (the ) Tj ET Q q 0 0 0 rg BT 538.08 73.10 Td (award ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 61.10 Td (agreements. ) Tj ET Q q 0 0 0 rg BT 117.87 61.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.21 61.10 Td (If ) Tj ET Q q 0 0 0 rg BT 129.21 61.10 Td (the ) Tj ET Q q 0 0 0 rg BT 143.76 61.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 196.63 61.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 227.28 61.10 Td (achieved ) Tj ET Q q 0 0 0 rg BT 265.15 61.10 Td (is ) Tj ET Q q 0 0 0 rg BT 274.16 61.10 Td (above ) Tj ET Q q 0 0 0 rg BT 300.37 61.10 Td (threshold ) Tj ET Q q 0 0 0 rg BT 339.93 61.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 392.79 61.10 Td (levels, ) Tj ET Q q 0 0 0 rg BT 420.95 61.10 Td (participants ) Tj ET Q q 0 0 0 rg BT 469.94 61.10 Td (have ) Tj ET Q q 0 0 0 rg BT 491.16 61.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.71 61.10 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 554.72 61.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 49.10 Td (vest ) Tj ET Q q 0 0 0 rg BT 85.84 49.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.85 49.10 Td (80%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.18 49.10 Td ( ) Tj ET Q q 0 0 0 rg BT 116.42 49.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.43 49.10 Td (150%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.76 49.10 Td ( ) Tj ET Q q 0 0 0 rg BT 151.99 49.10 Td (of ) Tj ET Q q 0 0 0 rg BT 162.56 49.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.01 49.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 216.45 49.10 Td (share ) Tj ET Q q 0 0 0 rg BT 239.78 49.10 Td (award, ) Tj ET Q q 0 0 0 rg BT 268.94 49.10 Td (depending ) Tj ET Q q 0 0 0 rg BT 312.83 49.10 Td (on ) Tj ET Q q 0 0 0 rg BT 325.06 49.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 377.82 49.10 Td (achieved. ) Tj ET Q q 0 0 0 rg BT 418.09 49.10 Td ( ) Tj ET Q q 0 0 0 rg BT 420.32 49.10 Td (If ) Tj ET Q q 0 0 0 rg BT 429.21 49.10 Td (the ) Tj ET Q q 0 0 0 rg BT 443.66 49.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 496.42 49.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 526.97 49.10 Td (achieved ) Tj ET Q endstream endobj 181 0 obj <>] /Rotate 0 /Contents 182 0 R>> endobj 182 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 76.44 731.10 Td (below ) Tj ET Q q 0 0 0 rg BT 103.15 731.10 Td (a ) Tj ET Q q 0 0 0 rg BT 109.87 731.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 139.34 731.10 Td (threshold, ) Tj ET Q q 0 0 0 rg BT 181.33 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.82 731.10 Td (award ) Tj ET Q q 0 0 0 rg BT 222.52 731.10 Td (is ) Tj ET Q q 0 0 0 rg BT 231.46 731.10 Td (canceled. ) Tj ET Q q 0 0 0 rg BT 271.21 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 272.98 731.10 Td (A) Tj ET Q q 0 0 0 rg BT 279.65 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 281.92 731.10 Td (total ) Tj ET Q q 0 0 0 rg BT 301.97 731.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.57 731.10 Td (42thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.18 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 363.45 731.10 Td (performance-based ) Tj ET Q q 0 0 0 rg BT 442.35 731.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 472.94 731.10 Td (were ) Tj ET Q q 0 0 0 rg BT 494.64 731.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 543.58 731.10 Td (as ) Tj ET Q q 0 0 0 rg BT 554.18 731.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 719.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 126.08 719.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.08 719.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.21 698.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 110.26 698.10 Td (granted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.42 698.10 Td (246 ) Tj ET Q q 0 0 0 rg BT 161.58 698.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.69 698.10 Td ( ) Tj ET Q q 0 0 0 rg BT 200.85 698.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 241.22 698.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 269.38 698.10 Td (\(at ) Tj ET Q q 0 0 0 rg BT 283.09 698.10 Td (a ) Tj ET Q q 0 0 0 rg BT 290.69 698.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 330.52 698.10 Td (average ) Tj ET Q q 0 0 0 rg BT 364.77 698.10 Td (price ) Tj ET Q q 0 0 0 rg BT 387.92 698.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.41 698.10 Td ($29.93) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.91 698.10 Td ( ) Tj ET Q q 0 0 0 rg BT 430.08 698.10 Td (per ) Tj ET Q q 0 0 0 rg BT 446.01 698.10 Td (share\) ) Tj ET Q q 0 0 0 rg BT 473.61 698.10 Td (during ) Tj ET Q q 0 0 0 rg BT 502.88 698.10 Td (the ) Tj ET Q q 0 0 0 rg BT 518.26 698.10 Td (year ) Tj ET Q q 0 0 0 rg BT 538.63 698.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.08 686.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.08 686.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 665.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 665.10 Td (following ) Tj ET Q q 0 0 0 rg BT 108.93 665.10 Td (table ) Tj ET Q q 0 0 0 rg BT 130.87 665.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 181.13 665.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.85 665.10 Td (activity ) Tj ET Q q 0 0 0 rg BT 228.34 665.10 Td (related ) Tj ET Q q 0 0 0 rg BT 258.04 665.10 Td (to ) Tj ET Q q 0 0 0 rg BT 268.32 665.10 Td (our ) Tj ET Q q 0 0 0 rg BT 284.15 665.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 323.85 665.10 Td (shares:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 624.60 438.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 624.60 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 600.60 438.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 600.60 75.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 576.60 438.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.00 576.60 75.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488 636.6 m 563 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488 576.6 m 563 576.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488 552.6 m 563 552.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488 550.6 m 563 550.6 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 52.50 639.32 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 506.50 646.68 Td (Number) Tj ET Q q 0 0 0 rg BT 534.80 646.68 Td ( of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 496.80 638.73 Td (r) Tj ET Q q 0 0 0 rg BT 500.21 638.73 Td (estricted shar) Tj ET Q q 0 0 0 rg BT 546.49 638.73 Td (es) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 615.22 Td (Outstanding at December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 615.22 Td (231,730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 603.22 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 603.22 Td (245,655) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 591.22 Td (Issued) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 591.22 Td (\(55,385) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 591.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 579.22 Td (Forfeited/canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.30 579.22 Td (\(65,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 579.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 555.17 Td (Outstanding at December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 555.17 Td (356,509) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 528.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 58.76 528.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 87.91 528.10 Td (August ) Tj ET Q q 0 0 0 rg BT 119.30 528.10 Td (29, ) Tj ET Q q 0 0 0 rg BT 134.30 528.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 159.30 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.02 528.10 Td (EAR ) Tj ET Q q 0 0 0 rg BT 196.52 528.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 220.13 528.10 Td (were ) Tj ET Q q 0 0 0 rg BT 242.05 528.10 Td (terminated.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 507.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 507.10 Td (17) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 507.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 507.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 507.10 Td (REVENUE) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 486.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 87.77 486.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 124.37 486.10 Td (service ) Tj ET Q q 0 0 0 rg BT 155.97 486.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 193.40 486.10 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 248.88 486.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 288.26 486.10 Td (and ) Tj ET Q q 0 0 0 rg BT 305.98 486.10 Td (non-controlling ) Tj ET Q q 0 0 0 rg BT 371.47 486.10 Td (interests. ) Tj ET Q q 0 0 0 rg BT 410.58 486.10 Td ( ) Tj ET Q q 0 0 0 rg BT 413.86 486.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 447.13 486.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 482.05 486.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 517.00 486.10 Td (of ) Tj ET Q q 0 0 0 rg BT 528.62 486.10 Td (amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 474.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 96.68 474.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.10 474.10 Td (our ) Tj ET Q q 0 0 0 rg BT 121.07 474.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 161.01 474.10 Td (services ) Tj ET Q q 0 0 0 rg BT 194.86 474.10 Td (and ) Tj ET Q q 0 0 0 rg BT 210.94 474.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 232.02 474.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.99 474.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 285.29 474.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 334.70 474.10 Td (in ) Tj ET Q q 0 0 0 rg BT 344.12 474.10 Td (real ) Tj ET Q q 0 0 0 rg BT 360.75 474.10 Td (estate. ) Tj ET Q q 0 0 0 rg BT 387.65 474.10 Td ( ) Tj ET Q q 0 0 0 rg BT 389.29 474.10 Td (Reimbursable ) Tj ET Q q 0 0 0 rg BT 446.47 474.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 484.21 474.10 Td (and ) Tj ET Q q 0 0 0 rg BT 500.29 474.10 Td (non-controlling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 462.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 85.40 462.10 Td (are ) Tj ET Q q 0 0 0 rg BT 100.17 462.10 Td (pass-through ) Tj ET Q q 0 0 0 rg BT 154.40 462.10 Td (items ) Tj ET Q q 0 0 0 rg BT 178.64 462.10 Td (for ) Tj ET Q q 0 0 0 rg BT 192.87 462.10 Td (which ) Tj ET Q q 0 0 0 rg BT 219.88 462.10 Td (we ) Tj ET Q q 0 0 0 rg BT 234.10 462.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 253.88 462.10 Td (no ) Tj ET Q q 0 0 0 rg BT 266.45 462.10 Td (mar) Tj ET Q q 0 0 0 rg BT 281.82 462.10 Td (gin. ) Tj ET Q q 0 0 0 rg BT 299.67 462.10 Td ( ) Tj ET Q q 0 0 0 rg BT 302.24 462.10 Td (Reimbursable ) Tj ET Q q 0 0 0 rg BT 360.35 462.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 399.02 462.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 429.36 462.10 Td (of ) Tj ET Q q 0 0 0 rg BT 440.26 462.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 476.72 462.10 Td (we ) Tj ET Q q 0 0 0 rg BT 490.95 462.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 514.07 462.10 Td (on ) Tj ET Q q 0 0 0 rg BT 526.64 462.10 Td (behalf ) Tj ET Q q 0 0 0 rg BT 554.19 462.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 450.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.14 450.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 108.01 450.10 Td (in ) Tj ET Q q 0 0 0 rg BT 118.10 450.10 Td (performing ) Tj ET Q q 0 0 0 rg BT 165.40 450.10 Td (our ) Tj ET Q q 0 0 0 rg BT 181.04 450.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 221.66 450.10 Td (services ) Tj ET Q q 0 0 0 rg BT 256.18 450.10 Td (that ) Tj ET Q q 0 0 0 rg BT 273.49 450.10 Td (we ) Tj ET Q q 0 0 0 rg BT 287.47 450.10 Td (pass ) Tj ET Q q 0 0 0 rg BT 307.00 450.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 339.86 450.10 Td (on ) Tj ET Q q 0 0 0 rg BT 352.18 450.10 Td (to ) Tj ET Q q 0 0 0 rg BT 362.27 450.10 Td (our ) Tj ET Q q 0 0 0 rg BT 377.91 450.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 420.77 450.10 Td (without ) Tj ET Q q 0 0 0 rg BT 453.65 450.10 Td (a ) Tj ET Q q 0 0 0 rg BT 460.40 450.10 Td (markup. ) Tj ET Q q 0 0 0 rg BT 495.76 450.10 Td ( ) Tj ET Q q 0 0 0 rg BT 498.07 450.10 Td (Non-controlling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 438.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 85.23 438.10 Td (represent ) Tj ET Q q 0 0 0 rg BT 124.28 438.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.90 438.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 175.18 438.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.91 438.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 220.52 438.10 Td (One, ) Tj ET Q q 0 0 0 rg BT 242.09 438.10 Td (a ) Tj ET Q q 0 0 0 rg BT 248.93 438.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 301.88 438.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 327.05 438.10 Td (that ) Tj ET Q q 0 0 0 rg BT 344.45 438.10 Td (is ) Tj ET Q q 0 0 0 rg BT 353.53 438.10 Td (a ) Tj ET Q q 0 0 0 rg BT 360.37 438.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 400.54 438.10 Td (cooperative ) Tj ET Q q 0 0 0 rg BT 449.58 438.10 Td (managed, ) Tj ET Q q 0 0 0 rg BT 490.58 438.10 Td (but ) Tj ET Q q 0 0 0 rg BT 505.76 438.10 Td (not ) Tj ET Q q 0 0 0 rg BT 520.94 438.10 Td (owned, ) Tj ET Q q 0 0 0 rg BT 552.51 438.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 426.10 Td (Altisource. ) Tj ET Q q 0 0 0 rg BT 96.55 426.10 Td ( ) Tj ET Q q 0 0 0 rg BT 99.45 426.10 Td (Lenders ) Tj ET Q q 0 0 0 rg BT 134.56 426.10 Td (One ) Tj ET Q q 0 0 0 rg BT 154.12 426.10 Td (is ) Tj ET Q q 0 0 0 rg BT 163.69 426.10 Td (included ) Tj ET Q q 0 0 0 rg BT 201.02 426.10 Td (in ) Tj ET Q q 0 0 0 rg BT 211.70 426.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 246.25 426.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.58 426.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 298.13 426.10 Td (from ) Tj ET Q q 0 0 0 rg BT 320.47 426.10 Td (net ) Tj ET Q q 0 0 0 rg BT 335.58 426.10 Td (income ) Tj ET Q q 0 0 0 rg BT 367.92 426.10 Td (to ) Tj ET Q q 0 0 0 rg BT 378.59 426.10 Td (arrive ) Tj ET Q q 0 0 0 rg BT 404.81 426.10 Td (at ) Tj ET Q q 0 0 0 rg BT 414.92 426.10 Td (net ) Tj ET Q q 0 0 0 rg BT 430.04 426.10 Td (income ) Tj ET Q q 0 0 0 rg BT 462.37 426.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 510.81 426.10 Td (to ) Tj ET Q q 0 0 0 rg BT 520.85 426.10 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 414.10 Td (\(see ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.10 414.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 90.04 414.10 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.04 414.10 Td (\). ) Tj ET Q q 0 0 0 rg BT 103.37 414.10 Td ( ) Tj ET Q q 0 0 0 rg BT 105.69 414.10 Td (The ) Tj ET Q q 0 0 0 rg BT 123.73 414.10 Td (components ) Tj ET Q q 0 0 0 rg BT 174.56 414.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.39 414.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 219.53 414.10 Td (were ) Tj ET Q q 0 0 0 rg BT 241.46 414.10 Td (as ) Tj ET Q q 0 0 0 rg BT 252.29 414.10 Td (follows ) Tj ET Q q 0 0 0 rg BT 284.79 414.10 Td (for ) Tj ET Q q 0 0 0 rg BT 298.95 414.10 Td (the ) Tj ET Q q 0 0 0 rg BT 313.67 414.10 Td (years ) Tj ET Q q 0 0 0 rg BT 337.27 414.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.65 414.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.23 414.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 379.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 379.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 379.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 379.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 379.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 379.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 379.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 355.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 355.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 355.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 355.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 355.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 355.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 355.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 331.60 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 331.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 331.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 331.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 331.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 331.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 331.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 391.6 m 370 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 391.6 m 434 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 391.6 m 498 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 391.6 m 562 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 391.6 m 434 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 391.6 m 498 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 391.6 m 562 391.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 343.6 m 434 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 343.6 m 498 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 343.6 m 562 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 319.6 m 434 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 317.6 m 434 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 319.6 m 498 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 317.6 m 498 317.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 319.6 m 562 319.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 317.6 m 562 317.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 394.85 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 395.50 395.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 459.50 395.68 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 523.50 395.68 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 370.22 Td (Service revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.50 370.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 370.22 Td (899,561) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.50 370.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 370.22 Td (942,599) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.50 370.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 370.22 Td (940,920) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 358.22 Td (Reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 358.22 Td (39,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 358.22 Td (52,01) Tj ET Q q 0 0 0 rg BT 489.15 358.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 358.22 Td (107,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 346.22 Td (Non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 346.22 Td (2,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 346.22 Td (2,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 346.22 Td (3,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 322.17 Td (T) Tj ET Q q 0 0 0 rg BT 56.91 322.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.50 322.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 322.17 Td (942,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.50 322.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.65 322.17 Td (997,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.50 322.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.10 322.17 Td (1,051,466) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 295.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 295.10 Td (18) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 295.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 295.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 295.10 Td (COST) Tj ET Q q 0 0 0 rg BT 132.39 295.10 Td ( ) Tj ET Q q 0 0 0 rg BT 134.89 295.10 Td (OF) Tj ET Q q 0 0 0 rg BT 148.41 295.10 Td ( ) Tj ET Q q 0 0 0 rg BT 150.91 295.10 Td (REVENUE) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 274.10 Td (Cost ) Tj ET Q q 0 0 0 rg BT 70.36 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 81.22 274.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 115.39 274.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 161.23 274.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 197.08 274.10 Td (payroll ) Tj ET Q q 0 0 0 rg BT 227.93 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 244.90 274.10 Td (employee ) Tj ET Q q 0 0 0 rg BT 286.29 274.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 320.47 274.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 364.09 274.10 Td (with ) Tj ET Q q 0 0 0 rg BT 384.39 274.10 Td (personnel ) Tj ET Q q 0 0 0 rg BT 425.79 274.10 Td (employed ) Tj ET Q q 0 0 0 rg BT 467.75 274.10 Td (in ) Tj ET Q q 0 0 0 rg BT 478.05 274.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 517.23 274.10 Td (service ) Tj ET Q q 0 0 0 rg BT 548.07 274.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 262.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 93.16 262.10 Td (roles, ) Tj ET Q q 0 0 0 rg BT 117.11 262.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 135.22 262.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 154.45 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 164.23 262.10 Td (external ) Tj ET Q q 0 0 0 rg BT 198.45 262.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 238.22 262.10 Td (related ) Tj ET Q q 0 0 0 rg BT 267.43 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 277.22 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 291.45 262.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 331.24 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 341.58 262.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 378.29 262.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 396.41 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.75 262.10 Td (real ) Tj ET Q q 0 0 0 rg BT 423.74 262.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 448.52 262.10 Td (sold, ) Tj ET Q q 0 0 0 rg BT 469.70 262.10 Td (reimbursable ) Tj ET Q q 0 0 0 rg BT 523.91 262.10 Td (expenses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 250.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 96.60 250.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.70 250.10 Td (telecommunications ) Tj ET Q q 0 0 0 rg BT 196.90 250.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 219.56 250.10 Td (as ) Tj ET Q q 0 0 0 rg BT 230.55 250.10 Td (well ) Tj ET Q q 0 0 0 rg BT 250.43 250.10 Td (as ) Tj ET Q q 0 0 0 rg BT 261.43 250.10 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 313.51 250.10 Td (and ) Tj ET Q q 0 0 0 rg BT 330.61 250.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 383.81 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.81 250.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 435.23 250.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 463.73 250.10 Td ( ) Tj ET Q q 0 0 0 rg BT 466.20 250.10 Td (The ) Tj ET Q q 0 0 0 rg BT 484.41 250.10 Td (components ) Tj ET Q q 0 0 0 rg BT 535.40 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 546.39 250.10 Td (cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 238.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 94.48 238.10 Td (were ) Tj ET Q q 0 0 0 rg BT 116.40 238.10 Td (as ) Tj ET Q q 0 0 0 rg BT 127.23 238.10 Td (follows ) Tj ET Q q 0 0 0 rg BT 159.73 238.10 Td (for ) Tj ET Q q 0 0 0 rg BT 173.89 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 188.61 238.10 Td (years ) Tj ET Q q 0 0 0 rg BT 212.21 238.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.59 238.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.17 238.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 203.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 203.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 203.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 203.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 203.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 203.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 203.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 179.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 179.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 179.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 179.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 179.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 179.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 179.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 155.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 155.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 155.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 155.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 155.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 155.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 155.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 131.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 131.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 131.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 131.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 131.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 131.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 131.60 60.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 215.60000000000002 m 371 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 215.60000000000002 m 435 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 215.60000000000002 m 499 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 215.60000000000002 m 563 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 131.60000000000002 m 435 131.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 131.60000000000002 m 499 131.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 131.60000000000002 m 563 131.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 107.60000000000002 m 435 107.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 105.60000000000002 m 435 105.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 107.60000000000002 m 499 107.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 105.60000000000002 m 499 105.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 107.60000000000002 m 563 107.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 105.60000000000002 m 563 105.60000000000002 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 218.85 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.50 219.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.50 219.68 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 524.50 219.68 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 194.22 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 194.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 194.22 Td (240,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 194.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 194.22 Td (264,796) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 194.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 194.22 Td (261,839) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 182.22 Td (Outside fees and services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 182.22 Td (325,459) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 182.22 Td (301,1) Tj ET Q q 0 0 0 rg BT 485.15 182.22 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 182.22 Td (248,278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 170.22 Td (Cost of real estate sold) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 170.22 Td (24,398) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 170.22 Td (1,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 170.22 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 158.22 Td (Reimbursable expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 158.22 Td (39,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 158.22 Td (52,01) Tj ET Q q 0 0 0 rg BT 490.15 158.22 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 158.22 Td (107,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 146.22 Td (T) Tj ET Q q 0 0 0 rg BT 58.26 146.22 Td (echnology and telecommunications) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 146.22 Td (42,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 146.22 Td (44,295) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 146.22 Td (43,177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 134.22 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 134.22 Td (27,269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 134.22 Td (26,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 134.22 Td (26,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 110.17 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 110.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 110.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 110.17 Td (699,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 110.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 110.17 Td (690,045) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 110.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 110.17 Td (687,327) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 183 0 obj <>] /Rotate 0 /Contents 184 0 R>> endobj 184 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (91) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 731.25 Td (19) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 731.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 731.25 Td (SELLING, ) Tj ET Q q 0 0 0 rg BT 154.80 731.25 Td (GENERAL) Tj ET Q q 0 0 0 rg BT 203.70 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 205.65 731.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 229.27 731.25 Td (ADMINISTRA) Tj ET Q q 0 0 0 rg BT 294.08 731.25 Td (TIVE ) Tj ET Q q 0 0 0 rg BT 321.04 731.25 Td (EXPENSES ) Tj ET Q q 0 0 0 rg BT 374.67 731.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 398.84 731.25 Td (OTHER ) Tj ET Q q 0 0 0 rg BT 437.45 731.25 Td (OPERA) Tj ET Q q 0 0 0 rg BT 471.71 731.25 Td (TING ) Tj ET Q q 0 0 0 rg BT 499.77 731.25 Td (EXPENSES) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (Selling, ) Tj ET Q q 0 0 0 rg BT 84.43 710.25 Td (general ) Tj ET Q q 0 0 0 rg BT 117.95 710.25 Td (and ) Tj ET Q q 0 0 0 rg BT 136.48 710.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 197.78 710.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 237.97 710.25 Td (include ) Tj ET Q q 0 0 0 rg BT 271.50 710.25 Td (payroll ) Tj ET Q q 0 0 0 rg BT 303.92 710.25 Td (and ) Tj ET Q q 0 0 0 rg BT 322.45 710.25 Td (employee ) Tj ET Q q 0 0 0 rg BT 365.42 710.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 401.17 710.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 446.35 710.25 Td (with ) Tj ET Q q 0 0 0 rg BT 468.22 710.25 Td (personnel ) Tj ET Q q 0 0 0 rg BT 511.20 710.25 Td (employed ) Tj ET Q q 0 0 0 rg BT 554.72 710.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (executive, ) Tj ET Q q 0 0 0 rg BT 92.07 698.25 Td (finance, ) Tj ET Q q 0 0 0 rg BT 125.76 698.25 Td (law) Tj ET Q q 0 0 0 rg BT 139.55 698.25 Td (, ) Tj ET Q q 0 0 0 rg BT 143.81 698.25 Td (compliance, ) Tj ET Q q 0 0 0 rg BT 194.16 698.25 Td (human ) Tj ET Q q 0 0 0 rg BT 223.14 698.25 Td (resources, ) Tj ET Q q 0 0 0 rg BT 265.16 698.25 Td (vendor ) Tj ET Q q 0 0 0 rg BT 294.70 698.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 350.05 698.25 Td (facilities, ) Tj ET Q q 0 0 0 rg BT 388.74 698.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 405.50 698.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 460.85 698.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 482.05 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 498.25 698.25 Td (marketing ) Tj ET Q q 0 0 0 rg BT 540.56 698.25 Td (roles. ) Tj ET Q q 0 0 0 rg BT 565.00 698.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.25 Td (This ) Tj ET Q q 0 0 0 rg BT 69.91 686.25 Td (category ) Tj ET Q q 0 0 0 rg BT 106.96 686.25 Td (also ) Tj ET Q q 0 0 0 rg BT 125.69 686.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 161.64 686.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 213.15 686.25 Td (fees, ) Tj ET Q q 0 0 0 rg BT 234.37 686.25 Td (occupancy ) Tj ET Q q 0 0 0 rg BT 279.75 686.25 Td (costs, ) Tj ET Q q 0 0 0 rg BT 304.88 686.25 Td (marketing ) Tj ET Q q 0 0 0 rg BT 348.05 686.25 Td (costs, ) Tj ET Q q 0 0 0 rg BT 373.18 686.25 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 425.22 686.25 Td (and ) Tj ET Q q 0 0 0 rg BT 442.29 686.25 Td (amortization ) Tj ET Q q 0 0 0 rg BT 495.45 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 506.41 686.25 Td (non-operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 75.52 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 92.65 674.25 Td (other ) Tj ET Q q 0 0 0 rg BT 115.89 674.25 Td (expenses. ) Tj ET Q q 0 0 0 rg BT 157.18 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 159.68 674.25 Td (The ) Tj ET Q q 0 0 0 rg BT 177.92 674.25 Td (components ) Tj ET Q q 0 0 0 rg BT 228.93 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 239.96 674.25 Td (selling, ) Tj ET Q q 0 0 0 rg BT 271.81 674.25 Td (general ) Tj ET Q q 0 0 0 rg BT 303.93 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 321.06 674.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 380.96 674.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 419.75 674.25 Td (were ) Tj ET Q q 0 0 0 rg BT 441.87 674.25 Td (as ) Tj ET Q q 0 0 0 rg BT 452.89 674.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 485.58 674.25 Td (for ) Tj ET Q q 0 0 0 rg BT 499.94 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 514.84 674.25 Td (years ) Tj ET Q q 0 0 0 rg BT 538.63 674.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.25 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.08 662.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 627.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 627.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 627.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 627.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 627.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 627.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 627.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 603.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 603.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 603.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 603.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 603.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 603.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 603.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 579.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 579.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 579.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 579.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 579.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 579.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 579.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 555.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 555.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 555.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 555.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 555.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 555.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 555.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 531.75 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 531.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 531.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 531.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 531.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 531.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 531.75 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 639.75 m 371 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 639.75 m 435 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 639.75 m 499 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 639.75 m 563 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 543.75 m 435 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 543.75 m 499 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 543.75 m 563 543.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 519.75 m 435 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 517.75 m 435 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 519.75 m 499 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 517.75 m 499 517.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 519.75 m 563 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 517.75 m 563 517.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 643.00 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.50 643.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.50 643.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 524.50 643.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 618.37 Td (Compensation and benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 618.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 618.37 Td (58,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 618.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 618.37 Td (55,577) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 618.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 618.37 Td (54,897) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 606.37 Td (Professional services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 606.37 Td (13,421) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 606.37 Td (23,284) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 606.37 Td (23,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 594.37 Td (Occupancy related costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 594.37 Td (36,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 594.37 Td (37,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 594.37 Td (39,917) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 582.37 Td (Amortization of intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 582.37 Td (35,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 582.37 Td (47,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 582.37 Td (41,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 570.37 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 570.37 Td (9,178) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 570.37 Td (10,001) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 570.37 Td (9,781) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 558.37 Td (Marketing costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 558.37 Td (16,171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 558.37 Td (27,847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 558.37 Td (27,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 546.37 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 546.37 Td (23,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 546.37 Td (12,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 546.37 Td (24,456) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 522.32 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 522.32 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 522.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 522.32 Td (192,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 522.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 522.32 Td (214,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 522.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 522.32 Td (220,868) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 495.25 Td (In ) Tj ET Q q 0 0 0 rg BT 60.85 495.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 99.14 495.25 Td (on ) Tj ET Q q 0 0 0 rg BT 112.16 495.25 Td (September8, ) Tj ET Q q 0 0 0 rg BT 167.94 495.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 193.46 495.25 Td (the ) Tj ET Q q 0 0 0 rg BT 208.47 495.25 Td (W) Tj ET Q q 0 0 0 rg BT 217.11 495.25 Td (est ) Tj ET Q q 0 0 0 rg BT 231.23 495.25 Td (Palm ) Tj ET Q q 0 0 0 rg BT 254.81 495.25 Td (Beach ) Tj ET Q q 0 0 0 rg BT 282.81 495.25 Td (Firefighters) Tj ET Q q 0 0 0 rg BT 332.06 495.25 Td ( ) Tj ET Q q 0 0 0 rg BT 335.07 495.25 Td (Pension ) Tj ET Q q 0 0 0 rg BT 369.76 495.25 Td (Fund ) Tj ET Q q 0 0 0 rg BT 393.34 495.25 Td (filed ) Tj ET Q q 0 0 0 rg BT 414.68 495.25 Td (a ) Tj ET Q q 0 0 0 rg BT 422.14 495.25 Td (putative ) Tj ET Q q 0 0 0 rg BT 457.37 495.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 498.15 495.25 Td (class ) Tj ET Q q 0 0 0 rg BT 520.60 495.25 Td (action ) Tj ET Q q 0 0 0 rg BT 548.06 495.25 Td (suit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 483.25 Td (against ) Tj ET Q q 0 0 0 rg BT 79.81 483.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 124.00 483.25 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 162.10 483.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 202.44 483.25 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 222.76 483.25 Td (and ) Tj ET Q q 0 0 0 rg BT 239.74 483.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 269.49 483.25 Td (of ) Tj ET Q q 0 0 0 rg BT 280.36 483.25 Td (its ) Tj ET Q q 0 0 0 rg BT 292.35 483.25 Td (current ) Tj ET Q q 0 0 0 rg BT 323.21 483.25 Td (or ) Tj ET Q q 0 0 0 rg BT 334.08 483.25 Td (former ) Tj ET Q q 0 0 0 rg BT 363.83 483.25 Td (of) Tj ET Q q 0 0 0 rg BT 371.98 483.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 396.73 483.25 Td (and ) Tj ET Q q 0 0 0 rg BT 413.71 483.25 Td (directors ) Tj ET Q q 0 0 0 rg BT 451.24 483.25 Td (in ) Tj ET Q q 0 0 0 rg BT 461.56 483.25 Td (the ) Tj ET Q q 0 0 0 rg BT 476.32 483.25 Td (United ) Tj ET Q q 0 0 0 rg BT 506.08 483.25 Td (States ) Tj ET Q q 0 0 0 rg BT 532.51 483.25 Td (District ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 471.25 Td (Court ) Tj ET Q q 0 0 0 rg BT 75.39 471.25 Td (for ) Tj ET Q q 0 0 0 rg BT 90.16 471.25 Td (the ) Tj ET Q q 0 0 0 rg BT 105.49 471.25 Td (Southern ) Tj ET Q q 0 0 0 rg BT 144.71 471.25 Td (District ) Tj ET Q q 0 0 0 rg BT 177.82 471.25 Td (of ) Tj ET Q q 0 0 0 rg BT 189.26 471.25 Td (Florida. ) Tj ET Q q 0 0 0 rg BT 223.76 471.25 Td ( ) Tj ET Q q 0 0 0 rg BT 226.87 471.25 Td (On ) Tj ET Q q 0 0 0 rg BT 242.20 471.25 Td (January19, ) Tj ET Q q 0 0 0 rg BT 291.41 471.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 317.03 471.25 Td (the ) Tj ET Q q 0 0 0 rg BT 332.35 471.25 Td (parties ) Tj ET Q q 0 0 0 rg BT 362.12 471.25 Td (notified ) Tj ET Q q 0 0 0 rg BT 396.34 471.25 Td (the ) Tj ET Q q 0 0 0 rg BT 411.67 471.25 Td (Court ) Tj ET Q q 0 0 0 rg BT 437.56 471.25 Td (of ) Tj ET Q q 0 0 0 rg BT 449.00 471.25 Td (their ) Tj ET Q q 0 0 0 rg BT 470.43 471.25 Td (agreement ) Tj ET Q q 0 0 0 rg BT 515.19 471.25 Td (to ) Tj ET Q q 0 0 0 rg BT 526.08 471.25 Td (settle ) Tj ET Q q 0 0 0 rg BT 550.29 471.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 459.25 Td (action ) Tj ET Q q 0 0 0 rg BT 75.87 459.25 Td (to ) Tj ET Q q 0 0 0 rg BT 85.58 459.25 Td (resolve ) Tj ET Q q 0 0 0 rg BT 116.39 459.25 Td (all ) Tj ET Q q 0 0 0 rg BT 128.32 459.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 156.36 459.25 Td (related ) Tj ET Q q 0 0 0 rg BT 185.50 459.25 Td (to ) Tj ET Q q 0 0 0 rg BT 195.21 459.25 Td (this ) Tj ET Q q 0 0 0 rg BT 211.60 459.25 Td (matter ) Tj ET Q q 0 0 0 rg BT 239.07 459.25 Td (for ) Tj ET Q q 0 0 0 rg BT 252.67 459.25 Td (a ) Tj ET Q q 0 0 0 rg BT 259.04 459.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 295.41 459.25 Td (by ) Tj ET Q q 0 0 0 rg BT 307.35 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.50 459.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 362.32 459.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.58 459.25 Td ($32.0 ) Tj ET Q q 0 0 0 rg BT 397.02 459.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.91 459.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.35 459.25 Td ($4.0 ) Tj ET Q q 0 0 0 rg BT 449.78 459.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.67 459.25 Td ( ) Tj ET Q q 0 0 0 rg BT 480.61 459.25 Td (of ) Tj ET Q q 0 0 0 rg BT 490.87 459.25 Td (which ) Tj ET Q q 0 0 0 rg BT 517.25 459.25 Td (was ) Tj ET Q q 0 0 0 rg BT 534.73 459.25 Td (funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 447.25 Td (by ) Tj ET Q q 0 0 0 rg BT 61.13 447.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 101.07 447.25 Td (proceeds. ) Tj ET Q q 0 0 0 rg BT 140.73 447.25 Td ( ) Tj ET Q q 0 0 0 rg BT 142.23 447.25 Td (The ) Tj ET Q q 0 0 0 rg BT 159.41 447.25 Td (net ) Tj ET Q q 0 0 0 rg BT 173.25 447.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 207.08 447.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.04 447.25 Td ($28.0 ) Tj ET Q q 0 0 0 rg BT 241.16 447.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.05 447.25 Td ( ) Tj ET Q q 0 0 0 rg BT 271.68 447.25 Td (was ) Tj ET Q q 0 0 0 rg BT 288.85 447.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 325.45 447.25 Td (as ) Tj ET Q q 0 0 0 rg BT 335.41 447.25 Td (a ) Tj ET Q q 0 0 0 rg BT 341.47 447.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 379.21 447.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 421.93 447.25 Td (loss, ) Tj ET Q q 0 0 0 rg BT 441.62 447.25 Td (net ) Tj ET Q q 0 0 0 rg BT 455.46 447.25 Td (in ) Tj ET Q q 0 0 0 rg BT 464.86 447.25 Td (other ) Tj ET Q q 0 0 0 rg BT 487.03 447.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 526.42 447.25 Td (expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 435.25 Td (for ) Tj ET Q q 0 0 0 rg BT 63.66 435.25 Td (the ) Tj ET Q q 0 0 0 rg BT 78.38 435.25 Td (year ) Tj ET Q q 0 0 0 rg BT 98.08 435.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 124.46 435.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 183.04 435.25 Td (2017.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 414.25 Td (In ) Tj ET Q q 0 0 0 rg BT 59.63 414.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 83.93 414.25 Td (we ) Tj ET Q q 0 0 0 rg BT 97.40 414.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 116.41 414.25 Td (the ) Tj ET Q q 0 0 0 rg BT 130.43 414.25 Td (former ) Tj ET Q q 0 0 0 rg BT 159.44 414.25 Td (owners ) Tj ET Q q 0 0 0 rg BT 190.13 414.25 Td (of ) Tj ET Q q 0 0 0 rg BT 200.26 414.25 Td (Equator) Tj ET Q q 0 0 0 rg BT 231.51 414.25 Td (, ) Tj ET Q q 0 0 0 rg BT 235.81 414.25 Td (LLC ) Tj ET Q q 0 0 0 rg BT 256.50 414.25 Td (\(Equator\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.50 414.25 Td ($0.5 ) Tj ET Q q 0 0 0 rg BT 324.80 414.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.69 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 355.49 414.25 Td (to ) Tj ET Q q 0 0 0 rg BT 365.07 414.25 Td (extinguish ) Tj ET Q q 0 0 0 rg BT 408.54 414.25 Td (any ) Tj ET Q q 0 0 0 rg BT 424.78 414.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 457.69 414.25 Td (for ) Tj ET Q q 0 0 0 rg BT 471.15 414.25 Td (the ) Tj ET Q q 0 0 0 rg BT 485.17 414.25 Td (Equator ) Tj ET Q q 0 0 0 rg BT 518.63 414.25 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 402.25 Td (earn-out. ) Tj ET Q q 0 0 0 rg BT 87.54 402.25 Td ( ) Tj ET Q q 0 0 0 rg BT 89.77 402.25 Td (In ) Tj ET Q q 0 0 0 rg BT 100.33 402.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 146.43 402.25 Td (with ) Tj ET Q q 0 0 0 rg BT 166.44 402.25 Td (this ) Tj ET Q q 0 0 0 rg BT 183.11 402.25 Td (settlement, ) Tj ET Q q 0 0 0 rg BT 228.94 402.25 Td (we ) Tj ET Q q 0 0 0 rg BT 242.83 402.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 276.70 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 291.15 402.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 324.48 402.25 Td (for ) Tj ET Q q 0 0 0 rg BT 338.37 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 352.81 402.25 Td (Equator ) Tj ET Q q 0 0 0 rg BT 386.70 402.25 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 422.24 402.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.25 402.25 Td ($0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.25 402.25 Td ( ) Tj ET Q q 0 0 0 rg BT 444.48 402.25 Td (and ) Tj ET Q q 0 0 0 rg BT 461.14 402.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 507.23 402.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.90 402.25 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 533.63 402.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 390.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 69.22 390.25 Td (in ) Tj ET Q q 0 0 0 rg BT 79.50 390.25 Td (other ) Tj ET Q q 0 0 0 rg BT 102.54 390.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 142.81 390.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 181.40 390.25 Td (for ) Tj ET Q q 0 0 0 rg BT 195.56 390.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.28 390.25 Td (year ) Tj ET Q q 0 0 0 rg BT 229.99 390.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 256.37 390.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 314.95 390.25 Td (2015.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 369.25 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 369.25 Td (20) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 369.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 369.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 369.25 Td (OTHER ) Tj ET Q q 0 0 0 rg BT 143.96 369.25 Td (INCOME ) Tj ET Q q 0 0 0 rg BT 188.68 369.25 Td (\(EXPENSE\), ) Tj ET Q q 0 0 0 rg BT 246.46 369.25 Td (NET) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 348.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.77 348.25 Td (income ) Tj ET Q q 0 0 0 rg BT 106.70 348.25 Td (\(expense\), ) Tj ET Q q 0 0 0 rg BT 150.57 348.25 Td (net ) Tj ET Q q 0 0 0 rg BT 165.29 348.25 Td (consists ) Tj ET Q q 0 0 0 rg BT 199.46 348.25 Td (of ) Tj ET Q q 0 0 0 rg BT 210.29 348.25 Td (the ) Tj ET Q q 0 0 0 rg BT 225.00 348.25 Td (following ) Tj ET Q q 0 0 0 rg BT 266.39 348.25 Td (for ) Tj ET Q q 0 0 0 rg BT 280.55 348.25 Td (the ) Tj ET Q q 0 0 0 rg BT 295.27 348.25 Td (years ) Tj ET Q q 0 0 0 rg BT 318.87 348.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.24 348.25 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.83 348.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 313.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 313.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 313.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 313.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 313.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 313.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 313.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 289.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 289.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 289.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 289.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 289.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 289.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 289.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 265.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 265.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 265.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 265.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 265.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 265.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 265.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 241.75 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 241.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 241.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 241.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 241.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 241.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 241.75 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 325.75 m 371 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 325.75 m 435 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 325.75 m 499 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 325.75 m 563 325.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 253.75 m 435 253.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 253.75 m 499 253.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 253.75 m 563 253.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 229.75 m 435 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 227.75 m 435 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 229.75 m 499 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 227.75 m 499 227.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 229.75 m 563 229.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 227.75 m 563 227.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 329.00 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.50 329.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.50 329.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 524.50 329.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 304.37 Td (Gain on early extinguishment of debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 304.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 304.37 Td (5,637) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 304.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 304.37 Td (5,464) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 304.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 304.37 Td (3,836) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 292.37 Td (Expenses related to the purchase of available for sale securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 292.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 292.37 Td (\(3,356) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.15 292.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 292.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 280.37 Td (Loss on HLSS equity securities and dividends received, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 280.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 280.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.30 280.37 Td (\(1,854) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.15 280.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 268.37 Td (Interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.15 268.37 Td (270) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.15 268.37 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 268.37 Td (133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 256.37 Td (Other) Tj ET Q q 0 0 0 rg BT 75.07 256.37 Td (, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 256.37 Td (2,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 256.37 Td (1,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 256.37 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 232.32 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 232.32 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 232.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 232.32 Td (7,922) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 232.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 232.32 Td (3,630) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 232.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 232.32 Td (2,191) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 205.25 Td (During ) Tj ET Q q 0 0 0 rg BT 79.46 205.25 Td (March ) Tj ET Q q 0 0 0 rg BT 107.20 205.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 131.33 205.25 Td (we ) Tj ET Q q 0 0 0 rg BT 144.63 205.25 Td (purchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.80 205.25 Td (1.6 ) Tj ET Q q 0 0 0 rg BT 200.93 205.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.83 205.25 Td ( ) Tj ET Q q 0 0 0 rg BT 231.46 205.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 258.09 205.25 Td (of ) Tj ET Q q 0 0 0 rg BT 268.05 205.25 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 294.14 205.25 Td (common ) Tj ET Q q 0 0 0 rg BT 330.77 205.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 353.51 205.25 Td (in ) Tj ET Q q 0 0 0 rg BT 362.92 205.25 Td (the ) Tj ET Q q 0 0 0 rg BT 376.78 205.25 Td (open ) Tj ET Q q 0 0 0 rg BT 397.85 205.25 Td (market ) Tj ET Q q 0 0 0 rg BT 427.25 205.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.54 205.25 Td ($30.0 ) Tj ET Q q 0 0 0 rg BT 464.68 205.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.57 205.25 Td (. ) Tj ET Q q 0 0 0 rg BT 497.70 205.25 Td ( ) Tj ET Q q 0 0 0 rg BT 499.22 205.25 Td (This ) Tj ET Q q 0 0 0 rg BT 518.63 205.25 Td (investment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 193.25 Td (was ) Tj ET Q q 0 0 0 rg BT 66.92 193.25 Td (classified ) Tj ET Q q 0 0 0 rg BT 106.56 193.25 Td (as ) Tj ET Q q 0 0 0 rg BT 116.76 193.25 Td (available ) Tj ET Q q 0 0 0 rg BT 154.72 193.25 Td (for ) Tj ET Q q 0 0 0 rg BT 168.25 193.25 Td (sale. ) Tj ET Q q 0 0 0 rg BT 188.17 193.25 Td ( ) Tj ET Q q 0 0 0 rg BT 190.04 193.25 Td (On ) Tj ET Q q 0 0 0 rg BT 203.72 193.25 Td (April ) Tj ET Q q 0 0 0 rg BT 226.70 193.25 Td (6, ) Tj ET Q q 0 0 0 rg BT 236.07 193.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 260.45 193.25 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 286.77 193.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 330.29 193.25 Td (the ) Tj ET Q q 0 0 0 rg BT 344.38 193.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 361.80 193.25 Td (of ) Tj ET Q q 0 0 0 rg BT 372.00 193.25 Td (substantially ) Tj ET Q q 0 0 0 rg BT 424.42 193.25 Td (all ) Tj ET Q q 0 0 0 rg BT 436.29 193.25 Td (of ) Tj ET Q q 0 0 0 rg BT 446.49 193.25 Td (its ) Tj ET Q q 0 0 0 rg BT 457.81 193.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 483.01 193.25 Td (to ) Tj ET Q q 0 0 0 rg BT 492.66 193.25 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 514.54 193.25 Td (and ) Tj ET Q q 0 0 0 rg BT 530.85 193.25 Td (adopted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 181.25 Td (a ) Tj ET Q q 0 0 0 rg BT 56.71 181.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 76.69 181.25 Td (of ) Tj ET Q q 0 0 0 rg BT 87.79 181.25 Td (complete ) Tj ET Q q 0 0 0 rg BT 127.21 181.25 Td (liquidation ) Tj ET Q q 0 0 0 rg BT 173.31 181.25 Td (and ) Tj ET Q q 0 0 0 rg BT 190.52 181.25 Td (dissolution. ) Tj ET Q q 0 0 0 rg BT 239.68 181.25 Td ( ) Tj ET Q q 0 0 0 rg BT 242.45 181.25 Td (During ) Tj ET Q q 0 0 0 rg BT 272.94 181.25 Td (April ) Tj ET Q q 0 0 0 rg BT 296.81 181.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 322.08 181.25 Td (we ) Tj ET Q q 0 0 0 rg BT 336.51 181.25 Td (received ) Tj ET Q q 0 0 0 rg BT 373.14 181.25 Td (liquidating ) Tj ET Q q 0 0 0 rg BT 419.24 181.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 460.90 181.25 Td (and ) Tj ET Q q 0 0 0 rg BT 478.10 181.25 Td (other ) Tj ET Q q 0 0 0 rg BT 501.42 181.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 543.07 181.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 169.25 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 76.09 169.25 Td (totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.78 169.25 Td ($20.4 ) Tj ET Q q 0 0 0 rg BT 133.42 169.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.31 169.25 Td ( ) Tj ET Q q 0 0 0 rg BT 164.45 169.25 Td (and ) Tj ET Q q 0 0 0 rg BT 181.02 169.25 Td (we ) Tj ET Q q 0 0 0 rg BT 194.82 169.25 Td (sold ) Tj ET Q q 0 0 0 rg BT 213.63 169.25 Td (all ) Tj ET Q q 0 0 0 rg BT 225.76 169.25 Td (of ) Tj ET Q q 0 0 0 rg BT 236.23 169.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.70 169.25 Td (1.6 ) Tj ET Q q 0 0 0 rg BT 266.33 169.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.23 169.25 Td ( ) Tj ET Q q 0 0 0 rg BT 297.36 169.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 324.49 169.25 Td (of ) Tj ET Q q 0 0 0 rg BT 334.96 169.25 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 361.55 169.25 Td (common ) Tj ET Q q 0 0 0 rg BT 398.68 169.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 421.93 169.25 Td (in ) Tj ET Q q 0 0 0 rg BT 431.85 169.25 Td (the ) Tj ET Q q 0 0 0 rg BT 446.20 169.25 Td (open ) Tj ET Q q 0 0 0 rg BT 467.78 169.25 Td (market ) Tj ET Q q 0 0 0 rg BT 497.68 169.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.48 169.25 Td ($7.7 ) Tj ET Q q 0 0 0 rg BT 531.11 169.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.00 169.25 Td (. ) Tj ET Q q 0 0 0 rg BT 565.00 169.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 157.25 Td (As ) Tj ET Q q 0 0 0 rg BT 63.52 157.25 Td (a ) Tj ET Q q 0 0 0 rg BT 70.86 157.25 Td (result ) Tj ET Q q 0 0 0 rg BT 95.97 157.25 Td (of ) Tj ET Q q 0 0 0 rg BT 107.21 157.25 Td (these ) Tj ET Q q 0 0 0 rg BT 130.65 157.25 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 183.82 157.25 Td (we ) Tj ET Q q 0 0 0 rg BT 198.38 157.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 245.15 157.25 Td (a ) Tj ET Q q 0 0 0 rg BT 252.49 157.25 Td (net ) Tj ET Q q 0 0 0 rg BT 267.61 157.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 286.07 157.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.30 157.25 Td ($1.9 ) Tj ET Q q 0 0 0 rg BT 317.70 157.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.59 157.25 Td ( ) Tj ET Q q 0 0 0 rg BT 349.50 157.25 Td (for ) Tj ET Q q 0 0 0 rg BT 364.06 157.25 Td (the ) Tj ET Q q 0 0 0 rg BT 379.18 157.25 Td (year ) Tj ET Q q 0 0 0 rg BT 399.29 157.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 426.06 157.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 485.05 157.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 507.95 157.25 Td (in ) Tj ET Q q 0 0 0 rg BT 518.63 157.25 Td (connection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 145.25 Td (with ) Tj ET Q q 0 0 0 rg BT 69.78 145.25 Td (our ) Tj ET Q q 0 0 0 rg BT 85.61 145.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 131.99 145.25 Td (in ) Tj ET Q q 0 0 0 rg BT 142.27 145.25 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 169.22 145.25 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.55 145.25 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.55 145.25 Td ( ) Tj ET Q q 0 0 0 rg BT 185.05 145.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 236.97 145.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 273.36 145.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.64 145.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.64 145.25 Td ( ) Tj ET Q q 0 0 0 rg BT 306.14 145.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.07 145.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.07 145.25 Td (\).) Tj ET Q endstream endobj 185 0 obj <>] /Rotate 0 /Contents 186 0 R>> endobj 186 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (92) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 731.25 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 731.25 Td (21) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 731.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 731.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 731.25 Td (INCOME ) Tj ET Q q 0 0 0 rg BT 149.88 731.25 Td (T) Tj ET Q q 0 0 0 rg BT 155.81 731.25 Td (AXES) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 710.25 Td (The ) Tj ET Q q 0 0 0 rg BT 69.15 710.25 Td (components ) Tj ET Q q 0 0 0 rg BT 121.58 710.25 Td (of ) Tj ET Q q 0 0 0 rg BT 134.02 710.25 Td (income ) Tj ET Q q 0 0 0 rg BT 167.56 710.25 Td (before ) Tj ET Q q 0 0 0 rg BT 197.21 710.25 Td (income ) Tj ET Q q 0 0 0 rg BT 230.75 710.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 255.40 710.25 Td (and ) Tj ET Q q 0 0 0 rg BT 273.94 710.25 Td (non-controlling ) Tj ET Q q 0 0 0 rg BT 340.26 710.25 Td (interests ) Tj ET Q q 0 0 0 rg BT 377.69 710.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 409.58 710.25 Td (of ) Tj ET Q q 0 0 0 rg BT 422.01 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 438.34 710.25 Td (following ) Tj ET Q q 0 0 0 rg BT 481.33 710.25 Td (for ) Tj ET Q q 0 0 0 rg BT 497.10 710.25 Td (the ) Tj ET Q q 0 0 0 rg BT 513.42 710.25 Td (years ) Tj ET Q q 0 0 0 rg BT 538.63 710.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 698.25 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.08 698.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 663.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 663.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 663.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 663.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 663.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 663.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 663.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 639.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 639.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 639.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 639.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 639.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 639.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 639.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 615.75 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 615.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 615.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 615.75 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 675.75 m 370 675.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 675.75 m 434 675.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 675.75 m 498 675.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 675.75 m 562 675.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 627.75 m 434 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 627.75 m 498 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 627.75 m 562 627.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 603.75 m 434 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 601.75 m 434 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 603.75 m 498 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 601.75 m 498 601.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 603.75 m 562 603.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 601.75 m 562 601.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 679.00 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 395.50 679.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 459.50 679.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 523.50 679.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 654.37 Td (Domestic - Luxembour) Tj ET Q q 0 0 0 rg BT 144.72 654.37 Td (g) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.50 654.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 654.37 Td (9,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.50 654.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 654.37 Td (8,489) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.50 654.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 654.37 Td (27,884) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 642.37 Td (Foreign - U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 642.37 Td (7,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 642.37 Td (16,655) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 642.37 Td (5,944) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 630.37 Td (Foreign - Non-U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 630.37 Td (18,285) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 630.37 Td (19,168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 630.37 Td (19,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 606.32 Td (T) Tj ET Q q 0 0 0 rg BT 56.91 606.32 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.50 606.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 606.32 Td (35,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.50 606.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 606.32 Td (44,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.50 606.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 606.32 Td (53,060) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 579.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 579.25 Td (income ) Tj ET Q q 0 0 0 rg BT 99.48 579.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 114.20 579.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 154.48 579.25 Td (consists ) Tj ET Q q 0 0 0 rg BT 188.65 579.25 Td (of ) Tj ET Q q 0 0 0 rg BT 199.48 579.25 Td (the ) Tj ET Q q 0 0 0 rg BT 214.19 579.25 Td (following ) Tj ET Q q 0 0 0 rg BT 255.58 579.25 Td (for ) Tj ET Q q 0 0 0 rg BT 269.74 579.25 Td (the ) Tj ET Q q 0 0 0 rg BT 284.46 579.25 Td (years ) Tj ET Q q 0 0 0 rg BT 308.05 579.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.43 579.25 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.02 579.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 544.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 544.75 4.00 -12.00 re f /GS0 gs 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0.9333333333333333 1 rg /GS0 gs 370.00 496.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 496.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 496.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 496.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 496.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 496.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 472.75 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 472.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 472.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 472.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 472.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 472.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 472.75 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 447.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 447.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 447.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 447.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 447.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 447.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 447.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 423.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 423.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 423.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 423.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 423.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 423.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 423.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 399.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 399.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 399.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 399.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 399.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 399.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 399.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 374.75 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.00 374.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.00 374.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 434.00 374.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 374.75 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 498.00 374.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.00 374.75 60.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 556.75 m 370 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 556.75 m 434 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 556.75 m 498 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 556.75 m 562 556.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 484.75 m 434 484.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 484.75 m 498 484.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 484.75 m 562 484.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 460.75 m 434 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 458.75 m 434 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 460.75 m 498 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 458.75 m 498 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 460.75 m 562 460.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 458.75 m 562 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 399.75 m 434 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 399.75 m 498 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 399.75 m 562 399.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 375.75 m 434 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 373.75 m 434 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 375.75 m 498 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 373.75 m 498 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 375.75 m 562 375.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 373.75 m 562 373.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 350.75 m 434 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374 348.75 m 434 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 350.75 m 498 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 348.75 m 498 348.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 350.75 m 562 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 502 348.75 m 562 348.75 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 560.00 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 395.50 560.83 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 459.50 560.83 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 523.50 560.83 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 535.37 Td (Current:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 523.37 Td (Domestic - Luxembour) Tj ET Q q 0 0 0 rg BT 150.72 523.37 Td (g) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.50 523.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 523.37 Td (737) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.50 523.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 523.37 Td (160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.50 523.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 523.37 Td (1,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 511.37 Td (Foreign - U.S. Federal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 511.37 Td (2,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 511.37 Td (9,556) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 511.37 Td (539) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 499.37 Td (Foreign - U.S. State) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.15 499.37 Td (364) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 499.37 Td (258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 499.37 Td (855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 487.37 Td (Foreign - Non-U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 487.37 Td (17,574) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 487.37 Td (5,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 487.37 Td (6,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.50 463.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.65 463.32 Td (21,080) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.50 463.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 463.32 Td (15,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.50 463.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 463.32 Td (9,586) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 450.37 Td (Deferred:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 438.37 Td (Domestic - Luxembour) Tj ET Q q 0 0 0 rg BT 150.72 438.37 Td (g) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.50 438.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.30 438.37 Td (\(295,318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 438.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.50 438.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 438.37 Td (432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.50 438.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 438.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 426.37 Td (Foreign - U.S. Federal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.80 426.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 420.13 426.37 Td (1) Tj ET Q q 0 0 0 rg BT 425.13 426.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 426.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 426.37 Td (\(3,065) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 426.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 426.37 Td (\(108) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 426.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 414.37 Td (Foreign - U.S. State) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.80 414.37 Td (\(210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 414.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.80 414.37 Td (\(100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 414.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 414.37 Td (\(526) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 414.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 402.37 Td (Foreign - Non-U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.30 402.37 Td (\(1,697) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 402.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 402.37 Td (136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 402.37 Td (\(692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 402.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.50 378.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.30 378.37 Td (\(297,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 378.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.50 378.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.30 378.37 Td (\(2,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 378.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.50 378.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 378.37 Td (\(1,326) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 378.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 353.32 Td (T) Tj ET Q q 0 0 0 rg BT 56.91 353.32 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.50 353.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.30 353.37 Td (\(276,256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 353.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.50 353.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 353.32 Td (12,935) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.50 353.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 353.32 Td (8,260) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 326.25 Td (In ) Tj ET Q q 0 0 0 rg BT 60.73 326.25 Td (June ) Tj ET Q q 0 0 0 rg BT 81.96 326.25 Td (2010, ) Tj ET Q q 0 0 0 rg BT 107.36 326.25 Td (the ) Tj ET Q q 0 0 0 rg BT 122.48 326.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 164.27 326.25 Td (received ) Tj ET Q q 0 0 0 rg BT 201.03 326.25 Td (a ) Tj ET Q q 0 0 0 rg BT 208.37 326.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 223.48 326.25 Td (ruling ) Tj ET Q q 0 0 0 rg BT 250.27 326.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 291.49 326.25 Td (the ) Tj ET Q q 0 0 0 rg BT 306.60 326.25 Td (treatment ) Tj ET Q q 0 0 0 rg BT 347.26 326.25 Td (of ) Tj ET Q q 0 0 0 rg BT 358.49 326.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 388.60 326.25 Td (intangibles ) Tj ET Q q 0 0 0 rg BT 435.38 326.25 Td (that ) Tj ET Q q 0 0 0 rg BT 453.27 326.25 Td (existed ) Tj ET Q q 0 0 0 rg BT 484.50 326.25 Td (for ) Tj ET Q q 0 0 0 rg BT 499.06 326.25 Td (determining ) Tj ET Q q 0 0 0 rg BT 550.28 326.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 314.25 Td (Company) Tj ET Q q 0 0 0 rg BT 91.17 314.25 Td (s ) Tj ET Q q 0 0 0 rg BT 97.29 314.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 128.39 314.25 Td (income, ) Tj ET Q q 0 0 0 rg BT 162.56 314.25 Td (which ) Tj ET Q q 0 0 0 rg BT 189.23 314.25 Td (was ) Tj ET Q q 0 0 0 rg BT 207.01 314.25 Td (scheduled ) Tj ET Q q 0 0 0 rg BT 249.23 314.25 Td (to ) Tj ET Q q 0 0 0 rg BT 259.24 314.25 Td (expire ) Tj ET Q q 0 0 0 rg BT 286.45 314.25 Td (in ) Tj ET Q q 0 0 0 rg BT 296.46 314.25 Td (2019 ) Tj ET Q q 0 0 0 rg BT 318.69 314.25 Td (unless ) Tj ET Q q 0 0 0 rg BT 345.93 314.25 Td (extended, ) Tj ET Q q 0 0 0 rg BT 386.75 314.25 Td (renewed ) Tj ET Q q 0 0 0 rg BT 422.85 314.25 Td (or ) Tj ET Q q 0 0 0 rg BT 433.41 314.25 Td (terminated ) Tj ET Q q 0 0 0 rg BT 478.40 314.25 Td (by ) Tj ET Q q 0 0 0 rg BT 490.63 314.25 Td (the ) Tj ET Q q 0 0 0 rg BT 505.08 314.25 Td (Company) Tj ET Q q 0 0 0 rg BT 543.32 314.25 Td (. ) Tj ET Q q 0 0 0 rg BT 548.05 314.25 Td ( ) Tj ET Q q 0 0 0 rg BT 550.28 314.25 Td (On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 302.25 Td (December27, ) Tj ET Q q 0 0 0 rg BT 107.06 302.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 131.04 302.25 Td (two ) Tj ET Q q 0 0 0 rg BT 147.51 302.25 Td (of ) Tj ET Q q 0 0 0 rg BT 157.32 302.25 Td (the ) Tj ET Q q 0 0 0 rg BT 171.01 302.25 Td (Company) Tj ET Q q 0 0 0 rg BT 212.68 302.25 Td (s ) Tj ET Q q 0 0 0 rg BT 218.04 302.25 Td (wholly-owned ) Tj ET Q q 0 0 0 rg BT 277.29 302.25 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 328.16 302.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 371.29 302.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 410.55 302.25 Td (S.r) Tj ET Q q 0 0 0 rg BT 428.33 302.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 437.58 302.25 Td (and ) Tj ET Q q 0 0 0 rg BT 453.17 302.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 496.30 302.25 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 534.45 302.25 Td (S.r) Tj ET Q q 0 0 0 rg BT 552.23 302.25 Td (.l., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 290.25 Td (mer) Tj ET Q q 0 0 0 rg BT 64.87 290.25 Td (ged, ) Tj ET Q q 0 0 0 rg BT 83.69 290.25 Td (with ) Tj ET Q q 0 0 0 rg BT 102.94 290.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 146.49 290.25 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 185.05 290.25 Td (S.r) Tj ET Q q 0 0 0 rg BT 202.82 290.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 212.49 290.25 Td (as ) Tj ET Q q 0 0 0 rg BT 222.71 290.25 Td (the ) Tj ET Q q 0 0 0 rg BT 236.82 290.25 Td (surviving ) Tj ET Q q 0 0 0 rg BT 276.48 290.25 Td (entity) Tj ET Q q 0 0 0 rg BT 298.61 290.25 Td (. ) Tj ET Q q 0 0 0 rg BT 303.00 290.25 Td ( ) Tj ET Q q 0 0 0 rg BT 304.47 290.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 348.01 290.25 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 386.57 290.25 Td (S. ) Tj ET Q q 0 0 0 rg BT 400.96 290.25 Td (r) Tj ET Q q 0 0 0 rg BT 403.74 290.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 413.40 290.25 Td (was ) Tj ET Q q 0 0 0 rg BT 430.84 290.25 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 484.95 290.25 Td (renamed ) Tj ET Q q 0 0 0 rg BT 520.84 290.25 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 278.25 Td (S.r) Tj ET Q q 0 0 0 rg BT 67.28 278.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 77.40 278.25 Td ( ) Tj ET Q q 0 0 0 rg BT 79.57 278.25 Td (The ) Tj ET Q q 0 0 0 rg BT 97.46 278.25 Td (mer) Tj ET Q q 0 0 0 rg BT 112.83 278.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 127.94 278.25 Td (is ) Tj ET Q q 0 0 0 rg BT 136.95 278.25 Td (part ) Tj ET Q q 0 0 0 rg BT 154.84 278.25 Td (of ) Tj ET Q q 0 0 0 rg BT 165.52 278.25 Td (a ) Tj ET Q q 0 0 0 rg BT 172.30 278.25 Td (lar) Tj ET Q q 0 0 0 rg BT 182.66 278.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 197.77 278.25 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 241.23 278.25 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 294.66 278.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 314.22 278.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 352.11 278.25 Td (to ) Tj ET Q q 0 0 0 rg BT 362.23 278.25 Td (simplify ) Tj ET Q q 0 0 0 rg BT 397.91 278.25 Td (the ) Tj ET Q q 0 0 0 rg BT 412.47 278.25 Td (Company) Tj ET Q q 0 0 0 rg BT 454.13 278.25 Td (s ) Tj ET Q q 0 0 0 rg BT 460.37 278.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 500.47 278.25 Td (structure, ) Tj ET Q q 0 0 0 rg BT 540.29 278.25 Td (allow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 266.25 Td (it ) Tj ET Q q 0 0 0 rg BT 57.77 266.25 Td (to ) Tj ET Q q 0 0 0 rg BT 68.26 266.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 100.39 266.25 Td (more ) Tj ET Q q 0 0 0 rg BT 123.65 266.25 Td (ef) Tj ET Q q 0 0 0 rg BT 131.24 266.25 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 167.27 266.25 Td (and ) Tj ET Q q 0 0 0 rg BT 184.42 266.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 213.78 266.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 273.70 266.25 Td (costs. ) Tj ET Q q 0 0 0 rg BT 298.91 266.25 Td ( ) Tj ET Q q 0 0 0 rg BT 301.62 266.25 Td (For ) Tj ET Q q 0 0 0 rg BT 318.22 266.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 364.70 266.25 Td (g ) Tj ET Q q 0 0 0 rg BT 372.41 266.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 387.34 266.25 Td (purposes, ) Tj ET Q q 0 0 0 rg BT 428.10 266.25 Td (the ) Tj ET Q q 0 0 0 rg BT 443.03 266.25 Td (mer) Tj ET Q q 0 0 0 rg BT 458.39 266.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 473.87 266.25 Td (was ) Tj ET Q q 0 0 0 rg BT 492.14 266.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 538.71 266.25 Td (at ) Tj ET Q q 0 0 0 rg BT 548.64 266.25 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 254.25 Td (value ) Tj ET Q q 0 0 0 rg BT 73.95 254.25 Td (and ) Tj ET Q q 0 0 0 rg BT 91.19 254.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 132.85 254.25 Td (a ) Tj ET Q q 0 0 0 rg BT 140.08 254.25 Td (net ) Tj ET Q q 0 0 0 rg BT 155.10 254.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 195.66 254.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 214.01 254.25 Td (\(NOL\) ) Tj ET Q q 0 0 0 rg BT 252.90 254.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.03 254.25 Td ($1.3 ) Tj ET Q q 0 0 0 rg BT 284.32 254.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.44 254.25 Td ( ) Tj ET Q q 0 0 0 rg BT 313.23 254.25 Td (and ) Tj ET Q q 0 0 0 rg BT 330.47 254.25 Td (a ) Tj ET Q q 0 0 0 rg BT 337.71 254.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 373.81 254.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 388.82 254.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 411.06 254.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.18 254.25 Td ($342.6 ) Tj ET Q q 0 0 0 rg BT 452.48 254.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.37 254.25 Td ( ) Tj ET Q q 0 0 0 rg BT 484.17 254.25 Td (as ) Tj ET Q q 0 0 0 rg BT 495.30 254.25 Td (of ) Tj ET Q q 0 0 0 rg BT 506.42 254.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 242.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 74.66 242.25 Td (before ) Tj ET Q q 0 0 0 rg BT 102.86 242.25 Td (a ) Tj ET Q q 0 0 0 rg BT 109.96 242.25 Td (valuation ) Tj ET Q q 0 0 0 rg BT 149.83 242.25 Td (allowance ) Tj ET Q q 0 0 0 rg BT 193.03 242.25 Td (\(see ) Tj ET Q q 0 0 0 rg BT 211.79 242.25 Td (below\). ) Tj ET Q q 0 0 0 rg BT 244.71 242.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.18 242.25 Td (The ) Tj ET Q q 0 0 0 rg BT 265.39 242.25 Td (NOL) Tj ET Q q 0 0 0 rg BT 285.57 242.25 Td ( ) Tj ET Q q 0 0 0 rg BT 288.23 242.25 Td (has ) Tj ET Q q 0 0 0 rg BT 304.22 242.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.32 242.25 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.32 242.25 Td ( ) Tj ET Q q 0 0 0 rg BT 323.99 242.25 Td (year ) Tj ET Q q 0 0 0 rg BT 343.85 242.25 Td (life. ) Tj ET Q q 0 0 0 rg BT 362.34 242.25 Td ( ) Tj ET Q q 0 0 0 rg BT 364.81 242.25 Td (This ) Tj ET Q q 0 0 0 rg BT 385.25 242.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 421.21 242.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 436.09 242.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 458.19 242.25 Td (was ) Tj ET Q q 0 0 0 rg BT 476.41 242.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 512.39 242.25 Td (of) Tj ET Q q 0 0 0 rg BT 520.54 242.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 537.64 242.25 Td (by ) Tj ET Q q 0 0 0 rg BT 550.30 242.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 230.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 79.37 230.25 Td (of ) Tj ET Q q 0 0 0 rg BT 90.36 230.25 Td (other ) Tj ET Q q 0 0 0 rg BT 113.57 230.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 148.44 230.25 Td (in ) Tj ET Q q 0 0 0 rg BT 158.88 230.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 179.32 230.25 Td (and ) Tj ET Q q 0 0 0 rg BT 196.42 230.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 242.89 230.25 Td (g ) Tj ET Q q 0 0 0 rg BT 250.55 230.25 Td (income ) Tj ET Q q 0 0 0 rg BT 282.65 230.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 297.52 230.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 319.06 230.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.05 230.25 Td ($6.3 ) Tj ET Q q 0 0 0 rg BT 350.21 230.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.10 230.25 Td ( ) Tj ET Q q 0 0 0 rg BT 381.76 230.25 Td (and ) Tj ET Q q 0 0 0 rg BT 398.86 230.25 Td (an ) Tj ET Q q 0 0 0 rg BT 410.96 230.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 446.37 230.25 Td (in ) Tj ET Q q 0 0 0 rg BT 456.81 230.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 486.67 230.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 518.21 230.25 Td (income ) Tj ET Q q 0 0 0 rg BT 550.30 230.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 218.25 Td (reserves ) Tj ET Q q 0 0 0 rg BT 84.10 218.25 Td (\(and ) Tj ET Q q 0 0 0 rg BT 103.71 218.25 Td (related ) Tj ET Q q 0 0 0 rg BT 132.75 218.25 Td (interest\) ) Tj ET Q q 0 0 0 rg BT 167.35 218.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.52 218.25 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 201.86 218.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.75 218.25 Td (. ) Tj ET Q q 0 0 0 rg BT 235.09 218.25 Td ( ) Tj ET Q q 0 0 0 rg BT 236.80 218.25 Td (The ) Tj ET Q q 0 0 0 rg BT 254.19 218.25 Td (Company) Tj ET Q q 0 0 0 rg BT 295.85 218.25 Td (s ) Tj ET Q q 0 0 0 rg BT 301.58 218.25 Td (June ) Tj ET Q q 0 0 0 rg BT 321.75 218.25 Td (2010 ) Tj ET Q q 0 0 0 rg BT 343.59 218.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 357.65 218.25 Td (ruling ) Tj ET Q q 0 0 0 rg BT 383.38 218.25 Td (was ) Tj ET Q q 0 0 0 rg BT 400.77 218.25 Td (terminated ) Tj ET Q q 0 0 0 rg BT 445.37 218.25 Td (in ) Tj ET Q q 0 0 0 rg BT 454.98 218.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 500.70 218.25 Td (with ) Tj ET Q q 0 0 0 rg BT 520.31 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 534.37 218.25 Td (mer) Tj ET Q q 0 0 0 rg BT 549.74 218.25 Td (ger ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 206.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 206.25 Td (the ) Tj ET Q q 0 0 0 rg BT 75.05 206.25 Td (Company) Tj ET Q q 0 0 0 rg BT 116.71 206.25 Td (s ) Tj ET Q q 0 0 0 rg BT 123.10 206.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 169.58 206.25 Td (g ) Tj ET Q q 0 0 0 rg BT 177.08 206.25 Td (subsidiaries.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 185.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 80.94 185.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 94.61 185.25 Td (computed ) Tj ET Q q 0 0 0 rg BT 135.50 185.25 Td (by ) Tj ET Q q 0 0 0 rg BT 146.95 185.25 Td (applying ) Tj ET Q q 0 0 0 rg BT 183.40 185.25 Td (the ) Tj ET Q q 0 0 0 rg BT 197.07 185.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 243.55 185.25 Td (g ) Tj ET Q q 0 0 0 rg BT 250.00 185.25 Td (statutory ) Tj ET Q q 0 0 0 rg BT 286.45 185.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 302.89 185.25 Td (dif) Tj ET Q q 0 0 0 rg BT 313.82 185.25 Td (fers ) Tj ET Q q 0 0 0 rg BT 330.26 185.25 Td (from ) Tj ET Q q 0 0 0 rg BT 351.15 185.25 Td (income ) Tj ET Q q 0 0 0 rg BT 382.04 185.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 395.71 185.25 Td (computed ) Tj ET Q q 0 0 0 rg BT 436.60 185.25 Td (at ) Tj ET Q q 0 0 0 rg BT 445.27 185.25 Td (the ) Tj ET Q q 0 0 0 rg BT 458.94 185.25 Td (ef) Tj ET Q q 0 0 0 rg BT 466.53 185.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 495.19 185.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 508.86 185.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 525.30 185.25 Td (primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 173.25 Td (from ) Tj ET Q q 0 0 0 rg BT 71.75 173.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 106.78 173.25 Td (in ) Tj ET Q q 0 0 0 rg BT 117.37 173.25 Td (the ) Tj ET Q q 0 0 0 rg BT 132.40 173.25 Td (mix ) Tj ET Q q 0 0 0 rg BT 150.77 173.25 Td (of ) Tj ET Q q 0 0 0 rg BT 161.92 173.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 193.60 173.25 Td (income ) Tj ET Q q 0 0 0 rg BT 225.85 173.25 Td (across ) Tj ET Q q 0 0 0 rg BT 253.66 173.25 Td (the ) Tj ET Q q 0 0 0 rg BT 268.69 173.25 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 320.95 173.25 Td (in ) Tj ET Q q 0 0 0 rg BT 331.54 173.25 Td (which ) Tj ET Q q 0 0 0 rg BT 358.79 173.25 Td (the ) Tj ET Q q 0 0 0 rg BT 373.83 173.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 415.53 173.25 Td (operates, ) Tj ET Q q 0 0 0 rg BT 454.16 173.25 Td (remeasurement ) Tj ET Q q 0 0 0 rg BT 518.05 173.25 Td (of ) Tj ET Q q 0 0 0 rg BT 529.20 173.25 Td (deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 161.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 71.99 161.25 Td (related ) Tj ET Q q 0 0 0 rg BT 101.13 161.25 Td (to ) Tj ET Q q 0 0 0 rg BT 110.85 161.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 125.01 161.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 141.93 161.25 Td (changes, ) Tj ET Q q 0 0 0 rg BT 178.58 161.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 226.06 161.25 Td (of ) Tj ET Q q 0 0 0 rg BT 236.34 161.25 Td (net ) Tj ET Q q 0 0 0 rg BT 250.49 161.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 290.20 161.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 316.03 161.25 Td (created ) Tj ET Q q 0 0 0 rg BT 346.83 161.25 Td (by ) Tj ET Q q 0 0 0 rg BT 358.77 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 372.93 161.25 Td (mer) Tj ET Q q 0 0 0 rg BT 388.30 161.25 Td (ger) Tj ET Q q 0 0 0 rg BT 400.67 161.25 Td (, ) Tj ET Q q 0 0 0 rg BT 405.11 161.25 Td (an ) Tj ET Q q 0 0 0 rg BT 416.49 161.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 451.18 161.25 Td (in ) Tj ET Q q 0 0 0 rg BT 460.90 161.25 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 516.70 161.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 530.86 161.25 Td (benefits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 149.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 149.25 Td (a ) Tj ET Q q 0 0 0 rg BT 73.38 149.25 Td (valuation ) Tj ET Q q 0 0 0 rg BT 113.09 149.25 Td (allowance ) Tj ET Q q 0 0 0 rg BT 156.12 149.25 Td (against ) Tj ET Q q 0 0 0 rg BT 186.95 149.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 222.75 149.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 237.47 149.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 263.30 149.25 Td (the ) Tj ET Q q 0 0 0 rg BT 278.02 149.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 319.40 149.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 354.67 149.25 Td (it ) Tj ET Q q 0 0 0 rg BT 362.72 149.25 Td (is ) Tj ET Q q 0 0 0 rg BT 371.89 149.25 Td (more ) Tj ET Q q 0 0 0 rg BT 394.94 149.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 420.21 149.25 Td (than ) Tj ET Q q 0 0 0 rg BT 439.93 149.25 Td (not ) Tj ET Q q 0 0 0 rg BT 455.21 149.25 Td (will ) Tj ET Q q 0 0 0 rg BT 473.26 149.25 Td (not ) Tj ET Q q 0 0 0 rg BT 488.54 149.25 Td (be ) Tj ET Q q 0 0 0 rg BT 500.48 149.25 Td (realized.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 128.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 128.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.08 128.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 97.00 128.25 Td (under ) Tj ET Q q 0 0 0 rg BT 122.27 128.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 136.99 128.25 Td (holidays ) Tj ET Q q 0 0 0 rg BT 173.37 128.25 Td (in ) Tj ET Q q 0 0 0 rg BT 183.65 128.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 213.35 128.25 Td (geographies ) Tj ET Q q 0 0 0 rg BT 264.17 128.25 Td (in ) Tj ET Q q 0 0 0 rg BT 274.45 128.25 Td (India, ) Tj ET Q q 0 0 0 rg BT 299.99 128.25 Td (the ) Tj ET Q q 0 0 0 rg BT 314.71 128.25 Td (Philippines ) Tj ET Q q 0 0 0 rg BT 362.21 128.25 Td (and ) Tj ET Q q 0 0 0 rg BT 379.15 128.25 Td (Uruguay) Tj ET Q q 0 0 0 rg BT 413.49 128.25 Td (. ) Tj ET Q q 0 0 0 rg BT 418.49 128.25 Td ( ) Tj ET Q q 0 0 0 rg BT 420.81 128.25 Td (The ) Tj ET Q q 0 0 0 rg BT 438.86 128.25 Td (India ) Tj ET Q q 0 0 0 rg BT 461.91 128.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 476.62 128.25 Td (holidays ) Tj ET Q q 0 0 0 rg BT 513.01 128.25 Td (are ) Tj ET Q q 0 0 0 rg BT 527.72 128.25 Td (ef) Tj ET Q q 0 0 0 rg BT 535.31 128.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 116.25 Td (through ) Tj ET Q q 0 0 0 rg BT 82.60 116.25 Td (2020, ) Tj ET Q q 0 0 0 rg BT 107.08 116.25 Td (and ) Tj ET Q q 0 0 0 rg BT 123.51 116.25 Td (may ) Tj ET Q q 0 0 0 rg BT 142.71 116.25 Td (be ) Tj ET Q q 0 0 0 rg BT 154.14 116.25 Td (extended ) Tj ET Q q 0 0 0 rg BT 192.22 116.25 Td (if ) Tj ET Q q 0 0 0 rg BT 200.32 116.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 229.50 116.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 271.48 116.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 325.67 116.25 Td (are ) Tj ET Q q 0 0 0 rg BT 339.87 116.25 Td (satisfied. ) Tj ET Q q 0 0 0 rg BT 377.68 116.25 Td ( ) Tj ET Q q 0 0 0 rg BT 379.52 116.25 Td (The ) Tj ET Q q 0 0 0 rg BT 397.06 116.25 Td (Philippines ) Tj ET Q q 0 0 0 rg BT 444.05 116.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 458.25 116.25 Td (holiday ) Tj ET Q q 0 0 0 rg BT 490.24 116.25 Td (has ) Tj ET Q q 0 0 0 rg BT 505.55 116.25 Td (been ) Tj ET Q q 0 0 0 rg BT 526.42 116.25 Td (extended) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 104.25 Td (through ) Tj ET Q q 0 0 0 rg BT 83.21 104.25 Td (June ) Tj ET Q q 0 0 0 rg BT 104.15 104.25 Td (2019. ) Tj ET Q q 0 0 0 rg BT 129.26 104.25 Td ( ) Tj ET Q q 0 0 0 rg BT 131.68 104.25 Td (W) Tj ET Q q 0 0 0 rg BT 140.31 104.25 Td (e ) Tj ET Q q 0 0 0 rg BT 147.36 104.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 179.39 104.25 Td (in ) Tj ET Q q 0 0 0 rg BT 189.77 104.25 Td (a ) Tj ET Q q 0 0 0 rg BT 196.82 104.25 Td (Uruguay ) Tj ET Q q 0 0 0 rg BT 234.42 104.25 Td (free ) Tj ET Q q 0 0 0 rg BT 252.56 104.25 Td (trade ) Tj ET Q q 0 0 0 rg BT 275.15 104.25 Td (zone ) Tj ET Q q 0 0 0 rg BT 296.63 104.25 Td (that ) Tj ET Q q 0 0 0 rg BT 314.24 104.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 351.28 104.25 Td (an ) Tj ET Q q 0 0 0 rg BT 363.33 104.25 Td (indefinite ) Tj ET Q q 0 0 0 rg BT 404.25 104.25 Td (future ) Tj ET Q q 0 0 0 rg BT 430.74 104.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 445.56 104.25 Td (benefit. ) Tj ET Q q 0 0 0 rg BT 478.43 104.25 Td ( ) Tj ET Q q 0 0 0 rg BT 480.85 104.25 Td (The ) Tj ET Q q 0 0 0 rg BT 499.00 104.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 513.82 104.25 Td (holidays ) Tj ET Q q 0 0 0 rg BT 550.32 104.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 92.25 Td (conditional ) Tj ET Q q 0 0 0 rg BT 96.69 92.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 118.90 92.25 Td (our ) Tj ET Q q 0 0 0 rg BT 134.43 92.25 Td (meeting ) Tj ET Q q 0 0 0 rg BT 168.85 92.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 198.26 92.25 Td (employment ) Tj ET Q q 0 0 0 rg BT 250.45 92.25 Td (and ) Tj ET Q q 0 0 0 rg BT 267.10 92.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 313.18 92.25 Td (thresholds. ) Tj ET Q q 0 0 0 rg BT 358.99 92.25 Td ( ) Tj ET Q q 0 0 0 rg BT 361.04 92.25 Td (The ) Tj ET Q q 0 0 0 rg BT 378.79 92.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 408.21 92.25 Td (of ) Tj ET Q q 0 0 0 rg BT 418.74 92.25 Td (these ) Tj ET Q q 0 0 0 rg BT 441.49 92.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 455.92 92.25 Td (holidays ) Tj ET Q q 0 0 0 rg BT 492.01 92.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 533.63 92.25 Td (foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 80.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 72.74 80.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.44 80.25 Td ($0.9 ) Tj ET Q q 0 0 0 rg BT 105.64 80.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.53 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 137.23 80.25 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.56 80.25 Td ($0.05) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 163.06 80.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 165.76 80.25 Td (per ) Tj ET Q q 0 0 0 rg BT 181.22 80.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 211.69 80.25 Td (share\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.32 80.25 Td ($0.9 ) Tj ET Q q 0 0 0 rg BT 261.52 80.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.41 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 293.11 80.25 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.44 80.25 Td ($0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.94 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 321.64 80.25 Td (per ) Tj ET Q q 0 0 0 rg BT 337.10 80.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 367.57 80.25 Td (share\) ) Tj ET Q q 0 0 0 rg BT 394.70 80.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.84 80.25 Td ($0.8 ) Tj ET Q q 0 0 0 rg BT 432.03 80.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.93 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 463.62 80.25 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.95 80.25 Td ($0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.45 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 492.15 80.25 Td (per ) Tj ET Q q 0 0 0 rg BT 507.62 80.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 538.09 80.25 Td (share\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 68.25 Td (for ) Tj ET Q q 0 0 0 rg BT 63.66 68.25 Td (the ) Tj ET Q q 0 0 0 rg BT 78.38 68.25 Td (years ) Tj ET Q q 0 0 0 rg BT 101.98 68.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.35 68.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 186.94 68.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.94 68.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.94 68.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.94 68.25 Td ( ) Tj ET Q q 0 0 0 rg BT 234.44 68.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.38 68.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.38 68.25 Td (, ) Tj ET Q q 0 0 0 rg BT 276.38 68.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 324.04 68.25 Td (.) Tj ET Q endstream endobj 187 0 obj <>] /Rotate 0 /Contents 188 0 R>> endobj 188 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (93) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 66.93 731.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.70 731.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 144.56 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 158.10 731.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 187.19 731.10 Td (income ) Tj ET Q q 0 0 0 rg BT 218.50 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 234.82 731.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 268.91 731.10 Td (items ) Tj ET Q q 0 0 0 rg BT 292.46 731.10 Td (dif) Tj ET Q q 0 0 0 rg BT 303.39 731.10 Td (ferently ) Tj ET Q q 0 0 0 rg BT 336.36 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 349.90 731.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 386.76 731.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 425.30 731.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 462.73 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 479.05 731.10 Td (income ) Tj ET Q q 0 0 0 rg BT 510.37 731.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 524.47 731.10 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 565.02 731.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 719.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.61 719.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 105.51 719.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 140.85 719.10 Td (income ) Tj ET Q q 0 0 0 rg BT 172.31 719.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 186.56 719.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 211.93 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 228.40 719.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 267.65 719.10 Td (for ) Tj ET Q q 0 0 0 rg BT 281.34 719.10 Td (these ) Tj ET Q q 0 0 0 rg BT 303.92 719.10 Td (dif) Tj ET Q q 0 0 0 rg BT 314.85 719.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 350.19 719.10 Td (between ) Tj ET Q q 0 0 0 rg BT 385.54 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 399.79 719.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 436.80 719.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 475.49 719.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 497.53 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 514.00 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 528.25 719.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 542.50 719.10 Td (basis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.14 707.10 Td (our ) Tj ET Q q 0 0 0 rg BT 77.78 707.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 104.41 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 122.16 707.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 162.69 707.10 Td (as ) Tj ET Q q 0 0 0 rg BT 174.32 707.10 Td (well ) Tj ET Q q 0 0 0 rg BT 194.85 707.10 Td (as ) Tj ET Q q 0 0 0 rg BT 206.49 707.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 245.33 707.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 280.29 707.10 Td (of ) Tj ET Q q 0 0 0 rg BT 291.93 707.10 Td (utilizing ) Tj ET Q q 0 0 0 rg BT 328.57 707.10 Td (net ) Tj ET Q q 0 0 0 rg BT 344.09 707.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 385.16 707.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 404.03 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 421.78 707.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 447.85 707.10 Td (carryforwards. ) Tj ET Q q 0 0 0 rg BT 509.74 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 512.81 707.10 Td (W) Tj ET Q q 0 0 0 rg BT 521.45 707.10 Td (e ) Tj ET Q q 0 0 0 rg BT 529.19 707.10 Td (measure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 85.81 695.10 Td (income ) Tj ET Q q 0 0 0 rg BT 118.26 695.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 133.48 695.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 159.82 695.10 Td (and ) Tj ET Q q 0 0 0 rg BT 177.27 695.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 217.50 695.10 Td (using ) Tj ET Q q 0 0 0 rg BT 242.18 695.10 Td (enacted ) Tj ET Q q 0 0 0 rg BT 275.72 695.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 290.94 695.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 312.83 695.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 351.37 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 362.16 695.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 387.39 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 398.17 695.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 430.05 695.10 Td (income ) Tj ET Q q 0 0 0 rg BT 462.50 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 473.28 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 488.51 695.10 Td (years ) Tj ET Q q 0 0 0 rg BT 512.62 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 523.41 695.10 Td (which ) Tj ET Q q 0 0 0 rg BT 550.85 695.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 78.09 683.10 Td (to ) Tj ET Q q 0 0 0 rg BT 88.37 683.10 Td (recover ) Tj ET Q q 0 0 0 rg BT 120.85 683.10 Td (or ) Tj ET Q q 0 0 0 rg BT 131.68 683.10 Td (settle ) Tj ET Q q 0 0 0 rg BT 155.28 683.10 Td (those ) Tj ET Q q 0 0 0 rg BT 178.89 683.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 222.48 683.10 Td (dif) Tj ET Q q 0 0 0 rg BT 233.41 683.10 Td (ferences.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (A) Tj ET Q q 0 0 0 rg BT 56.17 662.10 Td ( ) Tj ET Q q 0 0 0 rg BT 58.67 662.10 Td (summary ) Tj ET Q q 0 0 0 rg BT 98.39 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 109.22 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.93 662.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 138.65 662.10 Td (ef) Tj ET Q q 0 0 0 rg BT 146.24 662.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 167.62 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 178.45 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.16 662.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 236.76 662.10 Td (dif) Tj ET Q q 0 0 0 rg BT 247.68 662.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 283.49 662.10 Td (is ) Tj ET Q q 0 0 0 rg BT 292.66 662.10 Td (as ) Tj ET Q q 0 0 0 rg BT 303.49 662.10 Td (follows ) Tj ET Q q 0 0 0 rg BT 335.99 662.10 Td (for ) Tj ET Q q 0 0 0 rg BT 350.15 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.87 662.10 Td (years ) Tj ET Q q 0 0 0 rg BT 388.46 662.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.84 662.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.43 662.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 627.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 627.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 627.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 627.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 627.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 603.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 603.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 603.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 603.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 603.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 579.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 579.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 579.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 579.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 579.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 555.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 555.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 555.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 555.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 555.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 531.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 531.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 531.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 531.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 531.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 507.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 507.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 507.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 507.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 507.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 483.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 483.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 483.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 483.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 483.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 459.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 459.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 459.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 459.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 459.60 65.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 639.6 m 424 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 639.6 m 493 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 639.6 m 562 639.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 495.6 m 493 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 495.6 m 562 495.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 459.6 m 493 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 459.6 m 562 459.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 435.6 m 493 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 433.6 m 493 433.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 435.6 m 562 435.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 433.6 m 562 433.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 642.85 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 452.00 643.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 521.00 643.68 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 618.22 Td (Non-current deferred tax assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 606.22 Td (Net operating loss carryforwards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.50 606.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 606.22 Td (349,154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.50 606.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 606.22 Td (5,891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 594.22 Td (U.S. federal and state tax credits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 594.22 Td (407) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 594.22 Td (316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 582.22 Td (Other non-U.S. deferred tax assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 582.22 Td (5,724) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 582.22 Td (3,674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 570.22 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 570.22 Td (1,496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 570.22 Td (2,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 558.22 Td (Accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 558.22 Td (6,494) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 558.22 Td (1) Tj ET Q q 0 0 0 rg BT 535.65 558.22 Td (1,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 546.22 Td (Non-current deferred tax liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 534.22 Td (Intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 534.22 Td (\(8,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 534.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 534.22 Td (\(4,203) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 534.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 522.22 Td (Depreciation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 522.22 Td (\(3,318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 522.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 522.22 Td (\(6,964) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 522.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 510.22 Td (Other non-U.S. deferred tax liability) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 510.22 Td (\(1,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 510.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 510.22 Td (\(1,342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 510.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.50 498.22 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.80 498.22 Td (\(260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 498.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.80 498.22 Td (\(626) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 498.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 486.22 Td (349,990) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 486.22 Td (10,759) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 462.22 Td (V) Tj ET Q q 0 0 0 rg BT 58.17 462.22 Td (aluation allowance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.30 462.22 Td (\(46,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 462.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 462.22 Td (\(3,467) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 462.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 438.17 Td (Non-current deferred tax assets, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.50 438.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 438.17 Td (303,707) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.50 438.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 438.17 Td (7,292) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 411.10 Td (A) Tj ET Q q 0 0 0 rg BT 56.17 411.10 Td ( ) Tj ET Q q 0 0 0 rg BT 58.62 411.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 98.27 411.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 141.25 411.10 Td (is ) Tj ET Q q 0 0 0 rg BT 150.37 411.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 188.36 411.10 Td (when ) Tj ET Q q 0 0 0 rg BT 212.47 411.10 Td (it ) Tj ET Q q 0 0 0 rg BT 220.47 411.10 Td (is ) Tj ET Q q 0 0 0 rg BT 229.59 411.10 Td (deemed ) Tj ET Q q 0 0 0 rg BT 263.13 411.10 Td (more ) Tj ET Q q 0 0 0 rg BT 286.12 411.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 311.34 411.10 Td (than ) Tj ET Q q 0 0 0 rg BT 331.00 411.10 Td (not ) Tj ET Q q 0 0 0 rg BT 346.23 411.10 Td (that ) Tj ET Q q 0 0 0 rg BT 363.67 411.10 Td (some ) Tj ET Q q 0 0 0 rg BT 387.22 411.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 418.56 411.10 Td (or ) Tj ET Q q 0 0 0 rg BT 429.33 411.10 Td (all ) Tj ET Q q 0 0 0 rg BT 441.78 411.10 Td (of ) Tj ET Q q 0 0 0 rg BT 452.55 411.10 Td (a ) Tj ET Q q 0 0 0 rg BT 459.44 411.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 495.19 411.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 509.85 411.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 531.74 411.10 Td (will ) Tj ET Q q 0 0 0 rg BT 549.74 411.10 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 399.10 Td (be ) Tj ET Q q 0 0 0 rg BT 60.95 399.10 Td (realized. ) Tj ET Q q 0 0 0 rg BT 97.11 399.10 Td ( ) Tj ET Q q 0 0 0 rg BT 99.12 399.10 Td (In ) Tj ET Q q 0 0 0 rg BT 109.47 399.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 159.80 399.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 194.02 399.10 Td (a ) Tj ET Q q 0 0 0 rg BT 200.47 399.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 239.70 399.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 282.25 399.10 Td (is ) Tj ET Q q 0 0 0 rg BT 290.93 399.10 Td (needed, ) Tj ET Q q 0 0 0 rg BT 323.76 399.10 Td (the ) Tj ET Q q 0 0 0 rg BT 337.99 399.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 378.89 399.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 424.22 399.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 463.45 399.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.79 399.10 Td (future ) Tj ET Q q 0 0 0 rg BT 499.68 399.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 530.57 399.10 Td (income, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 387.10 Td (future ) Tj ET Q q 0 0 0 rg BT 76.01 387.10 Td (reversals ) Tj ET Q q 0 0 0 rg BT 114.17 387.10 Td (of ) Tj ET Q q 0 0 0 rg BT 125.13 387.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 168.85 387.10 Td (dif) Tj ET Q q 0 0 0 rg BT 179.78 387.10 Td (ferences, ) Tj ET Q q 0 0 0 rg BT 218.21 387.10 Td (the ) Tj ET Q q 0 0 0 rg BT 233.06 387.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 247.90 387.10 Td (character ) Tj ET Q q 0 0 0 rg BT 287.16 387.10 Td (of ) Tj ET Q q 0 0 0 rg BT 298.12 387.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 321.86 387.10 Td (and ) Tj ET Q q 0 0 0 rg BT 338.93 387.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 365.45 387.10 Td (and ) Tj ET Q q 0 0 0 rg BT 382.51 387.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.36 387.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 427.20 387.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.16 387.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 453.00 387.10 Td (planning ) Tj ET Q q 0 0 0 rg BT 490.63 387.10 Td (strategies ) Tj ET Q q 0 0 0 rg BT 531.02 387.10 Td (that ) Tj ET Q q 0 0 0 rg BT 548.64 387.10 Td (can ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 375.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.82 375.10 Td (implemented, ) Tj ET Q q 0 0 0 rg BT 119.40 375.10 Td (if ) Tj ET Q q 0 0 0 rg BT 128.39 375.10 Td (warranted. ) Tj ET Q q 0 0 0 rg BT 173.74 375.10 Td ( ) Tj ET Q q 0 0 0 rg BT 176.41 375.10 Td (The ) Tj ET Q q 0 0 0 rg BT 194.83 375.10 Td (net ) Tj ET Q q 0 0 0 rg BT 209.93 375.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 245.56 375.10 Td (in ) Tj ET Q q 0 0 0 rg BT 256.21 375.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 296.30 375.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 339.71 375.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.92 375.10 Td ($42.8 ) Tj ET Q q 0 0 0 rg BT 376.30 375.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.19 375.10 Td ( ) Tj ET Q q 0 0 0 rg BT 408.07 375.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.05 375.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.05 375.10 Td ( ) Tj ET Q q 0 0 0 rg BT 459.93 375.10 Td (is ) Tj ET Q q 0 0 0 rg BT 469.48 375.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 509.57 375.10 Td (related ) Tj ET Q q 0 0 0 rg BT 539.65 375.10 Td (to ) Tj ET Q q 0 0 0 rg BT 550.30 375.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 363.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 80.89 363.10 Td (of ) Tj ET Q q 0 0 0 rg BT 91.72 363.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.43 363.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 152.91 363.10 Td (g ) Tj ET Q q 0 0 0 rg BT 160.41 363.10 Td (NOL) Tj ET Q q 0 0 0 rg BT 180.59 363.10 Td ( ) Tj ET Q q 0 0 0 rg BT 183.09 363.10 Td (that ) Tj ET Q q 0 0 0 rg BT 200.58 363.10 Td (we ) Tj ET Q q 0 0 0 rg BT 214.74 363.10 Td (project ) Tj ET Q q 0 0 0 rg BT 245.01 363.10 Td (will ) Tj ET Q q 0 0 0 rg BT 263.06 363.10 Td (not ) Tj ET Q q 0 0 0 rg BT 278.34 363.10 Td (be ) Tj ET Q q 0 0 0 rg BT 290.28 363.10 Td (utilized ) Tj ET Q q 0 0 0 rg BT 322.77 363.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 344.71 363.10 Td (to ) Tj ET Q q 0 0 0 rg BT 354.99 363.10 Td (expiration.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 342.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 342.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.13 342.10 Td (have ) Tj ET Q q 0 0 0 rg BT 86.56 342.10 Td (not ) Tj ET Q q 0 0 0 rg BT 101.90 342.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 148.31 342.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 194.79 342.10 Td (g ) Tj ET Q q 0 0 0 rg BT 202.34 342.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 238.21 342.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 261.31 342.10 Td (on ) Tj ET Q q 0 0 0 rg BT 273.86 342.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 320.85 342.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 357.28 342.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.16 342.10 Td (non-Luxembour) Tj ET Q q 0 0 0 rg BT 432.97 342.10 Td (g ) Tj ET Q q 0 0 0 rg BT 440.52 342.10 Td (af) Tj ET Q q 0 0 0 rg BT 448.11 342.10 Td (filiates ) Tj ET Q q 0 0 0 rg BT 477.88 342.10 Td (as ) Tj ET Q q 0 0 0 rg BT 488.76 342.10 Td (we ) Tj ET Q q 0 0 0 rg BT 502.98 342.10 Td (have ) Tj ET Q q 0 0 0 rg BT 524.41 342.10 Td (chosen ) Tj ET Q q 0 0 0 rg BT 554.73 342.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 330.10 Td (indefinitely ) Tj ET Q q 0 0 0 rg BT 98.08 330.10 Td (reinvest ) Tj ET Q q 0 0 0 rg BT 132.22 330.10 Td (these ) Tj ET Q q 0 0 0 rg BT 155.25 330.10 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 194.11 330.10 Td ( ) Tj ET Q q 0 0 0 rg BT 196.41 330.10 Td (The ) Tj ET Q q 0 0 0 rg BT 214.44 330.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 250.80 330.10 Td (reinvested ) Tj ET Q q 0 0 0 rg BT 294.38 330.10 Td (as ) Tj ET Q q 0 0 0 rg BT 305.19 330.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.01 330.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 374.57 330.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.57 330.10 Td ( ) Tj ET Q q 0 0 0 rg BT 397.06 330.10 Td (were ) Tj ET Q q 0 0 0 rg BT 418.97 330.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.21 330.10 Td ($74.2 ) Tj ET Q q 0 0 0 rg BT 504.19 330.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.08 330.10 Td (, ) Tj ET Q q 0 0 0 rg BT 538.07 330.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 318.10 Td (if ) Tj ET Q q 0 0 0 rg BT 58.11 318.10 Td (distributed ) Tj ET Q q 0 0 0 rg BT 103.38 318.10 Td (would ) Tj ET Q q 0 0 0 rg BT 130.88 318.10 Td (result ) Tj ET Q q 0 0 0 rg BT 155.60 318.10 Td (in ) Tj ET Q q 0 0 0 rg BT 165.88 318.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 208.37 318.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 223.08 318.10 Td (due ) Tj ET Q q 0 0 0 rg BT 240.02 318.10 Td (totaling ) Tj ET Q q 0 0 0 rg BT 273.07 318.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.33 318.10 Td ($13.5 ) Tj ET Q q 0 0 0 rg BT 358.33 318.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.22 318.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 297.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.26 297.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 108.35 297.10 Td (had ) Tj ET Q q 0 0 0 rg BT 125.00 297.10 Td (a ) Tj ET Q q 0 0 0 rg BT 131.64 297.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 167.16 297.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 181.58 297.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 203.23 297.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.77 297.10 Td ($349.2 ) Tj ET Q q 0 0 0 rg BT 243.48 297.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.37 297.10 Td ( ) Tj ET Q q 0 0 0 rg BT 274.58 297.10 Td (as ) Tj ET Q q 0 0 0 rg BT 285.12 297.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.66 297.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 353.95 297.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.95 297.10 Td ( ) Tj ET Q q 0 0 0 rg BT 376.16 297.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 408.91 297.10 Td (to ) Tj ET Q q 0 0 0 rg BT 418.89 297.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 465.37 297.10 Td (g, ) Tj ET Q q 0 0 0 rg BT 475.08 297.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 495.07 297.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 527.53 297.10 Td (state ) Tj ET Q q 0 0 0 rg BT 548.06 297.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 285.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 81.07 285.10 Td (net ) Tj ET Q q 0 0 0 rg BT 95.98 285.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 136.44 285.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 163.03 285.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 205.14 285.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.62 285.10 Td ($5.9 ) Tj ET Q q 0 0 0 rg BT 235.81 285.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.70 285.10 Td ( ) Tj ET Q q 0 0 0 rg BT 267.40 285.10 Td (as ) Tj ET Q q 0 0 0 rg BT 278.42 285.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.45 285.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 348.22 285.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.22 285.10 Td (. ) Tj ET Q q 0 0 0 rg BT 373.42 285.10 Td ( ) Tj ET Q q 0 0 0 rg BT 376.11 285.10 Td (Of ) Tj ET Q q 0 0 0 rg BT 389.36 285.10 Td (this ) Tj ET Q q 0 0 0 rg BT 406.50 285.10 Td (amount, ) Tj ET Q q 0 0 0 rg BT 441.69 285.10 Td (a ) Tj ET Q q 0 0 0 rg BT 448.82 285.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 488.73 285.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 531.96 285.10 Td (totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 273.10 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 68.74 273.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.63 273.10 Td ( ) Tj ET Q q 0 0 0 rg BT 99.37 273.10 Td (as ) Tj ET Q q 0 0 0 rg BT 109.44 273.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.51 273.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 177.34 273.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.34 273.10 Td ( ) Tj ET Q q 0 0 0 rg BT 199.08 273.10 Td (related ) Tj ET Q q 0 0 0 rg BT 228.02 273.10 Td (to ) Tj ET Q q 0 0 0 rg BT 237.54 273.10 Td (state ) Tj ET Q q 0 0 0 rg BT 257.61 273.10 Td (net ) Tj ET Q q 0 0 0 rg BT 271.57 273.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 311.07 273.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 336.70 273.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 366.77 273.10 Td (to ) Tj ET Q q 0 0 0 rg BT 376.29 273.10 Td (a ) Tj ET Q q 0 0 0 rg BT 382.47 273.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 421.42 273.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 463.69 273.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 504.86 273.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.38 273.10 Td ($1.4 ) Tj ET Q q 0 0 0 rg BT 533.62 273.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 261.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.23 261.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.95 261.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 132.43 261.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.43 261.10 Td (, ) Tj ET Q q 0 0 0 rg BT 158.32 261.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.16 261.10 Td ($44.4 ) Tj ET Q q 0 0 0 rg BT 202.05 261.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.94 261.10 Td ( ) Tj ET Q q 0 0 0 rg BT 234.34 261.10 Td (as ) Tj ET Q q 0 0 0 rg BT 246.06 261.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.79 261.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 317.27 261.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.27 261.10 Td ( ) Tj ET Q q 0 0 0 rg BT 340.66 261.10 Td (related ) Tj ET Q q 0 0 0 rg BT 371.26 261.10 Td (to ) Tj ET Q q 0 0 0 rg BT 382.43 261.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 428.91 261.10 Td (g ) Tj ET Q q 0 0 0 rg BT 437.30 261.10 Td (net ) Tj ET Q q 0 0 0 rg BT 452.92 261.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 494.07 261.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 521.36 261.10 Td (have ) Tj ET Q q 0 0 0 rg BT 543.63 261.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 249.10 Td (established ) Tj ET Q q 0 0 0 rg BT 96.30 249.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 138.09 249.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.24 249.10 Td ($2.2 ) Tj ET Q q 0 0 0 rg BT 168.11 249.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.00 249.10 Td ( ) Tj ET Q q 0 0 0 rg BT 199.37 249.10 Td (as ) Tj ET Q q 0 0 0 rg BT 210.07 249.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.76 249.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 279.22 249.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.22 249.10 Td (. ) Tj ET Q q 0 0 0 rg BT 304.08 249.10 Td ( ) Tj ET Q q 0 0 0 rg BT 306.28 249.10 Td (The ) Tj ET Q q 0 0 0 rg BT 324.20 249.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 347.68 249.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 380.04 249.10 Td (of ) Tj ET Q q 0 0 0 rg BT 390.74 249.10 Td (net ) Tj ET Q q 0 0 0 rg BT 405.33 249.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 445.46 249.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 471.72 249.10 Td (available ) Tj ET Q q 0 0 0 rg BT 510.17 249.10 Td (for ) Tj ET Q q 0 0 0 rg BT 524.20 249.10 Td (carryover ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 237.10 Td (to ) Tj ET Q q 0 0 0 rg BT 61.17 237.10 Td (future ) Tj ET Q q 0 0 0 rg BT 88.94 237.10 Td (years ) Tj ET Q q 0 0 0 rg BT 113.93 237.10 Td (is ) Tj ET Q q 0 0 0 rg BT 124.49 237.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.14 237.10 Td ($1,339.6 ) Tj ET Q q 0 0 0 rg BT 225.04 237.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.93 237.10 Td ( ) Tj ET Q q 0 0 0 rg BT 257.82 237.10 Td (as ) Tj ET Q q 0 0 0 rg BT 270.04 237.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.26 237.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 342.24 237.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.24 237.10 Td ( ) Tj ET Q q 0 0 0 rg BT 366.13 237.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 409.45 237.10 Td (to ) Tj ET Q q 0 0 0 rg BT 421.12 237.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.77 237.10 Td ($17.3 ) Tj ET Q q 0 0 0 rg BT 509.16 237.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.05 237.10 Td ( ) Tj ET Q q 0 0 0 rg BT 541.94 237.10 Td (as ) Tj ET Q q 0 0 0 rg BT 554.17 237.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 225.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.21 225.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.21 225.10 Td (. ) Tj ET Q q 0 0 0 rg BT 133.34 225.10 Td ( ) Tj ET Q q 0 0 0 rg BT 135.77 225.10 Td (These ) Tj ET Q q 0 0 0 rg BT 162.27 225.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 188.79 225.10 Td (are ) Tj ET Q q 0 0 0 rg BT 203.63 225.10 Td (scheduled ) Tj ET Q q 0 0 0 rg BT 246.24 225.10 Td (to ) Tj ET Q q 0 0 0 rg BT 256.64 225.10 Td (expire ) Tj ET Q q 0 0 0 rg BT 284.25 225.10 Td (between ) Tj ET Q q 0 0 0 rg BT 320.19 225.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.04 225.10 Td (years ) Tj ET Q q 0 0 0 rg BT 358.76 225.10 Td (2023 ) Tj ET Q q 0 0 0 rg BT 381.39 225.10 Td (and ) Tj ET Q q 0 0 0 rg BT 398.45 225.10 Td (2037. ) Tj ET Q q 0 0 0 rg BT 423.58 225.10 Td ( ) Tj ET Q q 0 0 0 rg BT 426.20 225.10 Td (Of ) Tj ET Q q 0 0 0 rg BT 439.38 225.10 Td (this ) Tj ET Q q 0 0 0 rg BT 456.46 225.10 Td (amount, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.58 225.10 Td ($8.9 ) Tj ET Q q 0 0 0 rg BT 511.70 225.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.59 225.10 Td ( ) Tj ET Q q 0 0 0 rg BT 543.22 225.10 Td (as ) Tj ET Q q 0 0 0 rg BT 554.18 225.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 213.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.43 213.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.43 213.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.28 213.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 173.56 213.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.18 213.10 Td ($10.1 ) Tj ET Q q 0 0 0 rg BT 209.53 213.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.42 213.10 Td ( ) Tj ET Q q 0 0 0 rg BT 241.27 213.10 Td (as ) Tj ET Q q 0 0 0 rg BT 252.45 213.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.63 213.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 322.56 213.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.56 213.10 Td ( ) Tj ET Q q 0 0 0 rg BT 345.41 213.10 Td (relates ) Tj ET Q q 0 0 0 rg BT 374.36 213.10 Td (to ) Tj ET Q q 0 0 0 rg BT 384.98 213.10 Td (Nationwide ) Tj ET Q q 0 0 0 rg BT 434.49 213.10 Td (Credit, ) Tj ET Q q 0 0 0 rg BT 464.83 213.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 482.95 213.10 Td (\(NCI\) ) Tj ET Q q 0 0 0 rg BT 518.56 213.10 Td (for ) Tj ET Q q 0 0 0 rg BT 533.07 213.10 Td (periods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 201.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 71.15 201.10 Td (to ) Tj ET Q q 0 0 0 rg BT 81.14 201.10 Td (our ) Tj ET Q q 0 0 0 rg BT 96.68 201.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 142.78 201.10 Td (of ) Tj ET Q q 0 0 0 rg BT 153.32 201.10 Td (NCI ) Tj ET Q q 0 0 0 rg BT 172.75 201.10 Td (and ) Tj ET Q q 0 0 0 rg BT 189.40 201.10 Td (is ) Tj ET Q q 0 0 0 rg BT 198.28 201.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 228.82 201.10 Td (to ) Tj ET Q q 0 0 0 rg BT 238.81 201.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 271.02 201.10 Td (382 ) Tj ET Q q 0 0 0 rg BT 288.23 201.10 Td (of ) Tj ET Q q 0 0 0 rg BT 298.77 201.10 Td (the ) Tj ET Q q 0 0 0 rg BT 313.20 201.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 346.51 201.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 383.70 201.10 Td (Code ) Tj ET Q q 0 0 0 rg BT 407.02 201.10 Td (which ) Tj ET Q q 0 0 0 rg BT 433.67 201.10 Td (limits ) Tj ET Q q 0 0 0 rg BT 458.67 201.10 Td (their ) Tj ET Q q 0 0 0 rg BT 479.21 201.10 Td (use ) Tj ET Q q 0 0 0 rg BT 494.75 201.10 Td (to ) Tj ET Q q 0 0 0 rg BT 504.74 201.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 189.10 Td ($1.3 ) Tj ET Q q 0 0 0 rg BT 69.50 189.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.39 189.10 Td ( ) Tj ET Q q 0 0 0 rg BT 100.89 189.10 Td (per ) Tj ET Q q 0 0 0 rg BT 116.16 189.10 Td (year) Tj ET Q q 0 0 0 rg BT 132.82 189.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 168.10 Td (On ) Tj ET Q q 0 0 0 rg BT 64.30 168.10 Td (December22, ) Tj ET Q q 0 0 0 rg BT 122.96 168.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 148.04 168.10 Td (the ) Tj ET Q q 0 0 0 rg BT 162.84 168.10 Td (Jobs ) Tj ET Q q 0 0 0 rg BT 182.63 168.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 199.65 168.10 Td (was ) Tj ET Q q 0 0 0 rg BT 217.78 168.10 Td (enacted, ) Tj ET Q q 0 0 0 rg BT 253.40 168.10 Td (which ) Tj ET Q q 0 0 0 rg BT 280.41 168.10 Td (reforms ) Tj ET Q q 0 0 0 rg BT 314.09 168.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 354.43 168.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 369.22 168.10 Td (legislation ) Tj ET Q q 0 0 0 rg BT 413.46 168.10 Td (in ) Tj ET Q q 0 0 0 rg BT 423.82 168.10 Td (the ) Tj ET Q q 0 0 0 rg BT 438.62 168.10 Td (United ) Tj ET Q q 0 0 0 rg BT 468.41 168.10 Td (States ) Tj ET Q q 0 0 0 rg BT 494.88 168.10 Td (and ) Tj ET Q q 0 0 0 rg BT 511.90 168.10 Td (related ) Tj ET Q q 0 0 0 rg BT 541.68 168.10 Td (laws. ) Tj ET Q q 0 0 0 rg BT 565.01 168.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 156.10 Td (One ) Tj ET Q q 0 0 0 rg BT 68.35 156.10 Td (of ) Tj ET Q q 0 0 0 rg BT 78.86 156.10 Td (the ) Tj ET Q q 0 0 0 rg BT 93.27 156.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 137.12 156.10 Td (of ) Tj ET Q q 0 0 0 rg BT 147.64 156.10 Td (the ) Tj ET Q q 0 0 0 rg BT 162.04 156.10 Td (new ) Tj ET Q q 0 0 0 rg BT 180.89 156.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 195.29 156.10 Td (law ) Tj ET Q q 0 0 0 rg BT 211.92 156.10 Td (reduces ) Tj ET Q q 0 0 0 rg BT 244.64 156.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.04 156.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 279.01 156.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 308.96 156.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 348.90 156.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 363.30 156.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 380.47 156.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.10 156.10 Td (35%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.43 156.10 Td ( ) Tj ET Q q 0 0 0 rg BT 422.61 156.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.58 156.10 Td (21%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.91 156.10 Td (. ) Tj ET Q q 0 0 0 rg BT 455.59 156.10 Td ( ) Tj ET Q q 0 0 0 rg BT 457.62 156.10 Td (The ) Tj ET Q q 0 0 0 rg BT 475.36 156.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 516.43 156.10 Td (remeasured ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 144.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.13 144.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 114.87 144.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 129.52 144.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 155.28 144.10 Td (and ) Tj ET Q q 0 0 0 rg BT 172.15 144.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 211.80 144.10 Td (based ) Tj ET Q q 0 0 0 rg BT 237.00 144.10 Td (on ) Tj ET Q q 0 0 0 rg BT 249.43 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 264.08 144.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 285.39 144.10 Td (at ) Tj ET Q q 0 0 0 rg BT 295.04 144.10 Td (which ) Tj ET Q q 0 0 0 rg BT 321.91 144.10 Td (they ) Tj ET Q q 0 0 0 rg BT 341.56 144.10 Td (are ) Tj ET Q q 0 0 0 rg BT 356.19 144.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 394.16 144.10 Td (to ) Tj ET Q q 0 0 0 rg BT 404.37 144.10 Td (reverse ) Tj ET Q q 0 0 0 rg BT 435.67 144.10 Td (in ) Tj ET Q q 0 0 0 rg BT 445.88 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.53 144.10 Td (future, ) Tj ET Q q 0 0 0 rg BT 489.33 144.10 Td (which ) Tj ET Q q 0 0 0 rg BT 516.20 144.10 Td (is ) Tj ET Q q 0 0 0 rg BT 525.31 144.10 Td (generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 132.10 Td (21%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.83 132.10 Td (. ) Tj ET Q q 0 0 0 rg BT 72.60 132.10 Td ( ) Tj ET Q q 0 0 0 rg BT 74.71 132.10 Td (The ) Tj ET Q q 0 0 0 rg BT 92.53 132.10 Td (provisional ) Tj ET Q q 0 0 0 rg BT 139.80 132.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 172.06 132.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 209.31 132.10 Td (related ) Tj ET Q q 0 0 0 rg BT 238.78 132.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.83 132.10 Td (the ) Tj ET Q q 0 0 0 rg BT 263.32 132.10 Td (remeasurement ) Tj ET Q q 0 0 0 rg BT 326.67 132.10 Td (of ) Tj ET Q q 0 0 0 rg BT 337.28 132.10 Td (our ) Tj ET Q q 0 0 0 rg BT 352.88 132.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 388.46 132.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 402.94 132.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 435.75 132.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.57 132.10 Td ($2.9 ) Tj ET Q q 0 0 0 rg BT 473.34 132.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.24 132.10 Td (. ) Tj ET Q q 0 0 0 rg BT 507.01 132.10 Td ( ) Tj ET Q q 0 0 0 rg BT 509.28 132.10 Td (However) Tj ET Q q 0 0 0 rg BT 545.53 132.10 Td (, ) Tj ET Q q 0 0 0 rg BT 550.30 132.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 120.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 92.59 120.10 Td (is ) Tj ET Q q 0 0 0 rg BT 103.46 120.10 Td (still ) Tj ET Q q 0 0 0 rg BT 122.67 120.10 Td (analyzing ) Tj ET Q q 0 0 0 rg BT 165.74 120.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 197.14 120.10 Td (aspects ) Tj ET Q q 0 0 0 rg BT 230.22 120.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.75 120.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.17 120.10 Td (Jobs ) Tj ET Q q 0 0 0 rg BT 280.23 120.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 298.87 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 317.51 120.10 Td (refining ) Tj ET Q q 0 0 0 rg BT 353.37 120.10 Td (its ) Tj ET Q q 0 0 0 rg BT 367.02 120.10 Td (calculations, ) Tj ET Q q 0 0 0 rg BT 421.48 120.10 Td (which ) Tj ET Q q 0 0 0 rg BT 450.12 120.10 Td (could ) Tj ET Q q 0 0 0 rg BT 476.54 120.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 523.51 120.10 Td (af) Tj ET Q q 0 0 0 rg BT 531.09 120.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 550.28 120.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 108.10 Td (measurement ) Tj ET Q q 0 0 0 rg BT 106.35 108.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.22 108.10 Td (these ) Tj ET Q q 0 0 0 rg BT 142.30 108.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 180.26 108.10 Td (or ) Tj ET Q q 0 0 0 rg BT 192.13 108.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 238.44 108.10 Td (result ) Tj ET Q q 0 0 0 rg BT 264.19 108.10 Td (in ) Tj ET Q q 0 0 0 rg BT 275.51 108.10 Td (new ) Tj ET Q q 0 0 0 rg BT 295.70 108.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 332.55 108.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 348.30 108.10 Td (amounts. ) Tj ET Q q 0 0 0 rg BT 388.23 108.10 Td ( ) Tj ET Q q 0 0 0 rg BT 390.98 108.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 411.74 108.10 Td (change ) Tj ET Q q 0 0 0 rg BT 443.59 108.10 Td (in ) Tj ET Q q 0 0 0 rg BT 454.91 108.10 Td (the ) Tj ET Q q 0 0 0 rg BT 470.67 108.10 Td (Company) Tj ET Q q 0 0 0 rg BT 512.33 108.10 Td (s ) Tj ET Q q 0 0 0 rg BT 519.76 108.10 Td (reasonable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 96.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 89.61 96.10 Td (of ) Tj ET Q q 0 0 0 rg BT 100.84 96.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.96 96.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 146.07 96.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.30 96.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.42 96.10 Td (Jobs ) Tj ET Q q 0 0 0 rg BT 192.46 96.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 209.80 96.10 Td (will ) Tj ET Q q 0 0 0 rg BT 228.26 96.10 Td (be ) Tj ET Q q 0 0 0 rg BT 240.60 96.10 Td (included ) Tj ET Q q 0 0 0 rg BT 277.93 96.10 Td (in ) Tj ET Q q 0 0 0 rg BT 288.61 96.10 Td (the ) Tj ET Q q 0 0 0 rg BT 303.73 96.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 343.28 96.10 Td (period ) Tj ET Q q 0 0 0 rg BT 371.73 96.10 Td (in ) Tj ET Q q 0 0 0 rg BT 382.41 96.10 Td (which ) Tj ET Q q 0 0 0 rg BT 409.75 96.10 Td (the ) Tj ET Q q 0 0 0 rg BT 424.87 96.10 Td (change ) Tj ET Q q 0 0 0 rg BT 456.08 96.10 Td (is ) Tj ET Q q 0 0 0 rg BT 465.65 96.10 Td (identified ) Tj ET Q q 0 0 0 rg BT 506.87 96.10 Td (in ) Tj ET Q q 0 0 0 rg BT 517.55 96.10 Td (accordance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 84.10 Td (with ) Tj ET Q q 0 0 0 rg BT 69.78 84.10 Td (SAB ) Tj ET Q q 0 0 0 rg BT 91.55 84.10 Td (T) Tj ET Q q 0 0 0 rg BT 96.96 84.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 116.68 84.10 Td (5 ) Tj ET Q q 0 0 0 rg BT 124.18 84.10 Td (EE. 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341.12 495.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 383.81 495.10 Td (for ) Tj ET Q q 0 0 0 rg BT 397.61 495.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 444.74 495.10 Td (in ) Tj ET Q q 0 0 0 rg BT 454.66 495.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 469.02 495.10 Td (positions. ) Tj ET Q q 0 0 0 rg BT 509.78 495.10 Td ( ) Tj ET Q q 0 0 0 rg BT 511.77 495.10 Td (W) Tj ET Q q 0 0 0 rg BT 520.40 495.10 Td (e ) Tj ET Q q 0 0 0 rg BT 526.98 495.10 Td (analyzed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 483.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.12 483.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 79.62 483.10 Td (filing ) Tj ET Q q 0 0 0 rg BT 103.57 483.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 141.98 483.10 Td (in ) Tj ET Q q 0 0 0 rg BT 152.04 483.10 Td (all ) Tj ET Q q 0 0 0 rg BT 164.32 483.10 Td (of ) Tj ET Q q 0 0 0 rg BT 174.94 483.10 Td (the ) Tj ET Q q 0 0 0 rg BT 189.44 483.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 227.83 483.10 Td (and ) Tj ET Q q 0 0 0 rg BT 244.56 483.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 275.72 483.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 290.23 483.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 341.96 483.10 Td (where ) Tj ET Q q 0 0 0 rg BT 368.67 483.10 Td (we ) Tj ET Q q 0 0 0 rg BT 382.62 483.10 Td (are ) Tj ET Q q 0 0 0 rg BT 397.11 483.10 Td (required ) Tj ET Q q 0 0 0 rg BT 432.71 483.10 Td (to ) Tj ET Q q 0 0 0 rg BT 442.78 483.10 Td (file ) Tj ET Q q 0 0 0 rg BT 458.39 483.10 Td (income ) Tj ET Q q 0 0 0 rg BT 490.11 483.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 504.61 483.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 534.67 483.10 Td (as ) Tj ET Q q 0 0 0 rg BT 545.29 483.10 Td (well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 471.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.53 471.10 Td (for ) Tj ET Q q 0 0 0 rg BT 74.88 471.10 Td (all ) Tj ET Q q 0 0 0 rg BT 87.58 471.10 Td (open ) Tj ET Q q 0 0 0 rg BT 109.71 471.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 124.62 471.10 Td (years ) Tj ET Q q 0 0 0 rg BT 148.42 471.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.56 471.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 196.58 471.10 Td (to ) Tj ET Q q 0 0 0 rg BT 207.05 471.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 229.74 471.10 Td (in ) Tj ET Q q 0 0 0 rg BT 240.22 471.10 Td (these ) Tj ET Q q 0 0 0 rg BT 263.46 471.10 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 318.10 471.10 Td ( ) Tj ET Q q 0 0 0 rg BT 320.60 471.10 Td (The ) Tj ET Q q 0 0 0 rg BT 338.85 471.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 380.43 471.10 Td (has ) Tj ET Q q 0 0 0 rg BT 396.46 471.10 Td (open ) Tj ET Q q 0 0 0 rg BT 418.59 471.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 433.51 471.10 Td (years ) Tj ET Q q 0 0 0 rg BT 457.30 471.10 Td (in ) Tj ET Q q 0 0 0 rg BT 467.78 471.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.69 471.10 Td (United ) Tj ET Q q 0 0 0 rg BT 512.60 471.10 Td (States ) Tj ET Q q 0 0 0 rg BT 539.19 471.10 Td (\(2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 459.10 Td (through ) Tj ET Q q 0 0 0 rg BT 83.11 459.10 Td (2016\), ) Tj ET Q q 0 0 0 rg BT 111.44 459.10 Td (India ) Tj ET Q q 0 0 0 rg BT 134.49 459.10 Td (\(201) Tj ET Q q 0 0 0 rg BT 152.44 459.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 159.94 459.10 Td (through ) Tj ET Q q 0 0 0 rg BT 193.55 459.10 Td (2017\) ) Tj ET Q q 0 0 0 rg BT 219.38 459.10 Td (and ) Tj ET Q q 0 0 0 rg BT 236.32 459.10 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 282.80 459.10 Td (g ) Tj ET Q q 0 0 0 rg BT 290.30 459.10 Td (\(2012 ) Tj ET Q q 0 0 0 rg BT 316.13 459.10 Td (through ) Tj ET Q q 0 0 0 rg BT 349.73 459.10 Td (2015\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 438.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.55 438.10 Td (following ) Tj ET Q q 0 0 0 rg BT 108.93 438.10 Td (table ) Tj ET Q q 0 0 0 rg BT 130.87 438.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 181.13 438.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 215.84 438.10 Td (in ) Tj ET Q q 0 0 0 rg BT 226.12 438.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 282.48 438.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 297.20 438.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 331.35 438.10 Td (during ) Tj ET Q q 0 0 0 rg BT 359.96 438.10 Td (the ) Tj ET Q q 0 0 0 rg BT 374.68 438.10 Td (years ) Tj ET Q q 0 0 0 rg BT 398.27 438.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.65 438.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.24 438.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 403.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 403.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 403.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 403.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 403.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 379.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 379.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 379.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 379.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 379.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 355.60 375.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.00 355.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.00 355.60 65.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 355.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.00 355.60 65.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 415.6 m 424 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 415.6 m 493 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 415.6 m 562 415.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 355.6 m 493 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 355.6 m 562 355.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 331.6 m 493 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428 329.6 m 493 329.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 331.6 m 562 331.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497 329.6 m 562 329.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 418.85 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 452.00 419.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 521.00 419.68 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 394.22 Td (Amount of unrecognized tax benefits as of the beginning of the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.50 394.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 394.22 Td (758) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.50 394.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 394.22 Td (2,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 382.22 Td (Decreases as a result of tax positions taken in a prior period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.80 382.22 Td (\(78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 382.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 382.22 Td (\(1,527) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 382.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 370.22 Td (Increases as a result of tax positions taken in a prior period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 370.22 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.15 370.22 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 358.22 Td (Increases as a result of tax positions taken in the current period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 358.22 Td (8,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 358.22 Td (220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 334.17 Td (Amount of unrecognized tax benefits as of the end of the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.50 334.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 334.17 Td (8,892) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.50 334.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.15 334.17 Td (758) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 307.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.81 307.10 Td (total ) Tj ET Q q 0 0 0 rg BT 88.34 307.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 121.10 307.10 Td (of ) Tj ET Q q 0 0 0 rg BT 132.19 307.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 188.81 307.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 203.79 307.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 238.20 307.10 Td (including ) Tj ET Q q 0 0 0 rg BT 278.74 307.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 310.93 307.10 Td (and ) Tj ET Q q 0 0 0 rg BT 328.13 307.10 Td (penalties ) Tj ET Q q 0 0 0 rg BT 366.43 307.10 Td (that, ) Tj ET Q q 0 0 0 rg BT 386.69 307.10 Td (if ) Tj ET Q q 0 0 0 rg BT 395.55 307.10 Td (recognized, ) Tj ET Q q 0 0 0 rg BT 444.68 307.10 Td (would ) Tj ET Q q 0 0 0 rg BT 472.44 307.10 Td (af) Tj ET Q q 0 0 0 rg BT 480.02 307.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 497.77 307.10 Td (the ) Tj ET Q q 0 0 0 rg BT 512.75 307.10 Td (ef) Tj ET Q q 0 0 0 rg BT 520.34 307.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 550.30 307.10 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 295.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 66.90 295.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.99 295.10 Td ($1) Tj ET Q q 0 0 0 rg BT 85.62 295.10 Td (1.5 ) Tj ET Q q 0 0 0 rg BT 100.53 295.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.42 295.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.84 295.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.69 295.10 Td ($0.6 ) Tj ET Q q 0 0 0 rg BT 168.61 295.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.50 295.10 Td ( ) Tj ET Q q 0 0 0 rg BT 199.92 295.10 Td (as ) Tj ET Q q 0 0 0 rg BT 210.66 295.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.41 295.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 279.91 295.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.91 295.10 Td ( ) Tj ET Q q 0 0 0 rg BT 302.33 295.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.18 295.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.18 295.10 Td (, ) Tj ET Q q 0 0 0 rg BT 344.10 295.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 391.76 295.10 Td (. ) Tj ET Q q 0 0 0 rg BT 396.67 295.10 Td ( ) Tj ET Q q 0 0 0 rg BT 398.92 295.10 Td (The ) Tj ET Q q 0 0 0 rg BT 416.88 295.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 458.18 295.10 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 503.35 295.10 Td (interest, ) Tj ET Q q 0 0 0 rg BT 537.70 295.10 Td (if ) Tj ET Q q 0 0 0 rg BT 546.22 295.10 Td (any) Tj ET Q q 0 0 0 rg BT 560.01 295.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 283.10 Td (related ) Tj ET Q q 0 0 0 rg BT 79.47 283.10 Td (to ) Tj ET Q q 0 0 0 rg BT 90.03 283.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 146.66 283.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 161.65 283.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 196.08 283.10 Td (as ) Tj ET Q q 0 0 0 rg BT 207.18 283.10 Td (a ) Tj ET Q q 0 0 0 rg BT 214.39 283.10 Td (component ) Tj ET Q q 0 0 0 rg BT 261.60 283.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.70 283.10 Td (income ) Tj ET Q q 0 0 0 rg BT 304.91 283.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 319.89 283.10 Td (expense. ) Tj ET Q q 0 0 0 rg BT 357.37 283.10 Td ( ) Tj ET Q q 0 0 0 rg BT 359.53 283.10 Td (As ) Tj ET Q q 0 0 0 rg BT 373.42 283.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.52 283.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 443.38 283.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.38 283.10 Td ( ) Tj ET Q q 0 0 0 rg BT 466.15 283.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.36 283.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.36 283.10 Td (, ) Tj ET Q q 0 0 0 rg BT 508.63 283.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.62 283.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 271.10 Td (had ) Tj ET Q q 0 0 0 rg BT 67.83 271.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 106.70 271.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 141.68 271.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 175.01 271.10 Td (and ) Tj ET Q q 0 0 0 rg BT 193.34 271.10 Td (penalties ) Tj ET Q q 0 0 0 rg BT 232.78 271.10 Td (related ) Tj ET Q q 0 0 0 rg BT 263.88 271.10 Td (to ) Tj ET Q q 0 0 0 rg BT 275.55 271.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 333.31 271.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 349.42 271.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 384.97 271.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.19 271.10 Td ($2.6 ) Tj ET Q q 0 0 0 rg BT 418.59 271.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.48 271.10 Td ( ) Tj ET Q q 0 0 0 rg BT 451.37 271.10 Td (and ) Tj ET Q q 0 0 0 rg BT 469.71 271.10 Td (less ) Tj ET Q q 0 0 0 rg BT 488.60 271.10 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.71 271.10 Td ($0.1 ) Tj ET Q q 0 0 0 rg BT 531.11 271.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.00 271.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 259.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.16 259.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 238.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 238.10 Td (22) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 238.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 238.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 238.10 Td (EARNINGS ) Tj ET Q q 0 0 0 rg BT 160.63 238.10 Td (PER ) Tj ET Q q 0 0 0 rg BT 183.13 238.10 Td (SHARE) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 217.10 Td (Basic ) Tj ET Q q 0 0 0 rg BT 73.74 217.10 Td (EPS ) Tj ET Q q 0 0 0 rg BT 93.00 217.10 Td (is ) Tj ET Q q 0 0 0 rg BT 101.70 217.10 Td (computed ) Tj ET Q q 0 0 0 rg BT 143.16 217.10 Td (by ) Tj ET Q q 0 0 0 rg BT 155.18 217.10 Td (dividing ) Tj ET Q q 0 0 0 rg BT 190.54 217.10 Td (income ) Tj ET Q q 0 0 0 rg BT 222.00 217.10 Td (available ) Tj ET Q q 0 0 0 rg BT 260.12 217.10 Td (to ) Tj ET Q q 0 0 0 rg BT 269.92 217.10 Td (common ) Tj ET Q q 0 0 0 rg BT 306.95 217.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 359.51 217.10 Td (by ) Tj ET Q q 0 0 0 rg BT 371.54 217.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.78 217.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 424.46 217.10 Td (average ) Tj ET Q q 0 0 0 rg BT 457.57 217.10 Td (number ) Tj ET Q q 0 0 0 rg BT 490.14 217.10 Td (of ) Tj ET Q q 0 0 0 rg BT 500.50 217.10 Td (common ) Tj ET Q q 0 0 0 rg BT 537.52 217.10 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 205.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 98.32 205.10 Td (for ) Tj ET Q q 0 0 0 rg BT 112.13 205.10 Td (the ) Tj ET Q q 0 0 0 rg BT 126.50 205.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 156.70 205.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.85 205.10 Td (Diluted ) Tj ET Q q 0 0 0 rg BT 191.00 205.10 Td (EPS ) Tj ET Q q 0 0 0 rg BT 210.38 205.10 Td (reflects ) Tj ET Q q 0 0 0 rg BT 241.96 205.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.33 205.10 Td (assumed ) Tj ET Q q 0 0 0 rg BT 292.92 205.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 338.95 205.10 Td (of ) Tj ET Q q 0 0 0 rg BT 349.43 205.10 Td (all ) Tj ET Q q 0 0 0 rg BT 361.58 205.10 Td (dilutive ) Tj ET Q q 0 0 0 rg BT 394.28 205.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 434.20 205.10 Td (using ) Tj ET Q q 0 0 0 rg BT 458.02 205.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.39 205.10 Td (treasury ) Tj ET Q q 0 0 0 rg BT 506.75 205.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 530.01 205.10 Td (method.) Tj ET Q endstream endobj 191 0 obj <>] /Rotate 0 /Contents 192 0 R>> endobj 192 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (Basic ) Tj ET Q q 0 0 0 rg BT 74.22 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 91.16 731.10 Td (diluted ) Tj ET Q q 0 0 0 rg BT 121.43 731.10 Td (EPS ) Tj ET Q q 0 0 0 rg BT 141.16 731.10 Td (are ) Tj ET Q q 0 0 0 rg BT 155.87 731.10 Td (calculated ) Tj ET Q q 0 0 0 rg BT 198.89 731.10 Td (as ) Tj ET Q q 0 0 0 rg BT 209.72 731.10 Td (follows ) Tj ET Q q 0 0 0 rg BT 242.22 731.10 Td (for ) Tj ET Q q 0 0 0 rg BT 256.38 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 271.10 731.10 Td (years ) Tj ET Q q 0 0 0 rg BT 294.70 731.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.08 731.10 Td (December31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.66 731.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 696.60 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 696.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 696.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 696.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 696.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 696.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 696.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 671.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 671.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 671.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 671.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 671.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 671.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 671.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 647.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 647.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 647.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 647.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 647.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 647.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 647.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 622.60 321.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 622.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 622.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 622.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 622.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 622.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 622.60 60.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 598.60 321.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 371.00 598.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 375.00 598.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.00 598.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 598.60 60.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.00 598.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 503.00 598.60 60.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 708.6 m 371 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 708.6 m 435 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 708.6 m 499 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 708.6 m 563 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 708.6 m 563 708.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 684.6 m 435 684.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 682.6 m 435 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 684.6 m 499 684.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 682.6 m 499 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 684.6 m 563 684.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 682.6 m 563 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 647.6 m 435 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 647.6 m 499 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 647.6 m 563 647.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 623.6 m 435 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 621.6 m 435 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 623.6 m 499 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 621.6 m 499 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 623.6 m 563 623.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 621.6 m 563 621.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 586.6 m 435 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 584.6 m 435 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 586.6 m 499 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 584.6 m 499 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 586.6 m 563 586.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 584.6 m 563 584.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 573.6 m 435 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375 571.6 m 435 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 573.6 m 499 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439 571.6 m 499 571.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 573.6 m 563 573.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 503 571.6 m 563 571.6 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 711.85 Td (\(inthousands,exceptpershar) Tj ET Q q 0 0 0 rg BT 160.90 711.85 Td (edata\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.50 712.68 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.50 712.68 Td (2016) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 524.50 712.68 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 687.17 Td (Net income attributable to ) Tj ET Q q 0 0 0 rg BT 159.41 687.17 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 687.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.65 687.17 Td (308,891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 687.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 687.17 Td (28,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 687.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 687.17 Td (41,598) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 662.22 Td (W) Tj ET Q q 0 0 0 rg BT 61.54 662.22 Td (eighted average common shares outstanding, basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 662.22 Td (18,183) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 662.22 Td (18,696) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 662.22 Td (19,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 650.22 Td (Dilutive ef) Tj ET Q q 0 0 0 rg BT 95.45 650.22 Td (fect of stock options and restricted shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.15 650.22 Td (509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 650.22 Td (916) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 650.22 Td (1,1) Tj ET Q q 0 0 0 rg BT 549.15 650.22 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 626.17 Td (W) Tj ET Q q 0 0 0 rg BT 61.54 626.17 Td (eighted average common shares outstanding, diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.65 626.17 Td (18,692) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 626.17 Td (19,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 626.17 Td (20,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 601.22 Td (Earnings per share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 589.17 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 589.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 589.17 Td (16.99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 589.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 589.17 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 589.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.65 589.17 Td (2.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 576.17 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 576.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.65 576.17 Td (16.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.50 576.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 576.17 Td (1.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.50 576.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.65 576.17 Td (2.02) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 549.10 Td (For ) Tj ET Q q 0 0 0 rg BT 67.85 549.10 Td (the ) Tj ET Q q 0 0 0 rg BT 84.53 549.10 Td (years ) Tj ET Q q 0 0 0 rg BT 110.09 549.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.43 549.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 198.98 549.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.98 549.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.94 549.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.94 549.10 Td ( ) Tj ET Q q 0 0 0 rg BT 250.40 549.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.31 549.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.31 549.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.27 549.10 Td (0.5million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.16 549.10 Td ( ) Tj ET Q q 0 0 0 rg BT 344.62 549.10 Td (options, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.03 549.10 Td (0.4million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.92 549.10 Td ( ) Tj ET Q q 0 0 0 rg BT 429.39 549.10 Td (options ) Tj ET Q q 0 0 0 rg BT 463.30 549.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.20 549.10 Td (0.6million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.09 549.10 Td ( ) Tj ET Q q 0 0 0 rg BT 530.55 549.10 Td (options, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 537.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.16 537.10 Td (, ) Tj ET Q q 0 0 0 rg BT 102.41 537.10 Td (that ) Tj ET Q q 0 0 0 rg BT 120.16 537.10 Td (were ) Tj ET Q q 0 0 0 rg BT 142.34 537.10 Td (anti-dilutive ) Tj ET Q q 0 0 0 rg BT 193.97 537.10 Td (have ) Tj ET Q q 0 0 0 rg BT 215.60 537.10 Td (been ) Tj ET Q q 0 0 0 rg BT 237.22 537.10 Td (excluded ) Tj ET Q q 0 0 0 rg BT 276.07 537.10 Td (from ) Tj ET Q q 0 0 0 rg BT 298.26 537.10 Td (the ) Tj ET Q q 0 0 0 rg BT 313.23 537.10 Td (computation ) Tj ET Q q 0 0 0 rg BT 365.97 537.10 Td (of ) Tj ET Q q 0 0 0 rg BT 377.05 537.10 Td (diluted ) Tj ET Q q 0 0 0 rg BT 407.58 537.10 Td (EPS. ) Tj ET Q q 0 0 0 rg BT 430.06 537.10 Td ( ) Tj ET Q q 0 0 0 rg BT 432.61 537.10 Td (These ) Tj ET Q q 0 0 0 rg BT 459.24 537.10 Td (options ) Tj ET Q q 0 0 0 rg BT 491.44 537.10 Td (were ) Tj ET Q q 0 0 0 rg BT 513.62 537.10 Td (anti-dilutive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 525.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.52 525.10 Td (excluded ) Tj ET Q q 0 0 0 rg BT 105.19 525.10 Td (from ) Tj ET Q q 0 0 0 rg BT 127.21 525.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.00 525.10 Td (computation ) Tj ET Q q 0 0 0 rg BT 194.57 525.10 Td (of ) Tj ET Q q 0 0 0 rg BT 205.48 525.10 Td (diluted ) Tj ET Q q 0 0 0 rg BT 235.83 525.10 Td (EPS ) Tj ET Q q 0 0 0 rg BT 255.64 525.10 Td (because ) Tj ET Q q 0 0 0 rg BT 289.86 525.10 Td (their ) Tj ET Q q 0 0 0 rg BT 310.76 525.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 346.10 525.10 Td (price ) Tj ET Q q 0 0 0 rg BT 368.66 525.10 Td (was ) Tj ET Q q 0 0 0 rg BT 386.79 525.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 417.12 525.10 Td (than ) Tj ET Q q 0 0 0 rg BT 436.92 525.10 Td (the ) Tj ET Q q 0 0 0 rg BT 451.71 525.10 Td (average ) Tj ET Q q 0 0 0 rg BT 485.37 525.10 Td (market ) Tj ET Q q 0 0 0 rg BT 515.72 525.10 Td (price ) Tj ET Q q 0 0 0 rg BT 538.28 525.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.19 525.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 513.10 Td (common ) Tj ET Q q 0 0 0 rg BT 87.83 513.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 114.76 513.10 Td ( ) Tj ET Q q 0 0 0 rg BT 117.36 513.10 Td (Also ) Tj ET Q q 0 0 0 rg BT 139.58 513.10 Td (excluded ) Tj ET Q q 0 0 0 rg BT 179.00 513.10 Td (from ) Tj ET Q q 0 0 0 rg BT 201.77 513.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.32 513.10 Td (computation ) Tj ET Q q 0 0 0 rg BT 270.64 513.10 Td (of ) Tj ET Q q 0 0 0 rg BT 282.30 513.10 Td (diluted ) Tj ET Q q 0 0 0 rg BT 313.40 513.10 Td (EPS ) Tj ET Q q 0 0 0 rg BT 333.97 513.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.50 513.10 Td (0.4million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.39 513.10 Td ( ) Tj ET Q q 0 0 0 rg BT 396.72 513.10 Td (options ) Tj ET Q q 0 0 0 rg BT 429.50 513.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.27 513.10 Td (restricted ) Tj ET Q q 0 0 0 rg BT 487.80 513.10 Td (shares, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.62 513.10 Td (0.4million) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 501.10 Td (options ) Tj ET Q q 0 0 0 rg BT 81.76 501.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.02 501.10 Td (0.3million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.91 501.10 Td ( ) Tj ET Q q 0 0 0 rg BT 145.73 501.10 Td (options ) Tj ET Q q 0 0 0 rg BT 177.99 501.10 Td (for ) Tj ET Q q 0 0 0 rg BT 192.47 501.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.50 501.10 Td (years ) Tj ET Q q 0 0 0 rg BT 231.42 501.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.11 501.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 317.01 501.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.01 501.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.33 501.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.33 501.10 Td ( ) Tj ET Q q 0 0 0 rg BT 365.14 501.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.40 501.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.40 501.10 Td (, ) Tj ET Q q 0 0 0 rg BT 407.71 501.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 455.38 501.10 Td (, ) Tj ET Q q 0 0 0 rg BT 460.69 501.10 Td (which ) Tj ET Q q 0 0 0 rg BT 487.95 501.10 Td (begin ) Tj ET Q q 0 0 0 rg BT 512.98 501.10 Td (to ) Tj ET Q q 0 0 0 rg BT 523.58 501.10 Td (vest ) Tj ET Q q 0 0 0 rg BT 542.50 501.10 Td (upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 489.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.75 489.10 Td (achievement ) Tj ET Q q 0 0 0 rg BT 116.30 489.10 Td (of ) Tj ET Q q 0 0 0 rg BT 126.66 489.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 155.89 489.10 Td (market ) Tj ET Q q 0 0 0 rg BT 185.68 489.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 216.02 489.10 Td (related ) Tj ET Q q 0 0 0 rg BT 245.25 489.10 Td (to ) Tj ET Q q 0 0 0 rg BT 255.06 489.10 Td (our ) Tj ET Q q 0 0 0 rg BT 270.42 489.10 Td (common ) Tj ET Q q 0 0 0 rg BT 307.44 489.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 330.58 489.10 Td (price, ) Tj ET Q q 0 0 0 rg BT 355.10 489.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 407.65 489.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 437.99 489.10 Td (and ) Tj ET Q q 0 0 0 rg BT 454.45 489.10 Td (an ) Tj ET Q q 0 0 0 rg BT 465.92 489.10 Td (annualized ) Tj ET Q q 0 0 0 rg BT 511.26 489.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 528.27 489.10 Td (of ) Tj ET Q q 0 0 0 rg BT 538.63 489.10 Td (return ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 477.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.78 477.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 112.82 477.10 Td (that ) Tj ET Q q 0 0 0 rg BT 130.31 477.10 Td (have ) Tj ET Q q 0 0 0 rg BT 151.69 477.10 Td (not ) Tj ET Q q 0 0 0 rg BT 166.97 477.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 181.68 477.10 Td (been ) Tj ET Q q 0 0 0 rg BT 203.06 477.10 Td (met.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 456.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 456.10 Td (23) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 456.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 456.10 Td (COMMITMENTS, ) Tj ET Q q 0 0 0 rg BT 190.34 456.10 Td (CONTINGENCIES ) Tj ET Q q 0 0 0 rg BT 277.31 456.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 301.47 456.10 Td (REGULA) Tj ET Q q 0 0 0 rg BT 343.51 456.10 Td (T) Tj ET Q q 0 0 0 rg BT 350.00 456.10 Td (OR) Tj ET Q q 0 0 0 rg BT 364.65 456.10 Td (Y) Tj ET Q q 0 0 0 rg BT 371.50 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 374.00 456.10 Td (MA) Tj ET Q q 0 0 0 rg BT 389.92 456.10 Td (TTERS) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 435.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 435.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.82 435.10 Td (record ) Tj ET Q q 0 0 0 rg BT 92.60 435.10 Td (a ) Tj ET Q q 0 0 0 rg BT 99.28 435.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 132.63 435.10 Td (for ) Tj ET Q q 0 0 0 rg BT 146.53 435.10 Td (contingencies ) Tj ET Q q 0 0 0 rg BT 203.75 435.10 Td (if ) Tj ET Q q 0 0 0 rg BT 212.10 435.10 Td (an ) Tj ET Q q 0 0 0 rg BT 223.78 435.10 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 273.77 435.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 310.45 435.10 Td (is ) Tj ET Q q 0 0 0 rg BT 319.36 435.10 Td (probable ) Tj ET Q q 0 0 0 rg BT 356.58 435.10 Td (and ) Tj ET Q q 0 0 0 rg BT 373.26 435.10 Td (the ) Tj ET Q q 0 0 0 rg BT 387.72 435.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 419.96 435.10 Td (of ) Tj ET Q q 0 0 0 rg BT 430.53 435.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 448.33 435.10 Td (can ) Tj ET Q q 0 0 0 rg BT 464.45 435.10 Td (be ) Tj ET Q q 0 0 0 rg BT 476.13 435.10 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 521.69 435.10 Td (estimated, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 423.10 Td (including ) Tj ET Q q 0 0 0 rg BT 89.13 423.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 126.52 423.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 166.69 423.10 Td (coverage. ) Tj ET Q q 0 0 0 rg BT 207.13 423.10 Td ( ) Tj ET Q q 0 0 0 rg BT 208.98 423.10 Td (For ) Tj ET Q q 0 0 0 rg BT 224.73 423.10 Td (proceedings ) Tj ET Q q 0 0 0 rg BT 274.90 423.10 Td (where ) Tj ET Q q 0 0 0 rg BT 301.18 423.10 Td (the ) Tj ET Q q 0 0 0 rg BT 315.26 423.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 359.87 423.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 395.04 423.10 Td (of ) Tj ET Q q 0 0 0 rg BT 405.23 423.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 422.64 423.10 Td (is ) Tj ET Q q 0 0 0 rg BT 431.17 423.10 Td (a ) Tj ET Q q 0 0 0 rg BT 437.46 423.10 Td (range, ) Tj ET Q q 0 0 0 rg BT 464.03 423.10 Td (we ) Tj ET Q q 0 0 0 rg BT 477.54 423.10 Td (record ) Tj ET Q q 0 0 0 rg BT 504.93 423.10 Td (a ) Tj ET Q q 0 0 0 rg BT 511.23 423.10 Td (best ) Tj ET Q q 0 0 0 rg BT 529.19 423.10 Td (estimate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 411.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 411.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 78.39 411.10 Td (within ) Tj ET Q q 0 0 0 rg BT 106.45 411.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.17 411.10 Td (range.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 390.10 Td (Litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 369.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 369.10 Td (e ) Tj ET Q q 0 0 0 rg BT 64.55 369.10 Td (are ) Tj ET Q q 0 0 0 rg BT 78.74 369.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 116.81 369.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 153.78 369.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.54 369.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 184.95 369.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 215.25 369.10 Td (in ) Tj ET Q q 0 0 0 rg BT 225.01 369.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.20 369.10 Td (course ) Tj ET Q q 0 0 0 rg BT 267.28 369.10 Td (of ) Tj ET Q q 0 0 0 rg BT 277.59 369.10 Td (our ) Tj ET Q q 0 0 0 rg BT 292.89 369.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 331.26 369.10 Td (some ) Tj ET Q q 0 0 0 rg BT 354.35 369.10 Td (of ) Tj ET Q q 0 0 0 rg BT 364.66 369.10 Td (which ) Tj ET Q q 0 0 0 rg BT 391.07 369.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 410.82 369.10 Td (monetary ) Tj ET Q q 0 0 0 rg BT 450.56 369.10 Td (damages. ) Tj ET Q q 0 0 0 rg BT 490.02 369.10 Td ( ) Tj ET Q q 0 0 0 rg BT 491.86 369.10 Td (W) Tj ET Q q 0 0 0 rg BT 500.49 369.10 Td (e ) Tj ET Q q 0 0 0 rg BT 506.91 369.10 Td (do ) Tj ET Q q 0 0 0 rg BT 518.89 369.10 Td (not ) Tj ET Q q 0 0 0 rg BT 533.64 369.10 Td (believe ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 357.10 Td (that ) Tj ET Q q 0 0 0 rg BT 66.11 357.10 Td (the ) Tj ET Q q 0 0 0 rg BT 79.95 357.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 116.00 357.10 Td (of ) Tj ET Q q 0 0 0 rg BT 125.95 357.10 Td (these ) Tj ET Q q 0 0 0 rg BT 148.11 357.10 Td (proceedings, ) Tj ET Q q 0 0 0 rg BT 200.54 357.10 Td (both ) Tj ET Q q 0 0 0 rg BT 219.94 357.10 Td (individually ) Tj ET Q q 0 0 0 rg BT 269.89 357.10 Td (and ) Tj ET Q q 0 0 0 rg BT 285.94 357.10 Td (in ) Tj ET Q q 0 0 0 rg BT 295.34 357.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.17 357.10 Td (aggregate, ) Tj ET Q q 0 0 0 rg BT 352.15 357.10 Td (will ) Tj ET Q q 0 0 0 rg BT 369.33 357.10 Td (have ) Tj ET Q q 0 0 0 rg BT 389.82 357.10 Td (a ) Tj ET Q q 0 0 0 rg BT 395.88 357.10 Td (material ) Tj ET Q q 0 0 0 rg BT 430.26 357.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 459.09 357.10 Td (on ) Tj ET Q q 0 0 0 rg BT 470.70 357.10 Td (our ) Tj ET Q q 0 0 0 rg BT 485.65 357.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 522.25 357.10 Td (condition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 345.10 Td (results ) Tj ET Q q 0 0 0 rg BT 78.11 345.10 Td (of ) Tj ET Q q 0 0 0 rg BT 88.94 345.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 133.09 345.10 Td (or ) Tj ET Q q 0 0 0 rg BT 143.92 345.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 164.19 345.10 Td (flows.) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 324.10 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 99.77 324.10 Td (Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 303.10 Td (Periodically) Tj ET Q q 0 0 0 rg BT 97.17 303.10 Td (, ) Tj ET Q q 0 0 0 rg BT 102.74 303.10 Td (we ) Tj ET Q q 0 0 0 rg BT 117.47 303.10 Td (are ) Tj ET Q q 0 0 0 rg BT 132.74 303.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 164.13 303.10 Td (to ) Tj ET Q q 0 0 0 rg BT 174.98 303.10 Td (audits, ) Tj ET Q q 0 0 0 rg BT 204.44 303.10 Td (examinations ) Tj ET Q q 0 0 0 rg BT 260.82 303.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.33 303.10 Td (investigations ) Tj ET Q q 0 0 0 rg BT 336.95 303.10 Td (by ) Tj ET Q q 0 0 0 rg BT 350.02 303.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 383.34 303.10 Td (state ) Tj ET Q q 0 0 0 rg BT 404.73 303.10 Td (and ) Tj ET Q q 0 0 0 rg BT 422.24 303.10 Td (local ) Tj ET Q q 0 0 0 rg BT 444.74 303.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 502.79 303.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 548.07 303.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 291.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 80.26 291.10 Td (subpoenas, ) Tj ET Q q 0 0 0 rg BT 126.31 291.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 145.98 291.10 Td (investigative ) Tj ET Q q 0 0 0 rg BT 198.98 291.10 Td (demands ) Tj ET Q q 0 0 0 rg BT 236.42 291.10 Td (or ) Tj ET Q q 0 0 0 rg BT 246.65 291.10 Td (other ) Tj ET Q q 0 0 0 rg BT 269.09 291.10 Td (requests ) Tj ET Q q 0 0 0 rg BT 303.75 291.10 Td (for ) Tj ET Q q 0 0 0 rg BT 317.31 291.10 Td (information ) Tj ET Q q 0 0 0 rg BT 366.42 291.10 Td (from ) Tj ET Q q 0 0 0 rg BT 387.75 291.10 Td (such ) Tj ET Q q 0 0 0 rg BT 407.98 291.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 464.86 291.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 508.96 291.10 Td (in ) Tj ET Q q 0 0 0 rg BT 518.64 291.10 Td (connection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 279.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.72 279.10 Td (their ) Tj ET Q q 0 0 0 rg BT 92.49 279.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 137.03 279.10 Td (or ) Tj ET Q q 0 0 0 rg BT 148.81 279.10 Td (investigative ) Tj ET Q q 0 0 0 rg BT 203.35 279.10 Td (authority) Tj ET Q q 0 0 0 rg BT 238.80 279.10 Td (. ) Tj ET Q q 0 0 0 rg BT 244.75 279.10 Td ( ) Tj ET Q q 0 0 0 rg BT 247.94 279.10 Td (W) Tj ET Q q 0 0 0 rg BT 256.58 279.10 Td (e ) Tj ET Q q 0 0 0 rg BT 264.47 279.10 Td (are ) Tj ET Q q 0 0 0 rg BT 280.12 279.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 319.66 279.10 Td (responding ) Tj ET Q q 0 0 0 rg BT 367.54 279.10 Td (to ) Tj ET Q q 0 0 0 rg BT 378.76 279.10 Td (such ) Tj ET Q q 0 0 0 rg BT 400.54 279.10 Td (inquiries ) Tj ET Q q 0 0 0 rg BT 438.98 279.10 Td (from ) Tj ET Q q 0 0 0 rg BT 461.86 279.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 520.29 279.10 Td (authorities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 267.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 82.31 267.10 Td (to ) Tj ET Q q 0 0 0 rg BT 92.36 267.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 121.84 267.10 Td (aspects ) Tj ET Q q 0 0 0 rg BT 152.99 267.10 Td (of ) Tj ET Q q 0 0 0 rg BT 163.59 267.10 Td (our ) Tj ET Q q 0 0 0 rg BT 179.19 267.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 217.85 267.10 Td ( ) Tj ET Q q 0 0 0 rg BT 219.96 267.10 Td (W) Tj ET Q q 0 0 0 rg BT 228.60 267.10 Td (e ) Tj ET Q q 0 0 0 rg BT 235.31 267.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 266.45 267.10 Td (it ) Tj ET Q q 0 0 0 rg BT 274.28 267.10 Td (is ) Tj ET Q q 0 0 0 rg BT 283.23 267.10 Td (premature ) Tj ET Q q 0 0 0 rg BT 326.03 267.10 Td (to ) Tj ET Q q 0 0 0 rg BT 336.08 267.10 Td (predict ) Tj ET Q q 0 0 0 rg BT 366.12 267.10 Td (the ) Tj ET Q q 0 0 0 rg BT 380.60 267.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 417.87 267.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 454.57 267.10 Td (or ) Tj ET Q q 0 0 0 rg BT 465.17 267.10 Td (to ) Tj ET Q q 0 0 0 rg BT 475.22 267.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 510.82 267.10 Td (any ) Tj ET Q q 0 0 0 rg BT 527.53 267.10 Td (potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 255.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.98 255.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 116.69 255.10 Td (in ) Tj ET Q q 0 0 0 rg BT 126.97 255.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 173.34 255.10 Td (with ) Tj ET Q q 0 0 0 rg BT 193.62 255.10 Td (these ) Tj ET Q q 0 0 0 rg BT 216.67 255.10 Td (inquiries.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 234.10 Td (As ) Tj ET Q q 0 0 0 rg BT 62.73 234.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 107.05 234.10 Td (disclosed, ) Tj ET Q q 0 0 0 rg BT 148.42 234.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 192.18 234.10 Td (received ) Tj ET Q q 0 0 0 rg BT 228.16 234.10 Td (a ) Tj ET Q q 0 0 0 rg BT 234.71 234.10 Td (Notice ) Tj ET Q q 0 0 0 rg BT 263.47 234.10 Td (and ) Tj ET Q q 0 0 0 rg BT 280.02 234.10 Td (Opportunity ) Tj ET Q q 0 0 0 rg BT 331.02 234.10 Td (to ) Tj ET Q q 0 0 0 rg BT 340.91 234.10 Td (Respond ) Tj ET Q q 0 0 0 rg BT 378.03 234.10 Td (and ) Tj ET Q q 0 0 0 rg BT 394.11 234.10 Td (Advise ) Tj ET Q q 0 0 0 rg BT 424.55 234.10 Td (\(NORA\) ) Tj ET Q q 0 0 0 rg BT 470.54 234.10 Td (letter ) Tj ET Q q 0 0 0 rg BT 493.19 234.10 Td (on ) Tj ET Q q 0 0 0 rg BT 505.30 234.10 Td (November10, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 222.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 71.92 222.10 Td (from ) Tj ET Q q 0 0 0 rg BT 93.77 222.10 Td (the ) Tj ET Q q 0 0 0 rg BT 108.40 222.10 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 151.93 222.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 191.56 222.10 Td (Protection ) Tj ET Q q 0 0 0 rg BT 235.08 222.10 Td (Bureau ) Tj ET Q q 0 0 0 rg BT 266.37 222.10 Td (\(CFPB\) ) Tj ET Q q 0 0 0 rg BT 308.78 222.10 Td (indicating ) Tj ET Q q 0 0 0 rg BT 351.19 222.10 Td (that ) Tj ET Q q 0 0 0 rg BT 368.60 222.10 Td (the ) Tj ET Q q 0 0 0 rg BT 383.23 222.10 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 410.11 222.10 Td (is ) Tj ET Q q 0 0 0 rg BT 419.20 222.10 Td (considering ) Tj ET Q q 0 0 0 rg BT 468.27 222.10 Td (a ) Tj ET Q q 0 0 0 rg BT 475.13 222.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 512.53 222.10 Td (enforcement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 210.10 Td (action ) Tj ET Q q 0 0 0 rg BT 76.54 210.10 Td (against ) Tj ET Q q 0 0 0 rg BT 106.90 210.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 151.16 210.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 184.31 210.10 Td (to ) Tj ET Q q 0 0 0 rg BT 194.69 210.10 Td (an ) Tj ET Q q 0 0 0 rg BT 206.74 210.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 238.21 210.10 Td (violation ) Tj ET Q q 0 0 0 rg BT 276.37 210.10 Td (of ) Tj ET Q q 0 0 0 rg BT 287.31 210.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 317.67 210.10 Td (law ) Tj ET Q q 0 0 0 rg BT 334.71 210.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 368.42 210.10 Td (on ) Tj ET Q q 0 0 0 rg BT 381.03 210.10 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 448.07 210.10 Td (and ) Tj ET Q q 0 0 0 rg BT 465.11 210.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 494.92 210.10 Td (other ) Tj ET Q q 0 0 0 rg BT 518.07 210.10 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 198.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.75 198.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 123.35 198.10 Td (to ) Tj ET Q q 0 0 0 rg BT 134.17 198.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 168.04 198.10 Td (including ) Tj ET Q q 0 0 0 rg BT 208.86 198.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 238.01 198.10 Td (related ) Tj ET Q q 0 0 0 rg BT 268.26 198.10 Td (to ) Tj ET Q q 0 0 0 rg BT 279.08 198.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.35 198.10 Td (features, ) Tj ET Q q 0 0 0 rg BT 331.54 198.10 Td (functioning ) Tj ET Q q 0 0 0 rg BT 380.69 198.10 Td (and ) Tj ET Q q 0 0 0 rg BT 398.18 198.10 Td (support ) Tj ET Q q 0 0 0 rg BT 431.22 198.10 Td (of ) Tj ET Q q 0 0 0 rg BT 442.60 198.10 Td (such ) Tj ET Q q 0 0 0 rg BT 463.98 198.10 Td (technology) Tj ET Q q 0 0 0 rg BT 507.76 198.10 Td (. ) Tj ET Q q 0 0 0 rg BT 513.31 198.10 Td ( ) Tj ET Q q 0 0 0 rg BT 516.14 198.10 Td (The ) Tj ET Q q 0 0 0 rg BT 534.73 198.10 Td (NORA) Tj ET Q q 0 0 0 rg BT 562.51 198.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 186.10 Td (process ) Tj ET Q q 0 0 0 rg BT 82.04 186.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 119.03 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 133.80 186.10 Td (recipient ) Tj ET Q q 0 0 0 rg BT 171.33 186.10 Td (an ) Tj ET Q q 0 0 0 rg BT 183.32 186.10 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 232.53 186.10 Td (to ) Tj ET Q q 0 0 0 rg BT 242.86 186.10 Td (present ) Tj ET Q q 0 0 0 rg BT 274.29 186.10 Td (its ) Tj ET Q q 0 0 0 rg BT 286.29 186.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 324.95 186.10 Td (to ) Tj ET Q q 0 0 0 rg BT 335.28 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 350.05 186.10 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 377.06 186.10 Td (before ) Tj ET Q q 0 0 0 rg BT 405.15 186.10 Td (an ) Tj ET Q q 0 0 0 rg BT 417.14 186.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 469.66 186.10 Td (action ) Tj ET Q q 0 0 0 rg BT 496.64 186.10 Td (is ) Tj ET Q q 0 0 0 rg BT 505.86 186.10 Td (recommended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 174.10 Td (or ) Tj ET Q q 0 0 0 rg BT 59.67 174.10 Td (commenced. ) Tj ET Q q 0 0 0 rg BT 112.31 174.10 Td ( ) Tj ET Q q 0 0 0 rg BT 114.15 174.10 Td (On ) Tj ET Q q 0 0 0 rg BT 128.21 174.10 Td (December ) Tj ET Q q 0 0 0 rg BT 171.13 174.10 Td (5, ) Tj ET Q q 0 0 0 rg BT 180.46 174.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 204.80 174.10 Td (we ) Tj ET Q q 0 0 0 rg BT 218.29 174.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 255.68 174.10 Td (a ) Tj ET Q q 0 0 0 rg BT 261.95 174.10 Td (written ) Tj ET Q q 0 0 0 rg BT 292.11 174.10 Td (response ) Tj ET Q q 0 0 0 rg BT 328.94 174.10 Td (to ) Tj ET Q q 0 0 0 rg BT 338.55 174.10 Td (the ) Tj ET Q q 0 0 0 rg BT 352.61 174.10 Td (NORA) Tj ET Q q 0 0 0 rg BT 380.39 174.10 Td ( ) Tj ET Q q 0 0 0 rg BT 382.22 174.10 Td (letter ) Tj ET Q q 0 0 0 rg BT 404.60 174.10 Td (setting ) Tj ET Q q 0 0 0 rg BT 433.10 174.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 454.38 174.10 Td (the ) Tj ET Q q 0 0 0 rg BT 468.43 174.10 Td (legal, ) Tj ET Q q 0 0 0 rg BT 492.20 174.10 Td (policy ) Tj ET Q q 0 0 0 rg BT 519.03 174.10 Td (and ) Tj ET Q q 0 0 0 rg BT 535.31 174.10 Td (factual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 162.10 Td (reasons ) Tj ET Q q 0 0 0 rg BT 82.55 162.10 Td (why ) Tj ET Q q 0 0 0 rg BT 102.83 162.10 Td (we ) Tj ET Q q 0 0 0 rg BT 117.55 162.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 149.48 162.10 Td (an ) Tj ET Q q 0 0 0 rg BT 161.97 162.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 215.00 162.10 Td (action ) Tj ET Q q 0 0 0 rg BT 242.49 162.10 Td (is ) Tj ET Q q 0 0 0 rg BT 252.22 162.10 Td (not ) Tj ET Q q 0 0 0 rg BT 268.06 162.10 Td (warranted. ) Tj ET Q q 0 0 0 rg BT 313.59 162.10 Td ( ) Tj ET Q q 0 0 0 rg BT 316.43 162.10 Td (W) Tj ET Q q 0 0 0 rg BT 325.07 162.10 Td (e ) Tj ET Q q 0 0 0 rg BT 332.56 162.10 Td (are ) Tj ET Q q 0 0 0 rg BT 347.83 162.10 Td (committed ) Tj ET Q q 0 0 0 rg BT 393.65 162.10 Td (to ) Tj ET Q q 0 0 0 rg BT 404.49 162.10 Td (resolving ) Tj ET Q q 0 0 0 rg BT 444.77 162.10 Td (any ) Tj ET Q q 0 0 0 rg BT 462.26 162.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 500.31 162.10 Td (concerns ) Tj ET Q q 0 0 0 rg BT 538.91 162.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.29 162.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 150.10 Td (CFPB. ) Tj ET Q q 0 0 0 rg BT 79.13 150.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.80 150.10 Td (If ) Tj ET Q q 0 0 0 rg BT 91.13 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.01 150.10 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 133.15 150.10 Td (were ) Tj ET Q q 0 0 0 rg BT 155.24 150.10 Td (to ) Tj ET Q q 0 0 0 rg BT 165.69 150.10 Td (bring ) Tj ET Q q 0 0 0 rg BT 189.47 150.10 Td (an ) Tj ET Q q 0 0 0 rg BT 201.57 150.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 254.21 150.10 Td (action ) Tj ET Q q 0 0 0 rg BT 281.31 150.10 Td (against ) Tj ET Q q 0 0 0 rg BT 312.31 150.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 326.37 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 341.25 150.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 383.92 150.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.92 150.10 Td (such ) Tj ET Q q 0 0 0 rg BT 415.91 150.10 Td (action ) Tj ET Q q 0 0 0 rg BT 443.02 150.10 Td (could ) Tj ET Q q 0 0 0 rg BT 467.90 150.10 Td (have ) Tj ET Q q 0 0 0 rg BT 489.45 150.10 Td (a ) Tj ET Q q 0 0 0 rg BT 496.55 150.10 Td (material ) Tj ET Q q 0 0 0 rg BT 531.98 150.10 Td (adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 138.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 79.33 138.10 Td (on ) Tj ET Q q 0 0 0 rg BT 91.94 138.10 Td (our ) Tj ET Q q 0 0 0 rg BT 107.88 138.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 146.89 138.10 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 192.54 138.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 230.14 138.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 270.53 138.10 Td (and ) Tj ET Q q 0 0 0 rg BT 287.58 138.10 Td (results ) Tj ET Q q 0 0 0 rg BT 316.30 138.10 Td (of ) Tj ET Q q 0 0 0 rg BT 327.24 138.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 374.01 138.10 Td ( ) Tj ET Q q 0 0 0 rg BT 376.63 138.10 Td (However) Tj ET Q q 0 0 0 rg BT 412.88 138.10 Td (, ) Tj ET Q q 0 0 0 rg BT 417.99 138.10 Td (we ) Tj ET Q q 0 0 0 rg BT 432.26 138.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 463.75 138.10 Td (it ) Tj ET Q q 0 0 0 rg BT 471.92 138.10 Td (is ) Tj ET Q q 0 0 0 rg BT 481.20 138.10 Td (premature ) Tj ET Q q 0 0 0 rg BT 524.35 138.10 Td (to ) Tj ET Q q 0 0 0 rg BT 534.74 138.10 Td (predict ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 126.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.22 126.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 101.71 126.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 138.64 126.10 Td (or ) Tj ET Q q 0 0 0 rg BT 149.47 126.10 Td (to ) Tj ET Q q 0 0 0 rg BT 159.75 126.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 195.57 126.10 Td (any ) Tj ET Q q 0 0 0 rg BT 212.51 126.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 250.00 126.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 287.48 126.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 317.19 126.10 Td (in ) Tj ET Q q 0 0 0 rg BT 327.47 126.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 373.84 126.10 Td (with ) Tj ET Q q 0 0 0 rg BT 394.12 126.10 Td (any ) Tj ET Q q 0 0 0 rg BT 411.06 126.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 448.55 126.10 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 475.51 126.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 527.98 126.10 Td (action.) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 105.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 81.44 105.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 116.71 105.10 Td (Matters) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 84.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.25 84.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 104.22 84.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.64 84.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 136.71 84.10 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.71 84.10 Td (, ) Tj ET Q q 0 0 0 rg BT 146.85 84.10 Td (during ) Tj ET Q q 0 0 0 rg BT 175.60 84.10 Td (the ) Tj ET Q q 0 0 0 rg BT 190.45 84.10 Td (year ) Tj ET Q q 0 0 0 rg BT 210.30 84.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 236.81 84.10 Td (December ) Tj ET Q q 0 0 0 rg BT 280.54 84.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 295.67 84.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 320.81 84.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 351.77 84.10 Td (was ) Tj ET Q q 0 0 0 rg BT 369.96 84.10 Td (our ) Tj ET Q q 0 0 0 rg BT 385.93 84.10 Td (lar) Tj ET Q q 0 0 0 rg BT 396.29 84.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 415.04 84.10 Td (customer) Tj ET Q q 0 0 0 rg BT 451.30 84.10 Td (, ) Tj ET Q q 0 0 0 rg BT 456.43 84.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 502.94 84.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.24 84.10 Td (58%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.57 84.10 Td ( ) Tj ET Q q 0 0 0 rg BT 538.21 84.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.18 84.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 72.10 Td (total ) Tj ET Q q 0 0 0 rg BT 69.77 72.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 106.41 72.10 Td ( ) Tj ET Q q 0 0 0 rg BT 108.36 72.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 158.26 72.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.26 72.10 Td (16%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.59 72.10 Td ( ) Tj ET Q q 0 0 0 rg BT 184.08 72.10 Td (of ) Tj ET Q q 0 0 0 rg BT 194.91 72.10 Td (our ) Tj ET Q q 0 0 0 rg BT 210.74 72.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 244.88 72.10 Td (for ) Tj ET Q q 0 0 0 rg BT 259.04 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.75 72.10 Td (year ) Tj ET Q q 0 0 0 rg BT 293.45 72.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 319.83 72.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 378.41 72.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 400.90 72.10 Td (was ) Tj ET Q q 0 0 0 rg BT 418.95 72.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 448.09 72.10 Td (on ) Tj ET Q q 0 0 0 rg BT 460.59 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 475.30 72.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 516.69 72.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 552.50 72.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 60.10 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 82.82 60.10 Td (when ) Tj ET Q q 0 0 0 rg BT 106.98 60.10 Td (a ) Tj ET Q q 0 0 0 rg BT 113.92 60.10 Td (party ) Tj ET Q q 0 0 0 rg BT 136.97 60.10 Td (other ) Tj ET Q q 0 0 0 rg BT 160.01 60.10 Td (than ) Tj ET Q q 0 0 0 rg BT 179.73 60.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 210.55 60.10 Td (or ) Tj ET Q q 0 0 0 rg BT 221.38 60.10 Td (the ) Tj ET Q q 0 0 0 rg BT 236.10 60.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 259.72 60.10 Td (owner ) Tj ET Q q 0 0 0 rg BT 287.21 60.10 Td (selected ) Tj ET Q q 0 0 0 rg BT 321.36 60.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 365.52 60.10 Td (as ) Tj ET Q q 0 0 0 rg BT 376.35 60.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.06 60.10 Td (service ) Tj ET Q q 0 0 0 rg BT 421.88 60.10 Td (provider) Tj ET Q q 0 0 0 rg BT 455.20 60.10 Td (.) Tj ET Q endstream endobj 193 0 obj <>] /Rotate 0 /Contents 194 0 R>> endobj 194 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.69 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 75.09 731.10 Td (June30, ) Tj ET Q q 0 0 0 rg BT 111.49 731.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 137.06 731.10 Td (we ) Tj ET Q q 0 0 0 rg BT 151.80 731.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 188.19 731.10 Td (that ) Tj ET Q q 0 0 0 rg BT 206.26 731.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 229.33 731.10 Td (owned ) Tj ET Q q 0 0 0 rg BT 259.06 731.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 289.34 731.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 331.28 731.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 357.13 731.10 Td (in, ) Tj ET Q q 0 0 0 rg BT 370.49 731.10 Td (but ) Tj ET Q q 0 0 0 rg BT 386.34 731.10 Td (not ) Tj ET Q q 0 0 0 rg BT 402.19 731.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 424.69 731.10 Td (title ) Tj ET Q q 0 0 0 rg BT 443.32 731.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 456.67 731.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.50 731.10 Td (78%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.83 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 538.90 731.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.31 731.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 82.18 719.10 Td (MSRs. ) Tj ET Q q 0 0 0 rg BT 112.37 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 115.06 719.10 Td (In ) Tj ET Q q 0 0 0 rg BT 126.07 719.10 Td (July ) Tj ET Q q 0 0 0 rg BT 145.42 719.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 170.60 719.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 201.60 719.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.73 719.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 241.41 719.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 273.51 719.10 Td (into ) Tj ET Q q 0 0 0 rg BT 291.75 719.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 339.97 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.43 719.10 Td (convert ) Tj ET Q q 0 0 0 rg BT 383.09 719.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 405.87 719.10 Td (s ) Tj ET Q q 0 0 0 rg BT 412.45 719.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 454.00 719.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 479.46 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 489.92 719.10 Td (the ) Tj ET Q q 0 0 0 rg BT 504.82 719.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 537.50 719.10 Td (MSRs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (into ) Tj ET Q q 0 0 0 rg BT 68.23 707.10 Td (fully-owned ) Tj ET Q q 0 0 0 rg BT 120.28 707.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 148.47 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 159.42 707.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 200.35 707.10 Td (for ) Tj ET Q q 0 0 0 rg BT 215.18 707.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 256.68 707.10 Td (from ) Tj ET Q q 0 0 0 rg BT 279.29 707.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 302.47 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.42 707.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 344.92 707.10 Td (when ) Tj ET Q q 0 0 0 rg BT 369.75 707.10 Td (such ) Tj ET Q q 0 0 0 rg BT 391.25 707.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 419.44 707.10 Td (were ) Tj ET Q q 0 0 0 rg BT 442.04 707.10 Td (transferred. ) Tj ET Q q 0 0 0 rg BT 491.02 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 493.97 707.10 Td (The ) Tj ET Q q 0 0 0 rg BT 512.69 707.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 550.29 707.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 80.79 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 91.53 695.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 121.70 695.10 Td (third ) Tj ET Q q 0 0 0 rg BT 143.55 695.10 Td (party ) Tj ET Q q 0 0 0 rg BT 167.07 695.10 Td (consents. ) Tj ET Q q 0 0 0 rg BT 206.97 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 209.94 695.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 241.22 695.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 281.40 695.10 Td (that ) Tj ET Q q 0 0 0 rg BT 299.36 695.10 Td (under ) Tj ET Q q 0 0 0 rg BT 325.10 695.10 Td (these ) Tj ET Q q 0 0 0 rg BT 348.61 695.10 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 399.61 695.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 430.89 695.10 Td (would ) Tj ET Q q 0 0 0 rg BT 458.86 695.10 Td (subservice ) Tj ET Q q 0 0 0 rg BT 504.03 695.10 Td (the ) Tj ET Q q 0 0 0 rg BT 519.21 695.10 Td (transferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 82.03 683.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 109.58 683.10 Td (for ) Tj ET Q q 0 0 0 rg BT 123.77 683.10 Td (an ) Tj ET Q q 0 0 0 rg BT 135.74 683.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 161.60 683.10 Td (term ) Tj ET Q q 0 0 0 rg BT 182.46 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.33 683.10 Td (five ) Tj ET Q q 0 0 0 rg BT 211.41 683.10 Td (years, ) Tj ET Q q 0 0 0 rg BT 237.54 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.51 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.26 683.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 317.33 683.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 355.41 683.10 Td (for ) Tj ET Q q 0 0 0 rg BT 369.60 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.35 683.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 430.76 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.62 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.37 683.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 490.57 683.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 546.97 683.10 Td (into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 671.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 671.10 Td (more ) Tj ET Q q 0 0 0 rg BT 79.49 671.10 Td (traditional ) Tj ET Q q 0 0 0 rg BT 123.08 671.10 Td (subservicing ) Tj ET Q q 0 0 0 rg BT 176.13 671.10 Td (arrangement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.23 650.10 Td (January ) Tj ET Q q 0 0 0 rg BT 93.74 650.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 118.64 650.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 149.37 650.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 188.99 650.10 Td (that ) Tj ET Q q 0 0 0 rg BT 206.39 650.10 Td (it ) Tj ET Q q 0 0 0 rg BT 214.35 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 231.19 650.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 253.60 650.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 285.43 650.10 Td (into ) Tj ET Q q 0 0 0 rg BT 303.39 650.10 Td (new ) Tj ET Q q 0 0 0 rg BT 322.45 650.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 370.39 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.57 650.10 Td (accelerate ) Tj ET Q q 0 0 0 rg BT 422.94 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.56 650.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 502.73 650.10 Td (of ) Tj ET Q q 0 0 0 rg BT 513.46 650.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 543.07 650.10 Td (parts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.59 638.10 Td (their ) Tj ET Q q 0 0 0 rg BT 79.68 638.10 Td (July ) Tj ET Q q 0 0 0 rg BT 98.12 638.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 119.88 638.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 171.62 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.16 638.10 Td (order ) Tj ET Q q 0 0 0 rg BT 204.02 638.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.56 638.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 245.86 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.84 638.10 Td (intent ) Tj ET Q q 0 0 0 rg BT 284.38 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.47 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.45 638.10 Td (July ) Tj ET Q q 0 0 0 rg BT 326.89 638.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 348.65 638.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 395.95 638.10 Td (sooner ) Tj ET Q q 0 0 0 rg BT 424.37 638.10 Td (while ) Tj ET Q q 0 0 0 rg BT 448.35 638.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 478.44 638.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 518.53 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.51 638.10 Td (process ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 626.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 100.60 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.32 626.10 Td (third ) Tj ET Q q 0 0 0 rg BT 136.71 626.10 Td (party ) Tj ET Q q 0 0 0 rg BT 159.75 626.10 Td (consents ) Tj ET Q q 0 0 0 rg BT 196.69 626.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 238.06 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.34 626.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 281.38 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.09 626.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 328.59 626.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 356.10 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.38 626.10 Td (NRZ.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 605.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.31 605.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.23 605.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 133.31 605.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 179.50 605.10 Td (through ) Tj ET Q q 0 0 0 rg BT 212.64 605.10 Td (its ) Tj ET Q q 0 0 0 rg BT 224.12 605.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 258.92 605.10 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 310.67 605.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 342.13 605.10 Td (into ) Tj ET Q q 0 0 0 rg BT 359.72 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.97 605.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 417.19 605.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 463.65 605.10 Td (with ) Tj ET Q q 0 0 0 rg BT 483.46 605.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 505.50 605.10 Td (which ) Tj ET Q q 0 0 0 rg BT 531.97 605.10 Td (extends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 593.10 Td (through ) Tj ET Q q 0 0 0 rg BT 83.08 593.10 Td (August ) Tj ET Q q 0 0 0 rg BT 115.13 593.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 140.80 593.10 Td ( ) Tj ET Q q 0 0 0 rg BT 143.97 593.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 172.12 593.10 Td (this ) Tj ET Q q 0 0 0 rg BT 189.74 593.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 234.55 593.10 Td (and ) Tj ET Q q 0 0 0 rg BT 252.15 593.10 Td (related ) Tj ET Q q 0 0 0 rg BT 282.52 593.10 Td (amendments, ) Tj ET Q q 0 0 0 rg BT 338.03 593.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 382.85 593.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 417.67 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 433.06 593.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 473.99 593.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 511.03 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.53 593.10 Td (brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 581.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.56 581.10 Td (for ) Tj ET Q q 0 0 0 rg BT 99.07 581.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 121.91 581.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 165.86 581.10 Td (with ) Tj ET Q q 0 0 0 rg BT 186.48 581.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.55 581.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 234.40 581.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 262.26 581.10 Td (when ) Tj ET Q q 0 0 0 rg BT 286.77 581.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 317.94 581.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 355.22 581.10 Td (such ) Tj ET Q q 0 0 0 rg BT 376.39 581.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 404.26 581.10 Td (to ) Tj ET Q q 0 0 0 rg BT 414.89 581.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 437.73 581.10 Td (or ) Tj ET Q q 0 0 0 rg BT 448.91 581.10 Td (when ) Tj ET Q q 0 0 0 rg BT 473.42 581.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 496.27 581.10 Td (acquires ) Tj ET Q q 0 0 0 rg BT 532.44 581.10 Td (both ) Tj ET Q q 0 0 0 rg BT 553.06 581.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 569.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 92.98 569.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 135.34 569.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 168.26 569.10 Td (in ) Tj ET Q q 0 0 0 rg BT 179.53 569.10 Td (such ) Tj ET Q q 0 0 0 rg BT 201.34 569.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 229.85 569.10 Td (and ) Tj ET Q q 0 0 0 rg BT 247.77 569.10 Td (the ) Tj ET Q q 0 0 0 rg BT 263.48 569.10 Td (right ) Tj ET Q q 0 0 0 rg BT 285.85 569.10 Td (to ) Tj ET Q q 0 0 0 rg BT 297.12 569.10 Td (designate ) Tj ET Q q 0 0 0 rg BT 338.37 569.10 Td (the ) Tj ET Q q 0 0 0 rg BT 354.07 569.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 383.66 569.10 Td (for ) Tj ET Q q 0 0 0 rg BT 398.81 569.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 422.30 569.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 465.77 569.10 Td (in ) Tj ET Q q 0 0 0 rg BT 477.03 569.10 Td (such ) Tj ET Q q 0 0 0 rg BT 498.85 569.10 Td (portfolios. ) Tj ET Q q 0 0 0 rg BT 543.73 569.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.96 569.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 557.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 92.65 557.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 139.01 557.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 175.39 557.10 Td (that ) Tj ET Q q 0 0 0 rg BT 191.89 557.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 235.48 557.10 Td (is ) Tj ET Q q 0 0 0 rg BT 244.09 557.10 Td (the ) Tj ET Q q 0 0 0 rg BT 258.24 557.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 297.94 557.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 333.76 557.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.02 557.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 385.93 557.10 Td (services ) Tj ET Q q 0 0 0 rg BT 420.08 557.10 Td (for ) Tj ET Q q 0 0 0 rg BT 433.67 557.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 455.61 557.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 498.64 557.10 Td (with ) Tj ET Q q 0 0 0 rg BT 518.35 557.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.51 557.10 Td (Subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 545.10 Td (MSRs, ) Tj ET Q q 0 0 0 rg BT 79.26 545.10 Td (irrespective ) Tj ET Q q 0 0 0 rg BT 128.15 545.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.72 545.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.18 545.10 Td (sub-servicer) Tj ET Q q 0 0 0 rg BT 201.50 545.10 Td (. ) Tj ET Q q 0 0 0 rg BT 206.24 545.10 Td ( ) Tj ET Q q 0 0 0 rg BT 208.49 545.10 Td (NRZ) Tj ET Q q 0 0 0 rg BT 231.27 545.10 Td (s ) Tj ET Q q 0 0 0 rg BT 237.40 545.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 279.62 545.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 322.98 545.10 Td (will ) Tj ET Q q 0 0 0 rg BT 340.78 545.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 371.89 545.10 Td (a ) Tj ET Q q 0 0 0 rg BT 378.57 545.10 Td (cooperative ) Tj ET Q q 0 0 0 rg BT 427.46 545.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 469.68 545.10 Td (commission ) Tj ET Q q 0 0 0 rg BT 520.26 545.10 Td (on ) Tj ET Q q 0 0 0 rg BT 532.50 545.10 Td (the ) Tj ET Q q 0 0 0 rg BT 546.96 545.10 Td (sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 533.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 533.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 90.03 533.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 112.53 533.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 155.02 533.10 Td (from ) Tj ET Q q 0 0 0 rg BT 176.96 533.10 Td (these ) Tj ET Q q 0 0 0 rg BT 200.00 533.10 Td (portfolios ) Tj ET Q q 0 0 0 rg BT 241.39 533.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 272.21 533.10 Td (to ) Tj ET Q q 0 0 0 rg BT 282.49 533.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 312.20 533.10 Td (exceptions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 512.10 Td (On ) Tj ET Q q 0 0 0 rg BT 63.64 512.10 Td (August28, ) Tj ET Q q 0 0 0 rg BT 109.99 512.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 134.41 512.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 178.52 512.10 Td (and ) Tj ET Q q 0 0 0 rg BT 195.42 512.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 217.88 512.10 Td (also ) Tj ET Q q 0 0 0 rg BT 236.45 512.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 268.33 512.10 Td (into ) Tj ET Q q 0 0 0 rg BT 286.35 512.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.03 512.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 337.36 512.10 Td (LOI ) Tj ET Q q 0 0 0 rg BT 356.48 512.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.72 512.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 389.17 512.10 Td (into ) Tj ET Q q 0 0 0 rg BT 407.18 512.10 Td (a ) Tj ET Q q 0 0 0 rg BT 414.08 512.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 449.88 512.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 499.26 512.10 Td (setting ) Tj ET Q q 0 0 0 rg BT 528.38 512.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 550.28 512.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 500.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 73.33 500.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 109.39 500.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.78 500.10 Td (which ) Tj ET Q q 0 0 0 rg BT 144.48 500.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 187.75 500.10 Td (would ) Tj ET Q q 0 0 0 rg BT 214.36 500.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 243.74 500.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.57 500.10 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 296.95 500.10 Td (service ) Tj ET Q q 0 0 0 rg BT 326.88 500.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 362.38 500.10 Td (of ) Tj ET Q q 0 0 0 rg BT 372.32 500.10 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 412.24 500.10 Td (services ) Tj ET Q q 0 0 0 rg BT 446.06 500.10 Td (for ) Tj ET Q q 0 0 0 rg BT 459.34 500.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.17 500.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 504.78 500.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 531.41 500.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.10 Td (August ) Tj ET Q q 0 0 0 rg BT 80.50 488.10 Td (2025. ) Tj ET Q q 0 0 0 rg BT 105.12 488.10 Td ( ) Tj ET Q q 0 0 0 rg BT 107.07 488.10 Td (The ) Tj ET Q q 0 0 0 rg BT 124.73 488.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 160.72 488.10 Td (LOI ) Tj ET Q q 0 0 0 rg BT 179.49 488.10 Td (was ) Tj ET Q q 0 0 0 rg BT 197.16 488.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 235.36 488.10 Td (to ) Tj ET Q q 0 0 0 rg BT 245.25 488.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 281.80 488.10 Td (through ) Tj ET Q q 0 0 0 rg BT 315.02 488.10 Td (February28, ) Tj ET Q q 0 0 0 rg BT 368.23 488.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 390.34 488.10 Td (\(with ) Tj ET Q q 0 0 0 rg BT 413.56 488.10 Td (a ) Tj ET Q q 0 0 0 rg BT 420.11 488.10 Td (further ) Tj ET Q q 0 0 0 rg BT 449.43 488.10 Td (automatic ) Tj ET Q q 0 0 0 rg BT 490.97 488.10 Td (extension ) Tj ET Q q 0 0 0 rg BT 531.41 488.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 476.10 Td (March31, ) Tj ET Q q 0 0 0 rg BT 93.10 476.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 115.60 476.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 153.65 476.10 Td (that ) Tj ET Q q 0 0 0 rg BT 171.14 476.10 Td (the ) Tj ET Q q 0 0 0 rg BT 185.86 476.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 215.01 476.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 251.95 476.10 Td (to ) Tj ET Q q 0 0 0 rg BT 262.22 476.10 Td (negotiate ) Tj ET Q q 0 0 0 rg BT 301.38 476.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.09 476.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 351.92 476.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 398.84 476.10 Td (in ) Tj ET Q q 0 0 0 rg BT 409.12 476.10 Td (good ) Tj ET Q q 0 0 0 rg BT 431.62 476.10 Td (faith\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 455.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.50 455.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 111.06 455.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 157.95 455.10 Td (can ) Tj ET Q q 0 0 0 rg BT 174.28 455.10 Td (be ) Tj ET Q q 0 0 0 rg BT 186.18 455.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 231.39 455.10 Td (by ) Tj ET Q q 0 0 0 rg BT 243.31 455.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 287.42 455.10 Td (if ) Tj ET Q q 0 0 0 rg BT 295.99 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.66 455.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 346.45 455.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 393.33 455.10 Td (is ) Tj ET Q q 0 0 0 rg BT 402.46 455.10 Td (not ) Tj ET Q q 0 0 0 rg BT 417.70 455.10 Td (signed ) Tj ET Q q 0 0 0 rg BT 446.26 455.10 Td (between ) Tj ET Q q 0 0 0 rg BT 481.49 455.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 525.61 455.10 Td (and ) Tj ET Q q 0 0 0 rg BT 542.50 455.10 Td (NRZ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 443.10 Td (during ) Tj ET Q q 0 0 0 rg BT 77.82 443.10 Td (the ) Tj ET Q q 0 0 0 rg BT 92.24 443.10 Td (term ) Tj ET Q q 0 0 0 rg BT 112.77 443.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.31 443.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.73 443.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 173.82 443.10 Td (LOI. ) Tj ET Q q 0 0 0 rg BT 195.18 443.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.23 443.10 Td (The ) Tj ET Q q 0 0 0 rg BT 214.98 443.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 258.35 443.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 304.98 443.10 Td (may ) Tj ET Q q 0 0 0 rg BT 324.40 443.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 365.49 443.10 Td (only ) Tj ET Q q 0 0 0 rg BT 385.47 443.10 Td (be ) Tj ET Q q 0 0 0 rg BT 397.12 443.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 442.09 443.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 464.29 443.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.72 443.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 524.78 443.10 Td (of ) Tj ET Q q 0 0 0 rg BT 535.31 443.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 87.74 431.10 Td (events. ) Tj ET Q q 0 0 0 rg BT 117.93 431.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.91 431.10 Td (T) Tj ET Q q 0 0 0 rg BT 125.32 431.10 Td (ermination ) Tj ET Q q 0 0 0 rg BT 170.79 431.10 Td (events ) Tj ET Q q 0 0 0 rg BT 198.48 431.10 Td (include, ) Tj ET Q q 0 0 0 rg BT 232.55 431.10 Td (but ) Tj ET Q q 0 0 0 rg BT 247.47 431.10 Td (are ) Tj ET Q q 0 0 0 rg BT 261.82 431.10 Td (not ) Tj ET Q q 0 0 0 rg BT 276.74 431.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 307.22 431.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 319.64 431.10 Td (a ) Tj ET Q q 0 0 0 rg BT 326.22 431.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 355.01 431.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.48 431.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.84 431.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 404.20 431.10 Td (of ) Tj ET Q q 0 0 0 rg BT 414.67 431.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.03 431.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 472.34 431.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 518.91 431.10 Td (\(including, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.10 Td (without ) Tj ET Q q 0 0 0 rg BT 82.89 419.10 Td (limitation, ) Tj ET Q q 0 0 0 rg BT 127.11 419.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.15 419.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 171.08 419.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.69 419.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 203.95 419.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 257.31 419.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 297.91 419.10 Td (and ) Tj ET Q q 0 0 0 rg BT 315.17 419.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 382.42 419.10 Td (with ) Tj ET Q q 0 0 0 rg BT 403.03 419.10 Td (law ) Tj ET Q q 0 0 0 rg BT 420.30 419.10 Td (in ) Tj ET Q q 0 0 0 rg BT 430.91 419.10 Td (a ) Tj ET Q q 0 0 0 rg BT 438.18 419.10 Td (material ) Tj ET Q q 0 0 0 rg BT 473.77 419.10 Td (respect\), ) Tj ET Q q 0 0 0 rg BT 510.75 419.10 Td (the ) Tj ET Q q 0 0 0 rg BT 525.80 419.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 554.72 419.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 86.17 407.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 119.50 407.10 Td (which ) Tj ET Q q 0 0 0 rg BT 145.62 407.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 173.39 407.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 215.60 407.10 Td (prevents ) Tj ET Q q 0 0 0 rg BT 251.16 407.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 303.35 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.36 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 327.26 407.10 Td (contract, ) Tj ET Q q 0 0 0 rg BT 363.64 407.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 406.41 407.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 451.40 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.41 407.10 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 527.51 407.10 Td (resulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.96 395.10 Td (an ) Tj ET Q q 0 0 0 rg BT 72.08 395.10 Td (adversarial ) Tj ET Q q 0 0 0 rg BT 118.63 395.10 Td (proceeding ) Tj ET Q q 0 0 0 rg BT 165.73 395.10 Td (against ) Tj ET Q q 0 0 0 rg BT 196.74 395.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 221.92 395.10 Td (voluntary ) Tj ET Q q 0 0 0 rg BT 262.93 395.10 Td (or ) Tj ET Q q 0 0 0 rg BT 273.94 395.10 Td (involuntary ) Tj ET Q q 0 0 0 rg BT 322.73 395.10 Td (bankruptcy) Tj ET Q q 0 0 0 rg BT 367.06 395.10 Td (, ) Tj ET Q q 0 0 0 rg BT 372.24 395.10 Td (appointment ) Tj ET Q q 0 0 0 rg BT 424.92 395.10 Td (of ) Tj ET Q q 0 0 0 rg BT 435.93 395.10 Td (a ) Tj ET Q q 0 0 0 rg BT 443.05 395.10 Td (receiver) Tj ET Q q 0 0 0 rg BT 474.84 395.10 Td (, ) Tj ET Q q 0 0 0 rg BT 480.02 395.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 523.25 395.10 Td (in ) Tj ET Q q 0 0 0 rg BT 533.71 395.10 Td (a ) Tj ET Q q 0 0 0 rg BT 540.83 395.10 Td (Form ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (10-K ) Tj ET Q q 0 0 0 rg BT 71.88 383.10 Td (or ) Tj ET Q q 0 0 0 rg BT 82.04 383.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 105.54 383.10 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 127.92 383.10 Td (that ) Tj ET Q q 0 0 0 rg BT 144.75 383.10 Td (there ) Tj ET Q q 0 0 0 rg BT 166.56 383.10 Td (is ) Tj ET Q q 0 0 0 rg BT 175.06 383.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 219.11 383.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 265.92 383.10 Td (about ) Tj ET Q q 0 0 0 rg BT 289.56 383.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 333.99 383.10 Td (s ) Tj ET Q q 0 0 0 rg BT 339.71 383.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 367.10 383.10 Td (to ) Tj ET Q q 0 0 0 rg BT 376.71 383.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 412.97 383.10 Td (as ) Tj ET Q q 0 0 0 rg BT 423.13 383.10 Td (a ) Tj ET Q q 0 0 0 rg BT 429.40 383.10 Td (going ) Tj ET Q q 0 0 0 rg BT 454.01 383.10 Td (concern, ) Tj ET Q q 0 0 0 rg BT 489.98 383.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 517.91 383.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.51 383.10 Td (maintain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.44 371.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 95.03 371.10 Td (level ) Tj ET Q q 0 0 0 rg BT 116.97 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.80 371.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 148.06 371.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.00 371.10 Td (an ) Tj ET Q q 0 0 0 rg BT 176.94 371.10 Td (unapproved ) Tj ET Q q 0 0 0 rg BT 226.65 371.10 Td (change ) Tj ET Q q 0 0 0 rg BT 257.46 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.29 371.10 Td (control.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 350.10 Td (Following ) Tj ET Q q 0 0 0 rg BT 92.38 350.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.35 350.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 146.98 350.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.07 350.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.04 350.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 206.29 350.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 254.97 350.10 Td (we ) Tj ET Q q 0 0 0 rg BT 268.39 350.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 309.01 350.10 Td (that ) Tj ET Q q 0 0 0 rg BT 325.77 350.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 359.17 350.10 Td (from ) Tj ET Q q 0 0 0 rg BT 380.37 350.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 402.12 350.10 Td (would ) Tj ET Q q 0 0 0 rg BT 428.88 350.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 463.39 350.10 Td (and ) Tj ET Q q 0 0 0 rg BT 479.59 350.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 512.99 350.10 Td (from ) Tj ET Q q 0 0 0 rg BT 534.19 350.10 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 338.10 Td (would ) Tj ET Q q 0 0 0 rg BT 77.64 338.10 Td (decrease. ) Tj ET Q q 0 0 0 rg BT 117.70 338.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.15 338.10 Td (As ) Tj ET Q q 0 0 0 rg BT 134.41 338.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 167.55 338.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 195.71 338.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 233.29 338.10 Td (to ) Tj ET Q q 0 0 0 rg BT 244.21 338.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 277.89 338.10 Td (from ) Tj ET Q q 0 0 0 rg BT 300.48 338.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 331.94 338.10 Td (to ) Tj ET Q q 0 0 0 rg BT 342.86 338.10 Td (NRZ, ) Tj ET Q q 0 0 0 rg BT 368.51 338.10 Td (we ) Tj ET Q q 0 0 0 rg BT 383.31 338.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 425.32 338.10 Td (that ) Tj ET Q q 0 0 0 rg BT 443.46 338.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 466.61 338.10 Td (will ) Tj ET Q q 0 0 0 rg BT 485.31 338.10 Td (become ) Tj ET Q q 0 0 0 rg BT 519.55 338.10 Td (our ) Tj ET Q q 0 0 0 rg BT 536.02 338.10 Td (lar) Tj ET Q q 0 0 0 rg BT 546.39 338.10 Td (gest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 326.10 Td (customer) Tj ET Q q 0 0 0 rg BT 85.60 326.10 Td (. ) Tj ET Q q 0 0 0 rg BT 90.10 326.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.09 326.10 Td (Had ) Tj ET Q q 0 0 0 rg BT 110.74 326.10 Td (all ) Tj ET Q q 0 0 0 rg BT 122.73 326.10 Td (of ) Tj ET Q q 0 0 0 rg BT 133.06 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 147.27 326.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 179.26 326.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 206.26 326.10 Td (been ) Tj ET Q q 0 0 0 rg BT 227.14 326.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 272.43 326.10 Td (to ) Tj ET Q q 0 0 0 rg BT 282.21 326.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 304.20 326.10 Td (and ) Tj ET Q q 0 0 0 rg BT 320.63 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.84 326.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 378.04 326.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 424.46 326.10 Td (and ) Tj ET Q q 0 0 0 rg BT 440.89 326.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 476.32 326.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 522.74 326.10 Td (with ) Tj ET Q q 0 0 0 rg BT 542.51 326.10 Td (NRZ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 314.10 Td (were ) Tj ET Q q 0 0 0 rg BT 71.54 314.10 Td (in ) Tj ET Q q 0 0 0 rg BT 81.93 314.10 Td (place ) Tj ET Q q 0 0 0 rg BT 105.63 314.10 Td (as ) Tj ET Q q 0 0 0 rg BT 116.58 314.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.52 314.10 Td (January1, ) Tj ET Q q 0 0 0 rg BT 171.23 314.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 196.34 314.10 Td (we ) Tj ET Q q 0 0 0 rg BT 210.61 314.10 Td (estimate ) Tj ET Q q 0 0 0 rg BT 246.54 314.10 Td (that ) Tj ET Q q 0 0 0 rg BT 264.15 314.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.52 314.10 Td (50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.85 314.10 Td ( ) Tj ET Q q 0 0 0 rg BT 345.46 314.10 Td (of ) Tj ET Q q 0 0 0 rg BT 356.40 314.10 Td (our ) Tj ET Q q 0 0 0 rg BT 372.34 314.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 394.95 314.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 429.21 314.10 Td (would ) Tj ET Q q 0 0 0 rg BT 456.82 314.10 Td (have ) Tj ET Q q 0 0 0 rg BT 478.31 314.10 Td (been ) Tj ET Q q 0 0 0 rg BT 499.80 314.10 Td (related ) Tj ET Q q 0 0 0 rg BT 529.61 314.10 Td (to ) Tj ET Q q 0 0 0 rg BT 540.00 314.10 Td (NRZ. ) Tj ET Q q 0 0 0 rg BT 565.00 314.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 302.10 Td (There ) Tj ET Q q 0 0 0 rg BT 75.47 302.10 Td (can ) Tj ET Q q 0 0 0 rg BT 92.00 302.10 Td (be ) Tj ET Q q 0 0 0 rg BT 104.09 302.10 Td (no ) Tj ET Q q 0 0 0 rg BT 116.75 302.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 158.27 302.10 Td (that ) Tj ET Q q 0 0 0 rg BT 175.92 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 190.79 302.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 220.10 302.10 Td (will ) Tj ET Q q 0 0 0 rg BT 238.31 302.10 Td (reach ) Tj ET Q q 0 0 0 rg BT 262.61 302.10 Td (an ) Tj ET Q q 0 0 0 rg BT 274.70 302.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 318.99 302.10 Td (with ) Tj ET Q q 0 0 0 rg BT 339.42 302.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 370.39 302.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.83 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 395.70 302.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 420.57 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 431.55 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 446.42 302.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 482.37 302.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 529.44 302.10 Td (or ) Tj ET Q q 0 0 0 rg BT 540.43 302.10 Td (that ) Tj ET Q q 0 0 0 rg BT 558.08 302.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 290.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 85.33 290.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 132.25 290.10 Td (will ) Tj ET Q q 0 0 0 rg BT 150.31 290.10 Td (be ) Tj ET Q q 0 0 0 rg BT 162.24 290.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 194.17 290.10 Td (into ) Tj ET Q q 0 0 0 rg BT 212.22 290.10 Td (on ) Tj ET Q q 0 0 0 rg BT 224.72 290.10 Td (a ) Tj ET Q q 0 0 0 rg BT 231.66 290.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 259.71 290.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 282.21 290.10 Td (or ) Tj ET Q q 0 0 0 rg BT 293.04 290.10 Td (at ) Tj ET Q q 0 0 0 rg BT 302.76 290.10 Td (all.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 269.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 80.37 269.10 Td (has ) Tj ET Q q 0 0 0 rg BT 96.24 269.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 136.01 269.10 Td (that ) Tj ET Q q 0 0 0 rg BT 153.55 269.10 Td (it ) Tj ET Q q 0 0 0 rg BT 161.65 269.10 Td (is ) Tj ET Q q 0 0 0 rg BT 170.87 269.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 201.74 269.10 Td (to ) Tj ET Q q 0 0 0 rg BT 212.06 269.10 Td (a ) Tj ET Q q 0 0 0 rg BT 219.05 269.10 Td (number ) Tj ET Q q 0 0 0 rg BT 252.14 269.10 Td (of ) Tj ET Q q 0 0 0 rg BT 263.02 269.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 298.34 269.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 328.64 269.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.63 269.10 Td (state ) Tj ET Q q 0 0 0 rg BT 366.50 269.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 410.14 269.10 Td (examinations, ) Tj ET Q q 0 0 0 rg BT 468.51 269.10 Td (cease ) Tj ET Q q 0 0 0 rg BT 492.70 269.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.68 269.10 Td (desist ) Tj ET Q q 0 0 0 rg BT 535.01 269.10 Td (orders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 257.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 81.57 257.10 Td (orders, ) Tj ET Q q 0 0 0 rg BT 110.58 257.10 Td (inquiries, ) Tj ET Q q 0 0 0 rg BT 149.60 257.10 Td (subpoenas, ) Tj ET Q q 0 0 0 rg BT 195.29 257.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 214.58 257.10 Td (investigative ) Tj ET Q q 0 0 0 rg BT 267.21 257.10 Td (demand, ) Tj ET Q q 0 0 0 rg BT 302.88 257.10 Td (requests ) Tj ET Q q 0 0 0 rg BT 337.18 257.10 Td (for ) Tj ET Q q 0 0 0 rg BT 350.36 257.10 Td (information ) Tj ET Q q 0 0 0 rg BT 399.09 257.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.06 257.10 Td (other ) Tj ET Q q 0 0 0 rg BT 437.13 257.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 466.98 257.10 Td (and ) Tj ET Q q 0 0 0 rg BT 482.94 257.10 Td (is ) Tj ET Q q 0 0 0 rg BT 491.13 257.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 520.98 257.10 Td (to ) Tj ET Q q 0 0 0 rg BT 530.28 257.10 Td (pending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 245.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 72.08 245.10 Td (proceedings, ) Tj ET Q q 0 0 0 rg BT 126.03 245.10 Td (some ) Tj ET Q q 0 0 0 rg BT 150.28 245.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.76 245.10 Td (which ) Tj ET Q q 0 0 0 rg BT 189.34 245.10 Td (include ) Tj ET Q q 0 0 0 rg BT 221.91 245.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 251.16 245.10 Td (against ) Tj ET Q q 0 0 0 rg BT 282.63 245.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 314.09 245.10 Td (for ) Tj ET Q q 0 0 0 rg BT 328.89 245.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 374.81 245.10 Td (monetary ) Tj ET Q q 0 0 0 rg BT 415.71 245.10 Td (damages. ) Tj ET Q q 0 0 0 rg BT 456.34 245.10 Td ( ) Tj ET Q q 0 0 0 rg BT 459.48 245.10 Td (For ) Tj ET Q q 0 0 0 rg BT 476.51 245.10 Td (example, ) Tj ET Q q 0 0 0 rg BT 516.03 245.10 Td (on ) Tj ET Q q 0 0 0 rg BT 529.17 245.10 Td (May15, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 233.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 74.77 233.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 105.86 233.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 145.84 233.10 Td (that ) Tj ET Q q 0 0 0 rg BT 163.61 233.10 Td (on ) Tj ET Q q 0 0 0 rg BT 175.76 233.10 Td (April20, ) Tj ET Q q 0 0 0 rg BT 214.64 233.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 239.91 233.10 Td (the ) Tj ET Q q 0 0 0 rg BT 254.90 233.10 Td (CFPB ) Tj ET Q q 0 0 0 rg BT 282.13 233.10 Td (and ) Tj ET Q q 0 0 0 rg BT 299.33 233.10 Td (the ) Tj ET Q q 0 0 0 rg BT 314.32 233.10 Td (State ) Tj ET Q q 0 0 0 rg BT 337.08 233.10 Td (of ) Tj ET Q q 0 0 0 rg BT 348.18 233.10 Td (Florida ) Tj ET Q q 0 0 0 rg BT 379.84 233.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 400.93 233.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 436.45 233.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 483.10 233.10 Td (in ) Tj ET Q q 0 0 0 rg BT 493.65 233.10 Td (the ) Tj ET Q q 0 0 0 rg BT 508.64 233.10 Td (United ) Tj ET Q q 0 0 0 rg BT 538.62 233.10 Td (States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 221.10 Td (District ) Tj ET Q q 0 0 0 rg BT 81.66 221.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 106.61 221.10 Td (for ) Tj ET Q q 0 0 0 rg BT 120.44 221.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.82 221.10 Td (Southern ) Tj ET Q q 0 0 0 rg BT 173.10 221.10 Td (District ) Tj ET Q q 0 0 0 rg BT 205.26 221.10 Td (of ) Tj ET Q q 0 0 0 rg BT 215.76 221.10 Td (Florida ) Tj ET Q q 0 0 0 rg BT 246.81 221.10 Td (against ) Tj ET Q q 0 0 0 rg BT 277.31 221.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 307.80 221.10 Td (alleging ) Tj ET Q q 0 0 0 rg BT 342.18 221.10 Td (violations ) Tj ET Q q 0 0 0 rg BT 383.79 221.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.29 221.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 426.44 221.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 467.48 221.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 504.63 221.10 Td (law ) Tj ET Q q 0 0 0 rg BT 521.24 221.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 540.34 221.10 Td (in ) Tj ET Q q 0 0 0 rg BT 550.29 221.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 209.10 Td (case ) Tj ET Q q 0 0 0 rg BT 70.69 209.10 Td (of ) Tj ET Q q 0 0 0 rg BT 83.00 209.10 Td (Florida, ) Tj ET Q q 0 0 0 rg BT 118.37 209.10 Td (Florida ) Tj ET Q q 0 0 0 rg BT 151.24 209.10 Td (statutes. ) Tj ET Q q 0 0 0 rg BT 187.72 209.10 Td ( ) Tj ET Q q 0 0 0 rg BT 190.83 209.10 Td (As ) Tj ET Q q 0 0 0 rg BT 205.92 209.10 Td (another ) Tj ET Q q 0 0 0 rg BT 239.89 209.10 Td (example, ) Tj ET Q q 0 0 0 rg BT 280.25 209.10 Td (on ) Tj ET Q q 0 0 0 rg BT 294.23 209.10 Td (May15, ) Tj ET Q q 0 0 0 rg BT 331.54 209.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 358.03 209.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 390.33 209.10 Td (also ) Tj ET Q q 0 0 0 rg BT 410.42 209.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 451.62 209.10 Td (that ) Tj ET Q q 0 0 0 rg BT 470.60 209.10 Td (on ) Tj ET Q q 0 0 0 rg BT 483.71 209.10 Td (April28, ) Tj ET Q q 0 0 0 rg BT 523.80 209.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 550.28 209.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 197.10 Td (Commonwealth ) Tj ET Q q 0 0 0 rg BT 116.11 197.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.17 197.10 Td (Massachusetts ) Tj ET Q q 0 0 0 rg BT 187.67 197.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 208.72 197.10 Td (a ) Tj ET Q q 0 0 0 rg BT 215.89 197.10 Td (lawsuit ) Tj ET Q q 0 0 0 rg BT 247.50 197.10 Td (against ) Tj ET Q q 0 0 0 rg BT 278.56 197.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 309.60 197.10 Td (in ) Tj ET Q q 0 0 0 rg BT 320.11 197.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.06 197.10 Td (Superior ) Tj ET Q q 0 0 0 rg BT 372.22 197.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 397.73 197.10 Td (for ) Tj ET Q q 0 0 0 rg BT 412.12 197.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.06 197.10 Td (Commonwealth ) Tj ET Q q 0 0 0 rg BT 493.67 197.10 Td (of ) Tj ET Q q 0 0 0 rg BT 504.73 197.10 Td (Massachusetts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 185.10 Td (alleging ) Tj ET Q q 0 0 0 rg BT 83.81 185.10 Td (violations ) Tj ET Q q 0 0 0 rg BT 125.34 185.10 Td (of ) Tj ET Q q 0 0 0 rg BT 135.77 185.10 Td (state ) Tj ET Q q 0 0 0 rg BT 156.19 185.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 197.16 185.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 234.24 185.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 254.66 185.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 287.30 185.10 Td (to ) Tj ET Q q 0 0 0 rg BT 297.17 185.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 328.27 185.10 Td (s ) Tj ET Q q 0 0 0 rg BT 334.26 185.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 373.01 185.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 411.49 185.10 Td (including ) Tj ET Q q 0 0 0 rg BT 451.36 185.10 Td (lender) Tj ET Q q 0 0 0 rg BT 476.15 185.10 Td (-placed ) Tj ET Q q 0 0 0 rg BT 507.66 185.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 548.07 185.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 173.10 Td (property ) Tj ET Q q 0 0 0 rg BT 86.41 173.10 Td (preservation ) Tj ET Q q 0 0 0 rg BT 138.86 173.10 Td (fees. ) Tj ET Q q 0 0 0 rg BT 160.49 173.10 Td ( ) Tj ET Q q 0 0 0 rg BT 163.51 173.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 194.86 173.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 235.11 173.10 Td (that ) Tj ET Q q 0 0 0 rg BT 253.13 173.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.38 173.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 315.29 173.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 336.09 173.10 Td (to ) Tj ET Q q 0 0 0 rg BT 346.89 173.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 374.92 173.10 Td (permanent ) Tj ET Q q 0 0 0 rg BT 420.15 173.10 Td (injunctive ) Tj ET Q q 0 0 0 rg BT 463.17 173.10 Td (relief, ) Tj ET Q q 0 0 0 rg BT 489.79 173.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 531.70 173.10 Td (redress, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 161.10 Td (refunds, ) Tj ET Q q 0 0 0 rg BT 84.67 161.10 Td (restitution, ) Tj ET Q q 0 0 0 rg BT 130.39 161.10 Td (disgor) Tj ET Q q 0 0 0 rg BT 155.21 161.10 Td (gement, ) Tj ET Q q 0 0 0 rg BT 189.82 161.10 Td (damages, ) Tj ET Q q 0 0 0 rg BT 229.98 161.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 250.43 161.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 291.15 161.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 313.83 161.10 Td (and ) Tj ET Q q 0 0 0 rg BT 330.94 161.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 349.71 161.10 Td (and ) Tj ET Q q 0 0 0 rg BT 366.83 161.10 Td (other ) Tj ET Q q 0 0 0 rg BT 390.05 161.10 Td (relief. ) Tj ET Q q 0 0 0 rg BT 416.32 161.10 Td ( ) Tj ET Q q 0 0 0 rg BT 418.80 161.10 Td (The ) Tj ET Q q 0 0 0 rg BT 437.03 161.10 Td (for) Tj ET Q q 0 0 0 rg BT 448.51 161.10 Td (going ) Tj ET Q q 0 0 0 rg BT 473.96 161.10 Td (or ) Tj ET Q q 0 0 0 rg BT 484.97 161.10 Td (other ) Tj ET Q q 0 0 0 rg BT 508.19 161.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 540.30 161.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 149.10 Td (result ) Tj ET Q q 0 0 0 rg BT 74.89 149.10 Td (in, ) Tj ET Q q 0 0 0 rg BT 88.35 149.10 Td (and ) Tj ET Q q 0 0 0 rg BT 105.97 149.10 Td (in ) Tj ET Q q 0 0 0 rg BT 116.92 149.10 Td (some ) Tj ET Q q 0 0 0 rg BT 141.21 149.10 Td (cases, ) Tj ET Q q 0 0 0 rg BT 167.99 149.10 Td (have ) Tj ET Q q 0 0 0 rg BT 190.04 149.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 224.87 149.10 Td (in, ) Tj ET Q q 0 0 0 rg BT 238.33 149.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 272.04 149.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 316.32 149.10 Td (or ) Tj ET Q q 0 0 0 rg BT 327.82 149.10 Td (other ) Tj ET Q q 0 0 0 rg BT 351.55 149.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 383.05 149.10 Td (against ) Tj ET Q q 0 0 0 rg BT 414.55 149.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 448.55 149.10 Td ( ) Tj ET Q q 0 0 0 rg BT 451.73 149.10 Td (Previous ) Tj ET Q q 0 0 0 rg BT 489.91 149.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 534.18 149.10 Td (actions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 137.10 Td (against ) Tj ET Q q 0 0 0 rg BT 79.70 137.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 109.89 137.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 143.42 137.10 Td (in ) Tj ET Q q 0 0 0 rg BT 153.07 137.10 Td (subjecting ) Tj ET Q q 0 0 0 rg BT 196.04 137.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 226.23 137.10 Td (to ) Tj ET Q q 0 0 0 rg BT 235.88 137.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 286.63 137.10 Td (oversight ) Tj ET Q q 0 0 0 rg BT 325.71 137.10 Td (of ) Tj ET Q q 0 0 0 rg BT 335.92 137.10 Td (its ) Tj ET Q q 0 0 0 rg BT 347.24 137.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 390.76 137.10 Td (and ) Tj ET Q q 0 0 0 rg BT 407.07 137.10 Td (placing ) Tj ET Q q 0 0 0 rg BT 438.38 137.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 467.45 137.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 513.76 137.10 Td (on ) Tj ET Q q 0 0 0 rg BT 525.63 137.10 Td (its ) Tj ET Q q 0 0 0 rg BT 536.95 137.10 Td (ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 125.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.78 125.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 91.70 125.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 130.86 125.10 Td (rights. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 104.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.09 104.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 95.12 104.10 Td (to ) Tj ET Q q 0 0 0 rg BT 105.16 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.63 104.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 148.27 104.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 178.85 104.10 Td (may ) Tj ET Q q 0 0 0 rg BT 198.32 104.10 Td (become ) Tj ET Q q 0 0 0 rg BT 231.67 104.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 262.26 104.10 Td (to ) Tj ET Q q 0 0 0 rg BT 272.29 104.10 Td (future ) Tj ET Q q 0 0 0 rg BT 298.43 104.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 328.44 104.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.14 104.10 Td (state ) Tj ET Q q 0 0 0 rg BT 365.72 104.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 409.07 104.10 Td (investigations, ) Tj ET Q q 0 0 0 rg BT 469.38 104.10 Td (cease ) Tj ET Q q 0 0 0 rg BT 493.29 104.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.98 104.10 Td (desist ) Tj ET Q q 0 0 0 rg BT 535.02 104.10 Td (orders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 92.10 Td (consent ) Tj ET Q q 0 0 0 rg BT 82.00 92.10 Td (orders, ) Tj ET Q q 0 0 0 rg BT 111.44 92.10 Td (inquiries, ) Tj ET Q q 0 0 0 rg BT 150.88 92.10 Td (subpoenas, ) Tj ET Q q 0 0 0 rg BT 197.00 92.10 Td (civil ) Tj ET Q q 0 0 0 rg BT 216.72 92.10 Td (investigative ) Tj ET Q q 0 0 0 rg BT 269.77 92.10 Td (demands, ) Tj ET Q q 0 0 0 rg BT 309.77 92.10 Td (requests ) Tj ET Q q 0 0 0 rg BT 344.49 92.10 Td (for ) Tj ET Q q 0 0 0 rg BT 358.10 92.10 Td (information, ) Tj ET Q q 0 0 0 rg BT 409.76 92.10 Td (other ) Tj ET Q q 0 0 0 rg BT 432.26 92.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 463.64 92.10 Td (or ) Tj ET Q q 0 0 0 rg BT 473.92 92.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 495.31 92.10 Td (proceedings, ) Tj ET Q q 0 0 0 rg BT 548.07 92.10 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 80.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.33 80.10 Td (which ) Tj ET Q q 0 0 0 rg BT 87.27 80.10 Td (could ) Tj ET Q q 0 0 0 rg BT 111.99 80.10 Td (also ) Tj ET Q q 0 0 0 rg BT 130.59 80.10 Td (result ) Tj ET Q q 0 0 0 rg BT 155.31 80.10 Td (in ) Tj ET Q q 0 0 0 rg BT 165.59 80.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 198.63 80.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 242.22 80.10 Td (or ) Tj ET Q q 0 0 0 rg BT 253.05 80.10 Td (other ) Tj ET Q q 0 0 0 rg BT 276.10 80.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 306.92 80.10 Td (against ) Tj ET Q q 0 0 0 rg BT 337.75 80.10 Td (Ocwen.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 59.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.17 59.10 Td (foregoing ) Tj ET Q q 0 0 0 rg BT 110.16 59.10 Td (may ) Tj ET Q q 0 0 0 rg BT 130.50 59.10 Td (have ) Tj ET Q q 0 0 0 rg BT 152.50 59.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 197.83 59.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 231.49 59.10 Td (ef) Tj ET Q q 0 0 0 rg BT 239.08 59.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 261.07 59.10 Td (on ) Tj ET Q q 0 0 0 rg BT 274.19 59.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 305.29 59.10 Td (s ) Tj ET Q q 0 0 0 rg BT 312.30 59.10 Td (business ) Tj ET Q q 0 0 0 rg BT 349.31 59.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 377.98 59.10 Td (our ) Tj ET Q q 0 0 0 rg BT 394.43 59.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 440.33 59.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 490.66 59.10 Td (with ) Tj ET Q q 0 0 0 rg BT 511.56 59.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 545.50 59.10 Td ( ) Tj ET Q q 0 0 0 rg BT 548.62 59.10 Td (For ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 47.10 Td (example, ) Tj ET Q q 0 0 0 rg BT 87.64 47.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 117.73 47.10 Td (may ) Tj ET Q q 0 0 0 rg BT 136.72 47.10 Td (be ) Tj ET Q q 0 0 0 rg BT 147.92 47.10 Td (required ) Tj ET Q q 0 0 0 rg BT 183.01 47.10 Td (to ) Tj ET Q q 0 0 0 rg BT 192.56 47.10 Td (alter ) Tj ET Q q 0 0 0 rg BT 212.09 47.10 Td (the ) Tj ET Q q 0 0 0 rg BT 226.07 47.10 Td (way ) Tj ET Q q 0 0 0 rg BT 244.50 47.10 Td (it ) Tj ET Q q 0 0 0 rg BT 251.83 47.10 Td (conducts ) Tj ET Q q 0 0 0 rg BT 289.15 47.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 327.31 47.10 Td (including ) Tj ET Q q 0 0 0 rg BT 366.85 47.10 Td (the ) Tj ET Q q 0 0 0 rg BT 380.83 47.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 409.26 47.10 Td (it ) Tj ET Q q 0 0 0 rg BT 416.58 47.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 454.45 47.10 Td (with ) Tj ET Q q 0 0 0 rg BT 473.99 47.10 Td (for ) Tj ET Q q 0 0 0 rg BT 487.42 47.10 Td (services ) Tj ET Q q 0 0 0 rg BT 521.40 47.10 Td (\(including ) Tj ET Q endstream endobj 195 0 obj <>] /Rotate 0 /Contents 196 0 R>> endobj 196 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (IT) Tj ET Q q 0 0 0 rg BT 58.76 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 61.79 731.10 Td (and ) Tj ET Q q 0 0 0 rg BT 79.25 731.10 Td (software ) Tj ET Q q 0 0 0 rg BT 116.71 731.10 Td (services\), ) Tj ET Q q 0 0 0 rg BT 157.78 731.10 Td (it ) Tj ET Q q 0 0 0 rg BT 166.36 731.10 Td (may ) Tj ET Q q 0 0 0 rg BT 186.61 731.10 Td (be ) Tj ET Q q 0 0 0 rg BT 199.08 731.10 Td (required ) Tj ET Q q 0 0 0 rg BT 235.42 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 246.23 731.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 267.02 731.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 302.26 731.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.07 731.10 Td (its ) Tj ET Q q 0 0 0 rg BT 325.54 731.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 360.24 731.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 391.59 731.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 429.61 731.10 Td (with ) Tj ET Q q 0 0 0 rg BT 450.41 731.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 464.83 731.10 Td (it ) Tj ET Q q 0 0 0 rg BT 473.42 731.10 Td (may ) Tj ET Q q 0 0 0 rg BT 493.67 731.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 512.80 731.10 Td (its ) Tj ET Q q 0 0 0 rg BT 525.28 731.10 Td (non-GSE ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 89.03 719.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 114.68 719.10 Td (or ) Tj ET Q q 0 0 0 rg BT 125.88 719.10 Td (subservicing ) Tj ET Q q 0 0 0 rg BT 179.30 719.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 236.04 719.10 Td (or ) Tj ET Q q 0 0 0 rg BT 247.24 719.10 Td (may ) Tj ET Q q 0 0 0 rg BT 267.33 719.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 286.32 719.10 Td (one ) Tj ET Q q 0 0 0 rg BT 303.63 719.10 Td (or ) Tj ET Q q 0 0 0 rg BT 314.83 719.10 Td (more ) Tj ET Q q 0 0 0 rg BT 338.25 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 349.46 719.10 Td (its ) Tj ET Q q 0 0 0 rg BT 361.78 719.10 Td (state ) Tj ET Q q 0 0 0 rg BT 382.98 719.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 422.51 719.10 Td (or ) Tj ET Q q 0 0 0 rg BT 433.71 719.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 480.46 719.10 Td (licenses. ) Tj ET Q q 0 0 0 rg BT 517.49 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 519.73 719.10 Td (Additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 92.35 707.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 122.44 707.10 Td (or ) Tj ET Q q 0 0 0 rg BT 132.53 707.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 164.83 707.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 201.57 707.10 Td (developments ) Tj ET Q q 0 0 0 rg BT 258.87 707.10 Td (may ) Tj ET Q q 0 0 0 rg BT 277.85 707.10 Td (impose ) Tj ET Q q 0 0 0 rg BT 308.49 707.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 350.24 707.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 396.44 707.10 Td (on ) Tj ET Q q 0 0 0 rg BT 408.20 707.10 Td (or ) Tj ET Q q 0 0 0 rg BT 418.29 707.10 Td (require ) Tj ET Q q 0 0 0 rg BT 448.36 707.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 482.33 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 491.87 707.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 522.97 707.10 Td (s ) Tj ET Q q 0 0 0 rg BT 528.62 707.10 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 695.10 Td (that ) Tj ET Q q 0 0 0 rg BT 66.86 695.10 Td (could ) Tj ET Q q 0 0 0 rg BT 91.44 695.10 Td (require ) Tj ET Q q 0 0 0 rg BT 122.12 695.10 Td (it ) Tj ET Q q 0 0 0 rg BT 130.04 695.10 Td (to ) Tj ET Q q 0 0 0 rg BT 140.19 695.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 156.44 695.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 182.13 695.10 Td (or ) Tj ET Q q 0 0 0 rg BT 192.83 695.10 Td (change ) Tj ET Q q 0 0 0 rg BT 223.51 695.10 Td (its ) Tj ET Q q 0 0 0 rg BT 235.32 695.10 Td (business ) Tj ET Q q 0 0 0 rg BT 271.58 695.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 318.10 695.10 Td ( ) Tj ET Q q 0 0 0 rg BT 319.94 695.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 339.53 695.10 Td (or ) Tj ET Q q 0 0 0 rg BT 350.22 695.10 Td (all ) Tj ET Q q 0 0 0 rg BT 362.58 695.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.28 695.10 Td (these ) Tj ET Q q 0 0 0 rg BT 396.19 695.10 Td (ef) Tj ET Q q 0 0 0 rg BT 403.77 695.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 425.02 695.10 Td (could ) Tj ET Q q 0 0 0 rg BT 449.60 695.10 Td (result ) Tj ET Q q 0 0 0 rg BT 474.18 695.10 Td (in ) Tj ET Q q 0 0 0 rg BT 484.32 695.10 Td (our ) Tj ET Q q 0 0 0 rg BT 500.02 695.10 Td (eventual ) Tj ET Q q 0 0 0 rg BT 536.25 695.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 554.18 695.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 683.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 79.95 683.10 Td (as ) Tj ET Q q 0 0 0 rg BT 90.41 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 96.98 683.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 135.77 683.10 Td (or ) Tj ET Q q 0 0 0 rg BT 146.23 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 152.79 683.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 192.69 683.10 Td (in ) Tj ET Q q 0 0 0 rg BT 202.60 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.94 683.10 Td (number ) Tj ET Q q 0 0 0 rg BT 249.62 683.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 277.30 683.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 309.42 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.89 683.10 Td (services ) Tj ET Q q 0 0 0 rg BT 354.22 683.10 Td (they ) Tj ET Q q 0 0 0 rg BT 373.57 683.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 411.24 683.10 Td (from ) Tj ET Q q 0 0 0 rg BT 432.81 683.10 Td (us ) Tj ET Q q 0 0 0 rg BT 443.83 683.10 Td (or ) Tj ET Q q 0 0 0 rg BT 454.29 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 468.64 683.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 486.33 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.79 683.10 Td (other ) Tj ET Q q 0 0 0 rg BT 519.47 683.10 Td (customers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 662.10 Td (If ) Tj ET Q q 0 0 0 rg BT 58.80 662.10 Td (any ) Tj ET Q q 0 0 0 rg BT 75.88 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 86.84 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.70 662.10 Td (following ) Tj ET Q q 0 0 0 rg BT 143.22 662.10 Td (events ) Tj ET Q q 0 0 0 rg BT 171.41 662.10 Td (occurred, ) Tj ET Q q 0 0 0 rg BT 210.94 662.10 Td (Altisource) Tj ET Q q 0 0 0 rg BT 255.37 662.10 Td (s ) Tj ET Q q 0 0 0 rg BT 261.90 662.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 296.19 662.10 Td (could ) Tj ET Q q 0 0 0 rg BT 321.04 662.10 Td (be ) Tj ET Q q 0 0 0 rg BT 333.12 662.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 385.75 662.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 411.15 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 428.23 662.10 Td (our ) Tj ET Q q 0 0 0 rg BT 444.20 662.10 Td (results ) Tj ET Q q 0 0 0 rg BT 472.94 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.91 662.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 528.21 662.10 Td (could ) Tj ET Q q 0 0 0 rg BT 553.06 662.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 650.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 93.18 650.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 134.64 650.10 Td (af) Tj ET Q q 0 0 0 rg BT 142.22 650.10 Td (fected, ) Tj ET Q q 0 0 0 rg BT 172.29 650.10 Td (including ) Tj ET Q q 0 0 0 rg BT 213.21 650.10 Td (from ) Tj ET Q q 0 0 0 rg BT 235.79 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 251.15 650.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 287.07 650.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 336.31 650.10 Td (or ) Tj ET Q q 0 0 0 rg BT 347.78 650.10 Td (write-of) Tj ET Q q 0 0 0 rg BT 379.81 650.10 Td (f ) Tj ET Q q 0 0 0 rg BT 386.28 650.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.75 650.10 Td (goodwill, ) Tj ET Q q 0 0 0 rg BT 438.95 650.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 482.08 650.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 511.05 650.10 Td (property ) Tj ET Q q 0 0 0 rg BT 548.07 650.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 638.10 Td (equipment, ) Tj ET Q q 0 0 0 rg BT 96.71 638.10 Td (other ) Tj ET Q q 0 0 0 rg BT 119.76 638.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 145.59 638.10 Td (and ) Tj ET Q q 0 0 0 rg BT 162.53 638.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 200.01 638.10 Td (receivable:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 617.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 617.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 124.66 617.10 Td (loses ) Tj ET Q q 0 0 0 rg BT 147.16 617.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 177.98 617.10 Td (as ) Tj ET Q q 0 0 0 rg BT 188.81 617.10 Td (a ) Tj ET Q q 0 0 0 rg BT 195.74 617.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 234.90 617.10 Td (or ) Tj ET Q q 0 0 0 rg BT 245.73 617.10 Td (there ) Tj ET Q q 0 0 0 rg BT 268.21 617.10 Td (is ) Tj ET Q q 0 0 0 rg BT 277.38 617.10 Td (a ) Tj ET Q q 0 0 0 rg BT 284.32 617.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 329.04 617.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 369.30 617.10 Td (in ) Tj ET Q q 0 0 0 rg BT 379.58 617.10 Td (the ) Tj ET Q q 0 0 0 rg BT 394.29 617.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 426.79 617.10 Td (of ) Tj ET Q q 0 0 0 rg BT 437.62 617.10 Td (services ) Tj ET Q q 0 0 0 rg BT 472.33 617.10 Td (they ) Tj ET Q q 0 0 0 rg BT 492.04 617.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 530.08 617.10 Td (from ) Tj ET Q q 0 0 0 rg BT 552.02 617.10 Td (us) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 605.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 605.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 112.52 605.10 Td (loses, ) Tj ET Q q 0 0 0 rg BT 138.73 605.10 Td (sells ) Tj ET Q q 0 0 0 rg BT 160.21 605.10 Td (or ) Tj ET Q q 0 0 0 rg BT 172.24 605.10 Td (transfers ) Tj ET Q q 0 0 0 rg BT 210.37 605.10 Td (a ) Tj ET Q q 0 0 0 rg BT 218.51 605.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 264.43 605.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 297.02 605.10 Td (or ) Tj ET Q q 0 0 0 rg BT 309.05 605.10 Td (all ) Tj ET Q q 0 0 0 rg BT 322.75 605.10 Td (of ) Tj ET Q q 0 0 0 rg BT 334.78 605.10 Td (its ) Tj ET Q q 0 0 0 rg BT 347.93 605.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 392.17 605.10 Td (non-GSE ) Tj ET Q q 0 0 0 rg BT 433.10 605.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 473.46 605.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 499.94 605.10 Td (or ) Tj ET Q q 0 0 0 rg BT 511.97 605.10 Td (subservicing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 593.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 136.86 593.10 Td (and ) Tj ET Q q 0 0 0 rg BT 153.25 593.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 197.40 593.10 Td (fails ) Tj ET Q q 0 0 0 rg BT 217.12 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 227.40 593.10 Td (be ) Tj ET Q q 0 0 0 rg BT 239.34 593.10 Td (retained ) Tj ET Q q 0 0 0 rg BT 274.04 593.10 Td (as ) Tj ET Q q 0 0 0 rg BT 284.87 593.10 Td (a ) Tj ET Q q 0 0 0 rg BT 291.81 593.10 Td (service ) Tj ET Q q 0 0 0 rg BT 322.62 593.10 Td (provider) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 581.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 581.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 111.32 581.10 Td (loses ) Tj ET Q q 0 0 0 rg BT 133.82 581.10 Td (state ) Tj ET Q q 0 0 0 rg BT 154.65 581.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 193.80 581.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 227.96 581.10 Td (in ) Tj ET Q q 0 0 0 rg BT 238.23 581.10 Td (states ) Tj ET Q q 0 0 0 rg BT 262.95 581.10 Td (with ) Tj ET Q q 0 0 0 rg BT 283.23 581.10 Td (a ) Tj ET Q q 0 0 0 rg BT 290.17 581.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 334.88 581.10 Td (number ) Tj ET Q q 0 0 0 rg BT 367.93 581.10 Td (of ) Tj ET Q q 0 0 0 rg BT 378.76 581.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 402.37 581.10 Td (in ) Tj ET Q q 0 0 0 rg BT 412.64 581.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 443.74 581.10 Td (s ) Tj ET Q q 0 0 0 rg BT 450.13 581.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 489.29 581.10 Td (portfolio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 569.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 569.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 124.66 569.10 Td (fails ) Tj ET Q q 0 0 0 rg BT 144.37 569.10 Td (to ) Tj ET Q q 0 0 0 rg BT 154.65 569.10 Td (be ) Tj ET Q q 0 0 0 rg BT 166.59 569.10 Td (retained ) Tj ET Q q 0 0 0 rg BT 201.29 569.10 Td (as ) Tj ET Q q 0 0 0 rg BT 212.12 569.10 Td (a ) Tj ET Q q 0 0 0 rg BT 219.06 569.10 Td (service ) Tj ET Q q 0 0 0 rg BT 249.88 569.10 Td (provider) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 557.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 557.10 Td (The ) Tj ET Q q 0 0 0 rg BT 98.68 557.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 145.72 557.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 195.56 557.10 Td (between ) Tj ET Q q 0 0 0 rg BT 231.51 557.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 262.46 557.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.94 557.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 323.23 557.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 358.06 557.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 410.68 557.10 Td (or ) Tj ET Q q 0 0 0 rg BT 421.64 557.10 Td (there ) Tj ET Q q 0 0 0 rg BT 444.25 557.10 Td (are ) Tj ET Q q 0 0 0 rg BT 459.09 557.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 503.93 557.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 538.76 557.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.17 557.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.50 545.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 111.33 545.10 Td (to ) Tj ET Q q 0 0 0 rg BT 121.60 545.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 152.42 545.10 Td (for ) Tj ET Q q 0 0 0 rg BT 166.58 545.10 Td (services ) Tj ET Q q 0 0 0 rg BT 201.29 545.10 Td (from ) Tj ET Q q 0 0 0 rg BT 223.23 545.10 Td (which ) Tj ET Q q 0 0 0 rg BT 250.17 545.10 Td (we ) Tj ET Q q 0 0 0 rg BT 264.33 545.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 300.69 545.10 Td (material ) Tj ET Q q 0 0 0 rg BT 335.95 545.10 Td (revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 524.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 99.40 524.10 Td (, ) Tj ET Q q 0 0 0 rg BT 104.74 524.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 135.89 524.10 Td (has ) Tj ET Q q 0 0 0 rg BT 152.06 524.10 Td (notified ) Tj ET Q q 0 0 0 rg BT 186.00 524.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 200.23 524.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 240.28 524.10 Td (in ) Tj ET Q q 0 0 0 rg BT 250.89 524.10 Td (its ) Tj ET Q q 0 0 0 rg BT 263.18 524.10 Td (filings ) Tj ET Q q 0 0 0 rg BT 291.57 524.10 Td (and ) Tj ET Q q 0 0 0 rg BT 308.85 524.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 335.01 524.10 Td (in ) Tj ET Q q 0 0 0 rg BT 345.62 524.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 392.33 524.10 Td (with ) Tj ET Q q 0 0 0 rg BT 412.94 524.10 Td (resolving ) Tj ET Q q 0 0 0 rg BT 453.00 524.10 Td (several ) Tj ET Q q 0 0 0 rg BT 484.15 524.10 Td (state ) Tj ET Q q 0 0 0 rg BT 505.31 524.10 Td (administrative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 512.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 80.91 512.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 122.33 512.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 151.79 512.10 Td (that ) Tj ET Q q 0 0 0 rg BT 169.88 512.10 Td (it ) Tj ET Q q 0 0 0 rg BT 178.52 512.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 202.72 512.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.58 512.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 254.44 512.10 Td (from ) Tj ET Q q 0 0 0 rg BT 276.97 512.10 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 344.49 512.10 Td (to ) Tj ET Q q 0 0 0 rg BT 355.36 512.10 Td (another ) Tj ET Q q 0 0 0 rg BT 388.43 512.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 429.28 512.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 469.02 512.10 Td (software ) Tj ET Q q 0 0 0 rg BT 506.54 512.10 Td (platform. ) Tj ET Q q 0 0 0 rg BT 546.56 512.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.42 512.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.06 512.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 500.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 90.72 500.10 Td (that ) Tj ET Q q 0 0 0 rg BT 108.08 500.10 Td (such ) Tj ET Q q 0 0 0 rg BT 128.76 500.10 Td (a ) Tj ET Q q 0 0 0 rg BT 135.56 500.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 175.69 500.10 Td (could ) Tj ET Q q 0 0 0 rg BT 200.27 500.10 Td (be ) Tj ET Q q 0 0 0 rg BT 212.06 500.10 Td (a ) Tj ET Q q 0 0 0 rg BT 218.86 500.10 Td (multi-year ) Tj ET Q q 0 0 0 rg BT 262.87 500.10 Td (project ) Tj ET Q q 0 0 0 rg BT 292.99 500.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.26 500.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 353.27 500.10 Td (would ) Tj ET Q q 0 0 0 rg BT 380.63 500.10 Td (support ) Tj ET Q q 0 0 0 rg BT 412.99 500.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 443.67 500.10 Td (through ) Tj ET Q q 0 0 0 rg BT 477.13 500.10 Td (such ) Tj ET Q q 0 0 0 rg BT 497.82 500.10 Td (a ) Tj ET Q q 0 0 0 rg BT 504.62 500.10 Td (transition. ) Tj ET Q q 0 0 0 rg BT 547.25 500.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.43 500.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.07 500.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 488.10 Td (do ) Tj ET Q q 0 0 0 rg BT 61.59 488.10 Td (not ) Tj ET Q q 0 0 0 rg BT 76.47 488.10 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 117.43 488.10 Td (that ) Tj ET Q q 0 0 0 rg BT 134.52 488.10 Td (a ) Tj ET Q q 0 0 0 rg BT 141.05 488.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 179.80 488.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 226.33 488.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 266.20 488.10 Td (would ) Tj ET Q q 0 0 0 rg BT 293.29 488.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 322.60 488.10 Td (the ) Tj ET Q q 0 0 0 rg BT 336.91 488.10 Td (other ) Tj ET Q q 0 0 0 rg BT 359.55 488.10 Td (services ) Tj ET Q q 0 0 0 rg BT 393.86 488.10 Td (we ) Tj ET Q q 0 0 0 rg BT 407.61 488.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 440.25 488.10 Td (to ) Tj ET Q q 0 0 0 rg BT 450.13 488.10 Td (Ocwen. ) Tj ET Q q 0 0 0 rg BT 483.04 488.10 Td ( ) Tj ET Q q 0 0 0 rg BT 485.13 488.10 Td (For ) Tj ET Q q 0 0 0 rg BT 501.12 488.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.43 488.10 Td (years ) Tj ET Q q 0 0 0 rg BT 538.63 488.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 476.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.36 476.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.36 476.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.65 476.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.65 476.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.43 476.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.65 476.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.65 476.10 Td (, ) Tj ET Q q 0 0 0 rg BT 198.93 476.10 Td (service ) Tj ET Q q 0 0 0 rg BT 230.02 476.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 264.45 476.10 Td (from ) Tj ET Q q 0 0 0 rg BT 286.67 476.10 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 353.88 476.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.21 476.10 Td ($26.4 ) Tj ET Q q 0 0 0 rg BT 397.50 476.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.39 476.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.67 476.10 Td ($29.8 ) Tj ET Q q 0 0 0 rg BT 456.95 476.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.84 476.10 Td ( ) Tj ET Q q 0 0 0 rg BT 488.62 476.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.84 476.10 Td ($50.3 ) Tj ET Q q 0 0 0 rg BT 531.12 476.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.01 476.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 464.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.16 464.10 Td (. ) Tj ET Q q 0 0 0 rg BT 103.13 464.10 Td ( ) Tj ET Q q 0 0 0 rg BT 106.36 464.10 Td (W) Tj ET Q q 0 0 0 rg BT 114.99 464.10 Td (e ) Tj ET Q q 0 0 0 rg BT 122.91 464.10 Td (estimate, ) Tj ET Q q 0 0 0 rg BT 162.20 464.10 Td (with ) Tj ET Q q 0 0 0 rg BT 183.45 464.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 215.24 464.10 Td (to ) Tj ET Q q 0 0 0 rg BT 226.49 464.10 Td (income ) Tj ET Q q 0 0 0 rg BT 259.40 464.10 Td (before ) Tj ET Q q 0 0 0 rg BT 288.41 464.10 Td (income ) Tj ET Q q 0 0 0 rg BT 321.31 464.10 Td (tax, ) Tj ET Q q 0 0 0 rg BT 339.50 464.10 Td (that ) Tj ET Q q 0 0 0 rg BT 357.97 464.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.66 464.10 Td (REALServicing ) Tj ET Q q 0 0 0 rg BT 441.57 464.10 Td (business ) Tj ET Q q 0 0 0 rg BT 478.93 464.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 518.50 464.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 555.29 464.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 452.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 109.76 452.10 Td (break-even.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 431.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 103.96 431.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 132.87 431.10 Td (predict ) Tj ET Q q 0 0 0 rg BT 162.89 431.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.37 431.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 214.06 431.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.65 431.10 Td (these ) Tj ET Q q 0 0 0 rg BT 247.45 431.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 279.14 431.10 Td (or ) Tj ET Q q 0 0 0 rg BT 289.73 431.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.20 431.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 336.45 431.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.04 431.10 Td (any ) Tj ET Q q 0 0 0 rg BT 363.74 431.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 393.21 431.10 Td (they ) Tj ET Q q 0 0 0 rg BT 412.68 431.10 Td (may ) Tj ET Q q 0 0 0 rg BT 432.16 431.10 Td (have ) Tj ET Q q 0 0 0 rg BT 453.29 431.10 Td (on ) Tj ET Q q 0 0 0 rg BT 465.05 431.10 Td (Altisource. ) Tj ET Q q 0 0 0 rg BT 511.46 431.10 Td ( ) Tj ET Q q 0 0 0 rg BT 513.72 431.10 Td (However) Tj ET Q q 0 0 0 rg BT 549.97 431.10 Td (, ) Tj ET Q q 0 0 0 rg BT 554.73 431.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 419.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.29 419.10 Td (event ) Tj ET Q q 0 0 0 rg BT 88.51 419.10 Td (these ) Tj ET Q q 0 0 0 rg BT 111.63 419.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 143.63 419.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 186.74 419.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 230.96 419.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 260.17 419.10 Td (Altisource, ) Tj ET Q q 0 0 0 rg BT 306.90 419.10 Td (we ) Tj ET Q q 0 0 0 rg BT 321.13 419.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 352.57 419.10 Td (the ) Tj ET Q q 0 0 0 rg BT 367.36 419.10 Td (variable ) Tj ET Q q 0 0 0 rg BT 402.13 419.10 Td (nature ) Tj ET Q q 0 0 0 rg BT 429.68 419.10 Td (of ) Tj ET Q q 0 0 0 rg BT 440.58 419.10 Td (our ) Tj ET Q q 0 0 0 rg BT 456.48 419.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 475.16 419.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 512.72 419.10 Td (would ) Tj ET Q q 0 0 0 rg BT 540.29 419.10 Td (allow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 407.10 Td (us ) Tj ET Q q 0 0 0 rg BT 60.76 407.10 Td (to ) Tj ET Q q 0 0 0 rg BT 70.90 407.10 Td (realign ) Tj ET Q q 0 0 0 rg BT 101.03 407.10 Td (our ) Tj ET Q q 0 0 0 rg BT 116.73 407.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 135.20 407.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 172.55 407.10 Td (in ) Tj ET Q q 0 0 0 rg BT 182.70 407.10 Td (line ) Tj ET Q q 0 0 0 rg BT 200.06 407.10 Td (with ) Tj ET Q q 0 0 0 rg BT 220.20 407.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 263.11 407.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 299.62 407.10 Td ( ) Tj ET Q q 0 0 0 rg BT 301.99 407.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 356.84 407.10 Td (in ) Tj ET Q q 0 0 0 rg BT 366.98 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 381.56 407.10 Td (event ) Tj ET Q q 0 0 0 rg BT 405.58 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 416.28 407.10 Td (a ) Tj ET Q q 0 0 0 rg BT 423.08 407.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 467.66 407.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 507.79 407.10 Td (in ) Tj ET Q q 0 0 0 rg BT 517.94 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.52 407.10 Td (volume ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 395.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.56 395.10 Td (services ) Tj ET Q q 0 0 0 rg BT 93.50 395.10 Td (purchased ) Tj ET Q q 0 0 0 rg BT 135.76 395.10 Td (or ) Tj ET Q q 0 0 0 rg BT 145.82 395.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 168.66 395.10 Td (serviced ) Tj ET Q q 0 0 0 rg BT 203.71 395.10 Td (by ) Tj ET Q q 0 0 0 rg BT 215.44 395.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 245.49 395.10 Td (\(such ) Tj ET Q q 0 0 0 rg BT 268.88 395.10 Td (as ) Tj ET Q q 0 0 0 rg BT 278.94 395.10 Td (a ) Tj ET Q q 0 0 0 rg BT 285.11 395.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 317.37 395.10 Td (of ) Tj ET Q q 0 0 0 rg BT 327.43 395.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 358.53 395.10 Td (s ) Tj ET Q q 0 0 0 rg BT 364.15 395.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 406.43 395.10 Td (servicing ) Tj ET Q q 0 0 0 rg BT 444.81 395.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 469.32 395.10 Td (to ) Tj ET Q q 0 0 0 rg BT 478.83 395.10 Td (a ) Tj ET Q q 0 0 0 rg BT 485.00 395.10 Td (successor ) Tj ET Q q 0 0 0 rg BT 525.05 395.10 Td (servicer\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 383.10 Td (we ) Tj ET Q q 0 0 0 rg BT 64.29 383.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 96.29 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.64 383.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 141.98 383.10 Td (to ) Tj ET Q q 0 0 0 rg BT 152.20 383.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 196.98 383.10 Td (could ) Tj ET Q q 0 0 0 rg BT 222.33 383.10 Td (occur ) Tj ET Q q 0 0 0 rg BT 247.67 383.10 Td (over ) Tj ET Q q 0 0 0 rg BT 268.56 383.10 Td (an ) Tj ET Q q 0 0 0 rg BT 281.13 383.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 320.36 383.10 Td (period ) Tj ET Q q 0 0 0 rg BT 349.03 383.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.49 383.10 Td (time. ) Tj ET Q q 0 0 0 rg BT 383.90 383.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.03 383.10 Td (During ) Tj ET Q q 0 0 0 rg BT 418.49 383.10 Td (this ) Tj ET Q q 0 0 0 rg BT 436.06 383.10 Td (period, ) Tj ET Q q 0 0 0 rg BT 467.24 383.10 Td (we ) Tj ET Q q 0 0 0 rg BT 482.03 383.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 514.03 383.10 Td (that ) Tj ET Q q 0 0 0 rg BT 532.16 383.10 Td (we ) Tj ET Q q 0 0 0 rg BT 546.95 383.10 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 371.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 86.43 371.10 Td (to ) Tj ET Q q 0 0 0 rg BT 96.71 371.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 133.07 371.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 167.22 371.10 Td (from ) Tj ET Q q 0 0 0 rg BT 189.16 371.10 Td (all ) Tj ET Q q 0 0 0 rg BT 201.65 371.10 Td (or ) Tj ET Q q 0 0 0 rg BT 212.48 371.10 Td (a ) Tj ET Q q 0 0 0 rg BT 219.42 371.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 250.81 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 261.64 371.10 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 292.74 371.10 Td (s ) Tj ET Q q 0 0 0 rg BT 299.13 371.10 Td (portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 350.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 99.40 350.10 Td (, ) Tj ET Q q 0 0 0 rg BT 104.61 350.10 Td (our ) Tj ET Q q 0 0 0 rg BT 120.64 350.10 Td (Servicer ) Tj ET Q q 0 0 0 rg BT 156.66 350.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 199.66 350.10 Td (Origination ) Tj ET Q q 0 0 0 rg BT 248.46 350.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 291.46 350.10 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 335.27 350.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 356.30 350.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 383.44 350.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 423.93 350.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.08 350.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 462.11 350.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 489.25 350.10 Td (Investor ) Tj ET Q q 0 0 0 rg BT 524.72 350.10 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 338.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 94.46 338.10 Td (are ) Tj ET Q q 0 0 0 rg BT 109.41 338.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 143.25 338.10 Td (on ) Tj ET Q q 0 0 0 rg BT 155.99 338.10 Td (diversifying ) Tj ET Q q 0 0 0 rg BT 207.06 338.10 Td (and ) Tj ET Q q 0 0 0 rg BT 224.24 338.10 Td (growing ) Tj ET Q q 0 0 0 rg BT 260.31 338.10 Td (our ) Tj ET Q q 0 0 0 rg BT 276.38 338.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 310.76 338.10 Td (and ) Tj ET Q q 0 0 0 rg BT 327.94 338.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 367.34 338.10 Td (base ) Tj ET Q q 0 0 0 rg BT 387.85 338.10 Td (and ) Tj ET Q q 0 0 0 rg BT 405.03 338.10 Td (we ) Tj ET Q q 0 0 0 rg BT 419.43 338.10 Td (have ) Tj ET Q q 0 0 0 rg BT 441.05 338.10 Td (a ) Tj ET Q q 0 0 0 rg BT 448.22 338.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 470.40 338.10 Td (and ) Tj ET Q q 0 0 0 rg BT 487.58 338.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 530.87 338.10 Td (strategy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 326.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.78 326.10 Td (support ) Tj ET Q q 0 0 0 rg BT 92.28 326.10 Td (these ) Tj ET Q q 0 0 0 rg BT 115.33 326.10 Td (businesses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 305.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 104.36 305.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 139.77 305.10 Td (our ) Tj ET Q q 0 0 0 rg BT 155.76 305.10 Td (plans, ) Tj ET Q q 0 0 0 rg BT 182.02 305.10 Td (together ) Tj ET Q q 0 0 0 rg BT 217.44 305.10 Td (with ) Tj ET Q q 0 0 0 rg BT 237.87 305.10 Td (current ) Tj ET Q q 0 0 0 rg BT 268.84 305.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 305.38 305.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.48 305.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 342.90 305.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 367.77 305.10 Td (from ) Tj ET Q q 0 0 0 rg BT 389.87 305.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 436.68 305.10 Td (would ) Tj ET Q q 0 0 0 rg BT 464.33 305.10 Td (be ) Tj ET Q q 0 0 0 rg BT 476.42 305.10 Td (suf) Tj ET Q q 0 0 0 rg BT 488.46 305.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 516.66 305.10 Td (to ) Tj ET Q q 0 0 0 rg BT 527.09 305.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 549.18 305.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 293.10 Td (working ) Tj ET Q q 0 0 0 rg BT 85.37 293.10 Td (capital, ) Tj ET Q q 0 0 0 rg BT 117.06 293.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 146.26 293.10 Td (expenditures, ) Tj ET Q q 0 0 0 rg BT 202.39 293.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 222.15 293.10 Td (service ) Tj ET Q q 0 0 0 rg BT 253.01 293.10 Td (and ) Tj ET Q q 0 0 0 rg BT 269.99 293.10 Td (other ) Tj ET Q q 0 0 0 rg BT 293.07 293.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 313.38 293.10 Td (needs. ) Tj ET Q q 0 0 0 rg BT 341.19 293.10 Td ( ) Tj ET Q q 0 0 0 rg BT 343.74 293.10 Td (However) Tj ET Q q 0 0 0 rg BT 379.99 293.10 Td (, ) Tj ET Q q 0 0 0 rg BT 385.03 293.10 Td (there ) Tj ET Q q 0 0 0 rg BT 407.55 293.10 Td (can ) Tj ET Q q 0 0 0 rg BT 423.97 293.10 Td (be ) Tj ET Q q 0 0 0 rg BT 435.95 293.10 Td (no ) Tj ET Q q 0 0 0 rg BT 448.49 293.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 489.90 293.10 Td (that ) Tj ET Q q 0 0 0 rg BT 507.44 293.10 Td (our ) Tj ET Q q 0 0 0 rg BT 523.31 293.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 546.96 293.10 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 281.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.44 281.10 Td (successful ) Tj ET Q q 0 0 0 rg BT 105.04 281.10 Td (or ) Tj ET Q q 0 0 0 rg BT 115.87 281.10 Td (our ) Tj ET Q q 0 0 0 rg BT 131.70 281.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 175.85 281.10 Td (will ) Tj ET Q q 0 0 0 rg BT 193.91 281.10 Td (be ) Tj ET Q q 0 0 0 rg BT 205.85 281.10 Td (profitable.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 260.10 Td (Leases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 239.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 239.10 Td (e ) Tj ET Q q 0 0 0 rg BT 67.08 239.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 91.56 239.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 123.27 239.10 Td (premises ) Tj ET Q q 0 0 0 rg BT 163.32 239.10 Td (and ) Tj ET Q q 0 0 0 rg BT 182.26 239.10 Td (equipment ) Tj ET Q q 0 0 0 rg BT 228.97 239.10 Td (under ) Tj ET Q q 0 0 0 rg BT 256.24 239.10 Td (various ) Tj ET Q q 0 0 0 rg BT 290.18 239.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 332.44 239.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 356.93 239.10 Td (agreements. ) Tj ET Q q 0 0 0 rg BT 409.47 239.10 Td ( ) Tj ET Q q 0 0 0 rg BT 413.97 239.10 Td (Future ) Tj ET Q q 0 0 0 rg BT 444.58 239.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 487.97 239.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 512.46 239.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 555.28 239.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 227.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.08 227.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.08 227.10 Td ( ) Tj ET Q q 0 0 0 rg BT 130.58 227.10 Td (under ) Tj ET Q q 0 0 0 rg BT 155.85 227.10 Td (non-cancelable ) Tj ET Q q 0 0 0 rg BT 218.87 227.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 259.13 227.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 285.51 227.10 Td (with ) Tj ET Q q 0 0 0 rg BT 305.79 227.10 Td (an ) Tj ET Q q 0 0 0 rg BT 317.73 227.10 Td (original ) Tj ET Q q 0 0 0 rg BT 351.33 227.10 Td (term ) Tj ET Q q 0 0 0 rg BT 372.16 227.10 Td (exceeding ) Tj ET Q q 0 0 0 rg BT 415.19 227.10 Td (one ) Tj ET Q q 0 0 0 rg BT 432.13 227.10 Td (year ) Tj ET Q q 0 0 0 rg BT 451.83 227.10 Td (are ) Tj ET Q q 0 0 0 rg BT 466.54 227.10 Td (as ) Tj ET Q q 0 0 0 rg BT 477.37 227.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 184.60 439.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 184.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 184.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 160.60 439.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 160.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 160.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 136.60 439.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 136.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 136.60 70.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 112.60 439.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.00 112.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.00 112.60 70.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 196.60000000000002 m 489 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493 196.60000000000002 m 563 196.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493 112.60000000000002 m 563 112.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493 88.60000000000002 m 563 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493 86.60000000000002 m 563 86.60000000000002 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 201.05 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 500.70 208.68 Td (Operating lease) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 508.80 200.68 Td (obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 175.22 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.50 175.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 175.22 Td (19,833) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 163.22 Td (2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 163.22 Td (14,012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 151.22 Td (2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 151.22 Td (10,222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 139.22 Td (2021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 139.22 Td (6,817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 127.22 Td (2022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 127.22 Td (2,676) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 115.22 Td (Thereafter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 115.22 Td (230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.50 91.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 91.17 Td (53,790) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 64.10 Td (T) Tj ET Q q 0 0 0 rg BT 54.91 64.10 Td (otal ) Tj ET Q q 0 0 0 rg BT 72.97 64.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 113.80 64.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 136.85 64.10 Td (expense, ) Tj ET Q q 0 0 0 rg BT 174.63 64.10 Td (net ) Tj ET Q q 0 0 0 rg BT 189.91 64.10 Td (of ) Tj ET Q q 0 0 0 rg BT 201.31 64.10 Td (sublease ) Tj ET Q q 0 0 0 rg BT 238.25 64.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 273.25 64.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.87 64.10 Td ($19.0 ) Tj ET Q q 0 0 0 rg BT 317.43 64.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.33 64.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.89 64.10 Td ($17.6 ) Tj ET Q q 0 0 0 rg BT 377.46 64.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.35 64.10 Td ( ) Tj ET Q q 0 0 0 rg BT 409.42 64.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.92 64.10 Td ($20.0 ) Tj ET Q q 0 0 0 rg BT 452.49 64.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.38 64.10 Td ( ) Tj ET Q q 0 0 0 rg BT 484.45 64.10 Td (for ) Tj ET Q q 0 0 0 rg BT 499.17 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 514.46 64.10 Td (years ) Tj ET Q q 0 0 0 rg BT 538.62 64.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 52.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.05 52.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.05 52.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.01 52.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.01 52.10 Td ( ) Tj ET Q q 0 0 0 rg BT 155.47 52.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.38 52.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.38 52.10 Td (, ) Tj ET Q q 0 0 0 rg BT 197.34 52.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 245.00 52.10 Td (. ) Tj ET Q q 0 0 0 rg BT 249.96 52.10 Td ( ) Tj ET Q q 0 0 0 rg BT 252.43 52.10 Td (Sublease ) Tj ET Q q 0 0 0 rg BT 290.44 52.10 Td (income ) Tj ET Q q 0 0 0 rg BT 322.33 52.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.35 52.10 Td ($1.3 ) Tj ET Q q 0 0 0 rg BT 360.31 52.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.20 52.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.17 52.10 Td ($0.5 ) Tj ET Q q 0 0 0 rg BT 414.13 52.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.02 52.10 Td ( ) Tj ET Q q 0 0 0 rg BT 445.49 52.10 Td (and ) Tj ET Q q 0 0 0 rg BT 462.39 52.10 Td (less ) Tj ET Q q 0 0 0 rg BT 479.85 52.10 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.53 52.10 Td ($0.1 ) Tj ET Q q 0 0 0 rg BT 519.50 52.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.39 52.10 Td ( ) Tj ET Q q 0 0 0 rg BT 550.85 52.10 Td (for ) Tj ET Q endstream endobj 197 0 obj <>] /Rotate 0 /Contents 198 0 R>> endobj 198 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 186.95 748.60 Td (Notes to Consolidated Financial Statements \() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 378.33 748.60 Td (Continued) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.68 748.60 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 33.60 Td (98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.90 731.10 Td (years ) Tj ET Q q 0 0 0 rg BT 87.19 731.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.25 731.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 171.52 731.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.52 731.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.20 731.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.20 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 218.39 731.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.01 731.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.01 731.10 Td (, ) Tj ET Q q 0 0 0 rg BT 259.70 731.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 307.36 731.10 Td (. ) Tj ET Q q 0 0 0 rg BT 312.04 731.10 Td ( ) Tj ET Q q 0 0 0 rg BT 314.07 731.10 Td (The ) Tj ET Q q 0 0 0 rg BT 331.80 731.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 372.88 731.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 395.05 731.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 435.56 731.10 Td (in ) Tj ET Q q 0 0 0 rg BT 445.52 731.10 Td (the ) Tj ET Q q 0 0 0 rg BT 459.92 731.10 Td (table ) Tj ET Q q 0 0 0 rg BT 481.54 731.10 Td (above ) Tj ET Q q 0 0 0 rg BT 507.60 731.10 Td (have ) Tj ET Q q 0 0 0 rg BT 528.67 731.10 Td (not ) Tj ET Q q 0 0 0 rg BT 543.63 731.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 719.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 84.75 719.10 Td (by ) Tj ET Q q 0 0 0 rg BT 98.35 719.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 140.84 719.10 Td (sublease ) Tj ET Q q 0 0 0 rg BT 178.32 719.10 Td (rentals ) Tj ET Q q 0 0 0 rg BT 208.57 719.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.51 719.10 Td (totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.66 719.10 Td ($2.9 ) Tj ET Q q 0 0 0 rg BT 275.76 719.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.65 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 308.25 719.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 347.39 719.10 Td (to ) Tj ET Q q 0 0 0 rg BT 358.77 719.10 Td (be ) Tj ET Q q 0 0 0 rg BT 371.80 719.10 Td (received ) Tj ET Q q 0 0 0 rg BT 409.27 719.10 Td (under ) Tj ET Q q 0 0 0 rg BT 435.64 719.10 Td (non-cancelable ) Tj ET Q q 0 0 0 rg BT 499.76 719.10 Td (subleases. ) Tj ET Q q 0 0 0 rg BT 543.63 719.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.97 719.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 707.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 89.76 707.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 116.14 707.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 155.84 707.10 Td (relate ) Tj ET Q q 0 0 0 rg BT 180.54 707.10 Td (to ) Tj ET Q q 0 0 0 rg BT 190.82 707.10 Td (of) Tj ET Q q 0 0 0 rg BT 198.97 707.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 216.46 707.10 Td (locations ) Tj ET Q q 0 0 0 rg BT 255.06 707.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.00 707.10 Td (reflect ) Tj ET Q q 0 0 0 rg BT 300.03 707.10 Td (customary ) Tj ET Q q 0 0 0 rg BT 344.19 707.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 366.67 707.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 391.39 707.10 Td (which ) Tj ET Q q 0 0 0 rg BT 418.33 707.10 Td (range ) Tj ET Q q 0 0 0 rg BT 443.04 707.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.97 707.10 Td (0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.97 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 472.47 707.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.75 707.10 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.75 707.10 Td ( ) Tj ET Q q 0 0 0 rg BT 490.25 707.10 Td (years ) Tj ET Q q 0 0 0 rg BT 513.85 707.10 Td (in ) Tj ET Q q 0 0 0 rg BT 524.13 707.10 Td (duration.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 686.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 686.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.54 686.10 Td (have ) Tj ET Q q 0 0 0 rg BT 87.37 686.10 Td (executed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.86 686.10 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.52 686.10 Td ( ) Tj ET Q q 0 0 0 rg BT 145.48 686.10 Td (standby ) Tj ET Q q 0 0 0 rg BT 179.55 686.10 Td (letters ) Tj ET Q q 0 0 0 rg BT 206.94 686.10 Td (of ) Tj ET Q q 0 0 0 rg BT 218.23 686.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 243.95 686.10 Td (totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.46 686.10 Td ($1.5 ) Tj ET Q q 0 0 0 rg BT 297.92 686.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.81 686.10 Td (, ) Tj ET Q q 0 0 0 rg BT 332.27 686.10 Td (related ) Tj ET Q q 0 0 0 rg BT 362.43 686.10 Td (to ) Tj ET Q q 0 0 0 rg BT 373.17 686.10 Td (four ) Tj ET Q q 0 0 0 rg BT 392.79 686.10 Td (of) Tj ET Q q 0 0 0 rg BT 400.94 686.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 418.88 686.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 445.72 686.10 Td (that ) Tj ET Q q 0 0 0 rg BT 463.67 686.10 Td (are ) Tj ET Q q 0 0 0 rg BT 478.84 686.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 512.34 686.10 Td (by ) Tj ET Q q 0 0 0 rg BT 525.30 686.10 Td (restricted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 674.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 69.77 674.10 Td (balances.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 653.10 Td (Escr) Tj ET Q q 0 0 0 rg BT 68.76 653.10 Td (ow ) Tj ET Q q 0 0 0 rg BT 83.48 653.10 Td (and ) Tj ET Q q 0 0 0 rg BT 101.92 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 107.85 653.10 Td (rust ) Tj ET Q q 0 0 0 rg BT 127.57 653.10 Td (Balances) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 632.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.14 632.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.12 632.10 Td (hold ) Tj ET Q q 0 0 0 rg BT 85.45 632.10 Td (customers) Tj ET Q q 0 0 0 rg BT 128.58 632.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.13 632.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 157.00 632.10 Td (in ) Tj ET Q q 0 0 0 rg BT 167.32 632.10 Td (escrow ) Tj ET Q q 0 0 0 rg BT 198.19 632.10 Td (and ) Tj ET Q q 0 0 0 rg BT 215.17 632.10 Td (trust ) Tj ET Q q 0 0 0 rg BT 235.50 632.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 273.03 632.10 Td (at ) Tj ET Q q 0 0 0 rg BT 282.79 632.10 Td (various ) Tj ET Q q 0 0 0 rg BT 314.77 632.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 352.30 632.10 Td (institutions ) Tj ET Q q 0 0 0 rg BT 399.30 632.10 Td (pending ) Tj ET Q q 0 0 0 rg BT 434.06 632.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 481.60 632.10 Td (of ) Tj ET Q q 0 0 0 rg BT 492.47 632.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 522.22 632.10 Td (real ) Tj ET Q q 0 0 0 rg BT 539.75 632.10 Td (estate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 620.10 Td (activities. ) Tj ET Q q 0 0 0 rg BT 90.35 620.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.44 620.10 Td (W) Tj ET Q q 0 0 0 rg BT 101.08 620.10 Td (e ) Tj ET Q q 0 0 0 rg BT 107.77 620.10 Td (also ) Tj ET Q q 0 0 0 rg BT 126.12 620.10 Td (hold ) Tj ET Q q 0 0 0 rg BT 146.15 620.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 166.17 620.10 Td (in ) Tj ET Q q 0 0 0 rg BT 176.20 620.10 Td (trust ) Tj ET Q q 0 0 0 rg BT 196.23 620.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 233.47 620.10 Td (at ) Tj ET Q q 0 0 0 rg BT 242.94 620.10 Td (various ) Tj ET Q q 0 0 0 rg BT 274.63 620.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 311.86 620.10 Td (institutions ) Tj ET Q q 0 0 0 rg BT 358.56 620.10 Td (where ) Tj ET Q q 0 0 0 rg BT 385.24 620.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 431.91 620.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 478.60 620.10 Td (mandate ) Tj ET Q q 0 0 0 rg BT 514.73 620.10 Td (maintaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 608.10 Td (dedicated ) Tj ET Q q 0 0 0 rg BT 90.48 608.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 112.59 608.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 150.25 608.10 Td (for ) Tj ET Q q 0 0 0 rg BT 164.58 608.10 Td (our ) Tj ET Q q 0 0 0 rg BT 180.58 608.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 202.69 608.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 240.33 608.10 Td (management ) Tj ET Q q 0 0 0 rg BT 294.09 608.10 Td (business) Tj ET Q q 0 0 0 rg BT 330.76 608.10 Td (s ) Tj ET Q q 0 0 0 rg BT 337.33 608.10 Td (collections. ) Tj ET Q q 0 0 0 rg BT 385.82 608.10 Td ( ) Tj ET Q q 0 0 0 rg BT 388.30 608.10 Td (These ) Tj ET Q q 0 0 0 rg BT 414.84 608.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 451.40 608.10 Td (are ) Tj ET Q q 0 0 0 rg BT 466.28 608.10 Td (held ) Tj ET Q q 0 0 0 rg BT 486.17 608.10 Td (in ) Tj ET Q q 0 0 0 rg BT 496.62 608.10 Td (escrow ) Tj ET Q q 0 0 0 rg BT 527.61 608.10 Td (and ) Tj ET Q q 0 0 0 rg BT 544.72 608.10 Td (trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 596.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 87.30 596.10 Td (for ) Tj ET Q q 0 0 0 rg BT 101.77 596.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 132.91 596.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 165.16 596.10 Td (of ) Tj ET Q q 0 0 0 rg BT 176.30 596.10 Td (time ) Tj ET Q q 0 0 0 rg BT 196.89 596.10 Td (and ) Tj ET Q q 0 0 0 rg BT 214.14 596.10 Td (are ) Tj ET Q q 0 0 0 rg BT 229.16 596.10 Td (not ) Tj ET Q q 0 0 0 rg BT 244.75 596.10 Td (included ) Tj ET Q q 0 0 0 rg BT 281.99 596.10 Td (in ) Tj ET Q q 0 0 0 rg BT 292.58 596.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.61 596.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 360.96 596.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 394.31 596.10 Td (sheets. ) Tj ET Q q 0 0 0 rg BT 424.06 596.10 Td ( ) Tj ET Q q 0 0 0 rg BT 426.25 596.10 Td (Amounts ) Tj ET Q q 0 0 0 rg BT 465.73 596.10 Td (held ) Tj ET Q q 0 0 0 rg BT 485.76 596.10 Td (in ) Tj ET Q q 0 0 0 rg BT 496.35 596.10 Td (escrow ) Tj ET Q q 0 0 0 rg BT 527.48 596.10 Td (and ) Tj ET Q q 0 0 0 rg BT 544.73 596.10 Td (trust ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 584.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 86.99 584.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.91 584.10 Td ($35.1 ) Tj ET Q q 0 0 0 rg BT 133.91 584.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.81 584.10 Td ( ) Tj ET Q q 0 0 0 rg BT 165.31 584.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.24 584.10 Td ($64.1 ) Tj ET Q q 0 0 0 rg BT 207.24 584.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.14 584.10 Td ( ) Tj ET Q q 0 0 0 rg BT 238.64 584.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.35 584.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 306.94 584.10 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.94 584.10 Td ( ) Tj ET Q q 0 0 0 rg BT 329.44 584.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.38 584.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.38 584.10 Td (, ) Tj ET Q q 0 0 0 rg BT 371.38 584.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 419.04 584.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 563.10 Td (NOTE ) Tj ET Q q 0 0 0 rg BT 80.34 563.10 Td (24) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.34 563.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.84 563.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.34 563.10 Td (SEGMENT) Tj ET Q q 0 0 0 rg BT 155.17 563.10 Td ( ) Tj ET Q q 0 0 0 rg BT 157.67 563.10 Td (REPOR) Tj ET Q q 0 0 0 rg BT 192.32 563.10 Td (TING) Tj ET Q BT /F2 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 68.56 542.10 Td (business ) Tj ET Q q 0 0 0 rg BT 105.96 542.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 146.69 542.10 Td (are ) Tj ET Q q 0 0 0 rg BT 162.40 542.10 Td (based ) Tj ET Q q 0 0 0 rg BT 188.68 542.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 212.19 542.10 Td (our ) Tj ET Q q 0 0 0 rg BT 229.02 542.10 Td (or) Tj ET Q q 0 0 0 rg BT 237.17 542.10 Td (ganizational ) Tj ET Q q 0 0 0 rg BT 289.55 542.10 Td (structure, ) Tj ET Q q 0 0 0 rg BT 330.54 542.10 Td (which ) Tj ET Q q 0 0 0 rg BT 358.49 542.10 Td (focuses ) Tj ET Q q 0 0 0 rg BT 391.99 542.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 432.71 542.10 Td (on ) Tj ET Q q 0 0 0 rg BT 446.22 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 461.94 542.10 Td (services ) Tj ET Q q 0 0 0 rg BT 497.66 542.10 Td (of) Tj ET Q q 0 0 0 rg BT 505.81 542.10 Td (fered, ) Tj ET Q q 0 0 0 rg BT 532.35 542.10 Td (and ) Tj ET Q q 0 0 0 rg BT 550.30 542.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 91.07 530.10 Td (with ) Tj ET Q q 0 0 0 rg BT 110.43 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 124.22 530.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 156.34 530.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 194.57 530.10 Td (used ) Tj ET Q q 0 0 0 rg BT 214.47 530.10 Td (by ) Tj ET Q q 0 0 0 rg BT 226.05 530.10 Td (our ) Tj ET Q q 0 0 0 rg BT 240.96 530.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 264.75 530.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 306.31 530.10 Td (Of) Tj ET Q q 0 0 0 rg BT 316.68 530.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 336.57 530.10 Td (\(our ) Tj ET Q q 0 0 0 rg BT 354.81 530.10 Td (chief ) Tj ET Q q 0 0 0 rg BT 376.37 530.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 415.71 530.10 Td (decision ) Tj ET Q q 0 0 0 rg BT 450.61 530.10 Td (maker\) ) Tj ET Q q 0 0 0 rg BT 480.50 530.10 Td (to ) Tj ET Q q 0 0 0 rg BT 489.85 530.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 524.74 530.10 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 518.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 102.52 518.10 Td (and ) Tj ET Q q 0 0 0 rg BT 119.46 518.10 Td (to ) Tj ET Q q 0 0 0 rg BT 129.74 518.10 Td (assess ) Tj ET Q q 0 0 0 rg BT 156.68 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.40 518.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 213.33 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.16 518.10 Td (our ) Tj ET Q q 0 0 0 rg BT 239.99 518.10 Td (resources.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 497.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 58.76 497.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 88.29 497.10 Td (January ) Tj ET Q q 0 0 0 rg BT 121.72 497.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 131.55 497.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 156.38 497.10 Td (our ) Tj ET Q q 0 0 0 rg BT 172.04 497.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 214.90 497.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 254.45 497.10 Td (changed ) Tj ET Q q 0 0 0 rg BT 290.10 497.10 Td (as ) Tj ET Q q 0 0 0 rg BT 300.76 497.10 Td (a ) Tj ET Q q 0 0 0 rg BT 307.53 497.10 Td (result ) Tj ET Q q 0 0 0 rg BT 332.07 497.10 Td (of ) Tj ET Q q 0 0 0 rg BT 342.74 497.10 Td (a ) Tj ET Q q 0 0 0 rg BT 349.50 497.10 Td (change ) Tj ET Q q 0 0 0 rg BT 380.15 497.10 Td (in ) Tj ET Q q 0 0 0 rg BT 390.26 497.10 Td (the ) Tj ET Q q 0 0 0 rg BT 404.81 497.10 Td (way ) Tj ET Q q 0 0 0 rg BT 423.80 497.10 Td (our ) Tj ET Q q 0 0 0 rg BT 439.46 497.10 Td (chief ) Tj ET Q q 0 0 0 rg BT 461.77 497.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 501.87 497.10 Td (decision ) Tj ET Q q 0 0 0 rg BT 537.52 497.10 Td (maker ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 485.10 Td (manages ) Tj ET Q q 0 0 0 rg BT 86.82 485.10 Td (our ) Tj ET Q q 0 0 0 rg BT 102.48 485.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 149.53 485.10 Td (allocates ) Tj ET Q q 0 0 0 rg BT 186.84 485.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 226.93 485.10 Td (and ) Tj ET Q q 0 0 0 rg BT 243.70 485.10 Td (evaluates ) Tj ET Q q 0 0 0 rg BT 283.24 485.10 Td (performance, ) Tj ET Q q 0 0 0 rg BT 338.59 485.10 Td (and ) Tj ET Q q 0 0 0 rg BT 355.36 485.10 Td (the ) Tj ET Q q 0 0 0 rg BT 369.91 485.10 Td (related ) Tj ET Q q 0 0 0 rg BT 399.44 485.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 433.98 485.10 Td (in ) Tj ET Q q 0 0 0 rg BT 444.09 485.10 Td (our ) Tj ET Q q 0 0 0 rg BT 459.75 485.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 492.63 485.10 Td (or) Tj ET Q q 0 0 0 rg BT 500.78 485.10 Td (ganization. ) Tj ET Q q 0 0 0 rg BT 547.26 485.10 Td ( ) Tj ET Q q 0 0 0 rg BT 549.42 485.10 Td (W) Tj ET Q q 0 0 0 rg BT 558.06 485.10 Td (e ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 473.10 Td (now ) Tj ET Q q 0 0 0 rg BT 68.67 473.10 Td (report ) Tj ET Q q 0 0 0 rg BT 94.50 473.10 Td (our ) Tj ET Q q 0 0 0 rg BT 109.78 473.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 153.38 473.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.44 473.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.44 473.10 Td ( ) Tj ET Q q 0 0 0 rg BT 203.39 473.10 Td (new ) Tj ET Q q 0 0 0 rg BT 222.00 473.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 264.48 473.10 Td (segments: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 306.43 473.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 347.82 473.10 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.69 473.10 Td ( ) Tj ET Q q 0 0 0 rg BT 378.64 473.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 395.03 473.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 415.31 473.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 442.25 473.10 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.13 473.10 Td (. ) Tj ET Q q 0 0 0 rg BT 475.58 473.10 Td ( ) Tj ET Q q 0 0 0 rg BT 477.53 473.10 Td (In ) Tj ET Q q 0 0 0 rg BT 487.81 473.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 525.03 473.10 Td (we ) Tj ET Q q 0 0 0 rg BT 538.64 473.10 Td (report ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 461.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 74.21 461.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 121.42 461.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 164.48 461.10 Td (and ) Tj ET Q q 0 0 0 rg BT 180.86 461.10 Td (Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.97 461.10 Td ( ) Tj ET Q q 0 0 0 rg BT 233.35 461.10 Td (separately) Tj ET Q q 0 0 0 rg BT 273.24 461.10 Td (. ) Tj ET Q q 0 0 0 rg BT 277.12 461.10 Td ( ) Tj ET Q q 0 0 0 rg BT 278.50 461.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 299.88 461.10 Td (to ) Tj ET Q q 0 0 0 rg BT 309.04 461.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.64 461.10 Td (January ) Tj ET Q q 0 0 0 rg BT 355.12 461.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 364.00 461.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 385.38 461.10 Td (change ) Tj ET Q q 0 0 0 rg BT 415.08 461.10 Td (in ) Tj ET Q q 0 0 0 rg BT 424.24 461.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 466.16 461.10 Td (segments, ) Tj ET Q q 0 0 0 rg BT 507.25 461.10 Td (our ) Tj ET Q q 0 0 0 rg BT 521.97 461.10 Td (reportable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 449.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 89.97 449.10 Td (were ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 112.65 449.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 155.34 449.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.65 449.10 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 194.40 449.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 236.54 449.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.85 449.10 Td ( ) Tj ET Q q 0 0 0 rg BT 273.10 449.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 290.79 449.10 Td (T) Tj ET Q q 0 0 0 rg BT 295.44 449.10 Td (echnology ) Tj ET Q q 0 0 0 rg BT 339.78 449.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.10 449.10 Td (. ) Tj ET Q q 0 0 0 rg BT 378.85 449.10 Td ( ) Tj ET Q q 0 0 0 rg BT 381.86 449.10 Td (The ) Tj ET Q q 0 0 0 rg BT 400.66 449.10 Td (former ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 431.12 449.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 473.81 449.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.12 449.10 Td ( ) Tj ET Q q 0 0 0 rg BT 510.37 449.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 546.95 449.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 437.10 Td (separated ) Tj ET Q q 0 0 0 rg BT 90.32 437.10 Td (into ) Tj ET Q q 0 0 0 rg BT 108.93 437.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 124.21 437.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 166.71 437.10 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.59 437.10 Td ( ) Tj ET Q q 0 0 0 rg BT 198.65 437.10 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 216.15 437.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 237.54 437.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 265.59 437.10 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.47 437.10 Td ( ) Tj ET Q q 0 0 0 rg BT 297.53 437.10 Td (segments. ) Tj ET Q q 0 0 0 rg BT 340.31 437.10 Td ( ) Tj ET Q q 0 0 0 rg BT 343.37 437.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 398.92 437.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 429.18 437.10 Td (of ) Tj ET Q q 0 0 0 rg BT 440.57 437.10 Td (the ) Tj ET Q q 0 0 0 rg BT 455.85 437.10 Td (software ) Tj ET Q q 0 0 0 rg BT 493.34 437.10 Td (services ) Tj ET Q q 0 0 0 rg BT 528.61 437.10 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 425.10 Td (units ) Tj ET Q q 0 0 0 rg BT 71.50 425.10 Td (that ) Tj ET Q q 0 0 0 rg BT 89.04 425.10 Td (were ) Tj ET Q q 0 0 0 rg BT 111.02 425.10 Td (formerly ) Tj ET Q q 0 0 0 rg BT 148.55 425.10 Td (in ) Tj ET Q q 0 0 0 rg BT 158.88 425.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 173.65 425.10 Td (T) Tj ET Q q 0 0 0 rg BT 178.29 425.10 Td (echnology ) Tj ET Q q 0 0 0 rg BT 221.93 425.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.25 425.10 Td ( ) Tj ET Q q 0 0 0 rg BT 257.80 425.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 293.67 425.10 Td (and ) Tj ET Q q 0 0 0 rg BT 310.66 425.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.42 425.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 365.74 425.10 Td (char) Tj ET Q q 0 0 0 rg BT 382.76 425.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 403.68 425.10 Td (f ) Tj ET Q q 0 0 0 rg BT 409.56 425.10 Td (collections ) Tj ET Q q 0 0 0 rg BT 455.43 425.10 Td (business ) Tj ET Q q 0 0 0 rg BT 491.87 425.10 Td (that ) Tj ET Q q 0 0 0 rg BT 509.41 425.10 Td (was ) Tj ET Q q 0 0 0 rg BT 527.51 425.10 Td (formerly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 413.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.56 413.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.07 413.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 118.24 413.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.55 413.10 Td ( ) Tj ET Q q 0 0 0 rg BT 154.84 413.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 191.45 413.10 Td (are ) Tj ET Q q 0 0 0 rg BT 206.94 413.10 Td (now ) Tj ET Q q 0 0 0 rg BT 227.45 413.10 Td (included ) Tj ET Q q 0 0 0 rg BT 265.17 413.10 Td (in ) Tj ET Q q 0 0 0 rg BT 276.23 413.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 291.74 413.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 334.46 413.10 Td (Market) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.34 413.10 Td (. ) Tj ET Q q 0 0 0 rg BT 369.12 413.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 372.41 413.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 399.03 413.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 448.14 413.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 493.10 413.10 Td (and ) Tj ET Q q 0 0 0 rg BT 511.38 413.10 Td (Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.50 413.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 401.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 84.96 401.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 106.54 401.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 143.66 401.10 Td (management ) Tj ET Q q 0 0 0 rg BT 196.88 401.10 Td (services ) Tj ET Q q 0 0 0 rg BT 231.23 401.10 Td (and ) Tj ET Q q 0 0 0 rg BT 247.81 401.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 286.60 401.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 335.95 401.10 Td (management ) Tj ET Q q 0 0 0 rg BT 389.18 401.10 Td (services ) Tj ET Q q 0 0 0 rg BT 423.52 401.10 Td (that ) Tj ET Q q 0 0 0 rg BT 440.66 401.10 Td (were ) Tj ET Q q 0 0 0 rg BT 462.22 401.10 Td (formerly ) Tj ET Q q 0 0 0 rg BT 499.35 401.10 Td (in ) Tj ET Q q 0 0 0 rg BT 509.27 401.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 523.62 401.10 Td (Financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 389.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.82 389.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.29 389.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 123.08 389.10 Td (as ) Tj ET Q q 0 0 0 rg BT 134.88 389.10 Td (well ) Tj ET Q q 0 0 0 rg BT 155.57 389.10 Td (as ) Tj ET Q q 0 0 0 rg BT 167.37 389.10 Td (IT) Tj ET Q q 0 0 0 rg BT 176.63 389.10 Td ( ) Tj ET Q q 0 0 0 rg BT 180.10 389.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 237.43 389.10 Td (management ) Tj ET Q q 0 0 0 rg BT 291.99 389.10 Td (services ) Tj ET Q q 0 0 0 rg BT 327.67 389.10 Td (formerly ) Tj ET Q q 0 0 0 rg BT 366.13 389.10 Td (in ) Tj ET Q q 0 0 0 rg BT 377.38 389.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 393.06 389.10 Td (T) Tj ET Q q 0 0 0 rg BT 397.71 389.10 Td (echnology ) Tj ET Q q 0 0 0 rg BT 442.27 389.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.59 389.10 Td ( ) Tj ET Q q 0 0 0 rg BT 479.06 389.10 Td (segment. ) Tj ET Q q 0 0 0 rg BT 518.35 389.10 Td ( ) Tj ET Q q 0 0 0 rg BT 521.82 389.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 545.29 389.10 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 377.10 Td (comparable ) Tj ET Q q 0 0 0 rg BT 98.64 377.10 Td (period ) Tj ET Q q 0 0 0 rg BT 126.69 377.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 162.51 377.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 209.45 377.10 Td (have ) Tj ET Q q 0 0 0 rg BT 230.83 377.10 Td (been ) Tj ET Q q 0 0 0 rg BT 252.21 377.10 Td (restated ) Tj ET Q q 0 0 0 rg BT 285.80 377.10 Td (to ) Tj ET Q q 0 0 0 rg BT 296.08 377.10 Td (conform ) Tj ET Q q 0 0 0 rg BT 332.45 377.10 Td (to ) Tj ET Q q 0 0 0 rg BT 342.73 377.10 Td (the ) Tj ET Q q 0 0 0 rg BT 357.45 377.10 Td (current ) Tj ET Q q 0 0 0 rg BT 388.26 377.10 Td (year ) Tj ET Q q 0 0 0 rg BT 407.97 377.10 Td (presentation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 356.10 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 67.24 356.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 108.87 356.10 Td (Market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.94 356.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 175.46 356.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 212.10 356.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 231.51 356.10 Td (servicers ) Tj ET Q q 0 0 0 rg BT 269.24 356.10 Td (and ) Tj ET Q q 0 0 0 rg BT 285.87 356.10 Td (originators ) Tj ET Q q 0 0 0 rg BT 331.39 356.10 Td (with ) Tj ET Q q 0 0 0 rg BT 351.36 356.10 Td (marketplaces, ) Tj ET Q q 0 0 0 rg BT 408.80 356.10 Td (services ) Tj ET Q q 0 0 0 rg BT 443.20 356.10 Td (and ) Tj ET Q q 0 0 0 rg BT 459.84 356.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 512.57 356.10 Td (that ) Tj ET Q q 0 0 0 rg BT 529.76 356.10 Td (span ) Tj ET Q q 0 0 0 rg BT 550.29 356.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 344.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 88.72 344.10 Td (lifecycle. ) Tj ET Q q 0 0 0 rg BT 127.09 344.10 Td ( ) Tj ET Q q 0 0 0 rg BT 128.44 344.10 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 145.44 344.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 165.21 344.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 191.66 344.10 Td (Market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.99 344.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 256.77 344.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 292.66 344.10 Td (real ) Tj ET Q q 0 0 0 rg BT 309.10 344.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 333.31 344.10 Td (consumers ) Tj ET Q q 0 0 0 rg BT 377.53 344.10 Td (and ) Tj ET Q q 0 0 0 rg BT 393.43 344.10 Td (rental ) Tj ET Q q 0 0 0 rg BT 417.64 344.10 Td (property ) Tj ET Q q 0 0 0 rg BT 452.97 344.10 Td (investors ) Tj ET Q q 0 0 0 rg BT 490.53 344.10 Td (with ) Tj ET Q q 0 0 0 rg BT 509.76 344.10 Td (marketplaces ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 332.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.54 332.10 Td (services ) Tj ET Q q 0 0 0 rg BT 101.34 332.10 Td (that ) Tj ET Q q 0 0 0 rg BT 118.93 332.10 Td (span ) Tj ET Q q 0 0 0 rg BT 139.86 332.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.67 332.10 Td (real ) Tj ET Q q 0 0 0 rg BT 172.25 332.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 197.61 332.10 Td (lifecycle. ) Tj ET Q q 0 0 0 rg BT 237.13 332.10 Td ( ) Tj ET Q q 0 0 0 rg BT 239.73 332.10 Td (In ) Tj ET Q q 0 0 0 rg BT 250.65 332.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 288.52 332.10 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 303.34 332.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 329.26 332.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 377.69 332.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 421.96 332.10 Td (and ) Tj ET Q q 0 0 0 rg BT 439.55 332.10 Td (Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.67 332.10 Td ( ) Tj ET Q q 0 0 0 rg BT 493.26 332.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 529.18 332.10 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 320.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 95.11 320.10 Td (that ) Tj ET Q q 0 0 0 rg BT 113.48 320.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 147.42 320.10 Td (post-char) Tj ET Q q 0 0 0 rg BT 184.44 320.10 Td (ge-of) Tj ET Q q 0 0 0 rg BT 205.36 320.10 Td (f ) Tj ET Q q 0 0 0 rg BT 212.07 320.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 254.33 320.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 274.93 320.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 317.75 320.10 Td (services ) Tj ET Q q 0 0 0 rg BT 353.34 320.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 393.93 320.10 Td (to ) Tj ET Q q 0 0 0 rg BT 405.10 320.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 425.70 320.10 Td (originators ) Tj ET Q q 0 0 0 rg BT 472.41 320.10 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 496.06 320.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 522.21 320.10 Td (card, ) Tj ET Q q 0 0 0 rg BT 545.30 320.10 Td (auto ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 308.10 Td (lending ) Tj ET Q q 0 0 0 rg BT 82.20 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 99.34 308.10 Td (retail ) Tj ET Q q 0 0 0 rg BT 122.58 308.10 Td (credit\), ) Tj ET Q q 0 0 0 rg BT 153.88 308.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 193.24 308.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 243.15 308.10 Td (management ) Tj ET Q q 0 0 0 rg BT 296.94 308.10 Td (services ) Tj ET Q q 0 0 0 rg BT 331.85 308.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 371.77 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 382.25 308.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.17 308.10 Td (utility) Tj ET Q q 0 0 0 rg BT 420.41 308.10 Td (, ) Tj ET Q q 0 0 0 rg BT 425.61 308.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 466.63 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 483.77 308.10 Td (hotel ) Tj ET Q q 0 0 0 rg BT 506.47 308.10 Td (industries ) Tj ET Q q 0 0 0 rg BT 548.06 308.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 296.10 Td (IT) Tj ET Q q 0 0 0 rg BT 58.76 296.10 Td ( ) Tj ET Q q 0 0 0 rg BT 61.53 296.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 118.17 296.10 Td (management ) Tj ET Q q 0 0 0 rg BT 172.04 296.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 209.52 296.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 212.30 296.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 238.40 296.10 Td (Businesses, ) Tj ET Q q 0 0 0 rg BT 287.01 296.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 331.45 296.10 Td (and ) Tj ET Q q 0 0 0 rg BT 349.23 296.10 Td (Eliminations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.34 296.10 Td ( ) Tj ET Q q 0 0 0 rg BT 403.12 296.10 Td (also ) Tj ET Q q 0 0 0 rg BT 422.00 296.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 458.10 296.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 490.31 296.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 525.30 296.10 Td (and ) Tj ET Q q 0 0 0 rg BT 542.51 296.10 Td (costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 284.10 Td (related ) Tj ET Q q 0 0 0 rg BT 80.46 284.10 Td (to ) Tj ET Q q 0 0 0 rg BT 91.99 284.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 133.50 284.10 Td (support ) Tj ET Q q 0 0 0 rg BT 167.26 284.10 Td (functions ) Tj ET Q q 0 0 0 rg BT 208.23 284.10 Td (including ) Tj ET Q q 0 0 0 rg BT 249.76 284.10 Td (executive, ) Tj ET Q q 0 0 0 rg BT 294.33 284.10 Td (finance, ) Tj ET Q q 0 0 0 rg BT 330.01 284.10 Td (law) Tj ET Q q 0 0 0 rg BT 343.80 284.10 Td (, ) Tj ET Q q 0 0 0 rg BT 350.06 284.10 Td (compliance, ) Tj ET Q q 0 0 0 rg BT 402.40 284.10 Td (human ) Tj ET Q q 0 0 0 rg BT 433.37 284.10 Td (resources, ) Tj ET Q q 0 0 0 rg BT 477.39 284.10 Td (vendor ) Tj ET Q q 0 0 0 rg BT 508.91 284.10 Td (management, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 272.10 Td (facilities, ) Tj ET Q q 0 0 0 rg BT 88.93 272.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 106.44 272.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 162.53 272.10 Td (and ) Tj ET Q q 0 0 0 rg BT 179.47 272.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 201.41 272.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.36 272.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 261.40 272.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 283.91 272.10 Td (not ) Tj ET Q q 0 0 0 rg BT 299.19 272.10 Td (allocated ) Tj ET Q q 0 0 0 rg BT 337.78 272.10 Td (to ) Tj ET Q q 0 0 0 rg BT 348.06 272.10 Td (the ) Tj ET Q q 0 0 0 rg BT 362.78 272.10 Td (business ) Tj ET Q q 0 0 0 rg BT 399.18 272.10 Td (units ) Tj ET Q q 0 0 0 rg BT 421.13 272.10 Td (as ) Tj ET Q q 0 0 0 rg BT 431.97 272.10 Td (well ) Tj ET Q q 0 0 0 rg BT 451.69 272.10 Td (as ) Tj ET Q q 0 0 0 rg BT 462.52 272.10 Td (eliminations ) Tj ET Q q 0 0 0 rg BT 514.46 272.10 Td (between ) Tj ET Q q 0 0 0 rg BT 550.28 272.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 260.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 92.53 260.10 Td (segments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 239.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 89.21 239.10 Td (information ) Tj ET Q q 0 0 0 rg BT 138.92 239.10 Td (for ) Tj ET Q q 0 0 0 rg BT 153.08 239.10 Td (our ) Tj ET Q q 0 0 0 rg BT 168.91 239.10 Td (segments ) Tj ET Q q 0 0 0 rg BT 208.63 239.10 Td (is ) Tj ET Q q 0 0 0 rg BT 217.80 239.10 Td (as ) Tj ET Q q 0 0 0 rg BT 228.63 239.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 166.60 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 166.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 166.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 166.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 166.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 166.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 166.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 166.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 166.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 142.60 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 142.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 142.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 142.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 142.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 142.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 142.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 142.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 142.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 118.60 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 118.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 118.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 118.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 118.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 118.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 118.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 118.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 118.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 94.60 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 94.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 94.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 94.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 94.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 94.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 94.60 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 94.60 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 94.60 58.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 215.60000000000002 m 376 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 215.60000000000002 m 380 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 215.60000000000002 m 438 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 215.60000000000002 m 442 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 215.60000000000002 m 500 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 215.60000000000002 m 504 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 215.60000000000002 m 562 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 178.60000000000002 m 314 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 215.60000000000002 m 376 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 178.60000000000002 m 376 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 215.60000000000002 m 380 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 215.60000000000002 m 438 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 178.60000000000002 m 438 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 215.60000000000002 m 442 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 215.60000000000002 m 500 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 178.60000000000002 m 500 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 215.60000000000002 m 504 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 215.60000000000002 m 562 215.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 178.60000000000002 m 562 178.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 142.60000000000002 m 376 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 142.60000000000002 m 438 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 142.60000000000002 m 500 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 142.60000000000002 m 562 142.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 118.60000000000002 m 376 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 118.60000000000002 m 438 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 118.60000000000002 m 500 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 118.60000000000002 m 562 118.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 94.60000000000002 m 376 94.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 94.60000000000002 m 438 94.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 94.60000000000002 m 500 94.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 94.60000000000002 m 562 94.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 69.60000000000002 m 376 69.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 67.60000000000002 m 376 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 69.60000000000002 m 438 69.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 67.60000000000002 m 438 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 69.60000000000002 m 500 69.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 67.60000000000002 m 500 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 69.60000000000002 m 562 69.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 67.60000000000002 m 562 67.60000000000002 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 51.50 218.32 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.05 219.83 Td (For) Tj ET Q q 0 0 0 rg BT 386.34 219.83 Td ( the year) Tj ET Q q 0 0 0 rg BT 415.96 219.83 Td ( ended December) Tj ET Q q 0 0 0 rg BT 474.91 219.83 Td (31, 2017) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 183.05 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 329.80 190.83 Td (Mortgage ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 333.60 182.83 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 389.05 190.83 Td (Real Estate ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 395.60 182.83 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.35 206.83 Td (Other) Tj ET Q q 0 0 0 rg BT 480.64 206.83 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.45 198.83 Td (Businesses, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.25 190.83 Td (Corporate and ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 448.70 182.83 Td (Eliminations) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 510.05 190.83 Td (Consolidated ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.00 182.83 Td (Altisour) Tj ET Q q 0 0 0 rg BT 542.86 182.83 Td (ce) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 157.22 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 157.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 157.22 Td (793,684) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 157.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 157.22 Td (89,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 157.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 157.22 Td (58,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 157.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 157.22 Td (942,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 145.22 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 145.22 Td (545,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 145.22 Td (96,967) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 145.22 Td (57,391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 145.22 Td (699,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 133.22 Td (Gross profit \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 133.22 Td (248,177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.30 133.22 Td (\(7,180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 133.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 133.22 Td (1,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 133.22 Td (242,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 121.22 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 121.22 Td (1) Tj ET Q q 0 0 0 rg BT 344.65 121.22 Td (14,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 121.22 Td (18,718) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 121.22 Td (59,709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 121.22 Td (192,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 109.22 Td (Income \(loss\) from operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 109.22 Td (133,962) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.30 109.22 Td (\(25,898) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 109.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 109.22 Td (\(58,358) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 109.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 109.22 Td (49,706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 97.22 Td (T) Tj ET Q q 0 0 0 rg BT 57.26 97.22 Td (otal other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.15 97.22 Td (72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.80 97.22 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 97.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 97.22 Td (\(14,399) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 97.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 97.22 Td (\(14,331) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 97.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 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386.34 728.73 Td ( the year) Tj ET Q q 0 0 0 rg BT 415.96 728.73 Td ( ended December) Tj ET Q q 0 0 0 rg BT 474.91 728.73 Td (31, 2016) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 691.95 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 329.80 699.73 Td (Mortgage ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 333.60 691.73 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 389.05 699.73 Td (Real Estate ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 395.60 691.73 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.35 715.73 Td (Other) Tj ET Q q 0 0 0 rg BT 480.64 715.73 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.45 707.73 Td (Businesses, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.25 699.73 Td (Corporate and ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 448.70 691.73 Td (Eliminations) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 510.05 699.73 Td (Consolidated ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.00 691.73 Td (Altisour) Tj ET Q q 0 0 0 rg BT 542.86 691.73 Td (ce) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 666.12 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 666.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 666.12 Td (827,324) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 666.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 666.12 Td (86,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 666.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 666.12 Td (83,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 666.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 666.12 Td (997,303) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 654.12 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 654.12 Td (546,540) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 654.12 Td (64,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 654.12 Td (78,939) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 654.12 Td (690,045) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 642.12 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 642.12 Td (280,784) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 642.12 Td (22,024) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 642.12 Td (4,450) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 642.12 Td (307,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 630.12 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 630.12 Td (121,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 630.12 Td (23,291) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 630.12 Td (69,356) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 630.12 Td (214,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 618.12 Td (Litigation settlement loss, net of $4,000 insurance recovery) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.15 618.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 618.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 618.12 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 618.12 Td (28,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 606.12 Td (Income \(loss\) from operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 606.12 Td (159,276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.30 606.12 Td (\(1,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 606.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 606.12 Td (\(92,906) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 606.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 606.12 Td (65,103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 594.12 Td (T) Tj ET Q q 0 0 0 rg BT 56.91 594.12 Td (otal other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 594.12 Td (154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.80 594.12 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 594.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 594.12 Td (\(20,931) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 594.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 594.12 Td (\(20,782) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 594.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 570.07 Td (Income \(loss\) before income taxes and non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 570.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 570.07 Td (159,430) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 570.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.30 570.12 Td (\(1,272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 570.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 570.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.30 570.12 Td (\(1) Tj ET Q q 0 0 0 rg BT 468.63 570.12 Td (13,837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 570.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 570.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 570.07 Td (44,321) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 482.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 482.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 482.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 482.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 482.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 482.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 482.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 482.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 482.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 458.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 458.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 458.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 458.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 458.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 458.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 458.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 458.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 458.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 434.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 434.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 434.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 434.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 434.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 434.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 434.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 434.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 434.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 410.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 410.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 410.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 410.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 410.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 410.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 410.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 410.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 410.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 386.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 386.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 386.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 386.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 386.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 386.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 386.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 386.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 386.50 58.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 531.5 m 376 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 531.5 m 380 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 531.5 m 438 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 531.5 m 442 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 531.5 m 500 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 531.5 m 504 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 531.5 m 562 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 494.5 m 314 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 531.5 m 376 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 494.5 m 376 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 531.5 m 380 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 531.5 m 438 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 494.5 m 438 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 531.5 m 442 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 531.5 m 500 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 494.5 m 500 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 531.5 m 504 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 531.5 m 562 531.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 494.5 m 562 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 458.5 m 376 458.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 458.5 m 438 458.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 458.5 m 500 458.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 458.5 m 562 458.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 458.5 m 376 458.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 458.5 m 438 458.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 458.5 m 500 458.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 458.5 m 562 458.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 410.5 m 500 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 410.5 m 376 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 410.5 m 438 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 410.5 m 500 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 410.5 m 562 410.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 386.5 m 376 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 386.5 m 438 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 386.5 m 500 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 386.5 m 562 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 362.5 m 376 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 360.5 m 376 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 362.5 m 438 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 360.5 m 438 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 362.5 m 500 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 360.5 m 500 360.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 362.5 m 562 362.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 360.5 m 562 360.5 l s BT /F2 1.00 Tf ET q 0 0 0 rg BT 51.50 534.22 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 374.05 535.73 Td (For) Tj ET Q q 0 0 0 rg BT 386.34 535.73 Td ( the year) Tj ET Q q 0 0 0 rg BT 415.96 535.73 Td ( ended December) Tj ET Q q 0 0 0 rg BT 474.91 535.73 Td (31, 2015) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 498.95 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 329.80 506.73 Td (Mortgage ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 333.60 498.73 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 389.05 506.73 Td (Real Estate ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 395.60 498.73 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 460.35 522.73 Td (Other) Tj ET Q q 0 0 0 rg BT 480.64 522.73 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 451.45 514.73 Td (Businesses, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 445.25 506.73 Td (Corporate and ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 448.70 498.73 Td (Eliminations) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 510.05 506.73 Td (Consolidated ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 515.00 498.73 Td (Altisour) Tj ET Q q 0 0 0 rg BT 542.86 498.73 Td (ce) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 473.12 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 473.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 473.12 Td (885,174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 473.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 473.12 Td (54,199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 473.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 473.12 Td (1) Tj ET Q q 0 0 0 rg BT 468.65 473.12 Td (12,093) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 473.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.10 473.12 Td (1,051,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 461.12 Td (Cost of revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 461.12 Td (552,676) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 461.12 Td (38,541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 461.12 Td (96,1) Tj ET Q q 0 0 0 rg BT 486.15 461.12 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 461.12 Td (687,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 449.12 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 449.12 Td (332,498) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 449.12 Td (15,658) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 449.12 Td (15,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 449.12 Td (364,139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 437.12 Td (Selling, general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 437.12 Td (132,334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 437.12 Td (7,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 437.12 Td (81,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 437.12 Td (220,868) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 425.12 Td (Impairment losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 425.12 Td (64,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 425.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 425.12 Td (7,639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 425.12 Td (71,785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 413.12 Td (Change in the fair value of Equator Earn Out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.30 413.12 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 413.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 413.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.15 413.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.30 413.12 Td (\(7,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 413.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 401.12 Td (Income \(loss\) from operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 401.12 Td (143,609) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 401.12 Td (8,144) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 401.12 Td (\(72,676) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 401.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 401.12 Td (79,077) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 389.12 Td (T) Tj ET Q q 0 0 0 rg BT 56.91 389.12 Td (otal other income \(expense\), net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 389.12 Td (621) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 389.12 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 389.12 Td (\(26,640) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 389.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 389.12 Td (\(26,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 389.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 365.07 Td (Income \(loss\) before income taxes and non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 365.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 365.07 Td (144,230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 365.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 365.07 Td (8,146) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 365.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.30 365.12 Td (\(99,316) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.15 365.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 365.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 365.07 Td (53,060) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 282.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 282.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 282.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 282.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 282.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 282.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 282.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 282.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 282.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 258.50 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 315.00 258.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.00 258.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.00 258.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.00 258.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 258.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 258.50 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 258.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 258.50 58.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50 294.5 m 315 294.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 319 294.5 m 377 294.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 381 294.5 m 439 294.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 294.5 m 501 294.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 294.5 m 563 294.5 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 298.95 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 330.80 306.73 Td (Mortgage ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 334.60 298.73 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 390.05 306.73 Td (Real Estate ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.60 298.73 Td (Market) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 461.35 322.73 Td (Other) Tj ET Q q 0 0 0 rg BT 481.64 322.73 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 452.45 314.73 Td (Businesses, ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 446.25 306.73 Td (Corporate and ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 449.70 298.73 Td (Eliminations) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 511.05 306.73 Td (Consolidated ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 516.00 298.73 Td (Altisour) Tj ET Q q 0 0 0 rg BT 543.86 298.73 Td (ce) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 273.12 Td (T) Tj ET Q q 0 0 0 rg BT 57.91 273.12 Td (otal assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 261.12 Td (December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.50 261.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 261.12 Td (304,346) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.50 261.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 261.12 Td (64,624) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 261.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.65 261.12 Td (496,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 261.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 261.12 Td (865,164) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 58.50 256.05 78.58 -9.09 re f /GS0 gs q 0 0 0 rg BT 58.50 249.12 Td (December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 249.12 Td (347,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.65 249.12 Td (47,863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.65 249.12 Td (294,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 249.12 Td (689,212) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 223.00 Td (Our ) Tj ET Q q 0 0 0 rg BT 66.67 223.00 Td (services ) Tj ET Q q 0 0 0 rg BT 100.49 223.00 Td (are ) Tj ET Q q 0 0 0 rg BT 114.31 223.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 153.14 223.00 Td (provided ) Tj ET Q q 0 0 0 rg BT 190.30 223.00 Td (to ) Tj ET Q q 0 0 0 rg BT 199.69 223.00 Td (customers ) Tj ET Q q 0 0 0 rg BT 241.86 223.00 Td (located ) Tj ET Q q 0 0 0 rg BT 272.34 223.00 Td (in ) Tj ET Q q 0 0 0 rg BT 281.74 223.00 Td (the ) Tj ET Q q 0 0 0 rg BT 295.57 223.00 Td (United ) Tj ET Q q 0 0 0 rg BT 324.40 223.00 Td (States. ) Tj ET Q q 0 0 0 rg BT 352.40 223.00 Td ( ) Tj ET Q q 0 0 0 rg BT 354.02 223.00 Td (Premises ) Tj ET Q q 0 0 0 rg BT 391.74 223.00 Td (and ) Tj ET Q q 0 0 0 rg BT 407.80 223.00 Td (equipment, ) Tj ET Q q 0 0 0 rg BT 454.12 223.00 Td (net ) Tj ET Q q 0 0 0 rg BT 467.96 223.00 Td (consist ) Tj ET Q q 0 0 0 rg BT 497.35 223.00 Td (of ) Tj ET Q q 0 0 0 rg BT 507.29 223.00 Td (the ) Tj ET Q q 0 0 0 rg BT 521.13 223.00 Td (following, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 211.00 Td (by ) Tj ET Q q 0 0 0 rg BT 62.00 211.00 Td (country) Tj ET Q q 0 0 0 rg BT 91.90 211.00 Td (, ) Tj ET Q q 0 0 0 rg BT 96.90 211.00 Td (as ) Tj ET Q q 0 0 0 rg BT 107.73 211.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.56 211.00 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0 J 0 j 3 M 498 115.5 m 563 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 91.5 m 494 91.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429 89.5 m 494 89.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 91.5 m 563 91.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 498 89.5 m 563 89.5 l s BT /F3 9.00 Tf ET q 0 0 0 rg BT 52.50 191.75 Td (\(inthousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 453.00 191.73 Td (2017) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 522.00 191.73 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 166.12 Td (United States) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.50 166.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.65 166.12 Td (46,268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.50 166.12 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.65 166.12 Td (71,418) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 154.12 Td (India) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 154.12 Td (8,136) Tj ET Q BT /F1 10.00 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10.00 Tf ET q 0 0 0 rg BT 526.65 94.07 Td (103,473) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 201 0 obj <>] /Rotate 0 /Contents 202 0 R>> endobj 202 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.70 760.60 Td (AL) Tj ET Q q 0 0 0 rg BT 214.67 760.60 Td (TISOURCE POR) Tj ET Q q 0 0 0 rg BT 290.17 760.60 Td (TFOLIO SOLUTIONS S.A.) 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376.00 529.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 529.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 529.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 529.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 529.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 529.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 505.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 505.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 505.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 505.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 505.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 505.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 505.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 505.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 505.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 481.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 481.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 481.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 481.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 481.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 481.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 481.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 481.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 481.75 58.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 650.75 m 376 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 650.75 m 380 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 650.75 m 438 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 650.75 m 442 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 650.75 m 500 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 650.75 m 504 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 650.75 m 562 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 637.75 m 314 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 637.75 m 376 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 637.75 m 438 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 637.75 m 500 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 637.75 m 562 637.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 399.15 654.98 Td (2017 quarter) Tj ET Q q 0 0 0 rg BT 443.22 654.98 Td ( ended ) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 467.67 658.61 Td (\(1\)\(2\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 642.00 Td (\(in thousands, except per shar) Tj ET Q q 0 0 0 rg BT 159.90 642.00 Td (e data\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 329.00 641.98 Td (Mar) Tj ET Q q 0 0 0 rg BT 343.96 641.98 Td (ch 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 394.25 641.98 Td (June 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 446.10 641.98 Td (September) Tj ET Q q 0 0 0 rg BT 482.83 641.98 Td ( 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.25 641.98 Td (December) Tj ET Q q 0 0 0 rg BT 543.75 641.98 Td ( 31,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 616.37 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 616.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 616.37 Td (240,483) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 616.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 616.37 Td (250,685) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 616.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 616.37 Td (234,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 616.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 616.37 Td (216,066) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 604.37 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 604.37 Td (62,530) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 604.37 Td (65,292) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 604.37 Td (60,081) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 604.37 Td (54,445) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 592.37 Td (Income before income taxes and non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 592.37 Td (9,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 592.37 Td (12,160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 592.37 Td (10,357) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 592.37 Td (3,1) Tj ET Q q 0 0 0 rg BT 548.15 592.37 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 580.37 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 580.37 Td (7,160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 580.37 Td (9,722) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 580.37 Td (7,766) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 580.37 Td (286,983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 568.37 Td (Net income attributable to ) Tj ET Q q 0 0 0 rg BT 158.41 568.37 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 568.37 Td (6,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 568.37 Td (9,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.65 568.37 Td (6,961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 568.37 Td (286,350) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 544.37 Td (Earnings per share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 532.37 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 532.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 532.37 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 532.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 532.37 Td (0.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 532.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 532.37 Td (0.39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 532.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 532.37 Td (16.16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 520.37 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 520.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 520.37 Td (0.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 520.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 520.37 Td (0.48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 520.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 520.37 Td (0.38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 520.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.65 520.37 Td (15.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 496.37 Td (W) Tj ET Q q 0 0 0 rg BT 60.14 496.37 Td (eighted average shares outstanding:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 484.37 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 484.37 Td (18,662) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 484.37 Td (18,335) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 484.37 Td (18,023) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 484.37 Td (17,724) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 472.37 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 472.37 Td (19,304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 472.37 Td (18,836) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 472.37 Td (18,429) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 472.37 Td (18,21) Tj ET Q q 0 0 0 rg BT 553.15 472.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 415.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 415.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 415.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 415.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 415.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 415.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 415.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 415.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 415.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 391.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 391.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 391.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 391.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 391.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 391.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 391.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 391.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 391.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 367.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 367.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 367.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 367.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 367.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 367.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 367.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 367.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 367.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 343.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 343.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 343.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 343.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 343.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 343.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 343.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 343.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 343.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 319.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 319.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 319.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 319.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 319.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 319.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 319.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 319.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 319.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 295.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 295.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 295.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 295.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 295.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 295.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 295.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 295.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 295.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.00 271.75 265.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.00 271.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.00 271.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 376.00 271.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 380.00 271.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 438.00 271.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.00 271.75 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.00 271.75 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.00 271.75 58.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 440.75 m 376 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 376 440.75 m 380 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 440.75 m 438 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438 440.75 m 442 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 440.75 m 500 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500 440.75 m 504 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 440.75 m 562 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 49 427.75 m 314 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318 427.75 m 376 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 380 427.75 m 438 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 442 427.75 m 500 427.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504 427.75 m 562 427.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.10 444.98 Td (2016 quarter) Tj ET Q q 0 0 0 rg BT 440.17 444.98 Td ( ended ) Tj ET Q BT /F2 8.00 Tf ET BT /F2 5.20 Tf ET q 0 0 0 rg BT 464.62 448.61 Td (\(1\)\(3\)\(4\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 51.50 432.00 Td (\(in thousands, except per shar) Tj ET Q q 0 0 0 rg BT 159.90 432.00 Td (e data\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 329.00 431.98 Td (Mar) Tj ET Q q 0 0 0 rg BT 343.96 431.98 Td (ch 31,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 394.25 431.98 Td (June 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 446.10 431.98 Td (September) Tj ET Q q 0 0 0 rg BT 482.83 431.98 Td ( 30,) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 509.25 431.98 Td (December) Tj ET Q q 0 0 0 rg BT 543.75 431.98 Td ( 31,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 406.37 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 406.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 406.37 Td (250,132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 406.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 406.37 Td (255,799) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 406.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 406.37 Td (252,745) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 406.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.65 406.37 Td (238,627) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 394.37 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 394.37 Td (81,269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 394.37 Td (81,428) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 394.37 Td (78,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 394.37 Td (65,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 382.37 Td (Income \(loss\) before income taxes and non-controlling interests) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 382.37 Td (21,085) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 382.37 Td (23,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 382.37 Td (18,796) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 382.37 Td (\(19,537) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 382.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 370.37 Td (Net income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 370.37 Td (18,892) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 370.37 Td (20,686) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 370.37 Td (1) Tj ET Q q 0 0 0 rg BT 473.65 370.37 Td (1,472) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 370.37 Td (\(19,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 370.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 358.37 Td (Net income \(loss\) attributable to ) Tj ET Q q 0 0 0 rg BT 183.13 358.37 Td (Altisource) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 358.37 Td (18,494) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 358.37 Td (19,994) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 358.37 Td (10,589) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.30 358.37 Td (\(20,384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 358.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 334.37 Td (Earnings \(loss\) per share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 322.37 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 322.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 322.37 Td (0.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 322.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 322.37 Td (1.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 322.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 322.37 Td (0.57) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 322.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.30 322.37 Td (\(1.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 322.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 310.37 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.50 310.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.65 310.37 Td (0.92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.50 310.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 310.37 Td (1.02) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.50 310.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.65 310.37 Td (0.54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.50 310.37 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.30 310.37 Td (\(1.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.15 310.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 51.50 286.37 Td (W) Tj ET Q q 0 0 0 rg BT 60.14 286.37 Td (eighted average shares outstanding:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 274.37 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 274.37 Td (18,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 274.37 Td (18,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 274.37 Td (18,715) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 274.37 Td (18,788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.50 262.37 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 262.37 Td (20,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 262.37 Td (19,604) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.65 262.37 Td (19,568) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.65 262.37 Td (18,788) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 245.25 Td (______________________________________) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 234.78 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 230.25 Td (The ) Tj ET Q q 0 0 0 rg BT 80.84 230.25 Td (sum ) Tj ET Q q 0 0 0 rg BT 99.81 230.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.44 230.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 148.83 230.25 Td (amounts, ) Tj ET Q q 0 0 0 rg BT 187.51 230.25 Td (including ) Tj ET Q q 0 0 0 rg BT 227.58 230.25 Td (per ) Tj ET Q q 0 0 0 rg BT 242.64 230.25 Td (share ) Tj ET Q q 0 0 0 rg BT 266.04 230.25 Td (amounts, ) Tj ET Q q 0 0 0 rg BT 304.72 230.25 Td (may ) Tj ET Q q 0 0 0 rg BT 324.24 230.25 Td (not ) Tj ET Q q 0 0 0 rg BT 339.31 230.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 363.26 230.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 399.44 230.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 435.06 230.25 Td (for ) Tj ET Q q 0 0 0 rg BT 449.01 230.25 Td (year) Tj ET Q q 0 0 0 rg BT 466.02 230.25 Td (-to-date ) Tj ET Q q 0 0 0 rg BT 499.41 230.25 Td (periods. ) Tj ET Q q 0 0 0 rg BT 533.65 230.25 Td ( ) Tj ET Q q 0 0 0 rg BT 535.78 230.25 Td (This ) Tj ET Q q 0 0 0 rg BT 555.85 230.25 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 218.25 Td (due ) Tj ET Q q 0 0 0 rg BT 79.94 218.25 Td (to ) Tj ET Q q 0 0 0 rg BT 90.22 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 104.93 218.25 Td (ef) Tj ET Q q 0 0 0 rg BT 112.52 218.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 133.90 218.25 Td (of ) Tj ET Q q 0 0 0 rg BT 144.73 218.25 Td (rounding ) Tj ET Q q 0 0 0 rg BT 183.34 218.25 Td (and ) Tj ET Q q 0 0 0 rg BT 200.28 218.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 234.98 218.25 Td (in ) Tj ET Q q 0 0 0 rg BT 245.26 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 259.98 218.25 Td (number ) Tj ET Q q 0 0 0 rg BT 293.02 218.25 Td (of ) Tj ET Q q 0 0 0 rg BT 303.85 218.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 343.01 218.25 Td (average ) Tj ET Q q 0 0 0 rg BT 376.59 218.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 404.08 218.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 453.25 218.25 Td (for ) Tj ET Q q 0 0 0 rg BT 467.41 218.25 Td (each ) Tj ET Q q 0 0 0 rg BT 488.22 218.25 Td (period.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 210.78 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 206.25 Td (On ) Tj ET Q q 0 0 0 rg BT 76.93 206.25 Td (December27, ) Tj ET Q q 0 0 0 rg BT 134.72 206.25 Td (2017, ) Tj ET Q q 0 0 0 rg BT 158.93 206.25 Td (two ) Tj ET Q q 0 0 0 rg BT 175.63 206.25 Td (of ) Tj ET Q q 0 0 0 rg BT 185.67 206.25 Td (the ) Tj ET Q q 0 0 0 rg BT 199.59 206.25 Td (Company) Tj ET Q q 0 0 0 rg BT 241.26 206.25 Td (s ) Tj ET Q q 0 0 0 rg BT 246.85 206.25 Td (wholly-owned ) Tj ET Q q 0 0 0 rg BT 306.33 206.25 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 357.38 206.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 400.74 206.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 440.23 206.25 Td (S. ) Tj ET Q q 0 0 0 rg BT 454.44 206.25 Td (r) Tj ET Q q 0 0 0 rg BT 457.22 206.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 466.70 206.25 Td (and ) Tj ET Q q 0 0 0 rg BT 482.47 206.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 525.83 206.25 Td (Holdings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 194.25 Td (S.r) Tj ET Q q 0 0 0 rg BT 80.78 194.25 Td (.l., ) Tj ET Q q 0 0 0 rg BT 92.89 194.25 Td (mer) Tj ET Q q 0 0 0 rg BT 108.25 194.25 Td (ged, ) Tj ET Q q 0 0 0 rg BT 127.02 194.25 Td (with ) Tj ET Q q 0 0 0 rg BT 146.22 194.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 189.71 194.25 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 228.20 194.25 Td (S.r) Tj ET Q q 0 0 0 rg BT 245.98 194.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 255.59 194.25 Td (as ) Tj ET Q q 0 0 0 rg BT 265.75 194.25 Td (the ) Tj ET Q q 0 0 0 rg BT 279.79 194.25 Td (surviving ) Tj ET Q q 0 0 0 rg BT 319.40 194.25 Td (entity) Tj ET Q q 0 0 0 rg BT 341.52 194.25 Td (. ) Tj ET Q q 0 0 0 rg BT 345.85 194.25 Td ( ) Tj ET Q q 0 0 0 rg BT 347.28 194.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 390.76 194.25 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 429.26 194.25 Td (S.r) Tj ET Q q 0 0 0 rg BT 447.04 194.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 456.65 194.25 Td (was ) Tj ET Q q 0 0 0 rg BT 474.03 194.25 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 528.07 194.25 Td (renamed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 182.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 107.38 182.25 Td (S.r) Tj ET Q q 0 0 0 rg BT 125.16 182.25 Td (.l. ) Tj ET Q q 0 0 0 rg BT 135.67 182.25 Td ( ) Tj ET Q q 0 0 0 rg BT 138.20 182.25 Td (The ) Tj ET Q q 0 0 0 rg BT 156.47 182.25 Td (mer) Tj ET Q q 0 0 0 rg BT 171.84 182.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 187.33 182.25 Td (is ) Tj ET Q q 0 0 0 rg BT 196.73 182.25 Td (part ) Tj ET Q q 0 0 0 rg BT 215.00 182.25 Td (of ) Tj ET Q q 0 0 0 rg BT 226.06 182.25 Td (a ) Tj ET Q q 0 0 0 rg BT 233.23 182.25 Td (lar) Tj ET Q q 0 0 0 rg BT 243.59 182.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 259.09 182.25 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 302.92 182.25 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 356.74 182.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 376.69 182.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 414.96 182.25 Td (to ) Tj ET Q q 0 0 0 rg BT 425.47 182.25 Td (simplify ) Tj ET Q q 0 0 0 rg BT 461.53 182.25 Td (the ) Tj ET Q q 0 0 0 rg BT 476.47 182.25 Td (Company) Tj ET Q q 0 0 0 rg BT 518.14 182.25 Td (s ) Tj ET Q q 0 0 0 rg BT 524.76 182.25 Td (corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 170.25 Td (structure, ) Tj ET Q q 0 0 0 rg BT 102.89 170.25 Td (allow ) Tj ET Q q 0 0 0 rg BT 127.51 170.25 Td (it ) Tj ET Q q 0 0 0 rg BT 135.47 170.25 Td (to ) Tj ET Q q 0 0 0 rg BT 145.65 170.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 177.48 170.25 Td (more ) Tj ET Q q 0 0 0 rg BT 200.43 170.25 Td (ef) Tj ET Q q 0 0 0 rg BT 208.02 170.25 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 243.74 170.25 Td (and ) Tj ET Q q 0 0 0 rg BT 260.58 170.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 289.63 170.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 349.25 170.25 Td (costs. ) Tj ET Q q 0 0 0 rg BT 374.15 170.25 Td ( ) Tj ET Q q 0 0 0 rg BT 376.55 170.25 Td (For ) Tj ET Q q 0 0 0 rg BT 392.85 170.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 439.32 170.25 Td (g ) Tj ET Q q 0 0 0 rg BT 446.73 170.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 461.35 170.25 Td (purposes, ) Tj ET Q q 0 0 0 rg BT 501.80 170.25 Td (the ) Tj ET Q q 0 0 0 rg BT 516.42 170.25 Td (mer) Tj ET Q q 0 0 0 rg BT 531.79 170.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 546.96 170.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 158.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 109.48 158.25 Td (at ) Tj ET Q q 0 0 0 rg BT 119.32 158.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 135.82 158.25 Td (value ) Tj ET Q q 0 0 0 rg BT 160.10 158.25 Td (and ) Tj ET Q q 0 0 0 rg BT 177.16 158.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 218.64 158.25 Td (an ) Tj ET Q q 0 0 0 rg BT 230.71 158.25 Td (NOL) Tj ET Q q 0 0 0 rg BT 250.89 158.25 Td ( ) Tj ET Q q 0 0 0 rg BT 253.51 158.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.46 158.25 Td ($1.3 ) Tj ET Q q 0 0 0 rg BT 284.58 158.25 Td (billion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.70 158.25 Td ( ) Tj ET Q q 0 0 0 rg BT 313.32 158.25 Td (and ) Tj ET Q q 0 0 0 rg BT 330.38 158.25 Td (a ) Tj ET Q q 0 0 0 rg BT 337.44 158.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 373.37 158.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 388.21 158.25 Td (asset, ) Tj ET Q q 0 0 0 rg BT 412.77 158.25 Td (net ) Tj ET Q q 0 0 0 rg BT 427.60 158.25 Td (of ) Tj ET Q q 0 0 0 rg BT 438.56 158.25 Td (valuation ) Tj ET Q q 0 0 0 rg BT 478.39 158.25 Td (allowance, ) Tj ET Q q 0 0 0 rg BT 524.04 158.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.00 158.25 Td ($300.9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 146.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.89 146.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.70 146.25 Td (as ) Tj ET Q q 0 0 0 rg BT 105.83 146.25 Td (of ) Tj ET Q q 0 0 0 rg BT 116.96 146.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 175.85 146.25 Td (2017. ) Tj ET Q q 0 0 0 rg BT 201.16 146.25 Td ( ) Tj ET Q q 0 0 0 rg BT 203.76 146.25 Td (The ) Tj ET Q q 0 0 0 rg BT 222.11 146.25 Td (NOL) Tj ET Q q 0 0 0 rg BT 242.29 146.25 Td ( ) Tj ET Q q 0 0 0 rg BT 245.09 146.25 Td (has ) Tj ET Q q 0 0 0 rg BT 261.23 146.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.47 146.25 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.47 146.25 Td ( ) Tj ET Q q 0 0 0 rg BT 281.28 146.25 Td (year ) Tj ET Q q 0 0 0 rg BT 301.29 146.25 Td (life. ) Tj ET Q q 0 0 0 rg BT 319.92 146.25 Td ( ) Tj ET Q q 0 0 0 rg BT 322.52 146.25 Td (This ) Tj ET Q q 0 0 0 rg BT 343.10 146.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 379.21 146.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 394.23 146.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 416.47 146.25 Td (was ) Tj ET Q q 0 0 0 rg BT 434.83 146.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 470.95 146.25 Td (of) Tj ET Q q 0 0 0 rg BT 479.10 146.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 496.35 146.25 Td (by ) Tj ET Q q 0 0 0 rg BT 509.15 146.25 Td (the ) Tj ET Q q 0 0 0 rg BT 524.17 146.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 554.19 146.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 134.25 Td (other ) Tj ET Q q 0 0 0 rg BT 85.80 134.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 120.27 134.25 Td (in ) Tj ET Q q 0 0 0 rg BT 130.30 134.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 150.34 134.25 Td (and ) Tj ET Q q 0 0 0 rg BT 167.04 134.25 Td (Luxembour) Tj ET Q q 0 0 0 rg BT 213.52 134.25 Td (g ) Tj ET Q q 0 0 0 rg BT 220.77 134.25 Td (income ) Tj ET Q q 0 0 0 rg BT 252.46 134.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 266.94 134.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 288.07 134.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.66 134.25 Td ($6.3 ) Tj ET Q q 0 0 0 rg BT 318.42 134.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.31 134.25 Td ( ) Tj ET Q q 0 0 0 rg BT 349.57 134.25 Td (and ) Tj ET Q q 0 0 0 rg BT 366.26 134.25 Td (an ) Tj ET Q q 0 0 0 rg BT 377.96 134.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 412.97 134.25 Td (in ) Tj ET Q q 0 0 0 rg BT 423.00 134.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 452.46 134.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 483.60 134.25 Td (income ) Tj ET Q q 0 0 0 rg BT 515.29 134.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 529.76 134.25 Td (reserves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 122.25 Td (\(and ) Tj ET Q q 0 0 0 rg BT 83.27 122.25 Td (related ) Tj ET Q q 0 0 0 rg BT 112.97 122.25 Td (interest\) ) Tj ET Q q 0 0 0 rg BT 148.23 122.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.06 122.25 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 184.06 122.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.96 122.25 Td (. ) Tj ET Q q 0 0 0 rg BT 217.96 122.25 Td ( ) Tj ET Q q 0 0 0 rg BT 220.46 122.25 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.39 122.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 259.33 122.25 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.33 122.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 114.78 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.08 110.25 Td ( ) Tj ET Q q 0 0 0 rg BT 63.00 110.25 Td (W) Tj ET Q q 0 0 0 rg BT 71.64 110.25 Td (e ) Tj ET Q q 0 0 0 rg BT 78.58 110.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 115.50 110.25 Td (Granite ) Tj ET Q q 0 0 0 rg BT 147.99 110.25 Td (on ) Tj ET Q q 0 0 0 rg BT 160.49 110.25 Td (July ) Tj ET Q q 0 0 0 rg BT 179.66 110.25 Td (29, ) Tj ET Q q 0 0 0 rg BT 194.66 110.25 Td (2016. ) Tj ET Q q 0 0 0 rg BT 219.66 110.25 Td ( ) Tj ET Q q 0 0 0 rg BT 222.16 110.25 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.09 110.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 261.03 110.25 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.03 110.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 49.50 102.78 Td (\(4\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.08 98.25 Td ( ) Tj ET Q q 0 0 0 rg BT 63.00 98.25 Td (During ) Tj ET Q q 0 0 0 rg BT 93.03 98.25 Td (the ) Tj ET Q q 0 0 0 rg BT 106.94 98.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 133.07 98.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 163.08 98.25 Td (of ) Tj ET Q q 0 0 0 rg BT 173.11 98.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 196.93 98.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 240.28 98.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 276.95 98.25 Td (a ) Tj ET Q q 0 0 0 rg BT 283.09 98.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 320.89 98.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 363.69 98.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 380.94 98.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.97 98.25 Td ($32.0 ) Tj ET Q q 0 0 0 rg BT 415.17 98.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.06 98.25 Td ( ) Tj ET Q q 0 0 0 rg BT 445.75 98.25 Td (in ) Tj ET Q q 0 0 0 rg BT 455.23 98.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 500.79 98.25 Td (with ) Tj ET Q q 0 0 0 rg BT 520.27 98.25 Td (a ) Tj ET Q q 0 0 0 rg BT 526.40 98.25 Td (litigation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 86.25 Td (matter) Tj ET Q q 0 0 0 rg BT 87.99 86.25 Td (. ) Tj ET Q q 0 0 0 rg BT 93.07 86.25 Td ( ) Tj ET Q q 0 0 0 rg BT 95.07 86.25 Td (Also ) Tj ET Q q 0 0 0 rg BT 116.54 86.25 Td (during ) Tj ET Q q 0 0 0 rg BT 145.22 86.25 Td (the ) Tj ET Q q 0 0 0 rg BT 160.02 86.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 187.03 86.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 217.92 86.25 Td (of ) Tj ET Q q 0 0 0 rg BT 228.83 86.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 253.34 86.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 297.57 86.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 335.12 86.25 Td (an ) Tj ET Q q 0 0 0 rg BT 347.13 86.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 388.02 86.25 Td (recovery ) Tj ET Q q 0 0 0 rg BT 425.57 86.25 Td (related ) Tj ET Q q 0 0 0 rg BT 455.35 86.25 Td (to ) Tj ET Q q 0 0 0 rg BT 465.71 86.25 Td (this ) Tj ET Q q 0 0 0 rg BT 482.73 86.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 521.41 86.25 Td (settlement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.00 74.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.83 74.25 Td ($4.0 ) Tj ET Q q 0 0 0 rg BT 93.83 74.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.72 74.25 Td (. ) Tj ET Q q 0 0 0 rg BT 127.72 74.25 Td ( ) Tj ET Q q 0 0 0 rg BT 130.22 74.25 Td (See ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.16 74.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 169.10 74.25 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.10 74.25 Td (.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 554.25 Td (As ) Tj ET Q q 0 0 0 rg BT 63.90 554.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.52 554.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 134.90 554.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.90 554.25 Td (, ) Tj ET Q q 0 0 0 rg BT 160.69 554.25 Td (an ) Tj ET Q q 0 0 0 rg BT 173.42 554.25 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 218.36 554.25 Td (was ) Tj ET Q q 0 0 0 rg BT 237.20 554.25 Td (conducted ) Tj ET Q q 0 0 0 rg BT 281.58 554.25 Td (under ) Tj ET Q q 0 0 0 rg BT 307.64 554.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.15 554.25 Td (supervision ) Tj ET Q q 0 0 0 rg BT 372.55 554.25 Td (and ) Tj ET Q q 0 0 0 rg BT 390.27 554.25 Td (with ) Tj ET Q q 0 0 0 rg BT 411.34 554.25 Td (the ) Tj ET Q q 0 0 0 rg BT 426.85 554.25 Td (participation ) Tj ET Q q 0 0 0 rg BT 480.68 554.25 Td (of ) Tj ET Q q 0 0 0 rg BT 492.30 554.25 Td (our ) Tj ET Q q 0 0 0 rg BT 508.92 554.25 Td (management, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 542.25 Td (including ) Tj ET Q q 0 0 0 rg BT 89.69 542.25 Td (our ) Tj ET Q q 0 0 0 rg BT 105.44 542.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 130.07 542.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 172.46 542.25 Td (Of) Tj ET Q q 0 0 0 rg BT 182.84 542.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 203.57 542.25 Td (and ) Tj ET Q q 0 0 0 rg BT 220.42 542.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 245.05 542.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 284.68 542.25 Td (Of) Tj ET Q q 0 0 0 rg BT 295.05 542.25 Td (ficer) Tj ET Q q 0 0 0 rg BT 312.97 542.25 Td (, ) Tj ET Q q 0 0 0 rg BT 317.88 542.25 Td (of ) Tj ET Q q 0 0 0 rg BT 328.63 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.26 542.25 Td (ef) Tj ET Q q 0 0 0 rg BT 350.85 542.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 397.69 542.25 Td (of ) Tj ET Q q 0 0 0 rg BT 408.44 542.25 Td (our ) Tj ET Q q 0 0 0 rg BT 424.18 542.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 467.15 542.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 501.78 542.25 Td (and ) Tj ET Q q 0 0 0 rg BT 518.63 542.25 Td (procedures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 530.25 Td (\(as ) Tj ET Q q 0 0 0 rg BT 63.75 530.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 96.32 530.25 Td (in ) Tj ET Q q 0 0 0 rg BT 106.68 530.25 Td (Rule ) Tj ET Q q 0 0 0 rg BT 128.15 530.25 Td (13a-15\(e\) ) Tj ET Q q 0 0 0 rg BT 169.60 530.25 Td (and ) Tj ET Q q 0 0 0 rg BT 186.63 530.25 Td (Rule ) Tj ET Q q 0 0 0 rg BT 208.10 530.25 Td (15d-15\(e\) ) Tj ET Q q 0 0 0 rg BT 250.12 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 261.03 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.83 530.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 317.27 530.25 Td (Act\). ) Tj ET Q q 0 0 0 rg BT 340.13 530.25 Td ( ) Tj ET Q q 0 0 0 rg BT 342.71 530.25 Td (Based ) Tj ET Q q 0 0 0 rg BT 369.73 530.25 Td (on ) Tj ET Q q 0 0 0 rg BT 382.32 530.25 Td (this ) Tj ET Q q 0 0 0 rg BT 399.35 530.25 Td (evaluation, ) Tj ET Q q 0 0 0 rg BT 446.09 530.25 Td (such ) Tj ET Q q 0 0 0 rg BT 467.01 530.25 Td (of) Tj ET Q q 0 0 0 rg BT 475.15 530.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 499.95 530.25 Td (have ) Tj ET Q q 0 0 0 rg BT 521.41 530.25 Td (concluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 518.25 Td (that ) Tj ET Q q 0 0 0 rg BT 67.00 518.25 Td (our ) Tj ET Q q 0 0 0 rg BT 82.83 518.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 125.87 518.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 160.59 518.25 Td (and ) Tj ET Q q 0 0 0 rg BT 177.53 518.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 223.89 518.25 Td (were ) Tj ET Q q 0 0 0 rg BT 245.82 518.25 Td (ef) Tj ET Q q 0 0 0 rg BT 253.41 518.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 283.11 518.25 Td (as ) Tj ET Q q 0 0 0 rg BT 293.94 518.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.77 518.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 363.36 518.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.36 518.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 497.25 Td (Management) Tj ET Q q 0 0 0 rg BT 108.56 497.25 Td (s ) Tj ET Q q 0 0 0 rg BT 114.95 497.25 Td (Report ) Tj ET Q q 0 0 0 rg BT 147.44 497.25 Td (on ) Tj ET Q q 0 0 0 rg BT 160.50 497.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 198.00 497.25 Td (Contr) Tj ET Q q 0 0 0 rg BT 223.37 497.25 Td (ol ) Tj ET Q q 0 0 0 rg BT 233.65 497.25 Td (over) Tj ET Q q 0 0 0 rg BT 252.35 497.25 Td ( ) Tj ET Q q 0 0 0 rg BT 254.85 497.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 297.35 497.25 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 476.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 103.69 476.25 Td (is ) Tj ET Q q 0 0 0 rg BT 112.34 476.25 Td (responsible ) Tj ET Q q 0 0 0 rg BT 159.88 476.25 Td (for ) Tj ET Q q 0 0 0 rg BT 173.52 476.25 Td (establishing ) Tj ET Q q 0 0 0 rg BT 223.28 476.25 Td (and ) Tj ET Q q 0 0 0 rg BT 239.71 476.25 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 289.46 476.25 Td (adequate ) Tj ET Q q 0 0 0 rg BT 326.98 476.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 359.51 476.25 Td (control ) Tj ET Q q 0 0 0 rg BT 389.82 476.25 Td (over ) Tj ET Q q 0 0 0 rg BT 409.58 476.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 446.54 476.25 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 487.69 476.25 Td (as ) Tj ET Q q 0 0 0 rg BT 498.00 476.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 529.97 476.25 Td (in ) Tj ET Q q 0 0 0 rg BT 539.74 476.25 Td (Rules ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 464.25 Td (13a-15\(f\) ) Tj ET Q q 0 0 0 rg BT 90.00 464.25 Td (and ) Tj ET Q q 0 0 0 rg BT 107.17 464.25 Td (15d-15\(f\) ) Tj ET Q q 0 0 0 rg BT 148.23 464.25 Td (of ) Tj ET Q q 0 0 0 rg BT 159.29 464.25 Td (the ) Tj ET Q q 0 0 0 rg BT 174.25 464.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 215.81 464.25 Td (Act. ) Tj ET Q q 0 0 0 rg BT 235.48 464.25 Td ( ) Tj ET Q q 0 0 0 rg BT 238.22 464.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 293.16 464.25 Td (has ) Tj ET Q q 0 0 0 rg BT 309.22 464.25 Td (assessed ) Tj ET Q q 0 0 0 rg BT 345.84 464.25 Td (the ) Tj ET Q q 0 0 0 rg BT 360.80 464.25 Td (ef) Tj ET Q q 0 0 0 rg BT 368.38 464.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 415.54 464.25 Td (of ) Tj ET Q q 0 0 0 rg BT 426.61 464.25 Td (our ) Tj ET Q q 0 0 0 rg BT 442.68 464.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 475.96 464.25 Td (control ) Tj ET Q q 0 0 0 rg BT 507.02 464.25 Td (over ) Tj ET Q q 0 0 0 rg BT 527.52 464.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 452.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 88.62 452.25 Td (as ) Tj ET Q q 0 0 0 rg BT 99.41 452.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.20 452.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.66 452.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 171.20 452.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.20 452.25 Td ( ) Tj ET Q q 0 0 0 rg BT 193.67 452.25 Td (based ) Tj ET Q q 0 0 0 rg BT 218.89 452.25 Td (on ) Tj ET Q q 0 0 0 rg BT 231.36 452.25 Td (criteria ) Tj ET Q q 0 0 0 rg BT 262.13 452.25 Td (established ) Tj ET Q q 0 0 0 rg BT 309.02 452.25 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 319.26 452.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 353.94 452.25 Td (Contr) Tj ET Q q 0 0 0 rg BT 376.91 452.25 Td (ol-Integrated ) Tj ET Q q 0 0 0 rg BT 432.13 452.25 Td (Framework ) Tj ET Q q 0 0 0 rg BT 481.25 452.25 Td (\(2013\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.91 452.25 Td ( ) Tj ET Q q 0 0 0 rg BT 510.37 452.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 537.83 452.25 Td (by ) Tj ET Q q 0 0 0 rg BT 550.30 452.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 440.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 96.86 440.25 Td (of ) Tj ET Q q 0 0 0 rg BT 108.11 440.25 Td (Sponsoring ) Tj ET Q q 0 0 0 rg BT 156.59 440.25 Td (Or) Tj ET Q q 0 0 0 rg BT 166.96 440.25 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 215.42 440.25 Td (of ) Tj ET Q q 0 0 0 rg BT 226.67 440.25 Td (the ) Tj ET Q q 0 0 0 rg BT 241.60 440.25 Td (T) Tj ET Q q 0 0 0 rg BT 247.36 440.25 Td (readway ) Tj ET Q q 0 0 0 rg BT 284.14 440.25 Td (Commission. ) Tj ET Q q 0 0 0 rg BT 340.13 440.25 Td ( ) Tj ET Q q 0 0 0 rg BT 342.40 440.25 Td (As ) Tj ET Q q 0 0 0 rg BT 356.44 440.25 Td (a ) Tj ET Q q 0 0 0 rg BT 363.80 440.25 Td (result ) Tj ET Q q 0 0 0 rg BT 388.93 440.25 Td (of ) Tj ET Q q 0 0 0 rg BT 400.18 440.25 Td (this ) Tj ET Q q 0 0 0 rg BT 417.55 440.25 Td (assessment, ) Tj ET Q q 0 0 0 rg BT 467.41 440.25 Td (management ) Tj ET Q q 0 0 0 rg BT 521.42 440.25 Td (concluded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 428.25 Td (that, ) Tj ET Q q 0 0 0 rg BT 70.83 428.25 Td (as ) Tj ET Q q 0 0 0 rg BT 83.00 428.25 Td (of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.83 428.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 153.75 428.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.75 428.25 Td (, ) Tj ET Q q 0 0 0 rg BT 180.08 428.25 Td (our ) Tj ET Q q 0 0 0 rg BT 197.25 428.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 231.62 428.25 Td (control ) Tj ET Q q 0 0 0 rg BT 263.78 428.25 Td (over ) Tj ET Q q 0 0 0 rg BT 285.39 428.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 324.20 428.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 364.70 428.25 Td (was ) Tj ET Q q 0 0 0 rg BT 384.08 428.25 Td (ef) Tj ET Q q 0 0 0 rg BT 391.67 428.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 422.71 428.25 Td (in ) Tj ET Q q 0 0 0 rg BT 434.32 428.25 Td (providing ) Tj ET Q q 0 0 0 rg BT 477.04 428.25 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 523.63 428.25 Td (assurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 416.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 89.93 416.25 Td (the ) Tj ET Q q 0 0 0 rg BT 104.27 416.25 Td (reliability ) Tj ET Q q 0 0 0 rg BT 145.26 416.25 Td (of ) Tj ET Q q 0 0 0 rg BT 155.71 416.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 192.80 416.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 231.58 416.25 Td (and ) Tj ET Q q 0 0 0 rg BT 248.13 416.25 Td (the ) Tj ET Q q 0 0 0 rg BT 262.46 416.25 Td (preparation ) Tj ET Q q 0 0 0 rg BT 310.11 416.25 Td (of ) Tj ET Q q 0 0 0 rg BT 320.56 416.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 357.66 416.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 401.99 416.25 Td (for ) Tj ET Q q 0 0 0 rg BT 415.76 416.25 Td (external ) Tj ET Q q 0 0 0 rg BT 450.08 416.25 Td (purposes ) Tj ET Q q 0 0 0 rg BT 487.75 416.25 Td (in ) Tj ET Q q 0 0 0 rg BT 497.64 416.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 544.72 416.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 404.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 90.22 404.25 Td (accepted ) Tj ET Q q 0 0 0 rg BT 128.70 404.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 176.08 404.25 Td (principles. ) Tj ET Q q 0 0 0 rg BT 221.53 404.25 Td ( ) Tj ET Q q 0 0 0 rg BT 225.04 404.25 Td (Mayer ) Tj ET Q q 0 0 0 rg BT 254.66 404.25 Td (Hof) Tj ET Q q 0 0 0 rg BT 270.03 404.25 Td (fman ) Tj ET Q q 0 0 0 rg BT 294.09 404.25 Td (McCann ) Tj ET Q q 0 0 0 rg BT 332.04 404.25 Td (P) Tj ET Q q 0 0 0 rg BT 336.49 404.25 Td (.C. ) Tj ET Q q 0 0 0 rg BT 351.68 404.25 Td (has ) Tj ET Q q 0 0 0 rg BT 368.52 404.25 Td (independently ) Tj ET Q q 0 0 0 rg BT 428.68 404.25 Td (assessed ) Tj ET Q q 0 0 0 rg BT 466.08 404.25 Td (the ) Tj ET Q q 0 0 0 rg BT 481.81 404.25 Td (ef) Tj ET Q q 0 0 0 rg BT 489.40 404.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 537.33 404.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.18 404.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 392.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 82.54 392.25 Td (control ) Tj ET Q q 0 0 0 rg BT 113.37 392.25 Td (over ) Tj ET Q q 0 0 0 rg BT 133.64 392.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 171.12 392.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 210.27 392.25 Td (and ) Tj ET Q q 0 0 0 rg BT 227.21 392.25 Td (its ) Tj ET Q q 0 0 0 rg BT 239.16 392.25 Td (report ) Tj ET Q q 0 0 0 rg BT 265.54 392.25 Td (is ) Tj ET Q q 0 0 0 rg BT 274.71 392.25 Td (included ) Tj ET Q q 0 0 0 rg BT 311.64 392.25 Td (herein.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 371.25 Td (Changes ) Tj ET Q q 0 0 0 rg BT 88.67 371.25 Td (in ) Tj ET Q q 0 0 0 rg BT 99.51 371.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 137.01 371.25 Td (Contr) Tj ET Q q 0 0 0 rg BT 162.39 371.25 Td (ol ) Tj ET Q q 0 0 0 rg BT 172.66 371.25 Td (over) Tj ET Q q 0 0 0 rg BT 191.36 371.25 Td ( ) Tj ET Q q 0 0 0 rg BT 193.86 371.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 236.37 371.25 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 350.25 Td (There ) Tj ET Q q 0 0 0 rg BT 76.45 350.25 Td (were ) Tj ET Q q 0 0 0 rg BT 99.51 350.25 Td (no ) Tj ET Q q 0 0 0 rg BT 113.14 350.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 148.98 350.25 Td (in ) Tj ET Q q 0 0 0 rg BT 160.39 350.25 Td (our ) Tj ET Q q 0 0 0 rg BT 177.35 350.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 211.52 350.25 Td (control ) Tj ET Q q 0 0 0 rg BT 243.48 350.25 Td (over ) Tj ET Q q 0 0 0 rg BT 264.88 350.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 303.49 350.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 343.78 350.25 Td (\(as ) Tj ET Q q 0 0 0 rg BT 359.07 350.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 392.69 350.25 Td (in ) Tj ET Q q 0 0 0 rg BT 404.10 350.25 Td (the ) Tj ET Q q 0 0 0 rg BT 419.95 350.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 462.20 350.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 480.27 350.25 Td (Rules ) Tj ET Q q 0 0 0 rg BT 506.68 350.25 Td (13a-15\(f\) ) Tj ET Q q 0 0 0 rg BT 548.07 350.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 338.25 Td (15d-15\(f\)\) ) Tj ET Q q 0 0 0 rg BT 94.03 338.25 Td (that ) Tj ET Q q 0 0 0 rg BT 111.91 338.25 Td (occurred ) Tj ET Q q 0 0 0 rg BT 149.76 338.25 Td (during ) Tj ET Q q 0 0 0 rg BT 178.75 338.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.85 338.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 225.04 338.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.80 338.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 310.76 338.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.76 338.25 Td (, ) Tj ET Q q 0 0 0 rg BT 336.14 338.25 Td (that ) Tj ET Q q 0 0 0 rg BT 354.02 338.25 Td (have ) Tj ET Q q 0 0 0 rg BT 375.77 338.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 419.19 338.25 Td (af) Tj ET Q q 0 0 0 rg BT 426.78 338.25 Td (fected, ) Tj ET Q q 0 0 0 rg BT 456.58 338.25 Td (or ) Tj ET Q q 0 0 0 rg BT 467.79 338.25 Td (are ) Tj ET Q q 0 0 0 rg BT 482.88 338.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 529.07 338.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 554.73 338.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 326.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 92.54 326.25 Td (af) Tj ET Q q 0 0 0 rg BT 100.13 326.25 Td (fect, ) Tj ET Q q 0 0 0 rg BT 120.11 326.25 Td (our ) Tj ET Q q 0 0 0 rg BT 135.94 326.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 168.98 326.25 Td (control ) Tj ET Q q 0 0 0 rg BT 199.81 326.25 Td (over ) Tj ET Q q 0 0 0 rg BT 220.08 326.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 257.56 326.25 Td (reporting.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 305.25 Td (Limitations ) Tj ET Q q 0 0 0 rg BT 101.45 305.25 Td (on ) Tj ET Q q 0 0 0 rg BT 114.51 305.25 Td (Contr) Tj ET Q q 0 0 0 rg BT 139.88 305.25 Td (ols) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 284.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 67.30 284.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 110.10 284.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 144.56 284.25 Td (and ) Tj ET Q q 0 0 0 rg BT 161.25 284.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 207.36 284.25 Td (and ) Tj ET Q q 0 0 0 rg BT 224.05 284.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 256.84 284.25 Td (control ) Tj ET Q q 0 0 0 rg BT 287.42 284.25 Td (over ) Tj ET Q q 0 0 0 rg BT 307.43 284.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 344.66 284.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 383.56 284.25 Td (are ) Tj ET Q q 0 0 0 rg BT 398.02 284.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 435.82 284.25 Td (to ) Tj ET Q q 0 0 0 rg BT 445.84 284.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 478.64 284.25 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 523.64 284.25 Td (assurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 272.25 Td (of ) Tj ET Q q 0 0 0 rg BT 59.40 272.25 Td (achieving ) Tj ET Q q 0 0 0 rg BT 99.85 272.25 Td (their ) Tj ET Q q 0 0 0 rg BT 119.74 272.25 Td (objectives ) Tj ET Q q 0 0 0 rg BT 161.86 272.25 Td (as ) Tj ET Q q 0 0 0 rg BT 171.76 272.25 Td (specified ) Tj ET Q q 0 0 0 rg BT 209.43 272.25 Td (above. ) Tj ET Q q 0 0 0 rg BT 237.38 272.25 Td ( ) Tj ET Q q 0 0 0 rg BT 238.95 272.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 292.72 272.25 Td (does ) Tj ET Q q 0 0 0 rg BT 312.63 272.25 Td (not ) Tj ET Q q 0 0 0 rg BT 326.98 272.25 Td (expect, ) Tj ET Q q 0 0 0 rg BT 357.14 272.25 Td (however) Tj ET Q q 0 0 0 rg BT 391.17 272.25 Td (, ) Tj ET Q q 0 0 0 rg BT 395.24 272.25 Td (that ) Tj ET Q q 0 0 0 rg BT 411.81 272.25 Td (our ) Tj ET Q q 0 0 0 rg BT 426.71 272.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 468.83 272.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 502.62 272.25 Td (and ) Tj ET Q q 0 0 0 rg BT 518.63 272.25 Td (procedures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 260.25 Td (or ) Tj ET Q q 0 0 0 rg BT 60.22 260.25 Td (our ) Tj ET Q q 0 0 0 rg BT 75.94 260.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 108.87 260.25 Td (control ) Tj ET Q q 0 0 0 rg BT 139.59 260.25 Td (over ) Tj ET Q q 0 0 0 rg BT 159.75 260.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 197.12 260.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 236.16 260.25 Td (will ) Tj ET Q q 0 0 0 rg BT 254.11 260.25 Td (prevent ) Tj ET Q q 0 0 0 rg BT 286.48 260.25 Td (or ) Tj ET Q q 0 0 0 rg BT 297.21 260.25 Td (detect ) Tj ET Q q 0 0 0 rg BT 323.47 260.25 Td (all ) Tj ET Q q 0 0 0 rg BT 335.85 260.25 Td (error ) Tj ET Q q 0 0 0 rg BT 357.67 260.25 Td (and ) Tj ET Q q 0 0 0 rg BT 374.50 260.25 Td (fraud. ) Tj ET Q q 0 0 0 rg BT 400.49 260.25 Td ( ) Tj ET Q q 0 0 0 rg BT 402.35 260.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 421.96 260.25 Td (control ) Tj ET Q q 0 0 0 rg BT 452.68 260.25 Td (system, ) Tj ET Q q 0 0 0 rg BT 485.35 260.25 Td (no ) Tj ET Q q 0 0 0 rg BT 497.74 260.25 Td (matter ) Tj ET Q q 0 0 0 rg BT 525.67 260.25 Td (how ) Tj ET Q q 0 0 0 rg BT 545.28 260.25 Td (well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 248.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 86.47 248.25 Td (and ) Tj ET Q q 0 0 0 rg BT 102.34 248.25 Td (operated, ) Tj ET Q q 0 0 0 rg BT 140.69 248.25 Td (is ) Tj ET Q q 0 0 0 rg BT 148.78 248.25 Td (based ) Tj ET Q q 0 0 0 rg BT 172.98 248.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 194.40 248.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 223.03 248.25 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 273.90 248.25 Td (and ) Tj ET Q q 0 0 0 rg BT 289.77 248.25 Td (can ) Tj ET Q q 0 0 0 rg BT 305.07 248.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 337.04 248.25 Td (only ) Tj ET Q q 0 0 0 rg BT 356.25 248.25 Td (reasonable, ) Tj ET Q q 0 0 0 rg BT 402.93 248.25 Td (not ) Tj ET Q q 0 0 0 rg BT 417.13 248.25 Td (absolute, ) Tj ET Q q 0 0 0 rg BT 454.38 248.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 494.68 248.25 Td (that ) Tj ET Q q 0 0 0 rg BT 511.10 248.25 Td (its ) Tj ET Q q 0 0 0 rg BT 521.97 248.25 Td (objectives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 236.25 Td (will ) Tj ET Q q 0 0 0 rg BT 67.87 236.25 Td (be ) Tj ET Q q 0 0 0 rg BT 80.12 236.25 Td (met. ) Tj ET Q q 0 0 0 rg BT 100.43 236.25 Td ( ) Tj ET Q q 0 0 0 rg BT 103.25 236.25 Td (Further) Tj ET Q q 0 0 0 rg BT 132.28 236.25 Td (, ) Tj ET Q q 0 0 0 rg BT 137.60 236.25 Td (no ) Tj ET Q q 0 0 0 rg BT 150.41 236.25 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 194.88 236.25 Td (of ) Tj ET Q q 0 0 0 rg BT 206.02 236.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 241.05 236.25 Td (can ) Tj ET Q q 0 0 0 rg BT 257.74 236.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 291.10 236.25 Td (absolute ) Tj ET Q q 0 0 0 rg BT 327.24 236.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 368.92 236.25 Td (that ) Tj ET Q q 0 0 0 rg BT 386.73 236.25 Td (misstatements ) Tj ET Q q 0 0 0 rg BT 446.21 236.25 Td (due ) Tj ET Q q 0 0 0 rg BT 463.46 236.25 Td (to ) Tj ET Q q 0 0 0 rg BT 474.05 236.25 Td (error ) Tj ET Q q 0 0 0 rg BT 496.29 236.25 Td (or ) Tj ET Q q 0 0 0 rg BT 507.44 236.25 Td (fraud ) Tj ET Q q 0 0 0 rg BT 531.35 236.25 Td (will ) Tj ET Q q 0 0 0 rg BT 549.72 236.25 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 224.25 Td (occur ) Tj ET Q q 0 0 0 rg BT 74.21 224.25 Td (or ) Tj ET Q q 0 0 0 rg BT 85.04 224.25 Td (that ) Tj ET Q q 0 0 0 rg BT 102.53 224.25 Td (all ) Tj ET Q q 0 0 0 rg BT 115.03 224.25 Td (control ) Tj ET Q q 0 0 0 rg BT 145.85 224.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 172.24 224.25 Td (and ) Tj ET Q q 0 0 0 rg BT 189.18 224.25 Td (instances ) Tj ET Q q 0 0 0 rg BT 228.34 224.25 Td (of ) Tj ET Q q 0 0 0 rg BT 239.17 224.25 Td (fraud, ) Tj ET Q q 0 0 0 rg BT 265.27 224.25 Td (if ) Tj ET Q q 0 0 0 rg BT 273.88 224.25 Td (any) Tj ET Q q 0 0 0 rg BT 287.66 224.25 Td (, ) Tj ET Q q 0 0 0 rg BT 292.66 224.25 Td (within ) Tj ET Q q 0 0 0 rg BT 320.72 224.25 Td (the ) Tj ET Q q 0 0 0 rg BT 335.44 224.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 376.82 224.25 Td (have ) Tj ET Q q 0 0 0 rg BT 398.20 224.25 Td (been ) Tj ET Q q 0 0 0 rg BT 419.58 224.25 Td (detected.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 49.50 203.25 Td (ITEM ) Tj ET Q q 0 0 0 rg BT 78.67 203.25 Td (9B. ) Tj ET Q q 0 0 0 rg BT 103.50 203.25 Td (OTHER ) Tj ET Q q 0 0 0 rg BT 142.12 203.25 Td (INFORMA) Tj ET Q q 0 0 0 rg BT 190.26 203.25 Td (TION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.50 182.25 Td (None.) 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Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.50 621.31 Td (Financial ) Tj ET Q q 0 0 0 rg BT 147.88 621.31 Td (Statement ) Tj ET Q q 0 0 0 rg BT 189.82 621.31 Td (Schedules:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.50 602.32 Td (Schedule ) Tj ET Q q 0 0 0 rg BT 145.66 602.32 Td (II ) Tj ET Q q 0 0 0 rg BT 154.82 602.32 Td (- ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 160.65 602.32 Td (V) Tj ET Q q 0 0 0 rg BT 165.65 602.32 Td (aluation ) Tj ET Q q 0 0 0 rg BT 201.48 602.32 Td (and ) Tj ET Q q 0 0 0 rg BT 218.98 602.32 Td (Qualifying ) Tj ET Q q 0 0 0 rg BT 264.07 602.32 Td (Accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.73 602.32 Td ( ) Tj ET Q q 0 0 0 rg BT 303.23 602.32 Td (- ) Tj ET Q q 0 0 0 rg BT 309.06 602.32 Td (included ) Tj ET Q q 0 0 0 rg BT 345.99 602.32 Td (below) Tj ET Q q 0 0 0 rg BT 369.78 602.32 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.50 583.32 Td (3.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.50 583.31 Td (Exhibits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.27 583.31 Td (:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.50 564.43 Td (Exhibit) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.50 554.43 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 106.50 554.43 Td (Exhibit Description) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 534.9833984375 m 65 534.9833984375 l s q 0 0 1 rg BT 52.50 536.32 Td (2.1) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 534.9833984375 m 561.0087890625 534.9833984375 l s q 0 0 1 rg BT 106.50 536.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 131.67 536.32 Td (of ) Tj ET Q q 0 0 1 rg BT 143.50 536.32 Td (Separation ) Tj ET Q q 0 0 1 rg BT 188.98 536.32 Td (Agreement ) Tj ET Q q 0 0 1 rg BT 236.91 536.32 Td (between ) Tj ET Q q 0 0 1 rg BT 272.95 536.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 318.10 536.32 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 357.15 536.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 398.44 536.32 Td (S.A. ) Tj ET Q q 0 0 1 rg BT 419.72 536.32 Td (and ) Tj ET Q q 0 0 1 rg BT 437.66 536.32 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 469.47 536.32 Td (Financial ) Tj ET Q q 0 0 1 rg BT 510.18 536.32 Td (Corporation ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 524.9833984375 m 561.00341796875 524.9833984375 l s q 0 0 1 rg BT 106.50 526.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 162.89 526.32 Td (by ) Tj ET Q q 0 0 1 rg BT 175.41 526.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 215.12 526.32 Td (to ) Tj ET Q q 0 0 1 rg BT 225.42 526.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 257.38 526.32 Td (2.1 ) Tj ET Q q 0 0 1 rg BT 272.41 526.32 Td (of ) Tj ET Q q 0 0 1 rg BT 283.26 526.32 Td (the ) Tj ET Q q 0 0 1 rg BT 298.00 526.32 Td (Registrant) Tj ET Q q 0 0 1 rg BT 341.88 526.32 Td (s ) Tj ET Q q 0 0 1 rg BT 348.30 526.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 372.49 526.32 Td (10-12B/A) Tj ET Q q 0 0 1 rg BT 411.94 526.32 Td ( ) Tj ET Q q 0 0 1 rg BT 414.46 526.32 Td ( ) Tj ET Q q 0 0 1 rg BT 426.43 526.32 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 478.39 526.32 Td (No. ) Tj ET Q q 0 0 1 rg BT 495.63 526.32 Td (1 ) Tj ET Q q 0 0 1 rg BT 503.15 526.32 Td (to ) Tj ET Q q 0 0 1 rg BT 513.46 526.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 537.65 526.32 Td (10 ) Tj ET Q q 0 0 1 rg BT 550.17 526.32 Td (as ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 514.9833984375 m 287.046875 514.9833984375 l s q 0 0 1 rg BT 106.50 516.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 127.33 516.32 Td (with ) Tj ET Q q 0 0 1 rg BT 147.60 516.32 Td (the ) Tj ET Q q 0 0 1 rg BT 162.32 516.32 Td (Commission ) Tj ET Q q 0 0 1 rg BT 215.39 516.32 Td (on ) Tj ET Q q 0 0 1 rg BT 227.89 516.32 Td (June29, ) Tj ET Q q 0 0 1 rg BT 263.72 516.32 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 495.9833984375 m 65 495.9833984375 l s q 0 0 1 rg BT 52.50 497.32 Td (2.2) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 495.9833984375 m 561.00341796875 495.9833984375 l s q 0 0 1 rg BT 106.50 497.32 Td (Separation ) Tj ET Q q 0 0 1 rg BT 150.71 497.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 199.49 497.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 223.00 497.32 Td (as ) Tj ET Q q 0 0 1 rg BT 233.19 497.32 Td (of ) Tj ET Q q 0 0 1 rg BT 243.37 497.32 Td (December21, ) Tj ET Q q 0 0 1 rg BT 301.31 497.32 Td (2012, ) Tj ET Q q 0 0 1 rg BT 325.67 497.32 Td (between ) Tj ET Q q 0 0 1 rg BT 360.43 497.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 403.94 497.32 Td (Residential ) Tj ET Q q 0 0 1 rg BT 450.78 497.32 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 500.96 497.32 Td (and ) Tj ET Q q 0 0 1 rg BT 516.85 497.32 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 485.9833984375 m 561.0068359375 485.9833984375 l s q 0 0 1 rg BT 106.50 487.32 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 143.49 487.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 182.71 487.32 Td (S.A. ) Tj ET Q q 0 0 1 rg BT 201.93 487.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 257.22 487.32 Td (by ) Tj ET Q q 0 0 1 rg BT 268.66 487.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 307.27 487.32 Td (to ) Tj ET Q q 0 0 1 rg BT 316.48 487.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 347.36 487.32 Td (2.1 ) Tj ET Q q 0 0 1 rg BT 361.29 487.32 Td (to ) Tj ET Q q 0 0 1 rg BT 370.50 487.32 Td (the ) Tj ET Q q 0 0 1 rg BT 384.15 487.32 Td (Company) Tj ET Q q 0 0 1 rg BT 425.82 487.32 Td (s ) Tj ET Q q 0 0 1 rg BT 431.14 487.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 454.25 487.32 Td (8-K ) Tj ET Q q 0 0 1 rg BT 471.23 487.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 490.99 487.32 Td (on ) Tj ET Q q 0 0 1 rg BT 502.42 487.32 Td (December28, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 475.9833984375 m 129.830078125 475.9833984375 l s q 0 0 1 rg BT 106.50 477.32 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 456.9833984375 m 65 456.9833984375 l s q 0 0 1 rg BT 52.50 458.32 Td (2.3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 456.9833984375 m 561.005859375 456.9833984375 l s q 0 0 1 rg BT 106.50 458.32 Td (Separation ) Tj ET Q q 0 0 1 rg BT 151.55 458.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 201.41 458.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 226.00 458.32 Td (as ) Tj ET Q q 0 0 1 rg BT 237.26 458.32 Td (of ) Tj ET Q q 0 0 1 rg BT 248.52 458.32 Td (December21, ) Tj ET Q q 0 0 1 rg BT 307.54 458.32 Td (2012, ) Tj ET Q q 0 0 1 rg BT 332.97 458.32 Td (between ) Tj ET Q q 0 0 1 rg BT 368.58 458.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 412.52 458.32 Td (Asset ) Tj ET Q q 0 0 1 rg BT 437.67 458.32 Td (Management ) Tj ET Q q 0 0 1 rg BT 492.81 458.32 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 544.07 458.32 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 446.9833984375 m 561.015625 446.9833984375 l s q 0 0 1 rg BT 106.50 448.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 150.49 448.32 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 188.38 448.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 228.51 448.32 Td (S.A. ) Tj ET Q q 0 0 1 rg BT 248.63 448.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 304.82 448.32 Td (by ) Tj ET Q q 0 0 1 rg BT 317.16 448.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 356.68 448.32 Td (to ) Tj ET Q q 0 0 1 rg BT 366.79 448.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 398.57 448.32 Td (2.2 ) Tj ET Q q 0 0 1 rg BT 413.40 448.32 Td (to ) Tj ET Q q 0 0 1 rg BT 423.52 448.32 Td (the ) Tj ET Q q 0 0 1 rg BT 438.07 448.32 Td (Company) Tj ET Q q 0 0 1 rg BT 479.74 448.32 Td (s ) Tj ET Q q 0 0 1 rg BT 485.96 448.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 509.97 448.32 Td (8-K ) Tj ET Q q 0 0 1 rg BT 527.85 448.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.52 448.32 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 436.9833984375 m 188.4140625 436.9833984375 l s q 0 0 1 rg BT 106.50 438.32 Td (December28, ) Tj ET Q q 0 0 1 rg BT 165.08 438.32 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 417.9833984375 m 65 417.9833984375 l s q 0 0 1 rg BT 52.50 419.32 Td (2.4) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 417.9833984375 m 560.9970703125 417.9833984375 l s q 0 0 1 rg BT 106.50 419.32 Td (Purchase ) Tj ET Q q 0 0 1 rg BT 145.93 419.32 Td (and ) Tj ET Q q 0 0 1 rg BT 163.70 419.32 Td (Sale ) Tj ET Q q 0 0 1 rg BT 183.51 419.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 233.76 419.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 258.75 419.32 Td (as ) Tj ET Q q 0 0 1 rg BT 270.41 419.32 Td (of ) Tj ET Q q 0 0 1 rg BT 282.07 419.32 Td (March29, ) Tj ET Q q 0 0 1 rg BT 326.50 419.32 Td (2013, ) Tj ET Q q 0 0 1 rg BT 352.33 419.32 Td (by ) Tj ET Q q 0 0 1 rg BT 365.66 419.32 Td (and ) Tj ET Q q 0 0 1 rg BT 383.43 419.32 Td (among ) Tj ET Q q 0 0 1 rg BT 413.24 419.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 458.22 419.32 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 497.11 419.32 Td (Solutions, ) Tj ET Q q 0 0 1 rg BT 540.73 419.32 Td (Inc., ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 407.9833984375 m 561.00244140625 407.9833984375 l s q 0 0 1 rg BT 106.50 409.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 151.94 409.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 193.51 409.32 Td (S. ) Tj ET Q q 0 0 1 rg BT 209.80 409.32 Td (r) Tj ET Q q 0 0 1 rg BT 212.58 409.32 Td (.l., ) Tj ET Q q 0 0 1 rg BT 226.64 409.32 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 258.74 409.32 Td (Financial ) Tj ET Q q 0 0 1 rg BT 299.74 409.32 Td (Corporation, ) Tj ET Q q 0 0 1 rg BT 354.35 409.32 Td (Homeward ) Tj ET Q q 0 0 1 rg BT 402.56 409.32 Td (Residential, ) Tj ET Q q 0 0 1 rg BT 453.84 409.32 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 472.89 409.32 Td (and ) Tj ET Q q 0 0 1 rg BT 491.11 409.32 Td (Power ) Tj ET Q q 0 0 1 rg BT 520.18 409.32 Td (V) Tj ET Q q 0 0 1 rg BT 526.29 409.32 Td (aluation ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 397.9833984375 m 533.8974609375 397.9833984375 l s q 0 0 1 rg BT 106.50 399.32 Td (Services, ) Tj ET Q q 0 0 1 rg BT 145.38 399.32 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 163.15 399.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 219.51 399.32 Td (by ) Tj ET Q q 0 0 1 rg BT 232.01 399.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 271.69 399.32 Td (to ) Tj ET Q q 0 0 1 rg BT 281.97 399.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 313.91 399.32 Td (2.1 ) Tj ET Q q 0 0 1 rg BT 328.91 399.32 Td (to ) Tj ET Q q 0 0 1 rg BT 339.19 399.32 Td (the ) Tj ET Q q 0 0 1 rg BT 353.91 399.32 Td (Company) Tj ET Q q 0 0 1 rg BT 395.57 399.32 Td (s ) Tj ET Q q 0 0 1 rg BT 401.96 399.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 426.13 399.32 Td (8-K ) Tj ET Q q 0 0 1 rg BT 444.19 399.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 465.01 399.32 Td (on ) Tj ET Q q 0 0 1 rg BT 476.96 399.32 Td (April4, ) Tj ET Q q 0 0 1 rg BT 510.57 399.32 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 378.9833984375 m 65 378.9833984375 l s q 0 0 1 rg BT 52.50 380.32 Td (2.5) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 378.9833984375 m 561.0009765625 378.9833984375 l s q 0 0 1 rg BT 106.50 380.32 Td (Purchase ) Tj ET Q q 0 0 1 rg BT 145.74 380.32 Td (and ) Tj ET Q q 0 0 1 rg BT 163.32 380.32 Td (Sale ) Tj ET Q q 0 0 1 rg BT 182.98 380.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 233.05 380.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 257.85 380.32 Td (as ) Tj ET Q q 0 0 1 rg BT 269.32 380.32 Td (of ) Tj ET Q q 0 0 1 rg BT 280.09 380.32 Td (August ) Tj ET Q q 0 0 1 rg BT 312.13 380.32 Td (19, ) Tj ET Q q 0 0 1 rg BT 327.77 380.32 Td (2013, ) Tj ET Q q 0 0 1 rg BT 353.41 380.32 Td (by ) Tj ET Q q 0 0 1 rg BT 366.55 380.32 Td (and ) Tj ET Q q 0 0 1 rg BT 384.13 380.32 Td (among ) Tj ET Q q 0 0 1 rg BT 413.79 380.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 458.59 380.32 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 497.29 380.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 538.22 380.32 Td (S.A., ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 368.9833984375 m 561.00439453125 368.9833984375 l s q 0 0 1 rg BT 106.50 370.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 150.66 370.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 190.95 370.32 Td (S. ) Tj ET Q q 0 0 1 rg BT 205.95 370.32 Td (r) Tj ET Q q 0 0 1 rg BT 208.73 370.32 Td (.l. ) Tj ET Q q 0 0 1 rg BT 219.01 370.32 Td (and ) Tj ET Q q 0 0 1 rg BT 235.95 370.32 Td (the ) Tj ET Q q 0 0 1 rg BT 250.66 370.32 Td (Equity ) Tj ET Q q 0 0 1 rg BT 279.83 370.32 Td (Interestholders ) Tj ET Q q 0 0 1 rg BT 341.76 370.32 Td (of ) Tj ET Q q 0 0 1 rg BT 352.59 370.32 Td (Equator) Tj ET Q q 0 0 1 rg BT 383.84 370.32 Td (, ) Tj ET Q q 0 0 1 rg BT 388.84 370.32 Td (LLC ) Tj ET Q q 0 0 1 rg BT 410.23 370.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 466.60 370.32 Td (by ) Tj ET Q q 0 0 1 rg BT 479.10 370.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 518.78 370.32 Td (to ) Tj ET Q q 0 0 1 rg BT 529.06 370.32 Td (Exhibit ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 358.9833984375 m 339.2685546875 358.9833984375 l s q 0 0 1 rg BT 106.50 360.32 Td (2.1 ) Tj ET Q q 0 0 1 rg BT 121.50 360.32 Td (to ) Tj ET Q q 0 0 1 rg BT 131.78 360.32 Td (the ) Tj ET Q q 0 0 1 rg BT 146.50 360.32 Td (Company) Tj ET Q q 0 0 1 rg BT 188.16 360.32 Td (s ) Tj ET Q q 0 0 1 rg BT 194.55 360.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 218.72 360.32 Td (8-K ) Tj ET Q q 0 0 1 rg BT 236.77 360.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 257.60 360.32 Td (on ) Tj ET Q q 0 0 1 rg BT 269.55 360.32 Td (August ) Tj ET Q q 0 0 1 rg BT 300.94 360.32 Td (21, ) Tj ET Q q 0 0 1 rg BT 315.94 360.32 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 339.9833984375 m 65 339.9833984375 l s q 0 0 1 rg BT 52.50 341.32 Td (3.1) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 339.9833984375 m 561.00341796875 339.9833984375 l s q 0 0 1 rg BT 106.50 341.32 Td (Amended ) Tj ET Q q 0 0 1 rg BT 147.58 341.32 Td (and ) Tj ET Q q 0 0 1 rg BT 164.22 341.32 Td (Restated ) Tj ET Q q 0 0 1 rg BT 200.38 341.32 Td (Articles ) Tj ET Q q 0 0 1 rg BT 234.24 341.32 Td (of ) Tj ET Q q 0 0 1 rg BT 244.77 341.32 Td (Incorporation ) Tj ET Q q 0 0 1 rg BT 301.40 341.32 Td (of ) Tj ET Q q 0 0 1 rg BT 311.45 341.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 355.31 341.32 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 393.07 341.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 433.06 341.32 Td (S.A. ) Tj ET Q q 0 0 1 rg BT 453.05 341.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 509.12 341.32 Td (by ) Tj ET Q q 0 0 1 rg BT 521.32 341.32 Td (reference ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 329.9833984375 m 381.490234375 329.9833984375 l s q 0 0 1 rg BT 106.50 331.32 Td (to ) Tj ET Q q 0 0 1 rg BT 116.78 331.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 148.72 331.32 Td (3.1 ) Tj ET Q q 0 0 1 rg BT 163.72 331.32 Td (to ) Tj ET Q q 0 0 1 rg BT 174.00 331.32 Td (the ) Tj ET Q q 0 0 1 rg BT 188.72 331.32 Td (Company) Tj ET Q q 0 0 1 rg BT 230.38 331.32 Td (s ) Tj ET Q q 0 0 1 rg BT 236.77 331.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 260.94 331.32 Td (10-Q ) Tj ET Q q 0 0 1 rg BT 284.00 331.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 304.82 331.32 Td (on ) Tj ET Q q 0 0 1 rg BT 316.77 331.32 Td (August ) Tj ET Q q 0 0 1 rg BT 348.16 331.32 Td (9, ) Tj ET Q q 0 0 1 rg BT 358.16 331.32 Td (2017\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 310.9833984375 m 70 310.9833984375 l s q 0 0 1 rg BT 52.50 312.32 Td (10.1) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 310.9833984375 m 561.001953125 310.9833984375 l s q 0 0 1 rg BT 106.50 312.32 Td (Separation ) Tj ET Q q 0 0 1 rg BT 150.63 312.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 199.30 312.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 222.70 312.32 Td (as ) Tj ET Q q 0 0 1 rg BT 232.78 312.32 Td (of ) Tj ET Q q 0 0 1 rg BT 242.47 312.32 Td (August ) Tj ET Q q 0 0 1 rg BT 273.11 312.32 Td (10, ) Tj ET Q q 0 0 1 rg BT 287.36 312.32 Td (2009, ) Tj ET Q q 0 0 1 rg BT 311.61 312.32 Td (by ) Tj ET Q q 0 0 1 rg BT 323.36 312.32 Td (and ) Tj ET Q q 0 0 1 rg BT 339.54 312.32 Td (between ) Tj ET Q q 0 0 1 rg BT 374.22 312.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 417.62 312.32 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 454.93 312.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 494.46 312.32 Td (S.A. ) Tj ET Q q 0 0 1 rg BT 514.00 312.32 Td (and ) Tj ET Q q 0 0 1 rg BT 530.18 312.32 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 300.9833984375 m 560.99951171875 300.9833984375 l s q 0 0 1 rg BT 106.50 302.32 Td (Financial ) Tj ET Q q 0 0 1 rg BT 146.20 302.32 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 197.02 302.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 253.38 302.32 Td (by ) Tj ET Q q 0 0 1 rg BT 265.87 302.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 305.55 302.32 Td (to ) Tj ET Q q 0 0 1 rg BT 315.82 302.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 347.75 302.32 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 367.75 302.32 Td (of ) Tj ET Q q 0 0 1 rg BT 378.57 302.32 Td (the ) Tj ET Q q 0 0 1 rg BT 393.28 302.32 Td (Registrant) Tj ET Q q 0 0 1 rg BT 437.16 302.32 Td (s ) Tj ET Q q 0 0 1 rg BT 443.54 302.32 Td (Current ) Tj ET Q q 0 0 1 rg BT 476.58 302.32 Td (Report ) Tj ET Q q 0 0 1 rg BT 506.29 302.32 Td (on ) Tj ET Q q 0 0 1 rg BT 518.79 302.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 542.95 302.32 Td (8-K ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 290.9833984375 m 307.88671875 290.9833984375 l s q 0 0 1 rg BT 106.50 292.32 Td (as ) Tj ET Q q 0 0 1 rg BT 117.33 292.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 138.16 292.32 Td (with ) Tj ET Q q 0 0 1 rg BT 158.43 292.32 Td (the ) Tj ET Q q 0 0 1 rg BT 173.15 292.32 Td (Commission ) Tj ET Q q 0 0 1 rg BT 226.22 292.32 Td (on ) Tj ET Q q 0 0 1 rg BT 238.17 292.32 Td (August ) Tj ET Q q 0 0 1 rg BT 269.56 292.32 Td (13, ) Tj ET Q q 0 0 1 rg BT 284.56 292.32 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 271.9833984375 m 70 271.9833984375 l s q 0 0 1 rg BT 52.50 273.32 Td (10.2) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 271.9833984375 m 561.00927734375 271.9833984375 l s q 0 0 1 rg BT 106.50 273.32 Td (T) Tj ET Q q 0 0 1 rg BT 111.91 273.32 Td (ax ) Tj ET Q q 0 0 1 rg BT 124.68 273.32 Td (Matters ) Tj ET Q q 0 0 1 rg BT 157.83 273.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 208.09 273.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 233.07 273.32 Td (as ) Tj ET Q q 0 0 1 rg BT 244.74 273.32 Td (of ) Tj ET Q q 0 0 1 rg BT 255.67 273.32 Td (August ) Tj ET Q q 0 0 1 rg BT 287.89 273.32 Td (10, ) Tj ET Q q 0 0 1 rg BT 303.73 273.32 Td (2009, ) Tj ET Q q 0 0 1 rg BT 329.56 273.32 Td (by ) Tj ET Q q 0 0 1 rg BT 342.89 273.32 Td (and ) Tj ET Q q 0 0 1 rg BT 360.67 273.32 Td (between ) Tj ET Q q 0 0 1 rg BT 396.58 273.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 441.57 273.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 482.69 273.32 Td (S. ) Tj ET Q q 0 0 1 rg BT 498.53 273.32 Td (r) Tj ET Q q 0 0 1 rg BT 501.30 273.32 Td (.l. ) Tj ET Q q 0 0 1 rg BT 512.42 273.32 Td (and ) Tj ET Q q 0 0 1 rg BT 530.19 273.32 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 261.9833984375 m 560.99951171875 261.9833984375 l s q 0 0 1 rg BT 106.50 263.32 Td (Financial ) Tj ET Q q 0 0 1 rg BT 146.20 263.32 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 197.02 263.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 253.38 263.32 Td (by ) Tj ET Q q 0 0 1 rg BT 265.87 263.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 305.55 263.32 Td (to ) Tj ET Q q 0 0 1 rg BT 315.82 263.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 347.75 263.32 Td (10.2 ) Tj ET Q q 0 0 1 rg BT 367.75 263.32 Td (of ) Tj ET Q q 0 0 1 rg BT 378.57 263.32 Td (the ) Tj ET Q q 0 0 1 rg BT 393.28 263.32 Td (Registrant) Tj ET Q q 0 0 1 rg BT 437.16 263.32 Td (s ) Tj ET Q q 0 0 1 rg BT 443.54 263.32 Td (Current ) Tj ET Q q 0 0 1 rg BT 476.58 263.32 Td (Report ) Tj ET Q q 0 0 1 rg BT 506.29 263.32 Td (on ) Tj ET Q q 0 0 1 rg BT 518.79 263.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 542.95 263.32 Td (8-K ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 251.9833984375 m 307.88671875 251.9833984375 l s q 0 0 1 rg BT 106.50 253.32 Td (as ) Tj ET Q q 0 0 1 rg BT 117.33 253.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 138.16 253.32 Td (with ) Tj ET Q q 0 0 1 rg BT 158.43 253.32 Td (the ) Tj ET Q q 0 0 1 rg BT 173.15 253.32 Td (Commission ) Tj ET Q q 0 0 1 rg BT 226.22 253.32 Td (on ) Tj ET Q q 0 0 1 rg BT 238.17 253.32 Td (August ) Tj ET Q q 0 0 1 rg BT 269.56 253.32 Td (13, ) Tj ET Q q 0 0 1 rg BT 284.56 253.32 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 232.9833984375 m 70 232.9833984375 l s q 0 0 1 rg BT 52.50 234.32 Td (10.3) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 232.9833984375 m 561.00537109375 232.9833984375 l s q 0 0 1 rg BT 106.50 234.32 Td (T) Tj ET Q q 0 0 1 rg BT 112.26 234.32 Td (ransition ) Tj ET Q q 0 0 1 rg BT 148.80 234.32 Td (Services ) Tj ET Q q 0 0 1 rg BT 183.88 234.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 232.35 234.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 255.54 234.32 Td (as ) Tj ET Q q 0 0 1 rg BT 265.42 234.32 Td (of ) Tj ET Q q 0 0 1 rg BT 274.95 234.32 Td (August ) Tj ET Q q 0 0 1 rg BT 305.39 234.32 Td (10, ) Tj ET Q q 0 0 1 rg BT 319.43 234.32 Td (2009, ) Tj ET Q q 0 0 1 rg BT 343.48 234.32 Td (by ) Tj ET Q q 0 0 1 rg BT 355.02 234.32 Td (and ) Tj ET Q q 0 0 1 rg BT 371.01 234.32 Td (between ) Tj ET Q q 0 0 1 rg BT 405.52 234.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 448.72 234.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 488.06 234.32 Td (S. ) Tj ET Q q 0 0 1 rg BT 502.10 234.32 Td (r) Tj ET Q q 0 0 1 rg BT 504.88 234.32 Td (.l. ) Tj ET Q q 0 0 1 rg BT 514.20 234.32 Td (and ) Tj ET Q q 0 0 1 rg BT 530.19 234.32 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 222.9833984375 m 560.99951171875 222.9833984375 l s q 0 0 1 rg BT 106.50 224.32 Td (Financial ) Tj ET Q q 0 0 1 rg BT 146.20 224.32 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 197.02 224.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 253.38 224.32 Td (by ) Tj ET Q q 0 0 1 rg BT 265.87 224.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 305.55 224.32 Td (to ) Tj ET Q q 0 0 1 rg BT 315.82 224.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 347.75 224.32 Td (10.3 ) Tj ET Q q 0 0 1 rg BT 367.75 224.32 Td (of ) Tj ET Q q 0 0 1 rg BT 378.57 224.32 Td (the ) Tj ET Q q 0 0 1 rg BT 393.28 224.32 Td (Registrant) Tj ET Q q 0 0 1 rg BT 437.16 224.32 Td (s ) Tj ET Q q 0 0 1 rg BT 443.54 224.32 Td (Current ) Tj ET Q q 0 0 1 rg BT 476.58 224.32 Td (Report ) Tj ET Q q 0 0 1 rg BT 506.29 224.32 Td (on ) Tj ET Q q 0 0 1 rg BT 518.79 224.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 542.95 224.32 Td (8-K ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 212.9833984375 m 307.88671875 212.9833984375 l s q 0 0 1 rg BT 106.50 214.32 Td (as ) Tj ET Q q 0 0 1 rg BT 117.33 214.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 138.16 214.32 Td (with ) Tj ET Q q 0 0 1 rg BT 158.43 214.32 Td (the ) Tj ET Q q 0 0 1 rg BT 173.15 214.32 Td (Commission ) Tj ET Q q 0 0 1 rg BT 226.22 214.32 Td (on ) Tj ET Q q 0 0 1 rg BT 238.17 214.32 Td (August ) Tj ET Q q 0 0 1 rg BT 269.56 214.32 Td (13, ) Tj ET Q q 0 0 1 rg BT 284.56 214.32 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 193.9833984375 m 70 193.9833984375 l s q 0 0 1 rg BT 52.50 195.32 Td (10.4) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 193.9833984375 m 561.01416015625 193.9833984375 l s q 0 0 1 rg BT 106.50 195.32 Td (Employee ) Tj ET Q q 0 0 1 rg BT 148.80 195.32 Td (Matters ) Tj ET Q q 0 0 1 rg BT 180.72 195.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 229.41 195.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 252.83 195.32 Td (as ) Tj ET Q q 0 0 1 rg BT 262.92 195.32 Td (of ) Tj ET Q q 0 0 1 rg BT 272.62 195.32 Td (August ) Tj ET Q q 0 0 1 rg BT 303.27 195.32 Td (10, ) Tj ET Q q 0 0 1 rg BT 317.54 195.32 Td (2009, ) Tj ET Q q 0 0 1 rg BT 341.80 195.32 Td (by ) Tj ET Q q 0 0 1 rg BT 353.56 195.32 Td (and ) Tj ET Q q 0 0 1 rg BT 369.76 195.32 Td (between ) Tj ET Q q 0 0 1 rg BT 404.45 195.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 447.86 195.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 487.41 195.32 Td (S. ) Tj ET Q q 0 0 1 rg BT 501.68 195.32 Td (r) Tj ET Q q 0 0 1 rg BT 504.45 195.32 Td (.l. ) Tj ET Q q 0 0 1 rg BT 513.99 195.32 Td (and ) Tj ET Q q 0 0 1 rg BT 530.19 195.32 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 183.9833984375 m 560.99951171875 183.9833984375 l s q 0 0 1 rg BT 106.50 185.32 Td (Financial ) Tj ET Q q 0 0 1 rg BT 146.20 185.32 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 197.02 185.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 253.38 185.32 Td (by ) Tj ET Q q 0 0 1 rg BT 265.87 185.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 305.55 185.32 Td (to ) Tj ET Q q 0 0 1 rg BT 315.82 185.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 347.75 185.32 Td (10.4 ) Tj ET Q q 0 0 1 rg BT 367.75 185.32 Td (of ) Tj ET Q q 0 0 1 rg BT 378.57 185.32 Td (the ) Tj ET Q q 0 0 1 rg BT 393.28 185.32 Td (Registrant) Tj ET Q q 0 0 1 rg BT 437.16 185.32 Td (s ) Tj ET Q q 0 0 1 rg BT 443.54 185.32 Td (Current ) Tj ET Q q 0 0 1 rg BT 476.58 185.32 Td (Report ) Tj ET Q q 0 0 1 rg BT 506.29 185.32 Td (on ) Tj ET Q q 0 0 1 rg BT 518.79 185.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 542.95 185.32 Td (8-K ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 173.9833984375 m 307.88671875 173.9833984375 l s q 0 0 1 rg BT 106.50 175.32 Td (as ) Tj ET Q q 0 0 1 rg BT 117.33 175.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 138.16 175.32 Td (with ) Tj ET Q q 0 0 1 rg BT 158.43 175.32 Td (the ) Tj ET Q q 0 0 1 rg BT 173.15 175.32 Td (Commission ) Tj ET Q q 0 0 1 rg BT 226.22 175.32 Td (on ) Tj ET Q q 0 0 1 rg BT 238.17 175.32 Td (August ) Tj ET Q q 0 0 1 rg BT 269.56 175.32 Td (13, ) Tj ET Q q 0 0 1 rg BT 284.56 175.32 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 154.9833984375 m 70 154.9833984375 l s q 0 0 1 rg BT 52.50 156.32 Td (10.5) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 154.9833984375 m 561.0009765625 154.9833984375 l s q 0 0 1 rg BT 106.50 156.32 Td (T) Tj ET Q q 0 0 1 rg BT 111.91 156.32 Td (echnology ) Tj ET Q q 0 0 1 rg BT 156.16 156.32 Td (Products ) Tj ET Q q 0 0 1 rg BT 193.76 156.32 Td (Services ) Tj ET Q q 0 0 1 rg BT 229.66 156.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 279.18 156.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 303.43 156.32 Td (as ) Tj ET Q q 0 0 1 rg BT 314.36 156.32 Td (of ) Tj ET Q q 0 0 1 rg BT 324.71 156.32 Td (August ) Tj ET Q q 0 0 1 rg BT 356.20 156.32 Td (10, ) Tj ET Q q 0 0 1 rg BT 371.30 156.32 Td (2009, ) Tj ET Q q 0 0 1 rg BT 396.39 156.32 Td (by ) Tj ET Q q 0 0 1 rg BT 408.99 156.32 Td (and ) Tj ET Q q 0 0 1 rg BT 426.03 156.32 Td (between ) Tj ET Q q 0 0 1 rg BT 461.36 156.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 505.62 156.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 546.00 156.32 Td (S. ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 144.9833984375 m 560.99951171875 144.9833984375 l s q 0 0 1 rg BT 106.50 146.32 Td (r) Tj ET Q q 0 0 1 rg BT 109.28 146.32 Td (.l. ) Tj ET Q q 0 0 1 rg BT 119.14 146.32 Td (and ) Tj ET Q q 0 0 1 rg BT 135.67 146.32 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 166.07 146.32 Td (Financial ) Tj ET Q q 0 0 1 rg BT 205.37 146.32 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 255.78 146.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 311.73 146.32 Td (by ) Tj ET Q q 0 0 1 rg BT 323.82 146.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 363.09 146.32 Td (to ) Tj ET Q q 0 0 1 rg BT 372.95 146.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 404.48 146.32 Td (10.5 ) Tj ET Q q 0 0 1 rg BT 424.07 146.32 Td (of ) Tj ET Q q 0 0 1 rg BT 434.49 146.32 Td (the ) Tj ET Q q 0 0 1 rg BT 448.79 146.32 Td (Registrant) Tj ET Q q 0 0 1 rg BT 492.67 146.32 Td (s ) Tj ET Q q 0 0 1 rg BT 498.65 146.32 Td (Current ) Tj ET Q q 0 0 1 rg BT 531.28 146.32 Td (Report ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 134.9833984375 m 362.6083984375 134.9833984375 l s q 0 0 1 rg BT 106.50 136.32 Td (on ) Tj ET Q q 0 0 1 rg BT 119.00 136.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 143.17 136.32 Td (8-K ) Tj ET Q q 0 0 1 rg BT 161.22 136.32 Td (as ) Tj ET Q q 0 0 1 rg BT 172.05 136.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 192.88 136.32 Td (with ) Tj ET Q q 0 0 1 rg BT 213.16 136.32 Td (the ) Tj ET Q q 0 0 1 rg BT 227.87 136.32 Td (Commission ) Tj ET Q q 0 0 1 rg BT 280.94 136.32 Td (on ) Tj ET Q q 0 0 1 rg BT 292.89 136.32 Td (August ) Tj ET Q q 0 0 1 rg BT 324.28 136.32 Td (13, ) Tj ET Q q 0 0 1 rg BT 339.28 136.32 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 115.9833984375 m 70 115.9833984375 l s q 0 0 1 rg BT 52.50 117.32 Td (10.6) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 115.9833984375 m 561.01416015625 115.9833984375 l s q 0 0 1 rg BT 106.50 117.32 Td (Services ) Tj ET Q q 0 0 1 rg BT 141.75 117.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 190.44 117.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 213.85 117.32 Td (as ) Tj ET Q q 0 0 1 rg BT 223.94 117.32 Td (of ) Tj ET Q q 0 0 1 rg BT 233.65 117.32 Td (August ) Tj ET Q q 0 0 1 rg BT 264.30 117.32 Td (10, ) Tj ET Q q 0 0 1 rg BT 278.56 117.32 Td (2009, ) Tj ET Q q 0 0 1 rg BT 302.82 117.32 Td (by ) Tj ET Q q 0 0 1 rg BT 314.58 117.32 Td (and ) Tj ET Q q 0 0 1 rg BT 330.79 117.32 Td (between ) Tj ET Q q 0 0 1 rg BT 365.47 117.32 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 408.89 117.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 448.44 117.32 Td (S. ) Tj ET Q q 0 0 1 rg BT 462.70 117.32 Td (r) Tj ET Q q 0 0 1 rg BT 465.48 117.32 Td (.l. ) Tj ET Q q 0 0 1 rg BT 475.02 117.32 Td (and ) Tj ET Q q 0 0 1 rg BT 491.22 117.32 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 521.30 117.32 Td (Financial ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 105.9833984375 m 561.005859375 105.9833984375 l s q 0 0 1 rg BT 106.50 107.32 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 157.82 107.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 214.68 107.32 Td (by ) Tj ET Q q 0 0 1 rg BT 227.68 107.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 267.86 107.32 Td (to ) Tj ET Q q 0 0 1 rg BT 278.63 107.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 311.07 107.32 Td (10.6 ) Tj ET Q q 0 0 1 rg BT 331.57 107.32 Td (of ) Tj ET Q q 0 0 1 rg BT 342.90 107.32 Td (the ) Tj ET Q q 0 0 1 rg BT 358.11 107.32 Td (Registrant) Tj ET Q q 0 0 1 rg BT 401.99 107.32 Td (s ) Tj ET Q q 0 0 1 rg BT 408.88 107.32 Td (Current ) Tj ET Q q 0 0 1 rg BT 442.43 107.32 Td (Report ) Tj ET Q q 0 0 1 rg BT 472.64 107.32 Td (on ) Tj ET Q q 0 0 1 rg BT 485.64 107.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 510.30 107.32 Td (8-K ) Tj ET Q q 0 0 1 rg BT 528.85 107.32 Td (as ) Tj ET Q q 0 0 1 rg BT 540.18 107.32 Td (filed ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 95.9833984375 m 276.2314453125 95.9833984375 l s q 0 0 1 rg BT 106.50 97.32 Td (with ) Tj ET Q q 0 0 1 rg BT 126.78 97.32 Td (the ) Tj ET Q q 0 0 1 rg BT 141.50 97.32 Td (Commission ) Tj ET Q q 0 0 1 rg BT 194.56 97.32 Td (on ) Tj ET Q q 0 0 1 rg BT 206.51 97.32 Td (August ) Tj ET Q q 0 0 1 rg BT 237.90 97.32 Td (13, ) Tj ET Q q 0 0 1 rg BT 252.90 97.32 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 76.9833984375 m 70 76.9833984375 l s q 0 0 1 rg BT 52.50 78.32 Td (10.7) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 76.9833984375 m 561.0029296875 76.9833984375 l s q 0 0 1 rg BT 106.50 78.32 Td (Data ) Tj ET Q q 0 0 1 rg BT 127.89 78.32 Td (Center ) Tj ET Q q 0 0 1 rg BT 157.06 78.32 Td (and ) Tj ET Q q 0 0 1 rg BT 174.01 78.32 Td (Disaster ) Tj ET Q q 0 0 1 rg BT 209.29 78.32 Td (Recovery ) Tj ET Q q 0 0 1 rg BT 250.12 78.32 Td (Services ) Tj ET Q q 0 0 1 rg BT 285.95 78.32 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 335.39 78.32 Td (dated ) Tj ET Q q 0 0 1 rg BT 359.55 78.32 Td (as ) Tj ET Q q 0 0 1 rg BT 370.40 78.32 Td (of ) Tj ET Q q 0 0 1 rg BT 380.68 78.32 Td (August ) Tj ET Q q 0 0 1 rg BT 412.09 78.32 Td (10, ) Tj ET Q q 0 0 1 rg BT 427.10 78.32 Td (2009, ) Tj ET Q q 0 0 1 rg BT 452.11 78.32 Td (by ) Tj ET Q q 0 0 1 rg BT 464.62 78.32 Td (and ) Tj ET Q q 0 0 1 rg BT 481.57 78.32 Td (between ) Tj ET Q q 0 0 1 rg BT 516.85 78.32 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 66.9833984375 m 561.00927734375 66.9833984375 l s q 0 0 1 rg BT 106.50 68.32 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 146.87 68.32 Td (S. ) Tj ET Q q 0 0 1 rg BT 161.96 68.32 Td (r) Tj ET Q q 0 0 1 rg BT 164.74 68.32 Td (.l. ) Tj ET Q q 0 0 1 rg BT 175.10 68.32 Td (and ) Tj ET Q q 0 0 1 rg BT 192.13 68.32 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 223.03 68.32 Td (Financial ) Tj ET Q q 0 0 1 rg BT 262.83 68.32 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 313.74 68.32 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 370.19 68.32 Td (by ) Tj ET Q q 0 0 1 rg BT 382.77 68.32 Td (reference ) Tj ET Q q 0 0 1 rg BT 422.54 68.32 Td (to ) Tj ET Q q 0 0 1 rg BT 432.90 68.32 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 464.93 68.32 Td (10.7 ) Tj ET Q q 0 0 1 rg BT 485.02 68.32 Td (of ) Tj ET Q q 0 0 1 rg BT 495.93 68.32 Td (the ) Tj ET Q q 0 0 1 rg BT 510.74 68.32 Td (Registrant) Tj ET Q q 0 0 1 rg BT 554.62 68.32 Td (s ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 56.9833984375 m 425.3720703125 56.9833984375 l s q 0 0 1 rg BT 106.50 58.32 Td (Current ) Tj ET Q q 0 0 1 rg BT 139.55 58.32 Td (Report ) Tj ET Q q 0 0 1 rg BT 169.26 58.32 Td (on ) Tj ET Q q 0 0 1 rg BT 181.76 58.32 Td (Form ) Tj ET Q q 0 0 1 rg BT 205.93 58.32 Td (8-K ) Tj ET Q q 0 0 1 rg BT 223.99 58.32 Td (as ) Tj ET Q q 0 0 1 rg BT 234.82 58.32 Td (filed ) Tj ET Q q 0 0 1 rg BT 255.64 58.32 Td (with ) Tj ET Q q 0 0 1 rg BT 275.92 58.32 Td (the ) Tj ET Q q 0 0 1 rg BT 290.64 58.32 Td (Commission ) Tj ET Q q 0 0 1 rg BT 343.70 58.32 Td (on ) Tj ET Q q 0 0 1 rg BT 355.65 58.32 Td (August ) Tj ET Q q 0 0 1 rg BT 387.04 58.32 Td (13, ) Tj ET Q q 0 0 1 rg BT 402.04 58.32 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL endstream endobj 209 0 obj <>] /Rotate 0 /Contents 210 0 R>> endobj 210 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (104) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 726.7333984375 m 70 726.7333984375 l s q 0 0 1 rg BT 52.50 728.07 Td (10.8) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 726.7333984375 m 561.013671875 726.7333984375 l s q 0 0 1 rg BT 106.50 728.07 Td (Intellectual ) Tj ET Q q 0 0 1 rg BT 154.66 728.07 Td (Property ) Tj ET Q q 0 0 1 rg BT 191.57 728.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 241.68 728.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 266.51 728.07 Td (as ) Tj ET Q q 0 0 1 rg BT 278.02 728.07 Td (of ) Tj ET Q q 0 0 1 rg BT 288.83 728.07 Td (August ) Tj ET Q q 0 0 1 rg BT 320.90 728.07 Td (10, ) Tj ET Q q 0 0 1 rg BT 336.58 728.07 Td (2009, ) Tj ET Q q 0 0 1 rg BT 362.26 728.07 Td (by ) Tj ET Q q 0 0 1 rg BT 375.44 728.07 Td (and ) Tj ET Q q 0 0 1 rg BT 393.06 728.07 Td (between ) Tj ET Q q 0 0 1 rg BT 428.85 728.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 473.69 728.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 514.66 728.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 530.34 728.07 Td (r) Tj ET Q q 0 0 1 rg BT 533.12 728.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 544.08 728.07 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 716.7333984375 m 561.0078125 716.7333984375 l s q 0 0 1 rg BT 106.50 718.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 138.13 718.07 Td (Financial ) Tj ET Q q 0 0 1 rg BT 178.65 718.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 230.28 718.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 287.45 718.07 Td (by ) Tj ET Q q 0 0 1 rg BT 300.76 718.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 341.25 718.07 Td (to ) Tj ET Q q 0 0 1 rg BT 352.33 718.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 385.08 718.07 Td (10.8 ) Tj ET Q q 0 0 1 rg BT 405.89 718.07 Td (of ) Tj ET Q q 0 0 1 rg BT 417.53 718.07 Td (the ) Tj ET Q q 0 0 1 rg BT 433.05 718.07 Td (Registrant) Tj ET Q q 0 0 1 rg BT 476.93 718.07 Td (s ) Tj ET Q q 0 0 1 rg BT 484.13 718.07 Td (Current ) Tj ET Q q 0 0 1 rg BT 517.98 718.07 Td (Report ) Tj ET Q q 0 0 1 rg BT 548.51 718.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 706.7333984375 m 350.1083984375 706.7333984375 l s q 0 0 1 rg BT 106.50 708.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 130.67 708.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 148.72 708.07 Td (as ) Tj ET Q q 0 0 1 rg BT 159.55 708.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 180.38 708.07 Td (with ) Tj ET Q q 0 0 1 rg BT 200.66 708.07 Td (the ) Tj ET Q q 0 0 1 rg BT 215.37 708.07 Td (Commission ) Tj ET Q q 0 0 1 rg BT 268.44 708.07 Td (on ) Tj ET Q q 0 0 1 rg BT 280.39 708.07 Td (August ) Tj ET Q q 0 0 1 rg BT 311.78 708.07 Td (13, ) Tj ET Q q 0 0 1 rg BT 326.78 708.07 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 687.7333984375 m 70 687.7333984375 l s q 0 0 1 rg BT 52.50 689.07 Td (10.9) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 70.00 689.07 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 687.7333984375 m 561.0029296875 687.7333984375 l s q 0 0 1 rg BT 106.50 689.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 151.98 689.07 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 191.36 689.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 232.97 689.07 Td (S.A. ) Tj ET Q q 0 0 1 rg BT 254.58 689.07 Td (2009 ) Tj ET Q q 0 0 1 rg BT 278.40 689.07 Td (Equity ) Tj ET Q q 0 0 1 rg BT 308.89 689.07 Td (Incentive ) Tj ET Q q 0 0 1 rg BT 349.91 689.07 Td (Plan, ) Tj ET Q q 0 0 1 rg BT 374.01 689.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 399.49 689.07 Td (as ) Tj ET Q q 0 0 1 rg BT 411.65 689.07 Td (of ) Tj ET Q q 0 0 1 rg BT 422.96 689.07 Td (August ) Tj ET Q q 0 0 1 rg BT 455.67 689.07 Td (7, ) Tj ET Q q 0 0 1 rg BT 466.99 689.07 Td (2009 ) Tj ET Q q 0 0 1 rg BT 490.82 689.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 548.50 689.07 Td (by ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 677.7333984375 m 561.01416015625 677.7333984375 l s q 0 0 1 rg BT 106.50 679.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 145.82 679.07 Td (from ) Tj ET Q q 0 0 1 rg BT 167.40 679.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 198.98 679.07 Td (10.8 ) Tj ET Q q 0 0 1 rg BT 218.63 679.07 Td (to ) Tj ET Q q 0 0 1 rg BT 228.07 679.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 279.64 679.07 Td (No. ) Tj ET Q q 0 0 1 rg BT 296.51 679.07 Td (1 ) Tj ET Q q 0 0 1 rg BT 303.65 679.07 Td (to ) Tj ET Q q 0 0 1 rg BT 313.56 679.07 Td (the ) Tj ET Q q 0 0 1 rg BT 327.92 679.07 Td (Registration ) Tj ET Q q 0 0 1 rg BT 378.94 679.07 Td (Statement ) Tj ET Q q 0 0 1 rg BT 421.07 679.07 Td (on ) Tj ET Q q 0 0 1 rg BT 433.21 679.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 457.02 679.07 Td (10 ) Tj ET Q q 0 0 1 rg BT 469.16 679.07 Td (of ) Tj ET Q q 0 0 1 rg BT 479.16 679.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 522.96 679.07 Td (Portfolio ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 667.7333984375 m 358.4482421875 667.7333984375 l s q 0 0 1 rg BT 106.50 669.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 146.79 669.07 Td (S.A. ) Tj ET Q q 0 0 1 rg BT 167.07 669.07 Td (as ) Tj ET Q q 0 0 1 rg BT 177.90 669.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 198.73 669.07 Td (with ) Tj ET Q q 0 0 1 rg BT 219.00 669.07 Td (the ) Tj ET Q q 0 0 1 rg BT 233.72 669.07 Td (Commission ) Tj ET Q q 0 0 1 rg BT 286.79 669.07 Td (on ) Tj ET Q q 0 0 1 rg BT 299.29 669.07 Td (June ) Tj ET Q q 0 0 1 rg BT 320.12 669.07 Td (29, ) Tj ET Q q 0 0 1 rg BT 335.12 669.07 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 648.7333984375 m 75 648.7333984375 l s q 0 0 1 rg BT 52.50 650.07 Td (10.10) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 650.07 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 648.7333984375 m 560.99853515625 648.7333984375 l s q 0 0 1 rg BT 106.50 650.07 Td (Employment ) Tj ET Q q 0 0 1 rg BT 160.01 650.07 Td (Contract ) Tj ET Q q 0 0 1 rg BT 196.29 650.07 Td (between ) Tj ET Q q 0 0 1 rg BT 231.04 650.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 274.54 650.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 314.17 650.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 328.52 650.07 Td (r) Tj ET Q q 0 0 1 rg BT 331.30 650.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 340.92 650.07 Td (and ) Tj ET Q q 0 0 1 rg BT 357.07 650.07 Td (W) Tj ET 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0 1 rg BT 373.00 640.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 396.87 640.07 Td (10 ) Tj ET Q q 0 0 1 rg BT 409.07 640.07 Td (of ) Tj ET Q q 0 0 1 rg BT 419.12 640.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 462.98 640.07 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 500.74 640.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 540.73 640.07 Td (S.A. ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 628.7333984375 m 297.876953125 628.7333984375 l s q 0 0 1 rg BT 106.50 630.07 Td (as ) Tj ET Q q 0 0 1 rg BT 117.33 630.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 138.16 630.07 Td (with ) Tj ET Q q 0 0 1 rg BT 158.43 630.07 Td (the ) Tj ET Q q 0 0 1 rg BT 173.15 630.07 Td (Commission ) Tj ET Q q 0 0 1 rg BT 226.22 630.07 Td (on ) Tj ET Q q 0 0 1 rg BT 238.72 630.07 Td (June ) Tj ET Q q 0 0 1 rg BT 259.55 630.07 Td (29, ) Tj ET Q q 0 0 1 rg BT 274.55 630.07 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 609.7333984375 m 74.62890625 609.7333984375 l s q 0 0 1 rg BT 52.50 611.07 Td (10.1) Tj ET Q q 0 0 1 rg BT 69.63 611.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 74.63 611.07 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 609.7333984375 m 560.99951171875 609.7333984375 l s q 0 0 1 rg BT 106.50 611.07 Td (Employment ) Tj ET Q q 0 0 1 rg BT 160.74 611.07 Td (Contract ) Tj ET Q q 0 0 1 rg BT 197.75 611.07 Td (between ) Tj ET Q q 0 0 1 rg BT 233.07 611.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 277.30 611.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 317.66 611.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 332.74 611.07 Td (r) Tj ET Q q 0 0 1 rg BT 335.52 611.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 345.87 611.07 Td (and ) Tj ET Q q 0 0 1 rg BT 362.88 611.07 Td (Kevin ) Tj ET Q q 0 0 1 rg BT 389.90 611.07 Td (J. ) Tj ET Q q 0 0 1 rg BT 398.68 611.07 Td (W) Tj ET Q q 0 0 1 rg BT 407.72 611.07 Td (ilcox ) Tj ET Q q 0 0 1 rg BT 430.29 611.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 486.73 611.07 Td (by ) Tj ET Q q 0 0 1 rg BT 499.30 611.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 539.06 611.07 Td (from ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 599.7333984375 m 561.01171875 599.7333984375 l s q 0 0 1 rg BT 106.50 601.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 137.87 601.07 Td (10.1) Tj ET Q q 0 0 1 rg BT 155.00 601.07 Td (1 ) Tj ET Q q 0 0 1 rg BT 161.92 601.07 Td (to ) Tj ET Q q 0 0 1 rg BT 171.20 601.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 222.55 601.07 Td (No. ) Tj ET Q q 0 0 1 rg BT 239.20 601.07 Td (1 ) Tj ET Q q 0 0 1 rg BT 246.12 601.07 Td (to ) Tj ET Q q 0 0 1 rg BT 255.83 601.07 Td (the ) Tj ET Q q 0 0 1 rg BT 269.97 601.07 Td (Registration ) Tj ET Q q 0 0 1 rg BT 320.77 601.07 Td (Statement ) Tj ET Q q 0 0 1 rg BT 362.69 601.07 Td (on ) Tj ET Q q 0 0 1 rg BT 374.61 601.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 398.20 601.07 Td (10 ) Tj ET Q q 0 0 1 rg BT 410.13 601.07 Td (of ) Tj ET Q q 0 0 1 rg BT 419.96 601.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 463.54 601.07 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 501.02 601.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 540.73 601.07 Td (S.A. ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 589.7333984375 m 297.876953125 589.7333984375 l s q 0 0 1 rg BT 106.50 591.07 Td (as ) Tj ET Q q 0 0 1 rg BT 117.33 591.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 138.16 591.07 Td (with ) Tj ET Q q 0 0 1 rg BT 158.43 591.07 Td (the ) Tj ET Q q 0 0 1 rg BT 173.15 591.07 Td (Commission ) Tj ET Q q 0 0 1 rg BT 226.22 591.07 Td (on ) Tj ET Q q 0 0 1 rg BT 238.72 591.07 Td (June ) Tj ET Q q 0 0 1 rg BT 259.55 591.07 Td (29, ) Tj ET Q q 0 0 1 rg BT 274.55 591.07 Td (2009\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 570.7333984375 m 75 570.7333984375 l s q 0 0 1 rg BT 52.50 572.07 Td (10.12) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 570.7333984375 m 561.00927734375 570.7333984375 l s q 0 0 1 rg BT 106.50 572.07 Td (Purchase ) Tj ET Q q 0 0 1 rg BT 145.24 572.07 Td (and ) Tj ET Q q 0 0 1 rg BT 162.32 572.07 Td (Sale ) Tj ET Q q 0 0 1 rg BT 181.60 572.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 231.17 572.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 255.46 572.07 Td (as ) Tj ET Q q 0 0 1 rg BT 266.44 572.07 Td (of ) Tj ET Q q 0 0 1 rg BT 277.41 572.07 Td (February12, ) Tj ET Q q 0 0 1 rg BT 331.15 572.07 Td (2010, ) Tj ET Q q 0 0 1 rg BT 356.30 572.07 Td (by ) Tj ET Q q 0 0 1 rg BT 368.94 572.07 Td (and ) Tj ET Q q 0 0 1 rg BT 386.02 572.07 Td (among ) Tj ET Q q 0 0 1 rg BT 415.30 572.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 459.60 572.07 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 497.79 572.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 538.23 572.07 Td (S.A., ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 560.7333984375 m 561.0126953125 560.7333984375 l s q 0 0 1 rg BT 106.50 562.07 Td (and ) Tj ET Q q 0 0 1 rg BT 124.14 562.07 Td (the ) Tj ET Q q 0 0 1 rg BT 139.57 562.07 Td (Equity ) Tj ET Q q 0 0 1 rg BT 169.44 562.07 Td (Interest ) Tj ET Q q 0 0 1 rg BT 202.63 562.07 Td (Holders ) Tj ET Q q 0 0 1 rg BT 237.49 562.07 Td (of ) Tj ET Q q 0 0 1 rg BT 248.80 562.07 Td (The ) Tj ET Q q 0 0 1 rg BT 267.55 562.07 Td (Mortgage ) Tj ET Q q 0 0 1 rg BT 309.63 562.07 Td (Partnership ) Tj ET Q q 0 0 1 rg BT 358.39 562.07 Td (of ) Tj ET Q q 0 0 1 rg BT 369.21 562.07 Td (America, ) Tj ET Q q 0 0 1 rg BT 409.34 562.07 Td (L.L.C. ) Tj ET Q q 0 0 1 rg BT 438.94 562.07 Td (and ) Tj ET Q q 0 0 1 rg BT 456.58 562.07 Td (the ) Tj ET Q q 0 0 1 rg BT 472.00 562.07 Td (Management ) Tj ET Q q 0 0 1 rg BT 527.41 562.07 Td (Owners ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 550.7333984375 m 561.0107421875 550.7333984375 l s q 0 0 1 rg BT 106.50 552.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 163.25 552.07 Td (by ) Tj ET Q q 0 0 1 rg BT 176.15 552.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 216.22 552.07 Td (to ) Tj ET Q q 0 0 1 rg BT 226.89 552.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 259.23 552.07 Td (10.12 ) Tj ET Q q 0 0 1 rg BT 284.62 552.07 Td (of ) Tj ET Q q 0 0 1 rg BT 295.84 552.07 Td (the ) Tj ET Q q 0 0 1 rg BT 310.95 552.07 Td (Company) Tj ET Q q 0 0 1 rg BT 352.62 552.07 Td (s ) Tj ET Q q 0 0 1 rg BT 359.40 552.07 Td (10-K ) Tj ET Q q 0 0 1 rg BT 382.84 552.07 Td (as ) Tj ET Q q 0 0 1 rg BT 394.06 552.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 415.28 552.07 Td (with ) Tj ET Q q 0 0 1 rg BT 435.95 552.07 Td (the ) Tj ET Q q 0 0 1 rg BT 451.06 552.07 Td (Commission ) Tj ET Q q 0 0 1 rg BT 504.52 552.07 Td (on ) Tj ET Q q 0 0 1 rg BT 517.41 552.07 Td (March17, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 540.7333984375 m 129.830078125 540.7333984375 l s q 0 0 1 rg BT 106.50 542.07 Td (2010\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 521.7333984375 m 75 521.7333984375 l s q 0 0 1 rg BT 52.50 523.07 Td (10.13) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 523.07 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 521.7333984375 m 561.00830078125 521.7333984375 l s q 0 0 1 rg BT 106.50 523.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 130.60 523.07 Td (of ) Tj ET Q q 0 0 1 rg BT 141.35 523.07 Td (Put ) Tj ET Q q 0 0 1 rg BT 157.12 523.07 Td (Option ) Tj ET Q q 0 0 1 rg BT 186.79 523.07 Td (Agreements ) Tj ET Q q 0 0 1 rg BT 237.53 523.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 293.82 523.07 Td (by ) Tj ET Q q 0 0 1 rg BT 306.25 523.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 345.86 523.07 Td (to ) Tj ET Q q 0 0 1 rg BT 356.06 523.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 387.93 523.07 Td (10.13 ) Tj ET Q q 0 0 1 rg BT 412.86 523.07 Td (of ) Tj ET Q q 0 0 1 rg BT 423.62 523.07 Td (the ) Tj ET Q q 0 0 1 rg BT 438.26 523.07 Td (Company) Tj ET Q q 0 0 1 rg BT 479.92 523.07 Td (s ) Tj ET Q q 0 0 1 rg BT 486.24 523.07 Td (10-K ) Tj ET Q q 0 0 1 rg BT 509.22 523.07 Td (as ) Tj ET Q q 0 0 1 rg BT 519.98 523.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 540.73 523.07 Td (with ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 511.7333984375 m 253.7119140625 511.7333984375 l s q 0 0 1 rg BT 106.50 513.07 Td (the ) Tj ET Q q 0 0 1 rg BT 121.22 513.07 Td (Commission ) Tj ET Q q 0 0 1 rg BT 174.28 513.07 Td (on ) Tj ET Q q 0 0 1 rg BT 186.78 513.07 Td (March ) Tj ET Q q 0 0 1 rg BT 215.38 513.07 Td (17, ) Tj ET Q q 0 0 1 rg BT 230.38 513.07 Td (2010\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 492.7333984375 m 75 492.7333984375 l s q 0 0 1 rg BT 52.50 494.07 Td (10.14) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 494.07 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 492.7333984375 m 561.01220703125 492.7333984375 l s q 0 0 1 rg BT 106.50 494.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 131.69 494.07 Td (of ) Tj ET Q q 0 0 1 rg BT 143.54 494.07 Td (Non-qualified ) Tj ET Q q 0 0 1 rg BT 203.15 494.07 Td (Stock ) Tj ET Q q 0 0 1 rg BT 229.45 494.07 Td (Option ) Tj ET Q q 0 0 1 rg BT 259.97 494.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 310.41 494.07 Td (pursuant ) Tj ET Q q 0 0 1 rg BT 348.37 494.07 Td (to ) Tj ET Q q 0 0 1 rg BT 359.67 494.07 Td (the ) Tj ET Q q 0 0 1 rg BT 375.41 494.07 Td (2009 ) Tj ET Q q 0 0 1 rg BT 398.93 494.07 Td (Equity ) Tj ET Q q 0 0 1 rg BT 429.11 494.07 Td (Incentive ) Tj ET Q q 0 0 1 rg BT 469.83 494.07 Td (Plan ) Tj ET Q q 0 0 1 rg BT 491.13 494.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 548.51 494.07 Td (by ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 482.7333984375 m 518.833984375 482.7333984375 l s q 0 0 1 rg BT 106.50 484.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 146.18 484.07 Td (to ) Tj ET Q q 0 0 1 rg BT 156.46 484.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 188.40 484.07 Td (10.14 ) Tj ET Q q 0 0 1 rg BT 213.40 484.07 Td (of ) Tj ET Q q 0 0 1 rg BT 224.23 484.07 Td (the ) Tj ET Q q 0 0 1 rg BT 238.95 484.07 Td (Company) Tj ET Q q 0 0 1 rg BT 280.62 484.07 Td (s ) Tj ET Q q 0 0 1 rg BT 287.01 484.07 Td (10-K ) Tj ET Q q 0 0 1 rg BT 310.06 484.07 Td (as ) Tj ET Q q 0 0 1 rg BT 320.89 484.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 341.71 484.07 Td (with ) Tj ET Q q 0 0 1 rg BT 361.99 484.07 Td (the ) Tj ET Q q 0 0 1 rg BT 376.71 484.07 Td (Commission ) Tj ET Q q 0 0 1 rg BT 429.78 484.07 Td (on ) Tj ET Q q 0 0 1 rg BT 442.28 484.07 Td (February ) Tj ET Q q 0 0 1 rg BT 480.88 484.07 Td (18, ) Tj ET Q q 0 0 1 rg BT 495.88 484.07 Td (201) Tj ET Q q 0 0 1 rg BT 510.50 484.07 Td (1\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 463.7333984375 m 75 463.7333984375 l s q 0 0 1 rg BT 52.50 465.07 Td (10.15) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 463.7333984375 m 561.00244140625 463.7333984375 l s q 0 0 1 rg BT 106.50 465.07 Td (First ) Tj ET Q q 0 0 1 rg BT 127.64 465.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 180.66 465.07 Td (to ) Tj ET Q q 0 0 1 rg BT 192.02 465.07 Td (the ) Tj ET Q q 0 0 1 rg BT 207.57 465.07 Td (T) Tj ET Q q 0 0 1 rg BT 213.33 465.07 Td (ransition ) Tj ET Q q 0 0 1 rg BT 251.91 465.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 288.58 465.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 339.09 465.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 364.34 465.07 Td (as ) Tj ET Q q 0 0 1 rg BT 376.25 465.07 Td (of ) Tj ET Q q 0 0 1 rg BT 387.38 465.07 Td (August ) Tj ET Q q 0 0 1 rg BT 419.86 465.07 Td (10, ) Tj ET Q q 0 0 1 rg BT 435.95 465.07 Td (201) Tj ET Q q 0 0 1 rg BT 450.58 465.07 Td (1, ) Tj ET Q q 0 0 1 rg BT 461.66 465.07 Td (by ) Tj ET Q q 0 0 1 rg BT 475.25 465.07 Td (and ) Tj ET Q q 0 0 1 rg BT 493.28 465.07 Td (between ) Tj ET Q q 0 0 1 rg BT 530.18 465.07 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 453.7333984375 m 561.00634765625 453.7333984375 l s q 0 0 1 rg BT 106.50 455.07 Td (Financial ) Tj ET Q q 0 0 1 rg BT 145.58 455.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 195.78 455.07 Td (and ) Tj ET Q q 0 0 1 rg BT 211.68 455.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 255.20 455.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 294.86 455.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 309.24 455.07 Td (r) Tj ET Q q 0 0 1 rg BT 312.01 455.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 321.66 455.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 377.40 455.07 Td (by ) Tj ET Q q 0 0 1 rg BT 389.27 455.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 428.32 455.07 Td (to ) Tj ET Q q 0 0 1 rg BT 437.97 455.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 469.29 455.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 488.66 455.07 Td (of ) Tj ET Q q 0 0 1 rg BT 498.86 455.07 Td (the ) Tj ET Q q 0 0 1 rg BT 512.95 455.07 Td (Company) Tj ET Q q 0 0 1 rg BT 554.61 455.07 Td (s ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 443.7333984375 m 349.7373046875 443.7333984375 l s q 0 0 1 rg BT 106.50 445.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 130.67 445.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 148.72 445.07 Td (as ) Tj ET Q q 0 0 1 rg BT 159.55 445.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 180.38 445.07 Td (with ) Tj ET Q q 0 0 1 rg BT 200.66 445.07 Td (the ) Tj ET Q q 0 0 1 rg BT 215.37 445.07 Td (Commission ) Tj ET Q q 0 0 1 rg BT 268.44 445.07 Td (on ) Tj ET Q q 0 0 1 rg BT 280.39 445.07 Td (August ) Tj ET Q q 0 0 1 rg BT 311.78 445.07 Td (16, ) Tj ET Q q 0 0 1 rg BT 326.78 445.07 Td (201) Tj ET Q q 0 0 1 rg BT 341.41 445.07 Td (1\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 424.7333984375 m 75 424.7333984375 l s q 0 0 1 rg BT 52.50 426.07 Td (10.16) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 426.07 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 424.7333984375 m 561.00830078125 424.7333984375 l s q 0 0 1 rg BT 106.50 426.07 Td (Employment ) Tj ET Q q 0 0 1 rg BT 160.64 426.07 Td (Agreement ) Tj ET Q q 0 0 1 rg BT 208.24 426.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 233.07 426.07 Td (March13, ) Tj ET Q q 0 0 1 rg BT 277.34 426.07 Td (2012 ) Tj ET 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1 rg BT 299.09 416.07 Td (Company) Tj ET Q q 0 0 1 rg BT 340.76 416.07 Td (s ) Tj ET Q q 0 0 1 rg BT 346.69 416.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 370.39 416.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 387.98 416.07 Td (as ) Tj ET Q q 0 0 1 rg BT 398.34 416.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 418.70 416.07 Td (with ) Tj ET Q q 0 0 1 rg BT 438.52 416.07 Td (the ) Tj ET Q q 0 0 1 rg BT 452.77 416.07 Td (Commission ) Tj ET Q q 0 0 1 rg BT 505.37 416.07 Td (on ) Tj ET Q q 0 0 1 rg BT 517.41 416.07 Td (March16, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 404.7333984375 m 129.830078125 404.7333984375 l s q 0 0 1 rg BT 106.50 406.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 385.7333984375 m 75 385.7333984375 l s q 0 0 1 rg BT 52.50 387.07 Td (10.17) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 385.7333984375 m 561.00732421875 385.7333984375 l s q 0 0 1 rg BT 106.50 387.07 Td (Support ) Tj ET Q q 0 0 1 rg BT 140.87 387.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 176.86 387.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 226.48 387.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 250.84 387.07 Td (as ) Tj ET Q q 0 0 1 rg BT 261.87 387.07 Td (of ) Tj ET Q q 0 0 1 rg BT 272.31 387.07 Td (August10, ) Tj ET Q q 0 0 1 rg BT 318.90 387.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 344.11 387.07 Td (by ) Tj ET Q q 0 0 1 rg BT 356.81 387.07 Td (and ) Tj ET Q q 0 0 1 rg BT 373.95 387.07 Td (between ) Tj ET Q q 0 0 1 rg BT 409.97 387.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 440.99 387.07 Td (Mortgage ) Tj ET Q q 0 0 1 rg BT 482.57 387.07 Td (Servicing, ) Tj ET Q q 0 0 1 rg BT 526.10 387.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 544.07 387.07 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 375.7333984375 m 561.0029296875 375.7333984375 l s q 0 0 1 rg BT 106.50 377.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 152.04 377.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 193.70 377.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 210.08 377.07 Td (r) Tj ET Q q 0 0 1 rg BT 212.86 377.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 224.52 377.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 282.26 377.07 Td (by ) Tj ET Q q 0 0 1 rg BT 296.14 377.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 337.21 377.07 Td (to ) Tj ET Q q 0 0 1 rg BT 348.87 377.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 382.19 377.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 403.57 377.07 Td (of ) Tj ET Q q 0 0 1 rg BT 415.78 377.07 Td (the ) Tj ET Q q 0 0 1 rg BT 431.88 377.07 Td (Company) Tj ET Q q 0 0 1 rg BT 473.54 377.07 Td (s ) Tj ET Q q 0 0 1 rg BT 481.31 377.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 506.87 377.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 526.30 377.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.50 377.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 365.7333984375 m 176.2216796875 365.7333984375 l s q 0 0 1 rg BT 106.50 367.07 Td (August16, ) Tj ET Q q 0 0 1 rg BT 152.89 367.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 346.7333984375 m 75 346.7333984375 l s q 0 0 1 rg BT 52.50 348.07 Td (10.18) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 348.07 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 346.7333984375 m 560.99951171875 346.7333984375 l s q 0 0 1 rg BT 106.50 348.07 Td (First ) Tj ET Q q 0 0 1 rg BT 127.02 348.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 179.25 348.07 Td (to ) Tj ET Q q 0 0 1 rg BT 189.83 348.07 Td (the ) Tj ET Q q 0 0 1 rg BT 204.84 348.07 Td (Employment ) Tj ET Q q 0 0 1 rg BT 259.30 348.07 Td (Contract ) Tj ET Q q 0 0 1 rg BT 296.53 348.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 320.98 348.07 Td (as ) Tj ET Q q 0 0 1 rg BT 332.11 348.07 Td (of ) Tj ET Q q 0 0 1 rg BT 342.62 348.07 Td (August15, ) Tj ET Q q 0 0 1 rg BT 389.31 348.07 Td (2012 ) Tj ET Q q 0 0 1 rg BT 412.11 348.07 Td (between ) Tj ET Q q 0 0 1 rg BT 447.61 348.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 492.06 348.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 532.65 348.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 547.94 348.07 Td (r) Tj ET Q q 0 0 1 rg BT 550.72 348.07 Td (.l. ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 336.7333984375 m 560.9990234375 336.7333984375 l s q 0 0 1 rg BT 106.50 338.07 Td (and ) Tj ET Q q 0 0 1 rg BT 122.96 338.07 Td (W) Tj ET Q q 0 0 1 rg BT 132.00 338.07 Td (illiam ) Tj ET Q q 0 0 1 rg BT 157.50 338.07 Td (B. ) Tj ET Q q 0 0 1 rg BT 168.85 338.07 Td (Shepro ) Tj ET Q q 0 0 1 rg BT 199.36 338.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 255.40 338.07 Td (by ) Tj ET Q q 0 0 1 rg BT 267.58 338.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 306.94 338.07 Td (to ) Tj ET Q q 0 0 1 rg BT 316.89 338.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 348.52 338.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 368.19 338.07 Td (of ) Tj ET Q q 0 0 1 rg BT 378.70 338.07 Td (the ) Tj ET Q q 0 0 1 rg BT 393.10 338.07 Td (Company) Tj ET Q q 0 0 1 rg BT 434.76 338.07 Td (s ) Tj ET Q q 0 0 1 rg BT 440.83 338.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 464.68 338.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 482.41 338.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 502.91 338.07 Td (on ) Tj ET Q q 0 0 1 rg BT 514.61 338.07 Td (August20, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 326.7333984375 m 129.830078125 326.7333984375 l s q 0 0 1 rg BT 106.50 328.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 307.7333984375 m 75 307.7333984375 l s q 0 0 1 rg BT 52.50 309.07 Td (10.19) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 309.07 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 307.7333984375 m 560.99951171875 307.7333984375 l s q 0 0 1 rg BT 106.50 309.07 Td (First ) Tj ET Q q 0 0 1 rg BT 127.02 309.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 179.25 309.07 Td (to ) Tj ET Q q 0 0 1 rg BT 189.83 309.07 Td (the ) Tj ET Q q 0 0 1 rg BT 204.84 309.07 Td (Employment ) Tj ET Q q 0 0 1 rg BT 259.30 309.07 Td (Contract ) Tj ET Q q 0 0 1 rg BT 296.53 309.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 320.98 309.07 Td (as ) Tj ET Q q 0 0 1 rg BT 332.11 309.07 Td (of ) Tj ET Q q 0 0 1 rg BT 342.62 309.07 Td (August15, ) Tj ET Q q 0 0 1 rg BT 389.31 309.07 Td (2012 ) Tj ET Q q 0 0 1 rg BT 412.11 309.07 Td (between ) Tj ET Q q 0 0 1 rg BT 447.61 309.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 492.06 309.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 532.65 309.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 547.94 309.07 Td (r) Tj ET Q q 0 0 1 rg BT 550.72 309.07 Td (.l. ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 297.7333984375 m 561.0107421875 297.7333984375 l s q 0 0 1 rg BT 106.50 299.07 Td (and ) Tj ET Q q 0 0 1 rg BT 123.72 299.07 Td (Kevin ) Tj ET Q q 0 0 1 rg BT 150.93 299.07 Td (J. ) Tj ET Q q 0 0 1 rg BT 159.90 299.07 Td (W) Tj ET Q q 0 0 1 rg BT 168.94 299.07 Td (ilcox ) Tj ET Q q 0 0 1 rg BT 191.71 299.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 248.35 299.07 Td (by ) Tj ET Q q 0 0 1 rg BT 261.13 299.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 301.09 299.07 Td (to ) Tj ET Q q 0 0 1 rg BT 311.64 299.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 343.86 299.07 Td (10.2 ) Tj ET Q q 0 0 1 rg BT 364.14 299.07 Td (of ) Tj ET Q q 0 0 1 rg BT 375.25 299.07 Td (the ) Tj ET Q q 0 0 1 rg BT 390.24 299.07 Td (Company) Tj ET Q q 0 0 1 rg BT 431.91 299.07 Td (s ) Tj ET Q q 0 0 1 rg BT 438.58 299.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 463.02 299.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 481.35 299.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 502.46 299.07 Td (on ) Tj ET Q q 0 0 1 rg BT 514.62 299.07 Td (August20, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 287.7333984375 m 129.830078125 287.7333984375 l s q 0 0 1 rg BT 106.50 289.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 268.7333984375 m 75 268.7333984375 l s q 0 0 1 rg BT 52.50 270.07 Td (10.20) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 268.7333984375 m 561.0126953125 268.7333984375 l s q 0 0 1 rg BT 106.50 270.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 142.04 270.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 191.10 270.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 214.88 270.07 Td (as ) Tj ET Q q 0 0 1 rg BT 225.35 270.07 Td (of ) Tj ET Q q 0 0 1 rg BT 235.81 270.07 Td (October1, ) Tj ET Q q 0 0 1 rg BT 280.15 270.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 304.78 270.07 Td (by ) Tj ET Q q 0 0 1 rg BT 316.92 270.07 Td (and ) Tj ET Q q 0 0 1 rg BT 333.49 270.07 Td (between ) Tj ET Q q 0 0 1 rg BT 368.93 270.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 399.39 270.07 Td (Mortgage ) Tj ET Q q 0 0 1 rg BT 440.40 270.07 Td (Servicing, ) Tj ET Q q 0 0 1 rg BT 483.36 270.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 500.76 270.07 Td (and ) Tj ET Q q 0 0 1 rg BT 516.86 270.07 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 258.7333984375 m 558.50732421875 258.7333984375 l s q 0 0 1 rg BT 106.50 260.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 146.54 260.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 161.28 260.07 Td (r) Tj ET Q q 0 0 1 rg BT 164.06 260.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 174.09 260.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 230.20 260.07 Td (by ) Tj ET Q q 0 0 1 rg BT 242.44 260.07 Td (reference 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i [] 0 d 1 J 1 j 3 M 106.5 239.7333984375 m 561.0048828125 239.7333984375 l s q 0 0 1 rg BT 106.50 241.07 Td (T) Tj ET Q q 0 0 1 rg BT 111.91 241.07 Td (echnology ) Tj ET Q q 0 0 1 rg BT 155.11 241.07 Td (Products ) Tj ET Q q 0 0 1 rg BT 191.66 241.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 226.74 241.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 275.21 241.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 298.41 241.07 Td (as ) Tj ET Q q 0 0 1 rg BT 308.28 241.07 Td (of ) Tj ET Q q 0 0 1 rg BT 318.16 241.07 Td (October ) Tj ET Q q 0 0 1 rg BT 351.91 241.07 Td (1, ) Tj ET Q q 0 0 1 rg BT 360.96 241.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 385.00 241.07 Td (by ) Tj ET Q q 0 0 1 rg BT 396.55 241.07 Td (and ) Tj ET Q q 0 0 1 rg BT 412.53 241.07 Td (between ) Tj ET Q q 0 0 1 rg BT 447.39 241.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 477.26 241.07 Td (Mortgage ) Tj ET Q q 0 0 1 rg BT 517.68 241.07 Td (Servicing, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 229.7333984375 m 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0 0 1 rg BT 252.26 202.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 302.27 202.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 327.00 202.07 Td (as ) Tj ET Q q 0 0 1 rg BT 338.41 202.07 Td (of ) Tj ET Q q 0 0 1 rg BT 349.81 202.07 Td (October ) Tj ET Q q 0 0 1 rg BT 385.10 202.07 Td (1, ) Tj ET Q q 0 0 1 rg BT 395.68 202.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 421.25 202.07 Td (by ) Tj ET Q q 0 0 1 rg BT 434.33 202.07 Td (and ) Tj ET Q q 0 0 1 rg BT 451.85 202.07 Td (between ) Tj ET Q q 0 0 1 rg BT 488.24 202.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 519.64 202.07 Td (Mortgage ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 190.7333984375 m 561.01416015625 190.7333984375 l s q 0 0 1 rg BT 106.50 192.07 Td (Servicing, ) Tj ET Q q 0 0 1 rg BT 149.57 192.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 167.09 192.07 Td (and ) Tj ET Q q 0 0 1 rg BT 183.27 192.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 227.18 192.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 267.21 192.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 281.96 192.07 Td (r) Tj ET Q q 0 0 1 rg BT 284.73 192.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 294.76 192.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 350.87 192.07 Td (by ) Tj ET Q q 0 0 1 rg BT 363.11 192.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 402.54 192.07 Td (to ) Tj ET Q q 0 0 1 rg BT 412.57 192.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 444.26 192.07 Td (10.3 ) Tj ET Q q 0 0 1 rg BT 464.00 192.07 Td (of ) Tj ET Q q 0 0 1 rg BT 474.58 192.07 Td (the ) Tj ET Q q 0 0 1 rg BT 489.04 192.07 Td (Company) Tj ET Q q 0 0 1 rg BT 530.71 192.07 Td (s ) Tj ET Q q 0 0 1 rg BT 536.84 192.07 Td (Form ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 180.7333984375 m 225.9140625 180.7333984375 l s q 0 0 1 rg BT 106.50 182.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 124.55 182.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 145.38 182.07 Td (on ) Tj ET Q q 0 0 1 rg BT 157.88 182.07 Td (October ) Tj ET Q q 0 0 1 rg BT 192.58 182.07 Td (5, ) Tj ET Q q 0 0 1 rg BT 202.58 182.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 161.7333984375 m 75 161.7333984375 l s q 0 0 1 rg BT 52.50 163.07 Td (10.23) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 161.7333984375 m 561.00537109375 161.7333984375 l s q 0 0 1 rg BT 106.50 163.07 Td (Intellectual ) Tj ET Q q 0 0 1 rg BT 154.49 163.07 Td (Property ) Tj ET Q q 0 0 1 rg BT 191.29 163.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 241.23 163.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 265.90 163.07 Td (as ) Tj ET Q q 0 0 1 rg BT 277.25 163.07 Td (of ) Tj ET Q q 0 0 1 rg BT 288.60 163.07 Td (October1, ) Tj ET Q q 0 0 1 rg BT 333.83 163.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 359.35 163.07 Td (by ) Tj ET Q q 0 0 1 rg BT 372.37 163.07 Td (and ) Tj ET Q q 0 0 1 rg BT 389.82 163.07 Td (between ) Tj ET Q q 0 0 1 rg BT 426.16 163.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 457.50 163.07 Td (Mortgage ) Tj ET Q q 0 0 1 rg BT 499.39 163.07 Td (Servicing, ) Tj ET Q q 0 0 1 rg BT 543.24 163.07 Td (Inc. ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 151.7333984375 m 560.998046875 151.7333984375 l s q 0 0 1 rg BT 106.50 153.07 Td (and ) Tj ET Q q 0 0 1 rg BT 123.15 153.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 167.65 153.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 208.27 153.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 223.61 153.07 Td (r) Tj ET Q q 0 0 1 rg BT 226.39 153.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 237.01 153.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 293.71 153.07 Td (by ) Tj ET Q q 0 0 1 rg BT 306.55 153.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 346.57 153.07 Td (to ) Tj ET Q q 0 0 1 rg BT 357.19 153.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 389.47 153.07 Td (10.4 ) Tj ET Q q 0 0 1 rg BT 409.81 153.07 Td (of ) Tj ET Q q 0 0 1 rg BT 420.98 153.07 Td (the ) Tj ET Q q 0 0 1 rg BT 436.04 153.07 Td (Company) Tj ET Q q 0 0 1 rg BT 477.70 153.07 Td (s ) Tj ET Q q 0 0 1 rg BT 484.43 153.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 508.94 153.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 527.33 153.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.50 153.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 141.7333984375 m 174.537109375 141.7333984375 l s q 0 0 1 rg BT 106.50 143.07 Td (October5, ) Tj ET Q q 0 0 1 rg BT 151.21 143.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 122.7333984375 m 75 122.7333984375 l s q 0 0 1 rg BT 52.50 124.07 Td (10.24) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 122.7333984375 m 561.0126953125 122.7333984375 l s q 0 0 1 rg BT 106.50 124.07 Td (First ) Tj ET Q q 0 0 1 rg BT 126.77 124.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 178.68 124.07 Td (to ) Tj ET Q q 0 0 1 rg BT 188.93 124.07 Td (Support ) Tj ET Q q 0 0 1 rg BT 223.08 124.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 258.88 124.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 308.28 124.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 332.41 124.07 Td (as ) Tj ET Q q 0 0 1 rg BT 343.22 124.07 Td (of ) Tj ET Q q 0 0 1 rg BT 354.03 124.07 Td (October ) Tj ET Q q 0 0 1 rg BT 388.71 124.07 Td (1, ) Tj ET Q q 0 0 1 rg BT 398.68 124.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 423.66 124.07 Td (by ) Tj ET Q q 0 0 1 rg BT 436.13 124.07 Td (and ) Tj ET Q q 0 0 1 rg BT 453.05 124.07 Td (between ) Tj ET Q q 0 0 1 rg BT 488.84 124.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 519.64 124.07 Td (Mortgage ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 112.7333984375 m 561.01416015625 112.7333984375 l s q 0 0 1 rg BT 106.50 114.07 Td (Servicing, ) Tj ET Q q 0 0 1 rg BT 149.57 114.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 167.09 114.07 Td (and ) Tj ET Q q 0 0 1 rg BT 183.27 114.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 227.18 114.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 267.21 114.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 281.96 114.07 Td (r) Tj ET Q q 0 0 1 rg BT 284.73 114.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 294.76 114.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 350.87 114.07 Td (by ) Tj ET Q q 0 0 1 rg BT 363.11 114.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 402.54 114.07 Td (to ) Tj ET Q q 0 0 1 rg BT 412.57 114.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 444.26 114.07 Td (10.5 ) Tj ET Q q 0 0 1 rg BT 464.00 114.07 Td (of ) Tj ET Q q 0 0 1 rg BT 474.58 114.07 Td (the ) Tj ET Q q 0 0 1 rg BT 489.04 114.07 Td (Company) Tj ET Q q 0 0 1 rg BT 530.71 114.07 Td (s ) Tj ET Q q 0 0 1 rg BT 536.84 114.07 Td (Form ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 102.7333984375 m 225.9140625 102.7333984375 l s q 0 0 1 rg BT 106.50 104.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 124.55 104.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 145.38 104.07 Td (on ) Tj ET Q q 0 0 1 rg BT 157.88 104.07 Td (October ) Tj ET Q q 0 0 1 rg BT 192.58 104.07 Td (5, ) Tj ET Q q 0 0 1 rg BT 202.58 104.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 83.7333984375 m 75 83.7333984375 l s q 0 0 1 rg BT 52.50 85.07 Td (10.25) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 83.7333984375 m 561.013671875 83.7333984375 l s q 0 0 1 rg BT 106.50 85.07 Td (First ) Tj ET Q q 0 0 1 rg BT 125.97 85.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 176.84 85.07 Td (to ) Tj ET Q q 0 0 1 rg BT 186.07 85.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 221.07 85.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 269.44 85.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 292.54 85.07 Td (as ) Tj ET Q q 0 0 1 rg BT 302.31 85.07 Td (of ) Tj ET Q q 0 0 1 rg BT 312.08 85.07 Td (October1, ) Tj ET Q q 0 0 1 rg BT 355.74 85.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 379.68 85.07 Td (by ) Tj ET Q q 0 0 1 rg BT 391.13 85.07 Td (and ) Tj ET Q q 0 0 1 rg BT 407.01 85.07 Td (between ) Tj ET Q q 0 0 1 rg BT 441.77 85.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 471.53 85.07 Td (Financial ) Tj ET Q q 0 0 1 rg BT 510.19 85.07 Td (Corporation ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 73.7333984375 m 560.998046875 73.7333984375 l s q 0 0 1 rg BT 106.50 75.07 Td (and ) Tj ET Q q 0 0 1 rg BT 123.15 75.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 167.65 75.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 208.27 75.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 223.61 75.07 Td (r) Tj ET Q q 0 0 1 rg BT 226.39 75.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 237.01 75.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 293.71 75.07 Td (by ) Tj ET Q q 0 0 1 rg BT 306.55 75.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 346.57 75.07 Td (to ) Tj ET Q q 0 0 1 rg BT 357.19 75.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 389.47 75.07 Td (10.6 ) Tj ET Q q 0 0 1 rg BT 409.81 75.07 Td (of ) Tj ET Q q 0 0 1 rg BT 420.98 75.07 Td (the ) Tj ET Q q 0 0 1 rg BT 436.04 75.07 Td (Company) Tj ET Q q 0 0 1 rg BT 477.70 75.07 Td (s ) Tj ET Q q 0 0 1 rg BT 484.43 75.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 508.94 75.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 527.33 75.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.50 75.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 63.7333984375 m 174.537109375 63.7333984375 l s q 0 0 1 rg BT 106.50 65.07 Td (October5, ) Tj ET Q q 0 0 1 rg BT 151.21 65.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL endstream endobj 211 0 obj <>] /Rotate 0 /Contents 212 0 R>> endobj 212 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (105) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 726.7333984375 m 75 726.7333984375 l s q 0 0 1 rg BT 52.50 728.07 Td (10.26) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 726.7333984375 m 561.00341796875 726.7333984375 l s q 0 0 1 rg BT 106.50 728.07 Td (First ) Tj ET Q q 0 0 1 rg BT 126.90 728.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 178.97 728.07 Td (to ) Tj ET Q q 0 0 1 rg BT 189.20 728.07 Td (T) Tj ET Q q 0 0 1 rg BT 194.61 728.07 Td (echnology ) Tj ET Q q 0 0 1 rg BT 238.90 728.07 Td (Products ) Tj ET Q q 0 0 1 rg BT 276.54 728.07 Td (and ) Tj ET Q q 0 0 1 rg BT 293.62 728.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 329.55 728.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 379.11 728.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 403.41 728.07 Td (as ) Tj ET Q q 0 0 1 rg BT 414.38 728.07 Td (of ) Tj ET Q q 0 0 1 rg BT 425.35 728.07 Td (October ) Tj ET Q q 0 0 1 rg BT 460.19 728.07 Td (1, ) Tj ET Q q 0 0 1 rg BT 470.33 728.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 495.47 728.07 Td (by ) Tj ET Q q 0 0 1 rg BT 508.11 728.07 Td (and ) Tj ET Q q 0 0 1 rg BT 525.19 728.07 Td (between ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 716.7333984375 m 560.99560546875 716.7333984375 l s q 0 0 1 rg BT 106.50 718.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 137.86 718.07 Td (Financial ) Tj ET Q q 0 0 1 rg BT 178.11 718.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 229.47 718.07 Td (and ) Tj ET Q q 0 0 1 rg BT 246.27 718.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 290.97 718.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 331.79 718.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 347.33 718.07 Td (r) Tj ET Q q 0 0 1 rg BT 350.11 718.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 360.92 718.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 417.82 718.07 Td (by ) Tj ET Q q 0 0 1 rg BT 430.86 718.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 471.08 718.07 Td (to ) Tj ET Q q 0 0 1 rg BT 481.89 718.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 514.37 718.07 Td (10.7 ) Tj ET Q q 0 0 1 rg BT 534.91 718.07 Td (of ) Tj ET Q q 0 0 1 rg BT 546.28 718.07 Td (the ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 706.7333984375 m 298.140625 706.7333984375 l s q 0 0 1 rg BT 106.50 708.07 Td (Company) Tj ET Q q 0 0 1 rg BT 148.17 708.07 Td (s ) Tj ET Q q 0 0 1 rg BT 154.56 708.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 178.73 708.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 196.78 708.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 217.60 708.07 Td (on ) Tj ET Q q 0 0 1 rg BT 230.10 708.07 Td (October ) Tj ET Q q 0 0 1 rg BT 264.81 708.07 Td (5, ) Tj ET Q q 0 0 1 rg BT 274.81 708.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 687.7333984375 m 75 687.7333984375 l s q 0 0 1 rg BT 52.50 689.07 Td (10.27) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 687.7333984375 m 561.01416015625 687.7333984375 l s q 0 0 1 rg BT 106.50 689.07 Td (First ) Tj ET Q q 0 0 1 rg BT 126.73 689.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 178.59 689.07 Td (to ) Tj ET Q q 0 0 1 rg BT 188.80 689.07 Td (Data ) Tj ET Q q 0 0 1 rg BT 210.11 689.07 Td (Center ) Tj ET Q q 0 0 1 rg BT 239.19 689.07 Td (and ) Tj ET Q q 0 0 1 rg BT 256.06 689.07 Td (Disaster ) Tj ET Q q 0 0 1 rg BT 291.25 689.07 Td (Recovery ) Tj ET Q q 0 0 1 rg BT 331.46 689.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 380.81 689.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 404.90 689.07 Td (as ) Tj ET Q q 0 0 1 rg BT 415.65 689.07 Td (of ) Tj ET Q q 0 0 1 rg BT 426.41 689.07 Td (October ) Tj ET Q q 0 0 1 rg BT 461.05 689.07 Td (1, ) Tj ET Q q 0 0 1 rg BT 470.98 689.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 495.90 689.07 Td (by ) Tj ET Q q 0 0 1 rg BT 508.33 689.07 Td (and ) Tj ET Q q 0 0 1 rg BT 525.20 689.07 Td (between ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 677.7333984375 m 560.99560546875 677.7333984375 l s q 0 0 1 rg BT 106.50 679.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 137.86 679.07 Td (Financial ) Tj ET Q q 0 0 1 rg BT 178.11 679.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 229.47 679.07 Td (and ) Tj ET Q q 0 0 1 rg BT 246.27 679.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 290.97 679.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 331.79 679.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 347.33 679.07 Td (r) Tj ET Q q 0 0 1 rg BT 350.11 679.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 360.92 679.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 417.82 679.07 Td (by ) Tj ET Q q 0 0 1 rg BT 430.86 679.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 471.08 679.07 Td (to ) Tj ET Q q 0 0 1 rg BT 481.89 679.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 514.37 679.07 Td (10.8 ) Tj ET Q q 0 0 1 rg BT 534.91 679.07 Td (of ) Tj ET Q q 0 0 1 rg BT 546.28 679.07 Td (the ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 667.7333984375 m 298.140625 667.7333984375 l s q 0 0 1 rg BT 106.50 669.07 Td (Company) Tj ET Q q 0 0 1 rg BT 148.17 669.07 Td (s ) Tj ET Q q 0 0 1 rg BT 154.56 669.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 178.73 669.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 196.78 669.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 217.60 669.07 Td (on ) Tj ET Q q 0 0 1 rg BT 230.10 669.07 Td (October ) Tj ET Q q 0 0 1 rg BT 264.81 669.07 Td (5, ) Tj ET Q q 0 0 1 rg BT 274.81 669.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 648.7333984375 m 75 648.7333984375 l s q 0 0 1 rg BT 52.50 650.07 Td (10.28) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 648.7333984375 m 561.005859375 648.7333984375 l s q 0 0 1 rg BT 106.50 650.07 Td (First ) Tj ET Q q 0 0 1 rg BT 126.16 650.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 177.28 650.07 Td (to ) Tj ET Q q 0 0 1 rg BT 186.75 650.07 Td (Intellectual ) Tj ET Q q 0 0 1 rg BT 233.42 650.07 Td (Property ) Tj ET Q q 0 0 1 rg BT 269.17 650.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 317.79 650.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 341.13 650.07 Td (as ) Tj ET Q q 0 0 1 rg BT 351.16 650.07 Td (of ) Tj ET Q q 0 0 1 rg BT 361.18 650.07 Td (October ) Tj ET Q q 0 0 1 rg BT 395.07 650.07 Td (1, ) Tj ET Q q 0 0 1 rg BT 404.27 650.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 428.46 650.07 Td (by ) Tj ET Q q 0 0 1 rg BT 440.15 650.07 Td (and ) Tj ET Q q 0 0 1 rg BT 456.28 650.07 Td (between ) Tj ET Q q 0 0 1 rg BT 491.28 650.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 521.29 650.07 Td (Financial ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 638.7333984375 m 558.49755859375 638.7333984375 l s q 0 0 1 rg BT 106.50 640.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 157.03 640.07 Td (and ) Tj ET Q q 0 0 1 rg BT 173.19 640.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 217.06 640.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 257.06 640.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 271.77 640.07 Td (r) Tj ET Q q 0 0 1 rg BT 274.54 640.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 284.53 640.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 340.60 640.07 Td (by ) Tj ET Q q 0 0 1 rg BT 352.81 640.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 392.21 640.07 Td (to ) Tj ET Q q 0 0 1 rg BT 402.19 640.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 433.85 640.07 Td (10.9 ) Tj ET Q q 0 0 1 rg BT 453.56 640.07 Td (of ) Tj ET Q q 0 0 1 rg BT 464.10 640.07 Td (the ) Tj ET Q q 0 0 1 rg BT 478.52 640.07 Td (Company) Tj ET Q q 0 0 1 rg BT 520.19 640.07 Td (s ) Tj ET Q q 0 0 1 rg BT 526.29 640.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 550.17 640.07 Td (8-) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 628.7333984375 m 217.583984375 628.7333984375 l s q 0 0 1 rg BT 106.50 630.07 Td (K ) Tj ET Q q 0 0 1 rg BT 116.22 630.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 137.05 630.07 Td (on ) Tj ET Q q 0 0 1 rg BT 149.55 630.07 Td (October ) Tj ET Q q 0 0 1 rg BT 184.25 630.07 Td (5, ) Tj ET Q q 0 0 1 rg BT 194.25 630.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 609.7333984375 m 75 609.7333984375 l s q 0 0 1 rg BT 52.50 611.07 Td (10.29) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 609.7333984375 m 561.0126953125 609.7333984375 l s q 0 0 1 rg BT 106.50 611.07 Td (Credit ) Tj ET Q q 0 0 1 rg BT 133.21 611.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 182.33 611.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 206.18 611.07 Td (as ) Tj ET Q q 0 0 1 rg BT 216.70 611.07 Td (of ) Tj ET Q q 0 0 1 rg BT 227.23 611.07 Td (November ) Tj ET Q q 0 0 1 rg BT 271.63 611.07 Td (27, ) Tj ET Q q 0 0 1 rg BT 286.33 611.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 311.03 611.07 Td (among ) Tj ET Q q 0 0 1 rg BT 339.96 611.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 383.81 611.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 423.79 611.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 438.49 611.07 Td (r) Tj ET Q q 0 0 1 rg BT 441.27 611.07 Td (.l., ) Tj ET Q q 0 0 1 rg BT 453.74 611.07 Td (as ) Tj ET Q q 0 0 1 rg BT 464.27 611.07 Td (borrower) Tj ET Q q 0 0 1 rg BT 500.52 611.07 Td (, ) Tj ET Q q 0 0 1 rg BT 505.21 611.07 Td (the ) Tj ET Q q 0 0 1 rg BT 519.63 611.07 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 599.7333984375 m 561.0029296875 599.7333984375 l s q 0 0 1 rg BT 106.50 601.07 Td (and ) Tj ET Q q 0 0 1 rg BT 122.94 601.07 Td (certain ) Tj ET Q q 0 0 1 rg BT 152.14 601.07 Td (of ) Tj ET Q q 0 0 1 rg BT 162.47 601.07 Td (the ) Tj ET Q q 0 0 1 rg BT 176.69 601.07 Td (Company) Tj ET Q q 0 0 1 rg BT 218.35 601.07 Td (s ) Tj ET Q q 0 0 1 rg BT 224.24 601.07 Td (wholly-owned ) Tj ET Q q 0 0 1 rg BT 284.01 601.07 Td (subsidiaries, ) Tj ET Q q 0 0 1 rg BT 335.73 601.07 Td (as ) Tj ET Q q 0 0 1 rg BT 346.06 601.07 Td (guarantors, ) Tj ET Q q 0 0 1 rg BT 392.76 601.07 Td (Bank ) Tj ET Q q 0 0 1 rg BT 415.87 601.07 Td (of ) Tj ET Q q 0 0 1 rg BT 425.76 601.07 Td (America, ) Tj ET Q q 0 0 1 rg BT 464.68 601.07 Td (N.A., ) Tj ET Q q 0 0 1 rg BT 488.62 601.07 Td (as ) Tj ET Q q 0 0 1 rg BT 498.51 601.07 Td (Administrative ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 589.7333984375 m 561.0048828125 589.7333984375 l s q 0 0 1 rg BT 106.50 591.07 Td (Agent ) Tj ET Q q 0 0 1 rg BT 133.84 591.07 Td (and ) Tj ET Q q 0 0 1 rg BT 151.18 591.07 Td (Collateral ) Tj ET Q q 0 0 1 rg BT 192.87 591.07 Td (Agent, ) Tj ET Q q 0 0 1 rg BT 222.71 591.07 Td (Bank ) Tj ET Q q 0 0 1 rg BT 246.73 591.07 Td (of ) Tj ET Q q 0 0 1 rg BT 257.32 591.07 Td (America, ) Tj ET Q q 0 0 1 rg BT 297.15 591.07 Td (N.A., ) Tj ET Q q 0 0 1 rg BT 321.99 591.07 Td (Barclays ) Tj ET Q q 0 0 1 rg BT 359.88 591.07 Td (Bank ) Tj ET Q q 0 0 1 rg BT 383.89 591.07 Td (PLC ) Tj ET Q q 0 0 1 rg BT 405.13 591.07 Td (and ) Tj ET Q q 0 0 1 rg BT 422.47 591.07 Td (Citigroup ) Tj ET Q q 0 0 1 rg BT 463.71 591.07 Td (Global ) Tj ET Q q 0 0 1 rg BT 493.83 591.07 Td (Markets ) Tj ET Q q 0 0 1 rg BT 529.50 591.07 Td (Inc., ) Tj ET Q q 0 0 1 rg BT 550.17 591.07 Td (as ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 579.7333984375 m 560.9990234375 579.7333984375 l s q 0 0 1 rg BT 106.50 581.07 Td (Lead ) Tj ET Q q 0 0 1 rg BT 128.04 581.07 Td (Arrangers ) Tj ET Q q 0 0 1 rg BT 170.02 581.07 Td (and ) Tj ET Q q 0 0 1 rg BT 186.45 581.07 Td (Barclays ) Tj ET Q q 0 0 1 rg BT 223.43 581.07 Td (Bank ) Tj ET Q q 0 0 1 rg BT 246.54 581.07 Td (PLC ) Tj ET Q q 0 0 1 rg BT 266.87 581.07 Td (and ) Tj ET Q q 0 0 1 rg BT 283.31 581.07 Td (Citigroup ) Tj ET Q q 0 0 1 rg BT 323.64 581.07 Td (Global ) Tj ET Q q 0 0 1 rg BT 352.85 581.07 Td (Markets ) Tj ET Q q 0 0 1 rg BT 387.62 581.07 Td (Inc., ) Tj ET Q q 0 0 1 rg BT 407.38 581.07 Td (as ) Tj ET Q q 0 0 1 rg BT 417.71 581.07 Td (Co-Syndication ) Tj ET Q q 0 0 1 rg BT 482.04 581.07 Td (Agents, ) Tj ET Q q 0 0 1 rg BT 514.86 581.07 Td (and ) Tj ET Q q 0 0 1 rg BT 531.30 581.07 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 569.7333984375 m 560.9970703125 569.7333984375 l s q 0 0 1 rg BT 106.50 571.07 Td (lenders ) Tj ET Q q 0 0 1 rg BT 137.30 571.07 Td (party ) Tj ET Q q 0 0 1 rg BT 159.77 571.07 Td (thereto ) Tj ET Q q 0 0 1 rg BT 189.46 571.07 Td (from ) Tj ET Q q 0 0 1 rg BT 210.82 571.07 Td (time ) Tj ET Q q 0 0 1 rg BT 230.52 571.07 Td (to ) Tj ET Q q 0 0 1 rg BT 240.22 571.07 Td (time ) Tj ET Q q 0 0 1 rg BT 259.92 571.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 315.70 571.07 Td (by ) Tj ET Q q 0 0 1 rg BT 327.63 571.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 366.73 571.07 Td (to ) Tj ET Q q 0 0 1 rg BT 376.44 571.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 407.80 571.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 427.23 571.07 Td (of ) Tj ET Q q 0 0 1 rg BT 437.48 571.07 Td (the ) Tj ET Q q 0 0 1 rg BT 451.62 571.07 Td (Company) Tj ET Q q 0 0 1 rg BT 493.29 571.07 Td (s ) Tj ET Q q 0 0 1 rg BT 499.10 571.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 522.70 571.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 540.17 571.07 Td (filed ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 559.7333984375 m 195.9140625 559.7333984375 l s q 0 0 1 rg BT 106.50 561.07 Td (on ) Tj ET Q q 0 0 1 rg BT 119.00 561.07 Td (December ) Tj ET Q q 0 0 1 rg BT 162.58 561.07 Td (3, ) Tj ET Q q 0 0 1 rg BT 172.58 561.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 540.7333984375 m 75 540.7333984375 l s q 0 0 1 rg BT 52.50 542.07 Td (10.30) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 540.7333984375 m 560.9970703125 540.7333984375 l s q 0 0 1 rg BT 106.50 542.07 Td (Support ) Tj ET Q q 0 0 1 rg BT 141.62 542.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 178.19 542.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 228.57 542.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 253.67 542.07 Td (as ) Tj ET Q q 0 0 1 rg BT 265.46 542.07 Td (of ) Tj ET Q q 0 0 1 rg BT 277.24 542.07 Td (December21, ) Tj ET Q q 0 0 1 rg BT 336.77 542.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 362.73 542.07 Td (between ) Tj ET Q q 0 0 1 rg BT 398.73 542.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 443.84 542.07 Td (Residential ) Tj ET Q q 0 0 1 rg BT 492.28 542.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 544.06 542.07 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 530.7333984375 m 561.0029296875 530.7333984375 l s q 0 0 1 rg BT 106.50 532.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 152.04 532.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 193.70 532.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 210.08 532.07 Td (r) Tj ET Q q 0 0 1 rg BT 212.86 532.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 224.52 532.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 282.26 532.07 Td (by ) Tj ET Q q 0 0 1 rg BT 296.14 532.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 337.21 532.07 Td (to ) Tj ET Q q 0 0 1 rg BT 348.87 532.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 382.19 532.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 403.57 532.07 Td (of ) Tj ET Q q 0 0 1 rg BT 415.78 532.07 Td (the ) Tj ET Q q 0 0 1 rg BT 431.88 532.07 Td (Company) Tj ET Q q 0 0 1 rg BT 473.54 532.07 Td (s ) Tj ET Q q 0 0 1 rg BT 481.31 532.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 506.87 532.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 526.30 532.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.50 532.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 520.7333984375 m 188.4140625 520.7333984375 l s q 0 0 1 rg BT 106.50 522.07 Td (December28, ) Tj ET Q q 0 0 1 rg BT 165.08 522.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 501.7333984375 m 75 501.7333984375 l s q 0 0 1 rg BT 52.50 503.07 Td (10.31) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 501.7333984375 m 561.00244140625 501.7333984375 l s q 0 0 1 rg BT 106.50 503.07 Td (Support ) Tj ET Q q 0 0 1 rg BT 140.37 503.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 175.96 503.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 225.08 503.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 248.93 503.07 Td (as ) Tj ET Q q 0 0 1 rg BT 259.46 503.07 Td (of ) Tj ET Q q 0 0 1 rg BT 269.98 503.07 Td (December21, ) Tj ET Q q 0 0 1 rg BT 328.27 503.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 352.96 503.07 Td (between ) Tj ET Q q 0 0 1 rg BT 387.99 503.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 431.36 503.07 Td (Asset ) Tj ET Q q 0 0 1 rg BT 455.78 503.07 Td (Management ) Tj ET Q q 0 0 1 rg BT 510.18 503.07 Td (Corporation ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 491.7333984375 m 560.998046875 491.7333984375 l s q 0 0 1 rg BT 106.50 493.07 Td (and ) Tj ET Q q 0 0 1 rg BT 123.15 493.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 167.65 493.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 208.27 493.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 223.61 493.07 Td (r) Tj ET Q q 0 0 1 rg BT 226.39 493.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 237.01 493.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 293.71 493.07 Td (by ) Tj ET Q q 0 0 1 rg BT 306.55 493.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 346.57 493.07 Td (to ) Tj ET Q q 0 0 1 rg BT 357.19 493.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 389.47 493.07 Td (10.2 ) Tj ET Q q 0 0 1 rg BT 409.81 493.07 Td (of ) Tj ET Q q 0 0 1 rg BT 420.98 493.07 Td (the ) Tj ET Q q 0 0 1 rg BT 436.04 493.07 Td (Company) Tj ET Q q 0 0 1 rg BT 477.70 493.07 Td (s ) Tj ET Q q 0 0 1 rg BT 484.43 493.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 508.94 493.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 527.33 493.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.50 493.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 481.7333984375 m 188.4140625 481.7333984375 l s q 0 0 1 rg BT 106.50 483.07 Td (December28, ) Tj ET Q q 0 0 1 rg BT 165.08 483.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 462.7333984375 m 75 462.7333984375 l s q 0 0 1 rg BT 52.50 464.07 Td (10.32) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 462.7333984375 m 561.00341796875 462.7333984375 l s q 0 0 1 rg BT 106.50 464.07 Td (T) Tj ET Q q 0 0 1 rg BT 111.91 464.07 Td (ax ) Tj ET Q q 0 0 1 rg BT 122.84 464.07 Td (Matters ) Tj ET Q q 0 0 1 rg BT 154.55 464.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 202.97 464.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 226.11 464.07 Td (as ) Tj ET Q q 0 0 1 rg BT 235.93 464.07 Td (of ) Tj ET Q q 0 0 1 rg BT 245.76 464.07 Td (December21, ) Tj ET Q q 0 0 1 rg BT 303.33 464.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 327.32 464.07 Td (between ) Tj ET Q q 0 0 1 rg BT 361.80 464.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 404.95 464.07 Td (Residential ) Tj ET Q q 0 0 1 rg BT 451.43 464.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 501.25 464.07 Td (and ) Tj ET Q q 0 0 1 rg BT 516.85 464.07 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 452.7333984375 m 561.001953125 452.7333984375 l s q 0 0 1 rg BT 106.50 454.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 147.27 454.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 162.75 454.07 Td (r) Tj ET Q q 0 0 1 rg BT 165.52 454.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 176.28 454.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 233.12 454.07 Td (by ) Tj ET Q q 0 0 1 rg BT 246.10 454.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 286.26 454.07 Td (to ) Tj ET Q q 0 0 1 rg BT 297.02 454.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 329.44 454.07 Td (10.3 ) Tj ET Q q 0 0 1 rg BT 349.92 454.07 Td (of ) Tj ET Q q 0 0 1 rg BT 361.23 454.07 Td (the ) Tj ET Q q 0 0 1 rg BT 376.42 454.07 Td (Company) Tj ET Q q 0 0 1 rg BT 418.09 454.07 Td (s ) Tj ET Q q 0 0 1 rg BT 424.96 454.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 449.61 454.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 468.14 454.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 489.44 454.07 Td (on ) Tj ET Q q 0 0 1 rg BT 502.42 454.07 Td (December28, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 442.7333984375 m 129.830078125 442.7333984375 l s q 0 0 1 rg BT 106.50 444.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 423.7333984375 m 75 423.7333984375 l s q 0 0 1 rg BT 52.50 425.07 Td (10.33) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 423.7333984375 m 561.01123046875 423.7333984375 l s q 0 0 1 rg BT 106.50 425.07 Td (T) Tj ET Q q 0 0 1 rg BT 111.91 425.07 Td (ax ) Tj ET Q q 0 0 1 rg BT 123.83 425.07 Td (Matters ) Tj ET Q q 0 0 1 rg BT 156.31 425.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 205.72 425.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 229.86 425.07 Td (as ) Tj ET Q q 0 0 1 rg BT 240.67 425.07 Td (of ) Tj ET Q q 0 0 1 rg BT 251.48 425.07 Td (December21, ) Tj ET Q q 0 0 1 rg BT 310.05 425.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 335.03 425.07 Td (between ) Tj ET Q q 0 0 1 rg BT 370.28 425.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 413.88 425.07 Td (Asset ) Tj ET Q q 0 0 1 rg BT 438.58 425.07 Td (Management ) Tj ET Q q 0 0 1 rg BT 493.26 425.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 544.07 425.07 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 413.7333984375 m 561.0029296875 413.7333984375 l s q 0 0 1 rg BT 106.50 415.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 152.04 415.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 193.70 415.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 210.08 415.07 Td (r) Tj ET Q q 0 0 1 rg BT 212.86 415.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 224.52 415.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 282.26 415.07 Td (by ) Tj ET Q q 0 0 1 rg BT 296.14 415.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 337.21 415.07 Td (to ) Tj ET Q q 0 0 1 rg BT 348.87 415.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 382.19 415.07 Td (10.4 ) Tj ET Q q 0 0 1 rg BT 403.57 415.07 Td (of ) Tj ET Q q 0 0 1 rg BT 415.78 415.07 Td (the ) Tj ET Q q 0 0 1 rg BT 431.88 415.07 Td (Company) Tj ET Q q 0 0 1 rg BT 473.54 415.07 Td (s ) Tj ET Q q 0 0 1 rg BT 481.31 415.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 506.87 415.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 526.30 415.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.50 415.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 403.7333984375 m 188.4140625 403.7333984375 l s q 0 0 1 rg BT 106.50 405.07 Td (December28, ) Tj ET Q q 0 0 1 rg BT 165.08 405.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 384.7333984375 m 75 384.7333984375 l s q 0 0 1 rg BT 52.50 386.07 Td (10.34) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 386.07 Td ( **) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 384.7333984375 m 561.0009765625 384.7333984375 l s q 0 0 1 rg BT 106.50 386.07 Td (Master ) Tj ET Q q 0 0 1 rg BT 138.06 386.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 174.89 386.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 225.60 386.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 251.05 386.07 Td (as ) Tj ET Q q 0 0 1 rg BT 263.17 386.07 Td (of ) Tj ET Q q 0 0 1 rg BT 275.29 386.07 Td (December21, ) Tj ET Q q 0 0 1 rg BT 335.16 386.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 361.45 386.07 Td (between ) Tj ET Q q 0 0 1 rg BT 397.72 386.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 443.17 386.07 Td (Residential ) Tj ET Q q 0 0 1 rg BT 491.95 386.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 544.06 386.07 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 374.7333984375 m 561.0029296875 374.7333984375 l s q 0 0 1 rg BT 106.50 376.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 152.04 376.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 193.70 376.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 210.08 376.07 Td (r) Tj ET Q q 0 0 1 rg BT 212.86 376.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 224.52 376.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 282.26 376.07 Td (by ) Tj ET Q q 0 0 1 rg BT 296.14 376.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 337.21 376.07 Td (to ) Tj ET Q q 0 0 1 rg BT 348.87 376.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 382.19 376.07 Td (10.5 ) Tj ET Q q 0 0 1 rg BT 403.57 376.07 Td (of ) Tj ET Q q 0 0 1 rg BT 415.78 376.07 Td (the ) Tj ET Q q 0 0 1 rg BT 431.88 376.07 Td (Company) Tj ET Q q 0 0 1 rg BT 473.54 376.07 Td (s ) Tj ET Q q 0 0 1 rg BT 481.31 376.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 506.87 376.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 526.30 376.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.50 376.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 364.7333984375 m 188.4140625 364.7333984375 l s q 0 0 1 rg BT 106.50 366.07 Td (December28, ) Tj ET Q q 0 0 1 rg BT 165.08 366.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 345.7333984375 m 75 345.7333984375 l s q 0 0 1 rg BT 52.50 347.07 Td (10.35) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 345.7333984375 m 561.0126953125 345.7333984375 l s q 0 0 1 rg BT 106.50 347.07 Td (T) Tj ET Q q 0 0 1 rg BT 112.26 347.07 Td (rademark ) Tj ET Q q 0 0 1 rg BT 152.68 347.07 Td (License ) Tj ET Q q 0 0 1 rg BT 185.85 347.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 235.45 347.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 259.77 347.07 Td (as ) Tj ET Q q 0 0 1 rg BT 270.77 347.07 Td (of ) Tj ET Q q 0 0 1 rg BT 281.77 347.07 Td (December21, ) Tj ET Q q 0 0 1 rg BT 340.53 347.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 365.70 347.07 Td (between ) Tj ET Q q 0 0 1 rg BT 401.09 347.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 445.42 347.07 Td (Residential ) Tj ET Q q 0 0 1 rg BT 493.08 347.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 544.07 347.07 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 335.7333984375 m 561.0029296875 335.7333984375 l s q 0 0 1 rg BT 106.50 337.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 152.04 337.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 193.70 337.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 210.08 337.07 Td (r) Tj ET Q q 0 0 1 rg BT 212.86 337.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 224.52 337.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 282.26 337.07 Td (by ) Tj ET Q q 0 0 1 rg BT 296.14 337.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 337.21 337.07 Td (to ) Tj ET Q q 0 0 1 rg BT 348.87 337.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 382.19 337.07 Td (10.6 ) Tj ET Q q 0 0 1 rg BT 403.57 337.07 Td (of ) Tj ET Q q 0 0 1 rg BT 415.78 337.07 Td (the ) Tj ET Q q 0 0 1 rg BT 431.88 337.07 Td (Company) Tj ET Q q 0 0 1 rg BT 473.54 337.07 Td (s ) Tj ET Q q 0 0 1 rg BT 481.31 337.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 506.87 337.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 526.30 337.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.50 337.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 325.7333984375 m 188.4140625 325.7333984375 l s q 0 0 1 rg BT 106.50 327.07 Td (December28, ) Tj ET Q q 0 0 1 rg BT 165.08 327.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 306.7333984375 m 75 306.7333984375 l s q 0 0 1 rg BT 52.50 308.07 Td (10.36) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 306.7333984375 m 561.0087890625 306.7333984375 l s q 0 0 1 rg BT 106.50 308.07 Td (T) Tj ET Q q 0 0 1 rg BT 112.26 308.07 Td (rademark ) Tj ET Q q 0 0 1 rg BT 151.41 308.07 Td (License ) Tj ET Q q 0 0 1 rg BT 183.59 308.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 231.92 308.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 254.97 308.07 Td (as ) Tj ET Q q 0 0 1 rg BT 264.70 308.07 Td (of ) Tj ET Q q 0 0 1 rg BT 274.43 308.07 Td (December21, ) Tj ET Q q 0 0 1 rg BT 331.91 308.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 355.81 308.07 Td (between ) Tj ET Q q 0 0 1 rg BT 390.22 308.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 432.96 308.07 Td (Asset ) Tj ET Q q 0 0 1 rg BT 456.58 308.07 Td (Management ) Tj ET Q q 0 0 1 rg BT 510.18 308.07 Td (Corporation ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 296.7333984375 m 560.998046875 296.7333984375 l s q 0 0 1 rg BT 106.50 298.07 Td (and ) Tj ET Q q 0 0 1 rg BT 123.15 298.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 167.65 298.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 208.27 298.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 223.61 298.07 Td (r) Tj ET Q q 0 0 1 rg BT 226.39 298.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 237.01 298.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 293.71 298.07 Td (by ) Tj ET Q q 0 0 1 rg BT 306.55 298.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 346.57 298.07 Td (to ) Tj ET Q q 0 0 1 rg BT 357.19 298.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 389.47 298.07 Td (10.7 ) Tj ET Q q 0 0 1 rg BT 409.81 298.07 Td (of ) Tj ET Q q 0 0 1 rg BT 420.98 298.07 Td (the ) Tj ET Q q 0 0 1 rg BT 436.04 298.07 Td (Company) Tj ET Q q 0 0 1 rg BT 477.70 298.07 Td (s ) Tj ET Q q 0 0 1 rg BT 484.43 298.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 508.94 298.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 527.33 298.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.50 298.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 286.7333984375 m 188.4140625 286.7333984375 l s q 0 0 1 rg BT 106.50 288.07 Td (December28, ) Tj ET Q q 0 0 1 rg BT 165.08 288.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 267.7333984375 m 75 267.7333984375 l s q 0 0 1 rg BT 52.50 269.07 Td (10.37) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 267.7333984375 m 561 267.7333984375 l s q 0 0 1 rg BT 106.50 269.07 Td (T) Tj ET Q q 0 0 1 rg BT 111.91 269.07 Td (echnology ) Tj ET Q q 0 0 1 rg BT 157.44 269.07 Td (Products ) Tj ET Q q 0 0 1 rg BT 196.31 269.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 233.21 269.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 284.01 269.07 Td (between ) Tj ET Q q 0 0 1 rg BT 320.34 269.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 365.02 269.07 Td (Asset ) Tj ET Q q 0 0 1 rg BT 391.11 269.07 Td (Management ) Tj ET Q q 0 0 1 rg BT 447.19 269.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 499.39 269.07 Td (and ) Tj ET Q q 0 0 1 rg BT 516.84 269.07 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 257.7333984375 m 561.001953125 257.7333984375 l s q 0 0 1 rg BT 106.50 259.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 147.27 259.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 162.75 259.07 Td (r) Tj ET Q q 0 0 1 rg BT 165.52 259.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 176.28 259.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 233.12 259.07 Td (by ) Tj ET Q q 0 0 1 rg BT 246.10 259.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 286.26 259.07 Td (to ) Tj ET Q q 0 0 1 rg BT 297.02 259.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 329.44 259.07 Td (10.8 ) Tj ET Q q 0 0 1 rg BT 349.92 259.07 Td (of ) Tj ET Q q 0 0 1 rg BT 361.23 259.07 Td (the ) Tj ET Q q 0 0 1 rg BT 376.42 259.07 Td (Company) Tj ET Q q 0 0 1 rg BT 418.09 259.07 Td (s ) Tj ET Q q 0 0 1 rg BT 424.96 259.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 449.61 259.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 468.14 259.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 489.44 259.07 Td (on ) Tj ET Q q 0 0 1 rg BT 502.42 259.07 Td (December28, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 247.7333984375 m 129.830078125 247.7333984375 l s q 0 0 1 rg BT 106.50 249.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 228.7333984375 m 75 228.7333984375 l s q 0 0 1 rg BT 52.50 230.07 Td (10.38) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 228.7333984375 m 561 228.7333984375 l s q 0 0 1 rg BT 106.50 230.07 Td (Senior ) Tj ET Q q 0 0 1 rg BT 135.18 230.07 Td (Unsecured ) Tj ET Q q 0 0 1 rg BT 180.32 230.07 Td (T) Tj ET Q q 0 0 1 rg BT 185.73 230.07 Td (erm ) Tj ET Q q 0 0 1 rg BT 203.84 230.07 Td (Loan ) Tj ET Q q 0 0 1 rg BT 226.39 230.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 275.88 230.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 300.10 230.07 Td (as ) Tj ET Q q 0 0 1 rg BT 311.00 230.07 Td (of ) Tj ET Q q 0 0 1 rg BT 321.90 230.07 Td (December ) Tj ET Q q 0 0 1 rg BT 365.55 230.07 Td (27, ) Tj ET Q q 0 0 1 rg BT 380.62 230.07 Td (2012, ) Tj ET Q q 0 0 1 rg BT 405.68 230.07 Td (among ) Tj ET Q q 0 0 1 rg BT 434.90 230.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 479.12 230.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 519.48 230.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 534.55 230.07 Td (r) Tj ET Q q 0 0 1 rg BT 537.32 230.07 Td (.l., ) Tj ET Q q 0 0 1 rg BT 550.17 230.07 Td (as ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 218.7333984375 m 561.01123046875 218.7333984375 l s q 0 0 1 rg BT 106.50 220.07 Td (Lender) Tj ET Q q 0 0 1 rg BT 134.42 220.07 Td (, ) Tj ET Q q 0 0 1 rg BT 139.58 220.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 170.56 220.07 Td (Financial ) Tj ET Q q 0 0 1 rg BT 210.44 220.07 Td (Corporation, ) Tj ET Q q 0 0 1 rg BT 263.92 220.07 Td (as ) Tj ET Q q 0 0 1 rg BT 274.92 220.07 Td (Borrower) Tj ET Q q 0 0 1 rg BT 312.84 220.07 Td (, ) Tj ET Q q 0 0 1 rg BT 318.00 220.07 Td (and ) Tj ET Q q 0 0 1 rg BT 335.10 220.07 Td (certain ) Tj ET Q q 0 0 1 rg BT 364.96 220.07 Td (subsidiaries ) Tj ET Q q 0 0 1 rg BT 414.84 220.07 Td (of ) Tj ET Q q 0 0 1 rg BT 425.84 220.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 456.82 220.07 Td (Financial ) Tj ET Q q 0 0 1 rg BT 496.69 220.07 Td (Corporation, ) Tj ET Q q 0 0 1 rg BT 550.18 220.07 Td (as ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 208.7333984375 m 555.259765625 208.7333984375 l s q 0 0 1 rg BT 106.50 210.07 Td (Guarantors ) Tj ET Q q 0 0 1 rg BT 153.43 210.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 209.79 210.07 Td (by ) Tj ET Q q 0 0 1 rg BT 222.29 210.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 261.97 210.07 Td (to ) Tj ET Q q 0 0 1 rg BT 272.25 210.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 304.20 210.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 324.20 210.07 Td (of ) Tj ET Q q 0 0 1 rg BT 335.03 210.07 Td (the ) Tj ET Q q 0 0 1 rg BT 349.74 210.07 Td (Company) Tj ET Q q 0 0 1 rg BT 391.41 210.07 Td (s ) Tj ET Q q 0 0 1 rg BT 397.80 210.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 421.97 210.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 440.02 210.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 460.85 210.07 Td (on ) Tj ET Q q 0 0 1 rg BT 473.35 210.07 Td (December ) Tj ET Q q 0 0 1 rg BT 516.93 210.07 Td (31, ) Tj ET Q q 0 0 1 rg BT 531.93 210.07 Td (2012\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 189.7333984375 m 75 189.7333984375 l s q 0 0 1 rg BT 52.50 191.07 Td (10.39) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 189.7333984375 m 560.9970703125 189.7333984375 l s q 0 0 1 rg BT 106.50 191.07 Td (Second ) Tj ET Q q 0 0 1 rg BT 139.25 191.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 192.93 191.07 Td (to ) Tj ET Q q 0 0 1 rg BT 204.96 191.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 242.14 191.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 293.32 191.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 319.22 191.07 Td (as ) Tj ET Q q 0 0 1 rg BT 331.80 191.07 Td (of ) Tj ET Q q 0 0 1 rg BT 344.38 191.07 Td (March ) Tj ET Q q 0 0 1 rg BT 374.72 191.07 Td (29, ) Tj ET Q q 0 0 1 rg BT 391.47 191.07 Td (2013, ) Tj ET Q q 0 0 1 rg BT 418.22 191.07 Td (by ) Tj ET Q q 0 0 1 rg BT 432.47 191.07 Td (and ) Tj ET Q q 0 0 1 rg BT 451.15 191.07 Td (between ) Tj ET Q q 0 0 1 rg BT 488.72 191.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 521.29 191.07 Td (Financial ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 179.7333984375 m 558.49755859375 179.7333984375 l s q 0 0 1 rg BT 106.50 181.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 157.03 181.07 Td (and ) Tj ET Q q 0 0 1 rg BT 173.19 181.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 217.06 181.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 257.06 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BT 172.60 171.07 Td (4, ) Tj ET Q q 0 0 1 rg BT 182.60 171.07 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 150.7333984375 m 75 150.7333984375 l s q 0 0 1 rg BT 52.50 152.07 Td (10.40) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 150.7333984375 m 561.009765625 150.7333984375 l s q 0 0 1 rg BT 106.50 152.07 Td (Second ) Tj ET Q q 0 0 1 rg BT 138.38 152.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 190.94 152.07 Td (to ) Tj ET Q q 0 0 1 rg BT 201.62 152.07 Td (T) Tj ET Q q 0 0 1 rg BT 207.03 152.07 Td (echnology ) Tj ET Q q 0 0 1 rg BT 251.81 152.07 Td (Products ) Tj ET Q q 0 0 1 rg BT 289.94 152.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 326.26 152.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 376.31 152.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 401.09 152.07 Td (as ) Tj ET Q q 0 0 1 rg BT 412.55 152.07 Td (of ) Tj ET Q q 0 0 1 rg BT 424.01 152.07 Td (March ) Tj ET Q q 0 0 1 rg BT 453.24 152.07 Td (29, ) Tj ET Q q 0 0 1 rg BT 468.87 152.07 Td (2013, ) Tj ET Q q 0 0 1 rg BT 494.50 152.07 Td (by ) Tj ET Q q 0 0 1 rg BT 507.63 152.07 Td (and ) Tj ET Q q 0 0 1 rg BT 525.19 152.07 Td (between ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 140.7333984375 m 560.99560546875 140.7333984375 l s q 0 0 1 rg BT 106.50 142.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 137.86 142.07 Td (Financial ) Tj ET Q q 0 0 1 rg BT 178.11 142.07 Td (Corporation ) Tj ET Q q 0 0 1 rg BT 229.47 142.07 Td (and ) Tj ET Q q 0 0 1 rg BT 246.27 142.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 290.97 142.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 331.79 142.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 347.33 142.07 Td (r) Tj ET Q q 0 0 1 rg BT 350.11 142.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 360.92 142.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 417.82 142.07 Td (by ) Tj ET Q q 0 0 1 rg BT 430.86 142.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 471.08 142.07 Td (to ) Tj ET Q q 0 0 1 rg BT 481.89 142.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 514.37 142.07 Td (10.2 ) Tj ET Q q 0 0 1 rg BT 534.91 142.07 Td (of ) Tj ET Q q 0 0 1 rg BT 546.28 142.07 Td (the ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 130.7333984375 m 286.490234375 130.7333984375 l s q 0 0 1 rg BT 106.50 132.07 Td (Company) Tj ET Q q 0 0 1 rg BT 148.17 132.07 Td (s ) Tj ET Q q 0 0 1 rg BT 154.56 132.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 178.73 132.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 196.78 132.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 217.60 132.07 Td (on ) Tj ET Q q 0 0 1 rg BT 229.55 132.07 Td (April ) Tj ET Q q 0 0 1 rg BT 253.16 132.07 Td (4, ) Tj ET Q q 0 0 1 rg BT 263.16 132.07 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 111.7333984375 m 75 111.7333984375 l s q 0 0 1 rg BT 52.50 113.07 Td (10.41) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 111.7333984375 m 561.0048828125 111.7333984375 l s q 0 0 1 rg BT 106.50 113.07 Td (Second ) Tj ET Q q 0 0 1 rg BT 138.15 113.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 190.41 113.07 Td (to ) Tj ET Q q 0 0 1 rg BT 201.03 113.07 Td (Data ) Tj ET Q q 0 0 1 rg BT 222.74 113.07 Td (Center ) Tj ET Q q 0 0 1 rg BT 252.22 113.07 Td (and ) Tj ET Q q 0 0 1 rg BT 269.50 113.07 Td (Disaster ) Tj ET Q q 0 0 1 rg BT 305.10 113.07 Td (Recovery ) Tj ET Q q 0 0 1 rg BT 346.25 113.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 382.33 113.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 432.09 113.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 456.58 113.07 Td (as ) Tj ET Q q 0 0 1 rg BT 467.74 113.07 Td (of ) Tj ET Q q 0 0 1 rg BT 478.91 113.07 Td (March ) Tj ET Q q 0 0 1 rg 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529.06 103.07 Td (Exhibit ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 91.7333984375 m 332.037109375 91.7333984375 l s q 0 0 1 rg BT 106.50 93.07 Td (10.3 ) Tj ET Q q 0 0 1 rg BT 126.50 93.07 Td (of ) Tj ET Q q 0 0 1 rg BT 137.33 93.07 Td (the ) Tj ET Q q 0 0 1 rg BT 152.05 93.07 Td (Company) Tj ET Q q 0 0 1 rg BT 193.71 93.07 Td (s ) Tj ET Q q 0 0 1 rg BT 200.10 93.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 224.27 93.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 242.33 93.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 263.15 93.07 Td (on ) Tj ET Q q 0 0 1 rg BT 275.10 93.07 Td (April ) Tj ET Q q 0 0 1 rg BT 298.71 93.07 Td (4, ) Tj ET Q q 0 0 1 rg BT 308.71 93.07 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 72.7333984375 m 75 72.7333984375 l s q 0 0 1 rg BT 52.50 74.07 Td (10.42) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT 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(s ) Tj ET Q q 0 0 1 rg BT 497.91 718.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 522.10 718.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 540.18 718.07 Td (filed ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 706.7333984375 m 175.38671875 706.7333984375 l s q 0 0 1 rg BT 106.50 708.07 Td (on ) Tj ET Q q 0 0 1 rg BT 118.45 708.07 Td (April ) Tj ET Q q 0 0 1 rg BT 142.06 708.07 Td (4, ) Tj ET Q q 0 0 1 rg BT 152.06 708.07 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 687.7333984375 m 75 687.7333984375 l s q 0 0 1 rg BT 52.50 689.07 Td (10.44) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 687.7333984375 m 560.998046875 687.7333984375 l s q 0 0 1 rg BT 106.50 689.07 Td (First ) Tj ET Q q 0 0 1 rg BT 126.25 689.07 Td 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(Servicing, ) Tj ET Q q 0 0 1 rg BT 194.83 679.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 214.42 679.07 Td (and ) Tj ET Q q 0 0 1 rg BT 232.22 679.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 278.19 679.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 320.29 679.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 337.11 679.07 Td (r) Tj ET Q q 0 0 1 rg BT 339.89 679.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 351.98 679.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 410.16 679.07 Td (by ) Tj ET Q q 0 0 1 rg BT 424.47 679.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 465.97 679.07 Td (to ) Tj ET Q q 0 0 1 rg BT 478.06 679.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 511.82 679.07 Td (10.6 ) Tj ET Q q 0 0 1 rg BT 533.64 679.07 Td (of ) Tj ET Q q 0 0 1 rg BT 546.28 679.07 Td (the ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 667.7333984375 m 286.490234375 667.7333984375 l s q 0 0 1 rg BT 106.50 669.07 Td (Company) Tj ET Q q 0 0 1 rg BT 148.17 669.07 Td (s ) Tj ET Q q 0 0 1 rg BT 154.56 669.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 178.73 669.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 196.78 669.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 217.60 669.07 Td (on ) Tj ET Q q 0 0 1 rg BT 229.55 669.07 Td (April ) Tj ET Q q 0 0 1 rg BT 253.16 669.07 Td (4, ) Tj ET Q q 0 0 1 rg BT 263.16 669.07 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 648.7333984375 m 75 648.7333984375 l s q 0 0 1 rg BT 52.50 650.07 Td (10.45) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 648.7333984375 m 561.009765625 648.7333984375 l s q 0 0 1 rg BT 106.50 650.07 Td (First ) Tj ET Q q 0 0 1 rg BT 126.76 650.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 178.65 650.07 Td (to ) Tj ET Q q 0 0 1 rg BT 188.89 650.07 Td (Data ) Tj ET Q q 0 0 1 rg BT 210.23 650.07 Td (Center ) Tj ET Q q 0 0 1 rg BT 239.35 650.07 Td (and ) Tj ET Q q 0 0 1 rg BT 256.25 650.07 Td (Disaster ) Tj ET Q q 0 0 1 rg BT 291.47 650.07 Td (Recovery ) Tj ET Q q 0 0 1 rg BT 332.25 650.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 368.05 650.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 417.43 650.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 441.55 650.07 Td (as ) Tj ET Q q 0 0 1 rg BT 452.34 650.07 Td (of ) Tj ET Q q 0 0 1 rg BT 463.13 650.07 Td (March ) Tj ET Q q 0 0 1 rg BT 491.69 650.07 Td (29, ) Tj ET Q q 0 0 1 rg BT 506.65 650.07 Td (2013, ) Tj ET Q q 0 0 1 rg BT 531.61 650.07 Td (by ) Tj ET Q q 0 0 1 rg BT 544.07 650.07 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 638.7333984375 m 561.01220703125 638.7333984375 l s q 0 0 1 rg BT 106.50 640.07 Td (between ) Tj ET Q q 0 0 1 rg BT 142.73 640.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 173.97 640.07 Td (Mortgage ) Tj ET Q q 0 0 1 rg BT 215.77 640.07 Td (Servicing, ) Tj ET Q q 0 0 1 rg BT 259.51 640.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 277.69 640.07 Td (and ) Tj ET Q q 0 0 1 rg BT 294.41 640.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 338.98 640.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 379.68 640.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 395.10 640.07 Td (r) Tj ET Q q 0 0 1 rg BT 397.88 640.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 408.58 640.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 465.36 640.07 Td (by ) Tj ET Q q 0 0 1 rg BT 478.27 640.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 518.37 640.07 Td (to ) Tj ET Q q 0 0 1 rg BT 529.07 640.07 Td (Exhibit ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 628.7333984375 m 332.037109375 628.7333984375 l s q 0 0 1 rg BT 106.50 630.07 Td (10.7 ) Tj ET Q q 0 0 1 rg BT 126.50 630.07 Td (of ) Tj ET Q q 0 0 1 rg BT 137.33 630.07 Td (the ) Tj ET Q q 0 0 1 rg BT 152.05 630.07 Td (Company) Tj ET Q q 0 0 1 rg BT 193.71 630.07 Td (s ) Tj ET Q q 0 0 1 rg BT 200.10 630.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 224.27 630.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 242.33 630.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 263.15 630.07 Td (on ) Tj ET Q q 0 0 1 rg BT 275.10 630.07 Td (April ) Tj ET Q q 0 0 1 rg BT 298.71 630.07 Td (4, ) Tj ET Q q 0 0 1 rg BT 308.71 630.07 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 609.7333984375 m 75 609.7333984375 l s q 0 0 1 rg BT 52.50 611.07 Td (10.46) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 609.7333984375 m 561.0087890625 609.7333984375 l s q 0 0 1 rg BT 106.50 611.07 Td (First ) Tj ET Q q 0 0 1 rg BT 126.13 611.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 177.22 611.07 Td (to ) Tj ET Q q 0 0 1 rg BT 186.65 611.07 Td (Intellectual ) Tj ET Q q 0 0 1 rg BT 233.28 611.07 Td (Property ) Tj ET Q q 0 0 1 rg BT 269.01 611.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 317.59 611.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 340.90 611.07 Td (as ) Tj ET Q q 0 0 1 rg BT 350.89 611.07 Td (of ) Tj ET Q q 0 0 1 rg BT 360.87 611.07 Td (March ) Tj ET Q q 0 0 1 rg BT 388.63 611.07 Td (29, ) Tj ET Q q 0 0 1 rg BT 402.78 611.07 Td (2013, ) Tj ET Q q 0 0 1 rg BT 426.94 611.07 Td (by ) Tj ET Q q 0 0 1 rg BT 438.59 611.07 Td (and ) Tj ET Q q 0 0 1 rg BT 454.69 611.07 Td (between ) Tj ET Q q 0 0 1 rg BT 489.66 611.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 519.63 611.07 Td (Mortgage ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 599.7333984375 m 561.01416015625 599.7333984375 l s q 0 0 1 rg BT 106.50 601.07 Td (Servicing, ) Tj ET Q q 0 0 1 rg BT 149.57 601.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 167.09 601.07 Td (and ) Tj ET Q q 0 0 1 rg BT 183.27 601.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 227.18 601.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 267.21 601.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 281.96 601.07 Td (r) Tj ET Q q 0 0 1 rg BT 284.73 601.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 294.76 601.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 350.87 601.07 Td (by ) Tj ET Q q 0 0 1 rg BT 363.11 601.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 402.54 601.07 Td (to ) Tj ET Q q 0 0 1 rg BT 412.57 601.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 444.26 601.07 Td (10.8 ) Tj ET Q q 0 0 1 rg BT 464.00 601.07 Td (of ) Tj ET Q q 0 0 1 rg BT 474.58 601.07 Td (the ) Tj ET Q q 0 0 1 rg BT 489.04 601.07 Td (Company) Tj ET Q q 0 0 1 rg BT 530.71 601.07 Td (s ) Tj ET Q q 0 0 1 rg BT 536.84 601.07 Td (Form ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 589.7333984375 m 214.263671875 589.7333984375 l s q 0 0 1 rg BT 106.50 591.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 124.55 591.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 145.38 591.07 Td (on ) Tj ET Q q 0 0 1 rg BT 157.33 591.07 Td (April ) Tj ET Q q 0 0 1 rg BT 180.93 591.07 Td (4, ) Tj ET Q q 0 0 1 rg BT 190.93 591.07 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 570.7333984375 m 75 570.7333984375 l s q 0 0 1 rg BT 52.50 572.07 Td (10.47) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 570.7333984375 m 561.0107421875 570.7333984375 l s q 0 0 1 rg BT 106.50 572.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 156.00 572.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 180.24 572.07 Td (as ) Tj ET Q q 0 0 1 rg BT 191.15 572.07 Td (of ) Tj ET Q q 0 0 1 rg BT 201.49 572.07 Td (April ) Tj ET Q q 0 0 1 rg BT 225.18 572.07 Td (12, ) Tj ET Q q 0 0 1 rg BT 240.26 572.07 Td (2013, ) Tj ET Q q 0 0 1 rg BT 265.34 572.07 Td (by ) Tj ET Q q 0 0 1 rg BT 277.92 572.07 Td (and ) Tj ET Q q 0 0 1 rg BT 294.94 572.07 Td (among ) Tj ET Q q 0 0 1 rg BT 324.17 572.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 368.41 572.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 408.77 572.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 423.85 572.07 Td (r) Tj ET Q q 0 0 1 rg BT 426.63 572.07 Td (.l., ) Tj ET Q q 0 0 1 rg BT 439.49 572.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 470.39 572.07 Td (Financial ) Tj ET Q q 0 0 1 rg BT 510.19 572.07 Td (Corporation ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 560.7333984375 m 561.005859375 560.7333984375 l s q 0 0 1 rg BT 106.50 562.07 Td (and ) Tj ET Q q 0 0 1 rg BT 123.24 562.07 Td (Ocwen ) Tj ET Q q 0 0 1 rg BT 153.87 562.07 Td (Mortgage ) Tj ET Q q 0 0 1 rg BT 195.05 562.07 Td (Servicing, ) Tj ET Q q 0 0 1 rg BT 238.18 562.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 255.75 562.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 311.91 562.07 Td (by ) Tj ET Q q 0 0 1 rg BT 324.22 562.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 363.70 562.07 Td (to ) Tj ET Q q 0 0 1 rg BT 373.79 562.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 405.53 562.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 425.34 562.07 Td (of ) Tj ET Q q 0 0 1 rg BT 435.97 562.07 Td (the ) Tj ET Q q 0 0 1 rg BT 450.49 562.07 Td (Company) Tj ET Q q 0 0 1 rg BT 492.16 562.07 Td (s ) Tj ET Q q 0 0 1 rg BT 498.35 562.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 522.33 562.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 540.18 562.07 Td (filed ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 550.7333984375 m 180.38671875 550.7333984375 l s q 0 0 1 rg BT 106.50 552.07 Td (on ) Tj ET Q q 0 0 1 rg BT 118.45 552.07 Td (April ) Tj ET Q q 0 0 1 rg BT 142.06 552.07 Td (18, ) Tj ET Q q 0 0 1 rg BT 157.06 552.07 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 531.7333984375 m 75 531.7333984375 l s q 0 0 1 rg BT 52.50 533.07 Td (10.48) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 531.7333984375 m 561.00439453125 531.7333984375 l s q 0 0 1 rg BT 106.50 533.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 158.03 533.07 Td (No. ) Tj ET Q q 0 0 1 rg BT 174.85 533.07 Td (1 ) Tj ET Q q 0 0 1 rg BT 181.94 533.07 Td (to ) Tj ET Q q 0 0 1 rg BT 191.82 533.07 Td (Credit ) Tj ET Q q 0 0 1 rg BT 218.45 533.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 267.47 533.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 291.22 533.07 Td (as ) Tj ET Q q 0 0 1 rg BT 301.64 533.07 Td (of ) Tj ET Q q 0 0 1 rg BT 312.07 533.07 Td (May7, ) Tj ET Q q 0 0 1 rg BT 342.50 533.07 Td (2013, ) Tj ET Q q 0 0 1 rg BT 367.09 533.07 Td (among ) Tj ET Q q 0 0 1 rg BT 395.94 533.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 439.69 533.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 479.58 533.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 494.18 533.07 Td (r) Tj ET Q q 0 0 1 rg BT 496.95 533.07 Td (.l., ) Tj ET Q q 0 0 1 rg BT 509.33 533.07 Td (as ) Tj ET Q q 0 0 1 rg BT 519.75 533.07 Td (borrower) Tj ET Q q 0 0 1 rg BT 556.00 533.07 Td (, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 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q 0 0 1 rg BT 106.50 503.07 Td (May13, ) Tj ET Q q 0 0 1 rg BT 142.33 503.07 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 482.7333984375 m 75 482.7333984375 l s q 0 0 1 rg BT 52.50 484.07 Td (10.49) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 482.7333984375 m 561 482.7333984375 l s q 0 0 1 rg BT 106.50 484.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 159.15 484.07 Td (No. ) Tj ET Q q 0 0 1 rg BT 177.08 484.07 Td (2 ) Tj ET Q q 0 0 1 rg BT 185.29 484.07 Td (to ) Tj ET Q q 0 0 1 rg BT 196.29 484.07 Td (Credit ) Tj ET Q q 0 0 1 rg BT 223.78 484.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 273.92 484.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 298.79 484.07 Td (as ) Tj ET Q q 0 0 1 rg BT 310.33 484.07 Td (of ) Tj ET Q q 0 0 1 rg BT 321.88 484.07 Td (December ) Tj ET Q q 0 0 1 rg BT 366.17 484.07 Td (9, ) Tj ET Q q 0 0 1 rg BT 376.88 484.07 Td (2013, ) Tj ET Q q 0 0 1 rg BT 402.60 484.07 Td (among ) Tj ET Q q 0 0 1 rg BT 432.32 484.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 477.19 484.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 518.19 484.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 533.90 484.07 Td (r) Tj ET Q q 0 0 1 rg BT 536.68 484.07 Td (.l., ) Tj ET Q q 0 0 1 rg BT 550.17 484.07 Td (as ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 472.7333984375 m 561.0048828125 472.7333984375 l s q 0 0 1 rg BT 106.50 474.07 Td (borrower) Tj ET Q q 0 0 1 rg BT 142.75 474.07 Td (, ) Tj ET Q q 0 0 1 rg BT 147.51 474.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 192.07 474.07 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 230.52 474.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 271.21 474.07 Td (S.A., ) Tj ET Q q 0 0 1 rg BT 294.40 474.07 Td (Bank ) Tj ET Q q 0 0 1 rg BT 318.40 474.07 Td (of ) Tj ET Q q 0 0 1 rg BT 328.99 474.07 Td (America, 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Tj ET Q q 0 0 1 rg BT 396.17 464.07 Td (s ) Tj ET Q q 0 0 1 rg BT 402.40 464.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 426.41 464.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 444.29 464.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 464.96 464.07 Td (on ) Tj ET Q q 0 0 1 rg BT 477.30 464.07 Td (December ) Tj ET Q q 0 0 1 rg BT 520.72 464.07 Td (1) Tj ET Q q 0 0 1 rg BT 525.35 464.07 Td (1, ) Tj ET Q q 0 0 1 rg BT 535.18 464.07 Td (2013\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 443.7333984375 m 75 443.7333984375 l s q 0 0 1 rg BT 52.50 445.07 Td (10.50) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 443.7333984375 m 561.01123046875 443.7333984375 l s q 0 0 1 rg BT 106.50 445.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 157.41 445.07 Td (No. ) Tj ET Q q 0 0 1 rg BT 173.61 445.07 Td (3 ) Tj ET Q q 0 0 1 rg BT 180.09 445.07 Td (to ) Tj ET Q q 0 0 1 rg BT 189.35 445.07 Td (Credit ) Tj ET Q q 0 0 1 rg BT 215.49 445.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 263.90 445.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 287.03 445.07 Td (as ) Tj ET Q q 0 0 1 rg BT 296.84 445.07 Td (of ) Tj ET Q q 0 0 1 rg BT 306.32 445.07 Td (August1, ) Tj ET Q q 0 0 1 rg BT 346.69 445.07 Td (2014, ) Tj ET Q q 0 0 1 rg BT 370.67 445.07 Td (among ) Tj ET Q q 0 0 1 rg BT 399.04 445.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 442.17 445.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 481.44 445.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 495.42 445.07 Td (r) Tj ET Q q 0 0 1 rg BT 498.20 445.07 Td (.l., ) Tj ET Q q 0 0 1 rg BT 509.95 445.07 Td (as ) Tj ET Q q 0 0 1 rg BT 519.76 445.07 Td (borrower) Tj ET Q q 0 0 1 rg BT 556.01 445.07 Td (, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 433.7333984375 m 561.00048828125 433.7333984375 l s q 0 0 1 rg BT 106.50 435.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 150.46 435.07 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 188.32 435.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 228.41 435.07 Td (S.A., ) Tj ET Q q 0 0 1 rg BT 250.99 435.07 Td (Bank ) Tj ET Q q 0 0 1 rg BT 274.40 435.07 Td (of ) Tj ET Q q 0 0 1 rg BT 284.53 435.07 Td (America, ) Tj ET Q q 0 0 1 rg BT 323.75 435.07 Td (N.A., ) Tj ET Q q 0 0 1 rg BT 348.00 435.07 Td (as ) Tj ET Q q 0 0 1 rg BT 358.12 435.07 Td (Administrative ) Tj ET Q q 0 0 1 rg BT 419.91 435.07 Td (Agent ) Tj ET Q q 0 0 1 rg BT 446.65 435.07 Td (and ) Tj ET Q q 0 0 1 rg BT 463.39 435.07 Td (incremental ) Tj ET Q q 0 0 1 rg BT 512.89 435.07 Td (term ) Tj ET Q q 0 0 1 rg BT 533.52 435.07 Td (lender ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 423.7333984375 m 560.9990234375 423.7333984375 l s q 0 0 1 rg BT 106.50 425.07 Td (and ) Tj ET Q q 0 0 1 rg BT 123.17 425.07 Td (the ) Tj ET Q q 0 0 1 rg BT 137.62 425.07 Td (other ) Tj ET Q q 0 0 1 rg BT 160.40 425.07 Td (lenders ) Tj ET Q q 0 0 1 rg BT 191.51 425.07 Td (party ) Tj ET Q q 0 0 1 rg BT 214.29 425.07 Td (thereto ) Tj ET Q q 0 0 1 rg BT 244.29 425.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 300.38 425.07 Td (by ) Tj ET Q q 0 0 1 rg BT 312.62 425.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 352.03 425.07 Td (to ) Tj ET Q q 0 0 1 rg BT 362.04 425.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 393.72 425.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 413.45 425.07 Td (of ) Tj ET Q q 0 0 1 rg BT 424.01 425.07 Td (the ) Tj ET Q q 0 0 1 rg BT 438.46 425.07 Td (Company) Tj ET Q q 0 0 1 rg BT 480.13 425.07 Td (s ) Tj ET Q q 0 0 1 rg BT 486.25 425.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 510.16 425.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 527.94 425.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.50 425.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 413.7333984375 m 171.2216796875 413.7333984375 l s q 0 0 1 rg BT 106.50 415.07 Td (August6, ) Tj ET Q q 0 0 1 rg BT 147.89 415.07 Td 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1 rg BT 389.44 396.07 Td (to ) Tj ET Q q 0 0 1 rg BT 399.82 396.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 431.87 396.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 451.98 396.07 Td (of ) Tj ET Q q 0 0 1 rg BT 462.91 396.07 Td (the ) Tj ET Q q 0 0 1 rg BT 477.73 396.07 Td (Company) Tj ET Q q 0 0 1 rg BT 519.40 396.07 Td (s ) Tj ET Q q 0 0 1 rg BT 525.90 396.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 550.17 396.07 Td (8-) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 384.7333984375 m 210.93359375 384.7333984375 l s q 0 0 1 rg BT 106.50 386.07 Td (K ) Tj ET Q q 0 0 1 rg BT 116.22 386.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 137.05 386.07 Td (on ) Tj ET Q q 0 0 1 rg BT 149.00 386.07 Td (April ) Tj ET Q q 0 0 1 rg BT 172.60 386.07 Td (21, ) Tj ET Q q 0 0 1 rg BT 187.60 386.07 Td (2015\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 365.7333984375 m 75 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BT 197.86 201.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 237.54 201.07 Td (to ) Tj ET Q q 0 0 1 rg BT 247.82 201.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 279.77 201.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 299.77 201.07 Td (of ) Tj ET Q q 0 0 1 rg BT 310.60 201.07 Td (the ) Tj ET Q q 0 0 1 rg BT 325.31 201.07 Td (Company) Tj ET Q q 0 0 1 rg BT 366.98 201.07 Td (s ) Tj ET Q q 0 0 1 rg BT 373.37 201.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 397.54 201.07 Td (10-Q ) Tj ET Q q 0 0 1 rg BT 420.59 201.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 441.42 201.07 Td (on ) Tj ET Q q 0 0 1 rg BT 453.92 201.07 Td (October ) Tj ET Q q 0 0 1 rg BT 488.62 201.07 Td (27, ) Tj ET Q q 0 0 1 rg BT 503.62 201.07 Td (2016\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 180.7333984375 m 75 180.7333984375 l s q 0 0 1 rg BT 52.50 182.07 Td (10.58) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 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ET Q q 0 0 1 rg BT 345.05 46.07 Td (on ) Tj ET Q q 0 0 1 rg BT 357.00 46.07 Td (April ) Tj ET Q q 0 0 1 rg BT 380.61 46.07 Td (13, ) Tj ET Q q 0 0 1 rg BT 395.61 46.07 Td (2017\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL endstream endobj 215 0 obj <>] /Rotate 0 /Contents 216 0 R>> endobj 216 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 24.60 Td (107) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 725.7333984375 m 75 725.7333984375 l s q 0 0 1 rg BT 52.50 727.07 Td (10.63) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 727.07 Td ( ) Tj ET Q BT /F1 10.00 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0 d 1 J 1 j 3 M 106.5 686.7333984375 m 337.037109375 686.7333984375 l s q 0 0 1 rg BT 106.50 688.07 Td (10.4 ) Tj ET Q q 0 0 1 rg BT 126.50 688.07 Td (of ) Tj ET Q q 0 0 1 rg BT 137.33 688.07 Td (the ) Tj ET Q q 0 0 1 rg BT 152.05 688.07 Td (Company) Tj ET Q q 0 0 1 rg BT 193.71 688.07 Td (s ) Tj ET Q q 0 0 1 rg BT 200.10 688.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 224.27 688.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 242.33 688.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 263.15 688.07 Td (on ) Tj ET Q q 0 0 1 rg BT 275.10 688.07 Td (April ) Tj ET Q q 0 0 1 rg BT 298.71 688.07 Td (13, ) Tj ET Q q 0 0 1 rg BT 313.71 688.07 Td (2017\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 667.7333984375 m 75 667.7333984375 l s q 0 0 1 rg BT 52.50 669.07 Td (10.65) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 669.07 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 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BT 333.38 582.07 Td (28, ) Tj ET Q q 0 0 1 rg BT 348.83 582.07 Td (2017, ) Tj ET Q q 0 0 1 rg BT 374.27 582.07 Td (between ) Tj ET Q q 0 0 1 rg BT 410.53 582.07 Td (REALHome ) Tj ET Q q 0 0 1 rg BT 464.01 582.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 500.83 582.07 Td (and ) Tj ET Q q 0 0 1 rg BT 518.21 582.07 Td (Solutions, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 570.7333984375 m 561.00927734375 570.7333984375 l s q 0 0 1 rg BT 106.50 572.07 Td (Inc., ) Tj ET Q q 0 0 1 rg BT 127.03 572.07 Td (REALHome ) Tj ET Q q 0 0 1 rg BT 180.35 572.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 216.99 572.07 Td (and ) Tj ET Q q 0 0 1 rg BT 234.20 572.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 274.75 572.07 Td (- ) Tj ET Q q 0 0 1 rg BT 280.85 572.07 Td (CT) Tj ET Q q 0 0 1 rg BT 292.88 572.07 Td (, ) Tj ET Q q 0 0 1 rg BT 298.15 572.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 316.18 572.07 Td (and ) Tj ET Q q 0 0 1 rg BT 333.39 572.07 Td (New ) Tj ET Q q 0 0 1 rg BT 355.04 572.07 Td (Residential ) Tj ET Q q 0 0 1 rg BT 402.79 572.07 Td (Sales ) Tj ET Q q 0 0 1 rg BT 426.67 572.07 Td (Corp. ) Tj ET Q q 0 0 1 rg BT 451.93 572.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 508.56 572.07 Td (by ) Tj ET Q q 0 0 1 rg BT 521.33 572.07 Td (reference ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 560.7333984375 m 395.9091796875 560.7333984375 l s q 0 0 1 rg BT 106.50 562.07 Td (to ) Tj ET Q q 0 0 1 rg BT 116.78 562.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 148.72 562.07 Td (10.8 ) Tj ET Q q 0 0 1 rg BT 168.72 562.07 Td (of ) Tj ET Q q 0 0 1 rg BT 179.55 562.07 Td (the ) Tj ET Q q 0 0 1 rg BT 194.27 562.07 Td (Company) Tj ET Q q 0 0 1 rg BT 235.93 562.07 Td (s ) Tj ET Q q 0 0 1 rg BT 242.33 562.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 266.50 562.07 Td (10-Q ) Tj ET Q q 0 0 1 rg BT 289.55 562.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 310.37 562.07 Td (on ) Tj ET Q q 0 0 1 rg BT 322.87 562.07 Td (October26, ) Tj ET Q q 0 0 1 rg BT 372.58 562.07 Td (2017\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 541.7333984375 m 75 541.7333984375 l s q 0 0 1 rg BT 52.50 543.07 Td (10.69) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 543.07 Td ( **) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 541.7333984375 m 561.009765625 541.7333984375 l s q 0 0 1 rg BT 106.50 543.07 Td (Letter ) Tj ET Q q 0 0 1 rg BT 133.16 543.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 183.66 543.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 208.90 543.07 Td (as ) Tj ET Q q 0 0 1 rg BT 220.80 543.07 Td (of ) Tj ET Q q 0 0 1 rg BT 231.92 543.07 Td (August ) Tj ET Q q 0 0 1 rg BT 264.39 543.07 Td (28, ) Tj ET Q q 0 0 1 rg BT 280.47 543.07 Td (2017, ) Tj ET Q q 0 0 1 rg BT 306.55 543.07 Td (between ) Tj ET Q q 0 0 1 rg BT 343.44 543.07 Td (New ) Tj ET Q q 0 0 1 rg BT 365.90 543.07 Td (Residential ) Tj ET Q q 0 0 1 rg BT 414.47 543.07 Td (Investment ) Tj ET Q q 0 0 1 rg BT 462.48 543.07 Td (Corp., ) Tj ET Q q 0 0 1 rg BT 491.06 543.07 Td (New ) Tj ET Q q 0 0 1 rg BT 513.52 543.07 Td (Residential ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 531.7333984375 m 561.0126953125 531.7333984375 l s q 0 0 1 rg BT 106.50 533.07 Td (Mortgage ) Tj ET Q q 0 0 1 rg BT 148.99 533.07 Td (LLC, ) Tj ET Q q 0 0 1 rg BT 173.99 533.07 Td (REALHome ) Tj ET Q q 0 0 1 rg BT 228.15 533.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 265.65 533.07 Td (and ) Tj ET Q q 0 0 1 rg BT 283.70 533.07 Td (Solutions, ) Tj ET Q q 0 0 1 rg BT 327.60 533.07 Td (Inc., ) Tj ET Q q 0 0 1 rg BT 348.99 533.07 Td (REALHome ) Tj ET Q q 0 0 1 rg BT 403.15 533.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 440.64 533.07 Td (and ) Tj ET Q q 0 0 1 rg BT 458.69 533.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 500.10 533.07 Td (- ) Tj ET Q q 0 0 1 rg BT 507.04 533.07 Td (CT) Tj ET Q q 0 0 1 rg BT 519.08 533.07 Td (, ) Tj ET Q q 0 0 1 rg BT 525.19 533.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 544.07 533.07 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 521.7333984375 m 561.0107421875 521.7333984375 l s q 0 0 1 rg BT 106.50 523.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 151.72 523.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 193.08 523.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 209.15 523.07 Td (r) Tj ET Q q 0 0 1 rg BT 211.93 523.07 Td (.l. ) Tj ET Q q 0 0 1 rg BT 223.27 523.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 280.70 523.07 Td (by ) Tj ET Q q 0 0 1 rg BT 294.27 523.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 335.02 523.07 Td (to ) Tj ET Q q 0 0 1 rg BT 346.37 523.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 379.38 523.07 Td (10.9 ) Tj ET Q q 0 0 1 rg BT 400.45 523.07 Td (of ) Tj ET Q q 0 0 1 rg BT 412.35 523.07 Td (the ) Tj ET Q q 0 0 1 rg BT 428.13 523.07 Td (Company) Tj ET Q q 0 0 1 rg BT 469.80 523.07 Td (s ) Tj ET Q q 0 0 1 rg BT 477.26 523.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 502.50 523.07 Td (10-Q ) Tj ET Q q 0 0 1 rg BT 526.62 523.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.51 523.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 511.7333984375 m 179.537109375 511.7333984375 l s q 0 0 1 rg BT 106.50 513.07 Td (October26, ) Tj ET Q q 0 0 1 rg BT 156.21 513.07 Td (2017\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 492.7333984375 m 75 492.7333984375 l s q 0 0 1 rg BT 52.50 494.07 Td (10.70) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 492.7333984375 m 560.9970703125 492.7333984375 l s q 0 0 1 rg BT 106.50 494.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 159.89 494.07 Td (No. ) Tj ET Q q 0 0 1 rg BT 178.56 494.07 Td (4 ) Tj ET Q q 0 0 1 rg BT 187.52 494.07 Td (to ) Tj ET Q q 0 0 1 rg BT 199.25 494.07 Td (Credit ) Tj ET Q q 0 0 1 rg BT 227.33 494.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 278.21 494.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 303.82 494.07 Td (as ) Tj ET Q q 0 0 1 rg BT 316.10 494.07 Td (of ) Tj ET Q q 0 0 1 rg BT 328.39 494.07 Td (December ) Tj ET Q q 0 0 1 rg BT 373.43 494.07 Td (1, ) Tj ET Q q 0 0 1 rg BT 384.88 494.07 Td (2017, ) Tj ET Q q 0 0 1 rg BT 411.33 494.07 Td (among ) Tj ET Q q 0 0 1 rg BT 441.63 494.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 487.24 494.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 528.99 494.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 545.44 494.07 Td (r) Tj ET Q q 0 0 1 rg BT 548.22 494.07 Td (.l., ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 482.7333984375 m 560.9970703125 482.7333984375 l s q 0 0 1 rg BT 106.50 484.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 150.58 484.07 Td (Holdings ) Tj ET Q q 0 0 1 rg BT 189.67 484.07 Td (S. ) Tj ET Q q 0 0 1 rg BT 204.59 484.07 Td (r) Tj ET Q q 0 0 1 rg BT 207.37 484.07 Td (.l., ) Tj ET Q q 0 0 1 rg BT 219.53 484.07 Td (Altisource ) Tj ET Q q 0 0 1 rg BT 263.61 484.07 Td (Portfolio ) Tj ET Q q 0 0 1 rg BT 301.59 484.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 341.80 484.07 Td (S.A., ) Tj ET Q q 0 0 1 rg BT 364.51 484.07 Td (Bank ) Tj ET Q q 0 0 1 rg BT 388.04 484.07 Td (of ) Tj ET Q q 0 0 1 rg BT 398.25 484.07 Td (America, ) Tj ET Q q 0 0 1 rg BT 437.60 484.07 Td (N.A, ) Tj ET Q q 0 0 1 rg BT 459.46 484.07 Td (as ) Tj ET Q q 0 0 1 rg BT 469.68 484.07 Td (Administrative ) Tj ET Q q 0 0 1 rg BT 531.56 484.07 Td (Agent, ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 472.7333984375 m 561.0146484375 472.7333984375 l s q 0 0 1 rg BT 106.50 474.07 Td (and ) Tj ET Q q 0 0 1 rg BT 124.32 474.07 Td (the ) Tj ET Q q 0 0 1 rg BT 139.91 474.07 Td (Lenders ) Tj ET Q q 0 0 1 rg BT 175.50 474.07 Td (party ) Tj ET Q q 0 0 1 rg BT 199.42 474.07 Td (thereto ) Tj ET Q q 0 0 1 rg BT 230.56 474.07 Td (\(incorporated ) Tj ET Q q 0 0 1 rg BT 287.80 474.07 Td (by ) Tj ET Q q 0 0 1 rg BT 301.18 474.07 Td (reference ) Tj ET Q q 0 0 1 rg BT 341.74 474.07 Td (to ) Tj ET Q q 0 0 1 rg BT 352.90 474.07 Td (Exhibit ) Tj ET Q q 0 0 1 rg BT 385.72 474.07 Td (10.1 ) Tj ET Q q 0 0 1 rg BT 406.60 474.07 Td (of ) Tj ET Q q 0 0 1 rg BT 418.30 474.07 Td (the ) Tj ET Q q 0 0 1 rg BT 433.90 474.07 Td (Company) Tj ET Q q 0 0 1 rg BT 475.56 474.07 Td (s ) Tj ET Q q 0 0 1 rg BT 482.83 474.07 Td (Form ) Tj ET Q q 0 0 1 rg BT 507.88 474.07 Td (8-K ) Tj ET Q q 0 0 1 rg BT 526.81 474.07 Td (filed ) Tj ET Q q 0 0 1 rg BT 548.51 474.07 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 462.7333984375 m 183.4140625 462.7333984375 l s q 0 0 1 rg BT 106.50 464.07 Td (December7, ) Tj ET Q q 0 0 1 rg BT 160.08 464.07 Td (2017\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 443.7333984375 m 75 443.7333984375 l s q 0 0 1 rg BT 52.50 445.07 Td (10.71) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 445.07 Td ( *) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 82.50 449.60 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 445.07 Td (**) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 443.7333984375 m 561.0029296875 443.7333984375 l s q 0 0 1 rg BT 106.50 445.07 Td (First ) Tj ET Q q 0 0 1 rg BT 126.42 445.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 177.87 445.07 Td (to ) Tj ET Q q 0 0 1 rg BT 187.67 445.07 Td (the ) Tj ET Q q 0 0 1 rg BT 201.91 445.07 Td (Cooperative ) Tj ET Q q 0 0 1 rg BT 252.80 445.07 Td (Brokerage ) Tj ET Q q 0 0 1 rg BT 296.02 445.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 344.97 445.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 368.64 445.07 Td (as ) Tj ET Q q 0 0 1 rg BT 379.00 445.07 Td (of ) Tj ET Q q 0 0 1 rg BT 389.35 445.07 Td (November ) Tj ET Q q 0 0 1 rg BT 433.58 445.07 Td (16, ) Tj ET Q q 0 0 1 rg BT 448.10 445.07 Td (2017, ) Tj ET Q q 0 0 1 rg BT 472.62 445.07 Td (between ) Tj ET Q q 0 0 1 rg BT 507.96 445.07 Td (REALHome ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 433.7333984375 m 542.076171875 433.7333984375 l s q 0 0 1 rg BT 106.50 435.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 142.88 435.07 Td (and ) Tj ET Q q 0 0 1 rg BT 159.82 435.07 Td (Solutions, ) Tj ET Q q 0 0 1 rg BT 202.60 435.07 Td (Inc., ) Tj ET Q q 0 0 1 rg BT 222.87 435.07 Td (REALHome ) Tj ET Q q 0 0 1 rg BT 275.92 435.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 312.30 435.07 Td (and ) Tj ET Q q 0 0 1 rg BT 329.23 435.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 369.52 435.07 Td (- ) Tj ET Q q 0 0 1 rg BT 375.35 435.07 Td (CT) Tj ET Q q 0 0 1 rg BT 387.39 435.07 Td (, ) Tj ET Q q 0 0 1 rg BT 392.39 435.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 410.16 435.07 Td (and ) Tj ET Q q 0 0 1 rg BT 427.10 435.07 Td (New ) Tj ET Q q 0 0 1 rg BT 448.48 435.07 Td (Residential ) Tj ET Q q 0 0 1 rg BT 495.97 435.07 Td (Sales ) Tj ET Q q 0 0 1 rg BT 519.58 435.07 Td (Corp.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 414.7333984375 m 75 414.7333984375 l s q 0 0 1 rg BT 52.50 416.07 Td (10.72) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 75.00 416.07 Td ( *) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 82.50 420.60 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 85.75 416.07 Td (**) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 414.7333984375 m 561.0126953125 414.7333984375 l s q 0 0 1 rg BT 106.50 416.07 Td (Second ) Tj ET Q q 0 0 1 rg BT 137.51 416.07 Td (Amendment ) Tj ET Q q 0 0 1 rg BT 188.97 416.07 Td (to ) Tj ET Q q 0 0 1 rg BT 198.77 416.07 Td (the ) Tj ET Q q 0 0 1 rg BT 213.01 416.07 Td (Cooperative ) Tj ET Q q 0 0 1 rg BT 263.91 416.07 Td (Brokerage ) Tj ET Q q 0 0 1 rg BT 307.13 416.07 Td (Agreement, ) Tj ET Q q 0 0 1 rg BT 356.08 416.07 Td (dated ) Tj ET Q q 0 0 1 rg BT 379.75 416.07 Td (as ) Tj ET Q q 0 0 1 rg BT 390.11 416.07 Td (of ) Tj ET Q q 0 0 1 rg BT 400.46 416.07 Td (January ) Tj ET Q q 0 0 1 rg BT 433.58 416.07 Td (18, ) Tj ET Q q 0 0 1 rg BT 448.10 416.07 Td (2018, ) Tj ET Q q 0 0 1 rg BT 472.63 416.07 Td (between ) Tj ET Q q 0 0 1 rg BT 507.97 416.07 Td (REALHome ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 404.7333984375 m 542.076171875 404.7333984375 l s q 0 0 1 rg BT 106.50 406.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 142.88 406.07 Td (and ) Tj ET Q q 0 0 1 rg BT 159.82 406.07 Td (Solutions, ) Tj ET Q q 0 0 1 rg BT 202.60 406.07 Td (Inc., ) Tj ET Q q 0 0 1 rg BT 222.87 406.07 Td (REALHome ) Tj ET Q q 0 0 1 rg BT 275.92 406.07 Td (Services ) Tj ET Q q 0 0 1 rg BT 312.30 406.07 Td (and ) Tj ET Q q 0 0 1 rg BT 329.23 406.07 Td (Solutions ) Tj ET Q q 0 0 1 rg BT 369.52 406.07 Td (- ) Tj ET Q q 0 0 1 rg BT 375.35 406.07 Td (CT) Tj ET Q q 0 0 1 rg BT 387.39 406.07 Td (, ) Tj ET Q q 0 0 1 rg BT 392.39 406.07 Td (Inc. ) Tj ET Q q 0 0 1 rg BT 410.16 406.07 Td (and ) Tj ET Q q 0 0 1 rg BT 427.10 406.07 Td (New ) Tj ET Q q 0 0 1 rg BT 448.48 406.07 Td (Residential ) Tj ET Q q 0 0 1 rg BT 495.97 406.07 Td (Sales ) Tj ET Q q 0 0 1 rg BT 519.58 406.07 Td (Corp.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 52.5 384.7333984375 m 70 384.7333984375 l s q 0 0 1 rg BT 52.50 386.07 Td (21.1) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 70.00 386.07 Td ( *) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 106.5 384.7333984375 m 227.037109375 384.7333984375 l s q 0 0 1 rg BT 106.50 386.07 Td (Subsidiaries ) Tj ET Q q 0 0 1 rg BT 157.89 386.07 Td (of ) Tj ET Q q 0 0 1 rg BT 168.72 386.07 Td (the ) Tj ET Q q 0 0 1 rg BT 183.43 386.07 Td (Registrant.) 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l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.75 658.75 m 366.75 658.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.75 658.75 m 433.75 658.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437.75 658.75 m 497.75 658.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501.75 658.75 m 561.75 658.75 l s BT /F2 8.00 Tf ET q 0 0 0 rg BT 353.05 691.83 Td (Additions) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 47.25 663.20 Td (\(in thousands\)) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 254.35 678.98 Td (Balance at) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 250.55 670.98 Td (Beginning of) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 260.90 662.98 Td (Period) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 317.00 670.98 Td (Charged to) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 320.45 662.98 Td (Expenses) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 382.50 678.98 Td (Charged to ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 375.00 670.98 Td (Other) Tj ET Q q 0 0 0 rg BT 395.29 670.98 Td ( ) Tj ET Q q 0 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/F2 10.00 Tf ET q 0 0 0 rg BT 271.40 589.48 Td (10,424) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.25 589.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.40 589.48 Td (5,1) Tj ET Q q 0 0 0 rg BT 352.90 589.48 Td (16) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.25 589.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.05 589.53 Td (\(3,107) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.90 589.48 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.25 589.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.40 589.48 Td (1,854) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.25 589.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.40 589.48 Td (10,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.25 577.37 Td (Y) Tj ET Q q 0 0 0 rg BT 53.97 577.37 Td (ear 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.40 577.37 Td (18,456) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.40 577.37 Td (1,829) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.90 577.37 Td (250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.40 577.37 Td (10,1) Tj ET Q q 0 0 0 rg BT 483.90 577.37 Td (1) Tj ET Q q 0 0 0 rg BT 488.90 577.37 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.40 577.37 Td (10,424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.25 565.37 Td (Y) Tj ET Q q 0 0 0 rg BT 53.97 565.37 Td (ear 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.40 565.37 Td (22,675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.40 565.37 Td (5,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.55 565.37 Td (\(4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.90 565.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.40 565.37 Td (9,729) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.40 565.37 Td (18,456) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.25 541.37 Td (V) Tj ET Q q 0 0 0 rg BT 53.92 541.37 Td (aluation allowance for deferred tax assets:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 47.25 517.48 Td (Y) Tj ET Q q 0 0 0 rg BT 53.36 517.48 Td (ear) Tj ET Q q 0 0 0 rg BT 67.06 517.48 Td ( 2017) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 245.25 517.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 276.40 517.48 Td (3,467) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.25 517.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.40 517.48 Td (42,816) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.25 517.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.90 517.48 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.25 517.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 483.90 517.48 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.25 517.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.40 517.48 Td (46,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.25 505.37 Td (Y) Tj ET Q q 0 0 0 rg BT 53.97 505.37 Td (ear 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.40 505.37 Td (3,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.90 505.37 Td (228) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.90 505.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 505.37 Td (319) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.40 505.37 Td (3,467) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 47.25 493.37 Td (Y) Tj ET Q q 0 0 0 rg BT 53.47 493.37 Td (ear 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.40 493.37 Td (3,1) Tj ET Q q 0 0 0 rg BT 288.90 493.37 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.90 493.37 Td (674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.90 493.37 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.90 493.37 Td (231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.40 493.37 Td (3,558) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 45.00 479.25 Td (______________________________________) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 45.00 468.78 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.58 464.25 Td ( ) Tj ET Q q 0 0 0 rg BT 58.50 464.25 Td (For ) Tj ET Q q 0 0 0 rg BT 75.60 464.25 Td (allowance ) Tj ET Q q 0 0 0 rg BT 119.33 464.25 Td (for ) Tj ET Q q 0 0 0 rg BT 134.20 464.25 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 171.29 464.25 Td (accounts, ) Tj ET Q q 0 0 0 rg BT 211.98 464.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 252.40 464.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 288.93 464.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 326.02 464.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 371.44 464.25 Td (written ) Tj ET Q q 0 0 0 rg BT 402.97 464.25 Td (of) Tj ET Q q 0 0 0 rg BT 411.12 464.25 Td (f ) Tj ET Q q 0 0 0 rg BT 417.65 464.25 Td (which ) Tj ET Q q 0 0 0 rg BT 445.29 464.25 Td (were ) Tj ET Q q 0 0 0 rg BT 467.93 464.25 Td (credited ) Tj ET Q q 0 0 0 rg BT 503.33 464.25 Td (directly ) Tj ET Q q 0 0 0 rg BT 537.08 464.25 Td (to ) Tj ET Q q 0 0 0 rg BT 548.06 464.25 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.50 452.25 Td (account ) Tj ET Q q 0 0 0 rg BT 92.09 452.25 Td (when ) Tj ET Q q 0 0 0 rg BT 116.25 452.25 Td (recovered.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.80 583.85 Td (RECIT) Tj ET Q q 0 0 0 rg BT 311.73 583.85 Td (ALS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 565.85 Td (WHEREAS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.12 565.85 Td (, ) Tj ET Q q 0 0 0 rg BT 142.01 565.85 Td (on ) Tj ET Q q 0 0 0 rg BT 153.88 565.85 Td (August ) Tj ET Q q 0 0 0 rg BT 185.16 565.85 Td (28, ) Tj ET Q q 0 0 0 rg BT 200.05 565.85 Td (2017, ) Tj ET Q q 0 0 0 rg BT 224.94 565.85 Td (RHSS, ) Tj ET Q q 0 0 0 rg BT 254.85 565.85 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 275.01 565.85 Td (RHSS-CT) Tj ET Q q 0 0 0 rg BT 315.95 565.85 Td ( ) Tj ET Q q 0 0 0 rg BT 318.35 565.85 Td (and ) Tj ET Q q 0 0 0 rg BT 335.18 565.85 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 357.57 565.85 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 401.60 565.85 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 450.93 565.85 Td (, ) Tj ET Q q 0 0 0 rg BT 455.82 565.85 Td (the ) Tj ET Q q 0 0 0 rg BT 470.43 565.85 Td ( ) Tj ET Q q 0 0 0 rg BT 472.82 565.85 Td (Parties\) ) Tj ET Q q 0 0 0 rg BT 514.64 565.85 Td (entered ) Tj ET Q q 0 0 0 rg BT 546.45 565.85 Td (into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.85 Td (that ) Tj ET Q q 0 0 0 rg BT 67.19 553.85 Td (certain ) Tj ET Q q 0 0 0 rg BT 96.59 553.85 Td (Cooperative ) Tj ET Q q 0 0 0 rg BT 147.67 553.85 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 191.02 553.85 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 237.65 553.85 Td (\(as ) Tj ET Q q 0 0 0 rg BT 251.51 553.85 Td (amended, ) Tj ET Q q 0 0 0 rg BT 292.30 553.85 Td (restated, ) Tj ET Q q 0 0 0 rg BT 328.09 553.85 Td (supplemented ) Tj ET Q q 0 0 0 rg BT 385.83 553.85 Td (or ) Tj ET Q q 0 0 0 rg BT 396.36 553.85 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 437.44 553.85 Td (modified ) Tj ET Q q 0 0 0 rg BT 475.74 553.85 Td (from ) Tj ET Q q 0 0 0 rg BT 497.38 553.85 Td (time ) Tj ET Q q 0 0 0 rg BT 517.35 553.85 Td (to ) Tj ET Q q 0 0 0 rg BT 527.32 553.85 Td (time, ) Tj ET Q q 0 0 0 rg BT 549.80 553.85 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 541.85 Td (CBA\);) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 523.85 Td (WHEREAS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.12 523.85 Td (, ) Tj ET Q q 0 0 0 rg BT 142.12 523.85 Td (the ) Tj ET Q q 0 0 0 rg BT 156.84 523.85 Td (Parties ) Tj ET Q q 0 0 0 rg BT 186.56 523.85 Td (desire ) Tj ET Q q 0 0 0 rg BT 212.93 523.85 Td (to ) Tj ET Q q 0 0 0 rg BT 223.21 523.85 Td (amend ) Tj ET Q q 0 0 0 rg BT 252.37 523.85 Td (the ) Tj ET Q q 0 0 0 rg BT 267.08 523.85 Td (CBA) Tj ET Q q 0 0 0 rg BT 287.09 523.85 Td ( ) Tj ET Q q 0 0 0 rg BT 289.59 523.85 Td (as ) Tj ET Q q 0 0 0 rg BT 300.42 523.85 Td (set ) Tj ET Q q 0 0 0 rg BT 314.03 523.85 Td (forth ) Tj ET Q q 0 0 0 rg BT 335.97 523.85 Td (herein; ) Tj ET Q q 0 0 0 rg BT 366.23 523.85 Td (and) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 505.85 Td (WHEREAS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.12 505.85 Td (, ) Tj ET Q q 0 0 0 rg BT 142.12 505.85 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 187.93 505.85 Td (terms ) Tj ET Q q 0 0 0 rg BT 212.65 505.85 Td (not ) Tj ET Q q 0 0 0 rg BT 227.92 505.85 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 269.30 505.85 Td (defined ) Tj ET Q q 0 0 0 rg BT 301.79 505.85 Td (herein ) Tj ET Q q 0 0 0 rg BT 329.27 505.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 350.66 505.85 Td (have ) Tj ET Q q 0 0 0 rg BT 372.04 505.85 Td (the ) Tj ET Q q 0 0 0 rg BT 386.75 505.85 Td (meanings ) Tj ET Q q 0 0 0 rg BT 427.58 505.85 Td (ascribed ) Tj ET Q q 0 0 0 rg BT 463.39 505.85 Td (them ) Tj ET Q q 0 0 0 rg BT 485.89 505.85 Td (in ) Tj ET Q q 0 0 0 rg BT 496.17 505.85 Td (the ) Tj ET Q q 0 0 0 rg BT 510.88 505.85 Td (CBA.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 273.30 487.85 Td (AGREEMENT) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 469.85 Td (NOW) Tj ET Q q 0 0 0 rg BT 110.08 469.85 Td (, ) Tj ET Q q 0 0 0 rg BT 114.90 469.85 Td (THEREFORE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.69 469.85 Td (, ) Tj ET Q q 0 0 0 rg BT 182.69 469.85 Td (in ) Tj ET Q q 0 0 0 rg BT 192.96 469.85 Td (consideration ) Tj ET Q q 0 0 0 rg BT 249.34 469.85 Td (of ) Tj ET Q q 0 0 0 rg BT 260.17 469.85 Td (the ) Tj ET Q q 0 0 0 rg BT 274.88 469.85 Td (premises ) Tj ET Q q 0 0 0 rg BT 312.93 469.85 Td (and ) Tj ET Q q 0 0 0 rg BT 329.86 469.85 Td (mutual ) Tj ET Q q 0 0 0 rg BT 360.14 469.85 Td (promises ) Tj ET Q q 0 0 0 rg BT 398.74 469.85 Td (herein ) Tj ET Q q 0 0 0 rg BT 426.23 469.85 Td (made, ) Tj ET Q q 0 0 0 rg BT 452.88 469.85 Td (and ) Tj ET Q q 0 0 0 rg BT 469.82 469.85 Td (in ) Tj ET Q q 0 0 0 rg BT 480.10 469.85 Td ( ) Tj ET Q q 0 0 0 rg BT 482.60 469.85 Td (consideration ) Tj ET Q q 0 0 0 rg BT 538.97 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(follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 415.85 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 122.00 415.85 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 145.65 415.85 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 190.94 415.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 213.47 415.85 Td (refer ) Tj ET Q q 0 0 0 rg BT 235.99 415.85 Td (all ) Tj ET Q q 0 0 0 rg BT 249.63 415.85 Td (listings ) Tj ET Q q 0 0 0 rg BT 282.18 415.85 Td (and ) Tj ET Q q 0 0 0 rg BT 300.26 415.85 Td (all ) Tj ET Q q 0 0 0 rg BT 313.90 415.85 Td (sales ) Tj ET Q q 0 0 0 rg BT 336.99 415.85 Td (of ) Tj ET Q q 0 0 0 rg BT 348.97 415.85 Td (all ) Tj ET Q q 0 0 0 rg BT 362.61 415.85 Td (REO ) Tj ET Q q 0 0 0 rg BT 386.26 415.85 Td (Properties ) Tj ET Q q 0 0 0 rg BT 430.45 415.85 Td (in ) Tj ET Q q 0 0 0 rg BT 441.88 415.85 Td (the ) Tj ET Q q 0 0 0 rg BT 457.74 415.85 Td (Covered ) Tj ET Q q 0 0 0 rg BT 495.27 415.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 538.36 415.85 Td (in ) Tj ET Q q 0 0 0 rg BT 549.79 415.85 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 403.85 Td (jurisdiction\(s\) ) Tj ET Q q 0 0 0 rg BT 108.93 403.85 Td (in ) Tj ET Q q 0 0 0 rg BT 119.54 403.85 Td (which ) Tj ET Q q 0 0 0 rg BT 146.81 403.85 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 169.64 403.85 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 214.12 403.85 Td (possesses ) Tj ET Q q 0 0 0 rg BT 255.29 403.85 Td (all ) Tj ET Q q 0 0 0 rg BT 268.11 403.85 Td (requisite ) Tj ET Q q 0 0 0 rg BT 305.38 403.85 Td (licenses ) Tj ET Q q 0 0 0 rg BT 339.86 403.85 Td (and ) Tj ET Q q 0 0 0 rg BT 357.13 403.85 Td (approvals ) Tj ET Q q 0 0 0 rg BT 398.84 403.85 Td (to ) Tj ET Q q 0 0 0 rg BT 409.45 403.85 Td (engage ) Tj ET Q q 0 0 0 rg BT 440.60 403.85 Td (in ) Tj ET Q q 0 0 0 rg BT 451.21 403.85 Td (the ) Tj ET Q q 0 0 0 rg BT 466.25 403.85 Td (conduct ) Tj ET Q q 0 0 0 rg BT 500.74 403.85 Td (set ) Tj ET Q q 0 0 0 rg BT 514.68 403.85 Td (forth ) Tj ET Q q 0 0 0 rg BT 536.95 403.85 Td (in ) Tj ET Q q 0 0 0 rg BT 547.56 403.85 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 391.85 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 100.39 391.85 Td (which ) Tj ET Q q 0 0 0 rg BT 128.29 391.85 Td (REO ) Tj ET Q q 0 0 0 rg BT 151.75 391.85 Td (Property ) Tj ET Q q 0 0 0 rg BT 189.65 391.85 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 213.11 391.85 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 258.22 391.85 Td (has ) Tj ET Q q 0 0 0 rg BT 275.01 391.85 Td (been ) Tj ET Q q 0 0 0 rg BT 297.35 391.85 Td (engaged ) Tj ET Q q 0 0 0 rg BT 334.13 391.85 Td (to ) Tj ET Q q 0 0 0 rg BT 345.37 391.85 Td (list, ) Tj ET Q q 0 0 0 rg BT 363.55 391.85 Td (market, ) Tj ET Q q 0 0 0 rg BT 397.28 391.85 Td (or ) Tj ET Q q 0 0 0 rg BT 409.07 391.85 Td (sell ) Tj ET Q q 0 0 0 rg BT 426.42 391.85 Td (and ) Tj ET Q q 0 0 0 rg BT 444.32 391.85 Td (has ) Tj ET Q q 0 0 0 rg BT 461.11 391.85 Td (the ) Tj ET Q q 0 0 0 rg BT 476.79 391.85 Td (contractual ) Tj ET Q q 0 0 0 rg BT 524.67 391.85 Td (and ) Tj ET Q q 0 0 0 rg BT 542.57 391.85 Td (legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 379.85 Td (authority ) Tj ET Q q 0 0 0 rg BT 87.98 379.85 Td (to ) Tj ET Q q 0 0 0 rg BT 97.64 379.85 Td (refer ) Tj ET Q q 0 0 0 rg BT 118.39 379.85 Td (to ) Tj ET Q q 0 0 0 rg BT 128.04 379.85 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 154.94 379.85 Td (\(the ) Tj ET Q q 0 0 0 rg BT 172.36 379.85 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 176.80078125 378.5169921875 m 267.19921875 378.5169921875 l s q 0 0 0 rg BT 176.80 379.85 Td (Subject ) Tj ET Q q 0 0 0 rg BT 208.67 379.85 Td (REO ) Tj ET Q q 0 0 0 rg BT 230.55 379.85 Td (Referrals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.20 379.85 Td (\) ) Tj ET Q q 0 0 0 rg BT 276.85 379.85 Td (during ) Tj ET Q q 0 0 0 rg BT 304.83 379.85 Td (the ) Tj ET Q q 0 0 0 rg BT 318.93 379.85 Td (term ) Tj ET Q q 0 0 0 rg BT 339.13 379.85 Td (of ) Tj ET Q q 0 0 0 rg BT 349.34 379.85 Td (this ) Tj ET Q q 0 0 0 rg BT 365.25 379.85 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 414.06 379.85 Td (In ) Tj ET Q q 0 0 0 rg BT 424.27 379.85 Td (connection ) Tj ET Q q 0 0 0 rg BT 470.02 379.85 Td (with ) Tj ET Q q 0 0 0 rg BT 489.67 379.85 Td (any ) Tj ET Q q 0 0 0 rg BT 505.99 379.85 Td (such ) Tj ET Q q 0 0 0 rg BT 526.20 379.85 Td (referrals, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 367.85 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 77.86 367.85 Td (and ) Tj ET Q q 0 0 0 rg BT 95.15 367.85 Td (the ) Tj ET Q q 0 0 0 rg BT 110.22 367.85 Td (applicable ) Tj ET Q q 0 0 0 rg BT 154.16 367.85 Td (New ) Tj ET Q q 0 0 0 rg BT 175.89 367.85 Td (Residential ) Tj ET Q q 0 0 0 rg BT 223.73 367.85 Td (entity ) Tj ET Q q 0 0 0 rg BT 249.35 367.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 271.08 367.85 Td (enter ) Tj ET Q q 0 0 0 rg BT 293.92 367.85 Td (into ) Tj ET Q q 0 0 0 rg BT 312.32 367.85 Td (separate ) Tj ET Q q 0 0 0 rg BT 347.93 367.85 Td (listing ) Tj ET Q q 0 0 0 rg BT 375.78 367.85 Td (agreements ) Tj ET Q q 0 0 0 rg BT 424.16 367.85 Td (from ) Tj ET Q q 0 0 0 rg BT 446.45 367.85 Td (time ) Tj ET Q q 0 0 0 rg BT 467.07 367.85 Td (to ) Tj ET Q q 0 0 0 rg BT 477.70 367.85 Td (time, ) Tj ET Q q 0 0 0 rg BT 500.82 367.85 Td (substantially ) Tj ET Q q 0 0 0 rg BT 554.22 367.85 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 355.85 Td (the ) Tj ET Q q 0 0 0 rg BT 64.12 355.85 Td (form ) Tj ET Q q 0 0 0 rg BT 85.45 355.85 Td (and ) Tj ET Q q 0 0 0 rg BT 101.79 355.85 Td (substance ) Tj ET Q q 0 0 0 rg BT 142.57 355.85 Td (attached ) Tj ET Q q 0 0 0 rg BT 177.78 355.85 Td (hereto ) Tj ET Q q 0 0 0 rg BT 204.66 355.85 Td (as ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 214.892578125 354.5169921875 m 251.2353515625 354.5169921875 l s q 0 0 0 rg BT 214.89 355.85 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 246.24 355.85 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.24 355.85 Td (, ) Tj ET Q q 0 0 0 rg BT 255.63 355.85 Td (which ) Tj ET Q q 0 0 0 rg BT 281.97 355.85 Td (such ) Tj ET Q q 0 0 0 rg BT 302.20 355.85 Td (listing ) Tj ET Q q 0 0 0 rg BT 329.11 355.85 Td (agreement ) Tj ET Q q 0 0 0 rg BT 372.65 355.85 Td (may ) Tj ET Q q 0 0 0 rg BT 391.76 355.85 Td (be ) Tj ET Q q 0 0 0 rg BT 403.10 355.85 Td (executed ) Tj ET Q q 0 0 0 rg BT 440.53 355.85 Td (by ) Tj ET Q q 0 0 0 rg BT 452.43 355.85 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 479.35 355.85 Td (as ) Tj ET Q q 0 0 0 rg BT 489.58 355.85 Td (appointed ) Tj ET Q q 0 0 0 rg BT 530.91 355.85 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.85 Td (power ) Tj ET Q q 0 0 0 rg BT 77.84 343.85 Td (of ) Tj ET Q q 0 0 0 rg BT 89.03 343.85 Td (attorney ) Tj ET Q q 0 0 0 rg BT 124.65 343.85 Td (granted ) Tj ET Q q 0 0 0 rg BT 157.49 343.85 Td (by ) Tj ET Q q 0 0 0 rg BT 170.34 343.85 Td (the ) Tj ET Q q 0 0 0 rg BT 185.41 343.85 Td (applicable ) Tj ET Q q 0 0 0 rg BT 229.35 343.85 Td (New ) Tj ET Q q 0 0 0 rg BT 251.09 343.85 Td (Residential ) Tj ET Q q 0 0 0 rg BT 298.93 343.85 Td (entity) Tj ET Q q 0 0 0 rg BT 321.06 343.85 Td (. ) Tj ET Q q 0 0 0 rg BT 326.41 343.85 Td (In ) Tj ET Q q 0 0 0 rg BT 337.60 343.85 Td (the ) Tj ET Q q 0 0 0 rg BT 352.67 343.85 Td (event ) Tj ET Q q 0 0 0 rg BT 377.18 343.85 Td (of ) Tj ET Q q 0 0 0 rg BT 388.36 343.85 Td (any ) Tj ET Q q 0 0 0 rg BT 405.65 343.85 Td (conflict ) Tj ET Q q 0 0 0 rg BT 439.05 343.85 Td (between ) Tj ET Q q 0 0 0 rg BT 475.22 343.85 Td (any ) Tj ET Q q 0 0 0 rg BT 492.51 343.85 Td (listing ) Tj ET Q q 0 0 0 rg BT 520.37 343.85 Td (agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.85 Td (and ) Tj ET Q q 0 0 0 rg BT 68.10 331.85 Td (this ) Tj ET Q q 0 0 0 rg BT 85.39 331.85 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 135.98 331.85 Td (this ) Tj ET Q q 0 0 0 rg BT 153.27 331.85 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 201.35 331.85 Td (will ) Tj ET Q q 0 0 0 rg BT 220.57 331.85 Td (control. ) Tj ET Q q 0 0 0 rg BT 254.79 331.85 Td (W) Tj ET Q q 0 0 0 rg BT 263.82 331.85 Td (ith ) Tj ET Q q 0 0 0 rg BT 278.04 331.85 Td (respect ) Tj ET Q q 0 0 0 rg BT 310.01 331.85 Td (to ) Tj ET Q q 0 0 0 rg BT 321.45 331.85 Td (those ) Tj ET Q q 0 0 0 rg BT 346.21 331.85 Td (Subject ) Tj ET Q q 0 0 0 rg BT 379.86 331.85 Td (REO ) Tj ET Q q 0 0 0 rg BT 403.52 331.85 Td (Referrals ) Tj ET Q q 0 0 0 rg BT 443.82 331.85 Td (that ) Tj ET Q q 0 0 0 rg BT 462.48 331.85 Td (constitute ) Tj ET Q q 0 0 0 rg BT 505.02 331.85 Td (Existing ) Tj ET Q q 0 0 0 rg BT 542.01 331.85 Td (REO ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 319.85 Td (Properties, ) Tj ET Q q 0 0 0 rg BT 96.28 319.85 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 119.51 319.85 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 164.39 319.85 Td (agrees ) Tj ET Q q 0 0 0 rg BT 193.16 319.85 Td (it ) Tj ET Q q 0 0 0 rg BT 201.94 319.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 224.06 319.85 Td (not ) Tj ET Q q 0 0 0 rg BT 240.07 319.85 Td (take ) Tj ET Q q 0 0 0 rg BT 259.96 319.85 Td (any ) Tj ET Q q 0 0 0 rg BT 277.63 319.85 Td (action ) Tj ET Q q 0 0 0 rg BT 305.29 319.85 Td (that ) Tj ET Q q 0 0 0 rg BT 323.52 319.85 Td (interferes ) Tj ET Q q 0 0 0 rg BT 364.50 319.85 Td (with ) Tj ET Q q 0 0 0 rg BT 385.51 319.85 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 413.76 319.85 Td (acting ) Tj ET Q q 0 0 0 rg BT 441.43 319.85 Td (as ) Tj ET Q q 0 0 0 rg BT 452.99 319.85 Td (the ) Tj ET Q q 0 0 0 rg BT 468.44 319.85 Td (listing ) Tj ET Q q 0 0 0 rg BT 496.67 319.85 Td (broker ) Tj ET Q q 0 0 0 rg BT 526.00 319.85 Td (and ) Tj ET Q q 0 0 0 rg BT 543.67 319.85 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 307.85 Td (Existing ) Tj ET Q q 0 0 0 rg BT 85.80 307.85 Td (REO ) Tj ET Q q 0 0 0 rg BT 108.27 307.85 Td (Properties ) Tj ET Q q 0 0 0 rg BT 151.29 307.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 172.65 307.85 Td (be ) Tj ET Q q 0 0 0 rg BT 184.56 307.85 Td (excluded ) Tj ET Q q 0 0 0 rg BT 223.12 307.85 Td (from ) Tj ET Q q 0 0 0 rg BT 245.03 307.85 Td (payment ) Tj ET Q q 0 0 0 rg BT 281.93 307.85 Td (of ) Tj ET Q q 0 0 0 rg BT 292.73 307.85 Td (any ) Tj ET Q q 0 0 0 rg BT 309.64 307.85 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 366.57 307.85 Td (hereunder) Tj ET Q q 0 0 0 rg BT 406.14 307.85 Td (, ) Tj ET Q q 0 0 0 rg BT 411.11 307.85 Td (except ) Tj ET Q q 0 0 0 rg BT 439.67 307.85 Td (to ) Tj ET Q q 0 0 0 rg BT 449.92 307.85 Td (the ) Tj ET Q q 0 0 0 rg BT 464.61 307.85 Td (extent ) Tj ET Q q 0 0 0 rg BT 491.51 307.85 Td (the ) Tj ET Q q 0 0 0 rg BT 506.20 307.85 Td (Existing ) Tj ET Q q 0 0 0 rg BT 542.00 307.85 Td (REO ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 295.85 Td (Properties ) Tj ET Q q 0 0 0 rg BT 93.19 295.85 Td (are ) Tj ET Q q 0 0 0 rg BT 108.04 295.85 Td (de-listed ) Tj ET Q q 0 0 0 rg BT 145.11 295.85 Td (in ) Tj ET Q q 0 0 0 rg BT 155.53 295.85 Td (accordance ) Tj ET Q q 0 0 0 rg BT 203.13 295.85 Td (with ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 223.5546875 294.5169921875 m 272.2900390625 294.5169921875 l s q 0 0 0 rg BT 223.55 295.85 Td (Section ) Tj ET Q q 0 0 0 rg BT 256.19 295.85 Td (3\(e\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.29 295.85 Td ( ) Tj ET Q q 0 0 0 rg BT 274.93 295.85 Td (below) Tj ET Q q 0 0 0 rg BT 298.72 295.85 Td (, ) Tj ET Q q 0 0 0 rg BT 303.86 295.85 Td (in ) Tj ET Q q 0 0 0 rg BT 314.28 295.85 Td (which ) Tj ET Q q 0 0 0 rg BT 341.36 295.85 Td (case ) Tj ET Q q 0 0 0 rg BT 361.21 295.85 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 418.31 295.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 439.84 295.85 Td (be ) Tj ET Q q 0 0 0 rg BT 451.92 295.85 Td (payable ) Tj ET Q q 0 0 0 rg BT 485.65 295.85 Td (hereunder ) Tj ET Q q 0 0 0 rg BT 528.27 295.85 Td (once ) Tj ET Q q 0 0 0 rg BT 549.79 295.85 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 283.85 Td (properties ) Tj ET Q q 0 0 0 rg BT 92.67 283.85 Td (are ) Tj ET Q q 0 0 0 rg BT 107.56 283.85 Td (relisted ) Tj ET Q q 0 0 0 rg BT 139.68 283.85 Td (in ) Tj ET Q q 0 0 0 rg BT 150.14 283.85 Td (accordance ) Tj ET Q q 0 0 0 rg BT 197.79 283.85 Td (with ) Tj ET Q q 0 0 0 rg BT 218.25 283.85 Td (this ) Tj ET Q q 0 0 0 rg BT 234.79 283.85 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 284.40 283.85 Td (Subject ) Tj ET Q q 0 0 0 rg BT 317.08 283.85 Td (to ) Tj ET Q q 0 0 0 rg BT 327.54 283.85 Td (the ) Tj ET Q q 0 0 0 rg BT 342.44 283.85 Td (terms ) Tj ET Q q 0 0 0 rg BT 367.34 283.85 Td (hereof, ) Tj ET Q q 0 0 0 rg BT 398.07 283.85 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 420.75 283.85 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 465.08 283.85 Td (hereby ) Tj ET Q q 0 0 0 rg BT 494.97 283.85 Td (grants ) Tj ET Q q 0 0 0 rg BT 522.10 283.85 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 549.79 283.85 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.85 Td (right ) Tj ET Q q 0 0 0 rg BT 71.09 271.85 Td (to ) Tj ET Q q 0 0 0 rg BT 81.08 271.85 Td (list, ) Tj ET Q q 0 0 0 rg BT 98.01 271.85 Td (market ) Tj ET Q q 0 0 0 rg BT 127.98 271.85 Td (and/or ) Tj ET Q q 0 0 0 rg BT 155.74 271.85 Td (sell ) Tj ET Q q 0 0 0 rg BT 171.83 271.85 Td (the ) Tj ET Q q 0 0 0 rg BT 186.25 271.85 Td (REO ) Tj ET Q q 0 0 0 rg BT 208.46 271.85 Td (Properties ) Tj ET Q q 0 0 0 rg BT 251.22 271.85 Td (associated ) Tj ET Q q 0 0 0 rg BT 294.52 271.85 Td (with ) Tj ET Q q 0 0 0 rg BT 314.50 271.85 Td (the ) Tj ET Q q 0 0 0 rg BT 328.93 271.85 Td (Subject ) Tj ET Q q 0 0 0 rg BT 361.13 271.85 Td (REO ) Tj ET Q q 0 0 0 rg BT 383.33 271.85 Td (Referrals ) Tj ET Q q 0 0 0 rg BT 422.19 271.85 Td (via ) Tj ET Q q 0 0 0 rg BT 436.61 271.85 Td (the ) Tj ET Q q 0 0 0 rg BT 451.04 271.85 Td (Hubzu) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 477.70 276.38 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.63 271.85 Td ( ) Tj ET Q q 0 0 0 rg BT 484.84 271.85 Td (platform ) Tj ET Q q 0 0 0 rg BT 521.48 271.85 Td (or ) Tj ET Q q 0 0 0 rg BT 532.02 271.85 Td (another ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.85 Td (online ) Tj ET Q q 0 0 0 rg BT 77.98 259.85 Td (auction ) Tj ET Q q 0 0 0 rg BT 110.40 259.85 Td (platform, ) Tj ET Q q 0 0 0 rg BT 150.32 259.85 Td (char) Tj ET Q q 0 0 0 rg BT 167.35 259.85 Td (ging ) Tj ET Q q 0 0 0 rg BT 188.12 259.85 Td (a ) Tj ET Q q 0 0 0 rg BT 195.54 259.85 Td (buyer) Tj ET Q q 0 0 0 rg BT 218.68 259.85 Td () Tj ET Q q 0 0 0 rg BT 221.46 259.85 Td (s ) Tj ET Q q 0 0 0 rg BT 228.34 259.85 Td (premium ) Tj ET Q q 0 0 0 rg BT 267.43 259.85 Td (totaling ) Tj ET Q q 0 0 0 rg BT 300.97 259.85 Td (up ) Tj ET Q q 0 0 0 rg BT 313.96 259.85 Td (to ) Tj ET Q q 0 0 0 rg BT 324.72 259.85 Td ([***] ) Tj ET Q q 0 0 0 rg BT 349.37 259.85 Td (percent ) Tj ET Q q 0 0 0 rg BT 381.78 259.85 Td (\([***]%\) ) Tj ET Q q 0 0 0 rg BT 421.42 259.85 Td (of ) Tj ET Q q 0 0 0 rg BT 432.74 259.85 Td (the ) Tj ET Q q 0 0 0 rg BT 447.94 259.85 Td (Net ) Tj ET Q q 0 0 0 rg BT 465.37 259.85 Td (Sales ) Tj ET Q q 0 0 0 rg BT 489.46 259.85 Td (Price, ) Tj ET Q q 0 0 0 rg BT 515.50 259.85 Td (subject ) Tj ET Q q 0 0 0 rg BT 546.81 259.85 Td (to ) Tj ET Q q 0 0 0 rg BT 557.57 259.85 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 247.85 Td (minimum ) Tj ET Q q 0 0 0 rg BT 91.72 247.85 Td (of ) Tj ET Q q 0 0 0 rg BT 102.87 247.85 Td ($[***], ) Tj ET Q q 0 0 0 rg BT 134.85 247.85 Td (and, ) Tj ET Q q 0 0 0 rg BT 154.62 247.85 Td (only ) Tj ET Q q 0 0 0 rg BT 175.22 247.85 Td (if ) Tj ET Q q 0 0 0 rg BT 184.15 247.85 Td (the ) Tj ET Q q 0 0 0 rg BT 199.19 247.85 Td (buyer) Tj ET Q q 0 0 0 rg BT 222.33 247.85 Td () Tj ET Q q 0 0 0 rg BT 225.11 247.85 Td (s ) Tj ET Q q 0 0 0 rg BT 231.82 247.85 Td (premium ) Tj ET Q q 0 0 0 rg BT 270.75 247.85 Td (is ) Tj ET Q q 0 0 0 rg BT 280.24 247.85 Td ([***] ) Tj ET Q q 0 0 0 rg BT 304.73 247.85 Td (percent ) Tj ET Q q 0 0 0 rg BT 336.98 247.85 Td (\([***]%\) ) Tj ET Q q 0 0 0 rg BT 376.45 247.85 Td (subject ) Tj ET Q q 0 0 0 rg BT 407.60 247.85 Td (to ) Tj ET Q q 0 0 0 rg BT 418.20 247.85 Td (a ) Tj ET Q q 0 0 0 rg BT 425.46 247.85 Td (minimum ) Tj ET Q q 0 0 0 rg BT 467.18 247.85 Td (of ) Tj ET Q q 0 0 0 rg BT 478.33 247.85 Td ($[***], ) Tj ET Q q 0 0 0 rg BT 510.32 247.85 Td (a ) Tj ET Q q 0 0 0 rg BT 517.58 247.85 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 235.85 Td (fee ) Tj ET Q q 0 0 0 rg BT 64.93 235.85 Td (of ) Tj ET Q q 0 0 0 rg BT 75.99 235.85 Td ([***] ) Tj ET Q q 0 0 0 rg BT 100.38 235.85 Td ($[***] ) Tj ET Q q 0 0 0 rg BT 129.77 235.85 Td (in ) Tj ET Q q 0 0 0 rg BT 140.27 235.85 Td (the ) Tj ET Q q 0 0 0 rg BT 155.21 235.85 Td (event ) Tj ET Q q 0 0 0 rg BT 179.60 235.85 Td (a ) Tj ET Q q 0 0 0 rg BT 186.76 235.85 Td (property ) Tj ET Q q 0 0 0 rg BT 223.37 235.85 Td (is ) Tj ET Q q 0 0 0 rg BT 232.76 235.85 Td (auctioned ) Tj ET Q q 0 0 0 rg BT 274.36 235.85 Td (or) Tj ET Q q 0 0 0 rg BT 282.29 235.85 Td (, ) Tj ET Q q 0 0 0 rg BT 287.52 235.85 Td (regardless ) Tj ET Q q 0 0 0 rg BT 330.78 235.85 Td (of ) Tj ET Q q 0 0 0 rg BT 341.84 235.85 Td (the ) Tj ET Q q 0 0 0 rg BT 356.78 235.85 Td (buyer) Tj ET Q q 0 0 0 rg BT 379.92 235.85 Td () Tj ET Q q 0 0 0 rg BT 382.70 235.85 Td (s ) Tj ET Q q 0 0 0 rg BT 389.32 235.85 Td (premium, ) Tj ET Q q 0 0 0 rg BT 430.65 235.85 Td (a ) Tj ET Q q 0 0 0 rg BT 437.82 235.85 Td (technology ) Tj ET Q q 0 0 0 rg BT 484.98 235.85 Td (fee ) Tj ET Q q 0 0 0 rg BT 499.91 235.85 Td (of ) Tj ET Q q 0 0 0 rg BT 510.97 235.85 Td ([***] ) Tj ET Q q 0 0 0 rg BT 535.36 235.85 Td ($[***] ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 223.85 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 223.85 Td (the ) Tj ET Q q 0 0 0 rg BT 75.00 223.85 Td (event ) Tj ET Q q 0 0 0 rg BT 99.15 223.85 Td (a ) Tj ET Q q 0 0 0 rg BT 106.09 223.85 Td (property ) Tj ET Q q 0 0 0 rg BT 142.47 223.85 Td (is ) Tj ET Q q 0 0 0 rg BT 151.64 223.85 Td (not ) Tj ET Q q 0 0 0 rg BT 166.91 223.85 Td (auctioned.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 199.85 Td (2. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 199.85 Td (Except ) Tj ET Q q 0 0 0 rg BT 151.83 199.85 Td (with ) Tj ET Q q 0 0 0 rg BT 171.68 199.85 Td (respect ) Tj ET Q q 0 0 0 rg BT 202.07 199.85 Td (to ) Tj ET Q q 0 0 0 rg BT 211.91 199.85 Td (Section ) Tj ET Q q 0 0 0 rg BT 243.98 199.85 Td (3\(a\) ) Tj ET Q q 0 0 0 rg BT 262.15 199.85 Td (of ) Tj ET Q q 0 0 0 rg BT 272.54 199.85 Td (the ) Tj ET Q q 0 0 0 rg BT 286.83 199.85 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 311.96 199.85 Td (all ) Tj ET Q q 0 0 0 rg BT 324.03 199.85 Td (provisions ) Tj ET Q q 0 0 0 rg BT 367.77 199.85 Td (of ) Tj ET Q q 0 0 0 rg BT 378.17 199.85 Td (the ) Tj ET Q q 0 0 0 rg BT 392.45 199.85 Td (CBA) Tj ET Q q 0 0 0 rg BT 412.46 199.85 Td ( ) Tj ET Q q 0 0 0 rg BT 414.53 199.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 435.49 199.85 Td (remain ) Tj ET Q q 0 0 0 rg BT 465.32 199.85 Td (unchanged ) Tj ET Q q 0 0 0 rg BT 510.70 199.85 Td (and ) Tj ET Q q 0 0 0 rg BT 527.21 199.85 Td (ef) Tj ET Q q 0 0 0 rg BT 534.80 199.85 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 187.85 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 187.85 Td (are ) Tj ET Q q 0 0 0 rg BT 81.65 187.85 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 134.68 187.85 Td (herein ) Tj ET Q q 0 0 0 rg BT 162.16 187.85 Td (by ) Tj ET Q q 0 0 0 rg BT 174.66 187.85 Td (reference.) 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) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 493.85 Td (Wher) Tj ET Q q 0 0 0 rg BT 110.26 493.85 Td (eas,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.09 493.85 Td ( ) Tj ET Q q 0 0 0 rg BT 128.59 493.85 Td (RHSS, ) Tj ET Q q 0 0 0 rg BT 158.60 493.85 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 178.87 493.85 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 206.39 493.85 Td (CT) Tj ET Q q 0 0 0 rg BT 218.42 493.85 Td (, ) Tj ET Q q 0 0 0 rg BT 223.42 493.85 Td (and ) Tj ET Q q 0 0 0 rg BT 240.36 493.85 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 262.86 493.85 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 307.01 493.85 Td (desire ) Tj ET Q q 0 0 0 rg BT 333.38 493.85 Td (to ) Tj ET Q q 0 0 0 rg BT 343.66 493.85 Td (amend ) Tj ET Q q 0 0 0 rg BT 372.82 493.85 Td (the ) Tj ET Q q 0 0 0 rg BT 387.53 493.85 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 413.09 493.85 Td (in ) Tj ET Q q 0 0 0 rg BT 423.37 493.85 Td (the ) Tj ET Q q 0 0 0 rg BT 438.09 493.85 Td (manner ) Tj ET Q q 0 0 0 rg BT 470.58 493.85 Td (set ) Tj ET Q q 0 0 0 rg BT 484.18 493.85 Td (forth ) Tj ET Q q 0 0 0 rg BT 506.12 493.85 Td (herein; ) Tj ET Q q 0 0 0 rg BT 536.39 493.85 Td (and) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 469.85 Td (Wher) Tj ET Q q 0 0 0 rg BT 110.26 469.85 Td (eas, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.59 469.85 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 174.39 469.85 Td (terms ) Tj ET Q q 0 0 0 rg BT 199.11 469.85 Td (not ) Tj ET Q q 0 0 0 rg BT 214.39 469.85 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 255.77 469.85 Td (defined ) Tj ET Q q 0 0 0 rg BT 288.25 469.85 Td (herein ) Tj ET Q q 0 0 0 rg BT 315.74 469.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 337.12 469.85 Td (have ) Tj ET Q q 0 0 0 rg BT 358.50 469.85 Td (the ) Tj ET Q q 0 0 0 rg BT 373.22 469.85 Td (meanings ) Tj ET Q q 0 0 0 rg BT 414.04 469.85 Td (ascribed ) Tj ET Q q 0 0 0 rg BT 449.86 469.85 Td (to ) Tj ET Q q 0 0 0 rg BT 460.14 469.85 Td (them ) Tj ET Q q 0 0 0 rg BT 482.63 469.85 Td (in ) Tj ET Q q 0 0 0 rg BT 492.91 469.85 Td (the ) Tj ET Q q 0 0 0 rg BT 507.63 469.85 Td (CBA.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 282.45 445.85 Td (Agr) Tj ET Q q 0 0 0 rg BT 298.93 445.85 Td (eement) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 421.85 Td (Now) Tj ET Q q 0 0 0 rg BT 104.89 421.85 Td (, ) Tj ET Q q 0 0 0 rg BT 111.84 421.85 Td (ther) Tj ET Q q 0 0 0 rg BT 129.43 421.85 Td (efor) Tj ET Q q 0 0 0 rg BT 146.46 421.85 Td (e,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.40 421.85 Td ( ) Tj ET Q q 0 0 0 rg BT 157.85 421.85 Td (in ) Tj ET Q q 0 0 0 rg BT 170.08 421.85 Td (consideration ) Tj ET Q q 0 0 0 rg BT 228.40 421.85 Td (of ) Tj ET Q q 0 0 0 rg BT 241.18 421.85 Td (the ) Tj ET Q q 0 0 0 rg BT 257.85 421.85 Td (premises ) Tj ET Q q 0 0 0 rg BT 297.85 421.85 Td (and ) Tj ET Q q 0 0 0 rg BT 316.74 421.85 Td (mutual ) Tj ET Q q 0 0 0 rg BT 348.96 421.85 Td (promises ) Tj ET Q q 0 0 0 rg BT 389.52 421.85 Td (herein ) Tj ET Q q 0 0 0 rg BT 418.96 421.85 Td (made, ) Tj ET Q q 0 0 0 rg BT 447.56 421.85 Td (and ) Tj ET Q q 0 0 0 rg BT 466.45 421.85 Td (in ) Tj ET Q q 0 0 0 rg BT 478.68 421.85 Td (consideration ) Tj ET Q q 0 0 0 rg BT 537.01 421.85 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 421.85 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.85 Td (representations, ) Tj ET Q q 0 0 0 rg BT 115.53 409.85 Td (warranties, ) Tj ET Q q 0 0 0 rg BT 162.18 409.85 Td (and ) Tj ET Q q 0 0 0 rg BT 179.12 409.85 Td (the ) Tj ET Q q 0 0 0 rg BT 193.83 409.85 Td (covenants ) Tj ET Q q 0 0 0 rg BT 236.32 409.85 Td (herein ) Tj ET Q q 0 0 0 rg BT 263.80 409.85 Td (contained, ) Tj ET Q q 0 0 0 rg BT 307.68 409.85 Td (each ) Tj ET Q q 0 0 0 rg BT 328.49 409.85 Td (of ) Tj ET Q q 0 0 0 rg BT 339.32 409.85 Td (parties ) Tj ET Q q 0 0 0 rg BT 368.48 409.85 Td (agree ) Tj ET Q q 0 0 0 rg BT 392.62 409.85 Td (as ) Tj ET Q q 0 0 0 rg BT 403.45 409.85 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 385.85 Td (1. ) Tj ET Q q 0 0 0 rg BT 122.00 385.85 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.92 385.85 Td (2\(b\) ) Tj ET Q q 0 0 0 rg BT 174.50 385.85 Td (of ) Tj ET Q q 0 0 0 rg BT 185.75 385.85 Td (the ) Tj ET Q q 0 0 0 rg BT 200.88 385.85 Td (CBA) Tj ET Q q 0 0 0 rg BT 220.89 385.85 Td ( ) Tj ET Q q 0 0 0 rg BT 223.81 385.85 Td (is ) Tj ET Q q 0 0 0 rg BT 233.40 385.85 Td (hereby ) Tj ET Q q 0 0 0 rg BT 263.53 385.85 Td (deleted ) Tj ET Q q 0 0 0 rg BT 295.32 385.85 Td (in ) Tj ET Q q 0 0 0 rg BT 306.02 385.85 Td (its ) Tj ET Q q 0 0 0 rg BT 318.39 385.85 Td (entirety) Tj ET Q q 0 0 0 rg BT 348.28 385.85 Td (, ) Tj ET Q q 0 0 0 rg BT 353.70 385.85 Td (and ) Tj ET Q q 0 0 0 rg BT 371.06 385.85 Td (inserted ) Tj ET Q q 0 0 0 rg BT 405.63 385.85 Td (in ) Tj ET Q q 0 0 0 rg BT 416.33 385.85 Td (lieu ) Tj ET Q q 0 0 0 rg BT 434.25 385.85 Td (thereof ) Tj ET Q q 0 0 0 rg BT 465.48 385.85 Td (is ) Tj ET Q q 0 0 0 rg BT 475.07 385.85 Td (the ) Tj ET Q q 0 0 0 rg BT 490.21 385.85 Td (following ) Tj ET Q q 0 0 0 rg BT 532.01 385.85 Td (Section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 373.85 Td (2\(b\) ) Tj ET Q q 0 0 0 rg BT 69.16 373.85 Td (of ) Tj ET Q q 0 0 0 rg BT 79.99 373.85 Td (the ) Tj ET Q q 0 0 0 rg BT 94.71 373.85 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 120.27 373.85 Td (as ) Tj ET Q q 0 0 0 rg BT 131.10 373.85 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 349.85 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 158.00 349.85 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 162.4384765625 348.5169921875 m 230.62353515625 348.5169921875 l s q 0 0 0 rg BT 162.44 349.85 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 211.75 349.85 Td (Date) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.62 349.85 Td ( ) Tj ET Q q 0 0 0 rg BT 237.71 349.85 Td (means, ) Tj ET Q q 0 0 0 rg BT 268.40 349.85 Td (with ) Tj ET Q q 0 0 0 rg BT 288.82 349.85 Td (respect ) Tj ET Q q 0 0 0 rg BT 319.77 349.85 Td (to ) Tj ET Q q 0 0 0 rg BT 330.20 349.85 Td (a ) Tj ET Q q 0 0 0 rg BT 337.28 349.85 Td (given ) Tj ET Q q 0 0 0 rg BT 362.14 349.85 Td (Portfolio, ) Tj ET Q q 0 0 0 rg BT 402.84 349.85 Td (the ) Tj ET Q q 0 0 0 rg BT 417.70 349.85 Td (first ) Tj ET Q q 0 0 0 rg BT 436.45 349.85 Td (date ) Tj ET Q q 0 0 0 rg BT 455.75 349.85 Td (upon ) Tj ET Q q 0 0 0 rg BT 478.39 349.85 Td (which ) Tj ET Q q 0 0 0 rg BT 505.47 349.85 Td (such ) Tj ET Q q 0 0 0 rg BT 526.44 349.85 Td (Portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 337.85 Td (meets ) Tj ET Q q 0 0 0 rg BT 111.83 337.85 Td (the ) Tj ET Q q 0 0 0 rg BT 126.54 337.85 Td (definition ) Tj ET Q q 0 0 0 rg BT 167.92 337.85 Td (of ) Tj ET Q q 0 0 0 rg BT 178.75 337.85 Td (a ) Tj ET Q q 0 0 0 rg BT 185.69 337.85 Td (Covered ) Tj ET Q q 0 0 0 rg BT 222.07 337.85 Td (Portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 313.85 Td (2. ) Tj ET Q q 0 0 0 rg BT 122.00 313.85 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.92 313.85 Td (2\(q\) ) Tj ET Q q 0 0 0 rg BT 174.50 313.85 Td (of ) Tj ET Q q 0 0 0 rg BT 185.75 313.85 Td (the ) Tj ET Q q 0 0 0 rg BT 200.88 313.85 Td (CBA) Tj ET Q q 0 0 0 rg BT 220.89 313.85 Td ( ) Tj ET Q q 0 0 0 rg BT 223.81 313.85 Td (is ) Tj ET Q q 0 0 0 rg BT 233.40 313.85 Td (hereby ) Tj ET Q q 0 0 0 rg BT 263.53 313.85 Td (deleted ) Tj ET Q q 0 0 0 rg BT 295.32 313.85 Td (in ) Tj ET Q q 0 0 0 rg BT 306.02 313.85 Td (its ) Tj ET Q q 0 0 0 rg BT 318.39 313.85 Td (entirety) Tj ET Q q 0 0 0 rg BT 348.28 313.85 Td (, ) Tj ET Q q 0 0 0 rg BT 353.70 313.85 Td (and ) Tj ET Q q 0 0 0 rg BT 371.06 313.85 Td (inserted ) Tj ET Q q 0 0 0 rg BT 405.63 313.85 Td (in ) Tj ET Q q 0 0 0 rg BT 416.33 313.85 Td (lieu ) Tj ET Q q 0 0 0 rg BT 434.25 313.85 Td (thereof ) Tj ET Q q 0 0 0 rg BT 465.48 313.85 Td (is ) Tj ET Q q 0 0 0 rg BT 475.07 313.85 Td (the ) Tj ET Q q 0 0 0 rg BT 490.21 313.85 Td (following ) Tj ET Q q 0 0 0 rg BT 532.01 313.85 Td (Section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 301.85 Td (2\(q\) ) Tj ET Q q 0 0 0 rg BT 69.16 301.85 Td (of ) Tj ET Q q 0 0 0 rg BT 79.99 301.85 Td (the ) Tj ET Q q 0 0 0 rg BT 94.71 301.85 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 120.27 301.85 Td (as ) Tj ET Q q 0 0 0 rg BT 131.10 301.85 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 277.85 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 277.85 Td (\(q\) ) Tj ET Q q 0 0 0 rg BT 158.00 277.85 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 162.4384765625 276.5169921875 m 238.263671875 276.5169921875 l s q 0 0 0 rg BT 162.44 277.85 Td (Covered ) Tj ET Q q 0 0 0 rg BT 198.82 277.85 Td (Portfolios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.26 277.85 Td ( ) Tj ET Q q 0 0 0 rg BT 245.20 277.85 Td (means, ) Tj ET Q q 0 0 0 rg BT 275.75 277.85 Td (individually ) Tj ET Q q 0 0 0 rg BT 326.58 277.85 Td (or ) Tj ET Q q 0 0 0 rg BT 337.41 277.85 Td (collectively) Tj ET Q q 0 0 0 rg BT 383.41 277.85 Td (,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 253.85 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 194.00 253.85 Td (All ) Tj ET Q q 0 0 0 rg BT 208.81 253.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 250.29 253.85 Td (identified ) Tj ET Q q 0 0 0 rg BT 290.65 253.85 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 302.681640625 252.51699218750002 m 346.1044921875 252.51699218750002 l s q 0 0 0 rg BT 302.68 253.85 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 334.16 253.85 Td (1A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.83 253.85 Td ( ) Tj ET Q q 0 0 0 rg BT 347.86 253.85 Td (attached ) Tj ET Q q 0 0 0 rg BT 383.21 253.85 Td (hereto ) Tj ET Q q 0 0 0 rg BT 410.23 253.85 Td (to ) Tj ET Q q 0 0 0 rg BT 420.04 253.85 Td (the ) Tj ET Q q 0 0 0 rg BT 434.29 253.85 Td (extent ) Tj ET Q q 0 0 0 rg BT 460.76 253.85 Td (New ) Tj ET Q q 0 0 0 rg BT 481.67 253.85 Td (Residential ) Tj ET Q q 0 0 0 rg BT 528.69 253.85 Td (acquires ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 241.85 Td (the ) Tj ET Q q 0 0 0 rg BT 136.73 241.85 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 196.45 241.85 Td (MSR ) Tj ET Q q 0 0 0 rg BT 220.09 241.85 Td (Bundle; ) Tj ET Q q 0 0 0 rg BT 254.27 241.85 Td (provided, ) Tj ET Q q 0 0 0 rg BT 294.83 241.85 Td (however) Tj ET Q q 0 0 0 rg BT 328.86 241.85 Td (, ) Tj ET Q q 0 0 0 rg BT 333.88 241.85 Td (that ) Tj ET Q q 0 0 0 rg BT 351.38 241.85 Td (those ) Tj ET Q q 0 0 0 rg BT 375.01 241.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 416.97 241.85 Td (that ) Tj ET Q q 0 0 0 rg BT 434.48 241.85 Td (are ) Tj ET Q q 0 0 0 rg BT 449.20 241.85 Td (identified ) Tj ET Q q 0 0 0 rg BT 490.04 241.85 Td (in ) Tj ET Q q 0 0 0 rg BT 500.33 241.85 Td (a ) Tj ET Q q 0 0 0 rg BT 507.28 241.85 Td (single ) Tj ET Q q 0 0 0 rg BT 533.68 241.85 Td (written ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 229.85 Td (notification ) Tj ET Q q 0 0 0 rg BT 171.88 229.85 Td (as ) Tj ET Q q 0 0 0 rg BT 183.99 229.85 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 212.22 229.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 255.45 229.85 Td (by ) Tj ET Q q 0 0 0 rg BT 269.23 229.85 Td (New ) Tj ET Q q 0 0 0 rg BT 291.89 229.85 Td (Residential ) Tj ET Q q 0 0 0 rg BT 340.66 229.85 Td (to ) Tj ET Q q 0 0 0 rg BT 351.38 229.85 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 396.82 229.85 Td (at ) Tj ET Q q 0 0 0 rg BT 407.81 229.85 Td (least ) Tj ET Q q 0 0 0 rg BT 429.92 229.85 Td (one ) Tj ET Q q 0 0 0 rg BT 448.13 229.85 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 463.57 229.85 Td (day ) Tj ET Q q 0 0 0 rg BT 481.79 229.85 Td (prior ) Tj ET Q q 0 0 0 rg BT 505.01 229.85 Td (to ) Tj ET Q q 0 0 0 rg BT 516.57 229.85 Td (the ) Tj ET Q q 0 0 0 rg BT 532.56 229.85 Td (Second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 217.85 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 173.45 217.85 Td (Ef) Tj ET Q q 0 0 0 rg BT 182.71 217.85 Td (fective ) Tj ET Q q 0 0 0 rg BT 211.93 217.85 Td (Date ) Tj ET Q q 0 0 0 rg BT 232.83 217.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 253.73 217.85 Td (not ) Tj ET Q q 0 0 0 rg BT 268.53 217.85 Td (be ) Tj ET Q q 0 0 0 rg BT 279.99 217.85 Td (deemed ) Tj ET Q q 0 0 0 rg BT 313.10 217.85 Td (Covered ) Tj ET Q q 0 0 0 rg BT 349.00 217.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 390.46 217.85 Td (until ) Tj ET Q q 0 0 0 rg BT 410.82 217.85 Td (the ) Tj ET Q q 0 0 0 rg BT 425.05 217.85 Td (business ) Tj ET Q q 0 0 0 rg BT 460.96 217.85 Td (day ) Tj ET Q q 0 0 0 rg BT 477.42 217.85 Td (following ) Tj ET Q q 0 0 0 rg BT 518.33 217.85 Td (the ) Tj ET Q q 0 0 0 rg BT 532.56 217.85 Td (Second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 205.85 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 173.19 205.85 Td (Ef) Tj ET Q q 0 0 0 rg BT 182.45 205.85 Td (fective ) Tj ET Q q 0 0 0 rg BT 211.40 205.85 Td (Date ) Tj ET Q q 0 0 0 rg BT 232.03 205.85 Td (\(all ) Tj ET Q q 0 0 0 rg BT 247.11 205.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 288.32 205.85 Td (in ) Tj ET Q q 0 0 0 rg BT 297.85 205.85 Td (this ) Tj ET Q q 0 0 0 rg BT 314.05 205.85 Td (subparagraph ) Tj ET Q q 0 0 0 rg BT 369.67 205.85 Td (\(q\)\(i\) ) Tj ET Q q 0 0 0 rg BT 392.53 205.85 Td (collectively ) Tj ET Q q 0 0 0 rg BT 440.93 205.85 Td (being, ) Tj ET Q q 0 0 0 rg BT 467.40 205.85 Td (the ) Tj ET Q q 0 0 0 rg BT 481.37 205.85 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 485.806640625 204.51699218750002 m 551.46240234375 204.51699218750002 l s q 0 0 0 rg BT 485.81 205.85 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 512.01 205.85 Td (Portfolios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.46 205.85 Td (\);) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 181.85 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 194.00 181.85 Td (All ) Tj ET Q q 0 0 0 rg BT 208.19 181.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 249.05 181.85 Td (associated ) Tj ET Q q 0 0 0 rg BT 291.56 181.85 Td (with ) Tj ET Q q 0 0 0 rg BT 310.75 181.85 Td (any ) Tj ET Q q 0 0 0 rg BT 326.60 181.85 Td (MSR ) Tj ET Q q 0 0 0 rg BT 349.14 181.85 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 379.44 181.85 Td (that ) Tj ET Q q 0 0 0 rg BT 395.84 181.85 Td (New ) Tj ET Q q 0 0 0 rg BT 416.14 181.85 Td (Residential ) Tj ET Q q 0 0 0 rg BT 462.54 181.85 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 475.61 181.85 Td (acquires ) Tj ET Q q 0 0 0 rg BT 510.34 181.85 Td (from ) Tj ET Q q 0 0 0 rg BT 531.19 181.85 Td (Ocwen, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 169.85 Td (or ) Tj ET Q q 0 0 0 rg BT 132.74 169.85 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 146.82 169.85 Td (acquires ) Tj ET Q q 0 0 0 rg BT 182.55 169.85 Td (from ) Tj ET Q q 0 0 0 rg BT 204.40 169.85 Td (an ) Tj ET Q q 0 0 0 rg BT 216.26 169.85 Td (entity ) Tj ET Q q 0 0 0 rg BT 241.44 169.85 Td (into ) Tj ET Q q 0 0 0 rg BT 259.41 169.85 Td (which ) Tj ET Q q 0 0 0 rg BT 286.27 169.85 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 317.00 169.85 Td (mer) Tj ET Q q 0 0 0 rg BT 332.37 169.85 Td (ged ) Tj ET Q q 0 0 0 rg BT 349.22 169.85 Td (or ) Tj ET Q q 0 0 0 rg BT 359.97 169.85 Td (which ) Tj ET Q q 0 0 0 rg BT 386.82 169.85 Td (acquired ) Tj ET Q q 0 0 0 rg BT 423.66 169.85 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 454.39 169.85 Td (or ) Tj ET Q q 0 0 0 rg BT 465.14 169.85 Td (all ) Tj ET Q q 0 0 0 rg BT 477.55 169.85 Td (or ) Tj ET Q q 0 0 0 rg BT 488.29 169.85 Td (substantially ) Tj ET Q q 0 0 0 rg BT 541.26 169.85 Td (all ) Tj ET Q q 0 0 0 rg BT 553.67 169.85 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 157.85 Td (Ocwen) Tj ET Q q 0 0 0 rg BT 153.10 157.85 Td (s ) Tj ET Q q 0 0 0 rg BT 158.77 157.85 Td (assets ) Tj ET Q q 0 0 0 rg BT 183.88 157.85 Td (\(collectively ) Tj ET Q q 0 0 0 rg BT 235.63 157.85 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 240.07080078125 156.51699218750002 m 314.0517578125 156.51699218750002 l s q 0 0 0 rg BT 240.07 157.85 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 270.17 157.85 Td (Successors) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.05 157.85 Td (\), ) Tj ET Q q 0 0 0 rg BT 326.10 157.85 Td (provided, ) Tj ET Q q 0 0 0 rg BT 365.92 157.85 Td (however) Tj ET Q q 0 0 0 rg BT 399.95 157.85 Td (, ) Tj ET Q q 0 0 0 rg BT 404.23 157.85 Td (that ) Tj ET Q q 0 0 0 rg BT 421.01 157.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 462.23 157.85 Td (associated ) Tj ET Q q 0 0 0 rg BT 505.11 157.85 Td (with ) Tj ET Q q 0 0 0 rg BT 524.66 157.85 Td (any ) Tj ET Q q 0 0 0 rg BT 540.88 157.85 Td (MSR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 145.85 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 154.08 145.85 Td (that ) Tj ET Q q 0 0 0 rg BT 172.27 145.85 Td (New ) Tj ET Q q 0 0 0 rg BT 194.34 145.85 Td (Residential ) Tj ET Q q 0 0 0 rg BT 242.52 145.85 Td (acquires ) Tj ET Q q 0 0 0 rg BT 279.03 145.85 Td (from ) Tj ET Q q 0 0 0 rg BT 301.66 145.85 Td (an ) Tj ET Q q 0 0 0 rg BT 314.29 145.85 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 345.81 145.85 Td (Successor ) Tj ET Q q 0 0 0 rg BT 388.99 145.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 411.07 145.85 Td (be ) Tj ET Q q 0 0 0 rg BT 423.70 145.85 Td (Covered ) Tj ET Q q 0 0 0 rg BT 460.77 145.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 503.41 145.85 Td (only ) Tj ET Q q 0 0 0 rg BT 524.38 145.85 Td (if ) Tj ET Q q 0 0 0 rg BT 533.68 145.85 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 133.85 Td (owned ) Tj ET Q q 0 0 0 rg BT 151.07 133.85 Td (the ) Tj ET Q q 0 0 0 rg BT 165.71 133.85 Td (MSR ) Tj ET Q q 0 0 0 rg BT 189.24 133.85 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 220.54 133.85 Td (immediately ) Tj ET Q q 0 0 0 rg BT 272.94 133.85 Td (prior ) Tj ET Q q 0 0 0 rg BT 294.80 133.85 Td (to ) Tj ET Q q 0 0 0 rg BT 304.99 133.85 Td (the ) Tj ET Q q 0 0 0 rg BT 319.62 133.85 Td (transaction ) Tj ET Q q 0 0 0 rg BT 365.91 133.85 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 402.76 133.85 Td (to ) Tj ET Q q 0 0 0 rg BT 412.95 133.85 Td (which ) Tj ET Q q 0 0 0 rg BT 439.81 133.85 Td (the ) Tj ET Q q 0 0 0 rg BT 454.44 133.85 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 485.17 133.85 Td (Successor ) Tj ET Q q 0 0 0 rg BT 527.58 133.85 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 121.85 Td (the ) Tj ET Q q 0 0 0 rg BT 135.50 121.85 Td (MSR ) Tj ET Q q 0 0 0 rg BT 157.91 121.85 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 188.08 121.85 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 237.41 121.85 Td (, ) Tj ET Q q 0 0 0 rg BT 241.20 121.85 Td (the ) Tj ET Q q 0 0 0 rg BT 254.70 121.85 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 259.13623046875 120.51699218750002 m 328.1904296875 120.51699218750002 l s q 0 0 0 rg BT 259.14 121.85 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 288.74 121.85 Td (Portfolios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.19 121.85 Td (\). ) Tj ET Q q 0 0 0 rg BT 339.74 121.85 Td ( ) Tj ET Q q 0 0 0 rg BT 341.03 121.85 Td (Upon ) Tj ET Q q 0 0 0 rg BT 364.54 121.85 Td (the ) Tj ET Q q 0 0 0 rg BT 378.04 121.85 Td (transfer ) Tj ET Q q 0 0 0 rg BT 409.86 121.85 Td (of ) Tj ET Q q 0 0 0 rg BT 419.48 121.85 Td (any ) Tj ET Q q 0 0 0 rg BT 435.20 121.85 Td (MSR ) Tj ET Q q 0 0 0 rg BT 457.61 121.85 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 487.78 121.85 Td (to ) Tj ET Q q 0 0 0 rg BT 496.85 121.85 Td (New ) Tj ET Q q 0 0 0 rg BT 517.02 121.85 Td (Residential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 109.85 Td (from ) Tj ET Q q 0 0 0 rg BT 143.07 109.85 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 173.01 109.85 Td (with ) Tj ET Q q 0 0 0 rg BT 192.42 109.85 Td (respect ) Tj ET Q q 0 0 0 rg BT 222.36 109.85 Td (to ) Tj ET Q q 0 0 0 rg BT 231.77 109.85 Td (a ) Tj ET Q q 0 0 0 rg BT 237.83 109.85 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 275.02 109.85 Td (under ) Tj ET Q q 0 0 0 rg BT 299.41 109.85 Td (this ) Tj ET Q q 0 0 0 rg BT 315.49 109.85 Td (paragraph ) Tj ET Q q 0 0 0 rg BT 357.09 109.85 Td (\(ii\), ) Tj ET Q q 0 0 0 rg BT 373.44 109.85 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 395.06 109.85 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 438.34 109.85 Td (will ) Tj ET Q q 0 0 0 rg BT 455.52 109.85 Td (deliver ) Tj ET Q q 0 0 0 rg BT 484.91 109.85 Td (to ) Tj ET Q q 0 0 0 rg BT 494.32 109.85 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 520.96 109.85 Td (a ) Tj ET Q q 0 0 0 rg BT 527.03 109.85 Td (schedule ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 97.85 Td (\(to ) Tj ET Q q 0 0 0 rg BT 136.20 97.85 Td (be ) Tj ET Q q 0 0 0 rg BT 148.74 97.85 Td (attached ) Tj ET Q q 0 0 0 rg BT 185.14 97.85 Td (hereto ) Tj ET Q q 0 0 0 rg BT 213.22 97.85 Td (as ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 224.646484375 96.51699218750002 m 268.8544921875 96.51699218750002 l s q 0 0 0 rg BT 224.65 97.85 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 257.18 97.85 Td (1B) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.85 97.85 Td (\) ) Tj ET Q q 0 0 0 rg BT 275.28 97.85 Td (of ) Tj ET Q q 0 0 0 rg BT 286.70 97.85 Td (the ) Tj ET Q q 0 0 0 rg BT 302.02 97.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 344.56 97.85 Td (within ) Tj ET Q q 0 0 0 rg BT 373.21 97.85 Td (the ) Tj ET Q q 0 0 0 rg BT 388.52 97.85 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 419.94 97.85 Td (Portfolios, ) Tj ET Q q 0 0 0 rg BT 464.98 97.85 Td (which ) Tj ET Q q 0 0 0 rg BT 492.51 97.85 Td (schedule ) Tj ET Q q 0 0 0 rg BT 530.59 97.85 Td (shall ) Tj ET Q q 0 0 0 rg BT 552.57 97.85 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 85.85 Td (updated ) Tj ET Q q 0 0 0 rg BT 156.16 85.85 Td (in ) Tj ET Q q 0 0 0 rg BT 166.43 85.85 Td (the ) Tj ET Q q 0 0 0 rg BT 181.15 85.85 Td (event ) Tj ET Q q 0 0 0 rg BT 205.31 85.85 Td (that ) Tj ET Q q 0 0 0 rg BT 222.80 85.85 Td (New ) Tj ET Q q 0 0 0 rg BT 244.18 85.85 Td (Residential ) Tj ET Q q 0 0 0 rg BT 291.67 85.85 Td (acquires ) Tj ET Q q 0 0 0 rg BT 327.49 85.85 Td (additional ) Tj ET Q q 0 0 0 rg BT 369.98 85.85 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 411.93 85.85 Td (from ) Tj ET Q q 0 0 0 rg BT 433.87 85.85 Td (Ocwen;) Tj ET Q endstream endobj 227 0 obj <> endobj 228 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 742.10 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 194.00 742.10 Td (Only ) Tj ET Q q 0 0 0 rg BT 218.48 742.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 242.95 742.10 Td (PHH ) Tj ET Q q 0 0 0 rg BT 267.43 742.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 310.79 742.10 Td (Corporation) Tj ET Q q 0 0 0 rg BT 361.89 742.10 Td (s ) Tj ET Q q 0 0 0 rg BT 370.26 742.10 Td (approval ) Tj ET Q q 0 0 0 rg BT 409.72 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 422.52 742.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 452.02 742.10 Td (as ) Tj ET Q q 0 0 0 rg BT 464.82 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 473.74 742.10 Td (vendor) Tj ET Q q 0 0 0 rg BT 501.10 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 508.08 742.10 Td (all ) Tj ET Q q 0 0 0 rg BT 522.55 742.10 Td (Portfolios ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 730.10 Td (identified ) Tj ET Q q 0 0 0 rg BT 161.76 730.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 173.2041015625 728.7669921875 m 209.08935546875 728.7669921875 l s q 0 0 0 rg BT 173.20 730.10 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 204.09 730.10 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.09 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 210.53 730.10 Td (attached ) Tj ET Q q 0 0 0 rg BT 245.28 730.10 Td (hereto ) Tj ET Q q 0 0 0 rg BT 271.71 730.10 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 321.04 730.10 Td (, ) Tj ET Q q 0 0 0 rg BT 324.98 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.64 730.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 343.076171875 728.7669921875 m 403.97119140625 728.7669921875 l s q 0 0 0 rg BT 343.08 730.10 Td (PHH ) Tj ET Q q 0 0 0 rg BT 364.52 730.10 Td (Portfolios) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.97 730.10 Td (\) ) Tj ET Q q 0 0 0 rg BT 413.18 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 422.40 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 436.06 730.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 461.94 730.10 Td (New ) Tj ET Q q 0 0 0 rg BT 482.26 730.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 528.69 730.10 Td (acquires ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 136.72 718.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 196.42 718.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 220.05 718.10 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 251.43 718.10 Td (for ) Tj ET Q q 0 0 0 rg BT 265.59 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 280.31 718.10 Td (related ) Tj ET Q q 0 0 0 rg BT 310.01 718.10 Td (Portfolio; ) Tj ET Q q 0 0 0 rg BT 350.85 718.10 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 694.10 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 194.00 694.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 214.53 694.10 Td (other ) Tj ET Q q 0 0 0 rg BT 238.39 694.10 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 281.15 694.10 Td (that ) Tj ET Q q 0 0 0 rg BT 299.45 694.10 Td (correspond ) Tj ET Q q 0 0 0 rg BT 347.19 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 358.28 694.10 Td (any ) Tj ET Q q 0 0 0 rg BT 376.03 694.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 400.46 694.10 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 432.66 694.10 Td (that ) Tj ET Q q 0 0 0 rg BT 450.97 694.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 474.28 694.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 519.23 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 536.98 694.10 Td (RHSS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 682.10 Td (agree ) Tj ET Q q 0 0 0 rg BT 145.62 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 155.38 682.10 Td (writing ) Tj ET Q q 0 0 0 rg BT 186.24 682.10 Td (from ) Tj ET Q q 0 0 0 rg BT 207.66 682.10 Td (time ) Tj ET Q q 0 0 0 rg BT 227.41 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 237.16 682.10 Td (time ) Tj ET Q q 0 0 0 rg BT 256.91 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 273.88 682.10 Td (will ) Tj ET Q q 0 0 0 rg BT 291.42 682.10 Td (be ) Tj ET Q q 0 0 0 rg BT 302.83 682.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 333.13 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 342.89 682.10 Td (this ) Tj ET Q q 0 0 0 rg BT 358.88 682.10 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 407.78 682.10 Td (Upon ) Tj ET Q q 0 0 0 rg BT 431.97 682.10 Td (such ) Tj ET Q q 0 0 0 rg BT 452.28 682.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 498.40 682.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 520.37 682.10 Td (Brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 670.10 Td (will ) Tj ET Q q 0 0 0 rg BT 141.90 670.10 Td (deliver ) Tj ET Q q 0 0 0 rg BT 174.01 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 186.13 670.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 215.49 670.10 Td (a ) Tj ET Q q 0 0 0 rg BT 224.27 670.10 Td (schedule ) Tj ET Q q 0 0 0 rg BT 263.60 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 276.27 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.83 670.10 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 336.63 670.10 Td (that ) Tj ET Q q 0 0 0 rg BT 355.96 670.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 379.20 670.10 Td (become ) Tj ET Q q 0 0 0 rg BT 414.63 670.10 Td (Covered ) Tj ET Q q 0 0 0 rg BT 452.85 670.10 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 496.65 670.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 535.43 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 547.55 670.10 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 658.10 Td (subparagraph ) Tj ET Q q 0 0 0 rg BT 178.60 658.10 Td (\(q\)\(iv\), ) Tj ET Q q 0 0 0 rg BT 209.93 658.10 Td (which ) Tj ET Q q 0 0 0 rg BT 237.10 658.10 Td (schedule ) Tj ET Q q 0 0 0 rg BT 274.82 658.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 296.44 658.10 Td (become ) Tj ET Q q 0 0 0 rg BT 330.27 658.10 Td (an ) Tj ET Q q 0 0 0 rg BT 342.44 658.10 Td (exhibit ) Tj ET Q q 0 0 0 rg BT 372.95 658.10 Td (hereto ) Tj ET Q q 0 0 0 rg BT 400.67 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 417.84 658.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 439.46 658.10 Td (be ) Tj ET Q q 0 0 0 rg BT 451.63 658.10 Td (updated ) Tj ET Q q 0 0 0 rg BT 486.02 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 496.53 658.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 544.23 658.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 136.72 646.10 Td (Parties) Tj ET Q q 0 0 0 rg BT 166.52 646.10 Td ( ) Tj ET Q q 0 0 0 rg BT 169.02 646.10 Td (agreement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.10 Td (3. ) Tj ET Q q 0 0 0 rg BT 122.00 622.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.89 622.10 Td (2\(tt\) ) Tj ET Q q 0 0 0 rg BT 174.99 622.10 Td (of ) Tj ET Q q 0 0 0 rg BT 186.21 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.32 622.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 221.33 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 224.22 622.10 Td (is ) Tj ET Q q 0 0 0 rg BT 233.78 622.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 263.88 622.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 295.64 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.31 622.10 Td (its ) Tj ET Q q 0 0 0 rg BT 318.65 622.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 348.54 622.10 Td (, ) Tj ET Q q 0 0 0 rg BT 353.93 622.10 Td (and ) Tj ET Q q 0 0 0 rg BT 371.26 622.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 405.81 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 416.48 622.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 434.36 622.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 465.57 622.10 Td (is ) Tj ET Q q 0 0 0 rg BT 475.13 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.24 622.10 Td (following ) Tj ET Q q 0 0 0 rg BT 532.01 622.10 Td (Section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (2\(tt\) ) Tj ET Q q 0 0 0 rg BT 69.72 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 80.55 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 95.26 610.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 120.83 610.10 Td (as ) Tj ET Q q 0 0 0 rg BT 131.66 610.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 586.10 Td (\(tt\) ) Tj ET Q q 0 0 0 rg BT 158.00 586.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 162.4384765625 584.7669921875 m 197.9951171875 584.7669921875 l s q 0 0 0 rg BT 162.44 586.10 Td (Portfolio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.00 586.10 Td ( ) Tj ET Q q 0 0 0 rg BT 204.32 586.10 Td (means ) Tj ET Q q 0 0 0 rg BT 231.75 586.10 Td (a ) Tj ET Q q 0 0 0 rg BT 238.08 586.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 279.39 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 289.61 586.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 329.26 586.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 352.25 586.10 Td (that ) Tj ET Q q 0 0 0 rg BT 369.13 586.10 Td (are ) Tj ET Q q 0 0 0 rg BT 383.23 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.33 586.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 427.54 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 437.76 586.10 Td (a ) Tj ET Q q 0 0 0 rg BT 444.08 586.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 503.18 586.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 526.19 586.10 Td (Bundle.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 562.10 Td (4. ) Tj ET Q q 0 0 0 rg BT 122.00 562.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.11 562.10 Td (2 ) Tj ET Q q 0 0 0 rg BT 161.23 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 171.68 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.01 562.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 206.02 562.10 Td ( ) Tj ET Q q 0 0 0 rg BT 208.14 562.10 Td (is ) Tj ET Q q 0 0 0 rg BT 216.92 562.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 246.25 562.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 284.46 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 294.35 562.10 Td (insert ) Tj ET Q q 0 0 0 rg BT 318.68 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 333.02 562.10 Td (following ) Tj ET Q q 0 0 0 rg BT 374.02 562.10 Td (subsections ) Tj ET Q q 0 0 0 rg BT 422.25 562.10 Td (\(rrr\), ) Tj ET Q q 0 0 0 rg BT 443.51 562.10 Td (\(sss\), ) Tj ET Q q 0 0 0 rg BT 466.47 562.10 Td (\(ttt\) ) Tj ET Q q 0 0 0 rg BT 483.58 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 500.13 562.10 Td (\(uuu\) ) Tj ET Q q 0 0 0 rg BT 523.91 562.10 Td (at ) Tj ET Q q 0 0 0 rg BT 533.24 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 547.58 562.10 Td (end ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 550.10 Td (such ) Tj ET Q q 0 0 0 rg BT 81.66 550.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 114.16 550.10 Td (2, ) Tj ET Q q 0 0 0 rg BT 124.16 550.10 Td (as ) Tj ET Q q 0 0 0 rg BT 134.99 550.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 526.10 Td (\(rrr\) ) Tj ET Q q 0 0 0 rg BT 158.00 526.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 162.4384765625 524.7669921875 m 214.71142578125 524.7669921875 l s q 0 0 0 rg BT 162.44 526.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 185.82 526.10 Td (Bundle) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.71 526.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.41 526.10 Td (means ) Tj ET Q q 0 0 0 rg BT 249.22 526.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 263.15 526.10 Td (either ) Tj ET Q q 0 0 0 rg BT 288.17 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 302.65 526.10 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 329.93 526.10 Td (or ) Tj ET Q q 0 0 0 rg BT 340.52 526.10 Td (New ) Tj ET Q q 0 0 0 rg BT 361.67 526.10 Td (Rights ) Tj ET Q q 0 0 0 rg BT 390.05 526.10 Td (to ) Tj ET Q q 0 0 0 rg BT 400.09 526.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 423.48 526.10 Td (for ) Tj ET Q q 0 0 0 rg BT 437.40 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 451.88 526.10 Td (related ) Tj ET Q q 0 0 0 rg BT 481.35 526.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 519.17 526.10 Td (and ) Tj ET Q q 0 0 0 rg BT 535.87 526.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 549.79 526.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 514.10 Td (right ) Tj ET Q q 0 0 0 rg BT 107.39 514.10 Td (to ) Tj ET Q q 0 0 0 rg BT 117.67 514.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 134.05 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 148.77 514.10 Td (related ) Tj ET Q q 0 0 0 rg BT 178.47 514.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 200.97 514.10 Td (Properties ) Tj ET Q q 0 0 0 rg BT 244.02 514.10 Td (that ) Tj ET Q q 0 0 0 rg BT 261.51 514.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 306.23 514.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 339.27 514.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 362.88 514.10 Td (in ) Tj ET Q q 0 0 0 rg BT 373.15 514.10 Td (such ) Tj ET Q q 0 0 0 rg BT 393.98 514.10 Td (Portfolio.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 490.10 Td (\(sss\) ) Tj ET Q q 0 0 0 rg BT 158.00 490.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 162.4384765625 488.7669921875 m 247.3310546875 488.7669921875 l s q 0 0 0 rg BT 162.44 490.10 Td (New ) Tj ET Q q 0 0 0 rg BT 182.95 490.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 212.90 490.10 Td (Contract) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.33 490.10 Td ( ) Tj ET Q q 0 0 0 rg BT 253.40 490.10 Td (means ) Tj ET Q q 0 0 0 rg BT 280.57 490.10 Td (that ) Tj ET Q q 0 0 0 rg BT 297.20 490.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 326.03 490.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 369.30 490.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 404.45 490.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 450.50 490.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 481.55 490.10 Td (into ) Tj ET Q q 0 0 0 rg BT 498.74 490.10 Td (between ) Tj ET Q q 0 0 0 rg BT 533.68 490.10 Td (Ocwen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.10 Td (Loan ) Tj ET Q q 0 0 0 rg BT 108.98 478.10 Td (Servicing, ) Tj ET Q q 0 0 0 rg BT 152.24 478.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 173.57 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 190.44 478.10 Td (New ) Tj ET Q q 0 0 0 rg BT 211.76 478.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 259.18 478.10 Td (\(and ) Tj ET Q q 0 0 0 rg BT 279.39 478.10 Td (for ) Tj ET Q q 0 0 0 rg BT 293.48 478.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 331.47 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 342.24 478.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 374.67 478.10 Td (8 ) Tj ET Q q 0 0 0 rg BT 382.10 478.10 Td (thereto, ) Tj ET Q q 0 0 0 rg BT 414.80 478.10 Td (New ) Tj ET Q q 0 0 0 rg BT 436.12 478.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 483.54 478.10 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 524.86 478.10 Td (LLC\), ) Tj ET Q q 0 0 0 rg BT 552.01 478.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 466.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.75 466.10 Td (as ) Tj ET Q q 0 0 0 rg BT 113.39 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 124.03 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.55 466.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 169.79 466.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 221.54 466.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 230.79 466.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 260.30 466.10 Td (Date, ) Tj ET Q q 0 0 0 rg BT 283.99 466.10 Td (under ) Tj ET Q q 0 0 0 rg BT 309.07 466.10 Td (which ) Tj ET Q q 0 0 0 rg BT 335.82 466.10 Td (New ) Tj ET Q q 0 0 0 rg BT 357.01 466.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 404.31 466.10 Td (obtains ) Tj ET Q q 0 0 0 rg BT 435.50 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.03 466.10 Td (right ) Tj ET Q q 0 0 0 rg BT 471.23 466.10 Td (to ) Tj ET Q q 0 0 0 rg BT 481.32 466.10 Td (designate ) Tj ET Q q 0 0 0 rg BT 521.39 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 535.92 466.10 Td (broker ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 454.10 Td (to ) Tj ET Q q 0 0 0 rg BT 96.28 454.10 Td (market ) Tj ET Q q 0 0 0 rg BT 126.54 454.10 Td (and ) Tj ET Q q 0 0 0 rg BT 143.48 454.10 Td (list ) Tj ET Q q 0 0 0 rg BT 158.21 454.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 180.71 454.10 Td (Properties ) Tj ET Q q 0 0 0 rg BT 223.75 454.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 267.35 454.10 Td (with ) Tj ET Q q 0 0 0 rg BT 287.63 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 302.34 454.10 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 344.29 454.10 Td (identified ) Tj ET Q q 0 0 0 rg BT 385.11 454.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 422.05 454.10 Td (to ) Tj ET Q q 0 0 0 rg BT 432.33 454.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 464.82 454.10 Td (2\(q\)\(i\) ) Tj ET Q q 0 0 0 rg BT 493.42 454.10 Td (herein.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 430.10 Td (\(ttt\) ) Tj ET Q q 0 0 0 rg BT 158.00 430.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 162.4384765625 428.7669921875 m 241.72314453125 428.7669921875 l s q 0 0 0 rg BT 162.44 430.10 Td (New ) Tj ET Q q 0 0 0 rg BT 183.11 430.10 Td (Rights ) Tj ET Q q 0 0 0 rg BT 211.03 430.10 Td (to ) Tj ET Q q 0 0 0 rg BT 220.60 430.10 Td (MSR) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.72 430.10 Td ( ) Tj ET Q q 0 0 0 rg BT 247.96 430.10 Td (means ) Tj ET Q q 0 0 0 rg BT 275.30 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 281.53 430.10 Td (right ) Tj ET Q q 0 0 0 rg BT 302.21 430.10 Td (to ) Tj ET Q q 0 0 0 rg BT 311.78 430.10 Td (an ) Tj ET Q q 0 0 0 rg BT 323.02 430.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 363.68 430.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 394.91 430.10 Td (in ) Tj ET Q q 0 0 0 rg BT 404.48 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 410.72 430.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 433.63 430.10 Td (together ) Tj ET Q q 0 0 0 rg BT 468.19 430.10 Td (with ) Tj ET Q q 0 0 0 rg BT 487.77 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 494.00 430.10 Td (right ) Tj ET Q q 0 0 0 rg BT 514.68 430.10 Td (to ) Tj ET Q q 0 0 0 rg BT 524.25 430.10 Td (designate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.09 418.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 128.07 418.10 Td (to ) Tj ET Q q 0 0 0 rg BT 137.72 418.10 Td (market ) Tj ET Q q 0 0 0 rg BT 167.36 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 183.67 418.10 Td (list ) Tj ET Q q 0 0 0 rg BT 197.77 418.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 219.65 418.10 Td (Properties ) Tj ET Q q 0 0 0 rg BT 262.07 418.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 305.04 418.10 Td (with ) Tj ET Q q 0 0 0 rg BT 324.69 418.10 Td (such ) Tj ET Q q 0 0 0 rg BT 344.90 418.10 Td (a ) Tj ET Q q 0 0 0 rg BT 351.21 418.10 Td (MSR, ) Tj ET Q q 0 0 0 rg BT 376.71 418.10 Td (but ) Tj ET Q q 0 0 0 rg BT 391.36 418.10 Td (only ) Tj ET Q q 0 0 0 rg BT 411.01 418.10 Td (to ) Tj ET Q q 0 0 0 rg BT 420.67 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 434.76 418.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 461.07 418.10 Td (New ) Tj ET Q q 0 0 0 rg BT 481.83 418.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 528.69 418.10 Td (acquires ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 406.10 Td (both ) Tj ET Q q 0 0 0 rg BT 107.05 406.10 Td (such ) Tj ET Q q 0 0 0 rg BT 128.66 406.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 154.71 406.10 Td (after ) Tj ET Q q 0 0 0 rg BT 175.58 406.10 Td (August ) Tj ET Q q 0 0 0 rg BT 207.74 406.10 Td (28, ) Tj ET Q q 0 0 0 rg BT 223.51 406.10 Td (2017; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 249.57 406.10 Td (pr) Tj ET Q q 0 0 0 rg BT 258.09 406.10 Td (ovided, ) Tj ET Q q 0 0 0 rg BT 290.52 406.10 Td (however) Tj ET Q q 0 0 0 rg BT 323.29 406.10 Td (,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.79 406.10 Td ( ) Tj ET Q q 0 0 0 rg BT 329.06 406.10 Td (that ) Tj ET Q q 0 0 0 rg BT 347.33 406.10 Td (for ) Tj ET Q q 0 0 0 rg BT 362.26 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 377.75 406.10 Td (avoidance ) Tj ET Q q 0 0 0 rg BT 421.56 406.10 Td (of ) Tj ET Q q 0 0 0 rg BT 433.16 406.10 Td (doubt, ) Tj ET Q q 0 0 0 rg BT 461.72 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 477.21 406.10 Td (right ) Tj ET Q q 0 0 0 rg BT 499.37 406.10 Td (to ) Tj ET Q q 0 0 0 rg BT 510.42 406.10 Td (an ) Tj ET Q q 0 0 0 rg BT 523.13 406.10 Td (economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 394.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 118.17 394.10 Td (in ) Tj ET Q q 0 0 0 rg BT 128.68 394.10 Td (a ) Tj ET Q q 0 0 0 rg BT 135.85 394.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 159.71 394.10 Td (need ) Tj ET Q q 0 0 0 rg BT 181.32 394.10 Td (not ) Tj ET Q q 0 0 0 rg BT 196.83 394.10 Td (be ) Tj ET Q q 0 0 0 rg BT 209.00 394.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 246.16 394.10 Td (at ) Tj ET Q q 0 0 0 rg BT 256.11 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 271.06 394.10 Td (same ) Tj ET Q q 0 0 0 rg BT 294.34 394.10 Td (time ) Tj ET Q q 0 0 0 rg BT 314.85 394.10 Td (or ) Tj ET Q q 0 0 0 rg BT 325.91 394.10 Td (as ) Tj ET Q q 0 0 0 rg BT 336.97 394.10 Td (part ) Tj ET Q q 0 0 0 rg BT 355.25 394.10 Td (of ) Tj ET Q q 0 0 0 rg BT 366.32 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 381.27 394.10 Td (same ) Tj ET Q q 0 0 0 rg BT 404.55 394.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 451.15 394.10 Td (as ) Tj ET Q q 0 0 0 rg BT 462.22 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 477.17 394.10 Td (right ) Tj ET Q q 0 0 0 rg BT 498.79 394.10 Td (to ) Tj ET Q q 0 0 0 rg BT 509.30 394.10 Td (designate ) Tj ET Q q 0 0 0 rg BT 549.79 394.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 382.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 114.60 382.10 Td (in ) Tj ET Q q 0 0 0 rg BT 124.88 382.10 Td (order ) Tj ET Q q 0 0 0 rg BT 148.48 382.10 Td (for ) Tj ET Q q 0 0 0 rg BT 162.64 382.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.35 382.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 223.73 382.10 Td (of ) Tj ET Q q 0 0 0 rg BT 234.56 382.10 Td (both ) Tj ET Q q 0 0 0 rg BT 254.84 382.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 280.12 382.10 Td (to ) Tj ET Q q 0 0 0 rg BT 290.40 382.10 Td (constitute ) Tj ET Q q 0 0 0 rg BT 331.78 382.10 Td (New ) Tj ET Q q 0 0 0 rg BT 353.16 382.10 Td (Rights ) Tj ET Q q 0 0 0 rg BT 381.78 382.10 Td (to ) Tj ET Q q 0 0 0 rg BT 392.06 382.10 Td (MSR.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 358.10 Td (\(uuu\) ) Tj ET Q q 0 0 0 rg BT 158.00 358.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 162.4384765625 356.7669921875 m 303.595703125 356.7669921875 l s q 0 0 0 rg BT 162.44 358.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 193.83 358.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 245.76 358.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 255.02 358.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 284.72 358.10 Td (Date) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.60 358.10 Td ( ) Tj ET Q q 0 0 0 rg BT 310.53 358.10 Td (means ) Tj ET Q q 0 0 0 rg BT 338.58 358.10 Td (January ) Tj ET Q q 0 0 0 rg BT 372.18 358.10 Td (18, ) Tj ET Q q 0 0 0 rg BT 387.18 358.10 Td (2018.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 334.10 Td (5. ) Tj ET Q q 0 0 0 rg BT 122.00 334.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.56 334.10 Td (4 ) Tj ET Q q 0 0 0 rg BT 162.12 334.10 Td (of ) Tj ET Q q 0 0 0 rg BT 173.01 334.10 Td (the ) Tj ET Q q 0 0 0 rg BT 187.79 334.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 207.80 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 210.36 334.10 Td (is ) Tj ET Q q 0 0 0 rg BT 219.60 334.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 249.37 334.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 280.80 334.10 Td (in ) Tj ET Q q 0 0 0 rg BT 291.14 334.10 Td (its ) Tj ET Q q 0 0 0 rg BT 303.15 334.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 333.04 334.10 Td (, ) Tj ET Q q 0 0 0 rg BT 338.11 334.10 Td (and ) Tj ET Q q 0 0 0 rg BT 355.11 334.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 389.33 334.10 Td (in ) Tj ET Q q 0 0 0 rg BT 399.67 334.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 417.22 334.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 448.10 334.10 Td (is ) Tj ET Q q 0 0 0 rg BT 457.33 334.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.11 334.10 Td (following ) Tj ET Q q 0 0 0 rg BT 513.56 334.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 546.12 334.10 Td (4 ) Tj ET Q q 0 0 0 rg BT 553.68 334.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 322.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 90.28 322.10 Td (as ) Tj ET Q q 0 0 0 rg BT 101.11 322.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 298.10 Td (4. ) Tj ET Q q 0 0 0 rg BT 158.00 298.10 Td ([Intentionally ) Tj ET Q q 0 0 0 rg BT 214.93 298.10 Td (Omitted.]) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 274.10 Td (6. ) Tj ET Q q 0 0 0 rg BT 122.00 274.10 Td (The ) Tj ET Q q 0 0 0 rg BT 140.10 274.10 Td (first ) Tj ET Q q 0 0 0 rg BT 158.76 274.10 Td (sentence ) Tj ET Q q 0 0 0 rg BT 195.74 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 206.62 274.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 239.17 274.10 Td (5\(a\)\(1\) ) Tj ET Q q 0 0 0 rg BT 269.49 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 280.37 274.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.14 274.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 315.15 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 317.70 274.10 Td (is ) Tj ET Q q 0 0 0 rg BT 326.93 274.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 356.69 274.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 388.11 274.10 Td (in ) Tj ET Q q 0 0 0 rg BT 398.45 274.10 Td (its ) Tj ET Q q 0 0 0 rg BT 410.45 274.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 440.34 274.10 Td (, ) Tj ET Q q 0 0 0 rg BT 445.39 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 462.39 274.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 496.59 274.10 Td (in ) Tj ET Q q 0 0 0 rg BT 506.93 274.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 524.48 274.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 555.34 274.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 262.10 Td (following ) Tj ET Q q 0 0 0 rg BT 106.10 262.10 Td (first ) Tj ET Q q 0 0 0 rg BT 124.71 262.10 Td (sentence ) Tj ET Q q 0 0 0 rg BT 161.64 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 172.47 262.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 204.96 262.10 Td (5\(a\)\(i\) ) Tj ET Q q 0 0 0 rg BT 233.00 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 243.83 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 258.54 262.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 284.11 262.10 Td (as ) Tj ET Q q 0 0 0 rg BT 294.94 262.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 238.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 158.00 238.10 Td (W) Tj ET Q q 0 0 0 rg BT 167.04 238.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 180.60 238.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 211.92 238.10 Td (to ) Tj ET Q q 0 0 0 rg BT 222.71 238.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 255.71 238.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 278.72 238.10 Td (Referrals ) Tj ET Q q 0 0 0 rg BT 318.37 238.10 Td (that ) Tj ET Q q 0 0 0 rg BT 336.37 238.10 Td (are ) Tj ET Q q 0 0 0 rg BT 351.59 238.10 Td (from ) Tj ET Q q 0 0 0 rg BT 374.03 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.25 238.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 416.71 238.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 455.28 238.10 Td (or ) Tj ET Q q 0 0 0 rg BT 466.62 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.84 238.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 513.17 238.10 Td (Portfolio, ) Tj ET Q q 0 0 0 rg BT 554.23 238.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 226.10 Td (each ) Tj ET Q q 0 0 0 rg BT 106.26 226.10 Td (case ) Tj ET Q q 0 0 0 rg BT 125.42 226.10 Td (other ) Tj ET Q q 0 0 0 rg BT 147.91 226.10 Td (than ) Tj ET Q q 0 0 0 rg BT 167.08 226.10 Td (Existing ) Tj ET Q q 0 0 0 rg BT 202.36 226.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 224.30 226.10 Td (Referrals, ) Tj ET Q q 0 0 0 rg BT 265.40 226.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 289.00 226.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 310.95 226.10 Td (Properties, ) Tj ET Q q 0 0 0 rg BT 355.95 226.10 Td (or ) Tj ET Q q 0 0 0 rg BT 366.22 226.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 389.83 226.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 411.78 226.10 Td (Properties, ) Tj ET Q q 0 0 0 rg BT 456.77 226.10 Td (which ) Tj ET Q q 0 0 0 rg BT 483.16 226.10 Td (referral ) Tj ET Q q 0 0 0 rg BT 514.52 226.10 Td (occurs ) Tj ET Q q 0 0 0 rg BT 542.57 226.10 Td (prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 96.03 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 110.49 214.10 Td (date ) Tj ET Q q 0 0 0 rg BT 129.39 214.10 Td (that ) Tj ET Q q 0 0 0 rg BT 146.64 214.10 Td (is ) Tj ET Q q 0 0 0 rg BT 155.55 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 170.02 214.10 Td (earlier ) Tj ET Q q 0 0 0 rg BT 197.80 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 208.38 214.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 222.28 214.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 246.19 214.10 Td (months ) Tj ET Q q 0 0 0 rg BT 277.89 214.10 Td (after ) Tj ET Q q 0 0 0 rg BT 298.45 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.42 214.10 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 361.33 214.10 Td (Date ) Tj ET Q q 0 0 0 rg BT 382.45 214.10 Td (related ) Tj ET Q q 0 0 0 rg BT 411.90 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 421.93 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 436.39 214.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 495.85 214.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 519.22 214.10 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 550.35 214.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.49 202.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 138.31 202.10 Td (containing ) Tj ET Q q 0 0 0 rg BT 182.80 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.28 202.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 216.77 202.10 Td (that ) Tj ET Q q 0 0 0 rg BT 234.04 202.10 Td (was ) Tj ET Q q 0 0 0 rg BT 251.86 202.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 296.35 202.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 329.15 202.10 Td (by ) Tj ET Q q 0 0 0 rg BT 341.42 202.10 Td (such ) Tj ET Q q 0 0 0 rg BT 362.03 202.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 384.30 202.10 Td (Property) Tj ET Q q 0 0 0 rg BT 418.08 202.10 Td (, ) Tj ET Q q 0 0 0 rg BT 422.86 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 439.56 202.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 453.50 202.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 477.43 202.10 Td (months ) Tj ET Q q 0 0 0 rg BT 509.14 202.10 Td (from ) Tj ET Q q 0 0 0 rg BT 530.85 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 545.34 202.10 Td (date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 190.10 Td (of ) Tj ET Q q 0 0 0 rg BT 96.83 190.10 Td (this ) Tj ET Q q 0 0 0 rg BT 113.23 190.10 Td (Agreement:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 166.10 Td (7. ) Tj ET Q q 0 0 0 rg BT 122.00 166.10 Td (The ) Tj ET Q q 0 0 0 rg BT 140.07 166.10 Td (first ) Tj ET Q q 0 0 0 rg BT 158.71 166.10 Td (sentence ) Tj ET Q q 0 0 0 rg BT 195.66 166.10 Td (of ) Tj ET Q q 0 0 0 rg BT 206.51 166.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 239.03 166.10 Td (5\(a\)\(ii\) ) Tj ET Q q 0 0 0 rg BT 269.88 166.10 Td (of ) Tj ET Q q 0 0 0 rg BT 280.73 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.47 166.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 315.48 166.10 Td ( ) Tj ET Q q 0 0 0 rg BT 318.01 166.10 Td (is ) Tj ET Q q 0 0 0 rg BT 327.21 166.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 356.94 166.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 388.34 166.10 Td (in ) Tj ET Q q 0 0 0 rg BT 398.64 166.10 Td (its ) Tj ET Q q 0 0 0 rg BT 410.61 166.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 440.51 166.10 Td (, ) Tj ET Q q 0 0 0 rg BT 445.53 166.10 Td (and ) Tj ET Q q 0 0 0 rg BT 462.50 166.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 496.68 166.10 Td (in ) Tj ET Q q 0 0 0 rg BT 506.98 166.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 524.50 166.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 555.34 166.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 154.10 Td (following ) Tj ET Q q 0 0 0 rg BT 106.10 154.10 Td (first ) Tj ET Q q 0 0 0 rg BT 124.71 154.10 Td (sentence ) Tj ET Q q 0 0 0 rg BT 161.64 154.10 Td (of ) Tj ET Q q 0 0 0 rg BT 172.47 154.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 204.96 154.10 Td (5\(a\)\(ii\) ) Tj ET Q q 0 0 0 rg BT 235.78 154.10 Td (of ) Tj ET Q q 0 0 0 rg BT 246.61 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.32 154.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 286.88 154.10 Td (as ) Tj ET Q q 0 0 0 rg BT 297.71 154.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 130.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 158.00 130.10 Td (W) Tj ET Q q 0 0 0 rg BT 167.04 130.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 180.53 130.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 211.77 130.10 Td (to ) Tj ET Q q 0 0 0 rg BT 222.48 130.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 255.41 130.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 278.34 130.10 Td (Referrals, ) Tj ET Q q 0 0 0 rg BT 320.42 130.10 Td (in ) Tj ET Q q 0 0 0 rg BT 331.13 130.10 Td (each ) Tj ET Q q 0 0 0 rg BT 352.37 130.10 Td (case ) Tj ET Q q 0 0 0 rg BT 372.51 130.10 Td (other ) Tj ET Q q 0 0 0 rg BT 395.99 130.10 Td (than ) Tj ET Q q 0 0 0 rg BT 416.14 130.10 Td (Existing ) Tj ET Q q 0 0 0 rg BT 452.40 130.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 475.33 130.10 Td (Referrals, ) Tj ET Q q 0 0 0 rg BT 517.41 130.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 542.00 130.10 Td (REO ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 118.10 Td (Properties, ) Tj ET Q q 0 0 0 rg BT 131.41 118.10 Td (or ) Tj ET Q q 0 0 0 rg BT 142.10 118.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 166.12 118.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 188.49 118.10 Td (Properties, ) Tj ET Q q 0 0 0 rg BT 233.90 118.10 Td (that ) Tj ET Q q 0 0 0 rg BT 251.25 118.10 Td (are ) Tj ET Q q 0 0 0 rg BT 265.82 118.10 Td (from ) Tj ET Q q 0 0 0 rg BT 287.62 118.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 301.65 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.22 118.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 343.04 118.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 380.96 118.10 Td (or ) Tj ET Q q 0 0 0 rg BT 391.65 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 406.23 118.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 436.91 118.10 Td (Portfolio, ) Tj ET Q q 0 0 0 rg BT 477.33 118.10 Td (which ) Tj ET Q q 0 0 0 rg BT 504.13 118.10 Td (referral ) Tj ET Q q 0 0 0 rg BT 535.91 118.10 Td (occurs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 106.10 Td (on ) Tj ET Q q 0 0 0 rg BT 98.38 106.10 Td (or ) Tj ET Q q 0 0 0 rg BT 109.09 106.10 Td (after ) Tj ET Q q 0 0 0 rg BT 129.79 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 144.39 106.10 Td (date ) Tj ET Q q 0 0 0 rg BT 163.43 106.10 Td (which ) Tj ET Q q 0 0 0 rg BT 190.25 106.10 Td (is ) Tj ET Q q 0 0 0 rg BT 199.30 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.90 106.10 Td (earlier ) Tj ET Q q 0 0 0 rg BT 241.81 106.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.52 106.10 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 266.00 106.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 290.05 106.10 Td (months ) Tj ET Q q 0 0 0 rg BT 321.88 106.10 Td (after ) Tj ET Q q 0 0 0 rg BT 342.57 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 356.65 106.10 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 405.69 106.10 Td (Date ) Tj ET Q q 0 0 0 rg BT 426.95 106.10 Td (related ) Tj ET Q q 0 0 0 rg BT 456.54 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 466.70 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.29 106.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 540.88 106.10 Td (MSR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 94.10 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 117.72 94.10 Td (for ) Tj ET Q q 0 0 0 rg BT 132.20 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 147.25 94.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 185.63 94.10 Td (containing ) Tj ET Q q 0 0 0 rg BT 230.68 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.72 94.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 265.77 94.10 Td (that ) Tj ET Q q 0 0 0 rg BT 283.59 94.10 Td (was ) Tj ET Q q 0 0 0 rg BT 301.97 94.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 347.02 94.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 380.38 94.10 Td (by ) Tj ET Q q 0 0 0 rg BT 393.21 94.10 Td (such ) Tj ET Q q 0 0 0 rg BT 414.37 94.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 437.20 94.10 Td (Property) Tj ET Q q 0 0 0 rg BT 470.99 94.10 Td (, ) Tj ET Q q 0 0 0 rg BT 476.31 94.10 Td (and ) Tj ET Q q 0 0 0 rg BT 493.58 94.10 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 508.07 94.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 532.56 94.10 Td (months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 82.10 Td (from ) Tj ET Q q 0 0 0 rg BT 108.76 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 124.29 82.10 Td (date ) Tj ET Q q 0 0 0 rg BT 144.26 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 155.91 82.10 Td (this ) Tj ET Q q 0 0 0 rg BT 172.94 82.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 223.18 82.10 Td (or ) Tj ET Q q 0 0 0 rg BT 234.83 82.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 249.81 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.34 82.10 Td (PHH ) Tj ET Q q 0 0 0 rg BT 288.66 82.10 Td (Portfolio, ) Tj ET Q q 0 0 0 rg BT 330.03 82.10 Td (which ) Tj ET Q q 0 0 0 rg BT 357.79 82.10 Td (referral ) Tj ET Q q 0 0 0 rg BT 390.52 82.10 Td (occurs ) Tj ET Q q 0 0 0 rg BT 419.94 82.10 Td (at ) Tj ET Q q 0 0 0 rg BT 430.47 82.10 Td (any ) Tj ET Q q 0 0 0 rg BT 448.23 82.10 Td (time ) Tj ET Q q 0 0 0 rg BT 469.32 82.10 Td (during ) Tj ET Q q 0 0 0 rg BT 498.74 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 514.27 82.10 Td (term ) Tj ET Q q 0 0 0 rg BT 535.92 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 547.56 82.10 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 70.10 Td (Agreement:) Tj ET Q endstream endobj 229 0 obj <> endobj 230 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (8. ) Tj ET Q q 0 0 0 rg BT 122.00 742.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.92 742.10 Td (5\(b\) ) Tj ET Q q 0 0 0 rg BT 174.50 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.75 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.88 742.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 220.89 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 223.81 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 233.40 742.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 263.53 742.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 295.32 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.02 742.10 Td (its ) Tj ET Q q 0 0 0 rg BT 318.39 742.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 348.28 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 353.70 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 371.06 742.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 405.63 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 416.33 742.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 434.25 742.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 465.48 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 475.07 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.21 742.10 Td (following ) Tj ET Q q 0 0 0 rg BT 532.01 742.10 Td (Section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (5\(b\) ) Tj ET Q q 0 0 0 rg BT 69.16 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 79.99 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 94.71 730.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 120.27 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 131.10 730.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 706.10 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 158.00 706.10 Td (Payment ) Tj ET Q q 0 0 0 rg BT 195.50 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 206.33 706.10 Td (Commissions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 682.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 158.00 682.10 Td (It ) Tj ET Q q 0 0 0 rg BT 166.96 682.10 Td (is ) Tj ET Q q 0 0 0 rg BT 176.48 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.55 682.10 Td (intent ) Tj ET Q q 0 0 0 rg BT 217.17 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 228.35 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.42 682.10 Td (Parties ) Tj ET Q q 0 0 0 rg BT 273.49 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 291.33 682.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 348.64 682.10 Td (be ) Tj ET Q q 0 0 0 rg BT 360.93 682.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 381.00 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 391.63 682.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 414.48 682.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 458.97 682.10 Td (by ) Tj ET Q q 0 0 0 rg BT 471.82 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 486.89 682.10 Td (escrow ) Tj ET Q q 0 0 0 rg BT 518.06 682.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 542.57 682.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.52 670.10 Td (proceeds ) Tj ET Q q 0 0 0 rg BT 138.35 670.10 Td (at ) Tj ET Q q 0 0 0 rg BT 147.87 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 162.38 670.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 193.57 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 204.20 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 218.71 670.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 236.56 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 247.19 670.10 Td (any ) Tj ET Q q 0 0 0 rg BT 263.92 670.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 296.22 670.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 318.52 670.10 Td (Referrals ) Tj ET Q q 0 0 0 rg BT 357.46 670.10 Td (\() Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 365.23046875 668.7669921875 m 396.3486328125 668.7669921875 l s q 0 0 0 rg BT 365.23 670.10 Td (Closing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.35 670.10 Td (\). ) Tj ET Q q 0 0 0 rg BT 408.92 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 411.21 670.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 438.53 670.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 459.71 670.10 Td (wire ) Tj ET Q q 0 0 0 rg BT 479.78 670.10 Td (or ) Tj ET Q q 0 0 0 rg BT 490.41 670.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 514.92 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 524.99 670.10 Td (be ) Tj ET Q q 0 0 0 rg BT 536.73 670.10 Td (wired, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.06 658.10 Td (Commissions, ) Tj ET Q q 0 0 0 rg BT 158.86 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 168.49 658.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 220.32 658.10 Td (available ) Tj ET Q q 0 0 0 rg BT 258.25 658.10 Td (funds, ) Tj ET Q q 0 0 0 rg BT 284.82 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 294.44 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.50 658.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 329.79 658.10 Td (account ) Tj ET Q q 0 0 0 rg BT 362.72 658.10 Td (designated ) Tj ET Q q 0 0 0 rg BT 407.33 658.10 Td (by ) Tj ET Q q 0 0 0 rg BT 419.18 658.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 441.02 658.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 484.51 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 494.13 658.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 520.99 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 530.62 658.10 Td (writing. ) Tj ET Q q 0 0 0 rg BT 564.50 658.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 646.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 113.81 646.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 135.48 646.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 168.82 646.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 191.61 646.10 Td (Brokerage) Tj ET Q q 0 0 0 rg BT 236.03 646.10 Td (s ) Tj ET Q q 0 0 0 rg BT 242.72 646.10 Td (wiring ) Tj ET Q q 0 0 0 rg BT 271.62 646.10 Td (instructions ) Tj ET Q q 0 0 0 rg BT 321.07 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 331.64 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.65 646.10 Td (escrow ) Tj ET Q q 0 0 0 rg BT 377.76 646.10 Td (agent. ) Tj ET Q q 0 0 0 rg BT 404.70 646.10 Td ( ) Tj ET Q q 0 0 0 rg BT 407.49 646.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 435.30 646.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 456.98 646.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 481.97 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 496.98 646.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 554.23 646.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 634.10 Td (be ) Tj ET Q q 0 0 0 rg BT 97.94 634.10 Td (documented ) Tj ET Q q 0 0 0 rg BT 149.31 634.10 Td (in ) Tj ET Q q 0 0 0 rg BT 159.59 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.31 634.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 209.01 634.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 252.61 634.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 293.43 634.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 315.37 634.10 Td (to ) Tj ET Q q 0 0 0 rg BT 325.64 634.10 Td (or ) Tj ET Q q 0 0 0 rg BT 336.47 634.10 Td (at ) Tj ET Q q 0 0 0 rg BT 346.19 634.10 Td (Closing.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 610.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 158.00 610.10 Td (W) Tj ET Q q 0 0 0 rg BT 167.04 610.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 179.15 610.10 Td (regard ) Tj ET Q q 0 0 0 rg BT 206.24 610.10 Td (to ) Tj ET Q q 0 0 0 rg BT 215.57 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.34 610.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 260.34 610.10 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 275.77 610.10 Td (between ) Tj ET Q q 0 0 0 rg BT 310.64 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 324.41 610.10 Td (date ) Tj ET Q q 0 0 0 rg BT 342.62 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 352.51 610.10 Td (this ) Tj ET Q q 0 0 0 rg BT 368.17 610.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 414.14 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 430.14 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 443.91 610.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 474.56 610.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 525.54 610.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 534.80 610.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.10 Td (Date, ) Tj ET Q q 0 0 0 rg BT 109.92 598.10 Td (and ) Tj ET Q q 0 0 0 rg BT 126.89 598.10 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 142.76 598.10 Td (from ) Tj ET Q q 0 0 0 rg BT 164.74 598.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.71 598.10 Td (after ) Tj ET Q q 0 0 0 rg BT 202.01 598.10 Td (April ) Tj ET Q q 0 0 0 rg BT 225.65 598.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 235.69 598.10 Td (2018: ) Tj ET Q q 0 0 0 rg BT 261.01 598.10 Td ( ) Tj ET Q q 0 0 0 rg BT 263.54 598.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 291.10 598.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 312.52 598.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 329.50 598.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 343.70 598.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 368.44 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 378.76 598.10 Td (be ) Tj ET Q q 0 0 0 rg BT 390.74 598.10 Td (paid\) ) Tj ET Q q 0 0 0 rg BT 413.82 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 424.14 598.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 446.67 598.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 490.86 598.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 505.06 598.10 Td (ninety ) Tj ET Q q 0 0 0 rg BT 532.59 598.10 Td (percent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 586.10 Td (\(90%\) ) Tj ET Q q 0 0 0 rg BT 113.21 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.76 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.20 586.10 Td (total ) Tj ET Q q 0 0 0 rg BT 158.20 586.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 214.88 586.10 Td (due ) Tj ET Q q 0 0 0 rg BT 231.54 586.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 253.76 586.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 297.63 586.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 334.29 586.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 344.2861328125 584.7669921875 m 381.5029296875 584.7669921875 l s q 0 0 0 rg BT 344.29 586.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 376.50 586.10 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.50 586.10 Td ( ) Tj ET Q q 0 0 0 rg BT 383.72 586.10 Td (arising ) Tj ET Q q 0 0 0 rg BT 413.16 586.10 Td (out ) Tj ET Q q 0 0 0 rg BT 428.16 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.71 586.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 460.38 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 470.93 586.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 503.14 586.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 525.37 586.10 Td (Referrals ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 574.10 Td (within ) Tj ET Q q 0 0 0 rg BT 114.60 574.10 Td (five ) Tj ET Q q 0 0 0 rg BT 133.18 574.10 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 147.88 574.10 Td (business ) Tj ET Q q 0 0 0 rg BT 184.81 574.10 Td (days ) Tj ET Q q 0 0 0 rg BT 206.18 574.10 Td (following ) Tj ET Q q 0 0 0 rg BT 248.11 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 263.37 574.10 Td (Closings ) Tj ET Q q 0 0 0 rg BT 301.42 574.10 Td (for ) Tj ET Q q 0 0 0 rg BT 316.11 574.10 Td (such ) Tj ET Q q 0 0 0 rg BT 337.48 574.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 359.96 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 371.33 574.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 404.37 574.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 427.41 574.10 Td (Referrals ) Tj ET Q q 0 0 0 rg BT 467.09 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 484.57 574.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 499.27 574.10 Td (inclusive ) Tj ET Q q 0 0 0 rg BT 538.41 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.78 574.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 562.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 122.44 562.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 142.21 562.10 Td (under ) Tj ET Q q 0 0 0 rg BT 167.53 562.10 Td (clause ) Tj ET Q q 0 0 0 rg BT 195.07 562.10 Td (\(ii\)\(1\), ) Tj ET Q q 0 0 0 rg BT 224.00 562.10 Td (one ) Tj ET Q q 0 0 0 rg BT 240.99 562.10 Td (hundred ) Tj ET Q q 0 0 0 rg BT 276.31 562.10 Td (percent ) Tj ET Q q 0 0 0 rg BT 308.29 562.10 Td (\(100%\) ) Tj ET Q q 0 0 0 rg BT 340.83 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 351.71 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 366.48 562.10 Td (total ) Tj ET Q q 0 0 0 rg BT 386.81 562.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 443.82 562.10 Td (due ) Tj ET Q q 0 0 0 rg BT 460.81 562.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 483.36 562.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 527.56 562.10 Td (pursuant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 550.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 96.52490234375 548.7669921875 m 134.2666015625 548.7669921875 l s q 0 0 0 rg BT 96.52 550.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 129.27 550.10 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.27 550.10 Td ( ) Tj ET Q q 0 0 0 rg BT 137.01 550.10 Td (arising ) Tj ET Q q 0 0 0 rg BT 166.98 550.10 Td (out ) Tj ET Q q 0 0 0 rg BT 182.50 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.58 550.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 215.76 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 226.84 550.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 259.58 550.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 282.33 550.10 Td (Referrals ) Tj ET Q q 0 0 0 rg BT 321.72 550.10 Td (within ) Tj ET Q q 0 0 0 rg BT 350.02 550.10 Td (fifteen ) Tj ET Q q 0 0 0 rg BT 378.86 550.10 Td (\(15\) ) Tj ET Q q 0 0 0 rg BT 398.27 550.10 Td (business ) Tj ET Q q 0 0 0 rg BT 434.91 550.10 Td (days ) Tj ET Q q 0 0 0 rg BT 455.99 550.10 Td (following ) Tj ET Q q 0 0 0 rg BT 497.62 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 512.58 550.10 Td (Closings ) Tj ET Q q 0 0 0 rg BT 550.34 550.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 538.10 Td (such ) Tj ET Q q 0 0 0 rg BT 106.83 538.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 128.77 538.10 Td (of ) Tj ET Q q 0 0 0 rg BT 139.60 538.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 172.09 538.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 194.59 538.10 Td (Referrals.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 514.10 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 158.00 514.10 Td (W) Tj ET Q q 0 0 0 rg BT 167.04 514.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 179.51 514.10 Td (regard ) Tj ET Q q 0 0 0 rg BT 206.97 514.10 Td (to ) Tj ET Q q 0 0 0 rg BT 216.66 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 230.80 514.10 Td (period ) Tj ET Q q 0 0 0 rg BT 258.26 514.10 Td (between ) Tj ET Q q 0 0 0 rg BT 293.50 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.63 514.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 338.56 514.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 389.92 514.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 399.17 514.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 428.29 514.10 Td (Date, ) Tj ET Q q 0 0 0 rg BT 451.59 514.10 Td (and ) Tj ET Q q 0 0 0 rg BT 467.95 514.10 Td (March ) Tj ET Q q 0 0 0 rg BT 495.96 514.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 510.38 514.10 Td (2018: ) Tj ET Q q 0 0 0 rg BT 535.08 514.10 Td ( ) Tj ET Q q 0 0 0 rg BT 536.99 514.10 Td (RHSS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 502.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 106.86 502.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 123.27 502.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 136.91 502.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 161.09 502.10 Td (to ) Tj ET Q q 0 0 0 rg BT 170.84 502.10 Td (be ) Tj ET Q q 0 0 0 rg BT 182.25 502.10 Td (paid\) ) Tj ET Q q 0 0 0 rg BT 204.77 502.10 Td (to ) Tj ET Q q 0 0 0 rg BT 214.53 502.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 236.50 502.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 280.12 502.10 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 295.98 502.10 Td (ninety ) Tj ET Q q 0 0 0 rg BT 322.95 502.10 Td (percent ) Tj ET Q q 0 0 0 rg BT 354.34 502.10 Td (\(90%\) ) Tj ET Q q 0 0 0 rg BT 381.31 502.10 Td (of ) Tj ET Q q 0 0 0 rg BT 391.61 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 405.80 502.10 Td (total ) Tj ET Q q 0 0 0 rg BT 425.55 502.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 481.98 502.10 Td (due ) Tj ET Q q 0 0 0 rg BT 498.40 502.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 520.37 502.10 Td (Brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 490.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 122.72 490.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 132.775390625 488.7669921875 m 170.0498046875 488.7669921875 l s q 0 0 0 rg BT 132.78 490.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 165.05 490.10 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.05 490.10 Td ( ) Tj ET Q q 0 0 0 rg BT 172.33 490.10 Td (arising ) Tj ET Q q 0 0 0 rg BT 201.83 490.10 Td (out ) Tj ET Q q 0 0 0 rg BT 216.88 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.49 490.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 249.21 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 259.82 490.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 292.09 490.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 314.37 490.10 Td (Referrals ) Tj ET Q q 0 0 0 rg BT 353.30 490.10 Td (within ) Tj ET Q q 0 0 0 rg BT 381.13 490.10 Td (ten ) Tj ET Q q 0 0 0 rg BT 395.63 490.10 Td (\(10\) ) Tj ET Q q 0 0 0 rg BT 414.57 490.10 Td (business ) Tj ET Q q 0 0 0 rg BT 450.74 490.10 Td (days ) Tj ET Q q 0 0 0 rg BT 471.35 490.10 Td (following ) Tj ET Q q 0 0 0 rg BT 512.52 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 527.01 490.10 Td (Closings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.10 Td (for ) Tj ET Q q 0 0 0 rg BT 99.78 478.10 Td (such ) Tj ET Q q 0 0 0 rg BT 120.24 478.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 141.80 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 152.25 478.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 184.37 478.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 206.49 478.10 Td (Referrals ) Tj ET Q q 0 0 0 rg BT 245.26 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 261.82 478.10 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 277.28 478.10 Td (inclusive ) Tj ET Q q 0 0 0 rg BT 315.50 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.96 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.29 478.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 376.30 478.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 395.64 478.10 Td (under ) Tj ET Q q 0 0 0 rg BT 420.54 478.10 Td (clause ) Tj ET Q q 0 0 0 rg BT 447.64 478.10 Td (\(iii\)\(A\), ) Tj ET Q q 0 0 0 rg BT 481.14 478.10 Td (one ) Tj ET Q q 0 0 0 rg BT 497.71 478.10 Td (hundred ) Tj ET Q q 0 0 0 rg BT 532.60 478.10 Td (percent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 466.10 Td (\(100%\) ) Tj ET Q q 0 0 0 rg BT 117.95 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 128.24 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.41 466.10 Td (total ) Tj ET Q q 0 0 0 rg BT 162.14 466.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 218.56 466.10 Td (due ) Tj ET Q q 0 0 0 rg BT 234.96 466.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 256.91 466.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 300.52 466.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 336.91 466.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 346.6494140625 464.7669921875 m 383.6025390625 464.7669921875 l s q 0 0 0 rg BT 346.65 466.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 378.60 466.10 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.60 466.10 Td ( ) Tj ET Q q 0 0 0 rg BT 385.56 466.10 Td (arising ) Tj ET Q q 0 0 0 rg BT 414.74 466.10 Td (out ) Tj ET Q q 0 0 0 rg BT 429.47 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 439.76 466.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 461.16 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 471.44 466.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 503.40 466.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 525.36 466.10 Td (Referrals ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 454.10 Td (within ) Tj ET Q q 0 0 0 rg BT 114.06 454.10 Td (twenty ) Tj ET Q q 0 0 0 rg BT 143.77 454.10 Td (\(20\) ) Tj ET Q q 0 0 0 rg BT 162.93 454.10 Td (business ) Tj ET Q q 0 0 0 rg BT 199.33 454.10 Td (days ) Tj ET Q q 0 0 0 rg BT 220.16 454.10 Td (following ) Tj ET Q q 0 0 0 rg BT 261.54 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.26 454.10 Td (Closings ) Tj ET Q q 0 0 0 rg BT 313.77 454.10 Td (for ) Tj ET Q q 0 0 0 rg BT 327.93 454.10 Td (such ) Tj ET Q q 0 0 0 rg BT 348.76 454.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 370.70 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 381.53 454.10 Td (Subject ) Tj ET Q q 0 0 0 rg BT 414.02 454.10 Td (REO ) Tj ET Q q 0 0 0 rg BT 436.52 454.10 Td (Referrals.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 430.10 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 158.00 430.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 185.63 430.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 207.13 430.10 Td (not ) Tj ET Q q 0 0 0 rg BT 222.52 430.10 Td (be ) Tj ET Q q 0 0 0 rg BT 234.58 430.10 Td (responsible ) Tj ET Q q 0 0 0 rg BT 282.74 430.10 Td (for ) Tj ET Q q 0 0 0 rg BT 297.01 430.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 325.18 430.10 Td (in ) Tj ET Q q 0 0 0 rg BT 335.57 430.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 364.30 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 375.24 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.07 430.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 427.12 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.07 430.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 495.14 430.10 Td (\(and ) Tj ET Q q 0 0 0 rg BT 515.52 430.10 Td (such ) Tj ET Q q 0 0 0 rg BT 536.47 430.10 Td (delays ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 418.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 106.68 418.10 Td (not ) Tj ET Q q 0 0 0 rg BT 121.24 418.10 Td (count ) Tj ET Q q 0 0 0 rg BT 145.25 418.10 Td (towards ) Tj ET Q q 0 0 0 rg BT 178.70 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 192.71 418.10 Td (foregoing ) Tj ET Q q 0 0 0 rg BT 233.37 418.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 269.60 418.10 Td (timelines\) ) Tj ET Q q 0 0 0 rg BT 311.38 418.10 Td (to ) Tj ET Q q 0 0 0 rg BT 320.94 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.95 418.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 361.17 418.10 Td (caused ) Tj ET Q q 0 0 0 rg BT 390.17 418.10 Td (by ) Tj ET Q q 0 0 0 rg BT 401.56 418.10 Td (Applicable ) Tj ET Q q 0 0 0 rg BT 447.23 418.10 Td (Law ) Tj ET Q q 0 0 0 rg BT 466.78 418.10 Td (restricting ) Tj ET Q q 0 0 0 rg BT 509.12 418.10 Td (or ) Tj ET Q q 0 0 0 rg BT 519.24 418.10 Td (precluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 406.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 113.40 406.10 Td (or ) Tj ET Q q 0 0 0 rg BT 124.11 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.18 406.10 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 181.69 406.10 Td (Af) Tj ET Q q 0 0 0 rg BT 192.06 406.10 Td (filiated ) Tj ET Q q 0 0 0 rg BT 222.77 406.10 Td (Escrow ) Tj ET Q q 0 0 0 rg BT 254.61 406.10 Td (Agent ) Tj ET Q q 0 0 0 rg BT 281.43 406.10 Td (from ) Tj ET Q q 0 0 0 rg BT 303.25 406.10 Td (making ) Tj ET Q q 0 0 0 rg BT 335.63 406.10 Td (such ) Tj ET Q q 0 0 0 rg BT 356.34 406.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 393.16 406.10 Td (or ) Tj ET Q q 0 0 0 rg BT 403.87 406.10 Td (any ) Tj ET Q q 0 0 0 rg BT 420.69 406.10 Td (litigation, ) Tj ET Q q 0 0 0 rg BT 461.68 406.10 Td (court ) Tj ET Q q 0 0 0 rg BT 484.61 406.10 Td (order) Tj ET Q q 0 0 0 rg BT 505.31 406.10 Td (, ) Tj ET Q q 0 0 0 rg BT 510.19 406.10 Td (faulty ) Tj ET Q q 0 0 0 rg BT 535.90 406.10 Td (wiring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 394.10 Td (instructions ) Tj ET Q q 0 0 0 rg BT 135.17 394.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 173.21 394.10 Td (by ) Tj ET Q q 0 0 0 rg BT 185.71 394.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 208.21 394.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 252.36 394.10 Td (and ) Tj ET Q q 0 0 0 rg BT 269.30 394.10 Td (operational ) Tj ET Q q 0 0 0 rg BT 316.78 394.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 343.17 394.10 Td (with ) Tj ET Q q 0 0 0 rg BT 363.45 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.16 394.10 Td (wiring ) Tj ET Q q 0 0 0 rg BT 406.77 394.10 Td (or ) Tj ET Q q 0 0 0 rg BT 417.60 394.10 Td (receiving ) Tj ET Q q 0 0 0 rg BT 457.30 394.10 Td (bank.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 370.10 Td (\(v\) ) Tj ET Q q 0 0 0 rg BT 158.00 370.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 186.68 370.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 209.23 370.10 Td (use ) Tj ET Q q 0 0 0 rg BT 226.22 370.10 Td (its ) Tj ET Q q 0 0 0 rg BT 239.33 370.10 Td (commercially ) Tj ET Q q 0 0 0 rg BT 297.97 370.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 344.39 370.10 Td (ef) Tj ET Q q 0 0 0 rg BT 351.98 370.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 373.97 370.10 Td (to ) Tj ET Q q 0 0 0 rg BT 385.41 370.10 Td (remediate ) Tj ET Q q 0 0 0 rg BT 428.50 370.10 Td (any ) Tj ET Q q 0 0 0 rg BT 446.60 370.10 Td (issue\(s\) ) Tj ET Q q 0 0 0 rg BT 480.81 370.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 519.47 370.10 Td (in ) Tj ET Q q 0 0 0 rg BT 530.91 370.10 Td (delayed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 358.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 122.89 358.10 Td (to ) Tj ET Q q 0 0 0 rg BT 133.12 358.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 155.57 358.10 Td (Brokerage. ) Tj ET Q q 0 0 0 rg BT 202.17 358.10 Td ( ) Tj ET Q q 0 0 0 rg BT 204.63 358.10 Td (In ) Tj ET Q q 0 0 0 rg BT 215.41 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 230.08 358.10 Td (event ) Tj ET Q q 0 0 0 rg BT 254.19 358.10 Td (that ) Tj ET Q q 0 0 0 rg BT 271.64 358.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 299.64 358.10 Td (in ) Tj ET Q q 0 0 0 rg BT 309.87 358.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 346.76 358.10 Td (to ) Tj ET Q q 0 0 0 rg BT 356.99 358.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 379.44 358.10 Td (Brokerage, ) Tj ET Q q 0 0 0 rg BT 426.04 358.10 Td (no ) Tj ET Q q 0 0 0 rg BT 438.50 358.10 Td (matter ) Tj ET Q q 0 0 0 rg BT 466.49 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.16 358.10 Td (reason ) Tj ET Q q 0 0 0 rg BT 509.71 358.10 Td (for ) Tj ET Q q 0 0 0 rg BT 523.83 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 538.50 358.10 Td (delay) Tj ET Q q 0 0 0 rg BT 559.50 358.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 346.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 116.65 346.10 Td (more ) Tj ET Q q 0 0 0 rg BT 140.63 346.10 Td (than ) Tj ET Q q 0 0 0 rg BT 161.28 346.10 Td (5% ) Tj ET Q q 0 0 0 rg BT 178.04 346.10 Td (of ) Tj ET Q q 0 0 0 rg BT 189.81 346.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.46 346.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 263.35 346.10 Td (owed ) Tj ET Q q 0 0 0 rg BT 288.44 346.10 Td (to ) Tj ET Q q 0 0 0 rg BT 299.66 346.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 323.09 346.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 368.17 346.10 Td (at ) Tj ET Q q 0 0 0 rg BT 378.82 346.10 Td (any ) Tj ET Q q 0 0 0 rg BT 396.69 346.10 Td (given ) Tj ET Q q 0 0 0 rg BT 422.34 346.10 Td (time, ) Tj ET Q q 0 0 0 rg BT 446.05 346.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 474.50 346.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 496.82 346.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 530.80 346.10 Td (to ) Tj ET Q q 0 0 0 rg BT 542.01 346.10 Td (NRZ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 334.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 129.74 334.10 Td (a ) Tj ET Q q 0 0 0 rg BT 136.27 334.10 Td (written ) Tj ET Q q 0 0 0 rg BT 166.69 334.10 Td (action ) Tj ET Q q 0 0 0 rg BT 193.22 334.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 212.53 334.10 Td (for ) Tj ET Q q 0 0 0 rg BT 226.28 334.10 Td (remediating ) Tj ET Q q 0 0 0 rg BT 276.13 334.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.45 334.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 318.09 334.10 Td (and ) Tj ET Q q 0 0 0 rg BT 334.62 334.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 355.60 334.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 388.24 334.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 410.33 334.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 454.07 334.10 Td (with ) Tj ET Q q 0 0 0 rg BT 473.94 334.10 Td (monthly ) Tj ET Q q 0 0 0 rg BT 509.37 334.10 Td (status ) Tj ET Q q 0 0 0 rg BT 534.25 334.10 Td (reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 322.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 126.82 322.10 Td (RHSS) Tj ET Q q 0 0 0 rg BT 154.61 322.10 Td (s ) Tj ET Q q 0 0 0 rg BT 161.00 322.10 Td (progress ) Tj ET Q q 0 0 0 rg BT 197.38 322.10 Td (under ) Tj ET Q q 0 0 0 rg BT 222.65 322.10 Td (the ) Tj ET Q q 0 0 0 rg BT 237.37 322.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 280.96 322.10 Td (action ) Tj ET Q q 0 0 0 rg BT 307.89 322.10 Td (plan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 298.10 Td (\(vi\) ) Tj ET Q q 0 0 0 rg BT 158.00 298.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 179.58 298.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 222.81 298.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 251.60 298.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 287.63 298.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 314.22 298.10 Td (with ) Tj ET Q q 0 0 0 rg BT 333.58 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.39 298.10 Td (authority ) Tj ET Q q 0 0 0 rg BT 385.07 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 394.43 298.10 Td (collect, ) Tj ET Q q 0 0 0 rg BT 425.17 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.19 298.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 462.77 298.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 506.00 298.10 Td (will ) Tj ET Q q 0 0 0 rg BT 523.14 298.10 Td (cooperate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 286.10 Td (in ) Tj ET Q q 0 0 0 rg BT 95.76 286.10 Td (RHSS) Tj ET Q q 0 0 0 rg BT 123.55 286.10 Td (s ) Tj ET Q q 0 0 0 rg BT 129.42 286.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 170.82 286.10 Td (of, ) Tj ET Q q 0 0 0 rg BT 183.63 286.10 Td (any ) Tj ET Q q 0 0 0 rg BT 200.05 286.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 242.57 286.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 278.43 286.10 Td (owed ) Tj ET Q q 0 0 0 rg BT 302.07 286.10 Td (on ) Tj ET Q q 0 0 0 rg BT 314.05 286.10 Td (the ) Tj ET Q q 0 0 0 rg BT 328.24 286.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 384.68 286.10 Td (on ) Tj ET Q q 0 0 0 rg BT 396.65 286.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 418.63 286.10 Td (Brokerage) Tj ET Q q 0 0 0 rg BT 463.06 286.10 Td (s ) Tj ET Q q 0 0 0 rg BT 468.92 286.10 Td (behalf. ) Tj ET Q q 0 0 0 rg BT 498.39 286.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 520.37 286.10 Td (Brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 274.10 Td (understands ) Tj ET Q q 0 0 0 rg BT 136.20 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 153.07 274.10 Td (agrees ) Tj ET Q q 0 0 0 rg BT 181.04 274.10 Td (that ) Tj ET Q q 0 0 0 rg BT 198.47 274.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 255.36 274.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 288.88 274.10 Td (to ) Tj ET Q q 0 0 0 rg BT 299.09 274.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 321.52 274.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 365.60 274.10 Td (are ) Tj ET Q q 0 0 0 rg BT 380.24 274.10 Td (its ) Tj ET Q q 0 0 0 rg BT 392.12 274.10 Td (full ) Tj ET Q q 0 0 0 rg BT 408.44 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 425.31 274.10 Td (complete ) Tj ET Q q 0 0 0 rg BT 464.39 274.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 522.36 274.10 Td (under ) Tj ET Q q 0 0 0 rg BT 547.56 274.10 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 262.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 133.06 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.14 262.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 177.79 262.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 199.32 262.10 Td (have ) Tj ET Q q 0 0 0 rg BT 220.84 262.10 Td (no ) Tj ET Q q 0 0 0 rg BT 233.48 262.10 Td (responsibility ) Tj ET Q q 0 0 0 rg BT 290.56 262.10 Td (for ) Tj ET Q q 0 0 0 rg BT 304.86 262.10 Td (any ) Tj ET Q q 0 0 0 rg BT 321.94 262.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 362.90 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 373.32 262.10 Td (other ) Tj ET Q q 0 0 0 rg BT 396.50 262.10 Td (service ) Tj ET Q q 0 0 0 rg BT 427.46 262.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 467.87 262.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 495.50 262.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 528.69 262.10 Td (engaged ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 250.10 Td (or ) Tj ET Q q 0 0 0 rg BT 96.15 250.10 Td (agreed ) Tj ET Q q 0 0 0 rg BT 124.62 250.10 Td (to ) Tj ET Q q 0 0 0 rg BT 134.21 250.10 Td (in ) Tj ET Q q 0 0 0 rg BT 143.81 250.10 Td (writing ) Tj ET Q q 0 0 0 rg BT 174.52 250.10 Td (by ) Tj ET Q q 0 0 0 rg BT 186.34 250.10 Td (RHSS. ) Tj ET Q q 0 0 0 rg BT 215.68 250.10 Td ( ) Tj ET Q q 0 0 0 rg BT 217.50 250.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 239.32 250.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 282.78 250.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 303.49 250.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 335.86 250.10 Td (read-only ) Tj ET Q q 0 0 0 rg BT 384.87 250.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 406.13 250.10 Td (account ) Tj ET Q q 0 0 0 rg BT 439.04 250.10 Td (access ) Tj ET Q q 0 0 0 rg BT 466.40 250.10 Td (to ) Tj ET Q q 0 0 0 rg BT 476.00 250.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 502.83 250.10 Td (for ) Tj ET Q q 0 0 0 rg BT 516.31 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 530.35 250.10 Td (purpose ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 96.62 238.10 Td (tracking ) Tj ET Q q 0 0 0 rg BT 131.66 238.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 153.95 238.10 Td (Brokerage) Tj ET Q q 0 0 0 rg BT 198.37 238.10 Td (s ) Tj ET Q q 0 0 0 rg BT 204.55 238.10 Td (receipt ) Tj ET Q q 0 0 0 rg BT 234.04 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 244.65 238.10 Td (Commissions; ) Tj ET Q q 0 0 0 rg BT 304.17 238.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 332.55 238.10 Td (to ) Tj ET Q q 0 0 0 rg BT 342.62 238.10 Td (do ) Tj ET Q q 0 0 0 rg BT 354.90 238.10 Td (so ) Tj ET Q q 0 0 0 rg BT 366.08 238.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 380.02 238.10 Td (to ) Tj ET Q q 0 0 0 rg BT 390.09 238.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 431.25 238.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 464.08 238.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 491.38 238.10 Td (with ) Tj ET Q q 0 0 0 rg BT 511.44 238.10 Td (substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 226.10 Td (real-time ) Tj ET Q q 0 0 0 rg BT 123.83 226.10 Td (information ) Tj ET Q q 0 0 0 rg BT 172.79 226.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 213.40 226.10 Td (for ) Tj ET Q q 0 0 0 rg BT 226.80 226.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 253.56 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 263.08 226.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 304.80 226.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 338.75 226.10 Td (all ) Tj ET Q q 0 0 0 rg BT 350.49 226.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 406.69 226.10 Td (have ) Tj ET Q q 0 0 0 rg BT 427.31 226.10 Td (been ) Tj ET Q q 0 0 0 rg BT 447.93 226.10 Td (received ) Tj ET Q q 0 0 0 rg BT 483.54 226.10 Td (by ) Tj ET Q q 0 0 0 rg BT 495.28 226.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 517.03 226.10 Td (Brokerage\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 214.10 Td (shall, ) Tj ET Q q 0 0 0 rg BT 110.21 214.10 Td (solely ) Tj ET Q q 0 0 0 rg BT 136.92 214.10 Td (with ) Tj ET Q q 0 0 0 rg BT 157.53 214.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 188.67 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 199.27 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.31 214.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 271.59 214.10 Td (with ) Tj ET Q q 0 0 0 rg BT 292.20 214.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 323.34 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 333.94 214.10 Td (which ) Tj ET Q q 0 0 0 rg BT 361.20 214.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 384.03 214.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 428.50 214.10 Td (failed ) Tj ET Q q 0 0 0 rg BT 454.09 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 464.69 214.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 498.06 214.10 Td (such ) Tj ET Q q 0 0 0 rg BT 519.22 214.10 Td (access ) Tj ET Q q 0 0 0 rg BT 547.58 214.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 202.10 Td (information, ) Tj ET Q q 0 0 0 rg BT 138.27 202.10 Td (suspend ) Tj ET Q q 0 0 0 rg BT 173.05 202.10 Td (any ) Tj ET Q q 0 0 0 rg BT 190.04 202.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 223.71 202.10 Td (for ) Tj ET Q q 0 0 0 rg BT 237.93 202.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 265.50 202.10 Td (due ) Tj ET Q q 0 0 0 rg BT 282.50 202.10 Td (it ) Tj ET Q q 0 0 0 rg BT 290.61 202.10 Td (any ) Tj ET Q q 0 0 0 rg BT 307.61 202.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 336.26 202.10 Td (to ) Tj ET Q q 0 0 0 rg BT 346.59 202.10 Td (deliver ) Tj ET Q q 0 0 0 rg BT 376.92 202.10 Td (or ) Tj ET Q q 0 0 0 rg BT 387.80 202.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 412.57 202.10 Td (to ) Tj ET Q q 0 0 0 rg BT 422.90 202.10 Td (be ) Tj ET Q q 0 0 0 rg BT 434.90 202.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 474.66 202.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 531.68 202.10 Td (to ) Tj ET Q q 0 0 0 rg BT 542.01 202.10 Td (NRZ ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 190.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 130.22 190.10 Td (within ) Tj ET Q q 0 0 0 rg BT 158.36 190.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.15 190.10 Td (time ) Tj ET Q q 0 0 0 rg BT 193.50 190.10 Td (period ) Tj ET Q q 0 0 0 rg BT 221.63 190.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 260.30 190.10 Td (in ) Tj ET Q q 0 0 0 rg BT 270.66 190.10 Td (the ) Tj ET Q q 0 0 0 rg BT 285.45 190.10 Td (preceding ) Tj ET Q q 0 0 0 rg BT 327.46 190.10 Td (paragraph ) Tj ET Q q 0 0 0 rg BT 370.01 190.10 Td (and ) Tj ET Q q 0 0 0 rg BT 387.03 190.10 Td (any ) Tj ET Q q 0 0 0 rg BT 404.04 190.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 452.72 190.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 478.08 190.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 521.75 190.10 Td (therewith. ) Tj ET Q q 0 0 0 rg BT 564.51 190.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 178.10 Td (If ) Tj ET Q q 0 0 0 rg BT 95.13 178.10 Td (the ) Tj ET Q q 0 0 0 rg BT 109.82 178.10 Td (monthly ) Tj ET Q q 0 0 0 rg BT 145.62 178.10 Td (report ) Tj ET Q q 0 0 0 rg BT 171.97 178.10 Td (shows ) Tj ET Q q 0 0 0 rg BT 199.44 178.10 Td (that ) Tj ET Q q 0 0 0 rg BT 216.91 178.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 239.38 178.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 283.49 178.10 Td (has ) Tj ET Q q 0 0 0 rg BT 299.29 178.10 Td (received ) Tj ET Q q 0 0 0 rg BT 335.62 178.10 Td (more ) Tj ET Q q 0 0 0 rg BT 358.64 178.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 415.57 178.10 Td (than ) Tj ET Q q 0 0 0 rg BT 435.25 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 445.50 178.10 Td (which ) Tj ET Q q 0 0 0 rg BT 472.41 178.10 Td (it ) Tj ET Q q 0 0 0 rg BT 480.44 178.10 Td (is ) Tj ET Q q 0 0 0 rg BT 489.58 178.10 Td (entitled ) Tj ET Q q 0 0 0 rg BT 522.04 178.10 Td (hereunder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 166.10 Td (\(due ) Tj ET Q q 0 0 0 rg BT 105.94 166.10 Td (to ) Tj ET Q q 0 0 0 rg BT 115.88 166.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 144.16 166.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 170.22 166.10 Td (or ) Tj ET Q q 0 0 0 rg BT 180.72 166.10 Td (otherwise\) ) Tj ET Q q 0 0 0 rg BT 225.10 166.10 Td (or ) Tj ET Q q 0 0 0 rg BT 235.59 166.10 Td (to ) Tj ET Q q 0 0 0 rg BT 245.54 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.93 166.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 286.53 166.10 Td (that ) Tj ET Q q 0 0 0 rg BT 303.69 166.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 330.87 166.10 Td (is ) Tj ET Q q 0 0 0 rg BT 339.71 166.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 380.76 166.10 Td (aware ) Tj ET Q q 0 0 0 rg BT 406.79 166.10 Td (that ) Tj ET Q q 0 0 0 rg BT 423.95 166.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 446.12 166.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 489.94 166.10 Td (has ) Tj ET Q q 0 0 0 rg BT 505.43 166.10 Td (received ) Tj ET Q q 0 0 0 rg BT 541.46 166.10 Td (more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 154.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 142.76 154.10 Td (than ) Tj ET Q q 0 0 0 rg BT 162.27 154.10 Td (to ) Tj ET Q q 0 0 0 rg BT 172.35 154.10 Td (which ) Tj ET Q q 0 0 0 rg BT 199.09 154.10 Td (it ) Tj ET Q q 0 0 0 rg BT 206.94 154.10 Td (is ) Tj ET Q q 0 0 0 rg BT 215.91 154.10 Td (entitled ) Tj ET Q q 0 0 0 rg BT 248.20 154.10 Td (hereunder ) Tj ET Q q 0 0 0 rg BT 290.47 154.10 Td (\(due ) Tj ET Q q 0 0 0 rg BT 310.54 154.10 Td (to ) Tj ET Q q 0 0 0 rg BT 320.62 154.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 349.03 154.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 375.22 154.10 Td (or ) Tj ET Q q 0 0 0 rg BT 385.85 154.10 Td (otherwise\), ) Tj ET Q q 0 0 0 rg BT 432.86 154.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 455.16 154.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 499.10 154.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 520.29 154.10 Td (remit ) Tj ET Q q 0 0 0 rg BT 543.69 154.10 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 142.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 114.57 142.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 150.92 142.10 Td (to ) Tj ET Q q 0 0 0 rg BT 161.17 142.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 188.65 142.10 Td (within ) Tj ET Q q 0 0 0 rg BT 216.68 142.10 Td (two ) Tj ET Q q 0 0 0 rg BT 234.14 142.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 248.27 142.10 Td (business ) Tj ET Q q 0 0 0 rg BT 284.63 142.10 Td (days ) Tj ET Q q 0 0 0 rg BT 305.43 142.10 Td (of ) Tj ET Q q 0 0 0 rg BT 316.23 142.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 338.70 142.10 Td (Brokerage) Tj ET Q q 0 0 0 rg BT 383.12 142.10 Td (s ) Tj ET Q q 0 0 0 rg BT 389.48 142.10 Td (knowledge ) Tj ET Q q 0 0 0 rg BT 435.83 142.10 Td (of ) Tj ET Q q 0 0 0 rg BT 446.63 142.10 Td (an ) Tj ET Q q 0 0 0 rg BT 458.53 142.10 Td (overpayment ) Tj ET Q q 0 0 0 rg BT 513.20 142.10 Td (or ) Tj ET Q q 0 0 0 rg BT 524.00 142.10 Td (receipt ) Tj ET Q q 0 0 0 rg BT 553.67 142.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 130.10 Td (a ) Tj ET Q q 0 0 0 rg BT 93.26 130.10 Td (written ) Tj ET Q q 0 0 0 rg BT 124.41 130.10 Td (request ) Tj ET Q q 0 0 0 rg BT 156.11 130.10 Td (from ) Tj ET Q q 0 0 0 rg BT 178.38 130.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 206.22 130.10 Td (for ) Tj ET Q q 0 0 0 rg BT 220.70 130.10 Td (such ) Tj ET Q q 0 0 0 rg BT 241.86 130.10 Td (payment, ) Tj ET Q q 0 0 0 rg BT 281.62 130.10 Td (which ) Tj ET Q q 0 0 0 rg BT 308.88 130.10 Td (such ) Tj ET Q q 0 0 0 rg BT 330.03 130.10 Td (request ) Tj ET Q q 0 0 0 rg BT 361.73 130.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 383.45 130.10 Td (direct ) Tj ET Q q 0 0 0 rg BT 409.03 130.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 431.86 130.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 476.33 130.10 Td (to ) Tj ET Q q 0 0 0 rg BT 486.93 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 501.97 130.10 Td (monthly ) Tj ET Q q 0 0 0 rg BT 538.13 130.10 Td (report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 118.10 Td (that ) Tj ET Q q 0 0 0 rg BT 102.55 118.10 Td (reflects ) Tj ET Q q 0 0 0 rg BT 133.54 118.10 Td (such ) Tj ET Q q 0 0 0 rg BT 153.43 118.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 181.08 118.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 216.53 118.10 Td (or) Tj ET Q q 0 0 0 rg BT 224.46 118.10 Td (, ) Tj ET Q q 0 0 0 rg BT 228.52 118.10 Td (if ) Tj ET Q q 0 0 0 rg BT 236.19 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.96 118.10 Td (related ) Tj ET Q q 0 0 0 rg BT 278.72 118.10 Td (monthly ) Tj ET Q q 0 0 0 rg BT 313.62 118.10 Td (report ) Tj ET Q q 0 0 0 rg BT 339.05 118.10 Td (is ) Tj ET Q q 0 0 0 rg BT 347.28 118.10 Td (insuf) Tj ET Q q 0 0 0 rg BT 367.10 118.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 394.20 118.10 Td (for ) Tj ET Q q 0 0 0 rg BT 407.42 118.10 Td (such ) Tj ET Q q 0 0 0 rg BT 427.31 118.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 464.42 118.10 Td (or ) Tj ET Q q 0 0 0 rg BT 474.31 118.10 Td (has ) Tj ET Q q 0 0 0 rg BT 489.20 118.10 Td (not ) Tj ET Q q 0 0 0 rg BT 503.54 118.10 Td (been ) Tj ET Q q 0 0 0 rg BT 523.97 118.10 Td (provided, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 106.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 107.14 106.10 Td (include ) Tj ET Q q 0 0 0 rg BT 138.82 106.10 Td (other ) Tj ET Q q 0 0 0 rg BT 161.61 106.10 Td (supporting ) Tj ET Q q 0 0 0 rg BT 206.64 106.10 Td (documentation; ) Tj ET Q q 0 0 0 rg BT 271.10 106.10 Td (provided, ) Tj ET Q q 0 0 0 rg BT 311.39 106.10 Td (however) Tj ET Q q 0 0 0 rg BT 345.42 106.10 Td (, ) Tj ET Q q 0 0 0 rg BT 350.17 106.10 Td (that ) Tj ET Q q 0 0 0 rg BT 367.41 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 377.44 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.90 106.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 418.59 106.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 440.83 106.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 484.73 106.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 519.74 106.10 Td (that ) Tj ET Q q 0 0 0 rg BT 536.98 106.10 Td (RHSS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 94.10 Td (may ) Tj ET Q q 0 0 0 rg BT 105.69 94.10 Td (have ) Tj ET Q q 0 0 0 rg BT 127.03 94.10 Td (made ) Tj ET Q q 0 0 0 rg BT 151.15 94.10 Td (a ) Tj ET Q q 0 0 0 rg BT 158.06 94.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 194.96 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 205.76 94.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 262.69 94.10 Td (to ) Tj ET Q q 0 0 0 rg BT 272.93 94.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 295.40 94.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 339.52 94.10 Td (in ) Tj ET Q q 0 0 0 rg BT 349.76 94.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 378.33 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.13 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 403.81 94.10 Td (Commissions ) Tj ET Q q 0 0 0 rg BT 460.74 94.10 Td (to ) Tj ET Q q 0 0 0 rg BT 470.99 94.10 Td (which ) Tj ET Q q 0 0 0 rg BT 497.89 94.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 520.36 94.10 Td (Brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 82.10 Td (is ) Tj ET Q q 0 0 0 rg BT 94.78 82.10 Td (entitled, ) Tj ET Q q 0 0 0 rg BT 129.39 82.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 151.50 82.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 195.26 82.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 216.26 82.10 Td (notify ) Tj ET Q q 0 0 0 rg BT 242.26 82.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 269.39 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 279.84 82.10 Td (such ) Tj ET Q q 0 0 0 rg BT 300.28 82.10 Td (belief ) Tj ET Q q 0 0 0 rg BT 325.16 82.10 Td (within ) Tj ET Q q 0 0 0 rg BT 352.83 82.10 Td (two ) Tj ET Q q 0 0 0 rg BT 369.95 82.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 383.72 82.10 Td (business ) Tj ET Q q 0 0 0 rg BT 419.73 82.10 Td (days ) Tj ET Q q 0 0 0 rg BT 440.17 82.10 Td (and ) Tj ET Q q 0 0 0 rg BT 456.72 82.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 477.72 82.10 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 523.15 82.10 Td (cooperate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 70.10 Td (with ) Tj ET Q q 0 0 0 rg BT 106.28 70.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 133.79 70.10 Td (in ) Tj ET Q q 0 0 0 rg BT 144.07 70.10 Td (investigating ) Tj ET Q q 0 0 0 rg BT 198.23 70.10 Td (such ) Tj ET Q q 0 0 0 rg BT 219.06 70.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 247.66 70.10 Td (payment.) Tj ET Q endstream endobj 231 0 obj <> endobj 232 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (9. ) Tj ET Q q 0 0 0 rg BT 122.00 742.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.56 742.10 Td (8 ) Tj ET Q q 0 0 0 rg BT 162.12 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 173.01 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 187.79 742.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 207.80 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 210.36 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 219.60 742.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 249.37 742.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 280.80 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 291.14 742.10 Td (its ) Tj ET Q q 0 0 0 rg BT 303.15 742.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 333.04 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 338.11 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 355.11 742.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 389.33 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 399.67 742.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 417.22 742.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 448.10 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 457.33 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.11 742.10 Td (following ) Tj ET Q q 0 0 0 rg BT 513.56 742.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 546.12 742.10 Td (8 ) Tj ET Q q 0 0 0 rg BT 553.68 742.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 730.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 90.28 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 101.11 730.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 706.10 Td (8. ) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 158 704.53505859375 m 240.2412109375 704.53505859375 l s q 0 0 0 rg BT 158.00 706.10 Td (Opportunity ) Tj ET Q q 0 0 0 rg BT 214.40 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 225.23 706.10 Td (Bid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.24 706.10 Td (. ) Tj ET Q q 0 0 0 rg BT 266.00 706.10 Td (In ) Tj ET Q q 0 0 0 rg BT 276.33 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.54 706.10 Td (event ) Tj ET Q q 0 0 0 rg BT 314.19 706.10 Td (that ) Tj ET Q q 0 0 0 rg BT 331.18 706.10 Td (New ) Tj ET Q q 0 0 0 rg BT 352.06 706.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 399.05 706.10 Td (acquires ) Tj ET Q q 0 0 0 rg BT 434.36 706.10 Td (any ) Tj ET Q q 0 0 0 rg BT 450.79 706.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 510.00 706.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 533.11 706.10 Td (Bundle ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 96.50 694.10 Td (non-Covered ) Tj ET Q q 0 0 0 rg BT 151.43 694.10 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 193.60 694.10 Td (following ) Tj ET Q q 0 0 0 rg BT 235.21 694.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 276.81 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 287.86 694.10 Td (this ) Tj ET Q q 0 0 0 rg BT 304.44 694.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 354.08 694.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 376.81 694.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 421.18 694.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 442.79 694.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 476.06 694.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 503.79 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 520.36 694.10 Td (Altisource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 682.10 Td (an ) Tj ET Q q 0 0 0 rg BT 98.25 682.10 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 147.72 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 158.30 682.10 Td (submit ) Tj ET Q q 0 0 0 rg BT 188.33 682.10 Td (a ) Tj ET Q q 0 0 0 rg BT 195.58 682.10 Td (proposal ) Tj ET Q q 0 0 0 rg BT 232.83 682.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 270.07 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.66 682.10 Td (which ) Tj ET Q q 0 0 0 rg BT 307.90 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.92 682.10 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 365.18 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 375.76 682.10 Td (which ) Tj ET Q q 0 0 0 rg BT 403.01 682.10 Td (such ) Tj ET Q q 0 0 0 rg BT 424.15 682.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 484.16 682.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 508.09 682.10 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 539.78 682.10 Td (apply ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 670.10 Td (could ) Tj ET Q q 0 0 0 rg BT 110.72 670.10 Td (become ) Tj ET Q q 0 0 0 rg BT 144.31 670.10 Td (Covered ) Tj ET Q q 0 0 0 rg BT 180.69 670.10 Td (Portfolios.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 646.10 Td (10. ) Tj ET Q q 0 0 0 rg BT 122.00 646.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.68 646.10 Td (10\(a\) ) Tj ET Q q 0 0 0 rg BT 178.46 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 189.48 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 204.38 646.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 224.39 646.10 Td ( ) Tj ET Q q 0 0 0 rg BT 227.08 646.10 Td (is ) Tj ET Q q 0 0 0 rg BT 236.43 646.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 266.33 646.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 297.88 646.10 Td (in ) Tj ET Q q 0 0 0 rg BT 308.35 646.10 Td (its ) Tj ET Q q 0 0 0 rg BT 320.48 646.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 350.37 646.10 Td (, ) Tj ET Q q 0 0 0 rg BT 355.56 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 372.68 646.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 407.02 646.10 Td (in ) Tj ET Q q 0 0 0 rg BT 417.49 646.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 435.17 646.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 466.17 646.10 Td (is ) Tj ET Q q 0 0 0 rg BT 475.53 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.43 646.10 Td (following ) Tj ET Q q 0 0 0 rg BT 532.00 646.10 Td (Section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (10\(a\) ) Tj ET Q q 0 0 0 rg BT 73.60 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 84.43 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 99.15 634.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 124.71 634.10 Td (as ) Tj ET Q q 0 0 0 rg BT 135.54 634.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 610.10 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 158.00 610.10 Td (The ) Tj ET Q q 0 0 0 rg BT 175.58 610.10 Td (Parties) Tj ET Q q 0 0 0 rg BT 205.39 610.10 Td ( ) Tj ET Q q 0 0 0 rg BT 207.42 610.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 232.24 610.10 Td (under ) Tj ET Q q 0 0 0 rg BT 257.04 610.10 Td (this ) Tj ET Q q 0 0 0 rg BT 273.07 610.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 319.53 610.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 340.45 610.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 376.92 610.10 Td (in ) Tj ET Q q 0 0 0 rg BT 386.74 610.10 Td (full ) Tj ET Q q 0 0 0 rg BT 402.66 610.10 Td (force ) Tj ET Q q 0 0 0 rg BT 425.23 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.70 610.10 Td (ef) Tj ET Q q 0 0 0 rg BT 449.29 610.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 466.31 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 482.79 610.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 503.71 610.10 Td (not ) Tj ET Q q 0 0 0 rg BT 518.52 610.10 Td (be ) Tj ET Q q 0 0 0 rg BT 530.00 610.10 Td (af) Tj ET Q q 0 0 0 rg BT 537.58 610.10 Td (fected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.10 Td (by ) Tj ET Q q 0 0 0 rg BT 97.57 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.35 598.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 128.47 598.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 141.70 598.10 Td (other ) Tj ET Q q 0 0 0 rg BT 163.81 598.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 195.92 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 205.82 598.10 Td (a ) Tj ET Q q 0 0 0 rg BT 211.83 598.10 Td (Covered ) Tj ET Q q 0 0 0 rg BT 247.27 598.10 Td (Portfolio\) ) Tj ET Q q 0 0 0 rg BT 287.73 598.10 Td (by ) Tj ET Q q 0 0 0 rg BT 299.30 598.10 Td (New ) Tj ET Q q 0 0 0 rg BT 319.75 598.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 366.31 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 376.21 598.10 Td (any ) Tj ET Q q 0 0 0 rg BT 392.21 598.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 414.91 598.10 Td (Bundle ) Tj ET Q q 0 0 0 rg BT 445.36 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 454.71 598.10 Td (New ) Tj ET Q q 0 0 0 rg BT 475.16 598.10 Td (Residential ) Tj ET Q q 0 0 0 rg BT 521.37 598.10 Td (Af) Tj ET Q q 0 0 0 rg BT 531.74 598.10 Td (filiate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 574.10 Td (1) Tj ET Q q 0 0 0 rg BT 90.63 574.10 Td (1. ) Tj ET Q q 0 0 0 rg BT 122.00 574.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 153.78 574.10 Td (14 ) Tj ET Q q 0 0 0 rg BT 165.56 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 175.67 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 189.67 574.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 209.68 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 211.46 574.10 Td (is ) Tj ET Q q 0 0 0 rg BT 219.91 574.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 248.90 574.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 286.77 574.10 Td (to ) Tj ET Q q 0 0 0 rg BT 296.33 574.10 Td (change ) Tj ET Q q 0 0 0 rg BT 326.43 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.43 574.10 Td (address, ) Tj ET Q q 0 0 0 rg BT 374.70 574.10 Td (facsimile ) Tj ET Q q 0 0 0 rg BT 413.13 574.10 Td (number ) Tj ET Q q 0 0 0 rg BT 445.46 574.10 Td (or ) Tj ET Q q 0 0 0 rg BT 455.57 574.10 Td (other ) Tj ET Q q 0 0 0 rg BT 477.90 574.10 Td (information ) Tj ET Q q 0 0 0 rg BT 526.89 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 537.00 574.10 Td (RHSS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.16 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 78.88 562.10 Td (purpose ) Tj ET Q q 0 0 0 rg BT 113.04 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.87 562.10 Td (notices ) Tj ET Q q 0 0 0 rg BT 154.69 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 164.97 562.10 Td (such ) Tj ET Q q 0 0 0 rg BT 185.80 562.10 Td (Party) Tj ET Q q 0 0 0 rg BT 206.26 562.10 Td (, ) Tj ET Q q 0 0 0 rg BT 211.26 562.10 Td (as ) Tj ET Q q 0 0 0 rg BT 222.09 562.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 535.27 Td (If to RHSS:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.00 535.27 Td (REALHome Services and Solutions, Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.00 520.27 Td (1000 ) Tj ET Q q 0 0 0 rg BT 229.22 520.27 Td (Abernathy Road, Suite 245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.00 505.27 Td (Atlanta, GA) Tj ET Q q 0 0 0 rg BT 255.60 505.27 Td ( 30328) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.00 490.27 Td (Attention: ) Tj ET Q q 0 0 0 rg BT 279.00 490.27 Td (Corporate Secretary) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.00 476.17 Td (Email: ) Tj ET Q q 0 0 0 rg BT 243.00 476.17 Td (contractmanagement@altisource.com ) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 429.0888671875 474.8333984375 m 444.0888671875 474.8333984375 l s q 0 0 0 rg BT 429.09 476.17 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.00 460.27 Td (nrzinfo@altisource.com) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 432.10 Td (12. ) Tj ET Q q 0 0 0 rg BT 122.00 432.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 153.77 432.10 Td (19\(a\)\(vii\) ) Tj ET Q q 0 0 0 rg BT 193.87 432.10 Td (of ) Tj ET Q q 0 0 0 rg BT 203.98 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.98 432.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 237.99 432.10 Td ( ) Tj ET Q q 0 0 0 rg BT 239.77 432.10 Td (is ) Tj ET Q q 0 0 0 rg BT 248.22 432.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 277.20 432.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 307.85 432.10 Td (in ) Tj ET Q q 0 0 0 rg BT 317.41 432.10 Td (its ) Tj ET Q q 0 0 0 rg BT 328.64 432.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 358.53 432.10 Td (, ) Tj ET Q q 0 0 0 rg BT 362.81 432.10 Td (and ) Tj ET Q q 0 0 0 rg BT 379.03 432.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 412.47 432.10 Td (in ) Tj ET Q q 0 0 0 rg BT 422.02 432.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 438.80 432.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 468.89 432.10 Td (is ) Tj ET Q q 0 0 0 rg BT 477.34 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 491.34 432.10 Td (following ) Tj ET Q q 0 0 0 rg BT 532.01 432.10 Td (Section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 420.10 Td (19\(a\)\(vii\) ) Tj ET Q q 0 0 0 rg BT 90.82 420.10 Td (of ) Tj ET Q q 0 0 0 rg BT 101.65 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 116.36 420.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 141.92 420.10 Td (as ) Tj ET Q q 0 0 0 rg BT 152.75 420.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 396.10 Td (\(vii\) ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 158.00 396.10 Td (Failur) Tj ET Q q 0 0 0 rg BT 183.19 396.10 Td (e ) Tj ET Q q 0 0 0 rg BT 189.79 396.10 Td (to ) Tj ET Q q 0 0 0 rg BT 199.73 396.10 Td (Meet ) Tj ET Q q 0 0 0 rg BT 221.87 396.10 Td (Performance ) Tj ET Q q 0 0 0 rg BT 276.24 396.10 Td (Standar) Tj ET Q q 0 0 0 rg BT 307.54 396.10 Td (ds) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.43 396.10 Td (. ) Tj ET Q q 0 0 0 rg BT 321.10 396.10 Td (By ) Tj ET Q q 0 0 0 rg BT 334.93 396.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 357.09 396.10 Td (Brokerage, ) Tj ET Q q 0 0 0 rg BT 403.40 396.10 Td (if ) Tj ET Q q 0 0 0 rg BT 411.67 396.10 Td (RHSS) Tj ET Q q 0 0 0 rg BT 439.46 396.10 Td (s ) Tj ET Q q 0 0 0 rg BT 445.51 396.10 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 485.99 396.10 Td (Performance ) Tj ET Q q 0 0 0 rg BT 539.24 396.10 Td (Score ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 384.10 Td (for ) Tj ET Q q 0 0 0 rg BT 105.06 384.10 Td (any ) Tj ET Q q 0 0 0 rg BT 122.90 384.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 156.29 384.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 182.45 384.10 Td (Metric ) Tj ET Q q 0 0 0 rg BT 212.51 384.10 Td (contained ) Tj ET Q q 0 0 0 rg BT 254.78 384.10 Td (in ) Tj ET Q q 0 0 0 rg BT 265.96 384.10 Td (the ) Tj ET Q q 0 0 0 rg BT 281.58 384.10 Td (Performance ) Tj ET Q q 0 0 0 rg BT 336.06 384.10 Td (Scorecard ) Tj ET Q q 0 0 0 rg BT 379.44 384.10 Td (falls ) Tj ET Q q 0 0 0 rg BT 400.06 384.10 Td (below ) Tj ET Q q 0 0 0 rg BT 427.90 384.10 Td (the ) Tj ET Q q 0 0 0 rg BT 443.51 384.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 488.00 384.10 Td (threshold ) Tj ET Q q 0 0 0 rg BT 528.62 384.10 Td (for ) Tj ET Q q 0 0 0 rg BT 543.68 384.10 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 372.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 122.11 372.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 147.01 372.10 Td (Metric ) Tj ET Q q 0 0 0 rg BT 175.79 372.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 214.01 372.10 Td (in ) Tj ET Q q 0 0 0 rg BT 223.92 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.27 372.10 Td (Performance ) Tj ET Q q 0 0 0 rg BT 291.48 372.10 Td (Scorecard ) Tj ET Q q 0 0 0 rg BT 333.58 372.10 Td (for ) Tj ET Q q 0 0 0 rg BT 347.37 372.10 Td (two ) Tj ET Q q 0 0 0 rg BT 364.50 372.10 Td (consecutive ) Tj ET Q q 0 0 0 rg BT 413.83 372.10 Td (calendar ) Tj ET Q q 0 0 0 rg BT 449.82 372.10 Td (quarters; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 486.94 372.10 Td (pr) Tj ET Q q 0 0 0 rg BT 495.46 372.10 Td (ovided, ) Tj ET Q q 0 0 0 rg BT 526.74 372.10 Td (however) Tj ET Q q 0 0 0 rg BT 559.51 372.10 Td (,) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 360.10 Td (that ) Tj ET Q q 0 0 0 rg BT 107.11 360.10 Td (RHSS) Tj ET Q q 0 0 0 rg BT 134.90 360.10 Td (s ) Tj ET Q q 0 0 0 rg BT 140.91 360.10 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 181.34 360.10 Td (Performance ) Tj ET Q q 0 0 0 rg BT 234.54 360.10 Td (Score ) Tj ET Q q 0 0 0 rg BT 259.43 360.10 Td (for ) Tj ET Q q 0 0 0 rg BT 273.20 360.10 Td (any ) Tj ET Q q 0 0 0 rg BT 289.76 360.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 321.86 360.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 346.74 360.10 Td (Metric ) Tj ET Q q 0 0 0 rg BT 375.51 360.10 Td (contained ) Tj ET Q q 0 0 0 rg BT 416.50 360.10 Td (in ) Tj ET Q q 0 0 0 rg BT 426.39 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 440.72 360.10 Td (Performance ) Tj ET Q q 0 0 0 rg BT 493.92 360.10 Td (Scorecard ) Tj ET Q q 0 0 0 rg BT 536.01 360.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.79 360.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 348.10 Td (calendar ) Tj ET Q q 0 0 0 rg BT 127.25 348.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 158.96 348.10 Td (commencing ) Tj ET Q q 0 0 0 rg BT 214.00 348.10 Td (January ) Tj ET Q q 0 0 0 rg BT 248.49 348.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 259.38 348.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 285.27 348.10 Td (and ) Tj ET Q q 0 0 0 rg BT 303.10 348.10 Td (ending ) Tj ET Q q 0 0 0 rg BT 333.71 348.10 Td (March ) Tj ET Q q 0 0 0 rg BT 363.20 348.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 379.09 348.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 404.98 348.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 427.26 348.10 Td (not ) Tj ET Q q 0 0 0 rg BT 443.43 348.10 Td (be ) Tj ET Q q 0 0 0 rg BT 456.26 348.10 Td (taken ) Tj ET Q q 0 0 0 rg BT 481.31 348.10 Td (into ) Tj ET Q q 0 0 0 rg BT 500.25 348.10 Td (account ) Tj ET Q q 0 0 0 rg BT 534.74 348.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.79 348.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 336.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 128.05 336.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.88 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.60 336.10 Td (application ) Tj ET Q q 0 0 0 rg BT 200.53 336.10 Td (of ) Tj ET Q q 0 0 0 rg BT 211.36 336.10 Td (this ) Tj ET Q q 0 0 0 rg BT 228.31 336.10 Td (subsection ) Tj ET Q q 0 0 0 rg BT 273.02 336.10 Td (\(vii\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 312.10 Td (13. ) Tj ET Q q 0 0 0 rg BT 122.00 312.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 153.63 312.10 Td (19\(a\)\(viii\) ) Tj ET Q q 0 0 0 rg BT 196.36 312.10 Td (of ) Tj ET Q q 0 0 0 rg BT 206.32 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 220.17 312.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 240.18 312.10 Td ( ) Tj ET Q q 0 0 0 rg BT 241.81 312.10 Td (is ) Tj ET Q q 0 0 0 rg BT 250.12 312.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 278.96 312.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 309.46 312.10 Td (in ) Tj ET Q q 0 0 0 rg BT 318.87 312.10 Td (its ) Tj ET Q q 0 0 0 rg BT 329.95 312.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 359.85 312.10 Td (, ) Tj ET Q q 0 0 0 rg BT 363.98 312.10 Td (and ) Tj ET Q q 0 0 0 rg BT 380.05 312.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 413.34 312.10 Td (in ) Tj ET Q q 0 0 0 rg BT 422.75 312.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 439.38 312.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 469.33 312.10 Td (is ) Tj ET Q q 0 0 0 rg BT 477.63 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 491.48 312.10 Td (following ) Tj ET Q q 0 0 0 rg BT 532.00 312.10 Td (Section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.10 Td (19\(a\)\(viii\) ) Tj ET Q q 0 0 0 rg BT 93.59 300.10 Td (of ) Tj ET Q q 0 0 0 rg BT 104.42 300.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.14 300.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 144.70 300.10 Td (as ) Tj ET Q q 0 0 0 rg BT 155.53 300.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.00 276.10 Td (\(viii\) ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 158.00 276.10 Td (Failur) Tj ET Q q 0 0 0 rg BT 183.19 276.10 Td (e ) Tj ET Q q 0 0 0 rg BT 190.29 276.10 Td (to ) Tj ET Q q 0 0 0 rg BT 200.74 276.10 Td (Deliver ) Tj ET Q q 0 0 0 rg BT 233.39 276.10 Td (Periodic ) Tj ET Q q 0 0 0 rg BT 270.49 276.10 Td (Reports) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.60 276.10 Td (. ) Tj ET Q q 0 0 0 rg BT 306.77 276.10 Td (By ) Tj ET Q q 0 0 0 rg BT 321.10 276.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 343.77 276.10 Td (Brokerage, ) Tj ET Q q 0 0 0 rg BT 390.58 276.10 Td (if ) Tj ET Q q 0 0 0 rg BT 399.36 276.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 427.04 276.10 Td (fails ) Tj ET Q q 0 0 0 rg BT 446.93 276.10 Td (to ) Tj ET Q q 0 0 0 rg BT 457.37 276.10 Td (deliver ) Tj ET Q q 0 0 0 rg BT 487.80 276.10 Td (periodic ) Tj ET Q q 0 0 0 rg BT 523.24 276.10 Td (reports ) Tj ET Q q 0 0 0 rg BT 553.67 276.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 264.10 Td (other ) Tj ET Q q 0 0 0 rg BT 112.90 264.10 Td (periodic ) Tj ET Q q 0 0 0 rg BT 148.03 264.10 Td (deliverables ) Tj ET Q q 0 0 0 rg BT 198.69 264.10 Td (by ) Tj ET Q q 0 0 0 rg BT 211.05 264.10 Td (the ) Tj ET Q q 0 0 0 rg BT 225.63 264.10 Td (due ) Tj ET Q q 0 0 0 rg BT 242.42 264.10 Td (dates ) Tj ET Q q 0 0 0 rg BT 265.33 264.10 Td (prescribed ) Tj ET Q q 0 0 0 rg BT 309.33 264.10 Td (in ) Tj ET Q q 0 0 0 rg BT 319.46 264.10 Td (the ) Tj ET Q q 0 0 0 rg BT 333.87 264.10 Td (V) Tj ET Q q 0 0 0 rg BT 339.98 264.10 Td (endor ) Tj ET Q q 0 0 0 rg BT 365.11 264.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 419.15 264.10 Td (Addendum, ) Tj ET Q q 0 0 0 rg BT 468.44 264.10 Td (which ) Tj ET Q q 0 0 0 rg BT 495.24 264.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 523.69 264.10 Td (continues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 252.10 Td (uncured ) Tj ET Q q 0 0 0 rg BT 124.92 252.10 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 141.51 252.10 Td (in ) Tj ET Q q 0 0 0 rg BT 152.00 252.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.93 252.10 Td (case ) Tj ET Q q 0 0 0 rg BT 186.85 252.10 Td (of ) Tj ET Q q 0 0 0 rg BT 197.90 252.10 Td (reports ) Tj ET Q q 0 0 0 rg BT 228.38 252.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.31 252.10 Td (Parties ) Tj ET Q q 0 0 0 rg BT 273.23 252.10 Td (agree ) Tj ET Q q 0 0 0 rg BT 297.59 252.10 Td (to ) Tj ET Q q 0 0 0 rg BT 308.08 252.10 Td (and ) Tj ET Q q 0 0 0 rg BT 325.23 252.10 Td (identify ) Tj ET Q q 0 0 0 rg BT 359.05 252.10 Td (in ) Tj ET Q q 0 0 0 rg BT 369.54 252.10 Td (writing ) Tj ET Q q 0 0 0 rg BT 401.14 252.10 Td (are ) Tj ET Q q 0 0 0 rg BT 416.06 252.10 Td (critical ) Tj ET Q q 0 0 0 rg BT 446.53 252.10 Td (reports, ) Tj ET Q q 0 0 0 rg BT 479.51 252.10 Td (for ) Tj ET Q q 0 0 0 rg BT 493.88 252.10 Td (a ) Tj ET Q q 0 0 0 rg BT 501.04 252.10 Td (period ) Tj ET Q q 0 0 0 rg BT 529.29 252.10 Td (of ) Tj ET Q q 0 0 0 rg BT 540.34 252.10 Td ([***] ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 240.10 Td (business ) Tj ET Q q 0 0 0 rg BT 127.00 240.10 Td (days ) Tj ET Q q 0 0 0 rg BT 148.43 240.10 Td (after ) Tj ET Q q 0 0 0 rg BT 169.85 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 185.17 240.10 Td (due ) Tj ET Q q 0 0 0 rg BT 202.71 240.10 Td (date ) Tj ET Q q 0 0 0 rg BT 222.47 240.10 Td (for ) Tj ET Q q 0 0 0 rg BT 237.24 240.10 Td (such ) Tj ET Q q 0 0 0 rg BT 258.67 240.10 Td (report, ) Tj ET Q q 0 0 0 rg BT 288.16 240.10 Td (or ) Tj ET Q q 0 0 0 rg BT 299.59 240.10 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 316.02 240.10 Td (in ) Tj ET Q q 0 0 0 rg BT 326.91 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 342.23 240.10 Td (case ) Tj ET Q q 0 0 0 rg BT 362.54 240.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.97 240.10 Td (all ) Tj ET Q q 0 0 0 rg BT 387.07 240.10 Td (other ) Tj ET Q q 0 0 0 rg BT 410.73 240.10 Td (periodic ) Tj ET Q q 0 0 0 rg BT 446.59 240.10 Td (reports ) Tj ET Q q 0 0 0 rg BT 477.47 240.10 Td (or ) Tj ET Q q 0 0 0 rg BT 488.90 240.10 Td (deliverables, ) Tj ET Q q 0 0 0 rg BT 542.82 240.10 Td (for ) Tj ET Q q 0 0 0 rg BT 557.58 240.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 228.10 Td (period ) Tj ET Q q 0 0 0 rg BT 117.41 228.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.61 228.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 151.14 228.10 Td (days ) Tj ET Q q 0 0 0 rg BT 171.34 228.10 Td (after ) Tj ET Q q 0 0 0 rg BT 191.52 228.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.61 228.10 Td (due ) Tj ET Q q 0 0 0 rg BT 221.91 228.10 Td (date ) Tj ET Q q 0 0 0 rg BT 240.43 228.10 Td (for ) Tj ET Q q 0 0 0 rg BT 253.96 228.10 Td (such ) Tj ET Q q 0 0 0 rg BT 274.16 228.10 Td (report; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 302.68 228.10 Td (pr) Tj ET Q q 0 0 0 rg BT 311.20 228.10 Td (ovided, ) Tj ET Q q 0 0 0 rg BT 342.23 228.10 Td (however) Tj ET Q q 0 0 0 rg BT 375.00 228.10 Td (,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.50 228.10 Td ( ) Tj ET Q q 0 0 0 rg BT 379.36 228.10 Td (that ) Tj ET Q q 0 0 0 rg BT 396.23 228.10 Td (\(I\) ) Tj ET Q q 0 0 0 rg BT 408.08 228.10 Td (the ) Tj ET Q q 0 0 0 rg BT 422.17 228.10 Td (cure ) Tj ET Q q 0 0 0 rg BT 441.24 228.10 Td (period ) Tj ET Q q 0 0 0 rg BT 468.66 228.10 Td (in ) Tj ET Q q 0 0 0 rg BT 478.30 228.10 Td (subsection ) Tj ET Q q 0 0 0 rg BT 522.39 228.10 Td (\(A\) ) Tj ET Q q 0 0 0 rg BT 538.14 228.10 Td (above ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 216.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 111.46 216.10 Td (be ) Tj ET Q q 0 0 0 rg BT 123.46 216.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 162.13 216.10 Td (for ) Tj ET Q q 0 0 0 rg BT 176.36 216.10 Td (an ) Tj ET Q q 0 0 0 rg BT 188.37 216.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 230.93 216.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 255.16 216.10 Td (business ) Tj ET Q q 0 0 0 rg BT 291.62 216.10 Td (days ) Tj ET Q q 0 0 0 rg BT 312.52 216.10 Td (in ) Tj ET Q q 0 0 0 rg BT 322.87 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 337.65 216.10 Td (event ) Tj ET Q q 0 0 0 rg BT 361.88 216.10 Td (any ) Tj ET Q q 0 0 0 rg BT 378.89 216.10 Td (such ) Tj ET Q q 0 0 0 rg BT 399.79 216.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 428.45 216.10 Td (occurs ) Tj ET Q q 0 0 0 rg BT 457.12 216.10 Td (during ) Tj ET Q q 0 0 0 rg BT 485.80 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 500.58 216.10 Td (period ) Tj ET Q q 0 0 0 rg BT 528.70 216.10 Td (between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 204.10 Td (the ) Tj ET Q q 0 0 0 rg BT 104.97 204.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 136.56 204.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 188.75 204.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 198.01 204.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 227.97 204.10 Td (Date, ) Tj ET Q q 0 0 0 rg BT 252.11 204.10 Td (and ) Tj ET Q q 0 0 0 rg BT 269.30 204.10 Td (March ) Tj ET Q q 0 0 0 rg BT 298.16 204.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 313.42 204.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 336.17 204.10 Td (and ) Tj ET Q q 0 0 0 rg BT 353.37 204.10 Td (\(II\) ) Tj ET Q q 0 0 0 rg BT 369.45 204.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.42 204.10 Td (cure ) Tj ET Q q 0 0 0 rg BT 404.39 204.10 Td (period ) Tj ET Q q 0 0 0 rg BT 432.69 204.10 Td (in ) Tj ET Q q 0 0 0 rg BT 443.23 204.10 Td (subsection ) Tj ET Q q 0 0 0 rg BT 488.20 204.10 Td (\(B\) ) Tj ET Q q 0 0 0 rg BT 504.29 204.10 Td (above ) Tj ET Q q 0 0 0 rg BT 530.93 204.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 552.57 204.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 192.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 129.95 192.10 Td (for ) Tj ET Q q 0 0 0 rg BT 145.46 192.10 Td (an ) Tj ET Q q 0 0 0 rg BT 158.75 192.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 202.60 192.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 228.11 192.10 Td (days ) Tj ET Q q 0 0 0 rg BT 250.30 192.10 Td (in ) Tj ET Q q 0 0 0 rg BT 261.93 192.10 Td (the ) Tj ET Q q 0 0 0 rg BT 278.00 192.10 Td (event ) Tj ET Q q 0 0 0 rg BT 303.51 192.10 Td (any ) Tj ET Q q 0 0 0 rg BT 321.80 192.10 Td (such ) Tj ET Q q 0 0 0 rg BT 343.99 192.10 Td (failure ) Tj ET Q q 0 0 0 rg BT 373.93 192.10 Td (occurs ) Tj ET Q q 0 0 0 rg BT 403.89 192.10 Td (during ) Tj ET Q q 0 0 0 rg BT 433.85 192.10 Td (the ) Tj ET Q q 0 0 0 rg BT 449.92 192.10 Td (period ) Tj ET Q q 0 0 0 rg BT 479.32 192.10 Td (between ) Tj ET Q q 0 0 0 rg BT 516.49 192.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.56 192.10 Td (Second ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 180.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 141.88 180.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 151.14 180.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 180.78 180.10 Td (Date, ) Tj ET Q q 0 0 0 rg BT 204.60 180.10 Td (and ) Tj ET Q q 0 0 0 rg BT 221.48 180.10 Td (March ) Tj ET Q q 0 0 0 rg BT 250.03 180.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 264.97 180.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 289.91 180.10 Td ( ) Tj ET Q q 0 0 0 rg BT 292.36 180.10 Td (For ) Tj ET Q q 0 0 0 rg BT 308.69 180.10 Td (the ) Tj ET Q q 0 0 0 rg BT 323.35 180.10 Td (purpose ) Tj ET Q q 0 0 0 rg BT 357.46 180.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.23 180.10 Td (this ) Tj ET Q q 0 0 0 rg BT 385.12 180.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 417.56 180.10 Td (19\(a\)\(viii\), ) Tj ET Q q 0 0 0 rg BT 463.60 180.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.26 180.10 Td (following ) Tj ET Q q 0 0 0 rg BT 519.59 180.10 Td (are ) Tj ET Q q 0 0 0 rg BT 534.24 180.10 Td (critical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.00 168.10 Td (reports: ) Tj ET Q q 0 0 0 rg BT 123.05 168.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 144.10 Td (1. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 144.10 Td (Monthly ) Tj ET Q q 0 0 0 rg BT 177.71 144.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 216.53 144.10 Td (Review ) Tj ET Q q 0 0 0 rg BT 250.33 144.10 Td (Deck ) Tj ET Q q 0 0 0 rg BT 274.69 144.10 Td (- ) Tj ET Q q 0 0 0 rg BT 281.04 144.10 Td (T) Tj ET Q q 0 0 0 rg BT 286.45 144.10 Td (o ) Tj ET Q q 0 0 0 rg BT 294.71 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.18 144.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 337.88 144.10 Td (it ) Tj ET Q q 0 0 0 rg BT 346.69 144.10 Td (satisfies ) Tj ET Q q 0 0 0 rg BT 382.17 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.64 144.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 437.56 144.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 485.26 144.10 Td (set ) Tj ET Q q 0 0 0 rg BT 499.62 144.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 522.32 144.10 Td (in ) Tj ET Q q 0 0 0 rg BT 533.12 144.10 Td (V) Tj ET Q q 0 0 0 rg BT 539.23 144.10 Td (endor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 132.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 193.92 132.10 Td (Addendum ) Tj ET Q q 0 0 0 rg BT 240.57 132.10 Td (Sections ) Tj ET Q q 0 0 0 rg BT 276.67 132.10 Td (2\(b\) ) Tj ET Q q 0 0 0 rg BT 295.54 132.10 Td (and ) Tj ET Q q 0 0 0 rg BT 312.19 132.10 Td (2\(c\) ) Tj ET Q q 0 0 0 rg BT 330.50 132.10 Td (and ) Tj ET Q q 0 0 0 rg BT 347.15 132.10 Td (as ) Tj ET Q q 0 0 0 rg BT 357.69 132.10 Td (also ) Tj ET Q q 0 0 0 rg BT 376.01 132.10 Td (listed ) Tj ET Q q 0 0 0 rg BT 399.89 132.10 Td (as ) Tj ET Q q 0 0 0 rg BT 410.43 132.10 Td (numbers ) Tj ET Q q 0 0 0 rg BT 447.08 132.10 Td (1-4 ) Tj ET Q q 0 0 0 rg BT 462.62 132.10 Td (\(under ) Tj ET Q q 0 0 0 rg BT 490.93 132.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.36 132.10 Td (heading ) Tj ET Q q 0 0 0 rg BT 539.22 132.10 Td (SLA) Tj ET Q q 0 0 0 rg BT 562.00 132.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 120.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 167.37 120.10 Td (Operational ) Tj ET Q q 0 0 0 rg BT 217.51 120.10 Td (Reporting\) ) Tj ET Q q 0 0 0 rg BT 268.21 120.10 Td (in ) Tj ET Q q 0 0 0 rg BT 278.92 120.10 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 311.30 120.10 Td (5B ) Tj ET Q q 0 0 0 rg BT 325.90 120.10 Td (of ) Tj ET Q q 0 0 0 rg BT 337.17 120.10 Td (this ) Tj ET Q q 0 0 0 rg BT 353.90 120.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 401.26 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 418.63 120.10 Td (1-12 ) Tj ET Q q 0 0 0 rg BT 439.90 120.10 Td (\(under ) Tj ET Q q 0 0 0 rg BT 468.93 120.10 Td (the ) Tj ET Q q 0 0 0 rg BT 484.08 120.10 Td (heading ) Tj ET Q q 0 0 0 rg BT 518.67 120.10 Td (Non-SLA) Tj ET Q q 0 0 0 rg BT 562.00 120.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 108.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 166.94 108.10 Td (Operational ) Tj ET Q q 0 0 0 rg BT 216.64 108.10 Td (Reporting\) ) Tj ET Q q 0 0 0 rg BT 266.90 108.10 Td (in ) Tj ET Q q 0 0 0 rg BT 277.18 108.10 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 309.13 108.10 Td (5B ) Tj ET Q q 0 0 0 rg BT 323.30 108.10 Td (of ) Tj ET Q q 0 0 0 rg BT 334.13 108.10 Td (this ) Tj ET Q q 0 0 0 rg BT 350.52 108.10 Td (Agreement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 96.10 Td (2. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 96.10 Td (Monthly ) Tj ET Q q 0 0 0 rg BT 178.72 96.10 Td (New ) Tj ET Q q 0 0 0 rg BT 201.88 96.10 Td (Listing ) Tj ET Q q 0 0 0 rg BT 234.49 96.10 Td (report ) Tj ET Q q 0 0 0 rg BT 262.64 96.10 Td (- ) Tj ET Q q 0 0 0 rg BT 269.94 96.10 Td (T) Tj ET Q q 0 0 0 rg BT 275.35 96.10 Td (o ) Tj ET Q q 0 0 0 rg BT 284.62 96.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.11 96.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 329.82 96.10 Td (it ) Tj ET Q q 0 0 0 rg BT 339.65 96.10 Td (satisfies ) Tj ET Q q 0 0 0 rg BT 376.14 96.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.63 96.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 433.56 96.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 482.28 96.10 Td (set ) Tj ET Q q 0 0 0 rg BT 497.66 96.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 521.38 96.10 Td (in ) Tj ET Q q 0 0 0 rg BT 533.12 96.10 Td (V) Tj ET Q q 0 0 0 rg BT 539.23 96.10 Td (endor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 84.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 193.87 84.10 Td (Addendum ) Tj ET Q q 0 0 0 rg BT 240.44 84.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 272.57 84.10 Td (2\(b\) ) Tj ET Q q 0 0 0 rg BT 291.37 84.10 Td (and ) Tj ET Q q 0 0 0 rg BT 307.94 84.10 Td (as ) Tj ET Q q 0 0 0 rg BT 318.40 84.10 Td (also ) Tj ET Q q 0 0 0 rg BT 336.65 84.10 Td (listed ) Tj ET Q q 0 0 0 rg BT 360.45 84.10 Td (as ) Tj ET Q q 0 0 0 rg BT 370.91 84.10 Td (number ) Tj ET Q q 0 0 0 rg BT 403.60 84.10 Td (14 ) Tj ET Q q 0 0 0 rg BT 415.73 84.10 Td (\(under ) Tj ET Q q 0 0 0 rg BT 443.96 84.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.32 84.10 Td (heading ) Tj ET Q q 0 0 0 rg BT 492.11 84.10 Td (Non-SLA) Tj ET Q q 0 0 0 rg BT 535.44 84.10 Td ( ) Tj ET Q q 0 0 0 rg BT 537.57 84.10 Td (Based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 72.10 Td (Operational ) Tj ET Q q 0 0 0 rg BT 189.70 72.10 Td (Reporting\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 60.10 Td (3. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 60.10 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 180.51 60.10 Td (Results ) Tj ET Q q 0 0 0 rg BT 212.14 60.10 Td (of ) Tj ET Q q 0 0 0 rg BT 222.66 60.10 Td (Governmental ) Tj ET Q q 0 0 0 rg BT 281.57 60.10 Td (Authority ) Tj ET Q q 0 0 0 rg BT 322.65 60.10 Td (Examinations ) Tj ET Q q 0 0 0 rg BT 379.83 60.10 Td (or ) Tj ET Q q 0 0 0 rg BT 390.35 60.10 Td (Investigations ) Tj ET Q q 0 0 0 rg BT 448.64 60.10 Td (- ) Tj ET Q q 0 0 0 rg BT 454.00 60.10 Td (T) Tj ET Q q 0 0 0 rg BT 459.41 60.10 Td (o ) Tj ET Q q 0 0 0 rg BT 466.60 60.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.01 60.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 507.63 60.10 Td (it ) Tj ET Q q 0 0 0 rg BT 515.38 60.10 Td (satisfies ) Tj ET Q q 0 0 0 rg BT 549.79 60.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 48.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 179.16 48.10 Td (obligation ) Tj ET Q q 0 0 0 rg BT 222.21 48.10 Td (set ) Tj ET Q q 0 0 0 rg BT 235.82 48.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 257.75 48.10 Td (in ) Tj ET Q q 0 0 0 rg BT 268.03 48.10 Td (section ) Tj ET Q q 0 0 0 rg BT 298.86 48.10 Td (1\(h\) ) Tj ET Q q 0 0 0 rg BT 318.02 48.10 Td (of ) Tj ET Q q 0 0 0 rg BT 328.85 48.10 Td (the ) Tj ET Q q 0 0 0 rg BT 343.38 48.10 Td (V) Tj ET Q q 0 0 0 rg BT 349.50 48.10 Td (endor ) Tj ET Q q 0 0 0 rg BT 374.77 48.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 428.92 48.10 Td (Addendum.) Tj ET Q endstream endobj 233 0 obj <> endobj 234 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 742.10 Td (4. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 742.10 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 180.88 742.10 Td (Licensing ) Tj ET Q q 0 0 0 rg BT 222.87 742.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 254.31 742.10 Td (- ) Tj ET Q q 0 0 0 rg BT 260.02 742.10 Td (T) Tj ET Q q 0 0 0 rg BT 265.43 742.10 Td (o ) Tj ET Q q 0 0 0 rg BT 272.99 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 287.77 742.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 314.77 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 324.00 742.10 Td (satisfies ) Tj ET Q q 0 0 0 rg BT 358.78 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.56 742.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 412.78 742.10 Td (obligation ) Tj ET Q q 0 0 0 rg BT 455.89 742.10 Td (set ) Tj ET Q q 0 0 0 rg BT 469.56 742.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 491.56 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 501.90 742.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 534.46 742.10 Td (1\(g\) ) Tj ET Q q 0 0 0 rg BT 553.68 742.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.54 730.10 Td (V) Tj ET Q q 0 0 0 rg BT 160.65 730.10 Td (endor ) Tj ET Q q 0 0 0 rg BT 185.92 730.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 240.07 730.10 Td (Addendum.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 718.10 Td (5. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 718.10 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 180.93 718.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 220.76 718.10 Td (Statements ) Tj ET Q q 0 0 0 rg BT 267.27 718.10 Td (- ) Tj ET Q q 0 0 0 rg BT 273.02 718.10 Td (T) Tj ET Q q 0 0 0 rg BT 278.43 718.10 Td (o ) Tj ET Q q 0 0 0 rg BT 286.05 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 300.89 718.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 327.94 718.10 Td (it ) Tj ET Q q 0 0 0 rg BT 336.12 718.10 Td (satisfies ) Tj ET Q q 0 0 0 rg BT 370.95 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.79 718.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 425.06 718.10 Td (obligation ) Tj ET Q q 0 0 0 rg BT 468.23 718.10 Td (set ) Tj ET Q q 0 0 0 rg BT 481.96 718.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 504.02 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 514.41 718.10 Td (section ) Tj ET Q q 0 0 0 rg BT 545.36 718.10 Td (1\(k\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.00 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.83 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 165.37 706.10 Td (V) Tj ET Q q 0 0 0 rg BT 171.48 706.10 Td (endor ) Tj ET Q q 0 0 0 rg BT 196.75 706.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 250.90 706.10 Td (Addendum.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 682.10 Td (14. ) Tj ET Q q 0 0 0 rg BT 122.00 682.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.93 682.10 Td (19\(a\)\(xiv\) ) Tj ET Q q 0 0 0 rg BT 198.41 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 209.68 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 224.83 682.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 244.84 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 247.78 682.10 Td (is ) Tj ET Q q 0 0 0 rg BT 257.39 682.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 287.54 682.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 326.57 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 337.28 682.10 Td (insert ) Tj ET Q q 0 0 0 rg BT 362.44 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 377.59 682.10 Td (following ) Tj ET Q q 0 0 0 rg BT 419.42 682.10 Td (sentence ) Tj ET Q q 0 0 0 rg BT 456.78 682.10 Td (at ) Tj ET Q q 0 0 0 rg BT 466.94 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.09 682.10 Td (end ) Tj ET Q q 0 0 0 rg BT 499.47 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 510.74 682.10 Td (such ) Tj ET Q q 0 0 0 rg BT 532.01 682.10 Td (Section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (19\(a\)\(xiv\), ) Tj ET Q q 0 0 0 rg BT 95.54 670.10 Td (as ) Tj ET Q q 0 0 0 rg BT 106.37 670.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 646.10 Td (Notwithstanding ) Tj ET Q q 0 0 0 rg BT 195.52 646.10 Td (any ) Tj ET Q q 0 0 0 rg BT 212.37 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 223.11 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 237.74 646.10 Td (foregoing, ) Tj ET Q q 0 0 0 rg BT 281.53 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.16 646.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 340.24 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 350.98 646.10 Td (this ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 367.83984375 644.7669921875 m 440.7841796875 644.7669921875 l s q 0 0 0 rg BT 367.84 646.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 400.25 646.10 Td (19\(a\)\(xiv\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.78 646.10 Td ( ) Tj ET Q q 0 0 0 rg BT 443.20 646.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 464.50 646.10 Td (not ) Tj ET Q q 0 0 0 rg BT 479.69 646.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 504.31 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 514.50 646.10 Td (any ) Tj ET Q q 0 0 0 rg BT 531.36 646.10 Td (breach ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 634.10 Td (by ) Tj ET Q q 0 0 0 rg BT 98.84 634.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 126.69 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 137.86 634.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 170.70 634.10 Td (20\(d\) ) Tj ET Q q 0 0 0 rg BT 195.20 634.10 Td (or ) Tj ET Q q 0 0 0 rg BT 206.37 634.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 239.20 634.10 Td (20\(e\) ) Tj ET Q q 0 0 0 rg BT 263.14 634.10 Td (herein ) Tj ET Q q 0 0 0 rg BT 290.96 634.10 Td (unless, ) Tj ET Q q 0 0 0 rg BT 321.30 634.10 Td (as ) Tj ET Q q 0 0 0 rg BT 332.47 634.10 Td (a ) Tj ET Q q 0 0 0 rg BT 339.75 634.10 Td (direct ) Tj ET Q q 0 0 0 rg BT 365.35 634.10 Td (result ) Tj ET Q q 0 0 0 rg BT 390.41 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 401.58 634.10 Td (a ) Tj ET Q q 0 0 0 rg BT 408.86 634.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 438.34 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.51 634.10 Td (such ) Tj ET Q q 0 0 0 rg BT 470.68 634.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 503.51 634.10 Td (20\(d\) ) Tj ET Q q 0 0 0 rg BT 528.01 634.10 Td (Section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.10 Td (20\(e\) ) Tj ET Q q 0 0 0 rg BT 109.92 622.10 Td (by ) Tj ET Q q 0 0 0 rg BT 122.73 622.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 150.57 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 161.16 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 176.20 622.10 Td (conduct ) Tj ET Q q 0 0 0 rg BT 210.67 622.10 Td (of ) Tj ET Q q 0 0 0 rg BT 221.82 622.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 263.52 622.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 306.31 622.10 Td (services ) Tj ET Q q 0 0 0 rg BT 341.34 622.10 Td (on ) Tj ET Q q 0 0 0 rg BT 354.15 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 369.19 622.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 396.46 622.10 Td (Portfolios, ) Tj ET Q q 0 0 0 rg BT 441.22 622.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 472.36 622.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 494.07 622.10 Td (first ) Tj ET Q q 0 0 0 rg BT 512.99 622.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 548.56 622.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 610.10 Td (right ) Tj ET Q q 0 0 0 rg BT 106.77 610.10 Td (to ) Tj ET Q q 0 0 0 rg BT 116.42 610.10 Td (terminate ) Tj ET Q q 0 0 0 rg BT 156.06 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 170.16 610.10 Td (New ) Tj ET Q q 0 0 0 rg BT 190.92 610.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 221.12 610.10 Td (Contract ) Tj ET Q q 0 0 0 rg BT 257.43 610.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 293.75 610.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 305.90 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.22 610.10 Td (in ) Tj ET Q q 0 0 0 rg BT 331.88 610.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 379.85 610.10 Td (with, ) Tj ET Q q 0 0 0 rg BT 402.00 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 416.10 610.10 Td (New ) Tj ET Q q 0 0 0 rg BT 436.86 610.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 467.06 610.10 Td (Contract; ) Tj ET Q q 0 0 0 rg BT 506.15 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 522.47 610.10 Td (provided ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.10 Td (further) Tj ET Q q 0 0 0 rg BT 112.81 598.10 Td (, ) Tj ET Q q 0 0 0 rg BT 117.79 598.10 Td (that ) Tj ET Q q 0 0 0 rg BT 135.27 598.10 Td (any ) Tj ET Q q 0 0 0 rg BT 152.20 598.10 Td (such ) Tj ET Q q 0 0 0 rg BT 173.01 598.10 Td (right ) Tj ET Q q 0 0 0 rg BT 194.38 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 205.20 598.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 253.78 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 264.60 598.10 Td (this ) Tj ET Q q 0 0 0 rg BT 280.98 598.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 327.89 598.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 349.27 598.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 373.97 598.10 Td (only ) Tj ET Q q 0 0 0 rg BT 394.23 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 404.49 598.10 Td (those ) Tj ET Q q 0 0 0 rg BT 428.09 598.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 455.03 598.10 Td (Portfolios ) Tj ET Q q 0 0 0 rg BT 496.96 598.10 Td (which ) Tj ET Q q 0 0 0 rg BT 523.88 598.10 Td (were ) Tj ET Q q 0 0 0 rg BT 545.80 598.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 586.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 116.83 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.66 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.37 586.10 Td (right ) Tj ET Q q 0 0 0 rg BT 163.76 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 174.59 586.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 223.19 586.10 Td (exercised ) Tj ET Q q 0 0 0 rg BT 263.44 586.10 Td (by ) Tj ET Q q 0 0 0 rg BT 275.94 586.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 306.76 586.10 Td (under ) Tj ET Q q 0 0 0 rg BT 332.03 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.75 586.10 Td (New ) Tj ET Q q 0 0 0 rg BT 368.13 586.10 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 398.95 586.10 Td (Contract.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 562.10 Td (15. ) Tj ET Q q 0 0 0 rg BT 122.00 562.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 155.22 562.10 Td (20 ) Tj ET Q q 0 0 0 rg BT 168.45 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 180.01 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.45 562.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 215.46 562.10 Td ( ) Tj ET Q q 0 0 0 rg BT 218.69 562.10 Td (is ) Tj ET Q q 0 0 0 rg BT 228.59 562.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 259.02 562.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 298.34 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 309.35 562.10 Td (insert ) Tj ET Q q 0 0 0 rg BT 334.79 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 350.24 562.10 Td (following ) Tj ET Q q 0 0 0 rg BT 392.35 562.10 Td (subsections ) Tj ET Q q 0 0 0 rg BT 441.69 562.10 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 456.58 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 474.24 562.10 Td (\(e\) ) Tj ET Q q 0 0 0 rg BT 488.57 562.10 Td (at ) Tj ET Q q 0 0 0 rg BT 499.01 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 514.46 562.10 Td (end ) Tj ET Q q 0 0 0 rg BT 532.12 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 543.68 562.10 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 82.50 550.10 Td (20, ) Tj ET Q q 0 0 0 rg BT 97.50 550.10 Td (as ) Tj ET Q q 0 0 0 rg BT 108.33 550.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 526.10 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 158.00 526.10 Td (RHSS) Tj ET Q q 0 0 0 rg BT 185.79 526.10 Td (s ) Tj ET Q q 0 0 0 rg BT 194.26 526.10 Td (employees, ) Tj ET Q q 0 0 0 rg BT 244.11 526.10 Td (agents, ) Tj ET Q q 0 0 0 rg BT 276.73 526.10 Td (and ) Tj ET Q q 0 0 0 rg BT 295.75 526.10 Td (subcontractors, ) Tj ET Q q 0 0 0 rg BT 361.14 526.10 Td (each ) Tj ET Q q 0 0 0 rg BT 384.04 526.10 Td (to ) Tj ET Q q 0 0 0 rg BT 396.39 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 413.19 526.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 442.20 526.10 Td (engaged ) Tj ET Q q 0 0 0 rg BT 480.09 526.10 Td (to ) Tj ET Q q 0 0 0 rg BT 492.45 526.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 529.24 526.10 Td (licensed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 514.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 127.80 514.10 Td (services ) Tj ET Q q 0 0 0 rg BT 161.84 514.10 Td (as ) Tj ET Q q 0 0 0 rg BT 172.00 514.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.60 514.10 Td (New ) Tj ET Q q 0 0 0 rg BT 202.31 514.10 Td (Rights ) Tj ET Q q 0 0 0 rg BT 230.26 514.10 Td (to ) Tj ET Q q 0 0 0 rg BT 239.86 514.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 262.81 514.10 Td (for ) Tj ET Q q 0 0 0 rg BT 276.30 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.35 514.10 Td (related ) Tj ET Q q 0 0 0 rg BT 319.38 514.10 Td (HLSS ) Tj ET Q q 0 0 0 rg BT 345.66 514.10 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 383.04 514.10 Td (\(an ) Tj ET Q q 0 0 0 rg BT 397.64 514.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 402.0751953125 512.7669921875 m 467.25244140625 512.7669921875 l s q 0 0 0 rg BT 402.08 514.10 Td (RMSR ) Tj ET Q q 0 0 0 rg BT 431.70 514.10 Td (Portfolio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.25 514.10 Td (\) ) Tj ET Q q 0 0 0 rg BT 476.85 514.10 Td (under ) Tj ET Q q 0 0 0 rg BT 501.44 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.09 514.10 Td (Agreement, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 502.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 107.52 502.10 Td (have ) Tj ET Q q 0 0 0 rg BT 129.02 502.10 Td (under) Tj ET Q q 0 0 0 rg BT 151.61 502.10 Td (gone ) Tj ET Q q 0 0 0 rg BT 173.68 502.10 Td (and ) Tj ET Q q 0 0 0 rg BT 190.75 502.10 Td (passed ) Tj ET Q q 0 0 0 rg BT 220.04 502.10 Td (a ) Tj ET Q q 0 0 0 rg BT 227.10 502.10 Td (criminal ) Tj ET Q q 0 0 0 rg BT 263.05 502.10 Td (background ) Tj ET Q q 0 0 0 rg BT 312.89 502.10 Td (investigation ) Tj ET Q q 0 0 0 rg BT 367.18 502.10 Td (\(conducted ) Tj ET Q q 0 0 0 rg BT 414.23 502.10 Td (or ) Tj ET Q q 0 0 0 rg BT 425.19 502.10 Td (ordered ) Tj ET Q q 0 0 0 rg BT 458.36 502.10 Td (by ) Tj ET Q q 0 0 0 rg BT 470.99 502.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 498.63 502.10 Td (or ) Tj ET Q q 0 0 0 rg BT 509.59 502.10 Td (its ) Tj ET Q q 0 0 0 rg BT 521.09 502.10 Td (Af) Tj ET Q q 0 0 0 rg BT 531.46 502.10 Td (filiates\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 490.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 107.94 490.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.22 490.10 Td (performing ) Tj ET Q q 0 0 0 rg BT 165.71 490.10 Td (such ) Tj ET Q q 0 0 0 rg BT 186.54 490.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 229.02 490.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 266.23 490.10 Td (Each ) Tj ET Q q 0 0 0 rg BT 288.72 490.10 Td (such ) Tj ET Q q 0 0 0 rg BT 309.55 490.10 Td (background ) Tj ET Q q 0 0 0 rg BT 359.26 490.10 Td (investigation ) Tj ET Q q 0 0 0 rg BT 413.42 490.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 434.81 490.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 467.31 490.10 Td (with ) Tj ET Q q 0 0 0 rg BT 487.59 490.10 Td (all ) Tj ET Q q 0 0 0 rg BT 500.09 490.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 543.68 490.10 Td (laws ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.97 478.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 124.38 478.10 Td (review) Tj ET Q q 0 0 0 rg BT 150.94 478.10 Td (, ) Tj ET Q q 0 0 0 rg BT 155.96 478.10 Td (at ) Tj ET Q q 0 0 0 rg BT 165.71 478.10 Td (a ) Tj ET Q q 0 0 0 rg BT 172.67 478.10 Td (minimum, ) Tj ET Q q 0 0 0 rg BT 216.59 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 231.33 478.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 274.95 478.10 Td (person) Tj ET Q q 0 0 0 rg BT 304.39 478.10 Td (s ) Tj ET Q q 0 0 0 rg BT 310.81 478.10 Td (criminal ) Tj ET Q q 0 0 0 rg BT 346.65 478.10 Td (record ) Tj ET Q q 0 0 0 rg BT 374.72 478.10 Td (\(according ) Tj ET Q q 0 0 0 rg BT 420.00 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 430.30 478.10 Td (county ) Tj ET Q q 0 0 0 rg BT 460.05 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 477.01 478.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 507.29 478.10 Td (level ) Tj ET Q q 0 0 0 rg BT 529.25 478.10 Td (records\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 466.10 Td (over ) Tj ET Q q 0 0 0 rg BT 106.27 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.99 466.10 Td (seven ) Tj ET Q q 0 0 0 rg BT 146.25 466.10 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 160.41 466.10 Td (years ) Tj ET Q q 0 0 0 rg BT 184.01 466.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 205.95 466.10 Td (to ) Tj ET Q q 0 0 0 rg BT 216.23 466.10 Td (commencement ) Tj ET Q q 0 0 0 rg BT 282.04 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 292.87 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.58 466.10 Td (background ) Tj ET Q q 0 0 0 rg BT 357.29 466.10 Td (investigation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 442.10 Td (\(e\) ) Tj ET Q q 0 0 0 rg BT 158.00 442.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 185.58 442.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 207.03 442.10 Td (at ) Tj ET Q q 0 0 0 rg BT 216.81 442.10 Td (all ) Tj ET Q q 0 0 0 rg BT 229.37 442.10 Td (times ) Tj ET Q q 0 0 0 rg BT 253.60 442.10 Td (while ) Tj ET Q q 0 0 0 rg BT 278.38 442.10 Td (performing ) Tj ET Q q 0 0 0 rg BT 325.92 442.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 362.37 442.10 Td (hereunder ) Tj ET Q q 0 0 0 rg BT 404.90 442.10 Td (as ) Tj ET Q q 0 0 0 rg BT 415.80 442.10 Td (to ) Tj ET Q q 0 0 0 rg BT 426.14 442.10 Td (an ) Tj ET Q q 0 0 0 rg BT 438.14 442.10 Td (RMSR ) Tj ET Q q 0 0 0 rg BT 468.50 442.10 Td (Portfolio, ) Tj ET Q q 0 0 0 rg BT 509.12 442.10 Td (carry ) Tj ET Q q 0 0 0 rg BT 532.22 442.10 Td (with ) Tj ET Q q 0 0 0 rg BT 552.56 442.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 430.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 127.46 430.10 Td (agency ) Tj ET Q q 0 0 0 rg BT 158.91 430.10 Td (with ) Tj ET Q q 0 0 0 rg BT 179.83 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 187.41 430.10 Td (Best) Tj ET Q q 0 0 0 rg BT 207.96 430.10 Td (s ) Tj ET Q q 0 0 0 rg BT 214.99 430.10 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 257.00 430.10 Td (Reports ) Tj ET Q q 0 0 0 rg BT 291.25 430.10 Td (rating ) Tj ET Q q 0 0 0 rg BT 317.71 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 329.18 430.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 362.86 430.10 Td (or ) Tj ET Q q 0 0 0 rg BT 374.33 430.10 Td (better: ) Tj ET Q q 0 0 0 rg BT 403.01 430.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 415.59 430.10 Td (worker) Tj ET Q q 0 0 0 rg BT 444.28 430.10 Td () Tj ET Q q 0 0 0 rg BT 447.06 430.10 Td (s ) Tj ET Q q 0 0 0 rg BT 454.09 430.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 512.77 430.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 554.23 430.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 418.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 133.46 418.10 Td (with ) Tj ET Q q 0 0 0 rg BT 153.74 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.46 418.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 189.29 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 200.12 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.84 418.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 272.32 418.10 Td (bodies ) Tj ET Q q 0 0 0 rg BT 300.93 418.10 Td (having ) Tj ET Q q 0 0 0 rg BT 330.65 418.10 Td (jurisdiction; ) Tj ET Q q 0 0 0 rg BT 381.48 418.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 396.20 418.10 Td (general ) Tj ET Q q 0 0 0 rg BT 428.13 418.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 461.74 418.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 502.55 418.10 Td (in ) Tj ET Q q 0 0 0 rg BT 512.83 418.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 549.22 418.10 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 406.10 Td (less ) Tj ET Q q 0 0 0 rg BT 104.36 406.10 Td (than ) Tj ET Q q 0 0 0 rg BT 124.94 406.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 149.96 406.10 Td (Dollars ) Tj ET Q q 0 0 0 rg BT 182.75 406.10 Td (\($[***]\) ) Tj ET Q q 0 0 0 rg BT 219.43 406.10 Td (per ) Tj ET Q q 0 0 0 rg BT 235.56 406.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 282.77 406.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.57 406.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 330.58 406.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 372.81 406.10 Td (for ) Tj ET Q q 0 0 0 rg BT 387.83 406.10 Td (bodily ) Tj ET Q q 0 0 0 rg BT 416.74 406.10 Td (injury) Tj ET Q q 0 0 0 rg BT 439.98 406.10 Td (, ) Tj ET Q q 0 0 0 rg BT 445.84 406.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 483.08 406.10 Td (injury ) Tj ET Q q 0 0 0 rg BT 510.32 406.10 Td (and ) Tj ET Q q 0 0 0 rg BT 528.12 406.10 Td (property ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 394.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 119.69 394.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 153.39 394.10 Td (combined; ) Tj ET Q q 0 0 0 rg BT 198.19 394.10 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 215.78 394.10 Td (automobile ) Tj ET Q q 0 0 0 rg BT 263.36 394.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 304.27 394.10 Td (in ) Tj ET Q q 0 0 0 rg BT 314.64 394.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 351.12 394.10 Td (not ) Tj ET Q q 0 0 0 rg BT 366.49 394.10 Td (less ) Tj ET Q q 0 0 0 rg BT 384.09 394.10 Td (than ) Tj ET Q q 0 0 0 rg BT 403.90 394.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 428.15 394.10 Td (Dollars ) Tj ET Q q 0 0 0 rg BT 460.18 394.10 Td (\($[***]\) ) Tj ET Q q 0 0 0 rg BT 496.09 394.10 Td (combined ) Tj ET Q q 0 0 0 rg BT 538.12 394.10 Td (single ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 382.10 Td (limit ) Tj ET Q q 0 0 0 rg BT 106.97 382.10 Td (for ) Tj ET Q q 0 0 0 rg BT 120.71 382.10 Td (bodily ) Tj ET Q q 0 0 0 rg BT 148.35 382.10 Td (injury ) Tj ET Q q 0 0 0 rg BT 174.32 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 190.83 382.10 Td (property ) Tj ET Q q 0 0 0 rg BT 226.79 382.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 259.96 382.10 Td (for ) Tj ET Q q 0 0 0 rg BT 273.71 382.10 Td (each ) Tj ET Q q 0 0 0 rg BT 294.10 382.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 340.03 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 356.55 382.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 385.29 382.10 Td (aggregate, ) Tj ET Q q 0 0 0 rg BT 428.73 382.10 Td (covering ) Tj ET Q q 0 0 0 rg BT 465.79 382.10 Td (all ) Tj ET Q q 0 0 0 rg BT 477.87 382.10 Td (hired ) Tj ET Q q 0 0 0 rg BT 500.50 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 517.02 382.10 Td (non-owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 370.10 Td (vehicles; ) Tj ET Q q 0 0 0 rg BT 124.10 370.10 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 141.10 370.10 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 193.08 370.10 Td (Crime ) Tj ET Q q 0 0 0 rg BT 220.64 370.10 Td (Insurance/Fidelity ) Tj ET Q q 0 0 0 rg BT 295.96 370.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.29 370.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.07 370.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 353.62 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 364.51 370.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 388.73 370.10 Td (Dollars ) Tj ET Q q 0 0 0 rg BT 420.73 370.10 Td (\($[***]\) ) Tj ET Q q 0 0 0 rg BT 456.61 370.10 Td (per ) Tj ET Q q 0 0 0 rg BT 471.93 370.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 518.34 370.10 Td (and ) Tj ET Q q 0 0 0 rg BT 535.34 370.10 Td (annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 358.10 Td (aggregate, ) Tj ET Q q 0 0 0 rg BT 130.44 358.10 Td (including ) Tj ET Q q 0 0 0 rg BT 171.29 358.10 Td (coverage ) Tj ET Q q 0 0 0 rg BT 210.45 358.10 Td (for ) Tj ET Q q 0 0 0 rg BT 225.18 358.10 Td (theft ) Tj ET Q q 0 0 0 rg BT 246.59 358.10 Td (or ) Tj ET Q q 0 0 0 rg BT 257.99 358.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 276.63 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 288.04 358.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 311.11 358.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 355.83 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 373.35 358.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 396.42 358.10 Td (Brokerage ) Tj ET Q q 0 0 0 rg BT 441.15 358.10 Td (property; ) Tj ET Q q 0 0 0 rg BT 480.88 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 498.39 358.10 Td (\(v\) ) Tj ET Q q 0 0 0 rg BT 513.13 358.10 Td (professional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 346.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 118.78 346.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 158.76 346.10 Td (to ) Tj ET Q q 0 0 0 rg BT 168.21 346.10 Td (cover ) Tj ET Q q 0 0 0 rg BT 192.08 346.10 Td (errors ) Tj ET Q q 0 0 0 rg BT 217.07 346.10 Td (and ) Tj ET Q q 0 0 0 rg BT 233.18 346.10 Td (omissions ) Tj ET Q q 0 0 0 rg BT 274.86 346.10 Td (in ) Tj ET Q q 0 0 0 rg BT 284.31 346.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 319.86 346.10 Td (not ) Tj ET Q q 0 0 0 rg BT 334.31 346.10 Td (less ) Tj ET Q q 0 0 0 rg BT 350.98 346.10 Td (than ) Tj ET Q q 0 0 0 rg BT 369.87 346.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 393.19 346.10 Td (Dollars ) Tj ET Q q 0 0 0 rg BT 424.30 346.10 Td (\($[***]\) ) Tj ET Q q 0 0 0 rg BT 459.29 346.10 Td (per ) Tj ET Q q 0 0 0 rg BT 473.73 346.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 519.25 346.10 Td (and ) Tj ET Q q 0 0 0 rg BT 535.36 346.10 Td (annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 334.10 Td (aggregate. ) Tj ET Q q 0 0 0 rg BT 129.38 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.40 334.10 Td (RHSS ) Tj ET Q q 0 0 0 rg BT 158.43 334.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 179.34 334.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 211.90 334.10 Td (a ) Tj ET Q q 0 0 0 rg BT 218.36 334.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 260.34 334.10 Td (of ) Tj ET Q q 0 0 0 rg BT 270.69 334.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 311.02 334.10 Td (indicating ) Tj ET Q q 0 0 0 rg BT 353.03 334.10 Td (such ) Tj ET Q q 0 0 0 rg BT 373.38 334.10 Td (coverage ) Tj ET Q q 0 0 0 rg BT 411.48 334.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 433.50 334.10 Td (request ) Tj ET Q q 0 0 0 rg BT 464.39 334.10 Td (by ) Tj ET Q q 0 0 0 rg BT 476.41 334.10 Td (NRZ ) Tj ET Q q 0 0 0 rg BT 498.43 334.10 Td (Brokerage. ) Tj ET Q q 0 0 0 rg BT 544.59 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.47 334.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 322.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 127.16 322.10 Td (required ) Tj ET Q q 0 0 0 rg BT 163.31 322.10 Td (under ) Tj ET Q q 0 0 0 rg BT 188.92 322.10 Td (this ) Tj ET Q q 0 0 0 rg BT 206.21 322.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 239.05 322.10 Td (20\(e\) ) Tj ET Q q 0 0 0 rg BT 262.99 322.10 Td (may ) Tj ET Q q 0 0 0 rg BT 283.05 322.10 Td (be ) Tj ET Q q 0 0 0 rg BT 295.33 322.10 Td (in ) Tj ET Q q 0 0 0 rg BT 305.95 322.10 Td (a ) Tj ET Q q 0 0 0 rg BT 313.23 322.10 Td (policy ) Tj ET Q q 0 0 0 rg BT 341.07 322.10 Td (or ) Tj ET Q q 0 0 0 rg BT 352.24 322.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 386.19 322.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.36 322.10 Td (insurance, ) Tj ET Q q 0 0 0 rg BT 441.01 322.10 Td (primary ) Tj ET Q q 0 0 0 rg BT 475.51 322.10 Td (and ) Tj ET Q q 0 0 0 rg BT 492.79 322.10 Td (excess, ) Tj ET Q q 0 0 0 rg BT 524.23 322.10 Td (including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 310.10 Td (so-called ) Tj ET Q q 0 0 0 rg BT 125.04 310.10 Td (umbrella ) Tj ET Q q 0 0 0 rg BT 163.53 310.10 Td (or ) Tj ET Q q 0 0 0 rg BT 174.80 310.10 Td (catastrophe ) Tj ET Q q 0 0 0 rg BT 223.28 310.10 Td (form, ) Tj ET Q q 0 0 0 rg BT 248.17 310.10 Td (which ) Tj ET Q q 0 0 0 rg BT 275.55 310.10 Td (may ) Tj ET Q q 0 0 0 rg BT 295.71 310.10 Td (also ) Tj ET Q q 0 0 0 rg BT 314.77 310.10 Td (include ) Tj ET Q q 0 0 0 rg BT 347.15 310.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 410.62 310.10 Td (automobile ) Tj ET Q q 0 0 0 rg BT 458.56 310.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 499.82 310.10 Td (and ) Tj ET Q q 0 0 0 rg BT 517.21 310.10 Td (employer) Tj ET Q q 0 0 0 rg BT 555.34 310.10 Td () Tj ET Q q 0 0 0 rg BT 558.12 310.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 298.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 118.99 298.10 Td (insurance. ) Tj ET Q q 0 0 0 rg BT 161.70 298.10 Td ( ) Tj ET Q q 0 0 0 rg BT 163.45 298.10 Td (The ) Tj ET Q q 0 0 0 rg BT 180.88 298.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 224.44 298.10 Td (of ) Tj ET Q q 0 0 0 rg BT 234.65 298.10 Td (this ) Tj ET Q q 0 0 0 rg BT 250.99 298.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 282.87 298.10 Td (20\(e\) ) Tj ET Q q 0 0 0 rg BT 305.85 298.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 326.63 298.10 Td (be ) Tj ET Q q 0 0 0 rg BT 337.95 298.10 Td (in ) Tj ET Q q 0 0 0 rg BT 347.61 298.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 382.27 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 391.94 298.10 Td (\(and ) Tj ET Q q 0 0 0 rg BT 411.59 298.10 Td (not ) Tj ET Q q 0 0 0 rg BT 426.26 298.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.92 298.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 452.80 298.10 Td (of\) ) Tj ET Q q 0 0 0 rg BT 466.35 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 480.45 298.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 526.78 298.10 Td (of ) Tj ET Q q 0 0 0 rg BT 537.00 298.10 Td (RHSS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 286.10 Td (set ) Tj ET Q q 0 0 0 rg BT 99.61 286.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 121.55 286.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 134.046875 284.7669921875 m 177.93603515625 284.7669921875 l s q 0 0 0 rg BT 134.05 286.10 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 165.99 286.10 Td (5A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.66 286.10 Td ( ) Tj ET Q q 0 0 0 rg BT 180.16 286.10 Td (herein.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 262.10 Td (16. ) Tj ET Q q 0 0 0 rg BT 122.00 262.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.24 262.10 Td (D.1.a ) Tj ET Q q 0 0 0 rg BT 178.15 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.72 262.10 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 220.41 262.10 Td (6 ) Tj ET Q q 0 0 0 rg BT 227.65 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 237.68 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 252.14 262.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 272.15 262.10 Td ( ) Tj ET Q q 0 0 0 rg BT 274.39 262.10 Td (is ) Tj ET Q q 0 0 0 rg BT 283.31 262.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 312.76 262.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 343.88 262.10 Td (in ) Tj ET Q q 0 0 0 rg BT 353.90 262.10 Td (its ) Tj ET Q q 0 0 0 rg BT 365.60 262.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 395.49 262.10 Td (, ) Tj ET Q q 0 0 0 rg BT 400.23 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 416.92 262.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 450.82 262.10 Td (in ) Tj ET Q q 0 0 0 rg BT 460.84 262.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 478.08 262.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 508.64 262.10 Td (is ) Tj ET Q q 0 0 0 rg BT 517.56 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.02 262.10 Td (Section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (D.1.a ) Tj ET Q q 0 0 0 rg BT 74.16 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 84.99 250.10 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 116.93 250.10 Td (6 ) Tj ET Q q 0 0 0 rg BT 124.43 250.10 Td (to ) Tj ET Q q 0 0 0 rg BT 134.71 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.43 250.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 174.99 250.10 Td (as ) Tj ET Q q 0 0 0 rg BT 185.82 250.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 226.10 Td ([***] ) Tj ET Q q 0 0 0 rg BT 146.16 226.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 202.10 Td (17. ) Tj ET Q q 0 0 0 rg BT 122.00 202.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 154.57 202.10 Td (E ) Tj ET Q q 0 0 0 rg BT 163.25 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 174.15 202.10 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 206.17 202.10 Td (6 ) Tj ET Q q 0 0 0 rg BT 213.74 202.10 Td (to ) Tj ET Q q 0 0 0 rg BT 224.09 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.88 202.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 258.89 202.10 Td ( ) Tj ET Q q 0 0 0 rg BT 261.46 202.10 Td (is ) Tj ET Q q 0 0 0 rg BT 270.70 202.10 Td (hereby ) Tj ET Q q 0 0 0 rg BT 300.48 202.10 Td (deleted ) Tj ET Q q 0 0 0 rg BT 331.93 202.10 Td (in ) Tj ET Q q 0 0 0 rg BT 342.28 202.10 Td (its ) Tj ET Q q 0 0 0 rg BT 354.30 202.10 Td (entirety) Tj ET Q q 0 0 0 rg BT 384.19 202.10 Td (, ) Tj ET Q q 0 0 0 rg BT 389.26 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 406.27 202.10 Td (inserted ) Tj ET Q q 0 0 0 rg BT 440.50 202.10 Td (in ) Tj ET Q q 0 0 0 rg BT 450.85 202.10 Td (lieu ) Tj ET Q q 0 0 0 rg BT 468.42 202.10 Td (thereof ) Tj ET Q q 0 0 0 rg BT 499.31 202.10 Td (is ) Tj ET Q q 0 0 0 rg BT 508.55 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.34 202.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 555.90 202.10 Td (E ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 190.10 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 92.77 190.10 Td (6 ) Tj ET Q q 0 0 0 rg BT 100.27 190.10 Td (to ) Tj ET Q q 0 0 0 rg BT 110.55 190.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.27 190.10 Td (CBA, ) Tj ET Q q 0 0 0 rg BT 150.83 190.10 Td (as ) Tj ET Q q 0 0 0 rg BT 161.66 190.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 166.10 Td ([***]) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 142.10 Td (18. ) Tj ET Q q 0 0 0 rg BT 122.00 142.10 Td (All ) Tj ET Q q 0 0 0 rg BT 138.32 142.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 182.40 142.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 227.61 142.10 Td (of ) Tj ET Q q 0 0 0 rg BT 239.48 142.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.24 142.10 Td (CBA) Tj ET Q q 0 0 0 rg BT 275.25 142.10 Td ( ) Tj ET Q q 0 0 0 rg BT 278.79 142.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 301.21 142.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 332.52 142.10 Td (unchanged ) Tj ET Q q 0 0 0 rg BT 379.37 142.10 Td (and ) Tj ET Q q 0 0 0 rg BT 397.35 142.10 Td (ef) Tj ET Q q 0 0 0 rg BT 404.94 142.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 435.68 142.10 Td (and ) Tj ET Q q 0 0 0 rg BT 453.66 142.10 Td (are ) Tj ET Q q 0 0 0 rg BT 469.41 142.10 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 523.48 142.10 Td (herein ) Tj ET Q q 0 0 0 rg BT 552.00 142.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 106.10 Td (19. ) Tj ET Q q 0 0 0 rg BT 122.00 106.10 Td (This ) Tj ET Q q 0 0 0 rg BT 142.47 106.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 174.00 106.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 226.13 106.10 Td (may ) Tj ET Q q 0 0 0 rg BT 246.04 106.10 Td (be ) Tj ET Q q 0 0 0 rg BT 258.16 106.10 Td (executed ) Tj ET Q q 0 0 0 rg BT 296.39 106.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.86 106.10 Td (counterparts, ) Tj ET Q q 0 0 0 rg BT 361.47 106.10 Td (each ) Tj ET Q q 0 0 0 rg BT 382.48 106.10 Td (of ) Tj ET Q q 0 0 0 rg BT 393.50 106.10 Td (which ) Tj ET Q q 0 0 0 rg BT 420.63 106.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 442.20 106.10 Td (be ) Tj ET Q q 0 0 0 rg BT 454.33 106.10 Td (deemed ) Tj ET Q q 0 0 0 rg BT 488.12 106.10 Td (an ) Tj ET Q q 0 0 0 rg BT 500.24 106.10 Td (original, ) Tj ET Q q 0 0 0 rg BT 536.54 106.10 Td (but ) Tj ET Q q 0 0 0 rg BT 552.01 106.10 Td (all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 94.10 Td (which ) Tj ET Q q 0 0 0 rg BT 87.77 94.10 Td (constitute ) Tj ET Q q 0 0 0 rg BT 129.15 94.10 Td (one ) Tj ET Q q 0 0 0 rg BT 146.09 94.10 Td (and ) Tj ET Q q 0 0 0 rg BT 163.03 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.74 94.10 Td (same ) Tj ET Q q 0 0 0 rg BT 200.79 94.10 Td (instrument.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 170.65 58.10 Td ([The Remainder) Tj ET Q q 0 0 0 rg BT 240.74 58.10 Td ( of this Page has been Intentionally Left Blank]) Tj ET Q endstream endobj 235 0 obj <> endobj 236 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 730.25 Td (IN ) Tj ET Q q 0 0 0 rg BT 98.97 730.25 Td (WITNESS ) Tj ET Q q 0 0 0 rg BT 144.72 730.25 Td (WHEREOF) Tj ET Q q 0 0 0 rg BT 192.25 730.25 Td (, ) Tj ET Q q 0 0 0 rg BT 197.36 730.25 Td (the ) Tj ET Q q 0 0 0 rg BT 212.18 730.25 Td (parties ) Tj ET Q q 0 0 0 rg BT 241.44 730.25 Td (have ) Tj ET Q q 0 0 0 rg BT 262.93 730.25 Td (executed ) Tj ET Q q 0 0 0 rg BT 301.07 730.25 Td (and ) Tj ET Q q 0 0 0 rg BT 318.11 730.25 Td (delivered ) Tj ET Q q 0 0 0 rg BT 357.92 730.25 Td (this ) Tj ET Q q 0 0 0 rg BT 374.98 730.25 Td (Second ) Tj ET Q q 0 0 0 rg BT 406.45 730.25 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 458.49 730.25 Td (to ) Tj ET Q q 0 0 0 rg BT 468.88 730.25 Td (Cooperative ) Tj ET Q q 0 0 0 rg BT 520.35 730.25 Td (Brokerage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 96.92 718.25 Td (as ) Tj ET Q q 0 0 0 rg BT 107.75 718.25 Td (of ) Tj ET Q q 0 0 0 rg BT 118.58 718.25 Td (the ) Tj ET Q q 0 0 0 rg BT 133.30 718.25 Td (date ) Tj ET Q q 0 0 0 rg BT 152.46 718.25 Td (first ) Tj ET Q q 0 0 0 rg BT 171.06 718.25 Td (written ) Tj ET Q q 0 0 0 rg BT 201.89 718.25 Td (above.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 599.37 Td (Delaware) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 587.37 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 95.88 587.37 Td (Asia ) Tj ET Q q 0 0 0 rg BT 116.43 587.37 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 155.60 587.37 Td (Ltd. ) Tj ET Q q 0 0 0 rg BT 174.49 587.37 Td (I) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 587.37 Td (Mauritius) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 575.37 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 95.88 575.37 Td (Asset ) Tj ET Q q 0 0 0 rg BT 120.05 575.37 Td (Acquisition, ) Tj ET Q q 0 0 0 rg BT 171.44 575.37 Td (Inc.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 651.12 Td (Delaware) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 639.12 Td (PTS ) Tj ET Q q 0 0 0 rg BT 71.73 639.12 Td ( ) Tj ET Q q 0 0 0 rg BT 79.14 639.12 Td (T) Tj ET Q q 0 0 0 rg BT 84.81 639.12 Td (exas ) Tj ET Q q 0 0 0 rg BT 104.64 639.12 Td (T) Tj ET Q q 0 0 0 rg BT 110.48 639.12 Td (itle, ) Tj ET Q q 0 0 0 rg BT 128.08 639.12 Td (Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 639.12 Td (Delaware) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 627.12 Td (REALHome ) Tj ET Q q 0 0 0 rg BT 105.05 627.12 Td (Services ) Tj ET Q q 0 0 0 rg BT 141.42 627.12 Td (and ) Tj ET Q q 0 0 0 rg BT 158.36 627.12 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 198.65 627.12 Td ( ) Tj ET Q q 0 0 0 rg BT 206.15 627.12 Td (CT) Tj ET Q q 0 0 0 rg BT 218.56 627.12 Td (, ) Tj ET Q q 0 0 0 rg BT 223.19 627.12 Td (Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 627.12 Td (Connecticut) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 615.12 Td (REALHome ) Tj ET Q q 0 0 0 rg BT 105.05 615.12 Td (Services ) Tj ET Q q 0 0 0 rg BT 141.42 615.12 Td (and ) Tj ET Q q 0 0 0 rg BT 158.36 615.12 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 201.15 615.12 Td (Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 615.12 Td (Florida) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 603.12 Td (REIsmart, ) Tj ET Q q 0 0 0 rg BT 95.33 603.12 Td (LLC) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 603.12 Td (Delaware) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 591.12 Td (Springhouse, ) Tj ET Q q 0 0 0 rg BT 107.00 591.12 Td (LLC) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 591.12 Td (Missouri) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 579.12 Td (The ) Tj ET Q q 0 0 0 rg BT 70.05 579.12 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 111.42 579.12 Td (Partnership ) Tj ET Q q 0 0 0 rg BT 159.47 579.12 Td (of ) Tj ET Q q 0 0 0 rg BT 170.02 579.12 Td (America, ) Tj ET Q q 0 0 0 rg BT 209.17 579.12 Td (L.L.C.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 579.12 Td (Missouri) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 567.12 Td (W) Tj ET Q q 0 0 0 rg BT 61.04 567.12 Td (estern ) Tj ET Q q 0 0 0 rg BT 87.01 567.12 Td (Progressive ) Tj ET Q q 0 0 0 rg BT 136.17 567.12 Td ( ) Tj ET Q q 0 0 0 rg BT 143.40 567.12 Td (Arizona, ) Tj ET Q q 0 0 0 rg BT 180.33 567.12 Td (Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 567.12 Td (Delaware) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 555.12 Td (W) Tj ET Q q 0 0 0 rg BT 61.04 555.12 Td (estern ) Tj ET Q q 0 0 0 rg BT 87.01 555.12 Td (Progressive ) Tj ET Q q 0 0 0 rg BT 136.17 555.12 Td ( ) Tj ET Q q 0 0 0 rg BT 143.67 555.12 Td (Nevada, ) Tj ET Q q 0 0 0 rg BT 179.21 555.12 Td (Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 555.12 Td (Delaware) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 543.12 Td (W) Tj ET Q q 0 0 0 rg BT 61.04 543.12 Td (estern ) Tj ET Q q 0 0 0 rg BT 87.01 543.12 Td (Progressive ) Tj ET Q q 0 0 0 rg BT 136.17 543.12 Td ( ) Tj ET Q q 0 0 0 rg BT 143.58 543.12 Td (W) Tj ET Q q 0 0 0 rg BT 152.53 543.12 Td (ashington, ) Tj ET Q q 0 0 0 rg BT 196.02 543.12 Td (Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 543.12 Td (W) Tj ET Q q 0 0 0 rg BT 483.04 543.12 Td (ashington) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 531.12 Td (W) Tj ET Q q 0 0 0 rg BT 61.04 531.12 Td (estern ) Tj ET Q q 0 0 0 rg BT 87.01 531.12 Td (Progressive ) Tj ET Q q 0 0 0 rg BT 136.08 531.12 Td (T) Tj ET Q q 0 0 0 rg BT 141.93 531.12 Td (rustee, ) Tj ET Q q 0 0 0 rg BT 170.63 531.12 Td (LLC) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 531.12 Td (Delaware) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 241 0 obj <> endobj 242 0 obj <> stream BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.30 742.25 Td (Exhibit 23.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 178.55 718.25 Td (Consent of Independent Register) Tj ET Q q 0 0 0 rg BT 318.65 718.25 Td (ed Public ) Tj ET Q q 0 0 0 rg BT 360.32 718.25 Td (Accounting Firm) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 694.25 Td (e ) Tj ET Q q 0 0 0 rg BT 67.04 694.25 Td (consent ) Tj ET Q q 0 0 0 rg BT 101.55 694.25 Td (to ) Tj ET Q q 0 0 0 rg BT 113.29 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 129.47 694.25 Td (incorporation ) Tj ET Q q 0 0 0 rg BT 187.31 694.25 Td (by ) Tj ET Q q 0 0 0 rg BT 201.27 694.25 Td (reference ) Tj ET Q q 0 0 0 rg BT 242.42 694.25 Td (in ) Tj ET Q q 0 0 0 rg BT 254.16 694.25 Td (Registration ) Tj ET Q q 0 0 0 rg BT 307.01 694.25 Td (Statement ) Tj ET Q q 0 0 0 rg BT 350.96 694.25 Td (No. ) Tj ET Q q 0 0 0 rg BT 369.65 694.25 Td (333-161) Tj ET Q q 0 0 0 rg BT 402.61 694.25 Td (175 ) Tj ET Q q 0 0 0 rg BT 421.57 694.25 Td (on ) Tj ET Q q 0 0 0 rg BT 435.53 694.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 461.17 694.25 Td (S-8 ) Tj ET Q q 0 0 0 rg BT 479.02 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 491.32 694.25 Td (our ) Tj ET Q q 0 0 0 rg BT 508.61 694.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 540.34 694.25 Td (dated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (February22, ) Tj ET Q q 0 0 0 rg BT 104.86 682.25 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.86 682.25 Td (, ) Tj ET Q q 0 0 0 rg BT 131.13 682.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 165.43 682.25 Td (to ) Tj ET Q q 0 0 0 rg BT 176.97 682.25 Td (the ) Tj ET Q q 0 0 0 rg BT 192.95 682.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 247.26 682.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 286.00 682.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 331.98 682.25 Td (and ) Tj ET Q q 0 0 0 rg BT 350.18 682.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 388.93 682.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 431.01 682.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 469.76 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 481.02 682.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 526.44 682.25 Td (Portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 90.78 670.25 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 111.56 670.25 Td (and ) Tj ET Q q 0 0 0 rg BT 128.99 670.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 179.20 670.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 197.74 670.25 Td (Company\) ) Tj 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(in ) Tj ET Q q 0 0 0 rg BT 331.32 658.25 Td (application ) Tj ET Q q 0 0 0 rg BT 377.45 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 387.47 658.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 433.04 658.25 Td (for ) Tj ET Q q 0 0 0 rg BT 446.40 658.25 Td (the ) Tj ET Q q 0 0 0 rg BT 460.32 658.25 Td (composition ) Tj ET Q q 0 0 0 rg BT 511.46 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 521.49 658.25 Td (reportable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 90.51 646.25 Td (and ) Tj ET Q q 0 0 0 rg BT 108.23 646.25 Td (concentration ) Tj ET Q q 0 0 0 rg BT 165.94 646.25 Td (of ) Tj ET Q q 0 0 0 rg BT 177.56 646.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 212.49 646.25 Td (and ) Tj ET Q q 0 0 0 rg BT 230.22 646.25 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 284.60 646.25 Td (with ) Tj ET Q q 0 0 0 rg BT 305.66 646.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 337.27 646.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 377.77 646.25 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 429.39 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(this ) Tj ET Q q 0 0 0 rg BT 503.77 622.25 Td (Annual ) Tj ET Q q 0 0 0 rg BT 534.80 622.25 Td (Report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.25 Td (on ) Tj ET Q q 0 0 0 rg BT 62.50 610.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 86.67 610.25 Td (10-K ) Tj ET Q q 0 0 0 rg BT 109.72 610.25 Td (of ) Tj ET Q q 0 0 0 rg BT 120.55 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.27 610.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 176.66 610.25 Td (for ) Tj ET Q q 0 0 0 rg BT 190.82 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 205.53 610.25 Td (year ) Tj ET Q q 0 0 0 rg BT 225.24 610.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.62 610.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 310.20 610.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.20 610.25 Td (.) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 573.75 m 210.5 573.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 578.32 Td (/s/) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 62.45 578.32 Td ( Mayer Hoffman McCann P) Tj ET Q q 0 0 0 rg BT 172.80 578.32 Td (.C.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 550.32 Td (February 22, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 536.32 Td (Clearwater) Tj ET Q q 0 0 0 rg BT 96.46 536.32 Td (, Florida) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 243 0 obj <> endobj 244 0 obj <> stream BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.30 742.25 Td (Exhibit 23.2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 178.55 718.25 Td (Consent of Independent Register) Tj ET Q q 0 0 0 rg BT 318.65 718.25 Td (ed Public ) Tj ET Q q 0 0 0 rg BT 360.32 718.25 Td (Accounting Firm) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 694.25 Td (e ) Tj ET Q q 0 0 0 rg BT 66.31 694.25 Td (consent ) Tj ET Q q 0 0 0 rg BT 100.10 694.25 Td (to ) Tj ET Q q 0 0 0 rg BT 111.12 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 126.57 694.25 Td (incorporation ) Tj ET Q q 0 0 0 rg BT 183.68 694.25 Td (by ) Tj ET Q q 0 0 0 rg BT 196.92 694.25 Td (reference ) Tj ET Q q 0 0 0 rg BT 237.34 694.25 Td (in ) Tj ET Q q 0 0 0 rg BT 248.36 694.25 Td (this ) Tj ET Q q 0 0 0 rg BT 266.05 694.25 Td (Registration ) Tj ET Q q 0 0 0 rg BT 318.17 694.25 Td (Statement ) Tj ET Q q 0 0 0 rg BT 361.40 694.25 Td (No. ) Tj ET Q q 0 0 0 rg BT 379.36 694.25 Td (333-161) Tj ET Q q 0 0 0 rg BT 412.32 694.25 Td (175 ) Tj ET Q q 0 0 0 rg BT 430.56 694.25 Td (on ) Tj ET Q q 0 0 0 rg BT 443.79 694.25 Td (FormS-8 ) Tj ET Q q 0 0 0 rg BT 485.10 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 496.66 694.25 Td (our ) Tj ET Q q 0 0 0 rg BT 513.23 694.25 Td (report ) Tj ET Q q 0 0 0 rg BT 540.35 694.25 Td (dated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (March15, ) Tj ET Q q 0 0 0 rg BT 93.93 682.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 119.27 682.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 152.64 682.25 Td (to ) Tj ET Q q 0 0 0 rg BT 163.25 682.25 Td (the ) Tj ET Q q 0 0 0 rg BT 178.30 682.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 201.14 682.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 254.51 682.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 292.33 682.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 337.37 682.25 Td (and ) Tj ET Q q 0 0 0 rg BT 354.64 682.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 392.46 682.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 433.61 682.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 471.43 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 481.97 682.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 526.46 682.25 Td (Portfolio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 91.30 670.25 Td (S.A. ) Tj ET Q q 0 0 0 rg BT 112.59 670.25 Td (and ) Tj ET Q q 0 0 0 rg BT 130.53 670.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 181.26 670.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 200.31 670.25 Td (Company\), ) Tj ET Q q 0 0 0 rg BT 257.41 670.25 Td (before ) Tj ET Q q 0 0 0 rg BT 286.46 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 302.18 670.25 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 357.33 670.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 408.61 670.25 Td (to ) Tj ET Q q 0 0 0 rg BT 419.89 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.62 670.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 483.56 670.25 Td (for ) Tj ET Q q 0 0 0 rg BT 498.73 670.25 Td (a ) Tj ET Q q 0 0 0 rg BT 506.68 670.25 Td (change ) Tj ET Q q 0 0 0 rg BT 538.50 670.25 Td (in ) Tj ET Q q 0 0 0 rg BT 549.79 670.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (composition ) Tj ET Q q 0 0 0 rg BT 102.53 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 113.94 658.25 Td (reportable ) Tj ET Q q 0 0 0 rg BT 157.56 658.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 197.86 658.25 Td (referred ) Tj ET Q q 0 0 0 rg BT 232.58 658.25 Td (to ) Tj ET Q q 0 0 0 rg BT 243.44 658.25 Td (in ) Tj ET Q q 0 0 0 rg BT 254.30 658.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 276.82 658.25 Td (24, ) Tj ET Q q 0 0 0 rg BT 292.40 658.25 Td (which ) Tj ET Q q 0 0 0 rg BT 319.93 658.25 Td (report ) Tj ET Q q 0 0 0 rg BT 346.89 658.25 Td (expresses ) Tj ET Q q 0 0 0 rg BT 388.29 658.25 Td (an ) Tj ET Q q 0 0 0 rg BT 400.81 658.25 Td (unqualified ) Tj ET Q q 0 0 0 rg BT 449.44 658.25 Td (opinion ) Tj ET Q q 0 0 0 rg BT 483.08 658.25 Td (on ) Tj ET Q q 0 0 0 rg BT 496.16 658.25 Td (the ) Tj ET Q q 0 0 0 rg BT 511.46 658.25 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 89.35 646.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 135.93 646.25 Td (and ) Tj ET Q q 0 0 0 rg BT 154.74 646.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 192.43 646.25 Td (an ) Tj ET Q q 0 0 0 rg BT 206.24 646.25 Td (explanatory ) Tj ET Q q 0 0 0 rg BT 257.81 646.25 Td (paragraph ) Tj ET Q q 0 0 0 rg BT 302.15 646.25 Td (related ) Tj ET Q q 0 0 0 rg BT 333.72 646.25 Td (to ) Tj ET Q q 0 0 0 rg BT 345.87 646.25 Td (the ) Tj ET Q q 0 0 0 rg BT 362.45 646.25 Td (concentration ) Tj ET Q q 0 0 0 rg BT 421.24 646.25 Td (of ) Tj ET Q q 0 0 0 rg BT 433.94 646.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 469.95 646.25 Td (with ) Tj ET Q q 0 0 0 rg BT 492.10 646.25 Td (Ocwen ) Tj ET Q q 0 0 0 rg BT 524.79 646.25 Td (Financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.25 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 100.65 634.25 Td (\(Ocwen\) ) Tj ET Q q 0 0 0 rg BT 146.83 634.25 Td (and ) Tj ET Q q 0 0 0 rg BT 163.59 634.25 Td (an ) Tj ET Q q 0 0 0 rg BT 175.35 634.25 Td (emphasis ) Tj ET Q q 0 0 0 rg BT 214.89 634.25 Td (of ) Tj ET Q q 0 0 0 rg BT 225.54 634.25 Td (a ) Tj ET Q q 0 0 0 rg BT 232.30 634.25 Td (matter ) Tj ET Q q 0 0 0 rg BT 260.16 634.25 Td (related ) Tj ET Q q 0 0 0 rg BT 289.69 634.25 Td (to ) Tj ET Q q 0 0 0 rg BT 299.79 634.25 Td (the ) Tj ET Q q 0 0 0 rg BT 314.32 634.25 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 367.73 634.25 Td (faced ) Tj ET Q q 0 0 0 rg BT 391.70 634.25 Td (by ) Tj ET Q q 0 0 0 rg BT 404.02 634.25 Td (Ocwen, ) Tj ET Q q 0 0 0 rg BT 437.17 634.25 Td (appearing ) Tj ET Q q 0 0 0 rg BT 478.91 634.25 Td (in ) Tj ET Q q 0 0 0 rg BT 489.01 634.25 Td (the ) Tj ET Q q 0 0 0 rg BT 503.04 634.25 Td (Annual ) Tj ET Q q 0 0 0 rg BT 534.80 634.25 Td (Report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.25 Td (on ) Tj ET Q q 0 0 0 rg BT 62.50 622.25 Td (Form10-K ) Tj ET Q q 0 0 0 rg BT 109.72 622.25 Td (of ) Tj ET Q q 0 0 0 rg BT 120.55 622.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.27 622.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 176.66 622.25 Td (for ) Tj ET Q q 0 0 0 rg BT 190.82 622.25 Td (the ) Tj ET Q q 0 0 0 rg BT 205.53 622.25 Td (year ) Tj ET Q q 0 0 0 rg BT 225.24 622.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 251.62 622.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 310.20 622.25 Td (2017.) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 573.75 m 210.5 573.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 578.32 Td (/s/) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 62.45 578.32 Td ( Deloitte & T) Tj ET Q q 0 0 0 rg BT 114.58 578.32 Td (ouche LLP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 550.32 Td (Atlanta, Geor) Tj ET Q q 0 0 0 rg BT 107.24 550.32 Td (gia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 536.32 Td (February 22, 2018) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 245 0 obj <> endobj 246 0 obj <> stream BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.30 742.25 Td (Exhibit 31.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 105.15 718.25 Td (CER) Tj ET Q q 0 0 0 rg BT 125.91 718.25 Td (TIFICA) Tj ET Q q 0 0 0 rg BT 160.17 718.25 Td (TION BY) Tj ET Q q 0 0 0 rg BT 201.76 718.25 Td ( ) Tj ET Q q 0 0 0 rg BT 204.08 718.25 Td (THE CHIEF) Tj ET Q q 0 0 0 rg BT 258.99 718.25 Td ( EXECUTIVE OFFICER PURSUANT) Tj ET Q q 0 0 0 rg BT 425.22 718.25 Td ( ) Tj ET Q q 0 0 0 rg BT 427.54 718.25 Td (T) Tj ET Q q 0 0 0 rg BT 434.03 718.25 Td (O SECTION 302) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 209.60 706.25 Td (OF) Tj ET Q q 0 0 0 rg BT 223.12 706.25 Td ( ) Tj ET Q q 0 0 0 rg BT 225.43 706.25 Td (THE SARBANES-OXLEY) Tj ET Q q 0 0 0 rg BT 340.92 706.25 Td ( ) Tj ET Q q 0 0 0 rg BT 342.87 706.25 Td (ACT) Tj ET Q q 0 0 0 rg BT 363.80 706.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 379.82 706.25 Td ( 2002) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (I, ) Tj ET Q q 0 0 0 rg BT 58.15 682.25 Td (W) Tj ET Q q 0 0 0 rg BT 67.19 682.25 Td (illiam ) Tj ET Q q 0 0 0 rg BT 93.02 682.25 Td (B. ) Tj ET Q q 0 0 0 rg BT 104.69 682.25 Td (Shepro, ) Tj ET Q q 0 0 0 rg BT 138.02 682.25 Td (hereby ) Tj ET Q q 0 0 0 rg BT 167.72 682.25 Td (certify ) Tj ET Q q 0 0 0 rg BT 196.32 682.25 Td (that:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 658.25 Td (1. ) Tj ET Q q 0 0 0 rg BT 86.00 658.25 Td (I ) Tj ET Q q 0 0 0 rg BT 90.67 658.25 Td (have ) Tj ET Q q 0 0 0 rg BT 110.90 658.25 Td (reviewed ) Tj ET Q q 0 0 0 rg BT 148.89 658.25 Td (this ) Tj ET Q q 0 0 0 rg BT 164.68 658.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 192.68 658.25 Td (report ) Tj ET Q q 0 0 0 rg BT 217.90 658.25 Td (on ) Tj ET Q q 0 0 0 rg BT 229.24 658.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 252.26 658.25 Td (10-K ) Tj ET Q q 0 0 0 rg BT 274.15 658.25 Td (for ) Tj ET Q q 0 0 0 rg BT 287.16 658.25 Td (the ) Tj ET Q q 0 0 0 rg BT 300.72 658.25 Td (period ) Tj ET Q q 0 0 0 rg BT 327.61 658.25 Td (ending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.17 658.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 413.60 658.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.60 658.25 Td ( ) Tj ET Q q 0 0 0 rg BT 434.94 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 444.32 658.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 487.32 658.25 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 524.22 658.25 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 646.25 Td (S.A.;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 622.25 Td (2. ) Tj ET Q q 0 0 0 rg BT 86.00 622.25 Td (Based ) Tj ET Q q 0 0 0 rg BT 113.05 622.25 Td (on ) Tj ET Q q 0 0 0 rg BT 125.65 622.25 Td (my ) Tj ET Q q 0 0 0 rg BT 141.04 622.25 Td (knowledge, ) Tj ET Q q 0 0 0 rg BT 190.02 622.25 Td (this ) Tj ET Q q 0 0 0 rg BT 207.08 622.25 Td (report ) Tj ET Q q 0 0 0 rg BT 233.56 622.25 Td (does ) Tj ET Q q 0 0 0 rg BT 254.50 622.25 Td (not ) Tj ET Q q 0 0 0 rg BT 269.89 622.25 Td (contain ) Tj ET Q q 0 0 0 rg BT 301.93 622.25 Td (any ) Tj ET Q q 0 0 0 rg BT 318.97 622.25 Td (untrue ) Tj ET Q q 0 0 0 rg BT 347.13 622.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 388.06 622.25 Td (of ) Tj ET Q q 0 0 0 rg BT 398.99 622.25 Td (a ) Tj ET Q q 0 0 0 rg BT 406.04 622.25 Td (material ) Tj ET Q q 0 0 0 rg BT 441.41 622.25 Td (fact ) Tj ET Q q 0 0 0 rg BT 459.00 622.25 Td (or ) Tj ET Q q 0 0 0 rg BT 469.94 622.25 Td (omit ) Tj ET Q q 0 0 0 rg BT 490.88 622.25 Td (to ) Tj ET Q q 0 0 0 rg BT 501.26 622.25 Td (state ) Tj ET Q q 0 0 0 rg BT 522.20 622.25 Td (a ) Tj ET Q q 0 0 0 rg BT 529.24 622.25 Td (material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 610.25 Td (fact ) Tj ET Q q 0 0 0 rg BT 103.58 610.25 Td (necessary ) Tj ET Q q 0 0 0 rg BT 145.04 610.25 Td (to ) Tj ET Q q 0 0 0 rg BT 155.42 610.25 Td (make ) Tj ET Q q 0 0 0 rg BT 179.67 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 194.48 610.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 239.29 610.25 Td (made, ) Tj ET Q q 0 0 0 rg BT 266.04 610.25 Td (in ) Tj ET Q q 0 0 0 rg BT 276.41 610.25 Td (light ) Tj ET Q q 0 0 0 rg BT 297.34 610.25 Td (of ) Tj ET Q q 0 0 0 rg BT 308.27 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.08 610.25 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 382.31 610.25 Td (under ) Tj ET Q q 0 0 0 rg BT 407.68 610.25 Td (which ) Tj ET Q q 0 0 0 rg BT 434.71 610.25 Td (such ) Tj ET Q q 0 0 0 rg BT 455.64 610.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 500.44 610.25 Td (were ) Tj ET Q q 0 0 0 rg BT 522.47 610.25 Td (made, ) Tj ET Q q 0 0 0 rg BT 549.22 610.25 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.25 Td (misleading ) Tj ET Q q 0 0 0 rg BT 132.38 598.25 Td (with ) Tj ET Q q 0 0 0 rg BT 152.66 598.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 183.48 598.25 Td (to ) Tj ET Q q 0 0 0 rg BT 193.75 598.25 Td (the ) Tj ET Q q 0 0 0 rg BT 208.47 598.25 Td (period ) Tj ET Q q 0 0 0 rg BT 236.52 598.25 Td (covered ) Tj ET Q q 0 0 0 rg BT 270.66 598.25 Td (by ) Tj ET Q q 0 0 0 rg BT 283.16 598.25 Td (this ) Tj ET Q q 0 0 0 rg BT 300.11 598.25 Td (report;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 574.25 Td (3. ) Tj ET Q q 0 0 0 rg BT 86.00 574.25 Td (Based ) Tj ET Q q 0 0 0 rg BT 112.92 574.25 Td (on ) Tj ET Q q 0 0 0 rg BT 125.41 574.25 Td (my ) Tj ET Q q 0 0 0 rg BT 140.67 574.25 Td (knowledge, ) Tj ET Q q 0 0 0 rg BT 189.53 574.25 Td (the ) Tj ET Q q 0 0 0 rg BT 204.23 574.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 241.70 574.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 288.89 574.25 Td (and ) Tj ET Q q 0 0 0 rg BT 305.82 574.25 Td (other ) Tj ET Q q 0 0 0 rg BT 328.85 574.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 366.31 574.25 Td (information ) Tj ET Q q 0 0 0 rg BT 416.01 574.25 Td (included ) Tj ET Q q 0 0 0 rg BT 452.93 574.25 Td (in ) Tj ET Q q 0 0 0 rg BT 463.19 574.25 Td (this ) Tj ET Q q 0 0 0 rg BT 480.12 574.25 Td (report, ) Tj ET Q q 0 0 0 rg BT 508.98 574.25 Td (fairly ) Tj ET Q q 0 0 0 rg BT 533.12 574.25 Td (present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 562.25 Td (in ) Tj ET Q q 0 0 0 rg BT 96.65 562.25 Td (all ) Tj ET Q q 0 0 0 rg BT 109.51 562.25 Td (material ) Tj ET Q q 0 0 0 rg BT 145.14 562.25 Td (respects ) Tj ET Q q 0 0 0 rg BT 180.22 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 195.31 562.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 233.16 562.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 276.30 562.25 Td (results ) Tj ET Q q 0 0 0 rg BT 305.28 562.25 Td (of ) Tj ET Q q 0 0 0 rg BT 316.48 562.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 361.00 562.25 Td (and ) Tj ET Q q 0 0 0 rg BT 378.31 562.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 398.95 562.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 424.04 562.25 Td (of ) Tj ET Q q 0 0 0 rg BT 435.24 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 450.33 562.25 Td (registrant ) Tj ET Q q 0 0 0 rg BT 490.96 562.25 Td (as ) Tj ET Q q 0 0 0 rg BT 502.17 562.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 515.87 562.25 Td (and ) Tj ET Q q 0 0 0 rg BT 533.17 562.25 Td (for) Tj ET Q q 0 0 0 rg BT 544.43 562.25 Td (, ) Tj ET Q q 0 0 0 rg BT 549.80 562.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 550.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 117.94 550.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 158.75 550.25 Td (in ) Tj ET Q q 0 0 0 rg BT 169.03 550.25 Td (this ) Tj ET Q q 0 0 0 rg BT 185.98 550.25 Td (report;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 526.25 Td (4. ) Tj ET Q q 0 0 0 rg BT 86.00 526.25 Td (The ) Tj ET Q q 0 0 0 rg BT 104.60 526.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 145.14 526.25 Td (s ) Tj ET Q q 0 0 0 rg BT 152.08 526.25 Td (other ) Tj ET Q q 0 0 0 rg BT 175.68 526.25 Td (certifying ) Tj ET Q q 0 0 0 rg BT 217.61 526.25 Td (of) Tj ET Q q 0 0 0 rg BT 225.76 526.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 247.12 526.25 Td (and ) Tj ET Q q 0 0 0 rg BT 264.61 526.25 Td (I ) Tj ET Q q 0 0 0 rg BT 271.00 526.25 Td (are ) Tj ET Q q 0 0 0 rg BT 286.25 526.25 Td (responsible ) Tj ET Q q 0 0 0 rg BT 334.85 526.25 Td (for ) Tj ET Q q 0 0 0 rg BT 349.56 526.25 Td (establishing ) Tj ET Q q 0 0 0 rg BT 400.39 526.25 Td (and ) Tj ET Q q 0 0 0 rg BT 417.88 526.25 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 468.70 526.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 512.30 526.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 547.57 526.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 514.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 132.13 514.25 Td (\(as ) Tj ET Q q 0 0 0 rg BT 146.04 514.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 178.29 514.25 Td (in ) Tj ET Q q 0 0 0 rg BT 188.32 514.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 229.51 514.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 246.20 514.25 Td (Rules ) Tj ET Q q 0 0 0 rg BT 271.24 514.25 Td (13a-15\(e\) ) Tj ET Q q 0 0 0 rg BT 312.37 514.25 Td (and ) Tj ET Q q 0 0 0 rg BT 329.06 514.25 Td (15d-15\(e\)\) ) Tj ET Q q 0 0 0 rg BT 374.08 514.25 Td (and ) Tj ET Q q 0 0 0 rg BT 390.78 514.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 423.58 514.25 Td (control ) Tj ET Q q 0 0 0 rg BT 454.16 514.25 Td (over ) Tj ET Q q 0 0 0 rg BT 474.19 514.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 511.43 514.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 550.34 514.25 Td (\(as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 502.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 118.49 502.25 Td (in ) Tj ET Q q 0 0 0 rg BT 128.76 502.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 170.14 502.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 187.07 502.25 Td (Rules ) Tj ET Q q 0 0 0 rg BT 212.35 502.25 Td (13a-15\(f\) ) Tj ET Q q 0 0 0 rg BT 252.61 502.25 Td (and ) Tj ET Q q 0 0 0 rg BT 269.55 502.25 Td (15d-15\(f\)\) ) Tj ET Q q 0 0 0 rg BT 313.70 502.25 Td (for ) Tj ET Q q 0 0 0 rg BT 327.86 502.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.58 502.25 Td (registrant ) Tj ET Q q 0 0 0 rg BT 382.84 502.25 Td (and ) Tj ET Q q 0 0 0 rg BT 399.78 502.25 Td (have:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.25 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 104.00 478.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 141.74 478.25 Td (such ) Tj ET Q q 0 0 0 rg BT 162.26 478.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 204.99 478.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 239.40 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 256.03 478.25 Td (procedures, ) Tj ET Q q 0 0 0 rg BT 304.59 478.25 Td (or ) Tj ET Q q 0 0 0 rg BT 315.11 478.25 Td (caused ) Tj ET Q q 0 0 0 rg BT 344.50 478.25 Td (such ) Tj ET Q q 0 0 0 rg BT 365.02 478.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 407.76 478.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 442.17 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 458.79 478.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 504.85 478.25 Td (to ) Tj ET Q q 0 0 0 rg BT 514.82 478.25 Td (be ) Tj ET Q q 0 0 0 rg BT 526.45 478.25 Td (designed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 466.25 Td (under ) Tj ET Q q 0 0 0 rg BT 130.76 466.25 Td (our ) Tj ET Q q 0 0 0 rg BT 148.08 466.25 Td (supervision, ) Tj ET Q q 0 0 0 rg BT 200.68 466.25 Td (to ) Tj ET Q q 0 0 0 rg BT 212.45 466.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 242.54 466.25 Td (that ) Tj ET Q q 0 0 0 rg BT 261.53 466.25 Td (material ) Tj ET Q q 0 0 0 rg BT 298.28 466.25 Td (information ) Tj ET Q q 0 0 0 rg BT 349.48 466.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 384.02 466.25 Td (to ) Tj ET Q q 0 0 0 rg BT 395.79 466.25 Td (the ) Tj ET Q q 0 0 0 rg BT 412.00 466.25 Td (registrant, ) Tj ET Q q 0 0 0 rg BT 456.25 466.25 Td (including ) Tj ET Q q 0 0 0 rg BT 498.02 466.25 Td (its ) Tj ET Q q 0 0 0 rg BT 511.46 466.25 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 454.25 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 156.11 454.25 Td (is ) Tj ET Q q 0 0 0 rg BT 165.17 454.25 Td (made ) Tj ET Q q 0 0 0 rg BT 189.22 454.25 Td (known ) Tj ET Q q 0 0 0 rg BT 218.84 454.25 Td (to ) Tj ET Q q 0 0 0 rg BT 229.01 454.25 Td (us ) Tj ET Q q 0 0 0 rg BT 240.30 454.25 Td (by ) Tj ET Q q 0 0 0 rg BT 252.69 454.25 Td (others ) Tj ET Q q 0 0 0 rg BT 279.52 454.25 Td (within ) Tj ET Q q 0 0 0 rg BT 307.48 454.25 Td (those ) Tj ET Q q 0 0 0 rg BT 330.98 454.25 Td (entities, ) Tj ET Q q 0 0 0 rg BT 364.75 454.25 Td (particularly ) Tj ET Q q 0 0 0 rg BT 413.24 454.25 Td (during ) Tj ET Q q 0 0 0 rg BT 441.74 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 456.35 454.25 Td (period ) Tj ET Q q 0 0 0 rg BT 484.29 454.25 Td (in ) Tj ET Q q 0 0 0 rg BT 494.46 454.25 Td (which ) Tj ET Q q 0 0 0 rg BT 521.30 454.25 Td (this ) Tj ET Q q 0 0 0 rg BT 538.14 454.25 Td (report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 442.25 Td (is ) Tj ET Q q 0 0 0 rg BT 113.17 442.25 Td (being ) Tj ET Q q 0 0 0 rg BT 137.89 442.25 Td (prepared;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 418.25 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 104.00 418.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 141.67 418.25 Td (such ) Tj ET Q q 0 0 0 rg BT 162.13 418.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 194.80 418.25 Td (control ) Tj ET Q q 0 0 0 rg BT 225.25 418.25 Td (over ) Tj ET Q q 0 0 0 rg BT 245.14 418.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 282.25 418.25 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 323.53 418.25 Td (or ) Tj ET Q q 0 0 0 rg BT 333.98 418.25 Td (caused ) Tj ET Q q 0 0 0 rg BT 363.31 418.25 Td (such ) Tj ET Q q 0 0 0 rg BT 383.77 418.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 416.44 418.25 Td (control ) Tj ET Q q 0 0 0 rg BT 446.89 418.25 Td (over ) Tj ET Q q 0 0 0 rg BT 466.78 418.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 503.89 418.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 542.67 418.25 Td (to ) Tj ET Q q 0 0 0 rg BT 552.57 418.25 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 406.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 141.98 406.25 Td (under ) Tj ET Q q 0 0 0 rg BT 167.17 406.25 Td (our ) Tj ET Q q 0 0 0 rg BT 182.93 406.25 Td (supervision, ) Tj ET Q q 0 0 0 rg BT 233.97 406.25 Td (to ) Tj ET Q q 0 0 0 rg BT 244.17 406.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 277.15 406.25 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 322.33 406.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 363.63 406.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 404.37 406.25 Td (the ) Tj ET Q q 0 0 0 rg BT 419.01 406.25 Td (reliability ) Tj ET Q q 0 0 0 rg BT 460.32 406.25 Td (of ) Tj ET Q q 0 0 0 rg BT 471.08 406.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 508.49 406.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 547.57 406.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 394.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.97 394.25 Td (preparation ) Tj ET Q q 0 0 0 rg BT 169.25 394.25 Td (of ) Tj ET Q q 0 0 0 rg BT 181.33 394.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 220.06 394.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 266.02 394.25 Td (for ) Tj ET Q q 0 0 0 rg BT 281.43 394.25 Td (external ) Tj ET Q q 0 0 0 rg BT 317.38 394.25 Td (purposes ) Tj ET Q q 0 0 0 rg BT 356.69 394.25 Td (in ) Tj ET Q q 0 0 0 rg BT 368.21 394.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 416.92 394.25 Td (with ) Tj ET Q q 0 0 0 rg BT 438.45 394.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 479.41 394.25 Td (accepted ) Tj ET Q q 0 0 0 rg BT 518.13 394.25 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 382.25 Td (principles;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 358.25 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 104.00 358.25 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 145.46 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 160.82 358.25 Td (ef) Tj ET Q q 0 0 0 rg BT 168.41 358.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 215.98 358.25 Td (of ) Tj ET Q q 0 0 0 rg BT 227.46 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 242.83 358.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 283.37 358.25 Td (s ) Tj ET Q q 0 0 0 rg BT 290.41 358.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 334.11 358.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 369.47 358.25 Td (and ) Tj ET Q q 0 0 0 rg BT 387.06 358.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 434.07 358.25 Td (and ) Tj ET Q q 0 0 0 rg BT 451.66 358.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 493.12 358.25 Td (in ) Tj ET Q q 0 0 0 rg BT 504.05 358.25 Td (this ) Tj ET Q q 0 0 0 rg BT 521.65 358.25 Td (report ) Tj ET Q q 0 0 0 rg BT 548.67 358.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 346.25 Td (conclusions ) Tj ET Q q 0 0 0 rg BT 153.39 346.25 Td (about ) Tj ET Q q 0 0 0 rg BT 177.79 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 192.18 346.25 Td (ef) Tj ET Q q 0 0 0 rg BT 199.77 346.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 246.37 346.25 Td (of ) Tj ET Q q 0 0 0 rg BT 256.88 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 271.27 346.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 313.99 346.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 348.39 346.25 Td (and ) Tj ET Q q 0 0 0 rg BT 365.00 346.25 Td (procedures, ) Tj ET Q q 0 0 0 rg BT 413.55 346.25 Td (as ) Tj ET Q q 0 0 0 rg BT 424.05 346.25 Td (of ) Tj ET Q q 0 0 0 rg BT 434.56 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 448.95 346.25 Td (end ) Tj ET Q q 0 0 0 rg BT 465.57 346.25 Td (of ) Tj ET Q q 0 0 0 rg BT 476.08 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 490.47 346.25 Td (period ) Tj ET Q q 0 0 0 rg BT 518.19 346.25 Td (covered ) Tj ET Q q 0 0 0 rg BT 552.01 346.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 334.25 Td (this ) Tj ET Q q 0 0 0 rg BT 120.95 334.25 Td (report ) Tj ET Q q 0 0 0 rg BT 147.33 334.25 Td (based ) Tj ET Q q 0 0 0 rg BT 172.59 334.25 Td (on ) Tj ET Q q 0 0 0 rg BT 185.09 334.25 Td (such ) Tj ET Q q 0 0 0 rg BT 205.92 334.25 Td (evaluation; ) Tj ET Q q 0 0 0 rg BT 252.85 334.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 310.25 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 104.00 310.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 143.91 310.25 Td (in ) Tj ET Q q 0 0 0 rg BT 154.39 310.25 Td (this ) Tj ET Q q 0 0 0 rg BT 171.53 310.25 Td (report ) Tj ET Q q 0 0 0 rg BT 198.11 310.25 Td (any ) Tj ET Q q 0 0 0 rg BT 215.24 310.25 Td (change ) Tj ET Q q 0 0 0 rg BT 246.25 310.25 Td (in ) Tj ET Q q 0 0 0 rg BT 256.73 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 271.64 310.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 312.19 310.25 Td (s ) Tj ET Q q 0 0 0 rg BT 318.77 310.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 352.01 310.25 Td (control ) Tj ET Q q 0 0 0 rg BT 383.03 310.25 Td (over ) Tj ET Q q 0 0 0 rg BT 403.50 310.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 441.18 310.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 480.53 310.25 Td (that ) Tj ET Q q 0 0 0 rg BT 498.22 310.25 Td (occurred ) Tj ET Q q 0 0 0 rg BT 535.89 310.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 118.96 298.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 159.50 298.25 Td (s ) Tj ET Q q 0 0 0 rg BT 166.13 298.25 Td (most ) Tj ET Q q 0 0 0 rg BT 188.31 298.25 Td (recent ) Tj ET Q q 0 0 0 rg BT 215.48 298.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 239.87 298.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 270.92 298.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 289.21 298.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 329.75 298.25 Td (s ) Tj ET Q q 0 0 0 rg BT 336.38 298.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 363.56 298.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 387.95 298.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 419.00 298.25 Td (in ) Tj ET Q q 0 0 0 rg BT 429.52 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 444.48 298.25 Td (case ) Tj ET Q q 0 0 0 rg BT 464.42 298.25 Td (of ) Tj ET Q q 0 0 0 rg BT 475.49 298.25 Td (an ) Tj ET Q q 0 0 0 rg BT 487.67 298.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 517.06 298.25 Td (report\) ) Tj ET Q q 0 0 0 rg BT 547.00 298.25 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 286.25 Td (has ) Tj ET Q q 0 0 0 rg BT 120.46 286.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 164.12 286.25 Td (af) Tj ET Q q 0 0 0 rg BT 171.71 286.25 Td (fected, ) Tj ET Q q 0 0 0 rg BT 201.75 286.25 Td (or ) Tj ET Q q 0 0 0 rg BT 213.21 286.25 Td (is ) Tj ET Q q 0 0 0 rg BT 223.00 286.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 269.44 286.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 295.34 286.25 Td (to ) Tj ET Q q 0 0 0 rg BT 306.25 286.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 349.91 286.25 Td (af) Tj ET Q q 0 0 0 rg BT 357.50 286.25 Td (fect, ) Tj ET Q q 0 0 0 rg BT 378.11 286.25 Td (the ) Tj ET Q q 0 0 0 rg BT 393.45 286.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 433.99 286.25 Td (s ) Tj ET Q q 0 0 0 rg BT 441.01 286.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 474.67 286.25 Td (control ) Tj ET Q q 0 0 0 rg BT 506.12 286.25 Td (over ) Tj ET Q q 0 0 0 rg BT 527.02 286.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 274.25 Td (reporting; ) Tj ET Q q 0 0 0 rg BT 145.93 274.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 250.25 Td (5. ) Tj ET Q q 0 0 0 rg BT 86.00 250.25 Td (The ) Tj ET Q q 0 0 0 rg BT 103.61 250.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 144.16 250.25 Td (s ) Tj ET Q q 0 0 0 rg BT 150.11 250.25 Td (other ) Tj ET Q q 0 0 0 rg BT 172.73 250.25 Td (certifying ) Tj ET Q q 0 0 0 rg BT 213.67 250.25 Td (of) Tj ET Q q 0 0 0 rg BT 221.82 250.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 242.20 250.25 Td (and ) Tj ET Q q 0 0 0 rg BT 258.70 250.25 Td (I ) Tj ET Q q 0 0 0 rg BT 264.10 250.25 Td (have ) Tj ET Q q 0 0 0 rg BT 285.04 250.25 Td (disclosed, ) Tj ET Q q 0 0 0 rg BT 326.83 250.25 Td (based ) Tj ET Q q 0 0 0 rg BT 351.66 250.25 Td (on ) Tj ET Q q 0 0 0 rg BT 363.73 250.25 Td (our ) Tj ET Q q 0 0 0 rg BT 379.13 250.25 Td (most ) Tj ET Q q 0 0 0 rg BT 400.64 250.25 Td (recent ) Tj ET Q q 0 0 0 rg BT 427.13 250.25 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 470.85 250.25 Td (of ) Tj ET Q q 0 0 0 rg BT 481.25 250.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 513.86 250.25 Td (control ) Tj ET Q q 0 0 0 rg BT 544.25 250.25 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 238.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 123.51 238.25 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 165.20 238.25 Td (to ) Tj ET Q q 0 0 0 rg BT 175.52 238.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.27 238.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 230.81 238.25 Td (s ) Tj ET Q q 0 0 0 rg BT 237.24 238.25 Td (auditors ) Tj ET Q q 0 0 0 rg BT 271.99 238.25 Td (and ) Tj ET Q q 0 0 0 rg BT 288.96 238.25 Td (the ) Tj ET Q q 0 0 0 rg BT 303.71 238.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 326.24 238.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 370.98 238.25 Td (of ) Tj ET Q q 0 0 0 rg BT 381.84 238.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.60 238.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 437.14 238.25 Td (s ) Tj ET Q q 0 0 0 rg BT 443.56 238.25 Td (board ) Tj ET Q q 0 0 0 rg BT 468.87 238.25 Td (of ) Tj ET Q q 0 0 0 rg BT 479.73 238.25 Td (directors ) Tj ET Q q 0 0 0 rg BT 517.25 238.25 Td (\(or ) Tj ET Q q 0 0 0 rg BT 531.44 238.25 Td (persons ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 226.25 Td (performing ) Tj ET Q q 0 0 0 rg BT 133.49 226.25 Td (the ) Tj ET Q q 0 0 0 rg BT 148.20 226.25 Td (equivalent ) Tj ET Q q 0 0 0 rg BT 192.35 226.25 Td (functions\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 202.25 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 104.00 202.25 Td (all ) Tj ET Q q 0 0 0 rg BT 117.47 202.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 163.15 202.25 Td (deficiencies ) Tj ET Q q 0 0 0 rg BT 214.37 202.25 Td (and ) Tj ET Q q 0 0 0 rg BT 232.28 202.25 Td (material ) Tj ET Q q 0 0 0 rg BT 268.51 202.25 Td (weaknesses ) Tj ET Q q 0 0 0 rg BT 318.63 202.25 Td (in ) Tj ET Q q 0 0 0 rg BT 329.88 202.25 Td (the ) Tj ET Q q 0 0 0 rg BT 345.56 202.25 Td (design ) Tj ET Q q 0 0 0 rg BT 375.14 202.25 Td (or ) Tj ET Q q 0 0 0 rg BT 386.94 202.25 Td (operation ) Tj ET Q q 0 0 0 rg BT 428.18 202.25 Td (of ) Tj ET Q q 0 0 0 rg BT 439.98 202.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 473.99 202.25 Td (control ) Tj ET Q q 0 0 0 rg BT 505.79 202.25 Td (over ) Tj ET Q q 0 0 0 rg BT 527.03 202.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 190.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 143.40 190.25 Td (which ) Tj ET Q q 0 0 0 rg BT 170.58 190.25 Td (are ) Tj ET Q q 0 0 0 rg BT 185.53 190.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 231.58 190.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 257.10 190.25 Td (to ) Tj ET Q q 0 0 0 rg BT 267.62 190.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 308.68 190.25 Td (af) Tj ET Q q 0 0 0 rg BT 316.26 190.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 333.99 190.25 Td (the ) Tj ET Q q 0 0 0 rg BT 348.95 190.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 389.49 190.25 Td (s ) Tj ET Q q 0 0 0 rg BT 396.12 190.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 424.42 190.25 Td (to ) Tj ET Q q 0 0 0 rg BT 434.94 190.25 Td (record, ) Tj ET Q q 0 0 0 rg BT 465.72 190.25 Td (process, ) Tj ET Q q 0 0 0 rg BT 500.95 190.25 Td (summarize ) Tj ET Q q 0 0 0 rg BT 547.56 190.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 178.25 Td (report ) Tj ET Q q 0 0 0 rg BT 130.38 178.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 167.86 178.25 Td (information; ) Tj ET Q q 0 0 0 rg BT 220.35 178.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 154.25 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 104.00 154.25 Td (any ) Tj ET Q q 0 0 0 rg BT 120.74 154.25 Td (fraud, ) Tj ET Q q 0 0 0 rg BT 146.65 154.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 181.16 154.25 Td (or ) Tj ET Q q 0 0 0 rg BT 191.79 154.25 Td (not ) Tj ET Q q 0 0 0 rg BT 206.88 154.25 Td (material, ) Tj ET Q q 0 0 0 rg BT 244.44 154.25 Td (that ) Tj ET Q q 0 0 0 rg BT 261.74 154.25 Td (involves ) Tj ET Q q 0 0 0 rg BT 297.93 154.25 Td (management ) Tj ET Q q 0 0 0 rg BT 351.32 154.25 Td (or ) Tj ET Q q 0 0 0 rg BT 361.96 154.25 Td (other ) Tj ET Q q 0 0 0 rg BT 384.81 154.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 429.88 154.25 Td (who ) Tj ET Q q 0 0 0 rg BT 449.41 154.25 Td (have ) Tj ET Q q 0 0 0 rg BT 470.59 154.25 Td (a ) Tj ET Q q 0 0 0 rg BT 477.33 154.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 521.85 154.25 Td (role ) Tj ET Q q 0 0 0 rg BT 539.70 154.25 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 154.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 142.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 144.54 142.25 Td (s ) Tj ET Q q 0 0 0 rg BT 150.93 142.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 183.98 142.25 Td (control ) Tj ET Q q 0 0 0 rg BT 214.80 142.25 Td (over ) Tj ET Q q 0 0 0 rg BT 235.07 142.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 272.55 142.25 Td (reporting.) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342.5 96.75 m 562.5 96.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 58.30 101.32 Td (Date:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 101.32 Td (February ) Tj ET Q q 0 0 0 rg BT 124.60 101.32 Td (22, ) Tj ET Q q 0 0 0 rg BT 139.60 101.32 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.00 101.32 Td (By:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 101.32 Td (/s/ ) Tj ET Q q 0 0 0 rg BT 356.86 101.32 Td (W) Tj ET Q q 0 0 0 rg BT 366.01 101.32 Td (illiam ) Tj ET Q q 0 0 0 rg BT 391.64 101.32 Td (B. ) Tj ET Q q 0 0 0 rg BT 403.31 101.32 Td (Shepro) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 87.32 Td (W) Tj ET Q q 0 0 0 rg BT 354.24 87.32 Td (illiam ) Tj ET Q q 0 0 0 rg BT 379.87 87.32 Td (B. ) Tj ET Q q 0 0 0 rg BT 391.54 87.32 Td (Shepro) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 73.32 Td (Director ) Tj ET Q q 0 0 0 rg BT 380.82 73.32 Td (and ) Tj ET Q q 0 0 0 rg BT 397.75 73.32 Td (Chief ) Tj ET Q q 0 0 0 rg BT 422.47 73.32 Td (Executive ) Tj ET Q q 0 0 0 rg BT 464.95 73.32 Td (Of) Tj ET Q q 0 0 0 rg BT 475.41 73.32 Td (ficer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.00 59.32 Td (\(Principal ) Tj ET Q q 0 0 0 rg BT 386.93 59.32 Td (Executive ) Tj ET Q q 0 0 0 rg BT 429.41 59.32 Td (Of) Tj ET Q q 0 0 0 rg BT 439.79 59.32 Td (ficer\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 247 0 obj <> endobj 248 0 obj <> stream BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.30 742.25 Td (Exhibit31.2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 106.80 718.25 Td (CER) Tj ET Q q 0 0 0 rg BT 127.56 718.25 Td (TIFICA) Tj ET Q q 0 0 0 rg BT 161.82 718.25 Td (TION BY) Tj ET Q q 0 0 0 rg BT 203.41 718.25 Td ( ) Tj ET Q q 0 0 0 rg BT 205.73 718.25 Td (THE CHIEF) Tj ET Q q 0 0 0 rg BT 260.64 718.25 Td ( FINANCIAL) Tj ET Q q 0 0 0 rg BT 319.26 718.25 Td ( OFFICER PURSUANT) Tj ET Q q 0 0 0 rg BT 423.53 718.25 Td ( ) Tj ET Q q 0 0 0 rg BT 425.85 718.25 Td (T) Tj ET Q q 0 0 0 rg BT 432.34 718.25 Td (O SECTION302) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 209.60 706.25 Td (OF) Tj ET Q q 0 0 0 rg BT 223.12 706.25 Td ( ) Tj ET Q q 0 0 0 rg BT 225.43 706.25 Td (THE SARBANES-OXLEY) Tj ET Q q 0 0 0 rg BT 340.92 706.25 Td ( ) Tj ET Q q 0 0 0 rg BT 342.87 706.25 Td (ACT) Tj ET Q q 0 0 0 rg BT 363.80 706.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 379.82 706.25 Td ( 2002) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (I, ) Tj ET Q q 0 0 0 rg BT 58.33 682.25 Td (Indroneel ) Tj ET Q q 0 0 0 rg BT 99.15 682.25 Td (Chatterjee, ) Tj ET Q q 0 0 0 rg BT 145.23 682.25 Td (hereby ) Tj ET Q q 0 0 0 rg BT 174.94 682.25 Td (certify ) Tj ET Q q 0 0 0 rg BT 203.54 682.25 Td (that:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 658.25 Td (1. ) Tj ET Q q 0 0 0 rg BT 86.00 658.25 Td (I ) Tj ET Q q 0 0 0 rg BT 90.61 658.25 Td (have ) Tj ET Q q 0 0 0 rg BT 110.76 658.25 Td (reviewed ) Tj ET Q q 0 0 0 rg BT 148.68 658.25 Td (this ) Tj ET Q q 0 0 0 rg BT 164.40 658.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 192.34 658.25 Td (report ) Tj ET Q q 0 0 0 rg BT 217.49 658.25 Td (on ) Tj ET Q q 0 0 0 rg BT 228.76 658.25 Td (Form10-K ) Tj ET Q q 0 0 0 rg BT 274.76 658.25 Td (for ) Tj ET Q q 0 0 0 rg BT 287.70 658.25 Td (the ) Tj ET Q q 0 0 0 rg BT 301.19 658.25 Td (period ) Tj ET Q q 0 0 0 rg BT 328.01 658.25 Td (ending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.51 658.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 413.87 658.25 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.87 658.25 Td ( ) Tj ET Q q 0 0 0 rg BT 435.14 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 444.47 658.25 Td (Altisource ) Tj ET Q q 0 0 0 rg BT 487.40 658.25 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 524.23 658.25 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 646.25 Td (S.A.;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 622.25 Td (2. ) Tj ET Q q 0 0 0 rg BT 86.00 622.25 Td (Based ) Tj ET Q q 0 0 0 rg BT 113.05 622.25 Td (on ) Tj ET Q q 0 0 0 rg BT 125.65 622.25 Td (my ) Tj ET Q q 0 0 0 rg BT 141.04 622.25 Td (knowledge, ) Tj ET Q q 0 0 0 rg BT 190.02 622.25 Td (this ) Tj ET Q q 0 0 0 rg BT 207.08 622.25 Td (report ) Tj ET Q q 0 0 0 rg BT 233.56 622.25 Td (does ) Tj ET Q q 0 0 0 rg BT 254.50 622.25 Td (not ) Tj ET Q q 0 0 0 rg BT 269.89 622.25 Td (contain ) Tj ET Q q 0 0 0 rg BT 301.93 622.25 Td (any ) Tj ET Q q 0 0 0 rg BT 318.97 622.25 Td (untrue ) Tj ET Q q 0 0 0 rg BT 347.13 622.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 388.06 622.25 Td (of ) Tj ET Q q 0 0 0 rg BT 398.99 622.25 Td (a ) Tj ET Q q 0 0 0 rg BT 406.04 622.25 Td (material ) Tj ET Q q 0 0 0 rg BT 441.41 622.25 Td (fact ) Tj ET Q q 0 0 0 rg BT 459.00 622.25 Td (or ) Tj ET Q q 0 0 0 rg BT 469.94 622.25 Td (omit ) Tj ET Q q 0 0 0 rg BT 490.88 622.25 Td (to ) Tj ET Q q 0 0 0 rg BT 501.26 622.25 Td (state ) Tj ET Q q 0 0 0 rg BT 522.20 622.25 Td (a ) Tj ET Q q 0 0 0 rg BT 529.24 622.25 Td (material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 610.25 Td (fact ) Tj ET Q q 0 0 0 rg BT 103.58 610.25 Td (necessary ) Tj ET Q q 0 0 0 rg BT 145.04 610.25 Td (to ) Tj ET Q q 0 0 0 rg BT 155.42 610.25 Td (make ) Tj ET Q q 0 0 0 rg BT 179.67 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 194.48 610.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 239.29 610.25 Td (made, ) Tj ET Q q 0 0 0 rg BT 266.04 610.25 Td (in ) Tj ET Q q 0 0 0 rg BT 276.41 610.25 Td (light ) Tj ET Q q 0 0 0 rg BT 297.34 610.25 Td (of ) Tj ET Q q 0 0 0 rg BT 308.27 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.08 610.25 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 382.31 610.25 Td (under ) Tj ET Q q 0 0 0 rg BT 407.68 610.25 Td (which ) Tj ET Q q 0 0 0 rg BT 434.71 610.25 Td (such ) Tj ET Q q 0 0 0 rg BT 455.64 610.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 500.44 610.25 Td (were ) Tj ET Q q 0 0 0 rg BT 522.47 610.25 Td (made, ) Tj ET Q q 0 0 0 rg BT 549.22 610.25 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.25 Td (misleading ) Tj ET Q q 0 0 0 rg BT 132.38 598.25 Td (with ) Tj ET Q q 0 0 0 rg BT 152.66 598.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 183.48 598.25 Td (to ) Tj ET Q q 0 0 0 rg BT 193.75 598.25 Td (the ) Tj ET Q q 0 0 0 rg BT 208.47 598.25 Td (period ) Tj ET Q q 0 0 0 rg BT 236.52 598.25 Td (covered ) Tj ET Q q 0 0 0 rg BT 270.66 598.25 Td (by ) Tj ET Q q 0 0 0 rg BT 283.16 598.25 Td (this ) Tj ET Q q 0 0 0 rg BT 300.11 598.25 Td (report;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 574.25 Td (3. ) Tj ET Q q 0 0 0 rg BT 86.00 574.25 Td (Based ) Tj ET Q q 0 0 0 rg BT 112.92 574.25 Td (on ) Tj ET Q q 0 0 0 rg BT 125.41 574.25 Td (my ) Tj ET Q q 0 0 0 rg BT 140.67 574.25 Td (knowledge, ) Tj ET Q q 0 0 0 rg BT 189.53 574.25 Td (the ) Tj ET Q q 0 0 0 rg BT 204.23 574.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 241.70 574.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 288.89 574.25 Td (and ) Tj ET Q q 0 0 0 rg BT 305.82 574.25 Td (other ) Tj ET Q q 0 0 0 rg BT 328.85 574.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 366.31 574.25 Td (information ) Tj ET Q q 0 0 0 rg BT 416.01 574.25 Td (included ) Tj ET Q q 0 0 0 rg BT 452.93 574.25 Td (in ) Tj ET Q q 0 0 0 rg BT 463.19 574.25 Td (this ) Tj ET Q q 0 0 0 rg BT 480.12 574.25 Td (report, ) Tj ET Q q 0 0 0 rg BT 508.98 574.25 Td (fairly ) Tj ET Q q 0 0 0 rg BT 533.12 574.25 Td (present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 562.25 Td (in ) Tj ET Q q 0 0 0 rg BT 96.65 562.25 Td (all ) Tj ET Q q 0 0 0 rg BT 109.51 562.25 Td (material ) Tj ET Q q 0 0 0 rg BT 145.14 562.25 Td (respects ) Tj ET Q q 0 0 0 rg BT 180.22 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 195.31 562.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 233.16 562.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 276.30 562.25 Td (results ) Tj ET Q q 0 0 0 rg BT 305.28 562.25 Td (of ) Tj ET Q q 0 0 0 rg BT 316.48 562.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 361.00 562.25 Td (and ) Tj ET Q q 0 0 0 rg BT 378.31 562.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 398.95 562.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 424.04 562.25 Td (of ) Tj ET Q q 0 0 0 rg BT 435.24 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 450.33 562.25 Td (registrant ) Tj ET Q q 0 0 0 rg BT 490.96 562.25 Td (as ) Tj ET Q q 0 0 0 rg BT 502.17 562.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 515.87 562.25 Td (and ) Tj ET Q q 0 0 0 rg BT 533.17 562.25 Td (for) Tj ET Q q 0 0 0 rg BT 544.43 562.25 Td (, ) Tj ET Q q 0 0 0 rg BT 549.80 562.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 550.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 117.94 550.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 158.75 550.25 Td (in ) Tj ET Q q 0 0 0 rg BT 169.03 550.25 Td (this ) Tj ET Q q 0 0 0 rg BT 185.98 550.25 Td (report;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 526.25 Td (4. ) Tj ET Q q 0 0 0 rg BT 86.00 526.25 Td (The ) Tj ET Q q 0 0 0 rg BT 104.64 526.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 145.18 526.25 Td (s ) Tj ET Q q 0 0 0 rg BT 152.16 526.25 Td (other ) Tj ET Q q 0 0 0 rg BT 175.80 526.25 Td (certifying ) Tj ET Q q 0 0 0 rg BT 217.76 526.25 Td (of) Tj ET Q q 0 0 0 rg BT 225.91 526.25 Td (ficerand ) Tj ET Q q 0 0 0 rg BT 264.26 526.25 Td (I ) Tj ET Q q 0 0 0 rg BT 270.68 526.25 Td (are ) Tj ET Q q 0 0 0 rg BT 285.98 526.25 Td (responsible ) Tj ET Q q 0 0 0 rg BT 334.61 526.25 Td (for ) Tj ET Q q 0 0 0 rg BT 349.36 526.25 Td (establishing ) Tj ET Q q 0 0 0 rg BT 400.23 526.25 Td (and ) Tj ET Q q 0 0 0 rg BT 417.76 526.25 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 468.62 526.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 512.25 526.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 547.56 526.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 514.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 132.09 514.25 Td (\(as ) Tj ET Q q 0 0 0 rg BT 145.97 514.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 178.18 514.25 Td (in ) Tj ET Q q 0 0 0 rg BT 188.18 514.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 229.34 514.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 246.00 514.25 Td (Rules13a-15\(e\)and ) Tj ET Q q 0 0 0 rg BT 329.31 514.25 Td (15d-15\(e\)\) ) Tj ET Q q 0 0 0 rg BT 374.29 514.25 Td (and ) Tj ET Q q 0 0 0 rg BT 390.95 514.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 423.72 514.25 Td (control ) Tj ET Q q 0 0 0 rg BT 454.27 514.25 Td (over ) Tj ET Q q 0 0 0 rg BT 474.26 514.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 511.46 514.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 550.34 514.25 Td (\(as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 502.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 118.49 502.25 Td (in ) Tj ET Q q 0 0 0 rg BT 128.76 502.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 170.14 502.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 187.07 502.25 Td (Rules13a-15\(f\)and ) Tj ET Q q 0 0 0 rg BT 269.55 502.25 Td (15d-15\(f\)\) ) Tj ET Q q 0 0 0 rg BT 313.70 502.25 Td (for ) Tj ET Q q 0 0 0 rg BT 327.86 502.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.58 502.25 Td (registrant ) Tj ET Q q 0 0 0 rg BT 382.84 502.25 Td (and ) Tj ET Q q 0 0 0 rg BT 399.78 502.25 Td (have:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.25 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 104.00 478.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 141.74 478.25 Td (such ) Tj ET Q q 0 0 0 rg BT 162.26 478.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 204.99 478.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 239.40 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 256.03 478.25 Td (procedures, ) Tj ET Q q 0 0 0 rg BT 304.59 478.25 Td (or ) Tj ET Q q 0 0 0 rg BT 315.11 478.25 Td (caused ) Tj ET Q q 0 0 0 rg BT 344.50 478.25 Td (such ) Tj ET Q q 0 0 0 rg BT 365.02 478.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 407.76 478.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 442.17 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 458.79 478.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 504.85 478.25 Td (to ) Tj ET Q q 0 0 0 rg BT 514.82 478.25 Td (be ) Tj ET Q q 0 0 0 rg BT 526.45 478.25 Td (designed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 466.25 Td (under ) Tj ET Q q 0 0 0 rg BT 130.76 466.25 Td (our ) Tj ET Q q 0 0 0 rg BT 148.08 466.25 Td (supervision, ) Tj ET Q q 0 0 0 rg BT 200.68 466.25 Td (to ) Tj ET Q q 0 0 0 rg BT 212.45 466.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 242.54 466.25 Td (that ) Tj ET Q q 0 0 0 rg BT 261.53 466.25 Td (material ) Tj ET Q q 0 0 0 rg BT 298.28 466.25 Td (information ) Tj ET Q q 0 0 0 rg BT 349.48 466.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 384.02 466.25 Td (to ) Tj ET Q q 0 0 0 rg BT 395.79 466.25 Td (the ) Tj ET Q q 0 0 0 rg BT 412.00 466.25 Td (registrant, ) Tj ET Q q 0 0 0 rg BT 456.25 466.25 Td (including ) Tj ET Q q 0 0 0 rg BT 498.02 466.25 Td (its ) Tj ET Q q 0 0 0 rg BT 511.46 466.25 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 454.25 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 156.11 454.25 Td (is ) Tj ET Q q 0 0 0 rg BT 165.17 454.25 Td (made ) Tj ET Q q 0 0 0 rg BT 189.22 454.25 Td (known ) Tj ET Q q 0 0 0 rg BT 218.84 454.25 Td (to ) Tj ET Q q 0 0 0 rg BT 229.01 454.25 Td (us ) Tj ET Q q 0 0 0 rg BT 240.30 454.25 Td (by ) Tj ET Q q 0 0 0 rg BT 252.69 454.25 Td (others ) Tj ET Q q 0 0 0 rg BT 279.52 454.25 Td (within ) Tj ET Q q 0 0 0 rg BT 307.48 454.25 Td (those ) Tj ET Q q 0 0 0 rg BT 330.98 454.25 Td (entities, ) Tj ET Q q 0 0 0 rg BT 364.75 454.25 Td (particularly ) Tj ET Q q 0 0 0 rg BT 413.24 454.25 Td (during ) Tj ET Q q 0 0 0 rg BT 441.74 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 456.35 454.25 Td (period ) Tj ET Q q 0 0 0 rg BT 484.29 454.25 Td (in ) Tj ET Q q 0 0 0 rg BT 494.46 454.25 Td (which ) Tj ET Q q 0 0 0 rg BT 521.30 454.25 Td (this ) Tj ET Q q 0 0 0 rg BT 538.14 454.25 Td (report ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 442.25 Td (is ) Tj ET Q q 0 0 0 rg BT 113.17 442.25 Td (being ) Tj ET Q q 0 0 0 rg BT 137.89 442.25 Td (prepared;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 418.25 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 104.00 418.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 141.67 418.25 Td (such ) Tj ET Q q 0 0 0 rg BT 162.13 418.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 194.80 418.25 Td (control ) Tj ET Q q 0 0 0 rg BT 225.25 418.25 Td (over ) Tj ET Q q 0 0 0 rg BT 245.14 418.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 282.25 418.25 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 323.53 418.25 Td (or ) Tj ET Q q 0 0 0 rg BT 333.98 418.25 Td (caused ) Tj ET Q q 0 0 0 rg BT 363.31 418.25 Td (such ) Tj ET Q q 0 0 0 rg BT 383.77 418.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 416.44 418.25 Td (control ) Tj ET Q q 0 0 0 rg BT 446.89 418.25 Td (over ) Tj ET Q q 0 0 0 rg BT 466.78 418.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 503.89 418.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 542.67 418.25 Td (to ) Tj ET Q q 0 0 0 rg BT 552.57 418.25 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 406.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 141.98 406.25 Td (under ) Tj ET Q q 0 0 0 rg BT 167.17 406.25 Td (our ) Tj ET Q q 0 0 0 rg BT 182.93 406.25 Td (supervision, ) Tj ET Q q 0 0 0 rg BT 233.97 406.25 Td (to ) Tj ET Q q 0 0 0 rg BT 244.17 406.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 277.15 406.25 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 322.33 406.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 363.63 406.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 404.37 406.25 Td (the ) Tj ET Q q 0 0 0 rg BT 419.01 406.25 Td (reliability ) Tj ET Q q 0 0 0 rg BT 460.32 406.25 Td (of ) Tj ET Q q 0 0 0 rg BT 471.08 406.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 508.49 406.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 547.57 406.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 394.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.97 394.25 Td (preparation ) Tj ET Q q 0 0 0 rg BT 169.25 394.25 Td (of ) Tj ET Q q 0 0 0 rg BT 181.33 394.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 220.06 394.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 266.02 394.25 Td (for ) Tj ET Q q 0 0 0 rg BT 281.43 394.25 Td (external ) Tj ET Q q 0 0 0 rg BT 317.38 394.25 Td (purposes ) Tj ET Q q 0 0 0 rg BT 356.69 394.25 Td (in ) Tj ET Q q 0 0 0 rg BT 368.21 394.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 416.92 394.25 Td (with ) Tj ET Q q 0 0 0 rg BT 438.45 394.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 479.41 394.25 Td (accepted ) Tj ET Q q 0 0 0 rg BT 518.13 394.25 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 382.25 Td (principles;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 358.25 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 104.00 358.25 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 145.46 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 160.82 358.25 Td (ef) Tj ET Q q 0 0 0 rg BT 168.41 358.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 215.98 358.25 Td (of ) Tj ET Q q 0 0 0 rg BT 227.46 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 242.83 358.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 283.37 358.25 Td (s ) Tj ET Q q 0 0 0 rg BT 290.41 358.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 334.11 358.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 369.47 358.25 Td (and ) Tj ET Q q 0 0 0 rg BT 387.06 358.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 434.07 358.25 Td (and ) Tj ET Q q 0 0 0 rg BT 451.66 358.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 493.12 358.25 Td (in ) Tj ET Q q 0 0 0 rg BT 504.05 358.25 Td (this ) Tj ET Q q 0 0 0 rg BT 521.65 358.25 Td (report ) Tj ET Q q 0 0 0 rg BT 548.67 358.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 346.25 Td (conclusions ) Tj ET Q q 0 0 0 rg BT 153.39 346.25 Td (about ) Tj ET Q q 0 0 0 rg BT 177.79 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 192.18 346.25 Td (ef) Tj ET Q q 0 0 0 rg BT 199.77 346.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 246.37 346.25 Td (of ) Tj ET Q q 0 0 0 rg BT 256.88 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 271.27 346.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 313.99 346.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 348.39 346.25 Td (and ) Tj ET Q q 0 0 0 rg BT 365.00 346.25 Td (procedures, ) Tj ET Q q 0 0 0 rg BT 413.55 346.25 Td (as ) Tj ET Q q 0 0 0 rg BT 424.05 346.25 Td (of ) Tj ET Q q 0 0 0 rg BT 434.56 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 448.95 346.25 Td (end ) Tj ET Q q 0 0 0 rg BT 465.57 346.25 Td (of ) Tj ET Q q 0 0 0 rg BT 476.08 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 490.47 346.25 Td (period ) Tj ET Q q 0 0 0 rg BT 518.19 346.25 Td (covered ) Tj ET Q q 0 0 0 rg BT 552.01 346.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 334.25 Td (this ) Tj ET Q q 0 0 0 rg BT 120.95 334.25 Td (report ) Tj ET Q q 0 0 0 rg BT 147.33 334.25 Td (based ) Tj ET Q q 0 0 0 rg BT 172.59 334.25 Td (on ) Tj ET Q q 0 0 0 rg BT 185.09 334.25 Td (such ) Tj ET Q q 0 0 0 rg BT 205.92 334.25 Td (evaluation; ) Tj ET Q q 0 0 0 rg BT 252.85 334.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 310.25 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 104.00 310.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 143.91 310.25 Td (in ) Tj ET Q q 0 0 0 rg BT 154.39 310.25 Td (this ) Tj ET Q q 0 0 0 rg BT 171.53 310.25 Td (report ) Tj ET Q q 0 0 0 rg BT 198.11 310.25 Td (any ) Tj ET Q q 0 0 0 rg BT 215.24 310.25 Td (change ) Tj ET Q q 0 0 0 rg BT 246.25 310.25 Td (in ) Tj ET Q q 0 0 0 rg BT 256.73 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 271.64 310.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 312.19 310.25 Td (s ) Tj ET Q q 0 0 0 rg BT 318.77 310.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 352.01 310.25 Td (control ) Tj ET Q q 0 0 0 rg BT 383.03 310.25 Td (over ) Tj ET Q q 0 0 0 rg BT 403.50 310.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 441.18 310.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 480.53 310.25 Td (that ) Tj ET Q q 0 0 0 rg BT 498.22 310.25 Td (occurred ) Tj ET Q q 0 0 0 rg BT 535.89 310.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 118.96 298.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 159.50 298.25 Td (s ) Tj ET Q q 0 0 0 rg BT 166.13 298.25 Td (most ) Tj ET Q q 0 0 0 rg BT 188.31 298.25 Td (recent ) Tj ET Q q 0 0 0 rg BT 215.48 298.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 239.87 298.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 270.92 298.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 289.21 298.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 329.75 298.25 Td (s ) Tj ET Q q 0 0 0 rg BT 336.38 298.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 363.56 298.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 387.95 298.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 419.00 298.25 Td (in ) Tj ET Q q 0 0 0 rg BT 429.52 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 444.48 298.25 Td (case ) Tj ET Q q 0 0 0 rg BT 464.42 298.25 Td (of ) Tj ET Q q 0 0 0 rg BT 475.49 298.25 Td (an ) Tj ET Q q 0 0 0 rg BT 487.67 298.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 517.06 298.25 Td (report\) ) Tj ET Q q 0 0 0 rg BT 547.00 298.25 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 286.25 Td (has ) Tj ET Q q 0 0 0 rg BT 120.46 286.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 164.12 286.25 Td (af) Tj ET Q q 0 0 0 rg BT 171.71 286.25 Td (fected, ) Tj ET Q q 0 0 0 rg BT 201.75 286.25 Td (or ) Tj ET Q q 0 0 0 rg BT 213.21 286.25 Td (is ) Tj ET Q q 0 0 0 rg BT 223.00 286.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 269.44 286.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 295.34 286.25 Td (to ) Tj ET Q q 0 0 0 rg BT 306.25 286.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 349.91 286.25 Td (af) Tj ET Q q 0 0 0 rg BT 357.50 286.25 Td (fect, ) Tj ET Q q 0 0 0 rg BT 378.11 286.25 Td (the ) Tj ET Q q 0 0 0 rg BT 393.45 286.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 433.99 286.25 Td (s ) Tj ET Q q 0 0 0 rg BT 441.01 286.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 474.67 286.25 Td (control ) Tj ET Q q 0 0 0 rg BT 506.12 286.25 Td (over ) Tj ET Q q 0 0 0 rg BT 527.02 286.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 274.25 Td (reporting; ) Tj ET Q q 0 0 0 rg BT 145.93 274.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 250.25 Td (5. ) Tj ET Q q 0 0 0 rg BT 86.00 250.25 Td (The ) Tj ET Q q 0 0 0 rg BT 103.59 250.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 144.13 250.25 Td (s ) Tj ET Q q 0 0 0 rg BT 150.06 250.25 Td (other ) Tj ET Q q 0 0 0 rg BT 172.65 250.25 Td (certifying ) Tj ET Q q 0 0 0 rg BT 213.56 250.25 Td (of) Tj ET Q q 0 0 0 rg BT 221.71 250.25 Td (ficerand ) Tj ET Q q 0 0 0 rg BT 259.01 250.25 Td (I ) Tj ET Q q 0 0 0 rg BT 264.38 250.25 Td (have ) Tj ET Q q 0 0 0 rg BT 285.30 250.25 Td (disclosed, ) Tj ET Q q 0 0 0 rg BT 327.05 250.25 Td (based ) Tj ET Q q 0 0 0 rg BT 351.86 250.25 Td (on ) Tj ET Q q 0 0 0 rg BT 363.91 250.25 Td (our ) Tj ET Q q 0 0 0 rg BT 379.28 250.25 Td (most ) Tj ET Q q 0 0 0 rg BT 400.77 250.25 Td (recent ) Tj ET Q q 0 0 0 rg BT 427.23 250.25 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 470.92 250.25 Td (of ) Tj ET Q q 0 0 0 rg BT 481.29 250.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 513.88 250.25 Td (control ) Tj ET Q q 0 0 0 rg BT 544.24 250.25 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 238.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 123.51 238.25 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 165.20 238.25 Td (to ) Tj ET Q q 0 0 0 rg BT 175.52 238.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.27 238.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 230.81 238.25 Td (s ) Tj ET Q q 0 0 0 rg BT 237.24 238.25 Td (auditors ) Tj ET Q q 0 0 0 rg BT 271.99 238.25 Td (and ) Tj ET Q q 0 0 0 rg BT 288.96 238.25 Td (the ) Tj ET Q q 0 0 0 rg BT 303.71 238.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 326.24 238.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 370.98 238.25 Td (of ) Tj ET Q q 0 0 0 rg BT 381.84 238.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.60 238.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 437.14 238.25 Td (s ) Tj ET Q q 0 0 0 rg BT 443.56 238.25 Td (board ) Tj ET Q q 0 0 0 rg BT 468.87 238.25 Td (of ) Tj ET Q q 0 0 0 rg BT 479.73 238.25 Td (directors ) Tj ET Q q 0 0 0 rg BT 517.25 238.25 Td (\(or ) Tj ET Q q 0 0 0 rg BT 531.44 238.25 Td (persons ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 226.25 Td (performing ) Tj ET Q q 0 0 0 rg BT 133.49 226.25 Td (the ) Tj ET Q q 0 0 0 rg BT 148.20 226.25 Td (equivalent ) Tj ET Q q 0 0 0 rg BT 192.35 226.25 Td (functions\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 202.25 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 104.00 202.25 Td (all ) Tj ET Q q 0 0 0 rg BT 117.47 202.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 163.15 202.25 Td (deficiencies ) Tj ET Q q 0 0 0 rg BT 214.37 202.25 Td (and ) Tj ET Q q 0 0 0 rg BT 232.28 202.25 Td (material ) Tj ET Q q 0 0 0 rg BT 268.51 202.25 Td (weaknesses ) Tj ET Q q 0 0 0 rg BT 318.63 202.25 Td (in ) Tj ET Q q 0 0 0 rg BT 329.88 202.25 Td (the ) Tj ET Q q 0 0 0 rg BT 345.56 202.25 Td (design ) Tj ET Q q 0 0 0 rg BT 375.14 202.25 Td (or ) Tj ET Q q 0 0 0 rg BT 386.94 202.25 Td (operation ) Tj ET Q q 0 0 0 rg BT 428.18 202.25 Td (of ) Tj ET Q q 0 0 0 rg BT 439.98 202.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 473.99 202.25 Td (control ) Tj ET Q q 0 0 0 rg BT 505.79 202.25 Td (over ) Tj ET Q q 0 0 0 rg BT 527.03 202.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 190.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 143.40 190.25 Td (which ) Tj ET Q q 0 0 0 rg BT 170.58 190.25 Td (are ) Tj ET Q q 0 0 0 rg BT 185.53 190.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 231.58 190.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 257.10 190.25 Td (to ) Tj ET Q q 0 0 0 rg BT 267.62 190.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 308.68 190.25 Td (af) Tj ET Q q 0 0 0 rg BT 316.26 190.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 333.99 190.25 Td (the ) Tj ET Q q 0 0 0 rg BT 348.95 190.25 Td (registrant) Tj ET Q q 0 0 0 rg BT 389.49 190.25 Td (s ) Tj ET Q q 0 0 0 rg BT 396.12 190.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 424.42 190.25 Td (to ) Tj ET Q q 0 0 0 rg BT 434.94 190.25 Td (record, ) Tj ET Q q 0 0 0 rg BT 465.72 190.25 Td (process, ) Tj ET Q q 0 0 0 rg BT 500.95 190.25 Td (summarize ) Tj ET Q q 0 0 0 rg BT 547.56 190.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 178.25 Td (report ) Tj ET Q q 0 0 0 rg BT 130.38 178.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 167.86 178.25 Td (information; ) Tj ET Q q 0 0 0 rg BT 220.35 178.25 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 154.25 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 104.00 154.25 Td (any ) Tj ET Q q 0 0 0 rg BT 120.74 154.25 Td (fraud, ) Tj ET Q q 0 0 0 rg BT 146.65 154.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 181.16 154.25 Td (or ) Tj ET Q q 0 0 0 rg BT 191.79 154.25 Td (not ) Tj ET Q q 0 0 0 rg BT 206.88 154.25 Td (material, ) Tj ET Q q 0 0 0 rg BT 244.44 154.25 Td (that ) Tj ET Q q 0 0 0 rg BT 261.74 154.25 Td (involves ) Tj ET Q q 0 0 0 rg BT 297.93 154.25 Td (management ) Tj ET Q q 0 0 0 rg BT 351.32 154.25 Td (or ) Tj ET Q q 0 0 0 rg BT 361.96 154.25 Td (other ) Tj ET 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